ISSUE 78 | JUNE 2022
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THIS MONTH FOCUSING ON Why People Switch To Become Entrepreneurs
Challenges Facing The Transportation
Smart Building Tech Increases Energy Efficiency In Calgary
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25
CONTENTS
Cultural diversity is a big reason
that leads to economic growth of a country
27
Developing a positive attitude
05
If you decide something,
29
Why people switch to become Entrepreneurs, some key reasons?
07
A good chance to invest in real estate
31
The ways in which climate change is already affecting Canada
09
Hope for the best & prepare for the worst...
36
International olympics day
12
Has the time come for e-scooters?
39
National indigenous people’s day Canada 21st June 2022
14
Economic impacts hosting a Fifa World cup has on a nation
42
trucking industry in Canada & how to meet them?
18
Why the world needs ‘who’ to fight A pandemic like Covid-19?
20
Event calendar
you definitely have to execute it - ‘Be brave...
June 2022
22
At the work place, how & why it’s important
23rd June 2022
Challenges facing the transportation
44
Vital Benefits Of Emotional Intelligence At The Workplace- ‘Key Insights’
Smart Building Tech Increases Energy Efficiency In Calgary
47
Role Of Business Insurance
EDITOR'S LETTER Dear Readers, June is here with 78th edition of MBE Business Magazine. During June the weather’s warming up in most regions, with pleasant temperatures in most of the major cities near the American border. You’ll need to bring some extra layers for the evenings or journeys to the mountainous regions further north. Despite the occasionally cool day though, June is a great time to appreciate the natural beauty of Canada or explore the country’s cultural sights.
Publisher MB Enterprises Editor-in-chief Aurora Zabala Senior Editor Peter Z. Vaisey Managing Editors Steve Montgomery Mahmood Naqvi Design Cynthia Tolson A. Khan
In this issue, If you decide something, you definitely execute it - ‘Be brave in making decisions’ by Mr. Mansoor Naqvi. A good chance to invest in real estate as next few months are interesting for real estate investors by Mr. Mahmood Naqvi. Hope for the best & prepare for the worst in the world of business by Mr. Alamdar Hussain.
Production, Technology & Print Simon Wilson R.J
You will find this issue more interesting and informative as before. As our team have worked tirelessly to bring this issue on digital and social media. We have launched our magazine website. So it will reach to maximum people via electronic media.
Administration Alamdar Hussein Erum Asghar R. Adil
Your feedback is highly valuable to us, if you have suggestions or comments feel free to call us at 1-866-667-1377 or email us at info@mbeforyou.com to tell us what you think about this issue. For ad placements and marketing related queries, please email us at digitalmedia@mbeforyou.com Thank you, Aurora Zabala, Editor In Chief.
Advertising S. Hassan Shoeib Kamal
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If you decide something,
you definitley have to execute it - ‘Be brave in making decisions’ SYED MANSOOR NAQVI
PRESIDENT MBE Decision making is one of the most important aspects in the
1. CONSISTENCY AND PERSISTENCE IN DECISION MAKING:
field of business and something that needs to be taken with a
Being consistent and being persistent in decision making is
brave attitude. An attitude that counts for you and your
an attribute of the most wanted and most successful leaders.
entrepreneurial goals in the future. It’s the execution and the
It brings you closer to leadership with an attitude for success,
implementation of the plans and decisions that makes you an
while making success as a habit. Consistency in decision
entrepreneur which can be termed as exemplary. Why you
making, makes you more prone for calculating your risks
need to be brave in making decisions? At this level, you
while you know how you will yield the returns.
should have the ability to think fast, while calculating the risks goes, ‘no pain no gain’, obviously you can’t wait for things to
2. MAKE A GOOD ROAD-MAP OR A PLAN TO GET THE EXECUTION:
happen, you have to make them happen.
Making a good road-map or jotting a plan on a piece of paper
of your decisions as well as the gains. As the famous saying
is the best way to execute the plan. It makes your mind more Entrepreneurs are brave people and they should have a
aligned for the sake of achieving your tasks and identifying
know-how of how to make things happen for themselves.
how you would reach your targets. It also makes you mechani-
They can’t be just mere spectators in the world of business.
cal in terms of how you shall be getting to the milestones.
On their prestigious shoulders lies the responsibilities of many people which includes the co-workers, people working
Apart from anything, it enhances the entrepreneurial skills as
under you and many others associated with you.
well as makes you more systematic in getting to your missions. At the end of the day, a mission accomplished is an
Execution of a road-map, a business plan or a decision is one
excellent source of your happiness as a leader. Practically
of the most vital authority that needs to be undertaken. As an
speaking, having happy vibes for the future and for your
entrepreneur one must know how to be good in execution and
current targets brings a decent sense of achievement.
what it takes to be part of the implementation phase which is tion stage. If your best work is required while you are under
3. DESIGN A ROAD-MAP THAT IS MORE PRACTICAL THAN SOMETHING THAT SUITS YOU:
going the execution phase, think like a professorial strategist
A road-map which is more practical is much more important
and bring into consideration the abnormalities, the uncertain-
than something that suits you. It’s not about something that
ties and the risks into play. Isn't it interesting that it makes you
you desire. Being practical is more important. Speaking
learn from your experiences as an entrepreneur. Make an
rationally, it's something in the middle that you must take as a
analysis of how you made your dreams come true and be
good business strategy, however, whatever strategy you
well prepared.
choose, never turn your back from what you have decided to
unique and one of the most important phases of the execu-
do initially. It not only exhibits your attitude, but also your
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
nature of taking a task or practically diving into the pool as a
Obviously, while tugging at your heart strings, it's unlikely that
professional diver.
you 'shoot the moon' every time. This is something that might happen on your best Sunday only. Be more calculative as a
4. MAKE A BUSINESS PLAN BEFORE THE FINAL EXECUTION:
good strategist.
Making a business plan before the final execution is the best profitable results. For example, if you are launching a product,
6. YOUR DECISION MAKING MUST REFLECT YOUR ATTITUDE:
you would desirably make a marketing plan or a business
As a successful entrepreneur, it’s your attitude that must
plan before making a useful investment. Otherwise, in most
reflect in your decision making. For an experienced entrepre-
circumstances you would be ending up in a loss scenario.
neur his/her decision making is a pure refection of the attitude
Brainstorm the outcomes to make it a scenario more
apart from the stance. It’s not important that the stance is a
worthwhile in future.
business stance, but what’s more important is the ‘Power’ the
way to make a strategy that is much more suitable for
stance holds in the eyes of others. Precisely, we are talking
5. CALCULATE RISKS MORE THAN THE RETURNS:
here about the eyes of those that counts in the world of
Calculate the risks much more closely than the returns so
business.
that you know automatically what you will be getting in the near future. Being more calculative and more precise for your
7. BE MORE PASSIONATE TOWARDS DECISION MAKING:
decisions shall rationally make your understanding of the
Having a passion for timely & much more calculative decision
returns closer to reality. It’s far better than day-dreaming for a
making comes with experience. This is something that
jackpot which is something that happens once in a blue
nourishes with experience as well, thus creating a vital
moon.
ingredient that makes a business man transform into a successful entrepreneur.
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
A GOOD CHANCE TO INVEST IN REAL ESTATE as the next few months are interesting for real estate investors SYED MAHMOOD NAQVI Vice President | MB Enterprises
The buyer's market in the upcoming
tough proposition for the investors.
previous year shows a massive boost
three months in Canada are predicted
This is in addition to the likelihood of
that is still the second highest in
to stay strong. Vitally, as the current
new anti-speculation measures which
Canadian housing history. That is a
state of the market is overshadowed
will also prove a tougher proposition
13.1% increase from the astounding
by a downward slope. The buyers
for the investors. However, there are
670,000 transactions in the year 2021.
shouldn’t be losing their chances to
expectations by the experts in Real
The ongoing construction boom was
invest in the markets due to results
Estate who think that almost 580,000
hurt for a while in the middle due to
that are predictably affirmative.
Canadian homes will change hands
the pandemic divergence effects,
this year.
however, it has been a good source of
After shattering all records in the year
opportunities for the buyers. It will
2021, there us plenty of unmet
Real estate is not a tough not to crack,
bring new supplies to the markets,
demand that remains and will surely
however, the buying & selling behav-
helping to ease severe shortages.
continue to fuel tremendous activity
iors show that July, August & Septem-
across the vast country of Canada.
ber will truly be a golden period for the
However, higher interest rates is
buyers to crack the nut & enjoy the
AN ANALYSIS OF THE PREVIOUS TRENDS:
something that shall prove to be a
fruits. However, the stats from the
With regards to the trends that are
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
07
based on results from the April
mately 8,000 homes sold in the month
selling price is expected to rise in the
housing markets, the trends clearly
of April in 2022. This is almost a 41%
next three months which is compara-
demonstrates that the Bank of
decrease as compared to stats from
tively good news for the buyer’s
Canada is achieving its goal of
the same month last year.
prospects considering the previous
slowing down the consumer spending
buying behaviors.
as the bank fights high inflation and
Furthermore, it is a 27% decrease as
the decline of purchasing power of
compared to the previous month, i.e.
Trends of buying behaviors have a
Canadians. The pandemic has hurt
March 2022. This difference is a big
huge impact on the forecasts &
purchasing
one, however for July, the predictions
predictions of how the market is going
will switch towards a rise in the buyers
to behave in upcoming months.
This is also expected to change this
market, making it a feasible ground for
Something that is closely related to
year as things are more normal than
the potential of investment properties.
the country risk as well as certain
they have been for the last couple of
The benchmark levels were down in
external factors that includes the
months. For the buyers moving
the month of April as compared to the
pandemic which has dented the
forward will be more interesting in next
previous month, i.e. in March. Experts
Canadian economy on a whole. With
three months vs the rest of the year. It
predict that after the month of May,
rational improvements in the econom-
will also be interesting as to see the
the benchmarks shall be met or May
ic conditions, it’s ironic that the buyer’s
balance the Bank of Canada strikes
sales will be closer to the bench-
market will show a decent recovery &
between combatting inflation versus
marks.
the market behavior will be in an
stunting economic growth and related
interesting state for the buyers.
Government revenues. Finding this
Now we will be discussing a bit more
balance is a necessity for the Bank of
closely the average selling price which
Canada as the country is recovering
has increased by 15% since its selling
to maximum numbers from the
price in April 2021. This shows a good
pandemic as well as to recover from
recovery of the markets in the whole
and pay for the pandemic-related
year which is a positive sign for the
programs.
investors to invest. However, if we make a comparison of the average
STATS ACCORDING TO GTA REALTOR REPORTS:
selling price from the previous month,
The GTA Realtors for the Canadian
decline in the percentages which is
housing markets have shown approxi-
not surprising. However, the average
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MBE BUSINESS MAGAZINE JUNE 2022
i.e. March, it has shown a slight
W W W. M B E F O RYOU. C O M
Hope For The Best & Prepare For The Worst In The World Of Business SYED ALAMDAR HUSSAIN Country Head - MB Enterprises
The business world is truly filled with
gains. Especially, the gains that are
If you are in the middle of launching a
opportunities of success & failures
required at the right time. It should
brand and you have high hopes
both combined together. However, it’s
promise your strategy that you have
attached with it, the hope factor is
important to remember the famous
been successful in preparing for the
always good, but the best thing is to
phrase ‘hope for the best & prepare
worst. The business world is truly a
prepare for a contingency. This means
for the worst’. Truly, as the business
vast world that includes successes
be aware of what can happen in case
world is where experiments can fail
turning into failures and vice versa.
the brand fails in its early stages or
and at the same time can give
However, to be a good player in the
even if you can have some financial
success that is highly unexpected.
business world one must be equipped
issues. Never take chances if you
Why don’t we hope for the best,
enough to have a better understand-
have a high investment at stake,
however, before that we must prepare
ing of how to manage the daily
however, it’s better to do some key
for the worst case scenarios?
challenges. These are challenges that
workings. Be aware of the competitor’s
have a tendency to arise due to
markets and keep a good eye on what
Having a contingency plan that suits
planning issues, insufficiency &
your competitors are planning to
your business demands is something
transparency.
combat your new brand in the
that can be valuable in terms of the
W W W. M B E F O RYOU. C O M
corporate world.
MBE BUSINESS MAGAZINE JUNE 2022
09
DON’T MAKE HIGH HOPES, BE MORE REALISTIC:
time you should minimize the risks and be smarter in terms of
Never make high hopes, however, you need to more optimis-
the calculations. Your investments shouldn’t be just based on
tic & realistic. Always speak in terms of the calculations that
hope, however, they need to be far more real in terms of the
are critical even if you need a calculator to make some vital
results.
calculations. It’s the financials that matters more than anything as we all know in the business world, ‘money talks’.
THE BUSINESS WORLD IS FULL OF CHALLENGES:
However, as an entrepreneur you need to be far more
As an entrepreneur you will realize soon that the business
proactive before you make big hopes and end up in your
world is a world full of challenges. Hence, it’s a challenge
calculations.
indeed to sustain in the far more competitive markets where you need to be on top. This is both in terms of the knowledge
DEVISING A STRATEGY IS ALWAYS FRUITFUL:
as well as the results. Too many failures will make it far more
The business world is all about strategies and bringing them
challenging for you, and even worse in some cases to get
into action. Without a strategy, it’s like jumping in a pool
back. Don’t make it a point of no return. Try and be more
without measuring its height, as you can even end up hurting
calculative in terms of the final outcomes.
yourself. The business world is a large pool of investments that can speak volumes if nurtured for success. Always
If you keep preparing for the worst, the challenges will turn
devise a good strategy that is backed by a time frame so that
into opportunities for you. This is something natural, however,
you know well when your investments will turn into fruits.
it’s a necessity to evaluate the challenges before making your leaps. Do the basics right and be more cautious while you
Strategies are also based on past experiences that as an
experiment with your business circumstances.
entrepreneur you have been witnessing in the world of business. However, at the same time your business strategy
Your wish to succeed fast in the world of business is ironic,
must suit your demands as well. You have a relationship with
however, it’s best to merge it with some preparation that
your bank and you don’t want it to get destroyed or maybe
counts. Always keep in mind that challenges can be combat-
you going bankrupt due to wrong business strategies. It’s the
ted with a strategy keeping in view the worst case scenarios.
strategy that you must learn to develop with a constant time
An example of a worst case scenario arising lately is the
frame in the business world.
pandemic Coronavirus that disturbed the business values of many.
