• Screen Printing • Vinyl Banners/Vehicle Wraps
515-573-3784 • madrabbitdezign.com 407 South 19th Street Fort Dodge IOWA
Hours: Mon- urs 8:00am-5:00pm • Fri 8:00am-2:00pm • Closed Sat & Sun
business CONNECTION
Terry Christensen PUBLISHER tchristensen@messengernews.net
Bill Shea EDITOR bshea@messengernews.net
Leanne Darr MARKETING DIRECTOR ldarr@messengernews.net
Jody Kayser SALES MANAGER jkayser@messengernews.net
Nick Manwarren GRAPHIC DESIGNER nmanwarren@messengernews.net
Jessica Nemechek SALES CONSULTANT jnemechek@messengernews.net
ADDRESS: PHONE: 713 Central Ave. (515) 573-2141 Fort Dodge, IA 50501 FAX: (515) 571-4529
Fort Dodge BUSINESS CONNECTION is published monthly by The Messenger in cooperation with The Greater Fort Dodge Growth Alliance. All rights reserved. Copyright 2025. Reproduction in part or in whole without the expressed written permission of Fort Dodge BUSINESS CONNECTION is strictly prohibited. Unsolicited manuscripts must be accompanied by return postage. Fort Dodge BUSINESS CONNECTION is not responsible for unsolicited photographs, artwork or manuscripts. The opinions expressed in editorial material are not necessarily the opinions of Fort Dodge Business Connection.
Luke Hugghins, Past President, Astra Ferris, CEO, and Kelly Hindman, Board President
Greater Fort Dodge Growth Alliance
ELEVATE YOUR EXPERIENCE AT THE GREATER FORT DODGE GROWTH ALLIANCE ANNUAL DINNER AND AWARDS CEREMONY ON FEBRUARY 27, 2025
As we step into a new year filled with promise and opportunity, the Greater Fort Dodge Growth Alliance invites you to mark your calendar for one of the most anticipated events of the year—our Annual Dinner and Awards Ceremony. This is your chance to celebrate the achievements of our dynamic community, honor local visionaries, and join us as we elevate the possibilities for the Webster County region and the delightful Dodge we call home.
AN EVENING TO CELEBRATE AND INSPIRE
This year’s theme, Elevate, reflects our shared commitment to reaching new heights together. The Annual Dinner and Awards Ceremony is more than an event; it’s our community’s opportunity to gather, reflect, and honor the collaborative efforts that fuel our growth. It’s a night to celebrate the partnerships, progress, and passion that define the Greater Fort Dodge Region.
Guests will enjoy an evening filled with inspiring moments, including:
• A Keynote Address from the distinguished speaker and bestselling author Aaron Putze.
• Recognition of Excellence as we honor individuals, businesses, and organizations that have made a meaningful impact on our community.
• Networking Opportunities with leaders, visionaries, and change-makers driving progress in our region.
BE PART OF THE STORY
We’re thrilled to invite you to this unforgettable evening. Here’s how you can get involved:
REGISTER TO ATTEND
Secure your spot and join us for a night of inspiration and connection. Whether you’re a long-time supporter or new to the area, this is your opportunity to connect with others who share a passion for our community’s success.
BECOME A SPONSOR
Elevate your organization’s presence and align with this premier event. Sponsorship opportunities are available at various levels, offering valuable visibility and the chance to be recognized as a champion of growth in our region. Your support directly fuels the impactful initiatives of the Growth Alliance.
WHY ATTEND?
Our Annual Dinner and Awards Ceremony offers the perfect opportunity to:
• Celebrate the incredible achievements of the past year, from economic development milestones to leadership and community development initiatives.
• Gain insights into what’s next for Webster County and the Greater Fort Dodge Region.
• Strengthening connections with other leaders, stakeholders, and innovators who share your vision for a brighter future.
LET’S ELEVATE TOGETHER
This event is more than a celebration—it’s a commitment to elevate our community’s future together.
Don’t miss out—register your table today and consider becoming a sponsor of this incredible event. Together, we’ll continue to build a thriving future for Webster County and the Greater Fort Dodge Region.
For more information about registration and sponsorship opportunities, www.greaterfortdodge.com/annual-dinner/.
We can’t wait to celebrate with you!
Save the Date: February 27, 2025
Location: The Cardiff Center, 3232 1st Avenue South, Fort Dodge
Time: Doors open at 5:00 pm with dinner at 6:00 pm and a program and awards to follow.
