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HOMEFRONT Comerica Bank Partnership with First Independence Bank Features $2.5 Million in Deposits

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Michigan Chronicle

Vol. 84 – No. 2 | September 16-22, 2020

Racial Equality and Opportunities Are Needed Now! Matt Elliott, Michigan Market President, Bank of America In the past six months we have been exposed to the devastating realities of a global health crisis and a self-inflicted moment brought on by historical and present-day social inequities. The deaths of George Floyd, Breonna Taylor, Rayshard Brooks and others, and the disproportionate impact that the current health and humanitarian crisis is having on people of color and communities have created an urgency to do more, now. I feel that urgency. My team at Bank of America feels that urgency. Many of my teammates in Metro Detroit have shared their thoughts, feelings and personal experiences and it has helped increase our collective awareness of how much the color of our skin – not the content of our character – continues to shape our lives. For me, hearing the deep level of grief, emotional exhaustion and emerging fears that haunt a great deal of my Black teammates and their Matt Elliott families—many of whom have also been disproportionately impacted by the coronavirus—has been maddening and heartbreaking. Across our company, we are committed to our fellow teammates, to helping one another and to living our values. The racial injustice we see today is unacceptable to all of us. Our company will not tolerate racism in any form. We also recognize that we all need to do more. Acts of inhumanity – against any person or group – have a profound impact on each of us. It is not enough to just say something. We must also do something and do it more quickly. To address the very real consequences of systemic racism and economic inequity begins with the acknowledgement that it is pervasive throughout society and demands real action and viable solutions. How pervasive? White households own over 85% of the nation’s wealth, while Black and Hispanic-Latino households own just 7.5%, while making up 30% of the population. At the household level, the median wealth of white families is 10 times that of Black households and eight times that of Hispanic-Latino households. For many years Bank of America has worked to deliver more opportunities for economic mobility in Detroit. In November 2019 we announced a deepening of our investments in Detroit’s neighborhoods by increasing our philanthropic commitments and expanding support for housing affordability. The bank invested an additional $1.5 million in the 0% Interest Home Repair Loan Program - a partnership with Local Initiatives Support Corporation (LISC) and the City of Detroit. The program offers 10-year, interest-free loans to help Detroit homeowners invest in and repair their homes – promoting public

See RACIAL

EQUALITY page A2

WHAT’S INSIDE

FCA Commits To Put

Detroit To Work!

By Donald James

was surprising for the Detroiters to go to work immediately.

Special to the Chronicle

Following last year’s pledge to offer Detroiters “priority access” to apply for 5,000 new positions with Fiat Chrysler Automobiles (FCA), the giant auto maker is continuing to deliver on what was promised through the “Community Benefits Agreement” with the City of Detroit. The commitment comes as FCA is expanding its Jefferson North Assembly Plant on the city’s east side, while converting the auto company’s east side Mack Avenue Engine Complex, to assemble the next generation of the Jeep Grand Cherokee SUV. The North Jefferson Plant will continue its production of the Dodge Durango and the redesigned Grand Cherokee. A major source and partner in helping FCA achieve its hiring mission is Detroit at Work, an agency that provides job and training opportunities for Detroiters, under the auspices of Mayor Mike Duggan’s Workforce Development Board, Detroit Employment Solutions Corporation (a Michigan Works! Agency), and the City of Detroit. Of the 5,000 positions that FCA is proactively seeking to fill, the vast majority are for full-time production operators, tasked with assembling the Jeep Grand Cherokee. According to FCA specifications, the position’s hourly wage is $17.00, with full benefits. For Detroiters to be eligible for FCA’s “priority access” hiring commitment, they must first complete a Detroit at Work Job Readiness Event. This will lead to a five-step preparation process that must be successfully completed, which includes submitting proof of Detroit residency, verifying el-

“We were not expecting these jobs to start until November and December of this year, maybe into January of 2021,” said Sherard-Freeman, a native Detroiter. “But FCA told us the company has shortages right now and wanted to offer people the opportunity to start early at the Sterling Heights Assembly Plant or another facility. However, the workers will be guaranteed a move to Detroit when the Detroit facility positions are open. It’s a real win for Detroiters.”

Nicole Sherard-Freeman igibility to apply to FCA, completing a practice assessment to prepare applicants for the application process, signing a drug-free pledge, and experiencing a presentation explaining what it’s like to work for FCA. As of Tuesday, Sept. 15, thousands of Detroiters have expressed an interest in working at FCA by completing the Detroit at Work Readiness Event. “More than 16,000 Detroiters have received an invitation from FCA to apply for positions,” said Nicole Sherard-Freeman, executive director of Workforce Development and Detroit at Work for the City of Detroit. “And between 7,000 and 8,000 have actually applied. More than 2,700 Detroiters have been interviewed. Currently, 1,234 Detroiters have received job offers, with 730 accepting their offers. And 300 Detroiters have received an immediate start date.”

It has also been a win for FCA, who is pleased with the level of recruitment and preparation of Detroiters that Detroit at Work has referred to the auto maker. “As an organization, FCA is incredibly thankful for the partnership that we have with the City of Detroit and Detroit at Work,” said Jordan Kaiser, talent acquisition manager at FCA. “And the candidates that we’ve interviewed and hired demonstrate a broad range of experience. I and everyone on the team at FCA remain impressed with the quality of candidates in Detroit.” Detroiter Rhondelise Carter is one of the quality candidates from Detroit at Work that has impressed FCA’s hiring team. She will begin work soon as a production operator. “I’m excited,” said Carter. “It will be soon. Maybe three days or more but whenever they call me, I’m there! I have been trying to get into FCA for a while but was unsuccessful until I went through Detroit at Work.” Carter said after registering at De-

According to Sherard-Freeman, it

The Race for Office: How Will Millennials Be Affected? By Megan Kirk

Gov. Whitmer Launches New, First In Nation Futures For Frontliners Program

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$1.00

See JOBS page A2

“For public schools, I think there should be more investments into technology for schools. COVID showed us how much of a digital gap there is between different school districts across the nation and how necessary it is,” Slappey explains. “I think teachers will also begin to get paid more as well.”

The Presidential election is near, and Millennials are voicing their concerns on various issues and how this election will affect them. From education to economics, the millennial population is sounding off on what this election will mean for them. In the 2008 and 2016 presidential race, Millennials dominated the polls in record numbers. According to a 2018 study, fifty percent of eligible Millennials voted during former President Barack Obama’s first election term. Fifty-one percent of Millennials voted in the most recent 2016 election. Surpassing Baby Boomers as the largest generational population, Millennials are a critical demographic for candidates. In a country plagued by a pandemic, concerns of voter turnout are

In addition to the public-school systems, Slappey believes more attention should be paid on a collegiate level.

at the forefront. Candidates are looking to appeal to Millennials; however, the millennial population is expressing concerns over various topics. Where will this election leave the Millennial demographic? Tyrell Slappey, an English

Language Arts and Social Studies teacher for the Detroit Public Schools Community District, believes education needs a makeover. For the public-school systems, a disparity in access to technology and pay for teachers is at the top.

“I think we will start to see the transformation of colleges and universities being big business to seeing college education being free if you have the right GPA,” Slappey explains. While education serving as a hot button issue, the economy at large is another concern for Millennials. As more Millennials look to become entrepre-

See MILLENNIALS page A2

Page A-2 • michiganchronicle.com •

September 16-22, 2020

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Jobs

From page A-1 troit at Work, she successfully completed the organization’s Job Readiness Event, which included steps to prepare her and others for a job at FCA. She interviewed well for the production operator’s position. The COVID-19 pandemic of 2020 pushed many plans back on all fronts. However, things are moving forward and Carter couldn’t be happier. “I thank both Detroit at Work and FCA from the bottom of my heart for the opportunity that’s been offered to me,” Carter said. “There are other smiling Detroiters who have started or will start very soon at FCA. For me, it’s my dream come true!” In addition to production operator positions at

FCA, Detroit at Work has also provided the auto maker with skilled trades workers and professional positions in Human Resources, IT, finance, purchasing, and other needed areas. Detroit at Work is also working with other companies in Detroit and surrounding cities to assist them with identifying and hiring Detroiters. According to Sherard-Freeman, who also serves as the executive director of the Mayor’s Workforce Development Board, one of the company’s that Detroit at Work is servicing is Dakkota Integrated Systems. The company projects to fill just over 400 positions between now and 2022 at the new Dakkota Assembly Plant, located on the former 19-acre site of Kettering High School. To date, more than 1,250 applications have been

Racial Equality From page A-1

health and safety and increasing property values. The bank also committed $1 million to Invest Detroit so that it expands its work into the diverse neighborhoods in the Strategic Neighborhood Fund footprint. The $1 million grant to Invest Detroit is being used to fund operations, such as administering the Strategic Neighborhood Fund, as well as small business and real estate loan programs.

submitted through Detroit at Work. Detroit at Work is also working with Universal, a transportation services provider with two locations in Detroit. The company is hiring warehouse workers, forklift operators, CDL-A drivers, and tractor trailer mechanics. With an abundance of jobs available in Detroit, and for Detroiters, Sherard-Freeman wants to dispel a common myth about job opportunities in the Motor City. “The narrative that there are not any jobs in Detroit is patently false,” Sherard-Freeman said emphatically. “Through www.Detroitatwork.com, our homepage reflects as of Tuesday, Sept. 15 that there are 9,700 jobs available. The number doesn’t reflect the FCA numbers. And the jobs available are across a broad sector

Our focus in this work will be in the areas of health, jobs training, reskilling and upskilling, support to small businesses, and housing, all through a lens of racial equity. This commitment will include philanthropy, sustainable finance through lending and investing, our hiring practices, the development of financing solutions for small businesses and more to drive tangible progress, along with our partners, in making systemic changes and reforms that address economic and racial disparities. Detroit has an iconic place in the fight for civil and equal rights, and we will honor that history as a company and a team. We will not tolerate racism. We will continue to live our company’s values by supporting our community and each other—in part by activating the $1 billion commitment to drive racial justice and equality. I along with hundreds of my Bank of America teammates in Detroit are committed to being a champion for this important work.

