Our Towne Guilderland - February '17

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OUR TOWNE GUILDERLAND FEBRUARY F EBRUARY 2 2017 017

• LOCAL BUSINESS NEWS • COMMUNITY EVENTS • COMMUNITY INFORMATION

Help Us Help You! GUILDERLAND FIRE DEPARTMENT

ROSE SALE FUNDRAISER Sunday Febraury 12th Monday February 13th Tuesday Febraury 14th 2 Dozen 1 Dozen 7:00AM - 8:00PM

Pastel Roses $25

Red Roses $30

2303 W ESTERN AVE - G UILDERLAND NY

TLC FIREARMS TRAINING Guilderland, New York 12084 www.tlcfirearmstraining.com • tlcfirearmstraining@gmail.com

(518) 441-2160 Upcoming Calendar of Events Albany County Pistol Safety Class....2/25/17 ( this is the course needed to apply for a pistol permit )

NEW

PPRIVATE LESSONS NOW AVAILABLE DURING THE WEEK!!

GIFT CERTIFICATES NOW AVAILABLE!

$25 - $50 - $75 - $100

Please Do Not Drink And Drive!

Please feel free to contact me with any questions.

Tony LaTorre, NRA Training Counselor Check out our website for course description and information!

Sommers & Magilton Tax and Business Services

Dennis Magilton, EA Enrolled Agent

W Ralph Sommers, EA Enrolled Agent

Individuals * Partnerships * Corporations *Trusts Estates * IRS Audits * Bookkeeping * Business Services

x x x x

No more stolen packages!

No more missed deliveries!

Accepts UPS, FedEx, Postal, DHL, etc.

A real street address, not a P.O. Box

x x x x

24-hour access to your mail Call-in MailCheck Service Mail Forwarding Service E-mail notification of package delivery

Only Enrolled Agents have demonstrated to the IRS their competence in all areas of taxation, representation and ethics and are given unlimited representation rights before the IRS. Website: smtaxes.com 1971 Western Ave Albany, NY 12203

Phone: (518)-869-2112 Email: Dennis@sommerstax.com

Members of Guilderland Chamber of Commerce, Albany Colonie Regional Chamber of Commerce, National Association of Tax Professionals and National Association of Enrolled Agents

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February 2017 |

Locally Owned & Operated since 1989

1971 Western Ave. Albany (Guilderland) 452-6085 Next to Hewitt’s Garden Ctr. M-F: 8-6:00 Sat 8-4:00 www.theupsstore.com/0917.htm

www.OurTowneGuilderland.com for Advertising Rates & Specs

2:00 PM Caldecott Newbery Tea

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9:30 AM 10:00 AM 10:30 AM 6:30 PM

AARP TaxAide Preparation Drop-in Knit & Stitch Musical Mystery Storytime Mediterranean Cooking

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9:30 AM AARP TaxAide Preparation 10:00 AM Drop-in Knit & Stitch 10:30 AM Musical Mystery Storytime

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AARP TaxAide Preparation Drop-in Knit & Stitch Musical Mystery Storytime Family Science Night!

6 10:30 AM 12:00 PM 4:00 PM 4:30 PM 6:30 PM

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10:30 AM Preschool Drop-in Storytime 12:00 PM Drop-in Knit & Stitch 6:30 PM Paper, Paper, Paper! Get Organized with Jordana Turcotte

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12:00 PM Drop-in Knit & Stitch 10:30 AM Preschool Drop-in Storytime

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Preschool Drop-in Storytime Drop-in Knit & Stitch Book Buddies Book Buddies Read to Furry Friends

Tuesday 1

10:30 AM Toddler Time: Drop-In Storytime

10:30 AM Baby & Me: Drop-In Early 10:30 AM Toddler Time: Drop-In Literacy Storytime Storytime 5:30 PM Beginning Chinese for Adults

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10:30 AM Baby & Me: Drop-In Early Literacy Storytime 10:30 AM Toddler Time: Drop-In Storytime 2:00 PM Overdrive Office Hours 5:30 PM Beginning Chinese for Adults

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Friday 3

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9

30

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10:30 AM Preschool Drop-in Storytime

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10:30 AM Preschool Drop-in Storytime

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10:30 AM Preschool Drop-in Storytime

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6:30 PM Dr. Seuss’ 113th Birthday Party 6:30 PM First Friday Family Films: 7:00 PM Great Books Discussion Group: “Pete’s Dragon” “Robinson Crusoe” 10:30 AM Preschool Drop-in Storytime 10:30 AM Toddler Time: Drop-In Storytime

Thursday

10:30 AM Toddler Time: Drop-In Storytime 10:30 AM Baby & Me: Drop-In Early Literacy Storytime 3:30 PM GPL Sprouts: Kids Can Code!

5:30 PM Beginning Chinese for Adults 6:30 PM Guilderland Library Foundation, Directors’ 6:30 PM Bedtime Drop-in Storytime Meeting 7:00 PM Photo Forum

10:30 AM Baby & Me: Drop-In Early 8 Literacy Storytime 1:00 PM Page Turners Book Discussion Group: “The Astronaut Wives Club” 2:00 PM Overdrive Office Hours 4:30 PM Labor Management Meeting 6:00 PM Drop-in Genealogy Consultation with Lisa Dougherty 6:30 PM Read to Furry Friend

10:30 AM Baby & Me: Drop-In Early Literacy Storytime

Wednesday

2228 Western Avenue • Guilderland, NY 518.456.2400 • www.guilpl.org • info@guilpl.org

AARP TaxAide Preparation Drop-in Knit & Stitch 10:30 AM Preschool Drop-in YogaMusical Mystery Storytime Inspired Storytime Board of Trustees’ Business 12:00 PM Drop-in Knit & Stitch Meeting 7:30 PM Night Owls Book Discussion 6:30 PM Tea Talks Group: “The Short and Tragic Life of Robert Peace”

9:30 AM 10:00 AM 10:30 AM 6:30 PM

9:30 AM 10:00 AM 2:00 PM Sunday Concert Series: 10:30 AM Helderberg Madrigal Singers 7:00 PM

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Note: UNDERLINED events require registration; Call 456-2400

Children’s Program Teen Program Adult Program

Monday

Sunday

MARCH 2017 4

9:30 AM AARP TaxAide Preparation 11:00 AM Navigating the Healthcare Maze 2:00 PM Saturday Stories: Moon & Stars

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9:30 AM AARP TaxAide Preparation 10:30 AM Heritage Resources of the Daughters (and Sons) of the Revolution

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10:00 AM Better Book Sale 10:30 AM “If You Give a Mouse a Cookie,” with WMHT’s Barbara Lukas

9:30 AM AARP TaxAide Preparation

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9:30 AM AARP TaxAide Preparation

Saturday

at Guilderland’s Gathering Place Clip & Save!

notes from the SUPERVISOR’S OFFICE 5209 Western Ave, Guilderland • (518) 356-1980 • www.townofguilderland.org

Guilderland, NY -We have reached this winter’s halfway point but we also know that, while February may be the shortest month, it is usually the snowiest. If and when sufficient snow finally returns, please take advantage of winter recreation activities, including groomed cross-country skiing and snowshoeing trails at the Western Turnpike Golf Course, and sledding at the Winter Recreation Area, just south of Tawasentha Park on Route 146. The Parks and Recreation Department’s webpage and office (456-3150) has information about winter activities and has available cross-country skis and snowshoes for rent on weekdays at the Parks’ Office on Route 146, opposite Tawasentha Park.

