V17 issue 15

Rochester area showing robust activity

GRAR’s Second Quarter Report - page 2

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E. Bloomfield | $219,900 | 1,911 sq ft | 3 bdrm | 1.5 bath | 4 acres | horse barn GRAR Stats…

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Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Local Housing Stats

By GRAR

Greater Rochester Association of Realtors

Statistics

second quarter analysis Genesee Region Real Estate Information Services (GENRIS), the information subsidiary of the Greater Rochester Association of REALTORS® (GRAR), announced its statistical report for the Second Quarter of 2013.

were dragging their feet into the market wanting to take advantage of current rates while they are still relatively low.

This, along with the drop in the number of available properties compared to this time last year is causing home values to climb at a record pace.”

New Listings in the Greater Rochester region increased 10 percent compared to the same period last year, up from 6,011 to 6,610. Pending Sales, at 3,419 during last year’s second quarter, rose by 4.7 percent to 3,580.

The median sales price increased from last year by 4 percent to $129,000.

Compared to the first quarter of this year, median sales price jumped by 7.5 percent. Experts expect the trend to continue through the Summer season and According to GRAR President Steve well into the Fall.

Babbitt, “The rise in mortgage interest rates seems to be pushing buyers who Activity in Monroe towns and villages

was robust. Rural areas seemed to be hot spots as Riga/Churchville, Rush, Wheatland/Mumford/Scottsville and Sweden/Brockport showed gains in quarterly closings at 183.3 percent, 60 percent, 40 percent and 36.8 percent, respectively.

“As the economy continues to improve, spurring consumer confidence, the housing market will see significant gains as demand causes properties to sell in less time and at higher prices.” CEO Jim Yockel says. “Economists predict 2013 to produce the strongest increase in national market activity in about eight The surrounding counties reported simi- years.” lar results. Livingston, Steuben, Ontario and Wayne counties all saw double-digit percentage increases in new listings. Allegheny county posted a remarkable 46.8 percent jump in median sales price and Greater Rochester Wyoming followed close behind with a Association of Realtors 44 percent gain.

585-292-5000 • www.grar.org

Activity Overview Activity Overview

Key metrics by the reported quarter are compared to the same quarter of the previous year and the previous quarter.

Key Metrics

Historical Sparkbars

Homes for Sale Q2-2006

Q2-2009

Q2-2009

Please call the phone number on the ad

Q2-2006

Q2-2009

(in millions) Q2-2009

Q2-2009

Q2-2009

5,771

- 11.5%

5,023

5,771

+ 14.9%

6,011

6,610

+ 10.0%

4,818

6,610

+ 37.2%

3,419

3,580

+ 4.7%

2,655

3,580

+ 34.8%

3,029

2,906

- 4.1%

1,849

2,906

+ 57.2%

$445.9

$444.1

- 0.4%

$264.1

$444.1

+ 68.2%

$124,000

$129,000

+ 4.0%

$120,000

$129,000

+ 7.5%

93.6%

94.4%

+ 0.9%

92.7%

94.4%

+ 1.8%

7.3

6.2

- 15.1%

5.5

6.2

+ 12.7%

Q2-2012

Months Supply Q2-2009

6,523

Q2-2012

Pct. of Orig. Price Received Q2-2006

Percent Change

Q2-2012

Median Sales Price Q2-2006

Q2-2013

Q2-2012

$ Volume of Closed Sales Q2-2006

Q1-2013

Q2-2012

Closed Sales

Q2-2006

2

Q2-2009

Percent Change

Q2-2012

Pending Sales Q2-2006

Q2-2013

Q2-2012

New Listings Q2-2006

Q2-2012

Q2-2012

Current as of July 15, 2013. All data from the Genesee Region Real Estate Information Service, Inc. Provided by the New York State Association of REALTORS®. Powered by 10K Research and Marketing. | Click for Cover | 2

Free Moving Truck Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

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Farmington $73,900

Charming vinyl clad tri-level! Townhome with honey oak kitchen with appliances,updated roof and vinyl clad thermopane windows,custom decking and a spacious garage with room for extra storage. One and one half baths and much more!.

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PropertySourceOnline.com/R228096 800-393-2797 Property Code 1005

East Bloomfield

$219,900

Charming Circa 1800 Hilltop Saltbox! Offers over 1900sf of affordable charm, luxury & value! Gorgeous country honey oak kit.

Fireplaced LR and 1st floor laundry. 2.5 story barn with horse stalls - over 4 acres w/360_ breathtaking views!

Frmngtn/Vctr Schls

$184,900

200-2553

PropertySourceOnline.com/R220796 800-393-2797 Property Code 1015

Property Source #R227630

Farmington $121,900

Sun-sational vinyl clad ranchstyle Townhome loc in sought after Comm.Updated&remodeled thruout,arch roof'12,HEFurn'13,cer tile&w/w/c'13,new appl's'13,Oak kit,C/A,12crse bsmnt,cathed'l ceil'gs/ LR,gar w/opener,wb FP,MSTR,No HOA Fees+MORE.

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PropertySourceOnline.com/R227630 800-393-2797 Property Code 1008

Property Source #R227749

Victor $67,900

Picturesque& Vinyl Clad! Manufactured ranch home offers soft contemp accents &loads of charm! Offers a "Walton-Style" front porch, kit w/sg doors & all appl's incl'd,cathedral ceil'gs thruout, Mstr w/ BA,C/A,VALUE&MORE.

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PropertySourceOnline.com/R227749 800-393-2797 Property Code 1003

Picturesque! Familysized centre entr colonial loc in soughtafter DOEHAVEN comm! Loaded w/upgrades & charm! Arch Roof 7/13,new C/A,new Dble Wide paved driveway7/13,fully appl'd kit,Brick frplc'd FR,Mstr, DR+More!.

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Property Source #R224646

Fabulous Cul-de-sac familysized Colonial Circa 1980 vinyl clad four bedroom, 2 1/2 bath colonial with 1,880 sq.ft! Oak kitchen, central air,familyroom, master suite, two new updated full baths!

Farmington $199,900

Farmington $129,900

Picturesque Cul-de-sac! Split w/soft contemp accents.New decks frt&rear,cathedral ceil'gs LR/DR,brick FP,updated appl's,white neutral decor&fin bsmt,Picturesque landscaping,updated mech's &spac rear yrd,New shed w/vinyl ext.

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PropertySourceOnline.com/R228093 800-393-2797 Property Code 1007

Property Source #R218404

Palmyra $124,900

Charming Circa 1847 Brick Federal style colonial lovingly converted to 3 apartments-One 1st flr, 1-2 story,&1-2nd level w/1st level entry.

Fully appl'd,updated vinyl clad thermo wndws & 2 units have washr & dryer Hookups!.

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PropertySourceOnline.com/R224646 800-393-2797 Property Code 1002

Property Source #R228231

Canandaigua $115,000

Charming Ranch Home Nestled on a manicured setting,Offers:new custom Hickory kit w/appl's &new Vinyl flr, C/A & forced air heat 6/13,neutral decor,bay wndw &dual entry BA+MORE! Avg RG&E mthly/$155.00 before new HE furn.

PropertySourceOnline.com/R218404 800-393-2797 Property Code 1010

Property Source #R226206

Farmington $80,000

Well established Laundromat! Located in high traffic location.

Previous owner had 1 day shirt laundry which was very profitable.

All equiptment, two commercial boilers,all mechanicals updated..

200-2553

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PropertySourceOnline.com/R228231 800-393-2797 Property Code 1001

Property Source #R220796

Walworth $49,900

Lovely countryside setting! Offers a priv driveway to the 8.4acre scenic setting! Public water avail as well as electr, phone,ect(no gas) Owner will hold 1st mort w/20%($9,980 or less) down for 10yrs-Get your dream homes setting.

PropertySourceOnline.com/R226206 800-393-2797 Property Code 1025

Property Source #R224186

Victor $45,000

Charming Vinyl Clad Ranch! Contemp accents! Oak kit w/ Appl's,1st flr lndry, Great Value! Updates:forced air gas heat, HW heater! Neutral decor,skylit BA +more! Manufactured home finance avail w/ 20% down thru confirmed lender..

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200-2553

PropertySourceOnline.com/R220796 800-393-2797 Property Code 1023

PropertySourceOnline.com/R224186 800-393-2797 Property Code 1012

How Much Insurance Coverage Do You Need?

Many people don’t realize they have gaps in their home owners insurance coverage until they need to make a claim. Luckily, checking your coverage now, before you find yourself in a crisis situation, can save a great deal of money and heartache. Generally, your policy should cover:

Your Property and Belongings: The better your Lender Requirements: Your housing lender coverage, the less you will have to pay out will require you to cover the house for at of your own pocket if disaster strikes. least the amount of the mortgage or the replacement cost of the dwelling.

Self-Protection: You need enough liability Insurers may coverage to protect yourself from lawsuits Policy Requirements: resulting from your negligence or events impose some coverage requirements for replacement cost protection. Preferred that could occur on your property.

plans usually require policy limits at 100% of replacement cost. Standard plans usually require policy limits of at least 80% of replacement cost.

PropertySourceOnline.com Insurance Center

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Prudential Discover Real Estate would like to congratulate Jeff and Lisa West for being the top listing and the top selling agents for the month of June. Great Job! Kevin Rheinwald, a Real Estate Sales Professional, has joined the Keller Williams Realty Market Center. “We are honored to have Kevin Rheinwald join us here at Keller Williams Realty Greater Rochester West,” says team leader, Sharon Kunkel. His expertise in customer service will be a great asset to our company. We are excited to have him join us.”

West

Maxine Wrighten, a Real Estate Sales Professional, has joined the Keller Williams Realty Market Center. “We are honored to have Maxine Wrighten join us here at Keller Williams Realty Greater Rochester West,” says team leader, Sharon Kunkel. Her experience in management, team building and customer service will be a great asset to our market center.”

Skip Ordway Real Estate Broker Ordway Realtors

(585) 200-2553 East Bloomfield: This charming Circa 1800 hilltop saltbox-transitional colonial offers over 1,900 square feet of affordable charm, luxury and value! The home offer a gorgeous country kitchen with cathedral ceilings and skylighting that bathes the area in natural sunlight. A fireplaced livingroom, honey oak kitchen with island and 1st floor laundry and a 2 1/2 story barn with horse stalls all on over 4 acres with 360 degree breathtaking views! $219,900! Skip Ordway, Real Estate Broker, Ordway Realtors, (585) 200-2553, Property Source #R228877.

Q

Mortgage Bankers Assoc., Genesee Region - The second quarter of 2013 ended with spikes in mortgage rates resulting in the highest levels in almost two years. The average rate for a 30-year, fixed-rate mortgage was 4.51 percent for the period ending Q2-2013, up from 3.56 percent in the year-ago period.

The last time the rate was that high was the last week of July 2011, when the average interest rate was 4.55 percent. Meanwhile, the average rate for a 15-year, fixed-rate loan was 3.53 percent. That compares with a rate of 2.86 percent a year ago. “June’s strong employment led to more market speculation that the Federal Reserve will reduce future bond purchases, causing bond yields to rise and mortgage rates followed,” said Frank Nothaft, Freddie Mac’s chief economist, in a statement. He added, though, that minutes released from last month’s Federal Reserve monetary policy meeting indicated that the Fed wanted to see more improvement in the labor market before slowing bond purchases.

Overall market conditions in the Greater Rochester area continue to improve and are in balance. Expectations between buyers and sellers have narrowed. Pockets of our fair City are experiencing high demand creating a ‘Seller’s Market.”

Homes that are priced competitively and in good condition continue to sell well within reasonable cycle times. If you are in the market to purchase a home sit down with a mortgage professional and get pre-approved. Good luck & happy house hunting!

Your Secret to Success is a Covert Operation.

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Rheinwald

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Property Source #R205224

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

R e a l E s t ate News

Cove r H o m e

Dan Covert Associate Broker

I N C ORPORAT E D

Spencerport $179,900

Phone (585) 458-0011 352-8532 • Cell 576-8012 • dcovert@nothnagle.com 85 South Union St, Spencerport, NY 14559

1255 University Ave • Suite 205 Rochester, NY 14607

Pre-Construction Priced at $179,900 Beginning this Spring! Just 7of10 still available,Brand New Luxury Ranch Townhouses w/beautiful setting incl. creek, pond & woods,1500+sf, Choose 2BR w/office/den or 3BR, 2full BA's 292-8500 PC86267 Dan Covert Associate Real Estate Broker

352-8532

Nothnagle.com/R205224

www.PropertySourceOnline.com Property Source #R213545

Property Source #R204747

Port Bay Waterfront!

Property Source #R218080

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Greece $79,900

Ogden

Adorable Cape! Nice updated eat-in kit, Formal DR,1st flr BR, Updated main BA, encl porch, Natural trim & Hrdwds, Well maintained w/newer mechanics, part fenced-in backyrd, Siding, 2 car gar & more! 292-8500 PC14957 Dan Covert Associate Real Estate Broker

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Dan Covert Associate Real Estate Broker

Wolcott $149,900

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Just Over 50' of Fabulous Waterfront 80' Permanent Dock on Port Bay! New Cer Tile&Stoned Gas FP in Open Living Area w/Updated Kit, 1Lg BR(Can be Converted to 2BR), Sun rm, Deck, Ample Parking + more. 292-8500 PC14947 Dan Covert Associate Real Estate Broker

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st $34,900

Sought After Cherry Hill Estates! Approved building lots located on quiet cul-de-sac, Just minutes to Spencerport Village and Rte 531. For further details, Call Today! 292-8500 PC87147

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Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

The Denninger Report

6

By Gini Denninger Broker/Owner, Goodman Realty

Proper Pricing

help your Realtor price your home right Right out the gate, properly pricing a property is crucial for not only a quick sale, but also a sale that will bring in a fair market value. Sometimes sellers, and or, their Realtors chose an incorrect price point. There are many reasons, among them are; the seller may have insisted that they would only list with an agent that agrees to represent them at a certain price or an agent might have offered an unrealistic price, planning to get the owner to reduce after a period of time - just to get the listing.

Sadly two things occur when a property is poorly priced: 1) No one comes to see it or 2) If people do come to see it, there are no forth-coming offers. I gauge the success of pricing on how many people come to see the property in the first two weeks of listing.

Usually interest in a property peaks during the first two weeks on the market.

Pricing a home for sale can be one of the most difficult parts of taking a listing, (and not because the agent does not know how to price properties!) It is the agent’s job to price a home accurately. A smart agent knows pricing right leads to a sale, and avoids wasting time. Often sellers have pre-conceived ideas of what their property is worth, and when the desired price is unrealistic, it is up to the agent to educate their seller. This can be difficult because some sellers often do not believe, or want to believe what is being told to them by their agent. This scenario is one of the most difficult to deal with as a Realtor. Some Realtors, who are busy or value their time, will refuse listings when owners refuse to take their advice. They know that the property will not sell at the wrong price and showing it is a waste of time. Others may take the listing and just leave it a lock box instead of personally showing the property, hoping that eventually the owner will see the light of day and agree to the right price point.

