Conference Overview e-Payments & Payment Card Solutions Conference 2009 The International Suite at Manchester United Football Club, Sir Matt Busby Way, Old Trafford, Manchester M16 0RA Thursday 24th September 2009 from 10:30 to 16:30 - Registration from 09:45
The e-Payments & Payment Card Solutions Conference 2009 will look at all aspects and variety of electronic and commercial card payment solutions and services currently available in the market place. Throughout the day an extensive range of products and services highlighting innovative payment solutions available now will offer and assist your organisations deliver efficiencies and cost savings, a major benefit to both Private Sector companies and Public Sector organisations alike. Our busy days agenda includes leading edge presentations, products demonstrations case studies, breakout sessions and networking opportunities, workshops and exhibitions hosted and presented by industry electronic payment solution providers, commercial card schemes & card issuers and leading back office solutions providers. The conference agenda will illustrate just how the wide range of payments solutions presented can affect your future day-to-day business dealings. Conference focus topics provides you with the background to e-Payments & Payment Card Solutions including:
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Purchasing Card and Commercial Card Payment Solutions Invoice Scanning Systems Fuel Card programmes Pre-Paid Cards - Rechargeable and Pre Loaded Cards Web based Card Management Transaction Solutions Lodge Cards for Enhanced Travel MI Integration of P-Cards with e-Procurement systems eProcurement Purchase to Pay technology e-Invoicing Solutions SAP Integration Software Solutions Transaction Acquiring and Bureau Services Expense Management Software Solution Providers Products and Services Electronic Payment Acceptance and Merchant Sign Up Programmed Implementation, Service and Compliance issues
For further Conference 2009 information, please contact: Peter Gittins email: info@cardpaymentsolutions.co.uk or info@purchasingcardnews.co.uk Tel: +44 (0) 161 928 0485 Fax: +44 (0) 161 928 1713 www.purchasingcardnews.co.uk www.cardpaymentsolutions.co.uk
Business Payment Cards and e-Payment Solutions Providers Choosing the right Business Payment Card or e-Payment Solutions Provider to fit your business model is sometimes confusing but obviously desirable.
Sector certain banks, which are party to Government agreements, will provide the Government Procurement Card (GPC) that is Visa badged at present and, for those with a Welsh connection, the Welsh Purchasing Card (WPC) that can be either MasterCard or Visa.
For the ‘User’ it gives them the option to choose the most appropriate Card Payment & e-Payment Solution for their needs from the most effective provider.
For those looking for Pre-Paid Cards the range is somewhat broader. As well as most corporate banks a range of building societies and others are now issuing these products. This is probably a reflection of the potential for growth the industry sees for the Prep-Paid Card market, both in the consumer and government/business fields.
For the ‘Supplier or Merchant’ it offers them a range of solutions and providers when deciding on the most appropriate and cost effective way to embrace card payment acceptance.
Web Based Transaction Solutions?
Having this choice does mean that both ‘ Users’ and their ‘Suppliers’ will have homework to do before arriving at the right solution and provider.
There are a growing number of third party software specialists who offer a range of web based transaction solutions that can work across a multitude of cards from different issuers and different schemes.
That’s why the e-Payments & Payment Card Solutions Conference 2009 is an important event to attend. The Conference has been designed to give you the ideal opportunity to overview of what’s new and currently available from the Payments industry.
However some card issuers offer their own additions to the basic card product particularly for the delivery and handling of management information and to provide more sophisticated pre-use controls.
Accepting Card payments? Card Schemes and Issuing Banks In the UK the majority of commercial and pre-paid cards are branded products from the Amex, MasterCard or Visa stables. Business Payment Cards come under a variety of nomenclatures, Corporate, Charge, Procurement, Purchasing and Pre-Paid being just some. The term “Card” is in itself somewhat misleading because many of the products now becoming available offer much more than just a piece of plastic. Indeed it is perfectly normal to run a card programme without any cards. Whilst the standard model of a card being carried around in wallet and purse is still universal, increasingly we are seeing Issuers and specialist companies offering a whole range of flexible purchasing solutions built around payment card functionality which can provide pre-purchase controls on the one hand and electronic delivery and manipulation of statements and management information on the other. Closed loop and hosted cards are terms for card usage where purchases are restricted to particular suppliers nominated by the business and the purchaser may not even know that a Card is involved.
So who issues these cards and associated products? The answer is, not unsurprisingly, most of the corporate banks operating in the UK offer a range of products to suit a variety of business/corporate needs. For organisations operating in the Public
Suppliers generally have to do two things, although there are alternative paths. Firstly they need to be set up with a merchant account by an “Acquiring” Bank. A relatively simple process subject to passing the bank’s appropriate credit/risk assessment criteria. It should be noted that the is no requirement for this merchant account to be with a suppliers existing bank and it may well be that a better deal can be obtained by shopping around and also checking if there is already a “trade” deal in place with one of the Acquiring banks covering any trade associations of which the supplier is a member. The second requirement is to have the necessary means with which to process card transactions on the merchant account. There is a plethora of systems/solutions to cover this from a range of third-party providers and which is right really does depend on what may be a complex variety of factors. Will the supplier be undertaking face-toface transactions (in which case a chip and pin terminal is a must), remote (such as phone, fax or internet orders) or a mixture of both? The type of cards to be accepted and level of transaction data demanded by any key customers is also a major consideration. Increasingly both public sector and private businesses are demanding an enhanced level of data (including VAT detail) from their card capable suppliers and the ability to provide this may be crucial in continuation of the business from these card users and further growth. Again, a range of products is available with both the acquiring banks and solution providers able to provide expert advice on the best solutions for any particular business.
Conference Overview e-Payments & Payment Card Solutions Conference 2009 The International Suite at Manchester United Football Club, Sir Matt Busby Way, Old Trafford, Manchester M16 0RA Thursday 24th September 2009 from 10:30 to 16:30 - Registration from 09:45
Conference Floorplan Car Parks W1 & W2
Exhibition Stands Exhibition Stands
Refreshments
screen
Conference Room 1
screen
Reception
Conference Room 2
Lunch Area
Exhibition Stands
Bar