MIR October 2016 by Our City Media

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Relax & Unwind with “Spa‑tacular Savings” Feature Story Page 14

M I R A M A R

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PUBLISHER’S PAGE

Happy Halloween

f your family is like mine, Halloween is one of your kids’ favorite holidays. This seems a bit strange to me, when you think about the origins of this holiday. The word Halloween is a contraction for All Hallow’s Eve, a Christian day of remembrance believed to have been established in the 8th century by Pope Gregory III. It was a quiet somber day. So, how did we get from silently meditating about dead saints to carving pumpkins, overeating candy and dressing up like our favorite super-villain or princess? The answer, it seems, is that like many modern holidays, Halloween is actually an amalgamation of a number of different traditions. Historians believe that many of our current Halloween customs have their roots in the British Isles. In the 16th century, youths in parts of Ireland and Scotland would go from house to house impersonating old spirits. They would threaten mischief if they were not greeted and offered food. This is where the phrase “Trick or Treat” originated. Over time, these mostly Pagan traditions became commercialized to become the Halloween we know today: a day when children dress up as superheroes and collect candy; a time when teens participate in, hopefully, harmless pranks; and a night when young adults frequent parties, dressed as any number of things. However you chose to celebrate, have a Happy Halloween! Sincerely,

Terry Jaillet President & Publisher

Contents

Publisher/Owner . . . . . . . . . . . . . . . . . . . . . . . . . . . . Terry Jaillet Chief People Officer . . . . . . . . . . . . . . . . . . . . . . . . Christy Jaillet Managing Editor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Jill Sharpe Sales Managers . . . . . . . . . . . . . . . . . . . Mariem Garcia, Nancy Koval Sales Representatives . . . . . . . . . . . . . . . . . . Joyce Bak, Silvia Silva Office Manager . . . . . . . . . . . . . . . . . . . . . . . . . Gabriela Moscoso Art Manager . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Michael Umlauf Graphic Designer . . . . . . . . . . . . . . . . . . . . . . . . . Jacqueline Allard Web Designer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Michael Umlauf Contributing Photographers Diane Schafer Photography, Lux Images, Mavila Photography, Weston Photography Studios

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editormiramar@ourcitymedia.com • graphics@ourcitymedia.com Our City Media of Florida, LLC publishes FREE monthly, local community news magazines covering Weston, Davie/SW Ranches/Cooper City, Aventura, Plantation, Pembroke Pines, Miramar and Hollywood & Hallandale. Total circulation is 20,000+ per edition or a total of 140,000+ copies per month. Our City Magazines are direct mailed monthly to affluent single-family homes, condos and businesses in their respective communities covering all of Southwest Broward County. Monthly mailings are verifiable by USPS statements available at www.OurCityMedia.com. Additional free copies are available at selected locations throughout their respective communities and upon request by contacting this news magazine. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. Our City Media of Florida, LLC reserves the right to edit and/or reject any editorial or advertising content. Our City Media of Florida, LLC is not responsible for errors in advertising beyond the cost of the space or for the validity of claims made by advertisers. Entire contents copyrighted 2016 by Our City Media of Florida, LLC. Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

19 Fishing for Futures Program Aims to Keep Miramar Youth on the Right Track 20 Hundreds Gather for First #LetsTalkMiramar Town Hall Event 20 15th Annual Signature Grand Ghoul Promises to be a Fang-tastic Evening 21 Seniors Learn Important Lessons About Safety While Enjoying a Luncheon and Fashion Show

feature story 14 Relax and Unwind with “Spa-tacular Savings” at the Jencare Skin Farm Day Spa

real estate 23 Make No Mistake. We’re in a Shift

eye care 25 Contact Lenses for Teenagers

legally speaking 26 Using a Chapter 13 Bankruptcy Plan to Keep Your Home and Investment Properties for Much Less than You Owe

calendar 6

29 Talking About Death

October 2016

community news

business spotlight 27 Pickups for Breast Cancer Is an Easy Way to Support the Cause

10 At-Risk Youth in Miramar Enjoy Annual “Hangin’ with 5-0” Program 12 Spend the Night With “The Phantoms...Unmasked!” 16 Hoops 4 Hope Event Helps Police Department and Police Athletic League Raise Money for Scholarships

MESSAGE FROM THE MAYOR

OCTOBER 2016 | OUR CITY MIRAMAR

28 Reviewing Our Accomplishments and Setting New Goals

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calendar OCTOBER 2016

3rd Meditation for Peace and Illumination – Cleanse your aura in this one hour meditation session. Registration is not necessary, but seating is first come, first served. 6:00 p.m. - 7:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

Coping With Your Emotions – Well-being starts with our emotions. Learn how to keep positive emotions and to relax in order to maintain your health. During Health Awareness Month, let’s work on preventing intense emotions like fear, stress and anxiety that can cause a number of physical health problems. Come join us for this fun workshop! 6:00 p.m. - 8:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

Latin Music Festival – FREE, 6:00 p.m. - 10:00 p.m. Miramar Regional Park, 16801 Miramar Parkway. For more information call 954-602-3319 What Do I Need to Know About Triple Negative Breast Cancer? – This Breast Cancer Awareness Seminar will focus upon Triple Negative Breast Cancer- what it is, how it differs from other types of breast cancer, and how to treat it. It will be led by Dr. Sabriya Ishoof, MD, a Board Certified OBGYN from Baptist Hospital. For more information call: 954-357-8090 1:00 p.m. - 3:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090. Universal Class – Free Online Classes from Broward County Library! - Universal Class offers more than 500 online non-credit continuing education courses that are self-paced. Each course has a real instructor to monitor your progress and assess your performance. Learn how to access this great Broward County Library eResource. 10:30 a.m. - 12:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

10th Yoga – This is a Hatha “All Levels” class with breathing, balance, strength and stretching exercises followed by guided relaxation and meditation. 6:00 p.m. - 7:00 p.m. Miramar Library, 2050 Civic Center

17th Business Workshop: “So You Want to Start a Business?” – This workshop will cover topics such as What it Takes to Start a Business, Advantages and Disadvantages of Being an Entrepreneur, The ART of Success, Keys To Selecting the “Right” Business For You and More! 6:00 p.m. - 8:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

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13th Special Mother Goose Story Time – Mother Goose Story Time will be making Halloween crafts. Children will have lots of fun making witches and ghosts. Ages 2-5 with caregiver. Miramar Library, 2050 Civic Center Place, Miramar.

