Message from His Worship Mayor Amarjeet Sohi On behalf of City Council and the people of Edmonton, I would like to wish you a happy Vaisakhi! This festival, originating in India, emphasizes the importance of creating a more equal and just society. It’s a colourful event that entails worship, singing, dancing and chanting of hymns. Vaisakhi is now celebrated by the Sikh community around the world. As a proud man of South Asian heritage, I am happy to see traditions from home brought to life in our city. When we learn about other cultures, we become more welcoming and accepting Edmontonians. Our diversity makes us stronger and helps build connections that lead to a more equitable and vibrant city. Thank you to the South Asian Health Magazine for educating readers on South Asian culture. Your publication is helping to create a more inclusive Edmonton. Wishing you all wonderful Vaisakhi celebrations!
WE ARE EXCITED TO ANNOUNCE
DR. MALAR KALIA
AS THE NEXT FEATURE COVER STORY FOR THE ALBERTA SOUTH ASIAN HEALTH MAGAZINE SPRING 2022 ISSUE Dr. Malar Kalia is the owner of Yellowbird Dental in South Edmonton. She graduated from the University of Ottawa with an Honours Bachelor of Pharmaceutical Science degree and then earned her Doctor of Dental Medicine degree from the University of Manitoba. Dr. Kalia spent a few years practicing in Toronto, and North Edmonton before deciding to build her own dental practice. Dr. Kalia's adventurous spirit is evident in all she does. She is very excited to bring the latest technology and techniques to Yellowbird Dental. She is constantly taking courses to keep up to date with the latest innovations and ideas in the field of dentistry. Dr. Kalia's warm, fun, and friendly personality shines through with each patient she meets. She is passionate about life and dentistry. Building longterm relationships with Yellowbird Dental patients is her personal goal. She wants every patient to be proud of their smile! Dr. Kalia has two little girls and loves to travel and spend time hiking in the mountains.
YELLOWBIRD DENTAL
829 Saddleback Rd NW Edmonton, AB T6J 5R4 ( 587) 855-7068
CONNECT WITH US
@ yellowbirddental yellowbirddental yellowbirddental.ca
Publishers Note Dear Readers, Firstly, we would like to wish everyone celebrating a very Happy Vaisakhi! This is an auspicious occasion that honours the fruitful harvest the Spring season brings. Also, the month of April is Sikh Heritage Month in Canada. We celebrate the rich culture, history and religion of Sikhs and their contributions from all over the world. In this issue, we have insurance expert Gurinder Chahal, Branch Manager of Punjab Insurance in Calgary, as our feature cover story. He explains the importance of securing different types of insurance for you and your loved ones. He also takes pride in bringing families together and helping people secure super visa insurance for their parents and grandparents. We also have important messages from a few local community organizations. P.R.E.M. which stands for Punjabi Resilience and Empowerment in Mental Health, continues to provide support to the community in various ways. And now that covid restrictions have been lifted, we are delighted to share that fun community events are coming back! Vaisakhi Mela will be taking place on Sunday, May 29th at the Genesis Centre. There are special features from other provinces including Kanda Optical from the Ontario issue and mind & body coach Nikita Sharma from the BC issue. Kanda Optical has been building their brand and family legacy for many decades. Nikita Sharma is giving back to humanity through working with the community on getting on track with their health and fitness goals. These feature stories offer insight into what’s happening in the community in other provinces across Canada. The next Alberta South Asian Health Magazine will feature Dr. Malar Kalia, a dentist at Yellowbird Dental. She is always staying ahead of the curve in her field by upgrading her knowledge and equipment. Dr. Kalia’s motivation is to bring excellence to dental health on a regular basis and she strives to incorporate the latest in dental technology at her clinic. A few months ago, we did a soft launch of the South Asian Health Show on YouTube, where we interviewed health experts being featured in the magazines. It’s a great way to get up-close with the guests and have more in-depth conversation on a variety of topics. Our next series of interviews will be coming up in June, so definitely stay tuned! CHEERS TO GOOD HEALTH! Rina Gill 778 688 4973 rina@thehypeadagency.com www.thehypeadagency.com Event Organizer, South Asian Heath Expo Publisher, South Asian Heath Magazine CEO, The #HYPE Advertising Agency Co-Host, South Asian Health Show
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Calgary proclaims April 2022 as Sikh Heritage Month, land proclamation made in Punjabi By Tarnjit Parmar and Nikitha Martins
Tuesday, April 12th marked a historic moment in Calgary City Hall after the mayor proclaimed “April 2022 as Sikh Heritage Month.” Mayor Jyoti Gondek opened the council meeting with the momentous announcement and ended her opening with a land acknowledgment made in Punjabi. Councillor Raj Dhaliwal emphasized Gondek’s points that the Sikh communities’ ties to Calgary, the province, and the country were crucial. “Sikhs have contributed immensely to the prosperity of the city, to the culture, heritage, and making this city even a better place to live. It’s the diversity of the city that makes us so strong,” he said. Dhaliwal explained one of the three golden principles in the Sikh faith is “always earn by living with honesty and put your labor into the right work.” Dhaliwal says Sikh people in the province demonstrated that resilience through the pandemic, as many stood on the front line or volunteered their time to help those in need. For example, the councillor mentioned the Dashmesh Culture Centre that started the ‘No Hungry Tummy’ program, which delivered thousands of hot meals during the COVID-19 crisis. Dhaliwal said the proclamation made for “a great day for Calgary” and referenced the first Sikh person “to step into Calgary - Sardar Harnam Singh Hari in 1906 when he moved to Calgary from British Columbia,” he said. “In a way, he set the precedent and expectations for all the Sikhs who followed him after that into this great city and this great province over the last 100 years.” Calgary has celebrated and recognized other diverse communities in the city, Gondek said, like Holi, Chaitra Navratri, Ramadan, and Easter. The mayor added that these acknowledgments demonstrate “what a diverse city Calgary is. We are in fact the third most diverse city in this nation. So, it gives me a lot of pleasure to celebrate the Sikh religion and history as well as the contributions that have been made by Sikh Canadians across Canada,” she said. “Sikhs have been making Alberta their homes since the early 1900s, with this province having the thirdlargest Sikh population in Canada.” The proclamation comes ahead of a significant month for Sikh people as Vaisakhi, an important celebration nears. Calgary’s annual Vaisakhi Nagar Kirtan parade will be taking place this year on May 14. It is the second-largest annual parade in the province.
