APRIL 2014
Judy Rose Athletic Director University of North Carolina, Charlotte
What Makes Your Business Unique & Results Different?
My Spouse & I Just Separated. Now what do I do?
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Dear Readers,
Mimi Zelman Publisher
April 8th is Equal Pay Day - celebrated in April because April symbolizes the month when women’s wages catch up to men’s - from the previous year! On Equal Pay Day advocates for working women, around the country, mobilize their communities by holding press conferences, signing proclamations, hosting events, and meeting with policymakers to push for stronger state and federal equal pay laws. Women working, full-time, year round make, on average, 77 cents for every dollar a male earns. African American women earned 67.5 percent, Asian American women earned 90 percent, and Hispanic women earned 57.7 percent Over a lifetime of work this loss adds up into a shockingly high career wage gap. The career gap lowers women’s earnings over a lifetime and reduces their long-term assets and that of their families. The typical woman loses $431,000 in pay over a 40-year career. Wage disparity persists across all educational levels and in all states. Women with the most education lose the most in earnings. Women with a college degree or higher lose $713,000 over a 40-year period versus a $270,000 loss for women who did not finish high school. In 2009, the Lilly Ledbetter Fair Pay Act was signed into law, which amends the Civil Rights Act of 1964 stating that the 180-day Statute of Limitations for filing an equal-pay lawsuit regarding pay discrimination resets with each new discriminatory paycheck. Now we must pass The Paycheck Fairness Act, which will strengthen the Equal Pay Act by closing loopholes and improving the laws effectiveness. Congress came close to passing the Paycheck Fairness Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in December, 2010. Wear RED on Tuesday April 8th and let’s all continue to change the wage gap for all women! Have a great month! Happy Easter and Passover to our readers observing these holidays. Mimi
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Contents
6 Publisher/President Mimi L. Zelman mimi@womenwithknowhow.com Creative Director Rebecca Fairchild www.facebook.com/AzureDoorCreative
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Contributing Writers Terri Bennett Karen S. Boardman, Esq. Elyshia Brook
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For more advertising information call Mimi at 704-491-1207 or email her at: mimi@womenwithknowhow.com Copyright Š 2014
14 What Makes Your Business
Unique & Results Different?
24 Judy Rose, Athletic Director
20 30
UNC Charlotte
38 My Spouse & I Just Separated.
Now What Do I Do?
On the cover Judy Rose
34 www.womenwithknowhow.com APRIL 2014
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Left to right: Leona LaPerriere and Sarah Batista, featured speakers. Mimi Zelman, President/Publisher Women with Know How magazine. B.B. Webb and Mara Campolungo, featured speakers.
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Sponsors,
Thank You! Dr. Vincent Voci, Voci Center
www.womenwithknowhow.com APRIL 2014
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going green
Searching for the
Safest Sunscreen
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ne of the best parts of the summer for me is hitting the lake with family and friends. I love relaxing on the water and feeling the sun on my skin. What I don’t love is jumping through hurdles to find the safest sunscreen among all the different varieties on store shelves. This year though, sunscreen manufacturers are required to make a few important changes to their sunscreen labels. While these changes will help you Do Your Part to make the healthiest sunscreen choice for your family – there’s still plenty of homework for you to do.
L e t ’s s t a r t w i t h t h e l a b e l changes. Last year, the Federal Drug Administration (FDA) informed the
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By Terri Bennett
makers of sunscreen that by this June, some of the claims on their packaging needed to be revised. However, while you will see many changes n ow, t h at d e a d l i n e h a s re ce nt l y been pus h ed ba c k to D ece mber because of sunscreen shortage concerns. The new guidelines will force manufacturers to stop claiming that their sunscreen is sweatproof or waterproof. That ’s because those claims influenced people’s decisions to not reapply sunscreen after getting in the water. Also, products labeled “Broad Spectrum” must meet the FDA’s standards for protecting against both types of ultraviolet rays, UVA and UVB. Anti-aging products will also have to be “Broad Spec trum” with a Sun Protec tion Factor (SPF) of at least 15. Now, while these changes to the outside of the sunscreen package will help consumers, the FDA is not requiring changes to deal with the potentially dangerous ingredients found inside the bottle and that’s what worries me the most. If you look at the label of most sunscreens, you’ll
see oxybenzone listed as an active i n g re d i e n t . H e re’s t h e p ro b l e m . Once absorbed into the skin, oxybenzone can be easily converted to free radicals when exposed to sunlight. Those free radicals in our skin can lead to everything from wrinkles to cancer. Your best option is to find sunscreen without oxybenzone. Mineral based sunscreen containing zinc oxide and titanium dioxide provide power ful protec tion without the health concerns. However, finding these safer sunscreens takes a little work. When I went shopping for sunscreen a few weeks ago, I checked dozens of bottles before I found one without oxybenzone. And, one word
of warning, don’t be tempted by the new spray and powder sunscreen options. As you apply, the particles can easily get into your lungs. So, how can you find the right sunscreen for you? The Environmental Work ing Group makes it easy at www.ewg.org. Each year they update their database where you can search by specific brand name to see how it rates. You can even download a free app to make it super simple to check specific sunscreen while you’re shopping. A little extra work will help you Do Your Par t to keep your family safe in the hot summer sun. www.doyourpart.com/green-living/ searching-for-the-safest-sunscreen
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business finance
Entrepreneurs
Need a Business-First Banking Mentality
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wning a home -based small business offers undeniable perks – flexible hours, the ability to control your own professional destiny, even the option to work in your jammies if the mood strikes. But many firsttime business owners operating out of the home underestimate important aspects of operating your own company – especially when it comes to finances.