Let’s elevate Fort Dodge—together!
WITH Q&A KELLY HINDMAN BOARD
PRESIDENT
GREATER FORT DODGE GROWTH ALLIANCE
Please tell us about yourself?
Raised in and graduated from school in Dayton. Married to wife, Tina, for over 36 years. We have three grown children. Spent 32-years in law enforcement starting with the Dayton and Fort Dodge Police Department and then nearly 30 years with the Iowa State Patrol. I then spent the past seven years in a leadership position with Friendship Haven. My focus professionally has always been on working cooperatively and building strong teams. I’ve been consistently involved in many community endeavors including city council, library board trustee, co-chair of RAGBRAI 2015, Crimestoppers and over 25 years on Citizens Community Credit Union board.
How many years have you been with the Growth Alliance?
What roles have you held before becoming President?
I’ve been with the Alliance for approximately seven years. On the Executive Board, I’ve held the positions of at-large, secretary/treasurer and vice-president. In other roles, I served on the CEO hiring committee, finance committee, legislative committee and I serve as an Ambassador for the Growth Alliance.
WITH KELLY HINDMAN - BOARD PRESIDENT
How do you see the organization evolving in the next few years?
I have strong optimism for the organization. Recent changes have also been an opportunity for reflection on all our numerous successes and a chance to evaluate areas for improvement. The Executive Board’s willingness to think critically is proving helpful to the organization. Deep dives into expectations, bylaws and employee handbooks just to name a few. We are also intentionally conscious of cultivating the next generation of leaders within the Alliance. I only see positive growth for the Alliance moving forward.
What would you tell the public about the Greater Fort Dodge Growth Alliance?
I would tell this community that the collaboration and teamwork going on in this community, through the many initiatives of the Growth Alliance, are proving successful every day. You may not see all the moving parts behind the scenes, but our hundreds of members are not only believing in our region, but supporting it with their time, talent and treasure to assure our collective success. More importantly, I’d encourage citizens to be positive advocates for our city and region. Social media has made negativity so easy for the uninformed. There are so many great things happening just beyond some of the noise. We need their participation to maximize our opportunities.
What do you think sets the GFDGA apart from other organizations in the area?
The uniqueness of our efforts are based in the breadth of our membership and the tenacity of our staff. The passion for our region in both groups is very evident. This translates to strong commitment towards success. And critically, the membership and staff serve as great teammates in accomplishing all our many initiatives through our robust committees and events. A strength is realizing we can’t do any of this alone…and then reaching out a trusted hand to other organizations to create positive partnerships.
What message do you have for members who are considering becoming more involved in the Growth Alliance?
Nike. Just Do It! Like many others, I’ve immersed myself in many parts of the Alliance. Zero regrets. It has made me a better leader and community member. I’ve gotten to interact with many great minds and passionate advocates for our region. Our staff’s excellence in supporting our mission is fantastic. We need your help. So jump in and you’ll be helping you and helping your community and region right along the way. The time commitment will be super controllable so you aren’t “too busy”. And maybe best, you’ll meet new, caring community members along the way.
What
advice would you give to someone considering joining the GFDGA?
Importantly, you aren’t just joining something. You are taking an impactful step to being on the ground floor of all the synergy for growth in this region. Networking is critical to any business. You are instantly a partner in the largest and most dynamic business organization in this region of Iowa. You are making an investment in all of that…not just joining something else. Our membership is strong and consistent. Businesses join and stay because they quickly see the value in their investment.
BOARD MEMBER SPOTLIGHT
For nearly 85 years, Citizens Community Credit Union has consistently provided its members and their families with a full-service financial institution that they can trust in.
Citizens Community Credit Union was founded in 1940 by a group of employees at the Tobin Packing Plant right here in Fort Dodge. The credit union, which was originally named the Tobin Employees’ Credit Union and later the Hormel Employees’ Credit Union, started with just 11 members and $300 in assets.
Upon the announcement of the Hormel plant closure in 1981, the credit union applied for a community-based charter and became known as Citizens Community Credit Union, a credit union that would serve all persons living or working in Fort Dodge.
Today, Citizens Community Credit Union has over $225 million in assets and serves nearly 15,000 members across 8 locations: our Main Office and Hy-Vee branch in Fort Dodge, Algona, Belmond, Estherville, Lake Mills, Spirit Lake, and Storm Lake. Our current field of membership includes all persons living or working in one of 33 north central and northwest Iowa counties, 499 Iowa Cooperatives and their members and the Iowa Independent Automotive Dealers Association and their members.
