reflections ’ve been in the throes of going paperless at my home since the start of 2015. Part of that process has been going through the 1930s waterfall cedar chest that I purchased from my grandparents’ estate. It was filled to the brim with mementos, cards, letters, newspaper clippings from my grandmother, drawings my daughters created as wee ones, and a multitude of many years of photos. Also inside was this tiny leather daily pocket remembrance from 1865, with lovely marble-edged pages. I purchased it nearly 25 years ago in Old Town from an antique store on San Diego Avenue. Inside its delicate dated pages was an excerpt of Jean Maria Sizer Coit’s life in 1865. There were two photographs of her younger and older self, packaged in a brittle translucent vellum envelope, along with a handwritten note describing the contents of the diary and a small tidbit of ancestral history on the back of each photo.
Within the diary, I found pressed tiny fragile flowers that had discolored the pages that held them. I discovered that Jean enjoyed painting, based upon a list of paint colors, such as Prussian blue and Chinese vermillion. Prices of items, such as soap .18, silk .35, and coffee .44 are listed. She also included recipes for Lemon Pudding and Superior Sponge Cake. I can’t even begin to decipher the sponge cake recipe. It calls for “the weight of ten for sugar and the weight of six in flour.” What does that mean? I adore reading her travel journey from Norwich, Connecticut, to Canada and back home again from June-September, with her very ill, 21-year-old son, Willie. She uses phrases like “procured a hack and drove to the steamer,” “lost my carpet bag,” and “Mrs. Perine and Mrs. Haymaker took tea here today.” At the end of October, Willie had a flurry of visitors, bringing him gifts like a “jar of canned quinces and a tumbler of cranberries.” On November 28, the entry states “Darling Willie has left us.” The story abruptly stops there. I assume her grief had left her unable to write. As I looked again at this little piece of history that I had tucked away, I wondered why a family would not keep this book and the photos. Was there no one to pass it on to? Was there a rift in the family? A quick search on ancestory.com found her in several family trees. Why would no one keep this beautiful little book of legacy? What circumstances conspired to bring this little stately tome to my home in San Diego from its origins in Connecticut? Was the family so overcome with grief that they wanted to block this from their history? There is something wonderfully tangible to have the ability to hold something that an ancestor scripted over 100 years ago. Maybe I won’t go completely paperless. It’s a very nice thought to think that perhaps one day my great-great-great-grandchildren may read my handwritten words, take a peek into my world and imagine the type of person that I was. ~ Rosemary FROM THE FRONT PORCH JOURNAL march/april contributors:
Front Cover Photography Susanne Romo Copyright © 2015 From The Front Porch Journal
Reflections: Rosemary Joles A Note from Rosemary: Rosemary Joles Mortgage Memo: Carolyn Plummer On Our Porch: Rosemary Joles Feels Like Home Lisa Vasey The Nibblers Digest: Marco Sawrey The Cork Connoisseur: Beth Fraitag Travel The World: Beth Taylor Travel San Diego: Rosemary Joles Bravo and Mia Bites: Todd Joles Books or Blogs: Todd Joles Podsibilities: Todd Joles Technaholics: Todd Joles Ingenious: Rosemary Joles Nitty Gritty: Susanne Romo Project DIY: Rosemary Joles Photo credits if not noted: dreamstime.com & Rosemary Joles
contents
MARCH/APRIL
2015
departments 2 4/5
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reflections the real estate brief a note from rosemary the mortgage memo 6/7 home on our porch feels like home 8/9 bon vivant the nibbler digest the cork connoisseur 10/11 travel travel the world travel san diego 12 time-out city farmers and nates garden grill 13 et cetera where’s rosemary delish -last hurrah to winter 14/15 five star home professionals 16
minutia useless knowledge bravo and mia bites rosebud’s garden -red powder puff 17 upcycle trash to treasure -old books 18/19 nitty gritty 10 ways to save water and money
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17 From the Front Porch Journal Published by and compliments of:
Rosemary Joles Realtor, Cal BRE # 01095314 619·405·7673 Homes@LivinInSD.com www.LivinInSD.com 8277 La Mesa Boulevard La Mesa, CA 91942
Follow our blog at: LivinInSD.com Like us on Facebook at: Facebook.com/LivinInSD Follow us on Pinterest Pinterest.com/rosemaryjoles/
bits and pieces ponderings podsibilities technaholics books or blogs ingenious 21 sd outdoors sd sports park exploration -waterfront park sd word find -spring words 22/23 lifestyle sd theatre sd adventures sd concerts 24/25 domiciles from east county to the coast 26 our advertisers 27 remember when –national city train depot
the real estate brief a note from rosemary f there is anything that I know about the real estate industry, it is ever changing. This past year saw a major change in the California Residential Purchase Agreement. The Wood Destroying Pest Inspection and Allocation of Cost Addendum were removed, among other changes to various CAR forms. On January 1, we saw six laws go into effect for the real estate industry. Two of the laws are only applicable to notaries and real estate agents. For the sake of space, I will cover only the four laws that directly impact buyers and sellers.
