The Real Estate Book - Athens, GA 39.1 by Ryan Litts

Athens, Ga & Surrounding Counties HOME & LIFESTYLE GUIDE Volume 39, Issue 1

2+ ACRE JEWEL IN FIVE POINTS AREA! See Page 5

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401 To Advertise Contact Susan Alvarado 770-364-7491

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Offered by Cat Scarborough 706-540-2593 Greater Athens Properties (706) 510-5189

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524 Hill Street, Athens GA

706.613.6040

FIVEPOINTS! 4BD/2BA w/ hwood floors, LR, DR, Den, Bfst Room, Office, fplaces throughout, 2 scrn porches, bsmt $659,000 Brenda 706-714-4509 Text R608479 to 52187

SPACIOUS 4BD/3.5BA w/ LR, FR w/ fpl, Eat-in Kitchen + DR, Ownerʼs BD on 1st, Sunroom, enclosed hot tub room! $335,000 Brenda 706-714-4509 Text R414419 to 52187

5BD/4.5BA HOME w/ fin bsmt on 3+ acres! Lrg GR w/ fpl, gourmet kitchen, DR, Office, full bsmt w/ theater room! $650,000 Brenda 706-714-4509 Text R383111 to 52187

SPACIOUS 4BD/4.5BA contemporary w/ fin bsmt on over 12 acres! GR w/ lrg stone fireplace, Sunroom, office, Ownerʼs BD on 1st, sauna, greenhouse $850,000 Brenda 706-714-4509 Text P758138 to 52187

©2017 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity.

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Get Details Instantly! Text Property Code to 52187 Visit Our Website to view more available properties:

BHHSBlantonProperties.com BEAUTIFUL 2BD/2.5BA CONDO IN THE SEASONS ON ATHENS EASTSIDE. Gleaming hardwoods, granite countertops, built-ins, & a stack stone fireplace. 1 car garage & lots of storage many other units do not offer. Donʼt miss your opportunity to own this beauty for 2018! $209,900 Text R598645 to 52187 Heather McElroy 706-206-5282 GREAT HOME FOR A LARGE FAMILY. 5BD/2BA Upstairs 3 bedrooms,full bathroom, full kitchen, breakfast area, and great room. Downstairs completely finished with 1 bathroom, 2 bedrooms,great room, and full kitchen! The back yard is cookout ready. This one has a deck, granite, tile, brick, and wood floors. Just a great purchase. Call Yasmine 706-5406845 Text P824691 to 52187 FABULOUS HOME LOCATED IN THE CITY OF COMMERCE GA. In walking distance to downtown Commerce and a 10 minute drive to the stores located in Tanger Outlet and the actual race track. Foyer entry, 3 bedrooms, 2 baths, private back yard with fencing. Fireplace in the great room, dining room, and an eat-in kitchen. Appliances remaining with the property: refrigerator, stove, dishwasher, and microwave oven. Affordable and adorable. Call Yasmine 706-5406845 Text R584483 to 52187 GREAT COMMERCIAL INVESTMENT PROPERTY. This property has tons of possibilities. A very unique development opportunity. The property is at present a non functional 8 bay self service carwash. All utilities are available. Zoned Commercial Reduced price $475,000 Call Mable 706-338-6930 Text R165104 to 52187

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65 1951 ore R t x Te for m 187 tion 2 5 o t ma infor

Charles J. Williams BROKER 770-231-5687 cell cjwrealty@gmail.com

Tonya Williams

REALTORÂŽ 678-988-5687 cell BulldawgRealty@gmail.com

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President

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WHERE THE #1 IS YOU! More than 10 years of experience in private real estate and 200+ closed transactions since 2013.

Aldo Zevallos Cell: 706-296-5222 706-424-5741

aldoval@hotmail.com • www.aldosells.com

660 Meigs St, Athens, GA 30601

TOTAL RENOVATED HOME IN TIMOTHY RD. New Roof, New Floor, Foaming Insulation, New Wire and Plumbing, New 2-Car Garage. A Dream House in A Great Location. Coming SOON. Owner/Agent

HABLO ESPAÑOL GREAT/BIG HOUSE. 5BR / 3BA. Possible 6BR on the Floridian room on 2nd floor. Brazilian Cherry Wood floor. Granite Counters on kitchen and bathrooms. Tile shower in master and many more features. Fenced backyard with nice brick retention wall. .75 acres. Sprinkler System. Owner/Agent $249,900

ER UND ACT TR CON

3 BEDROOM 2 BATH HOME ON .66 ACRES. MLS:957477 Text R459740 to 52187

NICE CONDO IN ATHENS. 2 floors, 2 Bedrooms, 1.5 bathroom. Close to the Loop (Hwy 10). COMING SOON. $39,900. OWNER/AGENT

TOTALLY RENOVATED HOME. New paint, new wood floor, new tile floor, new carpet, new toilets, new kitchen cabinets, new granite countertop, new doors, new appliances, new water heater and new baseboards. Ready to move-in. Awesome location. BRING ME AN OFFER!!! $67,500. Text R149254 to 52187

PENSANDO EN VENDER? PENSANDO EN COMPRAR? LLAMAME ANTES QUE SEA TARDE! THINKING OF SELLING? LOOKING TO BUY A HOME? HOME ARE SELLING QUICKLY, CALL ME!

COVER HOME

Cat Scarborough 706-540-2593 - C 706-510-5189 - O

660 Meigs St, Athens, GA 30601

2+ ACRE JEWEL IN FIVE POINTS AREA! Truly A ʻʼDiamond In The Roughʼʼ Sits At Top Of Hill With Private Driveway Entry From Tillman Lane And Fortson. One Of A Kind Mid-Century Traditional With So Much Character And Charm Affording Total Privacy At This Fabulous Estate Just Off Westlake. Call Cat For Showings 706-540-2593 MLS:959096 Text R612435 To 52187

www.GreaterAthensProperties.com

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Bridging the GAP in Real Estate 660 Meigs St, Athens, GA 30601

706-424-5741

706-510-5189 SALES:

PR I

CE D

RENTALS:

BUY - SELL - RENT PROPERTY MANAGEMENT

ATHENS WESTSIDE! 4BR/2.5BA. Fresh paint, move-in ready! $300K. Call Bob Text R310583 to 52187

TRIPLE CREEK. NORTH OCONEE! 3br/3ba in Swim/Tennis Community.. $165K. Call Bob! Text R275409 to 52187

JUST LISTED! 4 sided brick 3BR/2BA ranch on over 1 acre. 2440 sq ft. Must see stunning bathroom renovations and enormous kitchen. $245,000. Call Laura 706765-7999 or Text 54816 to 25678 for a virtual tour.

