Community Connections - Jamul/Rancho San Diego - June/July 2024

Community Connections JAMUL | RANCHO SAN DIEGO

ZACHARY SVELLING

REALTOR® (DRE# 01851644) (619) 994-9337

Zachary@SvellingGroup.com

Originally from New Jersey, Zachary relocated to Jamul with his parents in the early 1990s as a young child. His journey in real estate, beginning in 2008, has been marked by a blend of warmth and dedication. With professional experience that has spanned for nearly two decades of the housing market’s ups and downs, Zachary’s expertise is deeply rooted in his extensive, hands-on experience in San Diego County. Zachary’s career, enriched by his background in public sector real estate, has seen him excel in representing both residential and commercial sellers. Evolving in his career, he shifted his focus towards being a listing agent, applying his well-rounded experience to secure the best outcomes for his clients. Zachary is renowned for his deep understanding of market trends and strong negotiation skills, making him a dedicated and effective advocate for his clients’ interests. His commitment to staying current with market trends and his insightful knowledge position him as a trusted and influential real estate advisor for anyone considering a move.

Rochelle, originally from San Luis Obispo and a San Diego County resident since 2011, began her career as a 9-1-1 dispatcher at the age of 19, where she developed key skills in communication and negotiations. In 2021, after two decades in emergency services, she transitioned into real estate, joining Zachary and forming The Svelling Group. Known for her integrity, negotiation acumen, and market-savvy strategies, Rochelle seamlessly blends her public service background with real estate expertise to provide exceptional client service in a constantly evolving housing market. Committed to staying informed about industry trends and market insights, Rochelle ensures The Svelling Group is at the forefront of real estate developments with a strong commitment to continuing education. Her dedication to client trust and satisfaction, combined with a deep understanding of the market, positions her as a reliable partner for those looking to buy or sell homes. Rochelle’s focus on delivering a seamless, informative, and successful experience makes her a sought-after real estate advisor for anyone planning a move.

IF I COULD SELL MY HOUSE FOR $___________, I WOULD MOVE THIS SUMMER!

Imagine waking up each morning to the breathtaking sunrise over Lyons Peak, illuminating the serene lower valley. Enjoy this stunning vista from the rear deck, kitchen, or primary bedroom.

Experience the best of Jamul living in this single-story Proctor Valley residence offering 3 bedrooms, 2.5 bathrooms, and a large lowerlevel bonus room, with panoramic views from every angle.

Step inside to discover new luxury vinyl plank flooring throughout, adding elegance and durability to every room. The spacious kitchen is a culinary enthusiast’s dream, complemented by a formal dining room and two living areas with a cozy wood-burning stove, perfect for gatherings. The primary bathroom has been tastefully upgraded, offering a tranquil retreat. Abundant

natural light fills every corner of the house, enhancing its warm and welcoming atmosphere.

A standout feature of this property is the expansive bonus room located beneath the home. With its own exterior entrance and driveway, as well as interior access via a staircase, this versatile space is ideal for multi-generational living, a home office, or an additional living area.

Enjoy peace of mind with a fully transferable leased solar system, keeping your energy costs minimal. This usable 1-acre lot has plenty of space to add a pool, workshop, or detached ADU.

Unwind in the front yard, a tranquil setting to watch stunning sunsets. This home is truly a canvas ready for your creative design touches. Don’t miss the opportunity to own this Proctor Valley home, where space, comfort, and breathtaking views converge.

2876 Pioneer Way Jamul, 91935

Welcome to this stunning Jamul hilltop estate, set on 3.42 acres with panoramic views of Cabrillo National Monument, downtown San Diego, and the Pacific Ocean. Just 20 minutes from downtown San Diego and 10 minutes from Rancho San Diego, this property offers rural serenity with city convenience. A private gate and driveway lead to an open floor plan featuring two living areas, two fireplaces, a formal dining room, and a chef’s kitchen with natural stone countertops, upgraded appliances, and a premium gas cooktop. The main level includes a bedroom with an accessible bathroom that has been newly remodeled. Large picture windows on the entry level showcase the beautiful landscape surrounding the home. The exterior features a spacious fenced yard, patio, pool, hot tub, built-in BBQ, sink, and pool table— ideal for warm evenings under the stars. Upstairs, the primary suite includes a fireplace, private balcony, soaking tub, and walk-in closet, plus three additional bedrooms. Recent updates include fire-rated vinyl windows, plantation shutters, luxury vinyl plank flooring, gas cooktop conversion, fresh interior paint, and an owned rooftop solar system. Additional features include a 3-car garage with a full bathroom, two RV hookups, a horse corral, a tack room, private trail access to McGinty Mountain, and citrus trees. A nearly 800-square-foot detached garage offers potential as an accessory dwelling unit (ADU) or workshop. This estate combines luxury and spacious living, ideal for those who cherish incredible views, privacy, and entertaining. Don’t miss the chance to make this magnificent hilltop retreat yours.