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PREM
@premstateofmind
Photography by @Singh_Snaps
Punjabi Resilience & Empowerment in Mental Health
Inspiring a movement through creative expression, PREM has been working on several grassroots initiatives that address mental health and trauma in the Punjabi community
PREM was established in 2017 when our social circle had experienced the loss of several friends to suicide. Through this difficult time we found that there were very little support systems in place for us personally and It made us question the current infrastructure that was in place for mental health support in the Punjabi community. What resources were currently available and why were we not aware of them? How could we, as the next generation of Punjabi youth, curate and create content that brings awareness and breaks down stigma that surrounds mental health struggles in our community? The very first event we held was an open mic night event at the Calgary Central Library where we had spoken word and many other artists share their personal stories of mental health through their creative form. Following the success of this event we have held 5 open mic night events across Canada and a 2 day conference on creativity and mental health in collaboration with Bell Canada and the Bell Lets Talk initiative and the Calgary Foundation. Creative expression can be found in a variety of ways and can be very beneficial in expressing your emotions and act as a regular outlet for the stress you face in your day to day life. As young leaders, the PREM team is optimistic that we will continue to build resilience and remain empowered as we strive to improve mental health and well-being in our community.
STEEVEN TOOR
Co-Founder & President
The first open mic night event was held in December 2018. The first PREM conference (pictured above) was held in January 2020. "PREM: A Night of Emergence" was held at Studio Bell in downtown Calgary and featured an art gallery with curated artwork by Punjabi artists from across North America. The evening also consisted of a directors cut premier of the film "Uproar", a documentary about Bill 21. Lastly, the evening was filled with musical performances by Keerat Kaur and Noyz Hip Hop. "PREM: A Day of Dialogue" was held at the UCalgary Hunterhub for Entrepreneurial Thinking which consisted of a mental health and hip hop workshop led by Noyz and 2 panels on intergenerational trauma and holistic approaches to mental health in the Punjabi community.
Photography by: @Singh_Snaps
INSPIRING A MOVEMENT PREM STATE OF MIND
PREM.STATE@GMAIL.COM WWW.PREMSTATE.CA
ISSUE 02 Apr- Jun 2022
UPCOMING EVENTS & SPEAKERS Update from the Shaama Centre The centre is continuing to offer some classes and activities in person and some virtually on Zoom. As per AHS regulation, pre-registration, and screening is required for those who come in person. All other safety measures like social distancing, mask wearing, and hands disinfecting is still in place. We continue to keep in touch with seniors and clients via phone or online and in person. For information, help or appointment please call 780-465-2992, Mon–Fri between 10-4 pm. The Chair Yoga, Exercise and Fitness classes are continuing virtually for now. Wednesdays craft and Support Group are meeting in person. Seniors have also an opportunity to get together, chat and connect in person every second Sunday of the month (limited spots available). Painting class are offered in person to limited number of participants, must register. If you want to learn more about using iPhone, tablet, iPad and laptops, join our Computer Basic class, on Mondays. Seniors can improve their communication skills during Functional English classes, offered on Tuesdays and Thursdays. Registration is required. Cooking classes will resume in person in May. For the Information & Educational Sessions and Workshops you can join online (Mon & Tues). Call us to register and we will send you the link. The Free Tax Return Clinic is again available for lowincome individuals. Eligible individuals can call and drop their tax documents on Tues. or Thurs. between 11- 3 pm. Every year, The Shaama Centre publishes a magazine, Reflections (Kuch Yaadein Kuch Baatein …) where immigrants from all walks of life share their thoughts, dreams and life experiences. We want to hear from you and learn from your experience and wisdom. Call us at 780-465-2992 and we can type it for you. To see what's happening at the Shaama Centre, click the link: Now at Shaama Centre “The whole purpose of religion is to facilitate love and compassion, patience, tolerance, humility, and forgiveness.”- Dalai Lama.
Earlier Events Type 2 Diabetes- Amrita Sohanpal (RN) Type 2 diabetes affects 90% of diabetes cases among Canadian adults. It happens when sugar from food stays in your blood instead of being processed in cells. In time, uncontrolled diabetes may lead to cardiovascular disease, vision loss, kidney failure, nerve damage and amputation. Good news, type 2 diabetes risk factors can be prevented / controlled by choosing a healthier lifestyle. Also, in alignment with Diabetes Canada recommendations, Alberta coverage for diabetes supply for eligible patients has been increased in 2021. Diabetes Information and Advice Line (DIAL) – 1-866735-1051 Multiple Sclerosis- Amrita Sohanpal (RN) Multiple sclerosis (MS) is a chronic autoimmune disease that “cuts” the connection between the central nervous system and the body. MS can affect vision, memory, balance and mobility, and rates higher in northern latitudes. For MS Info & Support: Phone 1-844-859-6789 or Email: msnavigators@mssociety.ca Thanks again Amrita, for making the presentations so informative. International Women’s Day Celebration (#BreakTheBias) What a wonderful evening we had! Thanks to all participants for coming and join us in this celebration of special women. After longer than 2 years, reconnecting in person was fantastic. The event set up, the informative speeches, the amazing food, the songs and ghazals, the poems – everything contributed to the success of the event and brought wide smiles on people faces.
The seniors’ Garden is ready to start soon. We will appreciate any donation of seeds or seedlings (flowers or vegetables). Come and join us to create a peaceful, enjoyable space for elders in the community.
