From the front porch journal 4 2017 october, november, december final

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reflections Rosemary Joles

“In ordinary life we hardly realize that we receive a great deal more than we give, and that it is only with gratitude that life becomes rich.

–Deitrich Bonhoeffer n my first 2017 Reflection article I wrote about choosing values over resolutions. One of the values I chose to focus on was being grateful. My struggle was how can one be grateful when things aren’t the way you want them? For instance, it’s the realization that by moving to Oceanside in 2016 we now battle traffic on nearly a daily basis. It’s hard to be grateful for bumper-to-bumper traffic that you have to sit in an extra 60 minutes than what you’ve been accustomed to. It took a change in mindset to make lemonade out of the proverbial traffic jam lemon.

My office is in Encinitas on El Camino Real. Initially, I took only the 5 to get to work.

Using Siri to help me discover alternate routes was when the lemonade moment happened.

My choices became the 5, the 101, College Avenue, or South Melrose. Each route offers something lovely to look at. The 5 offers views of lagoons, paddle boarders, wave runners, strawberry and flower fields, and in the summer, blooming oleanders down the center median in drifts of pink, fuchsia, salmon, and white. On the 101, I nearly always drive with the windows down; not caring how messy my hair gets. Instead of being stressed in my drive, I relax with the scent of the ocean and sight of the waves crashing. I can always rely on there being a variety of activity from dog walkers to joggers, runners, surfers, pelicans, and gulls enjoying our beaches and the view. I never know what I might see on the drive. One day a brave little blonde pup, of the Benji variety, was thoroughly enjoying a trot on top of the four-foot cement wall along Carlsbad beach. It made me smile as I’m sure he thought he was boss dog. One very early morning, I was gifted with sunlight glistening off the water like diamonds. Men in waders fishing in the low tide completed the setting. It looked so peaceful. If I had any skill at photography, I would have loved to have captured that magical moment of tranquility. I look forward to Christmastime to see my favorite windswept tree with ornaments hanging from its branches. I always wonder who takes the time to give this little offering of joy to the drivers on the 101. As I drove down College Avenue in February, the ornamental pear trees lined the median from Marron to Cannon, displaying a breathtaking white profusion of blooms. Early morning drives offer rolling hills with the morning mist of fog coating them. South Melrose lined with its white split-rail fences is like a drive in the country. I almost expect to see horses grazing on the other side of them. On days when I have to travel to San Diego and drive north in the late afternoon, I get off at Carmel Valley Road and take El Camino Real through Rancho Santa Fe into Encinitas. It is the closet thing I have found to pastoral here at the coast. I cherish the days it rains as the fragrance from the towering eucalyptus is intoxicating.

Whether it’s May or December I can drive with my windows rolled down. Scent and scenery can delight my senses no matter where I’m driving and the type of traffic I am stuck in. Each day I choose to appreciate the small gifts given to me in my travels. I only need to take notice and be present. There are days this Midwestern farm girl has to pinch herself that she gets to live here. Does the traffic still stink? Sure, but I can always choose another route and attitude. I leave you with these words from author Harold Kushner: “If you concentrate on finding whatever is good in every situation, you will discover that your life will suddenly be filled with gratitude, a feeling that nurtures the soul.”

FROM THE FRONT PORCH JOURNAL october/november/december contributors:

Front Cover Photography Brent Haywood Photography Copyright ©2010- 2017 From The Front Porch Journal

Reflections: Rosemary Joles A Note from Rosemary: Rosemary Joles Mortgage Memo: Carolyn Plummer On Our Porch: Rosemary Joles Feels Like Home: Lisa Vasey Transforming Spaces: Cheryl Starbuck Nitty Gritty: Susanne Romo The Nibblers Digest: Marco Sawrey & Karin Zonis Sawrey The Cork Connoisseur: Beth Fraitag San Diego Balboa Park Fountain: Scott Jones | Dreamsime.com Upcycle: Gail and Jim Hallemeyer Travel The World: Beth Taylor Travel San Diego: Susanne Romo Useless Knowledge: Todd Joles Bravo and Mia Bites: Todd Joles Books or Blogs: Todd Joles Podsibilities: Todd Joles Ingenious: Rosemary Joles Photo credits if not noted: dreamstime.com & Rosemary Joles Editing for Rosemary’s Articles: Barbara Allen

contents

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OCTOBER, NOVEMBER, DECEMBER

2017

departments

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5 10/11 12 13 14/15 16/17

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13 From the Front Porch Journal Published by and compliments of:

Rosemary Joles

REALTOR®, Cal BRE # 01095314

619·405·7673 Homes@LivinInSD.com LivinInSD.com 258 N. El Camino Real, Ste. C Encinitas, CA 92024

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Follow our blog at: LivinInSD.com Like us on Facebook at: Facebook.com/LivinInSD Follow us on Pinterest Pinterest.com/rosemaryjoles/

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reflections the real estate brief a note from rosemary the mortgage memo home on our porch –historic herriman home feels like home –flooring part 3 nitty gritty organize it –downsizing insurance 411 –insurance rate increase bon vivant the nibbler digest –trust restaurant the cork connoisseur –cork or screw cap time-out –museum of making music et cetera where’s rosemary delish –mom’s peach crisp around our town –balboa park fountain voyage travel the world –cruising the danube travel san diego –myrtle creek botanical minutia useless knowledge bravo and mia bites rosebud’s garden –rock purslane upcycle –upcycled items in décor and home remodel bits and pieces ponderings podsibilities ingenious books or blogs park exploration –civita park sd word find –birds of san diego 3 lifestyle sd theatre sd adventures sd concerts domiciles from east county to the coast tidbits front porch wisdom out of the mouths remember when –vista’s avo theatre

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a note from rosemary “There is something permanent, and something extremely profound, in owning a home.” re you ready for another round of the home buying process? You would think after six issues of articles we would be done, but as much as I wish that were the case, we are going to have just a few more after this article. Yes, there is that much involved in purchasing a home.