While many changes and significant growth have occurred over the past 80 years, Citizens Community Credit Union’s commitment to our members and the communities in which we serve has not.
In fact, Citizens’ Board of Directors and Leadership Team recently embarked on a journey to re-establish the identity of the organization and re-define the values that make a difference in the lives of their members, and in their communities. From this, an updated mission, vision and values were formed.
OUR MISSION
To Support Iowans on Their Financial Journey
OUR VISION
To Be Our Members’ Forever Credit Union
OUR VALUES
M| Motivation
P | Passion
A | Accountability
C | Community
T | Trust
“As a credit union, the ‘MPACT’ moniker couldn’t be more perfect in describing what we strive to do day in and day out. Credit unions were built on the “People Helping People” philosophy. And that philosophy isn’t just limited to serving and helping improve the financial well-being of our members—it also extends to improving the quality of life of our members and communities,” said Dan Scott, Chief Executive Officer.
“It’s quite an honor to be recognized again this year and this award is a testament to the efforts of our entire staff. They work tirelessly to make an impact on the financial lives of our members and demonstrate the credit union difference each and every day,” said Dan Scott, Chief Executive Officer. “We also take pride in being relied upon to be a difference maker in the communities we serve and while awards like this are never the motivation for what we do, we proudly accept this fantastic designation!”
For more information about our products and services, visit us online at www.citizenscu.com or give us a call at (515) 9555524. Federally insured by NCUA.
OUR SERVICES
FREE REWARD checking • Debit & Credit Cards
Personal & Auto Loans • Mortgages • Refinancing CDs & IRAs • Online & Mobile Banking • …And More!
TWO CONVENIENT FORT DODGE LOCATIONS
Main Office Hy-Vee 2012 1st Ave S 115 S 29th St (515) 955-5524 (515) 955-7787
Our Hy-Vee Office Is Open 7 Days A Week!
For the second year in a row, Citizens Community Credit Union is honored to be recognized on Newsweek’s list of America’s Best Regional Banks and Credit Union. The 2025 list, which recognizes the top 500 regional banks and top 500 regional credit unions in the United States, included just three Iowa-based credit unions—with Citizens being the only of the three that received a five-star designation.
Approximately 9,170 financial institutions were considered for this award with selection based on a number of factors, including financial relevance and the overall health and stability of the financial institution. In addition, online reviews, customer surveys and interviews and press coverage were considered as part of the selection process.
WHAT MAKES CREDIT UNIONS UNIQUE?
Member-Owned
Credit Unions have member-owners, who usually live or work in a defined geographical area.
Mission-Based
Credit Unions are philosophically similar, providing affordable financial services and improving financial well-being for the member-owners.
Not-For-Profit
Credit Unions are a financial cooperative, owned equally by all members, with profits returned in the form of better rates and fewer fees.
Volunteer Board
Credit Union Boards of Directors are uncompensated and elected by the membership.
City Connect FORT DODGE
2024: A Year of Growth and Transformation
space. By connecting residents to the Des Moines River and promoting sustainability, this initiative reinforced the city’s dedication to outdoor activities and environmental stewardship.
Complementing these efforts, the US Army Corps Greenbelt Trail Connection under the Union Pacific Railroad Trestle Bridge provided a vital new link for pedestrians and cyclists, enhancing safety and connectivity.
A state-of-the-art Wastewater Treatment Office and Lab Building was also completed, enhancing operational efficiency and supporting the city’s environmental goals. These efforts ensured Fort Dodge could meet current demands while preparing for future growth.
TRANSPORTATION IMPROVEMENTS
In 2024, the Iowa Department of Transportation (DOT) spearheaded two bridge replacement projects on Kenyon Road, ensuring long-term reliability and safety for vehicles, pedestrians, and cyclists. These new bridges included enhanced features such as wider pathways and improved pedestrian and bike traffic connectivity, promoting safer and more accessible travel for all users. Further, new left-turn lanes at the Kenyon Road and Avenue C intersection further improved traffic flow and reduced congestion, making the area more efficient and user-friendly.
Additionally, the city was awarded a $400,000 RISE Grant from the Iowa DOT to construct a westbound right-turn lane into the Nestlé Purina facility, supporting business operations and enhancing transportation efficiency.