October
o National Seniors Day (1) o Loss and Grief (20) o Annual Interfaith Multicultural Celebrations (23)
December
o Dementia (6) o AGM (15) o Holiday Celebration & Volunteer Appreciation (19)
2022 January
o Type 2 Diabetes (10) February o Multiple Sclerosis (14) March
o International Women’s
Day Celebration (25) April
o Spring Bazaar (24)
May
o Vertigo (2) o Grief and Loss (DTB)
June
o Senior’s Day Celebrations
Street Food SA (8)
o Sleep Disorder (13)
July o Fibromyalgia (11) October o National Seniors Day (DTB) o Interfaith Multicultural Celebration (8)
PROGRAMS AND SERVICES SENIORS (Open to Men & Women) We provide: one-on-one support; outreach services; a variety of classes including functional English, citizenship, basic computer skills, arts/crafts, cooking and fitness; workshops and information sessions (e.g. pension and benefits, housing); health and wellness clinics; assistance with navigating government and legal systems (e.g. referrals, help with completing forms); translation services (Hindi, Urdu & Punjabi). There are many opportunities to socialize, join support groups and develop new hobbies such as story writing and poetry reading. WOMEN We offer: personal development and job search skills support (e.g. creating/updating a resume, interview preparation); a number of classes including English, citizenship, computer literacy, sewing, parenting, budgeting, life skills; workshops on topics of interest. The Shaama Centre also provides guidance on how to start a home-based business, as well as creates opportunities for these entrepreneurs to promote their products and services to generate income, increase selfreliance, personal growth, and success. USEFUL INFORMATION AND UPDATES Financial Assistance One time taxable grant payment (Federal) Seniors who: - Were born on or before June 30, 1947, - Were eligible for the Old Age Security pension in June, 2021, - Submitted the application for OAS no later than May 31, 2022, will automatically receive one-time taxable payment of $500. COVID-19 benefits (between Sept 27, 2020 and May 7, 2022) Canada Recovery Sickness Benefit (CRSB) Canada Recovery Caregiving Benefit (CRCB) Assess your situation: Find financial help during COVID-19 Tips to navigate the pandemic with reduced budget Managing COVID-19 financial stress Find Government Benefits: Prosper Canada’s Benefits wayfinder. Health Covid 19- Updates Use the online screening tool COVID-19 Self-Assessment (AHS) to determine whether you should be tested for COVID-19 Coping and Wellness Online Support COVID-19: Resources for seniors and their caregivers Help in Tough Times (AHS resources and Information) Togetherall (free, online peer-to-peer mental health services 24/7) Distress centre and crisis organizations CMHA Edmonton Region Crisis Line (24 hours): 1-800-232-7288 Distress Line (24 hours): 780-482-HELP (4357) Seniors Abuse Helpline: 780-454-8888; Mental Health Helpline: 1-877-303-2642
VICTIMS OF DOMESTIC VIOLENCE IN SOUTH ASIAN COMMUNITIES & FAMILY SUPPORT (Open to Men & Women) We provide: one-on-one support; outreach services; assistance with navigating government and legal systems (e.g. legal aid, court, child and family services, low income housing) including accompanying victims when necessary; risk management/safety planning; referrals to professional counsellors, spiritual leaders and other service providers (when needed); translation services (Urdu, Hindi, and Punjabi); workshops, education and information sessions (e.g. family law in Canada, communicating through conflict, mediation, anger management, dealing with difficult people, financial literacy, parenting). COMMUNITY Youth - Math & Homework Help Urdu Classes Free Income Tax Return Filing (only if income is under $30,000)
Food for thought “First they came for the Jews and I did not speak out because I was not a Jew. Then they came for the Communists and I did not speak out because I was not a Communist. Then they came for the trade unionists and I did not speak out because I was not a trade unionist. Then they came for me and there was no one left to speak out for me.” (Martin Niemöller)
Daily Calendar of Classes Monday
Tuesday
Chair Yoga
Guest Speaker
11:00 AM – 12:00 PM (Zoom)
Informative & Educational Sessions 12:30 PM – 1:30 PM (Zoom-twice a month)
Computer Basic
12:30 PM – 1:45 PM (In Person)
1:30 AM – 12:00 PM (Zoom-twice a month)
Functional English 12:00 PM – 1:30 PM (In Person)
Drawing & Painting 2:00 PM – 4:00 PM (In Person)
Wednesday
Thursday
Exercise
Functional English 12:00 PM – 1:30 PM (In Person)
11:00 AM – 12:00 PM (Zoom)
Group Gathering
Cooking Class
Support Group
11:00AM – 12:00 PM (Zoom) 12:00 PM – 3:00 PM (In Person)
12:30 PM – 12:00 PM (Zoom)
Chai & Chat
1:30 PM – 2:30 PM (In Person)
Art & Crafts
1:30 PM – 2:30 PM (In Person)
Friday Exercise
2:00 PM – 3:30 PM (In Person)
Saturday
Sunday Seniors Get Together
12:30 PM–2:30 PM (In Person- every nd 2 Sun of the month)
BARE BOTTOMS Help us collect
50,000
diapers this May for our Bare Bottoms Diaper Drive
DID YOU KNOW Babies go through about diapers a day, costing roughly a week, including wipes
8 $25
15% of our clients are under 36 months old, so there’s a big need!
GIVE
Donate opened or unopened packages of diapers to the Calgary Food Bank or Alberta Health Services Centres
Funds can be donated on our website at calgaryfoodbank.com
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South Edmonton Downtown Edmonton Downtown Edmonton St. Mill Woods South Edmonton Albert 780-784-1349 780-809-1349 780-758-1349 780-590-1349 780-809-1349 780-784-1349 110-6925 Gateway Blvd. 10126 111 St. NW 225 Carleton Dr, Ste 103 6560 28 Avenue NW. 10126 111 St. NW 10126 111 St. NW melodyaudiology.com
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Q. Tell us about your background and what inspired you to get into the Insurance industry? A: My background is in Electrical Engineering from India and when I came to Canada with my wife many years ago, I worked many different jobs. When I came across an opportunity in the Insurance industry, I pursued it further and today, I’m proud to say that I’m a Branch Manager of my own Punjab Insurance location. I’m approaching my 10-year anniversary in this industry and I have really enjoyed this journey of running my own business. My team and I have met amazing clients along the way!
we are naturally accustomed to all being together under one roof. Life Insurance is also very popular as people are interested in taking the necessary steps to protect themselves and their loved ones.