Millennials

As the Millennial population continues to become more engaged in the stakes of this upcoming election, they are is also becoming more curious about what can be done to effect change in their backyards. In addition to becoming involved in national politics, Millennials are also taking a stand in local politics. Steele P. Hughes, a Restorative Practitioner, also ran for State Representative of the 10th District.

From page A-1

Melody Temple, the creator of The Fresher Brand located in Royal Oak, believes there could be some effect on the economy after this election, but wants to remain optimistic. “I think there may be a slight dip in the economy after the election but like a good pillow, we will bounce back, especially under the right leadership,” Temple shares. “I’m always one to think positively, so I’m going to declare we will be great no matter what.” COVID-19 has been a driving force in affecting the economy. High unemployment rates and rises in evictions, and higher prices of goods have helped create a current financial crisis. “I’ve witnessed quality decrease with prices steadily increasing. Prices all across the board are inching up with a decrease in quality and I hate to see it,” Temple says. Despite the economy, many Millennials are looking to invest in their dream home. According to Realtor.com, the election could place strains on wages, interest rates, and employment rates. All of which could have a lasting effect on the housing market. Andrea Cook, a Real Estate Agent, believes the Millennial population will have to face many tough decisions in the housing market, business, and race. “I believe the upcoming presidential election will impact the millennial population in various ways. It will be the deciding factor whether to open that small business we have always dreamed of because we have the loans and funding available to us or continue working for someone else because we can’t finance it alone,” Cook explains. For Millennials looking to become homeowners, Cook believes the country’s shift in power will do more to affect the housing market than the current economic state. “The housing market will be impacted by the election due to uncertainty. Historically, less consumers are willing to move during an election year due to uncertainty of what is to come,” Cook explains. “Overall, the economy will be impacted, whether positive or negative, depending on the candidate that wins and what policies they implement.” Racial bias in the housing market is an additional concern for realtors. “Racial equity is important because this will help to bridge the gap in the number of minorities currently renting to an increase in minority homeowners,” Cook says.

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attention on helping create opportunity for people and communities of color.

At Bank of America, we believe it is critical to remove barriers to racial equality and economic opportunity, which means focusing on the areas where systemic, long-term gaps have existed and where significant change is required for progress to occur and to be sustained. That’s why we recently announced a $1 billion, four-year initiative to help advance racial equality and economic opportunity, with particular

neurs, they are beginning to see the effects of their businesses’ election.

of industries and are not just manufacturing and entry-level positions. So the narrative about there are no jobs available in Detroit is old and it’s wrong.” To learn more about job opportunities at FCA for Detroiters through Detroit at Work, as well as employment opportunities with other companies/businesses, log on to www.DetroitatWork.com or call 313.962-WORK (9675) or go to Detroit at Work’s social media platforms: Facebook, Instagram, and follow the agency on Twitter.

“This election is huge. We are at a crossroads with a variety of issues that will impact us for generations,” Hughes says. “Those issues range from climate change to the systematic racial divide that is currently exploding in our country.” With police brutality and racial discrimination making headlines, Millennials are looking to elect a President who will help make crimes against race punishable by law. “I’d like to see our President seek justice and true change against police brutality,” Temple shares. “I’d like to see America be great for once.” “It will be the deciding factor in if corrupt and racist people are able to get away with killing people due to the color of their skin or if they know there will be real justice for their actions,” Cook shares. As Millennials set to cast their votes on November 3rd, this election’s effects may not be felt immediately but could have a ripple effect. “I do not believe it will affect our generation directly, but the next four years will definitely lay the foundation for societal norms for years to come,” Hughes explains. Along with the presidential election, all 435 seats in the House of Representatives and 35 seats in the Senate are up for grabs. While these seats will control what decisions are made nationally, local politics could have a more significant effect on Millennials. “I truly believe that all politics start locally. If we want to see real change in our inner cities, we need to take our local elections just as serious, if not more seriously, than we are taking the Presidential election.” Hughes urges. No matter the outcome, Millennials are looking to set the blueprint for their generation and future generations. “Millennials are at a crucial stage in their lives we all want things to change for the better for the next generation,” Slappey says. Currently, there are no restrictions on voting in person during the 2020 Presidential election. However, to request an absentee ballot or register to vote, visit the Secretary of State site or local city clerk’s office according to your polling location.

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Roots.

| September 16-22, 2020

michiganchronicle.com

First Independence Bank Chief Administrative Officer/Chief Technology Officer Dimitrius Hutcherson (left) and Comerica Bank Michigan Market President Mike Ritchie (right) commemorated Comerica’s $2.5 investment that will support local small businesses.

HOMEFRONT

Comerica Bank Partnership with First Independence Bank Features $2.5 Million in Deposits Comerica Bank has formed a strategic partnership with First Independence Bank, the only Minority Depository Institution (MDI) headquartered in Michigan. The partnership is highlighted by $2.5 million in deposits and collaborative relationship that includes mutual mentoring opportunities.

Comerica’s partnership with First Independence Bank represents the bank’s Michigan-based commitment as part of moving $10 million in deposits to Minority Depository Institutions (MDIs) within its fivestate footprint, as well as building mutual mentoring relationships with these institutions. MDIs assist minority and under-served communities and enhances economic viability in these communities. Vice president and regional external market af“Our partnership with First fairs manager Vanessa Reed (left) represents Independence Bank will assist en- Comerica Bank to finalize the bank’s $2.5 million trepreneurs, small business owners deposit with President and CEO Laurie Vignaud and the Detroit community navi- of Unity National Bank in Houston. gate through unprecedented struggles,” said Mike Ritchie, Comerica Bank Michigan market president. “Minority Depository Institutions play a critical role in our neighborhoods, and these commitments help deliver crucial resources focused on making our community stronger.” First Independence Bank is also the only African American-owned bank headquartered in Michigan, and it is the seventh largest African American-controlled commercial bank in the United States. Now celebrating its 50th year after being established in 1970, the bank continues to be a responsible

Larry Reed (right), Comerica Bank senior vice president external affairs and community development meets with Broadway Federal Bank in California as part of Comerica’s $10 million commitment to Minority Deposit Institutions across the bank’s markets. With Reed is Sandra Aispuro (left), Broadway Federal Bank Mid-Wilshire Branch Manager, and Wayne Bradshaw (middle), Broadway Federal Bank President and CEO. leader, efficiently serving the financial needs of its community, businesses and customers nationwide. The relationship fosters collaboration and mentorship, with Comerica and First Independence Bank each sharing their expertise in key lines of business.

Independence Bank.

“The First Independence Bank and Comerica Bank both hold complimentary synergies and efforts that aim towards empowering Minority Depository Institutions and the communities that we serve, and we are truly thankful for their purposeful support,” said Dimitrius M. Hutcherson Chief Administrative Officer/Chief Technology Officer, First

Comerica’s support in MDIs is the latest action taken to support local communities battling the COVID-19 pandemic. In May, Comerica Bank and the Comerica Charitable Foundation announced investments totaling $8 million in support for community programming and businesses impacted by COVID-19.

Of the $10 million in deposits, Comerica has also allocated $2.5 million each to Broadway Federal Bank in Los Angeles, Calif., and Unity National Bank in Houston, Texas.

Comerica Bank launches RISE! To Support Small Business and Michigan Communities

Comerica Bank has launched its new small business support program, RISE! (Resources, Ideas, Support and Engagement), to help businesses and communities in Michigan to recover and thrive amid COVID-19 pandemic. RISE! (www.comerica.com/RISE) provides free resources to Comerica’s small business customers to promote businesses to current customers and potential prospects. Opportunities for small businesses in Michigan who are eligible and participate in RISE! include: free digital ads (such as on the Nextdoor app), free live-read radio spots on Detroit Tigers broadcasts, free e-mail blasts to Comerica’s entire customer base promoting participating business-

es via Business Customer Directory and free placement in the Comerica Business Customer Directory, where hundreds of thousands of Comerica customers can learn about participating businesses. “Businesses have a long road to recovery ahead, and we’re committed to aiding their efforts by driving new business and raising their visibility in our communities,” said Mike Ritchie, Comerica Bank Michigan market president. “Through RISE!, we can provide valuable platforms to reach and build a customer base that is much needed as they fight to keep their doors open and grow.”

communities and customers, we understand that there is such a great need in so many areas to keep their businesses viable,” said Jim Weber, Comerica Bank chief customer experience officer. “They need resources and the ability to communicate to their customers that they are open to serve.”