Peter G. Barber - Town Supervisor I recently had the opportunity to honor First Lieutenant Lanny Ladouceur who, on May 19, 1970, at 23 years of age, lost his life when the helicopter that he was flying was shot down in Vietnam. The ceremony was attended by Lanny’s

While the winter months can be busy, they allow time for preparing the parks and golf course for the upcoming summer. Parks Department and Golf Course employees are busily trimming trees, painting structures, working on historic properties, and doing other work that is necessary to make Town facilities ready for use. This is also the time for planning the expansion of hiking trails in the growing Town-owned open spaces and adding amenities to the Town parks.

We soon expect to see progress on a number of projects.

NYS DOT should complete the scoping and design work for the planned improvement of the Carman Road/Lydius Street intersection. A new sidewalk will also be installed on West Old State Road from Carman Road to Lynnwood Elementary School. As these projects progress, we will share all available information on the Town website and by other means to minimize inconvenience.

Several senior citizen housing developments have been approved or are currently under Board review. These developments will offer a wide-range of housing opportunities from independent to assisted living. Among the goals of the recently enacted Zoning Code was the expansion of affordable housing options for retired residents.

The Town will soon construct water lines on Route 158 and an interconnection with the Town of Rotterdam. This connection will expand available water sources for an ever-increasing high demand during summer months. After testing and confirming the anticipated capacity, this connection will lessen the Town’s dependency on other water sources.

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February 2017 |

widow, brother, and mother, who is the former president and oldest member of the Albany Chapter of Gold Star Mothers.

Members of Gold Star Mothers, Tri-County Vietnam War Veterans, American Legion, Patriot Guard, and Town Police were present to honor Lieutenant Ladouceur and support his family. In honor of Lieutenant Ladouceur, the Town Board dedicated West Lydius Street from Carman Road to Church Road as “First Lieutenant Lanny G. Ladouceur Memorial Highway.”

Please remember that law prohibits parking overnight on streets and following too closely to the Highway Department’s snow trucks. These rules enable the Highway Department to keep Town roads clear and provide adequate clearance for fire truck and emergency vehicles. Please also help Fire Departments by keeping hydrants clear of snow.

Thank you again for taking the time to read these notes. Upon behalf of fellow Town employees, we hope that you safely enjoy the winter months and look forward to the coming spring.

Peter G. Barber, Town of Guilderland Supervisor

www.OurTowneGuilderland.com for Advertising Rates & Specs

Welcoming New Patients!

LAND AND CRUISE VACATIONS “The Trip was FANTASTIC!!

Janice M. Delehanty, D.D.S. D.D D.S. ƒ0C@ B@IOG@ ?DÍş@M@I>@ DI ?@IODNOMT„ 1484 Western Avenue Albany, NY 12203

518-456-6171 Hours: M-Th, 8-5

www.drdelehanty.com

“THE YOGA WAY�

KALINDI

Cathy is Amazing! She was able to find us just the right vacation for our budget! Outstanding location, great service, and great values! Call Cathy today, experience her outstanding service for all your travel needs ! Happy Travelers!�

-- Gayle and Carl We book amazing vacations and create unforgettable memories. We take care of your land, cruises, air & Hotel needs anywhere in the world!

Register your email on our website to receive exclusive vacation offers! www.cctravel.us Call Cathy Chen Today!

Cathy Chen, Travel Advisor (518) 588-1334 cathy.chen@cruiseplanners.com

Doreen McClintock, PYT Professional-Certified Kripalu Yoga Teacher

Phone (518) 869-3407 dkalindiyoga@aol.com Class schedule:

Yoga is held in a beautiful chapel @ McKownville United Methodist Church 1565 Western Ave., Guilderland, NY

Tues 6:00 PM Weds 10:00 AM Weds 5:30 PM Thurs 5:30 PM

(1/4 mile west of the Northway on Rt. 20)

Relax with hot stones, essential oils, heat, music and much more.

Expert Construction and Remodeling Services Free Estimates Call The Local Experts

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| February 2017

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Enterprising Tree Service Tree Removal & Maintenance Storm Damage Repair • Lot Clearing Stump Grinding • Brush Hogging Firewood

24 Hour Emergency Service Free Estimates • Fully Insured

Tim Wideman 518.872.2966 518.365.0878 www.AAAEnterprisingTreeService.com

Over 30 Years In Business

AAA

URGENT CARE CAR in Your Neighborhood!

Non-Life Threatening Emergencies, Illness & Injuries On-Site X-Rays Immunizations Minimal Wait Times M Low Co-Pays n Op e s! y Walk-In’s Welcome W a Holid Open Ope p 365 Days a Year!

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Open Mon. - Fri. 7am to 9pm & Sat. - Sun. 9am to 7pm Major Insurance and Credit Cards Accepted

(518) 452-2597 1971 Western Ave (Next to Hewitts)

Considering A Few Changes? Ä‚ĹŻĹŻ ƚŽĚĂLJ Ä¨Ĺ˝ĆŒ Ä‚ Ä¨ĆŒÄžÄž ĹľĹ˝ĆŒĆšĹ?Ä‚Ĺ?Äž Ć‰ĆŒÄžÍ˛Ć‹ĆľÄ‚ĹŻĹ?ÄŽÄ?Ä‚Ć&#x;Ĺ˝ĹśÍ˜ džÄ?ĞƉĆ&#x;ŽŜĂů ĆšĆľĆŒĹś Ä‚ĆŒĹ˝ĆľĹśÄš Ć&#x;žĞ ĂŜĚ ƾŜžĂƚÄ?ŚĞĚ Ć?ÄžĆŒÇ€Ĺ?Ä?Ğ͘

Jay Quinn Licensed Loan Originator

2IĂ€FH ([W &HOO MTXLQQ#KRPHVWHDGIXQGLQJ FRP 6

February 2017 |

www.OurTowneGuilderland.com for Advertising Rates & Specs

8 Airline Drive, Albany, NY 12205 Licensed Mortgage Banker • NYS Dept. of Financial Services NMLSR ID# • Company NMLSR ID# 3232

February 2017 - A Sweet Situation!

Tips and plusses in a seller’s market Younger buyers get in-You would think having scarce inventory of homes would make it harder to get a home, but consider this-with a seller’s market, those who want to sell but maybe the house needs updating can put their house on the market as is-these houses may not appeal to an experienced buyer but for a new home buyer, it is perfect. People are willing to forgive some of the flaws of a house when the number of homes for sale is so few.