Q. What is the biggest myth or misconception around obtaining insurance? A: I would say there are still some people out there who don’t necessarily see the value in getting Health Insurance or Life Insurance during early stages of life. Some may even view it as a waste of money because they are convinced nothing will go wrong that will require them to rely on insurance. From my Q. What is the most popular service experience over the years, I always tell my clients to view obtaining you provide and why? insurance as a 2nd pillar and A: Super Visa Insurance and Life Insurance are always in high demand. something to fall back on in case something goes wrong. It’s always For Super Visa Insurance, there are any people in Canada who miss their better to be safe than sorry. parents/grandparents back home so they are anxious to start the process Q. When it comes to Health insurance and Life insurance, do you and reunite with them. I take great find the community is more pride in assisting them with this. proactive in obtaining it? Or are I help bring families together and they still more reactive and only this is such an important part of the South Asian culture as many of us live start looking into it after something in multi-generational households, so significant happens in their lives? (587) 707-7000
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A: It’s actually 50:50 – I find the younger generation tends to be more proactive which is very interesting because it definitely makes a lot of sense to get these types of insurance coverage when you’re young and healthy. The premiums will cost much less and it’s easier to pay off over a set period of time - then you will be covered for life! I have seen some of my younger clients pay off their Life Insurance policies within 20 years so now they are very thankful because they have peace of mind. For others, they still tend to take it lightly however I did notice more people started looking into getting insurance when the COVID-19 pandemic started 2 years ago. It may have been the fear of the unknown that encouraged them to start taking precautions and look into getting insurance coverage right away. Q. Walk us through the process of how a potential client can connect with you to discuss next steps to secure Super Visa Insurance for their family members? A: Well, for the longest time we’ve been dealing with our clients mainly over the phone or Zoom/ Google meetings due to COVID-19. However, now that restrictions have been lifted, we are back to in-person meetings as an option. Once the client reaches out to me, we set-up a proper meeting so I can ask them some preliminary questions to get started. This helps me get a better idea of what their family members needs are. Then I give them the information on different policies available from 8-10 different companies so we can do a comparison and I can give them my recommendation on which is best suited for them. If all goes smoothly, we can get this process done quickly within 1 day.
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Q. There has been a lot of concern around the welfare of international students as they navigate a new life in Canada. Why is it important for international students to obtain insurance? A: It’s important to note that international students can get up to 2 million dollars of insurance coverage while studying in Canada. Sometimes students will just go with $688 insurance coverage for the year but unfortunately that can be all used up in just one claim. For example, in case they have a dental emergency, we all know this can get very expensive so it’s better to plan ahead and secure the proper insurance coverage from the start. Also, the online claim process is so easy-to-use and the students can get reimbursed right away via cheque or email transfer. Some medical professionals even offer direct billing which is also very helpful and makes the process much easier for the students who already have so much on their plate with studies, working part-time jobs, etc. This is one less thing for them to stress about, so it’s totally worth it! Q. What is your 5-year plan in this industry? A: I currently have a team of 4 and we serve clients across Canada. We have plans to further expand so we are actively looking for more people who’d like to join our team as insurance brokers or advisors. I truly enjoy this industry because it allows me to fulfill my passion of helping people and their families in various aspects. Whether it’s bringing them back together and/or protecting them in case a life-changing event occurs, I will continue on this path as my network grows and I can bring more people on board to assist me with providing our clients with highest level customer service. (587) 707-7000
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I got really good experience with my mom’s health insurance from Punjab Insurance Inc. Calgary. They offered me a really good price. Excellent communication skill. Gurinder Chahal has great customer service skills. Very responsive and prompt to reply. I will use their service again and will definitely recommend their excellent service to my friends and family. Thank you!! G.S. Q. Please share some of the feedback you get from your customers. A: Our customers are able to leave google reviews for us and they appear on our website as well. Here are some recent reviews: It was honestly the best guidance and consideration that Gurinder Chahal offered to me for my family insurance requirement. The correct path and follow it through very professionally. Thank you very much - 101% recommended!
I highly recommend Punjab Insurance, I worked with Gurinder Chahal for buying an insurance. He had complete business knowledge and was very considerate and patient to work with me, answering all my questions. He went an extra mile in getting my policy amended and gave me the best professional suggestions that helped me save money choosing the right coverage needed depending upon my situation.
R.S. S.N. We purchased super visa insurance for my parents and they had great offers and very helpful. They responded on time with any questions or concerns I had. Excellent service. Thank you.
I like working with Gurinder, honest, helpful. I’d highly recommend connecting with him for supervisa or personal insurance. A.A.
S.S.
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Punjab Insurance Inc. is an independent insurance brokerage company. All insurance products can be obtained at competitive rates at Punjab Insurance Inc. Our professional insurance team comprises of insurance experts who are citizens of Canada or permanent residents who have arrived in Canada as immigrants and settled here for a quality life. We speak your language and can guide you in your doubts regarding super visa insurance along with offering you the most affordable quotes than our competitors. As we are aware of the concept that one size does not fit all we offer wide range of policies which are suitable to your pockets. SUPER VISA INSURANCE Punjab Insurance is committed to provide you lowest possible super visa insurance rates with best protection to your parents and grandparents. We have been providing Super Visa Insurance quotes right from the effective date in December 2011, super visa program was launched by Citizenship and Immigration Canada (CIC). We provide free consultation to provide plans as per the client’s need. In order to provide you with the lowest possible super visa insurance rates we need to ask the client a few specific health related questions and to help you find the most suitable super visa insurance plan. As for super visa insurance we guarantee 100% refund of Premium, in case your visa is denied.
• The date of maturity,or • Specified dates at periodic intervals, or •Unfortunate death, if it occurs earlier. Among other things, the contract also provides for the payment of premium periodically to the Corporation by the policyholder. Life insurance is universally acknowledged to be an institution, which eliminates ‘risk’, substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner. By and large, life insurance is civilisation’s partial solution to the problems caused by death. Life insurance, in short, is concerned with two hazards that stand across the life-path of every person:
1. That of dying prematurely leaving a dependent family to fend for itself. With healthy lifestyle choices can be your best defence against some 2.That of living till old age without health risks, a critical illness such as visible means of support. cancer, stroke or heart disease can strike anyone at any time. Consider CRITICAL ILLNESS the following: INSURANCE Critical Illness Insurance • One in three Canadians will develop Canada is designed to provide a life-threatening assistance to an insured who has cancer. been diagnosed with one of a predetermined number of critical • One in two heart attack illnesses and in some cases survived victims are under 65 years old. 30 days.