3877 Alta Loma Dr, Jamul, 91935

5 beds • 5 baths • 3,288 sq.ft. Listed for $1,465,000

Lot 84 Presilla Dr, Jamul, CA 91935

2.88 acres lot

Listed for $400,000

LOT 84 & 85

2.66 acres lot Listed for $400,000

Welcome to the pinnacle of opulence and exclusive living in the prestigious Rancho Jamul Estates, a gem nestled in the serene landscapes of eastern San Diego County. Here, just a stone’s throw away from the hustle and bustle, a mere 14 minutes from the finest local dining and shopping experiences, lies Lot 84—a canvas awaiting your vision to craft a bespoke luxury oasis. Seize this exceptional opportunity to design a haven of multigenerational elegance, fully supported by California’s accommodating regulations for a main residence complemented by an attached Junior Accessory Dwelling Unit, as well as a separate, detached Accessory Dwelling Unit. Spread across a generous expanse of 2.88 acres of untouched land, Lot 84 is a rare find that promises the space and freedom to bring your architectural dreams to life. Positioned securely within the gated community of Rancho Jamul Estates, your peace of mind is guaranteed. A manned gatehouse stands as a sentinel to this exclusive domain, set against a backdrop of rolling hills and breathtaking mountain vistas, offering a lifestyle of unparalleled privacy and serenity. With its equestrian-friendly ethos and adjacency to a State wildlife preserve, this setting is not just a place to live but a sanctuary to build a legacy. Lot 84 is not just a parcel of land; it is a gateway to a lifestyle reserved for a discerning few, in one of San Diego County’s most sought-after zip codes. The perks of residency here extend beyond the ordinary, with low quarterly HOA dues and exclusive access to the Granite Lion Cellars, an award-winning local winery, enhancing the allure of this prestigious address. Strategically situated just 25 minutes from the San Diego International Airport, Rancho Jamul Estates is the epitome of refined rural living, blending luxury with the tranquility of nature. This is more than an opportunity to build a home—it’s a chance to elevate your lifestyle to unprecedented levels of sophistication and luxury. For those with a vision for even greater expansiveness and privacy, the adjacent Lot 85 is available for separate purchase, offering the perfect complement to this already exceptional offering. Don’t let this extraordinary opportunity pass you by— embrace the chance to create your dream estate in Rancho Jamul Estates, where luxury meets legacy.

Lot 85 Presilla Dr, Jamul, CA 91935

Lot

2.77 acres lot

Listed for $350,000

LOT 88

Nestled within the elite Rancho Jamul Estates on the renowned Presilla Drive, Lot 88 is an exceptional 2.77-acre parcel that is awaiting the opportunity to shape your dreams. This exclusive lot presents a rare chance to craft your custom dream home, a blank slate set against a community renowned for its luxury and grandeur. Surrounded by opulent multimillion-dollar homes and offering breathtaking panoramas, Lot 88 is the perfect stage for your architectural vision to come alive. Strategically situated, Lot 88 captures the essence of the area's awe-inspiring sunsets and expansive southwesterly vistas. Envision your future residence bathed in the golden glow of the setting sun, surrounded by the tranquil dance of palm trees and the soothing sounds of nature. This gated enclave not only offers unmatched serenity but also prioritizes security and a warm, welcoming atmosphere for its residents. Rancho Jamul Estates is synonymous with sophistication and unity. This setting ensures an uninterrupted connection with nature, where the melodies of birds and the whisper of the wind form the soundtrack to your daily life. This is more than a plot of land; it's a foundation for your legacy. In the magnificence of Rancho Jamul Estates, your dream home will not only coexist with nature's beauty but also reflect the pinnacle of architectural ingenuity. This opportunity is a call to inhabit a world of elegance and grace, to craft a lifestyle that epitomizes beauty and sophistication. This is your moment to be the creator of your own luxurious sanctuary. Wake up to life's finest experiences with one of the last remaining vacant parcels on Presilla Drive. Your path to elevated living begins now. To ease your journey, the owner offers the possibility of financing with an appropriate down payment. The gateway to your dream home is open; step through and let your creative vision take flight.