Experienced Realtors know, have learned through the school of hard knocks, that sellers who do not believe the recommended price is right and insist on something else (generally higher), are often the most difficult to deal with. Agents have learned that these sellers often believe that they personally know more than the Realtor, and will refuse to take whatever advice the realtor offers. This behavior continues later on if and when offers do come in, as to determining which are good and reasonable offers. Sellers that “know” more than the professional, often make the experience less than agreeable.

Experienced agents know what they will hear when a property does not sell at the

price insisted upon by the seller because according to the seller it is ALWAYS the Realtors fault… “the Realtor did not do enough to promote the property”, “they did not show it right”, “did not hold enough open houses”.

The list goes on and on, and the seller gets another Realtor. When I was a novice sales person, I let the owner of a home bully me about price. My CMA came in at $115,000.

She insisted it be listed at $125,900. I managed to get her to drop down (in increments) to $119,900 but that was not where the asking price should have been. Eventually the listing ran out and she did not re-list with me, claiming I did not promote the property well enough. Imagine my outrage after all my hard work, to learn that she listed with someone else... at the price point I wanted originally!!! And guess what, the property sold for $112,000, just like I told her it might, with far less promotion than I did! I learned several things with this deal. One was not to allow a seller to bully me into working with an unrealistic price point and the other, that this happens to all Realtors at some point in their careers, it comes with the territory. It just happens less when a Realtor is smart and willing to walk away from a potential listing.

Home sellers are often emotionally tied to their home and want to think it is the best and brightest property on the block. While this is sometimes the case, often the house is really average in comparison. Sellers usually peruse the internet and compare their homes to others that they perceive to be similar, that have sold. Sellers-to-be often use one of the on-line price estimators for their homes and derive their desired price that way. What they don’t realize is that often the comparisons used are inaccurate or just plain wrong.

Coming up with an accurate price point is more complex than sellers usually imagine.

Realtors are schooled in creating what are known as CMA’s. This is short for “Compar-

ative Market Analysis”. I am going to confess here, that when I first became a Real Estate Salesperson, I had the hardest time creating these. I was not confident in the method I was taught and eventually took a class offered by the Greater Rochester Association of Realtors, called “Pricing It Right”, taught by a bank appraiser from Buffalo. I learned how to properly select comparables and use them put together an accurate CMA. My CMA’s are usually dead-on now, and when doing them, I look at the property with a cold detached eye, without consideration of what the prospective client wants. Doing this does my client a favor if they are really serious about selling their property.

When considering which agent to use for listing a property, Sellers should evaluate the price the prospective agents want to start at. If only two are with-in range of each other, there should be questions about the large variance with the third.

Sellers should not pick an agent solely because they claim to be able to sell at a price much higher than other agents.

The high balling agent should be questioned as to the hows and whys of the price. If they cannot give a clear reason as to why they were significantly higher, then they are suspect.

Creating CMA’s are not always that easy, and no, we do not use data from Google, Zillow, Frontdoor and the hundreds of other services out there that purport to list accurate information. There are on-line services that will offer to calculate list pricing for homes. Typically there are large inaccuracies when using these services because the data used to create the price is often not properly chosen for analysis. These online tools are computer driven without knowledge of the area and cannot understand the unique features of individual properties used for comparison or how they may affect price. Realtors use sales data out of the MLS and even out of the tax record when necessary. They also use their knowledge of

“Realtors have to consider many variables in the process of finding an accurate asking price.”

the given area a property is located in and how that affects the sales price.

Realtors have to consider many variables in the process of finding an accurate starting point for an asking price. I start with location, square footage and type of house as well as pulling data from homes sold within the last year. Regarding type of house, a ranch is not comparable to a split level or two story home, type affects which variables are used.

I make adjustments on my initial search parameters, dependent on what I find. I usually do not consider number of bedrooms, since sometimes a room could or could not be considered a bedroom, and it would throw the count off. I consider the type of road the house sits on, for example is it a primary road? If it is, that really affects price. If there is a large enough selection, I begin to nit-pick. I add garage, or bathrooms or other desired features. I know as I add things in I will be making adjustments at the end to the final comparables, since it is rare there are identical houses to my subject property.

After I make final adjustments for features each home has, I come up with my suggested price. I am able to explain fully why I believe the house should start there and hope the seller sees it my my way!

Deb Kesel from Platinum Properties, also cautions sellers to consider the condition of their property when coming to a price point.

She points out that improvements are not always fully compensated for full cost, but that they do help in selling the home faster.

She stresses cleanliness of the home is paramount. Even if priced right according to comparables, if the home does not show well due to cleanliness issues, it will still not sell at the price point it could reasonably be expected to sell at.

Help your agent price your home right!

Tell them if you are pressed to sell by a certain date, since that will affect the suggested price. Understand that they cannot price the house just because you want to realize a certain profit. Understand that the three variables that will determine your home sale is location, condition and price. Location cannot be changed, it can help or hinder your home sale - there is nothing you can do to change location. But, you can make sure the condition is perfect and you can allow your agent to price it right!

Goodman Realty

585-760-3880 GiniDRealEstate@gmail.com GoodmanRealtyNY.com

Ask The Engineer

By Tom Wurzer, P.E.

Managing Partner, Warren Engineering

In some parts of the country it is rare to even have a basement. In our region, most homes have basements and many are of considerable size. No matter how many single-story “ranch-style” homes you enter, it’s always amazing how big the basement is. With so much basement space at our disposal, it makes sense to try and use it as additional living space.

Using basements as living or utility space is nothing new. Many older homes from the 1800’s used a portion of the basement, which was cooler than other areas of the house, as a summer kitchen. Today’s basements are used as workshops, artist studios, and more.

Over the years, building codes and standards for finished basements have developed to improve the safety of these spaces. Unless the house was designed with a walk-out basement, most basements that were finished before the 1980’s don’t have large windows or doors. Low ceiling heights in older finished basements could result in “head-knockers” as well.

When finishing a basement today, homeowners should apply for a building permit with the local town building department and get the proper inspections and sign-offs when finishing the space. Most building de-

partments have a pamphlet or document for homeowners to clearly explain the requirements for finished basement living spaces.

These requirements are basically the same requirements that apply to all living spaces, including on the main levels of the home.

Although they can vary slightly from town to town, New York State residential codes dictate the minimum requirements for new, finished spaces. Some of the main requirements include: • Minimum ceiling height of 7', although beams, ducts or obstructions can project down to 6' 8".

• Rooms with a floor area of at least 70 sq ft and at least 7' in length and width.

• Natural ventilation of not less than 4% of the floor area or equivalent mechanical ventilation.

• Smoke and carbon monoxide alarms (hard wired, with battery backup, and interconnected).

• Insulated walls with moisture barrier.

• Bottom sill plates for interior walls that are metal or pressure treated lumber.

• Permanently installed heat sources (usually supply and return registers).

• Emergency egress window or another second means of egress.

From The Ground Up

Obviously, some homes have basements that do not have adequate headroom to properly finish the space. Other basements are damp or wet and need improved drainage and waterproofing so the investment to finish the space isn’t wasted.

The most talked about requirement for finished basements is the egress window or the second exit. If a room will be a bedroom (i.e. a sleeping room), then there must be a second means of exiting the room (and a means of allowing fire rescue) directly from the room. If a room will be an office, fitness room, or recreation room, the second means of egress can be through an adjoining room. Although a second stairway and exterior door can provide the necessary second means of egress, the path of egress cannot be through a garage.

Egress windows and the exterior window wells can take many forms. However, some of the applicable standards include:

sill of the window is below the level of the adjacent grade.

• Window wells with an area of 9 sq ft.

At least 3' in each horizontal direction.

• When the window well is deeper than 44", it must have a ladder or steps.

• Window wells need proper drainage provisions.

When purchasing a home that has a finished basement, it is good practice to check on whether or not the basement was finished with proper permits and approvals.

If not, it makes sense to see what would be required to bring it up to modern standards.

Many people choose to live with finished basements that are “pre-existing and noncompliant”. However, if the basement was finished more recently, without the correct permits and approvals, you could be opening yourself up to potential costs to finish the job correctly or to “un-finish” the space.

Your real estate attorney can advise you on potential liabilities with non-compliant fin• Window “Clear Opening Area” of at ished basement spaces. least 5.7 sq ft.

• “Clear Opening Height” of at least 24".

• “Clear Opening Width” of at least 20". Warren Engineering 585-385-4766 • “Sill Height” of no more than 44" above engineers@warreninspect.com the basement floor warreninspect.com • Window wells are necessary when the

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Finished Basements

By Carmen Santora

Executive Director, Better Contractors Bureau

Thinking of a New Roof?

Things to know before you hire a contractor you cannot go over the existing roof unless there is only one roof there at present. Any more than one roof means that all layers must come off before a new roof can be installed! The law doesn’t say anything about being able to remove a layer or layers to get down to one roof but I would suggest that if any layers have to come off then you have all the layers taken off down to the wood sheathing.

There are other sections of the law too numerous to mention but when reading specifications of a contract you should be sure that an ice and water shielding product is installed on the roof edges a minimum of 3' from the house wall edge up and in all valleys and areas where you may have had a leak problem before. In past years, snow and ice has backed up even farther than the required 3' so I would suggest that you insist that the roofing contractor install the ice and water shield a minimum of 6' up from the house wall for added protection.

Another thing to watch out for is proper ventilation of the roof. Without proper ventilation you will have all kinds of problems. In the summer your attic will be too

hot making air conditioning work overtime and in the winter you will have ice back-up problems that can cause all kinds of damage to the interior of your house.

The usual rule of thumb is one roof vent for every 150 feet of roof area but I would suggest a continuous roof vent. However, no matter how your roof is vented if you don’t have a good soffit (overhang) venting the ventilation will not work properly.

The next step after familiarizing yourself with the information above is the selection of a reputable and professional roofing contractor. There are many so called roofing contractors in the business and because of the many fly-by-night ones you should make sure you do some homework.

Get at least three estimates from similar size companies and be sure to check them out with the Better Contractors Bureau at 338-3600. Also have them all bid on similar work specifications. Check to see if they are insured and ask to see a copy of their certificate of insurance showing that they carry enough liability coverage also, if they have employees, evidence of their workmen’s comp. After you decide on a roof-

ing contractor to do the work, you should make sure that the contract meets all requirements under Article 36A of the NYS Business Law. The most important aspects of the contract should be your 72-hour right to cancel, escrow clause, a start and completion date, payment schedule, warranties, and a complete specification list.

Be sure the specifications list everything including, if it will be a complete tear-off, type of shingle, debris removal, warranties and guarantees, etc. Remember that if they tell you your roof is warranted for 25 or 30 years it only pertains to the materials and not the workmanship which, is usually guaranteed for only one year.

Don’t give a large down payment and by all means don’t make final payment until the job is completed to your satisfaction!

Remember the saying, “Let the buyer beware” also pertains to the home improvement business!

Better Contractors Bureau 585-338-3600 the-bcb.net

Please call the phone number on the ad

There are many factors that you should be aware of before selecting your roofing contractor. Here a just a few.

The New York State residential code has requirements dealing with the roofing of a home. First and foremost is article R907.3, which addresses recovering versus replacement. The law states that any new roof coverings shall not be installed without first removing the existing roof coverings where any of the following conditions occur: 1. Where the existing roof covering is wood shake, slate, clay, cement or asbestoscement tile.

2. Where the existing roof covering is water-soaked or has deteriorated to the point that the existing roof or roof covering is not adequate as a base for additional roofing.

3. Where the existing roof has two or more applications of any type of roof covering. This particular part of the law is the one that gives the homeowner the most trouble as some contractors may confuse customers as to what should really be done. It’s really very simple. If you are going to have a new roof put on your house,

7

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Home Improvement & Services Additions BCB MEMBER

Additions

Basements

Cleaning

BCB MEMBER

Driveways

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Patriot construction

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Building long term relationships one home at a time!

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Frank's Basement Systems waterproofing, crawl space repair, basement finishing, and foundation repair

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Save $$$ by making your home more efficient!

We Maintain, Install & Repair Everything Electrical!

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BAYLES L e ather H ouse Power Miser Latest technology available to cut your electric costs.

Proven results home or commercial applications PMCecoSUPPLY.com

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Heritage Floors & Interiors Experts in all types of hard surface flooring Custom designs, installations, repairs, replacements, service & sales. heritagefloordesigns.com

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All your favorite brand names and manufacturers Luxuriously appointed, exceptionally priced furniture, flooring and accessories Knowledgeable customer care team and full service interior design professionals

Rochester's Seating Specialists

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United Carpet Floors You Won’t Find Anywhere Else We are excited to help you with all of your floor covering needs. unitedcarpetfa.com

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Better Contractor Bureau Members are

Registered Professionals

HOME SERVICES MEMBERS Affiliated businesses screened for quality, integrity and excellent customer service.

One more benefit you receive when working with a Nothnagle agent!

