G
MAY 2014
OUR TOWNE GUILDERLAND • Local Business News • Community Events • Community Information NEW FEATURE - GUILDERLAND PUBLIC LIBRARY CALENDAR OF EVENTS - Page 3
N S NY PTIO R M DE NTE E R CE
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May 2014
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Alzheimer’s Caregiver Series begins Monday, May 19 Call 456-2400 x 2 to register
Get details at www.guilpl.org
JUNE 2014
Through the Heartland on US 20 Wednesday, June 18 @ 7pm
COLOR KEY: Children’s Programs Adult Programs Note: Underlined events require registration; call 456-2400
at Guilderland’s Gathering Place
Clip & Save!
notes from the SUPERVISOR’S OFFICE 5209 Western Ave, Guilderland • (518) 356-1980 • www.townofguilderland.org
I
think the coast is clear enough for me to say it’s spring! At least it looks like and feels like and smells like spring, and certainly about time, too, after as cold and snowy a winter as I can remember here in Guilderland. Yet it is springtime, and the hiking trails at Tawasentha Park are full of walkers and runners, Western Turnpike Golf Course is filled with golfers, the fields at Nott Road, Di Caprio, and Keenholts Parks are in full use for a variety of warm-weather sports. In our residential neighborhoods, the scents of new growth are in the air and the sounds of lawnmowers are in our ears. This is truly a time of year when I think that most of us would agree that it’s great to live in Guilderland. I would like to express the Town’s gratitude to the members of several local Boy Scout troops for once again being involved in a service day project on April 27 to maintain and improve our hiking trails in Tawasentha Park. For the eighth consecutive year, the Scouts and their adult leaders spent part of their weekend working to cut back brush, spread stone and wood chips on trails, and to do whatever else was needed to make the trails safer and more pleasant for the walkers and runners who use them. Participants in this year’s event were youth and leaders from Troops 24, 33, 50, 83, and 264. Their efforts really make a difference! Western Turnpike Golf Course is open for the season, and bustling with activity. Although our spring opening was delayed slightly as a result of that long winter most of us would care to forget, the course came through the cold months in good shape, and playing conditions are now excellent, thanks to
the hard work of our groundskeeping crew. Please call the Pro Shop at 456-0786 for information on spring specials or to book a tee time, and remember that Guilderland residents always get special rates when they present a resident identification card. If you are a resident but don’t have a card, you can obtain one at the Pro Shop with proof of Town residency. As spring moves along, it’s important for families that need to make plans for children’s activities this summer to remember that registration is currently open for Guilderland’s popular day camp and sports/activities camp programs. The half-day day camp and the sports and enrichment camps are a familiar part of summer in Guilderland, and a lot of sessions reach maximum enrollment early, so I urge you to check your options promptly. Program brochures were distributed last month, but if you need an additional copy, please call the Parks Office at 456-3150. You can also get complete information and register for programs on-line at www.guilderlandrec.com. The fourth annual “MudMania” event will take place on Saturday, June 14 at Tawasentha Park. The event will include both competitive and “fun run” components, with several races setting off throughout the day, along with food and entertainment. Nobody knows what the weather will be that day, but no matter what, there will be plenty of mud throughout the course. Complete details and registration are available at www.tawasenthamudmania.com The schedule has now been finalized for the thirty-fifth consecutive year of free music programming presented at the Guilderland Performing Arts Center. The series will open with “Nervosity”, a show featuring regional high school bands, on Friday, June 20, and will continue on Thursday evenings through mid-August. As always, the series will feature several performances by the popular Guilderland Town Band. Complete program information is available at www.townofguilderland.org. It’s a busy time of year in Guilderland, but I think we all appreciate it after a lengthy winter season. Please enjoy all there is to do in our community, but travel safely to do it! Ken Runion, Supervisor
4
May 2014
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message from the CHAMBER OF COMMERCE 2050 Western Ave, Guilderland • (518) 456-6611 www.guilderlandchamber.com
S
pringtime is always a busy season for us at the Chamber. Not only are we getting ready for our annual dinner, but we are getting ready for our summer event and programs as well as continuing to provide our members and the business community with our usual services. For instance, did you know that as a member we have special affinity programs designed to help member businesses save money on things such as payroll and energy savings? GTM Payroll has a great program for our members, and they have more than just payroll. They can help with insurance, human resource services, time and labor management and more! Looking for a way to save some money with minimal effort? Give Energy Partners Consultants a call. They have a program for members designed to get them the lowest rate using a whole network of energy supply companies, and the best part is, they do ALL the work for you!
Leaky roof?
Credit Card processing is something where businesses are constantly looking for ways to save on fees and headaches. TransFirst has a program for Guilderland Chamber members that provide a safe and secure terminal as well as low fees for the services.
Chiminey and masonry work? Gutter Cleaning?
For small businesses with no IT department, Liberteks, in addition to their general services they can provide businesses has a program also just for GCC members that helps businesses manage their technology services on the cloud to help with a faster performance, back up and disaster recovery. They can give you a free walk through analysis. Google Indoors is our newest service we are providing chamber members and is a great way to get people through your door without them leaving their house. What’s the point you ask? For restaurants, retail spaces, warehouses, non-profits, fitness centers, and more this invaluable service will let customers and potential customers check out your place so they can make plans before hand and will bring an appeal to bring more people in to dine, shop, visit, or support your place of business. For more information on these programs and the chamber give me a call at 456-6611 or email me at egauthier@guilderlandchamber.com.
Call
John Relyea
Oh! And don’t forget to download our mobile app! Search Guilderland Chamber in the Apple or Google Play store and download. It’s Free!
258-6324
Sincerely,
Free Estimates
Erika Gauthier, President
Register for chamber events at www.guilderlandchamber.com/calendar.html
ECO
Since 1991
TREE SERVICE REMOVAL • STUMP GRINDING • TRIMMING
356-4877
GUILDERLAND OWNED BUSINESS 6
May 2014
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Sommers & Magilton Tax and Business Services
W Ralph Sommers, EA Enrolled Agent
Dennis Magilton, EA Enrolled Agent
Individuals * Partnerships * Corporations *Trusts Estates * IRS Audits * Bookkeeping * Business Services Only Enrolled Agents have demonstrated to the IRS their competence in all areas of taxation, representation and ethics and are given unlimited representation rights before the IRS. Website: smtaxes.com 1971 Western Ave Albany, NY 12203
Phone: (518)-869-2112 Email: Dennis@sommerstax.com
Members of Guilderland Chamber of Commerce, Albany Colonie Regional Chamber of Commerce, National Association of Tax Professionals and National Association of Enrolled Agents
1223 Fort Hunter Rd Schenectady
518-356-4364
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Guilderland Chamber Awardees Announced! Guilderland, NY- The Guilderland Chamber has announced their 2014 Town and Chamber award recipients. The Winners will be honored at the Chamber’s Annual Dinner on Wednesday June 11th at Pinehaven Country Club.
