INSIDE: Tourism • Health Care • Business Licenses
morning Star
Business Report October 2014
Nanticoke Health Services plans for the future
I’M BETTER WITH BLUE The first time Anne Priester faced cancer, Highmark Blue Cross Blue Shield Delaware was there. And the second. And the third. Today, Anne is a 10-year cancer survivor and Highmark was with her through it all. It’s why she trusts Highmark to be there for her workforce as well. Because Anne knows that, for quality nationwide access and support when you need it most, you’re better with Blue.
Real Member Anne Priester
Highmark Blue Cross Blue Shield Delaware is an independent licensee of the Blue Cross and Blue Shield Association. ubject to the terms of your benefit plan.
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Business Report | October 2014
HighmarkBCBSDE.com
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Business Report | October 2014
Be Screened
The Test Matters: 3D Mammography May Be Right For You • Finds cancers earlier than 2D mammography alone with a 27% increase in breast cancer detection and a 40% increase in invasive cancer detection. • Women with dense breast tissue and/or a family history of breast cancer are ideal candidates for this new technology. • Very low X-ray energy is used with 3D mammography with call-backs for additional views reduced by 20-40%. Call Beebe Healthcare’s Pre-Arrival Services at (302) 645-FAST (3278) to
Screenings such as mammography, colonoscopy, PAP smear, prostate, skin, and lab work should be scheduled according to your age and gender. Ask your primary care physician which screenings you need during your annual wellness appointment. Schedule your annual health screenings at a Beebe Healthcare location close by. Visit www.beebehealthcare. org/healthscreening to find out more.
schedule your 3D mammogram at the Beebe Health Campus on Route 24 or visit beebehealthcare.org and click on “Request Appointment” in the top menu.
Receive comprehensive care from Beebe’s Accredited Breast Health program.
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Business Report | October 2014
Lewes, DE • beebehealthcare.org
inside October 2014
16 Cancer Care Center, part of Nanticoke Health Services. Photo by Ron MacArthur
Features
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Health
Health Care pages 22 - 28
6
Chamber Listings
19
Personnel File
8
Business Licenses
30
Business Directory
10
Business Digest
12
Guest Column
13 Tourism
Health Care CHEER Home Services 23 Fellowship Health Resources 24
On the Cover
From left: Nanticoke Health Services President and CEO Steve Rose, RN, MN, Thomas Brown, Senior Vice President of Nanticoke Health Services and President of the Nanticoke Physician Network, and Penny Short, Chief Operating Officer and Chief Nursing Officer, look over plans for the Nanticoke Health Pavilion Seaford, now under construction. Photo by Ronald MacArthur
Polytech Adult Education 24 Delaware Health Information Network 25 Peninsula Home Care 26 November Theme: Planning for an Awesome 2015. We’re looking for businesses to highlight in our next edition. Contact Chris Redman at (302) 262-9137 or credman@mspublications.com.
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Business Report | October 2014
CHAMBER Listings Chamber
Phone
Key contact
Bethany-Fenwick Chamber of Commerce
539-2100
Delmar Chamber of Commerce
Dues*
Members
Fax
Kristie Maravalli $211
800
539-9434
846-3336
Diane Johnson $75
67
846-3336
Georgetown Chamber of Commerce
856-1544
Karen Duffield
$150
460
856-1577
Laurel Chamber of Commerce
875-9319
Don Dykes
$130
130
280-6365
Lewes Chamber of Commerce
645-8073
Betsy Reamer
$210
432
645-8412
Milford Chamber of Commerce
422-3344
Jo Schmeiser
$165
310
422-7503
Millsboro Chamber of Commerce
934-6777
Amy Simmons
$150
260
934-6065
Milton Chamber of Commerce
684-1101
Lisa Sumstine
$150
120
684-1101
Rehoboth-Dewey Chamber of Commerce
227-2233
Carol Everhart $210
1303
227-8351
Seaford Chamber of Commerce
629-9690
Lynn Brocato
$150
300
629-0281
Central Delaware Chamber of Commerce
734-7513
Judy Diogo
$225
868
678-0189
Delaware State Chamber of Commerce
655-7221
Chuck James
$315
2000
654-0691
Delaware Small Business Chamber
482-2120
Bob Older
$295
170
Delmarva Black Chamber of Commerce
450-4501
Clay Hammond
* Annual membership cost based on businesses with fewer than 10 employees. For Delaware State and Central Delaware chambers membership cost figure is for 1-5 members.
Looking at Today, Tomorrow Community leaders, educators, businesspeople and elected officials will join together to raise public awareness regarding current economic issues at the 21st annual Sussex County Today & Tomorrow Conference on Wednesday, Oct. 29, from 7:15 a.m. to 1 p.m. in the Carter Partnership Center at Delaware Technical Community College in Georgetown. Following welcoming remarks by Sussex County Council President Michael Vincent, Delaware Tech President Mark T. Brainard, and Vice President and Campus Director Ileana Smith, the morning will include a wealth of information important to Sussex County employers. The conference will include a statistical update by Workforce Analyst Ed Simon, of the Delaware Economic Development Office, and a keynote address by Craig Jahelka, vice president and general manager of WBOC-TV. An hour will be reserved for Delaware Tech’s 1 Million Cups initiative, a partnership effort with the Kauffman Foundation to support entrepreneurship nationwide. 6
Business Report | October 2014
There will also be a panel discussion entitled “Selling,” that will include Charlie Burton, of I.G. Burton; Patti Grimes, of the Freeman Foundation; Todd Lawson, of Sussex County; Pat Campbell-White, of Beachteam of Ocean Atlantic Sotheby’s International Realty; Dr. Andi Richter, of Savannah Animal Hospital and Hotel, and Dr. David Ring, of the Delmar School District. Participants will have the opportunity to choose two of three breakout sessions, which will be led by Dennis Forney, of the Cape Gazette; Felicia BenZakan, of E Revolution Ventures; and Dave Speicher, of WBOCTV. Tickets are $30 for the public and $25 for members of the sponsoring chambers. The fee for late registration after Oct. 25 is $40. Seating is limited and the conference is expected to sell out. A continental breakfast and networking lunch are included. For more information or to purchase tickets, visit www.sussexcountyconference.com or contact Jackie Berger at 259-6090.
3D MAMMOGRAPHY - This issue of the Business Report is highlighting the changing health care scene in Southern Delaware. One change is at Beebe Healthcare, which is now offering 3D mammography, the latest advance in digital mammography technology. 3D Mammography means earlier detection and fewer unnecessary biopsies for women. The technology improves the ability to see abnormalities in dense breast tissue, reducing the number of return visits. This option will be available to women at Beebe Healthcare’s Health Campus in Rehoboth Beach. Photo courtesy of Hologic
morebrainpower
We welcome Dunbar Alcindor, MD, to the Bayhealth neurosurgery team. We welcome Dunbar Alcindor, MD, to the Bayhealth neurosurgery team. From concussion testing to treating brain cancer and other complex brain and spine problems, our From concussion testing to treating brain cancer and other complex brain and spine problems, our neurosurgery team is more prepared than ever to care for you. We’ve just added a fellowship-trained neurosurgery team is more prepared than ever to care for you. We’ve just added a fellowship-trained neurosurgeon to the group—Dunbar Alcindor, MD. His special interests in deep brain stimulation for neurosurgeon to the group—Dunbar Alcindor, MD. His special interests in deep brain stimulation for Parkinson’s disease and stereotactic radiosurgery bring invaluable skill to the region. Dr. Alcindor joins Parkinson’s disease and stereotactic radiosurgery bring invaluable skill to the region. Dr. Alcindor joins James Mills, MD, to bring the finest brain and spine care to you where you need it most. James Mills, MD, to bring the finest brain and spine care to you where you need it most. To learn more about our neurosurgery services, visit www.bayhealth.org/neurosurgery. To learn more about our neurosurgery services, visit www.bayhealth.org/neurosurgery. Or to be referred to a Bayhealth neurosurgeon, call 302-526-1470. Or to be referred to a Bayhealth neurosurgeon, call 302-526-1470.
