San Diego's From the Front Porch Journal - July/August 2014

S@N DIEGO COUNTY’S

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Millicent

and Company Salons

MEGAN MCGHEN Hair Stylist

619·464·3166

4695 Palm Avenue · La Mesa · CA · 91942

8356 Allison Ave. La Mesa, CA 91942 619-741-6230 Miguel@LaTorta.com www.LaTorta.com

Visit us at www.LaTorta.com and click on coupon for the latest value meals and coupons.

Annette Young Financial Advisor-Retirement Specialist– Investments 619-435-4276 2 Locations Coronado and El Cajon annette.l.young@wellsfargo.com home.wellsfargoadvisors.com/annette.l.young Investment and Insurance Products | NOT FDIC Insured | NO Bank Guarantee | MAY Lose Value Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members FCIC nonbank affiliates of Wells Fargo & Company. © 2010 Wells Fargo Advisors, LLC. All rights reserved. 1110-4262 [74029-v2] A1015

COMPLIMENTARY CONSULTATION & FINANCIAL REVIEW

FROM THE FRONT PORCH JOURN@L july/[ugust]ontri\utors:

Front Cover Photography istock by Getty Images

The Real Estate Brief A Note from Rosemary: Rosemary Joles Mortgage Memo: Carolyn Plummer Home: Lisa Vasey San Diego Adventure: Rosemary Joles Travel San Diego: Barbara Allen Voyage the Globe: Beth Taylor San Diego from a Boat: Stephen B. Goodwin Bravo and Mia Bites: Todd Joles Books or Blogs: Todd Joles Podsibilities: Todd Joles Technaholics: Todd Joles Ingenious: Rosemary Joles Nitty Gritty: Susanne Romo Copyright © 2014 From The Front Porch Journal

contents

JULY/@UGUST

^_p[rtm_nts

2014

5

8

16 From the Front Porch Journal Published by and compliments of:

Rosemary Joles Realtor, Cal BRE # 01095314 619·405·7673 Homes@LivinInSD.com www.LivinInSD.com 8277 La Mesa Boulevard La Mesa, CA 91942

Follow our blog at: LivinInSD.com Like us on Facebook at: Facebook.com/LivinInSD Follow us on Pinterest Pinterest.com/rosemaryjoles/

4 the real estate brief a note from rosemary carolyn’s mortgage memo 5 home hello summer 6/7 lifestyle experience sd theatre san diego adventure travel san diego 8 family corner voyage the globe out of the mouths front porch wisdom 9 et cetera where’s rosemary delish -cucumber/tomato salad 10 downtown san diego 12 minutia useless knowledge bravo and mia bites rosebud’s garden -cassia leptophylla 13 upcycle trash to treasure -file cabinets to garden planters 14 bits and pieces ponderings podsibilities technaholics ingenious 15 sd outdoors sd sports park exploration -self-realization gardens sd word find -famous san diegans 16 nitty gritty -leading causes of home fires 17 sd concerts front porch pickin’ 18 domiciles from east county to coast

the real estate brief a note from rosemary I

am so very grateful to live in these United States. We live in a country that no matter who you are, or where you started from, you can achieve great things. Is it easy? No! Does it take hard work, sacrifice, tenacity and faith in ones abilities to succeed? Yes! We have so many freedoms, freedom to own a home, freedom to vote, freedom to have your own opinion and speak out on it, plus so many more.

For the first time in our 25 years of living in San Diego we chose this year to take our Memorial Day and visit Fort Rosecrans. We wanted to pay tribute to those who have made the ultimate sacrifice for all of us. We walked amongst rows and rows of white markers lined with the red, white and blue, overlooking the sailboat dotted azure blue harbor.

We took special note of those who served in multiple wars.

Watched as loved ones paid their respects and grieved for their loss. We took in the enormity of all that was given to assure that we would remain free. In our walk we came upon a monument with an insightful message from the Americans of 1944. Written in stone, lest any would forget, a tribute for the men lost in action from the U.S.S. Gambier Bay CVE 73 and Composite Squadron VC-10, during WWII. It’s words brought tears to my eyes, for those that had lost their lives in the hope that we would become a better America. I came to pay tribute, but in reality I was given a gift to view my America through the eyes of those from the past. Here in it’s entirety was the prayer written for those who lost their lives protecting our freedoms.

