VIRGINIA CONNECTOR - NOV 2022 - CASTLETON

RANDY DEMILLE ATLANTIC BAY MORTGAGE GROUP

(757) 567-9354

Michelle@ConnectorMagazines.com

Connector

Hello Fellow Virginians!

What a great time of year it is here in Virginia. The leaves are changing, the traffic is minimal and the events are still going strong! In the last few months, we've been able to experience some major, successful charity events, such as the VBFH Freedom Fest, Causeway Academy Shoe Drive, R4L (Recovery for Life) Gala, ECSC (East Coast Surf Club), Ynot Wednesdays and so much more!

Special thanks to all of those amazing organizers who bring these events to our attention, as that's what the Virginia Connector is all about bringing attention to LOCAL that gives back!

Michelle Westberry

Here in Virginia, the residents give back so much all year round, but November is special. We have Veterans Day, Support Small Business Day and Thanksgiving! We hope everyone gets to spend special time with their loved ones, and time to reflect on those we've lost. This is the time of year that our hearts seem to overflow with the desire to give back and nobody does that better than Virginians.

A special thanks to our Artist of the Month, Tonya Hopson, for the beautiful covers! If you aren't familiar with Tonya's work, be sure to visit the Artists Gallery in the ViBe District. She is one of many talents from right here in Virginia!

PET COMPANIONSHIP

Last but not least, remember to set your clocks back before you go to bed on Saturday, Nov. 5th (yea! it's the last year for falling back!). You'll want to remember to do that so you make it on time to some of the fun events brought to you inside this issue. With the holidays right around the corner, its time to shop and eat and drink and socialize (rinse and repeat!) and even treat ourselves a little after a hard year's work!

BENEFITS & HEALING POWER

Stay Cool. Stay Humble. Stay VB Strong!

OWNER/PUBLISHER Michelle Westberry EDITOR IN CHIEF GRAPHIC DESIGN COORDINATOR Dana Grizzél

Connector Magazines is published by Inspired Media LLC. Reproduction or dupli cation of any part herein requires written permission from publisher.

information included herein is correct to the best of Publisher's knowledge as of publication date. Corrections should be forwarded to Publisher at Office@ConnectorMagazines. com for consideration.

Special thanks to our Local Experts

HOME IMPROVEMENT

CRAWL SPACES & BASEMENTS

Tom Jackson CRAWLSPACE MEDIC (757) 500-9045 ♦ crawlspacemedic.com

HOME IMPROVEMENT FLOORING

George Bunch TIDEWATER FLOORING (757)

INSURANCE — MEDICARE

Dale S. White INTEGRITY INSURANCE (757) 650-2500 daleswhite@integritymedicareva.com

MORTGAGE LENDING — SR MTG BANKER

Randy DeMille ATLANTIC BAY (757) 222-4904 ♦ RandyDeMille@atlanticbay.com RandyTheMortgageGuy.com

SOLAR ENERGY

John Marshall XPLORE SOLAR (540) 654-0793 john@xploresolar.com

HOME IMPROVEMENT — PAINTING Kevin Pineda PINEDA CUSTOM PAINTING (757) 352-0597 ♦ kevinpaint2@gmail.com

HOME IMPROVEMENT

Steven Griffin MILO TREES, INC. LANDSCAPING & ARBORIST (757) 381-3313

MARKETING — DIGITAL David Stinson DIGITAL NATION USA (304) 282-5509 ♦ david@digitalnationusa.com digitalnationusa.com

PHOTOGRAPHY Jodie Lynn BRYTE EYE PRODUCTIONS (757) 478-1649 ♦ BryteEyeProductions.com JodieLynn@BryteEyeProductions

TRANSPORTATION COMMERCIAL Melissa Hedayatpoor MTM INTERNAT'L (407) 914-4866 ♦ shipMTM.com operations@shipMTM.com

Neighbor Spotlight: Meet Randy DeMille

Neighbor Spotlight: Meet Randy DeMille

castleton CONNECTOR Randy DeMille

Hello, neighbor! As a Castleton resident since 2006 and a Virginia Beach local, I’d like to present to you the first issue of the Castleton Virginia Connector, which hopefully, you’ll find some useful information on a variety of topics, including the ev er-changing real estate and mortgage world. You’ll also find periodic articles by my team of local experts from a wide spectrum of industries that pertain to owning a home and living in our community.

Hello, neighbor! As a Castleton resident since 2006 and a Virginia Beach local, I’d like to present to you the first issue of the Castleton Virginia Connector, which hopefully, you’ll find some useful information on a variety of topics, including the ev er-changing real estate and mortgage world. You’ll also find periodic articles by my team of local experts from a wide spectrum of industries that pertain to owning a home and living in our community.