Multiple offer situations allow for negotiation-Multiple offers are a blessing and a curse-it may increase the price but also makes people stressed out; someone is going to lose. For a seller, you can negotiate for price, earlier/ later closing, or repairs found during inspection. For the buyer, these things also apply-put your best price out there, but also let the sellers know you are willing to work with them on closing and inspection repairs, MANY times an experienced realtor will know that maybe the highest price isn’t everything.

You can sell a not-so-updated house--what to fix, what to let go? The basics for any market apply first and foremost, CLEAN, DE-CLUTTER, PRUNE! But in a seller’s market, don’t spend $ 10,000 on a new bathroom when you can’t see daylight from your windows, or your house from the street!!

A realtor costs nothing for a buyer! –The realtor must be motivated, able to negotiate (i.e. nice) and knowledgeable about what houses to focus your time on. They must be able to write the contract and get everything signed and submitted ASAP in this market. If they take 2 days to get back to you; the house is probably sold.

Understand the process before you start-a good realtor will go through step by step what you need to do, a good mortgage lender, whether a bank or company, SHOULD explain costs and the process to you also. Get preapproved so you know your bottom line, AND know what you owe!! -many deals are sidelined by an old phone bill you thought went away!!

Kathy Burbank is with CM Fox Real Estate- a locally owned and run company with deep ties to the Guilderland Community. The company now has approximately 50 realtors; most who also live locally. CM Fox Charity has 2 charity events a year; and Kathy is actively involved in them.

from KATHERINE BURBANK Licensed Real Estate Salesperson

CM Fox Real Estate 2390 Western Ave Guilderland NY 12084 Office-518-861-7030

Cell-518-461-8032

WEBSITES: CMS with latest features: client editor, blog, forms, gallery, slideshows SEO, Custom Headers & more.

MARKETING MATERIALS: Brochures, Cards, Flyers, Catalogs, Reports, Ads, Presentations, Infographics

CapitalDistrictDesign.com 518-233-4179

FULL SERVICE INTERIOR DESIGN

Kitchen / Bath Design • Consulting • Room Design Window Treatments & Bedding • Accessorizing & More.

Call or email Interior Designer, Terry Kral, to schedule an appointment (first hour complimentary).

518-355-0063 • TerryK@TerryKInteriors.com • TerryKInteriors.com

Guilderland, NY

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With the start of the new year, would you like to start your child on the path to a confident kid or try a new way for your self to get more fit?

Call and ask about our New Year’s Special!

$25 for 30 days,

including training shirt Westmere Plaza 1811 Western Ave., Guilderland, NY 12203

518-452-3065

Visit us on the web at www.capitalnemartialarts.com 8

February 2017 |

www.OurTowneGuilderland.com for Advertising Rates & Specs

OSAKA

Charmed, we’re sure

Sushi, Hibachi, Chinese Food

Find gifts – and a mission – to love: whether sterling silver classics from Peru or colorful, casual designs from India, always handmade, always fair trade.

Tel.: (518) 389-6235 Fax: (518)313-7157 2050 Western Ave, Suite 105 (Star Plaza) Guilderland, NY 12084

WE SERVE LIQUOR!

25%

OFF

FREE DELIVERY (Min. $15.00, in 3 miles) Over Radius Additional Charges May Apply $2.00 LOVE & LIGHT CHARM NECKLACE Sterling Silver from Peru

www.osakaguilderland.com w

ONE ITEM

$5 OFF

WITH THIS COUPON

1002698

HO HOURS M-Th 11 am - 10 pm, F-Sat 11:30 am - 10:30 pm, Sun 12 - 10 pm M

Stuyvesant Plaza 1475 Western Ave, Albany

Offer valid at participating stores until 2/28/17. Not valid with other offers or discounts, purchase of gift cards, Oriental rugs, Traveler’s Finds items or consumables. One coupon per store per customer.

any purchase $30 or more

$10 OFF $20 OFF any purchase $55 or more

any purchase $100 or more

Dine in or pick-up only

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Dine in or pick-up only

Expires 3/15/17 cannot be combined w. any other coupon

Expires 3/15/17 cannot be combined w. any other coupon

Expires 3/15/17 cannot be combined w. any other coupon

Marion DeSantis Guilderland’s Top Residential Agent 2015 and 2016* Please read Marion’s reviews on Zillow, Trulia and Angie’s List. She lives up to her promise of

Why wait for new construction? You can move into this stunning 2 year old, 4 bedroom, 2.5 bath Colonial!

Fabulous gourmet kitchen with granite countertops, abundant cabinetry & stainless appliances. A sun drenched great room with wood floors and gas fireplace make this home a must see! Second level features a master suite with spacious bath and walk-in closet. Plenty of storage with a 2 car attached garage plus a 2 car detached. Welcome home!

Offered at: $327,000

Call, text or email Marion today for your own private complimentary consultation.

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Guilderland Homes Sold in 2016!

Would You Like Yours To Be Next?

Marion DeSantis

Licensed Associate Real Estate Broker

480 Balltown Road, Suite 2, Schenectady, NY 12034

Cell: (518) 378-2200 Email: MarionSellsNY518@gmail.com Web: www.MarionSellsNY.com Guilderland, NY

| February 2017

*Information from GCAR, January 2015 - December 2016

3105 Lone Pine Road

“Exceptional Service. Outstanding Results.”

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THE FALL MATRIX By: Dr. Kim Leis-Keeling Guilderland, NY -I love my job. One of the things that keeps my excitement thriving in my career is going to seminars to learn the latest techniques and information. I feel that if I can pick up one good tip that helps my patients get better quicker, then it was worth my time. I usually come back from a seminar or conference feeling pretty excited to share what I have learned with my family and staff.

I know they all cringe a little when I announce “I’ve signed up for a new seminar”. I always hear my husband mutter under his breath “Oh god, I hope it is not a nutrition seminar. I’ll be eating kale chips instead of potato chips for the next month.” I’m sure my staff feels the same. I can just hear them saying “Dr. Kim is going to a seminar, watch out for Monday.” It is all in good fun.

A few months ago I attended a seminar hosted by Rocktape. This is a company who started out to make their own brand of kinesiology tape but has now transformed into a great educational resource for healthcare providers and fitness professionals. They have such an amazing group of instructor that put a fresh spin on treating athletes.

I have started implementing many of the new rehab principles and taping techniques with my patients which is showing promising results. One of the new rehab tips we learned was called “The Fall Matrix” presented by Dr. Perry Nickelston. I encourage you to look him up on the glorious internet and follow some of his work.

“The Fall Matrix” is based on the simple fact that as we age, the majority of Americans become less mobile and more sedentary which can lead to increased risk of injuries as we age. As human beings, we were meant to move, not sit at a computer all day. If you don’t use it, you lose it. Right? We don’t need a complicated exercise routine to maintain basic body movement patterns. We just need to move out bodies in many different directions. A simple movement like getting up off the floor can be difficult for some people. However, if we train our bodies to be able to get down and up off the floor, we will be using a great number of muscles and movement patterns that will help to keep our bodies functional as we age.