Eternal God Who alone spreads out the heavens and rules the raging seas, may this memorial bring continued remembrance of the one hundred and thirty seven men who died defending their country in time of danger, and whose bodies found, their last resting place in the waters of the Pacific, may it call to mind that they were called by their nation to defend the liberties and preserve unity. We do not want those who died in the air and sea battles often against hopeless odds to have died in vain.

They died that war would end, an aggressor would be stopped, that peace would to make the world safe for their families and generations to come.

In the name of our Lord. Amen

With Independence Day upon us, as we go about celebrating our liberty with family and friends, at pristine beaches, in green parks and in our backyards, enjoying amazing displays of fireworks, let us take to heart this beautiful message from those who have protected what is so dear to us. May we never forget those who have fought for our freedoms, let them not have died in vain.

In gratitude to those who have served and are serving.

carolyn’s mortgage memo 5 tips to avoid home financing frustration 1. Hire A Professional Home Buying Team. You want to make sure the real estate agent and lender you hire will be easily accessible and educate you about the process. It is important to pick a team you can trust and will be looking out for your best interest.

2. Communication, Communication, Communication! Besides your agent and lender team, there are other third parties involved in the home buying process such as the listing agent, seller, an escrow company, a title company, appraiser and home inspector. With all these different parties involved, communication between your professional home buying team and these third parties is crucial. If in the beginning of the process you are have difficulty reaching your team, this should be a red flag and warning that you may need to find someone else who will return calls, emails and text messages.

3. Full Loan Pre-Approval Prior to Home Shopping. Having full pre-approval will strengthen your offer. It will also vet out potential road blocks in underwriting that could delay the loan processing time once you are in escrow. Full pre-approval means your loan officer has reviewed your credit, income and asset documentation, not just your credit.

4. Avoid Advertised Interest Rates. Interest rates advertised on the internet or newspapers are just that: advertisements. It is great for giving you an idea of current trends, but much more information is needed before the final rate can be quoted and locked. Once you have picked your home buying team, it is important to trust that your lender is looking out for your best interest when it comes time to lock in your rate and will give you the best rate options available.

5. Know What You Can Control. Again, as mentioned above, there are many parties involved in a purchase transaction and there is only so much YOU can control. You can control your decision to work with a particular Realtor or lender. You can control how timely you respond to what is requested of you by the lender, escrow, the Realtor. You can educate yourself on the local market and home buying process. You can control following the tips above. The rest requires patience and trust.

Carolyn lives in Rancho San Diego with her husband, teenage daughter and 2 dogs. She has lived in East County for the past 22 years and loves the sunshine and sense of community. Carolyn can be contacted at cplummer@amerifirst.us or at 619.813.8934.

Equal Housing Lender. I am a licensed mortgage originator, NMLS# 256447, and am licensed to originate mortgage loans in the State of California.

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. Copyright 2013. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. CA: Licensed by The Department of Business Oversight under the CA Residential Mortgage Lending Act

home

hello summer...hello alfresco dining

D

ining “al fresco” – ahhh…for me, just saying those words conjures up an image of an outdoor bistro, or a lovely evening dinner party under the stars. I don’t know about you, but I find that almost anything just plain tastes better when eaten outdoors. Whether it’s simple fare, like hotdogs and hamburgers, or a gourmet meal, dining outside makes me feel like I’m on vacation, even on a weeknight.

Being in Southern California means that we can enjoy fresh air and food together almost year-round, so creating an outdoor space at home to enjoy not only makes sense, but also expands your usable living space, and may even create more value for your home.

Outdoor rooms or dining spaces can be created fairly easily, no matter your budget. Here are some things to consider to make the perfect little “get away from it all” in your own backyard.

T

As with any home improvement project, it’s important to define your vision and budget before starting. How will you use the space? How many people do you need to seat on a regular basis? How about when you entertain? Do you tend to throw huge BBQ’s or more intimate dinner parties?