The Albert Habhab Veterans Memorial Bridge was rededicated in November, honoring its namesake, Judge Albert Habhab. Updates included new monuments and military emblems, blending historical preservation with infrastructure modernization.
ECONOMIC DEVELOPMENT AND REVITALIZATION
The ongoing Corridor Plaza redevelopment continued to redefine the former Crossroads Mall site. The project aims to create a dynamic mixed-use development featuring retail, dining, entertainment, and community spaces. Construction progressed steadily in 2024, and new businesses like Dunham’s, Maurices and Shoe Sensation opened their doors, boosting the local economy and providing new job opportunities. This growth continues in early 2025, with Chick-fil-A set to open in February.
Neighborhood revitalization efforts included the demolition of the former Greenleaf Nursing Home, clearing the way for new developments, and the awarding of $1.5 million for the Northwest River District (NWRD) to improve housing, infrastructure, and
community spaces. The city also gained the title to the former Fair Oaks Middle School, with plans to repurpose the historic site for future community use.
COMMUNITY RECOGNITION AND INVESTMENT
Fort Dodge proudly earned the Iowa Thriving Community Designation in August, awarded by the Iowa Finance Authority and the Iowa Economic Development Authority. This recognition highlighted the city’s innovative approaches to urban planning, economic development, and quality of life improvements. Efforts like the Northwest River District, Corridor Plaza redevelopment, and balanced investments in infrastructure and preservation solidified Fort Dodge’s reputation as a forward-thinking and dynamic community.
The city also addressed childcare needs with a $600,000 grant for a new daycare facility at 407 Kenyon Road. This collaborative effort with Linking Families and Communities and Sprouts Early Education & Development School (SEEDS) will provide affordable and accessible childcare, empowering more parents to join the workforce.
LOOKING AHEAD
Fort Dodge’s accomplishments in 2024 demonstrate its unwavering commitment to building a thriving, inclusive, and progressive community. The city has set the stage for sustained success, from revitalizing neighborhoods to expanding recreational opportunities and supporting local businesses.
As Fort Dodge looks toward 2025, it is poised to build on this momentum, ensuring everyone can live, work, and thrive in a city that continues to grow and innovate.
shiningstar
Age: 15 • Grade/School: Sophomore at St. Edmond’s High School
Hometown: Fort Dodge, IA
In what ways do you participate in the arts in Fort Dodge?
I am involved in choir, show choir, chamber choir, musical, and I play the piano.
What do you most enjoy about music?
I like that it is something that brings people together and introduces you to many people you might not have met elsewhere.
What have you learned from being involved in musical productions?
I have learned that every part serves a purpose no matter how insignificant it seems.
What do you want to be when you are an adult?
I want to be a dentist or a physician’s assistant. I also would like to be a mom.
What is your favorite musical and why?
Wicked! I love all of the songs. They are so much fun to sing with my friends and I think they have great lyrics. I think it is really cool and holds a special meaning.
If you could play any part in a musical, who would you play and why?
I think it would probably be Glinda from Wicked. I like all of the high notes she sings and would one day love to play her.
Walk us through a typical day in the life of Abby Tofilon.
I wake up around 6:30am, get ready, and head to school. After school I work with the kids at St. Edmonds After School program. Then after that, I have dinner and go for a run, if I don’t have cheer or another activity. Finally, I do my homework, shower, and watch Grey’s Anatomy.
What other activities are you involved in?
I am involved in cross country, cheer, student council, voice and piano lessons, and I help out at my church.
Who do you look up to? And, why?
My parents. I look up to them because they are both very hardworking and love everyone very much. I want to be like both of them when I grow up.
The Greater Fort Dodge Growth Alliance
JANUARY 2025 24 North 9th Street, Suite A Fort Dodge, IA 50501
Phone 515-955-5500 Fax 515-955-3245 www.greaterfortdodge.com
STAFF
Astra Ferris CEO astra@greaterfortdodge.com
Jill Nelson Vice President jill@greaterfortdodge.com
Katy Grobe Marketing Specialist katy@greaterfortdodge.com
Emily Ayres Operations Coordinator emily@greaterfortdodge.com
Jefferson Fosbender Economic Development Director jefferson@greaterfortdodge.com
Kamisha Mosley Administrative Assistant kamisha@greaterfortdodge.com
YOU'RE I N VITED TO
Ribbon Cuttings
Wandering Wellness
UnityPoint Health - Trinity Family Planning
Pancheros Mexican Grill
County Connect
UNDERSTANDING THE IMPORTANCE OF DECLARING EMS AS AN ESSENTIAL SERVICE IN WEBSTER COUNTY
When every second counts, Emergency Medical Services (EMS) are our lifeline. From responding to heart attacks and car accidents to providing critical care during natural disasters, EMS teams are the backbone of our community’s emergency response system. Yet, in Webster County, EMS is not currently designated as an essential service like fire and law enforcement, which poses challenges to maintaining and improving the lifesaving care we rely on. On March 4th, residents of Webster County will have the opportunity to vote on whether to declare EMS as an essential service. Here’s what you need to know about this measure:
What Does It Mean to Declare EMS an Essential Service?