ADDITIONS Advanced Multi-Service..........(585) 797-7894 Greater Rochester Paint & Home ...................................... (585) 303-4891 Landmark Contracting...........(585) 746-7633 Patriot Construction............. (585) 720-0990 Scalia Development...............(585) 749-0338 Skyline Builders.................. (585) 596-0404

Frontier Communications Solutions ....................................... (585) 333-1102 Omni Security Systems.......... (585) 370-5870 Time Warner Cable.............. (866) 295-6683

APPLIANCE REPAIR

CHIMNEY CLEANING

Appliance Tec..................... (585) 442-8690

Monroe Contracting & Remodeling ...................................... (585) 503-9380

APPLIANCE SALES Charlotte Furniture & Appliance ...................................... (585) 663-5050

Please call the phone number on the ad

BASEMENT REMODELING

8

CABLE/ INTERNET/ PHONE

Advanced Multi-Service......... (585) 663-5050 Greater Rochester Paint & Home ...................................... (585) 303-4891 Frontline Remodeling............ (585) 370-0451 Patriot Construction............. (585) 720-0990 Scalia Development...............(585) 749-0338 Skyline Builders.................. (585) 596-0404

BASEMENT WATERPROOFING Attic to Basement Solutions.....(585) 392-5076 Frank's Basement Systems.......(716) 877-3008

BATHROOM DESIGN America's Decor and Furniture ...................................... (585) 244-8220 Skyline Builders.................. (585) 596-0404

BATHROOM REMODELING Frontline Remodeling............. 585) 370-0451 Scalia Development...............(585) 749-0338 Skyline Builders.................. (585) 596-0404

CARPET CLEANING Chem-Dry of Rochester......... (585) 458-5797

CHIMNEY REPAIR Monroe Contracting & Remodeling ...................................... (585) 503-9380

CONCRETE & MASONRY Monroe Contracting & Remodeling ...................................... (585) 503-9380 Superior Home Renovations.... (585) 303-4372

DECK BUILDING Advanced Multi-Service..........(585) 797-7894 D’s Painting.........................(585) 737-6974 Five Star Improvements......... (585) 256-1844 Patriot Construction............. (585) 720-0990 Scalia Development...............(585) 749-0338 Skyline Builders.................. (585) 596-0404

DRIVEWAY PAVING & SEALING Cardwell Construction...........(585) 328-7930 Scotts Unlimited.................. (585) 305-4992

DUCT CLEANING Airquip Heating & Air Conditioning .......................................(585) 641-3080 Indoor Air Professionals..........(716) 683-3000

ELECTRICIANS CM Armitage Electrical Contractors ...................................... (585) 230-4396 Driscoll Electric.................. (585) 746-0827 Gallina Electric....................(585) 227-1800 Nichols Electrical Contracting.. (585) 427-9310

FIREPLACE SURROUNDS

FLOORING - TILE United Carpet.....................(585) 218-2080

GENERATORS CM Armitage Electrical Contractors ...................................... (585) 230-4396

GUTTER CLEANING JG Gutter Cleaning & Handyman .......................................(585) 414-4975 Shingle Magician...................(585) 301-3415 Rochester Window Cleaning.....(585) 235-1200

Advanced Multi-Services.........(585) 797-7894 Heritage Floors....................(585) 455-7958 Landmark Contracting...........(585) 746-7633 Monroe Contracting & Remodeling ...................................... (585) 503-9380

GUTTER INSTALLATION

FENCING

HOME ENERGY AUDITS

Hidden Pet Fence of NY......... (585) 739-0399

All Star Energy.....................(585) 426-2237 Climate Giant......................(585) 857-2908 Five Star Improvements......... (585) 256-1844

FLOOD CLEANUP

Mark Donahue Contracting..... (585) 690-5062 Ontario Exteriors................. (585) 421-0880 Rochester Window Cleaning.....(585) 235-1200

Chem-Dry of Rochester......... (585) 458-5797

HOME BUILDERS

FLOORING - CARPETS

Barone Custom Homes & Remodeling .......................................(585) 721-3336

America’s Décor & Furniture... (585) 244-8220

FLOORING - HARDWOOD American Flooring Company... (585) 377-6481 Christian Flooring................ (585) 770-3825 D’s Painting.........................(585) 737-6974 eFlooring.......................... (585) 334-3040 Heritage Floors....................(585) 455-7958 RC Shaheen Paint & Decorating.(585) 266-1500 Rochester Hardwood Floors.....(585) 377-7800 United Carpet.....................(585) 218-2080

HOME STAGING Inviting Interiors...................(585) 944-5138

INSURANCE AGENCY

585-756-7320 NOTHNAGLE.COM

Home Improvement & Services

Life Safety Services Solutions for a Healthy Home

Radon Gas, Mold Issues, Asbestos & Lead Abatement nylifesafety.com

HVAC

inspection

landscaping

Airquip Heating & Air Conditioning

Independent Inspection Services

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From gas and electric furnaces to heat pumps, air conditioners, boilers, water heaters, air cleaners & humidifiers, AIRQUIP has the products to keep your home or business comfortable.

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Roofs

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• Home Inspections • • Commercial Inspections • • Radon Testing • • Mold Testing • See our videos on the web!

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Tree Service

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renovations

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Get a FREE assessment of your landscape needs Quality Workmanship & Dependable Service Since 1976

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HOME IMPROVEMENT 12!

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Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Health / Safety

TM

HOME SERVICES MEMBERS Your one stop shop for before, during and after the move.

One more benefit you receive when working with a Nothnagle agent!

HVAC

LEAD MITIGATION

ROOF CLEANING

TRASH REMOVAL

Airquip Heating & Air Conditioning .......................................(585) 641-3080 All Star Energy.....................(585) 426-2237 Electrimech....................... (585) 643-5969 Mr. Plumber Heating Cooling.... (716) 873-7473 Northstar Home Improvements ...................................... (585) 328-4357

Life Safety Services...............(585) 202-0178 North Coast Painting.............(585) 737-0593

Shingle Magician...................(585) 301-3415

Waste Management.............. (585) 254-3500

ROOF INSTALLATION

TREE SERVICE

Five Star Improvements......... (585) 256-1844 Mark Donahue Contracting..... (585) 690-5062 Northstar Home Improvements ...................................... (585) 328-4357 Patriot Construction............. (585) 720-0990 Superior Home Renovations.... (585) 303-4372

J.M. Tree Service................ (585) 509-4939

INSULATION All Star Energy.....................(585) 426-2237 Attic To Basement Solutions....(585) 392-5076 Climate Giant......................(585) 857-2908 Five Star Improvements......... (585) 256-1844 Northstar Home Improvements ...................................... (585) 328-4357

INTERIOR CLEANING Maid 4 Time....................... (585) 359-4834

American's Decor & Furniture.. (585) 244-8220 Frontline Remodeling............ (585) 370-0451 Scalia Development...............(585) 749-0338 Skyline Builders.................. (585) 596-0404

A-ffordable Locksmith........... (585) 406-4880 Patriot Safe & Lock...............(585) 426-2160

MOLD MITIGATION Attic To Basement Solutions....(585) 392-5076 Indoor Air Professionals..........(716) 683-3000 Life Safety Services...............(585) 202-0178

PAINTING D's Painting.........................(585) 737-6974 Greater Rochester Paint & Home ...................................... (585) 303-4891 Leo's Painting..................... (585) 458-5587 M.B. Lind Painting, Inc.......... (585) 465-9237 North Coast Painting.............(585) 737-0593 R. C. Shaheen......................(585) 266-1500 Strokes Of Genius.................(585) 752-3529

PEST ELIMINATION Exodus Exterminating........... (585) 328-0990

LANDSCAPing

PET SERVICES

Greenworks Landscaping....... (585) 766-4409 Hawkes Landscaping............. (585) 545-5496 JLH Enterprises....................(585) 303-5253 Town & Country Enterprises... (585) 872-5073

Hidden Pet Fence of NY......... (585) 739-0399

LAWN SERVICES ABMS Lawn & Landscape........(585) 737-7580 Greenworks Landscaping....... (585) 766-4409 JLH Enterprises....................(585) 303-5253 Town & Country Enterprises... (585) 872-5073

PLUMBING BP Plumbing....................... (585) 545-8699 Mr. Plumber Heating Cooling.... (716) 873-7473 Pink Rose Handyman........... (866) 295-MOVE Pride Plumbing.................... (585) 271-7150

POWER WASHING D's Painting.........................(585) 737-6974 Rochester Window Cleaning.....(585) 235-1200

ROOF REPAIRS Five Star Improvements......... (585) 256-1844 Greater Rochester Paint & Home ...................................... (585) 303-4891 Mark Donahue Contracting..... (585) 690-5062

SECURITY SYSTEMS Absolute Home Security........ (585) 720-9870 ADG Security...................... (585) 392-4888 CM Armitage Electrical Contracting ...................................... (585) 230-4396 Nichols Electrical Contracting... (585) 427-9310 Omni Security Systems.......... (585) 370-5870

WATER HEATERS Airquip Heating & Air Conditioning .......................................(585) 641-3080 Electrimech....................... (585) 643-5969 Pride Plumbing.................... (585) 271-7150

WINDOW CLEANING Rochester Window Cleaning.....(585) 235-1200

WINDOW TREATMENTS America’s Décor & Furniture... (585) 244-8220 RC Shaheen Paint & Decorating .......................................(585) 266-1500 S&B Custom Window Treatments ...................................... (585) 755-8303

SEPTIC SERVICES Barefoot Septic & Sewer........ (585) 538-4886

SIDING Five Star Improvements......... (585) 256-1844 Landmark Contracting...........(585) 746-7633 Northstar Home Improvements ...................................... (585) 328-4357 Ontario Exteriors................. (585) 421-0880 Patriot Construction............. (585) 720-0990 Superior Home Renovations.... (585) 303-4372

585.241.0000 NMLS# 3254

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KITCHEN REMODELING

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9

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Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Nothnagle Agents Get More. The End Result: You Get More!

GLENN AdvANtAGE

Open Sunday 7/28 from 1-3pm

Open Sunday 7/28 & 8/4 from 1-3pm

Property Source #R228073 Property Source #R225975 GLENN AdvANtAG GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAG GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAG GLENN AdvANtAGE GLENN AdvANReal Estate with GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN tAGE GLENN AdvANtAGE GLENN AdvANtAGE AdvANtAGE GLENN AdvANtAGE GLENN Distinction AdvANtAGE GLENN AdvANtAG GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAG GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE GLENN AdvANtAGE Henrietta $124,900 Greece $95,500

Marcia Glenn, Associate Broker

Christie Nasello, Salesperson

GlennAdvantage.com | 585-248-1064 | DistinctiveOpenHouses.com

Sandy Maluta Associate Real Estate Broker

Property Source #R228743

752-0921

Nothnagle.com/R225975

Open Sunday 7/28 from 1-3pm Property Source #R225824

Penfield $239,950

Nothnagle.com/R228073

Real Estate Salesperson

248-1064

Nothnagle.com/R228743

Open Sunday 8/4 from 1-3pm Property Source #R228057

Pittsford $214,900

Quality built by Fedyk Nearly 2200sf, 4BRs, 2.5 BAs, detailed moldings, mature landscaping & private lot.

Many recent updates: flooring, roof, updated master BA, furnace, all new windows, remodeled mud room!292-8500 PC73227

Associate Real Estate Broker

750-8182

Brian McDonnell

5.43 Acres Property Source #R224466

Marcia Glenn

One level living at its best! 3BR's w/Possible 4th BR in fin W/O LL, this addnl 800 sf, makes this house 2020sf. hrdwds,skylights in kit & BA, kit w/eat-in area, MSTR, 3 season porch, deck, fnced bkyrd, +more. 292-8500 PC58877.

Spotless! Newer Mechanics, New Carpets, New Paint, Cent Air, Vinyl Siding, 2 Car Garage, Move-in Condition, Low Maintenance Yard, Satellite Dish Not Incl.292-8500 PC39827.

Beautiful Contemporary on Private 5.43 Acre lot Bright & open floor plan w/abundance of windows! Design maximizes solar techniques; earth berming & heat and cold protection or heat with new wdbrng stove. Area allows for horses. 292-8500 PC31257 Marcia Glenn Associate Real Estate Broker

Rush $159,900

248-1064

Nothnagle.com/R224466

Rochester $79,900

PRICE REDUCED! Gorgeous setting for this Split Level Home on 2.2AC, T/ORoof '06, New Gar.Door & Opener, Many Repl.Wndws,hrdwds FRw/wetbar&Gas FP, Fin Bsmnt w/Gas Heat Stove &Walk-Up Stairs+more 2928500 PC39147 Roberta Farrell Associate Real Estate Broker

414-3161

Nothnagle.com/R225824

Walk to the UofR & Strong #1 employer in Rochester!

Be eligible for the City grant if you are employed at either area. 2BR condo (low taxes) w/o Bsmt, Appl's Incl,neutral Colors+more 292-8500 PC58887.

750-8182

Brian McDonnell

Nothnagle.com/R228057

Real Estate Salesperson

Property Source #R229029

Property Source #R227717

Open Sunday 7/28 from 2:30-4pm Property Source #R228128

Gates $142,900

Webster $209,900

Meticulously Maintained Home Layout feels open & spacious! Gorgeous hrdwds throughout, freshly painted, updated kit, 2 remodeled BAs, spacious deck overlooks private rear yard, pool and deck. Truly DISTINCTIVE! 292-8500 PC78527

A Nature Lover's Paradise! Wonderful Contemporary Home w/great floor plan featuring an amazing four season room overlooking wooded privacy. Recent updates: vinyl siding, glass block windows in w-o LL & more! 292-8500 PC48947 Marcia Glenn Associate Real Estate Broker

248-1064

Nothnagle.com/R227717

Marcia Glenn Associate Real Estate Broker

Wheatland $159,900

IMPORTANT! Assessed value is changing.. To 176,500 &taxes (projected from'13 rate) will be reduced

by Addit $900,1900 Blt Farmhouse Transitioned to 2013 Energy Eff. &Low Maintenance, 2 1/2 Acre Lot w/Out Buildings +MORE! 292-8500 PC45747

248-1064

Nothnagle.com/R229029

Alfie McKeown Associate Real Estate Broker

Property Source #R194407

CALL: Any VISIT: Not JOIN: Join

414-9375

Nothnagle.com/R228128

Open Sunday 7/28 from 12:30-2pm

Property Source #R228174

The home of your drea at your finge

Property Source #

Any Smart Any Time. m.nothnag Geneseo $244,900

Linda Wilson Associate Real Estate Broker

545-4428

Nothnagle.com/R194407

Please call the phone number on the ad

Property Source #R194411

10

Linda Wilson Associate Real Estate Broker

545-4428

Nothnagle.com/R228174

545-4428

Nothnagle.com/R194411

Property Source #R224157

Alfie McKeown Associate Real Estate Broker

Property Source #R229139

545-4428

Nothnagle.com/R226791

Linda Wilson Associate Real Estate Broker

545-4428

Nothnagle.com/R227788

Charming colonial home!! Home with so many improvements. Visit this magnificent '11 kitchen. Parts of the roof have been done in '12, BR's remodeled, New BA, stamped concrete patio,Entertain! Must see!!

292-8500 PC82667 Brenda Swanger Real Estate Salesperson

315-2734

Nothnagle.com/R229139

Open Sunday 7/28 from 1-3pm

Property Source #R226770

Property Source #R228162

Murray $124,900

Vinyl sided 3 BR, 2 BA colonial! Large LR, formal dining with sliding door to patio, large master bedroom with walk-in closet, enclosed front porch, 1-car detached garage, central air, 200 amp circuit breakers.292-8500 PC50357.

opportunity knocks! Brick ext,3/2 BR Dble.All sep util w/8c blk gar generating addnl $500mth, property includes addnl lot at 155 Spencer St.rents can be higher.Can be packaged w/142 spencer mls#r203325.2928500 PC43547.

Associate Real Estate Broker

414-9375

Rochester $45,000

Rochester $75,000

Linda Wilson

Nothnagle Agents Get M The End Result: You Get

Nothnagle.com/

Property Source #R227788

Property Source #R226791

Well Maintained, 3BR 2 full BA ranch! Home situated on over 2AC backing up to canandaigua outlet,eat-in kit/dining combo, FR w/Blt-In's, breezeway rm, 2 c att gar.,12 crse W/O Bsmt, 2 yr old T/O roof, new h2o.

