Vol. 14, Issue 12, December 2021
®
Your community. Your magazine.
The Premier “Shop Local” Community Magazine Directly Mailed To 20,000 Homes In Odessa, Lutz & Land O’ Lakes Areas This Independent Community News, Business & Dining Guide Is Directly Mailed Once Each Month To:
Ashley Lakes, Ballantrae, Belle Meade, Calusa Trace, Canterbury, Cheval, Citrus Greens, Concord Station, Devonwood, Dolce Vita on Lake Keystone, Echo Lake, Farmington Village, Fern Glenn, Grey Hawk at Lake Polo, Heritage Harbor, Ivy Lake Estates, Keystone Groves, Keystone Manors, Keystone Reserve, Keystone Shores, Lake Charles, Lake Church, Lake Parker Estates, Lakeside Grove Estates, Northlake Village, Northbridge at Lake Pretty, Northton Groves, Oakstead, Orange Blossom Creek, Reflections, Steeple Chase, Starkey Ranch, Stillwater, Stonegate, Suncoast Crossings, Suncoast Meadows, Swan Cove, Van Dyke Estates, Van Dyke Farms, Villa Rosa, Wyndham Lakes
Be The Best You Can Be with Dr. Manik Bedi and Tampa Surgical Arts of Dr. Bedi’s, you can feel comfortable that you are entrusting your cosmetic health to a surgeon who profoundly understands the cosmetic surgery field and has honed his skills through hours of dedicated training. Continually striving to achieve your best aesthetic health through See Tampa Surgical Arts on page 20
INSIDE THIS ISSUE From the Editor........................5 Charles Schwab........................8-9 Warren Ring Happy Holidays...10
As a facial and cosmetic surgeon who leads the team at Tampa Surgical Arts in Tampa Bay, Florida, Dr. Manik S. Bedi is dedicated to providing compassionate, patient-centered care to every client who walks through the door. A Florida native who returned to
his roots after completing extensive training in maxillofacial and cosmetic surgery, Dr. Bedi is pleased to offer his expertise as a cosmetic surgeon to help clients in the Tampa Bay area unleash their beauty. Dr. Bedi is board certified by the American
Board of Cosmetic Surgery as well as the American Board of Facial Cosmetic Surgery and the American Board of Oral Maxillofacial Surgery. His qualifications as a triple-board-certified surgeon set him apart from all other cosmetic surgeons in the area. As a patient
Tech Talk with Bob...................14 CaringPaws Celebration.....16-17 Cullunary Arts.....................18-19 SAT/ACT...................................22
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Shop Local This Holiday Season Holiday Shopping is in full swing, and while online purchases continue to thrive, Tampa Bay streets are getting packaged again, with more people visiting stores and shopping face to face than last year. Even though COVID19 is not entirely behind us, and in certain parts of the world, the numbers continue to rise, Tampa natives, tourists, and snowbirds alike seem to be ready to be out and about and celebrate big this holiday season. During the pandemic, online shopping became the norm. I cannot deny it was fast, convenient, and safe, but was it more affordable, and enjoyable? Not necessarily. Online shopping doesn’t always mean better price or better quality, so beware. I have never been a big fan of online shopping, and I usually end up returning most items. Don’t you miss interacting with real people? Touching things and trying them on to make sure you like them? But mainly, having someone offer their assistance in helping you find that unique gift for that special person? I enjoy being out socializing, and especially during the Holidays. You can feel magic in the air! The whole month of December is full of extraordinary, family-friendly events for you to enjoy. Many stores bring out their holiday merchandise and offer fantastic deals. Most local parks are beautifully decorated with lights and For Advertising Info 727-943-0551 I info@nnlflorida.com or visit tbnewsandlifestyles.com For Advertising Info 727-943-0551 I info@nnl-
festive motives. Markets and arts and craft festivals with amazing vendors and blocks full of locally hand-made products will blow your mind! At Tampa Bay News and Lifestyles, we’re all about supporting local! And this month (and always), I encourage you to visit locallyowned shops, where you can find incredibly unique gifts for your loved ones while supporting your own neighbors, friends, and your community members. Multiple Tampa Bay News and Lifestyles advertisers are already offering fabulous deals and spectacular Holiday specials that will last throughout the rest of the year. Whether you’re shopping for clothes, jewelry, wine and spirits, beauty and personal care, sporting equipment or outdoor living, cooking ware, restaurant gift cards, or even a brand new home, you can find your perfect gift right in your neighborhood! Please browse through this and our other digital issues online, and find your perfect gift today! I wish you the best of the season. A healthy and happy holiday and a chance to reflect, recharge and reconnect with your loved ones. Remember always how blessed you are and all the reasons you have to feel thankful for and to celebrate. Until next year, see you in 2022!