15th Read for the Record: “The Bear Ate Your Sandwich” by Julia SarconeRoach – Join the Read for the Record national campaign that was launched over a decade ago to address the educational inequities that leave too many children unprepared for kindergarten. This year’s book is THE BEAR ATE YOUR SANDWICH by Julia Sarcone-Roach. Refreshments provided by the Friends of the Miramar Library. Pre-registration required (954) 357-8180. Ages 3-6 11:00 a.m. - 12:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. Friends of the Miramar Library Membership Meeting – Meeting to discuss library events and advocacy. Open to the Public. 11:00 a.m. -1:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

Gain the Upper Hand with Your iPad! iOS 9 – In this course you will learn how to use advanced apps for iPad. Please bring your own iPad fully charged. Seating is limited. No Pre-Registration. 10:30 a.m. - 12:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

OCTOBER 2016 | OUR CITY MIRAMAR

20th Writer’s Club – The Friends of the Miramar Library hosts this Creative Writing Club. Come on out and write, read, listen and comment! 10:30 a.m.- 12:00p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090. Mother Goose Story Time Halloween Parade – Mother Goose Story Time will be hosting its annual Halloween Parade! Come in costume. Ages 2-5 with caregiver. 11 a.m. - 11:45 a.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

26th Tween Book Club – Let’s celebrate Banned Book Week by reading and discussing one of the top 100 banned/ challenged books from 2000-2009. Please call library at 954-357-8180 for title Ages 9-12. 4:30 p.m. - 5:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar.

29th The Phantoms…Unmasked! – Enter into a shadowy realm of mystery as three of the world’s greatest Phantoms, joined by an incredible chorus of area rising talent, share untold stories of their experiences behind the mask and face their darkest fears while performing classics of passion and seduction from such hits as Les Miserables, Man of La Mancha, Jekyll & Hyde, Miss Saigon, West Side Story, South Pacific, Jesus Christ, Superstar, and The Phantom of the Opera! Don’t miss this once-in-a-lifetime evening of intrigue and obsession! 8:00 p.m. - 10:00 p..m. Miramar Cultural Center Theater, 2400 Civic Center Place, Miramar. For more information call 954-602-4500.

22nd Zinio—Free Online Magazines from Broward County Library – Hundreds of FREE magazines for your computer or mobile device! Come and learn how!! 10:30 a.m. - 12:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090. Teen Club – Come hang out with other teens and plan cool activities for the library. Join and earn volunteer hours. 3:00 p.m. - 5:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

Adult Coloring Book Club : A Unique Way to Destress and Unwind – Adult Coloring Books have intricate designs and patterns compared to children’s coloring books. This program offers a unique way to de-stress and unwind. Join in for this quiet activity that stimulates brain areas related to motor skills and the senses. Adults will enjoy this calming and meditative exercise. Coloring Books and Colored Pencils provided. Registration Required 954357-8180 11:00 a.m.-1:00 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

Ongoing Citizenship Test Preparation – Civics, Government and Interview Skills practice for the “100 Questions” and the interview/test process. Wednesdays, 12:30 p.m. - 2:00 p.m. and 6:00 p.m. 7:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090. El Club – A class that provides an opportunity for intermediate Spanish learners to practice Spanish conversation. Mondays, 6:00 p.m. - 7:30 p.m. Miramar Library, 2050 Civic Center Place, Miramar. For more information call 954-357-8090.

Surviving Breast Cancer From diagnosis and beyond – a roadmap for life.

Thomas Samuel, MD Breast Oncologist

Joylene Sutton-Aransevia, ARNP Nurse Practitioner

“You are cancer free.” These are words that not only bring a wave of relief, but also the desire to get back to life as you knew it, before breast cancer. But, as a breast cancer survivor, you still need to think about your long-term health and well being. Cleveland Clinic Florida’s Survivorship Care Program offers the much-needed ongoing support, along with a roadmap to your future. Whether you have just completed treatment or are a long-term survivor, under the direction of breast oncologist, Thomas Samuel, MD, and Joylene Sutton-Aransevia ARNP, the Survivorship Care Program offers the support you need to become empowered and take charge of your life going forward. “First, a treatment plan summary is provided, so patients can see the journey they have traveled to beat breast cancer,” explains Dr. Samuel. “Then, we add a roadmap that will guide them through the next several

years. This outlines standard screenings, follow-up care for physician visits, as well as necessary lab work. In addition, the program educates patients about the possible longterm effects of their treatments, identifying signs and symptoms to be aware of, and how to seek help if they occur.” This provides survivors the opportunity to think about how they want to live going forward. “Being diagnosed with breast cancer and going through the rigorous treatment is a life-changing experience,” explains Joylene Sutton-Aransevia, ARNP. “Many patients adopt a new lifestyle and look forward with a better outlook on life. Our program helps patients reconstruct, rebuild and redeem their lives.” Just as Cleveland Clinic’s approach to the treatment of cancer includes a multidisciplinary team method, the survivorship care team is also comprised of physicians, nurse practitioners, social workers, nutritionists and other support groups. By providing a comprehensive overview plan, the Survivorship Care Program guides patients as they continue their journey along the pathway to wellness, looking forward to life as a survivor.

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PATIENT-CENTERED FEATURES AND AMENITIES Cleveland Clinic Florida’s Maroone Cancer Center includes an on-site lab, satellite and infusion pharmacy, a patient resource center, a wig and healing studio, as well as special facilities for pain management, physical and occupational therapy, and diagnostics. Support services include: • Kline Family Studio, offering complimentary wigs to cancer patients • Art Therapy Group • Breast Cancer Book Club • Caregiver Support Group • Look Good Feel Better with the American Cancer Society • Music Jam Session Group • Nutrition Group • Survivorship Group • Yoga Group • Rieki and Massotherapy One team rallying against breast cancer. For a consultation call 866.213.5789, or for more information please visit clevelandclinicflorida.org/supportsquad.