In the last issue we discussed various disclosures that a seller would be giving a buyer. We are going to continue on that trek. Here we go…

Seller Disclosures cont.: The WHSD (The Water Heater and Smoke Detector Statement of Compliance) states that the seller has complied with the state law that the water heater is strapped and there are smoke detectors inside each bedroom. Lest the seller think they can pawn this off onto the buyer, the appraiser for the buyer is required by the lender to take photos that these items, along with the carbon monoxide detectors, are in place.

Carbon monoxide detectors are required on each floor of a home and are covered in the WCMD form discussed in the last article. For homes built prior to 1978, the seller is required to provide an FLD (Lead-Based Paint and Lead-Based Paint Hazards Disclosure, Acknowledgement and Addendum). Most sellers have no idea if their home has lead-based paint. If a buyer is concerned about lead-based paint or asbestos, there are tests that they can be performed using kits from places like Lowe’s. You can also hire a certified professional to test for these items. In the last article we spoke about the NHD (Natural Hazard Disclosure). The disclosure company that provides this report will also provide the following booklets and guides for the seller: 1) Residential Environmental Hazards guide, 2) Protect Your Family from Lead in Your Home guide, 3) Homeowner’s Guide to Earthquake Safety, 4) Home Energy Rating System Booklet, and 5) A Full Homeowner’s guide. These booklets provide invaluable information to a buyer and bring up subjects that a buyer may not have thought about when it comes to owning a home. If requested by the buyer in the offer to purchase, the seller may provide a Wood Destroying Pest & Organisms Inspection Report. The buyer can elect to have this inspection completed themselves if the seller is unwilling to do so during their 17-day contingency period. This report will let you know if the property has termites, subterranean termites, dry rot, or the potential for these items. A buyer can ask the seller to take care of these items via the RR (Request for Repairs) or request that they be taken care of in the offer to purchase. A buyer could waive having this inspection, however, as an agent, I would advise against it.

I’ve run out of space again, so in the next article we will continue to talk about other Home Type Median List Price Median Sold Price Days on Market disclosures given by the agencies representing the buyer and the seller. In the Detached $674,900 $612,500 26 meantime, if you are considering buying this Attached $420,000 $400,000 17 year or next, it’s never too early to seek the advice of a real estate professional and lender. We are here to help you achieve your homeownership dreams and to help you determine if now is a good time for you to purchase a home. If you are a homeowner who is thinking of selling, now is a great time to do it. Inventory is low, and it’s the kind of market where homes that are priced correctly and in great condition sell for top dollar.

Plus, if you want to move up, the upper end of the market is not selling quite as quickly as homes priced below one million. I can be reached at 619.405.7673 or at homes@livininsd.com.

San Diego County Market Update

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the real estate brief

carolyn’s mortgage memo making the most of the equity in your home ith home values increasing in 2016 and 2017, most homeowners have more equity in their homes than in the last 10 years. It may make sense to put that equity work for you instead of letting it sit there doing nothing. In the past several months, I have been contacted by many homeowners looking to refinance to obtain cash out for various reasons. Some want the cash out to do home improvements they have been putting off for years, some want cash out to travel and some want cash out to pay off high interest rate credit card and installment debt.

Bobby and Barbara have been living in their home since 2001. Bobby is a retired veteran and living on VA disability and social security income. Barbara retired at the beginning of this year and is now receiving a modest pension. They have the time and the desire to travel since both of them are retired, but they are on a fixed income and don’t want to deplete their savings account. I was able to refinance their current conventional loan into a VA loan at a lower rate and give them the cash out they wanted for travel expenses and to purchase a new car and computer.

Mo and Mary are also on a fixed income. And they, too, contacted me recently for a cash out refinance. Mo and Mary also wanted to use the equity they built up in their home to pay off high interest credit cards and installment debt. I was able to lower their mortgage interest rate and save them $300 a month .

Ricky and Emily purchased their home 5 years ago. Over the years they did home improvements to the inside and outside of the property. To finish a few of the projects that went over on budget, as home improvements are apt to do, they used their credit cards and obtained installment loans. The credit cards had an introductory zero interest period that appealed to them. But when that introductory period ended, the interest rates changed to 18-22% on the various cards. Paying the monthly payment was mainly just paying the interest. Ricky and Emily felt like they were never getting ahead as all extra money was going towards paying these high interest credit cards and unsecured installment loans. I was able to refinance their mortgage at the same rate it was currently and consolidate their credit cards and unsecured installment loans. Not only is the interest rate significantly lower, they are saving $1300 a month in payments AND the interest they are paying is possibly tax deductible. Ricky and Emily feel they can breathe again and enjoy their home and lifestyle.

In all three situations, these home owners put their home equity to work for them and achieved more financial freedom. If you would like to a mortgage check up to see if a cash out refinance would make sense for you. Please contact me.

Carolyn lives in Rancho San Diego with her husband and 2 dogs. Her daughter is in her first year of college in Northern CA. She has lived in East County for the past 22 years and loves the sunshine and sense of community. Carolyn can be contacted at cplummer@amerifirst.us or at 619.813.8934.