TD Bank survey found that more than 40 percent of small business owners are using the same account for business and personal use.
W h e t h e r y o u ’r e f u n d i n g a startup or sustaining an existing enterprise, money management is a critical aspect of successfully running your home-based business. However, many first-time entrepreneurs make the mistake of treating their home business finances similarly to their personal accounts. In the long run, this can be a costly mistake, according to Jay DesMar teau, head of small business at TD Bank.
Manage your cash flow better. Small business owners have better cash flow management and more advanced payment capabilities when they choose business banking over personal banking for business.
C h e c k i n g a c c o u n t s a re t h e most popular financial products for small businesses, but a recent 10
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An important first step is to understand the distinctions between a business checking account and a personal checking account, and why the former is a safer bet for your business. Business checking accounts allow small business owners to:
Build your business brand. Having a business checking or business debit card with your company name on it can help establish an identity around your business. Also, customers might feel more comfortable writing a check to a business instead of a personal account – it feels more professional.
Simplify your accounting and bookkeeping. Having a personal checking account and using it for your small business means you aren’t separating your business and personal finances. And that can make accounting and bookkeeping more complicated. In many cases, business accounts also afford a different level of protection and security than personal checking accounts. “Small business owners take on risk,” DesMarteau said. “A small business owner has better business fraud control when they use a business check ing account compared with a personal checking account.”
Choosing the right bank can also help you effectively manage the money side of your home-based business. The vast majority of small business owners (74 percent according to one of TD Bank’s local Small Business Pulse Check surveys) rely on lines of credit for expenses such as product or equipment costs, rent and marketing. Selecting a bank that offers diverse account options, bringing you the whole bank, including business checking and lines of credit, as well as loans, savings and credit options, can prepare you to tackle any number of financial scenarios that arise as you build your business. With proper financial guidance and a strong banking partner, small business owners can confidently focus on bringing their entrepreneurial visions to life. For additional information to help assess your small business bank ing needs, visit : www. tdbank.com Photo courtesy of Getty Images
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marketing
What Makes
Your Business Unique & Results Different??
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Over the years marketing and b r a n d i n g h a ve c h a n g e d a n d that is because the consumers have changed. In the early years, marketing was geared toward the masses. The thought was “If we make it then customers will purchase.� Therefore, there was mass produc tion of produc ts but that became too expensive and wasteful because everyone did not like the same things, so then making customized products became the way to go. Then there was strategic planning and designing, which is a process around the assets, func tional areas, and other opportunities that to provide face-to-face marketing. We have seen the market go from consultative to transactional to strategic planning and now we are in the Relationship Strategy of marketing.