Make sure to check out on the back cover of this issue for information on our homebot program, whereby we track the equity in your home on a monthly basis, at no cost to you.

In my 25 years as a Senior Mortgage Banker with Atlantic Bay Mortgage Group®, I’ve been fortunate enough to have helped more than 2,000 families achieve the American dream of homeownership, several of which are our very own neighbors here in Castleton!

In my 25 years as a Senior Mortgage Banker with Atlantic Bay Mortgage Group®, I’ve been fortunate enough to have helped more than 2,000 families achieve the American dream of homeownership, several of which are our very own neighbors here in Castleton!

Atlantic Bay is headquartered in Virginia Beach, as well as located in numerous states along the eastern seaboard. I’m person ally licensed in Virginia, North Carolina, and Florida. My commitment is to close on time, close accurately, and communicate proactively throughout the loan process, whether purchasing or refinancing a home.

Atlantic Bay is headquartered in Virginia Beach, as well as located in numerous states along the eastern seaboard. I’m person ally licensed in Virginia, North Carolina, and Florida. My commitment is to close on time, close accurately, and communicate proactively throughout the loan process, whether purchasing or refinancing a home.

Make sure to check out our page in this issue on our AB Works program. We can team up with your employer to offer benefits and discounts on mortgage lending & real estate services.

Make sure to check out our page in this issue on our AB Works program. We can team up with your employer to offer benefits and discounts on mortgage lending & real estate services.

Interest rates have also increased, but families are still buying & selling homes at a healthy pace. Historically, the rates are still at an af fordable level compared to incomes & spending, but reach out to me for a free analysis for any scenarios you are considering.

Please also see the page dedicated to the Coastal Edge East Coast Surfing Championship, one of the largest yearly events in Hampton Roads and the longest continually run surf championship in the world. My younger brother, Tom DeMille, was a perennial participant & volunteer for this event until he passed away unexpectedly last October at the age of 49. The inclusion of the ECSC in this issue pays homage to his legacy.

Please also see the page dedicated to the Coastal Edge East Coast Surfing Championship, one of the largest yearly events in Hampton Roads and the longest continually run surf championship in the world. My younger brother, Tom DeMille, was a perennial participant & volunteer for this event until he passed away unexpectedly last October at the age of 49. The inclusion of the ECSC in this issue pays homage to his legacy.

Hello neighbor! As a Castleton resident since 2006 and a Virginia Beach local, I’d like to present to you another issue of the Castleton Connector Magazine, which hopefully you will find some useful information on a variety of topics, including the ever-changing real estate & mortgage world. You will also find periodic arti cles from my team of local experts from a wide spectrum of industries that pertain to owning a home and living in our community. In my 25-years as a senior mortgage banker with Atlantic Bay Mortgage Group®, I’ve been fortunate enough to have helped over 2,000 families achieve the American dream of home ownership, several of which are our very own neighbors here in Castleton!

In my spare time, you can find me watching and attending local college football and basketball games, snow skiing in the Rockies, visiting wineries across Virginia, or entertaining here at home. I live with my partner Jay and my 17-year-old cat, Tillie.

In my spare time, you can find me watching and attending local college football and basketball games, snow skiing in the Rockies, visiting wineries across Virginia, or entertaining here at home. I live with my partner Jay and my 17-year-old cat, Tillie.

In loving memory of Tom DeMille

Atlantic Bay Mortgage Group is headquartered in Virginia Beach, as well as located in numer ous states along the eastern seaboard. I’m personally licensed in Virginia, North Carolina, and Florida. My commitment is to close on time, close accurately, and communicate proactively throughout the loan process., whether purchas ing or refinancing a home.

In my spare time, you can find me watching and attending local college football and basketball, snow skiing in the Rockies, visiting wineries across the state of Virginia, or entertaining here at home. I live with my partner, Jay, and my 17-year-old cat, Tillie.

In loving memory of Tom DeMille

Mortgage Banker

#112145,

FL,

757-222-4904 Fax: 757-419-2992 randydemille@atlanticbay.com www.RandytheMortgageGuy.com

Disclosure: Information deemed reliable but not guaranteed. All loans subject to income verifi cation, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mort gage Group, L.L.C. NMLS #72043 (nmlsconsum eraccess.org) is an Equal Opportunity Lender located at 600 Lynnhaven Parkway, Suite 100, Virginia Beach VA 23452.

My recent work has been primarily focused on floral and botanical acrylic paintings. My signature bold color and linework includes various subjects and techniques that I love to teach to others. Art has come naturally to me since childhood so to share my passion about art is a dream come true!”