To perform “The Fall Matrix” this is what you do: 1.

Stand in an open area such as carpeted living room.

2.

Use whatever technique you need to be able to get down on the floor and lay on your back- even if you have to hold onto a chair to get down. Then get back up to stand on your feet.

3.

Repeat this a total of 3 more times. Each time you get down on the floor, lay on a different side of your body. For example, your back, stomach, right side and left side.

4.

If you can successfully complete all four positions then you can graduate to the next challenge. So put this article down right now and try to see if you can do all four positions.

5.

Congratulations! You may even notice your heart beating a little faster and some of you may have even started to sweat a little. Now make The Fall Matrix more difficult by not allowing the use of an arm to assist in getting down and up off the floor. For example, place your right hand on your left shoulder, keep it there the entire time you go down and get up off the floor in all 4 positions. Go ahead and try it again. You will notice that it is immediately slightly more challenging.

6.

You can challenge The Fall Matrix in endless ways but start simple by placing a hand on any body part. For example, the opposite shoulder, elbow, knee, hip, crossing your arms, etc.

7.

Try this for a week or 2 and you will see that it becomes easier fairly quickly. It is simple to see that if we did this every day how much more mobile we would be in our later years.

8.

For videos on “The Fall Matrix” search on YouTube or Google.

Let this be a warning to all my patients, staff and family that I have signed up for about 6 seminars this year so there will be lots of new fun information coming our way! As always, if you have questions about this article please don’t hesitate to contact our office at 518-869-3415.

Visit our website at www.sportsandspinalwellness.com and like us on Facebook. We would be happy to be a part of your healthcare team.

SPORTS & SPINAL WELLNESS CENTER 2021 Western Ave., Ste. 102, Albany • (518) 869-3415 10

February 2017 |

www.OurTowneGuilderland.com for Advertising Rates & Specs

GUILDERLAND YMCA FAMILY FUN

250 Winding Brook Drive, Guilderland • 518.456.3634 • www.CDYMCA.org

Kids Night Out!

February 15 — March 29

Saturday, February 25

Are you interested in a workout that is both fun AND effective?

Come join us for “Learn to Box”, a beginner, non-contact boxing class.

You will learn basic boxing skills, hit the punch mitts and heavy bag, and work through a variety of strength, conditioning, and core workouts; all under the guidance of an experienced boxing coach. Each class is 1-hour and emphasizes boxing fundamentals and technique to help you achieve a safe and effective workout. This class is a great way to improve your cardiorespiratory conditioning, build full body strength, burn calories, learn self-defense, and tone the entire body while having fun in a team-oriented environment.

Parent’s do you need a date night?

Drop your child at the Y to enjoy open swim*, basketball, kickball, arts & crafts and a variety of other gym games. *Open swim is available for 3rd-5th graders or those who can successfully complete a swim test.* Pizza, snack and drink will be provided! To help ensure the safety of our guests all participants must be signed in by a parent or guardian and will be required to complete a short guest release form.

Ages 14 & up Wednesdays, 7:40 — 8:40PM Members $50 Non-Members $75

March 10 — April 28

Grades 3 — 5 Time 6 — 9PM Members $10, Non-Members $15

Youth Parkour – Friday’s Parkour involves moving from point “a” to point “b” using the obstacles in your path. We use games and creative physical activities that incorporate conditioning and teach the fundamentals of parkour moves and techniques, including jumping and landing, rolling, vaulting, climbing, and falling safely. No experience is necessary.

Ages 6 — 15 Fridays, 5:30 — 6:30PM Members $80, Non-Members $100

Winter Swim Lessons — All Ages March 6 — April 30 Come to the Guilderland YMCA and learn a lifelong skill that can help you safely enjoy being in, on and near the water. Learn how to swim at any age!

Pre-School — 30 minute lessons Members $55, Non-Members $110

School Age — 40 minute lessons Members $70, Non-Members $140 Adult — 30 minute lessons Members $75, Non-Members $145 Backyard Pool Swim Lessons — It’s never too early to think about Summer!

Call the Guilderland YMCA 518.456.3634 Ext. 1131 to learn more today!

SAVE $100 SAVE $100! Bring this coupon to any Capital District YMCA branch and when you join this February we’ll waive the joiner’s fee (save up to $100).

Visit our website for a complete list of locations. www.CDYMCA.org

O.T.G.2.17

Learn to Box

JOIN US!

CAPITAL DISTRICT YMCA Guilderland Branch 250 Winding Brook Drive 518.456.3634

Youth Breakdancing March 10 — April 28 This popular style of dance that emerged from hip-hop culture, breakdancing is a technical style of street dance that’s set to long periods of musical “breaks”. In this program, professionals from 518Break will provide an 8 week, hour-long program focusing on easy combinations and break dancing moves that are safe and fun! This program will build on basic hip hop fundamentals of dance and help kids improve their UK\WKP DQG ¿RZ No experience is necessary.

Ages 6 — 15 Fridays, 5:30 — 6:30PM Members $80 Non-Members $100

REGISTER TODAY! 518.456.3634 • www.CDYMCA.org Guilderland, NY

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Guilderland Grad Raises Money for the MFNE Melanoma i s a deadly and pervasive form of skin cancer.

An estimated 76,380 new casesof invasive melanoma will be diagnosed in the U.S. i n 2016 and an estimated 10,130 people will die of melanoma in 2016.

Help melanoma survivor and Guilderland native Alison Livingston in her goal to raise $10,000 to benefit the Melanoma Foundation of New England through her participation in the Boston Marathon 2017 Team Running for Cover.

Donations help the MFNE to support families and patients impacted by this disease and also to increase awareness and prevention efforts in the community.

ZZZ '(17,67*8,/'(5/$1'1< FRP

New Clients Welcome

Poiema Salon and Spa 2093 Western Avenue, Guilderland

Tel: 518-961-0485

Make a donation online at:

www.crowdrise.com/MFNEBoston2017/fundraiser/alisonlivingston Or send a check to: Melanoma Foundation o f New England c/o Amy Mason 409 Virginia Rd #11 Concord, MA 01742 (Be sure to include Alisonâ&#x20AC;&#x2122;s name in the memo line)

Treat yourself to the styling and coloring that has made Bea Remillard so celebrated!

New Clients Welcome!

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www.OurTowneGuilderland.com for Advertising Rates & Specs

FMS and Guilderland Police Department partner to spread awareness during National Drug and Alcohol Facts Jan. 27, 2017—Observed this past week (Jan. 23-17), National Drug and Alcohol Fact Week was launched in 2010 as an effort to clarify and spread the word about myths regarding drugs and alcohol that students may gather from social media, the internet, television or friends.

FMS students participated by creating posters in their health classes, and conversed with teachers and local police officers about the effects of drug and alcohol use. “[National Drug and Alcohol Facts Week] is a great opportunity to empower students with the facts and effects of drug and alcohol use, so they may be more prepared to make responsible and informed decisions, and to encourage others to do the same, said Officer Hanzlik.