Carla M. Dubis Tedeschi. DECEMBER 2021 5
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DECEMBER 2021 7
2022: The Year for Financial Resolutions Presented by Cody Kimble New Year’s resolutions tend to include overcrowded gyms, eating better, or projects around the house. But what about your financial health? Here are three resolutions that can help increase your financial fitness today and in the New Year.
Resolution 1: Create a budget for life When it comes to finances, life can be viewed as cash flowing in—and out. Saving and investing during your working years, if you stick with it, could lead to a rising net worth over time, enabling you to potentially achieve many of life’s most important goals. Creating your own budget and net worth statement can help you build your road map and stay on track. • Create a budget and pay yourself first. If you’re not sure where your money is going, track your spending using a spreadsheet or an online budgeting tool for 30 days. Determine how much money you need to cover your fixed monthly expenses, such as your mortgage and other living expenses, and how much you’d like to put away for other goals. For retirement, our rule of thumb is to save 10–15% of pre-tax income, including any match from an employer, starting in your 20s, then add 10% for every decade you delay saving for retirement. Once
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you commit to an amount, consider ways you can save automatically. Research shows that if you “pay yourself first,” it makes savings easier. • Calculate your personal net worth annually. It doesn’t have to be complicated. Make a list of your assets (what you own) and subtract your liabilities (what you owe). Subtract the liabilities from the assets to determine your net worth. Don’t panic if your net worth declines during tough market periods. What’s important is to see a general upward trend over your earning years. If you’re retired, you’ll want to plan a drawdown strategy to make your net worth last as long as necessary, and to support other objectives • Project the cost of essential big-ticket items. If you have a big expense in the near term, like college tuition or roof repair, increase your savings and treat that money as spent. If you know that you’ll need the money within a few years, keep it in relatively liquid, relatively safe investments like cash equivalents. • Retired? Invest your living-expense money conservatively. Consider keeping 12 months of living expenses after accounting for non-portfolio income sources (Social Security or a pension) in short-term CDs, an interest-bearing savings account, or a money market fund. Then consider
Cody Kimble is a Financial Consultant at Charles Schwab focused on helping clients achieve their financial goals.
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keeping another one to four years’ worth of spending laddered in shortterm bonds as part of your portfolio’s fixed income allocation. This can help provide the money you need in the short term, allowing you to potentially invest other money for a level of growth potential that makes sense for you, which could reduce the chances you’ll need to sell more-volatile investments (like stocks) in a down market. • Prepare for emergencies. If you aren’t retired, we suggest creating an emergency fund with three to six months’ worth of essential living expenses, set aside in a savings account or money market fund. The emergency fund can help you cover unexpected-but-necessary expenses without having to sell more volatile investments.
Resolution 2: Manage your debt Debt is neither inherently good nor bad—it’s simply a tool, if used smartly. For most people, some level of debt is a practical necessity, especially to purchase an expensive long-term asset to pay back over time, such as a home. However, problems arise when debt becomes the master, not the other way around. Here’s how to stay in charge. • Keep your total debt load manageable. Don’t confuse what you can borrow with what you should borrow. Keep the monthly costs of owning a home (principal, interest, taxes and insurance) below 28% of your pre-tax income and your total monthly debt payments (including credit cards, auto loans and mortgage payments) below 36% of your pre-tax income. • Eliminate high-cost, nondeductible consumer debt. Try to pay off credit card debt and avoid borrowing to buy depreciating assets, such as cars. The cost of consumer debt, if you carry a balance, adds up quickly.
