608B Capital Group Brochure

608B Capital Funding

Real Estate Debt Fund

757-817-7165

jason@608bcapital.com

This document is confidential and may not be reproduced or redistributed. The information presented herein has been prepared for informational purposes only and is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or fund interest or any financial instrument and is not to be considered investment advice This presentation is for institutional use only and is not to be distributed to any party other than its intended recipient

The following materials present information regarding a proposed creation of a special purpose vehicle (the "Issuer") which would offer securities (the "Securities") to place private commercial loans to be selected and managed by the portfolio manager referred to herein (the "Manager") These materials have been prepared to provide preliminary information about the Issuer and the transactions described herein to a limited number of potential underwriters of the Securities for the sole purpose of assisting them to determine whether they have an interest in underwriting the Securities The views and opinions expressed in this presentation are those of Passivelnvesting com, LLC and PIC Fund I, LLC and are subject to change based on market and other conditions. Although the information presented herein has been obtained from and is based upon sources Passivelnvesting.com and PIC Fund I, LLC believe to be reliable, no representation or warranty, expressed or implied, is made as to the accuracy or completeness of that information. No assurance can be given that the investment objectives described herein will be achieved Reliance upon information in this material is at the sole discretion of the reader This data is for illustrative purposes only Past performance of indices of asset classes does not represent actual returns or volatility of actual accounts or investment managers and should not be viewed as indicative of future results The investments discussed may fluctuate in price or value Investors may get back less than they invested Forward-looking information contained in these materials is subject to certain inherent limitations Such information is information that is not purely historical in nature and may include, among other things, expected structural features, anticipated ratings, proposed or target portfolio composition, proposed diversification or sector investment, specific investment strategies and forecasts of future market or economic conditions The forward-looking information contained herein is based upon certain assumptions, which are unlikely to be consistent with, and may differ materially from, actual events and conditions. In addition, not all relevant events or conditions may have been considered in developing such assumptions. Accordingly, actual results will vary and the variations may be material Prospective investors should understand such assumptions and evaluate whether they are appropriate for their purposes These materials may also contain historical market data; however, historical market trends are not reliable indicators of future market behavior Information in these materials about the Manager, its affiliates and their personnel and affiliates and the historical performance of portfolios it has managed has been supplied by the Manager to provide prospective investors with information as to its general portfolio management experience and may not be viewed as a promise or indicator of the Issuer's future results Such information and its limitations are discussed further in the sections of these materials in which such information is presented Past performance of indices or asset classes does not represent actual returns or volatility of actual accounts or investment managers and should not be viewed as indicative of future results The comparisons herein of the performances of the market indicators, benchmarks or indices may not be meaningful since the constitution and risks associated with each market indicator, benchmark, or index may be significantly different Accordingly, no representation or warranty is made to the sufficiency, relevance, important, appropriateness, completeness, or comprehensiveness of the market data, information, or summaries contained herein for any specific purpose Past performance is not indicative of comparable future results Given the inherent volatility of the securities markets, it should not be assumed that investors will experience returns comparable to those shown here Market and economic conditions may change in the future producing materially different results than those shown here All investments have inherent risks Passivelnvesting com and PIC Fund I, LLC All Rights Reserved No part of this document may be reproduced, stored, or transmitted by any means with the express written consent of Passivelnvesting com and PIC Fund I, LLC

Institutional Quality Investment

The following information is an investment summary provided to prospective investors and others. This information is not an offering to sell either a security or a solicitation to sell a security

At the request of a recipient, the Company will provide a private placement memorandum, subscription agreement and the Limited Liability Company Operating Agreement The Managing Member in no way guarantees the projections contained herein. Real estate values, income, expenses and development costs are all affected by a multitude of forces outside the Managing Member's control. This investment is semi-liquid and only those persons that are able and willing to risk their entire investment should participate Please consult your attorney, CPA and/or professional financial advisor regarding the suitability of an investment by you.

ACCREDITED INVESTORS ONLY

This offering is a SEC Reg D 506(c) and is open to accredited investors only. An accredited investor has either a net worth of $1 million, not including their primary residence, OR an annual income of $200,000 (or $300,000 if married) for the last two years and you have a reasonable expectation that it will continue