Declaring EMS as an essential service means that EMS will be recognized as a vital public service, like fire and police departments. This designation enables sustainable funding to ensure that emergency medical care is consistently available to all residents. Without this funding, EMS providers face challenges in covering costs for training, equipment, staffing, and maintaining facilities. Currently, there is no requirement for EMS to respond, leaving gaps in coverage.
Why Is This Needed in Webster
County?
EMS providers in Webster County are under increasing strain due to rising call volumes, higher costs of operation, and difficulty retaining staff. Despite their ongoing dedication, these teams need more resources to continue delivering the high-quality care our community deserves. Many of the EMS agencies in our County are funded by donations, or have no real revenue source. The funds raised through this measure will directly support:
Training: Ensuring that EMS personnel are equipped with the latest knowledge and skills to provide emergency medical care.
Equipment: Upgrading and maintaining lifesaving tools, vehicles and technology.
Buildings: Improving and maintaining EMS stations to ensure rapid response times.
Staffing: Attracting and retaining highly skilled EMS professionals.
How Will EMS Services Be Organized?
If the measure passes, Webster County EMS services will be strategically organized to ensure comprehensive coverage:
Fort Dodge Fire Rescue Ambulance will serve as the primary ambulance provider for the northern portion of the county. They will also still provide Advanced Life Support service as needed throughout the county.
Southwest Webster Ambulance (Gowrie) will serve as the primary ambulance provider for the southwest region.
Dayton Rescue Ambulance will serve as the primary ambulance provider for the southeast area.
Non-Transport EMS Agencies such as the fire departments in Badger, Barnum, Callender, Clare, Duncombe, Harcourt, Lehigh, Moorland, Otho and Vincent will also be dispatched as first responders.
Stratford and Farnhamville Ambulances will still cover small sections of Webster County in their respective service areas.
This coordinated approach ensures that all residents have access to timely and reliable emergency care.
Why Your Vote Matters
Whether you are for or against EMS becoming essential, you are encouraged to get out and vote to make your voice heard in setting the direction for EMS in our county. We would also encourage anyone to get involved with your local first responder agencies and provide feedback on the future of EMS.
What Happens If We Don’t Act?
Emergencies can happen to anyone, anywhere, at any time. Whether you live in town or in the county, stay home or venture out, there are more than 5,000 calls for emergency care at all types of locations in Webster County each year. Nobody thinks an emergency will happen to them but without additional resources, there will be no guarantee an ambulance will arrive when it does happen, regardless of where you live, work or play in Webster County.
Without adequate funding, our EMS providers may face difficult decisions, such as reducing services or increasing response times. This could mean delayed care in critical situations, putting lives at risk. Whether EMS Essential Service passes or not, changes will need to be made. Our system’s current reliance on Fort Dodge to back up and cover areas of Webster County will not continue.
What is the financial cost to county residents and where does the money go?
The Iowa legislature limited the source of revenue to income tax and/or property tax increases with respective limits on each. The EMS Essential Service Advisory Council has recommended only the property tax increases at seventy-five cents ($0.75) per one thousand ($1,000) of assessed value. For example, if you have a property assessed at one hundred thousand dollars ($100,000), your annual contribution through the new levy would be seventy-five dollars ($75) per year or roughly six dollars and twenty-five cents ($6.25) per month.
The revenue generated from any given property will primarily fund the primary ambulance service for that region. A new county EMS coordinator position will be created to assist all county agencies with training, credentialing and reporting, among other things. All non-transport first responder EMS agencies will also receive $10,000 annually to use for training, equipment, buildings and staffing.
Mark Your Calendar: March 4th is the vote!
Iowa Central Community College
College Connect
IOWA CENTRAL FOUNDATION ANNOUNCES NEW SCHOLARSHIPS
As students return to the classroom for the Spring Semester, it’s an ideal time for high school seniors and college freshmen to apply for scholarships through the Iowa Central Community College Foundation.