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Each winner was nominated by community and chamber members and then selected by a committee consisting of Town officials, the chamber’s annual dinner committee, and members. The Town Beautification Award winners are as follows:
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• Tractor Supply Company for new Construction. The Brand new store is located at 2327 Western Ave. • The Recovery Sports Grill for Best Renovation for their new restaurant located in Hamilton Square • Dave and Busters in Crossgates Mall wins the Worth a Detour Award
Give Your Child More Than Just an Excellent Education Traditional Christian values make an education at St. Madeleine Sophie extraordinary. We offer excellence in all programs including: Spanish • computers • art • library skills • music • phys ed
NOW REGISTERING FOR 2014 SUMMER CAMP Act soon, spaces fill quickly. Registering All Grade Levels for Sept. 2014 3510 Carman Rd. • Guilderland
(518) 355-3080
Pre-K through Grade 5
www.smsschool.org
A school of the ROMAN CATHOLIC DIOCESE of ALBANY
• M&T Bank located in Hamilton Square will receive a special Green Award this year for their brand new energy efficient building for their Guilderland Branch. The Chamber Award Winners for 2014 Are: • Brian Clark of the UPS Store for Small Business Person of the Year for his support of the Chamber, Community, and Involvement with new ideas for businesses • Lisa Giruzzi of Transformational Conversations for The Chamber Champion Award for her tireless efforts and support of the Guilderland Chamber and chamber members • Sports and Spinal Wellness Center located at 2021 Western Ave for Best Place To Work • Troy Miller of CM Fox Realty for the Award of Merit for his constant support and giving back to the Guilderland Community • The Lynnwood Elementary PTA wins a special Community Project Award for the new playground.
DANCE WHERE EVERYONE IS A STAR!! Fall Lesson Registration has Begun! Call or email to sign up
Summer Lessons Available! Pre Ballet/Tap and Gym offered for summer!
Call for more info! 861-1256 or email danceforcecara@gmail.com
OPEN HOUSE
Thursday, August 28th & Friday, September 5th 5:30-7:30 PM
(518) 861-1256 • Park Place Plaza, Guilderland Center • www.danceforceinc.com OurTowneGUILDERLAND.com
May 2014
7
It’s Time for
MULCH!
Whether you want bulk delivery or to have it delivered and installed, we’ve got you covered! Call 369-3368 TODAY for a FREE Estimate!
“Serving the Capital District Since 1988”
Guilderland Owned & Operated
Seasonal Contracts Available
Easy Budgeting for mowing & plowing billed in 12 monthly increments
Bi-Weekly Rates Available mow every other week
FREE Dethatching with every clean-up
• S prinG C lean -u pS ! • l awn M OwinG • M ulChinG • O verSeedinG • h edGe t riMMinG • d ethatChinG Call Now For FREE Estimate
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UNDER NEW OWNERSHIP • Look for on-going renovations - Inside & OUT! Celebrating Our 33rd Anniversary!
JOIN US FRIDAY, MAY 16TH FOR PRIME RIB! 9 oz Angus Prime Rib served with Tossed Salad, Baked .95 Potato and Steamed Broccoli.
$16
TUESDAY & FRIDAY
Family Style Chicken Parm Dinner or Cajun Tilapia Dinner
for 4
$20
Parm includes spaghetti, fish includes French Fries. Both include tossed salad with choice Italian or Ranch dressing and rolls. Dine-In or Take-Out served 5pm - 8pm - please order between Noon and 4pm for Pickup
DECK IS OPEN!
Route 155 ~ 1/8 mile in off Western Avenue on the Left
Full Bar availaBle • Closed sundays
Home of the WHALE FRY!
BEST FISH FRY IN GUILDERLAND!
CLAM NITES $5.50
Every Tuesday & Wednesday
Fresh Steamed Littleneck Clams!
Voted 4 Years in Row! Low Prices!
8
May 2014
•
(served everyday for $6.50)
Proud Member of the
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Pet Sitter - In Your Home Pet Care
Schenectady, Clifton Park, Glenville, Saratoga, Troy, and North Greenbush
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Clifton Park, Latham, Glenville, Saratoga, Schenectady
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Introducing the locally owned and operated car service whose purpose is to provide Guilderland and the surrounding community a clean, safe, affordable, reliable, and professional car service.
The services offered include: • Rides to/from mass transit
Both Locally & Regionally (airport, train station, bus station.)
• • • •
All taxi related services. DWI avoidance. Day Trips to Nearby Cities. College Transportation.
Both scheduled appointments and immediate service are available
Call or Text (518)339-0658 or e-mail info@guilderlandcarservice.com
an easy number to ! remember
1 (800) CUT-TREE (518)
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Tree & Stump Removal • Trimming • Pruning • Topping • Lot Clearing • Snow Plowing 110 Ft Crane For Hard To Reach Places Serving Albany & Schenectady County
Fully Insured Free Estimates
Tony Watson Owner/Operator
• serving the community for over 20 years •
7385 ChurCh rd., Guilderland nY OurTowneGUILDERLAND.com
May 2014
9
READY, SET, FUN!
ADVENTURE CAMP! Adventure Camp is our premier regional day camp located on Rt. 155 in Guilderland. We offer bussing from many convenient locations. Adventure Camp offers a variety of unique experiences, including: • Tennis • Archery • Outdoor pool • Pond with paddle boats • Zip line • Rock climbing • Fishing • Covered pavilion
REGISTER TODAY! www.CDYMCA.org CAPITAL DISTRICT YMCA • Adventure Camp • Rt.155 Guilderland • 456.3634 OTG.5.14
10
May 2014
OurTowneGUILDERLAND.com
SAVE THE DATE “Win, Place or Show” Golf Tournament Tuesday, August 12, 2014 Western Turnpike Golf Course
The St. Madeleine Sophie School Home & School Association will be holding our first “Win, Place or Show Golf Tournament” on Tuesday, August 12, 2014 at the Western Turnpike Golf Course in Guilderland. Please join us! In the past two years enrollment at St. Madeleine Sophie School has increased and we look forward to continued growth. Your support will positively impact our school and the lives of the children who attend it. We are thrilled with this growth and through your assistance we will continue to provide students in Pre-K through Fifth grade with academic excellence rooted in faith. Your participation in our tournament supports our long, proud tradition of welcoming any child whose family seeks the gift of a quality Catholic education regardless of their financial circumstances.
How can you help?
We need golfers….and people who want to have fun! The tournament will be a 4-person scramble format with a 9:00 a.m. shotgun start. Your registration fee of $125 per person includes a cart, lunch and a steak or chicken clambake dinner. Please consider inviting some friends, for a day of fun and fundraising. Simply complete the attached form and return it to St. Madeleine Sophie School no later than July 30, 2014. You’re not a golfer? That’s ok! You’re welcome to join us at our celebratory dinner at 3:00pm.
We also need sponsors! All sponsors of our golf tournament
will be acknowledged in our program and on the school website. Our goal for this tournament is $20,000 and through your generosity, this goal can become a reality.