KENT GENERAL | MILFORD MEMORIAL | www.bayhealth.org KENT GENERAL | MILFORD MEMORIAL | www.bayhealth.org 7
Business Report | October 2014
Business licenses Bethany Beach Fitzgerald, Geraldine H., Honeysuckle; 115 Cedarwood St., #1515, Bethany Beach; professional and/or personal services Bridgeville Bridgeville Kenpo Karate Inc., BKK Firearms; 3 Elm St., Bridgeville; retailervarious products Myer, Douglas James Jr.; 7263 Seashore Hwy., Bridgeville; reconciliation purpose code Camden Happy Harry’s Inc., Walgreens #15632, 248 S. Dupont Hwy., Camden; tobacco products retailer Heather’s Hair Haven; 3469 S. Dupont Hwy., Camden; personal services-beautician Delmar Williams, April M., The Weed Patch Country Shoppe; 38660 Sussex Hwy., Unit 3, Delmar; retailer-furniture & fixtures Dover Ana’s Cleaning Services LLC; 54 Hitching Post Dr., Dover; professional and/or personal services Auen, Austin C., Diamond State Holdings; 109 N. American Ave., Dover; professional and/or personal services The Bail Store LLC; 315 S. State St., Dover; professional and/or personal services Chiquita Home Aid; 29 Sherwood Ct., Dover; direct care worker Choc, Victoria A., Vicky’s Housekeeping; 1133 S. Little Creek Rd., Trlr. 50, Dover; professional and/or personal services Cox, Sara Jo; 284 Merion Rd., Dover; professional and/or personal services-unclassified Curto, Anthony; 19 Bellrive Ct., Dover; contractor-residential Dover Community Construction; 101 Weston Dr., Ste. 2, Dover; contractor-residential Haass’ On the Go, LLC; 3997 Hazlettville Rd., Dover; retailer-restaurant Hudson Contracting; 234 Frear Dr., Dover; contractor-residential Luu Chau, Perfect Nails; 13 S. Dupont Hwy., Dover; reconciliation purpose code Marshall, Jennifer M., Purpose Consulting LLC; 97 Royal Grant Way, Dover; professional and/or personal service Mullen, Jeffrey R., Mullen’s Pressure Washing; 359 Mockingbird Ave., Dover; professional and/or personal services Ngadeau LLC; 772 Walker Rd., Dover; 8
Business Report | October 2014
personal services-laundry operator Nguyen, Andy V.; 13 S. Dupont Hwy., Dover; personal services-manicurist Pelletier, Serena R., Artsy Fartsy; 32 W. Loockerman St., Dover; retailer-various products Productions for Purpose Inc.; 106 Millcreek Dr., Dover; professional and/or personal services Rose Enterprises; 412 W. Loockerman St., Apt. C, Dover; reconciliation purpose code Thompson Automotive LLC; 560 N. Dupont Hwy., Dover; wholesaler-transportation equipment, motor vehicle dealer Vape Nook; 668 S. Dupont Hwy., Dover; tobacco products retailer Watkins Sr., David S.; 255 Webbs Ln., Apt. C22, Dover; reconciliation purpose code Willard, Victoria, Willard’s Little Wonders; 1413 S. Farmview Dr., Dover; professional and/or personal services-unclassified Windham, Stephanie L., Stephanie Windham Photography; 3036 Raintree Dr., Dover; photographer Georgetown Bonnie’s Attic, Crafts by Divas; 22957 Deep Branch Rd., Georgetown; retailer-various products Gary Call LLC; 4 Wood Duck Way, Georgetown; contractor-residential Lingo Tours International; 24231 Cedar Ln., Georgetown; professional and/or personal services MGR Services LLC; 29 Clover Dr., Georgetown; reconciliation purpose code Victorian Medical Suites LLC; 8 N. Race St., Georgetown; commercial lessor Vulcan Construction Materials LP; 28272 Landfill Ln., Georgetown; wholesaler-any products/retailer-various products Greenwood Amoy Investments LLC; 11249 Tuckers Rd., Greenwood; professional services-real estate broker East Coast Contractors LLC; 6056 Hickman Rd., Greenwood; contractor-residential Layton, Matthew; 12634 Utica Rd., Greenwood; contractor-residential Harrington Happy Paws Pet Boarding LLC; 2427 Flat Iron Rd., Harrington; professional and/or personal services Happy Woofer LLC; 2427 Flat Iron Rd., Harrington; professional and/or personal ser-
vices Michael Jones Masonry LLC; 160 Cloverfield Ln., Harrington; contractor-residential Picone, Ryan M., Pinecone Productions; 4888 Park Brown Rd., Harrington; professional and/or personal services Saylor Performance LLC; 137 N. Wrens Way, Harrington; professional and/or personal services Shining Stars Academy LLC; 17001 S. Dupont Hwy., Harrington; professional and/or personal services Wilmington Savings Fund Society; 7 Commerce St., Harrington; retailer-various products Laurel Chef Fred’s Cafe LLC, Pineapple Express Tobacco Shop; 10912 County Seat Hwy., Laurel; tobacco products retailer Clary, Kirk L., Bargains-N-Treasures; 10912 County Seat Hwy., Laurel; retailervarious products Gainer, Jason, Gainer’s Custom Home Improvement; 32984 Bi State Blvd., Laurel; contractor-residential James II, William Brent, Air Fish Automotive; 11125 National Blvd., Ste. A., Laurel; personal service-motor vehicle service Lewes Anchor Home Services LLC; 31477 Point Dr., Lewes; reconciliation purpose code Dividual Real Estate LLC; 16815 Forest Dr., Lewes; professional and/or personal services DJA Associates LLC; 16192 Coastal Hwy., Lewes; retailer-various products Graves, Brett C., STG Collectibles; 130 Harbinger Dr., Lewes; retailer-various products Lewes Beach Surf Co.; 820 Kings Hwy., Lewes; retailer-dry goods & apparel Neiburg, Gail, Gail’s Gifts of Clay; 23582 Elmwood Ave. W, Lewes; retailer-various products Pink Crayon Studio; 17370 Coastal Hwy., Lewes; professional and/or personal servicesunclassified Private Venture Capital PBC; 16192 Coastal Hwy., Lewes; sales representative Samaritan Services Group LLC; 516A Kings Hwy., Lewes; contractor-residential Milford AL Variety Store LLC; 23 NE Front St., Milford; retailer-dry goods & apparel
Bob Braun Enterprises; 20103 Elks Lodge Rd., Milford; contractor-residential Caracappa, Janice L., Carollo Catering; 210 S. Landing Dr., Milford; retailer-restaurant Crosswaves Inc.; 1004 Pecan Ave., Milford; retailer-various products Kozy Klipperz Inc.; 902 S. Dupont Blvd., Milford; retailer-various products Lazar, Garren, Lazar Imaging; 1449 Thompsonville Rd., Milford; photographer Plantana Soap Company LLC; 6128 Kirby Rd., Milford; retailer-various products Riedel, Elizabeth A., The Delaware Cleaning Co.; 604 McColley St., Milford; reconciliation purpose code Sugar Bee; 40 N. Walnut St., Milford; retailer-various products Walls, Colin, CW Distribution; 5731 Griffith Lake Dr., Milford; retailer-various products Woods Discount Mattresses; 17498 Wood Dr., Milford; reconciliation purpose code Millsboro Cieslak, Clayton, RGC; 23178 Pine Run, Millsboro; retailer-various products Greens Land Development; 35149 Breakers St., Millsboro; lessee of tangible property JML Contractors LLC; 32001 Amber Dr., Millsboro; contractor-residential Master Painting LLC, Master Painting and Remodeling; 29538 Millsboro Hwy., Millsboro; contractor-residential Mora, Lorena; 26723 Jersey Rd., Millsboro; retailer-transient Sara Phillips, Kaysar Properties LLC; 32322 Mariners Way, Millsboro; commercial lessor Southern Delaware Foot & Ankle; 28253 Dupont Blvd., Unit 2, Millsboro; professional services-podiatry office Seaford A Rivera Transport Inc.; 11312 Apple Orchard Ln., Seaford; reconciliation purpose code Artful Wellness Bodyworks, Peaceful Wellness Bodyworks; 916 Middleford Rd., Seaford; professional and/or personal services Brothers of the Bay, LLC; 18 Sandpebble Dr., Seaford; photographer/professional and/or personal services Buck, Robert J., A Couple Bucks; 9889 Nanticoke Cir., Seaford; professional and/or
RIBBON CUTTING - The Central Delaware Chamber of Commerce (CDCC) joined Haass’ Family Butcher Shop on Thursday, Sept. 18, in a ribbon cutting ceremony to celebrate their membership with the CDCC. In business since 1955, Haass’ Family Butcher Shop has been managed by family and close friends for the past 57 years. The store, which started as a mom and pop store front operation, has been handed down from father to wife to son. Their mission is to uphold the family name, synonymous with quality and fair prices, while meeting the needs of area farmers and consumers. For more information, visit www.haassmeats.com.
personal services Hastings, Lucas B., Video in Progress; 10372 Old Furnace Rd., Seaford; photographer Justice, Joanna; 9777 Charles St., Seaford; retailer-various products Nocks, Shammel N.; 8546 Garden Ln., Seaford; professional and/or personal servicesunclassified Orick, Stephen U., The Painter; 9862 Nanticoke Cir., Seaford; reconciliation purpose code Original Tube T-Shirt Company; 225 Bethany Dr., Seaford; advertising agency Rothwell, Andrea C., Wind Swept Photo Design; 5532 Galestown Newhart Mill Rd., Seaford; photographer Steelman, James Q., Bushwhackers Lawn care; 26692 Seaford Rd., Seaford; professional and/or personal services-unclassified Tidal View Contracting LLC; 128 N. Cannon St., Seaford; contractor-residential Vulcan Construction Materials LP; 14208 County Seat Hwy., Seaford; wholesaler-any products/retailer-various products
Smyrna Brightside Solar Solutions; 607 Providence Dr., Smyrna; contractor-residential Brite Window Productions LLC; 512 Black Diamond Rd., Smyrna; professional and/or personal services-unclassified Moran Sanford, K&S Lawn Care; 375 Eagle Way, Smyrna; professional and/ or personal services-unclassified Renment LLC, Renment Auto Center; 21 Montclair Dr., Smyrna; wholesaler-transportation equipment Rudderforth, Joshua, Denali Photographic; 406 Baldwin Dr., Smyrna; photographer Spirit Building Concepts Inc.; 792 Massey Church Rd., Smyrna; contractor-residential Sweet Panorama Restaurant; 310 N. Main St., Bldg. F, Smyrna; retailer-restaurant Taylor, James R. Jr., Beyond Average; 42 Nita Dr., Smyrna; professional and/or personal services-unclassified Thornton, Tanya M., Journey2Wellness; 1000 Smyrna Clayton Blvd., Smyrna; professional and/or personal services Wilson, Bronte L.; 311 Arctic Ln., Smyrna; reconciliation purpose code 9
Business Report | October 2014
Business Digest Farm land available for lease
Ben Alder, senior advisor of the Alder Land Group at Sperry Van Ness – Miller Commercial Real Estate in Salisbury, Md. recently listed 26 farms totaling 3,500 acres for lease. The farms are located throughout Maryland and Delaware and offer hunting and agricultural leases. Of the 3,500 total acres, over 2,000 acres in the offering are tillable. Bids for farmland and hunting land leases are due Oct. 15. “Our team is excited about this opportunity to work with Allen Harim and the local ag community to develop long-term relationships,” states Alder. “For both the property owner and tenant, agricultural leasing today cannot be handled without diligence and quality commitments.” To view all the farms in the leasing project or to submit a bid, visit www. alderlandgroup.com or contact Alder at ben.alder@svn.com or 410-543-2440.