Relationship marketing now is about establishing relationships that are more focused and not pretentious 14
By Elyshia Brooks, MBA
Connect And Grow With Women In Our Community
about just a transaction. The relationships are more about what does the client want and need, then how to make the product or service to satisfy the client. When there is more focus on building a relationship that are truly authentic with the thought of actually creating an experience. Relationships are supposed to be nurtured and engaging and should be enhancing some characteristic that you come to that relationship to learn. When you are looking for a Unique Selling Proposition you may look at your Relationship Marketing Strategy and how that may differ from others and what you bring to your divine client. Relationships Marketing is looking at the total experience, satisfaction, customer retention and the various communication channels, platforms and frameworks that are not intrusive in nature. The center of your marketing should be around your divine clients because that is what will bring in the meaningful profits and as long as they are experiencing
what you are offering you are authentically and extraordinarily serving. Remember, customers only purchase from you once but your divine clients frequently and repeatedly purchase from you, so what you do to keep them engaged is very important. Keeping them engaged in the total experience is what is important especially now with social media platforms, Internet and mobile marketing channels. Relationship marketing really does go way beyond just knowing what their demographics are but actually developing a relationship. When you are engaging your m a r k e t , yo u a re l o o k i n g a t t h e inbound marketing that includes interaction so that they begin to know you more intimately than on the sur face because as you build your brand, you must become more i n te n t i o n a l a b o u t c o m m u n i c a t ing with your clients. It means that with technology has taken over the way that we all communicate going forward and it provides organization and processes that would allow you to stay connected and that gives you many opportunities to share with them exactly who you are and that gives you the open door to be totally authentic and genuinely connect with each client. The communications activities are what keep the client engaged with your programs, teleseminars or any events that you may have planned, not to mention contests. You would need to think
outside of the box and become different in your approach now that you have technology at your fingertips. Let’s look at some possible Relationship Building Channels that would keep your divine clients engaged but being unique in the approach is up to you because you bring your authentic self, personality and your unique story in which they connect with. There are a few channels that allow you to engage with them and build genuine relationships: • Social Media • eNewsletters • Seminars, Workshops, Trade Shows • Speaking Engagements • Community Events • Charitable Donations • Referral Programs • Teleseminars & Webinars • Alliances with Other Businesses These are just a few because how you build your relationship marketing strategy should include what you are comfortable with and capable to maintaining. Although, it is a good practice to have at least a minimum of ten channels going on at the same time for effective lead generations. But this must be done with the intentions of being different and unique to grab your divine client’s attention. The strategy has to be effective and strong to have a call to action that would warrant a relationship. www.womenwithknowhow.com APRIL 2014
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Unique Selling Positioning Your Unique Selling Positioning (USP) is ultimately how your divine clients define you in relation with your competitors and what their perceptions of your particular brand are. Their perception is key to your brand positioning and how it is communicated above your competitor. It really is your own unique expression of what your brand stands for and how it relates to the customer based on the positioning levels: values, benefits and attributes. Your positioning has to be unique and stand out enough where it is distinct in and of itself. The brand and the selling positioning should have value to the target clients and they should immediately know what differentiates you from the rest. Yo u r p o s i t i o n i n g s h o u l d b e intended for the client to have obvious value in your product or service. The value is what they will receive such as the benefits that will exceed the cost of your offer. It outweighs what you are selling it for. They have found that your product or service is too valuable to pass up and then benefits are too great to look over. Your benefits are the usefulness of the product or service based on the attributes or features that the product offers. The unique characteristics such as options, features, brand name, product and package design and ultimately the quality of the product or service are the attributes. When designing your 16
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Unique Selling Positioning, you would need to be aware of what makes you different from the others or if someone were to copy you, what would they need to do to become totally different. It begins with knowing your product and service inside and out, so intimately so that you can always improve if need be. Find out what makes you unique and upsell that benefit. When you are building your brand, you must know that how you position it is key to your distinction. The positioning of a brand results in a value proposition being presented to the target market and how it is received is based on perception and relevance. There are three types of positioning: Symbolic Position is based on the characteristics of the brands that enhance the self-esteem of your divine clients. An example, of a dermatologist who enhances physical appearance. Experimental Position is based on the characteristics of the brands that stimulate sensory or emotional connections with divine clients. An example, a coach seeing the feeling of an Aha moment and joy from a client. Functional Position is the based on the attributes of products and ser vices and their corresponding benefits and is intended to communicate how divine clients solve their problems or fulfill their needs. An example, high value. When you know your value and your position in your specific field you are able to see what is valuable
