Homefinder073018

HOMEfinder.org MONROE, OWEN & GREENE COUNTIES

Serving South Central Indiana

For the most up to date OPEN HOUSE schedule go to www.Homefinder.org

Homefinder.org Feature: 9 (Totally-DIYable) Kitchen Ideas That’ll Get Insta-Love MAGAZINE IS ALSO AVAILABLE ONLINE AT www.Homefinder.org

SCAN THIS QR CODE TO GO TO OUR NEWLY DESIGNED WEBSITE

FREE! July 30, 2018

HOME finder.org M A G A Z I N E

HOME finder.org M AG A Z I N E

Check out the Bloomington Board of REALTORS® on Facebook at https://www.facebook.com/BloomingtonBOR/

Kit Holland Business Manager & Designer pubs@homefinder.org

PHONE: 812-325-1271 BBOR Publications P.O. Box 1478 Bloomington, IN 47402-1478 320 W. 8th St., Suite 121, Showers Business Plaza Bloomington, IN 47404

AFFILIATES

COVER: The home shown on the cover is not for sale.

Due care and diligence is used in checking this index for accuracy. However, this index is an editorial service of Homefinder.org, therefore we cannot assume any responsibility for errors or omissions. The information contained in this publication is deemed accurate but not warranted.

WAll residential real estate advertised herein is subject to the Federal Fair Housing Act. The Fair Housing Act makes it illegal to advertise "any preferenc, limitation, discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination."

We will not knowingly accept any advertising for residential real estate that appears to or violates federal and/or state law.

REAL ESTATE 9 10-11 9 26 28 35-42 17-19 29 33 27

Camelot Realty Group Carpenter, REALTORS® Choice Realty & Management Dan Rarey Real Estate Dzierba Real Estate Services F. C. Tucker/Bloomington, REALTORS® RE/MAX Acclaimed Properties RE/MAX Connection RE/MAX Realty Professionals Sterling Real Estate

ARTICLES 12 15 20 31

“I-Really-Can’t Deal!” Patio Problems Solved How to Renovate Your House Like a French Girl Save Water and Money With a Rain Barrel Should You File a Home Insurance Claim?

3

29 9 43 44 14 14 19 2

Bedford Federal Savings Bank Farmers and Mechanics Gallery Mortgage Group German American Bancorp IU Credit Union John Bethell Title Company, Inc. MutualBank Ruoff Home Mortgage

INFORMATION INDEX 22-23 4 5 6

Homefinder.org Feature: 9 (Totally DIYable) Kitchen Ideas That’ll Get Insta-Love Locations where Homefinder.org Magazines are available Community Resources and Attractions Market Update for June

SERVICE DIRECTORY PAGE 24

Gallery Mortgage Group German American Bank IU Credit Union John Bethell Title Company, Inc. MutualBank Ruoff Home Mortgage

HOME finder.org M A G A Z I N E

Get yours at any of the following locations: DOWNTOWN 5th/3rd Bank Bloomington Board of REALTORS® Office Bloomington Car Wash Fountain Square Mall German American Graham Plaza Greater Bloomington Chamber of Commerce Hilton Garden Inn Hyatt Place IU Visitor’s Center John Bethell Title Co. Kroger Grocery MainSource Bank Monroe County Public Library Old National Bank Poplars Center Sahara Mart The Peoples State Bank NORTH Aver’s Pizza BloomBank CVS Pharmacy IU Credit Union Jackson County Bank Retail Lending Center Monroe County Visitor's Center The Peoples State Bank

SOUTH Aver’s Pizza Golden China Restaurant Iron Pit Gym IU Credit Union Kroger Grocery Lisa Allen State Farm Insurance Mortgage Masters Old National Bank Owen County State Bank Southwest Funding The Peoples State Bank Winslow Laundry YMCA Southeast

EAST 5th/3rd Bank Aver’s Pizza German American IU Credit Union Kroger Grocery Lakeside IGA Old National Bank Regions Bank Ruoff Mortgage Solutions Sahara Mart Short Stop ELLETTSVILLE Ellettsville Chamber of Commerce IGA IU Credit Union Marathon Gas Station Old National Bank Owen County Chamber of Commerce Owen County State Bank The Peoples State Bank

WEST 5th/3rd Bank BloomBank CVS Pharmacy Farmers & Mechanics Federal Savings & Loan Great West Casualty Co. Highland Village Laundry Homewood Suites Ivy Tech State College Kroger Grocery Old National Bank Regions Bank The Peoples State Bank YMCA Northwest