C/A'09 292-8500 PC95447.

Associate Real Estate Broker

Cottage Pretty Ext w/ flowering bushes & perenials.patio area, immac int condition,gumwood trim, hdwds, many thermopanes, sunny liv rm, decorative fplc, mstr, walk-up full attic, stor, mudrm entry. 2928500 PC88687

Well Maintained Brick &Vinyl sided.. 3BR,1.5BA colonial, nice LRw/hdwds&Blt-In's&gas FP,DR w/Blt-In's, roof T/O 3yrs, All mech's updated within last 7yrs, backup generator, 2.5 car gar , encld porch with door to deck.292-8500 PC55347.

Lyons $110,000

Linda Wilson

Greece $97,900

Greece $155,000

Vinyl sided 4 bdrm 3 full bath ranch! Room to roam.

All situated on 4.67ac, Includes:Grt rm w/cathedral ceil'gs, many skylights, hrdwds,eat-in kit w/hickory cabinets,2 c att gar,3 c det, addnl out building near road! 292-8500 PC95377.

Property Source #R221759

Rochester $59,900

Linda Wilson Associate Real Estate Broker

545-4428

Nothnagle.com/R224157

Rochester $50,000

Rochester $57,500

Completely Redone! Nothing to do but move in & unpack in this 2 bdrm 1.5 bath colonial. large kitchen with plenty of cabinets, living & dining. open front porch. one car detached garage. 292-8500 PC31797.

3 bdrm 1 bath Colonial! Eat-in kitchen, formal dining & living rm with ntrl wood trim. enclosed front porch, 2 car detached garage. property currently rented @ $760 per month.292-8500 PC43527.

Charming 2 bdrm 1 bath Colonial! Formal dining & living room with hdwd floors, ntrl wood trim, wood burning fireplace. beautifully landscapted yard. open front porch. 2 car detached garage.292-8500 PC 54937.

Linda Wilson Associate Real Estate Broker

545-4428

Nothnagle.com/R228162

Linda Wilson Associate Real Estate Broker

545-4428

Nothnagle.com/R226770

Clarendon $89,900

Vacant lot Tax id # 342600099-000-0002-013-002 Vacant lot of 100x217 to the east also included. TAXES to be Verified. Roof 4 yrs. old. 292-8500 PC17247 Brenda Swanger Real Estate Salesperson

315-2734

Nothnagle.com/R221759

Call a Nothnagle Agent to Advertise on Our Website

CALL: Any local agent or 899-MOVE

www.nothnagle.com

VISIT: Nothnagle.com JOIN: JoinNothnagle.com

Nothnagle Agents Get More. The End Result: You Get More!

Property Source #R223197

Chili $139,900

Irondequoit $98,000

Sparkling and newly updated thruout! 4BD,1.5BA home. Kit offers gran &all appl's incl, LR,DR,& FR, MBR, Xtra lg lndry rm,Office/den or poss 5th BR, T/O roof, wndws, furn& HW heater all in the last 5yrs C/A, 2c gar +more 292-8500 PC86137

Super Buy Well kept 3 BR Ranch w/att garage in secluded neighborhood - all hdwd flrs plus new carpet, paint, & bath. New tear-off roof, furnace - all appliances - full basement w/FP. 292-8500 PC15187.

Irmgard Hahn Real Estate Salesperson

350-8810

Nothnagle.com/R227407

Property Source #R228339

Cathy Chrisley Associate Real Estate Broker

208-4873

Nothnagle.com/R223197

Open Sunday 7/28 from 1-3pm

Property Source #R209832

Property Source #R228773

Property Source #R222352

Ogden $244,900

Mary Lobene Real Estate Salesperson

352-8529

Nothnagle.com/R228339

Joanne Bocach Associate Real Estate Broker

415-6107

Nothnagle.com/R228773

e ams is ertips

Greece $189,900

YOUR DREAM HOUSE HAS JUST BEEN LISTED!Unique stucco & stone ext w/porch.Open flr plan w/2-story foyer, 9'ceilings,STUNNING maple kit,Grt RM w/stone gas FP, MSTR, Fin bsmt w/ IN-LAW possibilities+more 292-8500 PC66457.

$50,000+ priced under Assessment!2468SF,4BR,2.5BA, eat-in-kit, formal DR&LR, FR w/ 2 sided FP, 3 season rm w/ FP, fin w/o bsmt, IG pool with safety cover, hrdwds under carpets, Work needed -Sold in "as is" condition.292-8500 PC86087.

Open Sunday 8/4 from 1-3 pm

y local agent or 899-MOVE thnagle.com nNothnagle.com

Greece $279,900

Henrietta $129,900

Step inside this Gracious,Spacious.. Warm&Welcom ing Custom Colonial updated in&out.Former Builders Model Offers: 3 C Gar, 3.5BA, Mstr, Prof fin LL(not incl in sq ftage), 4th BR has full BA for In-Law or teen Suite+More! 292-8500 PC14257

Joy Sherry Associate Real Estate Broker

755-9148

Mascot Built Contemporary Colonial With Picturesque side porch,Hrdwds in LR & DR, vaulted FR w/skylights, stone FP (gas insert), hrdwds & builtins,Updated kit, sunroom, deck & pool. Mstr & 1st flr lndry +More.292-8500 PC19427.

755-9148

Joy Sherry

Nothnagle.com/R209832

Nothnagle.com/R222352

Associate Real Estate Broker

Property Source #R219332

Property Source #R227433

Property Source #R220462

Greece $144,900

Gates $169,900

70 Mendota Drive - In-Law Possibilities! Spacious 3/5 BR Split, 2056sf. 1st flr laundry, 2 BRs, BA, LR + FR. Country Kit w/Corian sink, new counters. Appl's included. 3 BRs & BA on 2nd flr + Fin Bsmt w/rec room & Half BA. 292-8500 PC07527 Barbara Bittlingmaier Associate Real Estate Broker

746-7272

Nothnagle.com/R220462

Associate Real Estate Broker

Open Saturday 7/27 from 1-3pm Property Source #R228915

Greece $134,900

CLASSIC COLONIAL! Picturesque priv setting! 4BR, 2.5BA w/possible 5th BR on 1st flr, fireplaced FR 3season rm w/gas stove. Mstr w/2 WI's, deck w/hotub &screened gazebo.Lot backs to Brook Lea CC+more 292-8500 PC03537.

Joy Sherry

755-9148

Unique Colonial! Many surprising features!

Mechanics, wndws,roof all within 5yrs.Kit opens to HUGE FR, Formal DR, LR w/ blt-In's & 2nd FP, 2 full BA's, hrdwds, lush landscaping, IG pool,patio+more!

292-8500 PC46157.

755-9148

Joy Sherry

Nothnagle.com/R219332

Nothnagle.com/R227433

Associate Real Estate Broker

Open Sunday 7/28 from 1-3pm

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Open Sunday 7/28 from 1-3pm

Property Source #R227407

Property Source #R211611

Property Source #R221172

Phone.

gle.com Rochester $76,000

Greece $99,900

Lovingly maintained 3 bdrm Colonial! Gumwood trim & hrdwds, Includes newer kit, v.siding, furn & C/A, deck, 2.5 car gar w/ sep elec panel, service pit, Lg yrd, All appl's Incl, Heated encld porch not incl the sq ftage 292-8500 PC78117

More.

More!

Trish Re Real Estate Salesperson

Property Source #R227902

329-8639

Nothnagle.com/R228915

Joy Sherry Associate Real Estate Broker

755-9148

Open Sunday 8/4 from 1-3pm

Real Estate Salesperson

734-4706

Nothnagle.com/R227902

Property Source #R228242

Noemi Williams Real Estate Salesperson

734-4706

Nothnagle.com/R228624

Property Source #R222464

Property Source #R222176

Gates $109,900

Super Spacious vinyl sided Raised Ranch! 3 good sized BRs and 1.5 updated BAs. Kit & formal DR w/new wood laminate floor. LR, HUGE FR, LARGE lndry rm w/ walkout to 2 CAR GAR. Private fenced yard, deck. Roof recently done. 292-8500 PC83447 Joy Sherry Associate Real Estate Broker

755-9148

Nothnagle.com/

New Price!! Your going to love this very spac 3BR,2.5BA unit.Brooklea CC is across the ST.,The association includes a pool +more Http://www.Youtube.

Com/Watch?v=p1 Ja3 Evvrhg & Feature=youtu.Be 292-8500 PC18927 Jon Knapp Associate Real Estate Broker

506-6281

Nothnagle.com/R222176

Toni Sells Toni Sells Toni Connors

Associate Real Estate Broker, GRI, CRS, CSP, Luxury, Realtor

Another Choice…Not Just Another Realtor

Caring Enough to Negotiate the Highest Price for Your Home!

Greece $94,900

Greece $71,900

Great Price for the size! Very nice 3BR,1.5 BA Colonial, DR,LR w/ WB FP, spacious family rm off kitchen leading to huge deck w/a gazebo, hrdwds, stainless steel appliances, part finished basement,1c garage. 292-8500 PC54387.

Noemi Williams Real Estate Salesperson

734-4706

Nothnagle.com/R228242

Great starter home! 3 bdrm,1 bath front to back split level,Finished lower level,eat-in kitchen,fully private fenced yard. Roof 5 yrs old,H2O 1 yr old, Furnace 2 weeks old.On Busline! 292-8500 PC77197.

Noemi Williams Real Estate Salesperson

734-4706

Nothnagle.com/R222464

(585) 314-TONI (585) 389-4011 tconnors@nothnagle.com You Need to call Toni Now!

Please call the phone number on the ad

Noemi Williams

Nothnagle.com/R211611

Associate Real Estate Broker

Greece $119,900

Gates $94,900

Well kept! 3 BR,1.5 BA Split with large eat-in kit, spacious living room, LL FR w/ door leading to patio,part fenced yard, att 1 c garage, nice hardwoods thruout,finished rec room. A must see! 292-8500 PC72937.

755-9148

Joy Sherry

Nothnagle.com/R221172

Property Source #

Webster $197,500

Sweet Colonial Featuring an encld porch complete w/a swing! New oak kit &ALL Appl's STAY. LR & DR offer new bamboo mocha hrdwds HUGE Mstr w/3 closets & BA, Many newer windows & roof done'06 +more.292-8500 PC70877.

Open Saturday 7/27 from 1-3pm

Property Source #R228624

Impressive and tastefully decorated! 2BR, 2BA ranch in a 55+ community w/walking trails.Offers an open flr plan w/2 story foyer, Cathedraled grt rm, eat-in kit, Mstr w/WI, 1st flr lndry, 2 c gar, NO HOA FEES, A Gem! 292-8500 PC57477.

Greece $79,900

It's All Here Ready For You To Enjoy! Beautifully done 2BR, 1.5BA Townhome with att gar and full bsmnt w/ rec rm, Cathedral GRT room w/2 skylights, Oak Kit w/ hrdwds,Formal DR, priv deck, Mstr w/WI CULDESAC LOCATION! 292-8500 PC09387.

11

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Property Source #R225505

Property Source #R215034

Property Source #R223942

Chili $264,900

279-8010

Tim Myers

PropertySourceOnline.com/R225505

Associate Real Estate Broker

279-8010

Tim Myers

PropertySourceOnline.com/R223942

Associate Real Estate Broker

Just Reduced!

West Bloomfield

Wonderful country property! Ranch home in exceptional condition. 3 BR. 1.5 baths, nice eat in kitchen, hardwood floors, partially fin walkout basement, 3.2 acres of organic gardens, lovely flower beds. Detached garage/barn..

Perfect In Law or teen suite layout! 1st flr BR with full BA, WI closet and combined kitchenette/LR with frplce separated from the main house by French doors. Main home has 4 good sized BRs, 2.5 BAs, lg eatin Oak kit.

24' ABG pool & deck

Motivated Seller Property Source #R228132

Bristol $124,900

Greece $174,900

You can't build and.. Get all of these amenities for this price! Open 1st flr layout w/9' ceilings,a beautiful kit, Morning room w/hrdwd,FR. 1st flr lndry, 4 lg BR's incl a MSTR w/WI, fully fin bsmt w/BA&kitchenette+more

Property Source #R185029

Marilyn Beicke Associate Real Estate Broker

230-3928

PropertySourceOnline.com/R215034

$99,900

Adorable country home 1+ acre, 3 bedrooms, 1.5 baths, 1st floor laundry, nice spacious eat in kitchen, ample cabinets, nice sun room, roof 5 years old, new thermopane windows, new septic..

230-3928

Marilyn Beicke

PropertySourceOnline.com/R185029

Associate Real Estate Broker

Property Source #R221707

Property Source #R214970

Property Source #R227816

Greece $94,900 Greece $174,900

279-8010 PropertySourceOnline.com/R228132

Tim Myers Associate Real Estate Broker

Property Source #R228250

Nice affordable end unit! Just painted. Small neighborhood. convenient location close to expressway, Eastview mall, shopping .2 bedrooms and 1.5 baths Open porch view overlooking stream. Large lot...

Reduced! Beautiful 3BR, 1.5BA Split Level home is deceiving from the road! LL FR w/ a gas FP powder rm, and wet bar area.Florida rm, patio. Vinyl windows throughout,new roof in'12,new lam flr kit, ABG pool

279-8010 PropertySourceOnline.com/R227816

Tim Myers Associate Real Estate Broker

Property Source #R214650

Move-in Ready - Gorgeous Inside & Out! Nice Newer Windows. C/A-'10, Roof-'00. Efficient Kit OPEN to Dining Area w/built-in hutch. Hrdwds. Breezeway. Att Oversized Gar w/Opener. Covered Patio w/built-in gas grill. Fin bsmt w/Powder Room.

Farmington $79,900

Parma $143,900

Immediate Possession/Spacious! 4BR,3.5BA, v. sided Colonial. FR w/new w/w carpet 4/13&wdbrng FP, new lam flr in the EI kit, formal DR,LR, Fin bsmnt with a full BA & kitchenette, Mstr w/WI,C/ A,furn&hw'06,roof'09,AG pool!+MORE!

Marilyn Beicke Associate Real Estate Broker

230-3928

PropertySourceOnline.com/R214970

Call Ken Currie in a Hurry

764-2200 PropertySourceOnline.com/R221707

Ken Currie Associate Real Estate Broker

Fairport Electric!

Property Source #R219056

Property Source #R228249

Greece $94,900

Victor $364,900

Hard to find Ranch end unit! The major items that have been recently updated-High eff furn'11, HW heater'11, C/A'12, vinyl windows'99, dishwasher '04, gar door opener '05, new disposal &SS microwave, Immediate possession!