500 or fewer employees, a physical business location in Michigan and serve Michigan residents. Small businesses that are Comerica customers can register for this assistance at www.comerica.com/RISE.

To be eligible, businesses must have

“As we continue to engage with our

Comerica’s support of Michigan businesses spans 171 years and has expanded greatly amid COVID-19. In addition to RISE!, Comerica Bank has committed nearly $4 million to directly support local communities and businesses recover from the COVID-19 pandemic in the state of Michigan. Comerica Bank and the Comerica Charitable Foundation thus far has

invested $1.4 million in Michigan supporting community programming and businesses impacted by COVID-19, as well as the $2.5 million in deposits to First Independence Bank. Additionally, Comerica’s participation in the Small Business Association Paycheck Protection Program, a federal program designed to keep employees on payroll, provided much needed relief to thousands of businesses in Michigan. That support included: over 6,600 PPP loans processed, more than $5.6 billion in PPP loans funded, over 5,200 loans made were under $150,000, approximately 6,100 loans made for busi-

See RISE! page A-4

Page A-4 • michiganchronicle.com • September 16-22, 2020

Detroit Lions and Comerica Bank Team Up to Support Community Partners

Nonprofit organizations benefit from every Lions first down at Ford Field in 2020 The Detroit Lions and Comerica Bank have teamed up again to ensure first downs at Ford Field this season stretch further than 10 yards. Each Lions first down gained this season at Ford Field will translate to $100 that will aid one of eight selected community partners through the Comerica Bank Lions First Down partnership. In the Lions 2020 season opener against the Chicago Bears, Detroit’s offense churned out 25 first downs and that tally generated a $2,500 donation benefiting Capuchin Soup Kitchen as part of the Comerica Bank Lions First Down Program. “During this great time of need, it remains vital that we work together and support the recovery of our communities,” said Linda Nosegbe, Comerica Bank Vice

RISE!

From page A-3 nesses with less than 50 employees and pproximately 4,300 loans made for businesses with less than 10 employees. Comerica community commitments throughout Michigan include: atch Detroit. Investing $150,000 in H Hatch Detroit has launched the Hatch Detroit Small Business Alumni Relief Fund supporting alumni businesses of the Comerica Hatch Detroit Contest that have been financially affected by COVID-19. The $100,000 relief fund provides utility assistance for more than 40 Comerica Hatch Detroit Contest alumni businesses that have opened since the inaugural contest in 2011.

President, Southeast Michigan External Affairs Market Manager. “Our exceptional partnership with the Detroit Lions provides a unique platform to connect valuable resources to those who are struggling through impactful community services, initiatives and programs.”

and raise awareness around the work local non-profits are doing in the community.We can’t wait to see what type of impact the program will have this season.”

For the past three seasons, Comerica has contributed $54,000 to local community organizations through Comerica Bank’s Lions First Down program, which has benefited Winning Futures (2019), Beyond Basics (2018) and The Children’s Center (2017).

The Capuchin Soup Kitchen, founded in 1929 during the Great Depression and inspired by the life and spirit of St. Francis of Assisi, tends to people’s basic needs especially the need for food, strives to stimulate minds and nourish spirits, works to understand and address root causes of social injustice in the community, and seeks to build alliances with others who share a commitment to their vision.

“We’re excited to continue our partnership with Comerica in 2020,” said Detroit Lions Executive Director of Corporate Partnerships, Dan Lentz. “This year, more than ever, it’s important to support

Capuchin sites serve thousands of individuals each year. Aside from feeding people, the Capuchins offer a food and clothing pantry, tutoring programs, work-skills development and substance abuse services.

partnered with Grand Rapids Opportunities for Women (GROW), Southwest Detroit Business Association (SDBA) and Michigan Minority Supplier Development Council (MMSDC) on Business $ense sessions aimed at small business recovery.

In addition to Comerica’s nearly $4 million supporting statewide communities and business, the bank has also engaged in national partnerships that will impact small businesses in Michigan.

United Way. Committing nearly $370,000 to United Way COVID-19 relief efforts to reach Southeast Michigan, mid-Michigan and West Michigan communities. Food Security. Together with Forgotten Harvest, Gleaners, Food Gatherers and other nonprofit organizations, Comerica has donated resources to fight hunger and deliver access to sufficient, healthy and nutritious meals to communities in need.

andemic Resources. Several partP nerships have supported organizations that Business $ense Bootcamps. Hosting provided free testing to help COVID-19, virtual Small Business Bootcamps to aid lo- free personal protective equipment (PPEs) cal businesses and entrepreneurs impacted and other vital resources to combat the CB-258244-01 (3) COVID-19 Community Comerica Ad MM.pdf 1 4/8/2020 9:59:01 AM by COVID-19. In Michigan, Comerica Bank pandemic.

National Business League. Comerica Bank has committed $1 million over four years to the National Business League, headquartered in Detroit, as part of a national partnership that will launch the Black Capital Access Program (BCAP), an access to capital initiative to assist Black businesses across the country. Lendistry. Comerica’s has made a $1.5 million investment into Lendistry, a Community Development Financial Institution that supports businesses nationwide, including Michigan. The CDFI delivers economic opportunities and progressive growth for small business owners and underserved communities as a source of financing and financial education.

Invest Detroit’s Loan Relief Fund Supporting Small Businesses Grows with $150,000 Contribution from Comerica Bank Invest Detroit – a nonprofit lender, investor, and partner that aids business and real estate projects – ignites economic growth in Detroit and has recently launched the Invest Detroit’s Loan Relief Fund to assist small businesses and their ongoing struggles due to the pandemic. This program, which targets businesses with less than 75 employees and less than $1 million in annual revenue, provides loan forgiveness to eligible clients in Invest Detroit’s small business portfolio. To help achieve its targets, Comerica Bank is committing $150,000 that will become vital resources for business owners and entrepreneurs. “Small businesses have served as a cornerstone to Detroit’s resurgence, and we’re committed to supporting them throughout the pandemic,” said Mike Ritchie, Comerica Bank Michigan market president. “By working together with Invest Detroit we can continue assisting our vulnerable small businesses by providing much needed relief that will help keep their doors open.”

Invest Detroit’s Loan Relief Fund program lowers eligible businesses’ monthly expenses, improves cash flow and/or offsets revenue losses. This expands each business’s ability to persevere long term, allowing them to re-focus this revenue/capital on re-opening, staying open and pivoting strategy if necessary. Approximately 79% of Invest Detroit’s eligible small business partners are sponsored by minority and/or female owners, and 88% are located in low- or moderate-income (LMI) communities. “We are grateful for Comerica Bank’s support so we can continue to serve businesses in downtown Detroit and surrounding neighborhoods,” said Tosha Tabron, Invest Detroit senior vice president of lending.“Detroit’s neighborhood small businesses have been particularly impacted by COVID-19 and with these funds we’ll be able to provide more technical support and assistance to their operations. We’ve been providing this support for 25 years, to date we’ve helped over 400 small businesses, and we’re committed to continuing to aid small businesses so they can thrive in our city.” Invest Detroit’s mission is to support real estate and business projects that struggle to find traditional financing. The nonprofit’s small business program is a catalyst for both new and existing locally owned businesses with loans that support operational and property needs.The organization’s small business team is deeply embedded in Detroit’s small business ecosystem and provides ongoing technical assistance to help small business owners refine plans and achieve business goals. Comerica Bank and Invest Detroit are a part of the Detroit Means Business initiative consisting of a coalition of nearly 35 businesses and organizations working together to aid small businesses in reopening, providing financial support and more. Comerica Bank is also hosting Comerica Business $ense Bootcamps and Ask the Banker series in the Detroit and Grand Rapids markets to aid entrepreneurs and small business owners navigate through these challenging times.

Comerica means Community. At Comerica Bank, the well-being of our customers, employees and communities is our priority. For over 170 years, we’ve been helping customers weather every economic climate. As the novel coronavirus (COVID-19) has had an unprecedented impact on the businesses and the people in our communities, we stand ready to help. Let us Raise Your Expectations® of what a bank can be in times like these.

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Money.

| September 16-22, 2020

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Gov. Whitmer Launches New, First In Nation Futures For Frontliners Program

Gov. Gretchen Whitmer, along with leaders in education, business, labor and workforce development launched the nation’s first program offering tuition-free college to an estimated 625,000 Michiganders who provided essential, frontline services during COVID-19 Stay Home, Stay Safe orders between April – June 2020. Futures for Frontliners, inspired by the GI Bill which provided college degree to those serving their country in WWII, offers Michigan adults without college degrees or high school diplomas who provided essential services during the pandemic a tuition-free pathway to gaining the skills needed to obtain high-demand, high-wage careers. The funding is not only available to those in the medical field, but also essential workers in manufacturing, nursing homes, grocery stores, sanitation, delivery, retail and more. “This initiative is Michigan’s way of expressing gratitude to essential workers for protecting public health and keeping our state running,” Whitmer said. “Whether it was stocking shelves, delivering supplies, picking up trash, manufacturing PPE or providing medical care, you were there for us. Now this is your chance to pursue the degree or training you’ve been dreaming about to help you and your own family succeed.”