At-Risk Youth in Miramar Enjoy Annual “Hangin’ with 5-0” Program community news

BY JILL SHARPE

isits to the beach, bowling alley, skating rink and arcade were just a few of the activities enjoyed by more than 80 at-risk youth in Miramar during the one-ofa-kind “Hangin’ with 5-0” summer camp, a joint community initiative between the Miramar Police Athletic League and the City of Miramar. Sponsored by Sunbeam Properties & Development and the Miramar Park of Commerce, the largest locally owned and managed business park in South Florida, “Hangin’ with 5-0” is in its fourteenth year. “The program is still thriving thanks to Sunbeam Properties, whose support saved ‘Hangin’ with 5-0’ from elimination due to budget cuts in 2008,” said City of Miramar Police Officer and Miramar Police Athletic League Executive Director Scott Hadley. “They have supported us every year since then, and we can’t thank them enough.” The 11 to 15 year-olds who participate free-of-charge in the six-week summer program are identified by their school’s resource officer and guidance counselor. The students enjoy a variety of activities and field trips with Miramar Police Department officers, who serve as event organizers, chaperones, mentors and more. Each day, breakfast and lunch were served and the program concluded with a pizza party. “It’s a great way for us to provide a safe environment for the kids during summer when they’re not in school. We offer a ton of fun activities that they wouldn’t get to do otherwise and many of them come back year after year,” said Sergeant Julie Black. “Plus, it’s a lot of fun.” In addition to “Hangin’ with 5-0,” Sunbeam Properties & Development supports the City of Miramar through other nonprofit organizations, having donated resources for the Ansin Sports Complex and the Ansin Family Gallery in the Miramar Cultural Center. The Miramar Park of Commerce has also been the site for supply drives for America’s Moms for Soldiers and a food drive for the United Way of Broward County. “We are delighted to support ‘Hangin’ with 5-0’ for the eighth consecutive year,” said Maridee Bell, vice president of Sunbeam Properties, developer of the Miramar Park of Commerce. “The program meets a need in our community and certainly brightens the summer season for so many students. We have no doubts that it will continue to do so.”

1. Sunbeam Properties & Development Vice President Maridee Bell, City of Miramar Police Officer and Miramar Police Athletic League Executive Director Scott Hadley, Sergeant Julie Black 2. (first row) Deondric Hardy, Sincere Rodriguez, Brandi Wright, Mya Wiggins, (second row) Ronald Spencer Jr., Officer Juan Ulfe, Officer Henry Wright, Officer Justine Montgomery 3. Officers Henry Wright, Justine Montgomery and Juan Ulfe 4. Officer Marc Greenstein and Sergeant Julie Black pour refreshments with “Hangin’ with 5-0” participants for the final day’s pizza party 5. Mya Wiggins and Brandi Wright present Maridee Bell with a ‘thank you’ gift for Sunbeam’s continued support of “Hangin’ with 5-0” 6. Officer Tandem Gaskin, Sergeant Julie Black, Officers Henry Wright, Leslie Ritchie, Justine Montgomery, Tish Bridges, Marc Greenstein, Bill Jacobs, Juan Ulfe, Bill Trimpler, Sunbeam Properties Vice President Maridee Bell, Officer and Miramar Police Athletic League Executive Director Scott Hadley

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Spend the Night With “The Phantoms...Unmasked!” community news

BY JILL SHARPE

he National Touring Concert Attraction THE PHANTOMS…UNMASKED! will take the stage at the Miramar Cultural Center, 2400 Civic Center Place, on Saturday, October 29 at 8 p.m. THE PHANTOMS…UNMASKED! is the headline celebrity presentation at the performing arts center’s 2016 Gala Benefit, co-sponsored by the Miramar Cultural Trust. Enter into a shadowy realm of mystery as three of Broadway’s greatest Phantoms share untold stories of their experiences behind the mask and face their darkest fears—while performing classics of passion and seduction from such Broadway hits as Les Misérables, Man of La Mancha, Jekyll & Hyde, West Side Story, South Pacific, Jesus Christ, Superstar and The Phantom of the Opera. The Phantoms will be joined onstage by an incredible chorus of area rising talent selected through a highly competitive audition process. THE PHANTOMS…UNMASKED! stars Broadway “Phantoms” John Cudia, Gary Mauer and Grant Norman, with musical direction by Daniel C. Strange. The concert presentation is conceived, produced and directed by Jodi Chekofsky and Stephen Kantrowitz. Show only tickets for this extraordinary benefit evening are $50 and $75, with an “Angel of Music” package available for $125 per person that includes the performance, a post-show “Meet-the-Phantoms” cocktail and dessert reception and program listing. Student tickets are $25 and available with ID. John Cudia holds the distinct honor of being the first and only actor to have performed both as The Phantom in The Phantom of the Opera and Jean Valjean in Les Misérables on Broadway. Cudia’s most recent Broadway run counted him as only the 12th performer to play The Phantom in its historic, record-breaking 28 years. Gary Mauer most-recently starred in the Broadway production and National Tour of The Phantom of the Opera, playing The Phantom. Broadway and National Tour credits also include Les Misérables and The Music of Andrew Lloyd Webber. Grant Norman’s illustrious stage career has included the legendary Broadway shows: Miss Saigon, Beauty and the Beast, and The Phantom of the Opera. He

made his Broadway debut in Miss Saigon, where he played the role of Chris. After beginning with the Broadway production of The Phantom of the Opera, he went on to play The Phantom in the U.S. National Touring Company, where he received rave reviews. Norman was then asked by legendary director Hal Prince and mega producer Cameron Mackintosh to play the title role in London at Her Majesty’s Theater for its 10th Anniversary. “We are thrilled to join forces with the Miramar Cultural Trust to bring three of Broadway’s most ‘PHANtastic’ Phantoms to MCC,” said Stephen Kantrowitz, Director of Photo credit Joan Marcus the Miramar Cultural Center. “We are raising the curtain on an exciting new Season that promises celebrity and star-driven entertainment of the highest caliber. What better way to begin than by setting the stage with three astoundingly great talents who have worn the mask hundreds of times in Broadway’s longest-running smash hit.” For more information and to purchase tickets, call 954-602-4500 or visit www.miramarculturalcenter.org.