About the Artist TONYA HOPSONfeatured ARTIST tonya hopson is passionate about IMPROVING the lives of displaced felines through art

Tonya has been involved in cat and kitten rescue groups in the Hampton Roads area for over 14 years. Her goal is to help improve the lives of displaced cats and kittens and reduce the feral cat popula tions by socializing outdoor-born and unwanted kittens for adoption into forever homes. She continues educating people of the impor tance of spaying, neutering, vaccinating, and becoming responsible pet owners. She works with or has been involved with the following organizations: Norfolk SPCA, Norfolk Animal Care and Adoption Cen ter, Billy the Kidden Rescue, Hope for Life, Lil’ Roar, VA Beach SPCA, Cat Rescue, Inc., Feral Affairs Network, No More Chasin’ Tails, Win ston’s March, PetSmart Charities and Catnip Café of Norfolk. Please consider supporting these organizations by adopting, volunteering, fostering, or donating your time and/or financial gifts. Tonya’s animal paintings are inspired by actual rescues. Photos are taken to help find a forever home for them. Once they are in forever homes, she paints their stylized, whimsical pet portraits!

Each organization is a non-profit with websites that have supply wish lists and donation links available specific to their needs and mission.

Tonya Hopson is an award-winning artist orig inally from Grand Haven MI. Growing up on a farm, she had little access to real art supplies until Middle School. Once exposed to the many possibilities, her talent and passion flourished. Nature, people, and animals are her favorite subjects to paint. Her early career choice was art therapy. She joined the U. S. Marine Corps, and active duty brought her to the Tidewater area. She currently resides in Norfolk VA, where she is active in the local art community partici pating in several art shows, exhibits, and com munity events. As a resident artist in-studio at The Artists Gallery in Virginia Beach (VBAC) and an associate artist at the d’Art Center in Norfolk, her art is often featured, and Tonya has art for sale at both locations.

I am blessed that my family has always support ed and encouraged me to pursue my dream of becoming an artist. My husband David, an extremely talented local musician, is the ‘audio’ to my ‘visual’ and collaborates with me on many school or art-related projects. My son Curtis and granddaughter Sophia, age 9, recently moved to Atlanta GA where the creativity continues. Through the magic of technology, Sophia loves to create art with Grandma. It fills my heart with joy to see the love of the arts passing to our next generation!

Our featured cover art is by award-winning local artist TONYA HOPSON & digital design assistant Matt Weimer (Barnyard Boards Coast al). The art was created exclusively for local agency Integrity Insurance Services original acrylic painting will be presented to them.

Artist Tonya Hopson has a passion for creative expression! She enjoys art in all forms music, dance, theatre, reading, writing and sculpture. As a water media artist, she prefers painting primarily in acrylic and watercolor. Her subject matter is varied, while the thread that pulls her artwork together is bold color and linework. Exploring many techniques that include mixed media, palette knife and various textures continues her growth journey. She participates in many art shows, exhib its, and is actively involved in the art community and many local events. Tonya is a member of the following local organizations: Chesapeake Bay Art Association (CBAA), Chesapeake Bay Watercolorists (CBW), Suffolk Art League (SAL), Charles Taylor Center (HAL), and Virginia Museum of Contemporary Art (VMOCA). She is also an art instructor, currently teaching private and group classes in acrylic and mixed media painting at the VBAC. Whenever possible she volunteers at Prime Plus Senior Center in Norfolk where she provides senior art therapy workshops.

RICO 16x20 acrylic painting of Tonya's son's rescue cat

FORT MONROE 24x36 acrylic painting purchased and permanently installed inside the Hampton Roads Convention Center

PURPLE DAHLIAS 24x24 acrylic painting inspired by Tonya's late mothers' floral gardens

OLIVIA 12x12 acrylic painting one of Tonya's rescue success stories

BREATH OF FIRE 24x36 acrylic painting inspired by the elements

Shopping For Safe Pet Toys This Holiday Season

If your pet is on your holiday shopping list this year, you’re not alone. Pet products are incredibly popular, and there are plenty of options out there. While it can be fun to pick the cutest or silliest toy you can find, it is important to consider your pet’s safety when you are buying toys. Here are some things to keep in mind as you shop this holiday season.

SIZE Pick a toy that is appropriately sized for your furry friend. Small toys can be a choking hazard for larger pets, and large toys may be hard for a smaller pet to carry around.

POTENTIAL HAZARDS Even appropriately sized pet toys can be hazardous because of the way they are made. Things to look out for include “eyes” on soft toys, strings, ribbons, or any part of a toy that can easily be chewed o and ingested.