The program is a $24M investment funded by Governor’s Education Emergency Relief (GEER) Fund – part of the CARES Act, and supports the state’s Sixty by 30 goal announced at the Governor’s first state of the state address to increase the number of working-age Michiganders completing an a industry certificate, college degree or apprenticeship. A more educated workforce is essential to help businesses grow, make Michigan a more competitive state to attract jobs of the future and help families navigate a changing economy and increase income. “As an employer of nearly 20,000 frontline associates here in Michigan and beyond, we are proud and thankful for each of our employees who stepped up to feed our customers and our communities during the pandemic,” Rachel Hurst Corporate Affairs Manager for the Kroger Co. of Michigan said. “We’re excited for them to have this hardearned opportunity to continue their education with support from the Futures for Frontliners program which pairs well with our Feed Your Future program.” Advocates for additional career training say Futures for Frontliners also helps them off-set training costs and provide another avenue for retention and long-term career growth. “The vast majority of good paying jobs continue to require at least some education beyond high school,” said Michigan Department of Labor and Economic Opportunity Director Jeff Donofrio. “Futures for Frontliners gives those who helped save lives and kept our communities operating during the height of COVID an opportunity to increase their skills and income and helps us close the state’s skills gap. For Michigan’s economy to recover and grow, its critical we continue to provide expanded opportunities to all.” To be eligible for the program, applicants must:

• Be a Michigan resident • Have worked in an essential industry at least part-time for 11 of the 13 weeks between April 1 – June 30, 2020 • Have been required by their job to work outside the home at least some of the time between April 1 – June 30, 2020 • Not have previously earned an associate or bachelor’s degree •N ot be in default on a Federal student loan • Complete a Futures for Frontliners scholarship application by 11:59 p.m., Dec. 31, 2020 Frontline workers are encouraged to visit www. michigan.gov/Frontliners to explore career opportunities, a list of local community colleges and get started on their application – even if they don’t already have a high school diploma.

Fifth Third Foundation Empowers Black, Women-Owned Entrepreneurs With New Program Fifth Third announced an exciting new $1.2 million program called Innovation meets Main Street: Boosting Black Women-Owned Businesses, a partnership between AEO and LISC powered by Fifth Third Bank. The program is made possible by grants from the Fifth Third Foundation to Local Initiatives Support Corporation (LISC) and the Association of Enterprise Opportunity’s (AEO) MainStreet RISE program. The funds are part of the $8.75 million Fifth Third pledged to support small businesses and the community during the COVID-19 pandemic.

neurs. Along with our partners, we will help these entrepreneurs generate sales and revenue, build new marketing campaigns, obtain new digital sales and marketing tools, get bookkeeping and accounting assistance, as well as mentoring and training. The funding from the Fifth Third Foundation and the Bank’s commitment to lead small businesses through and beyond the pandemic is a big boost to our efforts and will enable us to help a significant number of businesses and business owners.”

Altogether, the program will provide targeted services—grants, technical assistance or capital infusions—to 35 black- or other minority-owned women entrepreneurs in the following markets: Atlanta, Charlotte, Cincinnati, Detroit, Louisville, Nashville and Orlando. A total of 245 women entrepreneurs will be assisted with grants and investments, and more will receive technical assistance.

“People of color, especially Black women, have been left out of venture capital investments and corporate funding for small businesses for far too long,” said Arian Simone, general partner, co-founder and investor, Fearless Fund. “Systemic change cannot survive without economic empowerment in Black entrepreneurs from the top down. We are delighted to have Fifth Third’s support of the Fearless Fund to help us change the narrative.” Eligibility requirements include, but are not limited, to: ■ Legal, for-profit business located in one of the seven markets. ■ Business must be currently operating, not closed. ■ Demonstrated record of operating before COVID-19 and was closed due to a local pandemic-related mandate, and in operation for over one year (business launched prior to May 1, 2019). ■ Location within al ow- and moderate-income census tract. ■ Annual business revenues of less than $1 million. Applications, via an online portal, will open at the commencement of the “State of Black Women-Owned Businesses” webinar on September 16, 2020 at 1 p.m. eastern. Registrations must be made in advance of the date at the following link: https://zoom.us/webinar/register/WN_LQHGoZu_S-CbR-zwA6YkVQ. The application period will close seven days later, on September 23.

Connie E. Evans, president and CEO of AEO, said, “Our MainStreet RISE program is an innovative way to get much-need services to Black, women entrepre-

All eligible applicants will be scored and ranked for selection. Applicants will be notified of acceptance and/or denial via email.

Fifth Third’s Senior Vice President and Chief Enterprise Re- Byna Elliott sponsibility Officer Byna Elliott said, “Our vision for this program was to bring together proven organizations who could help black- and other minority-owned women entrepreneurs through the COVID-19 pandemic and beyond. Not only do these businesses need grants to help weather the health and economic crisis, they also need technical assistance like marketing and digital capabilities as well as venture capital investments. This program is specially designed to help women business owners address their most pressing needs to ensure their sustainability now and in the future.” This Innovation meets Main Street program is powered entirely by Fifth Third. LISC received $1 million from the Fifth Third Foundation, $630,000 of which was designated for grant funding to small businesses and $250,000 for an investment in the Fearless Fund, a venture capital firm that invests in women of color-led businesses seeking financing.

Join the Virtual Pancakes & Politics Discussion LIVE: Rebuilding American Cities through a Lens of Equity and Inclusion

By Alan Hunt II

said Michigan Chronicle Publisher Hiram Jackson.

The pandemic has forced Americans to take a critical look in the mirror, many of whom were not satisfied with what they saw. From that arose a stronger sense of commitment to creating lasting change beginning in local communities. The Michigan Chronicle’s latest virtual Pancakes & Politics focuses on improving access to better living for all.

“For the past few months there’s been an outpouring of calls for equality. We want to shift the conversation towards equity rather than equality. Equality does not take privilege into account. For example, if Blake Griffin and I each have a basketball, we both have an equal opportunity to dunk. However, Blake has the privilege of being younger, taller, and experienced more training. Equity considers privilege when addressing change.”

The forum will spotlight change agents such as Capital Impact Partners CEO Ellis Carr, Develop Detroit CEO Sonya Mays, and Avanath Capital Founder/ CEO Daryl Carter. Building from the previous forum centered on social justice, these panelists seek to provide solutions to current racial gaps in economics and education.

“The Michigan Chronicle values Black people transforming Black communities for Black people. We can’t expect outsiders to be sensitive to the needs of neighborhoods where they weren’t raised or haven’t lived. The focus of rebuilding American cities has to expand past a downtown urban landscape,”

Dennis Archer Jr. and WWJ News Radio’s Vickie Thomas are set to return as forum hosts. Pancakes and Politics resumes Thursday, September 24. Opening remarks start at 7:50 AM, and the program begins promptly at 8 AM via The Michigan Chronicle Facebook page.

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COMERICA IN THE COMMUNITY

For 32 years, the UNCF has hosted an annual Walk for Education fundraiser and Comerica Bank has partnered in this effort every one of those years. Comerica Bank vice president retail district manager Marvin Rushing leads the bank’s contribution, which has tallied nearly $160,000 since 2011.

Virtual Walk Does Not Slow Comerica’s Contribution to UNCF Walk for Education

For over three decades, one summer highlight for Comerica Bank has included partnering with the UNCF to support the annual Detroit Walk for Education that typically takes walkers all the way around the historic Belle Isle. Like most events this year, the UNCF needed to adjust and shift to a virtual platform due to COVID19.

Comerica Spotlight on Success:

Cortrina Johnson Cortrina Johnson’s 19-year career at Comerica Bank could best be described as a steady rise. After spending five years as a customer service representative at a credit union, Johnson pursued a position in Comerica’s management training program. Today, she has risen to the position of Assistant Banking Manager at Comerica’s branch at Jefferson Avenue and Chene Street in Detroit. Johnson describes her duties as “motivating and coaching the staff, keeping the branch running efficiently, building a rapport with the clients and prospects and assisting my manager with the overall operation of the banking center.” That’s a pretty extensive portfolio, and Johnson loves her job. “I like working with the clients, building personal relationships with them, offering them personalized financial solutions and helping them with everyday banking.” Always ready to learn more and position herself for eventual advancement, Cortrina Johnson has no fear when called on to go above and beyond her normal duties. She’s Cortrina Johnson especially proud of is when, on two occasions, she was called on to run her banking center during the absences of one of its managers. Johnson’s temporary stewardship was successful, as she delights in relating that she led her team to successful results. Johnson has also faced and overcome challenges away from work. She recently was faced with caring for her mother who had contracted COVID-19 while working full time but was able to do so with some valuable help. “I had family support and friends supporting me during this time with everything that’s going on,” Johnson said. Stretching herself and not breaking while doing so is a hallmark of Johnson’s strength and abilities. She points out one of her greatest accomplishments is completing her MBA in accounting from the University of Detroit-Mercy while working full time. She had earned her bachelor’s degree in finance at Wayne State University. Volunteering through Comerica Cares is also important to Johnson – in particular, raising thousands of dollars as a 17-year team captain for Making Strides Against Breast Cancer. She points out a real motivation for her is her mom – a 25-year breast cancer survivor.