St. Madeleine Sophie School is a special place. Through the collaboration of dedicated faculty, staff and parents we work to provide academic excellence by recognizing, respecting and nurturing the unique gifts of our students, enabling them to reach their full potential. We hope you will consider partnering with us in this very important mission. Please know that our children are grateful for the privilege of attending this incredible Catholic school. Your generosity will help make a difference in the lives of all of our students. Many thanks and may God bless you! Laura Hosey and Pam Smith – Event Chairwomen To Sponsor or for additional information, please call 355-3080. You may also download the Golfer Registration and Sponsorship Information at: www.ourtowneguilderland.com/smsgolf.pdf
Your Friendly Neighborhood Garden Center
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• Seed • Sod • Fertilizers • Lime • Weed & Insect Controls
GARDEN • Vegetables • Berry Plants • Fruit Trees • Soil Conditioners • Fertilizers • Weed Controls
LANDSCAPE • Tree & Shrubs • Annuals • Vines • Perennials • Grasses • Roses • Edging • Weed Barriers • Stone • Landscape Boulders
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456-5348
2552 Western Ave GUILDERLAND, NY
2 Doors from Pizza Gram
$3.00OFF $10.00OFF
Any Purchase of $20.00 or more
Not valid with any other offer or discount. One Coupon per visit. Valid with Coupon thru 6/15/14
Any Purchase of $100.00 or more
Not valid with any other offer or discount. One Coupon per visit. Valid with Coupon thru 6/15/14
www.ColonialAcresNursery.com OurTowneGUILDERLAND.com
May 2014
11
GUILDERLAND CHAMBER MEMBER SPOTLIGHT Interview with Bill Lia Jr. VENT Fitness
Q. Are you known for anything special? We offer some of most unique and innovative private and small group training programs such as our NXT series, which can only be found at VENT Fitness.
Q. How long have you been in business? VENT Fitness began as an independent brand in January of 2013, almost a year and a half ago. The facilities previously operated under the same ownership but as a Gold’s Gym franchise since 1991.
R
Q. Where are you located? VENT Fitness currently has 4 convenient Capital Region locations: Guilderland in the Hamilton Square Plaza, Latham on Rt.2, one mile east of the circle, Niskayuna next to Mohawk Commons and on Rt. 9 in Clifton Park, just past Shenendehowa. We are hoping to expand our Capital Region footprint over the next few years! Q. What hours are you open? Monday through Friday 5 am to 11 pm and Saturday/Sunday from 7am to 7pm.
Q. What do you love most about the business?
I recently met someone who had a tattoo of our VENT icon (green stylized E) on their arm. When he showed it to me, he said that we had completely changed his life. Other members have said that we’ve “saved their lives.” That’s the best part. Q. What do you want the community to know about you? VENT Fitness isn’t just about weights and cardio equipment. Our team is second to none and they’re committed to getting our members results and improving their lives. That extends to the community at large, which we demonstrate by supporting a variety of non-profits, and environmentally friendly initiatives that improve the health of our environment.
Q. How and why did you get into the business?
We are excited because we just celebrated the official grand opening of our new Guilderland club last month and are continuing to renovate the rest of our club locations throughout the year. If you’re interested in learning more please visit www.VentFitness.com.
In 1991, there were very few options for health and fitness facilities in the Capital District. Having grown up in a family who ran successful franchises in the auto industry, we realized there might be a similar opportunity in the health and fitness industry. Shortly after graduating from Siena, my brother and I learned about Gold’s Gym and after some due diligence moved forward with partnering with the franchise.
Graduation Parties
Outfree Catering GCC maintains a membership of 500 businesses, and strives to help our members succeed and grow. This member profile Take is offered to new members as one of many small business marketing opportunities. For information on becoming a member call 456-6611.Packages The Chamber also at $12 per p starting promotes community life in the Guilderland, Altamont, Voorheesville area and partners with schools, the towns, and other organizations on projects Pick up at Treviso by Mallozzi’ that make Guilderland a great place to work live, and play. Mallozzi’s at 1930 Curry Road
Graduation Parties
-
Take Out Catering
Let our chef’s take all the hassle and stress out of planning your child’s Graduation Party. Our pans of food are available to pick up either hot, ready to go or cold with heating instructions. Use our buffet to compliment your grilled items or enhance your package and let us do it all!
Packages starting at per person
$12 Graduation Cakes & Pastries also available. Pick up at Treviso by Mallozzi’s at Washington Ave Ext in Albany or Mallozzi’s at 1930 Curry Road, Schenectady Treviso 518.456.0292 12
May 2014
• www.mallozzis.com
OurTowneGUILDERLAND.com
• Mallozzi’s 518.355.0340
Carpenter Plaza 2568 Western Ave (518) 621-0347
SPORTIME SUMMER CAMPS June 30th - August 29th 2014
Sports, Swimming, Activities Pre-School Camp, Ages 3-5 Multi-Sport Camp, Ages 6-16 Excel Tennis Camp, Ages 7-17
$20 OFF/Per Camper Present this coupon to redeem offer, minimum 1 week enrollment. Not valid with other offers or prior enrollments. Offer expires 8/25/14.
518.356.0100
SportimeNY.com/Schenectady
OurTowneGUILDERLAND.com
May 2014
13
REAL ESTATE EXPERT REVEALS LITTLE KNOWN SECRET OF HOW PROPERTY ASSESSMENT CAN COST YOU THOUSANDS WHEN YOU SELL YOUR HOME! Guilderland NY- Spring is upon us and it means many things, including melting snow, blooming flowers, and kids playing outside again. It also means it’s time to review your property tax assessment. Market values have changed dramatically over the past several years and many, many property assessments are outrageously inaccurate. Town assessors simply don’t have the ability to personally inspect the interior of each home as a real estate professional does. Towns also can’t afford to complete town wide valuations each year. It really isn’t the assessor’s or town’s fault. They have a daunting task of valuing thousands of properties with limited time and resources. However, when the market changes often the homeowner is left paying hundreds if not thousands more each year in property taxes than they should. If you are thinking of selling your home or just concerned that you are over paying on your property taxes you owe it to yourself to review your property assessment. Homeowner’s often spend weeks to months preparing their homes for sale. They will paint, remove clutter, and remodel to get top dollar when they sell. However, the property tax assessment is one area most homeowners overlook prior to sale. There is a direct correlation between the tax burden on a home and what a buyer can afford or is willing to pay. A lower tax burden simply allows a buyer to afford more home and allocate funds from the tax payment to the mortgage payment, which is obviously preferable to the seller. We recently listed a home for $99,000 that is grossly over assessed and has a tax burden of $7,200. Buyers qualifying for a $100,000 mortgage can’t buy this home because the tax burden per month is more than the mortgage payment and more than any other $100,000 home in the area. In another example, we recently listed a $600,000 home with an assessment over $800,000. The result was a tax burden $6,500+- more than competing $600,000 homes. It makes it hard to compete when a buyer can buy a similar home with $6,500/year lower property tax bill. If you
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have a luxury home valued over $500,000 and your town has not done a revaluation in the past year or two there is a high probability that your assessment is not in line with current market values. So what can you do? There are two main ways to contest your assessment. 1) You can compare your assessment to that of your neighbors. Your town assessor can help you pull the assessments of neighboring homes and many have it available online. 2) You can contest your assessment on the basis of market value. If you think your current assessment over values your home start with an online estimate of your property value at www.albanynyhomevalues.com . This is our site and will provide you an instant range of value for your home. In most towns the time to grieve assessments is the first few weeks in May. Grievance forms are available online or simply email kevin@clancyrealestate.com with your property address and we will be happy to send you the forms to submit to your town. A little time invested now can have you hundreds to thousands of dollars on your tax bill and when you sell your home.