279-8010

Tim Myers

PropertySourceOnline.com/R228250

Associate Real Estate Broker

Please call the phone number on the ad

Property Source #R223002

12

Property Source #R219100

317-5758

PropertySourceOnline.com/R223002

317-5758

Seneca Lake!

Country Estate! Soaring vaulted ceilings, skylights, natural wood, hrdwd & ceramic floors. Unique angular designs make this a truly outstanding. Country living on 4 acres, minutes from the mall & several major routes.

Associate Real Estate Broker

820-6160

PropertySourceOnline.com/R219056

Rick Visca Associate Real Estate Broker

Property Source #R228691

Chili $259,900

Brighton $134,900

If you've been waiting for a Victoria.. This is your chance! Union Station's most popular model is avail now! Soaring ceilg's, the signature waterfall strcse,morning room, classic cherry cabinetry w/gour Isl,formal LR,& DR,FR w/gas FP+MORE!.

Cute as a Button Ranch! Great location- close Ellison Park. Spacious eat-in kit. HUGE GR w/wdbfp. 2 good sized BRs. Updated furnace / ac, windows, roof, siding & new front door. Freshly painted. Att gar. Move in ready!.

Sharon Gersey Associate Real Estate Broker

455-3769

PropertySourceOnline.com/R228249

820-6160

PropertySourceOnline.com/R227854

Angela Penkin Real Estate Salesperson

746-2897

PropertySourceOnline.com/R228691

Property Source #R229043

Property Source #R228449

Property Source #R208769

Henrietta $289,900

Jon Kammerdiener

Associate Real Estate Broker

Property Source #R227854

PropertySourceOnline.com/R219100

Associate Real Estate Broker

4 Acres!

Property Source #R228212

Sharon Gersey

Priced to Move! Lovely 5 BR cape w/hrdwds galore on 1st floor under carpet! 1st flr master! Spacious FR w/ wbfp & opens to DR + morning rm! Newer: Roof, Furnace, C/A, windows, H2O & some appl's! Park-like backyard!

Lori McAlees

Spectacular Move in Condition 2 Story Att in-law or teen suite w/own entrance - Fresh painted & Handicap Accessible. 4 BR, 2.5 BA, original hrdwds, LR w/built-ins, all bathrooms tastefully updated. Parklike yard w/patio leading to IG pool.

Great flexible floor plan! 4/5BR, 2.5BA,E-I kit,FR w/WB FP,& vaulted ceiling w/skylights, DR,Office,&LR,(could be 1st flr BR).newly refin Hrdwd flooring,Mstr w/ WI,Part fin bsmt,Gorgeous bkyrd w/IG pool..Pool's Open! &lg deck..

Irondequoit $124,900

Won't last long! Professional landscaping & dramatic 2-story foyer welcome you into this stunning home!

Meticulously maintained inside & out! Great in-law possibility w/1st flr BR&full BA! Popular Open Flr plan!

Associate Real Estate Broker

PropertySourceOnline.com/R214650

Associate Real Estate Broker

Webster $274,900

Lori McAlees

317-5758

Lori McAlees

Perinton $220,000

Perinton $249,900

Stunning 3-car Colonial home! On cul-de-sac w/ wndws galore & breathtaking view! Profess landscaping & 2-story foyer welcome you into this meticulously maintained home inside & out! Popular open flr plan w/ 9'ceilings, Must See!

755-6190

PropertySourceOnline.com/R228212

Greece $94,900

Torrey $264,900

Jon Kammerdiener Associate Real Estate Broker

755-6190

PropertySourceOnline.com/R208769

Rochester $79,900

Large wooded private yard.. For under $100! 3BR Ranch needs TLC, but offers hrdwds,T/Oroof '06, updated BA, Part of the rear yrd is fully fncd'02, Lots of elbow rm between house & property line for for home improvemt! Potential!.

Great Level Lakefront - NO STEPS Beach to launch kayak/canoe. Permanent dock w/3000 lb covered boat hoist. Vinyl sided & new roof. New aerobic septic.

Water line extended to 168' - special ceramic intake filter. Lots of wildlife!.

Angela Penkin

Real Estate Salesperson

746-2897

PropertySourceOnline.com/R228449

Your story starts here! Storybook oozes warmth &charm.Sunny patio & fnced yrd.Grt flr plan loaded w/updates.E-I Kit,LR,4BR's or 3BR's+den Hrdwds,T/ Oroof '07, gutters'07,gar door opener & Raynor gar door'08,kit updates+MORE Angela Penkin Real Estate Salesperson

746-2897

PropertySourceOnline.com/R229043

each office independently owned and operated.

C

C A N N A N

G R O U P

Helping you find your way home.

279-8040

2171 Monroe Avenue Rochester, New York 14618 Property Source #R224135

TheCannanGroup.com

Plus

SALE PENDING

Property Source #R213279

Property Source #R223207

Penfield $600,000

Exceptional attention to detail! Meticulously maintained & upgraded executive style ranch,open concept flr plan, Vast rms w/soaring ceil'gs,fireplc'd FR, chef's kit, Mstr& guest suite,4BR's&3.5BA's,W/O LL,Deck&patio, 2.7ac,3.5c gar.

Penfield $550,000

Stately Brick Colonial! On a priv 2.8acre cul-de-sac lot,4106sf home w/spectacular layout,loaded w/impressive details,from the circular strcase &2nd flr balc to the lux 1st flr mstr w/priv deck. Exquisite landscaping + more.

279-8040

279-8040

PropertySourceOnline.com/R224135 Property Source #R228724

Perinton $375,000

Better than new! Meticulously Maint & upgraded 3000SqFt home will take your breath away! Backs to Town Greenspace,Offers ideal open flr plan w/soaring ceil'gs&HW Flrs, cherry&gran Kit,stunning fin W/O LL, Mstr +MORE.

279-8040

PropertySourceOnline.com/R213279

PropertySourceOnline.com/R223207

Property Source #R227893

Open Sunday 7/28 from 1-3 pm Property Source #R226864

Mendon $355,000

Spectacular 3000+SF Colonial Soft Contemp flare, E-I Kit which opens to fplcd FR,has been updated w/granite,1st flr Mstr w/gas FP+more,3Addnl BR's & 2.5BA's, Fin w/o LL,Florida Rm, 1st flr Lndry & 3c gar on a 1+Ac cul-de-sac lot!.

Perinton $350,000

Won't last at this price! Beautiful, well maintained 4BR, 2.5BA Colonial on quiet cul-desac str,1st flr Mstr, E-I Kit,2 story FR w/gas FP, Formal LR,DR,1st flr lndry,13 course bsmnt, 2c gar, deck, priv yrd, Fairport Elec+MORE.

279-8040

Property Source #R228413

279-8040

PropertySourceOnline.com/R227893

PropertySourceOnline.com/R226864

Property Source #R212918

Perinton $300,000

Great 3400+ Sq Ft Colonial Wonderful neighborhood across from Midvale CC, E-I Kit w/ gran opens to frpl'd FR, Florida rm,Formal LR&DR,lndry & mud rm/office complete 1st flr, Mstr w/WI &more, new roof, hrdwds+ spac yrd w/patio.

Property Source #R227918

Honeoye Falls

$225,000

Beautifully Restored! 2890sf Queen Anne style home featuring refinished white oak floors w/dec mahogany inlay, leaded glass doors, stained glass window, tin ceiling & many more original details! 4BR's 3BA's, 2c garage.

279-8040

Property Source #R224579

Henrietta $159,900

Upgrades Galore! Beautifully updated '07 Built Colonial! 3 BR, 2.5 BA home Offers Maple Kit, Hrdwds Galore, Over the top Mstr BA, C/A, All high end Kit appl's incl, the list goes on!

Call today for a private viewing!.

279-8040

Chili $129,900

279-8040

PropertySourceOnline.com/R228047

The pride of ownership shows! Meticulously maintained Entress blt Colonial! priv fully fncd rear yrd w/ IG pool, patios & deck. hrdwds thruout, updated Cherry&Gran E-I kit,FR w/WB FP,Formal LR,DR,3BR's,w/a huge Mstr,w/o bsmt.

279-8040

PropertySourceOnline.com/R202510 Property Source #R207239

Meticulously maintained! There is truly nothing to do but move in! Enjoy easy living in this Ranch home w/ hrdwds thruout the LR,E-I Kit&BR's,new BA,covered porch, rear patio priv yrd,2c att gar,v.siding,new furn,C/A+more.

Gates $145,000

279-8040

PropertySourceOnline.com/R225217 Property Source #R228047

279-8040

PropertySourceOnline.com/R227918

PropertySourceOnline.com/R224579 Property Source #R216787

Irondequoit $96,900

Adorable West Irondequoit Colonial! Siding, thermal pane windows, newer furn & H2O, new ext & overhead gar doors! Open flr plan, LR, 1st flr office/Den, DR, deck, E-I Kit. Addn'l 200sf in finished LL, 3BRs + MORE!.

279-8040

PropertySourceOnline.com/R207239

Greece $94,900

Beautiful Colonial Located across from Adeline Park.Hrdwds thruout &custom inlay in DR.Open flr plan, LR w/bay wndw, E-I Kit w/SS appl's, 3BRs incl's Mstr,updated BA,C/A+V. siding, fncd rear yrd w/shed/outbuilding+More.

279-8040

PropertySourceOnline.com/R216787

Please call the phone number on the ad

Convenient location! Within walking distance to the village! Fantastic home w/cathedral ceil'gs in the LR,DR, E-I Kit w/Appl's,Frplc'd FR, patio.Priv landscaped yrd, IG pool,deck&shed, 4BR's,2BA's,220SF in fin LL.

Set in a wonderful existing neighborhood! With mature trees,the desirable flr plan in this 2000SF Colonial affords easy entertaining&convenient living! Eat-In Kit w/ gran, frplc'd FR,1st flr office,Upstrs-3BR's w/WI's,2BA's incl's Mstr+ MORE!.

PropertySourceOnline.com/R212918 Property Source #R202510

Fairport $207,000

Chili $220,000

279-8040

PropertySourceOnline.com/R228413 Property Source #R225217

Penfield $320,900

Stunning Colonial W/ all the amenties! Shows like a model! Bamboo flrs w/dec tile inlay,Open floor plan, Eat-In Kitchen, morning rm, fireplaced FR, LR/office, Formal DR & 2 story foyer. 3BR's, a Mstr ste, Upgraded BA's, 2nd flr lndry+MORE!.

279-8040

PropertySourceOnline.com/R228724

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

T H E

13

kwroc.com kwrocwest.com

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Keller Williams O y n n e A of My Listi o t p U e v ngs Mo Your Home for FRE l l e S l l ’ I d E* an To Discuss the Sale of Your Home call Debbie at 585-362-8905 Or get a FREE Special Report that details the inner workings of this exclusive offer at

www.tradeupwithus.com

*Terms and conditions apply.

Open Sunday 7/28 from 1-3pm Property Source #R224238

Brighton

AWESOME Ranch/Cape cod Evans Farm neighborhood! 3BR(1st Flr),1.5 BA home is situated on.70Acre, Hrdwds, Formal LR&DR ,Mantled FP,Deck Profess landscaped,Full walk up attic,1st flr lndry,E-I Kit,Orig owners! 2 c att gar,

899-0805

PropertySourceOnline.com/R224238

New Home!

Property Source #R220354

Debbie Renna-Hynes CBR, 2007 Realtor Associate of the Year

Open Sunday 7/28 from 1-3pm Property Source #R216116

Greece

MILLION DOLLAR VIEW! Unique 3 BR 2 BA 1594sf Split opposite Cranberry Pond. Upgraded kit & BAs, New flooring, Lg open LR+DR. French doors lead to deck! Fresh paint, Attic, plenty of storage, 3 CAR GAR! Home Warranty!

899-0805

PropertySourceOnline.com/R216116

Property Source #R225860

Property Source #R227828

Property Source #R202753

Webster

“The Saratoga” can be built.. On this rare 1/2 acre Webster site,beach access&2nd flr water views.Use our builder or bring your own.The Saratoga can be Blt w/3,4or5BR’s& with/w/o Bonus Rm.Price shown is for 4BR’s w/unfin BonusRm.

899-0805

PropertySourceOnline.com/R202753

Conesus

Why build?When you can have this.. Wonderful home 15 Ac&pond!

Ranch style home was completely rebuilt ‘11 from foundation up. superior wall sys /bsmt,2BR’s&BA,W/O Bsmt not incl in sqft.Upstairs wonderful open flr plan,3BR’s 2BA’s+MORE!

899-0805

PropertySourceOnline.com/R220354

Property Source #R220570

Walworth

1996 Colonial built by “Better Homes” Features 1728sqft of living space to include 4BR,2.5BA’s.Greeted w/cer tile flr foyer.Fresh paint, Formal LR,DR,Brazil hrdwds LR,Pergo,cer tile+new WtoW thru out.Kit features eating area,FRw/FP,+More .

899-0805

PropertySourceOnline.com/R220570

Perinton

Awesome house for sale! Beautiful RANCH home on a 3ac site has its own private pond w/ fountain.You will love the OPEN FLOOR plan,formal dining area w/great room,1st flr laundry room.

Immaculate 3BR, 2full BA,Updates+MORE!

899-0805

PropertySourceOnline.com/R225860

Webster

5 ACRES! Own a piece of Webster History! 6BR house blt on 5.09 ac was constr Circa.1860 by Charles Whiting, builder of “The White House”in Webster Park.The orig owner of the property. 2 c gar+6 out buildings.

899-0805

PropertySourceOnline.com/R227828

Property Source #R228109

Penfield

Awesome house 4 sale! Wonderful Split has SPACE! Enter the lovely double frt doors this home has 3/4 BR’S,Formal living w/vaulted ceil’g,WB stone FP,Dining area, FR, Mstr,2.5BA’s, fresh paint Int,Maple Kit,deck &pool+MORE.

899-0805

PropertySourceOnline.com/R228109

Please call the phone number on the ad

Fixed vs. Adjustable Rate Mortgages

14

Fixed-Rate Mortgage A Fixed-Rate Mortgage applies the same interest rate toward monthly loan payments for the life of the loan. Fixed-rate mortgages are more straightforward and easier to understand than Adjustable Rate Mortgages (ARMs), are more secure for the buyer, and are popular with first-time homebuyers.

Since the risk to the lender is higher, fixedrate mortgages generally have higher interest rates than ARMs. For example, a lender can offer a 30year fixed loan to a homebuyer at a 7.0% interest rate. The loan is locked in to the 7.0% interest rate, even if the market interest rate rises to 9.0%. Conversely, if the market interest rate decreases to 5.5%, the borrower will continue to pay the 7% interest rate.

homebuyer’s principal and interest payment will adjust periodically based on fluctuations in the interest rate.