SCAN FOR MORE INFO ON LOTS 84, 85 & 88

88 Presilla Dr, Jamul, CA 91935

Jamul Highlands Road, Jamul, 91935 8.72 acres

Listed for $660,000

Welcome to Jamul Highlands, the pinnacle of luxury living in Jamul. This exquisite 8.72-acre parcel, one of the last of its kind in coveted northwestern Jamul, offers a unique opportunity to build your dream estate in one of Southern California’s best-kept secrets. Zoned A70, with a minimum lot size of 2 acres, this property offers unparalleled flexibility. Whether you’re looking to create a bespoke estate amidst the scenic beauty of rural Jamul, or desire to take advantage of the 2-acre lot sizes and built out the property; options abound! The panoramic views of the surrounding highlands are nothing short of breathtaking, providing a serene backdrop for future living. Immerse yourself in the local charm with a short stroll to Granite Lion Cellars Winery and Rustic Ridge Vineyards, where you can enjoy fine wines and exquisite views. Families will appreciate the proximity to Jamul’s primary, elementary, and middle schools, ensuring education within minutes from your doorstep. Conveniently located just a brief drive from all essential amenities, this parcel combines the tranquility of rural living with the convenience of urban accessibility. If the rolling hills of Eastern San Diego County speak to your soul, this premier property is your canvas to create a luxurious lifestyle in Jamul’s most desirable neighborhood. Embrace the opportunity to own a piece of paradise in Jamul Highlands. Are you ready to make your dream a reality?

New Listing!

Experience tranquility in this exclusive Rancho San Diego home, perfectly balancing serenity with modern convenience. Nestled at the end of a peaceful cul-de-sac, it offers a lifestyle that harmonizes serene living with vibrant community amenities. Step into a beautifully landscaped oasis, welcomed by vaulted ceilings and a cozy fireplace in the living area. The kitchen boasts new granite countertops, seamlessly flowing into the formal dining room. With an entry-level bedroom and full bath, it caters effortlessly to guests or multi-generational living. Upstairs, the primary bedroom offers a private balcony and ensuite, while two additional bedrooms showcase inspiring mountain views. Outside, a large backyard features a custom-built storage shed and terraced succulent gardens, providing a perfect sanctuary to admire the mountain vistas. Within walking distance to eateries, schools, and parks, this home offers both comfort and convenience in Rancho San Diego.

The sellers received multiple offers over asking price on this property after only 5 days on the market! We had over 40 groups tour through this home during our first and only 8-hour open house. Give us a call to experience results like this when selling!

11916 Via Felicia, El Cajon, 92019 4 beds • 3 baths • 1.947 sq.ft. $1,075,000

Single Family Residences

JAMUL REAL ESTATE UPDATE

May 2023

May 2024

Median Sales Price: $1,082,500 $1,147,500

Days on Market until Sale: 26 8 Available Inventory: 19 19

Homes Pending Sale: 15

Vacant Land

May 2023 May 2024

Median Sales Price: $147,000 $75,000 Days on Market until Sale: 68 13

Available Inventory: 40 23

Vacant Land Pending Sale: 7

Mid-year Summary: In Jamul, single family home prices have been on the rise year over year, with especially notable increases in January and February 2024. February saw the biggest jump, with prices up a whopping 67.44% compared to February 2023. This indicates a highly competitive market with strong demand for homes. From December 2023 to May 2024, every month has shown an increase in sales prices, demonstrating a steady upward trend and market stability. With the current trend, we are seeing higher sale prices compared to last year, presenting an excellent opportunity to capitalize on the appreciating market values.

RANCHO SAN DIEGO REAL ESTATE UPDATE

Single Family Residences May 2023 May 2024

Median Sales Price: $762,500 $875,000 Days on Market until Sale: 17 9 Available Inventory: 24 29 Homes Pending Sale: 33

Condos/Townhomes May 2023 May 2024

Median Sales Price: $437,000 $533,000 Days on Market until Sale: 6 22

Available Inventory: 14 18

Condos/Townhomes Pending Sale: 12

Mid-year Summary: From December 2023 to January 2024, single family home prices in Rancho San Diego saw a substantial increase of 28.81%, jumping from $840,000 to $1,081,000. Although there was a dip of 23.42% from January to February 2024, with prices adjusting to $827,500, the market quickly recovered with an 8.14% rise to $895,000 in March. April continued this upward trend with a significant increase of 22.15%, reaching $1,093,000. However, May saw a slight correction with a decrease of 19.92%, bringing average sale prices to $875,000. Despite some depreciating months, the overall trend of sale prices are continuing in an upward direction and pointing to a strong and appreciating Rancho San Diego market.

(DRE# 02168668) (619) 994-6828

(DRE# 01851644) (619) 994-9337

Source: California Regional Multiple Listing Service

The California Insurance Crisis

California homeowners are facing an unprecedented crisis with skyrocketing insurance rates and companies canceling policies or leaving the state altogether. This situation has left many San Diego County residents worried and uncertain about the future of their homes and finances.

Why Is This Happening?

The main reason for this crisis is the increased frequency and severity of wildfires, causing significant financial losses for insurance companies. Recent devastating fires have led to billions of dollars in claims, prompting many insurers to reconsider their presence in California. Additionally, the rising costs of rebuilding homes due to inflation, labor shortages, and supply chain issues have further strained these companies, resulting in higher premiums and policy cancellations.