Kevin Clancy has been providing real estate appraisal and brokerage services in the Capital District for the past 18 years. A NYS real estate broker, general certified real estate appraiser, and best selling author, Kevin received an undergraduate degree in marketing from Siena College and an MBA from the University at Albany. He resides in Altamont with his wife and two daughters. Kevin can be reached in the office at 518-861-7016.
www.ClancyRealEstate.com 14
May 2014
OurTowneGUILDERLAND.com
Bruxism Everyone handles stress in their individual way.Over time the accumulation of daily stress may manifest itself in the night time occurance of the grinding of one’s teeth , or the clenching of one’s jaw . This happens while sleeping and is called “bruxism”. There are other causes of bruxism such as sleep disorders, having an abnormal bite or by missing or crooked teeth. If you suffer from: • • • •
fractured teeth dull headaches jaw soreness teeth that are painful or loose
Please see your dentist for an evaluation. Often being fitted with a mouth guard to wear while sleeping corrects this condition easily. Bruxism is not limited to adults only. Often children experience teeth grinding which may be caused by: • irritation in the mouth • allergies • misaligned teeth A visit to your dentist to discuss your concerns about your child’s teeth grinding can correct the condition and put both the child and parent at ease.
Expires 6/30/14
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I am presently seeing patients at an area dentist’s office and can be reached at 356-5635 . I , and my staff,are looking forward to seeing all of our patients at our new office currently under construction in the near future. Oshins of Smiles, Dr. Steven Oshins
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Say Thanks to Mom and Become a Volunteer for CC in Her Honor With Mothers’ Day on May 11, we’re reminded to find ways to say thank you for all our moms do. Some of the roles include providing a safe place, helping us grow, whether little or grown up, and being there for us. Community Caregivers assumes some of those same roles. Our volunteers help people stay in their homes, young or old; and Stop in & we’re there for you. Caregivers help in manyvisit ways. our go to the website: Dog Boutique www.communitycaregivers.org. to learn about us and consider whether you’d like to join the cadre of folks that are our volunteers.
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Right now, here are some services that are waiting to be Monday thru Fri: 7:30am to 5:30pm / Sat: 9am to 5pm filled:
1886 New Scotland Road, Slingerlands
(Next to Olsen’s) This charming man would love to Follow us on 439-3670 meet you. We hear he’s an eager conversationalist! Respite The daughter in this home could use some time off. She takes care of her mother, an Alzheimer’s patient. If you can stay with her mom for an hour or two, it would be appreciated. Shopping/ Help this client with her housekeeping Light or take her shopping; choose one or Housekeeping both tasks. Visiting/ Do you like to talk politics? This client Transportation does, and he’d like a visitor to chat with and drive him places (like the mall, for example). Organizing/ This wheelchair-bound senior can Unpacking use some help settling into her apartment.
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FULL-BODY PARAFFIN WRAPS People who come to CC do so for many reasons. One, ORGANIC HERBAL CELLULITE DETOX though, is that they hope there’s some organization like Come see our newly remodeled Caregivers that will be there for their folks if needed. salon and meet our new stylist, Laura Graver!
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May 2014
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from TABAK & KIOSSE, LLP
100 Great Oaks Boulevard, Suite 122, Albany • (518) 464-4095 www.tklawllp.com
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arlier this year, a New Jersey teenager (“Rachel”) made national headlines because she sued her parents, requesting that they pay for her private school, living expenses, and college tuition. Rachel claimed that her parents had kicked her out of the house, abandoning her, and refused to pay for any of her school costs. At the time of the lawsuit, Rachel was living with a friend and the friend’s parents. Rachel’s parents said that Rachel left home voluntarily because she did not want to obey their rules. When the news of this lawsuit broke, plenty was said about Rachel and her parents and most of the comments were not pleasant. While the media did its best to demonize this family, little was said about the law that Rachel was relying upon to sue her parents. Ultimately, Rachel withdrew the suit against her parents. What if Rachel and her family lived in New York and Rachel sued here? What would Rachel’s rights be to sue her parents for child support in New York? In New York, a parent has a duty to support a child until that child’s 21st birthday. There are exceptions to this, such as if the child is married, joins the military, or is over the age of 18 and employed fulltime. Assuming that none of the exceptions apply to Rachel, she is entitled to child support from her parents as long she is under the age of 21. Even if Rachel is 18 and spends her day loafing around on the couch, her parents have an obligation to support her. A parent may feel she is in a “no man’s land.” The child isn’t doing anything bad, he’s just not doing anything, and the parents still have to support him. But what if Rachel moves out of her parents’ home because does not like their motto of “our house, our rules”? Even worse, what if Rachel is living at home, staying out until all hours, bringing anyone home she pleases, using drugs, etc.? Do Rachel’s parents still have an obligation to support her? Based on this example, Rachel’s parents could argue that Rachel is “constructively emancipated” and that she is not entitled to child support. “Constructive emancipation” is a legal doctrine in which the law treats a child, although under the age of 21, as emancipated from her parents. In order to prove constructive emancipation applies, Rachel’s parents must show that Rachel:
(1) is of “employable age,” (2) that Rachel left home voluntarily, without cause or parental permission, and; (3) that Rachel left for the purpose of avoiding parental discipline and control. If Rachel’s parents can prove (1) through (3) above, then the Rachel will be deemed to have forfeited her right to child support from her parents. Constructive emancipation is a sophisticated concept and it takes good lawyering to successfully prove that this doctrine applies to a particular situation. Unfortunately, as we saw from the New Jersey case, constructive emancipation cases can tear families apart and damage the relationship between the parents and the child. Leyla A. Kiosse is a partner at Tabak & Kiosse, LLP, a law firm located in Great Oaks Office Park (near Crossgates Mall). Along with her partner (Margaret Tabak), Attorney Kiosse counsels clients on all matters related to matrimonial and family law. A Guilderland native, Attorney Kiosse received her undergraduate degree from Union College and her law degree from Albany Law School. If you have questions about a matrimonial or family law issue, contact Attorney Kiosse for a consultation by calling 464-4095 or by visiting the firm’s website, www.tklawllp.com.
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TEA BY ANY OTHER NAME… Relaxing chamomile tea, refreshing hibiscus-based fruit teas and caffeine free rooibos don’t come from the tea plant. So why do we call them teas? The word “tea” typically gets generalized for a drink made by steeping anything in hot water. Technically, if what you’re steeping isn’t from the tea plant, it is a tisane. Fruit tisanes are especially popular. Most have a hibiscus base which is tart. These make great iced teas. Strawberry Festival, Blueberry Jubilee, Orange Pineapple Punch and Black and Blue (all the berries you can imagine) are some favorites at Short and Stout. Add a little bit of sugar and the flavor is as bold as a juice rather than what most people think of as tea. Herbal tisanes are also very popular. Many of these tisanes are functional ayurvedics (a-your-vay-dics - Indian system of medicine). Most people have heard of calming chamomile tea. There is no denying the effects of many plant-based tisanes and the affect on the body. We also have Cold Chaser and Spring Relief tisanes that customers swear by. Try it with local honey that we have in the store. Not only is it flavor-enhancing but honey produced from local flowers can also provide further allergy relief. Rooibos (roy-boss) is a bush in South Africa that is wellregarded as a tea alternative because of its robust flavor and its natural caffeine free quality. At Short and Stout we’ve added a twist with a wide variety of flavored Rooibos. Our dessert flavors include Choco Mint Fantasy, Caramel Mystique, Vanilla Cream and Carrot Cake a la Mode. We also have fruit flavors including Blueberry Blast and Pineapple Crush. But the most exciting is our Bomb line. Lemon Bomb and Coconut Bomb are enhanced with cracked pepper for a spicy finish. If that isn’t enough heat for you, try Cherry Bomb with dried chilies that will give you a brief but satisfying flare finish.