SPEED WITHOUT SACRIFICE

INVESTMENT SUMMARY

THE POWER OF COMPOUND INTEREST

Contents What i 608B

IN APRIL OF 2023, 608B C FUNDING. THIS FUND PL GOAL OF THIS FUND IS T (90 DAY LIQUIDITY OPTIO COMPOUNDING. WHEN IN THE PORTFOLIO

is 608B Capital Funding? Capital nding

A SHORT TERM PRIVATE LENDING FUND FOR ACCREDITED INVESTORS

A HARD MONEY LENDING SERVICE FOR FIX AND FLIP LOANS AND BRIDGE LOANS

CAPITAL LAUNCHED THIS SHORT TERM , PRIVATE LENDING FUND CALLED 608B CAPITAL LACES LOANS ON REHAB PROJECT, HOLDING A LIEN POSITION ON THE PROPERTY. THE TO PROVIDE AN AVENUE FOR INVESTORS TO PLACE STAGNANT CAPITAL IN A SEMI-LIQUID ON) FUND PRODUCING 8% TO 10% PREFERRED RETURN WITH AN OPTION FOR MONTHLY YOU INVEST IN THIS FUND YOU WILL BE IMMEDIATELY DIVERSIFIED ACROSS ALL LOANS

Investment Summary

A NEW PRIVATE LENDING OFFERING, THE REAL ESTATE DEBT FUND PROVIDES FLEXIBILITY FOR PASSIVE INVESTORS.

PREFERRED RETURN FOR $25,000 - $99,999

8%* 10%*

PREFERRED RETURN FOR $500,000 OR MORE

PLUS PROFIT SHARE FOR $100,000 - $499,999

90-day $25k

LIQUIDITY

8%* MONTHLY COMPOUNDING AVAILABLE MINIMUM INVESTMENT

*HIGHER RETURN OPTIONS AVAILABLE FOR THOSE INTERESTED IN INVESTING A MINIMUM OF $1 MILLION WITH A 12-MONTH MINIMUM LOCK-UP PERIOD.

How Does the Fund Work?

THOROUGHLY VET BORROWER’S EXPERIENCE, REFERENCES, AND ABILITY TO PAY

OBTAIN INDEPENDENT THIRD-PARTY PROPERTY VALUATION

ORIGINATE LOW-LEVERAGE LOAN SECURED BY FIRST POSITION LIEN

SHORT-TERM SIX MONTH LOAN COMMITMENT

How Is Your Capital Protected?

LOW-LEVERAGE LIEN SECURITIZED BY REAL PROPERTY

BORROWER SIGNS PERSONAL GUARANTEE

CAPITAL IS DIVERSIFIED ACROSS ALL DEBT FUND PROPERTIES AND PROTECTED WITH TITLE

CONSERVATIVE RETURN ON CAPITAL BECAUSE INVESTORS GET PAID FIRST VIA PREFERRED RETURN

SHORT-TERM LOANS ARE PAID OFF PROVIDING INVESTORS ACCESS TO CAPITAL (AS NEEDED*)

Why do WE Like The Fund?

CAPITAL SECURITIZED WITH HARD REAL ESTATE ASSETS

NO LONG-TERM COMMITMENT FOR YOUR CAPITAL, GET YOUR CASH WHEN YOU NEED IT

MONTHLY CASH FLOW DISTRIBUTIONS AND INCREASED ROI WITH MONTHLY COMPOUNDING RETURNS

*SEE PPM FOR FULL DISCLOSURES

Borrower Profiles

LTV - LOAN TO VALUE ARV - AFTER REPAIR VALUE

KEVIN HAS BEEN INVESTING IN THE COLUMBIA, SC MARKET 5+ YEARS. REHAB WALLET IS WORKING WITH HIM ON A 4-PLEX IN COLUMBIA. THE PURCHASE PRICE IS $185,000 AND HE IS PUTTING $15,000 INTO THE REHAB. HIS ARV IS $300,000 WHICH PUTS HIM WELL BELOW THE 70% ARV. HIS EXIT STRATEGY IS TO REFINANCE WITHIN HIS 6 MONTH TERM WITH REHAB WALLET AND GET A TRADITIONAL LOAN. HE WILL KEEP THE PROPERTY FOR CASH FLOW.

Kevin Brad Anna

BRAD HAS BEEN INVESTING IN SINGLE FAMILY HOMES IN THE CHARLESTON, SC MARKET 3+ YEARS. REHAB WALLET FUNDED A LOAN FOR HIM ON A SINGLE FAMILY PROPERTY THAT HAD A PURCHASE PRICE OF $164,000. BRAD PUT 10% DOWN MAKING THE TOTAL LOAN AMOUNT $147,600. HE IS USING HIS OWN MONEY FOR THE REHAB ON THIS PROPERTY. THE ARV IS $256,000 OR 58% LTV. HIS EXIT STRATEGY IS TO FLIP THIS PROPERTY WITHIN OUR 6 MONTH TERM.

