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| january 2019
theVoice • rockfordchamber.com
Young Professionals ignite
The state of Rockford’s young professionals
What I see is a desire to give back to the community they call home
Strong passwords help protect accounts against cybercriminals The IRS urges everyone with any type of online account to review new, stronger standards to protect passwords against savvy cybercriminals in accessing accounts and stealing identities.
Three Steps to Building a Better Password Step 1: Leverage powers of association. People can identify associated items that have personal meaning and use them in their passwords. Step 2: Make unique associations. Passphrases should be words that can go together in your head, but no one else would ever suspect. Good example: Items in a living room such as BlueCouchFlowerBamboo. Bad example: Names of children or pets. Step 3: Create a passphrase that you can picture in your head. The key is to create a passphrase that is hard for a cybercriminal to guess, but easy for the user to remember. In addition: 1. Use a different password or passphrase for each account. People can consider using a password manager if necessary for multiple accounts. 2. Use multi-factor authentication whenever possible. They should not rely on the passphrase alone to protect sensitive data. Multi-factor authentication means returning account holders need more than just their username and password to access an account. They also need, for example, a security code sent as text to a mobile phone. 3. Change all factory-set passwords, including for wireless devices such as printers and routers.
Tips When Shopping Online The IRS reminds online shoppers to protect their tax and financial data from identity thieves with a few extra steps. Thieves could use this data to file a fraudulent tax return in 2019. Cybercriminals want to turn stolen data into quick cash. They do this by draining financial accounts, charging credit cards, creating new credit
accounts or even using stolen identities to file a fraudulent tax return for a refund. Here are seven steps to protect their accounts: 1. Avoid unprotected Wi-Fi. Unprotected public Wi-Fi hotspots may allow thieves to view transactions. 2. Shop at familiar online retailers. Generally, sites using the “s” designation in “https” at the start of the URL are secure. User can also look for the “lock” icon in the browser’s URL bar. That said, some thieves can get a security certificate, so the “s” may not always vouch for the site’s legitimacy. Beware of purchases at unfamiliar sites or clicks on links from pop-up ads. 3. Learn to recognize and avoid phishing emails. Thieves send these emails, posing as a trusted source, such a financial institution. or the IRS. The criminal’s goal is to entice users to open a link or attachment. The link may take users to a fake website that will steal usernames and passwords. An attachment may download malware that tracks keystrokes. 4. Keep a clean machine. This applies to computers, phones and tablets. Taxpayers should use security software to protect against malware that may steal data and viruses that may damage files. 5. Use passwords that are strong, long and unique. Experts suggest a minimum of 10 characters but longer is better. People should also avoid using a specific word in the password. They should also use a combination of letters, numbers and special characters. 6. Use multi-factor authentication when available. This means users may need a security code, usually sent as a text from a financial institution or email provider to a mobile phone. People use this code in addition to usernames and passwords. 7. Encrypt and password-protect sensitive data. If keeping financial records, tax returns or any personally identifiable information on computers, this data should be encrypted and protected by a strong password.
I recently attended a dinner in which the keynote speaker cracked jokes during the presentations that Millennials are simply disinterested, unengaged and possess a poor work ethic. This was not the first time I’ve heard this in a presentation, and not too long ago, there were full seminars on how to work with Millennials.
We saw our young professionals donate more than 415 hours of their time to various local organizations in an effort to give back to the community. While I’ve heard this rhetoric many times before; this time it struck a nerve with me a little more than other times, simply because I know what’s going on with our young professionals locally. So with that being said; I wanted to share some numbers with the membership on the IGNITE young professional group for the year. I’m pleased to announce that we had a banner year for IGNITE in all areas. We had more than 200 young professionals engage and participate in the Ignite Cup, which pits teams against one another in friendly competition that promotes a new way to network and forge new friendships. In conjunction with these competitions, we had a fundraising effort called Penny Wars that saw our young professionals raise more than $2,600 for local charities of their choice. This number represents an increase of more than $1,600 from 2017.
A Benchmark Year It’s not all fun and games though. We saw our young professionals donate more than 415 hours of their time to various local organizations in an effort to give back to the community. This is the first year that we’ve tracked this number. So it is a benchmark number for the years to come, however this number far exceeded the IGNITE board’s expectations. We’ve also seen our YPs engage in global initiatives, such as coat and school supply drives. In addition to that, young professionals participated in learning more about life skills through our Adulting 101 series that helped them learn more about buying a home, city council, investing, negotiating, and even how to change tires. Last but not least, YPs engaged in our lunch with a leader series, which put them in front
Greg Lundquist IGNITE
of some of the most successful and admired professionals in the Rock River Valley. So as we close out 2018 and head into 2019, I’d like to congratulate and thank the Ignite young professional membership and the Ignite board (Phoebe Morris, Emily Hardy, Zakera Nanabawa, Britney Lindgren, Kim Thielbar, Sydney Turner, Paul Happach, Lauren Jones, Hannah Schoenberg and Matthew Brandt) on an exceptional year. A special thanks to our previous board members, as this sort of success has been years in the making. In fact, current Mayor McNamara led this group early in his career. Finally, to the local chamber restaurants, presenting sponsors and leaders who led those lunch presentation; words do not adequately describe our appreciation, so I’ll just thank you again! It’s exciting to see the level of success that we have had, and I look forward to building on that success in the years to come. In preparation for 2019, the IGNITE board has met to finalize upcoming events for this year to encourage membership growth, community outreach, education as well as the attraction and retention of young professionals to the Rockford region. With all that being said, I think you would agree that our young professionals are anything but disinterested, unengaged, and they do possess a solid work ethic. In fact, I would put their desire to give to back to the community they live in as exemplary. Are there Millennials that created this stigma, sure… but I would argue that anyone within any given generation can possess those same lackluster qualities as described in the beginning. If you are experiencing issues in working with the younger generations, have a serious open talk with them. In talking with the CEO of a local organization recently; we talked about this very issue. His advice and solution was to be curious … Find out why. And who knows? Maybe from that conversation, you’ll find some solutions you’ve never thought about before. Happy New Year from IGNITE young professionals group! Greg Lundquist is president of IGNITE. The views expressed are those of Lundquist’s and do not necessarily represent those of the Rockford Chamber of Commerce.