What LIC Endowment Plans Fetch You Policy Term (yrs)
Policyholder’s Premium Age (yrs)
Paid at End of Policy Term
Return on Return on Premium Investment (net (%) of mortality charges) (%)
25
25
Rs37,897
Rs26,50,000
7.21
7.59
25
42
Rs44,638
Rs26,50,000
6.14
7.30
10
25
Rs1,03,032
Rs13,40,000
4.73
5.02
10
42
Rs1,05,846
Rs13,40,000
4.25
4.53
Source: Moneylife research—LIC endowment performance for SA of Rs10 lakh based on current bonus rate and FAB. Actual performance will vary due to future changes in bonus rate and FAB.