Getting on an Affordable Health Insurance Plan in School If there was any insurance to purchase as a student, it would be healthcare. You can live without a car and hence don’t have to pay for auto insurance. You can visit a dentist for teeth cleaning at a reasonable price without dental insurance. Unless you’re hoarding a $10,000 laundry basket in your room, renter’s insurance might not be worth it to you. Good health insurance for college students is something you can’t predict when you’ll need. You never know when you’re going to trip and break an arm in the fall, or catch the next swine flu epidemic, needing the immediate and expensive care of a professional. Health insurance protection is well worth the price, whereas the other insurance options can be avoided if you simply can’t afford one. If you’re looking for a good health insurance for college students, take a look at a few great options below.
Current Events and Health Insurance Recent legislation (The Patient Protection and Affordable Care Act) has extended the amount of time you can stay covered under your parent’s health plan. In some cases, those plans are paid for by the company, not out of the employee’s paychecks. Sometimes all you need to get good health insurance for college students is to stay on the plans established by your parent’s employer. If they’re not paying extra for the coverage, then your coverage can come free. Even if your parents’ plan isn’t free, you can usually get better quality coverage for a cheaper price as a part of the family plan. When you have the opportunity, stay with the family plan for as long as you can. If your parents don’t want you to stay on their plan, they don’t have one, or you simply want to become completely self-reliant, check out the campus options. Many colleges provide good health insurance for college students at an affordable rate.