Buyers: Documentary Transfer Tax. No Keeping the Purchase Price a Secret. The existing law allows a buyer or seller to demand from the county that the documentary transfer tax to be paid on the sale of a property be shown on a separate document. The change? The new law requires that every document subject to the documentary transfer tax must show on its face the amount of the tax due when submitted to the county, thus disclosing the price paid if one does a little math. Buyers and Sellers: Agency Disclosure Requirement Expanded. Current law requires that listing and selling agents in a residential real estate transaction provide the seller and buyer with a CAR-approved disclosure form containing general information on real estate agency relationships. This applies to purchases, sales, and lease transactions that are more than a year long. The change? The law now extends these agency disclosure requirements to include transactions for the sale of commercial real property, and to the lease of commercial real property that is longer than one year. The new law defines commercial property to include vacant land, industrial property, or any residential property containing more than four dwelling units. Sellers: Document Bundling Prohibited by HOAs, as Part of the Required Common Interest Development Disclosures. Seller must pay HOA fees. The change? The new law requires that the seller must provide a prospective purchaser with all mandated common interest development disclosures in the seller’s possession, free of charge. Fees for the HOA-mandated disclosures must be individually itemized for each document. Fees for all mandated disclosures must be separately stated and separately billed from all other fees, fines, or assessments. Where there is no “hard copy” delivery of documents, the HOA may not charge an additional fee for electronic delivery in lieu of a hard copy. This is a good thing. HOAs were “feeing” sellers to death prior to this law. Sellers: Mortgage Debt Forgiveness Act Extended to Short Sales Conducted in 2014. Under the Mortgage Debt Forgiveness Act, any mortgage forgiveness achieved in a short sale is not counted as income for homeowners whom banks allowed to sell their homes for less than the amount of their mortgage. In January 2015, Congress extended this act through December 31, 2015. This is very good news for those who are already suffering from financial difficulty. Lending Changes: Coming in August, there will be a new lending disclosure law that will affect everyone involved in a real estate transaction. I’ll give you more information on that in the next issue. The Market: The last quarter of 2014 saw a slowdown for many agents. As soon as the first week of January 2015 hit, the sales market picked up quite significantly for many of us. Homes are again selling quickly and for top dollar. Inventory is still low, causing multiple offers. Interest rates are nearly the lowest they have ever been. If you purchased a home in the last 18 months, you may want to consider giving Carolyn Plummer a call at 619.813.8934 to see if refinancing your home makes good financial sense. She could save you mucho dinero! If you are considering selling this year, please feel free to call me for a current market value on your home. I can be reached at 619.405.7673 or at homes@livininsd.com.
T
he most expensive home that sold in San Diego County in the Until next time, please take a moment to enjoy spring in San Diego month of February is this stunning 1998 Mediterranean Beauty in County and all the joys that it has to offer. La Jolla Farms. Featuring 5 bedrooms, 5.5 baths. The 6,657sq. ft. home is located on a .96 acre lot, was designed by Island Architects and overlooks the Pacific Blue to Catalina and Blacks Beach. The buyer paid a bargain price of $9,050,000 for the privilege of living in this jewel with a view.
carolyn’s mortgage memo what is your mortgage amount risk tolerance? hether you are a first time home buyer or a seasoned investor, real estate is an investment vehicle and you need to know your risk tolerance just as you would when investing in stocks, bonds and mutual funds. I often tell my clients, "what mortgage amount you are approved for and what amount you are comfortable with are usually two different amounts". Figuring out your comfortable mortgage amount is a critical step. Here's how to tell your real estate risk tolerance: Income Level: Most mortgage programs have a debt-toincome ratio requirement. The more income you make the more debt you qualify for. However, this debt-to-income ratio is based off gross income, not net or take home pay. For example, Fannie Mae's requires your monthly debt payments ( including principal, interest, taxes, insurance and mortgage insurance plus any installment and credit card payments ) not exceed 45% of your gross income. So if your gross monthly income is $5000 per month, your debts shouldn't be more than $2250. But what if you have extra income taxes or retirement savings taken out each pay period and your net income is much lower? Or if you have expenses that are not on your credit report such as travel expenses or family financial obligations? Even if the lender doesn't factor in your take home pay and other expenses, you need to do so.
Do
you have expenses that are not on your credit report. Factor these with your mortgage payment.
Financial Stability: Do you receive bonus income, commissions or overtime pay that varies from month to month or year to year? If so, you may want to be more conservative on the mortgage payment. On the other hand, if your income has a history of increasing from one year to the next and is likely to continue, you may want to be more aggressive. Reserves: What are your savings habits? Do you live pay check to pay check or do you save monthly for a rainy day? If you don't have at least 3 months of mortgage payments in savings, you may want to be more conservative on the mortgage amount. If you have large reserves, you can afford to be more aggressive. Having a strong savings reserves also shows you can manage tight months and housing emergencies.
Are
Age: If you are younger with years of job promotions and pay increases in your future, being more aggressive with a mortgage amount may make sense. However, if you are nearing retirement or already retired, the opposite may be better. If you are nearing Carolyn lives in Rancho San Diego with her husband, teenage daughter and 2 dogs. She retirement, you will want to base the debt-to-income off your future has lived in East County for the past 22 years and loves the sunshine and sense of retirement income and not your current income. You may want a community. Carolyn can be contacted at cplummer@amerifirst.us or at 619.813.8934. more conservative approach. you a saver or a spender? Take this into consideration when determining your monthly mortgage obligation.
Equal Housing Lender. I am a licensed mortgage originator, NMLS# 256447, and am licensed to originate mortgage loans in the State of California.
AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. Copyright 2013. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. CA: Licensed by The Department of Business Oversight under the CA Residential Mortgage Lending Act
Once you know what type of borrower you are, a mortgage professional can help you figure out the mortgage that is best suited for you. Again, what is important for real estate investing, is not the mortgage amount for which you qualify, but rather the amount with which you feel comfortable. For more information, please contact me at 619.813.8934 or at cplummer@amerifirst.us
hat do the likes of renowned equine photographer Robert Vavra, Tony Award winning costume designer Gregg Barnes, the Dean of Western Painters Olaf Wieghorst, and SOHO founder and artist Robert Miles Parker all have in common? Each have called La Mesa resident Clark Mires friend. If you don’t run in theatrical circles or were never a student at Grossmont College, you may be wondering who is this Clark Mires? Mires, now retired, was the theatre arts professor for 30 years at Grossmont College. He is also the owner of the home and porch featured in this month’s issue of From The Front Porch Journal. Mires has always loved homes with a history. For 20 years, he was the owner/caretaker of the Olaf Wieghorst home in El Cajon. He sold it to the El Cajon Chamber of Commerce, who moved it to its current location at 131 Rea Street. The Chamber has since turned the simple western style home with adobe stables, into the Olaf Wieghorst Museum and Western Heritage Center, which is a must-see if you are interested in our Western history. When Mires parted ways with his significant home in El Cajon, it was only natural for him to purchase another historic jewel in La Mesa.
on our porch Details Year Built: 1909 Architectural Style: Italianate Architect: Possibly Richard Neutra Landscape Architect: Milton Sessions Nephew of Kate Sessions. Sessions is known as the “Mother of Balboa Park.” 5 BD 3 BA |2280 Sq. Ft. Lot: 16,600 Sq. Ft. Historic Owner: P. S. Packard Family Owner of San Diego’s Arts and Crafts Press for 50 years.