Hanzlik, along with Officers Jones and Stallmer visited FMS on Friday. The officers came armed with information, stickers and pamphlets, and much to the delight of students, K-9 Rocky.

(L-R) Officer Stallmer, Officer Hanzlik and FMS Principal Laster, along with FMS students and K-9 Rocky. (Rocky was a A special thanks to Officers Hanzlik, Jones, Stallmer and K-9 great sport and the star of a lot of student selfies!)

Rocky for their visit!

Camp Invention to return to GCSD Summer 2017 In partnership with Invent Now, Guilderland Central School District is proud to once again offer the nationally-acclaimed Camp Invention program this summer from August 7-11, 2017 at Pine Bush Elementary School.

The week-long adventure is open to children through grade six, and new this year, will be offered to children in kindergarten. Camp Invention is a program where students learn science, technology, engineering and math in a weeklong experience that taps into the spirit of innovation.

Katie Matthews, a mathematics teacher at Farnsworth Middle School, will be taking over as the program’s director.

“After teaching at Camp Invention for the last two years, I am so excited to continue on as the new director. I look forward to another Camp Invention Week filled with learning, innovation, creativity and fun,” said Matthews.

Students at last year’s Camp Invention discover the science behind demolition.

Every year the Camp Invention curriculum changes, keeping activities fresh and fun. To learn more about what’s on deck for the summer ahead and to register, visit WWW.CAMPINVENTION.ORG. Register on or before March 20, 2017 to receive an early bird discount. Availability is limited, so secure your child’s spot today.

DOWNLOAD CAMP INVENTION FLYER (WITH DISCOUNT INFORMATION) at:

www.guilderlandschools.org/district/newsarchive/1617/PDFs/C-NY31-13505-17_CAMP-FLYER-MULTIDISCOUNT-STANDARD-1PG-COLOR.pdf Guilderland, NY

| February 2017

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Blackbelt Tea Ceremony

By Master Rice Guilderland, NY - Recently at Guilderland Martial Arts, we had our Winter Blackbelt Tea Ceremony. During the ceremony our newest Blackbelts receive their new degree. We promoted first, second and third degree Blackbelts. Some of these students have been with us since before they started school and some for almost a decade.

This ceremony is the formal conclusion of the testing process that began last Summer and a ceremony that brings us together to honor the recipients. As a Taekwondo family we gather to have the opportunity to speak about the recipients and their journey to Blackbelt. Close family and friends take the opportunity to speak on the recipients’ behalf. We always learn something new and we always shed some tears. Everyone’s path to Blackbelt is different and everyone has a variety of obstacles and challenges along the way.

Overcoming challenges and demonstrating great character is what we are all about, and gathering to review our accomplishments in the face of adversity is heart warming.

I will not write any of our shared speeches here, but I will tell you how awesome it was to hear stories of perseverance and to hear how emotionally invested in each other’s success all of us are. We were reminded that however small, we all have an impact on everyone we meet, everyday.

We officially welcome them to our family of Blackbelts and look forward to many years of their continued development. They are the new generation that will make our community and our planet a better place to live. I thank them for being a part of GMA and I thank them for helping me affect the world in a positive way!

GUILDERLAND MARTIAL ARTS 2563 Western Ave, Guilderland • (518) 690-1269 www.guilderlandmartialarts.com Master Rice owns Guilderland Martial Arts and holds a 5th degree Black Belt in Taekwondo. Master Rice is also a Math teacher at Guilderland High School. Guilderland Martial Arts offers classes starting at age 4 as well as an afterschool program and summer camps.

For more information please call 690-1269.

Guilderland, NY

| February 2017

15

CHARTING YOUR COURSE BY

DOUGLAS BAUER

Guilderland, NY - Chinese philosopher Laozi noted that a journey of a thousand miles begins with a single step. Well-seasoned travelers will hasten to add that having the final destination and route in mind also contribute to a journey’s success. Individuals and couples would be well-advised to take the first step on their financial journey - enter the Financial Plan!

A financial plan in its most basic form typically tries to answer the question, “Can I retire?” More specifically, a plan will try to project what level of income can be available at a given retirement age, based on several assumptions such as savings rate, investment returns, inflation, etc. However, a financial plan can and should go well beyond retirement planning to address several important questions, such as: • Are we paying unnecessary income taxes or capital gains taxes?

• How will I pay for the costs associated with higher learning?

• How should our investment portfolio be designed to best align with our goals and objectives?

• What do we want to happen to our assets if we pass away, and what’s the best way to accomplish this?

• How can I best gift assets to charitable organizations that are important to me?

• Should we be concerned about estate taxes even though we’re not worth millions of dollars?

• Am I taking full advantage of any benefits available from my employer?

• Are we properly using debt to leverage our personal balance sheet?

• Are there any opportunities to reduce our fixed expenses?

• Do we have proper insurance coverage in place to protect our lives, health, income, assets, etc.?

A well-designed financial plan will address each of the above issues, and provide an action plan for any adjustments that should be made to your current situation. A comprehensive financial planner will not only prescribe solutions, but will also work with you to implement any required courses of action. Being wellinformed is not sufficient – e.g. knowing that diet and exercise are the keys to physical health is not enough without actually eating healthy and starting an exercise regimen. Likewise, knowing the proper financial steps to take is not enough without actually making positive changes!

Our experience has shown us that many individuals and couples can benefit from a second opinion on their financial health.

Seeking advice from a qualified financial planner can help expose any areas that should be addressed in order to best guide you on your financial journey.

from AllSquare Wealth Management 200 Great Oaks Blvd., Suite 219, Guilderland (518) 456-8900 • www.allsquarewealth.com Douglas J. Bauer, President and CEO of AllSquare Wealth, began his career in the financial services industry in 1975 and is a Certified Financial Planner (CFP®) practitioner. His primary responsibilities include overseeing the direction of the firm, client development, and the servicing of existing client relationships.

As part of assisting clients with their overall wealth management needs, AllSquare Wealth offers income tax preparation services for individuals, estates, trusts, and small businesses.

AllSquare Wealth Management, LLC is a registered investment adviser.

16

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| February 2017

17

“I DON’T FEEL SO WELL!”

by Margaret Tabak

Guilderland, NY - If your 5 year old is saying this, you might take him to the doctor right away. But what if it’s your 25 year old?

In New York, a parent cannot be required to support a child past the age of 21, which includes providing health insurance to the child.

Prior to the Affordable Care Act (ACA), while you may have been able to cover a child through college, if the child was not a student, you might only be able to cover him to age 19. I often wrote Separation or Support Agreements to provide that the parents’ obligation to provide health insurance coverage existed “as long as the child qualifies for coverage.” If the Agreement provided coverage til age 21, and the child was not a student, a parent may have to go out and purchase a policy for a child. If the child wasn’t a student, then the parents’ health insurance responsibility ended at 19.