The Role of Mitigation

If you talk about insurance in California these days, you’ll hear a lot about “mitigation.” Fire officials, lawmakers, and insurance agents are urging homeowners to lower wildfire risks by making improvements to their properties, often at great expense, to keep their insurance policies. Over the past seven years, the state has spent about $3.7 billion on forest management, and communities and fire districts are

also contributing.

However, despite these efforts, some insurance companies have paused or stopped writing new policies in California, leading to a crisis of home-insurance affordability and availability. Many homeowners have seen their premiums spike or are being priced out of the market, while others have had to turn to the FAIR Plan, the insurer of last resort with higher premiums.

Legislative and Regulatory Responses

To address this, Insurance Commissioner Ricardo Lara has introduced a plan to reverse the trend. Three state lawmakers are pushing for mitigation efforts to be considered when insurers set premiums or decide whether to offer policies. They believe that if homeowners put in the work to mitigate risks, they should get credit for it. State Senator Josh Becker has introduced Senate Bill 1060, which aims to incorporate mitigation into insurance companies’ underwriting decisions. This bill is awaiting a hearing. Former Insurance Commissioner Dave Jones supports the bill, emphasizing that government spending on forest treatments should benefit homeowners.

Challenges and Industry Perspectives

While mitigation efforts have shown promise, reducing wildfire risk by up to 75%, some experts worry that

incorporating these measures into underwriting shifts more financial risk to insurers. They argue that they already use models that account for mitigation. Sheri Lee Scott, an actuary, believes the bill could worsen the insurance crisis by making compliance more challenging and potentially eroding adequate rates for wildfire risk. Despite these efforts, many feel that current measures aren’t making enough of a dent in the crisis. Fire Chief Bernard Molloy noted that residents don’t receive enough credit for their mitigation efforts. Homeowners have expressed frustration that insurance companies aren’t mandated to consider these efforts.

Looking Ahead

Legislators like Assembly member Freddie Rodriguez and Damon Connolly are working on bills to improve the situation. Rodriguez’s bill, AB 2983, calls for evaluating the effectiveness of mitigation investments, while Connolly’s bill, AB 2416, proposes periodic updates to the Safer from Wildfires regulation.

On the federal level, U.S. Representative Mike

Thompson introduced HR 7849, which would provide grants and tax credits for mitigation efforts.

As California continues to navigate this insurance crisis, the combined efforts of homeowners, insurers, and policymakers will be crucial. These actions will determine if the state can create a more resilient and fair insurance market for its residents. If you are currently facing challenges with your homeowner’s insurance, we invite you to attend one of our FREE informational insurance sessions where the panel discusses solutions to the challenges we are facing as well as FAIR plan discounts, becoming FireWise, red flags to look out for on your current policy to reduce your premiums, and so much more. You can RSVP to save your seat on page .

We’re always here to chat about any topics that spark your interest or pressing questions you may have. Keeping you up to date on state and local changes is our pleasure, ensuring you are fully equipped with the knowledge and insights you need to stay well informed.

—Zachary and Rochelle Svelling

Current Buyer’s Needs

Scan to schedule your complimentary 30-minute strategy session with the Svelling Group today! Or Call/text us at (619) 994-6828. Buyer 1 Buyer 2 Buyer 3 Buyer 4 Buyer 5 Buyer 6 Buyer 7

Jamul: Single story home with existing workshop or level area to build a workshop. Located on 1-2 acres. Budget up to $1.4 million.

Jamul: Single story home on 1-2 acres with RV parking and pool (or space to add one). Updated, no fixers. Budget up to $1.1 million.

Jamul: Single story home in Proctor Valley or Echo Valley. Minimum of .5 acres, that’s mostly usable land. Multi-generational home a plus. Large garage, paved driveway. Buyer is not contingent on selling. Budget up to $1.1 million.

Buyer 4 Jamul/Rancho San Diego: Single story home with westerly facing views. No stairs. Buyer is contingent on selling their home and flexible on their timeline to move. Budget up to $1.7 million.

Jamul/Rancho San Diego/El Cajon: Single story home with fantastic views on 1 acre or less. Low maintenance yard (hardscaping) preferred. 2,500-3,000 square feet. Budget up to $2 million.

Jamul/Rancho San Diego/El Cajon: Multi-generational home with attached or detached ADU, minimum 4-5 bedrooms, and pool (or ability to add one). Budget up to $1.7 million.

Jamul/Rancho San Diego/El Cajon/Alpine: Single story home with minimum 3 bedrooms, 2 bathrooms, RV parking, and a view. Buyer is contingent on selling and can have a flexible timeline. Budget up to $1 million.