NO RISK NO GAIN: As they say ‘No pain no gain’, similarly, No risk no gain is something that is a famous saying in the business world. Therefore, it’s important to take some calculated risks that should pay you good dividends. However, with the passage of
10
MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
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HAS THE TIME COME FOR E-SCOOTERS? JOSHUA CHONG Other cities report successful programs but some people aren’t convinced.
year e-scooter program, which would
accessibility concerns, including
permit municipalities to pass bylaws
unsafe riding on sidewalks and
allowing e-scooters - two-wheeled,
improperly parked e-scooters
For some, they’re fast, convenient
standup scooters propelled by a
becoming tripping hazards.
and fun to ride. Others see these
small electric motor – to operate on
vogue electric vehicles as a threat to
local roads. Ottawa and Windsor
Though a 2021 survey by Nanos,
public safety.
joined other Canadian cities, includ-
found 70% of Torontonians supported
ing Calgary and Edmonton, in
a shared e-scooter pilot program that
Over the past decade, e-scooters
unveiling an e-scooter pilot project.
would allow residents to rent a
have proliferated across urban
But in Toronto, councilors voted to opt
vehicle for a fee for use within city
centres, but not without controversy,
out of the province’s program in 2021
limits (much like the city’s Bike Share
and not in Toronto.
and upheld the city’s ban on the
System), city councilors ultimately
controversial vehicles, following a
followed staff recommendations and
However, as new technology and
bitter debate that pitted disability and
unanimously opposed the pilot
stricter regulations are rolled out in
accessibility advocates against
program.
e-scooter programs in Ottawa and
e-scooter companies – the latter
Brampton to address safety
group sending more than 1200
concerns, is it time for Toronto to
lobbying communications to
reconsider allowing them on city
politicians and bureaucrats at Toronto
But the debate surrounding the
streets?
city hall in 2020.
legalization of e-scooters on GTA
The case was seemingly closed.
streets was reopened this year when In 2019, Ontario introduced a five
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MBE BUSINESS MAGAZINE JUNE 2022
City staff cites numerous safety and
Brampton city councilors approved a
W W W. M B E F O RYOU. C O M
proposal for a two year pilot program that would see between
In cities such Salt Lake City and San Francisco, the new
250-500 e-scooters on city streets.
technology was largely unregulated and seemingly appeared
And in March, Ottawa city council approved the third year of
unannounced. What followed e-scooters strewn on sidewalks
its popular shared e-scooter pilot. In 2021, residents could
and reckless riders ramming into pedestrians – led some to
rent one of 1200 scooters through three e-scooter vendors.
label the vehicles as the “two wheeled terrors.”
The two wheeled vehicles can be operated on city roads and
“I’ve seen those pictures (of e-scooters littering sidewalks),”
are meant to be parked upright on “sidewalk furniture zones,
Tierney. “Our Hunger Games style with companies works…
the area closest to the curb in the line with the trees,
and people are starting to realize it’s not as menacing as
benches and bike racks and out of the way of pedestrian
previously thought.”
travel.” So could a similar program with in Toronto? “A lot of people really do love these scooters and we get
Transit experts such as Matti Siemiatycki, a professor at the
emails all the time,” said Ottawa Councilor Tim Tierney, a
University of Toronto, aren’t convinced. Though Canadian
champion of the program and the chair of Ottawa city
cities have generally been “much more cautious and deliber-
council’s transportation committee.
ate” in the roll out of e-scooter programs, Siemiatycki says the technology is still new and there are still some
He says the program has reduced emissions in the city and
unanswered questions.
boosted business at local establishments by making it easier for residents to make short trips.
“With geofencing… there are still questions about how well it is going to work. Do they slow down in places where it might
Both Brampton and Ottawa introduced measures to address
be dangerous? It’s supposed to be sensitive to where it shuts
the safety concerns particularly those from the disabled
off the engine or slows down the vehicle, but it still remains to
community. In Brampton, e-scooters are banned from
be proven out that it works in practice,” he said.
sidewalks and vehicles are equipped with geofencing technology, which will reduce vehicle speeds to 15 km/h
“And picking up misparked e-scooters within 15 minutes
when riders are in marked parks, high pedestrian areas and
doesn’t really help if someone trips over it after five minutes.”
paths.
Minette Samaroo, president of the Alliance for Equality of Blind Canadians” chapter in Toronto, says she wishes
Ottawa went even further, mandating geofencing technology
e-scooters and the new geofencing technology were tested
on e-scooters that would halt vehicles if they were driven on
on a small scale, in a more enclosed environment – not in a
sidewalks. Companies will also only have a 15 minute
large city such as Ottawa or Toronto.
window to move misparked vehicles, lest the scooters be impounded and operators slapped with a $75 fine.
“This technology was not available (in Ottawa) three months ago. All of a sudden, it’s available now. How do we know how
“E-scooter vendors that do not comply with city regulations
safe it is?” she said.
are given the boot,” Tierney said, noting the city’s strict regulations have helped Ottawa avoid chaos other cities have
“It’s like a prototype that’s been tested out and using the
faced when rolling out similar programs.
people of Ottawa. They deserve better.”
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13
Economic impacts hosting a Fifa World cup has on a nation DMM DEPARTMENT MB Enterprises
A FIFA world Cup is the biggest sporting event that takes
won the FIFA world cup just before the unification later in the
place after every four years. Yes, we are not talking about
year.
Olympic Games or Common Wealth Games, we are dealing with an event that consists of a solo sports, which in this case
The country was boosted incredibly when they hosted the
is Football. FIFA, the governing body has proudly acknowl-
tournament in 2006. According to sources the overall financial
edged the rights of hosting the trophy to Qatar this year. As a
impact on Germany was estimated to be 2.86 billion Euro
matter of fact it’s the very first time it’s being hosted in the
($3.31 US), which is a huge figure in terms of the economic
Middle East & a Muslim country.
boost. Secondly, regards to the tax figures, the Direct Tax Income generated in Germany in 2006 was estimated to be
In terms of its Economic impacts, a FIFA world Cup is a major
104 Million Euro ($120 Million US).
tournament & gives huge boost to a country in terms of prospects. These are prospects that are linked with job
Surprisingly, in terms of the employments generated it stands
prospects, economic empowerment, social impacts, and
at number one, i.e. 50,000 additional employments during the
bringing national pride to a nation. Importantly, as the
8 months period before and during the event. In terms of the
tournament has a rich international history that dates back to
Total GDP, there was a significant boost, i.e. 0.3%.
the time of Pre-World War II period. A period that reminds of the early days of Football since the two countries played for a
These are significantly massive figures after the first FIFA
draw for the very first time in Glasgow, i.e. England Vs
world cup hosted by Germany since they got united as a
Scotland, the first ever football international in the year 1872.
country. It not only showed the magnitude of the FIFA tournament, but also the power of unity. Since, Canada is
An announcement was made on 13th June 2018, just before
hosting their first ever FIFA world Cup in 2026, the country is
the start of the Russia world cup, that the 2026 World Cup will
expecting huge boosts in revenue & also in terms of the
be hosted by United States, Canada & Mexico. It came as a
Economic impacts. The past is nothing but a shadow of
huge pride for the great North American giant Canada which
tomorrow, Can it hold the same value for North America?
will be hosting the FIFA tournament for the very first time. by Brazil. At the same time, Mexico shall be the hosts of the
AN ANTICIPATION OF THE WORLD CUP ECONOMIC GROWTH:
FIFA tournament for the third time, after 1970 & 1986, i.e.
The study of the FIFA World Cup connected by BCG, i.e.
most by any other Football playing nation.
Boston Consulting Group in the year 2018 for US Soccer
While United States hosted its edition of 1994 that was won
FIFA WORLD CUP HISTORY IN TERMS OF THE ECONOMIC IMPACTS:
Federation details the anticipated impact on the North American economy. Precisely, the numbers are closer to what they have been in the year 2006, i.e. German example. It also
In terms of the Economic impacts from a FIFA tournament, a
proves that sustainment and economic influx will continue to
huge example is for the four times FIFA World Cup winners
move forward positively.
Germany. The 2006 German World Cup that was won by Italy
Stats and details of the growth as anticipated by Boston
who were world champions for the fourth time was a huge
Consulting Group, BCG.
economic booster for Germany. A country that was divided once, i.e. West Germany & East Germany got united in the
They have predicted and anticipated a huge $5billion in total
year 1990. In the same year earlier on 8th July 1990, they
short-term economic activity. Hence, the overall net benefit to
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
the region, North America will be $3-$4 Billion according to
will be business opportunities due to the event in the area of
BCG after the calculations and deductions of the event costs.
constructions, Events, functions & activities, Promotions and
There will be 40,000 jobs created as an anticipation, which
Tourism. Thus, a huge boost will also be generated through
can be even more, a figure that is just 10,000 less from the
the hotel industry, especially in United States & Canada that
number of employments that were created in Germany in
excels in the hospitality sector. Something, which will automat-
2006. Apart from these stats, more than $1 Billion in
ically boost the tourism industry in North America.
incremental worker earnings across the continent North America. Furthermore, the anticipated calculations also claim that individual host cities could expect to see approximately $160 - $650 million in incremental economic activity. In addition to this, a net benefit of approximately $100-$480 million per city after costs. All these anticipated statistics according to BCG, i.e. Boston Consulting Group shows that the region of North America will be seeing massive economic boosts in terms of the economic impacts. An addition in the host country of Canada is an added advantage and also adds precisely to the boost in economic activity. FIFA is also proud to announce that there
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WHY THE WORLD NEEDS ‘WHO’ TO FIGHT a pandemic like covid-19?
DIGITAL MEDIA MARKETING MB Enterprises Fighting a Pandemic like COVID-19
especially in African & some of
diseases that relates to the environ-
couldn’t have been made possible
developing Asian countries. Largely,
mental impacts.
without the help of World Health
the efforts of WHO are synchronized
Organization. A health agency that is
in the under-developed & developing
It’s a health agency that has worked
highly dedicated for combined efforts
world & it is to fight against all kinds of
mutually with countries from the
regards to the pandemic COVID-19. A
health issues & diseases. Examples
developed world to fight against
pandemic that has impacted the
includes COVID-19, Malaria, Hepati-
deadly diseases. In the recent times,
economies all over the world, especial-
tis, all kinds of viruses that relates to
their efforts were found to be exempla-
ly in many poor countries of the world.
mosquitoes like Malaria, Bird flus, &
ry, especially for the sake of creating
The World Health Organization, also
many other problems known as
awareness & controlling the disease
known as WHO as an acronym is the
diseases that needs to be fought to
apart from vaccination activities in
UN’s health agency. The role is
save the humanity. The efforts are still
remote areas. Their role is also to
growing regards to the growing
growing every day with a larger
provide accurate information &
amount of diseases in the world,
population that is suffering due to
statistics regards to deaths & affected
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cases all around the world. They have also been active all
discussions as well as key feedbacks on very important
over the globe for the sake of training & mobilizing of the
global issues. At least 1.1 million people have been enrolled
health workers. Finally, the efforts regards to the vaccination
in the platform known as OpenWHO in 44 different global
procedures have been exemplary, especially in underdevel-
languages.
oped & poor nations.
PROVIDING THE MOST ACCURATE INFORMATION: The following are the ways in which the health agency is
Another role of WHO during the times of pandemic,
leading the global response;
COVID-19 has been to provide most accurate & most correct information regards to the pandemic. These information
HELPING THE COUNTRIES FOR THE SAKE OF PREPARATION & IMMEDIATE RESPONSE:
includes number of deaths in a particular country along with
It was tough to help countries regards to preparation &
recovered cases. The objective of the agency is to avoid a
immediate response since the pandemic arrived in late 2019.
situation of panic regards to wrong statistics or incorrect
However, WHO, as a health agency realized the need for
information. According to WHO, United States stands at
immediate response & also the need for preparation of
number one in terms of the deaths & most affected cases
recovery efforts. The immediate efforts are also known as
from the pandemic, COVID-19. ‘WHO’ is able to act as the
Strategic Preparedness and Response Plan. These are set of
most authentic resource regards to a number of other
targets & plans which identifies the major actions that
resources on the internet.
the number of affected cases along with the number of
countries that are affected needs to take. This is apart from the resources that are needed to carry them out.
As part of the merged role of WHO with digital media, there are many social media companies that have worked closely
The health agency has a huge presence world-wide that
with WHO. The aim was to aid the flow of reliable information,
includes six regional offices along with 150 country offices
including the Instagram, LinkedIn, TikTok, and chatbots on
working closely with the governments around the world to
the WhatsApp & Viber platforms.
prepare their health systems for the ravages of COVID-19. In future as well, the world needs World Health Organization
ENSURES ADEQUATE SUPPLIES REACH THE FRONT-LINE WORKERS:
to fight a pandemic or an epidemic similar to COVID-19. It’s
An adequate & vital supplies must reach the front-line health
efficiency & disciplined efforts. This is apart from an immedi-
workers all over the world is yet another responsibility of
ate response & training & mobilization activities.
the role that they have been able to correspond with sheer
WHO. PPE’s or Personal Protective Equipment is an essential need for the sake of ensuring the health professionals are able to save lives that includes their own. According to the recent stats the health agency has been able to ship approximately 2 million items to at least 130 countries all around the world. There are far more supplies that were still needed and WHO is working with the ICC or Int. Chamber of Commerce, The World Economic Forum and other organizations in the private sector to ramp-up the production as well as distribution of essential medical supplies.
TRAINING OF HEALTH WORKERS ALONG WITH THEIR MOBILIZATION: The training of the health workers along with their mobilization in different parts of the world was also a prime responsibility of WHO. Still the agency is aiming to train millions of health workers via their OpenWHO platform. It’s a platform that is global & aims to train health workers for situations similar to the pandemic. OpenWHO also serves as a forum for the rapid sharing of public health expertise, and in-depth W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
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JUNE
EVENT 2022 CALENDAR 5 JUN
SUNDAY
Pentecost Pentecost is a Christian observance commemorating the descent of the Holy Spirit on Jesus Christ’s disciples, according to the Bible. Many Christians in Canada celebrate Pentecost, which is also known as Pentecost Sunday, Whitsunday, or Whit Sunday.
6 JUN
MONDAY
Whit Monday
12 JUN
SUNDAY
Trinity Sunday
Many Christians in Canada observe Whit Monday, also known as Pentecost Monday, on the day after Pentecost, which is also known as Whitsunday or Whit Sunday. This period commemorates the Holy Spirit's descent on Jesus Christ's disciples, as told in the Christian Bible.
Many Christians in Canada celebrate Trinity Sunday, which is the first
Sunday after Pentecost. It is one of the few feasts that are celebrated as a doctrine instead of an event. It is also symbolic of the unity of the Trinity.