Resolution 3: Optimize your portfolio We all share the goal of getting better investment results. So create a plan that will help you stay disciplined in all kinds of markets. Follow your plan and adjust it as needed. Here are ideas to help you stay focused on your goals. Focus first and foremost on your overall investment mix. After committing to a savings plan, how you invest is your next most important decision. Have a targeted asset allocation—that is, the overall mix of stocks, bonds and cash in your portfolio—that you’re comfortable with, even in a down market. Make sure it’s still in sync with your longterm goals, risk tolerance and time frame. The longer your time horizon, the more time you’ll have to potentially benefit from up or down markets. • Diversify across and within asset classes. Diversification can help reduce risks and can be a critical factor in helping you reach your goals. Mutual funds and exchange-traded funds (ETFs) are great ways to own a diversified basket of securities in just about any asset class. • Consider taxes. Think about placing relatively tax-efficient investments, like ETFs and municipal bonds, in taxable accounts and relatively tax-inefficient investments, like actively managed mutual funds in tax-advantaged accounts. • Monitor and rebalance your portfolio as needed. Evaluate your portfolio’s performance at least twice a year using appropriate benchmarks. Remember, the long-term progress that you make toward your goals can be more important than shortterm portfolio performance. As you approach a savings goal, such as the beginning of a child’s education or retirement, begin to reduce investment risk, if appropriate, so you don’t have to sell more volatile investments, such as stocks, when you
need cash. Lastly, the most important step is to start. Prioritize what is most important to you and move down the list. Cody Kimble is a Financial Consultant at Charles Schwab focused on helping clients achieve their financial goals. Some content provided here has been compiled from previously published articles authored by various parties at Schwab. Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for their own particular situation before making any investment decision This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends consultation with a qualified tax advisor, CPA, financial planner or investment manager. Schwab does not provide legal or tax advice. Fixed income securities are subject to increased loss of principal during periods of rising interest rates and various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. Tax-exempt bonds, like municipal bonds, are not necessarily a suitable investment for all people. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax. A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio. You must perform your own evaluation of whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances Charles Schwab & Co., Inc. (Member SIPC) (1121-1C07)
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DECEMBER 2021 9
Happy Holidays from Warren Ring!
The Holidays are all about family, friends, and a comfortable home in which to enjoy them all. Should the new year bring you a change of address, please consider contacting Warren Ring so that he can assist you with any of your real estate needs. About Warren Ring Warren is a truly
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Rounded Realtor. A “ReMax Hall of Fame” awardee Warren was Born and Raised in Dublin Ireland where he studied Engineering before Embarking on an International Journey. He spent 18 years working with the US Military in Germany – Italy - United Kingdom Middle East and Various other Operational Locations.
With over 16 Years of International Real Estate Experience Warren moved to Florida and set up with ReMax Locally in the Greater Tampa-Clearwater-St Pete and surrounding areas. Warren’s unique outlook on life and that business is “All about People & Relationships” shines through when you first meet him. He engages immediately in Your “Wants and Needs.” He makes any real estate transaction enjoyable and breaks the process down so it’s very strategic and Easy to Understand. Warren Truly Cares about both buyers and sellers Goals in Every Transaction. Warren has further partnered with several Realtors and created a “Real Estate Team” to give the Best Service to any prospective Buyer or Seller in the Tampa Bay area. They Say the Proof of the Pudding is in the Tasting – Warren does
Exactly what it says on the Tin. Give him a call and be Prepared for an Enthusiastic Experience with a Very Unique Irishman. “Thank you, from the bottom of my heart, for placing your trust in me in helping you find and purchase your perfect, new home. In Today’s Real Estate Market You need some Luck. Well I’m 100 % Irish and You can have My Luck for Free” - Warren Ring Contact Warren Ring Today! Cell: (813) 220 2401 | Email: warren@ homefindertampa. com | Web: https:// warrenring.remax.com/ CAREER AWARDS : RE/MAX HALL OF FAME - Over 100 Million SOLD “Experience Counts.”