Equal Housing Lender. I am a licensed mortgage originator, NMLS# 256447, and am licensed to originate mortgage loans in the State of California.

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368).

1-877-276-1974. Copyright 2013. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. CA: Licensed

by The Department of Business Oversight under the CA Residential Mortgage Lending Act

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on our porch n 1925 lumber baron Morris M. Herriman and wife Lilian made the trek by railroad from New York’s Manhattan Island to San Diego with architectural plans of their beloved home in tow with the intent to duplicate it on the double lot they had purchased in what is now the historic walking district of Banker’s Hill. Today, amongst tree-lined streets dotted with other houses of yesteryear’s grandeur, the Herriman’s 1926 Italian Renaissance (Palladian) replicated home still stands. Upon arrival to the espaliered-walled residence, one might expect to find his or herself along the Italian shores of Lake Como with its grand villas. The home was historically designated in 2009 due to its unique architecture in San Diego and its stunning Palladian windows made famous by sixteenth-century architect Andrea Palladio. In spite of having several owners, the integrity of the structure remains largely intact from its original build, a rarity for a home 91 years of age. See more of this incredible piece of San Diego history at livinininsd.com/435-W-Thorn/.

If you decide to take a drive through this magnificent neighborhood, be sure to stop and take a walk across the historic 1912 Spruce Street Suspension Bridge.

Details Year Built: 1926 Architecture: Italian Renaissance Bedrooms: 4 Baths: 2.5 Square Feet: 4320 Sq. Ft. Lot Size: 7500 Historical owners: Morris & Lillian Herriman Address: 435 W. Thorn St. List Price: $2,890,000 Bennion Deville Homes Courtesy of Michael Bates

home

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feels like home n the last issue, we discussed the pros and cons of installing wood or engineered wood floors in your home.

This time around, we’ll discuss alternatives that will provide the “look” of wood using different materials – specifically, laminate or vinyl.

Photo Credit: vinylplank.prideofnorthumbria

Let’s tackle laminate first.

Generally speaking, laminate is a high-resolution photograph of wood that is adhered to a fiberboard backing, then finished with a clear top layer. The realistic quality of the images has certainly increased since laminate was first introduced a few decades ago, but higher quality products are definitely reflected in the price (although it is still less expensive than wood.) It is sold in planks like wood, and is relatively easy to install – it usually just clicks together. It can even be installed on top of some existing flooring (but not carpet) so it might eliminate the process of tearing out the old flooring. It’s easy to keep clean and quite durable – however if it wears in spots, those areas will need to be replaced, as it is not possible to refinish it. One important factor to consider is that laminate is very adverse to water – it’s not a good candidate for moist areas (bathrooms and laundry rooms) and similar to wood, it doesn’t like water so traditional mopping is not appropriate.

Photo Credit: A1woodfloors.com

The word “vinyl” may make you think of sheet vinyl from another era, but luxury vinyl planks (LVP) are not your grandma’s kitchen floor! Similar to laminate, the planks snap together pretty easily, and depending on what the existing floor is like, vinyl planks may be able to be floated on top instead of glued down. (Some prep work may be required – each situation needs to be assessed individually.)

Some of the latest LVPs look so much like real wood, it’s hard to tell the difference! One of the greatest benefits of LVP is how durable it is (but if a plank gets damaged it’s easy to swap out.) AND it’s waterproof, which makes it a great option for kitchens, bathrooms, laundry rooms, or generally moist environments.

Both laminate and LVP are options to consider that aren’t as pricey as real or engineered wood – but as with most things in life, you get what you pay for. Many of the big box stores sell both laminate and LVP, but it’s recommended to do some research on brands first, rather than choosing by price alone.

So - lots of options to think about if you want the look of wood but, sometimes, carpet is preferred. In the next issue, we’ll discuss all of the considerations for choosing carpet for your home.

Lisa Vasey, lives in El Cajon with her husband and two pugs. When not staging or redesigning, Lisa likes to try new restaurants and recipes, travel, read, and enjoy live music. You can find Lisa on the web at stagedtodaysoldtomorrow.com. Reach out to Lisa at 619.335.8550 or email her at lisa@stagedtodaysoldtomorrow.com for help with your redesign or staging project.

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transforming spaces five tips for downsizing your home itting in your beloved home surrounded by possessions you have accumulated over decades, the prospect of downsizing can be overwhelming. It is a project that--even done willingly--can come with the emotional, practical and logistical challenges. As a professional who specializes in helping seniors transition from the family home into lighter, less burdensome living situations, I want to share some tips:

Consider outsourcing the sale and disposal of things you know you don’t want. Household items must be taken to Goodwill or hauled to recycling centers--the energy required can be draining. Selling items on Craigslist, Ebay, or holding a garage sale can turn your treasures into cash but these tasks often require time, research and expertise. One couple I worked with had a trove of old cameras and photography equipment to get rid of. They were surprised and thrilled when we were able to close a lucrative sale of the items on EBay.

Don’t go it alone. Whether you enlist a trusted friend or hire a professional, find someone who will be patient and compassionate with you and, at the same time, will be honest and will keep you moving forward toward your goal. Together, start by organizing possessions into six categories: Keep, Donate, Recycle, Trash, Gift and Sell.