OCONEE SCHOOLS! Open Floor Plan. Large lot. Up $5000 closing costs. Call Jerrod 229-412-5303 Text R542585 to 52187

STUNNING HOME IN WATKINSVILLE! $625,000 6 bedroom 5 bath home with a finished basement on 4.3 private acres. Featuring wood floors and updated kitchen, this home is made for entertaining! Call Curt 706-614-1633 Text R407661 to 52187

LOADS OF SPACE! Hartwell Downtown remodeled in 2012; 2400 sqft up & downstairs. 6 bathrooms, handicap accessible. Large kitchen, dining area, office area, storage, theatre lighting, bar, back deck, tile, hardwoods, tin roof & private deck. Call Melissa McCall 706-389-0235 Text R270072 to 52187

LOCATION GETS HIGH TRAFFIC= SUCCESS! .52 ACRES,1554 SQFT BUILDING; EQUIPMENT can be included. 2 bathrooms & drive thru window. Many possibilities for business! Located 1 min from Emmanuel College and in front of Shopping Center. Call Melissa McCall 706-389-0235 Text R382151 to 52187

NORTH OCONEE BEAUTY! $295,000 4BR/2.5BA. Hardwood floors, kitchen w/ granite, & sun room. Owner’s suite on main floor. Call Laura 706-7657999 or text code 54817 to 25678.

OCONEE COUNTY! 5br/5.5ba with upgrades you can’t imagine. Two master suites on main, large covered porch. $500K...Call Bob today! Text R613777 to 52187

Nancy Brad Clay Laura Shavon Molly Dean John Jana Loyd Gaw Garrison Garrett Flanders Echols DePriest Christian Colclough Colclough 706-621-3010 770-241-5930 706-614-7028 706-491-7119 706-247-1506 706-765-7999 706-424-9370 706-714-3580 706-254-7463

Anna Greenway 706-248-4128

Sam Hopkins 706-804-6054

Colby House 706-395-5250

Chris Hutchinson 678-778-1031

Randy Perrin 706 286-5363 & Crystal Keller 706 621-1842

Ken Lauderdale 706-338-0900

Leah Leggett 706-254-6713

Ashton Lewis 706-621-2735

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Bob Allen 706-215-6848

Mark Arnold 706-202-5004

Ethan Atkinson 678-485-9198

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Renee Bare 706-308-2288

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Jennifer Brackman 706-202-9886

Jim Canady 706-338-6350

NORTH OCONEE SCHOOLS! 7BR/5Full&2Half BA, 4 car Garage, Full Fin BSMT, Teen/In-Law Suite, Kit/Bar, Workshop w/ Cedar Closet. Salt Water Pool & Hot Tub! 3 Miles to Trader Joe’s. $590,000. Call Cat 706-540-2593 Text R605205 to 52187

JUST LISTED IN BOGART! 3BR/2.5 BA w/ Bonus. Immaculate 4 sided brick on cul de sac. Move-in ready! Tons of upgrades- granite in kitchen & baths! $210,000. Call Laura 706-765-7999 or text code 54815 to 25678 for a virtual tour.

NEW LISTING ON EASTSIDE! Cozy 3BD/2BA home, screen porch...soooo close to vet school, shopping, UGA. Call for an appointment. Rose Sellers 706-255-0472

40 AC HORSE/PASTURE/FARM w/ Cape Cod House-Upscale, Shop, Ponds, Cross Fencing, Beautiful and very private. $375,000 Call Ethan 687-485-9198 Text R507699 to 52187

GENTLY SLOPING WOODED ACREAGE WITH WONDERFUL OLD HARDWOODS ON SWEET LITTLE CREEK ON ONE BORDER. EASILY SUBDIVIDABLE INTO 3 OR 4 NICE SIZED PARCELS. $435,000 CALL ROSE SELLERS 706-255-0472 rsellersrealty@gmail.com

EAST OCONEE BEAUTY 4 BR, 3.5 BA LIVING, DINING, SUNROOM 1.5 AC WOODED LOT LG SHED $259,900 CALL ROSE SELLERS 706-255-0472 rsellersrealty@gmail.com

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Carole Cape 706-206-2033

Chelsie Cheesborough 678-683-5887

LIVE THE FIVE POINTS DREAM! This beautiful 3 BD/3.5 BA home is completely remodeled and ready to move in. Over 2400 sqft! $479,900 Call Bob 706-215-6848 Text R585975 to 52187

COMPLETELY RENOVATED 4/3 in Jefferson School District. New metal roof, all hardwoods new, 1 AC lot. Fence in yard. $174,900 Call Ethan 687-485-9198 Text R548815 to 52187

WANT YOUR REAL ESTATE LICENSE? Enroll! Next Prelicense Class Starts 1/8/18 Mon. & Thurs. 5-9pm 706-247-1506 www.ShavonSchoolOfRealEstate.com

Levon McCall 706-436-7935

Melissa McCall 706-389-0235

Nedra McKinley 706-207-2082

Kelly McLanahan 706-988-1344

Jerrod Morse 229-412-5303

Kay Norris 706-224-3729

Tina Pusbach 706-241-4707

Cat Scarborough 706-540-2593

Rose Sellers 706-255-0472

Cord Sibilsky 706-363-0803

Curt Spell 706-614-1633

Heather Tenney 678-416-3211

Danielle Towers 706-206-4847

Melissa Towers 706-540-6415

Robin Wise 706-207-6945

Aldo Zevallos 706-296-5222 Hablo Español

BUYING A HOME? FACTOR THESE INTO YOUR INTEREST RATE CALCUL ATIONS

By Liz Dominguez The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated. CREDIT CAN MAKE OR BREAK YOU.

Your credit score will determine how reliable you are in the lending world. The higher your score, the lower your interest rate will likely be. Check your credit on one of the three major credit reporting agency sites—TransUnion, Experian and Equifax—or your credit card company may have a free credit report service (although these aren’t as reliable). Improve your FICO score for a better chance at a lower interest rate. FACTOR IN SIZE & LOCATION

State or County: Even your place of residence can affect your rate. Local Mortgage Lenders: Shop around. Interest rates can vary from company to company even if they’re located in the same town.

Loan Size: The size of your home can also impact your interest rate. The bigger the loan, the higher your interest rate will be if you’re not putting more money down. Down Payment Size: Your mortgage interest rate may also depend on how much

you’re putting down and if your loan includes closing costs and private mortgage insurance (PMI). Putting down less than 20 percent can increase your risk factor and may require PMI, but your interest rate may be lower depending on the loan.