The Foundation is excited to announce the addition of eight new scholarships for 2024, bringing the total number of Foundation scholarships available for students to more than 100. “Iowa Central is grateful for donors who remember us in their estate plans for scholarships or who start a new scholarship with an annual donation of $500 or more,” said Mary Ludwig, Vice President of Development and Alumni.
The new scholarships approved by the Foundation Board for 2024 include:
• Ann Krummen Memorial Scholarship for Nursing – $500
• Bonnie Kay Largent Barnett Endowed Scholarship –Amount varies
• East Side Three Endowed Scholarship – $1,000
• Joe and RuthAnn Loebach Endowed Electrical/Ag/Industrial Scholarship – $1,000
• Jordan Ulicki Memorial Scholarship –Two scholarships of $1,500 each
• LR McLuckie Human Services Scholarship – $1,000
• Marvel and Helen Hemphill Endowed Scholarship –$1,500
• RuthAnn and Joe Loebach Endowed Nursing Scholarship – $1,000
Over the last five years, Iowa Central has increased the number of Foundation scholarships available to students by nearly 20%. “The support we receive from the community, alumni, and friends is deeply appreciated and helps Iowa Central fulfill its mission,” said Ludwig.
Dr. Jesse Ulrich, President of Iowa Central Community College, added, “Iowa Central’s purpose is to have students come to college and complete their degree or certification in the shortest amount of time possible, with the least amount of student debt, so they can go on to have a better life”. The Foundation scholarships enable students in our community to build their better life.
Despite the growth in available scholarships, the need for additional funding remains. “Iowa Central’s enrollment has continued to increase, raising the need for more scholar-
ships and donations for areas of greatest need for the college,” Ludwig explained.
A wide range of scholarships is available, including awards for academic achievement, financial need, non-traditional students, first-generation college students, and various program areas. “Whether a student has an undecided major or is pursuing a specific field such as Agriculture, Health Care, or Music, we have many different scholarships,” said Ludwig.
Students applying for a scholarship can go to https:// secure.iowacentral.edu/forms/scholarship_application. asp to fill out the online application. Only one application is required to be submitted. The Foundation scholarship page also provides helpful information on completing the application.
The application deadline is February 28, 2025, for scholarships applicable to the 2025–2026 school year.
For more information or assistance, contact the Foundation Office at ludwig@iowacentral.edu.
Fort Dodge Community Foundation and UNITED WAY
THE STATE WILL PAY YOU FOR YOUR CHARITABLE DONATION
Making a charitable donation is a meaningful way to support causes that matter to you and improve the community. But did you know that with the Endow Iowa Tax Credit Program, your generosity could benefit you, too? The State of Iowa offers a 25% Iowa tax credit for charitable gifts made to qualified endowments, which means that your donation goes even further, thanks to state support.
Endow Iowa program endorses the importance of philanthropy and encourages all Iowans to invest in their communities through endowment funds. These funds are permanent resources that build the capacity for communities to become self-sufficient by providing financial support to charitable projects and community betterment programs now- and in the future. Here’s how the Endow Iowa Tax Credit Program works and why it’s an incredible opportunity for people with charitable interests.
The Endow Iowa Tax Credit Program is designed to incentivize charitable giving in Iowa by offering donors a tax credit for 25% of their contribution. When you establish an endowed fund managed by a qualified community foundation, such as the Fort Dodge Community Foundation, you can claim a 25% state tax credit on
your Iowa income taxes, in addition to any federal tax deductions you may receive.
For example, if you set up a $10,000 endowment fund with the Fort Dodge Community Foundation, you will be eligible to receive a $2,500 tax credit (25% of your donation) on your Iowa income taxes. This means that the State of Iowa is helping pay for part of your donation, amplifying the impact of your charitable contribution.
Beyond the tax credit, the benefits of making an endowed gift extend to the long-term impact of your donation. Donations made to your endowed fund are invested, and the earnings and growth from these investments provide ongoing support for your favorite charities or charitable causes. This means your donation will continue to benefit your favorite charities for years to come. Whether you are passionate about education, health, the arts, parks, community services, even your church, your gift can support the causes that matter most to you while receiving the added benefit of the 25% tax credit.