CHOOSING CHEWS Dogs naturally like to chew, but edible chews can be extremely dangerous. As your pup chews o pieces of the treat, it can get lodged in their throat or digestive tract. Carefully choose the size and shape of any edible chew, and only let your pet have it when you can watch them. If you’re looking for something you can leave

with your pets when you are not home, treat-dispensing toys can be a great option. You may also want to consider chew toys made of hard rubber, which are much less likely to become a choking hazard.

Once your pet has received their holiday gift, be sure to supervise them with their new toy. You’ll quickly realize whether your dog has a tendency to tear the stu ng out of soft toys and eat it or your cat often gets string or feathers stuck in their mouth. You may find that you have two categories of toys in your home: ones that can be left for your pet to play with at any time, and others that are put away and only used when under your close supervision to prevent any safety issues.

By thinking through your pet’s play behaviors and closely looking at the toys you buy, you’ll be able to enjoy playtime and worry less about unexpected trips to the veterinarian.

The VBSPCA Retail Center has a variety of pet safe products to choose from and the proceeds from your purchase will help provide a second chance to a homeless animal.

SUSTAINABLE FARMING is a tradition

The Vaughan family has been farming and living on the same land since the early 1700s. For them, sustainable farming is not just a phrase, it is a way of life passed down from generation to now the 8th gen eration. Coastal Cattle has been named a Century Farm in Virginia, and now also a Bicentennial Farm and the Vaughan family is proud to still be actively farming.

The farm is located in the southern rural area of Virginia Beach, referred to as Pungo. This property is a land grant farm, granted to their family nine generations ago (in 1720) by the King of England, and is approximately 250 acres of pasture and hay ground used for the herd. They rotate graze on the pastures and have approximately 180 head of cattle raising 100% Hereford beef. The calves are on pasture 100% of their lives, and also fed grain for added marbling and finish. The grains fed to the cattle are a combination of spent grains from local breweries, distilleries and a home feed mix they produce on the farm.

Sustainable farming is a way of ensuring that the land, and all its resources, are maintained for future generations. Promoting soil health, managing water runoff and using natural fertilizing techniques are all ways that Coastal Cattle is being good stewards of their land. It protects and provides for their land and in turn provides for all of us.

This has always been a way of life for the Vaughans, but the business of Coastal Cattle began in 2014 the brainchild of their then-12-year-old daughter. She wanted to use her knowledge of cattle, gained through the local 4-H Livestock Club and start a herd. Her very first project steer, at the age of 10, was a Hereford and she instantly fell in love with the breed. They are docile, easy to work with, great for children to be around and of course beautiful!

She and her sister helped choose the first bred heifers and cows that started Coastal Cattle. The original idea was to start raising pure-bred show cattle to be used for the local area 4-H livestock shows, as well as other regional livestock competitions. Showing cattle is a lot of work and

IN THE VAUGHAN FAMILY

Billy & Bernadette Vaughan understand the community's desire to know where their food is coming from

"People want to be in control of what they put into their bodies, and we quickly saw and understood the need for a good product.

a lot of fun, but it wasn't long before the Vaughans started thinking bigger. By this time, they had about 30 cows and calves and needed to find an alternative. They were hearing the desires of so many people wanting to know where their food is coming from. Expanding into the direct marketing of the beef produced by the ever- expanding herd was the natural progression of the farm.

Being in a mainly metropolitan area of Virginia Beach, it was a very closed market no one within 60 miles of the

To learn more about the farm or get information on Coastal Cattle's offerings & farm events visit: coastalcattle.com

the Vaughan family

their land was oper ating a farm-to-table meat option, so the Vaughans saw an opportunity and ran with it. In June 2018, they processed their first retail cuts, then opened their retail store on the farm, The Meat Shack, in February 2019.

Crops and livestock go hand in hand. Incorporating rotation al grazing and the herd into their other farming practices has proven beneficial for the land and their farm.

Not only is Coastal Cattle producing a quality product for consumers, it protects our natural resources and fills a void within our community a savvy business choice and a sustainable-conscious model a win-win for everyone.

2337 Vaughan Rd Virginia Beach VA (757) 532-2455

SERVICE with a personal touch

David Nygaard's new business model means clients get added personal attention, one-of-a-kind pieces and save money on finely crafted custom jewelry. surprisingly affordable custom jewelry

meet David Nygaard

When we say "Meet David Nygaard," we're being quite literal David wants to personally meet with you in a oneon-one consultation that will result in an exquisite, unique design you'll love, using gems and gold you might already have. David offers both custom design and cus tom RE design, which is nearly unheard of locally.