16 JUN
THURSDAY
Corpus Christi Many Christians in Canada, especially those of Roman Catholic faith, observe Corpus Christi in honor of the Holy Eucharist. It is also known
as the Feast of the Most Holy Body of Christ, as well as the Day of Wreaths.
19 JUN
SUNDAY
Father's Day Many Canadians observe Father’s Day on the third Sunday of June.
It is a day for people to show their appreciation for fathers and father figures. Father figures may include stepfathers, fathers-in-law, guardians (eg. foster parents), and family friends.
21 JUN
20
TUESDAY
MBE BUSINESS MAGAZINE JUNE 2022
National Indigenous Peoples Day
Canada’s National Indigenous Peoples Day, formerly called National Aboriginal Day, is annually held on June 21 to celebrate the unique heritage, diverse cultures, and outstanding achievements of the nation’s Aboriginal peoples. There are three Aboriginal groups in Canada – the First Nations, Inuit, and Métis peoples.
W W W. M B E F O RYOU. C O M
24 JUN
FRIDAY
St. Jean Baptiste Day Saint Jean Baptiste Day, held annually on June 24, is the feast day of St John the Baptist, a Jewish preacher who baptized Jesus in the River Jordan. It is a day of celebration in Quebec and other areas of French Canada.
CROSSWORD PUZZLE SOLUTION
MONTH MAY
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SMART BUILDING TECH INCREASES ENERGY EFFICIENCY IN CALGARY DMM DEPARTMENT MB Enterprises
Smart & efficient buildings are the need of the hour not only
for lights detecting motion to turn on, temperature control
in Canada but in many parts of the world where building
systems, security solutions and entertainment & finally
efficiency is highly needed. Being energy efficient makes a
connectivity solutions.
building smarter in terms of the sustainability aspects as well as the fight towards climate change. Calgary is the biggest
The cost of living in such buildings or using these modern
city in Alberta & also a metropolitan city where buildings rule
buildings as corporate offices might be on a higher side.
the skyline. Yes, it’s a bit more like Vancouver, Ottawa,
However, it holds many benefits which makes the difference
Montreal & Toronto it’s a land of high-rise buildings & the
in costs being negligible. Something that can be avoided
concentration is rapidly moving to figures that are also
looking at the positives that are involved with energy efficient
sky-high. Energy efficiency is highly needed in modern
buildings. They save bills to a much higher extent, and that is
buildings with the integration of smart building systems that
something that is dedicated towards the financial aspects of
are far more energy efficient. These includes motion sensors
costs handling. Something that makes energy efficiency a
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highly advantageous phenomenon that is not only great for
installed in the buildings that creates its value for the custom-
the consumer’s perspective. However, it’s also a positive thing
ers. What more you want, if the building is under 24/7 security
for the retailers who are looking for improved demand in the
& surveillance via CCTV cameras, apart from this tempera-
building sector.
ture control systems via thermostats that controls the temperature of the building according to ideal demands of
BUILDING MANAGEMENT SYSTEMS- ‘A MODERN DAY VALUE ADDITION’:
room temperature by customers. Also, the BMS systems at
As soon as the gates of the building opens you are entering a
and going out and using the building facilities for example
completely new & modern place integrated with all the
‘The Car Parking Space’.
the workplace buildings keeps a record of people coming in
modern management systems. These are systems that are W W W. M B E F O RYOU. C O M
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TELUS SMART BUILDING- ‘A PARTNERSHIP IN BMS IN CALGARY’:
firms in Canada to bring sustainability via the use of smart
TELUS Smart building has partnered with Calgary, the
Automation at TELUS, the management is proud to offer the
Alberta based Real Estate and investment company Arlington
services of building automation, security management &
Street Investments for the sake of bringing smart building
surveillance & entertainment & connectivity solutions with a
technology to Calgary retail & residential development. The
highly broader vision. Further according to Jason MacDon-
company TELUS, a global communications technology
nell, the smart solutions are the new phase of the building
company is in this project with a $16 million customer
management & makes building management systems a
connections together with the investment group Arlington with
highly dedicated & a field worthy of investments.
the initiation of the transformation phase into its 5th develop-
technology. According to the President of Smart Security and
ment. It’s the TELUS commitment to use technology for the
WHAT’S MORE SHINING THAN A SMART BUILDING APP?
sake of bringing sustainability into the buildings in Calgary.
Yes, the question is not that why we need such an app, the
This is apart from creating healthy & connected spaces. It’s
question is what’s more shining than a smart building
part of their modern day commitment apart from many other
technology app. This modern tech era is the era of the apps which have made things far faster, convenient & much more technology-wise. The Smart Building app can remotely adjust thermostats and automate lighting. This is for the sake of conserving energy and being energy efficient while using energy according to your needs. This means minimum waste of energy while being energy efficient at the same time. It’s not only energy, it’s also hydro, detecting water leaks, and avoiding costly floods and wastage of water. Ironically, in Canada another major environmental issue that needs handling is the water crisis. The smart use of the apps not only helps in lowering the bills but also lowers the emissions.
SMART WATER CONSUMPTION: The water consumption can also be used for the sake of detecting occupancy. For example, if in a particular residential unit, the water is not used for 2-3 days or maybe a bit more. Obviously, the meter automatically assumes that there is no one at home, i.e. there are no occupants or they have gone for a vacation for few days. Interestingly, the meter adjusts the unit’s thermostats and the lighting for the sake of energy conservation & bringing reductions in the emissions. Smart water consumption in modern buildings these days is a huge advantage & one of the best solution for Canada’s water issues.
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Cultural Diversity Is A Big Reason That Leads To Economic Growth Of A Country
DMM DEPARTMENT MB Enterprises
Cultural diversity is something that Canada excels in a big
in provinces that includes Saskatchewan, Ontario, Manitoba,
way & a key reason for this is the different amount of people
British Columbia & Alberta.
who come to Canada from various backgrounds every year. It shows that why Canada is a land of immigrants and the
SOME KEY FACTS RELATED TO SASKATCHEWAN:
highest number of people coming for settlements than
The province Saskatchewan is a rich province in agriculture,
anywhere else in the world. In the recent past the numbers
natural resources, technology and human capital. Hence, all
have crossed United States, United Kingdom and Australia
the ingredients that are key and are leading to a diversified
with Canada now on top spot. A valid reason is the number of
economy and constant economic growth. Cultural diversity is
universities that Canada have excelled for the sake of its
related to an openness associated with a place to different
economic growth & prosperity. Why these two depends
cultures & ethnicities. This openness is something that
largely on the economic growth? Cultural diversity means
Saskatchewan has achieved since last few years & is one of
more investment in the country, more economic prosperity,
the fastest growing province in cultural diversity in Canada.
and an increase in FDI, i.e. Foreign Direct Investment as well
The province has experienced a significant demographic shift
as more people applying for settlements on a yearly basis.
in population that includes the trend of being a more culturally
These are key factors for a country’s economic prosperity as
diverse population. These are stats from the year 2015 alone,
well as a nation being in top developed nations of the world. A
the province Saskatchewan welcomed at least 11,500 new
list which is shared by some of the developed economies
residents because of international immigration into the
which includes United States, UK, Australia, New Zealand,
province Canada. An economic growth that is considered
Germany, Sweden & France.
really good while enhancing the vitality of our communities.
In terms of the security aspects, Canada is one of the most
WHAT BENEFITS ECONOMIC DIVERSITY BRINGS WITH IT?
secure countries of the world apart from having a diverse
There are a number of vital benefits that economic diversity
culture that is made up of people from almost all continents.
brings with it. In Australia SGS Economics & Pvt. Ltd is an
It’s a universal fact that figures will surely increase as Canada
organization that conducted a private study of the benefits
is a massive land as compared to many other nations in the
associated with economic benefits of cultural diversity. Also,
list of developed economies with diverse cultures. In the
how cultural diversity works best for the sake of improving
recent past there have been improvements that are observed
Tourism, education, innovation, global linkages, globalization,
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25
cultural aspects, adaptability & resilience. According to the
shops, off licenses, grocery stores & small supermarkets &
survey a city or a province that is a hub or center of cultural
retail chains. Thus, bringing stability to the economy apart
diversity is a big booster & promoter of international students
from an increase in job satisfaction levels. Stats from Canada
in the region. As a matter of fact it is a key attribute that
have shown that a higher amount of people who are
brings the competitive advantage as well into calculation. This
immigrants are owner of self-employed businesses than as
is apart from bringing a touch of boost to the comparative
compared to those who are Canadian-born. Naturally,
analysis as compared with other province from the same
self-employed is a massive boost in tax levels for the Canadi-
country, cities or for international comparisons. The same
an Govt.
study by an Australian research group also showed that a diverse workforce helps in increasing the think tank, increase
Cultural diversity leads to many other things apart from the
in mindset and skill set as well as a better understanding of
economic growth. It brings a massive boost generally in the
knowledge. All in all it’s a great boost for the knowledge
standard of living of people.
technology parameters as well. The cultural diversity according to the same study is a big boost for the hospitality & food industry. It not only brings diversity in food sector, but the amount of innovation in the food industry increases as food is the real source of happiness for international audience. Food brings culturally diverse people close to each other in terms of sharing, caring & also values that relates to affection & being with each other in the ups and downs. Largely, in most countries the cultural diversity brings an increase in the number of small businesses. These includes
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Developing A Positive Attitude At The Work Place, How & Why It’s Important
DMM DEPARTMENT MB Enterprises
The development of a positive attitude at the work place is
needs to be clear for you if you need to be there for a long
the demand of almost every corporate culture. It’s the
time. Apart from the clarity, the vision should be aligned with
positivity every day at the work place that means purely
the vision & goals of the company.
indulging yourself for the aims & vital objectives of an organization. In the middle of this lies organizational growth
More obviously, having a positive attitude will definitely give
as both are aligned together. It’s the brain drain of the most
you a far better reputation in the office. It is ironic that people
talented employees that needs to take place with a far more
are drawn naturally towards positive people more than those
professional vision. Whether you are a Software developer, an
who are negative. Because of your positive thinking, your
Engineer, a Chartered Accountant or a highly talented &
colleagues will start feeling more comfortable coming to you
qualified MBA. Irrespective of your qualification, the ‘brain
for advice and help. Just assume that you are a performer at
drain’ is the terminology that needs to be understood with a
the work place who needs to perform every day.
corporate vision. Obviously, it’s a vision that not only holds the employee together, but as well as the employer.
NEVER TAKE CRITICISM TOO PERSONALLY: There are critics everywhere in almost all the work places,
Making positive thinking a practice at the work place is one of
however, as a keen corporate worker never take things too
the basic necessities. Don’t assume things, rather be calcula-
personally. Often people at the work place, especially fresh
tive in making your own assumptions. You are not amongst
employees, they can’t take criticism too well, and tend to
enemies or people who disguise, however, every professional
assume things on their own. 7 out of 10 times, they are
do hold an opinion for you & your working patterns. Positive
wrong. However, for the rest of the 3 out of 10 times, they
thinking aligns your goals more professionally for a vision that
shouldn’t take any risks. Professionally, as risks are not good
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for a sustainable job, wherever you are. As a best practice
Gratitude also makes you feel that whatever you are doing is
first thing, try to put yourself in other’s shoes so that you be
part of your contributions at the work place & for the compa-
more optimistic before taking criticism too personally.
ny.
SPEND MORE TIME WITH POSITIVE PEOPLE: ‘Optimism is key’, and at the same time it’s surrounding
STOP COMPLAINING & BE MORE OF A SOLUTION PROVIDER:
yourself with positive people. Positive people are a better
Stop complaining & start being a solution provider instead. It
source of motivation than the negative people. Simply, as they
depends on the positive thinking practice & practice of
know what’s good for your career and what are the moves
gratitude at work. You need to be far more proactive about
that won’t hurt you in terms of results. They are the ones who
your issues at work. No work place is perfect, and every
can be more helpful, just being good to you should help to
employee needs to show their elements of flexibility. Apart
make your ‘waves of change’.
from showing flexibility, you as an employee must also show how your role can be transformed into being a solution
Always try & look out for those people who have different
provider. This is what is known proactively as thinking with the
ideas and interesting hobbies apart from interests outside of
company & thinking with a more constructive approach.
work. You will feel better while relaxing apart from the usual work place hours, and making relaxation a winning strategy.
All these are aspects that can help you develop a positive
You will definitely spend good moments with positive people if
attitude at the work place. They need to be nurtured while you
winning is your need of the hour.
move from level 1 to level 2. The more you nurture your
KEEP ASSISTING YOUR COLLEAGUES & ALWAYS BE KIND.
elements of positivity at work, the more you will feel happier for your results. Apart from this, the relationship with the colleagues will be far better than otherwise. At the end of the
A kind attitude while you maintain the habits of assisting your
day, it’s the relationship which you make with your work, your
colleagues is always a better strategy. It not only makes
peers & your daily commitments that counts forward.
wonders for you while working in a team environment. However makes you more professional for the desirable objectives. Man is a social animal, rather being a social beast, & it’s the mingling for fun at work, that helps in many corporate cultures.
ALWAYS TAKE RESPONSIBILITY OF YOUR ACTIONS: Taking full responsibility of your actions, makes you even more responsible in eyes of your peers. It also ascertains that you are a responsible player who highly relies on trust in all kind of corporate relations. Always remember in the corporate world, while you are unable to control everything that happens to you. You can’t even control how you respond. Your responsiveness becomes the ultimate key for you. Always take constructive feedback as they are good for you as compared to destructive feedbacks, which can even destroy you & your image.
PRACTICE GRADTITUDE AT WORK: Practicing gratitude at the work place while being part of a positive work culture is one of the best practices. Just remember that no one owes you anything & this approach will surely help practicing gratitude at work. Be more thankful than what you are apart from the normal work hours.