The odd ball of all these caffeine free tisanes is Yerba Mate from Argentina. Yerba Mate is steeped either as green or roasted, but either way it has as much caffeine as coffee. Roasted Yerba Mate takes flavoring very well. Our Carnival Caramel and Hazelnut Mocha provide a strong bodied cup with great flavor. Yerba Mate is also found in our Java Junction black tea. This tea actually has whole coffee beans, so it makes a great transition tea for those making the switch from coffee to tea. Tea is only half of what’s available at Short and Stout. If you haven’t tried Fruit, Herbal, Rooibos or Yerba Mate tisanes you are missing another world just as rich as tea. It’s a perfect time of year to try a Hibiscus- based fruit tisane, hot or iced. You won’t be disappointed. And for the gardeners out there, don’t forget to plant all those wonderful herbs and flowers that can be enjoyed as tisanes, too.
At Short and Stout…it’s time for tea…and tisanes!
Joyce and Matt Zacharewicz of Short and Stout Tea Company 1736A Western Avenue, Albany (Just 1/2 mile off I-87 Exit/Opposite Westmere Firehouse)
518.456.TEAS. • www.ShortAndStoutTea.com At Short and Stout - It’s Time For Tea
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Prospect Hill Cemetery Seeks Community Support Guilderland, NY - Prospect Hill Cemetery has stood along Western Turnpike, now Western Avenue, as a visible part of the Guilderland community since it was founded in 1854. The grounds, which total over 50 acres, house the burial sites of many individuals whose names are prominent in the history of the Town, as well as several hundred military veterans whose service dates as far back as the War of 1812. Prospect Hill houses the remains of 161 veterans of the Civil War, and includes a “Soldiers Lot” and Gothic monument erected to memorialize veterans who served in that conflict.
at its current high standard of care. Financial assistance has been solicited and provided by people directly connected with Prospect Hill- trustees, owners of plots and columbarium spaces, and the families of people interred at the facility- but there is still a funding gap. For this reason, the Trustees of the Prospect Hill Cemetery Association are appealing to the general public for their support. Donations are tax-deductible, and will be used for the sole purpose of maintaining a high level of care on the Cemetery grounds. Please make checks payable to “Prospect Hill Cemetery Association” and mail to: Prospect Hill Cemetery Association, Post Office Box 50, Guilderland, NY 12084.
Prospect Hill Cemetery is not only a historic location, it is a lovely site as well, and is a facility that has been maintained over time in a manner appropriate to honor those who rest here. The Cemetery derives revenue from the sale of burial plots and spaces in the above-ground columbarium, as well as from interest earned on perpetual care accounts established to fund the ongoing maintenance and upkeep of gravesites throughout the property.
With the support of the community, Prospect Hill Cemetery will be maintained as a community resource not only in the present, but for generations to come as well. Your help in achieving this goal is greatly appreciated.
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Unfortunately, as the costs of maintaining the facility have increased, the amount of interest income that can be realized from perpetual care accounts has declined, and Prospect Hill Cemetery is at a point where it is struggling to meet the expenses associated with maintaining the facility 22
May 2014
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May 2014
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from GUILDERLAND MARTIAL ARTS
2563 Western Ave, Guilderland • (518) 690-1269 www.guilderlandmartialarts.com
Perseverance Guilderland, NY - The lesson of Perseverance is perhaps the most valuable life lesson we can learn. In Taekwondo training we place ourselves in a position to practice perseverance during every training session. To a student progressing through the color belts and the levels of blackbelt, there are always new challenges that often require tremendous perseverance. The techniques we must learn are often alien to our bodies and difficult to achieve. Without implementing the skill of perseverance, a student might give up. The easiest example of perseverance to demonstrate application to everyday life is breaking technique. In Taekwondo we practice our foot and hand techniques on boards and cement slabs. Sometimes accomplishing the break can take multiple tries, but each and every student must eventually succeed; they must persevere. The student learns slowly how to persevere and eventually applies the skill seamlessly to everyday life. When they are faced with a challenge in life, they remember how hard they worked to learn Taekwondo and how hard it was to break a giant stack of cement, and compared to those things, their everyday challenge diminishes. It is easier to cope, because they have overcome significant physical and mental challenges in Taekwondo. Breaking things with Taekwondo techniques is a parallel to the challenges we face in life which gives us practice in coping by perseverance.
force us to persevere. In these situations we persevere because we have to. Before you find yourself forced into a situation that requires your perseverance, place yourself in situations that require it. By doing this you can get used to persevering, or as I like to say, “powering through it”. It doesn’t have to be Taekwondo or any martial art for that matter. But find some ways to put yourself on the spot, to push yourself for physical achievement, make it hurt a little and gain from it, because sooner or later, we will get hurt, and we will have to persevere. Practice often, practice now, so that you cope and persevere when you least expect that you will have to.
Master Rice owns Guilderland Martial Arts and holds a 5th degree Black Belt in Taekwondo. Master Rice is also a Math teacher at Guilderland High School. Guilderland Martial Arts offers classes starting at age 4 as well as an afterschool program and summer camps.
Sometimes we can put ourselves into situations that require perseverance so that we can practice such as board breaking, running, giving a speech, leading a group, or enduring weather while ice fishing. Sometimes we are thrust into situations that
June 27, 28 & 29
A festival for the whole family Altamont Fairgrounds, Altamont, NY
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For more information please call 690-1269.
Main Stage concerts, and 120 concurrent daytime workshops and performances presenting more than 30 music acts! featuring: De Temps Antan, Annie & the Hedonists, Matuto, Brooks Williams, Lauren Sheehan, Vishten, Long Time Courting, Sheesham & Lotus & Son, The Stray Birds, Vanaver Caravan and many more!