Planning in advance of designing and purchasing will save you a lot of time and money in the long Photo Credit: houseofturquois.com run.

First, look at how much space you have or want to Is there hardscape or decking, or will you ake advantage of San Diego County’s year round dedicate. need to install something to keep your table level? In sunshine. Carve out a space on your balcony, addition to a table and chairs, you may want to patio or under a tree lit with twinkle lights. Make consider an umbrella, or pergola for shade if you’ll your end of day dining experience speak to all of your be using your space during sunny days. Be sure to think about your, and your guests’, comfort during senses, not just your taste buds. Food always taste the different times of the day that you’ll be using the better when the presentation and setting is picturesque. space, and select seating options that will be comfortable and lend to lingering.

An easy way to define a dedicated space is by using an outdoor rug – there are many affordable options that are fun, however to truly marry your outdoor space with your house, you may want to stick with the same color scheme as your existing furnishings, or opt for colors that are complimentary to what is immediately adjacent to your new space - doing this will help to create a cohesive design, and really bring the outdoors in.

Be sure to consider lighting – in addition to tabletop candles and lanterns, you might want to hang some overhead lights and decorate the surrounding area with lighting. (I buy white twinkle lights during after-Christmas sales, and string them on the trees.)

Now it’s time to think about your dishes, glasses and linens – there’s no reason to relegate yourself to paper plates and plastic forks unless you’re entertaining a crowd. There are so many options of beautiful plastic or melamine plates that look like pottery, you may have a hard time choosing! It’s a good idea to stick with unbreakable items outside if you have kids, but there’s no reason you can’t.

Lisa Vasey, lives in La Mesa with her husband and two pugs. When not staging or redesigning, Lisa likes to try new restaurants and recipes, travel, read, and enjoy live music. You can find Lisa on the web at stagedtodaysoldtomorrow.com.

Need redesign or staging help reach out to Lisa at 619.335.8550 or email her at lisa@stagedtodaysoldtomorrow.com.

lifestyle experience sd theatre Lamb’s Players Theater lambsplayers.org

The Old Globe theoldglobe.org

Off Broadway Live offbroadwaylive.com

Boomers 2014 June 14-August 31

Othello June 22-July 27

Heavenly Grind June 20-August 16

Twelfth Night July 6

Into the Woods July 12-August 10

Chicken Fried Gospel August 10

Les Miserables July 18-Aug 24

Quartet July 25-August 24

Encore Supper Club September 5 and 6

The Coronado Playhouse coronadoplayhouse.com

The Two Gentlemen of Verona August 10-September 14

“Decades-The 60’s” September 12-November 15

Romeo and Juliet June 27-July 20 Dearly Beloved August 15-September 21 Journey Through Oz August 1 and 2 San Diego Rep sdrep.org The Pianist of Willesden Lane September 3-September 28

San Diego Adventures August/September MOVIES IN THE PARK Flicks on Bricks August 7-August 28 ljathenaeum.org/specialevents Movies by the Lake June 27-August 22 santeelakes.com/movies-by-the-lake Film in the Garden July 11-August 25 sdmart.org/programs-events/film

Photo Credit: equinometry.com

Image Credit: funflicks.com

OTHER FUN EVENTS

Stone Movie Nights July 1-August 26 stonelibertystation.com/movies

Julian StarFest 2014 August 21-24 julianstarfest.com

Summer Movies in the Park May 16-September 27 funflicks.com/summer-movie-series

US San Sculpting Challenge August 29-September 1 ussandsculpting.com

Little Italy Summer Film Festival June 14-August 30 littleitalysd.com/events/little-italy-summerfilm-fesitval/

San Diego Bayfair Sept 12-14 sandiegobayfair.org

Photo credit: ussandsculpting.com

travel san diego summer nights at the drive-in

By Barbara Allen

W

hen I moved to Santee a year and a half ago, I was delighted to discover a drive-in movie theater in this sleeping East County city. I had thought drive-ins had all been obliterated with multiplex cinemas. It made me nostalgic for those Saturday nights in the summer when I was a little girl, and my mother would take my older brother and sister and me to the drive-in. Mom would pack snacks and stop for a six-pack of cold Mission sodas. Admission to the drive-in cost something like $2 for the carload. Before the movie started, I’d play on a small playground as the sun set. Back in the car, I’d change into pajamas while Mom hooked the speaker onto the partially rolled-down driver’s side window. Before the end of the first movie of the double feature, though, I’d fall asleep.