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DECEMBER 2021 11
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DECEMBER 2021 13
Tech Talk with Bob: Shop Safely Online
As the holidays quickly approach, I am scrambling to complete my shopping in time. I find I am doing most of my holiday shopping online this year, and you may too. As holiday euphoria sets in, we want to be sure that we do not drop our guard when shopping online. Here’s a few tips to help improve your safety posture when it comes to giving others access to your money. First and foremost, do not use your computer for any financial transactions if you are not certain that your computer itself is functioning 100% free of any viruses, spyware, keyloggers, Trojans or any other dangerous software. If you question the integrity of your computer’s safety, you need to have it inspected by a certified professional. You have access to my professional analysts and technicians who thoroughly inspect and scrutinize your system for threats, so you can be sure you are ready for a safer online shopping experience. Second, make sure your computer is using robust anti-malware software solutions to protect you. Be sure you always keep that software up to date too. Third, be certain
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you also keep your computer’s operating system up to date with all its latest tweaks and security patches. Any security breach discovered in your operating system can leave you exceptionally vulnerable to attackers. Fourth, not only does your computer need to be safe, the network it connects to must also be safe. Only shop online when you are connected to a network you trust. That means use your private home network not some public wi-fi hotspot at a park, restaurant, hotel, waiting room, etc. Any information that you type into any website can be seen and even collected by the owner of the hotspot; or even worse, a malicious attacker who has hacked and taken control of the hotspot. Online shopping from your private home network is a much safer bet than using any public hotspot. Fifth, use credit cards instead of debit
cards for your online purchases. Banks these days are pretty good about protecting their card users against fraud. However, if you should have an issue with a transaction, you’ll have less of a headache if you use your credit card instead of your debit card. Sixth, vet your vendors. Don’t just buy from any website. It is easy for criminals to set up websites. You may stumble onto some sketchy sites while you shop. Be discriminating when it comes to the websites you choose to enter your credit card number into. If your gut doesn’t feel right as you type in your card number… STOP! Only buy from online vendors you are comfortable with. Cyber criminals will exploit the easy victims and unprotected systems. Protecting yourself online is your responsibility, but you don’t have to do it all by yourself. I’m here to help you. If you are not sure your system is safe, you need to have me look at it. Call 727534-4000 right now. We’ve been helping folks restore their peace of mind, and sanity, with their technology for decades. Want a money-saving offer or unique gift
idea for the upcoming holidays? Buy one Cybersecurity Scan and GET ONE FREE. Yes, I will scan two computers for the price of one! You can give both scans away to two friends, or you can get your computer scanned and give a friend the gift of a FREE scan. One certificate is only $100 and good through December 2022. But you will get two Cybersecurity Scan Certificates when you purchase one between now and the end of December 2021. We can easily accommodate your phone order and we accept all major credit cards. Call 727534-4000 to place your order right now. We Keep You Safer In Your Digital World! To my Clients and Readers… A Big THANK YOU. I cherish your loyalty, continued support, and the many friendships made throughout the years. Please take time to be grateful for what you have and treasure your time with family and friends. My wonderfully supportive family and incredible staff wish you and your loved ones Happy Holidays and a Healthy, Safe, and Secure New Year!
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DECEMBER 2021 15
CaringPaws Animal Hospital Hosts Grand Opening Celebration with a Visit from Santa!
By Deborah BostockKelley
CaringPaws, a new family-owned, full-service animal hospital treating cats, dogs, and exotic pets, opened its doors in August 2021. Although the office is new, patients will recognize the familiar face of its veterinarian Dr. David
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Danielson. Dr. Danielson has been treating pets in Northwest Hillsborough County for twenty-seven years. The veterinarian made the move to Odessa because of the growing community. Many clients and a few they’ve lost touch with over the years have moved with the practice. “They’re coming back
and finding us again. Though we’re new, we’re not really new,” said Michelle Danielson, co-owner and practice manager. “Our location – 54 and the Suncoast Parkway is a perfect place. It’s easy for people in the northwest part of the county. On and off the expressway, it’s right there and conveniently
located in the Publix Greenwise Plaza. The area presented a great
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opportunity for growing a new business.” To commemorate its official grand opening, the hospital hosted a Grand Opening event on Saturday, December 4. From 2 PM to 4 PM, the hospital celebrated the holidays and its official grand opening with a visit from Santa. Pet parents had their pets photos taken without cost. Of course, Santa had treats for the fourlegged friends, as well as holiday treats like cookies and hot cocoa for the owners. A dog trainer provided basic obedience tips. The Staff conducted hospitals tours, so guests could get to meet the doctor and the team. When asked why someone should bring their pets to CaringPaws, Michelle responded, “Because we treat your pets as children.” CaringPaws Animal Hospital is located at 15997 Preserve Marketplace Blvd. in Odessa. To learn more, visit www.caringpawsanimalhospital.com.