Carrying the distinctions of being a mas ter gemologist and diamond expert (as well as CAD and 3D printer master), David Nygaard is well-known for his award-win ning jewelry designs, his philanthropic efforts and his particular passion for working with couples in love to find that perfect wedding ring.

It gives me such pleasure to work with couples during such a magical time in their lives. There are few things I find more rewarding than the joy it brings to them as well.

At one time, David Nygaard operated seven different locations. His new busi ness model of focusing on custom jew elry affords him the time and ability to devote his complete attention to each piece to make it unique and special.

With this new business model, custom jewelry becomes more affordable than you might think. Our custom piec es start at around $500.

Even though this talented jeweler pretty much has the only custom jew elry game in town, David makes sure everyone in town can afford his custom services.

Like most people, the past few years have been challenging for me, both personally and professionally. At this point in my career, I wanted to slow down, focus on one piece at a time, and allow the creative process to drive my business. I want to focus on what's important I knew that if I was going to keep doing what I loved...I needed to tailor my business

to fit my lifestyle, while still being able to care for my family and spend quality time with friends, yet continue to serve clients with the utmost integrity.

Within minutes of meeting David, it's clear that his passion for family, com munity and all things jewelry define him. Being a jeweler isn't just a job it's a chosen path, and one he feels privileged to be on.

With the holidays right around the corner, lots of couples will be getting engaged and I just want them to know that their neighborhood jeweler is still here and still excited about making their official engagement an even more beautiful memory with custom rings. Every time a couple chooses David Nygaard Fine Jewelers to design a beautiful piece that's as unique as their relationship (and one they will wear for years to come), I'm truly honored.

Fine Jewelers difference David Nygaard experience the

She said "Yes!" and now 'tis the season to start thinking about that perfect ring.

If you don't already know it, she's been thinking about this moment since she was five...that's a lot of pressure.

Oh, and she's going to want something that's unique and not only reflects her exquisite taste, but yoaur undy ing love for her.

Lucky for you, David Nygaard specializes in affordable custom jewelry.

Dale White grew up in Norfolk VA, graduated from Old Dominion in 1976, and became licensed as an insurance agent and investment advisor in 1980.

He now manages a growing team of agents with Integrity Insurance Services a team that holds the same values and has a sincere desire to help others.

He considers himself a “Medicare Coach” and his goal is to help as many people in Hampton Roads, as well as all of Virginia, find the best Medicare plan for them.

Dale began his work with Medicare beneficiaries in 2005 at the launch of the update to Medicare benefits. He has served over 2,000 people since then, advising them on how to get the most from their Medicare Plan.

"

I know more than your average in surance agent. I take pride in staying up-to-date on the changes and laws revolving around Medicare.

Dale is committed to going the extra mile for his clients, including annually completing a certifica tion test required by Medicare, as well as par ticipating in continuing eduction related to each insurance agency he represents. He also performs a needs analysis utilizing the Medicare Coverage

" " "

Choices pages in the Medicare & You booklet. He takes extra time to ensure that his clients’ doctors and pharmaceutical needs match up well with their new plan, and that their plan serves their future needs as well.

Planning for future health needs is just as important as finding the Medicare plan that works for you today.

His commitment to excellence and his clear vision to stay well-informed are just part of the reason Dale's clients appreciate him and trust his advice when it comes to their healthcare.

Many people, especially those in their seventies and beyond, are paying more than they need to when it comes to Medicare plans.

Dale finds that some people are even unaware of the Medicare Advantage option.

Dale also has a passion to fill the needs of the under served.

The system is not user friendly. I have met hundreds of folks who qualified for Extra Help Prescription Drugs and Medicaid Part B premiums as well as copays and had no idea these were even an option for them.

Local insurance agent with the heart to help Get to Know Dale S. White

Dale was raised to follow the Golden Rule. His father taught him that “People don’t care what you know until they know how much you care.” To this day, Dale lives by these prin ciples and has instilled them in his sons as well.

Integrity Insurance Services is credentialed with the top Medicare carriers in our market. CMS requires us to let you know. “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

article by Emily McCrea

This is where working with a car ing pro like Dale really pays off. Many of these same clients are paying more than they need to for their Medicare plans. Once he de termines his client's full eligibilty, he helps them sign up for the plan that works best for them, their budget and their future health. For some clients, this evaluation of their needs can mean thou sands of dollars in more benefits, such as:

• Flex Cards New for 2023: Help with groceries, OTC sup plies, utilities and more

• Part B Givebacks: $100.00 for Veterans & TriCare benefi ciaries

• Dental, Vision, Hearing Aids

getting to know Dale on a more personal level

Dale is an elder in his church, Immanuel Presbyterian, and regu larly participates in its community service and outreach. He enjoys making pancakes for his seven grandkids, affectionately nick named “Poppy pancakes,” and enjoys attending their sporting events. An avid fisherman, he has fished in ponds and rivers all around Virginia Beach and even tackled deep sea fishing. His favorite fish is a “spot” and he holds fond memories of his grandmother cooking the fish and serving it with corncakes.