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Relax and Unwind with “Spa-tacular Savings” at the Jencare Skin Farm Day Spa feature story

By Debby Teich

ellness is invaluable. With today’s busy lifestyles, it is more important than ever to make time to de-stress and renew the mind, body, and soul. Jencare Skin Farm Day Spa is offering its bi-annual “SPA-tacular Savings” event, which is a great way to re-invigorate. From October 10-23, there will be an opportunity to enjoy organic facials, full body exfoliations, and massage therapy treatments for just $50 per service.

Jencare Skin Farm Day Spa is a full service facility offering a unique style of spa treatments that focus on healthy skin and overall wellness. From the moment you walk through the door, you can expect to be whisked away and pampered for a blissful few hours in a true world-class spa. Using its signature product line, Jencare caters to the skin within each spa service. There is a salon and nail lounge in the spa. It offers facials, massage therapy, manicures, pedicures, hydrotherapy body treatments, body wraps, detox treatments, hair removal, and hair care services – all designed to restore balance, alleviate tension, improve wellbeing, and facilitate healthy, beautiful skin.

Why is Jencare offering SPA-tacular Savings? At Jencare Skin Farm Day Spa, we aim to counteract the stress of modern life by essentially providing our customers with a sale on health, wellness, and beauty. Health is our focus! Beauty is the bonus!

Why should clients take advantage of the SPA-tacular Savings? It is far too easy to be consumed with the busy lifestyles and forget important things like taking care of yourself. We want to inspire change in this area. Moments of relaxation and selfcare are vital to overall health and productivity. We should never need an excuse to take better care of ourselves. Nevertheless, for most of us, an excuse may actually facilitate the care that we need. This is your excuse!

What services will be offered/ discounted during SPA-tacular Savings? We will be offering the following services:

• Organic Facial ($50) – This skin therapy improves the texture and appearance of skin using the finest organic products. This is our classic customized facial that specifically caters to the individual needs of the skin.

Spa services are offered in Jencare’s serene and relaxing treatment rooms.

• Exfoliation Bliss ($50) – Unclog your pores, remove dead skin cells, detox, and improve your circulation for younger, healthier, softer skin. This spa therapy softens, hydrates, tones, and restores the skin to health and natural radiance. • Body Therapy ($50) – Invigorate the muscles as you improve your circulation, boost your immune system, and relieve tension knots.

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take pride in having the most advanced technology, but what truly sets us apart is the consistent quality that we provide and the results obtained from our spa services and signature skin care line. To have a Jencare experience is to truly know about the

attention and care we put into the detail of each service and product. Ralph Marston said, “Build yourself a life of steadily increasing quality.” We believe that this is key.

Is there anything else you would like us to know? There is so much renewal and inspira-

tion to be found in the healing of spa therapy. We provide a regenerating repose from the stressors of life to bring balance and stability to your entire being. This allows you to be effective in all areas of your life. Pampering is an understatement to the Jencare quality of spa care. We implore you to evaluate your wellness journey, because your health will certainly reward you with the good habits that you cultivate with our skin and wellness farm today. Work hard! Play hard! Jencare Spa often! Health is our focus! Beauty is the bonus! Jencare’s SPA-tacular Savings runs from October 10-23. Jencare Skin Farm Day Spa is located in the Miramar Town Center, 11607 Red Road in Miramar. For information, call 954-436-6227/8, visit www. jencare.com or follow them on Instagram and Twitter @jencaredayspa.

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Hoops 4 Hope Event Helps Police Department and Police Athletic League Raise Money for Scholarships BY JILL SHARPE

he first of many fundraising events for Hoops 4 Hope occurred Thursday August 4, 2016 at Texas Roadhouse in Miramar. This fun community friendly event started off with the Miramar Police Department’s SWAT truck and K9 officer greeting patrons as they entered the property. The patrons were thrilled to take pictures and explore the SWAT Truck from the inside out. K9 Officer Sawyer and Batman the K9 was also a big hit. Hoops 4 Hope’s goal is to use education, basketball and scholarships to engage the community with hopes of directing them to greater opportunities that are located “Right here in Miramar.” Officer Brittany Parker said the youth

are our future leaders thus it is our duty to provide them with all the necessary resources to succeed. “Texas Roadhouse has been more than helpful with assisting with fundraising opportunities and being supportive of Hoops 4 Hope,” Parker said. The Miramar Police Department and the Miramar Police Athletic League plan to utilize the donations for college scholarships for two Miramar based high school students. All money raised from the August 19th Hoops for Hope, basketball event held at the Police Athletic Center, including entry tickets, raffle tickets, food and donations will go into the Hoops 4 Hope scholarship fund. Texas Roadhouse located at 3241 SW 160th Ave. Miramar, Fl. 33027 partners with schools, churches, police, fire and non-profit organizations to help raise money. For information regarding holding an event at Texas Roadhouse call: 954-4993391 and ask for Jaye Wilhite

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BY JILL SHARPE

eaching kids how to fish and giving them positive role models is the goal of Miramar Police Department’s Fishing for Futures program. The program matches police officers with kids who are selected through Officer recommendations, the Police Athletic League, and the Hanging with 5-0 program. All fishing equipment is provided for the officers to teach the kids how to fish and is donated to the participants so that they will be able to continue to fish even after they leave the program. The program, which started on August 3rd, met for three consecutive Wednesdays during the month of August. The first two trips averaged five students and there were seven students on the last trip. Officer Lonnie Nix said the program was started to help keep kids on the right track and build positive relationships. “Fishing can be easy for kids once they are taught the basics,” Nix said. “It’s inexpensive for the families and it can be done almost anywhere in South Florida. We hope that their love of fishing and the relationships they build with the officers through this program, last a lifetime.”

SECTION HEAD community news

Fishing for Futures Program Aims to Keep Miramar Youth on the Right Track

The program continues during the school year but is limited to once a month. Kids can still get involved by contacting the police department and speaking with Sgt. Lonnie Nix. The department’s main number is (954)602-4000.