For example, a lender could offer a 30year ARM loan to a homebuyer at an initial 6.5% interest rate. During an adjustment period for the ARM loan, the market Fixed-Rate considerations include: interest rate could rise to 8.0%, resulting • Higher initial monthly payments in a significantly larger interest payment. compared to those of adjustable rate Similarly, the market interest rate could mortgages. decrease to 6.0%, resulting in lower interest • Less flexibility payments.

Fixed-Rate benefits include: • No change in monthly principal and interest payments regardless of fluctuations in interest rates.

• More stability may give you “peace-ofmind”

Adjustable Rate Mortgage An Adjustable Rate Mortgage (ARM) does not apply the same interest rate toward monthly payments for the life of the loan.

Throughout the life of that loan, the

amount due to lower initial interest rates.

• Lower interest payments if the interest rate drops over time.

• Interest rate caps limit the maximum interest payment allowed for the loan.

ARM considerations include: • Initial lower interest rate and monthly payments are temporary and apply to the first adjustment period. Typically, the interest rate will rise after the initial adjustment period.

• Higher interest payments if the interest rate rises over time.

ARM benefits include: • Initial payments lower due to lower beginning interest rate, usually about 2 PropertySourceOnline.com percentage points below the fixed rate.

Mortgage Center • Ability to qualify for a higher loan

kwroc.com kwrocwest.com

Keller Williams

Real Estate Broker

585-738-3516 • SharonQ.com Property Source #R227850

Property Source #R198173

Brighton $399,900

Greece $335,900

Privacy and beauty in this treed lined setting! Over 4,000 sq.ft. home is room for the whole family, 4 bedrooms, 4.5 baths, all oversized room, spacious enclosed sun porch to enjoy on quiet summer evenings, full finished basement, two fireplaces..

738-3516

Sharon Quataert

PropertySourceOnline.com/R227850

Real Estate Broker

Property Source #R198458

Property Source #R228079

738-3516

PropertySourceOnline.com/R198458

Property Source #R223903

Real Estate Broker

738-3516

Property Source #R227676

738-3516

PropertySourceOnline.com/R223903

Real Estate Broker

PropertySourceOnline.com/R228729

Real Estate Broker

Property Source #R228772

738-3516

PropertySourceOnline.com/R227676

Greece $159,900

Popular Ranch! Step saving ranch located on culde-sac! Make this popular plan your home today, 3 bedrooms, 2 full baths, spacious bayed eat-in kitchen with door leading to private paver patio..

PropertySourceOnline.com/R227059

Real Estate Broker

Property Source #R229032

Clarkson $79,900

Convenience and comfort in one level living! Fantastic 1568 sq ft Ranch, huge family room w/ gas fireplace, spacious living room, eat in kitchen w/ hardwoods, private rear deck, central air, full bathroom in the basement. Convenient neighborhood.

Real Estate Broker

738-3516

Sharon Quataert

Greece $124,900

Sharon Quataert

PropertySourceOnline.com/R224398

Real Estate Broker

Property Source #R227059

738-3516

Sharon Quataert

738-3516

Sharon Quataert

Park like Setting on 1.6 acres! Spacious ranch, large family rm w/wood burning stove, cozy living rm w/ frpl & finished lower level w/firpl. Quality construction together with your added updates could make this a dream home to enjoy..

Everything you need is on one floor! Spacious all brick 4 bedroom ranch features 2 full baths, fireplaced living room and separate family room with slider to rear patio, in ground pool to enjoy this summer, Spencerport Schools..

Sharon Quataert

Immaculate colonial totally remodeled from top to bottom in desirable neighborhood. Old world, 4 bdrms, 2 full baths, fam rm w/fireplace, den/office, lrg kit, hrdwd flrs, 3 season room, mature treed yard.

Greece $164,900

Ogden $129,900

Spacious ranch waiting for you! Great beginnings start here for you and your family! 3/4 bedroom split, 2.5 baths, beautiful hardwood floors, fireplaced family room with slider leading to rear deck to enjoy this summer.

PropertySourceOnline.com/R165425

Real Estate Broker

Property Source #R228729

PropertySourceOnline.com/R228079

Real Estate Broker

738-3516

Sharon Quataert

Welcome to your new HOME! 4/5 bedroom colonial w/all the amenities, 1st flr bdrm/office, beautiful hardwood flrs in liv & din rm, eat-in kitchen w/Zodiac counters, enjoy the above ground pool & 2 tiered deck this summer..

Sharon Quataert

Canandaigua $199,900

Luxury Townhomes in Greece! IT'S HERE! The most beautiful area of Greece featuring quality craftsman design. High caliber standards, several plans to choose from. Ranches and Capes all nestled in the woods..

Greece $174,900

Greece $139,900

Sharon Quataert

PropertySourceOnline.com/R198173

Real Estate Broker

Ogden Heights Subdivision 55+ community of ranches and cape cod style custom built homes by Marc Mar Homes. Starting prices at $155,000, luxury home amenities at affordable prices, CALL TODAY for standards and map..

Real Estate Broker

738-3516

Sharon Quataert

Property Source #R224398

Greece $273,900

Chatham Estates Subdivision! Unsurpassed quality meets extraordinary design! Custom 2013 RANCH! High end finishes, soaring ceilings, an entertainers dream. Call Sharon for all the details..

Ogden $189,000

Sharon Quataert

Property Source #R165425

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Sharon Quataert and Associates Make Your Move With Confidence!

738-3516

PropertySourceOnline.com/R228772

Looking For Land!! 41 acres zoned residential. All utilities are onsite. 900 feet of frontage. Convenient location. Call for more information..

Sharon Quataert Real Estate Broker

738-3516

PropertySourceOnline.com/R229032

What Type of Mortgage is Best for You? a substantial down payment in return for a below market interest rate. Another form of a buy-down is one in which the seller offers 3-2-1 interest payment plans or pays closing costs such as the origination fee. During times of high interest rates buy-downs may induce buyers to purchase property they might otherwise not have purchased.

Balloon Mortgage Mortgage with a final lump sum payment that is greater than preceding payments and Closed-End Mortgage A mortgage principal amount that is fixed pays the loan in full. and cannot be increased during the life of the Biweekly Mortgage loan.

A loan requiring payments of principal and interest at two-week intervals. This type of Convertible Mortgage loan amortizes much faster than monthly An adjustable rate mortgage (ARM) that payment loans. The payment for a biweekly allows a borrower to switch to a fixed-rate mortgage is half what a monthly payment mortgage at a specified point in the loan term. would be.

Fifteen-Year Mortgage A loan with a term of 15 years. Although the Buy-Down A type of mortgage which requires the buyer monthly payment on a 15-year mortgage is to pay additional discount points or make higher than that of a 30-year mortgage, the

amount of interest paid over the life of the Reverse Annuity Mortgage loan is substantially less.

A type of mortgage loan in which the lender makes periodic payments to the borrower.

Fixed-Rate Mortgage A mortgage whose rate remains constant The borrower’s equity in the home is used as security for the loan. throughout the life of the mortgage.

Graduated Payment Mortgage (GPM) A fixed-interest loan with lower payments in the early years than in the later years. The amount of the payment gradually increases over a period of time and then levels off at a payment sufficient to pay off the loan over the remaining amortization period.

Second Mortgage A loan that is junior to a primary or first mortgage and often has a higher interest rate and a shorter term.

Variable Rate Mortgage (VRM) A variable or flexible rate mortgage with an interest rate that varies according to the financial index it is based upon. To limit the Home Equity Loan A mortgage on the borrower’s principal borrower’s risk, the ARM may have a payresidence, usually for the purpose of making ment or rate cap. home improvements or debt consolidation.

Open-End Mortgage A mortgage allowing the borrower to receive PropertySourceOnline.com advances of principal from the lender during Mortgage Center the life of the loan.

Please call the phone number on the ad

Adjustable Rate Mortgage (ARM) A variable or flexible rate mortgage with an interest rate that varies according to the financial index it is based upon. To limit the borrower’s risk, the ARM may have a payment or rate cap.

15

Pittsford (585) 381-7322 Spencerport (585) 352-4896

Prudential Discover Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Real Estate

Property Source #R219728

Beautiful Property Source #R193730

Ogden $324,000

Chili $269,900

Pride of Ownership EAT IN KITCHEN WITH LARGE BREAKFAST BAR, FORMAL DINING ROOM, ELEGANT GREAT ROOM WITH CATHEDRAL CEILINGS AND GAS FIREPLACE, MASTER BEDROOM SUITE WITH WALK IN CLOSET,DEN/OFFICE AREA, FINISHED BASEMENT

352-4896

Al Honan

PropertySourceOnline.com/R219728

Real Estate Salesperson

Property Source #R210816

Waterfront Property Source #R213874

Webster $264,900

Stunning Former Home-arama Home Meticously maintained with numerous upgrades, new garage door & opener, Commercial/Industrial Epoxy garage floor. 1st flr bedroom/den/office, family room w/gas fireplace Maintenance free deck Laurie Orlop Real Estate Salesperson

352-4896

PropertySourceOnline.com/R193730

Open Sunday 7/28 from 2-4pm

Open Sunday 7/28 from 2-4pm Property Source #R221461

Canandaigua $243,900

Boating Enthusiast's Dream Home Private marina.

Wide open floor plan, newly renovated gourmet kitchen w/island. Great rm features fireplace, loads of natural light, access to large rear deck. Private/wooded rear lot. Finished bsmt.

Lisa & Jeff West Real Estate Salespersons

352-4896

PropertySourceOnline.com/R213874

Property Source #R223426

Elegant! 2 story foyer. Sliders to backyard. Modern, open floor plan. Master suite with huge walk-in closet and master bath. Can view other segments of virtual tour through YouTube page. Immediate possession.

352-4896

Dennis Levandowski

PropertySourceOnline.com/R221461

Real Estate Broker

Property Source #R223976

Property Source #R191682

Greece $229,900

Greece $184,900

Exceptionally maintained home! 3 BR 2.5 BA. Open 2-story foyer Eat-in kitchen includes ALL appliances incl washer/dryer. Granite counters, island & pantry.

Double doors lead to spacious master w/walk-in closet & private full bath.

352-4896

Lisa & Jeff West

PropertySourceOnline.com/R210816

Real Estate Salespersons

Waterfront!

Spencerport $164,900

Don't Miss This One! Huge insulated, heated garage.

Freshly painted interior walls, some new carpeting. 12 course basement with drylock. 2x6 construction. 200 amp electric in house. Plus garage has it's own service.

352-4896

Dennis Levandowski

PropertySourceOnline.com/R191682

Real Estate Broker

Bart Mandarano Real Estate Salesperson

352-4896

PropertySourceOnline.com/R223426

Property Source #R226118

Property Source #R213520

Ogden $149,900

Great Location Large wooded lot. Greenhouse included. Low inexpensive electric. Large split, flowing floor plan with hardwood floors. Large attached garage. Gas fireplace. A must see.

New Listing 5 Bedroom 2 Bath colonial located in Spencerport School District. Formal dining room, 2 car attached garage, and appliances are included.

Mary Jo Fess Associate Real Estate Broker

381-7322

PropertySourceOnline.com/R223976

Property Source #R227812

Property Source #R218210

Spencerport $127,900 Wolcott $139,900

House on water! Enclosed porch. Florida room facing water. 75 foot L-shaped dock. Marty Mint, Real Estate Salesperson

352-4896

PropertySourceOnline.com/R218210 Property Source #R216955

Updates! Updated Ranch freshly painted inside & out! Granite kitchen counters. Furnace 2007, C/A installed 2010. Recently upgraded 200 AMP elec svc, newly installed double-wide blktp driveway, paver walk.

Lisa & Jeff West Real Estate Salespersons

352-4896

Dennis Levandowski

PropertySourceOnline.com/R213520

Real Estate Broker

Property Source #R212707

Penfield $119,900

352-4896

Jennifer Skuza Real Estate Salesperson

352-4896

PropertySourceOnline.com/R226118

Property Source #R221748

352-4896

Laurie Orlop Real Estate Salesperson

Irondequoit $114,900

Almost an acre in Greece! Beautiful park-like yard with shed, patio & enclosed porch. BRAND NEW KITCHEN! Formal dining room, living room, 1.5 baths.

Nice sized bedrooms all on same level. Central air and wood burning fp.

Lisa & Jeff West Real Estate Salespersons

Property Source #R227878

352-4896

PropertySourceOnline.com/R227812

Property Source #R226955

Greece $118,000

Many Updates 3/4 Bedroom 1 Bath Split Level. Many updates, fresh paint in most rooms, finished basement, fully fenced yard, 1 car attached garage. Don't miss this one! Call now! Matt Levandowski, Real Estate Salesperson PropertySourceOnline.com/R212707

Gates $122,900

A lot of house! Freshly painted, new carpet, new doors, newer furnace, and hardwood floors. Updated full bath, Spencerport schools. Family room with fireplace and sliding glass doors to beautiful park like back yard.

Well maintained home with several updates Refinished hardwood floors,updated baths.

'13. Back room with full bath could be used as an office or rec room. Finished basement has a workshop and sliding doors to divide the basement.

Greece $119,900

PropertySourceOnline.com/R216955

Property Source #R226759

Irondequoit $122,900

Immediate Possession Ranch style, easy living in the village of Spencerport, walking distance to everything.

Long time owner - Well cared for. Large open living room. Some newer windows. Newer dishwasher and roof.

352-4896

PropertySourceOnline.com/R221748

REDUCED TO $99,900

Wow! Spacious Cape w/ Country Kitchen 1st flr den/ bdrm, enclosed sunporch, fully fenced yard, loads of updates since 2006! Updates include 200 amp electric, gas fireplace, high eff. furnace, powder rm, main bath, ht water, and many more!

Mary Jo Fess Associate Real Estate Broker

381-7322

PropertySourceOnline.com/R226955

Property Source #R225895

Please call the phone number on the ad

Property Source #R216032

16

Greece $112,900

Hamlin $104,900

Great Location! Wooded lot, family rooms, living room, formal dining room, eat in kitchen, full basement, large attached 2 car garage. House needs some work but livable.

352-4896

Dennis Levandowski

PropertySourceOnline.com/R226759

Real Estate Broker

Property Source #R223880

Amy Merrill Real Estate Salesperson

Phelps $92,900

Real Estate Broker

352-4896

PropertySourceOnline.com/R227878

Property Source #R227853

352-4896

PropertySourceOnline.com/R223880

Al Honan Real Estate Salesperson

Real Estate Salesperson

352-4896

PropertySourceOnline.com/R216032

Property Source #R203587

381-7322

PropertySourceOnline.com/R227853

Priced $16K below assessment! New roof 2011. H2O tank new within the past year. Fireplaced family room.

