final design direction

final design

IFG process

start

user opens process through financial institutions platform

di recti on

process is always the same. Though, the financial institutions can all have the process appear different on their platforms

prep

user inputs all necessary initial personal information

user is prompted to a comparison chart

process instantly inputs this information into a database that is programmed to know the best solutions for the individualized user

background check is done to insure that the user is not lying about it being their first initital attempt at getting their personal financial porfolio into fruition

beginning steps (one time)

what you can access anytime

investments

401k bonds

stocks

investments

a summary of what their input information currently looks like [graphical]

401k bonds

stocks

access service professionals credit

a summary of what their financial portfolio could be with the generated selection from the database [graphical]

24/7 constant •fiancial support •webinars •most up from -to date

score

to help

any section can be chosen (not in any particular order)

401k

user updates any changes to their finances at any given time in their portfolio and the process will update any changes needed to accommodate those financial changes

RO TH

TRADITTIONAL

user is promted to their 401k selection(s)

ROTH IRA & Traditional IRA selection highlighted

bonds stocks

user is promted to their stock & bonds selection(s)

DEBT

LARGE PURCHASES

CASH FLOW

MERGE OF FINANCES

investments

RETIRE MENT

user is promted to their debt(s)

user is promted to their large purchase(s)

user is promted to their cash flow(s)

user is promted to their merging of finances

user is promted to their invesment option(s)

process prompts user with ideal option for them to select based off their finances, job, debts, risk tolerances, etc. -

process prompts user with the best selections for them that are safe choices. the prompt will then show riskier choices they can selecet if they wish to

process prompts user to their status of their current debt(s) and projections to when they will be paid off (student loans, credit card, etc..)

process prompts user with a breakdown on how much they are currently spending on large purchases (if any)

process prompts user with a quick display of their current cash flow and this would be + and - (includes montly payments being made vs. montly income/savings)

process only prompts the user on the best avenue of merging their money with a partner/spouse if the user selects that a merging of finances is happening/needs to happen

process prompts user with the best selections for them and then gives them an option for ETFs

explanations are available on an icon/as an additional drop down if user wants to un derstand why this is the best choice for them - in mini summaries that are quick to read

explanations are available on an icon/as an additional drop down if user wants to understand more about their stock & bonds options and an easy

explanations are available on an icon/as an additional drop down if user wants to understand more about their options in regards to lowering interest rates/helping get their debts in order

explanations are available on an icon/as an additional drop down if user wants to understand ways to go about their large purchase (or future purchases) in a more strategic manner

explanations are available on an icon/as an additional drop down if user wants to under stand more about their current status and ways to save more money/increase their +

explanations are available on an icon/ as an additional drop down if user wants to understand more about the options of merging with a partner/spouse

explanations are available on an icon/as an additional drop down if user wants to understand more about their investment options