NOT ALL LOANS ARE CREATED EQUAL

Loan Length: Your loan terms play a bigger role in interest rate calculations than you think. Have you decided whether you want to pay off your loan in 15 or 30 years? You may pay more per month with a shorter term, but you’ll be paying less interest over the life of your loan. Shortterm loans may also have a smaller interest rate. Fixed or Adjustable: You’ll also have to consider whether a fixed, or adjustable-rate, loan is right for you. Your in-

terest rate can change over time if you choose an adjustable-rate loan. It may start off low or fixed, but can increase over time depending on market conditions. Fixed-rate loans, however, will have a higher interest rate attached to them. Loan Type: Interest rates can also vary according to your loan type. Choosing a loan can be overwhelming, but a local lender should be able to provide you with the best options. Some of the more

popular loans are conventional, FHA and VA loans. While FHA loans have less down payment restrictions and a smaller interest rate, your monthly payment can be more expensive due to the required PMI added on. VA loans can have smaller interest rates and don’t require PMI like FHA does. Conventional loans are widely accepted in the real estate industry as dependable, but your interest rate may be higher.

Appraisal Disappointing? STEPS TO TAKE

r e you disappointed by the results of your appraisal? If so, don’t fret too much, you have options to explore, according to the Appraisal Institute. “Homebuyers and sellers should first understand what an appraisal is and how it’s used,” says Jim Amorin, president and acting CEO of the Appraisal Institute. “Real estate appraisals for mortgage finance applications are prepared for the bank or financial institution so they can better understand the collateral risk in making the loan. This can be confusing, because homebuyers typically pay for the appraisal and receive a copy of it.” In some cases, the appraisal may not match the contract price—but just because an appraisal comes in below (or above) the listing or contract price doesn’t mean it’s flawed, Amorin says. The agreed-upon contract price may be above market value, for example. In those situations, the buyer and seller often renegotiate the contract at more favorable or balanced terms.

“Homebuyers should ask their lender for the qualifications of the appraiser, including whether they are designated by a professional association like the Appraisal Institute,” says Amorin. Only a qualified and competent appraiser should be chosen, as they know how to conduct a thorough market analysis and how to make appropriate adjustments. Homebuyers also can ask whether the appraiser is employed directly by the bank or whether the bank utilizes an appraisal management company, and what their procedures are for engaging qualified appraisers. “The best way for consumers to combat potential problems with appraisals is to ensure the appraiser hired by their lender is highly qualified and competent,” Amorin says. “Consumers have every right to demand the use of a highly qualified appraiser, someone with field experience in their market and knowledge and experience to handle the assignment properly.”

of appraisal reports no later than three days before the loan closes, so homebuyers should definitely obtain one before then. “Although appraisal review is best performed by qualified appraisers, consumers should examine the appraisal for potential deficiencies,” says Amorin. According to “Appraising the Appraisal: The Art of Appraisal Review,” common errors in appraisals include: misuse of adjustments to comparables; disregarding special financing and concessions; or miscalculation of gross living area (GLA). Amorin suggests consumers ask themselves:

“Contrary to incorrect interpretations of appraiser independence requirements, appraisers welcome information that would assist the development of credible assignment results,” says Amorin. If lender policies permit, consumers can accompany and follow along appraisers as they conduct the property inspection and may provide the appraiser with any information they consider important. Amorin suggests consumers ask their lender for permission to do so, and confirm the appointment. Consumers should also take note of whether an adequate inspection is performed. Did the appraiser spend enough time at the property to observe important features or improvements or potential problems? “Homebuyers should take advantage of their right to obtain a copy of the appraisal report,” Amorin says. Even though the appraisal is ordered to help assess lender collateral risk, buyers are entitled to a receive copy of the appraisal report to review and keep for their records. Federal regulations require lenders to provide property buyers with free copies

Do adjacent homes add or detract from the value of the subject property?

Is the subject property equal to or lower in price than surrounding homes?

Does the floor plan have any functional problems?

Does the house (particularly the kitchen and bathrooms) require major remodeling to make it comparable with similar homes in the same price range? If so, how much would that remodeling cost?

Is the number of bedrooms and baths in the home comparable to similar homes in the same price range?

Did the appraiser perform an adequate inspection?

“Most lenders have appraisal appeal procedures, known as ‘Reconsiderations of Value,’” says Amorin. “If you’re aware of recent, comparable sales information or items that may not have been available or considered by the appraiser, provide those to the lender. If problems were found with the first appraisal, you can and should obtain a second appraisal.”

IS YOUR HOME PREPARED FOR AN EMERGENCY? If there’s anything we’ve learned over the years, it’s that Mother Nature is unpredictable and fierce, and that no one is safe from her path. Despite your best efforts to prevent it, sometimes disaster strikes. That means you should always be prepared for the unexpected. The right preparations and supplies will help you protect your family and your home. There are steps every homeowner could and should take to prepare for a natural disaster. Gold Medal Service, a New Jersey-based heating, cooling, plumbing and electrical service company advises taking the following steps to make sure your home is storm-ready: Waterproof low-lying areas. Basements are particularly susceptible to water issues such as flooding and leaks. Look into a variety of solutions, such as submersible sump pump systems, door and window sealing, waterproof sprays and interior drainage systems. If you live in an area with a propensity for flooding or rising water, have sandbags readily available in a shed or garage in case you need to build a dam around doors or windows. Install or inspect generators. While going without power may seem like an inconvenience, it’s actually a serious safety issue. For example, a HVAC system going out, or the inability to run fans in extreme heat can prove dangerous or deadly. A backup generator is a great alternative power source, however, make sure it’s professionally installed and periodically inspected. Also when running it, make sure it’s being run in a well ventilated or outdoor area to prevent carbon monoxide build-up.

Have your heating system inspected. Make sure the flues and vents throughout your heating systems are clean and clear of debris. Blocked vents can cause a dangerous carbon monoxide build-up in your home. Have a professional conduct the inspection if you’re unsure how to do so. Install and inspect alarms. Carbon monoxide and smoke alarms are a life-saving must; however, if they’re not functioning properly, it defeats the purpose. Make sure the batteries are fresh so they can run in case of a power outage, and bring in a professional inspector to ensure everything is working properly. In addition to having your home’s systems inspected and ready to go, have the following in place for you and your family: Water, flashlights, extra food and other necessities, such as medicines and eyeglasses A solar charger for your cell phone A battery-powered radio A list of your city’s emergency shelters An updated insurance policy with adequate coverage, especially flood coverage A rehearsed plan for what your family will do in the event of an emergency

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Cindy Karp

Cell: (706) 461-7253 Broker, GRI, ABR, WCR

Office: (706) 549-3200 Cindy@CindyKarp.com www.CindyKarp.com

Life Member of the Million Dollar Club

Karen Foster (706) 338-6886

Get Details Instantly! Text Property Code to 52187

Jay Braver (706) 510-6174

Women's Council of REALTORS Athens Network 2017 Member of the Year

Although a large percentage of our business is the selling of high-end luxury homes, we excel at all residential, commercial, rental, and land brokerage as well. Ask around and you'll learn of the stellar reputation and real estate work of Cindy Karp Realty. Call us and see for yourself why everything we touch turns to - SOLD!

