About Paige Kendziorski
Paige has a passion for providing excellent service to all her clients. A Marketing degree from Grand Valley State University has provided Paige with creative ways to market your home. She has valuable skills to excel in negotiations every step of the way. This, added with a strong background in customer service and local insight, allows Paige to deliver on each of her client’s wishes. She has the knowledge and experience to escort her clients through one of life’s most exciting adventures. Paige’s colleagues and clients know her as authentic, personable and enthusiastic. As an agent at the top performing brokerage in Michigan, Paige has the resources and reach to make all of your real estate dreams come true.
Initial Consultation
discuss agency relationships wants and needs
review agent services market conditions
lending qualifications
Loan Pre-Approval
interview lenders meet with loan officer
provide requested documentation obtain pre-approval letter review loan options and interest rate
Home Shopping
identify and filter online properties
open houses, new construction, for sale by owners agent property tours view, eliminate and prioritize
Offer Preparation
discuss price and terms
review disclosures
review inclusions or exclusions prepare earnest money deposit
Offer Presentation
delivery timing is important presentation & cooperation are key dictated by the listing agent to the Seller
Negotiations/Counter
counter offer
verbal agreement doesn’t count a difficult waiting period while offer is considered
Offer Acceptance
documentation provided to lender application made with lender preliminary title requested
Investigations
perform applicable inspections such as: general home, radon, sewer line, and well & septic inspections. perform due diligence on title, schools, taxes, local area etc.
discuss all findings- go or no-go negotiate any repairs and/or concessions
Other Activities
appraisal conducted and reviewed
underwriting review
title work reviewed
shop homeowner’s insurance
Prep For Closing
review and acknowledge the closing disclosure
schedule utilities to be transferred
complete final walkthrough
obtain cashier’s check or initiate wire
Closing
must be done in person bring driver’s license and funds sign closing documents
COSTS
Prior To Close
Home Inspection
Sewer Line Inspection
Appraisal Fee
Costs To Close down payment
tax prorations
homeowner’s insurance mortgage costs