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DECEMBER 2021 17
JACOBSON CULINARY ARTS ACADEMY AT TARPON SPRINGS HIGH SCHOOL In the state-of-the-art kitchens students receive career-oriented instruction in both classical and modern culinary arts with an emphasis on the skills needed to succeed in the Hospitality Industry. The Chefs and student of JCAA are proud to have BergHOFF as a sponsor of our program and the student tested recipe of the month. To learn more about our program please go to www.jcaachefs.com Merry Holiday to All!
Individual Sugared Plum Tarts with Cornmeal Crust
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• 1 cup all-purpose flour, plus more for dusting • ¼ up fine cornmeal • 1 tablespoon natural cane sugar • ½ teaspoon coarse salt • 1 stick (1/2 cup) cold unsalted butter, cut into small pieces • 1 large egg yolk • 2 to 4 tablespoons ice water • ¼ cup natural cane sugar • 1 vanilla bean, split and seeds scraped • 2 tablespoons cornstarch • 1 ¼ pounds small plums, pitted and sliced into ½-inch wedges • 1 tablespoon unsalted butter cut into pieces
• 1 large egg lightly beaten with 1 teaspoon water • Raw sugar, such as turbinado, for sprinkling
Gather dough into a ball and flatten into a disk. Wrap in plastic. Refrigerate at least 1 hour and up to overnight.
In a food processor, combine flour, cornmeal, cane sugar, and salt. Add butter and pulse just until mixture resembles coarse meal. In a bowl, lightly beat egg yolk; add 2 tablespoons ice water. With machine running, add egg yolk mixture in a slow, steady stream. Pulse until dough just holds together; add up to 2 tablespoons more water, 1 tablespoon at a time, if necessary.
In a bowl, stir together cane sugar and vanilla seeds; stir in cornstarch. Add plums and toss until coated. On lightly floured parchment, roll out dough to 1/8-inch-thick, cut out 5 or 6 circles with a 4-inch round cookie cutter. Transfer dough and parchment to a baking sheet. Arrange plums in center of dough, leaving a 1-inch border. Fold border over filling, overlapping
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slightly and pressing to adhere folds. Dot butter over filling. Refrigerate until firm, about 30 minutes. Preheat oven to 375 degrees. Brush edges of dough with egg wash and sprinkle with raw sugar. Bake, rotating sheet halfway through, until crust is golden brown, and juices are bubbling, 45 minutes. Transfer baking sheet to a wire rack and let galette cool. Serve warm or at room temperature with a sprinkle of powdered sugar and freshly whipped cream.
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DECEMBER 2021 19
Tampa Surgical Arts - story continued from page 1
technical skill, sound
year. Nina specializes
the rest of the talented staff
surgical judgment,
in facial balancing and
at Tampa Surgical Arts help
compassion, and
uses the most advanced
you look and feel the best
innovation; while constantly
techniques to provide
you can be!
holding the interest of you
beautiful, individualized,
(the patient) is paramount—
and consistent results.
our unwavering
Nina will perform a
commitment to providing
facial and body consultation
a caring atmosphere filled
and create a custom
with comfort, trust, privacy,
aesthetic plan for each
and safety.
patient individually. She
Nina Vital, TSA’s
natural beauty by using
dedicated to perfecting the
nonsurgical techniques to
art of aesthetic medicine
restore lost volume, improve
and has participated in
contour and rejuvenate the
hands-on training across the
face. The days of being
country from New York to
“overfilled” are over, and
California. She continues to
the secret is Tampa Surgical
refine her skills by attending
Arts.
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is located at 17751
Gunn Hwy, Odessa, FL. Phone Number:
813-836-7202. M-F:
8:00 AM – 5:00 PM.
tampasurgicalarts.com/ for more information and to schedule
your appointment
online. Follow them @ facebook.com/
tampasurgicalarts, and on Instagram @dr.bedifined @ ninavitalpac.
strives to maintain your
Master Aesthetic Injector, is
courses throughout the
Tampa Surgical Arts
Visit https://www.