Despite the current challenges, the 32nd annual walk remained focused on supporting the nation’s HBCUs and helping students become active participants of society through a high-quality education. The UNCF still found a way to bring partners, sponsor together, and the virtual event did not impede Comerica colleague contributions either – reaching

nearly $22,000 this year led by the efforts by UNCF Detroit Walk co-chair and Comerica Bank vice president regional retail director Marvin Rushing.

Over the past 10 years, Comerica has provided approximately $160,000 for the UNCF Detroit Walk for Education.

Pictured from left: Johnson’s nephew Drelyn, niece Kennedy Kelyn, Johnson and daughter Re’Yanna during Breast Cancer Walk. While raising money to fight breast cancer is her passion, Johnson says one volunteer experience quite rewarding to her was participating in a Comerica-sponsored program at the Detroit Public Library that offered free tax preparation services for members of the community. As a member of Detroit’s Hartford Memorial Baptist Church, she also enjoys sending out cards each week to members of the community who are ill or shut-in, explaining, “I like to put a smile on their faces.” She is also very proud of her daughter’s accomplishments as a gymnast, winning first place in the 2019 Amateur Athletic Union Junior Olympics in 2019. That’s a skill, she jokes, that was not inherited from herself, cracking, “I cannot even do a cartwheel.” Her advice for anyone seeking to boost their careers is simple. “Learn as much as you can about your craft and take all opportunities to develop yourself.” Hobbies: Cortrina enjoys spending time with her family and writing poems, remarking, “I write a lot of poems!” Goals: Cortrina would like to move to what she terms “the next level of my career” at Comerica. It could be as a branch manager or internal auditor.

UNCF Detroit Development Director Patrice Neal hosts the 2020 UNCF Detroit Walk for Education as Comerica Bank vice president and senior diversity consultant-social impact Patricia McCann joins in and shows support.

Gleaners’ My Neighborhood Mobile Grocery Proves Valuable During Pandemic

Through tough times and good times, Gleaners Community Food Bank – a Comerica Bank community partner – has been a pillar of the Detroit community since 1977 in its dedicated drive to achieve a hunger-free community in southeast Michigan. When Covid-19 hit, the need for Gleaners became even more of a necessity. Gleaners has evolved over the years and have sought different innovative solutions, programs and collaborations to achieve their mission to meet the food security needs of the community. One of those impactful initiative is My Neighborhood Mobile Grocery (MNMG), which is a weekly pop-up market that provides veterans and senior citizens who have low access to affordable, healthy foods with an innovative shopping option

For more information on how Comerica colleagues are giving back to our community, visit

www.facebook.com/Comerica.

Let’s help our ies communities

within their communities. Started in February 2016, MNMG, allows shoppers to stretch food dollars while encouraging improved health through better nutrition. MNMG offers fresh fruits and vegetables, meat and fish, milk, cheese, eggs, bread, canned and dry goods, spices, and other needed items. After first reaching out at one location in Southwest Detroit, MNMG now reaches 17 locations throughout Metro Detroit, operating once a week at each site and offering more than 160 products, with the objective to serve as a friendly neighborhood grocery store, bringing a wide-ranging selection of quality foods at unbeatable prices. And since the the beginning of the pandemic, the need for MNMG is greater than ever before. It has shown in the number of guests served having reached record numbers.

As the Leading Bank for Business*, Comerica is committed to leading the business recovery in our communities. Through RISE!, our COVID-19 relief program, Comerica is providing Resources, Ideas, Support and Engagement to help Comerica small business customers with up to 500 employees, and the communities they serve, recover and thrive again.

How we’re helping local businesses1

How we’re helping our local communities

As part of our COVID-19 relief program, we’re promoting Comerica businesses to over 250,000 Comerica customers and millions of prospects via:

As part of RISE!, Comerica has donated millions to local organizations to help our communities recover faster. To date, we’ve donated millions for:

Free digital ads We’re connecting businesses with local customers through digital ad buys, such as on the Nextdoor app.

Free Detroit Tigers radio We’re promoting local businesses with live radio reads during Tigers broadcasts, reaching thousands of Tigers fans.

Free email blasts We’re sending emails to our entire base of Comerica customers encouraging them to learn about you on our Business Customer Directory.

Free online exposure We’re featuring local businesses on the Comerica Business Customer Directory, where hundreds of thousands of Comerica customers can learn about them.

Free COVID-19 PPE supplies In partnership with the Bint Jebail Cultural Center, the Dearborn Police Department and Dearborn Fresh Market, Comerica gave away close to 1,000 free care packages of gloves, safety glasses, hand sanitizer, masks, hand wipes and more.

Free COVID-19 testing Partnering with the Detroit Association of Black Organizations (DABO), Comerica helped provide free testing to help battle and thwart the highly contagious coronavirus.

Food security efforts Together with Forgotten Harvest, Gleaners and Food Gatherers, Comerica has donated food to fight hunger and deliver access to sufficient, healthy and nutritious meals to our communities in need.

Crucial community resources Comerica has committed nearly $370,000 to United Way COVID-19 relief efforts to reach Southeast Michigan, mid-Michigan and West Michigan communities.

To register as a Comerica small business for RISE!, visit www.comerica.com/RISE

Volunteer Erica Jordan, Comerica Bank senior vice president audit director, assists My Neighborhood Mobile Grocery serve the community through an innovated and flexible food and nutrition outreach.

Comerica ranks first nationally among the top 25 U.S. financial holding companies, based on commercial and industrial loans outstanding as a percentage of assets, as of March 31, 2020. Data provided by S&P Global Market Intelligence. The Comerica RISE! program is a free program exclusively for Comerica business customers - no payment or donation of any kind to Comerica Bank is necessary to participate. To be eligible, businesses must have 500 or fewer full-time * business location in the state of Michigan, and serve Michigan residents. For full program terms, please visit www.comerica.com/RISE CB-287819 08/20 equivalent employees among all affiliated companies, a physical

City ity.. Life ife.. Style. B1 | September 16-22, 2020

Where City Meets Life and Life Meets Style

michiganchronicle.com

Gyms Are Open, but Parks Provide an Additional Option

Top 6 reasons to work out OUTSIDE

Lifting weights, burning calories, endorphins pumping. Monthly fees, stuffy rooms, people on the machine next to you, unsure if the previous user disinfected the equipment after they finished. What are we talking about? – gyms and they reopened this week across our region. If you’re not quite comfortable hitting the gym again yet, there’s another way to get healthy and stay active. Consider your parks! Parks are a great way to get outside, get active and see results without going to the gym. What’s even better is that you may even save money and get some added mental benefits. Here’s our top 6 reasons to choose working out OUTSIDE: Saves you money – a lot of your local parks are free to access, but if you’re looking for even more options, your Huron-Clinton Metroparks have the solution. There are 13 unique parks across five counties with thousands of acres of opportunities to explore. For just $40 you can get an annual pass and access all 13 parks all calendar year. That’s about the same as a single month at most gyms. Takes the mundane out of your routine – Instead of doing the same circuit of reps on equipment, you can plan your week’s routine around biking for your legs, paddling for your arms, stretches and breathing in the grass for your core and then yoga by the lake to cool down – or whatever mix of activities you prefer. You can even consider adding golf, swimming or trail running to your schedule to switch it up. Challenging terrain – whether you’re hiking, biking, running, walking or roller blading, parks - like your Metroparks - provide miles of trails with a variety of trail surfaces and changing elevations. From easy, smooth and relatively flat to steep inclines and challenging turns, your workouts can be as easy or as difficult as you choose. Outdoor equipment adds variety – Some parks even have fitness trails with outdoor equipment stations along the way. These stations encourage you to do pull ups and a variety of other exercises in between stints of running,

See METROPARKS Page B-2

Detroit-Native & Former Record Exec Launches New Music Streaming & Analytics App Deepr® By Kai McDaniel Detroit-native and former Motown Records Business and Legal Affairs Executive Darrell Thompson is shaking up the music tech industry as co-founder & COO of the music data company, Deepr®. It is a Black-owned tech start-up that has developed a music discovery app for consumers and a data insights platform for creators, the music industry, and the film and television industry. Like Shazam, the Deepr® app utilizes audio recognition and manual search inputs to provide everything you could know about who was involved in making the songs you enjoy. If you’ve ever been curious to know why that song on the radio sounds so familiar or if you’re an artist looking to find the best background vocalists or musicians to help you take your song to the next level, then Deepr® is your answer. The app shares the full interac-

tive credit data behind the music: listing songwriters, producers, featured artists, background singers, samples, etc. A consumer can quickly go deeper and click on any of the creator’s names and direct Deepr® to generate a playlist in seconds based on their selections. Apple Music, Spotify Premium, and YouTube users can quickly sync their accounts to explore their discoveries with Deepr’s simple, clean, and user-friendly interface. Darrell Thompson says, “As a Co-Founder of Deepr, I am most excited about seeing the underrepresented creators behind the songs that we all listen to get the notoriety they deserve. And, I know that we have something of value when I watch the reaction of a first time user of the app go “Wow! I never knew.....” While the app is geared for consumers, it’s the back-end data analytics valuable to the music industry and beyond. Now more than ever, data is king to

predict tomorrow’s hits. Deepr’s SaaS product offers businesses like record labels and film and television music supervisors the insights into why one song became a top-charting hit, while another didn’t. Deepr® has found common ground between providing a space for consumers to make music discoveries and curating a data-driven insights product. Darrell’s co-founder & CEO, Austin Webster, has Detroit ties as well. His grandfather, Allen “Jocko” Hughes, is the former third deputy chief of Detroit police and former executive director of team relations for the Detroit Lions. To date, the start-up has raised $300k in pre-seed funding and is seeking $1.7m to spur further growth. With Thompson’s 30 years of experience in the music industry with past and current clients, including the likes of Jay Z, The Black Eyed Peas, En Vogue, and Detroit’s own The Clark Sisters, Deepr® is well-positioned for success.