ALL BRICK END UNIT CONDO WITH POOL & TENNIS. 3 BD,2 BA $149,900 Text R538884 to 52187

WESTSIDE WELL MAINTAINED, UPDATED KITCHEN, large deck, fin bsmt, 2 acres $224,900 Text R551781 to 52187

COMMERCIAL CONDO TO LEASE OR SALE Call Jay (706) 510-6174 Text R504437 to 52187

TOWN SHOPPING CENTER IN COMER - 8 storefronts, 3 offices $949,900 Call Jay (706) 510-6174 Text R551776 to 52187

ONE OF THE LARGEST LOTS ON TIMOTHY RD and close to Timothy Elementary. $24,900 Text R554702 to 52187

INVESTOR PACKAGE AVAILABLE WITH MULTIPLE UNITS! Studio suites; convenient to UGA. $84,900 Text R323941 to 52187

OCONEE MEADOWS OFFICE PARK IN AREA with lots of growth- prime retail hub. Text R515089 to 52187

COMMERCIAL SPACES FOR LEASE OR SALE

TREMENDOUS DEVELOPMENT POTENTIAL. Can be subdivided, minutes to ButlerÊ¼s Crossing. Text R503339 to 52187

www.CindyKarp.com

VISIT OUR WEBSITE FOR LAND, COMMERCIAL PROPERTIES & CONDOS

Certified Mortgage Planner NMLS ID-35139 GRMA ID- 33444 Georgia Residential Mortgage Licensee #23892 and NMLS# 156311

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Athens Mortgage Resources, Inc. â&#x20AC;&#x153;Athens Oldest Mortgage Brokerageâ&#x20AC;?

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Celebrating of Saving Our Customers Money!

Jonathan Jones 3 -ILLEDGE !VE s !THENS '!

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www.athensmortgage.net Georgia Residential Mortgage Licensee #5643 Jonathan Jones NMLS# 169435 Athens Mortgage Resources, Inc. NMLS# 165933

Text any of the text codes in this book to 52187 to see more pictures! For advertising information in The Real Estate Book of Athens, GA, contact:

Susan Alvarado 770-364-7491 athenstreb@gmail.com

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Owner 706.202.1155 classicinspect@bellsouth.net www.chisga.com

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Contact Any Women’s Council of REALTORS® Member for Your Real Estate Needs

Bob Allen

Marie Armour

Deandra Bailey

Denise Beck

Brenda Blanton

Joy Bramblett

Greater Athens Properties

ERA Sunrise Realty

Coldwell Banker Upchurch Realty

770.868.7492

706.215.6848

706.340.2450

404.569.8847

706.614.1625

Berkshire Hathaway HomeServices Blanton Properties

Heritage Realty

706.714.4509

Chad Bridwell

Cheri Cherry

Angela Clark

Nancy Denney

James Dunlap

Pillar to Post Home Inspections

Coldwell Banker Upchurch Realty

Carriage House Realty, INC

Coldwell Banker Upchurch Realty

Shavon Echols Greater Athens Properties

706.850.3315

706 .621.0018

706.255.3943

706.540.4381

770.630.9731

706.247.1506

Heather Fletcher

Sharon Gay

Ann Hollis

Kimberly Harkey

Dexter Haynes

Keller Williams Greater Athens Realty

Carriage House Realty, INC

Coldwell Banker Upchurch Realty

Heritage Realty

770.595.7812

Weichert REALTORSSignature Group

706.296.6365

706.255.9023

770.883.6443

706.202.9724

Connect with

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Members are recognized for their professionalism and success in real estate and exemplify the highest standard on industry professionalism

Kathy Hirano

Rhetta Howard

Warren Johnson

Cindy Karp

Annie Kennedy

John Laster

Classic Team Realty

Berkshire Hathaway HomeServices Blanton Properties

Coldwell Banker Upchurch Realty

Cindy Karp Realty

Hablo Espanol Coldwell Banker Upchurch Realty

The Laster Law Firm, LLC

706.540.1479

706.461.7253

229.891.6295

706.540.0937

706.850.8350

706.248.8702

Leah Leggett

Mike Leggett

Laura Leiden

Mackenzie Luke

Mable Mitchell

Kay Norris

Greater Athens Properties

The BrickKicker Home Inspections

Keller Williams Greater Athens

Coldwell Banker Upchurch Realty

Greater Athens Properties

706.254.6713

706.353.2745

706-540-4181

678.296.5053

Berkshire Hathaway HomeServices Blanton Properties

706.224.3729

706.338.6930

Yasmine Payne

Kathy Pollock

Carole Queen

Berkshire Hathaway HomeServices Blanton Properties

Keller Williams Greater Athens Realty

Virtual Properties Realty Queen's Choice Group

Carriage House Realty, INC

2017 President Athens Network

706.255.6596

678.858.3745

706.540.3613

706.433.2083

Brenda Thompson Jennifer Varnadoe

706.540.6845

the Athens Network!

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HAVE YOU SEEN THE NEW & IMPROVED

UPCHURCHREALTY.COM

LOG CABIN ON THE RIVER

NEW CYPRESS LOG CONSTRUCTION ON THE OCONEE. Quaint get away at “Shoestring Manor.” Vaulted great room w/ cozy fireplace. Open kitchen & dining area. Front covered porch hosts the hand-carved wood sign that greets guests. Contact Ina Miller at 706-380-9464. Text R383094 to 52187

ESTATE ON WATER

CUSTOM BUILT HOME ON OVER 6 PRIVATE ACRES boarding Bigger Creek. Minutes to Athens in Madison Co. 6br/4.5ba including an in-law suite/apartment w/kitchen, LR & more! Breathtaking views! Call Kim Shupe at 706-2070823 www.shupeteam.com. Text R614862 to 52187

LOCATION, LOCATION, LOCATION!

RARE OPPORTUNITY FOR NEWER CONSTRUCTION IN THE BOULEVARD HISTORIC DISTRICT. WALKABLE TO DOWNTOWN, Normaltown and Prince Avenue Corridor. 4BR/3BA, fenced yard, hardwoods throughout. Call/Text Eric Vaughn 706.207.9438. Text R547692 to 52187

OCONEE COUNTY 12.36 ACRES

MINI FARM. Gourmet Kitchen. 4 BR/3 BA. Library, Sun-room, Screened Porch, Pool, Office/Cottage. c. 1780-1820 Historic Bldg~ So much more $600,000. Call Lynn 706.224.4525. Text R609831 to 52187

OCONEE COUNTY SWIM/TENNIS CHARMER!