Hardwoods beneath living room, bedrooms and hall carpeting. Partially finished basement. Large partially fenced lot.

Lisa West Real Estate Salespersons

Greece $79,900

Completely Remodeled 08'-New Kitchen 11'- New insulation, siding with decorative brick, some new windows, sliding glass door leading you to 140 square foot covered trex deck. Nice size lot with mature trees.

Laurie Orlop Real Estate Salesperson

352-4896

PropertySourceOnline.com/R225895

Property Source #R209104

Carlton $82,900

Move In Ready This Pristine Colonial Located in the Culver Merchant Neighborhood has gum wood Trim, Gleaming Hardwood Floors,updated Bathroom, Spacious Kitchen with Appliances Included and a Formal Dining Room.

Timothy Key

Gates $99,000

Close to Everything 3 Bedroom Ranch Home features hardwood flooring, freshly painted interior, corian counter tops, wood burning fireplace, built in shelving, tons of closets and storage, walk up attic for extra storage.

Rochester $84,900

Great country setting Over 5 acres partially fenced for horses. Phelps schools - Geneva taxes. Qualifies for U.S.D.A. financing. Open floor plan, cathedral ceilings, newer hot water tank, private deck, large out building.

Dennis Levandowski

Gates $99,900

1st Floor Living Nice finished hardwd flrs throughout.

The open living room boasts a wood burning fireplace.

Kitchen is open to seperate dining room that has slider glass doors to the patio. Oversized attached garage.

352-4896

PropertySourceOnline.com/R203587

Very Nice Home Beautiful hardwood floors through out home. Beautiful gas fireplace, backyard fully fenced. Numerous updates: Roof, furnace, water heater, dishwasher, garbage disposal, painting exterior.

Bart Mandarano Real Estate Salesperson

352-4896

PropertySourceOnline.com/R209104

Pittsford (585) 381-7322 Spencerport (585) 352-4896

Prudential Discover

Real Estate

Property Source #R226336

Irondequoit $79,900

One Story Living Central air, replacement windows, all appliances, partially finished basement, deck, shed, fully fenced yard and maintenance free vinyl exterior.

Brand new driveway 2012, all steel exterior doors.

Lisa & Jeff West Real Estate Salespersons

Greece $79,900

352-4896

352-4896

PropertySourceOnline.com/R226336 Property Source #R227321

352-4896

PropertySourceOnline.com/R224706

Property Source #R224762

Gus Zaso Associate Real Estate Broker

352-4896

Lisa & Jeff West

PropertySourceOnline.com/R227321

Real Estate Salespersons

Property Source #R223840

New Listing Home has 2 full baths. Large master bedroom with a walk in closet. Fast possession Gus Zaso Associate Real Estate Broker

352-4896

352-4896

PropertySourceOnline.com/R226396 Property Source #R219478

Rochester $64,900 Reduced Ranch - 3 bedroom 2.5 baths convereted to garage with extra kitchen and bath!

Joe DaSilva Real Estate Salesperson

352-4896

PropertySourceOnline.com/R196542

Property Source #R228869

352-4896

PropertySourceOnline.com/R223840

Timothy Key Real Estate Salesperson

Rochester $42,000

Nature Lovers! Updated mechanics roof 2007 furnace 2010,hot water tank 2011. This private wooded property borders NY State lands designated as wildlife management area. Built in Tree Stand/Hut for Deer/ Bear hunting.

Michelle Legg Real Estate Salesperson

381-7322

PropertySourceOnline.com/R219478

Property Source #R222341

Italy $49,900

Very Cute! Must See! Great starter home! Wooded Lot, Almost all newer windows, newer roof, furnace is 7 years old, walkout basement, patio, first floor laundry. Very open lot with a shed, garden, 1 car garage. Matt Levandowski, Real Estate Salesperson

PropertySourceOnline.com/R224762

Spacious This Spacious Ranch includes Hardwood Floors,Fireplace,Florida Room with Porch and Glass Block Windows.Close to the Border of Irondequoit.

This Ranch need TLC Priced Below ASSESSED VALUE!

Irondequoit $64,900

Shelby $57,900

Rochester $59,900

352-4896

Geneva $74,900

Cute home! Beautiful landscaping all the way around! 3 good sized bedrooms and a full bath all on the first floor. The basement has a workshop and PLENTY of room for storage or could even be finished! Matt Levandowski, Real Estate Salesperson

PropertySourceOnline.com/R218391

Property Source #R196542

Renovated 2 BR 1 BA Cape Kitchen features new cabinetry, granite counter, backsplash, hood fan & flooring. Fresh paint, lighting & fixtures throughout.

New carpeting in living room & bedrooms. Vinyl replacement windows.

Quiet 3 BR 1 BA Cape on quiet dead end street.

Furnace & central air 2010, water heater 6 months new. Detached 1-car garage + carport. Fully fenced rear yard.

Real Estate Salespersons

Move Right In Move in condition-interior just paintednewer w/w carpeting in 2 bedrooms-other carpet professionally cleaned.New bathroom floor.Private yard.

Large garage with attached shed with electricity.

Rochester $65,900

Greece $72,800

Lisa & Jeff West

Property Source #R226396

Gates $74,900

House in Great Shape! Must See! Newer flrs, paint, and windws for the encld frnt porch, living rm, and dining rm. 2 bedrooms, smaller bedroom has 1 closet and the larger bedroom has 2 closets. Fin rm in bsmnt with AC and heat! Matt Levandowski, Real Estate Salesperson

PropertySourceOnline.com/R214795

Property Source #R224706

Property Source #R218391

381-7322

PropertySourceOnline.com/R228869

As I See It

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Property Source #R214795

Very Nice property with many amenities Gumwood trim, hardwood floors throughout, Dining, living rooms, master suite with two walkin closets, some replacement windows, furnace is newer 2006, hot water tank 2012, 2 full baths.

Bridget Massaro Real Estate Salesperson

352-4896

PropertySourceOnline.com/R222341

By Lana Torre

Interior Designer, Evergreen Interiors

Just Peachy! for peaches that are about to drop from the tree or have very few twigs attached. The fruit is ready for picking when the flesh just gives a bit when squeezed. Peaches can bruise very easily, so never squeeze too hard. Just a gentle squeeze is perfect. If you find peaches that have dents or rough spots, they have fallen victim to the nasty stink bug. The bugs will bother the fruit early in the development stages, but will never alter the taste, so they are fine to eat. If you are shopping at the store for peaches, smell them and feel them. They should not be too soft and should smell like a peach - go figure. They will be fine left in the fridge for 7-10 days. If you want to soften up hard peaches, put them in a brown

bag, they will soften, but will not get any riper.

A medium peach has about 40 all good calories. With zero fat, sodium, and cholesterol and plenty of fiber and vitamin A, it is a perfect summer treat.

If your kidlet wants to grow his or her personal peach tree, it’s easily done.

Eat the peach, save and clean the pit.

Place the pit in a plastic bag in the fridge until autumn. On a sunny fall day, when there is nothing to do, reach for your peach pit, dig a hole and bury it 5-6 inches below the soil line, water. In the spring you should see some growth and in a very few years, you will have peaches.

I love, love peach salsa, and as my gift to you, here’s the recipe:

- 1/2 cup each green pepper, red pepper diced, - 1/2 red onion diced - 1/2 cup torn cilantro - 1 jalapeno minced - Juice of one lime - 2-3 cups peeled, diced peaches - Salt and pepper to taste, hot sauce to taste I never really follow recipes, just mix chopped peaches with chopped peppers, add acid, then season, it will be delicious.

Evergreen Interiors 585-223-8776 LanaTorre@aol.com LanaTorre.com

Please call the phone number on the ad

It is that time of year, time to enjoy an old friend. The sweet, juicy peach is about to arrive. The world’s oldest cultivated fruit, originally grown in China, the peach is both delicious and nutritious. There are two main types of peaches, the freestone and the clingstone. The freestone peach is much easier to work with, especially for pie making. The flesh of the fruit easily separates from the pit. The clingstone peach can be a pain in the kitchen because it is more difficult to separate from the pit, causing more waste. Even the colors of the flesh can differ, white being a bit sweeter fruit than the golden variety.

How do we pick a peach? If you are picking peaches at a peach farm, look

17

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

The Property Source

More details at PropertySourceOnline.com

Type in Property Source #

TM

Open Sunday 7/28 from 3-4:30pm

REDUCED $20K - Quiet Neighborhood Street Freshly updated + painted w/newly ref natural wood floors.

New roof, windows & vinyl siding. Ready to move in!

Possible In-law/student apt. Space for serious entertaining inside & out. Lg fenced yard.

LOOK at this house! Picture perfect, GREAT curb appeal! 3 Story Split w/ 4 BR's with sep Mstr on 3rd level,So many new features including siding, most windows, garage door, roof venting, fresh paint, light fixtures&A/C

729-0966

Michelle Ladd

PropertySourceOnline.com/R228941

Real Estate Broker

Property Source #R207304

Pittsford $259,900

Gates $134,900

webpage: NickGlamack.Realtor.com • email: Nick.Glamack@Realtor.com

(585) 721-3577

Open Sunday 7/28 from 2-4pm Property Source #R224961

Property Source #R228941

760-3880

Gini Denninger

PropertySourceOnline.com/R224961

Real Estate Broker

Open Sunday 7/28 from 1-2:30pm

Property Source #

Property Source #R224832

Back on Market!

Property Source #R228222

Irondequoit $114,900

3 BR, 1.5 BA Side Split! Att 2.5c end load gar! Eat-in Oak kit w/dinette, 3 season rm! Lg LR w/gas frplce!

BRs w/hrdwds! Huge FR. Newer windows and extra insulation in attic! Tankless H2O! Triple wide driveway!

RGE $160/mo!.

Bloomfield $117,900 3 Bedroom colonial close to Village! Nice lot with 2 sheds backs to farm land. 2 car garage and more..

721-3577

Nick Glamack

PropertySourceOnline.com/R207304

Real Estate Broker

721-3577

Nick Glamack

PropertySourceOnline.com/

Real Estate Broker

Irondequoit $104,900

Upgrades!

Rarely Available Ranch w/ Attached Garage! Eat-in Kitchen, nice size LR and 3 BRs. Part fin bsmt w/ half bath. Newer roof! Newer high eff furnace with C/A! Back yard has a nice covered patio that overlooks nice yard and pine trees..

721-3577

PropertySourceOnline.com/R199905

City NE

Real Estate Broker

PropertySourceOnline.com/R228222

Real Estate Broker

Property Source #R228142

721-3577

PropertySourceOnline.com/R211563

Fairport $262,900

Nice Cape with hrdwd and laminate Roof upgraded 5 years ago, thermopanes windows installed 4 years ago, finished attic and bsmt. Backyard has an enclosed porch. Appliances included. 10 Minutes to Charlotte Beach. 292-8500 PC81467

$64,900

Bausch + Lomb Area I'll pay you! 3 BR Lower unit, 2 BR Upper unit. 2300sf! $64,900.

Nick Glamack

760-3880

Gini Denninger

Greece $86,000

Rochester $72,900

Real Estate Broker

PropertySourceOnline.com/R224832

Real Estate Broker

Freshly Painted In & Out This large home is set on a double lot in a lovely Brighton neighborhood. Close to everything! Move right in! Motivated seller!

Property Source #R215788

Property Source #R211563

Nick Glamack

729-0966

Michelle Ladd

2 Family!

Property Source #R199905

Brighton $159,900

129 Burwell Road Classic 3 BR, 1 Full Bath, 1368sf Colonial with detached garage. Vinyl Siding and more.

Call this place home!

Rich Fogarty Associate Real Estate Broker

737-5720

Nothnagle.com/R215788

Classic Village Charm! Beautifully updated 1910 Colonial loc in the heart of Fairport Village,LR w/wb FP,hrdwds, pocket doors, heated sunrm/den,Formal DR,crwn molding, pic wndws,E-I kit,MSTR, Fin bsmnt&attic,Low Fpt electr.

Sharon Gersey Associate Real Estate Broker

820-6160

PropertySourceOnline.com/R228142

Rental Communities Brockport

gates

gates

Gates

Gates

greece

greece

Greece

Willowbrooke Manor

Chase Woods Manor

LeChase Manor

White Oaks West

Larkin Creek

Windsor Gardens

2 BR townhomes. New kitchens/appliances, AC, wall to wall carpet, full basement.

1 & 2 BR apartments, Spacious floorplan, wall to wall carpet, laundry in building, storage.

The Park at Hickory Commons

Spanish Gardens

1 & 2 BR apartments 2 BR townhomes. Near SUNY Brockport, free cable.

1 & 2 BR. Cable, WiFi, A/C, clubhouse, business & fitness centers.

1 & 2 BR. Heat & hot water, laundry in building, convenient location, pet friendly.

1, 2, 3 BR, air, clubhouse, fitness center, playground, pool, pet friendly.

1 & 2 BR apartments and 2 BR townhomes, spacious, walk to beach, pets welcome.

(585) 563-1129

(585) 621-5440

Studio,1, 2 & 3 BR apartments, fitness center, heated pool, clubhouse, pets allowed.

henrietta

Henrietta

Henrietta

PENFIELD

PITTSFORD

spencerport

Victor

WEBSTER

Erie Station Village

Wedgewood on the Green

Wedgewood West

Cambridge Heights

Woodland Manor

Daniels Creek

BRAND NEW luxury 2 & 3 bedroom townhomes, attached garage.

Pittsford Village Estates

Crossroads

Studio, 1 & 2 BR. College housing, heat & hot water, wall to wall carpet, storage.

Please call the phone number on the ad

(585) 637-3400

18

1, 2 & 3 BR apts, 2 & 3 BR townhomes, lofts & studios. Washer/dryer, central heat /AC, ponds.

(585) 334-6870 Brockport Brockport Crossing

1 & 2 BR apartments, 2 & 3 BR townhomes, private entrance, air, pet friendly.

(585) 637-5341 gates

Chase Woods Manor

2 BR townhomes. New kitchens/appliances, AC, wall to wall carpet, full basement.

(585) 247-3070

(585) 247-3070

Studio, 1 & 2 BR. Pool, convenient location, wall to wall carpet, storage.

(585) 426-0030

(585) 697-1770

(585) 377-2300

(585) 334-9704

(585) 334-4910

gates

greece

henrietta

1 & 2 BR apartments, spacious floorplan, wall to wall carpet, laundry in building, storage.

1, 2 BR apartments, 2 BR townhomes. Air, cable, garage, storage, concierge service.

1& 2 BR apartments.

Country like setting, Internet, pool.

LeChase Manor

(585) 426-0030 gates

Westview Commons

1 & 2 BR apartments, private entrance, cable, garage, fitness center, pool, clubhouse.