If you are looking to get covered for any eventualities’ in life than you are LIFE INSURANCE at the right place. Get a Free No Life insurance is a contract that obligation quote from us and see pledges payment of an amount to the how we can design the insurance for person assured (or his nominee) on you, which can cover you in a better the happening of the event insured way and costing you least every against. The contract is valid for month. payment of the insured amount Critical Illness insurance protects during: (587) 707-7000
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you or your spouse against loss of income on diagnosis number of illnesses between three (cancer, heart attack, stroke) and 22 (i.e.MS, Alzheimer’s, Parkinson’s, ALS, blindness, deafness, loss of speech, coma, severe burns, late onset diabetes, loss of independence).
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• Each year, 50,000 Canadians suffer a stroke. Of all stroke victims, 75% will be left with a disability. TRAVEL PROTECTIONS PLANS FOR CANADIANS • Overseas travel can be an enriching and unforgettable experience. However, without proper travel insurance, a dream holiday could lead to financial ruin or even worse.
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• Some go overseas without ever having considered obtaining travel insurance, but the Department of Foreign Affairs and Trade strongly advises that all Canadians take out travel insurance before going overseas, and with good reason. If things can go wrong, they probably will. And when they do, the last thing you want is enormous financial and emotional stress. Simply stated, travellers who do not have travel insurance can be personally liable for medical claims incurred overseas and these costs can financially ruin them! TRAVEL INSURANCE • There have even been instances where Canadian families have been forced to rely on their superannuation funds or in some cases sell their homes in order to raise the money to bring their loved ones home - all because they failed to purchase travel insurance. • Despite these risks, many people still travel without travel insurance. • If you are planning to travel overseas, it is sensible to take an overseas travel medical insurance policy. The expenditures of medical treatment overseas can be very high. It is mandatory to buy an Overseas Travel Insurance if you want to attain visa while you are scheduled to travel to a few countries in the world. These countries insist on travel insurance cover before issuing a travel visa. Even if it is not mandatory to buy a travel insurance plan to other countries it would be a wise decision to protect you from unseen tragedies. Healthcare expenses are comparatively higher in developed countries. (587) 707-7000
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TRAVEL INSURANCE PLAN • A Travel Insurance Plan can protect and cover you against medical and other financial emergencies that may occur during your travel. • A travel medical insurance will either reimburse for your treatment at the adjoining medical facility, or allow you to choose the hospital where you desire the requisite treatment. • Depending on the insurance plan you choose, you may be fully or partially covered. When shopping for travel insurance, compare policy coverage, benefits and prices, and ask for a list of what is included and what is not. Therefore, it is highly recommended consulting an insurance broker you trust to learn
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SERVING CLIENTS ACROSS CANADA
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Gurinder Chahal
Insurance Expert
SERVING CLIENTS ACROSS CANADA
Gurinder Chahal and his team are all about their clients. They strive to deliver the best insurance service keeping in mind that each client and situation is different. If you are looking for an Insurance agent who puts the needs of the client first, then you have come to the right place! Gurinder and his team listen to you and then offer solutions to meet your needs. They pride themselves in providing superior advise and customer service. They respond to all forms of communication in a timely manner.
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Two weeks after landing in Toronto from his home country of India, 19-year-old Ashwani Kanda took up a job as a lab technician at a local optical lab in 1980. After noticing his penchant for hard work and attention to detail, the lab’s owner encouraged Ashwani to further his education and study to become an optician. After completing the three-anda-half-year course, Ashwani became a Licensed Optician in 1984 and eventually opened the first location of Kanda Optical in Etobicoke. This location brings back many fond memories for community members who became regular clientele over the last few decades. Now with 16 locations currently thriving within the
country, it’s easy to see that Kanda Optical has become a brand that is popular among customers and franchisees alike.
journey in the optical industry, he often used his own hands to make products such as bi-focal lenses and fit them into frames manually.
When asked to reflect on the reasons for its success, Ashwani says that over the course of many years, most individuals took notice of how well the original store was being managed and consequently wanted to become associated with the name and brand.
Similarly, in order to thrive in the business, he had to become well-versed in all areas of the industry.
He adds that because the technology was still in its infancy when he started his www.kandaoptical.com
The knowledge that he slowly gained through exposure to different facets of an optical store allowed him to become versatile and known for his ability to analyze, find and sell high-quality products.
“Now the equipment is so easy to use as we have all these computerized systems where you press buttons, and the machines are easy to operate. But when I started, we didn’t have all of this. We needed to do everything by hand, and we needed to make sure that we learned how to do everything right….and that’s why by the
time I opened my own store, I knew how to do everything, including the backend of fabricating glasses and the sales aspect of our job,” says Ashwani.
This “hands-on” approach has been ingrained in his two sons Sandeep and Akash, who spent a lot of time observing and learning from their father during their younger years.
wanted to do what I was doing. Sometimes parents establish [a company] that is really good, but the kids have no interest… It’s great to have a family business because you have people who are there for you unconditionally, whether it is day or night. Also, we all have a mutual interest and want to make sure that the business is doing well.”
Their interest in the field inspired them to become opticians just like their father, who says that he is extremely fortunate that his sons have always taken a keen interest in the family business. “I was lucky that my kids
Besides sales, Ashwani continues to take a very personalized approach toward promotion as he insists
on going into the studio and recording the businesses’ radio station ads himself. He also ensures that Kanda Optical commercials are running on South Asian-oriented channels as well as other mainstream channels such as CityTV.
Kanda brand are by “keeping up with the times,” and making sure that they remain “different” from the competition.