www.womenwithknowhow.com APRIL 2014
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to your divine clients. Let’s take a look at what you should be asking your clients so that you can maintain your value and continue to enhance it. When you are in business, as an owner and entrepreneur, one s h o u l d a l w ay s l o o k fo r w ay s t o better enhance ways to keep the value meaningful and you do that by asking questions of your clients and doing surveys that give insight on what they want and need offered. You can start by asking: What is the true value that you are receiving from me that keeps us working together? What is it that you really appreciate about my services or products? What would you say are my strengths in how I serve you? Do you think that I go beyond my call to serve you or do you feel it could be better? You have to be willing to ask the hard questions even if you don’t want to hear the answers; because that is what it is going to take to serve beyond mediocrity and into excellence. When you as you clients the hard questions, your clients will believe that you do care about how you serve and what you offer is of value. Then because they know that 18
Connect And Grow With Women In Our Community
you care, they would be more willing to provide referrals and eventually grow your business. There are great benefits in asking your clients because you can receive testimonials for your marketing collateral and website. It would behoove you to ask the questions that are going to impactful and provide more quality to your ser vice. As a soulful and hear t-centered entrepreneur and business owner, you should always be in creative mode that comes straight from the soul because that is where you find a deeper connection to serving your divine clients. There is VALUE that you bring that is different from others and why they want to work with you; therefore, obtaining feedback from them is valuable to you. So listen to the feedback with judge free awareness and do not stay attached to the outcome or the feedback to where you judge yourself. Look at it as positive ways grow your business without offense. What are some values that stand out for you that you connect with and that others will connect with as well? Consider …to name a few! Elyshia Brooks, MBA CEO/President Elyshia Brooks International., Inc. Personal Authentic Branding Coachsultant Author, “Branding The Authentic You” Phone: 800-511-5410 www.facebook.com/ElyshiaBrooksInc
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health
5
Five Days to a Fitter,
Healthier You!
I
f kicking off a life-changing fitness and nutrition program seems daunting, try taking smaller steps to make it feel more manageable.
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Knowing just where to start can be the biggest hurdle, but once you’re on your way, you’ll find yourself on the path to new healthy habits before you know it. Breaking down a whole new lifestyle into week-byweek chunks will not only let you ease in gradually, but also allow you to make meaningful changes right from the start.
M onday : Star t the Week Strong – K ick off the week with a m e d i c i n e b a l l wo r k o u t , w h i c h is a great way to work various m u s c l e s a l l a t o n c e. Tr y u s i n g a medicine ball with exercises that you’re already familiar with, such as push-ups, lunges or squats, or look up demo videos online to learn some new ways to use the medicine ball.
Begin by charting out a week-long plan that will make you more conscious of how you approach important elements of your program including muscle toning, cardio and making nutritious food choices. Here’s a fiveday schedule to get you started:
Tuesday: Turn it Up – Running is a great form of exercise, but it’s impor tant to mix up your cardio wor kouts to help prevent injur y and become stronger overall. Grab your friends and tr y a cardio -fo cused class, such as Zumba.
Connect And Grow With Women In Our Community
between the couch and TV so you can watch while you do push-ups, crunches, jumping jacks and squats. For extra motivation, leave your fitness tools near the television as a daily reminder. Friday: Give Yourself a Star – Gold stars aren’t just for classrooms. At the end of the week, mark each day that you exercised with a star on your calendar. Whether you went for a run, hit the gym or went for a walk with friends, the calendar will be a visual reminder of how often you’ve been working out, and will encourage you to keep going.
Wednesday : Spruce Up Your Fruit – Working out is key to keeping fit, but so is maintaining a healthy diet. When shopping for snacks, make smart choices that taste delicious, such as Dole Fruit in Jars, which provide five servings of all natural, fresh fruit. Try pairing with Daisy Cottage Cheese to spruce up your fruit for a tasty parfait. Simply combine Dole Sliced Peaches, Daisy Low Fat Cottage Cheese and sliced almonds in a small bowl, then drizzle with honey and enjoy. T h u r s d a y : M u l t i - t a s k – Just because you’re catching up on your favorite TV show doesn’t mean you can’t work out. Clear some space
Remember, setting a long-term goal, such as running a marathon or dropping two dress sizes, can help keep you motivated over time, but also remember to celebrate your first mile run or your first five-pound loss. Keep tackling your new program one week at a time, and your goals will easily become reality. Visit www.dole.com for additional snacking ideas to get you on your way to a healthier you. Photo courtesy of Getty Images
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Judy Rose
Director of Athletics UNC Charlotte