For 18 years Clark has called this lovely Italianate, Olde La Mesa lady home. You can see his mark throughout as the custodian of this residence. Stepping inside not only takes you to times past, but it also allows you to step inside the theatrical mind of Mires. Antiques and art from all over the world abound. Costumed manikins are displayed in several rooms. Many windows throughout the home showcase antique stained glass windows. The “poker room” charms you with its working antique crankcase phone and is filled with memorabilia of the Olaf Wieghorst days of Mires’ life. A tiny closet, turned trophy room, has photographs of shows done during Mires’ Grossmont years, including a stunning book display of costumes designed by Mires for Community Christian Theater’s Suzy’s Zoo. The home boasts original bead board; steps with secret storage spaces under the treads; art deco tile, which was lovingly uncovered under 1950s white tile; tin ceilings; original kitchen cabinetry; and a sleeping porch that features Mires’ collection of medical equipment. Beyond the sleeping porch, through short doors that you must bend to get through, you will find Mires’ latest undertaking—a tree house with its very own wood-planked suspended bridge. It would make Peter Pan, the boy who never grew up, proud.
home
Photo credits: Susanne Romo
It’s a lovely way to live. No space in this home goes unused, and it is surrounded by years of one man’s adventures. It’s the non-cookie-cutter life for Mires. His home and his life show it. ~Rosemary
Robert Miles Parker’s drawing of the Olaf Wieghorst home found in the “poker room”.
A wall was removed so these stunning leaded glass Old Globe’s, Lucky Duck costume and the doors could be installed in the master bath. original drawing by Gregg Barnes.
feels like home h, Spring! I love this time of the year – it always feels like time for a fresh start and fills me with hope and optimism. As a stager/redesigner, spring is always a fun and exciting time – keeping up on trends in color and home design is part of my job, so I don’t feel guilty spending hours and hours perusing all of my home design magazines and blogs. If 2015 is your year to update something in your new or existing home, here’s the Cliff Notes version of some great, but easy ways to make your space on-trend and the envy of your friends and family.
One of the easiest, and most cost-effective ways to transform a space is with paint – and it’s almost instant gratification! You may decide to stick with neutrals for the walls and use color in accessories, or go bold with colorful walls. Either way, there are some colors that sing 2015 more than others. Photo credit: potterybarn.com
Gone are the days of “builder’s beige” – white, off-white, and tans/beiges still work, but the new neutral is gray. Gray can be a warm and cozy color – and just as there can be about a bazillion whites, there are many nuances of gray that work well with almost any other color. Mixing gray with color muddies it, which is another trend that is surfacing.
Photo credit: hamptonnest.com
But if you’re ready to make a statement with color, then there are certainly some fun shades to consider. I’ve seen a lot of blues used lately – especially a deep Mediterranean blue (think Greek Isles.) Colors for the ‘60’s are also hot! Olive greens and tangerine are being utilized more – you’ll see them used as accents both on walls and accessories. And pastels are a great way to use color without jumping in the deep end of the pool. Pastel pink is particularly popular for this year. In general, if you see a color trending in fashion, you’ll most likely see it in home design too. However, paint is just the beginning – there are other low-cost ways to update your home just by switching out some art and accessories to transform the space. If your larger furniture pieces are neutral, purchasing some new throw pillows in trending colors can instantly punch up the “now” factor. Textured, colored pillows are really popular right now and are a great way to add a layer of interest to a neutral backdrop. Large-scale (especially digital) art is on the rise. Copper, bone, and horn accessories, plus other natural elements like repurposed or recycled wood are great eco-friendly options to bring the “green” movement home. The use of marble – especially in bathroom accessories – is not only classic, but classy. And if you lived through the 80’s trend of brass, you may be surprised that brass is back – but this time, it’s a softer, matted version. Lisa Vasey, lives in La Mesa with her husband and two pugs. When not staging or redesigning, Lisa likes to try new restaurants and recipes, travel, read, and enjoy live music. You can find Lisa on the web at stagedtodaysoldtomorrow.com. Reach out to Lisa at 619.335.8550 or email her at lisa@stagedtodaysoldtomorrow.com for help with your redesign or staging project.
Whatever space you decide to tackle, there are plenty of opportunities to have fun and show your unique personality. May 2015 bring you health and happiness – and in love with your updated home!
bon vivant Marco Sawrey
Juniper and Ivy 2228 Kettner Blvd., San Diego, 92101 619.269.9036 juniperandivy.com
eware! You may feel completely comfortable and welcome at this reclaimed warehouse-turned-hip restaurant. Juniper and Ivy feels warm and inviting. Most of the tables have views of the open kitchen where you can often see Chef Richard Blais plying his craft. Chef Blais pays respect to local ingredients and flavors here in San Diego, while being true to his modern style of cuisine. The service is outstanding from the host desk to the servers, who are knowledgeable and excited about the menu. The menu shows plenty of creativity and innovation combining different flavors, textures and temperatures. The “toasts” are not to be missed, whether you try the standards like the Carne Cruda Asada, with its nod to both steak tartare and carne asada, or one of the seasonal selections like the Persimmon toast with burrata, pine nut and basil. This delicious mouthful is a play of sweet and salt with its creamy burrata, perfectly ripe persimmons, and bright vinaigrette. The menu changes frequently and features different riffs on the same dish using seasonal ingredients. Even the Charcuterie plate changes regularly with a few interesting twists that may raise an eyebrow or two, like pairing kimchee (Korean spicy pickled cabbage) with chicken confit (a winner in my book but not your standard charcuterie combo).
Photo Credit: justluxe.com
Photo Credit: Nicole Monico
The desserts, some of which also rotate seasonally, were less successful. The Yodel (devil’s cake, white chocolate, hazelnut brittle and hot chocolate) seems to be a constant and although it is tasty the idea does not seem to have been fully baked.
There is never a dull moment or dish at this Little Italy favorite. The fact the food is so tasty may hamper conversation due to the incessant “mmmms” and “oooohs” at the table, but your mouth (and your guests) will thank you with every bite.