Overcome the sadness of giving up cherished things by letting them bring joy to others. Moving into a smaller space inevitably requires difficult choices. One client of mine owned a beautiful solid oak dining room table. She had raised her family around that table, held holiday dinners--so many memories. It wasn’t going to fit in her new condo, though. She could have sold the table but found she was happier giving it to the young Visualize your new place. If possible, visit the space you are hospice nurse that had cared for her husband. moving to and measure everything. Take pictures. Then choose from your belongings what you will need, use, and love in your Trust that when the downsizing project is complete, you new home. Be selective about what you decide to keep. In my will enjoy your new, smaller space. I’ve seen it time and again: experience, people often take more than they have room for. a weight is lifted. You can look forward to a new sense of freedom, with more time and energy to devote to enjoying life to the fullest.

Cheryl is passionate about helping people enhance their space. Whether helping people de-clutter and organize, or assisting seniors getting ready to move their belongings, her enthusiasm for the project brings enjoyment to the process. Cheryl is patient, calm and flexible allowing her to meet her client’s needs in a way that supports them in the process. Allow Me specializes in assisting people who are chronically disorganized. When needed, Cheryl is knowledgeable in holding Estate Sales.

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nitty gritty

insurance 411

items not covered in your home or renters insurance policy ot all items are insured in your home / renters policy, or are very limited on coverage. Here are some items that need to be added / endorsed onto your policy: Jewelry. Most policies will cover a small amount of jewelry, usually up to a maximum of $1500.00. You have two ways to insure jewelry: Scheduled and Unscheduled.

Scheduled refers to a specific piece of jewelry. You will need to provide an appraisal from a certified gemologist that not only describes the piece but also provides photos.

Appraisals generally need to be three years old or less.

Purchase receipts are not usually accepted and your jeweler should be willing to provide an estimate at the time of sale.

Unscheduled jewelry refers to a group of pieces. For example, you have 10 pieces of jewelry each worth no more than $1000. You can add an endorsement for $10,000 with a maximum coverage of $1000 in value per piece.

Collections. This refers to baseball, comic book, stamp and other collections. You can add this coverage with appraisals and a specific list of items, and possibly photos.

Musical Instruments. Items such as an upright baby grand piano or a beautiful cello may or may not be covered.

Cameras and photographic Equipment. If you are a professional photographer, you need a separate business policy for these items. For a homeowner, you may need to add this coverage.

Business Tools. If you use your laptop, drills, ladders or other items for work, these are generally not covered in your home insurance policy. You will need to take out a separate business insurance policy to protect these items.

Guns. Depending on your insurance carrier, coverage can be extended onto the policy.

Artwork. Whether it’s a painting, sculpture, giclee or other artwork, they need to be appraised and endorsed onto the policy.

Antiques. If you are using the antique as a piece of furniture, it will not be considered an antique. If however you have a Chippendale secretariat that is just to enjoy looking at, appraise it and endorse it.

If your company will not insure these items, consider getting a personal articles policy instead.

Susanne Romo, LUTCF has been working in insurance since 1986. Her passion is showing her clients that there can be a vast difference between just ‘having’ insurance…and being properly insured. She can be reached at: 858 751 0956 or at sromo@farmersagent.com

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Marco Sawrey & Karin Zonis-Sawrey

Trust Restaurant trustrestaurantsd.com 3752 Pa rk Bl vd.

Sa n Di eg o , CA 9210 3 619.795.6901

rust us, the food here is delightful. The ambiance is lively but not too loud for conversation and the service is relaxed yet present when it needs to be. They understand how to course out your meal so you can enjoy each dish without having the whole dinner arrive at your table at one time (something that makes us want to start throwing silverware).

The menu is separated into four sections: Farm, Ocean, Ranch and More. Sharing is the best way to try a new place and it provides the excuse to order lots of food! Most of the dishes here present a recognizable face but all have a twist that makes them unique.

Try the list of Trust Cocktails, our favorite being the #10, a take on the classic gin fizz with lime juice, aloe and egg white.

Beef Tartare

We don’t recall ever raving about a salad but the Baby Gem Lettuce converted us into drooling fanatics. The lettuce, strawberries, pistachio, avocado, red onion and Danish blue cheese dressing combine so well that you will need more willpower than we had to keep from licking the plate. The Ricotta Agnolotti, rich pillowy pasta, has a perfect amount of black truffle and is a delight for the senses.

Our Ocean favorites include the sweet, salty and spicy Dungeness Crab Pasta; the Wood Grilled Octopus is charred perfectly and served with big briny olives; and the Hamachi tartare is light and fresh with a beautiful subtlety.

If your palate leans more towards land, we recommend the beef tartare. They do a refreshing spin on this classic in both flavors and presentation with crunchy lavash bread and fried quail eggs. The wood grilled pork is comfort food but not like a dish you’ve tasted before with its sausage, snap peas, gnocchi, morels and kale.

Order a dessert if you save room or are one of those people who believe that dessert is unrelated to being full. Although the menu is not large, trust in the fact that there is something here for everyone.

Carrot Cake

Trust Cocktail Trust Cocktail #10#10

Ricotta Agnolotti

Wood Grilled Pork Sausage

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bon vivant hat’s the deal?

Some of my clients have asked me about the pros and cons of screw caps on wine bottles and after doing some digging, I realized it’s an interesting topic; it’s got a nice balance of science & opinion.

Screw caps for wine bottles have been around since the late 1950’s, but they were initially associated with inexpensive wine. About 10 years ago, wine makers in New Zealand & Australia started using screw caps for many of their wines, including some higher-end bottles.