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How did you get started? I was what one called a “tomboy” in my youth. Today that term is no longer used. I loved sports and was a participant… not a spectator. I enjoyed physical activity and was very competitive (still am). I played basketball from 7th-12th grades and was captain of the team every year. I played in college and was captain of the team for 3 years. Upon graduating from Winthrop College in 1974, I attended Graduate School at the University of Tennessee
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Connect And Grow With Women In Our Community
by Mimi Zelman
and was the assistant Basketball coach under the famous Pat Summit. After graduating with my master’s degree, I accepted a job at UNC Charlotte as the first Women’s Basketball Coach and Tennis coach. I also taught a class each semester and supervised lifeguards! In 1990 I was named Athletic Director. Tell us about your programs and events for women. We currently have 8 spor ts for
women…basketball, volleyball, tennis, soccer, softball, cross country, indoor and outdoor track and field. With the addition of football as a new men’s sport, we will add 2-3 new women’s sports over the next 10 years. The first sport we are considering is golf. A huge event we sponsor is a luncheon entitled “Let Me Play”. It is a fundraiser, primarily attended by women, but more and more men are coming as well. The intent is to raise awareness and money for our women’s Athletic
programs. We have dynamic speakers and there is no fee to attend, but attendees know they are expected to write a check when they leave. Last year we celebrated our 10th anniversary and we broke the $1million mark cumulatively. Last year’s event netted over $194,000. How has your prior career experiences prepared you for your journey in life? I firmly believe that just about everything we experience, good or www.womenwithknowhow.com APRIL 2014
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bad, prepares us for what lies ahead. It is all about what we learn and then what we do with what we learned. Have I made mistakes…YES. Did I learn from them…Yes. What would you most like our readers to know about your journey in business? In life? Early in my career, I never really thought of sports being a business… that was when I was coaching. When I became an administrator, I quickly changed my thought process. Sports is not only a business, it is big business! I think about every decision I make from a business viewpoint. Do we have the right business model; is it sustainable, affordable and so on?
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Connect And Grow With Women In Our Community
I actually lead the Athletics enterprise as I lead my personal life. I believe so strongly in running an ethical program. Do the right thing, even when it can be harmful in the short term. Treat people the way you would like to be treated and care for your employees as if they are family because they actually are family; they are your work family. Value their opinions and treat them all with respect. Who would you describe as your mentor(s) and why? I have had so many wonder ful mentors. First my parents were both wonderful role models who taught me my core values. I have had coaches that I played for who set wonderful
examples. I took the good things from each coach or leader that I have had and it helped me develop my own leadership philosophy. I learned that mentors do n o t h ave to b e gender specific. I have had both male and female role models and valued so much from the expertise and life lessons they provided. Dale Halton, Mariam Cannon Hayes, Pat Rodgers, Mattye Silverman, Irwin Belk, C.M. Newton, Delos Dodds, Jim Woodward. There are many more , but these all come to mind as being special, in addition to my former coaches! What’s on your bucket list and why? I would like to play golf well enough to enjoy it ,so that whene ve r I re t i re t h a t i t i s s o m e t h i n g that my husband and I can do t o g e t h e r, w h e t h e r a t h o m e o r when we travel. I would like to take a trip to the Canadian Rock ies S p e n d m o re q u a l i t y t i m e w i t h my family and childhood fr iends. My job is 24/7 and I feel that I miss out on some things with family ‌ have some catching up to do.
Any difficult times you’d care to share with our readers?? And if so what lesson have you learned? My mother died at an early age (46). I am from a large family, 5 siblings. I was a young teenager when my Mom passed and it was devastating to me. The 3 youngest child re n , i n c l u d i n g m e, h a d to grow up quickly as we had to assume responsibilities most k ids our age did not. We lear ned valuable life lessons ear ly. We matured much faster than our friends because we had to. We did all the shopping and cooking. We made mistakes, but my dad was great at just letting those mistakes be teachable moments. Cherish and value those you care about and above all let them know how special they are to you. You never k now when these special people will no longer be in your life. www.womenwithknowhow.com APRIL 2014
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If you could do one thing differently in your life, what would that be? I wish I had met my husband, Ken, sooner. He truly is the love of my life, my soul mate, and my best friend. He makes me a better person. What do you wish you knew 20 years ago? I wish I had been a little more persistent in trying to convince the university administration to add the sport of football, since football has been the driving force in conference realignment. Football has enhanced the branding of both the university and the athletic program. 28
Connect And Grow With Women In Our Community
What is something people would be surprised to know about you? I am a pretty good southern cook and that I believe wine is not just for special occasions!! What inspires you? What makes you laugh? I am inspired by the generosity of people in regard to meeting the financial unmet needs of our community. The philanthropy of taking care of those less fortunate is so critical and seeing what others do should inspire all of us to participate in helping to improve the lives of those in need. What makes me laugh are truly “corny
jokes”! . Also I love rehashing stories with old friends…the stories that stay “just among friends”.