RANDY KUHLMAN
C.E.O FORT DODGE COMMUNITY FOUNDATION AND UNITED WAY
Because endowed funds are permanent, they provide a steady stream of income to support local nonprofits every year and over time. This creates a lasting legacy and ensures that future generations will benefit from your endowed fund.
This exciting program benefits both donors and charities. Below is an approximation of the net after-tax costs of establishing an endowed fund for a donor in a 30% tax bracket:
Cash Gift
Tax benefits:
$10,000
Net federal tax savings - $ 3,000
Endow Iowa Tax Credit - $ 2,500
Net cost of contribution $ 4,000
A great legacy gift: By establishing an endowment at the Fort Dodge Community Foundation, a donor can plant a seed that will grow to benefit their favorite charities forever. An endowed fund can be established through a charitable donation of cash, stocks, bonds, real estate or other property. (For appreciated stocks, bonds and real estate, donors can avoid capital gains
taxes). The endowment is invested over time, and the earnings and growth from the fund are used to make gifts to the charities you choose. The endowment is a permanent source of capital, fostering good work today and in the future. By making a generous gift today at the Fort Dodge Community Foundation, you can establish a family legacy that will help their favorite charities and causes for literally decades to come.
For more information on the Endow Iowa Tax Credit program and how to establish an endowed fund, contact the Fort Dodge Community Foundation.
Randy Kuhlman, CEO Fort Dodge Community Foundation
Phone: 515-573-3171;
Address: 24 North 9th Street Suite B, Fort Dodge, Iowa 50501
UPCOMINGEVENTS
JANUARY 24 - 7 P.M.
Laramar Ballroom - DJ Bingo and Karaoke
JANUARY 24 - 7:30 P.M.
Crossroads Event Center - Chicago Comedy Night
JANUARY 25 - 8 P.M.
Cardiff Center - The Lyon Dynasty Drag Show
JANUARY 26 - 3 P.M.
Soldier Creek Winery - Bingo for DSAOC
JANUARY 31- 8 P.M.
Creekside Restaurant - Karaoke
FEBRUARY 1 & 2
Crossroads Hotel and Event Center - Kids Laugh & Splash Weekend
FEBRUARY 1 - 8 A.M.
Fort Museum Opera House- Dave Gochee Memorial Poker Tournament
FEBRUARY 1 - 10 A.M.
Fort Dodge Public Library - DIY Snow Globes
FEBRUARY 2 - 4 P.M.
Cardiff center- Daddy Daughter Dance
FEBRUARY 8- 10 A.M. TO 4:30 P.M.
Cardiff Center - Fort Dodge Sports Card and Collectible Show
UPCOMINGEVENTS
FEBRUARY 12- 9 A.M.
Fort Dodge Play and Learn Center- Music Class
FEBRUARY 13- 6 P.M.
Smitty’s Lawn and Landscape- Galentine’s Night Out
FEBRUARY 15- 1 P.M.
River Hops Brewing- Saturday Crafternoon
FEBRUARY 15- 7 P.M.
Summer Menu Weds, Thurs, Fri Nights
MONDAYS AND THURSDAYS
5 p.m.- Fort Museum Opera House- Bingo
Fort Museum Opera House - Valentine Sweetheart Gala feat. The Brits
Willow Ridge Golf Course and Restaurant 1788 Madison Ave. • Ford Dodge, IA • 515-576-5711
THURSDAYS - 7 P.M.
River Hops Brewing- Trivia Night
THURSDAYS - 7 P.M.
Creekside Restaurant- DJ Bingo
artistspot
Peter Stockdale
Age: 37 • Hometown: Humboldt, Iowa
Profession: Podcast Producer, Podcast Host, Accountant, Musician
What made you decide to get into marketing/podcasting?
It wasn’t until recently that I realized my talents could be put to use in marketing. Now I’m producing five separate podcasts, two of which I host, and one of which I co-host.
What do you most enjoy about your podcast work?
I’m not always a social butterfly, but I’m a person who is generally curious about the endeavors of others. I enjoy not only learning what people are doing, but why people do the things they do.
Podcasting helps me get outside of my comfort zone socially and provides insight into the individuals who help shape the communities they are in.
Tell us about Audible Farm podcast. Where did the idea come from?
About 6-7 years ago, I noticed there weren’t many avenues for musicians and artists to discuss themselves and their passions. I started the Audible Farm Podcast as a way to help communities within Iowa get to know their local musicians, artists, entertainers, venue owners, and more.