4 BED/4.5 BATH HOME has been freshly painted with newly refinished hardwoods, new appliances & carpeting, & sits on a fin basement with a full kitchen, 2 lg. entertaining areas, & 3 smaller flex rooms. $454,900 Cheri Cherry 706-621-0018 Text R576970 to 52187

NORMAL TOWN/GENERAL HOSPITAL AREA

CHARMING BRICK HOME with 3BR, 2BA, Large eat in Kitchen, Dining room, Sun room. Large fenced back yard, storage building. All for $342,000. Call for more details and to see! Call Vivian at 706-224-7838. Text R609829 to 52187

FIVE POINTS AT ITS FINEST!

DON’T MISS THIS 4BR/3.5BA IN FIVE POINTS PROPER! 3,000+ sqft. New roof, windows, plumbing, electrical & more! Full master suite on the main. Gorgeous, high-end finishes. Large screened porch & new deck overlooking huge private lot. Call/Text Eric Vaughn 706.207.9438. Text R601937 to 52187

LAKEFRONT PROPERTY "REDUCED"

BEAUTIFUL LOG CABIN 3BD 3.5 bath with inground pool, 8.33 acres and 700+ feet of lake shoreline. No covenants or HOA. $195,000. CALL JAMES DUNLAP 770-630-9731. Text R227479 to 52187

NEW LISTING

JUST ON MARKET! 3 bed / 2 bath ranch home on lovely lot. $185,999. Call Pat Hallow for details at(706) 424-2182. Text R622677 to 52187

GREAT LOCATION!

QUIET DRIVE W/ONLY 2 HOMES, CUSTOM BUILT IN 2002 ON 1.29 ACRES. 4 bedrooms, 2.5 baths $325,000 Convenient location off Timothy Road. Great room, eat-in kitchen, screened porch. Great private backyard. Call Lee 706-2554115 or Deanna 706-255-7266 Text R553336 to 52187.

CORNER LOT NEAR DOWNTOWN ATHENS 1/4 ACRE CORNER LOT WITHIN WALKING DISTANCE TO DOWNTOWN ready to build on. Zoned R-5. Call Mike Timlin at 706-442-1865 for details. Text R467871 to 52187

NEW RENOVATION IN NORMALTOWN

BEAUTIFULLY RENOVATED 4BR/3BA brick cottage in Normaltown! Over 2,000 sq. ft. Private back yard. Stylish new kitchen and bathrooms. Full master suite on main floor. Large new deck for entertaining. Call/Text Eric Vaughn 706.207.9438. Text R503338 to 52187

CUSTOM NEW CONSTRUCTION

4 BED 2 BATH W UNFINISHED BASEMENT, granite counter tops custom kitchen cabinets. Minutes away from everything in Athens. $249,500. Call James Dunlap 770-630-9731. Text R563905 to 52187

NORTH OCONEE

BIG, BRICK, BEAUTIFUL BASEMENT HOME IN N OCONEE - 5 bed, 4 bath with master down, open kitchen, 2 story great room, fin basement, loaded with hw floors. Dining room & office on main. Close to shopping, level back yard. Call Mike 706-202-1660 Text R406670 to 52187

SOUTHERN ELEGANCE IN OCONEE

BEAUTIFUL OCONEE HOME IN SILVERLEAF! 6 Bed/5.5 Bath. Viking appliances in kitchen. Charming, elegant and spacious! Call Deanna Williamson at 706-255-7266 or Barbara Dooley at 706-207-3877. Text R590498 to 52187

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(706) 543-4000 OCONEE CIRCA 1910 CHARMER

THIS ONE-OF-A-KIND COUNTRY FARM STYLE HOME is located in an extremely desirable location 12 minutes south of Athens, GA, and 20 minutes north of Madison, GA. 3 bed and 3 baths, $274,900. Call Linda Maples 404-405-3729. Text R613770 to 52187

HUGE BRICK RANCH IN TANGLEWOOD

5 BEDROOMS, 4 BATHS ALL ON ONE LEVEL! Renovated Kitchen, Formal Dining room, Living Room, Family Room, Screened Porch. $349,000. Call Debbie Grainger 706.248.4024. Text R614863 to 52187

UPDATED CHARMER

THIS CENTURY OLD HOME IS TRULY A CHARMER. Live in the heart of Danielsville! 4 bedrooms & 3 bathrooms. Price just reduced to $255,000! Major upgrades & updates! You have to see this one. Call Bonnie Dunn (706) 614-7360 or Lisa Langford (706) 340-2242 Text R463247 to 52187

LOT FOR SALE

35+/- ACRES IN NORTH ATHENS. Directly off of Freeman Drive across from Saymore. A mix of hardwoods and backs up to Sandy Creek. Call Nathan Sonke 706-540-0550 for more information. Text R621400 to 52187

LIVE ON LAKE HARTWELL

5 BR/4.5 BA. Melody Farms minutes to downtown. 4,400 sq ft. Lake side Sun Room. 1 Acre Lot. Covered dock. $585,000 Call Lynn 706.224.4525 Text R318408 to 52187

47 ACRES IN OCONEE

JUST UNDER 47 ACRES LOCATED INSIDE THE CITY LIMITS OF BOGART! This fantastic piece of residentially zoned property is located near the Caterpillar plant! Lots of road frontage to accommodate a wide range of uses. Call David (352) 339-0109 Text R612437 to 52187

LAKE ESTATE LIVING

MAGNIFICENT 4 LEVEL HOME. 7 BR, 6 full BA, 4 half BAs, 2 laundry areas, 2 kitchens, 6 bay garage, enclosed 32 x 28 barn & 50 x 32 building for workshop, boats etc. Just over 33 acres, $1,600,000 Call Bonnie Dunn 706-614-7360 or Lisa Langford 706-340-2242. Text R523575 to 52187

LISTED ON THE LAKE

GORGEOUS HOME, BEAUTIFUL NEIGHBORHOOD, AWESOME LAKE/LAKE VIEWS. Wonderful 4 bed, 4.5 bath lakefront home in Danielsville. Lounge on the porch or stay in & gaze through the floor to ceiling windows! Call DeRenn Bell (706) 540-8006 for add’l information. Text R616155 to 52187

RENOVATED ON THE EAST SIDE

3 BED, 2 1/2 BATH HOME on the east side has been completely remodeled & features: new roof, new interior paint, new tile flooring throughout kitchen & baths, new carpeting upstairs. Rare find that won’t last long! Call Bryan Bufford (706)338-0005 Text R526381 to 52187

CHARMING FAMILY HOME

WONDERFUL FAMILY HOME! Superbly maintained, this 2 story home offers incredible space for the value. 2.5 bathrooms, conveniently located in Roxeywood Park. Call Annie Kennedy for details (706) 248-8702. Don’t miss out on this opportunity! Text R573276 to 52187