So, what does a winemaker consider when choosing screw caps in lieu of corks?

More & more, winemakers will opt for a screw cap for easy drinking wines which are designed to be drunk young, keeping the wine essentially as it was when it went into the bottle.

The screw cap keeps the bottle sealed and doesn’t allow oxygen to enter the bottle. By keeping oxygen out of the bottle, wine will remain mostly unchanged.

Photo Credit: azwinelifestyle.com

For more complex wines, perhaps wines that require cellaring, a winemaker will typically opt for natural cork or a synthetic cork.

Bigger, fuller wines benefit from a little oxygen that the cork naturally allows in because it helps soften the tannins, giving reds their velvety mouth-feel. The extra air oxidizes the naturally harsh tannins, making the wine more drinkable and approachable over time.

One advantage, of course, that screw caps have over corks, is their convenience. When you’re at the beach or on a picnic, there’s no frustration with a missing wine key. The other benefit screw caps have over corks is there is no risk of a corked bottle. It’s estimated that between 2 & 3 percent of ageable wines will become corked. When a cork becomes contaminated with TCA (2,4,6Trichloroanisole) it will impart that musty, wet, moldy smell to the wine. Most winemakers will opt for a natural cork so that oxygen can slowly help the wine evolve over time, however, there is also a new breed of corks on the market called technical corks.

Manufacturers combine fragments of natural cork and blend with a taint free synthetic component which alleviates the undesirable downside to TCA while still allowing some oxygen transmission for the wine to age gracefully.

If you fear the screw cap, you may miss out on some beautiful wines created for enjoying young, so choose your bottle best suited for the occasion. If you are a collector, you will probably feel more at home with wines that are closed with a traditional cork. Just don’t be too quick to judge. There’s room for everyone.

Beth Fraitag is a lead wine consultant with Quigley Fine Wines. Wine is her passion and she works one on one with individuals who also enjoy popping the cork from time to time. Her specialty is small production wines from around the globe where sustainable farming practices have been the norm for generations. Her belief in biodynamic methods to bring mother nature's bounty into our lives is the basis for the wines she represents. She can be reached at 619.742.0245 or beth@quigleyfinewines.com. Check out the QFW website at quigleyfinewines.com for additional information.

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time-out

Photo Credit: Katie Dillon

family-friendly places to go with kids in and around san diego

Photo Credit: Museum of Making Music

Photo Credit: Katie Dillon

Why Kid Friendly?

Photo Credit: Shinae Choi Robinson

Play instruments in the Innovation Studio Special tours for Girl and Boy Scout troops Recitals Summer camps for kids Kids free in October 5790 Armada Dr. Carlsbad, CA 92008 877.551.9976

museumofmakingmusic.org

Museum of Making Music

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where’s rosemary?

In every issue of From the Front Porch you’ll find a photo of different places that I’ve been in San Diego County. Your goal is to figure out where I took the photo. Be specific and submit your guess as fast as you can (You have competition!!!) The first correct answer will win movie tickets for two! You can email, Homes@LivinInSD.com, or call us at: 619-405-7673.

pinterest.com/rosemaryjoles/home-cookin-wee-humble-cottage-approved/

et cetera

delish

Mom’s Peach Crisp

Ingredients

   

where was rosemary?

Civita Park 7964 Civita Blvd.

San Diego, CA 92108 Winner No winners.

Keep guessing!

4 cups sliced fresh peaches 1/2 cup all purpose flour 1/2 cup brown sugar 1/2 cup cold butter

   

1 tsp ground cinnamon 1/4 tsp salt 1 cup rolled oats 1/2 cup Pecans (optional)

Instructions

1. Preheat oven to 350 degrees.

2. Arrange peaches evenly in an 8x8-inch baking dish.

3. Mix flour, brown sugar, butter cinnamon, and salt in a bowl using a pastry cutter until evenly crumbled. Fold oats into flour fixture; sprinkle and press topping into peaches.

4. Bake in the preheated oven until topping is lightly browned, about 30 minutes.

Recipe Credit: allrecipes.com, Photo credit:: crabbyapplekitchen.com

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around our town

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voyage

elcome to Europe’s Mississippi!

It’s the second longest river in Europe, and runs through at least ten countries from its source in Germany’s Black Forest to the Black Sea. However, you don’t need to travel the whole 1,770 miles to see it at its best. River cruises are very popular these days and there are a multitude of itineraries and cruise lines to choose from, depending on what you want to be sure and see.

Photo Credit: commons.wikipeida.com

Strung with vineyards and overlooked by soaring castles, the most picturesque stretch of the Danube comes west of Vienna, in the Wachau Valley. At the heart is the village of Durnstein, with a church spire that seems to have been carved out of hand-painted porcelain!

Budapest is one of very few cities that embraces the Danube, with the old town on the hills of Buda to the west, and the art nouveau mansions of the city center of Pest on the east. It’s a stunning city with a rich architectural and historical heritage, offering an unmatched combination of culture, fine cuisine and thermal baths.

For music lovers, Passau sits on the German/Austrian border at the meeting point of three rivers. Ships dock right alongside the most architecturally intriguing part of the city so passengers can virtually fall out of bed and into the cathedral where there are daily concerts to show off the virtuosity of the largest cathedral organ in Europe. blogtravellingworld.blogspot.com Photo Credit: scenic.co.uk.com Photo Credit:

Beth Taylor

Photo Credit: ironman.com

cruising the danube

Danube cruises run all year, except for January and February.