Dale's wisdom

INSURANCE GROUP SPECIALIZING IN

COVERAGE FOR

IN

ROADS

NO COMMITMENT

FREE healthcare assessment

Medicare explained in clear terms to help you understand ALL coverage available to help meet your unique healthcare needs

Medicare approved grocery benefits under certain conditions for 2022. I am very grateful to have helped hundreds of Medicare beneficiaries obtain thousands of dollars worth of groceries this year. Please contact me to see if I can help you.

" "

• Transportation, Fitness Plan & more

Signing up for medical care can be daunting especially when it comes to Medicare. This is where I come in. I love helping my neighbors get the best care and rates possible.

Love the Lord and love others. Fulfill those two Great Command ments and your life will be bless ed, and you will be a blessing.”

This is the time of year to review your Medicare benefits for 2023. An nual Enrollment period ends 12/7/22. Contact Dale to coordinate a no cost or obligation consultation that will give you the assurance you deserve that you have the best Medicare plan for your current and future needs.

Integrity Insurance Services is credentialed with the top Medicare carriers in our market. CMS requires us to let you know. “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

DALE

tips

WHEN DEALING WITH FLIGHT CANCELLATIONS

TRAVELING CAN BE DIFFICULT ENOUGH AS IT IS, BUT WHEN FLIGHTS ARE AFFECTED, IT CAN REALLY PUT A DAMPER ON PLANS LET THE HEADACHES BEGIN!

TIPS FOR NAVIGATING TRAVEL PLAN INTERRUPTIONS WITOUT LOSING YOUR MIND!

1 PLAN AHEAD!

Take advantage of the tools out there to help you know as quickly as possible if a flight is cancelled. Flightaware.com is a great way to quickly check if your flight is cancelled or delayed. You can also use FlightRadar24.com, or the Flighty app.

2 BE CHOOSY ABOUT YOUR AIRLINE

Every airline is different, and depending on which one you choose, some may have more alternative flight opportunities in case of a cancellation. Typically, the more flights an airline has, the more likely they will be able to book you a new flight with the same or similar flight path. This might mean foregoing the cheaper option, however, so weigh your options.

3 UTILIZE GOOGLE FLIGHTS TO FIND RE-BOOKING OPTIONS

Being notified of a cancellation can be discouraging, but you can immediately take action to see if there are other op tions available to you. Google Flights has an excellent search tool in place to help you find exactly what you are looking for with their wide database of available flights.

4

ELIGIBLE COMPENSATION

Contact your airline to see what they offer in these scenar ios. Depending on the situation, you may be able to receive compensation such as a refund, coverage for a hotel stay, or a voucher for future flights, so be persistent in finding out exactly what they offer. It could save you a lot of money!

M A G A Z I N E

5

USE A TRAVEL CREDIT CARD

Finding the right travel card could be an excellent way to acquire travel protection and earn a few points along the way. These cards can provide coverage in cases of flight and hotel costs, and even missing baggage. For example, the Chase Sap phire Preferred Card offers up to $500 in reimbursements for expenses like airfare, hotels, meals, etc. in the event of a delay of 12 or more hours.

Unfortunately, flight cancellations are unavoidable for many of us, but with these tips you can be more prepared to manage them and less stressed while you do.

Article reference: thriftytraveler.com/guides/what-todo-when-an-airline-cancels-your-flight/

The definition of " Vintage style " "Do things at your own pace Life's not a race "

family friendly

Good food, good fellowship, and plenty of fun is always in store for us over the Thanksgiving holiday. Why not shake things up a little this year by introducing some themed games. This year try some of these:

GAMES to liven up your Thanksgiving holiday

CONVERSATION STARTERS There are plenty of resources online for Thanksgiving, autumn, or general conversation prompts, with questions like “Name a teacher you are grateful for and why?” or “What was your favorite childhood book?” (and so on).

THANKSGIVING BINGO Everybody likes bingo! You can find down loadable Thanskgiving bingo cards at Crazylittleprojects.com. Print them out, use candy corn or other fall-themed candy to make fun markers for the bingo sheets. First one to win is the first one allowed to eat the candy they used as their bingo placemarkers!