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OurTowneGUILDERLAND.com
May 2014
25
SPORTS & SPINAL WELLNESS CENTER
2021 Western Ave., Ste. 102, Albany • (518) 869-3415
Building Strong Bones By: Dr. Kim Leis-Keeling
I
am always looking for interesting topics to write my articles about. So I turned to none other than my seven year old daughter for a topic. I asked her what I should write my next article about and her response was “Write about bones and how you crack them. Tell everyone how good it feels and how it makes me feel better.” Well, that sounds like a great idea; however, I really don’t crack bones. But let’s write about the bones parts. Bone health is such an important aspect of human growth and development. From the moment children are born we are thinking of calcium intake for strong bones. As we age, we are thinking of preventing osteoporosis and keeping our bones healthy. So what can you do to maintain strong bones? The 3 most important nutrients are calcium, vitamin D and vitamin K. The combination of these mega bone building nutrients will give you the best chance at fighting bone loss. Calcium: It should be pretty much engrained in your brain by now that calcium is necessary for strong bones. It is always best to try to get as many of your nutrients from food before adding a supplement. Good sources of calcium are found in cheese, yogurt, milk, dark leafy greens, blackstrap molasses, black-eyed peas, tofu, soy milk, orange juice and almonds. Vitamin D: It is essential for optimal health, especially when it comes to bones. Vitamin D and calcium work together for absorption. The best source is from the natural sun exposure for 15-20 minutes per day. If your Vitamin D levels are low in your blood then you may need to supplement. Recent studies have indicated that these two nutrients alone are not enough to build strong bone. What research is now discovering is that Vitamin K is a necessary nutrient to keep calcium in the bones. Vitamin K: Vitamin K has been thought of for blood clotting purposes in the body but its benefits go far beyond that. There are actually 2 forms of Vitamin K, K1 and K2. Vitamin K1is found in green leafy vegetables and is primarily for blood clotting. Vitamin K2 is produced from the good bacteria that live in your gut. It can also be found in grass feed organic animal foods such as dairy, butter, eggs and it is found in fermented foods such as natto (Japanese fermented soybeans), Brie and Gouda cheeses. Vitamin K2 plays a very important role in bone health by working with calcium and Vitamin D to build a strong structure.
26
May 2014
OurTowneGUILDERLAND.com
Bone trivia to share with your little ones. There are 270 bones in the human body at birth. There are 206 bones in the human body as an adult because some of them fuse together. The smallest bone in the human body is in the inner ear and is called the stapes. Bone tissue is constantly regenerating. They are slowly replaced every 7 years. Babies are born without knee caps (patella). They develop when they start crawling. Despite their long necks, giraffes have only 7 bones in their necks, just like us. As always, if you have questions about this article, please feel free to contact me at the Sports & Spinal Wellness Center at 518-869-3415. Stay up to date with upcoming health classes, seminars and workshops by visiting our “Events” page on our website at www.sportsandspinalwellness.com and like us on Facebook at www.facebook.com/sportsandspinalwellness. We would love to be a part of your wellness team. Dr. Kim Keeling resides in Guilderland with husband, Mark, and two children, Tristan and Taylor. She graduated from Northwestern Health Sciences University in Bloomington, MN. She has been a Certified Chiropractic Sports Physician for eight years.
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Yoga + Athlete = A stronger, more balanced, less–injured Athlete By Erin Svare
Yoga, Cycling & Bootcamp Instructor, Triathlete
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Over the past few years, you may have heard about recreational and professional athletes practicing yoga. Ironman triathletes, baseball players and 5K runners are all doing it. You may have considered trying it, but you cannot see where another workout would fit into your current training plan.
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Yoga can help every athlete improve core lengthen tight muscles and increase range of motion in the joints. Yoga also helps $ strength, 79.95 Gas tune-up athletes use their breath as a way to manage the intensity of the poses, a skill that is easily translated to their sport. The mental benefits $ 129.95 to a regular yoga practice are endless. Yoga teaches Oil us totune-up be in the moment…in other words…get in the zone. For instance, to do a thru Mayout 31st, 2014) balance pose, your teacher may urge you(good to block your thoughts, ignore your to-do lists, block out others around you, and focus your utenergy on that pose. Yoga is about paying attention and Abohelp Ask can listening to your body. This focus athletes better when they are “in the moment” 95%perform Efficient ES! in a race, match or game. REBAT New Gas
Furnace Installations The bottom line is thatnew Yoga is a fantastic compliment to athletic training. Even a weekly yoga Ask about our starting at $2800 class can make a difference. There are a few great locations right in your backyard to practice Home Check-up & Breathing Room, CALLNo FOR DETAILS! yoga, including, the YMCA, Limits Yoga and 365 FIT.
Safety Here’s what Service! local athletes are saying about Yoga!
“As a 51 year old Professional thenow importance of a 357-9411 fit body. The combination of a stronger body and effective breathing Call (518) to schedule a check up! $149.95 Golfer I know are two key ingredients for better golf. My proof came in 2011 when I qualified for my first USGA Senior Open Championship. In addition to being more fit, I found my yoga breathing techniques to be the game changer. I look forward to a longer competitive career because of the many benefits of yoga.” Frank Mellet, 51, Golf Pro at Colonie Country Club “In yoga class we push past our comfort levels to challenge ourselves through controlled breathing and poses that develop balance, core strength, proper body alignment and mental focus. As I drag through long, tough training miles, I rely on the positive thoughts, strength and energy derived from deep breathing and focused relaxation.” Ginger Landy, Marathoner
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“Yoga by its nature is never competitive. Many of us compete with ourselves to hold a balance longer or try a harder position. When I Dangerous Removals www.HarmonyTreeService.com come to a Yoga classTree I do not have to be competitive with anyone else. It is all about me. Bike racing is all about the other guys. During 10% yoga, I am stretching muscles, tendons and ligaments to their limits. Cyclists and runners are notorious for having tight hamstrings, Over 19 Years Experience the biggest cause of back pain for athletes. The results of yoga are more strength, endurance and balance S during enievery or activity. single Complete, Clean Service Flexibility and body balance are increased which is the best injury prevention. Tree Removal Stump Removal ▪ Cabling D isOpen cthis ouDivision n Gene Primomo, NYS Road Race Master Champ, 2012, Empire State Games, Silver Medalist 2010, Team Cycling with adt age 60ft Please mention “At 48Bucket and afterService my first marathon, I started taking yoga. I was a relatively new runner with shin splints and chronic lower back notthis validadwith 110ft Crane Service pain. My notes from that time immediately point out that ‘yoga helps!’ I have no more injuries, I bike/spin and swim aggressively Credit Card Purchase 3 times a week, and snowboard the diamonds. I take no pain meds, feel great and practice yoga 3x a week.” Emergency Service Available Ken Evans, Runner, Triathlete, Yogi “I've beenFREE doing yoga once or twice a week for the last couple of years and really enjoy it! Complete This past yearcustomer I trained and competed in my ESTIMATES satisfaction Trevorthat W. the Stanton first Ironman andFully yoga Insured was part of that training. I really believe stretching and core strengthening helped me train is our #1 Goal injury free!” Owner/Operator Ellen Becker, Ironman Wisconsin Finisher 2013
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10 Hallwood Road, Delmar Behind the Delmar Post Office
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TRASH TALK by Vince Coppola *** Scrapster will be participating in a major local recycling event on Saturday May 10th from 9am – 12pm at Burnt Hills Optical, 793 Route 50 in Burnt Hills 12027.*** It’s a great excuse to visit Saratoga County and make a day of it. Please call for more information or check our website for what we will be accepting that day AT NO COST TO YOU! The list of items is huge and includes Air Conditioners, Dehumidifiers, Computers, Televisions, all types of household appliances, car batteries, scrap metal, wire, and much more. Can’t make it? Call to schedule an appointment for us to come to you! Spring Cleaning Continues as Summer Approaches! One of this month’s themes is home safety and Scrapster can help! When you look around your home do you see any of the following? •
Heavy refrigerators or other large appliances in a basement or garage that are not easy to move.