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DECEMBER 2021 21
SAT AND ACT IMPROVEMENT: GETTING READY
By Dr. Wayne Adams As we move into December, all SAT and ACT Exams have been completed for fall, all of us are so happy we live in Florida during the winter … and we are getting ready for life after Christmas holidays! SENIORS are finalizing applications, wondering what happens next, and many are starting to work on bringing up their exam scores to qualify for the 75% Bright Futures Scholarship (about $18,000) or the 100% Bright Futures Scholarship (about $25,000). Many schools such as FSU, USF, and UCF, use “rolling admissions”, meaning you can apply and send your applications in the spring for consideration for the next fall freshman class. This is also true for many schools outside of Florida. For these SENIORS, I can help with a full prep course, or selected “skill strenghening” classes such as in math, the verbal sections, or (for the ACT) science. A current student working on SAT math told me at the end
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of our first class, “I am really surprised there are so many tricks to solve problems much faster and get them right!” Yes, there really are! For JUNIORS preparing further ahead usually like to work with the full prep course, and many opt to prepare for both the SAT and the ACT with me. My students will usually score 15 percentiles higher one one exam or the other, but it is hard to know which until they have prepared for both. For SOPHOMORES, you would be surprised at how many calls I receive about starting early to be ready for the next PSAT. Often these students are aiming for “Top 25” schools, and for UF (now ranked #5 in the country for public universities according to US News and World Report). Some are also aiming for National Merit Scholarships, which bring additional scholarship funding plus schools love to have this level of student to enhance the school’s reputation. The next two exams are the ACT on Saturday, February
12, and the SAT on Saturday, March 5. SAT PREP USUALLY STARTS in early January with once a week classes, and if we start in early February with twice a week. ACT PREP USUALLY STARTS in late December or early January with twice a week classes. MY COMBINATION ACT AND SAT CLASSES also usually start in late December or early January with twice a week classes. In closing, I would like to share several surprise emails I received from my students and their parents. RECENTLY RECEIVED FROM PARENTS AND STUDENTS “When our daughter came home after your first class, she was so excited about all she learned. This is highpraise from her.” “Your helping with my reading and grammar really made the difference. Now I am well within the SAT range for admission to my dream school.” “Thank you so much for the four books/guides you sent us. I had no idea you could negotiate with colleges and reduce their costs so much. Your Negotiating with Colleges was eye-opening.” “Dr. Adams, we have just finished your course and I wanted to thank you for all you have done. Our student greatlly improved SAT scores. Plus you helped with so many life-lessons, insights into future career possibilities,
and how to get a really good start in college. You are more than a tutor, you are a great community asset.” If You Would Like To Talk More About Your Student … Please contact me at 727-2530639 or send me an e mail at wwa0811@mykolab.com. Dr. Wayne Adams is one of the leading SAT and ACT tutors in the country. His students normally improve 200+ points on the Writing, Reading, and Math, and 4 – 7 points on the ACT composite. They have been admitted to 9 of the top 10 universities in the country, 18 of the top 25, and many schools in Florida. These schools include Harvard, Yale, Princeton, Columbia, Stanford, U Chicago, Duke, U Penn, Johns Hopkins, Cornell, Notre Dame, Emory, UC Berkley, UCLA, USC, UNC (Chapel Hill), NYU, Northeastern (Boston), Boston College, Georgia Tech, Naval - Air Force - Merchant Marine Service Academies, Penn State, LSU, Auburn, UF, U Miami, FSU, USF, UCF, Florida Atlantic, Florida Gulf Coast, FIU, New College of Florida, Stetson, and Julliard – Manhattan - New England - and Berkley Conservatories of Music. Many have received academic, athletic, or music scholarships. Three of his students have qualified as national merit finalists on the PSAT. He is a former Dean of a Graduate School of Business and Full Professor, and began college teaching at the University of Maryland in 1968. He has degrees and advanced studies at Harvard, Yale, Vanderbilt, Columbia International, and Luther Rice.
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DECEMBER 2021 23