Full Service - Design & Build

As a multi-generational builder, Elemental Horizon Construction, Inc. brings a legacy of expertise to every project. We handle commercial or residential home construction. Framing, electrical, plumbing, concrete, we do it all... We handle every aspect of your project from design to final touches, ensuring your vision comes to life. With Ivor’s upbringing in Jamul, attending Jamul Elementary and Oak Grove, our ties to the area are deep and personal. We offer custom ADUs and additions for multi-generational living, rentals, guest quarters, or even a home office/gym. We bring your dream custom home to life! Kitchen and bathroom remodels, we got you! Reach out today for an estimate.

“Ivor and his team are a cut above the others when it comes to your home remodels. He doesn’t cut corners and always has your back!”

—The Svelling Group

Orville Ivor McCallister IV

MICHAEL STOWERS - LOAN DEPOT

What does home mean to our customers? Everything.

At loanDepot, we know home means everything to you, too. That’s why we provide seamless mortgage solutions powered by technology and unrivaled customer service.

We are grateful and proud of our purpose. For more than 12 years, we’ve been helping customers achieve their home purchase and refinance goals. Looking to upsize your home or find a property with a lot of land? Consider

Michael B Stowers - Loan Depot - Loan Consultant

MBStowers@loandepot.com

1455 Frazee Road, Ste 500

San Diego, California 92108

NMLS# 1573007

(619) 245-0152 office (619) 733-4645 cell www.loanDepot.com/mbstowers

using our low and fixed rate renovation loan to build out a granny flat to cash flow on or put your family in. Or even renovate the kitchen and add another bedroom and bathroom. This works with VA, FHA, and low down payment conventional loans.  Ask me how!

We finance all types of properties in Jamul and Rancho San Diego.

“As a top 1% mortgage originator I strive to find solutions for all my clients no matter what their situation is. Going through a mortgage process can be daunting. I make it a priority to hear the client’s needs first and to find them the best product to fit their short- and long-term goals. We work with over 300 different investors and have multiple loan products to help find you the best rate and deal for your situation!”

Michael B Stowers

Our team at Mundell Insurance will get you insurance coverage. Fire Insurance is what we do best. We are here to help eliminate worries regarding your insurance needs.

Garrett Mundell

“As a former professional athlete, I strive to work hard and surpass expectations. My agency specializes in High Fire Home Insurance. We at the Mundell Agency are committed to providing our clients with the best possible coverage and service. Our team is dedicated to ensuring your Home, Life, Auto, and Commercial needs are taken care of.”

Memory Lane

The Water Conservation Garden

Nestled next to Cuyamaca Community College, in the heart of Rancho San Diego, lies the Water Conservation Garden. The grounds stand as a testament to the harmony between landscaping and water conservation. Established through the collaborative efforts of seven water boards, this sixacre garden is dedicated to showcasing that water-wise gardening can be both beautiful and sustainable. Far from being limited to rocks and cacti, the garden demonstrates a vibrant array of landscapes, inspiring visitors to adopt water-efficient practices in their own yards. It may be due to my attendance of Cuyamaca College for two years before moving onto graduate from San Diego State University, but I have a soft spot in my heart for this incredible garden.

The Water Conservation Garden is not just a place to visit; it’s a dynamic educational hub. With its varied themed gardens, such as the native plant garden and the vegetable garden, visitors can learn about drought-tolerant plants and efficient irrigation systems. The garden also features practical how-to displays and offers classes on various techniques, making it an invaluable resource for both novice and experienced gardeners. One of the garden’s highlights is the native butterfly pavilion, which opens its doors in spring and summer, offering a magical experience for nature

enthusiasts. For children, the dinosaur dig area provides an engaging way to learn about the natural world, blending fun with education.

The Water Conservation Garden is more than a botanical exhibit; it’s a community sanctuary. Membership offers numerous benefits, including free admission to over 300 botanical gardens nationwide, discounts at local nurseries, and subscriptions to the garden’s informative newsletters. Members can also participate in special events, workshops, and wellness programs, such as yoga and other health-enhancing activities, adding another layer of value to their membership.

The garden’s inception dates back to a prolonged drought in 1991, leading to the creation of the East County Water Conservation Committee. By 1999, the garden was officially opened to the public, marked by the first class of volunteers and docents. Over the years, the garden has garnered several prestigious awards, including the Orchid Award from SD Orchids and Onions Awards and the President’s Award from the American Society of Landscape Architects.

Today, the Water Conservation Garden continues to evolve, remaining steadfast in its mission to educate and inspire. It stands as a beacon of sustainable gardening practices, inviting visitors to explore its paths, learn from its exhibits, and contribute to a greener future. Whether you are a seasoned gardener, a curious beginner, or simply looking for a peaceful place to spend an afternoon, the Water Conservation Garden offers something for everyone. In addition to gardening, certain membership levels provide access the yoga and other wellness classes, furthering allowing

you to find rest and restoration within the garden’s grounds. Its dedication to water conservation and sustainable landscaping not only enhances the beauty of the community but also serves as a vital resource for those looking to make a positive environmental impact.