With the advent of the ACA which allowed the continuation of coverage to age 26, several former clients contacted me and asked if that now required them to provide coverage to age 26? When these agreements were written (some many years ago), none of us could have imagined an option to cover a child to age 26. While I was trying to protect clients regarding a child’s early emancipation, in some cases it may have extended their obligation. However, most parents that are able to provide health insurance coverage to children are happy to do that, as they want to make sure their child has access to medical care.

When the ACA was enacted, I saw Agreements where parents were required to provide health insurance to age 26. I would advise my clients to not commit to a certain date because if the law changed and coverage was not available to age 26, you may have unnecessarily extended your obligation.

If you have an Agreement where you are required to provide health insurance to age 26 and new federal legislation does not allow that to occur, can you go to court to modify your Agreement? The answer is “maybe.” Courts will need to examine if it foreseeable that the law would change and this benefit would not be available to the parents. I suspect that there will be a great deal of litigation on this.

So what’s a parent to do? I suggest that you do not bind yourself to a provision that you may not be able to live up to, even with the best intentions. If you are bound to provide health insurance to age 26 and your policy can no longer provide it, coverage can cost you many thousands of dollars per year.

Even with any repeal or change to the ACA, the issue of health insurance most likely will be in flux for many years, so it is important to be able to provide for your family, but protect your interests as well.

from TABAK & KIOSSE, LLP

100 Great Oaks Boulevard, Suite 122, Albany • (518) 464-4095 www.tklawllp.com Margaret C. Tabak is a partner at Tabak & Kiosse, LLP, a law firm located in Great Oaks Office Park (near Crossgates Mall). Along with her partner (Leyla A. Kiosse), Attorney Tabak counsels clients on all matters related to matrimonial and family law. A resident of Guilderland for more than 20 years, Margaret received her undergraduate degree from SUNY Albany and her law degree from Albany Law School. If you have questions about a matrimonial or family law issue, contact Attorney Tabak for a consultation by calling 464-4095 or visiting the firm’s website, www.tklawllp.com.

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Guilderland, NY

| February 2017

19

From the Director: Teens: Do you have your entry in yet? The Deadline is Monday, February 13!

The Guilderland Public Library is one of two area libraries are collaborating in the Second Annual Teen Winter Writing Contest which gives young authors and poets an opportunity to showcase their writing skills, and the chance to win great prizes and publication!

Open to teen writers who reside in the Capital District, this cooperative effort between the Clifton Park-Halfmoon Public Library and GPL is an extension of the program that was started last year at GPL by Young Adult Librarian, Ashleigh Whitfield, who is now on staff at the Clifton Park-Halfmoon Public Library.

“We had such a great response to the contest last year that we wanted to offer the opportunity again,” said Ms. Whitfield, “We were so impressed by the pieces we received!”

“With our two libraries working together, we are reaching a wider audience so that more students are able to enjoy the experience sharing their work beyond the classroom. We’re very excited to read the new submissions,” she continued, “and I know the judges are going to have some tough decisions to make; they sure did last year!”

GPL’s Bryana Wachowicz, the Librarian handling the Guilderland side of the program, was equally enthusiastic: “We’re so glad we could make this great program even better. It’s a wonderful opportunity for students in both locations to have fun with writing, and have their work recognized. Winning entries from each category will be published in a book that will be given to each winner and made available for sale at each library. We all know how important publication is to a writer … of any age!”

So teens, what’s your story? Send it to us! Full details on the contest are available online at www.guilpl.org/teenwriting, but here are the basics: ·

All participants must be in grades 6 through 12 and reside within the Capital District.

·

Judging will be anonymous and based on content, creativity, style, and technique. All decisions are final.

·

All entries must be original work. School assignments will be accepted. Previously published material will NOT be accepted.

·

You may submit only one piece of writing per category, but may submit to both categories for your age group.

·

The categories: o Grades 6 – 8, Poetry o Grades 6 – 8, Fiction or Nonfiction Prose o Grades 9 – 12, Poetry o Grades 9 – 12, Fiction or Nonfiction Prose

· Deadline for submission is Monday, February 13. All submissions are to be sent to TeenWinterWriting@gmail.com. Get full details at www.guilpl.org/teenwriting Prizes will be awarded to a second and first place winner for each category, in each age group. Grand Prize: All first place winners will have the unique opportunity to workshop their pieces with Donna Liquori, Bibliofiles columnist for the Times Union. The workshop will be scheduled after the winners have been decided.

All participants are invited to attend a reception at the Clifton Park-Halfmoon Public Library on March 3, at 6:30 pm. First place winners will have the opportunity to read excerpts from their pieces at the reception. Honorable mentions will be announced and recognized.

Teens: What are you reading this for? Get writing! from the

GUILDERLAND PUBLIC LIBRARY

2228 Western Ave, Guilderland • (518) 456-2400 • www.guilpl.org 20

February 2017 |

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Photo courtesy of Richard Johnson, via albanyjazz.com.

Cliff Brucker & Full Circle perform at Library Cliff Brucker, jazz drummer and pianist, and his exceptional sextet Full Circle, will perform classic jazz standards and original compositions at the Guilderland Public Library on Sunday, February 12 at 2 pm. This event is part of the library’s Sunday Concert Series.

Full Circle includes Leo Russo, tenor and alto sax; Larry Ham, piano; Dylan Canterbury, trumpet and flugelhorn; Mike Novakowski, guitar; Otto Gardner, bass. Individually, the six musicians have performed with both local and legendary jazz artists; together, they recently recorded the eponymous album, “Full Circle,” showcasing the uplifting swing and phrasing of saxophonist Leo Russo -- “an exceptional and satisfying recording,” notes one jazz reviewer.

3 Little Birds Join local librarian and former Kindermusik teacher Josalyn Wilder at GPL on Monday, February 13, at 10:30 am, for “3 Little Birds: Music, Movement & Storytime,” a fun-filled program of music and literacy activities geared toward children ages 5 and under. No registration necessary, drop in whenever you’re able. Children must be accompanied by an adult caregiver.

Cliff Brucker and the sextet Full Circle will perform a free concert at GPL on Sunday, February 12 at 2 pm.

Pinterest Wins: “Gal”entine’s Day Edition February’s Pinterest Wins event, on Monday, February 13, at 7 pm, celebrates our gal pals!

Bring your gal pal (mom, daughter, co-worker, next-door-neighbor!) to a night of Valentine’s Day-inspired crafting for all ages.

There will even be a dessert waffle bar! Please register each member of your squad – do it online at www.guilpl.org, by phone at 456-2400 x 2, or in person at either the Information Desk or the Children’s Desk.

GPL Sprouts: What’s the Matter Find out “what’s the matter” at our next fun-filled STEM (Science, Technology, Engineering & Math) program at GPL on Thursday, February 16, at 3:30 pm.

Ideal for kids ages 4 through 7, this program explores the world around us through books, experiments, activities, and crafts.