SPENCER Babb's Super Valu Hilltop Restaurant Our Community Bank Owen County State Bank Spencer Visitor’s Center

4

REAL ESTATE COMPANIES Area Realty Key Associates Berkshire Hathaway Home Services Bruce Storm Real Estate Camelot Reatly Group Carpenter,REALTORS® Choice Realty & Management Dan Rarey Real Estate Dzierba Real Estate Eagle Pointe Realty Evergreen Real Estate and Auctions eXp Realty, LLC FC Tucker/Bloomington Figg Real Estate Hometown, REALTORS® Jeanne Walters Real Estate Mackie Properties Millican Reaalty Morrow, REALTORS® Parker Real Estate Management, Inc. Prodigy Real Estate RE/MAX Acclaimed Properties RE/MAX Connection RE/MAX Realty Professionals RE/MAX Select Associates Sterling Real Estate United Country Coffey Realty &Auction Weichert REALTORS® The Owens Group West & Co. Real Estate

HOMEfinder.org Magazine MONROE COUNTY Business/Economic Development Bloomington Economic Development Corporation 1720 N. Kinser Pike, Suite 001 Bloomington, Indiana 47404 www.comparebloomington.us/ Phone: 812-335-7346 South Central Indiana Bloomington Small Business Development Ctr Gayle & Bill Cook Center for Entrepreneurship Ivy Tech Community College 2088 S. Liberty Drive, Suite 114 www.isbdc.org Phone: 812-345-9395 Email: southcentral@isbdc.org Greater Bloomington Chamber of Commerce 400 W. 7th Street, Suite 102 http://www.chamberbloomington.org/ Phone: 812- 336-6381 Education Indiana University http://www.iub.edu/ 107 S. Indiana Ave. Phone: 812-855-4848 Ivy Tech Community College 200 Daniels Way http://www.ivytech.edu/bloomington/ Phone 812- 332-1559 Monroe County Community School Corporation 315 E. North Drive http://www.mccsc.net/ Phone: 812- 330-7700 Richland-Bean Blossom Community School Corporation 600 S. Edgewood Drive, Ellettsville http://www.rbbcsc.k12.in.us/ Phone: 812 876-7100 Bloomington Private Schools http://www.schoolsk12.com/Indiana/ Bloomington Health Care Indiana University Health & Physician Referral Service 601 W. 2nd Street http://www.iuhealthbloomington.org/ Phone: 812-353-5252 Monroe Hospital 4011 S. Monroe Medical Park Blvd http://www.monroehospital.com/ Phone: 812-825-1111 Indiana Dental Referral Service http://www.indental.org/ 401 W. Michigan St., Suite 1000, Indianapolis Phone: 800-562-646 Local Government City of Bloomington, IN 401 N. Morton Street http://bloomington.in.gov/ Phone: 812- 349-3400 Monroe County, IN 501 N. Morton Street http://www.co.monroe.in.us Phone: 812-349-2585

Community Resources & Attractions Media Herald Times Newspaper 1900 S. Walnut Street http://www.heraldtimesonline.com/ 812-332-4401

Indiana Association of REALTORS® http://www.indianarealtors.com/

Indiana Daily Student http://www.idsnews.com/ Phone: 812-855-0763

Home Ownership, Maintenance, Improvement http://www.houselogic.com/

WBWB FM www.wbwb.com/ Phone: 812-336-8000

Things to Do IU Athletics shttp://iuhoosiers.cstv.com/

WFHB Community Radio www.wfhb.org/ Phone: 812-323-1200

IU Auditorium www.iuauditorium.com/

WFIU Public Radio www.indianapublicmedia.org/radio/ Phone: 812- 855-1357 WGCL AM http://www.wgclradio.com/ Phone: 812-332-3366 WTIU Public Television http://indianapublicmedia.org/tv/ Phone: 855-5900 WTTS FM www.wttsfm.com/ Phone: 812-332-3366 Visitor Information Downtown Bloomington, Inc. 302 S. College Avenue http://www.downtownbloomington.com/ Phone: 812-336-3681 IU Visitor Information Center Carmichael Center, Suite 104 530 E. Kirkwood Avenue http://www.indiana.edu/ Phone: (812) 856-4648 Bloomington Visitors Center 2855 N. Walnut Street http://www.visitbloomington.com/ Phone: 812-334-8900 Bloomington Monroe County Convention Center 302 S. College Avenue http://www.bloomingtonconvention.com/ Phone: 812-336-3681