Powerful new film ‘RESISTERHOOD’ Debuts September 22 Examining the ongoing reverberations of the 2016 U.S. presidential election from a women’s perspective, Resisterhood is a compelling and impactful documentary urging us all to use our voice and our vote to shape the future of our country … and never has it been more urgent than today. Showcasing the inspiring stories of six incredibly diverse activists as they work tirelessly to enact change to protect our civil rights and to motivate others to do the same—including peace movement leaders from the African-American, Latina, Muslim and LGBTQ+ communities—Resisterhood will premiere for streaming on National Voter Registration Day, Sept. 22, on Amazon (Prime members can view for free) and Vimeo on Demand. Coming soon to Tubi, Roku and Pluto TV and other platforms to be announced. The feature film debut of producer/ director Cheryl Jacobs “CJ” Crim—a longtime producer, director and editor of television documentaries, who has won 12 regional Emmy Awards and two Silver Tellys, among others—her camera captures the initial two years+ of this peaceful and historic female resistance that led to the groundbreaking, 2018, mid-term election putting a record number of women into the U.S. Congress. Says Crim, “Resisterhood embodies the idea that when we join together to support and uplift each other, we are all better off. The character and diversity of the people profiled in the film are what is exceptional about America. We are the Resisterhood, ordinary people standing up in an extraordinary time, and that is what Democracy looks like today.” Juxtapositioning media footage of Donald Trump—from his candidacy through his tumultuous White House residency, as he reveals to the world who he really is and the threat he represents to U.S. civil rights—we are reminded why millions of people throughout the

world, took to the streets in protest on day one of his presidency and continue to demonstrate in earnest today, seeking equality, inclusion and true Democracy. At the Jan. 21, 2016 Women’s March in Washington, D.C., we first meet the subjects of Resisterhood, six American patriots who are fighting for social justice on the streets and in the halls of power. The film follows them as they work to protect our rights and inspire others to join this peaceful and momentous movement. Through their eyes, we experience the reality of Trump’s America … and through their actions during this extraordinary time—as they march, teach, speak, organize, run for office, even get arrested—we understand the strength

and courage of ordinary citizens and that we all have the power to affect change. In Resisterhood, we meet … Dr. Jean Gearon, Ph.D., (The Organizer) is the great-granddaughter of a suffragist who participated in the original women’s march in 1913. Jean’s political awakening begins the moment Trump is elected. The psychologist fights back by transforming her eight-member book club into the 400+ member Women’s Alliance for Democracy and Justice. Margaret Morrison (The Marcher) is a seasoned activist who marched from Selma to Montgomery in 1965. Now 84-years-old, Margaret’s legs are weak but her determination to stand for justice is stronger than ever. She attends march after march, beginning with the

Women’s March in a pink pussy hat and wearing a Black Lives Matter badge, inspiring everyone around her including her 12-year-old grand-nephew, Dallas. Luis & Soraida Gutiérrez (The Insiders), a U.S. Congressman (Illinois-D) and his wife, fight for the rights of all Dreamers, immigrants and families separated at the border. It is Soraida who encourages her husband to join the Women’s March and the duo’s lifelong passion for equality ignites their daughter, Jessica Gutiérrez, to run for Chicago’s City Council. Joanna Lohman (The Motivational Speaker) is a professional soccer player and self-proclaimed “Rainbow Warrior.” Following a season-ending injury, Joan-

See RESISTERHOOD Page B-2

Page B-2 • michiganchronicle.com • September 16-22, 2020

Metroparks From page B-1

biking or walking. Keep your muscles guessing and growing. The outdoors is socially distant – no mask required – Because parks have so much space to spread out, it’s easy to practice social distancing; and being outdoors means you don’t have to wear a mask unless you’re going into a bathroom building or crowded area. It’s great for mental health too – Plenty of studies show there are positive mental health benefits to being outdoors. No matter what activity you choose to do, you almost certainly can’t beat the sights and sounds of trees swaying, birds singing and the sun on your face. It’s sure to ease your mind more than a closed off weight room with no windows. So if you’re looking for an alternative to waiting in line at the gym, consider taking your workout outside in the parks. And if you want to learn more about what’s waiting for you at your Huron-Clinton Metroaprks, visit Metroparks.com. About Huron-Clinton Metroparks One of America’s premier metropolitan park systems, the Huron-Clinton Metroparks have served the people of Southeast Michigan since 1940. Managed by the Huron-Clinton Metropolitan

Authority, the Metroparks are made up of 13 properties in Livingston, Macomb, Oakland, Washtenaw, and Wayne counties. Available activities include fishing, swimming, boating, hiking, nature study, biking, golf, winter sports and more. The Metroparks also provide educational resources on science, nature, history and the environment. Learn more at Metroparks.com

Resisterhood From page B-1

na uses this setback as an opportunity to transform herself into a role model, activist and motivational speaker, standing up for gender equality and the rights of the LGBTQ+ community. Mimi Hassanein (The Candidate), a woman of Egyptian heritage who becomes a victim of hate speech after the presidential election because she wears a hijab. She turns her fear into power as she runs for public office, with the support of her enormous family, including 15 grandchildren. What Can You Do? There’s never been a more important time to make our voices heard by voting and encouraging others to do so! Check out the Resisterhood voter toolkit online at www.ResisterhoodDoc. com

Dear Member: Please note the following General Membership meetings of the Detroit Branch NAACP, for the purpose of election of officers and at-large members of the executive committee. 1. On September 24, 2020 at 6:00 p.m. virtually, there will be an election of the Nominating Committee (between 5-15 members). All members whose memberships are current as of 30 days prior to the meeting date may be elected to the Nominating Committee (not more than 2 being officers of the unit). 2. On October 22, 2020 at 6:00 p.m. virtually, there will be a report of the Nominating Committee, receipt of Nominations by Petition, and election of the Election Supervisory Committee. All members whose memberships are current as of May 1, 2020 of the election year, whose memberships have remained continuous throughout the election process, and who live and/or work within the Detroit Branch NAACP’s jurisdiction, may be nominated for office or as an at-large member of the Executive Committee. In order to sign a nominating petition, or be elected to the Election Supervisory Committee, a member must be current as of 30 days prior to the October meeting. 3. On November 19, 2020, the election of officers and at-large members of the Executive Committee will take place virtually. Polls will open from 8:00 a.m. to 6:00 p.m. In order to vote in the Detroit Branch NAACP election, one must be a member in good standing of the Detroit Branch NAACP 30 days prior to the election. A form of identification is required. Should a run-off election be necessary that election shall occur virtually on December 17, 2020 from 8:00 a.m. – 6:00 p.m. Run-off elections shall be conducted not less than ten (10) days after the original election.

YES, WE’RE OPEN! With so much to do in downtown Detroit, the D is the place to be. Get in on the latest sales at retailers featuring local and global brands, and savor the flavor of dining outside on patios and rooftops at some of the city’s best restaurants. In between shopping sprees and eateries, take in a change of scenery at your favorite park. Come with your family and friends to Shop, Eat & Be in the D. Find open retailers and restaurants downtown, plus see where you can get free four-hour parking with qualifying purchases, at: OpenBusinessMap.BedrockDetroit.com

The Open Business Directory includes more than 100 listings, all of which are Bedrock tenants.

We look forward to your participating in these activities.

Atty. Khalilah V. Spencer, Secretary

From the first step to the hundredth birthday, we’re here for it all.

Confidence comes with every card.®

For 81 years, our commitment has been the same. To serve everyone in Michigan with better health. In every ZIP code, we provide access to high-quality care. Throughout communities large and small, we support local efforts to improve health for all. Wherever you call home, we will be by your side. Because we’re here for it all and always will be. Learn more at HereForItAll.com. Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.

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Language: English

Date Modified: 8-6-2020 2:12 PM

NOT TO BE USED FOR COLOR APPROVAL ECD: None

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Stop renting. Start owning. For many families, buying that ﬁrst home is generations in the making. The Bank of America Community Homeownership Commitment™ can help you make it happen. You may get: Down payment 1 help up to

$10,000 or 3% of purchase price Whichever is less. Product availability and income restrictions apply.2 Closing cost 1 help up to

$7,500 a lender credit

Down payments as low as

3% Down 4

Income limits apply.