THE "WHO DID IT" GAME — As guests arrive, have them write a paragraph with a funny or embarrassing story about themselves. Choose someone to read each paragraph aloud as everyone tries to guess which person the story is about. This is bound to bring laughter and make memories for years to come!

Article reference: thespruce.com/thanksgiving-games-for-kids-andfamilies-1356366

ANNUAL

VETERANS

OUR MISSION:

To observe patriotic holidays, ceremonies, celebrations, and programs, through coordination with member organizations in the Hampton Roads area.

To support commemorations and memorials honoring veterans who have honorably served the nation.

To promote love of country and the nation’s flag.

To focus on imbuing patriotism in youth in the Hampton Roads area and beyond.

11, 2022

TIDEWATER VETERANS DAY PARADE & CEREMONY

Beginning at 16th St and Atlantic Ave, heading north on Atlantic for one block, turning west on to Virginia Beach Blvd, north onto Baltic Ave, west on 19th St, passing the Tidewater Veteran’s Memorial and ending at Pavilion Dr.

NOVEMBER 11, 2022 9 - 11 AM

DAY ETERANS

THE SACRIFICE

THINGS WE SHOULD KNOW ABOUT VETERANS DAY:

VETERANS DAY does NOT have the same meaning as MEMORIAL DAY

VETERANS DAY honors those who served our country dead or alive though largely honors living veterans, whereas MEMORIAL DAY is a time to remember those who gave their lives defending our country.

VETERANS DAY DOES have the same meaning as ARMISTICE DAY

It was originally considered the commemoration of the end of World War I. After World War II and the Korean War, it became an official holiday, set aside to honor all American veterans.

Networking

-7 pm

The biggest & best Networking Happy Hour in the 757!

Each month, professionals of all ages and walks of life come together to eat, drink & mingle!

Networking Happy Hours are a low-key, no agenda, meet new people/catch up with old friends type of event.

SWING BY FOR A FEW MINUTES OR HANG OUT THE WHOLE TIME!

FIRST WEDNESDAY of every month at a different bar/restaurant in the area

MARK YOUR CALENDARS !

SMALL BUSINESS SATURDAY ALWAYS HELD THE SATURDAY AFTER THANKSGIVING

SUPPORT LOCAL BUSINESSES THIS HOLIDAY SHOPPING SEASON

In 2010, small businesses around the nation began coming together on this day to encourage communities to “shop small” for the holidays.

Many of these small businesses offer special dis counts, open houses and other events on Small Business Saturday.

The ViBe Creative District is preparing for their 7th Annual Celebration. Updates are posted on their website at vibecre ativedistrict.org as available. Last year's event featured pop-up markets, specials and a $1,000 scavenger hunt prize. Event organizers say that ViBe's celebration is the largest in Hampton Roads, with over 50 businesses located within 1.5 miles in The District. More than 20 vendors sold fine art, ornaments, vintage clothing, handmade soaps and scrubs, kid's items and other crafts and apparel. Live music and a community mural painting were also part of the event.

“Small businesses are the heartbeat of the ViBe Creative District and events like this foster relationships amongst neighboring businesses and loyal customers,” said Kate Pittman, executive director of the ViBe Creative District.

To stay up-to-date, visit their website at vibecreativedistrict.org

NETWORKING WITH CONNECTOR

Randy, Rick & Diane at Ynot Wednesdays featuring The Deloreans

Amy, Jamie & Michelle Recovery for Life Gala (R4L)

for the

Mila, Jamie & Amy Friday Night Happy Hour on AOP

Beverly Griffin & Jodie Lynn (Bryte Eye Productions)

down the fort for our sponsorship table VBFH FreedomFest

Artist Aimee Bruce autographing the Uncle Sam flyer for VBFH FreedomFest

Thanks for all you do, Aimee!

sponsored by Atlantic Bay Mtg

VIRGINIA SYMPHONY Jingle Bell Jam SUN, DEC 11, 2022 - 3p (pre-concert

Lollipop Concert SUN, JAN 8, 2023 - 7:30p

at 2p)

♦ 201 Market St, Virginia Beach

VIRGINIA SYMPHONY Handel's Messiah THU, DEC 15, 2022 - 7:30p

REGENT UNIVERSITY VIRGINIA BEACH

Locals Lesley and Deryn Shook opened Purple Bug Creations with a clear mission: To provide creative edible options for consumers.

"We provide unique spice blends, recipes to go with the spices, old-fashioned preserves, jams, butters, baked goods, and drink bombs we currently offer cocoa bombs, spiced ap ple cider, chai tea, butter beer, and white chocolate. We also do special orders. Our baked goods range from cookies to pies and cakes and breads and muffins. Butters can be fruit or nut. All of our jams, fruit butters and preserves are made fresh with in-season fruit. We even

handpick our own fruit and can it immediately (within 8 hours) after picking."