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Hundreds Gather for First #LetsTalkMiramar Town Hall Event community news

BY JILL SHARPE

ore than 300 people, including Mayor Wayne M. Messam, Police Chief Dexter Williams and the entire Miramar High School Patriots football team, packed the Miramar Commission Chambers for the first-ever #LetsTalkMiramar Town Hall event on August 25th. The event focused on public safety, community policing and how police and residents can work together for a better Miramar. For those who couldn’t attend, the Town Hall meeting was streamed live on Facebook and viewers could submit their questions in the chat feature via “LetsTalkMiramar. The panel of guest speakers included several members of the community including Broward school board members, local attorneys and clergy who answered audience questions concerning what to do if stopped by police, compliance with police commands, dealing with mentally-disturbed residents, officer training, legal rights of residents and much more. Residents had the opportunity to talk with Attorney Markenzy Lapointe, Commissioner Winston Barnes, Broward County Superintendent Robert Runcie, School Board Member Patti Good, Pastor Peter Tokar, Mayor Wayne M. Messam, Police Chief Dexter Williams, Reverend Wesley Green, City Attorney Allison Smith,

Father Patrick Charles, and Vice Mayor Maxwell B. Chambers. “As a safe city, Miramar must remain vigilant in building bridges between our community, residents and the faith community,” said Mayor Messam. “We must continue to have tough conversations to ensure Miramar residents’ concerns are heard. I am convinced the Let’s Talk Town Hall made a positive impact and has paved the way for future community engagement with our police department.”

15th Annual Signature Grand Ghoul Promises to be a Fang-tastic Evening By Debby Teich

n October 24, from 7pm to 11pm, Signature Grand in Davie will once again be transformed into a haunted house for the 15th Annual Signature Grand Ghoul. The event, emceed by former Miami Dolphin O.J. McDuffie, will feature music, a costume contest, silent auction, open bar and gourmet buffet with elaborate food stations. All proceeds will benefit 2-1-1 Broward. The event will include spooky decorations and lighting, scary thrills around every corner with a chilling surprise in each room. Guests will be able to sip spooky-themed drinks from the open bar and witch’s cauldron, indulge in the grand buffet with gourmet food stations, and dance to a variety of entertainment. Guests will also have the opportunity to mix and mingle with NFL Alumni, local celebrities and other South Florida notables throughout the evening. Past guests have included: Troy Drayton, Mark Higgs, Kerry Glenn, John Bock, Randall Hill, Terrence Jones, Ki-Jana Carter, Brian PoliDixon, James Michael Wild and DeAnna McCutcheon enjoyed the 2015 event. McKnight, Sam

Madison, Sean Hill and many others. There will also be a costume contest. Throughout the evening, judges will select finalists based on their creativity, fear factor, and originality of their costumes. The guests will be brought up on stage for an overall crowd vote. Prizes will be awarded to first, second and third place for the Photo (l to r): Kerry Glenn, O.J. McDuffie, Jennifer Sinadinos, Troy Drayton, Caren and scariest and most unique costumes. John Bock at the 2015 event. The mission of 2-1-1 Broward is to provide 24 hour comprehensive sponsors and colleagues and we are so appreciative of helpline and support services to individuals and famitheir continued support of 2-1-1 Broward.” lies in our community seeking crisis intervention assisTickets are $100pp/$150 for two tickets. Active Club tance and/or information and connections to health and 2-1-1 member tickets are $75pp. VIP tickets are $125pp. human services in Broward County. Every call to 2-1-1 is All tickets includes open bar, dancing, gourmet buffet, answered by a trained, degreed counselor who listens costume contest and many more surprises. VIP ticket to the caller’s concerns, identifies their needs and conholders will enjoy an exclusively spooky area with nects them with agencies and programs that can help VIP bar, entertainment, specialty drinks and other them. 2-1-1 Broward relies on the generous support of surprises. government agencies, corporations, foundations, and individuals to provide this vital community service. Signature Grand is located at 6900 W State “Signature Grand Ghoul has helped tremendously in Road 84 in Davie. To register, visit www.211raising funds and awareness for 2-1-1 Broward,” said broward.org. For sponsorship information, Sheila Smith, president/CEO of 2-1-1 Broward. “We are contact Tracy Schuldiner at 954.390.0493 grateful to have been chosen as the beneficiary once ext. 244 or tschuldiner@211-broward.org. again for this year’s party. The event truly gives us the For information on 2-1-1, visit www.211opportunity to have a fun evening alongside our friends, broward.org.

OCTOBER 2016 | OUR CITY MIRAMAR

Seniors Learn Important Lessons About Safety While Enjoying a Luncheon and Fashion Show community news

BY JILL SHARPE

ore than 100 seniors in Miramar were treated to a Senior Safety Luncheon and Fashion Show on August 17th put on by the Miramar Police S.A.L.T unit. S.A.L.T., which stands for Seniors and Law Enforcement Together, is composed of represen-

tatives from various units in the Police, Fire and Utility Departments. The goal of the luncheon was to educate seniors and empower them on how not to be a victim of theft, fraud and scams. The purpose of the fashion show was to make sure that seniors know exactly what real law enforcement uniforms and identification credentials look like and how legitimate business occurs. To make the event fun, seniors were treated to lunch, a DJ, refreshments and door prizes. Officer Yessenia Diaz said all the officers who participated were honored to work with the seniors and strive to empower them with knowledge on how to protect themselves. “They are a wealth of knowledge and we are like therapy

to each other,” Diaz said. “They benefit from our endless care and interest in their well-being and are living proof of all the GREAT beings that we can become.”

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Make No Mistake. We’re in a Shift By Patrick Simm

Keller pointed to five indicators of a shifting market:

▸▸ Days on the market are up. ▸▸ The supply of move-up and higher end housing is growing. ▸▸ Home prices are down in some areas of the country. ▸▸ Unit sales nationwide are slackening. ▸▸ Construction is flat. Keller goes on to state that the “median home price is higher than it’s ever been in the history of recorded time – the last time we were here we were on the verge of a recession.” Interestingly enough, as we experience the shifting market, home sales nationally are on pace for another record year. However, there are signs of slowing sales in some markets across America as affordability becomes a serious issue. According to Keller, “Affordability has been declining since January, as prices continue to outpace wage growth, hurting home sales.”

real estate

ake no mistake. We’re in a shift. According to Gary Keller, the co-founder and Chairman of the Board of Keller Williams Realty, “It’s not an economic shift, as unemployment is below 5%, GDP is around 2%, inflation is less than 2% and actual real income is slightly up. This is about the normal cycle that happens in real estate and it’s that time. It’s caused naturally by real estate getting too expensive too quickly.”