One look at their Instagram page - which is mostly handled by Sandeep and Akash - is enough to convey the fact that they have been able to “checkmark” both of these boxes by offering some of the Some of the ways that Ashwani most prestigious brands from and his family ensure the around the world at Kanda continued success of the Optical. www.kandaoptical.com
Besides doing very customized work that includes putting diamonds on frames, the optical store also carries a lot of well-known and exclusive brands including Cartier, Chanel, Chrome Hearts, and Dita. Interestingly enough, Ashwani says that more than fifty percent of the specialty frames that his team sells come under the category of non-prescription because a large number of customers like to wear glasses to make a fashion statement. Talking about the typical process that an individual will go through when they enter a Kanda Optical store, Ashwani explains that the process will vary depending on the customer’s specific need. “If a customer has a prescription, then our frame stylist will start showing them frames based on their prescription, face shape, budget, and colour preference. Once they choose a frame, our dispensers will take over and dispense the lens according to the individual’s requirements. If an individual walks into the store and does not have a prescription, we do pre-testing, and a doctor will do an eye exam. Once they make a prescription, a frame specialist will assist the individual as they look for www.kandaoptical.com
www.kandaoptical.com
frames,” explains Ashwani. When asked about some of the changes that he has seen over his many years in the business, Ashwani says that society, in general, has become increasingly aware of the importance of taking care of their eyes. “I used to hear people talk about their grandparents and say for example, that they were 95 years old and never needed to wear glasses. The truth is that they never needed to see as sharply as we do now. Now, most people believe that they have to have the best quality of life, and that’s why they [make sure that] they can see clearly.” Due to the fact that most of them are now getting eye exams done at school, even children are more conscious and aware of the importance of eye health. Despite this increase in knowledge, parents should take the responsibility to get children’s eyes examined at least once a year. Similarly, adults should also go for check-ups at least once a year. According to Ashwani, getting regular checkups is important in order to track changes in one’s general eye health and prescription.
Yearly Senior’s Event Understandably, eye health is particularly important for seniors and as a well-known figure in the optical industry, Ashwani understands and believes in this sentiment very strongly because of his parents. ` Elaborating on this particular topic, Ashwani explains that his parents advised him to always remember that the income level of an individual lessens significantly after they retire. Consequently, many seniors may not be able to afford the essential items that they need in order to maintain their health, including glasses.
particular event] has given us a lot of blessings. Automatically every year around December, I start to get calls from seniors asking about the event. And over the years, I have seen the same seniors coming again and again. This is something that I feel very proud about,” explains Ashwani. Ask him about the future and Ashwani reveals that his team currently has “more than five locations in the pipeline.” While one location will be situated in the city of Brampton, another one will be opening up in Mississauga.
Understandably, with a flourishing business, and “We started a senior’s event multiple responsibilities, taking that has been going on for care of his health is extremely more than 20 years now. Every important to Ashwani. year we invite seniors to come into the store and we give Although taking a break may them a free eye exam as well be somewhat challenging for as a free pair of glasses. [This a man who is “very www.kandaoptical.com
dedicated and available seven days a week,” Ashwani always takes a break whenever he is feeling overworked or distressed. While he believes in the importance of having hobbies and taking vacations, he also enjoys socializing with his friends and colleagues. He reiterates that he is able to take breaks due to an extremely proficient team which includes his sons as well as his elder brother Harsh, who has played a big role in helping make Kanda Optical what it is today. “I feel blessed to have a very strong team consisting of sales, optometry and lab technicians that allow me to delegate work accordingly. This then allows me to
manage our company from a whole perspective versus micro managing each and every store or employee. My schedule is always changing as one day you’ll catch me at my lab assisting my staff with edging lenses, and then a couple hours later you may find me at one of my retail stores for a private sales appointment. I could not be more thrilled to get up start my day as I experience something new daily.” “I would also like to give special thanks to my Business Development Manager Goldy Dogra for being a valuable member of my team for the past 20 years.” When asked what he thinks the future has in store for his company, he states that the sky is the limit. “Our team is
always evolving and new opportunities get presented to us on a daily basis. Speaking humbly, we are honoured to be preferred vendors for all the amazing brands that we carry. Brands that hold very tight exclusivity within the industry trust our company to represent them to the fullest. We have specialists on our team that go through regular training pertaining to market updates and new technologies that we bring to our customers. Let it be as simple as engraving a name on a client’s lenses, or to adding diamonds or gemstones on any frames, we proudly offer all services. We can’t wait to show everyone what we have in store for the future! Written by: Saira Hayre Photo Credits: EI Photography
First Kanda Optical location opened in 1990
Kanda Optical is a leading chain of premium optical stores in Mississauga, Vaughn, Brampton, Etobicoke, Milton, Scarborough and Burlington
www.kandaoptical.com
NIKITA SHARMA
GIVING BACK TO HUMANITY Q: What inspired you to get into the health industry and become a Mind & Body Coach? A: I remember something my Dad said when I was very young. He said “the purpose of one’s life is to find a way to give back to humanity.” I liked that. That was a cause I could get behind. I was an environmental consultant for the early part of my professional career, yet I found myself feeling extremely unfulfilled in that industry. I remember looking around my office and dreaded the thought of spending most of my life climbing the corporate ladder. So, I asked myself what was I good at and how could I give back to humanity? I realized I had a gift to share (fitness) and I couldn’t squander it sitting in a desk for the rest of my life. I was an athlete growing up and I loved to play sports. I especially loved sprinting. As I got older, and the challenges of life began to present themselves, I began to see how exercising put me in a state of mind that gave me clarity and helped me resolve most of my problems. As a child, I faced bullying, racism and there were moments where I felt very alone. Exercise helped me process my emotions and became a form of therapy for me. I saw the profound effects this had on my life and I wanted to share this ability to handle life problems with others.
Nikita Sharma, B.Sc. Mind and Body Coach TEDx Speaker | Bodybuilder | Mentor www.liftlovelaugh.com nikita@liftlovelaugh.com nikita.liftlovelaugh nikita.liftlovelaugh
Q: Who were your role models (personal and professional) growing up? Are they different in adulthood?
and it made me emotional at the end. If people like Freddy Mercury or Walt Disney never followed their dreams, a lot of the great things we have today wouldn’t even exist.
A: For my personal role model, it’s my Dad because he gave me my entrepreneurial spirit. I remember him saying things like “A person will never get rich working for someone else”. He taught me how to work hard and work with my hands by putting me and my siblings to work on our blueberry farm. I know how to use power tools, drive tractors and build things thanks to him. My Dad is also an extremely giving and generous man. He always found a way to give back, even if he didn’t have much. I practice giving back in big and small ways because of him and it’s a big part of why I do what I do.