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WHY PEOPLE SWITCH TO BECOME ENTREPRENEURS, SOME KEY REASONS? DMM DEPARTMENT MB Enterprises
Becoming an entrepreneur is a
bringing the creative aspects to the
It’s being proactive and not being lazy
different thing than becoming a
biz world is indeed an art that is
that becomes an ideal step in the
successful entrepreneur & finally,
dedicated to entrepreneurs and their
ladder towards the next stage. Next,
becoming a business magnate.
entrepreneurial success.
to become the next big thing, you
These three categories of an
need to be far more aggressive in
entrepreneur not only demonstrates
For entrepreneurial success, it’s not
your approach and risk taking
his strengths in the business world,
only the switch from 9-5 corporate
attitude. You can’t become a success-
but also highlights his character. Why
life, to being the owner of your own
ful entrepreneur unless you have the
people switch to become an entrepre-
business. However, what needs to be
ability to take key decisions and an
neur is indeed a question that arises
taken into consideration is the
understanding of the correct
in minds of many students of
attitude as you don’t have any time
time-frame. Just stay in a positive
entrepreneurship. However, the best
binding while you are now an
frame of mind.
answer is regards to the compatibility
entrepreneur. Your entry into the
& elements of flexibility. Mostly,
entrepreneurial world is dedicated
Reasons why people become
people enjoy working in a 9-5
because of your mind to be creative
entrepreneurs;
environment which is the usual
with a business sense made for
corporate environment of a corporate
success.
1. DISSATISFACTION WITH YOUR CURRENT WORK:
tend to take a different route while
Your proactive attitude in terms of key
As a matter of fact a key reason for
thinking out of the box and thinking
decision making is indeed a vital part
taking a switch and becoming an
business more creatively. Hence,
of your success as an entrepreneur.
entrepreneur is your current job. You
sector firm. However, some people
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29
are struggling to pay off your bills and loans and you need to
This theory applies to people in various fields such as chefs,
be in a higher income bracket. Therefore, entrepreneurship
musicians, clothing designers, hair stylist, and builders. All
can be a challenge for you, but it’s also a blessing in
these are professionals who switch to become entrepreneurs
disguise. Your dissatisfaction with your current work either
so that they have a way to express their creativity. Finally,
due to work patterns, or your role is a huge reason why you
apply their skills and solve challenging problems more
can brainstorm to become an entrepreneur. It’s something
creatively & proactively.
that can payoff once you know how to play your shots. Other reasons can be a bad boss, poor pay, discrimination at
4. TO BECOME MORE INDEPENDENT & MORE AUTONOMOUS:
work, forced retirement and finally lesser opportunities of
Some people like to be more independent & enjoy being far
growth. All these reasons can be significant enough for
more autonomous than what they have been doing previous-
people to become entrepreneurs.
ly. Therefore, they prefer to become entrepreneurs. They like choosing their own partners, setting their own partnership
2. A FAMILY BUSINESS:
shares and being responsible for their own decisions. They
Another key reason is you taking part in your family business.
on top of this, like setting their own targets & be more
In many parts of the world, a family business is the only
responsible for their own gates. Just like the owner of IBM,
reliance and the only way to maintain financial & social
Bill Gates stepped into becoming an entrepreneur & rest is
stability. Family well-being is indeed a powerful motivator as it
history. Same is the story of Warren Buffett, the American
cultivates your thoughts that whatever you are doing, you are
business magnate and investor & CEO of Berkshire Hatha-
doing for your family business. Extra work, extra efforts and
way.
extra commitments will all contribute heavily towards your family business which is indeed a huge positive for you and
There are plenty of more reasons why people tend to prefer
your business.
to become entrepreneurs rather than working for a company 9-5. Their preferences change with time, however, they have
3. ACHIEVEMENT, CHALLENGE & LEARNING:
a hunger to prove to themselves more than to others. They
Being an entrepreneur is indeed more challenging than
want to be the master of their own decisions & enjoy the
working for a company in a 9-5 work environment. It is an
responsibility of being an owner of a company, rather than
experience full of achievement, challenging & full of experi-
being a sub-ordinate or working in a position that is of far
ments in terms of the learning aspects. Working for yourself,
lesser growth. Your growth being an entrepreneur depends
or being an entrepreneur or a CEO of your own company
on your journey as well as your business strategy.
ignites self-expression & a desire to create. Your creativity is in your own hands and you have the freedom to use it more independently.
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THE WAYS IN WHICH CLIMATE CHANGE IS ALREADY AFFECTING CANADA DMM DEPARTMENT MB Enterprises
As we celebrated Earth’s Day on
As the summer of 2021 is showing
a gallery dedicated to mass extinc-
22nd April 2022, we can’t ignore the
us, Canada is a country that is
tions. Slowly and gradually, the
various ways in which climate change
getting hotter by the day. Especially,
effects of global warming are felt
is outlaying its effects on the great
the province British Columbia that
around the world, there are nowhere
North American nation Canada. It is
recorded temperatures of 46 degrees
on the earth experienced such drastic
every year on the 22nd of April that
last year, i.e. a record in weather
changes as the Far north. The news
marks the anniversary of the birth of
record books for Canada.
is that the Arctic is warming faster
the modern environmental movement
than anywhere else on the planet.
from today there have been many
SEA ICE IS AN ‘ENDANGERED SPECIES’:
Further according to Jill Heinerth
changes that have taken place in the
According to the explorer and diver
after his expedition to Ikpiarjuk (Arctic
movement for Earth. Hence, as
Jill Heinerth, Scientists suspect that
Bay), 700 Km north of the Arctic
climate change is the growing issue
the Arctic will be free of summer sea
Circle. He claimed that Climate
of the modern world more than
ice in his lifetime. As a matter of fact,
Change is happening and it’s easy to
anything. Ironically, it is found as an
the day can even come sooner just
see it in the North. He was assertive
issue for Canada as well as for rest of
as we think, hence as each photo
to the statement that how this issue
North America at the same time.
taken today might be seen in future in
of climate change needs to be
in 1970. Since, 1970, i.e. 51 years
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
31
addressed at a global level in next few years shall determine
The bird Grey Jay is having issues to feed their hungry
the future of our civilization.
chicks due to the warm winters that are spoiling their larders very early. The bird uses trees like a refrigerator to stash
AN INCREASE IN DROUGHT MEANS LESSER AVAILABILITY OF FOOD- ‘A NORTH AMERICAN ISSUE’:
morsels of food for the winter. Apart from the Grey Jay, there
Another State in the continent of North America, i.e. Califor-
the climate change & ice melting faster than normal.
is sea-life that is being categorized as ‘Endangered’ due to
nia, United States, also known as the Sunshine State has been gripped by a multi-year drought. The reason again
FOREST FIRES- ‘A COMMON ISSUE IN CANADA’:
being climate change, just as the winters have become
Fire has always been an essential part of the Canadian
shorter, and as a result the snowpack has shrunk. Lesser
ecosystem. However, these are the times, these inferno are
snow means that come spring, less water melts into the
getting more dangerous and life threatening. It was in the
rivers and the valleys where the farmland is located. This is
year 2017, just five years from today, which proved to be
outlaying a huge impact on the agricultural industry, as
devastating for the province British Columbia, and the
California’s agricultural industry has been devastated. A huge
Western part of Canada. The province experienced its worst
portion of North America’s produce is grown here and there
fire on record, i.e. almost 900,000 hectares went up in the
is a complaint from many citizens from California that they
smoke. In the year 2016, one of the most destructive fires in
are exporting their most precious waters for the sake of
the country swept through Fort McMurray that destroyed
feeding others.
nearly 2,500 buildings while forcing the Evac procedures of almost 100,000 citizens. The disaster is estimated to be the
According to the Geologist Nick Eyles, an expert in Geology
most costly in the Canadian history till now.
and Climate Change predicts that the future is not that good. In future California would need water from their northern
All these issues needs to be addressed at a global platform,
neighbors in return for fresh produce, i.e. vegetables for
as Justin Trudeau said during his speech in the Climate
water. A trade that is expected soon if the drought continues
Change Conference, COP26 recently held in Glasgow, U.K.
to devastate the state of California.
He was affirmative, yet showed some concerns while saying that “Tackling the climate crisis will take all of us.” COP26, the
CANADA’S WILDLIFE IN TROUBLE:
UN Climate Change Conference was the 26th United
Climate change is already affecting the wildlife in Canada in
Nations Climate Change Conference & was held from 31st
addition to the Grey Jay, a plucky bird that stays in Canada
OCT to 12th Nov 2021 in Glasgow, United Kingdom. The
all winter long. The wildlife that is being affected lives in the
event was a major event held in U.K. and was organized by
boreal forest in the famous forest regions of Canada. A
Italy & United Kingdom.
country that stands tall at number two after Russia in terms of most area covered by forest in proportion of its overall area.
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CROSSWORD PUZZLE
Let It Be On Your Head ACROSS 1 Obstruct, as a copier or printer 6 Each 11 Casbah headgear 14 “It’s ______!” 15 Danny’s daughter and Phil’s spouse 16 401 (k) alternative 17 Seattle Slew, for one 19 A.E.C. successor 20 Stamp finisher? 21 Policy person 22 March marchers 24 Perfect test score 25 It’s just for openers 27 Alpine technique that influenced twentieth century hillbilly singers like Jimmie Rodgers 33 A “Swiss” garden green 34 Feudal worker 35 “The Man from______” 37 Hungarian sheepdog 38 Pole star? 39 ________ - Rooter 40 Fail to mention 41 Country singer McEntire 42 Bank job 43 Jerry Mathers role 46 Driving aids 47 MapQuest offering: Abbr. 48 Puzzles to an annoying degree 51 Some CBS spinoffs 53 TV channels 14 and up, briefly 56 Rhein feeder 57 Engineering marvel that officially opened on August 15, 1914 61 16-Across, e.g. 62 Give forth 63 Supplement 64 Hog haven 65 Ask for more Time? 66 Lasso loop Down
1 Green gem 2 Like fine wine 3 Bog down 4 City, informally 5 Layered building material 6 Infamous Ugandan tyrant 7 Braves/Brewers great Aaron 8 North ender? 9 Bewpub offering 10 Salsa dipper named for “a little bit of gold” 11 Through, to Toulouse-Lautrec 12 Commits a faux pas 13 “Scrubs” actor Braff 18 Winter wear 23 Stage & film sister Lynn or
Vanessa 24 Bug 25 Yearbook 26 “The Science Guy” Bill, and others 27 Hitch (a ride) 28 New Haven Ivy Leaguer 29 Conger catchers 30 Easy _______ 31 Split to unite 32 “Ciao!” 33 Navy nonco 36 Palme ______ (Cannes award) 38 Canadian Indian 42 Medical image 44 Evening bell
45 Suffix with ranch 48 Distillery items 49 Orient 50 Medical image 51 Motor attachment 52 Eurasian duck 53 Items thrown in the ring by candidates... or concealed in the asnwers to 17-, 27-, 43-, and 57-Across 55 Sheet of ice 58 Chopper 59 Streep’s “Doubt” role 60 Big fuss
See previous issue answers on page # 21 W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
33
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International Olympics Day 23rd June 2022’ – “A Day That Unites The World On One Int. Arena”
DMM DEPARTMENT MB Enterprises
International Olympics Day will be celebrated on the 23rd of
and 1944. Most Olympic Games have taken place in London,
June 2022’ like every year & is a valuable significance for the
i.e. 1908, 1948 & 2012.
people all over the world. The Olympic Games has got history that is rich & more medieval than any other sporting event in
HISTORY OF THE OLYMPIC GAMES:
the world as the games are a celebration of peace, harmony
The games were started by the Greeks almost 3000 years
& unity of the civilized world. Just as we stand united in times
ago in 776 BC & they were started in a sacred valley at
of distress & while encountering situations that are problemat-
Olympia in Elis near the Western coast of Greece. The
ic such as the pandemic, similarly, Olympic Games are a sign
Olympic Games later became the greatest festival of a mighty
of trust & unity for the whole world. Almost, all the nations of
nation and the frequency it happened was once every four
the world participate in the Olympics that takes place in
years.
summer & in winter known as Summer Olympics & Winter Olympics. Thus, they are also known as father of sporting
Since, they originated from Athens in 776 BC they had been
events, as Olympics are the most ancient of the games that
held for eleven hundred years, i.e. until the emperor Theodosi-
takes place, apart from being still the most followed ones. A
us banned the events for religious reasons in 394 A.D. Later,
number of Olympic Games are historically attached due to
it was the revival of the Olympic Games that began after a
events that can’t be forgotten & an example of such an
long time later in 1892. The World Wars were the major cause
Olympics are the Munich Olympics of 1972. These were the
of suspension of the games in 1916, 1940 & 1944.
Olympics that includes the Munich Massacre during which some 11 Israeli athletes were taken hostage & later killed. At
It was in the year 1948 in January that the International
least three Olympic Games were cancelled due to the World
Olympic Committee, IOC approved the idea of the Olympic
War I & World War II, i.e. the Olympic games of 1916, 1940
day & created the organization IOC on 23rd June 1894 in
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MBE BUSINESS MAGAZINE JUNE 2022
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Paris. Olympic Day was celebrated for the very first time on 23rd June with a total of 9 National Olympic Committees
MOTO OF THE OLYMPIC GAMES: “Citius, Altius, Fortius” IDEALS: The most important &
hosting ceremonies in their respective countries. These
significant thing in the Olympic Games is not winning but
countries included Austria, Belgium, Canada, Great Britain,
taking part similar to what the challenges of life are on an
Greece, Portugal, Switzerland, Uruguay & Venezuela.
everyday basis. The most important thing in life is not to triumph but to struggle on a daily basis. According to the
Pierre de Coubertin is the father of the modern Olympic
Father of Olympics Pierce de Coubertin “The essential thing
Games as well as the master mind behind the Games. He is
is not to have conquered but to have fought well”.
a firm believer that the sporting events in general & the international ones as well are an important tool for the
The Olympic Games that includes athletics, swimming, Table
promotion of human rights. ‘Sports’ are the real ambassador
Tennis, Hockey, Ice Hockey, Jumping, Scuba Games, Horse
of a country and must also hold the explicit function for the
Riding, Wrestling, Martial Arts, Kick Boxing, Boxing & Many
sake of encouraging peace, respect, and an understanding
other games is the most universal event that takes place
between people from various origins, ideologies and creeds.
every four years. The most privileged host cities amongst the
THE OLYMPIC FLAG:
many includes London, Sydney, Paris, Munich, Barcelona, Rome, Athens, Tokyo, Beijing & many other cities that are
The Olympic Flag is a symbol of unity & demonstrates the
highly established in terms of the infrastructure. It’s an event
true & unique, ‘power of one’. It shows five interlocking rings
that has historical values which makes it highly unique &
that represents the five regions of the world that takes active
dynamic in terms of the magnitude of such an event. Howev-
part in the games every four years. These regions are The
er, a dedicated day of celebration, i.e. 23rd June makes it
Americas (North America & South America), Africa, Asia,
more outstanding in terms of the international celebrations.
