NOVEMBER 2020
BEING THANKFUL... FOR YOUR HOME
WHY NOW IS A GOOD TIME TO BUY A HOME? FROM LAURIE'S BLOG CLICK HERE FOR MORE ARTICLES Buying a home as the country tackles a major health crisis might seem crazy, but it actually pays to buy right now for a couple of reasons: 1. Mortgage rates are extremely competitive For much of July, the average rate for a 30-year mortgage hovered just above 3%, and even now, you can snag a similar rate. That alone is a good reason to buy a home right now. While there's a solid chance mortgage rates will stay competitive throughout 2020, beyond that, all bets are off. 2. You may have more time to move
IN THIS ISSUE Office Listings- 2 Local Stats - 3-4 Self-Storage -5 Insurance Update -6 Enter to win - 7
Moving is a time-consuming endeavor, and if you hire movers, it's also a costly one. But if you're able to do all your packing and some or all of the transporting yourself, it's far more affordable. Now might be a good time to move, since your calendar probably isn't loaded with social or travel plans during the COVID-19 pandemic.
Win an Edible Arrangement!
NOVEMBER 2020
RECENT LISTINGS In need of a home? Call Laurie!
18109 72nd Ave. N Maple Grove, MN 55311
LISTING IN MAPLE GROVE, MN CHECK OUT THIS HOME This beautiful home is listed for $899,500. It is 4,779 sq. feet while sitting on .38 acres of land. It has been on the market for quite some time now, and it just needs people to fill the home! The home features: loaded with upgrades & updates, 5 Bedroom/5 bath (PLUS 2 Offices!) Custom cabinetry, Hand scraped hickory hardwood on main and upper level, 10' ceilings, 2 fireplaces, Home theater in lower level w/in wall/ceiling surround speakers thru-out, wet bar, work out room, Expansive master Ensuite, Princess Suite and Full Jack N Jill bathroom. New roof & gutters June 2020 & MUCH more! Come look at this listing with Laurie! Brought to you by: Keller Williams Classic Realty
LISTING IN SAINT CLOUD, MN CHECK OUT THIS LISTING FOR A GREAT INVESTMENT OPPORTUNITY This fixer-upper has 1,440 sq. ft and is listed for $154,900, while it sits on .1 acres. It has only been on the market for 30 days. This could easily be a 1-3 bedroom home, with 1 bathroom. Home was completely remodeled in 2015 so everything is updated and you can feel the quality in the materials. You will love how spacious this house feels! Plenty of possibilities to make this home perfect for you. Maybe you are looking to open a business in the downtown area? This is perfect for you! Already zoned commercial, this place is waiting for someone with a passion to run a business. Handicapped accessible and located right on
1221 W. Saint Germain St. Saint Cloud, MN 56301
the bus route. The possibilities and quality here make this place a must-see! Come look at this listing with Laurie! Brought to you by: Keller Williams Classic
November 2020
AVERAGE SALES PRICE These are the average sales price for homes in Wright County vs. the Twin Cities Cities!!
MONTHS SUPPLY OF HOMES FOR SALE These are the months supply of homes for sale in Wright County and Twin Cities.
! M YU
Apple Whiskey Sour Prep Time 5 minutes Total Time 5 minutes Servings 1 drink
Ingredients
3 ounces bourbon whiskey chilled 3 ounces apple cider chilled 1 ounce simple syrup chilled 1 ounce lemon juice Ice
Instructions: Combine all ingredients in a blender and blend until well mixed. Serve and enjoy!
November 2020
AVERAGE SALES PRICE WRITTEN BY: LAURIE'S BLOG These are the average sales price for homes in the Twin Cities Region!
AMOUNT OF CLOSED SALES FOR HOMES WRITTEN BY: LAURIE'S BLOG The amount of closed sales for homes in the Twin Cities Region has increased +2.9% this year alone.
November 2020
Why is Self Storage So Popular??? Good question! Have you run out of room in your home? A mini storage unit might be the answer for you!
In the past few decades, it’s safe to say that the self storage industry has taken a sharp turn in the upward
direction. People are accumulating more and more over the years, and have less space to store them. We’ve also witnessed a steep increase in people moving over the past several years, while the desire to relocate everything you own is not quite as popular. Where there's a need, there's room for a popular business, and with the increase of all of the above, self storage companies have been popping up ever since.Of course there are still many who have a large enough basement to hold all of their belongings, or people who are less sentimental and hold an annual garage sale to rid themselves of any extra items. But that hasn't slowed the market for self storage investing down in the least. As a self storage facility owner, it is important to know where this business is coming from. And the next time you're marketing or looking for new customers, keep these demographics in mind. Top Self Storage Users: 1. Military Families - With the constant moving and unpredictability military families (or singles) often face, many choose to keep certain belongings in a self storage unit. While they may be stationed overseas, across country, or even across town, they have the flexibility to move freely while still keeping their things safe. This option is often more fiscally responsible for those who frequently move. 2. College Students - Younger generations may move from home and find they simply don't have the space they did in their former homes. Perhaps they're parents have moved, or whatever they need to store needs to be closer than their previous residence. Self storage is also a good option for students or those just starting out on their own as it is much cheaper than purchasing or renting a larger property. 3. Those who have downsized - Many people who have decided to sell their larger homes are left with an overwhelming amount of belongings they no longer have the space to store. Using self storage units are a great option for them to hold onto their keepsakes, while not having to commit to a larger property than they need. And, if these people are still in limbo, it offers them a safe place to keep their things until they can get settled into a new and more permanent home. 4. Just need the extra space - Finally, self storage businesses everywhere are help kept full by those who simply don't have the room to hold everything. Whether they are storing a family member's belongings, waiting to sell their goods on eBay, or just have a hard time getting rid of things, these renters have the flexibility to rent space as it is needed. Building a garage or shed is expensive, but renting a storage unit allows someone else to pay all of the property bills. It also provides the option of using as much or as little space as you need.
NOVEMBER 2020
LAURIE'S LIST: VENDOR SPOTLIGHT Meet Laurie's recommended insurance broker...and good friend, Candee!
RENTER'S INSURANCE Candee Haagenson Liberty Mutual Insurance Consultant Auto, Home, Life and Small Business Direct Dial: 612-486-3348 Office Fax: 603-422-6993 Candace.Haagenson@libertymutual.com
The Importance Of Renter’s Insurance Imagine going away for a weekend, only to return home and realize your apartment was burglarized. Your TV, computer, and other electronics are all gone. Your jewelry is too. Some of your furnishings have even been vandalized. Could you afford to replace everything yourself? If you said no, then you need a renter’s insurance policy.
How much does renter’s insurance cost? Renters policies can be as low $5 a month, a tiny fraction of what it would cost to replace even one of your stolen or damaged items.
What does renter’s insurance cover? Renters insurance goes beyond protecting just your stuff, it also protects you. For instance, it might pay for your living expenses if you can't stay in your apartment because of a fire or other disaster. It also shields you from liability or negligence. For example, if someone is hurt in your home or you accidentally leave the sink running and it overflows into your neighbor's apartment below, your policy may pay for repairs, medical bills, legal costs, and other damages. AND it also covers items in a rented storage unit!!!
What kind of renter’s insurance should I get? There are several things to consider when you're researching renters insurance policies, including how much your deductible will be and whether to choose a policy that provides "actual cash value" or "replacement cost" in case you must file a claim. The bottom line is almost any kind of renter’s policy is better than no policy at all. When you rent a home or apartment, renters’ insurance will safeguard you from losing everything in the event of damage or theft.
Enter to Win!!! an Edible Arrangement!!!
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