Spring and autumn are ideal but even in the height of summer there will always be a cool breeze on the river. The December cruises focus more on the gorgeous Christmas markets, making it an even more inviting time to go. No matter when you decide to go, you will be glad you did!

A simple stretch from Linz to Salzburg is very popular as it takes in the birthplace of Mozart, as well as the setting for the classic “Do-Re-Mi” song from the Sound of Music. All of this is set against the backdrop of spectacular mountains and towering fortresses.

Regensburg, once the capital of Bavaria, is one of Germany’s oldest towns. It was relatively spared from Allied bombings during WW II. It has 1,400 buildings of historical significance and a magnificent bridge built in 1130 that was used by Crusaders en route to the Holy Land.

Beth Taylor is a local travel consultant who has been in the travel industry for over 30 years. She specializes in group and family travel. Her experience has taken her to places around the world. She’d love to help you plan your own unique vacation or simply “talk travel” with you! She can be reached at TMTravel@cox.net or 619-303-8771. Visit her website at BethTaylorMadeTravel.com for more tips about travel and some of the latest travel specials.

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destination-myrtle creek botanical gardens & nursery Susanne Romo yrtle Creek Botanical Gardens & Nursery is tucked off an oak-covered, winding country road in Fallbrook, CA. The moment you open your car door you are surrounded by a 30 acre, magical nursery that invites you to wander with a colorful gypsy-wagon and bird sanctuary.

Rosemary and I made a pilgrimage to Myrtle Creek, and it was well worth the effort to get there from my home in Chula Vista, and hers in North County. You start by walking through their gift shop, full of quirky, one-of-a-kind tchotchkes and garden items. Just outside the back door are pre-made fairy gardens as well as all the items you need to make your own one-of-a-kind fairy garden. I especially liked the ones that were in plant saucers with glass marbles, so there would be no upkeep! I left with a fairy bower and garden light for my garden.

They have an extensive array of California natives, as well as colorful annuals and other perennials, and organic vegetable plants.

We had pie on the outside patio that overlooks the large, historic barn (circa 1895) and pond. There was plenty of shade under the market umbrellas and we enjoyed lunch to the sounds of birds and wind chimes.

It was incredibly relaxing. They offer fresh salads, soups and wraps, which rotate on a daily basis depending on what is available.

They also host private events in a large farmhouse located on the property.

If you have children they would love a chance to feed the goats at the Happy Goat Mountain rescue located on the property. There is a small fee to feed the goats, which goes towards their rescue and care.

Myrtle Creek is located at 2940 Reche Rd, Fallbrook, CA 9028. They can be reached at 760-728-5340 and their website discovermymyrtlecreek.com/ is filled with information about visiting and planning your day.

Susanne Romo is a freelance writer who blogs at susymusings.com & healingjourneyblog.com. She is the co-author of Pebbles in the Pond: Wave 4 and Your Big Idea Book, both available on Amazon.

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minutia Nutella was created during WWII in Italy by a pastry chef trying to extend his dwindling chocolate supplies.

Photo Credit: Detroit Public Library Todd Joles is now known as Mr. Useless Knowledge (this is an affectionate title), is a business associate of his wife Rosemary, a passionate woodworker by night, mandolin/bluegrass aficionado by choice, chief cook and bottle washer because he loves his wife and a purveyor of this useless knowledge.

bravo & mia bites

“Once, when I had remarked on the affection quite often found between cat and dog, my friend replied, “Yes, But I bet no dog would ever confess it to other dogs.”

Photo compliments of: Rebecca Johnson

-C.S. Lewis, The Four Loves

useless knowledge

Bravo and Mia are the fur-children of Rebecca Johnson.

They are the grand puppies of Rosemary and Todd Joles.

botanical name: Calandrinia grandiflora common name: Rock Purslane Likes: Full Sun Needs: No colder than 20° Blooms: Magenta Note: Drought-tolerant, suitable for xeriscaping

Photo credit: monrovia.com

An addiction to gardening is not all bad when you consider all the other choices in life.

-Cora Lee Bell

rosebud’s garden Photo credit: etsystudio.com/listing/174792941 To see more SD plants go to: livininsd.com

Rosemary Joles is passionate about low-water gardening in San Diego. She loves creating gardens that look like lush water thirsty gardens, yet need very little moisture to maintain them. Her other passions include real estate, lattes, spending time with family and friends, reading, music and laughter!

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upcycle upcycle in décor and home renovation At Upcycled Home and Garden, we focus on “what can be” rather than “what it was”.’

Gail and Jim Hallemeyer

Photo credit: insightphotos.net

The elegant master bath’s use of the shabby chic linen closet door blends in well with the old shelf that hangs just over the large soaking tub.

A wrought iron garden planter holds additional bath items. The use of a three legged ladder to hold the towels is also a unique way to upcycle.

Photo credit: happygoluckyblog.com

This upcycled kitchen features a French style old chest of drawers cut out to support a great farmhouse sink. Using just this hint of vintage decor sets off the otherwise modern styling.

Henie Hills Renovation |2412 Carriage Circle | Oceanside, CA. 92056 3+/2.5 | 2597 Sq. Ft. | $815,000 Listing Courtesy of Home Smart Realty West-Agents Lynda & John Barry

Removing the wood top of this classic large dresser and creating dual sinks with a piece of marble gave it new life. While they had to cut out the space in the drawers to house the plumbing there is still plenty of room left for storage.