Australia & Europe. The Olympic flag consists of a white
It’s a celebration of hard work, a celebration of humanity, a
background with five interlaced rings in the center, i.e. blue,
celebration of cultures, a celebration of unity, a celebration of
yellow, black, green & red. The design is not only unique but
sportsmanship & finally a celebration of love while playing
also symbolic as it represents the five inhabited regions of the
together. Let’s celebrate Olympics on this day & be part of the
world that are united by Olympism. Hence, while the six
Olympics moto.
colors are those that appear on all the national flags of the world at the present time. The role of three regions from five, i.e. Americas (North & South America), Europe & Asia has truly made the sporting event what it is today in these modern times.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
37
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NATIONAL INDIGENOUS PEOPLE’S DAY CANADA 21st JUNE 2022 DMM DEPARTMENT MB Enterprises
ANY PROFILE The National Indigenous People’s
The day is not religious, nor it is a
Day is falling on the 21st of June
defense day, but it’s rather an
THEME OF THE OBSERVANCE TAKING PLACE ON 21st JUNE 2022’:
2022’ as it is celebrated in Canada on
emotional day & a day of cultural
The theme of the observance of this
that same date every year. It is
significance for the Indigenous
day is attached with the significance
celebrated all over Canada but only
People of Canada. These are people
regards to the Indigenous people of
as an observance not as a public
that are divided into many Aboriginal
Canada, i.e. the originals. Known as
holiday. The day has got some
Groups in Canada as the day
Red Indians in United States, and
significances that are attached to the
celebrates the culture and heritage of
Aborigines in Australia, the originals
indigenous people of Canada as it is
the Aboriginal people of the country.
are the people who are native to a
also known as National Aboriginal
They are also known as The First
place or a country. Importantly, as
Day. Thus, as the name suggests it’s
Nations people, i.e. The Inuits and
Canada is a land of people coming
a national day, instead of being a
Metis included in the Indigenous
from many parts of the world mainly
national holiday and has its roots
People of Canada.
from European nations which
connected with the originals, i.e. The
includes England, France, Italy,
First Nations.
Germany & other countries from
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
39
Europe. The Indigenous people have a role to play in what
The main theme of NITC, i.e. National Indigenous Tourism
Canada is today and its development in the early years. The
Conference is “Building Back Better”. The conference included
country that was governed by the British is still a British
topics that related to recovery and resilience and was also a
Monarchy under the rule of Queen Elizabeth II who became
key focus on how the sector can work together to rebuild as
Queen of UK & Ireland in 1952.
the pandemic subsides. The annual Tourism Summit or the Conference is an announcement by the Govt. of Canada that
The aim is simply to realize the importance of the day which
they need to promote cultural tourism values in Canada, while
holds values of patriotism & national pride for the great country
keeping in mind the Indigenous People. The First Nations who
Canada. A nation that got its independence on 1st July 1867
have helped preserve the heritage of Canada which is in form
from United Kingdom is a sovereign nation and in the list of
of Tourism & Arts and Literature of the Indigenous People of
highly developed countries of the world. Also a nation that
Canada. The Summit shall be taking place annually in Alberta,
attracts thousands of international students annually.
one of the most gorgeous provinces of Canada. Another key moto is to move forward while remembering the history, the
THE NATIONAL INDIGENOUS PEOPLE’S DAY HISTORY IN CANADA:
cultural values as well as the historical values.
A day that holds massive historical values was formerly known
PUBLIC LIFE ON NATIONAL INDIGENOUS PEOPLE’S DAY:
as the National Aboriginals Day. This was an announcement
People of Canada, i.e. the patriotic Canadians who love their
that came in 1996, a bit recently considering the time it got its
country’s culture & values use this day to connect. Mainly, they
significance. The constitution of Canada officially recognizes
want to connect with their roots and learn more and more
three groups in the Aboriginals which includes First Nations,
about their history and their customs. Ironically, as most of the
Inuits and Metis. This is for the sake of celebrating their
Canadians have their roots and their family tree that is linked
individual and highly diverse heritage, the unique cultural
with the First Nations. This can even be true for children who
significances and some remarkable accomplishments. The
are grown-ups now & at least one of their parents, i.e. father or
date that was chosen for the celebrations of this day was 21st
mother originated from The Indigenous People. The events and
June and it is a celebration on this day since a long time.
the activities that takes place on this day includes traditional feasts, summer solstice festivals, barbecue fundraisers, Social
A celebration above all for the Indigenous people, their
gatherings, Musical gatherings, and sacred fire extinguishing
accomplishments, their motivations and their historical values.
ceremonies.
The early days of Canada, those were the tough times and Canada was able to recover from many setbacks and the early days since the times of Pre-World War I period. The Indigenous people have shown their hand in the development of Canada in its initial stages and attracted many people coming to Canada from all over the world. It’s not about anything else, but their love and affection for Canada and for the people of the great North American nation. It dates back to 1945 when the day was first celebrated as Indian Day by the Chiefs throughout the province North America. Later, it was celebrated as National Aboriginals Day, as a tribute to the originals of the country.
NATIONAL INDIGENOUS TOURISM CONFERENCE – CALGARY (8th MARCH – 10th MARCH 2022’): Very recently the National Indigenous Tourism Conference took place in Calgary, Alberta in a place known as the Grey Eagle Resort and Casino. The conference was a Tourism conference dedicated to National Indigenous People while realizing their contributions to the economy through promoting Tourism values. As part of the promotion of cultural tourism in Canada, the Indigenous conference was a major breakthrough. It started from 8th March and ended 10th march, i.e. just three days, but the focus was vital after the famous pandemic.
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MBE BUSINESS MAGAZINE JUNE 2022
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Challenges facing the transportation trucking industry in Canada & how to meet them?
DMM DEPARTMENT MB Enterprises
With the constant boost in the trucking industry in Canada
clients keeps in their books. To meet up with the client
there are challenges in the transportation trucking sector.
expectations it is necessary to be aware of all the trucking
Vital & mandatory steps are being taken regularly to meet
industry standards and know-how to implement them. For
these challenges. The losses faced by the transportation
many logistics firm it’s a hurdle in today’s fast-paced environ-
industry with emphasis on the trucking sector costs round
ment to address the client requirements. Due to the AI, i.e.
about $85 billion and these are results from the past, i.e.
electric self-driving trucks and more technologies involved,
2020. The grounds transport and logistics firms have faced
there are far more expectations to perform. Hence, it’s hard to
challenges that ranges from border crossing closures to the
meet the client expectations just because the expectations
entire supply chains drying up.
are too high. Not only they are high, but the expectations are too perfect for the sake of meeting client’s requirements more
However, there are some solutions to meet these challenges
closely.
that are growing in number with a tendency to grow at a much faster pace. If in-case they would have been easy to fix, they
In order to meet the client’s expectations more closely, there
would have been sorted. Have a look as to how you can
are some useful strategies that needs to be adopted. Firstly,
address some of these challenges in your prestigious
understand the motivation of your client. Next operate with
organization. Please note that these challenges dedicated to
more transparency and more openness. Keep sharing the
the transportation sector are mainly for the trucking industry.
real experiences and finally, build the trust. Building the trust holds most importance, therefore, it’s the number one
The following are the challenges facing the trucking industry;
strategy to meet client’s expectations.
MEETING UP WITH THE CLIENT EXPECTATIONS:
MAINTENANCE OF SAFE INDUSTRY PRACTICES:
One of the challenges that are linked up with the trucking
Maintaining safe practices is a huge challenge of the trucking
sector is to meet up with the client expectations. Trucking
industry apart from being a challenge of most companies
industry is more linked with the supply chain and meeting up
especially in the time of pandemic. Some vital examples of
with client expectations means you are having supply chain
safe practices related digital tracking solutions includes.
issues. This is the world of digital media where everyone has
Procedures for injury reporting, as injuries are a high possibili-
a smart phone, every one surfs the internet, and everybody
ty while driving a truck. Risk assessment forms which are a
makes an audit of company they need. Well at the same time,
high-level necessity for maintenance of safe practices.
the clients are doing the same for us. That is, to get the best
Secondly, the dangerous situations report forms as truck
services they are always looking for far better options if they
drivers are prone to dangerous solutions every now and then.
can avail them in good price. Therefore, there are bench-
Employee reasonable suspicion observation checklist is also
marks that are created that are known as standards that the
a key part of the safety protocols. Finally, the near miss
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
reports just for the sake of preventing a hazard or a dangerous situation next time.
FATIGUE MANAGEMENT:
DOCUMENTING IN THE TRANSPORTATION & TRUCKING INDUSTRY: One of the most common challenges in the trucking & transportation sector is the maintenance of key documenta-
Fatigue management, similar to stress management and
tion. A very common problem, especially in Canada’s trucking
anger management in corporate world is related to trucking &
industry is that drivers lose tickets quiet often. Obviously, by
transportation industry. It’s highly necessary to prevent driver
tickets it means the paperwork that is required for the
fatigue for safe driving & maintenance of road safety
shipments transported that includes the work orders. It can be
standards. Fatigue management is a common challenge for
a headache for the accounts department & can even end up
truck drivers who are driving on motorways & high-ways for
in a chaotic situation.
as long as at least 8-10 hours & sometimes even more. They shouldn’t feel the fatigue and tiredness on the roads as it can
Vitally, the use of technology has helped tackle this challenge
be dangerous for the passengers and other vehicles on the
of the trucking & transportation industry. Digital documents,
road as well as for the truck and the driver as well. Also,
i.e. documents that are signed digitally are a common and a
depending on what goods or material the truck is carrying as
good practice just to avoid the client’s nightmare. The efficient
safety management protocols highly comprehend with fatigue
& effective use of technology, especially in Canada has
management while taking driver’s essential rest times into
helped a great deal in finding solution to this issue. Eventual-
account. It’s a well-paid job and drivers can even ignore the
ly, this can even be a selling point that can help drive more
essential rest time and can get careless. Hence, a challenge
business as well as increase operational efficiency exponen-
in the trucking sector that needs to be overlooked and taken
tially.
care of. Also, while utilizing new technologies, the transportation companies can highly monitor and notify their staff when it is time for their staff to prevent fatigue.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
43
VITAL BENEFITS OF EMOTIONAL INTELLIGENCE AT THE WORKPLACE- ‘KEY INSIGHTS’ DMM DEPARTMENT MB Enterprises
The emotional intelligence is the part
expressive than anyone in terms of
co-workers & your peers. While there
of the intelligence that is related to
the feelings. They also have an
are some people who have a natural
Emotional Quotient & is an emotional
understanding and a know-how to
EQ, or emotional quotient, however,
part of the intelligence quotient. At
interpret their emotions. What more,
it’s a practice that can be practiced
the workplace ‘EI’ plays a massive
is that they can also realize that how
regularly & even developed. The
role in the development of an
their emotions can affect others.
practicing of emotionally intelligent
individual at work & also for his/her
Furthermore, how their own emotions
behaviors truly helps your brain adapt
career growth & key career opportuni-
can be regulated, also how well can
to making these behaviors automati-
ties. It describes a person’s capabili-
they manage other people’s
cally & take place of unhelpful &
ties to manage and control their
emotions?
unwanted behaviors.
control the emotions of other people.
EI, or emotional intelligence if used
Just like the love for your children, the
These can even be your peers at the
effectively can help you gain a huge
emotional intelligence is a quotient
workplace. The emotionally intelligent
competitive advantage at the work
that is hidden in the back of the mind.
people are able to identify what they
place. Ironically, as it is your
It definitely is triggered & utilized
are feeling. Hence, they are more
intelligence to interact with your
when there is a need for the most
emotions as well as the ability to
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
proper utilization. Just like you can’t miss loving your pet dog or
an attitude of valuing each other’s input. Even the ideas are
cat, your emotional intelligence is somewhat similar but the
more likely to trust them as well. Emotionally intelligent people
behaviors can be unpredictable.
doesn’t create gaps amongst each other in a team. In fact, they are far more considerate, more thoughtful & finally more
At the workplace the benefits that are associated with emotional intelligence are many, however, we shall be going to discuss a few of them.
CREATES A MUCH BETTER WORKPLACE ENVIRONMENT:
respectful.
INCREASES THE SELF-AWARENESS ASPECTS: As far as your finances are concerned your awareness is always there while you are working for your company with a
It creates a far better workplace environment, i.e. an environ-
dedicated commitment. However, it increases the self-aware-
ment that is good for the individual & results in being suitable
ness aspects in every employee as emotional intelligence
for many people altogether. It has been observed in the past
makes you take the company ownership. You tend to feel more
that a workforce that is made up of emotionally intelligent
responsible regards to your daily work targets, your profession-
employees helps scientifically in the reduction of stress, & a
al goals, & your contributions towards your organizational
huge morale booster at the workplace. Hence, directly
goals. It also helps you analyze your strengths & your
improves the company culture as well which tends to be much
weaknesses in far better ways than before. In other words you
stronger due to an office staff that has love & respect for each
have more self-awareness than before.
other. Hence, Emotional intelligence can turn an office environment into a place where people work together in a friendly environment & discuss things with peace. Also, while they work, they invest some time together in playing games, like table tennis & other fun games, apart from having lunches together in the cafeteria.
CREATES IN PEOPLE A GREATER SELF-CONTROL: Emotional intelligence creates in people a greater self-control over one’s emotions. Apart from the environment it helps in improving one’s own control over aggression & stops being over sensitive over little things. The emotionally intelligent people are gifted & knows well how to handle difficult situations. This includes whether dealing with a superior who is not satisfied with your quality of work or alternatively a client who is unhappy due to a missed meeting. The emotional intelligence aspects in an employee helps in the handling of a difficult situation with far more ease & far more rational approach. The end result is always peaceful.
HELPS IN BETTER TEAM WORK: We can’t argue about the team work thing as it is always something that is needed at the workplace. Emotional intelligence always is a bonus in better team work as it creates bridge between the team members to work with more collaborations, more trust & more energy for good results. Not only improves the communication, but also makes team members more open in sharing ideas & be far more creative. In a culture or an environment where there is emotional intelligence involved, it surely helps engineer in the employees
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MBE BUSINESS MAGAZINE JUNE 2022
45
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MBE BUSINESS MAGAZINE JUNE 2022
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W W W. M B E F O RYOU. C O M
Role Of Business Insurance For Protecting Employers During A Similar To Covid-19 Scenario
DMM DEPARTMENT
MB Enterprises
protecting a similar to COVID-19 scenario is truly worth
BUSINESS INTERRUPTIONS- ‘THE ROLE IN PANDEMIC SITUATIONS’:
noticing. COVID-19, the pandemic became a source of losses
The amount of business interruptions that the pandemic
for a number of businesses. Furthermore, the role of business
COVID-19 has raised in the recent past, is a myth in history.
insurance has transformed & molded with time to encounter
You won’t find any pandemic or epidemic even close to the
the effects. Yes, we are dealing with the financial effects that
figures associated with COVID-19. It’s the uncertainties that
can result in bankruptcy or even a business ending up in a
the businesses needs to deal with while being on the
shutdown situation. This pandemic has been an example
receiving end. By receiving end, we mean to convey ending
similar to the pandemics in the past, however, the amount of
up on the suffering end of the tug of war.
