$OMETHING ofINTERE$T Volume 4 No. 2
A Publication of State Bank of Belle Plaine
President’s Corner...
Where Do We Go From Here? T
he Presidential election is finally over and our televisions are finally free from all of the annoying campaign ads. As we sigh relief, one has to wonder where we go from here. Are we really headed for a fiscal cliff or will our investments and retirement plans be safe in the future. How will we be affected if the tax cuts expire and Government spending continues on its present pace? We all have to search within ourselves and determine what course of action we want to take. No matter which course you select, the State Bank of Belle Plaine will be here for you. As a small business, we have been burdened by numerous banking regulations and are expecting more to come. Our goal is to not let this
December 2012
Small Business Loans Dave VanDien, Senior Loan Officer
regulatory burden get in the way of providing you with exceptional service and value that you expect from us. If you are in need of some financial assistance, please come in and see one of our experienced New Account Representatives or one of our experienced Loan Officers. If you are in need of a loan to purchase a home or refinance your current home, we are here to assist you. We also have funds available to help our agricultural customers in the form of operating loans and land purchases. We offer competitive rates and terms, so check us out. You will be glad you did. The Directors and Staff here at the State Bank of Belle Plaine want to thank you for your loyal patronage and wish you safe travel as the holidays approach. We have a lot to be thankful for and wish to share our thankfulness with you for being our customers.
R
ecession, declining dema nd, higher ta xes, natural disasters, increased competition … seems like business owners can’t find any good news t he se d ays. Ever y where you turn there is some new tax or regulation making it harder and more expensive to do business. The old adage “I’m from the government and I’m here to help” seems to be loud and real!
Paul D. Gatz, President, State Bank of Belle Plaine P
While this is often the case with our state and federal “brethren”, one government agency is truly helping small businesses not only exist, but also expand and thrive. The Small Business Administration (SBA) has a number of loan programs available to assist small and medium sized businesses. In fact, since the current recession began, they have expanded programs to make it easier for businesses to qualify and
Small Business • Page 3
We’re your Hometown, Independent Community Bank
State Bank of Belle Plaine
201 W. Main St., PO Box 87 Belle Plaine, MN 56011 Ph: 952-873-2296 • Fax: 952-873-2877 website: www.statebankbp.com
Kingsway Branch Location 815 W. Main St. Belle Plaine, MN 56011