ANNA HAS BEEN INVESTING IN THE CAMDEN, SC MARKET FOR 4+ YEARS AND HAS ALSO HAS BEEN AN ACTIVE REAL ESTATE AGENT DURING THIS TIME. HER ABILITY TO GET PRECISE ARV VALUES IS VERY IMPORTANT TO REHAB WALLET DUE TO HER EXPERIENCE AND KNOWLEDGE OF THE AREA BEING AN ACTIVE REALTOR. HER PURCHASE PRICE ON HER LATEST PROJECT IS $48,000 AND SHE NEEDS $72,000 IN REPAIRS. HER EXIT STRATEGY IS TO FLIP THIS PROPERTY IN LESS THAN 4 MONTHS.

FAQ

Q Q Q Q Q Q Q

A A A A A A A

WHAT HAPPENS IF A LOAN DEFAULTS?

WE HOLD FIRST POSITION LIENS WITH IMMEDIATE RIGHTS TO FORECLOSE ONCE FORECLOSED OUR TEAM WILL EITHER WHOLESALE IT TO A WELL-KNOWN REHABBER OR WE HAVE THE OPTION TO REHAB THE PROPERTY OURSELVES AND PUT IT UP FOR SALE TO GET THE PROPERTY OFF OUR BOOKS.

IS MY CAPITAL DIVERSIFIED ACROSS ALL OF THE LOANS IN THE FUND?

YES, THIS PROVIDES LOWER RISK THAN LENDING PRIVATE MONEY ON INDIVIDUAL ASSETS. USING A FUND FOR THIS TYPE OF SETUP IS ESSENTIAL TO REDUCE RISK SINCE YOUR INVESTMENT IS DIVERSIFIED ACROSS ALL LOANS IMMEDIATELY WHEN YOU INVEST IN THE FUND.

HOW DO YOU VET POTENTIAL BORROWERS?

WE USE THE NUMBER OF DEALS THAT A POTENTIAL BORROWER HAS DONE IN THE PAST IF WE DON'T KNOW THEM, WE HAVE THEM SEND HUDS SHOWING PROOF OF THOSE DEALS. THE MAIN FOCUS FOR REHAB WALLET IS THE ASSET. WE ARE ONLY WORKING WITH EXPERIENCED BORROWERS AT THIS TIME.

WHAT REQUIREMENTS DO THE ASSETS HAVE TO MEET?

THE ASSET NEEDS TO MEET OUR GUIDELINES OF 65-75% ARV (AFTER REPAIR VALUE.) OUR MORE EXPERIENCED BORROWERS GET THE HIGHER END OF THAT SPECTRUM OUR FOCUS HAS BEEN LOAN AMOUNTS UNDER $250,000 WITH EXCEPTIONS MADE ONLY TO VERY EXPERIENCED BORROWERS ABOVE THAT NUMBER

HOW DOES THE 90-DAY LIQUIDITY OPTION WORK?

THE LIQUIDITY OPTION ALLOWS YOU TO REQUEST YOUR INVESTMENT OUT OF THE FUND WITH NO PENALTY. WHEN YOU SUBMIT YOUR REQUEST, IT CAN BE FOR YOUR ENTIRE AMOUNT OR JUST A PORTION OF IT. YOUR REQUESTED AMOUNT WILL BE RETURNED TO YOU WITHIN *90 DAYS OR SOONER. *SOME EXCLUSIONS APPLY - SEE PPM FOR DETAILS

HOW LONG DOES IT TAKE TO PLACE MY CAPITAL IN THE FUND TO START EARNING A RETURN?

ONCE YOU SIGN YOUR SUBSCRIPTION DOCUMENTS, YOU WILL WIRE YOUR FUNDS TO OUR COMPANY ESCROW ACCOUNT. YOUR FUNDS WILL SIT IN THIS ESCROW ACCOUNT UNTIL IT IS PLACED INTO A LOAN. IT CAN TAKE UP TO 4-6 WEEKS TO PLACE YOUR CAPITAL INTO THE FUND BEFORE YOU START EARNING INTEREST.

DO I HAVE TO COMPOUND MY RETURN OR CAN I TAKE OUT MONTHLY DISTRIBUTIONS?

YOU ARE NOT REQUIRED TO COMPOUND YOUR MONTHLY RETURN. WHEN SIGNING THE PRIVATE PLACEMENT DOCUMENTS, THERE WILL BE AN OPTION TO SELECT WHETHER YOU WOULD LIKE A MONTHLY DISTRIBUTION SENT VIA ACH EACH MONTH OR IF YOU'D LIKE TO COMPOUND YOUR RETURN. AT ANY TIME YOU CAN CHOOSE TO START/STOP THE COMPOUNDING OR MONTHLY DISTRIBUTIONS.