UNIQUE LUXURY ON A LAKE

A PICTURE MAY PAINT A THOUSAND WORDS, but there still aren’t enough pictures to do justice to this wonderful homestead nestled into the North Georgia hills. Nearly 19 acres, 6 Bed and 4 Bath, $2,400,000 Call Geoff Wilson 706-206-3560 Text R614866 to 52187

GEORGIA CLUB AMENITIES

WONDERFUL FLOOR PLAN WITH 5 BEDROOMS AND 3.5 BATHS. Located in the Oconee County side of the Georgia Club known as Oconee Springs. Lots of green space. $499,900. Call Helen London at (706) 540-5184 or Cathie Chasman at (706) 540-6720. Text R619759 to 52187

OCONEE LUXURY

LOOKING FOR ACREAGE AND PRIVACY IN OCONEE? Look no further! This custom built charmer is situated among 47.34 acres of complete seclusion. 6 bedrooms, 4.5 bath with basement is listed for $750,000. Call Ashleigh Baker at 706-207-0691 for details. Text R448323 to 52187

ONE OF A KIND HOME

PERFECT MULTI-GENERATIONAL HOME WITH GORGEOUS HANDICAP ACCESSIBLE IN-LAW SUITE. 5 Bed, 4.5 Bath for $339,900 in Finch Landing. Gorgeous & spacious for entertaining! This charmer won’t last long. Jane Greenway (706)2960994 or Angela Clark (706)255-3943. Text R620378 to 52187

TRANQUIL LIVING

TRANQUIL SERENITY BECKONS THE DISCERNING BUYER WITH THIS TIMELESS BEAUTY ON 5+ ACRES. This home offers spacious living with 6 bedrooms and 4 bathrooms. Located in Riverwalk on the Apalachee. Call Annie Kennedy for details at (706) 248-8702 Text R598648 to 52187

Alicia Appling

Deandra Bailey

Ashleigh Baker

Brian Baker

Chance Beasley

Denise Beck

DeRenn Bell

Ashley Bennett

Pete Brown

Bryan Bufford

Josh Burkhalter

KarenAnn Campbell

Maria Cardarelli

Randall Carter

Alex Castro

Laura Beth Caudell

Kristin Chamberlin

Corbett Chandler

Kim Chandler-Medley

Cathie Chasman

Cheri Cherry

Angela Clark

Stella Collins

Melinda Cook

Joey Conglose

Mot Davis

Michael Dibiase

Diane Dillard

Barbara Dooley

James Dunlap

Ruby Dunlap

Bonnie Dunn

Barbie P. Eisenberg

Michelle Ferguson

Kristin Fellows

Valerie Fields

Mike Geyer

Debbie Grainger

Jane Greenway

David Hadden

Pat Hallow

Bonnie Hannah

Lynn Harder

Vivian Hay

Denee Heeter

Teresa Hixson

Jim Hodges

Kym Hoffman

Ann Hollis

Patsy Huban

Anne-Marie Jacobs

Angie Johnson

Warren Johnson

Jessica Joiner

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Annie Kennedy

Abigail King

Lisa Langford

Richard Ledford

Cyndi Logan

Helen London

Jim London

Tina Lord

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Linda Maples

Anna Marshall

Jane Mayer

Howard McCants

Judy McDonald

Bobbie McKeller

Sharon Michael

Ina Miller

Angela Mitchell

Tracie Morrissey

Taylor Murray

Lynda Odum

Johnny Owens

Megan Panetta

Ann Gibson Pearson

Tim Peek

Pamela Pierce

Lee Pintar

Sureeta Raheem-El

Christy Thomas Sapp

Dru Satterfield

Paul Schwarz

Clancy Short

Kim Shupe

Stephen Smith

Nathan Sonke

Beverly Sosbee

Camille Staley

Amy Stapleton

Alli Sweat

Amanda Taylor

Lisa Teall

Stanley Thomas

Frank Thornton

Mike Timlin

David Torbert

Joey Tucker

Charlie Upchurch

Jennifer Varnadoe

Eric Vaughn

Nickie Vining

Brooke Wade

Carol S. Williams

Deanna Williamson

Geoff Wilson

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Wilson Young

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LUXURY SYNDICATION AT ITS FINEST

Luxury syndication with The Real Estate Book has global reach. Luxury listings are posted daily to these great luxury brands including:

# Listings $450,000 and above, * Listings $500,000 and above, ** Listings $750,000 and above, *** Listings $1,000,000 and above

International editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America. Mansion Global English, Spanish and Chinese.

YOUR REALTOR IS READY TO GUIDE YOU HOME Not only can a REALTOR® help you when buying or selling–they also know your community.

CALL TODAY BUYING OR SELLING A HOME is a process and there’s nobody better to guide you through that process than a REALTOR®

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A REALTOR® can provide information on schools, shopping, transportation, and taxes. They’re also continually updated on financing and housing trends.

CALL ANY OF THE REAL ESTATE PROFESSIONALS FEATURED IN THIS MAGAZINE AND GET THE GUIDANCE THAT ONLY A REALTOR® CAN GIVE!

5/12/17 1:35 PM

Improve Your Home’s Air Quality You may think about air pollution while you’re running alongside a busy road or strolling to your favorite coffee shop, but do you ever think about the pollutants inside your home? Between sleep and home hangouts, the majority of your time is spent between your own four walls. According to Aire Serv, you should regularly change the HVAC filter in your home to help improve indoor air quality. For ease, stock up on a few filters at a time and plan to check the filter monthly. Other considerations to keep in mind include:

Dust and vacuum often. It’s easy to put off dusting and vacuuming, but removing dust means you get rid of one of your home’s most prevalent pollutants. Instead of a feather duster, use a wet rag or electrostatic cloth to trap dust instead of spreading it around. When you vacuum, turn the thermostat setting to ON so the fan blows continuously, drawing up dusty air and filtering it before sending it back into the air you breathe.

Avoid chemicals. Everything from cleaning products and air fresheners to personal care items give off harmful vapors that become trapped in your home. Avoid chemically laden products and choose non-toxic, non-aerosol, unscented products instead to promote good indoor air quality.

Utilize existing spot ventilation around your home. For example, run the bathroom exhaust fan when you shower and clean; flip on the kitchen range vent when you cook and clean; and turn on the laundry room exhaust vent when clothes are drying. These habits help you eliminate pollutants at the source.

The air filter in your furnace should be cleaned or replaced at least once every three months. Irritants and allergens such as pollen, pet dander, dust mites and more build up in dirty filters, increasing exposure and worsening the effects on those with sensitivities.

If your furnace uses natural gas, propane or oil to keep your house warm, the air quality in your home could become contaminated by dangerous carbon monoxide gas. If not properly and adequately ventilated, its build-up in your home can be deadly.