At their peak of popularity in the late 1950s and early 1960s, approximately 4,000 drive-ins spread across the United States.

The first drive-in opened on June 6, 1933 in Camden, New Jersey, the brainchild of Richard Hollingshead who came up with the idea because his mother had trouble sitting comfortably in movie theater seats. The first drive-in in California opened on September 9, 1934, in Los Angeles. San Diego’s first one opened in February 1947 at the intersection of Midway Drive and Sports Arena Boulevard. Instead of individual speakers, three loudspeakers mounted near the screen broadcast the audio.

Tickets cost 75 cents. In the late 70s there were about two dozen drive-ins in San Diego. Now there are only two—the one in Santee and the South Bay Drive-in near Imperial Beach.

The Santee Drive-in opened in 1958. In 1961, families paid $1.50 per carload. A children’s playground beneath the screen enticed kids with a merry-go-round, swing sets, and monkey bars.

Customers sat under the stars in lawn chairs, provided by the

theater, in front of the screen. A second screen was added in 1973.

Today, the theater features first-run PG-rated movies. There is room for 700 cars, and the audio is delivered through customer’s FM radios instead of the old speakers on a pole. At $8 for adults, admission prices are much less than a regular movie theater.

Children, ages 5-12, can enter for $4, and kids under 4 are free. The theater offers a double feature on each screen. Upcoming features this summer include Dawn of the Planet of the Apes and Guardians of the Galaxy. The theater is open seven days a week all year round. People are allowed to sit in chairs outside their vehicles. So pack some snacks and pile the kids in the car, and spend an evening enjoying a movie under the stars with your family.

All photos courtesy of Barbara Allen

Barbara Allen is a freelance writer. She has written educational materials for the past 15 years and currently writes reading assessment items for an e-learning company in Virginia. Barbara loves to travel, explore new places, and write about them. Check out her blog: bicoastalbarb.wordpress.com/ about her cross-country travels.

family corner voyage the globe

top 5 reasons why you should use a travel agent

I

know what you’re thinking…”Are there still travel agents out there?” The answer is a resounding YES! Travel agencies may not be on every corner like they used to be, but professional travel consultants are still around and can save you time and money as well as provide you with many other benefits. Here are a few reasons why you should still work with a travel professional:

Using a travel agent could mean less stress in your travels 5) Consumer Advocate. We can take care of unexpected problems that might arise from your trip. We all hope our trip will come off without a hitch but that’s not always the case.

Without a travel agent, you’re on your own!

Beth Taylor is a local travel consultant who has been in the travel industry for over 30 years. She specializes in group and family travel. Her experience has taken her to places around the world. She’d love to help you plan your own unique vacation or simply “talk travel” with you! She can be reached at TMTravel@cox.net or 619-303-8771.

Visit her website at BethTaylorMadeTravel.com for more tips about travel and some of the latest travel specials

out of the mouths...

"There is no one in there."

1) Less Stress. We can sort through the options and handle all the details, resulting in a lot less stress for you.

The internet has a lot of great information, but sometimes it’s overwhelming and a good travel agent can help guide you through all that’s available.

2) Best Value for your Money. We can make your dollars go farther by finding the best option for you. There’s a big difference between price and value. Quite often what looks like a great deal really isn’t in the long run.

3) Updated Information. We are in constant communication with all the suppliers of travel services and have the most up to date information. We stay on top of all the latest in the travel industry.

4) Knowledge. We use our years of experience and wealth of knowledge to help guide you in your planning. We stay in touch with other travel specialists and can draw on their expertise if necessary.

-6 year old son, in response to seeing his father hanging pictures and tapping on the walls to find the support beams.

front porch wisdom The only disability in life is a bad attitude.