Photo Credit: Nicole Monico
If you are a fan of tapas-style dining, Juniper and Ivy offers a variety of small plates to share, giving you a chance to try many dishes. Or you can dive into a more traditional (appetizer and main dish) approach to the menu.
“I felt once more how simple and frugal a thing is happiness: a glass of wine, a roast chestnut, a wretched little brazier, the sound of the sea. Nothing else.�
One feels successful when you wake up every morning excited for what the day will bring. As a wine consultant I am blessed in so many ways. The multifaceted aspects of wine are endless; through culture, history, agriculture, romance, art & celebrations...there are so many ways to explore one of the world's coolest beverages. Every wine is different, yet always a constant in my world, is the exploration of terroir, color, aromatics, flavors and vintages....something I look forward to every day.
Photo Credit: littlewinecounter.com
never would have thought a quote I once read as a 16 year-old high school student would have so many positive & meaningful impacts throughout my life. The book, Zorba the Greek, would prove to be a powerful force.
Quigley Fine Wines has found a niche in the wine world. Working with artisanal wine makers, we are able to hand select every single wine that we represent. We observe, swirl, sniff, taste and drink all our wines from top to bottom before we recommend them to our clients. We tailor our services for every individual so that when our clients open a bottle of wine at home, they already know they will love it. The best part is introducing clients to regions and varietals that they may not have already experienced. If you drink one glass of wine every night or only once in a while, there's no point in drinking bad wine. So cheers! to great wine and the adventures that come along with every bottle.
Photo Credit: italylogue.com
Photo Credit: globaladventures.com
My inventory is made up of some of the best wines in the world. Small, family-owned and sustainable vineyards are where master winemakers pour their heart and soul into everything they create, and their wines eventually make their way into the homes of my clients. Enjoying a glass of wine on a Tuesday night or sharing a vintage bottle with loved ones for a special occasion, always brings you closer to happiness.
Beth Fraitag is a lead wine consultant with Quigley Fine Wines. Wine is her passion and she works one on one with individuals who also enjoy popping the cork from time to time. Her specialty is small production wines from around the globe where sustainable farming practices have been the norm for generations. Her belief in biodynamic methods to bring mother nature's bounty into our lives is the basis for the wines she represents. She can be reached at 619.742.0245 or beth@quigleyfinewines.com. Check out the QFW website at quigleyfinewines.com for additional information.
which cruise is right for you? etermining which cruise line is the right fit for you is the most important element of a rewarding cruise vacation. Go on the wrong ship and chances are you will not have the experience you were hoping for. Go on the right ship and you’ll come back anxious for the next one!
Do
Are
you bringing the kiddos? Find cruise lines that are family friendly.
While cruise lines try to persuade travelers they can offer an all-things-to-all-people onboard experience that is not really the case. While some cruise lines tailor their activities to accommodate a wide range of lifestyles, each individual line tends to cater to a particular demographic or niche. They each have their own “personality”. Some are better for families or seniors. Some are for budget conscious cruises while other cruise ships are more inclusive and luxurious. The options can be overwhelming!
you want a mega-ton contemporary ship with a rock climbing walls?
▪ What is your budget? ▪ Where do you want to go? ▪ How long do you want to be gone? ▪ Do you mind crowds? ▪ Are you bringing the kids? ▪ How important are food and entertainment? ▪ Do you want to get dressed up or be casual? ▪ Are you going for the cruise experience or is the destination your priority? The answers to these questions and getting a sense of your expectations for your vacation, puts us on the path to narrowing down your options. Selecting the cruise line that best matches your personality and expectations is the key ingredient for finding the cruise of a lifetime!
(The next issue of the Front Porch Journal will feature an overview of the different types of cruise ships and what makes As a travel agent who has specialized in cruising for over 30 years them unique.) I have seen the industry grow from simple short cruises to the Caribbean to what it is today...a myriad of choices from small ships and river cruises, to the mega-ton contemporary ships with bowling alleys and rock climbing walls…and all kinds of options Beth Taylor is a local travel consultant who has been in the travel industry for over 30 years. She specializes in group and in between! I’ve worked with hundreds of clients over the years and I’ve found that answering some basic questions will make the process a lot easier.
family travel. Her experience has taken her to places around the world. She’d love to help you plan your own unique vacation or simply “talk travel” with you! She can be reached at TMTravel@cox.net or 619-303-8771. Visit her website at BethTaylorMadeTravel.com for more tips about travel and some of the latest travel specials
destination-key creek lavender farm here is no need to go to France to experience the scent and utter extravagance of a lavender field. No, here in our fine county you can take the 60 minute drive north east from central San Diego, travel the back roads of Valley Center traversing some that are dirt and you will arrive in a valley that is not in the middle of nowhere, but as the team at Key Creek Lavender Farm like to say “the start of somewhere”. In May of 2014 several us from The Front Porch Journal had the blissful experience to wander/explore/ “The Farm”. The consensus at the end of the day is that we all wanted to come back for one of their events. Our guide was extremely informative and knew her lavender. How to grow it, distill it, and the uses for the over a dozen different varieties that they grow. One of the tidbits I learned because I have always killed any lavender plant that I have ever had in my possession, is lavender doesn’t like wet feet. It grows best and beautifully on slopes! Who knew? At the end of the tour we tasted, lavender short bread cookies, refreshing lavender lemonade and the most incredible gooey lavender caramel. Can we say YUM? The bonus though was meeting the very lovely and passionate about her craft, owner Alicia Wolf. Enthusiastic about her farm, you couldn’t help but fall in love with the place. We of course all ended up spending some serious cash at the lovely gift shop, with its plethora of lavender tidbits and at Mrs. Jone’s Tea House with it’s delightfully organic goodies. Alicia, originally from South Africa, felt an immediate connection with the lavender fields when she stepped onto them in 2008 and knew then she had to own the 8 1/2 acre farm. She has since acquired the designation of being the only USDA certified organic lavender farm in America. Unfortunately this year they will not be having any public tours, however you can still enjoy the fields by attending an English High Tea and numerous classes ranging from cooking classes to how to make soap. Private tours can be set up with a minimum of 20 people and bus tours are allowed with a charge of $5.00 per person. Note: You will want to wear comfortable shoes for walking. The terrain is uneven and sloped and you will do some uphill walking to get to the actual fields. Also, you will want to use the directions on the Key Creek website. GPS and online maps will not get you there. We all had a slight panic attack on our trip when we had no cell reception.