OWEN COUNTY Owen County Indiana 119 S. Main Street, Spencer http://www.owencountyindiana.org/ Phone: 812-829-3245 Owen County, Indiana http://www.owencounty.org/ Spencer-Owen Community Schools 205 E. Hillside Avenue, Spencer http://sites.socs.k12.in.us/socs/ Phone: 812-829-2233 Owen County Historical & Genealogical Society P.O. Box 569, Spencer www.owen.in.us/owenhist/owen.htm Phone: 812-829-4466 Other Links of Interest National Association of REALTORS® http://www.realtor.org/

5

Indiana Is Home http://www.indianaishome.com/

Buskirk-Chumley Theatre http://www.buskirkchumley.org/ AMC Showplace Bloomington 11 1351 S. College Mall Road http://www.amctheatres.com/Bloomington 11 Movie Times: 1-888-AMC 4FUN AMC Showplace Bloomington 12 http://www.amctheatres.com/Bloomington 12 Movie Times: 1-888-AMC 4FUN 2929 W. Third Street Monroe County History Center 202 E. 6th St, Bloomington IN 47408 (812) 332-2517 Museum Hours: Tues-Sat 10-4 Wonderlab Museum of Science, Health and Technology 308 W. 4th Street 812-337-1337 Visit Bloomington Indiana Phone: 812-334-8900 Toll Free: 800-800-0037 http://www.visitbloomington.com/things -to-do GREENE COUNTY Business/Economic Development Linton-Stockton Chamber of Commerce www.lintonchamber.org Bloomfield Chamber of Commerce http://www.bloomfieldcoc.com/ Greene County Economic Development http://insidegreenecounty.com/ Health Care Greene County General Hospital http://greenecountyhospital.com/ home-health/ Local Government Greene County Government http://www.co.greene.in.us/ Media Greene County Daily World http://www.gcdailyworld.com/ Visitor Information Greene County Visitor Center http://www.visitgc.com/

6

7

8

812.331.7353 1715 S. Walnut Street Bloomington, IN 47401

www.CallChoiceRealty.com

Rhiannon Howard Rhiannon@ CallChoiceRealty.com

Anna Killion

Andi Patterson

AKillion@ homefinder.org

Andi.Patterson@ homefinder.org

Lori Todd

Broker/Owner Thinking of Buying or Selling a Home?

Lori@ Choice Realty has experienced Realtors ready to work for you!

Driven. Trusted. Caring. It’s never too early to plan and CallChoiceRealty.com prepare. Please call on a Realtor of Choice today!

FARMERS AND MECHANICS FEDERAL Serving Great People Like You Since 1892!

www.farmersandmechanicsfederal.com www.farmersandmechanicsfederal.com

225 East Main Street 3535 West Third Street Bloomfield, IN 47424 Bloomington, IN 47404 Convenient Hours Mon, Tues, Thurs 8 am - 5 pm Friday 8 am - 6 pm Wed, Sat 8 am - 12 noon

Talk with a local lender who cares aout this community and about you Ed Cullison (812) 384-4473 NMLS# 508814

9

Cathy Arnett Managing Broker 812-322-1409 carnett@ callcarpenter.com

Paula Denbo

Sara Feuerbach

812-327-5467 pdenbo@ callcarpenter.com

Steve Hogan

Rachel Kearney

812-360-3743 steve.hogan@ callcarpenter.com

812-360-8590 rkearney@ callcarpenter.com

812-325-6748 sfeuerbach@ callcarpenter.com

10

Cassandra Forrester 317-626-9481 cforrester@ callcarpenter.com

Connie Poliskie

Jim Spoolstra

812-219-2265 cpoliskie@ callcarpenter.com

812-325-7744 jspoolstra@ callcarpenter.com

9779 E. Gilmore Ridge Road, Nashville MLS#201827698 $185,000. Absolutely Beautiful Land - Winter View of Lake Monre, Pond, Numerous Outbuildings, Great Building Sites, small house being sold as-is. Horse stalls etc

2687 E Sailor Lane Lot 3 C MLS#201817943

$99,900. Beautiful 5 acre lot located in Pedigo Bay.

8400 S Fairfax Road

5021 E Lentz Road MLS#201824082

MLS#201654731

$1,599,000. Luxury Horse Property ! Custom built 4BR 6BA Home. Barn includes 5 stalls and riding arena. Private guest quarters!

$285,000. Two Story HM on 2.98 peaceful wooded acres. LR, DR, large KT, BFST NK, Apls, 2 1/2 BA, FR, covered porch, decks, paved drive.