If you could stand up and defend anything, what would it be? The prevention of abusive behavior against children and also the pre vention of domestic vio lence. Children are defense less and they need a strong support system so they have a chance in life. Domestic Violence needs our attention as well with more suppor t t h ro u g h e d u cation and counseling to help these individuals learn to become strong enough to start a new life.
www.womenwithknowhow.com APRIL 2014
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health 30
Change Up Your Routine Aging gracefully is as much about feeling good on the inside as feeling good on the outside. It’s never too late to make changes to reinvent yourself and maximize your mental and physical wellbeing. Self-improvement is at the top of many women’s to-do lists, and doing so can take many forms. According to a recent survey by Post Great Grains Cereal, 73 percent of women said they’d reinvented themselves since they turned 40 by improving their health, finding a new passion or changing their career. Eighty-three percent of survey participants (women, ages 40-plus) think the greatest obstacle to reaching their full potential is what they think of themselves, rather than what others think of them. Follow these tips to become your own best friend and take steps toward creating a happier, healthier you. Give proper attention to your diet. A strong common form of reinvention is improving your eating habits. A balanced diet that promotes a healthy digestive system is an important step in creating a healthier you. Starting each day with a nutritious breakfast is one easy change. Fill your menu with nutrition you can see and wholesome ingredients, such as those in Great Grains Digestive Blend cereals, which have active cultures in addition to whole grains and natural fiber. Connect And Grow With Women In Our Community
Take time to understand yourself. Digging deep to understand your true passions may help reveal a new, more fulfilling path in life, whether it be in the form of new hobbies or even a new career. If you’re not sure where to start, begin by making a running list of situations, which capture your attention, such as news articles or engaging conversations. Over time, look for patterns to emerge. Topics or themes rising to the top could signal a special interest you may have overlooked in the past. N u r t u re v a l u a b l e re l a t i o n s h i p s. Knowing (and loving) yourself comes first, but having a strong support system is also important for overall wellbeing. While it’s important for women to surround themselves with people who will boost them up, that boost doesn’t always have to come from another woman. When they need a good laugh, 59 percent of women in the Great Grains survey said they turn to their significant other. Investing time to strengthen your personal connections improves not only the health of those relationships, but the effects of those relationships on your physical health, as well.While charting a new path may seem daunting, focusing on your physical and mental health as you work to introduce change into your life can smooth the way to reinventing a better and brighter you. Fo r m o re i n fo rm a t i o n , v i s i t w w w. greatgrains.com
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To benefit
May 17, 2014 at Freedom Park Registration begins at 8:00am
Currently seeking sponsors, walk teams, and swaggerers. For more information please contact Dress for Success Charlotte at (704) 525-7706 or visit us at www.dfspowerwalk.org/charlotte2014
2014 Power Walk Global Ambassador
Bethenny Frankel
family
Grill Up an Incredible Steak T-bones — the
Best of BothWorlds
Q
uite possibly the ultimate steak, the T-bone embodies the rich blend of varied beef flavors that steak lovers crave, from tender and mild to bold and beefy. On one side of the T-bone is the filet mignon. French for “dainty fillet,” the filet m i gn o n i s co n s i d e re d t h e m o s t
Ten Tips for Perfect Grilling
tender cut, with a mild beef flavor. On the other side of the T-bone is the strip loin or New York strip, a firm, robust steak that is naturally marbled and offers a bold taste. The bone itself also provides additional flavor in the cooking process. With this pairing of tastes, it is no surprise that the T-bone is considered to be “the best of both worlds” by steak connoisseurs.