The role of Business Insurance for employers for the sake of
hurt it has given is truly not measurable. This is true both in terms of the deaths as well as the number of financial losses.
With the closure of many businesses due to the fears of COVID-19, the question arises whether or not the business
Depending largely on how to use business insurance, it can
interruption insurance can help the policy makers make up for
truly act as a shield that is needed to protect during a
lost revenue. Alternatively, can they even cover some
pandemic situation. Most businesses aims to prevent the
percentage for the businesses to bounce back once the
losses, if they can evaluate the uncertainties associated with
situation calms down?
a pandemic. Thus, a pandemic situation which is all filled up with uncertainties, also demonstrates the true nature of a
Well, in the event of a loss the business interruption
business insurance. An insurance that is for the sake of
insurance provides a comprehensive coverage for income a
uncertain situations and problems that needs to be catered
business would have earned had it been operating normally.
during a situation like a pandemic. Importantly, for the sake of
Known technically as opportunity costs. This type of business
protecting the employer in terms of the financial setbacks.
insurance also helps to pay for the expenses that includes,
Obviously, depends on how the business is committed to
employee wages, taxes, rent, relocation expenses, and finally
serve the customers, the people working under the company
loan re-payments. In case of all the incurred loses, it’s the
banner & all the related stakeholders.
policy wordings, i.e. ‘every word counts’, and it can even make huge differences when it comes to responding to the
Hence, simply it’s not only about the raising fears of the
claims.
well-being of the general public, however, also about disrupting business operations & creating insurance exposures.
THE WORKER’S COMPENSATION INSURANCE: This is applicable in the instances where an employee
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
47
believes and holds an opinion that they contracted COVID-19
This is unlike the traditional business insurance in CBI, it lets
at work. Here is where a number of worker’s compensation
the businesses transfer the risk of certain losses to the
considerations are triggered. Especially, when it comes to
property of a third party. Thus, the involvement of a third party
workplace illnesses, most state statues only pay out the
is necessary in CBI, i.e. Contingent Business Interruption
benefits if the disease is occupational in nature. That is,
Insurance. This type of a business coverage is far more
affecting the health & safety of the employees at the work
increasingly important as COVID-19 or similar situations
place. Obviously, the communicable & contagious diseases
continues to affect the global economy.
are the ones that are generally excluded from worker’s compensation policies.
All the above are instances or happenings that are excluded from the worker’s compensation insurance. This is the form of
Some of the excluded instances for worker’s compensation
business insurance that is related to workers as the workers
insurance in business insurance includes the following;
are a key resource for any company. The employers must
• An Airline employee gets COVID-19 from a passenger
abide by the protection of workers, as they are part of the
• A hospitality worker contracts COVID-19 from a large event
business or the organization.
at which he worked earlier. • A health worker contracts COVID-19 at a hospital where the
All these types of business insurances have a major role to
health worker works.
play while recovering from COVID-19 or a similar situation. The level of risk & the level of uncertainties are analyzed far
SUPPLY CHAIN PROBLEMS:
more closely & according to the employer’s situation.
The supply chain issues can arise due to a similar situation
Business insurances that involves the third party like in the
such as a pandemic. In this case scenario we need to
supply chain issues, the CBI, are also situational.
understand comprehensively CBI or contingent business interruptions. The business interruption insurance is no doubt a crucial part of the risk management programs. However, it doesn’t extend to disruptions to a third party.
48
MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
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MBE BUSINESS MAGAZINE JUNE 2022
51
BUILD A BETTER COFFEE CUP
JACOB LORINC
Is Canada ready for the Butterfly Cup? Fast food restaurants in Europe and Asia have embraced it. Now Toronto coffee drinkers can sample it, as A&W Canada introduces the newest entry in the quest for the perfect takeaway cup.
it was adopted by A&W Canada,
against our brand image and our
which planned to launch this past
desire for customer service.”
March. “When it comes to design, some
After several years of trying, and
people just have it and others don’t,”
failing, to engineer a better cup,
said Tommy McLoughlin, CEO and
Starbucks launched a $10 million
co-founder (with Lu) of Dublin based
grant challenge in 2018 to solicit
ButterflyCup. The two met in 2009,
ideas from the public, and as of yet,
Nearly a decade ago, while research-
founded a startup and spent the next
has not produced an alternative.
ing the catastrophic environmental
decade bringing the ButterflyCup to
damage brought about by plastic
life.
ButterflyCup’s innovation helps fill a gap, says Susan Senecal, the CEO
waste, Joe Lu set out to fix one thing that has been a thorn in his side – the
Big name food chains have spent
of A&W Canada who has spurred
to – go coffee cup.
decades struggling to find the perfect
numerous sustainability initiatives
sustainable solution to their eco-un-
since ascending the C-suite in 2018.
Some five billion of them get tossed
friendly single use cups. Facing
into Canadian trash bins every year;
immense public pressure to reduce
“Most of our throwaway cups can’t be
clogging landfills and contributing in
waste, they’ve experimented with
processed by recyclers because of
no small part to the global accumula-
compostable alternatives and
the plastic coating. We wanted
tion of waste. They masquerade as
reusable – largely without success.
something compostable,” she said.
friendly paper cups, seemingly
Dunkin Donuts once to Bloomberg it
fleeting but are covered in a thin
took nine years to figure out an
Lu’s design is made from natural
plastic lining that takes two decades
alternative to its signature foam cup.
paper sourced from forests certified
to fully decompose.
Prototypes using recycled material
as sustainable by the German based
leaked easily, while biodegradable
Forest Stewardship Council. Even if
Lu, a mechanical engineer from
fibres proved prohibitively expensive
improperly disposed of as litter, the
Shanghai, wanted to find an alterna-
to scale at volume.
cup biodegrades naturally like raw paper. That makes it an improvement
tive. The cup he came up with – the Butterfly Cup – is made entirely from
Back in 1997, Starbucks CEO
over the plastic packaging quick
biodegradable paper: no plastic
Howard Schultz called the question of
service restaurants have historically
coating, no plastic lid. It’s now being
the cup “one of the most nagging
embraced for the sake of customer
used at fast food restaurants in
issues we’ve dealt with” – a brainteas-
convenience and profit.
Europe and East Asia. Most recently,
er that seemed to pit our values
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
Consumers for their part, have long embraced the conveni-
Recovery facilities function as a business, not a non-profit, so
ence of throwaway cups and not always welcomed eco-mind-
they don’t want contaminated materials they can’t make
ed innovations. A few years ago when some food chains
money off. They’re looking for clean, well sorted types of
pivoted to paper straws, customers complained that the
plastics, glass and paper they can resell easily.
product disintegrated in their mouth, making it harder to sip the drink.
After carefully researching the structural integrity of plastic lined cups, Lu approached McLoughlin with a handmade
The plastics industry also has a decades- long head start on
prototype of his biodegradable alternatives in 2009. The
production. The infrastructure needed to produce biodegrada-
device, constructed entirely with thick, biodegradable
ble products is largely underdeveloped, leaving startups like
cardboard, abandoned the need for lids or lining.
ButterflyCup not only to design the packaging but also the machinery needed to mass produce the packaging.
“When the flaps close, the curvature on them allows the lower flap to press upwards and the higher flap to press
Senecal acknowledges that finding sustainable alternatives
downwards, creating a countervailing pressure that forms a
has tough. “Takeout has always been a bit of a puzzle for us.
seal between the two spouts,” McLoughlin explains.
You want something that doesn’t leak and that customers find easy to hold and drink from,” she said. The challenge is
The cup went through thousands of iterations of design in
finding an alternative that be produced at mass scale like
subsequent years until finally, just before the pandemic hit,
plastics.
they found two manufacturers in Asia willing to produce their
Recycling has proven to be an inadequate solution. For profit
cups en masse.
recyclers, worried that plastic lined cups will hurt their machines, are reluctant to mix paper cups with other
European companies were the first to notice the Butterfly
recycled products. So most paper cups wind up in the trash,
Cup, followed by a few firms in East Asia. Eventually the
where the plastic lining, thin as it is, keeps them from
company was forging relationships with popular food vendors
decomposing quickly.
in Japan, Hong Kong and Australia.
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MBE BUSINESS MAGAZINE JUNE 2022
53
North America was tough to crack. Food chains have few
The “Zero Cup” pilot project which began in March 2022,
business incentives to pivot away from plastics and convinc-
exists on a miniature scale. In a country with 971 A&W
ing them has not been easy.
locations, the initiative is confined to Toronto’s 44 outlets and the biodegradable cups are reserved strictly for hot beverag-
Change is on the horizon. Over the past decade, demand for
es. The classic A&W Root Beer and every other soda the
sustainable products has skyrocketed among consumers as
chain sells is still consumed from a plastic cup.
climate scientists and governments issue increasingly start warnings about the consequences of our consumption
Scaling the pilot project will be difficult given Canada’s
habits.
patchwork composting system. Not every town has a green bin program. Outside of Toronto, there isn’t always a compost-
Municipalities across North America have cracked down on
ing facility available to collect eco-friendly disposable cups.
single use plastics packaging. The city of Vancouver recently
Some food chains have experimented with reusable options,
instituted a ban on plastic bags along with a 25 cent
but that comes with pitfalls of its own. How do you motivate
minimum fee for each single use cup. Toronto’s climate action
people to use reusable cups when it’s often easier to buy a
strategy aims to divert 95 % of waste from landfill by 2050.
new one? Where do bins need to be placed in a restaurant
A&W Canada, which opened in Canada in 1956 as a spinoff
to increase the likelihood someone will drop off the cup when
of the American chain, has sought to harness the changing
they’re done? How do you ensure each location has washing
mood. In 2013, not long after Susan Senecal came in as
facilities to manage all those cups?
chief marketing officer, the company trialed hormone and steroid free beef. Soon after, it introduced antibiotic free
Last September, A&W Canada launched a reusable mug
chicken and pork.
program at 20 locations in Vancouver, where its headquar-
Over the next six years, the company embraced fair trade
ters are based. Members pay $3.00 to join the company’s
coffee, eliminated processed cheese and sourced eggs from
“Cup Crew” program and receive a 20 cent discount each
hens with vegetarian feed. It adopted paper straws in 2019
time they trade in their shareable cup to purchase another
keeping 82 million plastic straws out of landfills annually and
drink in a reusable cup. The cups are cleaned and sanitized
turned its last 140,000 plastic straws into a 25” art installation
using “super high temperatures” in A&W’s commercial
outside Union Station titled “Change is Good.”
dishwasher.
When the company piloted the Beyond Meat burger in 2018,
After a pandemic pause, Starbucks locations in Canada and
marking the first plant based burger in North America from a
the U.S. adopted a similar program accepting customers’
fast food chain, the initial release was so successful that
reusable cups with a 10 cent discount on drinks.
A&W ran out of patties and suspended sales for a month before launching the product again. The company did its
To eliminate waste, is the way to go. When we’re talking
market research. It spent three years sampling plant based
about truly circular or zero waste options, we need to be
products at the A&W Innovation Centre in B.C. before settling
thinking about things we can be using over and over again.
on Beyond Meat. All the while, the company has seen impressive growth. Same store sales jumped 9.8% the year Beyond Meat burger was introduced. In October, as COVID-19 public health restrictions were lifted on restaurants, the company reported sales growth of nearly 17% and revenue totaling $409.5 million for the quarter, up from $340.6 million a year earlier. According to Foodservice and Hospitality Magazine, A&W now trails only McDonald’s in Canadian market share. But when it comes to the environment, the company like most food chains, still has a long way to go. Compostable as they are, even fully biodegradable cups continue to our use-it-once, throw-it-away culture.
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MBE BUSINESS MAGAZINE JUNE 2022
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HOUSING TAKES CENTRE STAGE IN BUDGET 2022
CANADIAN REAL ESTATE ASSOCIATION COURTESY
On April 7, the Deputy Prime Minister and Minister of Finance, the Honourable Chrystia Freeland tabled “A Plan to
This Budget highlights the impact and success of consistent,
Grow Our Economy and Make Life More Affordable”, the first
unified, and disciplined REALTOR® community advocacy
budget of the 44th parliamentary session. As anticipated, this
over the last number of years. This Budget implements many
budget is heavily focused on addressing the housing crisis in
of the asks we have put forward to Parliamentarians, a
Canada and acknowledges the importance of housing to
recognition of the important role REALTORS® play within
both individual Canadians and the Canadian economy.
both the housing and advocacy sector. REALTORS® should be proud of their efforts to highlight: the dire need for more
In her address to Parliament, the Deputy Prime Minister
supply across the entire housing continuum; the need for
stated: “Housing is a basic human need, but it is also an
governments at all levels to work together to address the
economic imperative. Our economy is built by people, and
issue; the role federal infrastructure dollars can play to incent
people need homes in which to live. But Canada does not
provinces and municipalities to build more supply; and the
have enough homes. We need more of them, fast.”
primacy of provincial jurisdiction related to the rules surrounding real estate transactions. Significantly, the government acknowledges a need to build 3.5 million new homes by 2031, and sets a target of doubling the rate of construction of new housing units over the next decade. Specific REALTOR® advocacy positions that are included in this budget include: • Creating flexibility to tie access to infrastructure funding by province, territories and municipalities to increase housing supply;
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
55
• A new Housing Accelerator Fund that will spend $4B over
their path to homeownership;
five years to support updated processes and systems, and
• A new Co-Op Housing Development Program;
encourage municipalities to build 100,000 (net new) housing
• $1.5 billion for new affordable housing spending through the
units;
Rapid Housing Initiative;
• Leveraging transit funding to build more homes;
• A review of housing as an asset class, in order to better
• Doubling the First Time Home Buyers’ Tax Credit;
understand the role of large corporate players in the market
• Implementation of the promised Tax-Free First Home
and the impact on Canadian renters and homeowners;
Savings Account;
• Restrictions that would prohibit foreign commercial
• Implementing the promised Multigenerational Home
enterprises and people who are not Canadian citizens or
Renovation Tax Credit; and
permanent residents, from acquiring non-recreational,
• Implementing a publicly accessible, beneficial ownership
residential property in Canada for two years;
registry of corporations governed under the Canada
• New rules to ensure profits from flipping properties are
Business Corporations Act by 2023.
taxed “fairly.” These proposed rules will be triggered when a
Additionally, the government has committed to a variety of
property is held for less than 12 months. The government
other measures related to the housing sector:
notes, importantly, the measure is intended to make sure
• Support for Rent-to-Own Projects to assist Canadians on to
flippers pay their “fair share, while protecting the current,
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
vitally important, principal residence exemption for Canadians
understanding of the implications of the varied proposals, and
who use their houses as homes.”
to represent REALTOR® positions with decision makers. We
• An extension of the First Time Home Buyer Incentive, and a
will work with boards, associations and REALTOR® PAC Reps
review to make the program more flexible and responsive;
to present a unified approach.
