Tampa Bay News and Lifestyles. Westchase Magazine. Vol. 11, Issue 2, February 2022

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Vol. 11, Issue 2, February 2022

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Your community. Your magazine.

The Premier “Shop Local” Community Magazine Directly Mailed To Over 15,000 Homes In Citrus Park, Westchase & Surrounding Areas This Independent Community News, Business & Dining Guide Is Directly Mailed Once Each Month To:

Arlington Park • Aston Villas • Bay Arbor • Berkeley Square • Calf Path Estates • Enclave At Citrus Park • Fawn Ridge Fawn Lake • Forest Lakes • Hampton Lakes • Highland Park • Lake Chase • Mandolin • The Eagles • Tree Tops Twin Branch Acres • Waterchase • West Hampton • Westchase • Westchester • Westwood Lakes • Windsor Place

Rizzotto Wealth Management

As the 2021 tax return deadline approaches, it is a perfect time for those ages 55 or older to take advantage of a $99 fee to have their income taxes prepared with a company that is trusted for going the extra mile for its clients. Rizzotto Wealth Management extends their $99 flat-rate fee for federal returns (state returns are included if applicable) to Active & Retired Military, First Responders, Government Employees and Educators of any age. All tax returns are

prepared by one of the firm’s Senior Tax Preparers or IRS Enrolled Agents. If you don’t fit into one of the mentioned categories, give them a call to inquire about their special pricing. Through changing tax environments, it is crucial to work with a firm that is up to date on policy and can help you navigate through the stressful tax season ahead. At Rizzotto Wealth Management you will find a team of Investment, Insurance, Tax & Legal Experts. They have recently opened their doors in

a more spacious and upgraded office and are ready to serve all of your financial needs at their new location. They specialize in educating their clients on subjects such as: how to preserve your assets, how to diversify your portfolio

for growth and safety, and how to create more income for retirement while reducing your taxes. Rizzotto Wealth Management is committed to assisting their clients every step of the way when it comes

See “Rizzotto” on page 8

20 Minutes to Fitness: 20 Minutes Is The Magic Number For a Healthier Immune System

By Carla M. Dubis Tedeschi More isn’t always better—and that’s even true when it comes to your workouts. According to science, squeezing in 20 minutes of effective exercise can not

only give you cardio benefits but boost your immunity and positively impact your overall health, too. Conveniently located in the heart of Carrollwood and operated by business partners Virginia Phillips, Al Roach, and Angela Begin, 20 Minutes to Fitness helps you achieve in one weekly 20-minute session what might take three or more hours a week in a traditional gym. “We are the anti-gym. We do not want to be lopped in with the big box gyms because we’re not. We’re health and fitness studios. It’s always one-on-one, and everything is by appointment. Clients move weights very slowly to force their muscles to do the work versus momentum and gravity; therefore, it is much safer than traditional strength training. So safe that doctors refer their patients because

they know we will take good care of them,” explained Virginia. “We chose Carrollwood because it’s a beautiful area with a lot of people, the right demographics for what we do.”

See “20 Minutes to Fitness” on page 12

INSIDE THIS ISSUE: From the Editor................5


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Heartfelt Words For February February is full of history, romance, and heart-shaped everything. Oh yes, love is in the air! But so is COVID-19. A couple of years into the pandemic, the evidence is clear. The virus is transmitted predominantly through the air.

Celebrated every February since 1976, Black History Month’s theme for 2022 conveniently focuses on the importance of Black Health and Wellness. Health and Wellness include not only one’s physical body but also emotional and mental health.

Focusing on our health has never been more critical. And being that February is a month dedicated to affairs of the heart, let me get straight to the point. Heart disease is still the No.1 killer of Americans. And people with poor cardiovascular health are at increased risk of severe illness and death from COVID-19 and its variants.

I have learned in my 36 years of life, with several of them battling a couple of autoimmune diseases, that as long as you have good health and the love and support of your family, everything else that life throws you, you can endure.

Through my editorials, I like to encourage positive thinking and promote healthier ways of living, not just during the pandemic, but as a consistent part of our lives. The good news is that heart disease is preventable in most cases with smarter lifestyle choices.

Please drink more water — This is a self-reminder and a reminder to all of my readers. Are you experiencing headaches or muscle cramping? You could be dehydrated. Most of us do not drink enough fluids—which is extremely important if we consider that the human body is made up of 60% water! So let’s stay hydrated in Tampa Bay! In the still overhanging shadows of this confusing pandemic, we should all do our part to share helpful resources and valuable information that can positively impact the overall health of our local community.