NEW PRICE

8996 Ella Street, Nashville

5033 N Richland Creek Road, Solsberry MLS# 201825806 $309,000. 6 Acrcs mostly woods custom built home features hickory cabinets hardwood floors updates 4BR 3.5BA fishing hunting to enjoy.

MLS#201722876

$309,000. 2BR 1BA Home. Currently used as residence of business owner in the front on 17th St (Wig Wam), would make a great rental property.

11

‘I-Really-Can’t-Deal!’ Patio Problems Solved Size problems. Shade problems.

The wind-is-blowing-our-cocktails-over problems.

Summertiiiime and the living is supposed to be easy — but not if you live on a hot mess of a patio.

Whether it’s dying plants, a view of your neighbor’s garbage cans, or mosquitos that threaten to drain you before you can drain a beer, patios tend to develop some chill-disrupting problems. Here’s some of the more annoying ones, and how to fix them. #1 MY PATIO IS TOO SMALL Train a vine to grow up a wall, hang plants from the roof, or set potted plants on shelves on the wall. “Anything that draws the eye upward makes the space feel larger,” says Brian Patrick Flynn, designer from “HGTV Dream Home.”

Tying the patio space visually to your yard will also make it feel larger, too. Layer plants around the patio’s edge — short ones at the front and taller ones as you get farther from the patio. Don’t have planting beds? Use containers of plants to get the same effect. #2 MY PATIO IS NEAR A BUSY STREET Nothing kills a patio buzz like a swarm of noisy traffic. A masonry wall is the best way block the car horns and sirens, of course, but that’s a large and expensive project.

A cheaper, simpler option: Make a living wall of plants. A dense planting can cut noise by as much as 10%.

Or create your own noise. Try installing a fountain. Even though the sound of gurgling water won’t drown out all the street sounds, it will mitigate them and soothe your noise-battered soul.

Playing music or white noise over an outdoor Bluetooth speaker can also knock down noise. Try some rainforest-themed white noise to make your patio feel like it’s surrounded by jungle birds, not a highway of V-6 engines. #3 THERE'S TOO MUCH SHADE — I CAN'T GROW ANYTHING! Yes, you can. You can grow plants that like shade. Ferns, hostas, palms, banana trees, and a gaggle of other plants will adore your shady patio.

They have nice leaves, but don’t bloom much. If you must have flowers, plant them in containers and place them in sunny spots in the yard. Move them on the patio when you have guests over.

If moving 25-pound containers of begonias isn’t your thing (fair), go with fake flowers.

Put a bouquet of iron or wooden yard-art flowers in a pot, hang some flower-themed art on a wall, or upholster your furniture in a botanical print to add color to a patio or deck that’s overcome by shade.

Note: Never use silk flowers. Ever. They’re perfectly suitable for cemeteries, but that’s about it. Unless you’re going for a uniquely morose patio theme, steer clear. #4 THERE'S NO SHADE! A sail shade is the simplest, fastest, and cheapest solution to provide shelter from the sun. It gives you shade where you want it, when you want it.

If you can wait a year for shade, train vines to grow overhead on a pergola, which is a more permanent (and value-adding) solution than a shade. Not only will the vine shield you from the sun, but also it will lower the air temperature, thanks to the magic of transpiration.

When the air heats up, the vines’ leaves release water into the air. It’s nature’s air conditioning. The best solution: Keep that sail shade up until the vines have covered the pergola. #5 MY NEIGHBORS ARE TOO CLOSE If your neighbor’s gaze is an uninvited guest at every patio party, put space between you and them with plants.

Install a sheet of lattice on the side of your patio closest to the neighbors, and train a fast-growing, leafy vine like ivy or jasmine to climb up the side of it. Looks like a garden, acts like a privacy fence.

How’s that for polite but effective? If you want privacy faster, line up a row of big planters filled with tall evergreens along the patio’s edge. Outdoor drapes work, too. Close them when you want some peep-proof outdoor time. #6 THE WIND IS BLOWING OUR COCKTAILS OVER See above. A lattice wall or row of heavy planters filled with tall plantings can make a great windbreak as well as a privacy screen.

If your nuisance wind comes from varying directions, put the containers on rolling plant stands and move them so they block the wind as needed. Another solution: Heavy-duty outdoor curtains made of marine-grade fabric with weighted hems. #7 MY PATIO HAS NO VIEW In a perfect world, a knockout view is just part of the patio package. In reality, you might be gazing at the neighbor’s swing set or the side of their garage. If painting a sunset mural on the garage is out of the question, adjust your gaze inward, rather than out with a focal point on your patio.