Run an air cleaner. A small portable air cleaner is perfect for your bedroom at night while you sleep. This device collects airborne dust and debris, leaving the air cleaner than ever. If you opt for a wholehouse model, it replaces the air filter. This type of installation is known to decrease asthma and allergy symptoms.

Guide to Choosing Siding & Shutters That Don’t Clash By Megan Wild

It’s time to redo the exterior of your home. The place is looking a bit worn, and you’ve seen how a fresh coat of paint and updated colors can transform a structure. You’re considering going bold, maybe it’s time to shake things up. Then again, you don’t want to overstep bounds and glaringly stand out either. You begin to notice the color combinations on other houses. In fact, you’re kind of obsessed. You note a soft sage green home with butter yellow trim and realize that — while you would never have chosen those colors — you love the way they look. You pass a stately white home with long black shutters and consider how that classic combination enlarges the home’s appearance. We’ve compiled several tips to help you choose the siding and shutter color combination that’s right for you and lends the updated look you desire.

Style First, look at your home objectively and identify its architectural style. Is it a simple, boxy home with clean lines? Or perhaps ornate with lots of decorative detailing? Plain, uncluttered exteriors look best when painted with a straightforward one-two color combination. Uniformity of color matches the regularity of home construction. More elaborate house styles may call for between 4-6 different colors. Next, observe your home critically in the outside light. Does the house stand in full sun much of the day? Are there sections of perpetual shadow? How do you expect bright light or shade might alter the appearance of your color choice?

Location Do you live in a beach community? Does your home sit on rural land, or in suburbia? Certain color combinations look best depending on the geographic location of your structure. You wouldn’t paint a farmhouse teal, for example, but against the backdrop of water teal perfectly complements a marine palette. If your home is rural, take color cues from the earth. Bronze-brown, russet red and deep forest green all reflect natural surroundings, and confirm their place in it. Dark colors also tend to make a structure appear smaller. In a rural setting, this leaves more visual space for the beauty of adjacent fields and woodlands. Suburban home color combinations can go bold, but remember that community feel comes into play. You don’t want to stick out significantly from your neighbors. In fact, some homeowner associations won’t allow it. And if you are thinking about putting your home on the market, you want to stay with colors that appeal to a wide variety of potential buyers.

History Consider the history of your home. Do you know there are color charts designated explicitly for historic structures? If your house is old, honor its origin with color combinations unique to the period in which it was built. And if you reside in a historically preserved area, your home’s updates will play an essential role in enhancing the entire district.

Trial Once you’ve come up with likely color combination candidates, it’s time for a trial run, or two. After all, this is a decision you’ll be living with for a while. First, print out pictures of your house in broad daylight. Bring those images to the paint store and compare color chips directly. Seeing small-scale combinations right up against the image of your home may narrow your final contenders. Next, buy tester-size canisters and paint small areas of the house. You’ll probably be surprised to see hues change as the paint dries. You may also note significant color differential in shady spots as opposed to areas with full sun. Most homeowners choose different shades, either lighter or darker, after direct application tests. Once you’ve finally determined the siding and shutter color combination that’s right for you, you can rest assured knowing it also ties together your home’s unique style, location and history. Now, that’s a good vibe!

HOW-TO UPGRADE YOUR E N T R Y W AY B Y ZO E EI SEN B ER G

They say first impressions matter, and the entryway of your home is the perfect example. As a part of your foyer area, an entryway can make or break your homeâ&#x20AC;&#x2122;s appearance. Below are some helpful tips for making sure your space wows you-and your guests--every time you enter. KILL CLUTTER. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from the moment you set foot in the door. However, this can be hard, as the entryway is the space you dump your keys, mail, boots and coat. To remedy this, make sure you have designated, tucked away spaces for everything you store at the entrance of your home. Hooks for coats, baskets for mail, a covered bin for shoes can all work wonders. As a bonus, this will also prevent you from losing the things you need the most when the time comes to head out. ADD A STATEMENT. Placing a beloved piece of art or furniture in the mouth of your home is a great way to appreciate it every time you enter, and can offer a fantastic conversation starter between you and guests. Decorative mirrors, abstract art, and pictures are all ways to implement a statement piece. HAVE A SEAT. Whether itâ&#x20AC;&#x2122;s a plush chair or a simple bench, a seat in your entryway is great for roosting as you tie your shoelaces, and makes a perfect place for attractive accent pillows. LIGHT IT RIGHT. Good lighting in your entryway is a must. Add an attractive lighting fixture, set up a dimmer for mood, and a floor or table lamp for added options. PERSONAL TOUCHES. Placing photos of your family and pets in your entryway can add a nice personal element and warm your heart every time you pass by.

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A Mortgage You Will Love, People You Can Trust Get a mortgage ortgage from the people e you can trust at Fidelity Bank Mortgage. We We are a direct ect lender with in-house processing ing and underwriting, which hich means loan decisions are made faster faster.. Our in-house e mortgage operation allows ws you to be informed every step of the way. way. Call Fidelity Bank Mortgage in Athens for all of your Mortgage needs. ds.

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Joe Bishop

Senior Mortgage Banker 864.993.0047 NMLS 204256

Loans subject to normal credit approval criteria.

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Denise Beck (706) 614-1625 denise.beck@coldwellbanker.com

Let Denise put SOLD on your home. Listing specialist. Free staging

ALL IN OCONEE!! I SELL OCONEE!! (706) 543-4000

2405 W Broad St #150 Athens, GA 30606

SOLD IN OCONEE!

Text Any of the Property Codes to 52187 to View More Photos and Information 0

$198,50

CALL BRENDA THOMPSON - 706-540-3613 Custom-built bright and open split-floor plan 3BD/2BA house (+ large upstairs bonus room & screened porch) with designer features & extras!Conveniently located to the UGA Vet School & downtown. Carriage House Realty, INC (706)-353-1750 Text R563899 to 52187

$339,70

$184,90

CALL BRENDA THOMPSON - 706-540-3613 IMMACULATE BRICK RANCH NEAR ATHENS TECH and new Kroger shopping center. 3BR/2BA lovingly cared for home with hardwood floors throughout. Fenced backyard overlooks a private pasture. Carriage House Realty, INC (706)-353-1750 Text R519935 to 52187

$949,50

E ON

OC Y NT

U CO

CALL SHARON GAY 706-255-9023 FIVE POINTS - Charming, updated, low maintenance all brick home offers privacy and convenience to UGA & Beechwood/Alps area. Custom kitchen, hardwood floors & tile bathrooms. Fenced backyard. Carriage House Realty, Inc. (706) 353-1750 Text R348784 to 52187

CALL SHARON GAY 706-255-9023 A Crystal Hills Classic custom home on 8 wooded acres & lakefront location. 3 Levels of living space afford privacy to all who dwell within. Great flow w/ formal & informal spaces to gather. Private pool area with access to lake. Carriage House Realty, Inc. (706) 3531750 Text R186367 to 52187

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RHETT BUTLER 706-354-0444 www.rhettbutler.biz

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Mable Mitchell

Yasmine Payne

706-338-6930

706-540-6845

REALTOR®

Mable@bhhsblanton.com GRI, e-Pro, ABR

Yasmine@bhhsblanton.com Circle of Acheivement CertiÀed in Short Sells & Foreclosures

www.MableMitchell.com

www.YasminePayne.com

524 Hill Street s Athens s (706) 613-6040 (office) TO V IEW M ORE I NFO

Y OUR S MART P HONE U SE T EXT C ODES O N E ACH L ISTING

UNDER CONTRACT!!