Increase in Dover area exports
The U.S. Department of Commerce’s
International Trade Administration (ITA) has announced new export data that shows merchandise exports from the Dover metropolitan area totaled $56 million in 2013. According to international trade figures released by ITA, 156 U.S. metropolitan areas exported more than $1 billion in merchandise in 2013. Key merchandise export categories for the Dover metropolitan area in 2013 included primary metal manufactures, transportation equipment, manufactured products, paper, and chemicals. For more information on exporting, contact the U.S. Commercial Service Export Assistance Center in Philadelphia at 215-597-7141 or visit www.export.gov/ pennsylvania/.
Website unveiling at conference
Delaware employers looking for the most cost effective and efficient way to find workers, may see just what they want at the Delaware Department of Labor 11th Employer Conference set for Thursday, Oct. 23, at the Chase Center on the River
Front. There will be a full menu of sessions ranging from workers compensation to the latest changes in unemployment insurance and a host of others at the all-day event. To find out more and register, visit dol.delaware.gov/events/2014-EmployerConference.
Procino-Wells & Woodland open office
The partners at Procino-Wells & Woodland announce the opening of their new law office in Lewes. Michele Procino-Wells is the founding partner of the firm and has been practicing law in the state of Delaware for 19 years. New partner Amber B. Woodland was admitted to the Delaware Bar in 2010. The firm focuses primarily on elder law issues that range from asset protection planning to last will & testament preparation. They also handle real estate transactions including new home purchases and refinances. The firm is supported by a team of 11 staff members between two offices in Seaford and Lewes.
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t’s why you need ions can be difficult; tha cis de ial anc fin and ess vailable to provide Making busin wledgeable and readily-a kno ve, pti rce pe is ho ions. Horty & Horty an advisorw to make informed decis y sar ces ne nce da gui success of their you with the nking advisor who has the thi rd wa for a on nd pe clients can de business in mind.
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better than the rest Service that stacks up
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Business Report | October 2014
s blic Accountants and Consultant Horty & Horty, P.A. • Certified Pu 1 0 9 9 1 • E D r, ove North DuPont Highway • D ngton, DE • 19809 / 3702
The new office is located at 17252 N. Village Main Blvd., Unit 16, Lewes. For more information, call 302-628-4140.
SBA course offered in Spanish
Young entrepreneurs have a new tool to help determine if they’re ready for business ownership and to help them get started. Young Entrepreneurs: An Essential Guide to Starting Your Own Business (Jóvenes Emprendedores) is a free, selfpaced online course in Spanish that gives an overview of basic business principles and introduces resources available from the U.S. Small Business Administration. The Young Entrepreneurs course is designed to help with the essentials of starting a small business, including evaluating business ideas, choosing the best financing options and registering a business. The course is accessible from the SBA’s Learning Center under the banner “Starting a Business” at http://go.usa.gov/mnFT, and is also available in English.
Service Today recognized
In a poll taken by the Better Business Bureau of Delaware during the 2014 Delaware State Fair, Service Today, a local heating, air conditioning and plumbing home services provider, was named as an ethical business. “With no prompting or multiple choice, Service Today was someone’s first thought when asked for the name of a local business whom they felt embodied trust and integrity,” wrote Christine Sauers, president, of the BBB serving Delaware. For more information on Service Today, visit www.servicetodayinc.com.
New wine region created
A group of destination marketing organizations, wineries and wine trails launched the Vintage Atlantic Wine Region, a collection of the first East Coast multi-state wine region (Delaware, Maryland, New Jersey and Pennsylvania), during a gathering at Harvest Ridge Winery in Marydel. The group’s mission is to create a wine region that links existing wine trails and
wineries in various states that have common geography, climate and growing conditions, for the collective benefit of promoting those trails, together with the region’s other historical and tourism assets. This region includes the area around the Delaware Bay and lower Delaware River, up to and including the Philadelphia Metro Area. For more information, visit www. vintageatlanticwine.com.
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Southern Delaware Tourism Award
Residents are asked to nominate groups or individuals who have made a significant contribution to the area tourism industry. Nominations for the 2014 Southern Delaware Tourism Award must be submitted by Friday, Nov. 7. The winner will be announced in December. Nominees must work in Sussex County and must have contributed to the local tourism industry. The honoree will be selected based on: visitation draw, contribution to a unique event or making an attraction unique, promoting to out of area visitors and helping to spotlight Sussex County as a destination. Nomination forms are available online at www.visitsoutherndelaware.com/nomination or by calling 302-856-1818.
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Business Report | October 2014
GUEST COLUMN
State’s captive insurance By Karen Weldin Stewart Commissioner of Insurance
Under my stewardship in 2009, the Department of Insurance established a Bureau for Captive & Financial Insurance Products. In July 2009 there were 38 captives. In July 2014, we have licensed and are regulating over 275 licensed captives, over 600 licensed series business units and over 10 licensed Stewart business cells – for an unprecedented growth rate of over 2,000 percent. Another indication of Delaware’s growing prominence in this industry is the 2013 total premium dollars of over 6.5 billion dollars in our captive insurers - third in the country.
What is a captive insurance company?
A captive insurance company is a subsidiary or affiliate of a business or business entities formed to insure or reinsure certain risks of those entities. A captive risk bearing entity goes through a regulatory licensing process. In Delaware for example, the licensing process has become simpler and yet properly vigorous in protecting the consumer. Once licensed in Delaware, the captive is properly capitalized reflected in a submitted business plan by the amount required by our state. Only then the captive can issue insurance policies to the insured affiliates and collect premiums. Premiums are determined by independent actuaries based on market conditions.
Who forms captive insurance companies?
Historically, the captive insurance business was seen as exclusively being used by Fortune 500 companies. The vast majority of our Fortune 500 corporations have created captive insurance companies as alternative means for risk transfer and risk distribution for an array of insurance needs. Normally these insurance risks were associated with
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Business Report | October 2014
property and casualty coverages. Recently, a major corporation (CocaCola) is now using their captive insurance company to fund additional employee benefit risks – including life insurance, and accidental death and dismemberment insurance. Employee benefits are a relatively new and hot topic within the captive insurance industry. Today, forming a captive is no longer exclusively just for Fortune 500 companies.
What types of insurance can be provided?
A business often doesn’t insure all of its risk. Many risks are “self-insured,” meaning the business doesn’t have the coverage. A business can transfer its “self-insured” risk to the captive. The captive could include the deductibles and exclusions on existing commercial policies. A captive is also an excellent method of getting insurance coverages that are difficult to obtain due to a historic loss experience. Weather hazards such as wind, hail or heavy rain for example have a bigger impact on agribusiness — Delaware’s largest industry. Remember — the insurance policies issued by the captive insurance company may be tailored to the specific needs of a Delaware business/businesses.
What are some business advantages for employers?
Captives can aid a business by helping management understand and price risk. It can provide incentives to help improve risk management throughout the company. Any surplus in the captive not used in the claims may be distributed to shareholders as dividends. Control of a captive means that the Delaware business owner can have investment control over the captive’s assets, subject to Delaware regulations. Smaller captives’ insurance risk bearing entities could use an 831(b) Internal Revenue Service election which exempts insurance premiums from taxation. Those smaller insurance companies which annually receive 1.2 million dollars or less in premiums for the covered risks – allows those premiums to be fully non- taxable to the captive, even though the premiums are deductible by the
insured company. There are numerous additional tax benefits associated with having a captive.
What about small and mid-sized Delaware businesses?
As your insurance commissioner, I have noted an increasing level of interest from smaller firms in the benefits of captives. A key development under my leadership has made such sophisticated solutions available to smaller companies. It is now possible to outsource even the sophisticated functions of a captive to outside firms managing these responsibilities. Captive alone companies still have a role to play in the captive marketplace. However, group captives sponsored by affinity groups or cell structures which were established under my watch (2011) – gives access to the captive solutions to smaller companies without having the day- to day management responsibilities. These structures have driven/ will drive growth of the Delaware captive industry in the future.
Why should a business owner create captive risk bearing entities?