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Learn more at bankofamerica.com/homeowner 1. Down Payment program and America’s Home Grant program: Qualified borrowers must meet eligibility requirements such as being owner-occupants and purchasing a home within a certain geographical area. Maximum income and loan amount limits apply. Minimum combined loan-to-value must be greater than or equal to 80%. The home loan must fund with Bank of America. Bank of America may change or discontinue the Bank of America Down Payment Grant program or America’s Home Grant program or any portion of either without notice. Not available with all loan products, please ask for details. 2. Additional information about the Down Payment program: Down Payment Program is currently limited to two specific mortgage products. Program funds can be applied toward down payment only. Borrowers cannot receive program funds as cash back in excess of earnest money deposits. Down Payment Grant program may be considered taxable income, a 1099-MISC will be issued, consult with your tax advisor. May be combined with other offers. The Bank of America Down Payment Grant program may only be applied once to an eligible mortgage/property, regardless of the number of applicants. 3. Additional information about the America’s Home Grant program: The America’s Home Grant program is a lender credit. Program funds can only be used for nonrecurring closing costs including title insurance, recording fees, and in certain situations, discount points may be used to lower the interest rate. The grant cannot be applied toward down payment, prepaid items or recurring costs, such as property taxes and insurance. Borrowers cannot receive program funds as cash back. 4. Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Maximum loan-to-value (“LTV”) is 97%, and maximum combined LTV is 105%. For LTV >95%, any secondary financing must be from an approved Community Second Program. Homebuyer education may be required. Other restrictions apply. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2020 Bank of America Corporation. Bank of America Community Homeownership Commitment is a trademark of Bank of America Corporation. MAP3172217 | AD-BAAM7050000 | 08/2020

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Classifieds

September 16-22, 2020 • michiganchronicle.com • Page B-5

ANNOUNCEMENTS

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 Nickol T. Wood Massey-Johnson September 19, 1942 - August 11, 2020

It is with heavy hearts that the family of Nickol T. Wood Massey-Johnson announces her August 11, 2020 passing. An educator for nearly 35 years, Nickol retired from DPS as Special Education Department Head, Murray Wright High School. She was a world traveler and patron of the cultural arts who touched and changed lives. In celebration of her extraordinary life, family & friends will release balloons from wherever they are in the world on what would have been her 78th birthday, September 19, 2020. From Detroit we will release from Belle Isle at 11:00 a.m. EDT. The daughter of the late Thomas J. Wood, Sr and the late Anna Goins, she is survived by her husband, Maurice Johnson, her daughter, Antoinette “Toi” Massey, ME and son, John P. (Kimberly) Massey, IV, MD, two brothers, Thomas J. Wood, Jr., Darryl (Erma) Wood three sisters, Aima Jeffress Wood,PhD, Wanda (John) Donald, Tracey Mendelsohn, three grandchildren and a host of nieces, nephews, cousins and dear friends.

Request for Proposal (RFP) The Detroit-Wayne Joint Building Authority (Authority) is interested in securing the services of a Contractor to provide Snow Removal and Exterior Landscaping services at the Coleman A. Young Municipal Center (CAYMC), 2 Woodward Avenue, Detroit, Michigan. Interested parties should request a copy of the RFP by emailing a request to Commissioners@dwjba.com and mike.kennedy@hines.com Site Visit: A mandatory pre-bid site visit will be held on Friday, September 18, 2020 at 10 am at the Jefferson (south) Entrance of the CAYMC. Submission Requirements:

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All submission requirements are included in the RFP. Interested firms will be required to submit (4) four sealed bid copies no later than Wednesday, October 7, 2020 at 12:00 Noon, with a public opening to follow. Bids should be addressed to: Detroit -Wayne Joint Building Authority Coleman A. Young Municipal Center 2 Woodward Avenue, Suite 1316 Detroit, MI. 48226 Mike Kennedy, General Manager The Authority reserves the right to request additional information, require an interview of the team members identified in the submission and withdraw this RFP without advance notice or explanation and at no cost to the Authority.

PROFESSIONAL HELP WANTED

Product Owner Visteon Corporation seeks a Product Owner in Van Buren Twp., MI, to represent the customer, interface and engage the customer (PDTL/Program Manager/OEM); among other duties. Bachelor’s degree in Computer Science, Computer Engineering, Electrical Engineering, Physics, or Math and two years of experience in the job offered or related. Mail resume to: Ms. Briana Hebner, Visteon, Resume Processing/JO#10974452, One Village Center Drive, Van Buren Township, MI 48111.

Visteon Corporation is seeking a Software Development Engineer 2 in Van Buren Twp., MI, to develop embedded software throughout the entire product development life-cycle for instrument clusters; among other duties. Bachelor’s degree in Computer Science, Computer Engineering, Electrical Engineering, or Electronic Engineering and five years of experience in the job offered or related. Mail resume to: Ms. Briana Hebner, Visteon, Resume Processing/JO#10974443, One Village Center Drive, Van Buren Township, MI 48111.

Software Development Engineer 2

Global Contact Center Quality Manager

Software Engineer Warren, MI, General Motors. Analyze, dvlp &test major Human Machine Interface (HMI) &User Interface (UI) (incldg haptic touch, knobs, buttons, &steering controls), Camera (Surrounding views &Auto Park Assist), Security (Accnt Authentication, Device Registration, Secure ADB Bridge), &Vehicle HW Layer cmpnts to psgr vehicle embedded Center Stack Module (incldg VIP), IP Cluster, in CAN bus signals (using Ethernet protocol) on Android, using Java &QNX languages, using Git, Gerrit, Jenkins, Android Studio, Artifactory, CANdb++, DOORS/RTC/Qlty Mgmt, &VSpy tools, &follow Agile methodology. Dvlp automated test scripts w/in dvlpmt QA reqmts incldg smoke, sanity, monkey, regression, KPI, system, &integration tests, using VSpy &CANoe ECU dvlpmt &test tools, in automotive CAN protocols, incldg UDS &Open Diagnostic data eXchange diagnostics. Master, Electrical or Computer Engrg. 12 mos exp as Engineer, dvlpg &testing HMI &UI (incldg haptic touch, knobs, buttons, &steering controls) to psgr vehicle embedded module or unit (or related), using Java language, using Git &Android Studio tools, &follow Agile methodology, or related. Mail resume to Ref#2377-301, GM Global Mobility, 300 Renaissance Center, MC:482-C32-C66, Detroit, MI 48265.

General Motors, Detroit, MI. Identify, plan, &set global qlty strategic direction &focus &ensure global compliance to qlty processes &uniform guidelines of Global omnichannel Contact Centers (Call Centers) interacting via phone calls, sms text messaging, emails, mobile apps, &chats with current &potential customers. Ensure global operational uniqueness &culture differences are considered when setting strategic directions. Manage team Global Qlty Tools/Performance Leads, Qlty &Customer Experience Champions Leader, &OpEx Masters. Supervise &assure performance of IPSOS Group S.A.; &NICE Systems Ltd. Manage customer satisfaction survey &speech analytics suppliers relationship to ensure qlty &bus. needs are met. Ensure suppliers comply w/ Service Level Agreements. Responsible for Global Contact Center interaction w/ N.A./S.A. &Middle East Regions, &Philippines. 24 mos exp as Contact (Call) Center Qlty or Qlty Assurance Lead, Education Design & Qlty Performance Lead, Contact Center Mgr, or related, supporting a vehicle connected services provider of subscription-based communications, by ensuring customer satisfaction through monitoring, evaluating, &auditing, &ensuring local omnichannel Contact Centers (Call Centers) compliance to a wider global qlty strategy, or related. Mail resume to Ref#264, GM Global Mobility, 300 Renaissance Center, MC:482-C32C66, Detroit, MI 48265.

How Does One Say “Thank You?” Detroit Memorial Drive 2020 – Belle Isle In late March 2020, my wife and I contracted the coronavirus. I spent the next four months in various stages of recovery. Ruthie did not make it. She passed away on April 9. Unable to attend her funeral or burial, her death left a huge empty hole in my heart and life. Minister Karisa represented me and her sister, Pastor Kenita, during that time, and we have taken life one faith step at a time. There have been over 6000 Covid-19-related deaths in Michigan. The Detroit Memorial Drive 2020 celebrated the lives of 1500 Detroiters. As I have written in earlier posts, the global impact of this pandemic has affected families everywhere. The grief Karisa, Kenita and I have experienced is so personal, yet so communal. As we gathered at the Aretha Franklin Amphitheater with hundreds of other families yesterday morning, the surreal reality of Ruthie’s loss was gradually transfigured into a more concrete reality as the parking lot filled with cars, artfully lined up by City volunteers into groups for our processions to Belle Isle. There was so much RIGHT about yesterday’s event. The smiles that greeted you. The flower and box of tissues that were handed to you. The music on 90.9FM. The $80 voucher for a family repass following the event. The processions led by Detroit funeral directors. The Detroit Police Department patrol and motorcycle officers and Michigan Conservation officers. You felt this was more than an event. This was more than a project. The planning team put more than thought into this event – you felt something special from the heart. For those of us who were denied the traditional funeral experience and trip to the cemetery, the ten-minute ride to Belle Isle was powerful, dignified and sobering. My eyes well up with tears of gratitude to the City for this wonderful act of caring and compassion. As we arrived at Belle Isle, I found myself bracing for whatever was about to happen. Then we saw the large