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It’s pretty safe to say that the owner of the largest real estate company by agent count (Keller Williams surpassed 133,000 in associates in 2015) isn’t bullish on the housing market. Added to this is the notion that buyers are literally sitting on the sidelines at this point in time due to the upcoming presidential elections that may or may not affect the economic outlook worldwide. Our local real estate market shows a close similarity to the nationwide trend. The median sales price in Pembroke Pines and Miramar is presently at $260,000 with prices appreciating approximately 9% within the past 12 months. While the historical average for home appreciation lies between 4% and 6%, forecasters are predicting that appreciation for the next 12 months will decrease to about 2%. What does this mean for our local buyers and sellers? Well, to date, entry level homes remain in a seller’s market with demand expected to be strong due to price affordability. Locally, construction has been focused on the condo and high end market that has displayed a major slowdown within the past year. In my most recent editorials, I’ve perpetually addressed the shifting of the market and its implications. The principal challenge that we will face in the near future is the one of being realistic in one’s (whether buyer or seller) expectations. Simply put, it’s going to take us back to the law of Supply and Demand! Patrick Simm, Managing Director of the Simmsational Real Estate Group at Keller Williams Realty Partners SW can be contacted at 954-709-8258 for all your Real Estate related questions and/or inquiries. Visit www.PatrickSimm.com or on Facebook at Facebook.com/OneCoolRealtor

Neck & back pain headaches/Migraines auto accident injuries physical therapy Massage therapy Slip and Fall injuries low Force adjusting Nutrition Classes extremity adjusting serving south florida since 1992

Includes Exam, All X-Rays Needed and First Adjustment.

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CAll Now: (954) 432-3343 www.pineswestchiropractic.com

The patient and any other person responsible for payment has the right to refuse to pay, cancel payment, or be reimbursed for treatment, which is performed as a result of and within 72 hours of responding to the advertisement for discounted, or reduced fee for service, examination, or treatment.

OUR CITY MIRAMAR | OCTOBER 2016

Contact Lenses for Teenagers By Michael Chesen, OD

For further assistance with your eye care and eyewear needs, contact Dr. Michael Chesen at 954-437-9733. The office is located at 2909 Dykes Rd., in the Fountains of Miramar Shopping Plaza.

Got News? email editormiramar@ourcitymedia.com

eye care

o adolescent likes to be caught wearing something that makes them different. For some teenagers, eyeglasses can often feel that way. Just the thought of wearing glasses can send a teenager running in the other direction. In comparison, a newly published report says that kids and teenagers who wear contact lenses feel a significant enhancement in their appearance. The research results show that starting at the age of eight, children may prefer being offered the choice of contact lenses. The research was recorded in Eye & Contact Lens, which is published by the Contact Lens Association. Just how do contacts enhance an adolescent’s self-esteem? Young adults are self-conscious and they often feel better about themselves when glasses are not the center of their appearance. Contact lenses may help teens feel greater self-esteem and more comfortable around others by providing them with a less visible option for vision correction. Although teens are frequently fitted with contact lenses, children under 13 are not usually given the option of lenses. Many eye doctors and parents don’t believe that children are mature enough to deal with them properly. With the right instruction, however, children as young as eight years old are very capable of wearing and caring for contacts and they should be offered the option. Generally, before your child purchases contacts, you should consult your optometrist to find out about any potential issues your child might have. Our Miramar optometry practice can help you determine the right prescription for your teen’s contacts. If your child or teenager is in need of vision correction, why not consider contact lenses? Through just a simple soft lens, you can enhance your teen’s selfimage. With the large array of contacts on the market, you and your eye care practitioner can work with your child to decide what type of lens is most suitable for their character and lifestyle.

New Name, Same Doctor & Staff Servicing Our Patients For The Last 10 Years

MiraMar The Fountains of Miramar (Next to El Fogon) 2909 Dykes Rd., Miramar, FL • 954-437-9733

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back to school specials

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Please ask about our free in-store insurance plans. We accept most major insurance plans including United HealthCare®, Cigna®, EyeMed, BC/BS, Aetna®, and VSP®.

We Carry A Large Assortment Of The Latest Designer Eyewear THE PATIENT AND ANY OTHER PERSON RESPONSIBLE FOR PAYMENT HAS THE RIGHT TO REFUSE TO PAY, CANCEL PAYMENT, OR BE REIMBURSED FOR PAYMENT FOR ANY OTHER SERVICE, EXAMINATION, OR TREATMENT WHICH IS PERFORMED AS A RESULT OF AND WITHIN 72 HOURS OF RESPONDING TO THE ADVERTISEMENT FOR THE FREE, DISCOUNTED FEE OR REDUCED FEE SERVICE, EXAMINATION OR TREATMENT.

OUR CITY MIRAMAR | OCTOBER 2016

legally speaking

Using a Chapter 13 Bankruptcy Plan to Keep Your Home and Investment Properties for Much Less than You Owe By Omar J. Arcia, Esq. Foreclosure Defense and Bankruptcy Protection Attorney