A one of a kind headboard was created by upcycling the remaining slats of a fence. The hard part of this reuse of wood is to keep the patina yet remove the wood burrs so you do not get any splinters as you toss at night.

Clearly a rustic gateway to your dreams. Here the use of a charming antiquated Mexican gate as the headboard welcomes guest to this quaint bedroom.

Another stylish yet very simple upcycled use of materials

Upcycled Home and Garden is located at 4747 Oceanside Blvd, Suite I, Oceanside CA 92056. We can reached at 760-908-9800 or info@upcycledhomegarden.com. We offer classes in Milk Painting, Succulent Planting, Garden Art, Chair Upholstering and more, check out our website upcycledhomegarden.com for detailed information. You can also find items we have upcycled on our site. We are open Wednesday thru Saturday, 10:00am-5:30pm. Come by and say hello.

podsibilities

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books or blogs

Photo Credit: pandora.com

Photo credit: google.com

Photo credit: idolator.com

Like

many of you, music has been a part of me since my youth. Then in high school, I was blessed to have an incredible band teacher, Doug Greenhalgh. Every day as we enter the band room there would be a different style of music playing, opening our small town Wisconsin minds to possibilities.

I was recently feeling nostalgic and went to my Pandora and set up a Maynard Ferguson channel and an Aaron Copland channel to once again hear some of the music that Mr. G exposed us to.

I’ve come to call my Maynard Ferguson channel my get things done channel. When I hear Maynard’s trumpet blast, I’m inspired to get up and DO! Which leads me to ask, what music inspires you?

bits and pieces ingenious

ornament storage

Photo credit: designalamod.com

a cheap and easy way to store your fragile Christmas ornaments without the risk of breaking them or paying for those expensive containers that you find. Glue plastic cups to cardboard, and then stack them in a storage bin. Or perhaps reuse a box from Amazon. It will also keep the hooks from tangling.

can quickly add up if you read a book a week as I do. Many sources, like Amazon Kindle, now offer book bundles of your favorite series at a substantial savings. Often less than half and sometimes as much as two thirds off of the individual book price!

What's something that's important to you that you rarely talk about?

from marcandangel.com

ponderings

Here’s

I’ve been finding that I’m being drawn to literary Lately series and sequels. Even at e-book prices that

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park exploration

Civita Park 7964 Civita Blvd.

San Diego, CA 92108 word search –birds of san diego-part 3

American Redstart White Ibis Brown Pelican Rock Wren Barn Owl Black Footed Albatross Brown Creeper Acorn Woodpecker Lesser Yellowlegs Pygmy Nuthatch Wood Stork Sanderling Great Blue Heron Peregrine Falcon Snowy Egret Red Crowned Parrot California Gnatcatcher Find the answers at www.LivinInSD.com/ws

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lifestyle Lamb’s Players Theater lambsplayers.org

The Old Globe theoldglobe.org

North Coast Repertory northcoastrep.org

Smoke on the Mountain October 6-November 19

The Absolute Brightness of Leonard Pelkey September 3-October 29

John Steinbeck’s Of Mice and Men October 18-November 12

Festival of Christmas 2017 December 1-December 20 San Diego Rep sdrep.org Hand To God October 19 - November 12

Benny & Joon September 7-October 22 Dr. Seuss’s How the Grinch Stole Christmas November 4-December 24

Broadway San Diego broadwaysd.org A Prairie Home Companion November 4 Down The Rabbit Hole November 10

Black Pearl Sings!

November - December 17

Cinderella December 1-3

Hershey Felder as Irving Berlin December 20 - January 7

Motown December 26-31

Vista’s Broadway Theater broadwayvista.biz Living On Love November 9-26 The Rented Christmas November 30-December 17

San Diego Adventures october | november | december Encinitas Oktoberfest October 1 encinitasoktoberfest.com

San Diego Jazz Fest November 22-26 sdjazzfest.org

Bates Nut Farm Pumpkin Festival October 7-8 batesnutfarm.biz

Encinitas Turkey Trot November 23 encinitasturkeytrot.org

Harvest Festival Art & Craft Show October 13-15 harvestfestival.com

Balboa Park December Nights December 1-2 sandiego.gov/december-nights

Photo Credit: Wikimedia.com

Dia de los Muertos October 29 msldiadelosmuertos.com

Encinitas Holiday Parade December 2 local.encinitaschamber.com

Fall Back Festival in the Gaslamp November 5 gaslampfoundation.org

San Diego Santa Run 5K & 1 Mile Race December 9 sandiegosantarun.com

The Del Mar Antique Show & Sale November 17-19 calendarshows.com

San Diego Bay Parade of Lights December 10 & 17 sdparadeoflights.org Photo Credit: sandiegoeader.com

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sd concerts

Aaron Neville

AMSD Concerts Sweetwater Union High School 2900 Highland Avenue National City, CA 91950 619.201.0520 amsdconcerts.com 10/7 The Dustbowl Revival 11/29 Irish Christmas in America Poway Onstage Poway Center for the Performing Arts 15498 Espola Road Poway, CA 92064 858.668.4798 powayonstage.org 10/7 Roger McGuinn 11/4 Ana Gasteyer 11/18 Love Letters from Vietnam 12/2 Aaron Neville Humphrey’s Concerts by the Bay 2241 Shelter Island Drive San Diego, CA 92106 humphreysconcerts.com 10/5 The Mavericks 10/18 Little Steven and The Disciples Of Soul 10/19 Lindsey Buckingham/Christine McVie 10/20 Felipe Esparza 10/22 Carla Morrison 10/29 Keali’i Reichel California Center for the Arts 340 North Escondido Blvd.