(585) 594-1261

Newcastle

(585) 225-3177 greece

Spanish Gardens

1, 2 BR apartments, 2 BR townhomes. Spacious, walk to beach, pets welcome.

(585) 621-5440

Henrietta Highlands

(585) 426-2808

1, 2, 3 BR, heat & hot water and garage included, pets welcome.

(585) 381-3520 Irondequoit King's Court

1 & 2 BR apartments, heat & hot water included, central air intercom, entries.

(585) 334-1050

(585) 544-5340

henrietta

Irondequoit

1, 2 & 3 BR apts, 2 & 3 BR townhomes, lofts & studios. Washer/dryer, central heat /AC, ponds.

1 & 2 BR apartments, intercom entries, central air, heat & hot water included.

Erie Station Village

(585) 334-6870

East Ridge Manor

(585) 266-6180

1 & 2 BR apartments, 2 & 3 BR townhomes.

Air, laundry on-site, playground

(585) 352-0546

Studio, 1 & 2 BR, first floor laundry, hot water included, pet friendly.

(585) 924-5376

(585) 594-4343

1, 2, 3 BR, free cable, air, walk-in closets, fitness center, pool and pet friendly.

(585) 671-1380

Penfield

Pittsford

1 & 2 BR, quiet park-like setting, rent includes heat & hot water, air, storage, covered parking.

1 & 2 BR Rent includes heat, hot water & carport, air conditioning, Pittsford Schools.

NEW luxury 1, 2 & 3 BR apartments and 2 BR townhomes, gourmet kitchen, free golf.

Pittsford

Spencerport

Webster

1, 2, 3 BR apartments Rent includes heat, hot water and garage, pets welcome.

1 & 2 BR apartments, 2 & 3 BR townhomes.

Air, laundry on-site, playground

2 & 3 BR attached garage, gourmet kitchen, air, clubhouse, fitness center, pool.

Penfield Village

(585) 586-2210

Pittsford Village Estates

(585) 381-3520

Pittsford Garden

(585) 385-2450

Crossroads

(585) 352-0546

Victor

Saratoga Crossing

(585) 398-2717

North Ponds

(585) 545-4800

The Property Source

TM

Type in Property Source #

Property Source #R223985

William Ross Pieper Broker/Owner SRES

®

Because Your Agent Matters Rochester $29,900

Greece $75,900

3BR cape cod UNIQUE& INTERESTING FEATURES including:9'ceil'gs, E-I kit, sunken FR, deck & fnced yrd, lg BR's +more!

Currently rented at below market rates for $600/mth to mth, to long term tenant 292-8500 PC17817.

Outstanding Value! 1418sf, 3 BR, renovated bath for $75,900! Large kitchen w/open floor plan, Roof 5 years old, Vinyl siding, garage, 1-year home warranty!

MUST SEE!.

339-3966

944-0118

Lisa Lanni

Nothnagle.com/R221717

(585) 254-2693 (o) • (585) 230-5370 (c) bill@WilliamRossRealty.com WilliamRossRealty.com

PropertySourceOnline.com/R223985

Real Estate Salesperson

Property Source #R213957

Making dreams come true.

Property Source #R222576

Locally Owned and operated with a commitment to providing exceptional service.

Pittsford $229,900

919 Winton Road S., Rochester, NY 14618

www.eastcapmortgage.com • 585.697.1500 Registered Mortgage Broker - NYS Banking Dept. - Loans Arranged by third party lenders

Brighton $149,900

Traditional Cape Cod! In the heart of the village,updated kit overlooking the rear yard w/ the creek,Large rooms w/ 1st flr BR's, wonderful cape cod features,exterior cosmetic are to be addressed when the weather permits.

GREAT LITTLE NEIGHBORHOOD! Neat floor plan. Lg FR off rear of the house. Good size galley Kit w/good cabinet space. 1st floor laundry. WBFP LR. Bedrooms all good size. Some updates. A great house with some cosmetic needs..

230-5370

Bill Pieper

230-5370

Bill Pieper

PropertySourceOnline.com/R213957

Real Estate Broker

PropertySourceOnline.com/R222576

Real Estate Broker

Property Source #R221052

Property Source #R226532

Fully Insured • Free Estimates • Evening & Weekend Service

Hilton $125,000

40 gallon A.O. Smith water heater installed for as low as

Lima $119,999

Touched by tradition!Many updates done. New main bath, doors, windows, furnace, h2o & great front porch. Huge LR & form DR. Back staircase to the FR or In-home office. Huge car garage w/rear overhead door to fenced yard.

230-5370

Bill Pieper

PropertySourceOnline.com/R221052

Real Estate Broker

$595!

GREAT HOUSE WITH UPDATES! BATHROOM REDONE FAB! HARDWOODS, NEW CARPETS, PAINTED THROUGHOUT. GREAT DECK OVER LOOKING PARK LIKE SETTING. 2 CAR GARAGE WITH WORKSHOP..

230-5370

Bill Pieper

Property Source Online • Volume 17 Issue 15 • July 24 - August 7, 2013

Property Source #R221717

More details at PropertySourceOnline.com

PropertySourceOnline.com/R226532

Real Estate Broker

Fairport Electric!

Property Source #R221597

Property Source #R221049

Irondequoit $99,500

Document: 911031.pdf;Date: Feb 05, 2013 08:37:13

“BUILD YOUR BARDEN” Bryan M. OWN Patane (585) 545-8699 And Save Thousands!

Perinton $71,000

WONDERFUL CARED FOR RANCH Newer windows and flooring, both interior and exterior doors, updated lighting + electric panel box. New H2O. Very nice floor plan. Open Kitchen, LR. Great enclosed porch to rear yard..

Bill Pieper Real Estate Broker

SHOWN WITH PRIDE! Open style 1 BR unit with many updates like windows, Furnace (Fairport Electric), A/C too. All appliances included. Storage and Laundry in the complex..

230-5370

Bill Pieper

PropertySourceOnline.com/R221597

Real Estate Broker

230-5370

PropertySourceOnline.com/R221049

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19

Sam Morreale & Danielle Riley Real Estate Salesperson 339-3966 | smorreale@nothnagle.com

Associate Real Estate Broker 339-3965 | driley@nothnagle.com

Sam is a Sales Platinum Award Winner Every Year Since Inception! Ranked # 14 out of 8000 Realtors in the Country for transactions in 2008 (Wall Street Journal) & Top 25 agent at Nothnagle since 1998!

Samantha Sharkey Associate Real Estate Broker 339.3920

Jay Coddington Real Estate Salesperson 339.3923

Deborah Vinci-Camp Associate Real Estate Broker 339.3922

Jennifer LaRoche Real Estate Salesperson 339.3926

Grant Pettrone Real Estate Salesperson 339.3928

Danielle is One of New York State’s youngest real estate brokers!

Property Source #R223151

Open Sunday 7/28 from 1-3pm

Property Source #R228134

Property Source #R220382

Greece $299,900 3BR, 2.5BA CUSTOM BUILT ranch! In IMPECCABLE CONDITION! Includes: siding w/brick accent, syn deck & gazebo, tray ceilings/ MBR & DR, fin bsmt w/kit, FR, Den, Gorgeous landscaping, All Appl's+more, EXECUTIVE QUALITY 292-8500 PC22447.

339-3966

Nothnagle.com/R223151 Property Source #R221380

Irondequoit $254,900

SIMPLY PUT .. This 4BR, 2.5, 2-level ranch is SPECTACULAR! Includes: NEW arch roof, custom kit & baths, NEW HE boiler, 2 story FP, TOTALLY RENOVATED, 2nd kit in LL, .78 acre lot on cul-sac+MORE 292-8500 PC 07127.

339-3966

Nothnagle.com/R220382

Air Conditioning!

Ellison Park!

Property Source #R227943

Penfield $230,000 CUSTOM BUILT, 2BR, 2.5BA ranch Has a full stone ext,12 crse bsmnt, covered entry porch, patio,1st flr lndry w/2nd kit,Florida rm w/FP,LRw/ blt-in 42' flat screen TV, Pella wndws, ALL mod kit/lndry appl' s,C/A +more 292-8500 PC54407.

339-3966

Nothnagle.com/R228134 Property Source #R223294

Brighton $219,900 START HERE! Unbelievable home.. On an unbelievable setting!

Includes:'91 build, dble cul-de-sac,landscaping,cathedral ceilg's in LR&office addition,deck, remodeled kit w/gran,Your back yrd adjoins Ellison Park+More 292-8500 PC51807.

339-3966

Nothnagle.com/R227943 Property Source #R220555

Property Source #R224946

Greece $144,900 3/4BR, center-split VERY NICE CONDITION! Includes:newly remodeled kit w/oak flrs,new hrdwds in LR/DR,crwn mldings,new lam flr FR,siding w/part brick front, frt porch, remodeled BA & powdr rm&WB FP+MORE 292-8500 PC16657.

339-3966

Nothnagle.com/R221380

Just Listed!

Property Source #R228809

Rochester $104,900 WOW! 30 years worth... Of PRIDE OF OWNERSHIP in this 3BR, 1.5BA colonial! Includes:HOT LOCATION,V. siding, Pace T/O wndws, fncd yrd,porch,ecl foyer,C/A, gumwood, leaded glass, wb FP, 1st flr den/off +MORE! 292-8500 PC77857.

339-3966

Nothnagle.com/R228809

Price Slashed!

Property Source #R221590

Rochester $79,900 EXCEPTIONALLY NICE! 3/4 BR colonial w/all components of a 2nd BA in bsmt, SQ footage does not incl poss 4th BR or FR on fin 3rd flr, Includes:siding, natural woodwork, STUNNING kit w/ appl's,porch+more 292-8500 PC17277.

339-3966

Nothnagle.com/R221590

Just Listed!

Irondequoit $134,900 CLASSIC brick colonial! Filled w/tons of Olde World charm has 3 BR's w/poss.4th on the fin 3rd Flr, includes:1.5 BA's,fin bsmt w/WB FP, natural wdwork,Hrdwds,WB FP/LR, leaded glass, remodeled kit, 2c gar 292-8500 PC33857.

Nothnagle.com/R224946

Open Sunday 7/28 from 1-3pm Property Source #R226324

Irondequoit $94,900

3BR Ranch/ MOVE-IN CONDITION Backs up to Seneca Park Zoo! Includes: siding,screened porch, 6yr new roof, 3yr new A/C&HE Furn, new carpet LR & hallway, hrdwds, kit Appl's, att gar w/opener &Avail for immed Occ! 292-8500 PC43837.

339-3966

Nothnagle.com/R226324

Just Listed!

Greece $129,900 3BR, 2BA Ranch In very nice condition! includes; brick front, new Trex deck, remodeled kit w/gran, remodeled cer BA's including sit down shower mstr, sunken FR w/ WB FP covered front porch+mores 292-8500 PC 54537.

339-3966

Nothnagle.com/R223294

Just listed!

Summerville living at it's finest! 3BR ranch, V.siding,T/O thermo wndws, eat-in kit w/appl's, hrdwds,new kit flr, cer flr in BA,6 panel vinyl clad int doors,parking, fncd yrd,& solid 1960 constr 292-8500 PC79847.

339-3966

Nothnagle.com/R228946 Property Source #R224313

3BR, 1.5BA Split Level IMMAC CONDITION! In a secluded, wooded & convenient location! Includes: 7yr new HE furn, 3yr new C/A, fin bsmt, NEW driveway, 2yr new h2o tank, hrdwds, fncd yrd, WB FP, 2c att+MORE 292-8500 PC07717.

Nothnagle.com/R220555 Property Source #R223253

Property Source #R228825

Irondequoit $89,900 3BR ranch is READY TO GO! Includes:siding, newly remodeled kit opened up into living giving it a modern look, remodeled bath, convenience to 590, att gar w/ opener, PRICED TO SELL!!! Owner financing avail 292-8500 PC78337.

339-3966

Nothnagle.com/R228825 Property Source #R226744

Property Source #R228946

Irondequoit $79,900

Irondequoit $123,900

Rochester $79,900 VALUE PACKED colonial A BR, full BA& FR on 1st flr, MBR/full Ba on 2nd flr,&1-2 rm knotty pine suite on 3rd flr. Also, natural woodwork, crwn moldings, appl's, deck, siding, & 7yr NEW T/Oroof gutters+more 292-8500 PC28017.

339-3966

Nothnagle.com/R223253

Price Slashed!

Property Source #R225946

Rochester $74,900 3/4 BR colonial In the HOT Culver-Merchants Rd Neighborhood w/ NEW T/O roof w/fully trans warranty! Includes: SG doors to deck, hrdwds, Open Kit, fully fenced yard, 2 car gar, GREAT LIST PRICE +more 292-8500 PC43287.

339-3966

Nothnagle.com/R226744 Property Source #R219791

Rochester $69,900 3BR, Center Entrance Colonial! Blt in 1950 & consists of 1,426SF, Includes: HOT Charlotte location, wraparound deck, rear FR addition, priv fncd yrd, & concrete blk gar,Currently rented and needs a little 'TLC' 292-8500 PC39807 ..

339-3966

Nothnagle.com/R225946 Property Source #R227275

Property Source #R228481

Rochester $61,500 3/4 2-Family! Ideal for an owner-occ! Includes:Off St parking, 2 c det gar,Sep Util, kit Appl's,Gumwood, Lower unit w/wb FP, Upper unit is 2BR, long term/mth to mth tenants& NEGOTIABLE Cert of Occ 292-8500 PC71367.

339-3966

Nothnagle.com/R228481

Rochester $57,900 Move right into this.. 3BR cape cod on a 1/4 acre, parklike setting!

Includes:siding, 2 c gar w/wrkshp & att encl patio, Hrdwds, MOST T/O thermo wndws, 8yr new Furn, bsmt rec rm, remodeled kit & BA +more. 292-8500 PC53027.

339-3966

Nothnagle.com/R224313

Rochester $49,900 TRUE 4BR Cape! PRICED TO SELL!! Includes: hrdwds, siding, fin encld porch, kit/lndry Appl's, 1yr NEW HE furn & H2O, wheelchair ramp (removable), ceramic BA, ample cabs in kit & AVAIL Immediately. 292-8500 PC04677.

339-3966

Nothnagle.com/R219791

Rochester $46,900 START HERE! 2/3 BR colonial! On VERY QUIET Str in HOT Charlotte neighborhood Includes:deep wooded lot, bump-out kit, close to Lake Ontario, currently rented, mth to mth, for $750+util, Need AMPLE SHOWING NOTICE! 292-8500 PC45707.

339-3966

Nothnagle.com/R227275

Any agent can look up the price of a house, but if you want to know the inside scoop on schools, shopping, recreation, traffic, and the over all feel of a neighborhood‌ you want a Local PRO. Find your Local PRO in the Local Info section

PropertySourceOnline.com