pictures, lined up on both sides of the road – faces I will never forget and the families who were sharing this moment with us. Then we saw her – the beautiful smile of smiles. Our Ruthie! In dazzling purple and her trademark beautiful white hair. Kenita chose the picture. Ruthie was breathtaking. Somehow, the three of us felt some of the void had been filled; maybe the beginning of some sense of closure had begun. Our prayer is that the other families experienced the same. We continue to think of all families, everywhere, who share our communal grief. As we passed the final pictures, we all commented how soon it was over. We also shared how powerful the experience had been. So thoughtful, so elegant, so heartfelt in its simplicity. For me, I am eternally grateful to the Mayor and the planning team that created this wonderful community event that was also so deeply and incredibly spiritual and personal. The words of the apostle Paul ring loud as he finished his teaching on the resurrection of the dead in First Corinthians 15: 1 Corinthians 15:58 58 Therefore, my beloved brethren, be steadfast, immovable, always abounding in the work of the Lord, knowing that your toil is not in vain in the Lord. NASU Ruthie was a devout and committed Christian who loved the Lord Jesus Christ, the Word of God and the people of God. She would want us to heed Paul’s words. We will continue our work for the Lord. How do we say “THANK YOU?” I pray that in some small way we have done just that! PRAISE GOD!

The Rev. Dr. Kenneth E. Harris President and Professor of Biblical Studies Ecumenical Theological Seminary Pastor, Detroit Bible Tabernacle

HELP WANTED Department: Department of Public Works Location: Ferndale Department of Public Works Salary Range: $16.48 to $19.50 Per Hour FLSA: Non-Exempt (Union) Employment Type: Full Time The City of Ferndale is seeking a Customer Service Representative – DPW to provide administrative/clerical support for the Director of Public Works and department personnel. The CSR - DPW provides phone and walk in assistance to residents. Candidates must have graduated from an accredited High School. Candidates must have two (2) years of clerical experience, preferably in a municipal setting. Any equivalent combination of education and experience will be considered. An Associate Degree in Business Administration or a related field is preferred. Hourly wage is $16.48 to $19.50 commensurate with experience. Medical, Dental, Vision, Life, FSA, and Retirement Plans are available. Visit www.ferndalemi.gov/jobs to apply.

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APPLICATION RP PROGRAMMER/ANALYST SR. IN ANN ARBOR, MI The University of Mchigan has an available position of Application Programmer/Analyst Sr. in Ann Arbor, MI. Position requires a Master’s degree in Bioinformatics & 6 months experience as a Bioinformaticist &/or University Research Assistant. Position also requires: Exp. must include: 1) 6 mos. exp. developing back-end tools using Python for biomedical research applications; 2) 6 mos. exp. developing tools for RESTful web application programming interfaces (APIs); & 3) 6 mos. exp. deploying web applications on Tomcat &/or Apache server(s). Exp. reqs. may be met concurrently during the same time period. Job duties: Support, maintain, & enhance both front& back-end bioinformatics applications using scalable, portable, & standardscompliant PYTHON code. Develop front-end applications using RESTful web APIs. Deploy web applications on Tomcat & Apache servers. Provide support to end users. Ensure tools are robust & friendly in the face of user & input errors. Incorporate user & partner feedback & communicate with them. Provide technical advice to faculty, students, & staff within research team. Participate in the execution & completion of scientific research projects. Qualified candidates should send resume & verification of reqs. to Sabrina Olsson, Executive Secretary, University of Michigan, School of Public Health, Dept. of Biostatistics, 1415 Washington Heights, Ann Arbor, MI 48109.

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(Family Features) A financial emergency may have previously seemed like a “not me” scenario, but it’s now a reality many families across America are dealing with as the impact of the COVID-19 pandemic continues to affect the economy.

strikes, major expenses often follow. Health insurance may cover some of your medical costs, but not everything. An option like Colonial Life critical illness insurance helps supplement your major medical coverage by providing a lump-sum benefit you can use to pay diSavings accounts may not be ro- rect and indirect costs related to some bust enough to weather a significant of the most prevalent critical illnesses. Reduce debt. Doing what you can blow, according to research from Colonial Life. The survey found 38% of U.S. now to reduce your financial obligations adults have less than $5,000 in savings can pay off in the long run if you experifor a financial emergency,CHRONICLE and 23% have ence a loss of income. That may mean March 1 THE MICHIGAN making extra payments on a loan rather less than $1,000. than paying just the minimum balance The study further revealed Ameri- due. Interest is calculated based on your cans are already stretched thin due to balance, so paying extra not only reducANNOUNCEMENTS PROFESSIONAL financial constraints like vehicles with es your original debt, but also saves you WANTED mechanical problems, an unemployed money thatHELP would have been lost to inspouse or partner, supporting children terest. DETROIT AND SEWERAGE and other WATER dependents, mortgage payKeep up on maintenance. When Functional Safety Validation Engineer ments and DEPARTMENT other debt. money is tight or you’re worried a reducNOTICE Planning ahead for a financial emer- tion Warren, MI, General Motors. Dvlpseem test procedures Meri is coming soon, it may coun&test scripts for psgr vehicle ADAS features on PUBLIC HEARING – PROPOSED seek gency with tips like these can RATES help re- terintuitive to spend money. However, test bench &in vehicle. Execute Fault Injection Troy duce the long-term impact on your fi- taking care of ongoing maintenance for Tests using dSPACE MicroAutoBox, to test For Fiscal Year 2020-21 nece nances and credit. &validate items fail-safelike action of Active Safety big-ticket your home and(AS) vehiappli Notice is hereby given that the Detroit features incldg Lane Keep Assist, Low Speed cle is an investment in the future. SpendAvoid unnecessary charges. Late axle/ Collision Mitigation Braking , Lane Centering Water and Sewerage Department will hold a little now to keep things in good payment fees can add up fast and put a ingControl, syste Hands-on Lane Following (HoLF), adent Public on Wednesday, 15, working order can help protect you from in Hearing your credit rating. Take April inventory FSRACC, Automatic Park Assist, &Collision Bach Imminent Braking, using MATLAB, Simulink, problem down the road. 6:00 p.m.expenses at the Detroit of2020 youratmonthly and Police note the a costly and INCA, VehicleSpy tools, &neoVI FIRE HW. Dvlp offer due dates then plan a payment Department 7th Precinct located atsched3501 Start thinking smaller. Lifestyle adscripts using ATT Suite. Dvlp test procedures for dom ule Chene aroundStreet your paychecks. Be sure to justments can be tough when they’re Detroit, MI 48207. existing &upcoming AS features such as HoLF to 30 account for possible mail delays or the abrupt &Superand Cruise. Dvlp MATLABbut &Simulink unexpected, if youmodels gradTrau using dSPACE RTI them w/ time needed for electronic transfers. ually transition toblocksets a more&interface frugal way of ControlDesk projects for CAN, LIN &Automotive Proc Weston Preparatory Academy, If your schedule doesn’t work, contact living it may not feel protocols. as disruptive. Ethernet communication Bachelor,For 2135 A Tuition-Free Public Academy your creditor and askSchool if you can move to example, start by cutting back on enterElectrical, Mechanical, Automotive Engrg, or 4808 a different its dueOpen date Enrollment that helps period reduce tainment related. 12 mos exp asand Engineer, dvlpg testLook expenses dining out. Announces &testing scripts psgr vehicle ADAS your for therisk. 2020-2021 school year for grades forprocedures lower-cost ways to for enjoy time with features on test bench &in vehicle. Mail resume to K-8.Anticipate Applications may be picked up at loved ones and dial back spending on Con Ref#4933, GM Global Mobility, 300 Ren. Center, unforeseen illnesses. A the school, 22930 Chippewa, Detroit, MI things like birthday gifts. MC:482-C32-C66, Detroit, MI 48265. critical illness such as a heart attack, (Gran 48219, www.westondetroit.com (313)Learn more and find programs and stroke or major organ failure can impact utilizi 387-6038, during Open Enrollment periservices designed to protect your finananyone, from thethrough least health-conscious comm od April 14, 2020 April 30, 2020 Team Leader - Mfg, cial interests at ColonialLife.com. check to the most fit. When a critical illness during school hours as well as April 16th softw New Boston, MI, Brose North America. Plan, from 8 a.m. to 7 p.m. and April 18th from 9 provid supervise &lead New Boston Plant (NBO) Mfg a.m. to 12 noon. Technology Welding grp, incldg tools, equipment, If enrollment applications exceed the number of available spaces, a random

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â&#x20AC;˘ michiganchronicle.com â&#x20AC;˘ September 16-22, 2020

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ALWAYS OPEN FOR MICHIGAN BUSINESSES. To navigate through 2020, Michigan businesses had to adapt. And the Michigan Economic Development Corporation was right there alongside them, helping to connect businesses to new resources, meet new partners and access the additional capital they needed from the start. And if your business needs support to reach its new potential, the MEDC is available to help in any way we can.

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Find customized business assistance at michiganbusiness.org/pure-partnership