There is a significant “advantage” doing business in Delaware. These advantages include: respected courts, stable environment, modern and flexible business entities, significant business law decisions, corporate law expertise and professional and fair regulators. Building from that advantage, the Captive Bureau team is staffed with professional experts, led by Director Steve Kinion a nationally recognized top 50 leader in the industry. Delaware’s Captive Insurance program is now the third largest United States Captive domicile and the sixth largest worldwide domicile. Last year, Delaware’s Captive business was chosen by our national peers as on-shore domicile of the year (Captive Review Magazine). Come visit us on the Department of Insurance website at www.delawareinsurance.gov/ or call us for more information at
tourism
Autumn is time for festivals in Southern Delaware By Tina Coleman
Southern Delaware Tourism
Labor Day is history, sunrise is happening later and later each day, early risers are enjoying cooler temperatures while hoping weather words like “chilly,” “crisp” and “brisk” are still a long way off, school buses on the roads require adjustments in morning commuting schedules. Time to roll up the sidewalks until Memorial Day 2015? Hardly! What has traditionally been referred to as the “fall shoulder tourism season” is now merely “extended summer,” thanks to all of the festivals and events that keep visitors coming back to Southern Delaware again and again. Lower hotel rates, late-season dining specials, tax-free shopping and a packed calendar of events lure autumn visitors to Sussex County. Late season visitors have lots of activities to choose from: Arts and crafts fairs, the Apple Scrapple Festival, the Rehoboth Beach Film Festival, the Sea Witch Halloween & Fiddlers Festival, the Rehoboth Beach Jazz Festival, Lewes’ Boast the Coast Maritime Festival, the Woodland Ferry Festival, the Millsboro Country Festival, Milford’s Riverwalk Freedom Festival, the Nanticoke Indian Powwow, Greyhounds Reach the Beach, Historic Georgetown’s Farmer and the Foodie Festival and Art Crawl, Wings and Wheels, community sidewalk sales and on and on and on. Autumn here is a bonanza for festival fans — and for local businesses, accommodations and restaurants. It’s also a great opportunity for all of us to let our visitors know what we mean when we say, “Beaches are just the beginning.” Fall is a wonderful time to encourage visitors to take leisurely drives through Southern Delaware, visiting our historic downtowns and enjoying the scenic roadways of Sussex County that high-season visitors who tend to stay within a couple miles of the beaches are unlikely to see. Encouraging autumn exploration throughout the county certainly won’t discourage summer beach visitation, and it will likely encourage more visitors to schedule return trips throughout the year as they realize all that they’ve been missing. That would be great news for tourism in the county and for all us who rely on tourism to keep our taxes
SEA WITCH FESTIVAL RECOGNIZED - The American Bus Association (ABA) has announced that the Sea Witch Halloween & Fiddlers’ Festival, scheduled this year for Oct. 24 through 26, has been designated as one of the Top 100 Events in North America for 2015. Inclusion in the Top 100 list, published as a supplement to the September/October issue of Destinations magazine, indicates that the Sea Witch Halloween & Fiddlers’ Festival offers excellent entertainment value to both tour groups and individual travelers from around the world. According to studies completed by researchers at Dunham and Associates, one overnight visit by a motor coach group can leave up to $25,000 in a local destination’s economy. Those dollars are spent on lodging, meals, admissions, fees, shopping, souvenirs, services and local taxes. The Top 100 Events list is available online at www. buses.org/Top100.
low. Not sure where to suggest visitors start their explorations? Then have them explore Southern Delaware Tourism’s website at www.visitsoutherndelaware.com. Our website provides lots of resources, starting with the “Take a Side Trip” link on the main menu bar on our home page. There, visitors will find itineraries throughout the county that include antiquing trails, farm adventures, museums, lighthouses and more. The “Stay the Night” link will help them
find accommodations, and the “Life Tastes Better Here” link on the right hand sidebar will help visitors select restaurants by location, food preference, or both. Visitors will find information on arts, history, shopping, our towns, culinary experiences, outdoor adventures, our beautiful state parks, and lots more. And be sure to let them know that they can order our newly updated Visitors Guide online or by calling 800-3571818
Chairmen for Kent County Restaurant Week announced
In honor of Kent County Restaurant Week, Nov. 12-18, Kent County Tourism announces that the owners of Cool Springs Fish Bar & Restaurant, Dennis and Carolyn Forbes, have been chosen to serve as the chairmen of the inaugural event. Located in Dover, Cool Springs Fish Bar & Restaurant has become a popular statewide restaurant. The Forbes also co-own Restaurant 55, a casual dining experience with gourmet taste, with daughter Desiree DiAntonio. Restaurants interested in participating in Restaurant Week, which is free of charge, may contact Kent County Tourism at 302-734-4888. For information, follow Kent County Restaurant Week on Facebook and the website, www.KentCountyRestaurantWeek.com. 13
Business Report | October 2014
Health Bayhealth welcomes Dr. Alcindor
Bayhealth announces that neurosurgeon Dunbar Alcindor, MD, has joined Bayhealth Neurosurgery of Dover. Dr. Alcindor joins Dr. James Mills in providing neurosurgical and neurological care to residents of Central and Southern Delaware. He recently completed a neurosurgical residency and fellowship in stereotactic and functional neuroAlcindor surgery at Allegheny General Hospital in Pittsburgh, Pennsylvania. “Having Dr. Alcindor will increase our capability to treat a greater number of neurosurgery patients. We will be expanding to Sussex County (Lewes area) where there is currently a lack of neurosurgery presence,” said Brad Kirkes, MBA, MHA, OTR/L, CHT, vice president of ancillary and clinical services. Dr. Alcindor attended medical school at the Medical College of Wisconsin. Bayhealth Neurosurgery of Dover is located at 540 S. Governors Ave., Dover. To learn more about their services or to schedule an appointment, call 302-5261470.
Nanticoke welcomes Dr. Asija
Nanticoke Health Services and the Nanticoke Physician Network welcome Amit Asija, MD. Dr. Asija graduated from M.P. Shah Medical College in Jamnagar, India in 2003. He completed his internship at Hindurao Hospital of Delhi in 2005 and his residency Asija in Internal Medicine at Westchester Medical Center in Valhalla, N.Y. Dr. Asija completed a fellowship in geriatrics at Temple University of Philadelphia in 2011 and a fellowship in pulmonary and critical care at New York Medical Center in Valhalla. He is board certified in internal medicine 14
Business Report | October 2014
PATRIOTIC EMPLOYER AWARD - Ellen Purple, RN, a critical care staff nurse at Beebe Healthcare, was honored by the U.S. Office of the Secretary of Defense for contributing to national security and protecting liberty and freedom by supporting employee participation in America’s National Guard and Reserve Force. Purple (left), who has worked at Beebe for more than 12 years, was nominated by U.S. Army Reservist and Critical Care Nurse Kelley Mugo, RN (right). Because of her military service, Mugo often has to attend drill during the weekends. Her schedule has to vary, but cannot include weekend shifts. Mugo said she wanted to recognize Purple who made it very easy to balance her job and her reservist duties.
and geriatrics. Dr. Asija is accepting new patients at Nanticoke Pulmonary and Critical Care located at 613 High St., Seaford.
Domestic Violence Awareness
The 11th Annual Delaware State Police Ride for Domestic Violence Awareness will be held on Saturday, Oct. 11, beginning at Delaware State Police Headquarters in Dover. The police escorted ride will travel through scenic areas of Kent and New Castle counties and end at Bogey’s Grill in Middletown. Sign up is from 9 to 10 a.m. and the cost is $20 per person.
Annual LIVE Conference
Learn how to identify and protect yourself and your loved ones from elder abuse at the Annual LIVE Conference, “Live Safe and Secure,” on Monday, Oct. 13 from 8 a.m. to 3 p.m. at the Sussex Academy in Georgetown. The $5 fee includes a light breakfast and
lunch. Forty exhibitors will be on display. Pre-registration is required. Visit bitly.com/ LIVE2014Conference. For more information, contact Sally Beaumont at 381-5491 or sbeaumont@cavtel.net.
Bayhealth welcomes Dr. Wright
Bayhealth ENT welcomes otolaryngologist (ear, nose, throat specialist) Catherine Wright, MD. Dr. Wright earned her medical degree from the University of Nebraska Medical Center (UNMC) in Omaha, Neb. She completed an internship in surgery and her residency and chief residency Wright programs in head and neck surgery at UNMC. Bayhealth ENT also includes Stephen Cooper, MD, who is expanding his services to the Milford community.
NURSING
ASSISTANT
STUDENTS
GRADUATE - Six students completed the 10-week summer nursing assistant program at the Margaret H. Rollins School of Nursing at Beebe Healthcare recently. The students completed their requirements to sit for the statewide certification examination in September. Five of the six students are enrolled in Beebe’s nursing program. From left, back row: instructor Jen Shade, RN, BSN, with students Beth Willing, Camarun Elmandorf and Danielle Steigerwalt. In front are instructor Susan Trone, RN, MSN, with students Megan Vansant, Ashley Rego and Courtney Masterson.
To make an appointment with Dr. Wright, call 302-393-5009 (Milford) or 302674-3752 (Dover). Her offices are located at 800 N. DuPont Blvd., Milford and 826 S. Governor’s Ave., Dover. For more information, visit www.bayhealth.org.
Risk Control
Captives
Workers Compensation
Collins named chief medical examiner
Dr. Gary L. Collins has been appointed Delaware’s chief medical examiner. Dr. Collins will oversee the many forensic and pathology testing functions performed by the Division of Forensic Science (DFS). Dr. Collins comes to Delaware, having served for over seven years in the Philadelphia Medical Examiner’s Office including two years as deputy chief medical examiner, with forensic, pathology and court experience. A graduate of the University of West Indies, Dr. Collins completed his pathology residency at the University of South Florida and his forensic pathology residency at the Drexel University College of Medicine. He is also board certified in anatomic and clinical pathology and forensic pathology. “I bring a number of years of experience in the field of forensic pathology gained while working in a busy office. I look forward to working with the Division and enhancing the practice of forensic science in Delaware,” Dr. Collins said. “As a Delaware resident, this is also a great opportunity for me to work closer to my home.”