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Gas grills, old propane cylinders or empty metal gas cans.
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Rusty metal objects with sharp edges.
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Lawn mowers, lawn tractors or snow blowers starting to leak gas or oil.
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Water heater or oil tanks in danger of rusting through and causing water or property damage.
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Broken metal chairs that someone might accidentally sit on.
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Bikes or scooters with missing parts, bad brakes or flat tires.
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Leftover yard debris you need to remove before having problems with animals or if you are planning on selling or renting a property.
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Items stacked against a load bearing wall or near fire exits or that represent a hazard for small children playing nearby.
At our recycling warehouse, all appliances and other items are taken apart and separated into basic components (wire, circuit boards, motors, etc.) for more effective re-use. Junk removal operates the same way…we donate clothing and furniture and set aside cardboard, metal, magazines, etc. so they are all recycled properly.
Scrapster is local family owned business which provides a NO COST scrap metal and appliance pick up and removal service. We also offer LOW COST Junk, Debris & TV removal plus clean outs. Scrapster is convenient, reliable, and insured. We’ll remove the items from exactly where they are located-you don’t need to do a thing. “Don’t Worry…We Can Take It!”™ Please give us a call today at (518) 505-5055 or visit our website at www.scrapster.com.
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Solid Rock Church - Delmar June 30th - Aug. 29th, 9a-4p Daily Pre & After Care Available Ask about our Literacy Enrichment Program
OB2LCenter.org 855-OB2L-CEN 30
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CommerCial & residential Free estimates • Fully insured
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(518) 331-8660 GUILDERLAND
OWNED & OPERATED
Guilderhaven, Inc. www.guilderhaven.org
Upcoming Events and Animals for Adoption:
e
TOM
. Tom is about 6 years old, very social, and the ultimate lap cat! His favorite thing to do is sit in your lap. His owner "put him outside" when he was a year old because his urine smelled and he supposedly didn't have the money to get him neutered... A kind neighbor has been feeding him for the last few years. This winter the same neighbor turned on a furnace in his garage and moved Tom into the garage. Tom thanks the neighbor by sitting in his lap for hours!! Two weeks ago Tom was moved to a wonderful, loving foster home. He is so very happy and has NO interest in going outside! He gets along well w/ his sister and brother cats and doesn't mind the dogs. Tom likes to be held and is very affectionate. He will meet you at the door when you come home and lay with you on the sofa and watch TV.
Thank you to the Build-A-Bear Workshop Bear Hugs Foundation for their generous donation of $1500 to benefit our spay/neuter efforts
Although he has had a very tough, cold, and sometimes hungry life, Tom's spirit is not dampened! He is thrilled to be looking for a forever home. Tom is neutered, tested negative for FIV/Felv and up-to-date on his vaccines. If you would like to know more, contact Laurie at 518-4610251 or brightsky@nycap.rr.
Please consider sending a tax-deductible donation to: Guilderhaven, Inc., 6655 Route 158 Altamont, NY 12009
SAVE THE DATE!: May 17, 2014 10am-2pm - Paws For Appraisal Antique Appraisal and Sweet Treat Bake Sale, at Westmere Fire Department (1741 Western Avenue) ,to benefit Guilderhaven, Inc.’s cat and dog spay/neuter programs. Up to three items allowed. $10 per item or $25 for three items. No firearms, please. For larger items bring photos taken at different angles. June 7, 2014 - Bake, BBQ, Plant Sale 10am – 2pm at the Altamont Orsini Park located on Main Street in Altamont. We will be selling fresh baked goods, plants, and toys. We will also be holding a BBQ starting at 11:30 am as long as we have good weather. Please contact Sue at 861-686. We are in need of volunteers to help set up or take down for the day. October 9, 2014 - Annual Guilderhaven’s “Gathering of Friends” Fundraiser Starting 6pm, come join us at Mallozzi’s Banquet and Ballrooms, located at 1930 Curry Road Schenectady, NY. Tickets are $40 and include hors d’oeuvres, wine tasting, dinner, dessert, coffee, tea, silent auction, and a chance to win door prizes! Please contact Sue at (518) 861-6861 for tickets.
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Mowing
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Dethacthing
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Mulch
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Edging
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Brush Hogging
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Roto-tilling
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Pruning
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New Installations
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Excavating & Drainage
376-5585 OurTowneGUILDERLAND.com
May 2014
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from the
GUILDERLAND PUBLIC LIBRARY
2228 Western Ave, Guilderland • (518) 456-2400 • www.guilpl.org
Shaking Out the Cobwebs! By Beth Rienti Spring is here! It certainly took its sweet time this year, didn’t it? The longer, warmer days are inspiring and filled with all of the activities we’ve been waiting to do over the long, dark winter months. As always, GPL is here with resources to help you pursue your springtime hobbies and expand your mind. For some fresh inspiration, try one of these reads from among our new nonfiction books:
Seedtime: On the History, Husbandry, Politics, and Promise of Seeds Farmer and poet Scott Chaskey combines history, literature, and science into an informative and timely book. Partly a call to action, Chaskey highlights how corporations and manufactures are putting our food security and the future of seed cultivated agriculture at risk.
A Garden of Marvels: How We Discovered that Flowers Have Sex, Leaves Eat Air, and Other Secrets of Plants Combining personal stories, accessible science, and untold botanical history, author Ruth Kassinger takes her readers on an eye-opening wonder-filled adventure through laboratories, farms, and into her own garden—home of a texting tree!
What’s Wrong with My Fruit Garden: 100% Organic Solutions for Berries, Trees, Nuts, Vines, and Tropicals Authors David Deardorff and Kathryn Wadworth are back with a treatment plan for your fruit garden! Learn how to diagnose and treat (organically) a number of ailments to fruits and nuts in your home garden.
Charming Gardeners This collection of poems by David Biespiel shares observations on life, love, politics, and culture. These poets are addressed to family, friends, poets, and political rivals, all written with a masterful hand in Biespiel’s “own original grand style.”
Beatrix Potter’s Gardening Life This volume explores Beatrix Potter’s love of gardening, and how it influenced her famous children’s books. Spend a year at Hill 32
May 2014
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Top Farm, and learn how Potter’s garden grows and changes from season to season. Information for would-be travelers, looking to experience Potter’s garden and life for themselves, is included.
Grain Brain: The Surprising Truth about Wheat, Carbs, and Sugar-Your Brain’s Silent Killers Dr. David Perlmutter reveals the hidden dangers in the high-grain, high-sugar modern diet. He also provides a plan to live a healthier, more energetic life-style, protect our brains, and rejuvenate brain cells at any age.
Building an Ageless Mind Scientists predict that by 2025 Alzheimer’s Disease will have increased 245% in developing countries, affecting millions of elderly and their loved ones. In this book, Dr. William J. Tippet shares strategies and techniques to help maintain better brain health, and offers new understanding on how the brain develops and ages over time.
Beatles vs. Stones Follow the careers of two great rock ‘n’ roll bands in this work by John McMillan. This book offers an intimate look at the rivalry and respect between the two bands, as well as their private realities and public personas.