Some of them include: • Not smoking. • Maintaining a healthy weight. • Controlling blood sugar and cholesterol. Let’s continue to make wise • Treating high blood and healthy choices for ourselves pressure. and our loved ones. • Getting at least 20 minutes of moderate-intensity Until next time, physical activity per day. Carla M. Dubis Tedeschi. • Getting regular health checkups. For Advertising Info 727-943-0551 I info@nnlflorida.com or visit tbnewsandlifestyles.com FEBRUARY 2022 5


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“Rizzotto” story continued from page 1 to Investing, Retirement, Income Planning, and Taxes. The firm is dedicated to providing exemplary service while displaying the highest standards of ethics and professional knowledge. They are approved members of the National Ethics Association and the National Association of Tax Professionals. Rizzotto Wealth Management’s main objectives are to help you Plan, Invest, and Protect. They work with clients to develop an overall plan that encompasses your entire financial picture, taking the time to establish a deep understanding of your financial needs in order to find the best investment strategy for you. Amidst the vast sea of negatives, they want to make sure you are properly positioned for the significant opportunities ahead.

Nic Ranocchia (left), Managing Partner and Ed Rizzotto (right), Founder and Managing Partner

Ed Rizzotto, Founder and Managing Partner, moved to Florida 51 years ago from New York and has been a Trinity resident since 2000. A graduate of Clearwater Central Catholic High School, he earned his bachelor’s degree in Business Management from National-Louis University in Evanston, IL. Ed also served both active and reserve duty for 13 years in the U.S. Coast Guard. He started his Insurance and Financial career over 25 years ago. In 1999, he joined a local retirement planning firm, where he helped

hundreds of people with tax and retirement planning for over six years. Ed Rizzotto enjoyed the opportunity to benefit the community, and was determined to create a complete local business where he could help clients (both preretirees and current retirees) save money on their taxes, better manage their portfolios, plan for the future and focus more on enjoying their retirement years – and The Rizzotto Tax Advisory Group was established in 2006. In 2019 Rizzotto Tax Advisory Group officially rebranded as Rizzotto Wealth Management to reflect the services they’ve always been passionate about, investments and retirement planning. Ed holds a state-

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Meet the Rizzotto Team

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regulated Life & Health license and specializes in finding the appropriate insurance vehicles for clients as well as retirement planning and tax reduction strategies. Nic Ranocchia, Managing Partner, is a graduate of the University of South Florida, with a bachelor’s degree in Finance. Nic is a financial advisor who takes pride in digging into clients’ portfolios and making suggestions that make sense based on data and current trends. He analyzes client accounts and gives indepth reviews in which clients’ discover any unnecessary fees, past performance, risk level, diversification, and more. He also brings a modern approach

to the table using the latest technologies available to ensure all information is considered before a decision is made. With these techniques, Nic has been able to help many clients reach their financial goals. Together, Ed and Nic work efficiently as a team to serve their client’s financial needs as a whole. Nic is securities licensed and registered with FINRA as an Investment Advisory Representative and specializes in managed brokerage accounts. Lorrie Rizzotto, Director of Operations, joined the firm in 2009. Before joining Ed in running their family business, Lorrie specialized in corporate


incentive and meeting planning. Married for 32 years, Lorrie and Ed have two adult children. Dori Greeson, Administrative Assistant, comes to us with a wide variety of experiences having worked with a law firm, engineering services, real estate office, insurance agencies, and a home healthcare agency. We are pleased to have her with us, knowing our clients will receive courteous and friendly attention from her at all times. Dori’s interests and personal experiences include enjoying time with her family and friends, strolling along the beach at sunset, reading, ministering with her husband in Florida prisons and short term mission trips to such places

as South Africa, Mozambique, Vietnam, Jamaica, India and Taiwan.

estate planning.

Kim Mitchell, Marketing Coordinator, She has an associate’s degree in Business Marketing. Kim has many years of experience as a sales assistant in the mortgage industry. She enjoys spending time with her family, being at the beach, running, biking and just being outdoors. Their team of IRS enrolled agents and senior tax preparers have an average of over 20 years of experience in tax preparation and tax law and are ready to assist you with all of your tax preparation needs. They also have a longstanding relationship with a trusted elder law attorney who specializes in wills, trusts and

Many members of the community have grown to know and trust the firm as a tax service, but their services stretch far beyond just taxes. They handle investments, insurance, brokerage accounts, portfolio management, retirement income planning and more. Rizzotto Wealth Management is guided by your goals and objectives and is not obligated to any single product or company. They look at your complete financial picture to serve as the single source for all of your financial needs. Through all phases of life, the Rizzotto Wealth Management team can help you establish the appropriate

They go Beyond just Taxes

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portfolio to help you pursue your financial goals. Rizzotto Wealth Management is committed to assisting their clients every step of the way, whether you’re looking for something with higher growth potential or safety they’ve got you covered! To schedule a tax consult or complimentary financial review, please call 727.683.9119. Fee-based financial planning and investment advisory services are offered through Truvestments Capital, LLC an SEC Registered Investment Advisor. Insurance products and services are offered through independent insurance agents.