-scott hamilton

Come Sit for a Spell

where’s rosemary?

In every issue of From the Front Porch you’ll find a photo of different places that I’ve been in San Diego County. Your goal is to figure out where I took the photo. Be specific and submit your guess as fast as you can (You have competition!!!) The first correct answer will win movie tickets for two! You can email at Homes@LivinInSD.com or call us at: 619-405-7673.

delish Cucumber/Tomato Salad

Photo credit: paintchipsandfrosting.com

et cetera

Ingredients

 2 persian cucumbers, roughly peeled and chopped

where was rosemary?

No Winners Please try again.

Self-Realization Gardens 939 2nd St. Encinitas, CA 92024

      

1 pint grape tomatoes, sliced in half 1/3 red onion, chopped 1/2 cup crumbled feta 1/4 tsp fresh oregano 1/4 tsp black pepper 1/4 tsp salt

Recipe adapted from paintchipsandfrosting.com

Trader Joes Citrus Muscat to taste Preparation Instructions

1. Mix tomato, cucumber, and onion in a bowl or plastic bag with oregano, salt and pepper.

Cover and let marinade in refrigerator for a couple hours. Drain juices.

2. When ready to serve, take the marinating vegetables out of the fridge. Add citrus muscat, feta

and give it a toss.

Do you enjoy the recipes in From The Porch Journal. Follow us on Pinterest for more yummy recipes that are wee humble cottage approved! pinterest.com/rosemaryjoles/home-cookin-wee-humble-cottage-approved/

I thought San Diego must be Heaven on earth...It seemed to me the best spot for building a city I ever saw."

Alonzo Horton, builder of New Town, site of current downtown San Diego, 1877

minutia The actor who played Obi-Wan Kenobi, Alec Guiness, thought of the Star Wars films as “fairy-tale rubbish.” Despite this, he negotiated a deal to earn 2% of the gross box office receipts for the movies he appeared in, earning him over $95 million.

Photo credit: cinema.theiapolis.com Todd Joles is now known as Mr. Useless Knowledge, is a business associate of his wife Rosemary, a passionate luthier by night, mandolin/bluegrass aficionado by choice, chief cook and bottle washer because he loves his wife and a purveyor of this useless knowledge. You can find more useless knowledge at: Facebook.com/LivinInSD

useless knowledge

Dogs have given us their absolute all. We are the center of their universe. We are the focus of their love and faith and trust. They serve us in return for scraps. It is without a doubt the best deal man has ever made.

bravo & mia bites Photo compliments of: Rebecca Johnson Bravo and Mia are the fur-children of Rebecca Johnson.

They are the grand puppies of Rosemary and Todd Joles.

~Roger Caras

Photo credit: tweetspeakpoetry.com

botanical name: Cassia leptophyalla common name: Gold Medallion Tree Likes: Full Sun Hates: Nothing Blooms: Bright Yellow Note: Drought-tolerant, seed and parts of plant are poisonous if ingested.

Photo credit: dwellingintheworld.com

Gardening is cheaper than therapy and you get tomatoes...

rosebud’s garden

Rosemary Joles is passionate about low-water gardening in San Diego. She loves creating gardens that look like lush water thirsty gardens, yet need very little moisture to maintain them. Her other passions include real estate, lattes spending time with family and Photo credit: panoramia.com friends, reading, music and laughter!

To see more about SD plants go to: LivinInSD.com

upcycle

ffice filing cabinet to contemporary garden planter

From Trash to Treasure     

Filing cabinet Plywood Sandpaper Primer Spray Paint

Photos and project at: youaretheriver.com/2012_05_01_archive.html For more filing cabinet to garden planter ideas go to livininsd.com/

podsibilities

books or blogs

Who

love concerts, here is the site for you. For a If you membership fee you can access hundreds of historic concerts. Chicago Transit Authority, Fillmore West Aug 17, 1969, Grateful Dead at the Oakland Coliseum Oct 9, 1976, Janes Addiction Feb 20,1989, and many more. Stop by concertvault.com and check them out.

technaholics

Over

10 million pets are lost every year. A microchip only helps when they have been found by someone with a microchip reader. Now you can locate your pet in real time with Whistle GPS. Whistle GPS is the smallest, longest-lasting and most affordable pet location and activity monitor available. Know where your dog is and see their daily adventures directly on your phone. You can preorder at whistle.com.

bits and pieces ingenious

canning jar sewing kit

does the U.S. government call upon when a mission requires perfect stealth, execution, and discretion?