• Investments in housing for Indigenous Communities; • Doubling the Home Accessibility Tax Credit to $20,000 for 2022 and the subsequent tax years, accounting for a tax credit of up to $3,000; and • The government proposes that all “assignment sales” of newly constructed or renovated residential housing be taxable for GST/HST purposes. This will come into effect May 7, 2022. The Liberals remain committed to developing a home buyer “Bill of Rights” that will include a ban on blind bidding, as well as a potential legal right to home inspection. The government provinces in setting these rules and states they will work with
Author: Syed Hassan, Broker, Royal Lepage Exceptional
provinces and territories over the next year to bring forward a
Professional and Educational Background
“national plan.” We will continue to engage with government on
B.Sc. Electrical Engineer, Real Estate Broker, Financial
this issue during their consultations. Balancing the right of
Advisor, IQCS Certified Lead Auditor & Consultant for ISO
sellers with those of buyers; asserting provincial jurisdiction in
Management and Environmental Standards, Certified Total
this area; and protecting the rights of homeowners are the
Quality Manager.
has taken our warnings and understands the primacy of
values that will guide our submissions.
Professional Experience and Affiliations The attention the housing sector has received within Budget
MB Group of companies, Royal Le-Page Exceptional, Royal
2022 is unprecedented, and CREA’s Government Relations
Brokers, American Express Bank of Canada, Budget Rent a
team will be active within the coming weeks to develop a full
Car, Moody’s, SGS, PIQC.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
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CANADA NEEDS YOU:
IMMIGRATION PLANS FOR 2022 – 2024 WITH DEEPER INSIGHTS
DMM DEPARTMENT MB Enterprises
The country needs you, if you can fulfill the eligibility to enter
immigration targets were declared by the Immigration Minister
Canada, either as a student, a visitor, a tourist or as a worker
Sean Fraser through the immigration level plans for
or finally as an entrepreneur. Canada definitely needs you,
2022-2024. According to Sean Fraser, Immigration remains a
especially after the setbacks taken by the Govt. of Canada &
top level priority for Canada, especially after undergoing the
Immigration Canada according to the recent stats from IRCC,
effects due to the pandemic that caused a great deal of
i.e. Immigration Refugees & Citizenship Canada. An organiza-
decline in immigration numbers from 2020 to start of the year
tion that is highly responsible for Canadian border control
2022. Furthermore, it is a priority number one as well
laws & monitoring as well as for the immigration laws of
because the country is facing an aging population as well as
people entering into Canada. Apart from these, the organiza-
a declining birthrate. Immigration being a key component of
tion is also responsible for refugees & for Citizenship
the Govt.’s strategy is an issue that needs immediate address-
decisions for people who are willing to settle in Canada. At
ing while ensuring the country’s long term economic growth.
the grass roots level, the organization has been active since a Canada. However, with deep insights, the organization has
A FIGHT BACK IN IMMIGRATION NUMBERS SINCE LAST YEAR:
revealed that their targets got hurt due to the recent pandem-
The country according to the IRCC has been able to fight
ic, COVID-19.
back since last year, i.e. 2021. Hence, vitally as they demon-
long time for the sake of promotional goals for settlements in
strated that Canada can meet its high immigration targets set Between the periods of 2022 to 2024, i.e. 2 years, Canada is
by IRCC by successfully admitting 400,000 new permanent
targeting and planning to welcome 1.3 million new permanent
residents in 2021. These are figures that they predicted
residents. These latest figures and the record number of new
should be the numbers that must be permitted to enter
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
Canada, but should meet the eligibility criteria. It marks the
permanent residents & citizens. As a matter of fact, this year
re-birth of the old norms & the procedures while Canada has
is a blessing for the family re-unification targets. Which
consistently allowed people to enter their country from across
means, in 2022 the country aims to admit in their borders
the world, either for study or for business or for other purpos-
more than 107,000 newcomers through the route of family
es. The Canadian immigration pathways for priority applicants
class pathways. Ironically, a slight increase as compared to
are for those who can demonstrate they meet an economic
the previous year numbers, but it matters as a huge contribu-
need in the country.
tion to the Canadian immigration targets.
KEY POINTS FROM CANADA’S IMMIGRATION LEVEL
Their reputation as a country in previous years has been
PLANS FROM 2022 – 2024:
phenomenal & most importantly that of being global leaders. Yes, we are talking about the category of re-settlement of
THE COUNTRY AIMS TO ACCEPT RECORD FIGURES IN
refugees & asylum seekers. Hence, the trend has continued
MIGRATION HISTORY:
this year as well, i.e. in 2022. IRCC has commitments to resettle more than 77,000 refugees and asylum seekers in
Canada is a country that is aiming for the sky this time. The
2022. These are massive figures, considering the amount of
great North American nation aims to accept 431,645 new
people entering Canada legitimately as Int. students, entrepre-
permanent residents in 2022. Hence, with more than 1.3
neurs, & finally on work visas.
million that will be welcomed from the period i.e., 2022 to 2024. Surprisingly, these are the highest figures in the
Continuous efforts of the biggest immigration land Canada is
Canadian history & if they achieve these figures, IRCC can
to keep filling its backlogs. However, still it’s unclear exactly
get back on track to mend the losses they have undergone
how Canada’s immigration application backlog will impact its
from 2020 to early 2022. From the look of things & stats from
targets. The IRCC’s dedicated department has laid out a plan
2021, it seems likely that Canada shall achieve their targets
for the sake of speeding up the application process in the
by the end of 2024.
current year, i.e. 2022. The goal is returning many types of immigration applications to the IRCC’s processing standards.
INCREASE IN TARGETS FOR FAMILY RE-UNIFICATION, ASYLUM SEEKERS & THE REFUGEES: Canada is maintaining their commitments towards family re-unification, asylum seekers & the refugees. In the category of Family re-unification we have family sponsorships, which includes the sponsorship of spouses (husbands & wives), partners, children, parents & grandparents by Canadian
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
61
horoscopes
june 2022 gemini From the beginning of the year, Saturn would bring negotia-
conflicts with the people you care about, and everything can
tion in agreements in your life. If you want things to happen
start from some responsibility on moral principle and ethics.
without wasting time, you should focus on what is achievable
In the month of January, Jupiter in the ninth house puts you
and what is fair. Do not ask too much and set limits. The
out of your comfort zone to create opportunities for growth,
month of May to October will accelerate the pace, and luck
and you will feel the urge to expand your horizon, to train
plays in your favor.
your desire for better things. The key to success is motivation, but you do not need to curb your enthusiasm for
This year's Mars position might bring some difficulty in your
personal and professional success.
love relationship in January. Native would have the impression that you are trying to be tied down. In April, Venus and
In the month of April, the transit of Jupiter in the 10th house
Mars in Aquarius appease things by inspiring more
will bring opportunity for increased wealth and prosperity.
detached feelings. The month of August will offer you to
New adventures will expand your horizons and broaden your
enjoy the pleasure as Venus will be in Leo. If you are loyal in
outlook on life.
your relationship and put your hundred percent into your relationship, you will have the perfect love until the end of
In the month of June, Venus in Taurus is one of the best
the year.
periods of the year for your love life. It will be easy for you to give and receive love and affection, and you will be more
Saturn will be in the eighth house. As a result, this year you
attractive, charming, and popular. This will be a good time
are going to meet a lot of new people and classify them
for seeking pleasure through physical activity, entertainment,
according to their potential, so some of them might not
and partying. It is a good time for creative work, shopping,
remain in your life. Jupiter in the sign of Aquarius in the first
and other financial matters. In the months of August and
half will determine you to have higher demands from others,
September, Mars in Taurus gives an abundance of assertive-
quite the opposite to encounter a lack of cooperation,
ness that makes this period a great time for starting new
willingness, and flexibility from others. Venus will bring many
projects. During this time, your expenses may be high, but
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
also you can be very constructive and productive. Physical
the owner of your house of business, Jupiter, is going to
activity is especially favored like exercise, sports, and dance.
transit in your house of career in the year 2022. As a result, you will definitely benefit from your career this year. Jupiter
By the end of the year, Saturn in the eighth house brings
will help you in growing your finances, but you have to put in
achievements and recognition. This could be a good time for
a little effort due to Saturn in the eighth house. You will get the
buying and selling real estate or renovating your home.
money you didn’t get from your previous job unexpectedly
Closeness in your bonding with your partner is likely.
during October and November.
• Overall, the year 2022 will be full of ups and downs for Gemini natives
Family
• Throughout the year, luck and fortune would befall you in
As per the Gemini family horoscope 2022, this year will be
economic life.
very special for Gemini natives as this year you will devote
• Gemini natives would also be lucky and successful in their
your time to your family, leading to a happy atmosphere in the
career if you put hard work and effort into it as per 2022
family. Also, this year is giving you a special chance for
Gemini life predictions.
buying new things as per the requirement of the house. It is also possible for you to organize any auspicious work in your
Love
family, and all this work will bring your family closer and
As per Gemini love predictions 2022, the love life of Gemini
create a positive environment overall.
natives seems good. It will be full of vigor and flavor. At the beginning of the year, Jupiter will stimulate them emotionally,
Business
and they will manifest a lot of enthusiasm in love. Those who
As per Gemini horoscope 2022, this year will be an average
want to get closer to their partners again will enjoy an
to a good year for Gemini business owners in terms of profits.
improvement in their love life. There is also good news for
Business owners can expect a great profit this year. If the
single Geminis as those who have not started a family yet will
natives are planning to take on new business projects, you
have a chance to meet true love in the year 2022.
are advised to take on a project in the second half of the year. Keep attention on money transactions and seek complete
Career
guidance from expected individuals before agreeing to any
As per Gemini 2022 career horoscope, this year would give
deal.
some mixed results. Hence you may have to put yourself through a lot of hard work to get success, and you may also
In the second quarter of the year, you will be able to earn the
face some hindrances due to your competitors because of
goodwill of the authority, and your business partners also
the effect of Saturn in the eighth house, but it won’t have any
have the added option of improving their skills by way of
impact on the daily routine of your work. At the same time,
higher studies or taking courses relevant to their interest. It is
the management will demand an increase in the quality of
advised to beware of fraud partnership deeds in business
work and increase requests for putting in a lot of effort. The
around, as you might be exposed to some sort of deceivers.
Gemini natives will have to defend their position and prove
Overall the year promises a good business perspective with
that the decrease in volume of work depends on external
much hard work and commitment from your part.
factors.
Education
Health As per Gemini health horoscope 2022, this year seems to be
The 2022 education horoscope for Gemini natives predicts an
a little weak in terms of health for Gemini natives because of
excellent academic year in 2022. Persistence and hard work
the placement of Saturn in the eighth house, at the beginning
may give you the desired results. Students who are aspiring
of the year and the placement of Ketu in the sixth house. In
for higher education may get placed in reputed colleges and
this year, you will have to be aware of your food and living
institutes. Students who have been preparing for competitive
habits. Otherwise, the movement of the planet is showing that
examinations may get success after the second week of
diseases related to blood and air can disturb you a lot. Also,
April.
you may have health issues with high-fat food, for which you will need to make changes in your food habit in time as per
Finance
the 2022 health horoscope.
As per Gemini finance horoscope 2022, the year will give the desired results to the natives in the matter of finances. Also,
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
63
TOP MOST TOURISM DESTINATIONS IN THE PROVINCE NEW FOUNDLAND & LABRADOR DMM DEPARTMENT MB Enterprises
New Foundland & Labrador is one of
are linked with the natural beauty &
friends & family members. It’s not
the smaller provinces of Canada &
the landscapes of Canada. These
only the tourism spots which
ranks tenth in the list of thirteen
includes Ontario, British Columbia, &
includes, BonaVista, Fogo Island,
provinces & territories of Canada. It
Nova Scotia as the most prominent
East Coast Trial, & Signal Hill
comprises of a total area of approxi-
ones in Canada. It’s a country that
National Historic site. However, it’s
mately 4% of all the covered area of
deserves no praise or a formal intro,
also the food that is brilliant &
Canada & holds an audience of
however, when it comes to NFL &
according to the rich tourism values.
thousands of people coming to the
Labrador, the praise is always
All in all a great experience if you are
Province as tourists every year. The
outstanding. Most people do believe
a first-timer coming to the province
province truly excels in tourism
that it’s always worth more while they
for some merry moments.
values that are mostly concerned
discover NFL & Labrador & its unique
with landscapes & redefines the
beauty ingredients.
beauty of Canada in a new & unique
Some of the famous tourism spots in New Foundland & Labrador are as
way. A sense of beauty is attached
While discovering the gorgeous
with the landscapes of New Found-
province you won’t find yourself
land & Labrador which makes it
bored as the province is simply
THE FOGO ISLAND:
unique from the rest of the provinces
outclass in terms of the rich ingredi-
The famous Fogo Island in New
& territories of Canada. Although,
ents. Plan a trip to NFL & Labrador if
Foundland & Labrador is the largest
there are many who are outstanding
you love outdoors, especially walking
Island of the Province lengthy coast.
in terms of the beauty elements that
for long hours and cycling with your
It’s a destination that stands-out for
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MBE BUSINESS MAGAZINE JUNE 2022
follows;
W W W. M B E F O RYOU. C O M
the lovers of arts & architecture. Also holds an attraction for
to Bonavista. The place has got some whales as well which
the tourist which is known as the Fogo Island Inn. An Inn that
you as a visitor needs to keep an eye on. Also, you will
attracts many people every year and is a truly beautiful
experience the full size replica of the ship of Giovanni
luxury hotel next to the sea along the rocky coastline.
Caboto, the Italian discoverer & sailor. Can’t miss the experience of visiting Bonavista if you plan to visit New
EAST COAST TRAIL:
Foundland & Labrador next summer.