Key Creek Lavender Farm 12460 Keys Creek Rd. Valley Center, CA 92082 760-742-3844 kclfarm.com
time-out family-friendly places to go with kids in and around san diego
Why Kid Friendly? A Farmette in the City Children’s Play Area Cool Plants Children’s Games at Nate’s Child seating at Nate’s Location 4832 Home Ave. San Diego, CA 92105 Contact cityfarmersnursery.com 619.284.6358
City Farmers Nursery and Nate’s Garden Grill
where’s rosemary? In every issue of From the Front Porch you’ll find a photo of different places that I’ve been in San Diego County. Your goal is to figure out where I took the photo. Be specific and submit your guess as fast as you can (You have competition!!!) The first correct answer will win movie tickets for two! You can email, call or Facebook us at: 619-405-7673, Homes@LivinInSD.com or facebook.com/LivinInECSD.
delish
et cetera
Last Hurrah to Winter
Ingredients
where was rosemary? National City Depot 922 W. 23rd St. National City, CA 91950 619.474.4400 | sdera.org Winner Robert Turner El Cajon, CA
1 tsp olive oil 1 medium yellow onion, diced 1 stalk celery, diced 1 red bell pepper, diced 2 garlic cloves, minced 1 (4 oz.) can diced green chilies 3 cups low-sodium chicken broth 1¼ cups corn kernels
½ tsp salt ¼ tsp ground pepper ¼ cup all-purpose flour 2 cups skim milk 2½ cups shredded cooked turkey (or chicken) ¾ cup shredded Cheddar cheese ¼ tsp cayenne pepper Green onion, thinly sliced (for garnish)
Preparation Instructions 1.
2. 3. 4.
Heat the olive oil in a large saucepan set over medium heat. Add the onion, celery, red 5. pepper and garlic and cook until the vegetables are beginning to soften, about 5 minutes. Add the green chilies and cook for 1 minute. Pour in the chicken broth, bring the mixture to 6. a boil, then reduce heat and simmer for 10 min. Add the corn and simmer for 3 minutes. Place the flour in a medium bowl and slowly
Photo & recipe credit: cookincanuck.com
Light Turkey Corn Chowder
Do you enjoy the recipes in From The Porch Journal? Follow us on Pinterest for more yummy recipes that are wee humble cottage approved! pinterest.com/rosemaryjoles/home-cookin-wee-humble-cottage-approved/
whisk in the milk until the mixture is smooth. Slowly whisk the milk mixture into the soup, along with the salt and pepper. Cook, whisking frequently, until the soup is thickened, about 15 minutes. Stir in the turkey (or chicken), Cheddar cheese and cayenne pepper. Stir until the cheese is melted. Ladle into bowls and garnish with green onions.
Meet Your 2015 Team Of San Diego County Five Star Home Professionals Top 4% of San Diego County Mortgage Professionals
Carolyn Plummer
2012-2015 Five Star Mortgage Professional
619·813·8934 619·414·5038 cplummer@amerifirst.us Equal Housing Lender. I am a licensed mortgage originator, NMLS# 300310, and am licensed to originate mortgage loans in the State of California.
AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. Copyright 2013. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. CA: Licensed by The Department of Business Oversight under the CA Residential Mortgage Lending Act
Top 7% of San Diego County Real Estate Professionals
Rosemary Joles the Joles group
2014-2015 Five Star Real Estate Agent Residential Sales · Leasing 619·405·7673 homes@livininsd.com livininsd.com Windermere Real Estate SoCal
the JOLES group
Top 1% of San Diego County Home/Auto Insurance Professionals
Susanne Romo
Romo Insurance Agency
2015 Five Star Home/Auto Insurance Professional 3675 Ruffin Rd. #220 San Diego, CA 92123 858·751·0956 sromo@farmersagent.com susanneromo.com
A Huge Thank You To Our Clients! We Couldn’t Do What We Do Without You!!!
As seen in San Diego Magazine March 2015
How Are Five Star Professionals Chosen? The final list of 2015 San Diego Five Star Professionals is a select group who deliver outstanding quality services to their clients. Professionals who satisfied each of the following objective criteria were named a 2015 San Diego Five Star Real Estate Agent, Five Star Mortgage Professional or Five Star Home/Auto Insurance Professional. 1. 2. 3. 4. 5.
Received qualifying clients’ satisfaction rating. Satisfied the applicable state licensing requirements. Actively employed as a licensed professional for a minimum of three years. Favorable regulatory and complaint history review. Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served.)
The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction. These professionals are not included on the list unless their score is statistically valid.
minutia With jobs, television, internet, hobbies, home and family responsibilities, the average married couple spends four minutes a day alone together. Todd Joles is now known as Mr. Useless Knowledge, is a business associate of his wife Rosemary, a passionate luthier by night, mandolin/bluegrass aficionado by choice, chief cook and bottle washer because he loves his wife and a purveyor of this useless knowledge. You can find more useless knowledge at: Facebook.com/LivinInECSD
bravo & mia bites
useless knowledge
“Outside of a dog, a book is a man’s best friend. Inside a dog, it’s too dark to read!” - Groucho Marx
Photo compliments of: Rebecca Johnson Bravo and Mia are the fur-children of Rebecca Johnson. They are the grand puppies of Rosemary and Todd Joles.
botanical name: Calliandra haematocephala common name: Red Powder Puff Likes: Sun to partial shade Hates: Overwatering Blooms: Red Note: Has a flat growth habit great for espalier.
rosebud’s garden
Why try to explain miracles to your kids when you can just have them plant a garden. -Robert Brault To see more SD plants go to: LivinInSD.com
Rosemary Joles is passionate about low-water gardening in San Diego. She loves creating gardens that look like lush water thirsty gardens, yet need very little moisture to maintain them. Her other passions include real estate, lattes, spending time with family and friends, reading, music and laughter!
upcycle
C
halk paint old books for a new look..