The Longest Date: Life as a Wife Writer Cindy Chupak examines the “comedy and cringe-worthy aspects of marriage” in this new work, based on the trials and triumphs experienced in her second marriage.
The Most of Nora Ephron This celebration of the works of Nora Ephron includes essays on a range of topics including feminism, journalism, food, and aging.
Dear Abigail: The Intimate Lives and Revolutionary Ideas of Abigail Adams and Her Two Remarkable Sisters Acclaimed biographer Diane Jacobs tells the story of Abigail Adams and her two accomplished sisters— Mary Cranch and Elizabeth Shaw Peabody. All three women were educated, outspoken, and ahead of their time in their ideas about education and gender roles for women. This book is an engaging story with fine details about the Colonial and Revolutionary War periods in American history.
Important Numbers Emergencies POISON CONTROL
www.dentistguilderlandny.com
911 800-336-6997
Ambulances: Voorheesville Area Western Turnpike Rescue Squad - Centre Drive Western Turnpike Rescue Squad - Carman Road
765-2344 456-3600 456-5144
Police: (Non-emergency) Altamont Police Department Guilderland Police Department New York State Police-Guilderland Substation
861-5480 356-1501 456-1118
Fire Departments: (Non-emergency) Altamont Fort Hunter Guilderland Guilderland Center McKownville Voorheesville Westmere
861-8171 355-2434 456-5000 861-8871 489-4340 765-4048 456-5200
Post Offices: Altamont Guilderland Guilderland Center Stuyvesant Plaza
861-6953 456-1400 861-5090 438-0773
Schools:
Altamont Elementary Christ the King School Guilderland Schools Transportation Guilderland District Administration Guilderland High School Farnsworth Middle School Guilderland Elementary Lynnwood Elementary Pine Bush Elementary St. Madeleine Sophie Westmere Elementary
861-8528 456-5400 861-6434 456-6200 861-8591 456-6010 869-0293 355-7930 357-2770 355-3080 456-3771
General Information: Albany Better Business Bureau 1-800-828-5000 Albany County Clerkâ&#x20AC;&#x2122;s Office 487-5100 Albany County Executiveâ&#x20AC;&#x2122;s Office 447-7040 Altamont Fairgrounds 861-6671 Altamont Village Hall 861-8554 Guilderland Animal Control Officer 356-1501 Guilderland Animal Shelter 861-6855 Guilderland Chamber of Commerce 456-6611 Guilderland Highway Department 861-5108 Guilderland IDA 356-1980 Guilderland Interfaith Council 456-5410 or 355-3000 Guilderland Parks & Recreation Department 456-3150 Guilderland Performing Arts Center 456-8604 Nott Road Park 869-9884 Park Superintendent 456-8220 Summer Day Camp (Tawasentha) 456-3475 Town Pool 456-4446 Guilderland Public Library 456-2400 Guilderland Town Hall 356-1980 Guilderland Transfer Station 861-6776 Guilderland Water & Wastewater Management Dept. 456-6474 OurTowneGUILDERLAND.com
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from AllSquare Wealth Management 200 Great Oaks Blvd., Suite 219, Guilderland (518) 456-8900 • www.allsquarewealth.com
Will Your Mutual Fund Outperform? Investors are faced with a choice between nearly 7,700 distinct mutual funds (excluding multiple share classes of the same fund), according to data from Morningstar. How can investors be expected to choose wisely from such a large investment universe? As it turns out, the first step may well be to filter out all actively-managed mutual funds. Standard & Poor’s, a leading financial market benchmarking firm, prepares a semi-annual analysis called the S&P Indices Versus Active Funds Scorecard, or SPIVA Scorecard. The Scorecard seeks to compare the performance of various mutual funds to relevant benchmarks tracked by S&P. The Scorecard is particularly useful for the following reasons: 1. S&P considers all funds available at the beginning of a sample period, and not just those funds which survived through until today, thereby eliminating survivorship bias. 2. The Scorecard compares each mutual fund to a relevant benchmark, as opposed to comparing all funds to a single benchmark such as the S&P 500. 3. S&P provides analysis on an asset-weighted basis, which reflects the fact that an investor is more likely to have access to, say, the PIMCO Total Return Fund ($250 billion in assets) than the Munder Bond Fund ($22 million in assets). For the period ending 12/31/2013, the SPIVA Scorecard showed that on a 5-year trailing basis, between 61% and 86% of US equity mutual funds were outperformed by a relevant S&P index. This means that even in the best-performing category of US equity mutual funds (those in the Small-Cap Value space), only 40% of funds outperformed their benchmark. This lends strong evidence to the wisdom of utilizing index funds (rather than actively-managed funds) to assemble a portfolio. We find two common objections to the advice to avoid actively-managed funds – the first is to only use actively-managed funds in the “less-efficient” asset classes, such as small-company stocks or emerging markets stocks. However, the SPIVA Scorecard confirms that active-manager underperformance is as robust in these asset classes as it is in more common asset classes such as large-cap US stocks. The second objection we hear is that investors should limit their choice of actively-managed funds to those with good track records. Bradford Cornell’s 2008 paper ‘Luck, Skill and Investment Performance’ concluded that “the analysis…provides further support for the view that annual rankings of fund performance provide almost no information regarding management skill”. In other words, buying yesterday’s winner is not a sound strategy in achieving future outperformance. We urge investors to carefully consider that costs (mutual fund fees, sales charges, advisor fees, etc.) and risk (asset allocation) are the two portfolio characteristics that are within your control, and to devote the bulk of your effort to focusing on this factors. Choosing the best mutual fund manager will likely prove to be an exercise in futility.
Daniel Bauer, CFP® serves as the Chief Investment Officer of AllSquare Wealth Management, LLC. In this capacity, his responsibilities include developing, implementing, and monitoring investment portfolios for customers of the firm.
AllSquare Wealth Management, LLC is an SEC-registered Investment Advisory Firm. Securities offered through a non-affiliated firm, Spire Securities, LLC, member FINRA/SIPC.
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Presorted Standard US Postage Paid Albany, NY Permit No. 518
OUR TOWNE GUILDERLAND
STAR PLAZA - 2050 Western Ave, Suite 201 OUR TOWNE Guilderland NY 12084 GUILDERLAND
To Advertise in the Our Towne Guilderland Monthly Shopper, Please Call (518)356-3898 DEADLINE- Last Friday of Each Month
Guilderland Market Update - April, 2014 YTD Total Listed
Number Sold
% Sold
Avg List Price
Avg Sale Price
Sale/List Price Ratio
Avg Days On Market
% Expired
215
82
38.1%
$282,500
$281,300
99.5%
50
34%
To get to the closing table today you need a realtor who is a skilled negotiator with the experience and a proven track record on your side. With 103 transactions closed in 2013 and a 98.4% sale/list price ratio year to date this year; and over 2300 homes sold during 28 years in the business,
Fraida Varah has sold more homes in Albany County than any other realtor.
To check selling prices in your neighborhood, go to fraida.com and clicking “What’s Your Home Worth?”…or call us at 438-9302.
1414 Western Avenue, Guilderland
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Phone: 438-9302
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email: fraida@fraida.com