Escondido, CA 92025 800.988.4253 Tickets 760.839.4183 All others artcenter.org

Simply Three

10/1 Simrit Live In Concert 10/4 Erika Davies & The Men 10/8 Firebird Balalaika Ensemble 10/21 Shaping Sound 10/21 Las Migas with Flamenco Arana 10/22 Simply Three 10/24 Snatam Kaur Original Light Tour 10/25 Russian Grand Ballet “Swan Lake” 11/1 Dia De Los Muertos Festival 11/1 The Como La Flor Band 11/11 Flip Fabrique 11/19&26 Il Trovatore 11/30 Valerie June with Gill Landry 12/1 Bill Murray, Jan Vogler & Friends: New Worlds 12/6 MiraCosta College Symphony & Choir Present Dueling Nutcrackers 12/16 A Swingin’ Little Christmas 12/21 Quattrosound: A Holiday Show 12/23 Russian Grand Ballet Presents “The Nutcracker” Belly Up 143 S Cedros Ave. Solana Beach, CA 92075 858.481.8140 bellyup.com 10/1 An Intimate Solo / Acoustic Listening Performance by Citizen Cope 10/2 Chelsea Wolfe with Youth Code 10/3 Gavin DeGraw 10/4 Turkuaz 10/5 Irma Thomas, The Blind Boys of Alabama, and The Preservation Hall Legacy Quintet 10/7 Take Me To The River - William Bell, Charlie Musselwhite & Bobby Rush 10/8 Shooter Jennings 10/9 Kalapana and Makana 10/10 Shawn Colvin and Her Band 10/11 JD McPherson and Nikki Lane

Gavin DeGraw

10/12 The Afghan Whigs 10/14 Rising Appalachia 10/15 The Aggrolites and The Skatalites 10/17 Mason Jennings 10/18 Songhoy Blues 10/24 M. Ward 10/25 Haley Reinhart 10/29 Joan Osborne Sings the Songs of Bob Dylan 10/30 Steel Pulse 11/2&3 B-52s 11/4 Tainted Love 11/8 Will Hoge 11/9 Hamilton Leithauser 11/16 Ariel Pink 11/17The Expendables 11/24 Cash’d Out 11/25 Wayward Sons 12/6 Johnny Lang 12/8 SALES at the Irenie 12/22&23 English Beat 12/27 Cracker & Camper Van Beethoven 12/28 Donavon Frankenreiter 12/29&30 Trombone Shorty & Orleans Avenue

front porch pickin san diego music from classical to bluegrass

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domiciles

Downtown SD-M2i · $414,900 livininsd.com · 619·405·7673

Encinitas · $419,000 livininsd.com · 619·405·7673

Oceanside · $545,000 livininsd.com · 619·405·7673

Oceanside · $580,000 livininsd.com · 619·405·7673

Carlsbad-Surfpointe · $1,249,000 livininsd.com · 619·405·7673

Carlsbad · $1,300,000 livininsd.com · 619·405·7673

from east county to the coast

Escondido · $454,900-$459,900 livininsd.com · 619·405·7673

Downtown SD-Parkloft · $525,000 livininsd.com · 619·405·7673

Hillcrest · $599,000 livininsd.com · 619·405·7673

Fallbrook · $995,000 livininsd.com · 619·405·7673

La Costa · $2,200,000-$2,600,000 livininsd.com · 619·405·7673

Mission Hills · $2,890,000 livininsd.com · 619·405·7673

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Front Porch Wisdom

Spending today complaining about yesterday won' t make tomorrow any better.

Millicent

and Company Salons

MEGAN MCGHEN Hair Stylist

619·464·3166

4695 Palm Avenue · La Mesa · CA · 91942

Out of the Mouths….

After fighting with her car seat for several minutes my 2 1/2 year old niece tells me "this is why Mom doesn't let you pick me up more often!"

-Trish

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1948

Remember When

Avo Theater

Architect: S. (Simeon) Charles Lee | Built 1948 303 Main St. | Vista, CA 92084 |moonlightstage.com

Photos: sandiegohistory.org & Scott Carmella

2017

C

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all me now to sell your home!

SOLD · $279,900 ∙ 2/1 livininsancarlos.info ∙ San Carlos

SOLD · $369,000 ∙ 3/2 livininlamesa.info · La Mesa

COMING SOON · $399,000 · 2/2 livininmiramesa.info · San Diego

SOLD · $435,000 · 4/2 livininsantee.info · Santee

SOLD · $650,000 · 5/3.5 livininfletcherhills.info ∙ Fletcher Hills

SOLD · $799,000 · 4+/2.5 livinintierrasanta.info · Tierrasanta

SOLD · $845,000 · 4/2.5 livininsd.com ∙ El Cajon · Hidden Mesa

SOLD · $1,138,000 ∙ 5+/3 livininsd.com · Carlsbad

SOLD · $169,000 · 3/2 livininvista.info · Vista

Whether you are looking to sell, buy, or lease a home we have the skills to get the job done right.

LETS GET STARTED TODAY! CALL 619.405.7673

Rosemary Joles Every home is a masterpiece 2014 | 2015 | 2016 | 2017 Five Star Real Estate Agent REALTOR® | Cal BRE #01095314 Residential Sales· Leasing· LUXE Director 619· 405· 7673 Homes@LivinInSD.com | LivinInSD.com