What You’ll Need Old Books Ann Sloan Chalk Paint Paint Brush Sandpaper Stencils (optional)
Directions: knickoftime.net/2013/10/white-painted-books-prettying-up-ugly-old-books.html For more upcycle book ideas go to pinterest.com/rosemaryjoles/livininsd-upcycle/
nitty gritty insurance 411 why higher bipd* limits are essential in your auto policy
Pain
ast night you were driving home from work. You weren’t texting or speeding, but when you came to a stoplight your brakes failed and you hit a pedestrian in the crosswalk. She is 35 years old and earns $30,000 a year. What are the possible costs involved in this accident? 1. Medical Bills and Future Medical Bills. You are at fault in this accident, and by law you are responsible for your victim’s medical bills. One day in an American hospital averages $4,000. This does not include the cost of any surgeries, physical therapy, durable medical devices, or medications. 2. Lost Wages, both past and future. Did she hit her head and now struggles with seizures, headaches, impairment in her thinking skills? How long before she can work again? Will she be able to do the same type of work? Will she ever be able to work again? If she can no longer work, you need to replace a minimum of 30 years’ lost wages at $30,000, or $900,000. and suffering could include emotional and mental injuries. 3. Pain and Suffering. This is a legal term that refers to injuries your victim may suffer as a result of the accident.
They include but are not limited to physical pain, but include emotional and mental injuries such as insomnia, fear, grief, worry, or the loss of enjoyment of life. 4. Loss of Consortium. Did you know your victim’s spouse can sue you because he is no longer enjoying the company, love, affection his wife provided? Plus he can sue you because he will now have to shoulder the household and child care roles his wife helped with? He can also sue you for him having to take time off work. 5. For example, she was very involved in her children’s activities, but now her injuries stop her from her usual involvement. Missing these activities can result in anxiety, guilt or depression. She has forever missed her daughter’s piano recital or her son’s hockey playoff game. What are those lost moments worth to her?
Being
underinsured could cause garnished wages, home equity and or your savings to pay for your victims injuries.
Look at your policy. I strongly recommend drivers carry a minimum of 250/500/100 of bodily injury-property damage (*BIPD) coverage, and have a $1M personal liability umbrella above that. If you do not have enough BIPD and you have assets such as wages, home equity, or savings, these can all be garnished to pay for your victim’s injuries.
Susanne Romo, LUTCF has been working in insurance since 1986. Her passion is showing her clients that there can be a vast difference between just ‘having’ insurance… and being properly insured. She can be reached at: 858 751 0956 or at sromo@farmersagent.com
project diy your home health check up list or most San Diegan’s their home is their most valuable asset. By planning ahead you can avoid issues that could harm your home and pocketbook. These simple steps will also help your home retain it’s value, which will help greatly in getting top dollar when it comes time to sell. To help keep you on task here is a great list from JoAnne Liebeler’s book,
Do It Herself.
Photo credit: Ye Rin Mok
MONTHLY • Fire Extinguisher: Check that it's fully charged; recharge or replace if needed. • Sink/Tub Stoppers and Drain Holes: Clean out debris. • Garbage Disposal: Flush with hot water and baking soda. • Water Softener: Check water softener salt drum and replenish salt if necessary. • Forced-Air Heating System: Change filters once a month if user's manual recommends fiberglass filters. EVERY 2 MONTHS • Wall Furnace: Clean grills. • Range Hood: Clean grease filter. EVERY 3 MONTHS • Faucet: Clean aerator. • Tub Drain Assembly: Clean out debris; inspect rubber seal and replace if needed. • Floor and Outdoor Drain Grates: Clean out debris.
• Wiring: Check for frayed cords and wires; repair or replace them as needed. • Range Hood: Wash fan blades and housing. EVERY SPRING • Roof: Inspect roof surface, flashing, eaves, and soffits; repair if needed. • Gutters and Downspouts: Clean them out or install no-clean version. Inspect and repair weak areas; check for proper drainage and make repairs if needed. • Siding: Inspect and clean siding and repair if needed. • Exterior Caulking: Inspect caulking and replace any that is deteriorating. • Windowsills, Doorsills, Thresholds: Fill cracks, caulk edges, repaint; replace if needed. • Window and Door Screens: Clean screening and repair or replace if needed; tighten or repair any loose or damaged frames and repaint if needed; replace broken, worn, or missing hardware; tighten and lubricate door hinges and closers. EVERY FALL • Roof: Inspect roof surface, flashing, eaves, and soffits; repair if needed. • Gutters and Downspouts: Clean out. Inspect and repair weak points; check for proper slope. • Chimney or Stovepipe: Clean flue (more frequently if needed); repair any cracks in flue or any loose or crumbling mortar. • Siding: Inspect and clean siding and repair if needed. • Exterior Caulking: Inspect caulking and replace any that is deteriorating. • Storm Windows and Doors: Replace any cracked or broken glass; tighten or repair any loose or damaged frames and repaint if needed. Replace damaged hardware; tighten and lubricate door hinges and closers. • Window and Door Weather Stripping: Inspect and repair or replace if it is deteriorating or if it does not seal. • Thermostat: Clean heat sensor, contact points, and contacts; check accuracy and replace thermostat if it is not functioning properly. • Outdoor Faucets: If you live in an area with freezing winters, shut off valves to outdoor faucets. Open spigots and drain, store hoses.