BEAUTIFUL IN EVERY WAY. 3BR/2 full BA. Large lot. Nice subdivision. Perfect 1st time home. $118,000 Mable 706-338-6930 Text T19011 to 52187

LOGANVILLE SCHOOL DISTRICT ON A VERY PRIVATE WOODED LOT. 3BD/2.5BA with beautiful in ground pool and patio area great for entertaining. $189,900 Call Yasmine 706540-6845 Text R452301 to 52187

COMING BACK ONLINE SOON!!

YOUR HOUSE COULD BE HERE... CALL YASMINE TO LIST YOUR HOME TODAY!

GREAT LOCATION! Very spacious with some unfinished space in the lower lever. $84,900 Mable 706-338-6930 Text R490350 to 52187

GORGEOUS WOODED PRIVATE LOT. Zoned agricultural R4-Residential. Property located only 27 miles from Athens. Call Mable 706338-6930 Text T811567 to 52187

$311,673

REDUCED

GREAT TRACT OF LAND JUST IN TIME FOR SPRING DEVELOPMENT. This property is wooded with a flowing stream perfect for several home sites. $555,000 Call Mable 706-338-6930 Text R214708 to 52187

GREAT COMMERCIAL INVESTMENT PROPERTY WITH TONS OF POSSIBILITIES. A very unique development opportunity. The property is at present a non functional 8 bay self service carwash. All utilities are available. $475,000 Call Mable 706-338-6930 Text R277913 to 52187

LOCATION, LOCATION, LOCATION. Walking distance of UGA Vet School & central to UGA campus, Restaurants & Shopping. This property is being completely renovated. Fenced back yard. Yasmine 706-540-6845

GREAT IN TOWN LOT LOCATED CONVENIENTLY TO UGA, DOWNTOWN ATHENS. This wooded Eastside building lot is perfect to build your in town home. $39,900 Mable 706-3386930 MLS:938729 Text T11886766 to 52187

FABULOUS HOME WALKING DISTANCE TO DOWNTOWN COMMERCE, a 10 minute drive to the Tanger Outlet & the actual race track. 3 bedrooms, 2 baths, private back yard with fencing. Appliances remain. $165,000 Call Yasmine 706540-6845 Text R584483 to 52187

GREAT STARTER HOME IN ELBERTON, GA. 5 minutes from downtown Elberton and 30 minutes to Lake Hartwell. This is a must see. $68,000.00 Call Yasmine 7006-540-6845 Text P699522 to 52187.

5 BEDROOMS, 2 BATHS, 2 KITCHENS 1 UP/1 DOWN. Living room with beautiful bay window. 2 bedrooms down stairs with a huge great room. Fenced back yard. New roof, paint, carpet, granite, tile, lighting. Yasmine 706-540-6845 Text P824691 to 52187

UNDER CONTRACT!!

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Why did we make the switch to • Fast closing times PFB Mortgage? With the purchase • Local underwriting market being so competitive, we • Full portfolio of loan needed a company that could programs including but not streamline the mortgage process. limited to Conventional, FHA, After researching all the local lenders, VA, USDA, One time close we found that PFB Mortgage had all construction loans, Doctor the items we were looking for in a Loans, Rehab loans, HELOC’s, GA Dream Program. mortgage lender.

Let us help you take the stress out of buying a home Matthew A Jones Mortgage Loan Officer 706-540-6331 Cell 404-393-6524 Fax mjones@bankpfb.com NMLS#878570

Billy Sullivan Mortgage Loan Officer 706-254-4631 Cell 404-393-6524 Fax bsullivan@bankPFB.com NMLS#500174

1353 Jennings Mill Rd, Suite C • Watkinsville, GA 30677 PFB mortgage NMLS #500174 • Member FDIC

www.bankPFB.com

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Laura Wilfong

ABR, GRI, Associate Broker, Circle of Achievement Lifetime Member

Cell: 706.540.8991

www.LauraWilfongRealty.com laurawwilfong@gmail.com

706.543.3800

A Place Youʼll Be Glad to Call Home…

REAL STUCCO, CUSTOM BUILT HOME IN OCONEE COUNTY! 5BR/4.5BA Complete with an open floor plan, basement, & out door living space perfect for entertaining. Beautiful waterfront property with a perfect view from many rooms in the house! $599,000 Text P962157 to 52187

Get Details Instantly! Text Property Code to 52187

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“We buy Homes. Any Condition. Quick Cash!” OFFICE 706.355.3178

149 BEN BURTON CIRCLE CIR RCLE CLEE BOGART, GA 30622

www.RACProperties.com

Rob Scott Team (706) 355-3178

CE D

Get GetDetails Details Instantly! Text Instantly! TextProperty Property Code to 52187 Code to85377

40 PRYOR ST, COMMERCE, GA 2BR/1BA $119,990 GREAT location! Walking distance to downtown and civic center Text R599609 to 52187

151 WATER TOWER LN, LEXINGTON, GA 4BR/2BA $73,990. Country living! Newly Renovated! Text R563922 to 52187

1012 PLEASANT HILL RD. WATKINSVILLE, GA 3BR/2BA $269,990 – New construction on 2.26 acres in North Oconee school district! Text R321614 to 52187

941 HONEYSUCKLE TRAIL, WINDER, GA 3BR/2BA $150,000 Renovated ranch - New Roof, New HVAC and so much more! Text R583382 to 52187

IN LI ST NE W

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131 MERLIN DR, ATHENS, GA $125,000 3BR/ 1.5BA. Brand new kitchen! New HVAC! Convenient location! Text R617437 to 52187 G!

200 THE PLAZA, ATHENS, GA 4BR/2BA $300,000 recently renovated in a prime location with large finished basement. Text R470917 to 52187

209 PALOMA TRL, ATHENS, GA $124,990 3BR/2BA. Just updated! Convenient location! Vaulted ceilings! TEXT R627039 TO 52187

1301 BENT CREEK, WATKINSVILLE, GA 5BR/3.5BA $329,990 Sought after Laurel Shoals subdivision, convenient location, hardwoods! Text R602225 to 52187