
2 minute read
Q&A with Janet Bramham
Mortgage Advisor
What services does a mortgage broker offer?
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A mortgage broker deals with the banks, so you don’t have to. Whether you’re a first home buyer, upgrading, or a property investor, I can assist you with the finance for your purchase. Other services that I can also help you with are fixed rate reviews, refinances, restructures, and debt/loan consolidation.
What lenders do you work with?
All the major banks and many other financial companies.
What is the benefit of working with a mortgage broker, as opposed to directly with a bank?
A mortgage broker can deal with more than one bank to give you the best options. I can look at your situation and tailor a solution to suit.
If you are purchasing your first home it can be daunting dealing with the bank and other professional services you will need. Let me guide you through the process of purchasing your first home.
How much will the service cost me?
Pop in to your local Hardware store…. you’ll be surprised what’s available instore!
Generally, in most cases my service is of no cost to you. However, in some cases we may need to charge you a fee, which we would discuss and disclose up front.
What do I need to do to be ready to apply for a mortgage?
Everyone’s situation is different and I’m happy to talk to you any time about how you can best be prepared to apply for a loan.
How long will the process take?
It will depend how complex your situation is and how quickly we can get all the information together. If you have found that perfect property then we can look to get finance within a few days.
Generally, between the initial contact and getting the banks approval it can be up to 10 working days.
However, to be in the best possible position I would suggest you contact me today to get Pre Approved
Whether you’re looking to buy your first home, build your dream home, invest in a rental property, refinance, or consolidate debt, I can help.

Weekend Nurse
8am – 8pm Saturday and Sunday
ABOUT US
Oxford Community Health Centre is a busy rural general practice serving Oxford and the surrounding community. We are charitable trust governed by a Board of Trustees and committed to providing our community with quality Health care as well as developing our own team to reach their fullest potential.
Our enrolled population is 4,200+ patients, plus we have a strong clinical relationship with Karadean Rest Home and Oxford Hospital. Our practice is supportive, friendly, and innovative.
Our PMS is Indici.
Please see our web site for more information about our practice – www.oxfordhealth.nz
ABOUT THE ROLE
We have an amazing opportunity for an experienced Registered Nurse, Nurse Practitioner or Nurse Prescriber to join our team to provide after-hours weekend (Saturday and Sunday) cover (8.00am-8.00pm), which includes an on-site clinic on both days for four hours.
DUTIES
• Urgent triage (including resuscitation, stabilisation and assessment as necessary)
• Assessment of the urgency and severity of presenting problems via telephone or 1:1 consultation with patient
• PRIME callouts
• Undertake treatment options and carry out appropriate clinical interventions and procedures, including but not limited to counselling, advising & providing information
• Dispense and prescribe as per agreed standing orders.
• Local Rest Home and Hospital visits

• Male catheterisation and syringe driver experience
SKILLS AND EXPERIENCE
• A current New Zealand Annual Practicing Certificate
• Must be PRIME trained (or able to commit to a week’s training).
• Able to work autonomously.
• Being familiar with Indici would be an advantage, but not essential.
• Excellent English written and communication skills.
• Fantastic organisational skills, including the ability to manage conflicting priorities.
• Current NZ Driver’s Licence
How to apply
Sound like you? If so, we would love to hear from you. Please send a covering letter introducing yourself and your CV to manager@ochc.co.nz
Applications close end of business on Monday 10 April 2023.