ANNUALLY • Septic Tank: Have a professional check the tank (watch for EVERY 6 MONTHS backup throughout the year). In many areas, it is recommended • Smoke Detector: Test batteries and replace if needed. that the tank be pumped every year. • Toilet: Check for leaks and water run-on. • Interior Caulking: Inspect caulking around tubs, showers, and • Main Cleanout Drain: Have a "rooter" professional clean out the main line, particularly if there are mature trees in your yard sinks; replace any if it is deteriorating. whose roots could have cracked the pipe in their search for • Forced-Air Heating System: Change semi-annually if user's moisture. manual recommends high efficiency pleated or HEPA-style • Water Heater: Drain water until it is clear of sediment; test filters. temperature pressure relief valve; clean burner and ports (gas • Garbage Disposal: Tighten drain connections and fasteners. heater). • Clothes Washer: Clean water inlet filters; check hoses and • HVAC System: Have a professional tune up your heat/air replace them if they are leaking. • Clothes Dryer: Vacuum lint from ducts and surrounding areas. conditioning system.
podsibilities
technaholics
Over
the years there have been many unsung heroes of music. The infamous Wrecking Crew, The Swampers, and Tommy Tedesco just to name a few. Peter Ostroushko is another one you have probably never heard of. He’s one of those musicians that musicians listen to. He is a virtuoso of extraordinary talent. He’s played alongside greats like Norman Blake and Beppe Gambetta and for years he has been featured on the PBS series A Prairie Home Companion. Check him out here on YouTube.com: youtu.be/YgJn2F6lMcM youtu.be/y3_DhyELapM youtu.be/uvyr0ljWus8
books or blogs
When
I was younger, I read a lot of westerns. Max Brand and Louis L’Amour were among my favorites. For some reason Zane Grey never spoke to me. After a recent discussion with a friend I decided to revisit the works of Zane Grey. Being the frugal man that I am, a quick search found 18 titles available on Kindle or Nook for FREE! Another search found that there are many resources out there for FREE classic books. Classic books by H.G. Wells, Rafael Sabatini; Homer’s Odyssey, and Tolstoy’s Anna Karenina are also available for free download. It’s a great place to start for high school or college student reading lists too.
Have
you ever wished that there was an easier way to scroll your tablet hands free? PageFlip allows you to do just that! This wireless hands-free device works with all leading iPads, Android tablets, and all computers and can be custom programmed. It allows musicians and readers to control scrolling/page turning with a simple toe tap. PageFlip operates on 2 AA batteries or use the included USB cable to plug into any USB AC adapter or tablet/computer. Cost for this convenience a mere $89.95 on Amazon.com
If happiness is currency, how rich do you think you are?
bits and pieces ingenious
from lifehack.org
Put
a mailbox right in your garden to store all of your garden tools. Everything stays dry and is conveniently located. Paint the outside of your mailbox to give it a little or a lot of personality.
ponderings
Photo credit: littlevintagecottage.blogspot.com
garden tool storage
SD Sports April SUN
MON
May TUE
WED
THU
1
FRI
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SAT
SUN
MON
TUE
WED
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4
3
SAT
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Sf 1:10
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Lad 1:10 Ari 7:10
19 Chc 11:20 Lad 1:10
6
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Ari 7:10
20 Col 5:40
26
Lad 7:10
Hou 7:10
7
14
Ari 7;:10
21 Col 5:40
27
Lad 7;10
Hou 7:10
8
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Hou 12:40
9
16
22 Col 5:40
28
Sf 3:40
Chc 11;20
23 Col 12:10
29
Sf 7:10
10
17
Sf 5:40
Lad 5:40
3 Col 1:10
18
24 Lad 7:10
11
Chc 11:20
25
10
5 Sf 7:15
11
Ari 1:10 17
12
18
Was 1:10 25
13
19
Laa 7:05
LAA 7:05
HOME GAMES · PETCO Park
27
Was 5:40 22
Lad 7:10 28
16
15
21
Pit 7:10
Ari 5:10
Was 7:10
Chc 6:10
9
8
14
20
Col 7:10
Ari 6:40
Was 7:10
Chc 7:10 26
7 Ari 6:40
Sea 7:10
Chc 7:10 Laa 6:05
6 Sf 12:45
Sea 7:10
Pit 6:10 31
sd outdoors
4 Sf 7:15
24 Lad 1:10
30
2
1 Col 7:10
Pit 7:10
Lad 7:10 29
Pit 7:10
23
30
Road Games
word search –things that say spring
photos credit: rosemary joles
park exploration
April Easter Season Baseball Flowers Showers Blossom Green Spring Break Breeze Lamb Spring Cleaning Butterfly Puddle Tulips Chick Raincoat Umbrella Find the answers at www.LivinInSD.com/ws
lifestyle Lamb’s Players Theater lambsplayers.org
The Old Globe theoldglobe.org
Joseph & The Amazing Technicolor Dreamcoat March 11-May 31
The Twenty-seventh Man February 14-March 22
You Can’t Take It With You March 7-March 29 Freud’s Last Session April 10-May 17 The Coronado Playhouse coronadoplayhouse.com Boeing Boeing March 27-May 3
The White Snake Mar 21-April 26 Buyer & Cellar April 4-May 3 Arms and the Man May 9-June 14
Rich Girl May 23-June 21 Twelfth Night June 21-July 26
San Diego Rep sdrep.org Love, Loss and What I Wore February 25-March 22 Uncanny Valley April 11-May 10
Off Broadway Live offbroadwaylive.com Sentimental Journey March 7-June 27 Chicken Fried Gospel Select dates check website
Peter Pan Jr. April 24-May 3
San Diego Adventures April/May Lake Poway Trout Season December 4-April 30 poway.org Flower Fields March 7– May 10 theflowerfields.com Whale Watching Adventures March 7-April 30 hornblower.com
Escondido Spring Street Faire May 17 kennedyfaires.com/escondido 2014 Carlsbad Spring Village Faire May 3 carlsbad.org
Photo Credit: sandiegowhalewatching.com
Padres Fan Fest April 4 sandiego.padres.mlb.com