Q: What was the turning point in your life when you decided to take control of your health? A: I would have to say it was when I got sick and tired of feeling pathetic and sorry for myself. In my early adult life, I was living a life that I wasn’t happy with. I was in a career that I disliked, I wasn’t sure of my direction in life and I was spending my free time doing things to distract myself from this reality. I wasn’t taking care of my body and I was eating food that was fast, easy and cheap.
practice pull ups. Once I got into the habit of moving again, I began wanting to eat better as well. I liked the feeling of feeling strong so as soon as I could afford it, I got a gym membership. I never wanted to feel like that again and now I help others who are in similar situations to where I was. I feel great honour when people come to me for help because I know reaching out for help isn’t always easy.
Q: How do you achieve balance in your life?
A: I’ve learned that taking rest is just as important as working hard. So instead of waking up and rushing into my work day, I take time for myself in the morning by following a self care routine that gets me grounded, centered, and in the right state In my professional life, Arnold When I was at my lowest point, of mind. This helps me create Schwarzenegger motivated me I remember saying to myself balance in my day-to-day life. through some of my hardest “enough is enough. I won’t This morning ritual consists of moments. I would watch let myself slip any further.” meditation, breathwork, YouTube videos of his From that moment on I practicing gratitude, setting speeches and they would decided to do something about my intentions for the day and motivate me to my core. There feeling pathetic and useless. A then working out. is something to be said for warrior-like spirit within me good old fashion grit. Arnold woke up and I began to fight always reminded me that if you for the life I wanted. I didn’t put your head down, focus and know how or what I was do the work...anything is going to do, but I knew I possible. His dedication and needed to get moving to start passion for his sport inspired making myself feel better. I me to keep pushing for my was living in my parent’s own passion in health and basement at the time and I fitness. In fact, anyone that I couldn’t afford a gym saw who was fighting against membership so I began by the odds to pursue their running laps the length of the passion inspired me. I basement, back and forth like remember watching the 2013 line drills. Soon after that I movie “Bohemian Rhapsody” got a pullup bar and began to
On the weekends I will get out into nature. Nature is my reset button. These days we are highly stimulated by phones, emails, social media, worrying about our future, keeping a social life and much more. When I get into nature, it reminds me that life can be simple, it brings me into the present moment and reminds me not to rush. There’s nothing quite like staring up at a mountain or out at the ocean that humbles me and puts all my worries and doubts into perspective. It reminds me that we are here for a fraction of time, and to enjoy the journey while we can. I am a big supporter of the 80/20 rule: eat clean 80% of I really believe in the work the week, and then treat hard, play hard lifestyle. What’s yourself the other 20% of the the point of working so hard if time. you don’t make time to enjoy life? Q: Tell us about your
Q: Tell us about your ideal cheat meal. How often do you allow yourself to indulge? A: Because I have celiac disease (which means I can’t eat any gluten), a good gluten free pepperoni Pizza always hits the spot...or nachos! I’ll have one of these once a week. For dessert, Lemonde Gluten Free Bakery in Vancouver has a phenomenal cinnamon danish that I’ll treat myself to every week or two. Although I’m a health and fitness coach, I truly support living a balanced life which includes allowing yourself to indulge and not feel guilty about it if you are eating well most of the time.
program–both online and in-person. What is the process involved for clients to get started on your programs? A: My online programs work extremely well for those who are busy, understand the value of time and who need a little extra accountability and motivation to help them reach their goals. The process starts with a consultation to determine your goals, skill level and to see if my online program would be a good fit. There are 3 parts to my programs: Exercise, Nutrition and Mindfulness.
Exercise: The beauty of my online program is that I can help people who don’t live in the same city as me. Thanks to the rapid evolution of technology, I am able to deliver their programs through an app that has their custom workouts, along with video tutorials, available to them at any time. I can also see whether or not they have completed their workouts and message them which provides accountability and motivation. It’s feels like I’m right there with them in the gym! Nutrition: I educate my clients on how to eat in order to hit their goals. My goal is to change the relationship people have with food. I want my clients to enjoy eating by making informed decisions rather than being unsure if they’re eating the right or wrong thing. There is a lot of confusion around nutrition these days. I don’t believe in fad diets and I explain how
different foods work in your body and how to read nutrition labels. These are life long skills that my clients will have for the rest of their lives.
difference with the in person training is that I can really help my clients build confidence with movements, teach them proper form and introduce more advanced movements to Mindfulness: Now more than them so they can feel like pro’s ever, people need more ways in the gym. In all my programs, to handle the rise of mental I use a blend of flexibility health issues. The way we training to improve posture, perceive ourselves and the reduce lower back pain and world around us has a huge build muscle overall to protect effect on our physical reality joints and so people can live and health. That is why I life to the fullest! My favorite include mindfulness and type of client is a woman who mindset training in my wants to get stronger and gain programs. I work with clients confidence inside and outside to incorporate a solid morning the gym. I love the look on routine that consists of my clients faces when they meditation, breathwork, do things they never thought gratitude and setting their they could do before! intentions for the day. The journey of self transformation Q: Tell us about some can be tough and having a positive and optimistic outlook of your clients and the progress they’ve made on life can make all the difference. in achieving their I provide extra accountability and guidance by having a coaching call over Zoom once per week as well. During these coaching calls, we go over wins, challenges and any questions that may arise. This helps keep my clients motivated throughout the duration of their program.
health and fitness goals while working with you as their coach.