Open from Tuesday to Saturday, for more information on memberships, volunteering opportunities, or to plan your visit, check out their website or stop by in person. Embrace the beauty of sustainable gardening and be inspired to create your own water-wise oasis. Rochelle and I urge you to visit the Water Conservation Garden and consider becoming part of a community dedicated to preserving natural resources while celebrating the beauty of sustainable landscapes.

The Water Conservation Garden 12122 Cuyamaca College Drive West El Cajon, CA 92019 (619) 660-0614 info@TheGarden.org thegarden.org/

The Water Conservation Garden is not just a place to visit; it’s a dynamic educational hub.

20 Home Hacks Every Homeowner Should Know

Owning a home comes with a myriad of tasks, from maintaining the property to improving its functionality. Here are 20 home hacks that every homeowner should know to make life easier and enhance their living space.

1. Use Vinegar for Hard Water Stains

Remove hard water stains from faucets and showerheads by soaking them in vinegar. Attach a plastic bag filled with vinegar around the fixture and let it sit overnight.

2. Baking Soda and Vinegar for Drain Cleaning

Pour baking soda followed by vinegar down a slow or clogged drain. Let it fizz for a few minutes, then flush with hot water to clear the blockage.

3. Rubber Bands for Stripped Screws

Place a rubber band over a stripped screw head before using a screwdriver. The rubber provides extra grip and helps turn the screw.

4. Squeegee for Pet Hair Removal

Use a squeegee on carpets and upholstery to remove pet hair. The rubber blade pulls hair out of fibers effectively.

5. Dryer Sheets for Dusting

Dust surfaces like baseboards and blinds with dryer sheets. They not only remove dust but also repel it thanks to their antistatic properties.

6. Ice Cubes to Remove Carpet Dents

Place ice cubes on dents left by heavy furniture on carpets. Let them melt, then fluff the carpet fibers with a spoon or fork.

7. Lemon to Freshen Garbage Disposal

Cut a lemon in half and run it through your garbage disposal to clean and deodorize it. The citrus scent is refreshing and neutralizes odors.

8. Tennis Balls in the Dryer

Add tennis balls to the dryer when drying comforters, pillows, or jackets. They help fluff the items and reduce drying time.

9. Clear Nail Polish to Fix Small Holes

Use clear nail polish to seal small holes or runs in screens, preventing bugs from entering and prolonging the life of the screen.

10. Aluminum Foil to Sharpen Scissors

Sharpen dull scissors by cutting through a sheet of aluminum foil multiple times. This helps realign the blades and improve their cutting ability.

11. Tension Rods for Extra Storage

Install tension rods under sinks or in cabinets to create additional storage for items like cleaning supplies and baking sheets.

12. Shoe Organizer for Cleaning Supplies

Hang a shoe organizer on the back of a closet door to store and organize cleaning supplies, keeping them easily accessible and off the floor.

13. Use Pool Noodles to Protect Car Doors

Cut pool noodles lengthwise and attach them to the walls of your garage where your car doors open. This prevents dings and scratches.

14. Wax Paper to Prevent Rust

Rub wax paper over metal faucets and showerheads to prevent water spots and

rust. The wax creates a protective barrier against moisture.

15. Rubber Band for Paint Cans

Place a rubber band around an open paint can and use it to wipe excess paint off your brush. This keeps the rim clean and makes it easier to close the can without mess.

16. Hanging Baskets for Vertical Storage

Use hanging baskets in bathrooms, kitchens, and closets to maximize vertical storage space and keep items organized.

17. Old Pillowcases to Clean Ceiling Fans

Slip an old pillowcase over a ceiling fan blade and pull it back, trapping dust inside. This prevents dust from falling on furniture.

18. Binder Clips for Cable Management

Use binder clips to keep cables organized and prevent them from tangling. Attach the clips to the edge of your desk and thread cables through the handles.

19. Magnetic Strip for Kitchen Tools

Install a magnetic strip in your kitchen to hold knives and other metal tools. This keeps them easily accessible and frees up drawer space.

20. Reuse Dryer Lint for Fire Starters

Collect dryer lint and place it in an empty toilet paper roll or egg carton compartments. Use these homemade fire starters for your fireplace or outdoor fire pit. These home hacks can help you maintain your home more efficiently, save time, and improve overall functionality. Try them out and enjoy the benefits of a well-organized and smoothly running household.

COMMUNITY CORNERSTONE

Jeremy Adams - 30 year Jamul Resident.

Community Cornerstone

This special feature is all about celebrating the wonderful people who make our community unique. In each edition, we’ll be getting up close and personal, diving into the stories of our neighbors, and learning more about the journeys that have brought them here.