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SEND US YOUR NEWS - Send news and coming events to eschneidermorningstar@gmail.com. The deadline is three weeks prior to desired publication date. 15
Business Report | October 2014
COVER STORY
Nanticoke Health Services looks to the future and adjusts for changes that it will bring Preparing for a Changing Healthcare Environment The future of healthcare includes a common industry phrase called Triple Aim. Triple Aim, a concept developed by the Institute for Healthcare Improvement (IHI), describes an approach designed to optimize health care delivery. Triple Aim challenges healthcare organizations to simultaneously pursue three important goals: • Improve the patient care experience • Improve the health of the population • Reduce the per capita cost of care For healthcare providers, this requires ambitious reorganization at all levels of care delivery with the goal of building a more integrated delivery model. In order to redesign the way we deliver care, Nanticoke Health Services is already making significant changes, from the role of our primary care providers to the infrastructure at the hospital to the expansion of outpatient services. All these changes are designed to continue to put patients at the center of all we do. So, you can feel good about choosing Nanticoke as your home for healthcare.
Redesigning Primary Care Services
Primary care providers are becoming team leaders, helping patients and families develop comprehensive care plans across many patient care services. Helping patients find additional resources, medical equipment, and financial or transportation support services is now an essential part of the primary care provider’s role. Monitoring specific health conditions and finding opportunities to reduce future health risks is also at the center of the new Patient Centered Medical Home (PCMH) model. Where needed, the Patient Centered Medical Home model establishes a partnership between the patient, family, primary care providers, care coordinators, specialists, a case manager, and community service agencies. Working together, this team is able to better manage chronic conditions like diabetes or hypertension, work together to reduce future health problems, give attention to preventative medicine, and connect patients to resources, even those outside of the primary care practice, to reduce gaps in a care. The PCMH concept provides higher quality care through 16
Business Report | October 2014
Patients in the newly renovated Cancer Care Center in Seaford, part of Nanticoke Health Services, have a relaxing view over the Nanticoke River as they receive their medicine.
strengthened physician-patient relationships. More proactive, coordinated care often results in more personalized, effective and efficient medicine. “A key component of becoming a Patient Centered Medical Home is the Electronic Medical Record (EMR),” said Dr. Harry Anthony, Medical Director for the Nanticoke Physician Network. “Nanticoke Physician Network implemented an EMR system a few years ago. Using the EMR, healthcare providers working within the Network can seamlessly and transparently share information about a patient, flag potential health risks or overdue screenings, and provide better communication and easier collaboration. This has resulted in better care outcomes for our patients. Using an EMR makes it easier for a healthcare provider to be more proactive in meeting a patient’s needs.” “As an organization, we are very proud of the Nanticoke Physician Network and the efforts made by all its team members to ensure our patients have access to quality healthcare,” said Thomas Brown, Senior Vice President of Nanticoke Health Services and President of the Nanticoke Physician Network. “The team has worked tirelessly to continue to find ways to move patients to the center of care and help them take control of their health.” The Nanticoke Physician Network has
received the highest level of recognition as PCMH by the National Committee for Quality Assurance (NCQA), receiving a score of 96.5 out of 100 for each of its primary care locations. This is the highest recognition given in Sussex County. And, Nanticoke Memorial is in the top 25 percent for integration of health information, according to HIMSS, the national expert in Health Information Management.
Building the Infrastructure for Change: Expanding Access to Care
Not so long ago, patients from Seaford would have driven 30 minutes in one of three directions to get care for a number of specialty services. Today, that drive is not often necessary. Nanticoke Health Services includes over 150 providers practicing in more than 40 specialties. In the past year, Nanticoke has opened two Immediate Care locations; one at 200 Rawlins Drive, just across from the post office in Seaford, and a second in Georgetown at 505 W Market Street. Very soon, Nanticoke Immediate Care will open a third Immediate Care location on Route 13 in Laurel. Immediate Care centers provide an important component of an integrated health system. These locations are available to help patients
The Nanticoke Health Pavilion Georgetown includes Nanticoke Immediate Care, primary care services, several specialty providers, and walk in lab and x-ray services. A similar pavilion is set to open soon in Laurel and work is underway on the Nanticoke Health Pavilion, Seaford.
with a minor illness or injury when their primary doctor is not available. Nanticoke is also working to centralize health care services in key locations throughout its service area, making it easier for patients to access the care they need. Nanticoke recently opened the first of three Health Pavilions. The Nanticoke Health Pavilion Georgetown includes Nanticoke Immediate Care, primary care services, several specialty providers, and walk in lab and x-ray services. Following on its heels will be the Nanticoke Health Pavilion Laurel. Scheduled to open soon, the facility will house services including Nanticoke Immediate Care, primary care services, women’s health, and walk-in lab and x-ray services. In September, Nanticoke broke ground on its largest project, the Nanticoke Health Pavilion Seaford. This facility, also known as the Mears Health Campus, will include services already available at this location including walk-in lab and imaging,
Nanticoke Immediate Care, and Nanticoke Rehabilitation Services. In addition, it will centralize physician offices currently scattered around the Seaford area. Physician specialties housed in this facility will include primary care, urology, gastroenterology, pulmonary and critical care medicine, obstetrics and gynecology, general surgery and nephrology. The new building is expected to open in about 18 months.
A New Look for Nanticoke Memorial Hospital
Putting patients at the center of care, high quality and patient satisfaction are also crucial to the future of Nanticoke Memorial Hospital. In addition to the integration of technology and the implementation of the EMR, the hospital is undergoing a physical transformation. Nanticoke Memorial Hospital is nearing completion of a year-long project to convert all patient rooms to private rooms. The
planning process for these rooms included input from many but most importantly from past patients and from the nursing team. Together they designed rooms that take into consideration patient mobility and safety. In addition to patient rooms, many key care areas have been renovated, redesigned and updated for patient comfort. Nanticoke Memorial Hospital is also paying considerable attention to energy efficiency and environmental conservation. As renovations and upgrades occur throughout the hospital, upgrades allowing Nanticoke to be energy efficient and environmentally-friendly are being incorporated. Nanticoke has already seen energy savings estimated at about $300,000 during the first year. As services and access to care centered around patients continues to be a driving force for the future, look for more exciting changes to come. Nanticoke is working hard to be your home for healthcare. For more information about Nanticoke Health Services, visit www.nanticok.org. 17
Business Report | October 2014
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Business Report | October 2014
PERSONNEL FILE
Musacchio
McMullen
Becker Morgan welcomes employees Becker Morgan Group welcomes Ryan J. Musacchio and Emily E. McMullen. Musacchio joins the Dover office as a civil designer. He earned a bachelor of science in civil engineering from the University of Delaware. McMullen joins the Salisbury, Md., office as an architectural designer. She graduated with a bachelor of architecture from Marywood University.
Deitzel joins Southern Delaware Realty Southern Delaware Realty in Laurel announces the recent addition of Gareth Deitzel to its sales force. A career in real estate is a natural progression for Gareth since both his father, Aaron Deitzel, and his grandfather, John Fink, are building contractors in the Deitzel area. Spending his summers with them resulted in a love and understanding of the building industry and real estate practices. To reach Gareth, call the office at 8753000 or his cell phone at 542-4749.
Gilmore now on bank board
Edward M. Thomas, president and CEO of The Bank of Delmarva, announces the addition of Heidi J.A. Gilmore, Esquire to the board of directors of the bank and its holding company, Delmar Bancorp. Gilmore joined the law firm of Baird Mandalas Brockstedt in April 2014. Her practice focuses on real estate, business Gilmore planning and simple
CADE HONORED - Ed Cade (right) is the winner of the fifth annual C. Richard Rohm “Everyday is a Holiday” award, handing out by engineering firm George, Miles & Buhr. Cade leads GMB’s surveying services and is celebrating 30 years with the company. He was nominated by his peers for embodying the principals and practices exhibited by GMB’s retired Director of Construction Services, Dick Rohm (left).
estate planning. She has offices in Lewes, Georgetown and Dover. Prior to joining Baird Mandalas Brockstedt, Gilmore was a managing partner at a law firm in southern Delaware. She attended the University of Baltimore School of Law. She teaches at Delaware Technical and Community College.
Gise promoted to senior vice president WSFS Financial Corporation, the parent company of WSFS Bank, has announced that James A. Gise has been promoted to senior vice president and team leader in the middle market commercial lending division. Previously, he was vice president and relationship manager. Gise now leads a team of relationship managers and portfolio managers charged with providing commercial lending and deposit services to middle market businesses throughout Delaware, Pennsylvania, New Gise Jersey and Maryland. Before joining WSFS in 2010, Gise spent 24 years with Wells Fargo in various senior relationship management and underwriting
capacities. He resides in Wilmington with his wife and family.
Moretti named fellow of council
The Council of Educational Facilities Planners International has named Richard Moretti, a facility planner with StudioJAED, as a CEFPI Fellow. The CEFPI Fellowship Award is one of the most distinguished honors conferred by the council to those members who have provided exemplary contributions to CEFPI over their many years of service. Moretti Fellows are the most respected members of the CEFPI community. Moretti, an 18 year member of CEFPI, has worked for StudioJAED for eight years following 39 years in education. He most recently provided the facility planning for the award-winning Delaware New Tech Academy at Seaford High School. Moretti has also been nominated by CEFPI Northeast Region for the Council of Educational Facilities Planners International Lifetime Achievement Award. 19
Business Report | October 2014
Oct. 1 - 1st Wednesday - Chamber Economic Development Council Meeting - 11:30-1 PM; LaRed Health Center, 21444 Carmean Way. Tours of this multi-service health facility & special presentation on how it serves & benefits the community. Lunch is served. All are welcome! Call 856-1544 for info. Oct. 1 - 1st Wednesday - Chamber Board of Directors Meeting - 4 PM; Georgetown Wesleyan Church. Come, sit in & see if you want to get involved! Call 856-1544 for more info. Oct. 3-4 - 2014 Wings & Wheels-A Fall Festival. Sussex Cty. Airport. Visit www.wings-wheels.com for info. Oct. 8 - 2nd Wednesday - Chamber Breakfast Meeting - 7:45-8:45 AM - Note New Time & Location: Del Tech Student Services Center; $9 per person. RSVP by Tues., Oct. 7 by calling 302-856-1544. Guest Presenter: TBA; Stay afterwards for Del Tech’s 1 Million Cups presentation from 9-10 AM Oct. 15 - 3rd Wednesday - Chamber Mixer & Ribbon Cutting - 4:30-6:30 PM; Nanticoke Immediate Care, 505 W. Market St. Come and celebrate this Grand Opening. As always & even more, this is an opportunity to network and mix & mingle with fellow Business leaders - ‘after hours.’ Oct. 22 - 4th Wednesday - Chamber Luncheon-Noon-1 PM; at CHEER Center, Sand Hill Road in Georgetown; Presentation: TBA. $10 ea. Call 856-1544 to RSVP by Oct. 21. Oct. 29 - Sussex County Today & Tomorrow Conference - “Sellebration” - 7:15 AM - 1 PM; Delaware Technical Community College - To register for the conference call Jackie Berger at 302-259-6090.