Gator By The Bay-Zydeco, Blues & Crawfish Festival May 7-10 gatorbythebay.com
La Jolla Concours d’Elegance April 10-12 lajollaconcours.com
Chocolate Festival May 9 sdbgarden.org
Fallbrook Avocado Festival April 19 fallbrookchamberofcommerce.org San Diego Earth Fair April 19 earthdayweb.org
Photo Credit: Dwight Carrier
The History of the Silk Road Lecture May 28 sdmart.org
sd concerts
Bruce Hornsby
The Romeros
Young Dubliners
4/1 In The Mood Location: Escondido Info: artcenter.org
4/16 Bruce Hornsby Location: Balboa Theatre Info: sandiegotheatres.org
5/8-5/9 LeOmbre: Light, Shadow, Wonder Location: Copley Symphony Hall Info: sandiegosymphony.org
4/2 Tracy Lawrence Location: El Cajon Info: Sycuan.com
4/17 Led Kaapana w/Mike Kaawa Location: Sweetwater Union High School Info: amsdconcerts.com
5/15 Young Dubliners Location: Belly Up Info: bellyup.com
4/3 Martin & Eliza Carthy Location: Sweetwater Union High School Info: amsdconcerts.com
4/18-4/19 San Diego Opera 50th Anniversary Celebration Concert Location: Copley Symphony Hall Info: sandiegosymphony.org
5/15-5/17 A Spanish Rhapsody Location: Copley Symphony Hall Info: sandiegosymphony.org
4/3 Ralphie May Location: Balboa Theatre Info: sandiegotheatres.org 4/4 The Three Musketeers Location: Copley Symphony Hall Info: sandiegosymphony.org 4/4 Al Stewart Location: Sweetwater Union High School Info: amsdconcerts.com 4/4 Spring Harp Fest XVI Location: Harry Griffen Regional Park Info: springharpfest.org 4/7 Quartetto Gelato Location: Escondido Info: artcenter.org 4/9 Jackson Browne, Jack Temchin & Joel Rafael Location: Escondido Info: artcenter.org 4/10-4/11 Tribute to Dean Martin Location: Copley Symphony Hall Info: sandiegosymphony.org
4/24 Chubby Checker Location: El Cajon Info: Sycuan.com 4/26 Mingle @the Mingei: Camarada Location: Mingei International Museum Info: mingei.org 4/26 Earth, Wind & Fire Location: Pechanga Resort & Casino Info: pechanga.com 5/2 Ticket to Ride: A Live Tribute to the Beatles Location: Escondido Info: artcenter.org 5/2 Janis Ian Location: Sweetwater Union High School Info: amsdconcerts.com 5/2 The Moody Blues Location: Pechanga Resort & Casino Info: pechanga.com
4/12 The Romeros Location: Poway Info: powayarts.org
5/3 Han Bin Yoon, Celo Location: Escondido Info: artcenter.org
4/12 Hello Gorgeous! A Live Tribute to Barbara Streisand Location: Escondido Info: artcenter.org
5/3 Once Upon A Tiempo Location: Balboa Theatre Info: sandieotheatres.org
4/14 Pat Benatar Location: Balboa Theatre Info: sandieotheatres.org
5/9 Abba The Concert Location: El Cajon Info: Sycuan.com
5/20 Celtic Woman Location: Civic Theatre Info: sandieotheatres.org 5/22-5/24 Hough Plays Beethoven Location: Copley Symphony Hall Info: sandiegosymphony.org 5/24 Chad & Jeremy Location: Sweetwater Union High School Info: amsdconcerts.com 5/30 Trippin’ The Sixties Location: Sweetwater Union High School Info: amsdconcerts.com
front porch pickin san diego music from classical to bluegrass
domiciles
Carmel Valley · $349,000-$379,000 livininsd.com · 619·405·7673
La Mesa · $390,444 livininsd.com · 619·405·7673
El Cajon · $595,000 livininsd.com · 619·405·7673
Allied Gardens · $615,500-$619,500 livininsd.com · 619·405·7673
Bay Park · $624,000-$649,000 livininsd.com · 619·405·7673
Fletcher Hills · $679,444 livininsd.com · 619·405·7673
from east county to the coast
Mission Hills · $450,000-$475,000 livininsd.com · 619·405·7673
Normal Heights · $530,000 livininsd.com · 619·405·7673
Del Cerro · $625,000-$629,000 livininsd.com · 619·405·7673
Del Cerro · $635,000 livininsd.com · 619·405·7673
Escondido · $675,000-$699,900 livininsd.com · 619·405·7673
Poway · $1,710,000 livininsd.com · 619·405·7673
Millicent
and Company Salons
MEGAN MCGHEN Hair Stylist
619·464·3166
4695 Palm Avenue · La Mesa · CA · 91942
8356 Allison Ave. La Mesa, CA 91942 619-741-6230 Miguel@LaTorta.com www.LaTorta.com
HOME · REMODEL
From DIY to full service, we help you complete your home projects, saving you time, money and your sanity! Christy & Drew Heiskala
Owners |General Contractor Lic#751613
Visit us at LaTorta.com and click on coupon for the latest value meals and coupons.
DIY with Pro Help™ Showroom 1851 5th Avenue San Diego CA 92101 619.928.9DIY
SALVAGE · DECOR
info@diywithprohelp.com diywithprohelp.com
Front Porch Wisdom See your business advertised here. Interested in advertising in From The Front Porch Journal? Contact Rosemary Joles at homes @livininsd.com or at 619-303-9500 x335 for a current price sheet. Our current reach is over 10,000 San Diego County families and we are growing.
Don’t save things for a special occasion Everyday of your life is a special occasion. -Thomas S. Monson
1882
Remember When National City Depot
Photos: San Diego Electric Railway Association & Rosemary Joles
Architectural Style: Italianate Address: 922 W. 23rd St. National City, CA 91950 619.474.4400 web: sdera.org
2014
E
very home is a masterpiece
Pending · $140,000 · 1/1 livininsd.com · Clairemont
Pending · $289,000 · 3/2 livininsd.com · Emerald Heights
Pending · $315,000 · 2/2 livininpointloma.info · Midway District
SOLD · $382,500 · 4 BD/2BA livininescondido.info · Escondido
La Mesa · Starting at $385K livininlamesa.com
San Carlos · Starting at $425,000 livininsd.com
SOLD · $439,000 · 3/2.5 livininsd.com · San Carlos
Pending · $585K · 4/2 livininsd.com · Mission Valley
SOLD · $1,250,000 · 4/4.5 livininlacosta.info · La Costa
Whether you are looking to sell or buy, we have the skills to get the job done right. Find out what our clients have said about us at: livininsd.com/san-diego-county-realtor-rosemary-joles/rosemary/
Rosemary Joles
2014 Five Star Real Estate Agent Residential Sales · Short Sales · Leasing 619· 405· 7673 Homes@LivinInSD.com LivinInSD.com