1. Clean and preheat your grill on high. 2. Lightly oil everything before you put it on the grill. This helps the searing process and prevents sticking. 3. Season your food before grilling. 4. Sear the outside of steaks when grilling. This really helps with the flavor and juiciness. 5. Use tongs or a spatula to turn your meat on the grill. Using a fork can damage the meat. 6. Cover your grill as much as possible during the grilling process. This helps to lock in the grilled flavor and will help prevent flare-ups. 7. Keep a spray bottle with water handy to douse any unexpected flare-ups. 8. Use the 60/40 grilling method. Grill for 60 percent of the time on the first side, then grill 40 percent of the time after you turn over the food. This will give you an evenly cooked product. 9. Place your cooked product on a clean plate. Never place cooked product on the plate you used to transport the raw product to the grill without thoroughly washing it first. 10. Allow your foods to “rest” for 5 minutes between cooking and eating. This will help them retain moisture when you cut into them. For more steak recipes, visit www.OmahaSteaks.com
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Ancho Chile Rubbed Grilled T-Bones Prep: 5 minutes; Cook: 10 minutes; Serves: 4 Ingredients: 4 Omaha Steaks T-bone steaks 2 Tablespoons olive oil 4 Tablespoons Ancho Chile Rub (*recipe) 12 Tri-color sweet baby peppers, grilled Directions: Preheat grill to medium. Thaw and blot dry steaks. Brush steaks with olive oil. Generously cover both sides of steaks with Ancho Chile Rub by dipping them in rub. Continue until steaks are completely covered. Place steaks on heated grill and grill to desired doneness. (For a medium-rare steak, grill approximately 8 minutes on first side and 6 to 7 minutes on second side.) Remove steaks from grill and garnish with grilled tri-colored sweet baby peppers.
*Ancho Chile Rub
Makes: 4 tablespoons Ingredients: 1 Tablespoon smoked paprika 2 teaspoons sea salt 2 Tablespoons ancho chile powder 1 teaspoon brown sugar Combine all ingredients and mix well.
Grilled T-Bones with Tabasco & Roquefort Cheese Butter Prep: 4 hrs, 15 min. Cook: 15 minutes Serves: 4
Ingredients: 4 Omaha Steaks T-bone Steaks Omaha Steaks All Natural Steak Seasoning, or salt and pepper, to taste 4 slices (1 1/2-inch coins) Tabasco and Roquefort Cheese Butter (**recipe) 2 Tablespoons minced chives (continued next page) www.womenwithknowhow.com APRIL 2014
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family
(cont.)
Grill Up an
Incredible Steak T-bones — the Best of
BothWorlds
Directions: Thaw steaks overnight in refrigerator or quick thaw by placing sealed steaks in sink with water for approximately one hour. Preheat grill to medium. Season both sides of steaks with seasoning, or salt and pepper. Grill steaks to desired doneness. Just before removing steaks from grill, place butter slice on each steak. The idea is to have butter half melted on top as you are serving steaks. Garnish each steak with sprinkle of minced chives.
** Tabasco and Roquefort Cheese Butter
4 Ounces unsalted butter, softened 4 Ounces Roquefort blue cheese, crumbled 3 Tablespoons Tabasco sauce 1/4 Cup fresh chives, minced 2 Tablespoons fresh garlic, minced 1 roasted red pepper, peeled, seeded, diced 1 teaspoon kosher salt Directions: Whip butter slightly. Add remaining ingredients. Mix well. Transfer mixture to sheet of parchment paper. Roll into 1 1/2-inch diam.tube. Twist paper at the ends. Refrigerate 4 to 6 hours. When ready to serve, slice into coins as needed. Store unused butter in refrigerator for up to one week.
Roasted Pepper Pesto Rubbed Grilled T-Bones Prep: 30 min. ; Cook: 15 min Serves: 4
Ingredients: 4 Omaha Steaks T-bone steaks 2 Tablespoons olive oil 1/4 Cup Omaha Steaks Private Reserve Seasoning, or salt and pepper 1 Recipe Roasted Pepper Pesto (***recipe) 4 fresh basil sprigs Directions: Preheat grill to medium. Brush steaks with olive oil and season with seasoning, or salt and pepper. Brush both sides of steaks with Roasted Pepper Pesto. Place steaks on grill and cook to desired doneness. (For a medium-rare steak about 8 minutes on first side and 6 to 7 minutes on second side.) When steaks are finished, brush both sides one final time with pesto. Serve steaks with dollop of unused pesto in center of each and garnish with fresh basil sprig.
***Roasted Pepper Pesto
Makes: approximately 2 cups 1 Cup roasted red peppers, peel, seed & chop 1/4 Cup garlic cloves, peeled 1/2 Cup pine nuts, toasted 2 Tablespoons fresh basil, chopped 1 teaspoon kosher salt 1/4 teaspoon cayenne pepper 1 Cup Parmesan cheese, grated 1 Tablespoon lemon juice 1/2 Cup olive oil Combine all ingredients except olive oil in food processor or blender, and puree until smooth. Next, add oil slowly in food processor until completely combined.
www.womenwithknowhow.com APRIL 2014
37
family law 38
My Spouse & I
By Rebecca K. Watts
Just Separated.
NowWhat Do I Do?