The East Coast trail, one of the most excited places to visit in new Foundland & Labrador has a path designed for you
RED BAY NATIONAL HISTORIC SITE:
irrespective of the fitness levels and the skill level. You would
The Red Bay national historic site is a UNESCO site & one
love the expedition if you would love to get a good workout
of the gorgeous places to visit in NFL & Labrador. It’s a world
climbing up the rocky terrain. You would break all the records
heritage site and has been named lately by UNESCO as a
while discovering the East Coast Trial for the very first time.
world heritage site. It was in the 1500s that thousands of
However, it’s something that incompletes the Tour of NFL &
Basque Whalers would hunt the marine beasts for blubber in
Labrador inclusive of all the values.
the waters of Red Bay. A place that holds true beauty values of nature which is indeed the trademark of New Found land
Statistically speaking from a 50-metre suspension bridge to
and Labrador province.
geysers and archaeological digs the 545 Kms of developed and partially developed East Coast Trail provide you with
TWILLINGATE:
plenty of opportunities to find the ideal hike you are after. It
Known as the Iceberg Capital of the world, the colorful
will make your hiking experience a highly memorable one
fishing town located on the Islands of the same name is one
apart from the other outdoors that you would love to have in
of the places where the fish comes from the waters and right
NFL & Labrador.
into your plate. Seafood and Scenic beauty or Scenery are the two words you would associate with Twillingate. A place
BONAVISTA:
for some great outdoor experiences, whale watching,
Bonavista is a famous small town in New Found land and
beaches, & Kayaking. One of the famous festivals that takes
Labrador and has got historical values. These are values that
place in Twillingate is the popular Fish, Fun and Folk Festival
relates to where the Italian explorer Giovanni Caboto first
which is dedicated for music, bonfires, fireworks and more.
discovered North America in 1497. The gorgeous yet small town is filled with some colorful homes along the rocky shores and the pebbled beaches. The region is filled with a number of heritage attractions from old buildings and museums to some classical lighthouses. The 20,000 year old ice-bergs are the oldest thing you will be seeing on your visit
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
65
WE ARE HIRING! Career Overview
RESORT MANAGER
As a resort manager, your job will include managing all aspects of a resort, including lodging, food and beverage management, human resources, housekeeping, attractions, and guest services. You'll be in charge of employees, finances, customer service, promotions, and quality control. Resort managers often have to work nights and weekends, putting in long hours to ensure the success of their establishment. Job Description
Includes duties in three major areas: Daily Operations, Finances, and Marketing | Customer Service | Human Resources Daily Operations, Financial, and Marketing Duties
Resort managers oversee product stocking, accounting, and marketing efforts at the resort. As a resort manager, you'll hire contractors to perform services, such as painting or plumbing. You'll ensure that all supplies, from housekeeping materials to furniture, are in good condition and in stock. You'll monitor payroll, customer billing, and expense accounts. Customer Service
Resort managers ensure positive customer experiences by maintaining high-quality facilities and remedying problems. At the resort, you'll conduct room, kitchen, and grounds inspections to make sure that they are all up to code. You'll greet guests at arrival, create standards surveys, and find acceptable solutions to problems that may arise. Human Resources Responsibilities
As a resort manager, you'll be in charge of hiring, training, and scheduling new staff members. You'll set goals for employees and help your staff achieve these goals. You might also have assistant managers who you'll work with to manage departments, such as housekeeping, dining, security, and desk personnel.
Contact: 4382 HWY # 60, RR#1 DWIGHT, ONTARIO, P0A 1H0, CANADA 1-800-387-2244
WE ARE HIRING!
HEAD CHEF
stay@algonquininn.com
THE SENATOR HOTEL
&CONFERENCE CENTRE
JOB REQUIREMENTS Language: English Experience: Fresh Ability to Supervise: 5 to 10 People SKILLS: Maintain Records of Food Cost; Consumption; Sales & Inventory; Prepare & Cook Food on a regular basis or for Special guests and Events; Meals and Speciality Foods; Train Staff in Preparation; Cooking & Handling of Foods; South Indian; International; Supervise Cook & other Kitchen Staff. WORK INFO: Room & Board Provided
HOW TO APPLY
Email: gm@senatorhoteltimmins.ca Phone: (416)-918-1356 (12:00 PM to 05:00 PM) E-mail: 14 Mountjoy Street, South Timmins, ON P4N 1S4
Note: Anyone who can legally work in Canada can APPLY for this job, If you are not currently authorized to work in Canada, The Employer will not consider your job application
66
MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
Construction Industry Must Embrace The Technological Change - ‘Spirit Is Key’
DMM DEPARTMENT MB Enterprises
As according to the famous saying by a well-known Greek
ments that are a necessity. We can’t even imagine construc-
Philosopher, ‘Change is the only constant’, it’s indeed change
tion without the involvement of technology as modern
& how change is managed that determines the level of
engineering has changed many faces to reach its new &
success in an industry. Here we are talking about the factor
refined face. An example is the exoskeletons are now being
that involves technology, which has truly changed many
sported by masonry trades in Montreal who work for the
things in so many different industries around the world. Let’s
Atwill-Morin Group to help them lift heavy loads. Another tool
talk about buildings, the factor of technology is what
called the MULE or Material Unit Lift Enhancer has been
distinguishes a simple building from an intelligent building. An
developed for the sake of assisting masonry workers. The unit
intelligent building is one which takes care of the energy
has a gripper that is air actuated and can lift up to 135
efficient systems installed all around the building, apart from
pounds. These are two examples of technology that are used
security & surveillance systems & many other systems that
in modern construction industry for the sake of lifting heavy
makes a building stand tall as an intelligent building. While
machinery, while in the early days of construction humans
taking good care of the energy efficiency criteria, an
were used and human made tools were used for the sake of
intelligent building is built according to the architectural needs
lifting heavy load.
of the modern technological era. Similarly, in the construction embraced far more practically than before. It is indeed critical
TECHNOLOGY HAS PAVED WAYS FOR THE SAFETY INDUSTRY IN CANADA:
that construction embrace & adopt technological change, we
The use of technology, especially in the construction sector
are already seeing how it can help.
has paved ways for the safety industry. It has dynamically
industry, the involvement of technology needs to be
reduced the number of accidents happening during the According to the American business magnate & tycoon Bill
construction projects & has also emphasized on the rights of
Gates, ‘Never before in history has innovation offered promise
workers. Another example that has made things convenient &
of so much to so many in so short a time.’
safe for the workers is a product developed by the Boston Dynamics. They have successfully developed a product called Spot, which is a robotic dog. Yes, a Robotic Dog, interestingly
HOW TECHNOLOGY MATTERS IN TODAY’S CONSTRUCTION INDUSTRY?
a brilliant & most demanding use of technology, this time its
The dependencies of today’s construction industry is largely
construction industry. Spot, The Robotic Dog can be used on
on the technology & the changing technological develop-
construction sites and its carries high-tech cameras or laser
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MBE BUSINESS MAGAZINE JUNE 2022
Artificial intelligence coming & showing signs of tech in the
W W W. M B E F O RYOU. C O M
scanners that can actually capture images and document
Govt. funding will allow the experimentation of new & latest
data and report it back to a user. What a brilliant use of
technologies & shall also introduce new reforms and policies
technology, more precisely AI, to ‘Spot’ the difference of
for a better construction industry. It’s a way to encourage
modern technology from the older & obsolete technology.
innovation in the construction industry as innovation is the
Boston Dynamics have shown that how humans can be
demand of the construction & building sector.
saved & machines can be used effectively for better, more powerful & more accurate results. Accuracy is the most
ENCOURAGE YOUTH TOWARDS BUIDING SCIENCES:
wanted factor in the building & construction industry, especial-
Building sciences is the field that youth should be encouraged
ly in North America.
to study with a closer technological perspective. It can be an investment worth living & living the dream. Youth getting into
However, there are still reasons that the construction industry
the building sciences & skilled trades programs as a career is
is failing to adopt technology.
a huge motivation to elevate the number of qualified people in the field. It can be an encouragement that will boost more
The fear of a physical mishap is the number one reason,
advanced technology in the construction industry.
followed by long project timelines with high costs mean that
According to the American writer Stewart Brand who points
the trial-and-error of technological innovation and adoption is
out ‘Once a new technology rolls over you, if you are not part
seen as a superfluous cost rather than a necessity. Finally, its
of the steamroller, you’re not part of the road’. Importantly, as
fierce competition, thin profit margins, and high liability
the road to success is always under construction.
creates a contractual environment that leads to a lack of co-ordination and information sharing across the industry.
HOW NEW TECHNOLOGIES CAN BE INTEGRATED WITH GOVT. PROJECTS? In Canada, like the rest of North America, the latest technologies can be highly integrated with Govt. funded projects. The
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MBE BUSINESS MAGAZINE JUNE 2022
W W W. M B E F O RYOU. C O M
WHERE BENEFITS MEET REWARD
JOIN RMA MBBP
CINEPLEX SAVING FROM $4.00 TO $14.00
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MBE BUSINESS MAGAZINE JUNE 2022
Direct: (416) 844-9192 Email: mortgage@mbeforyou.com Web: www.mbeforyou.com
W W W. M B E F O RYOU. C O M
SYED MANSOOR ALI NAQVI
AUTOBIOGRAPHY
“A Successful Canadian Entrepreneur”
The Autobiography of Mr. Syed Mansoor Naqvi. The man who made it possible just with a vision and a dream in his eyes.
"As a mentor a person gets paramount importance from their followers, but success comes from true following & demonstration of work." MENTOR – CHAPTER 11
Controlling Costs In Your Retail Business ‘Business Strategies That Works’ DIGITAL MEDIA MARKETING MB Enterprises
If you are an owner of a retail chain or
profit margins in the retail sector are
flow initially, you will have trouble
a single retail store, it’s important that
typically very thin. The Canadian
controlling the flow at peak time.
you adapt strategies of cost controlling
retailers in the year 2017 had an
Business is about high profitability
as immediate strategies. These are
average operating profit margin of just
margins & being on the profitable side
part & parcel of the change manage-
approximately 5% according to
consistently.
ment that helps in the aligning of
Statistics Canada. Conclusively,
future strategies. A strategic manage-
controlling your expenses can
BREAKDOWN OF YOUR EXPENSES:
ment approach that works for most
definitely make or break your
The figures that relates to the
businesses depending on the time
business.
C.O.G.S, i.e. the Cost of Goods Sold just accounted for only 73 % of the
they have been actively doing business. In the retail sector, a great
Generating wealth in the retail
sales according to Statistics Canada
location, a great product and a good
industry holds high dependencies on
from 2017. After these figures, the
sales team, all three are an essential
cost controlling as well as strategies of
largest operating cost in a retail
part or elements for success. Specifi-
cost controlling. These strategies
business are usually the employee
cally, the location & product counts a
matter for most businesses in Canada
salaries which in the great nation
massive deal as both are the ingredi-
otherwise it’s a high probability that
Canada represents about 39% of all
ents of success for retail industry. On
you will be ending up on break-even.
the expenses.
the contrary, none of them will matter
Expenses are like a constant flow of
if you can’t control your costs. The
water, if you are unable to control the
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MBE BUSINESS MAGAZINE JUNE 2022
The situation is not that ideal for small W W W. M B E F O RYOU. C O M
retailers as they have no room for error. This is primarily due
the benchmarks that matter in the process of controlling
to competition levels that are fierce and paper-thin profit
costs. Benchmarking also helps in your growth in the retail
margins.
sector which also is fruitful in long run.
Hence, According to Mr Rony, who is a highly competent
DEVELOPING AN ONLINE STORE:
Business advisor from BDC. He claims that once you are
Investing in online stores, the idea that will make you happy
bringing in the RPS i.e. Revenue per Sq. Foot that’s appropri-
as investments are low, but the returns are high. In order to
ate for your calculations it becomes highly crucial that you
avoid some of the largest overhead costs, many retail
control your operating expenses.
operations have actually invested in an online store. A step that will straight away bring reductions in costs that are fixed
KEEPING A TRACK OF EMPLOYEE PRODUCTIVITY:
costs as well as variable costs. Apart from this, also helps you
Keeping a track of employee productivity is highly crucial if
reducing the staff as well as the inventory costs. In addition to
you are looking to control the costs. One way to do this is to
these costs, it can also reduce fixed costs which includes
make a calculation of the average productivity per employee
rents, utilities & insurance.
in order to see which employees generates more sales. These calculations will make you know the employee
The idea has worked since the last many years, & defines
productivity & the efficiency levels which is a high-level need.
E-commerce as a new and unique tool while highlighting the online preferences.
You can easily get to these figures by dividing your annual or monthly sales by the number of employees working. From this
Ideally, to make a successful transition into online retailing,
figure you can reach an expected sales volume per employee
there is a high need that you use your storefront operations
which is a figure that you can use as a benchmark.
as a showroom where customers can see & handle the products. This is according to a retail expert with rich experi-
While keeping a good track of your employee productivity
ence in retail industry & online sales. Also, you will have more
levels, it’s important in the next phase that you act smartly.
chances & benefits of taking the competitive advantage as
You can experiment through shifting people or the teams into
compared to conventional retail where you need to have a
different time slots in order to monitor how it impacts your
larger focus on elements of retail marketing.
sales at the end of the day. In business terminologies, ‘shuffle the staff’ in different time slots just for the sake of experimenting for cost control. This is the best way to measure the effectiveness of your workers, finally manage them accordingly. Why managing employee holds vital importance in controlling costs? The answer is ironic, it’s the calculations &
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE JUNE 2022
73
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W W W. M B E F O RYOU. C O M
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MBE BUSINESS MAGAZINE JUNE 2022
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DESTINATION
NORTHERN ONTARIO The ultimate experience of a lifetime. Presented by Saba Tours.
Saba Travels is pleased to organize tours for you to experience Northern Ontario covering arts and culture, entertainment, food and drinks, indigenous, wellness, outdoors and sports.
We are now embarking on the Northern Ontario Ultimate Experience covering: Algonquin Provincial Park | Mattawa | North bay | Temiscaming | Kirkland Lake Timmins | Cochrane and many other destinations in Northern Ontario.
Looking for your next adventure?
Meet passionate people, get the taste of local culture with one of a kind experience. From traditional tipi teachings to paddle board yoga and all of these experiences will be arranged with Saba tours and partners for your next adventure trip.
Saba tours and MBE Group, Great team to deal with Address: 102 - 100 Dynamic Drive. Scarborough ON (M1V 5C4) E-mail: sabatravel@rogers.com
CALL US +1 416-926-8250
Saba Travel in business since 1984.