Lots of hands-on learning for everyone! Children must be accompanied by an adult caregiver.

Please register by calling 456-2400 x 4, or go online to www.guilpl.org, and use the Events & Registration Calendar.

Better Books Sale Fight the Gloom Period Blahs with a new book! There are bargains galore on books, CDs, DVDs and more at the Guilderland Public Library’s next Better Books Sale on Saturday, February 11, from 10 am until 4 pm. Good hunting!

About GPL The Guilderland Public Library is located at 2228 Western Avenue, Guilderland. Visit the Library’s website at www.guilpl.org to get information on upcoming programs, and to register online via the homepage’s “Events & Registration Calendar.” Check out the “unofficial” Library updates at facebook.com/Guilderland.Library and follow the Library on Twitter (@GuilderlandLib).

Guilderland, NY

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Guilderland, NY

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23

It’s National Children’s Dental Health Month!

During this month we look forward to reaching out into the community and visiting area schools to educate our children and young adults on the importance of good oral health and how it relates to overall general health There are basic preventive steps to help your child maintain good oral health: •

Establish good dental hygiene habits early. When your child is 12 months old, you can begin using toothpste when brushing his or her teeth. When the gaps between your child’s teeth close, it’s important to start flossing.

•

Serve as a good role model by practicing good dental hygiene habits yourself.

•

Schedule regular dental visits for family checkups, periodontal evaluations and cleanings.

•

Check your child’s mouth for the signs of periodontal disease, including bleeding gums, swollen and bright red gums, gums that are receding away from the teeth and bad breath.

•

Teach children how to brush their teeth well and properly. Kids should brush their teeth at least twice a day, but after every meal is best. It is recommended for children to floss at night before bed as well. Check with your dentist for age appropriate dental hygiene practices for your child.

•

Promote nutritious “tooth healthy” meals and try to keep kids from snacking continually between meals.

•

Consider using fluoride to protect your child’s teeth. Talk to your dentist about fluoride toothpaste recommendations and fluoride varnish treatments.

•

Discuss dental sealants with your dentist. Sealants shield teeth from bacteria that cause tooth decay and other dental problems.

•

Do not share eating utensils between yourself and your child. Doing so can easily pass harmful cavity-causing bacteria to your child.

These steps are critical in preventing tooth decay and/or other potential problems that currently is the number one cause today of lost school hours. Our children are our future, so we must teach them everything we can to ensure they have a healthy future filled with bright smiles and overall general good health.

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."*7 (1 15$$2 &$-2+$ -$32$0$# .-$ 7$ 0 .+# , +$ *(227 +..*(-& %.0 '(1 %.0$4$0 '.,$ $ 5 1 %.3-# +(4(-& (- " 2 ".+.-7 $" 31$ '$ 5 1 1. %0($-#+7 -# 5(2' 5(-2$0 //0. "'(-& 5$ 5'(1*$# '(, 3/ -# -.5 '$ (1 +(4(-& (- %.12$0 '.,$ 5 %(4$ .2'$0 *(22($1 './(-& %.0 '(1 %.0$4$0 '.,$ ."*7 +.4$1 .2'$0 *(22($1 -# +(*$1 2. /+ 7 -# (-2$0 "2 5(2' 2'$, $ +.4$1 2. !$ '$+# -# "3##+$ 5'$- '$ (1 -.2 !317 / 02 *(-& (- % ,(+7 "2(4(2($1

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Estates - Wills - Family Law Estates --Wills - -Probate Estates Wills Trusts Trusts & Asset Protection Divorce - RealProperty Property Divorce-Real 9HKLFOH 7UDI¿F Real Property Vehicle Vehicle & Traffic& Traffic * Member - National Academy of Elder Law Attorneys

1777 Western Ave., Albany, NY 12203 Discover, Master Card and Visa Accepted

869-1205

www.randalllawfirm.com

Guilderland, NY

| February 2017

25

Don’t Forget! Fish Fridays for Lent start March 1st!

FISH FRIDAYS!

COME GET YOUR FISH FRY! FISH FRY - CLAM ROLLS - SCALLOPS & MORE since 1981

Route 155 ~ 1/8 mile in off Western Avenue on the Left

VALENTINE’S DAY SPECIAL Tuesday, February 14th

Stuffed Sole with$Crab & Scallops 17.95 FREE LUNCH DELIVERY served with small tossed salad, OPEN NOON ON SATURDAY AND 1PM ON SUNDAY

12 - 2pm

FRESH SOUPS MADE DAILY! PARTIES OR CATERING! FRESH HOME COOKED FOOD!

baked potato and broccoli DINE-IN OR TAKE-OUT • RESERVE NOW!

MARK YOUR CALENDAR

Our Famous ou ous us St. Patrick’s k’ k’s Day Platter teer ter Will Be Here SOON! Corned Beef & Cabbagee Dinner with Potatoes andd Carrotss

OPEN SUNDAYS 1pm - 8pm

Home of the

WHALE WHAL W HA ALE FR FRY RY and JUMBO CLAM ROLL! 1/2 Price Appetizers • Yuengs & Wings Special!

Eat-in or Take-out!

BEST FISH FRY IN GUILDERLAND!

SAVE $

5

On Your Food Purchase of $30 or more.

The CAT’S MEOW 456-1895 with this coupon. Dine-in only. One per table/ party. p Not valid on Alcohol-only purchases. Not VValid Holidays. Cannot be combined with other offers or specials. Expires 3/15/17

10% OFF

Entire Check Lunch or Dinner The CAT’S MEOW 456-1895 with this coupon. One per visit, one per table.

One per party. Not Valid Holidays. Cannot be combined with other offers or specials.

Expires 3/15/17

Voted 5 Years in Row!

Absentee & Vacant Home Watch Services Our services provides homeowners with peace-of-mind during extended stays away or from home or corporate relocations. We tailor our services to meet the individual needs of our clients.

• • • • • •

GUILDERLAND OWNED & OPERATED “Serving the Capital District Since 1988”

• SNOW PLOWING • CLEANING WALKWAYS • SALTING • CALCIUM

Property inspections (inside and outside) Full client reports Emergency services Customized programs Home watch services Absentee home watch services

w w w.mei er s h o mes er v i ces.co m

Call Now For FREE Estimate

518.369.3368

RESIDENTIAL & COMMERCIAL • FULLY INSURED

26

February 2017 |

www.OurTowneGuilderland.com for Advertising Rates & Specs

Important Numbers Emergencies POISON CONTROL

911 800-222-1222

Ambulances: Voorheesville Area Western Turnpike Rescue Squad - Centre Drive Western Turnpike Rescue Squad - Carman Road

765-2344 456-3600 456-5144

Police: (Non-emergency) Altamont Police Department Guilderland Police Department New York State Police-Guilderland Substation

861-5480 356-1501 456-1118

Fire Departments: (Non-emergency) Altamont Fort Hunter Guilderland Guilderland Center McKownville Voorheesville Westmere

861-8171 355-2434 456-5000 861-8871 489-4340 765-4048 456-5200

Post Offices: Altamont Guilderland Guilderland Center Stuyvesant Plaza

861-6953 456-1400 861-5090 438-0773

2050 Western Ave, Suite 201, Guilderland, NY 12084 • (518) 456-6611 • www.guilderlandchamber.com

The View from Here...

by Cheryl Lasher, President, Guilderland Chamber of Commerce

So, what is the news from the Guilderland Chamber of Commerce?