ost consumers are familiar with a simple Chapter 7 bankruptcy, in which all of the debtor’s assets are liquidated and all unsecured debt, such as credit cards and medical bills, are wiped out. Did you know that within a Chapter 7 your lender has the right to continue a foreclosure process on your home if you owe more than the market value of the home? Many consumers are unaware of the far reaching benefits of a Chapter 13 bankruptcy. Unlike a Chapter 7 bankruptcy, under a Chapter 13 a debtor restructures instead of liquidating debts. A Chapter 13 debtor is able to repay, over a period of 3-5 years, all mortgage arrearages, late fees, escrow shortages, and even past due homeowner association (HOA) dues. Also, credit card and other unsecured debt can be eliminated or negotiated down to small fraction of the amount owed, student loan payments may be reduced, IRS liens can be reduced or wiped out, car payments can be lowered or eliminated, and even attorneys’ fees are paid over time as part of the Chapter 13 plan. Perhaps the most beneficial part of a Chapter 13 plan is the ability to remove all second mortgages, lines of credit and other liens (including HOA liens) from your principal residence, and to significantly reduce principal balances on investment properties. In order to qualify, the debtor must be employed, or have a regular source of income, and the amount owed on the first mortgage of your principal residence must be greater than the market value of that home. As it relates to the debtor’s investment properties, under a Chapter 13 plan you are able to wipe out any second mortgages or credit lines, and reduce the principal balance of the first mortgage on each property to the current fair market value, payable at a low fixed interest rate, amortized over 10-15 years, through an affordable monthly payment. Once a debtor submits a Chapter 13 plan and begins to make payments, the lender cannot proceed with a foreclosure. A debtor can modify mortgages on their property through a unique program called the Mortgage Modification Mediation (MMM) program, even if the debtor has been previously declined for loan modification. If you owe more on your first mortgage than the fair market value of your home, have one or more additional mortgages, lines of credit or other liens on that property, and are currently employed, you may be a perfect candidate to file a Chapter 13 bankruptcy. If you also have investment properties which are upside down in value, and would like to keep them because they are generating rental income, a Chapter 13 bankruptcy is the ideal solution to resolve your mortgage crisis instead of wasting countless hours attempting to modify your loans directly with lenders. Contact the Arcia Law Firm today at 954-437-9066 to schedule your free consultation with an attorney. You may also visit www.arcialawfirm.com for more detailed explanations of different options available to homeowners in foreclosure, at risk of foreclosure, or considering bankruptcy.

OCTOBER 2016 | OUR CITY MIRAMAR

Pickup for Breast Cancer Is an Easy Way to Support the Cause

ince 1993 the Florida Breast Cancer Foundation has been committed to providing the resources necessary to fund programs that support their mission to end breast cancer. The household discard program, Pickups for Breast Cancer, is a great way for those who want to help by donating resalable items for a great cause.

This is a free, tax deductible home pickup service in South Florida including Martin, Palm Beach, Broward and Miami-Dade counties. All

types of household items including: clothing, clothing accessories, shoes, bric-a-brac, bedding, toys, electronics and resalable furniture, etc. are accepted. This program has proven to be successful since it has generated millions of dollars, which has funded numerous grants and programs, therefore helping their goal to end breast cancer. Michael Arena, Director of Merchandise Coordination, answered some commonly asked questions about the Florida Breast Cancer Foundation and its pick up service.

In one sentence, describe the key message of the Florida Breast Cancer Foundation. For the past

twenty two years, our mission is to end breast cancer through education, research and advocacy and it will be until a cure is found.

How does your pickup service work? We offer

free, tax deductible home pickup services for house-

hold discards throughout Miami-Dade, Broward, Palm Beach and Martin counties. Those who want to donate can visit www.pickupsforbreastcancer.org and click on the “Schedule a Pickup” tab for easy and fast service. Scheduling a pick up is convenient online or by calling 1-888-492-4483.

What distinguishes you from your competition? Our pickup service is reli-

able, timely and friendly. The Florida Breast Cancer Foundation is a fully recognized 501(c) (3) charitable organization authorized by the IRS and United States Government to issue official tax deduction receipts for all donations.

business spotlight

By Beverly Perkins

Is there anything else you would like readers to know about you and/or your business? October is national breast can-

cer awareness month and we are sincerely thankful for all the support during the most recognized month of the year. For more information or to schedule an appointment, please call 1-888-492-4483 or visit www.pickupsforbreastcancer.org.

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MESSAGE FROM THE MAYOR

• Burial

Reviewing Our Accomplishments and Setting New Goals BY WAYNE MESSAM, MAYOR OF THE CITY OF MIRAMAR

s we begin the new fiscal year in Miramar, it’s always a great time to take stock of what we have accomplished, review the past and look forward as we set goals for our great city. One of the best accomplishments this past fiscal year was the opening of the new police headquarters located at Town Center. After 10 years of protecting our residents and businesses from a temporary location, our police department has a state-ofthe-art new home. Another accomplishment is the Adult Day Care Center that is slated for completion this month. Our Social Services department began accepting applications in August for those residents who will benefit from the services in the new facility. One of the best accomplishments by the city is our ability to grow and attract new businesses. Over the past year, over 4 major corporate re-locations have come to our city bringing over 100 high paying jobs. Miramar continues to move in the right direction. The Florida League of Cities presented Miramar with the coveted City Spirit Award during their annual conference in August at the Diplomat Hotel for our Disco Soup entry in which participants “chop to the beat” to promote awareness about reducing food waste. Held at the city’s Inter-generational Fruit & Vegetable Garden in Historic Miramar, it was a celebration where strangers came together to slice, dice, and boogie, transforming “ugly” or blemished veggies into a deliciously prepared meal. The initiative empowers participants to save money, energy, and our planet while having a lot of fun. Community and Economic Development continues to issue record number of permits as businesses and more residents see the possibilities in our city. We launched Good Morning Miramar with Tamara G., the city’s first live radio show. Download the TuneIn Radio app in the iTunes or Google Play Stores, search “It’s Right Here In Miramar” and click on the icon. The Cultural Center season kicks off at the end of the month with a diverse offering of performances. For property owners needing to make repairs, the P.A.C.E. (Property Assessed Clean Energy) Program in Miramar assists homeowners and businesses to equip their properties with wind and energy efficient improvements through special financing with approved industry leaders. The programs provide upfront capital to owners for improvements to their properties with refinancing paid through a special, non ad-valorem assessment levied on the property and repaid annually on the owner’s tax bill. A number of residents and businesses had been requesting this and we were able to make it happen. There are a number of accomplishments from throughout the various city departments and we will be addressing all at the Annual State of the City being held on October 13th at 6 p.m. We will provide as many updates as possible and we look forward to seeing you there. This is our city and it’s up to all of us to make it the best it can be. Join us. Yours in Service,

CALL 954-793-2177

$25 off 1st service – new customers only Mayor

OCTOBER 2016 | OUR CITY MIRAMAR

Are You Ready?