Can you share the story of how you came to settle in Jamul? What were the key factors or events that led you to this community? In the mid-1990s, my origin story began with my parents wanting to look for a home to raise our family in after I was born. They found a great property in the central area of Jamul. Some of the key factors and events that led me to staying in my hometown and having a family of my own was this community - the mentors, coaches, teachers, neighbors and friends that I met growing up here, helped me become the person I am today.

What are some of the most significant changes you have witnessed in the community since you’ve been in Jamul?

Growing up in Jamul the past 30 years, some of the significant changes I have seen have been the destruction and growth caused by wildfires. The closing of Simpsons Nursery in 2008, really missing those free apples they gave and fun events that were hosted by Lee and Kathy Smith (Daughter of Hal Simpson). The battle of some of the community members with the building and growth of Jamul Casino and Hotel located on the Jamul Indian Village Reservation. The work of nonprofits and conservancy groups working together to stop a major development project in Proctor Valley. The absorption of the San Diego Rural Fire Protection District became the start and laying the foundation for Dianne Jacobs (Former District 2, County Supervisor, and Jamul Resident) to create the San Diego County Fire Authority (now San Diego County Fire Protection District). But the two most significant changes I brought to this community was being the Founder of the Jamul Fire Safe Council, a wildfire preparedness and prevention non-

profit, along with serving as a board member and coach for Jamul Little League.

If someone was visiting the area for the first time, what’s one place you would recommend they went?

Our baseball fields, located on the Jamul-Dulzura Union School District Campus. You will find that many of our community members love playing baseball with Jamul Little League and travel ball teams (Spinners), or soccer with our local American Youth Soccer Organization (AYSO). You will find the most amazing people there that treat you like family. I was raised in those fields like many of our residents that grew up in this community, that’s what brought us all back.

What aspects of the community do you value the most, and how have they impacted your life?

Some of the things I’ve valued the most growing up in Jamul are the relationships I’ve made in this community. As a child, I got to watch my parents volunteer at community events like the Jamul Kiwanis chili cook-off and car show, Jamul Fest and Gymkhana’s, the Fall Festivals and Christmas store at the schools. The impacts from natural disasters (wildfires) that started my focus on emergency preparedness later creating the Jamul Fire Safe Council (501c3), but also my coaches. Growing up in sports and positive impact they made for kids building teamwork skills and hand eye coordination skills. Now I get to help coach my kids and other kids playing the same sports as I did. It was the small things like this as a child that made me want to grow up and later gave me the names “Mr. Jamul”, “Mayor of Jamul”, and the “Voice of Jamul Baseball” by the positive impact I made on my fellow Jamul community members, neighbors, friends, and family.

If you were to describe the spirit or character of Jamul to someone who’s never visited, how would you describe it? I would best describe Jamul as “home” - a sense of belonging. The cheers on the sidelines or the bleachers as our children play sports on the fields at our local schools. The willingness and trust to know your neighbors, correction “your Family”, are there to help you in a time of need whether you must evacuate due to an emergency, help fixing the private road, or fixing a leaky pipe.

“Don’t be afraid to be yourself, as one day, you might be writing the next story about the positive impact in your community.” —Jeremy Adams

The Svelling Group By Fathom Realty | San Diego Real Estate

H H H H H

Zachary and his team went above and beyond to help my parents with the sale of their home. He was very patient and stayed calm and cool with all the hiccups that occurred in the sale of their old house and the purchasing of their new one. He knew everything that needed to be done from the initial walk through and listing to the open houses, choosing a buyer, negotiating an amazing deal and finally the signing. He even went out of his way to get the city to fix a problem they caused and were refusing to repair - I have never seen an agent do more to get a seller top dollar for their property. My parents had lived in their home for 28 years and Zachary held their hands through every step of the way. Without him I know they wouldn’t have been successful. If he can get my parents through a sale in the middle of a pandemic - he can help anyone and he can help you too!!!

— Marlaina H.

H H H H H

Zach and Rochelle were absolutely top notch! I can’t say enough wonderful things about my experience with this team. Their knowledge of the market was spot on and they communicated with us every step of the way. This team goes above and beyond, and I would highly recommend them to anyone.

—Shauna W.

H H H H H

Kept us well informed during the process of selling our property , and had an over asking price offer in the first week !

—Dan H.

H H H H H

We had the pleasure of meeting Zachary and Rochelle when they were representing a property we went to look at. We were impressed with their followthrough. We’ve never seen another realty team work as hard to meet the needs of their clients. They have now become forever friends.

—Dana E.

H H H H H

Selling a home is often a stressful experience. Zachary and Rochelle took a lot of the weight off of my shoulders and really went above and beyond to make the entire process feel like a breeze from start to finish. I’ve bought and sold several homes and can confidently say that they are by far the best realtors I’ve ever worked with.

