Finding Your Dream Home with Paige K

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About Paige Kendziorski

Paige has a passion for providing excellent service to all her clients. A Marketing degree from Grand Valley State University has provided Paige with creative ways to market your home. She has valuable skills to excel in negotiations every step of the way. This, added with a strong background in customer service and local insight, allows Paige to deliver on each of her client’s wishes. She has the knowledge and experience to escort her clients through one of life’s most exciting adventures. Paige’s colleagues and clients know her as authentic, personable and enthusiastic. As an agent at the top performing brokerage in Michigan, Paige has the resources and reach to make all of your real estate dreams come true.

Initial Consultation

discuss agency relationships wants and needs

review agent services market conditions

lending qualifications

Loan Pre-Approval

interview lenders meet with loan officer

provide requested documentation obtain pre-approval letter review loan options and interest rate

Home Shopping

identify and filter online properties

open houses, new construction, for sale by owners agent property tours view, eliminate and prioritize

Offer Preparation

discuss price and terms

review disclosures

review inclusions or exclusions prepare earnest money deposit

Offer Presentation

delivery timing is important presentation & cooperation are key dictated by the listing agent to the Seller

Negotiations/Counter

counter offer

verbal agreement doesn’t count a difficult waiting period while offer is considered

Offer Acceptance

documentation provided to lender application made with lender preliminary title requested

Investigations

perform applicable inspections such as: general home, radon, sewer line, and well & septic inspections. perform due diligence on title, schools, taxes, local area etc.

discuss all findings- go or no-go negotiate any repairs and/or concessions

Other Activities

appraisal conducted and reviewed

underwriting review

title work reviewed

shop homeowner’s insurance

Prep For Closing

review and acknowledge the closing disclosure

schedule utilities to be transferred

complete final walkthrough

obtain cashier’s check or initiate wire

Closing

must be done in person bring driver’s license and funds sign closing documents

COSTS

Prior To Close

Home Inspection

Sewer Line Inspection

Appraisal Fee

Costs To Close down payment

tax prorations

homeowner’s insurance mortgage costs

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