Let’s start with a few recent facts and figures: •

20 new members joined in the first half of our fiscal year July 1 – December 31, 2016

•

All of the Chamber shared office space is occupied.

Here is a list of those businesses: CMK and Associates Real Estate COH Finance

Schools: Altamont Elementary Christ the King School Guilderland Schools Transportation Guilderland District Administration Guilderland High School Farnsworth Middle School Guilderland Elementary Lynnwood Elementary Pine Bush Elementary St. Madeleine Sophie Westmere Elementary

861-8528 456-5400 861-6434 456-6200 861-8591 456-6010 869-0293 355-7930 357-2770 355-3080 456-3771

General Information: Albany Better Business Bureau 1-800-828-5000 Albany County Clerk’s Office 487-5100 Albany County Executive’s Office 447-7040 Altamont Fairgrounds 861-6671 Altamont Village Hall 861-8554 Guilderland Animal Control Officer 356-1501 Guilderland Animal Shelter 861-6855 Guilderland Chamber of Commerce 456-6611 Guilderland Food Pantry 930-1001 Guilderland Highway Department 861-5108 Guilderland IDA 356-1980 Guilderland Interfaith Council 456-5410 or 355-3000 Guilderland Parks & Recreation Department 456-3150 Guilderland Performing Arts Center 456-8604 Nott Road Park 869-9884 Park Superintendent 456-8220 Summer Day Camp (Tawasentha) 456-3475 Town Pool 456-4446 Guilderland Public Library 456-2400 Guilderland Town Hall 356-1980 Guilderland Transfer Station 861-6776 Guilderland Water & Wastewater Management Dept.

456-6474

Highland Capital Brokerage Law Office of Ray Woods, Immigra on A orney Our Towne Guilderland Port Valkyrie Accoun ng •

Over 19,000 dis nct views on our web site in 2016

•

Averaging at least 1 ribbon cu ng per month for new or newly renovated businesses

•

Revitalizing the Women in Business Chamber group

•

The Chamber Facebook page has exceeded 1000 Likes for the first me and s ll growing

What is on the horizon for 2017? We will host our annual State of the Town event in March. At that event, Supervisor Peter Barber will share current informa on about the Town of Guilderland and what he an cipates coming up in the rest of 2017. We will have members of the Albany County Legislature, the NYS Legislature, and the Guilderland School System sharing their perspec ves too. The public is invited.

We con nue to host events where members can learn about each other’s businesses and cul vate future collabora ons.

We sponsor informa ve programs to help grow business and career development. We provide our ongoing member-tomember programs in health insurance, fleet vehicle insurance, Constant Contact, credit card processing, and more. We provide affordable Why is this important to the community? Because business is the economic driver behind our local economy. The Chamber works to help businesses prosper which in turn benefits our tax base and all the community ac vi es the businesses so generously support. Buy local from your friends and neighbors!

Guilderland, NY

| February 2017

27

G

DATED MATERIAL: Postmaster: Please deliver by February 10th

OUR TOWNE GUILDERLAND

PRESORTED STANDARD US POSTAGE PAID ALBANY, NY P Ùîã NÊ. 518

STAR PLAZA - 2050 Western Ave, Suite 201 Guilderland NY 12084

To AdverƟse in the Our Towne Guilderland Monthly Shopper Please Call (518)356-3898 DEADLINE- Last Friday of Each Month

FEATURED LISTINGS 806 Rainbow Dr. Guilderland, NY 12303 MLS # 201700782

Are you considering Purchasing a home in 2017?

If so, you may want to understand the basics of your credit score to help monitor and manage it.

$329,800

Exceptional New M.A. Schafer Construction ranch in a quiet & conveniently located Guilderland neighborhood, ready for its new owner. Features inc: an open flr plan with a high end kitchen, custom cabinetry, timeless granite, SS appliances, a spacious island, LR with fp & cathedral ceilings, dining area, impressive HW flrs, 3 BR, 2 BA, Master BR with trey ceilings, WI closet & gracious bath, huge mud room, 1st flr laundry rm with, composite deck, daylight basement with egress windows. Still time to choose your Bedroom floors! 1,908 Sq. Ft.

957 W. Pine Hill Dr. Guilderland, NY 12303 MLS# 201700699

$274,900

Ideal colonial nestled in a quiet family friendly Guilderland neighborhood! Features include: a Spacious Living Room with stunning fireplace, an Eat-In-Kitchen that overlooks a formal Dining room & an inviting Rec room with wood stove & sliders, 2 patios, 4 BR, 2 Full Baths & 2 Half Baths, HARDWOODS throughout most of the home, loads of natural light, A FINISHED WALKOUT BASEMENT with kitchenette & half bath, Central Air, 1st Flr Laundry, 2 car garage & a fenced in sizable, private back yard! H2O heater (1).

Lenders use this 3 digit number to predict the likelihood that you will repay your debt on time. Generally, With scores over 700, you may have a lower interest rate and a smaller required down payment.

Tips for improving or maintaining higher credit scores: 1. Pay ALL your bills on time (including those small medical copays).

2. Pay off debt when you can to keep your debt to income ratio low.

3. Try to keep credit card balances 30% or lower of your total available credit.

4. Review your credit score annually.

(Monitor mistakes and Identity theft)

Real Estate in the Capital Region

Kellie Kieley Associate Real Estate Broker

Cell: 518-225-0454 Fax: 518-836-0222

CREDIT SCORE 101: Your credit score will usually range from 300 to 850. It is derived from an algorithm that takes into account several factors including: payment history, total debt owed and length of credit history.

www.guilderlandproperties.com www.topalbanyhomes.com www.clicksaratogaspringshomes.com

kkieley2@gmail.com

www.findcliftonparkhomes.com

Kellie has consistently been an award-winning producer in her field. She has a vast knowledge of Guilderland and the market. Kellie’s network of local resources and professionals will help ensure a smooth and worry-free transaction for you and your family.

Kellie is a proud gradute of Siena College and a life long resident of the Capital District. She and her family live in Guilderland. She has two children in the Guilderland School District and is actively involved in many community organizations. To help give back, Kellie will be donating $100 from every closing in 2017 to the St. Jude Children’s Research Hospital. Together we can help defeat childhood cancer.

GUCCIARDO REAL ESTATE GROUP LLC LIST LOCAL. SELL GLOBAL.

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February 2017 |

KELLIE KIELEY • (518) 225-0454 1809 WESTERN AVENUE, ALBANY, NY 12203

www.OurTowneGuilderland.com for Advertising Rates & Specs