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“20 Minutes to Fitness”

story continued from page 1 Doctors now believe that, next to quitting smoking, strength training is the single most crucial thing adults need to do to live longer, healthier lives. After age 30, we lose an average of 8 to 10 pounds of muscle per decade. The key to fitness after 40 is replacing this lost muscle. And muscle is what you’ll build at 20 Minutes to Fitness. In her forties, Virginia regularly competed in bodybuilding. She knew the danger of overexertion working in a gym. When she and her husband researched the proven science behind the strengthbuilding methods employed by exercising following a specific protocol for 20 minutes, they knew this was a niche they could fill. “We realized people no longer have to spend hours at a gym to get the same or better results. We wanted to create this fitness company that could fit into anyone’s lifestyle that’s safe for any age,” Virginia explained. 20 Minutes to Fitness scientifically-based approach called slow cadence resistance training involves working out on specially designed post-rehab medical grade equipment in ultra-slow motion. Each session, you work out on high-end specialized equipment specially calibrated to work specific muscle groups to your level of strength and fitness — without putting stress on joints, tendons, and ligaments. Your fitness coach stays with you the entire time, setting the equipment for you and encouraging you as you reach muscle peak performance. Without your coach, you’d quit long before you ought to! This is where the benefit of this approach kicks in. It typically only takes a minute and a half to three minutes per exercise to reach the point of muscle fatigue. During your “time off” during the week, your muscle

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is rebuilding and growing stronger. The studio is kept at 68 degrees, so the workout is sweatless. This is perfect for the busy professional who wants to do an effective, efficient workout on a lunch break and return to work. Research shows that the 20 Minutes to Fitness slow cadence strength training protocol quickly sets off a cascade of positive physiological changes building the strong lean muscles that provide numerous health benefits - the most significant of which is the slowing down and even preventing the complications commonly associated with the process of aging. 20 Minutes to Fitness slow cadence also results in numerous other proven benefits (not limited to): • Reduces the risk of exerciserelated injuries. • Provides anti-inflammatory effects that boost your immune system. • Increases your bone density, which helps prevent and

reverse osteoporosis

For Angela Begin, helping her clients achieve their fitness • Burns calories by increasing goals is a rewarding experience. the body’s metabolic rate, “We have clients come in controlling weight, and our doors all the time telling improving body tone. us how they can do things that they couldn’t do before, that • Controls arthritis by inducing their bone density scan came the manufacture of synovial back and it’s improved, or just fluid and forcing it to circulate someone who says, ‘I have to throughout the joint spaces. tell you how amazing this place is, how it’s changed my life.’ • Improves emotional well-being That makes us want to come to by increasing the flow of oxygen work every day,” says Angela. and the release of positive “For people who say that they mood-altering chemicals in the don’t have the time, my initial brain. reaction is, do you have time to be sick or not have energy? This During a complimentary one- really helps. I tell people all the hour orientation appointment, time come in and experience guests can experience several the workout. You never know pieces of equipment to what you can achieve until you understand what it is like to come in, talk with us, and see work out on the specialized for yourself,” she added. equipment and why it is so Unlike a gym, where effective. CDC guidelines may not Virginia encourages her be as easy to enforce, at 20 clients to have a substantial Minutes to Fitness, staggered breakfast, not just coffee, before appointments ensure the staff working out. has time to disinfect between “When you don’t have fuel, clients. it doesn’t work very well. We “Every one of our team talk about nutrition because members is compassionate and we want them to have a great dedicated and wants to help workout, get more energy, and our clients improve their quality get the results that they are of life. They are extremely looking for.” qualified, or they wouldn’t be

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with us, says Virginia. “We’re all a family, and that’s something I never want to lose. We have each other’s back. We are so passionate about what we do and how we change people’s lives. Our clients talk to us about it all the time, and we’re just grateful for it.” 20 Minutes to Fitness is located at 11610 North Dale Mabry Highway. The studio has no contracts or membership fees. Clients

can purchase sessions in quantities of 1, 6, 12, 24, and 48. The studio is open by appointment Monday through Friday, from 7 am to 7 pm and 8 am to 2 pm on Saturday. To learn more, visit www.20minutestofitness. com or call the studio at 813.664.8888

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