302-856-1544
302-856-1577 Fax
229 East Market St., P.O. Box 1, Georgetown, DE 19947
info@georgetowncoc.com www.georgetowncoc.com
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Business Report | October 2014
Businesses will Pop-Up before the holidays Last year, five entrepreneurs jumped at an opportunity offered by the State of Delaware and used it to achieve their dreams of moving into a brick-and-mortar location. Using last year’s success as a springboard for 2014, Project Pop-Up has more than doubled that number, as 13 businesses will participate in the program this holiday season. Project Pop-Up, a joint effort between the Delaware Economic Development Office and Downtown Delaware, offers three months of rent-free commercial space and the assistance of a business advisor from October through December. The program also helps to spur economic development in towns across the state by placing businesses in renovated properties that were once vacant. The following businesses will take part in Project Pop-Up 2014 and will open on Oct. 1: • Fresh Faced Skin Care, LLC, owned by Erica Suppa, 104 W. Main St., Middletown • Max Tax, LLC, owned by Gary and Nicole Kennedy, 202 N. Union St., Wilmington • Patty Cakes, LLC, owned by Latricia Vicks, 22 S. Walnut St., Milford • Skin by Hillary, LLC, owned by Hillary Reid, 105 Federal St., Milton • WineKnot21, LLC, owned by Amy Conroy, 113 Union St. Unit F, Milton This year will also see the addition of a Project Pop-Up Incubator at 9th and Shipley streets in Wilmington, which will include the following businesses: Barrel of Makers, owned by Jesse Taylor; Cherné Altovise Jewelry, owned by Cherné Bishop; Dolley’s Sweet Cakes, owned by Andrienne Dolley; Fit Body Personal Training, owned by Ositadinma Ofuani; FLYOGI, owned by Jason Aviles; London Rocks Kids, owned by Damaris Colon; MIZ INK, owned by Michael Hill; Tasty Couture, owned by Theresa Holland. “The expansion of this year’s Pop-Up program to include a three-month incubator in the City of Wilmington will create an opportunity for early stage entrepreneurs to market test their products and services, during the holiday season, in an active downtown location,” said Ken Anderson, director for entrepreneurial and small business support for DEDO. Last year’s Project Pop-Up participants included 302 Fitness, a personal training studio and small group workout center in
education Wesley president to retire
Wesley College President Dr. William N. Johnston has announced his plans to retire at the conclusion of the 2014-15 academic year. Johnston became Wesley’s 16th president in 2008, offering a wealth of experience in administration, including a presidency at Iowa Wesleyan College, Mount Pleasant, Iowa. During his tenure, Wesley has strengthened its presence in the community, added the Health Sciences Building, added new adult programs and majors, increased retention and created a new strategic plan. The search process will begin immediately with the goal of naming the successor president early in 2015.
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Lettner-Rust receives award
Seaford native Dr. Heather Lettner-Rust, assistant professor of English at Longwood University, recently received the university’s Maude Glenn Raiford Junior Faculty Teaching Award. The award recognizes excellence in teaching. LettnerRust, who directs the rhetoric and professional writing program, joined the Longwood faculty in 2001. Lettner-Rust is the Lettner-Rust daughter of Ronald H. Rust and Margaret Turner Rust of Montchanin and the late Christina Morgan Rust of Lincoln. She has two bachelor’s degrees from what is now the University of Mary Washington (in English and classical civilization), and a master’s and a Ph.D., both in English, from Old Dominion University.
Undergraduate Research Symposium Eighteen students presented research at the 2014 Undergraduate Research and Service Celebratory Symposium at the University of Delaware’s Clayton Hall Conference Center on Aug. 14. Fifteen of the students, and five of their seven academic mentors, were from Wesley College. More than 350 participants took part at the symposium, which provides scholars with an opportunity to display their projects and findings in a variety of subject areas.
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Business Report | October 2014
Health CARE
Area medical centers, businesses at forefront of keeping us healthy By Carol Kinsley No matter how much attention you give to proper nutrition and exercise, sooner or later you are likely to need the services of a healthcare professional. Accidents happen, and germs abound! We are fortunate to have good hospitals and urgent care clinics throughout the state, with three hospital systems in Sussex County alone: Bayhealth Medical Center in Dover and Milford, Beebe Medical Center in Lewes and Nanticoke Memorial Hospital in Seaford. Each of these hospitals has a wide net-
work of physicians, labs and testing facilities to serve their communities. Within those hospitals and clinics and in nursing homes and assisted living facilities, you are likely to meet staffers trained at Polytech Adult Education in Woodside. The school offers a wide range of certificate programs within the healthcare industry. Good health extends to vision and dentistry, too, as well as sound mental health. For individuals with mental illness or substance abuse problems, there are facilities such as Fellowship Health Resources, which has offices in Dover, Georgetown, Millsboro and Seaford.
FHR recently expanded its behavioral health services to include adolescents and children in Kent and Sussex counties. Our health is especially important as we age. Keeping physically active and having a network of friends helps keep us healthy. CHEER centers offer companionship; CHEER Home Services Program provides a wide range of programs of services for senior citizens in Sussex County. Programs range from meal preparation and light housekeeping to personal care services. For more information on healthcare services in Delaware, read on! RIBBON CUTTING Westside Family Healthcare celebrated the grand opening of its new dental office, which will serve the greater Kent County community, with a ribbon cutting ceremony recently. The office is located at 1020 Forrest Ave., Dover, adjacent to Westside Family Healthcare’s health center. By opening this new dental office, Westside will continue to fulfill its commitment of providing equal access to medically underserved populations throughout Delaware. From left: Kevin M. Baird, Beryl Barmore, state Sen. Bethany HallLong, D-Middletown, Dover Mayor Robin Christiansen, state Sen. Brian Bushweller, D-Dover, Rep. John Carney, D-Del., Lolita Lopez, Sen. Tom Carper, D-Del., Sen. Chris Coons, D-Del., Tom Stephens, Daniel Hawkins and Donna Goodman.
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Business Report | October 2014
CHEER Home Services a ray of sunshine for many seniors By Kenneth S. Bock Deputy Director of CHEER Inc.
CHEER Home Services has been a part of the Sussex County community since 1971. Founded as a local, private, non-profit community-based service provider, CHEER promotes healthy and active lifestyles for persons ages 55+ throughout the county. In fulfilling its mission, CHEER provides a wide range of programs and services supporting senior citizens, caregivers and family members on a daily basis, 365 days a year. CHEER provides meals at seven different senior activity centers, delivers homebound meals, provides transportation and provides health, educational, recreational activities and a full-service nonmedically skilled Home Services Program. CHEER’s Home Services Program helps hundreds of Sussex County seniors continue to live safely in their own homes. Home Services staff cook meals, provide light housekeeping and companionship and provide personal care services for people right in their own homes. Home Services programs are developed and
administered under the direction of licensed nurses, and client care is provided by a trained staff of certified nursing assistants and home health aides. CHEER Home Services assists approximately 200 clients at any given time. For many, CHEER’s Home Services staff has become part of an extended family caring for the needs of elderly friends and neighbors, while helping caregivers and assuring family members that their loved ones are being well attended. A licensed and bonded home services provider, CHEER has a variety of contracts with the state to help care for many of our clients. CHEER also serves private clients. CHEER’s Home Services team is led by a program director who is a registered nurse and is certified as a care manager. The program director is backed by a dedicated staff of nurses, care coordinators, certified nursing assistants and home health aides. All CHEER Home Services staff participate in regular and ongoing training programs to keep their skills honed to providing the best possible client care. Each one undergoes an extensive background review and orientation prior to meeting their first member of our CHEER client
family. CHEER takes pride in providing whatever service a client needs - be it assistance with a bath, light housekeeping, companion care, respite care, meal preparation or light grocery shopping including picking up prescriptions from the pharmacy. When more than housekeeping is involved, a registered nurse is scheduled to visit the client in their home to assess their needs and perform a complete nursing and needs assessment. This is followed by communication with the care coordinators regarding the client’s specific needs, special requests and preferred hours of service. This information is used to match a specific home health aide to the client to assure that the match will be successful and that the client will have a positive experience with CHEER Services. Our caregivers are not only dedicated to providing the duties on a care plan, they also provide caring and compassion in a way that each of us would want for ourselves and our family members. If you or someone you know could use a little CHEER, don’t hesitate to contact us. We are here to CHEER you up!