Meet the newest recruits to the expanding Sigma Force universe — former Army Ranger Tucker Wayne and his stalwart companion, Kane, a military working dog of exceptional abilities. In The Kill Switch, The mission seems simple enough: extract a pharmaceutical magnate from Russian soil, a volatile man who holds the secret to a deadly bioweapon. But nothing is as it appears to be. A conspiracy of world-shattering scope unravels as Tucker and Kane struggle to keep one move ahead of their deadly enemies.

From the frozen steppes of Russia to the sun-blasted mountains of South Africa and Namibia, a biological threat millions of years in the making strikes out at the heart of America. All that stands in the way from a global apocalypse: one man and his dog. But can even Tucker and Kane thwart an ecological menace out of the ancient past to save the world’s future?

What’s One opportunity you have now that you have not taken?

From Marcandangel.com

Here

is a great idea on how to not only organize your sewing supplies, but a place to put your pins. It would also would be an inexpensive gift to give.

The supply list and how to make it can be found at: fun.kyti.me/index.php/2011/04/sewing-kit-in-a-jar/

ponderings

Source: fun.kyti.me.com

SD Sports September

august SUN

MON

TUE

WED

THU

FRI

SAT 1

ATl 7:10 ATL 1:10 Pit 10:35

3

10

4

Col 7:10

17

11

24

Lad 31 1:10

Col 7:10

18

Stl 11:15 Ari 1:10

Min 5:10

5

12

25

Col 3:40

19 Lad 7:10

Mil 7:10

MIN 5:10

Mil 7:10

6

13

Stl 5:15

20 Lad 7:10

26

7

Mil 7:10

14

Stl 5:15

21 Lad 7:10

27

Pit 4:05

15

Lad 7:10

Stl 4:15 Ari 5:10

29

9

Pit 4:05

22 Ari 6:40

28

2

Atl 5:40 8

16

23

30

Lad 7:10

sd outdoors

SUN

MON Ari 1:10

Col 1:10 Ari 1:10 Sf 1:10 Sf 1:05

7

14

21

LAD 7:10 Phi 7:10 Col 7:10

28

1

8

15

22

29

TUE Ari 7:10 Lad 7:10 PHI 7:10 Col 7:10

2

9

16

23

WED 3

Ari 7:05 Lad 7:10 Phi 7:10 Col 7:10

THU Ari 7:10

10

17

24

FRI

4

Col 5:40

11

Phi 7:10 Sf 7:15

Ari 6:40

18

Sf 7:10

25

Sf 7:15

SAT 5

12

19

26

Ari 5:10 Sf 5:40

Road Games

famous san diegans word search

n Gardnes Self-Realizatio 939 2nd St. Encinitas, CA 0 760.436.722

photos credit: rosemary joles

park exploration

Theodor Geisel Roger Hedgecock Frank Zappa Robin Wright Jolene Blalock Ted Williams

Racquel Welch Bill Walton Harry H Wegeforth Eddie Vedder Dennis Conner Jonas Salk

Junior Seau blink 182 Cameron Diaz Marion Ross Frankie Lane Rolf Benirschke

Find the answers at www.LivinInSD.com/ws

13

20

27

SF TBD

30

HOME GAMES 路 PETCO Park

6

Col 5:10

nitty gritty

leading causes of home fires

B

atteries. Dryer lint. Old paint. Pesticides. Cleaning supplies. Computers. Holiday decorations. What do all these things have in common? They are all a leading cause for home fires.

Many people put their extra batteries in junk drawers, and think nothing of it. The challenge is that if you combine the batteries with items such as paper clips, keys, or a pen top clip, the battery can heat up and cause a fire. If you have used batteries and are waiting to take them to a recycle center, the easiest way to neutralize them is to put electrical or scotch tape over the ends.