A: One of my clients is an aspiring actress and she wants to land more action superhero roles so we are working to get her a more toned, athletic body. Through my online coaching, in 4 I add new clients to my months, she has built up her WhatsApp accountability upper body strength, has more group of past and present definition in her arms and clients. This is where I share back while fixing the ideas, answer questions and imbalances in her left leg and provide extra resources to shoulder from a car accident provide extra help and support she was in. She is also now along the way! eating nutritious foods to build her superhero physique and I In person training: I still can’t wait to see where she’ll focus on nutrition and be in another 4 months! mindfulness, however the main
Another one of my clients came to me at a very low period in her life. She was facing burnout from a very demanding job; her mental health was at an all time low and she had trouble seeing the joy in life. After incorporating my morning routine into her day, in just 1 month she had a drastic turn around in her mindset. Her anxiety subsided, she began to have more optimistic thoughts and was able to handle her emotions and difficult situations in a much healthier way. I had another client who is a busy entrepreneur and she wanted me to help her lose a few pounds while building bigger glutes. Before she hired me, she wasn’t eating enough and was turning to fast and convenient foods. We worked together and fixed her
relationship with food and built workouts that fit into her busy life. She is eating the right stuff now, not starving herself and working out has become a regular part of her lifestyle.
peace in many tough times. It was therapeutic for me, and I know it can do the same for many others. As someone who has witnessed bullying, racism, prejudice, and oppression, I vowed that I never wanted to feel helpless, afraid to voice my Q: Mental health opinion or stand up for myself. issues continue to Therefore, I encourage others, be a stigma in the South especially women, to take up lifting weights. The resilience, Asian community. What are your thoughts character, confidence, and strength you build in the gym on this? Do you see spills into every other area it changing anytime of your life and that feeling is priceless. I am passionate soon? about helping others rise out of adversity, just as I did. It’s A: It’s very unfortunate that how I came up with the name mental health isn’t seen as of my business, “Lift, Love, important or prioritized in Laugh”, because practicing the South Asian community. I these habits is life changing. strongly feel it needs to be I have noticed more of the a priority and talked about young generation prioritizing more in South Asian households. It is up to us now their mental health by going to therapy, talking openly about to overcome old school ways their issues, and accepting the of thinking and behaving. fact that they do need help. Openness, communication, This gives me hope and and support surrounding assurance that we will topics such as patriarchy, overcome the obstacles that sexual abuse, verbal abuse, we have faced to create future domestic violence, and the generations that are healthier immense pressure put on in mind, body, and spirit. children is essential. These issues have left detrimental Q: Your TEDx Talk and lasting impressions on many South Asians that I know. has been getting a lot of It breaks my heart to know attention and positive that so many suffer in silence feedback. What is next about these issues and suppress their emotions which for you? What are your only leads to greater suffering. future goals? I want to change that. One of the reasons I do what I do is because working out was a healthy outlet that helped me process my emotions, release built up anger or frustration and helped me gain clarity and
A: It’s ironic that one of my biggest fears growing up was being in the spotlight and speaking in front of others. I was astounded as I delivered my TEDx talk, that all my fears
melted away and I was on that stage for one purpose: to serve; to deliver my talk in a way that would touch people and leave a lasting impression. It felt amazing. I want to continue to use my platform to inspire and motivate others through more speaking opportunities. There are many issues I feel strongly about (like those I mentioned earlier) and the more we bring light to these issues, the more we can heal from them and create a happier and more harmonious future for everyone. A big future goal of mine is to build a safe house in India and Canada for those affected by sexual abuse and domestic violence. This is a big issue that is swept under the rug and not talked about enough in the South Asian community. There is not enough support and awareness around this issue and I want to change that.
Q: Where do you see yourself in 5 years? A: I see myself continuing to inspire people, especially women, to get comfortable in the gym. Working out isn’t just hugely beneficial for your body. It builds character because you are repeatedly doing something that is hard. As a result, you gain confidence in your abilities and shatter self limiting beliefs. This confidence spills over into other areas of our life. The sexy body is just a positive by-product, haha! My goal is to impact as many lives as possible.
I could see myself doing another TEDx Talk and I plan on getting my bodybuilding pro card within the next year. After that, I would love to start my own supplement line that specializes in gluten free products. I have started designing a product that will make health and fitness more easily accessible, affordable and less intimidating to people all over the world. Within the next couple years, I hope this product will be well known
enough to help thousands, if not millions of people around the world. Emphasis and education on how to take care of your mind and body should be taught to everyone, especially at a young age. Until it is, I will continue to spread awareness and educate those around me on how to live life to the fullest by harnessing the power of their health. PHOTO CREDITS: JHONE PHOTOGRAPHY
Nikita Sharma, B.Sc. Mind and Body Coach TEDx Speaker | Bodybuilder | Mentor www.liftlovelaugh.com nikita@liftlovelaugh.com nikita.liftlovelaugh nikita.liftlovelaugh
NIKITA SHARMA Nikita is on a mission to create generations of women who are unafraid to stand out, speak up and go for what they really want in life regardless of age, shape or circumstance. She grew up in the remote town of Inuvik, Northwest Territories. She experienced a lot of discrimination growing up. As a result she grew up to become very resilient and learned how to be strong from a young age. Health and fitness was the biggest thing that helped her through many tough times in her life and the amazing benefits of it is what she wants to share with the world.
She believes balance is the key to an optimal life. Be strong in the gym, yet flexible in your nature. Work hard for your goals, yet know when to relax and be present with yourself and loved ones. Nikita is a certified health and fitness coach, TEDx Speaker, natural bodybuilder and adventure seeker. She loves training women who want to increase their strength and confidence and who want to feel more comfortable inside and outside of the gym. Her life moto is “Lift, Love, Laugh”. You can find Nikita’s TEDx Talk titled “Listen to Your Body” on YouTube. Services Included:
Nutrition Guidance
Workout Programs
Mindfulness Training
Spring Promo:
*25% off Online Coaching Programs Consultation included Contact Nikita to receive your FREE ebook “A Guide to Women’s Weight Loss”. www.liftlovelaugh.com nikita@liftlovelaugh.com
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Nikita Sharma, B.Sc.
Mind and Body Coach TEDx Speaker | Bodybuilder |
Mentor
Gurinder Chahal
Insurance Expert
We are excited to announce Gurinder Chahal, Branch Manager from Punjab Insurance, as the next feature cover story for the Alberta South Asian Health Magazine – Special Vaisakhi 2022
Gurinder Chahal and his team are all about their clients. They strive to deliver the best insurance service keeping in mind that each client and situation is different. If you are looking for an Insurance agent who puts the needs of the client first, then you have come to the right place! Gurinder and his team listen to you and then offer solutions to meet your needs. They pride themselves in providing superior advise and customer service. They respond to all forms of communication in a timely manner.
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