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Business Report | October 2014
health care
Mental health provider now serves children By Carol Kinsley Fellowship Health Resources Inc. (FHR) has recently expanded its behavioral health services to include adolescents and children in Kent and Sussex counties. FHR is a nonprofit organization which, since 1989, has provided services in Delaware to individuals with mental illness and addiction disorders. FHR has intensive outpatient services for children, youth and families which focuses on helping individuals function successfully in the community. Outpatient counseling is provided in
Dover, Georgetown, Millsboro and Seaford. Help for clients with substance abuse, such as alcoholism or drug addiction, is offered in Georgetown. A 12-week individual and group-based, non-residential program for adults provides intensive outpatient substance abuse treatment and secondary mental health treatment. Outpatient psychiatric and counseling services are provided by licensed professionals who conduct individual assessments and develop personalized treatment plans. Individuals are seen by a psychiatrist or a psychiatric nurse practitioner for medication
management. Individual and group therapies are available. Residential and group living programs offer affordable housing and 24-hour, on-site professional staff members who provide supportive services and supervision. “No referral is necessary,” said Michelle Serrano, regional director of the agency which has offices from North Carolina to Maine, “you can walk in or call us at 302934-1861. “We accept most major insurances as well as self-pay.” For more information, visit online at www.FellowshipHR.org.
Polytech adult ed offers courses in healthcare By Carol Kinsley Among the many courses of study offered by Polytech Adult Education in Woodside, are several programs to prepare students for work in the healthcare industry. Polytech’s licensed practical nursing program is one of only two in the state to be nationally accredited by the Accreditation Commission for Education in Nursing Inc., said Jeremy McEntire, community education coordinator. Another popular program is Polytech’s certified nursing assistant (CNA) program, one of the top nursing assistant programs in the state. Students learn to provide patient care, practicing in clinical settings. Job placement is included in the tuition. Recently added programs include ophthalmic assistant and massage technician. The latter goes nicely with the CNA or physical therapy aide programs, McEntire added. The physical therapy aide program prepares students to work with physical therapists in hospitals, physical therapist offices, rehabilitation centers and nursing homes. Other avenues within the healthcare curriculum include training for central service technicians, who work with supplies and equipment in surgical, emergency and other patient care areas, and a certified pharmacy technician program which prepares students to assist pharmacists in community and institutional settings. The medical assisting program prepares graduates to work in doctors’ offices or medical clinics in administrative or clinical positions such as phlebotomist or EEG technician. These students also prepare for such tasks as medical insurance billing 24
Business Report | October 2014
and coding. If you’re considering a new career, plan to attend a Career Training information session offered on Thursday, Nov. 13, at 6 p.m. at the Smyrna Library in Smyrna, where you
can learn details on any of these healthcare certificate programs. For more information, contact McEntire at 302-697-4545 or email jeremy.mcentire@ polytech.k12.de.us
Start Your Career This Spring Complete a program in: Administrative Specialist 3 MONTHS
Office Management 4 MONTHS
AAPC Coding Specialist 3 MONTHS
Medical Assisting 4 MONTHS
Opthalmic Assistant 6 MONTHS
Massage Technician 7 MONTHS
Physical Therapy Aide
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4 MONTHS
Central Service Technician 4 MONTHS
Practical Nursing 11 MONTHS
POLYTECH
Mark Jacobs (center), CIO of DHIN, with Randy Farmer, COO and Dr. Jan Lee, CEO, coordinating plans for an upcoming IT conference.
Adult Education 823 Walnut Shade Rd., Woodside, DE
Information network makes getting treatment easier By Mark Jacobs, CIO Delaware Health Information Network
Last winter, like many Delawareans across the state, I fell. Some of us fell hanging holiday lights, others fell on the ice; some slipped getting out of cars, others while wrangling children into winter clothing. But no matter how we fell, we had one thing in common: a Delaware-based healthcare system that, through information technology (IT), continues to make it easier to safely navigate treatment and recovery. As chief information officer of the Delaware Health Information Network (DHIN), our nation’s first and most mature health information exchange, I see the benefits of an interconnected medical system from my office every day. Yet, only as a patient was I truly able to appreciate the tremendous value it has brought and will continue to bring to citizens of our state. While I don’t usually pin people to the wall during cocktail parties to talk about how I fell and
dislocated my shoulder, it serves as a good example of DHIN’s significance to all of us healthcare consumers during Healthcare Quality Week (Oct. 19-25). After I fell, my wife and I set out for a New Castle County urgent care center. After taking x-rays, the doctors felt the tests were inconclusive. The way I had fallen had partially obscured the injury on the x-ray, and they felt there could be more damage they could not see. Referral in hand, they sent me to a Delaware hospital for additional testing. When I got to the emergency department, my doctors needed to review both the report from the urgent care center and the x-rays through the DHIN’s secure network. DHIN-enrolled providers are able to access a patient’s medical record and historical health information, including hospital discharge summaries and test results. Additionally, providers may view the medication history of a patient and gain insight on important medical issues,
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Business Report | October 2014
health care
PHC first in the region to use orthotic devices For more than 700,000 stroke patients in the U.S. each year, the crippling reality of stroke is not only physical, it is all encompassing. Getting dressed, making a sandwich, brushing teeth … even the most basic task becomes a daily challenge.
But, hope can be found in a new therapy provided by Peninsula Home Care (PHC). The treatment, administered by Peninsula’s certified therapists, can bring a new level of independence to stroke survivors and other neurologically impaired individuals.
SELLebration OCTOBER 29, 2014 7:15 a.m. - 1:00 p.m.
Now available in Delaware and this fall in Maryland, Saebo neurological orthotic devices are designed to help “re-program” the brain following a stroke or injury.
• $30 General Public • $25 Chamber Member
• Continental Breakfast
and Networking Lunch
• Pre-registration Required
#SCTTC2014
• Seating is Limited
Carter Partnership Center • Owens Campus, Georgetown, DE
For information: (302) 259-6090 • jberger2@dtcc.edu Register online:
www.sussexcountyconference.com - SPACE DONATED BY MORNING STAR PUBLICATIONS -
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Business Report | October 2014
Now available in Delaware and this fall in Maryland, Saebo neurological orthotic devices are designed to help “re-program” the brain following a stroke or injury. “Patients recovering from stroke find it burdensome and limiting to rely on caregivers to assist them with simple everyday tasks,” said Sandy Russ, Peninsula Home Care branch director. “The Saebo certification allows our therapists to treat patients through exercises using innovative rehabilitation equipment in the comfort of their home, ultimately maximizing their recovery.”
Connecting Hi-Tech with Hi-Touch
Designed by occupational therapists, Saebo devices help those with little or no hand function and limited arm movement. This may include patients who have suffered from the following: stroke, brain injury, incomplete spinal cord injury, cerebral palsy and other neurological conditions resulting in decreased hand and arm function. The pioneering treatment protocols are based on new research documenting the brain’s ability to “re-program” itself following injury. The neurological orthotic devices – which look a little like they are from a science fiction movie – allow patients with very little residual hand function to immediately begin
grasping and releasing objects in high repetition exercises, forging new pathways in the brain. Peninsula offers therapies using six Saebo product lines. All are designed to meet specific physical mobility needs in the upper body, including fingers, hands, elbows and shoulders. One of the lines, Saebo Myotrak, incorporates electronic stimulation as well, to promote faster healing. Peninsula Home Care therapists in Delaware are certified in all six lines offered by Saebo. Maryland offices are currently undergoing certification. The lines include: SaeboMAS - This mobile arm support system is a zero gravity upper extremity device specifically designed to facilitate and challenge the weakened shoulder and elbow during functional tasks and exercise drills. SaeboFlex – Positions the wrist and fingers to allow a patient to grasp an object by voluntarily flexing his or her fingers. An extension spring system assists in reopening the hand to release the object. The SaeboFlex is a custom fabricated orthopedic device that is non-electrically based and is purely mechanical.
SaeboReach – Includes the SaeboFlex and an above-elbow cuff which allows patients to use their elbow to reach when performing grasp and release activities. SaeboStretch – Includes three interchangeable hand pieces, each with a different resistance. It allows the fingers to bend and stretch. The SaeboStretch prevents issues that can result from traditional splints including deformity and joint damage SaeboReJoyce – An upper extremity rehabilitation workstation that provides
upper limb exercises that mimic activities of daily living. SaeboReJoyce allows patients to practice repetitive gross motor and fine motor tasks that incorporate grip and pinch exercises. Saebo MyoTrac - A comprehensive, portable electrical stimulation system designed for orthopedic and neurological patients. To learn more about Peninsula Home Care’s program featuring Saebo devices, visit www.peninsulahomecare.com or call 629-4914.