—Matthew B.

June

12 - July 7

2024 SAN DIEGO COUNTY FAIR

Del Mar Fairgrounds 22nd DAA, 2260 Jimmy Durante Blvd, Del Mar, 92014 sdfair.com

In San Diego, summer starts at the San Diego County Fair! Going strong since 1880, the Fair is the largest and longest running event in the county. The Del Mar Fairgrounds has hosted the annual Fair since 1936.

June 22

43RD ANNUAL OCEAN BEACH STREET FAIR & CHILI COOK-OFF 4800-5000 Newport Avenue San Diego, 92107 oceanbeachsandiego.com

Join more than 50,000 visitors for three stages of continuous music, two community mural projects, Artist Alley featuring local artisans and crafters, food and merchandise vendors, a Seaside Family Fun Zone, Chili Cook-Off, and more.

PADRES HOME GAMES

June 10 Oakland Athletics @ San Diego Padres

June 11 Oakland Athletics @ San Diego Padres

June 12 Oakland Athletics @ San Diego Padres

June 20 Milwaukee Brewers @ San Diego Padres

June 21 Milwaukee Brewers @ San Diego Padres

June 22 Milwaukee Brewers @ San Diego Padres

June 23 Milwaukee Brewers @ San Diego Padres

June 24 Washington Nationals @ San Diego Padres

June 25 Washington Nationals @ San Diego Padres

June 26 Washington Nationals @ San Diego Padres

July 5 Arizona Diamondbacks @ San Diego Padres

July 6 Arizona Diamondbacks @ San Diego Padres

July 7 Arizona Diamondbacks @ San Diego Padres

July 9 Seattle Mariners @ San Diego Padres

July 10 Seattle Mariners @ San Diego Padres

July 12 Atlanta Braves @ San Diego Padres

July 13 Atlanta Braves @ San Diego Padres

July 14 Atlanta Braves @ San Diego Padres

July 30 Los Angeles Dodgers @ San Diego Padres

July 31 Los Angeles Dodgers @ San Diego Padres

Jun

18 - Aug 29

Recurs every Tuesday, Wednesday, Thursday (6:30pm - 7:30pm) BALBOA PARK TWILIGHT CONCERTS balboapark.org/twilight-concerts/ Twilight in the Park Concert events are scheduled to return this summer. For decades, Twilight's live music under the stars has been delighting visitors.

WHAT’S NEXT FOR HOME PRICES AND MORTGAGE RATES?

IF YOU’RE THINKING OF MAKING A MOVE THIS YEAR, there are two housing market factors that are probably on your mind: home prices and mortgage rates. You’re wondering what’s going to happen next. And if it’s worth it to move now, or better to wait it out.

The only thing you can really do is make the best decision you can based on the latest information available. So, here’s what experts are saying about both prices and rates.

1. What’s Next for Home Prices?

One reliable place you can turn to for information on home price forecasts is the Home Price Expectations Survey from Fannie Mae – a survey of over one hundred economists, real estate experts, and investment and market strategists.

According to the most recent release, experts are projecting home prices will continue to rise at least through 2028 (see the graph below):

While the percent of appreciation varies year-to-year, this survey says we’ll see prices rise (not fall) for at least the next 5 years, and at a much more normal pace.

What does that mean for your move? If you buy now, your home will likely grow in value and you should gain equity in the years ahead. But, based on these forecasts, if you wait and prices continue to climb, the price of a home will only be higher later on.

2. When Will Mortgage Rates Come Down?

This is the million-dollar question in the industry. And there’s no easy way to answer it. That’s because there are a number of factors that are contributing to the volatile mortgage rate environment we’re in. Odeta Kushi, Deputy Chief Economist at First American, explains:

“Every month brings a new set of inflation and labor data that can influence the direction of mortgage rates. Ongoing inflation deceleration, a slowing economy and even geopolitical uncertainty can contribute to lower mortgage rates. On the other hand, data that signals upside risk to inflation may result in higher rates.”

What happens next will depend on where each of those factors goes from here. Experts are optimistic rates should still come down later this year, but acknowledge changing economic indicators will continue to have an impact. As a CNET article says:

“Though mortgage rates could still go down later in the year, housing market predictions change regularly in response to economic data, geopolitical events and more.”

So, if you’re ready, willing, and able to afford a home right now, partner with our team to weigh your options and decide what’s right for you.

Bottom Line

Let’s connect to make sure you have the latest information available on home prices and mortgage rate expectations. Together we’ll go over what the experts are saying so you can make an informed decision on your move.

Scan here for more blogs

www.instagram.com/the_svelling_group/

www.facebook.com

BuyandSellwithZacharyandRochelle www.youtube.com/@TheSvellingGroup