Never store 9 volt batteries with other batteries. Even worse is to store your battery next to some steel wool. The best way to store batteries is in a battery storage case.

Dryer lint is one of the most flammable substances on Earth.

Many people clean out their clothes dryer lint trap but fail to clean out the tube that vents the hot air and lint out of the house.

Over time, the buildup can become a fire trap. Based on a US Dire department study spanning 2006-2010, dryers and washing machines were involved in one out of every 22 home structure fires. Clothes dryers accounted for 92% of those fires. 32% of those fires were due to failure to properly clean the lint traps and hose.

combustion are hay, agricultural products, and oily rags. About 20% of home fires start in the garage, with 35% of those fires caused by oily rags.

Do you have a swimming pool? Where do you store your pool chemicals? If water gets into a tub of chlorine tablets, it can start a fire.

How about those holiday decorations? There are an average of 920 home fires caused by holiday decorations every year. Almost half of those were caused from decorations being placed too close to a heat source, such as a heater or a candle.

We all have computers in our homes. The question is whether or not we are providing proper ventilation for it. When was the last time you took it apart and vacuumed out the lint and cat hair? In an average year over 200 home fires are started in electronic equipment rooms. Overheated computers can cause home fires.

Every year over 2,500 people are killed and over 12,000 are injured in United States home fires. The property damage is estimated to top $7 billion annually.

Know what is in your home, and get rid of things you don’t use.

The more chemicals stored in your home and garage, the higher the risk of a spontaneous combustion fire.

What is in your garage? When was the last time you looked at Statistical sources: nfpa.org and ready.gov/home-fires how much fertilizer, old rags and other abandoned material is in your garage? Spontaneous combustion is another cause of fire.

Susanne Romo, LUTCF has been working in insurance since Spontaneous combustion is caused when a material’s 1986. Her passion is showing her clients that there can be a vast difference between just ‘having’ insurance…and being temperature increases without drawing heat from its properly insured. She can be reached at: 858 751 0956 surroundings. Typical materials that are prone to spontaneous or at sromo@farmersagent.com

sd concerts

Dave Koz

The Piano Guys

SUMMER POPS SCHEDULE Elvis: A Tribute to The King June 27 Classical Mystery Tour (Beatles Tribute) June 28-29 Star Spangled Pops w/ Bill Conti July 4-6 Boz Scaggs July 11-12 The Music of Abba July 18-19 Free Concert at Balboa Park July 20 Video Games Live July 24 Danny Elfman’s Music From the Films of Tim Burton July 25 Star Trek (2009) film screening with live soundtrack July 26 Ray Charles, Motown, and Beyond August 1-2 Nathan Pacheco August 3 Broadway Tonight! Featuring music of Chicago August 8-9 Cirque De La Symphonie August 15-16 Cash’d Out —A Tribute to Johnny Cash August 21 Vanessa Williams August 22-23 Symphony at Salk concert (at Salk Institute) August 23 Ozo Matli August 24

Jewel

Donor Appreciation Concert August 28 1812 Tchaikovsky Spectacular August 29-31 Ticket prices/info for Summer Pops at: sandiegosymphony.org

OTHER CONCERTS 12th Annual San Diego Blue Grass Festival summergrass.net August 15-17 Free Summer Twilight Concerts-Various Artists livininsd.com June-August Humphrey Concerts By The Bay-Various Artists humphreyconcerts.com June-October San Diego County Library Acoustic Showcase sdcls.homestead.com/ Ongoing

front porch pickin san diego music from classical to bluegrass

domiciles

Golden Hill · $295,000 livininsd.com · 619·405·7673

Lemon Grove · $315,000 livininsd.com · 619·405·7673

Bankers Hill · $449,000-$462,500 livininsd.com · 619·405·7673

Rolando · $449,999-$465,000 livininsd.com · 619·405·7673

Granite Hills · $650,000 livininsd.com · 619·405·7673

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Rosemary Joles

2014 Five Star Real Estate Agent Residential Sales · Short Sales · Leasing 619· 405· 7673 Homes@LivinInSD.com LivinInSD.com