What is one word you would use to describe yourself? Analytical
Ok, What’s the second word? Pragmatic
Growing up, were you involved in the arts/music?In what ways?
Not always. I played the trumpet in the Humboldt school band system from grades 5-12. I was in chorus for a short period of time, but I’m not much of a singer, so that didn’t last long. I started playing guitar at 16 or 17, but didn’t play much after high school. It wasn’t until I was about 27 that I actually started playing guitar seriously.
What do you most enjoy about making/playing music?
It’s a great escape from the monotony of regular day-today living. It helps me shut everything else off in my life and be in the moment with my musical peers.
What have you learned while working on your, 200+, episodes?
Everyone has a story. Some are more willing/eager to tell their story, but everyone’s story has merit. I’ve found myself enjoying hearing the backstories of the individuals who I’ve interviewed.
I also learned the importance of branding and marketing a product in a fashion that is organized and easily digestible.
If you could trade places with one person for the day, who would it be and why?
I’d love to trade places with my past self to the time where I had my first “a ha” moment learning the guitar. What an electric feeling it is when you finally wrap your brain around something that had previously perplexed you.
If I’m not allowed to say myself, I’d have to say Jeremy Ober. I’d love to see what it’s like to grow facial hair that fast.
You are stranded on an island, you can only listen to one musician/ band for the rest of your life…….who do you choose?
Since my teenage years, I was always a fan of Iron Maiden. They seemed to blend a lot of things I liked about music, culture, history, literature, mythology, and more. Through the years I’ve discovered and rediscovered my love for the band in new ways. Their longevity has taught me that having a passion is one
thing, but producing things from that passion over a long period of time creates something undeniably steadfast in a community and in culture.
What do you most enjoy about the art and culture scene in Fort Dodge?
After talking to roughly 200 different entertainers across the state of Iowa, I’ve come to realize how special the Fort Dodge area is. Regardless of location, musicians, artists, entertainers, et al. would be nothing without a community to support them. The Fort Dodge community is easily one of the best communities in the state for fostering the growth of these individuals and their passions.
PUT YOUR TAX REFUND TO WORK
Most of us probably don’t enjoy preparing our taxes, but there’s often a reward at the end — a tax refund. If you get a refund this year, how can you make the best use of it?
Of course, the answer depends somewhat on the size of your refund. Last year, the average tax refund was $3,050, according to the Internal Revenue Service.
Whatever the size of your refund, though, you’ll want to maximize its benefit. Here are a few suggestions:
Contribute to your IRA. If you were to receive about $3,000, it would go a long way toward funding your IRA for the year — but any amount would help. You still have until April 15, 2025, to contribute to your IRA for the 2024 tax year, but if you’ve already “maxed out” on it, you could use your refund for 2025. The annual contribution limit for a traditional and Roth IRA remains $7,000, or $8,000 if you’re age 50 or older. And by getting an early start toward fully funding your IRA, you can reduce the pressure of having to come up with large amounts later in the year.
Build an emergency fund. Your tax refund could help you start or expand an emergency fund. It’s a good idea to keep up to six months’ worth of living expenses
in such a fund, with the money kept in a liquid, low-risk account, separate from the funds you use for your daily expenses. You might need to draw on this fund for unexpected expenses, such as a major home or car repair or a medical bill that’s not fully covered by your health insurance. Without such an emergency fund in place, you might be forced to dip into your IRA or other retirement accounts to pay for these types of costs, and such a move could be expensive, resulting in taxes, penalties and lost opportunities for growth.
Contribute to a 529 plan. If you have children or grandchildren and you’d like to help them further their education someday, you might consider investing in a 529 education savings plan. With a 529 plan, earnings and withdrawals are federally tax free, provided the money is used for qualified education expenses. Based on where you live, your 529 plan may provide state tax benefits, too. (It is possible, though, that 529 withdrawals could affect financial aid packages, depending on who owns the account.) A 529 plan can be used to help pay
for college, accredited trade school programs, some K-12 expenses and even to help repay some student loans.
Pay down debts. Your tax refund may give you a chance to reduce your debt load. But which debts should you tackle first? You could follow the “snowball” method by paying off the smallest of your loans or debts as quickly as possible. Or you could choose the “avalanche” route by making minimum payments on all debts and using extra funds — such as your tax refund — to pay off the debts that carry the highest interest rates. Either method could help you save money in the long term.
It’s not often that you receive a financial windfall such as a tax refund — so think carefully about how you can maximize its benefits.