Did you know that con suming locally sourced foods boosts your immune system?

Purple Bug Creations uses local honey in its butters, jams and preserves, exposing your body to the same allergens you are already breathing in. It’s a deli cious way to help bolster your body against colds and other ailments.

Shop local this holiday season and support the wonderful, unique businesses within our community

SYMPHONY enjoy

THIS HOLIDAY SEASON

by EMILY MCCREA

Adding a cultural event to the holiday schedule is as easy as persuing the Virginia Symphony online re sources. And what a great use for those fancy holiday dresses you'll otherwise only wear once this season!

Symphonicity is a 40-year-old Virginia Beach orchestra consisting of over 200 members coming from a variety of backgrounds, including school teachers, high school students, and business professionals who have gen erously offered their talents to bring music to the local community. You can learn more about Symphonicity and their upcoming events at symphonicity.org

The Virginia Symphony Orchestra is a must-see/hear. Preparing to celebrate its 100th year anniversary this upcoming fall, and considered the largest performing arts organization in southeastern Virginia, this orchestra has a full calendar of festive concerts to fit every occasion. For more information, visit virginiasymphony.org.

Bay Youth Orchestras of Virginia consists of over 350 student musicians from Hampton Roads, and has been in operation for over 50 years. The program gives students the opportunity to develop and demonstrate their skills in front of a live audience. To stay updated on upcoming performances, go to bayyouth.org.

Orchestras have been around for hundreds of years and they have remained timeless for a reason. There are few things more mag nificent than dozens of musicians playing in synchronous harmony as they each give their unique voice to music, inviting you to be a part of the experience. Take some time to appreciate our orchestras here in Virginia and Virginia Beach!

Never been to the symphony?

HERE ARE SOME TIPS:

►No need to study! The music will speak for itself.

►Dress up! You can really go all out and feel right at home.

►Plan to arrive at least 30 min utes before the music begins

►Performances are 90 min to two hours with one intermission

MORE QUESTIONS?

►No cameras, video, recording

virginiasymphony.org/plan-your-visit/

12 DAYS OF TURNER

August 21, 1831, Nat Turner set his army onto the battleÞeld with the goal of occupying the county seat at Jerusalem (today’s Courtland, VA). By November 11th after Nat Turner was captured, tried and hung, also dead were over 300 White and Black men, women and children.

It is time to discuss this national tragedy. “Healing without Shame or Blame”

WWW.JUNETEENTHVA.ORG

Events Oct 30th - Nov 11th, 2022

STEPHEN TOWNS

“THE RIGHTEOUS AND THE WISE, AND THEIR WORKS ARE IN THE HAND OF GOD”

carrying on a tradition sharon ballance

Since I was a child, I have always wanted to have my own business. I was born into retail! At the ten der age of three I was fronting shelves at my dad’s A & P on Laskin Road. Dad, known as “Hutch,” was the A & P manager for 32 years before purchas ing his own store on Ocracoke Island. I worked in our family business for 25 years at The Ocracoke Variety Store on Ocracoke Island, NC. I did the buying for The Christmas Room greeting cards, tee shirts, bathing suits, beach towels, shoes and souvenirs. I love the excitement of being busy and helping people they leave feeling happy and in spired! I worked for Topiaries for four years before purchasing the business in 2018. I love our clients and enjoy working with each person.

The Topiaries shop itself is warm and welcoming and invites visitors to browse for decor inspiration. There's nothing that replaces the feel of a local shop the personal touch, seeing, feeling (and even smelling!) the actual products.

Shop local this holiday season and support the wonderful, unique businesses within our community

Christmas Open House

to

ONE ITEM excludes custom arrangements, special orders & sale/ discounted merchandise. Offer good on NOV 4th & 5th 2022 only. SHOP EARLY for best selection.

Topiaries carries hundreds of different lines, many of which have landed on Oprah’s famous "O" list, such as Votivo & much more.

With the holidays just around the corner, let Topiaries be your one-stopshopping for all things floral, table decor, gifts & so much more.

Shop early for best selection!

&beautiful fall home decor

Owner Sharon Ballance is honored to continue serving local patrons who have been inspired since 1992 by the creative ideas & treasures of founder Gail Arnold. DROP IN & SAY HELLO TO SHARON!

Owner and operator Sharon Ballance is a Virginia Beach native and is passionate about all things Virgin ia Beach, especially when it comes to carrying on the legacy of founder Gail Arnold.

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