Talking About Death BY BRUCE IDEN, ESQUIRE

Bruce Iden earned his J.D. from George Washington University National Law Center and his L.L.M. in taxation from the University of Miami School of Law. He has been practicing in the area of estate planning and probate and trust administration for over 30 years. For more information, or to schedule a complimentary estate-planning consultation with Mr. Iden, please contact Iden Law Offices at (954)885-0085.

LEGALLY SPEAKING

ooner or later we all die. It will happen to me, and as upsetting as it may be to think about, it will happen to you, too. It’s a fact. We don’t know when or how death will occur. We hope the end comes peacefully when we are very old, surrounded by those we love, having lived a long and good life. No one lives forever. And although death is part of life, most people find the topic very difficult to think about and especially hard to discuss with others. Talking about what will happen to your family when you pass away can be a very emotional subject. And as with all emotionallycharged subjects, it is often easier to ignore. Or think about later. Is estate planning on your “to do” list? Perhaps you are superstitious. Can just talking about something make it more likely to happen? It is common for me to learn that new clients have taken months, often years, from the time they started thinking about estate planning to when they called our office to schedule a consultation. For many, life provides a burst of motivation encouraging you to take care of matters sooner rather than later. Perhaps a health scare, or a vacation overseas? It may also be seeing the aftermath of the sudden death of a friend or family member. Without proper planning, a grieving family is left to clean up the legal and financial mess left behind after the death of a loved one, during a very difficult time. So how do you prepare to face what may happen to your family after you are gone? Is it necessary to have a will, a durable power of attorney, or other estate planning documents? The best place to start is by educating yourself as to what estate planning is. There are many websites devoted to wills, trusts, and other documents that you can explore. Our website and blog also contain helpful information. By learning about the subject, it may be easier to discuss your needs. It won’t make you an expert, but when you consult an attorney you will be better prepared to formulate questions, which leads to the next step. Contact an estate planning attorney to arrange a consultation. Most estate planning attorneys do not charge for this initial meeting, and there is no obligation. Keep in mind that you need to feel comfortable and at ease with the attorney and office staff you select. Chemistry is important, as are qualifications. Find someone you trust. Remember not all attorneys specialize in estate planning. Ask questions. Do your research. Look for competence and shared values. Estate planning is a deliberate, premeditated act of love. Life can change in an instant. What are you waiting for?

Do you have a thoughtful and comprehensive estate plan which includes: • Caring for you and your loved ones in case of disability or death? • Protecting loved ones from creditors and predators after you are gone? • Providing parents with access to college kids’ health status and medical decision making in emergencies? • Ensuring your babysitter knows what to do if you don’t return when expected?

Helping you care for your family’s well-being today and tomorrow.

TrusTs • Wills • ProbaTe

954.885.0085 14601 sW 29th street suite 110, Miramar, Fl 33027

www.idenlaw.com The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

OUR CITY MIRAMAR | OCTOBER 2016

The Freshest Sushi Feast In Town

Sushi · Sashimi · Rolls · Oriental Salad · Crab Legs Hibachi Oysters · Grill · Shrimp · Dessert · Asian Delicacies

section pet of the head month

fet

Japanese Buf

“Loui” Loui is the sweetest 10-yearold, male cockapoo in town! His favorite person is his dad, Christian. His favorite toy is his little doggy ropes. Loui loves cuddling and hates long walks out in the hot weather. His favorite thing to do is lounge around and get back rubs. He was last seen cuddling with dad!!

Your Pet Could Be Our Pet of the Month!

Free Meal On Your Birthday!

Free meal for the birthday person with a party of 4 adultsor more. Florida drvers license & coupon required. Cannot combine with any other discounts. Pembroke Pines location only.

Every month Our City Miramar randomly picks a pet of the month winner. Enter your pet today! Email entries to editormiramar@ourcitymedia.com. Please send a high-resolution photo with your entry. Tell us a little bit about your pet… Animal name & breed:______________________________________ Age and gender of animal:__________________________________ Favorite person:___________________________________________ Favorite toy:______________________________________________ Likes & dislikes:____________________________________________ Favorite thing to do:________________________________________

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OCTOBER 2016 | OUR CITY MIRAMAR

Last seen:________________________________________________

PHOTO OF THE MONTH

We Want Your Photo!

The World’s Favorite Newspaper™

Take your latest copy of Our City Miramar on the road with you and you could be our lucky winner. Send us your “The World’s Favorite Newspaper™” photo and you could win a gift certificate to a local restaurant. Happy trails!

Email photos to:

editormiramar@ourcitymedia.com Please send hi-resolution original digital photos as attachments only. Include name, address, phone number and where photo was taken.

Kameela Hack and Terry Pantin took their copy of Our City Miramar to the beautiful Turks and Caicos Islands.

Got News? email editormiramar@ourcitymedia.com

see story page 14

Your local communitY news magazine! JulY 2016

Helps Children Achieve Healthy & Beautiful Smiles

see Feature story pg 14

see story pg. 14

June 2016

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OUR CITY MIRAMAR | OCTOBER 2016

SECTION seen on HEAD scene

GRAND OPENING WAI GLOBAL

Mayor Wayne Messam, Douglas G. Moul (President & COO of WAI GLOBAL) Douglas’s sons, Maxell Chambers and Miramar Commissioner Yvette Colbourne were all present at a ribbon cutting and grand opening celebration for WAI GLOBAL on August 11th. WAI GLOBAL, located at 3300 Corporate Way in Miramar, is a leading parts manufacturer, sourcing and distribution/logistics company or an extensive range of products in the automotive, heavy duty and power sports aftermarket.

LADIES CAR CLINIC

The Miramar Pembroke Pines Chamber of Commerce hosted a ladies car clinic at Federal Mogul in Miramar.

ART AT THE LIBRARY

Library patrons enjoy The joy of Life: The Art of Kim Prisu and Susana Gordon Attias at the Miramar Library. The exhibit is on display until October 15th.

OCTOBER 2016 | OUR CITY MIRAMAR

COMMIT to AN OCTOBER HOME GAME OPENING NIGHT

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