I
t is an unfortunate reality that a high percentage of marriages end in divorce. Whether the process is initiated by you, by your spouse, or is a joint decision and whether you see it coming or you are blindsided by a request from your spouse, there are things that you can do to help make the process less difficult from a legal perspective.
credit card statements, paycheck stubs, and any other document which shows financial details. You also want to be sure to document the tangible assets that you have, such as vehicles and household goods – an easy way to do that is to take photographs or video of the inside of the home. Without this information, neither you nor your attorney can determine whether the proposed distribution of assets and debts or the proposal for financial support is reasonable.
1. Have a consultation with a Family Law Attorney. Most folks who are not family law attorneys do not understand the ins and outs of the relevant laws, and there is no reason for them to. Whether you are going to utilize the services of an attorney going forward, a consultation can help you understand the relevant laws, understand your rights and responsibilities, and get an idea of what a reasonable outcome looks like. 2. Have a good understanding of the assets, debts, and monthly cash flow. Gather copies of bank statements, retirement account statements,
3. Do not simply accept what your spouse tells you about the law or about the fairness of any proposed agreement/ do not let your spouse be the only one with an attorney. Regardless of what your spouse says to you about the fairness of his proposal or the potential savings in attorney fees that will result from using only one attorney, do not sign anything without speaking with an attorney. One attorney cannot represent both you and your spouse. If your spouse has had an attorney draft documents, that attorney represents your spouse and will have drafted those documents in your spouse’s best interests. Your spouse’s
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attorney cannot give you any legal advice, so without speaking with an attorney of your own, you will have no way of knowing whether your spouse’s proposal is reasonable under North Carolina law. 4. Do not take legal advice from family and friends. Your well-meaning family and friends may offer you advice about your case, but frequently such advice is not accurate. The facts surrounding your marriage, divorce, children and property are unique and different from any other case. The only thing your divorce and your cousin’s divorce may have in common is that you and your cousin are related to each other.
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6. Change your passwords . Whether you think your spouse knows your passwords or not, change them all and change them to something that is not easy to guess. Just about anything you access online or by phone has a password these days – besides email, there is voice mail, banking websites, any online merchant, your cell phone, your computer, your tablet, online bill paying, social media, credit card accounts, and even a password to an app that saves all of your passwords. Thank about what an identity thief could do if they knew all of your passwords – that’s pretty much what an angry or vindictive estranged spouse could do. While this is by no means an exhaustive list, these are some good first steps to help relieve some of the stress that inevitably accompanies any separation and divorce and to help protect you during the process.
Court Mediator
Mediator
in Family Law
Avoid Costly Legal Bills thru Mediation
There can be a significant cost savings for both parties when they decide to mediate, rather than litigate, a case. We are committed to saving you money that can be much better spent towards a person’s or family’s future.
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5. Be careful with social media. Assume that everything you post on Facebook, Twitter, Instagram, etc. will be seen by your spouse, your spouse’s attorney, and a judge. It may be tempting to vent online about your spouse, but a judge may not see it as harmless.
•
kruschlaw.com
(located in the heart of Southpark)
Two Fairview Center 6230 Fairview Road, Suite 105 Charlotte, North Carolina 28210
Rebecca K. Watts NC Board Certified Specialist in Family Law DRC Certified Family Financial Mediator Krusch and Sellers, P.A Two Fairview Road, Ste 105 • Charlotte, NC 28210 Phone: 704-556-0707 • Direct Line: 704-412-9103 . www.kruschlaw.com www.womenwithknowhow.com APRIL 2014
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S AV E T H E D AT E S
Early 2014 Calendar of Events Charlotte Social Mixers February and May 2014 @ BlackFinn Saloon
Triangle Social Mixers March, June, September December 2014
Charlotte, NC
Generational Diversity Summit
February 19th @ Marbles Kids Museum Raleigh, NC
Diversity Boot Camp March 14th Charlotte, NC
Women in Leadership Symposium March 4th @ Charlotte Omni Hotel Charlotte, NC
Healthcare Diversity Summit April 23rd @ Greenville Convention Center Greenville, NC
Monthly Leadership Meetings · Triangle Advisory Board: First Thursday from 1-2 · Charlotte Advisory Board: Second Monday from 10-11 · Board of Directors: Third Tuesday from 2-3 · Wilmington Advisory Board: Fourth Tuesday from 3-4 If you would like to learn more about the NDC Carolinas’ Diversity Council’s chapter meetings, events, or leadership opportunities, please contact us at info@ndccarolinas.org