Now is the time to
PLAN AHEAD
Now is the time to
PLAN AHEAD
NOVEMBER
Business Report Contact Chris Redman
302.262.9137
email: credman@ mspublications.com
NOVEMBER
Business Report 27
Business Report | October 2014
health care
With information, clear decision is easier to make Continued from page 25
preventing potential medical errors associated with incomplete information. The ability to retrieve historical medical information and reports with just a few keystrokes saves healthcare providers time, money and manpower and avoids duplicative tests. Add to that the ability to review that patient’s x-rays through the same system – technology that, through DHIN, is already being used by several large imaging facilities here in Delaware – and participating providers are able to see – or in my case, not see – what’s at issue. Since the x-ray results were inconclusive, I went for an MRI and then off to the orthopedic surgeon. He, too, was able to log in, see the x-ray, the MRI and all the notes. In fact, while I was in his office, so could I. Looking at the two images side-by-side on the computer screen, and with some explanation from the surgeon, I could understand
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Business Report | October 2014
the nature of the issue and make a clear and informed decision. I needed surgery, and having confidence in both the information and my medical team, made the decision to have it. From recovery through physical therapy to follow-up appointments, DHIN connects each participating provider with what came before, allowing for a continuity of care and exchange of information that would not have been possible even five years ago. Today, 100 percent of the acute care hospitals send their results and reports through DHIN, which functions as an online post office and library, delivering results to medical professionals at the point of care. Nearly all of our state’s doctors and medical practices participate, along with roughly 99 percent of labs and 95 percent of imaging facilities. Today my shoulder is healed and I am back doing the things I love to do. I realized during the process that had I not known about DHIN from the inside, I might not have recognized
it as a consumer from the outside. I would have likely gone from one location to the next, thinking how cool it was that my records followed me – and that I did not have to get copies of films or duplicate records. That I’d saved time on the phone and trips to medical offices. That I had just shown up – and my records had, too. Now I can just say confidently, as I hope you will, that this is the wonder of technology and the value of DHIN. Once again we are the First State, leading the way in improving the quality and efficiency of our healthcare delivery system. About the author Mark J. Jacobs, MHA, is chief information officer for the Delaware Health Information Network (DHIN). Jacobs brings considerable healthcare and information technology experience to the statewide Health Information Exchange.
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BUSINESS DIRECTORY ACCOUNTING Horty & Horty, P.A. Doug Phillips, CPA, Cr.FA 302-730-4560 cpainfo@horty.com 3702 N. DuPont Hwy. Dover, DE 19901 ADVERTISING Morning Star Business Report Bryant Richardson 302-629-9788 302-629-9243 fax www.msbusinessreport.com sales@mspublications.com 951 Norman Eskridge Hwy. P.O. Box 1000 Seaford, DE 19973 BUSINESS ORGANIZATION Better Business Bureau of Delaware Christine Sauers 302-221-5255 302-221-5265 fax www.delaware.bbb.org info@delaware.bbb.org 60 Reads Way New Castle, DE 19720 CHAMBER OF COMMERCE Bethany-Fenwick Area Chamber of Commerce Kristie Maravalli 302-539-2100 302-539-9434 fax www.bethany-fenwick.org info@bethany-fenwick.org 36913 Coastal Highway Fenwick Island, DE 19944 Central Delaware Chamber of Commerce Judy Diogo 302-734-7513 302-678-0189 fax www.cdcc.net jdiogo@cdcc.net 435 N. DuPont Hwy. Dover, DE 19901 Georgetown Chamber of Commerce Karen Duffield 302-856-1544 302-856-1577 fax www.georgetowncoc.com info@georgetowncoc.com 229 E. Market St., PO Box 1 Georgetown, DE 19947 30
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Lewes Chamber of Commerce Betsy Reamer 302-645-8073 Toll Free 877-465-3937 302-645-8412 fax www.leweschamber.com inquiry@leweschamber.com 120 Kings Hwy., P.O. Box 1 Lewes, DE 19958 Greater Millsboro Chamber of Commerce Amy Simmons 302-934-6777 302-934-6065 fax www.millsborochamber.com info@millsborochamber.com P.O. Box 187 Millsboro, DE 19966 Milton Chamber of Commerce Lisa Sumstine 302-684-1101 www.historicmilton.com chamber@historicmilton.com 707 Chestnut St., P.O. Box 61 Milton, DE 19968 Rehoboth Beach - Dewey Beach Chamber of Commerce & Visitor Center Carol Everhart 302-227-6446 302-227-2233 ext. 13 302-227-8351 fax www.beach-fun.com carol@beach-fun.com 501 Rehoboth Ave. Rehoboth Beach, DE 19971 Greater Seaford Chamber of Commerce Lynn Brocato 302-629-9690 302-629-0281 fax www.seafordchamber.com admin@seafordchamber.com 304 A High St. Seaford, DE 19973 CREDIT CARD PROCESSING First Merchant Services Ronald W. Burke 302-875-5645 302-875-0935 fax www.firstmerchantservices.biz rburke@firstmerchant.us 14034 Johnson Road Laurel, DE 19956
EDUCATION Delaware Technical Community College Corporate and Community Programs Christopher M. Moody, Director (302) 259-6330 302-259-6759 fax www.dtcc.edu/owens/ccp cmoody@dtcc.edu Jason Technology Center 21179 College Drive Georgetown, DE 19947 University of Delaware Professional & Continuing Studies Tara Kee 866-820-0238 302-831-3292 fax www.pcs.udel.edu continuing-ed@udel.edu ENVIRONMENTAL CONSULTING Envirotech Environmental Consulting, Inc. Todd Fritchman 302-684-5201 302-684-5204 fax www.envirotechecinc.com info@envirotechecinc.com 26412 Broadkill Road Milton, DE 19968 FINANCIAL Bank of Delmarva Scott Rukowicz 302-875-5901 302-875-1766 fax www.bankofdelmarva.com srukowicz@bankofdelmarva.com 200 East Market St. Laurel, DE 19956 County Bank 7 Sussex County Locations 302-226-9800 302-226-3182 fax www.CountyBankDel.com 19927 Shuttle Rd. (Main Office) Rehoboth Beach, DE 19971 Del One Federal Credit Union 9 Statewide Locations Amy Resh 302-672-1492 302-739-1790 fax www.Del-One.org amy.resh@del-one.org
270 Beiser Blvd. Dover, DE 19904 Delaware State Police Federal Credit Union Stephen Cimo 302-856-3501 ext. 120 302-856-2539 fax www.dspfcu.com scimo@dspfcu.com P.O. Box 800 Georgetown, DE 19947 Sussex County Federal Credit Union Debbie Jewell 302-629-0100 302-629-0966 fax www.sussexcfcu.com djewell@sussexcfcu.com 1941 Bridgeville Hwy. Seaford, DE 19973 FUNERAL SERVICES Watson Yates Funeral Home Gary Yates 302-629-8561 302-629-7961 fax Front & King St. Seaford, DE 19973 GRAPHIC/WEBSITE DESIGN Dean Design Marketing Group Stephanie Whitcomb 302-542-9550 Stephanie@deandesign.com www.deandesign.com thestudio@deandesign.com Health Bayhealth Kent General Milford Memorial Pam Marecki 302-744-7013 302-735-3227 fax www.bayhealth.org pam_marecki@bayhealth.org 640 S. State St. Dover, DE 19901 Beebe Healthcare Kelly Griffin 302-645-3220 302-644-9032 fax www.beebehealthcare.org kgriffin@beebehealthcare.org 424 Savannah Rd. Lewes, DE 19958
Health Nanticoke Health Services Sharon Harrington 302-629-6611 302-629-3211 fax www.nanticoke.org harringtons@nanticoke.org 801 Middleford Rd. Seaford, DE 19973 INSURANCE Farnell & Gast Insurance Joe Gast, CPCU 302-629-4514 302-536-6257 fax www.averyhall.com jgast@averyhall.com cwilliamswroten@averyhall. com mwilliams@averyhall.com 500 W. Stein Highway Seaford, DE 19973 IFS Benefits Patrick Fitzgerald Ryan Dunn Bob Sonchen 302-645-2356 302-645-5723 fax www.ifs-benefits.com 17527 Nassau Commons Blvd Suite 208 Lewes DE 19958 Lyons Companies David F. Lyons, Sr. David F. Lyons, Jr. Lew Harrington 302-227-7100 www.lyonsinsurance.com info@lyonsinsurance.com 19643 Blue Bird Lane, Unit 8 Rehoboth Beach, DE 19971
INTERNET SERVICE & WEB PAGE DESIGN Delmarva Digital Tim Smith 302-875-7700 302-875-8288 fax www.ddmg.net ddmg.netsales@ddmg.net 220 Laureltowne Laurel, DE 19956
INVESTIGATIVE & COLLECTION SERVICES Mohr Investigative Services, Inc. James W. Mohrmann 866-370-1004 www.mohrinvestigations.com jmohrmann@mohrinvestigations.com 9 East Loockerman Street, Suite 201 Dover, DE 19901 INVESTMENTS Edward Jones John Rittenhouse, AAMS 302-629-6094 877-613-3009 fax www.edwardjones.com 559 North Hall Street Seaford, DE 19973
PORTRAITS Portraits In The Sand Dave Koster 302-226-9226 302-226-8424 fax www.portraitsinthesand.com businessreport@portraitsinthesand.com 110 White Oak Rd. Rehoboth Beach, DE 19971
Coldwell Banker Resort Realty Skip Faust 302-227-5000 office 302-745-8764 cell 302-227-3804 fax www.skipfaust.com skipfaust@hotmail.com 20184 Coastal Hwy. Rehoboth Beach, DE 19971
REAL ESTATE Callaway, Farnell and Moore, Inc. 302-629-4514 800-966-4514 www.cfmnet.com admin@cfmnet.com 500 W. Stein Hwy. Seaford, DE 19973
Long & Foster Resort Rentals 302-227-3821 800-272-2828 302-227-4880 fax www.lfvacations.com 37156 Rehoboth Ave. Rehoboth Beach, DE 19971
JEWELERS Holland Jewelers 302-947-1200 20750 John J. Williams Hwy. Peddlers Village Lewes, DE 19958 www.hollandjewelersinc@ yahoo.com LEGAL Sergovic, Carmean & Weidman, P.A Attorneys At Law John A. Sergovic, Jr. Shannon D. Carmean Leslie Case DiPietro 302-855-1260 302-855-1270 fax www.scdelaw.com 142 E. Market St. PO Box 751 Georgetown, DE 19947 Law Offices of Karen Y. Vicks, LLC 302-674-1100 888-598-8890 kvicks@vickslaw.com 500 W. Loockerman St. Suite 102 Dover, DE 19904
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