“Hang an outdoor mirror, install a sculpture, or water feature, or create a wall covered in unique materials like stacked stone or painted a bright color,” Flynn says. Even stringing twinkly party lights around the edge of the roof, or on your oversized plants, will make your patio more scenic and give you something to look at. #8 WE'RE BEING CARRIED OFF BY BUGS Your gentle breeze is an insect’s hurricane. Make your patio a permanent Category 5 for pests with an outdoor fan. At night, use an LED bulb with a Kelvin rating lower than 3,000. It produces a yellow light that’s less appealing to bugs.

Or battle nature with nature. Invite bats and birds to your yard. They’ll eat the bugs that are trying to eat you. Hang a bird feeder and a bat house, and provide a source of clean water for them to drink. (Use a fountain to keep the water moving, so mosquitos won’t breed in it.)

And don’t be silly. Bats won’t hurt you. Scare the bejesus out of you, maybe. But you’ll get used to them. The bugs won’t.

LEANNE POTTS is an Atlanta-based journalist and serial home remodeler. She’s tackled five fixer-uppers and is working on a sixth. She’s written about everything from forest fires to dog-friendly decor and spent a decade leading the digital staff of HGTV.

12

13

Need a BIGGER house?

HOMEfinder.org HOMEfinder.org 14

M A G A Z I N E

HOW

TO

RENOVATE YOUR HOUSE LIKE A FRENCH GIRL IT’S

NOT ABOUT DECOR.

How do the French do it? That effortless style in their homes?

NOT AT ALL.

environmental hazard (especially “Bradford pears”), or they’re about to fall on your house.

Even our term for that mysterious and not-quite-definable dollop of fabulousness is French: je ne sais quoi.

#4 KEEP IT FUNCTIONAL

Hint: it’s not decor that does it. There aren’t enough Anthropologie throw pillows in the world to ooze that level of sophistication.

Instead, it’s an ideology of six guiding principles: #1 RESPECT YOUR HOME'S ARCHITECTURE

Image: Maison Beix Rignault, broker/Maison Basco, interior design

A house that functions well is the little black dress of renovating. Swapping your traditional staircase for industrial-chic spiral stairs seems like a good idea until you’ve carried a laundry basket up and down them for a few years.

So before you reno, run your plans through the criteria the French follow: form follows function.

Image: Agence Véronique Cotrel, Architecte d'intérieur, Paris

Architecture matters. It’s the bones of your house and should guide your renovating decisions.

That’s the reason French houses are so effortlessly stylish — they’re built to accommodate the way their owners go about their day. It’s actually effortless to live in them.

Can you imagine a French homeowner replacing the windows in his Provence farmhouse with arched Spanish Colonial-style ones? Of course not.

#5 MAKE ROOM

FOR

YOUR THINGS

Mixing architectural styles turns your house into a hard-to-sell Frankenstein.

It’s the home renovation equivalent of bad plastic surgery: ill-advised, expensive, and tough to undo. #2 SKIP HOME RENOVATION TRENDS Paris is 2,000 years old. The French have been watching trends come and go since Julius Caesar ruled the place.

They don’t care about the Pantone Color of the Year, the craze for faux stone veneer, or shiplap. You’ll get more bang for your remodeling buck if you think like the French and pick a timeless look.

The tile with ducks wearing blue bows that’s in your mom’s kitchen? Trendy in 1984. White subway tile on the kitchen wall? Timeless.

Before renovating your house, ask yourself: Were homeowners making this choice 20 years ago? Will they still 20 years from now? #3 ALLOW NATURE

TO

BE ITSELF Image: Nadia Meli, photo/Le Mas des Poiriers, location

Ignore those magazine photos of kitchens with nary a stray dish or stack of mail, where a slim trio of open shelves appears to contain all the owners’ culinary-related possessions.

Those rooms are staged for a photo shoot, not life. The French know that one’s possessions give a house personality. They design their homes with space for their stuff to live out in the open.

So make room for the things you love. Build shelves in your kitchen so you have room for your cookbook collection — and room for it to grow. Add more counter space so you can set out your vintage Fiestaware canisters.

They’re not clutter to be hidden. They’re the ingredients of your life. #6 BUT DON'T OVERDO RENOVATIONS When you have a passion for power tools, it’s easy to think, “What can I do next?” instead of “What needs to be done?”

Image: Michelle Derviss

Sometimes the answer is nothing. If the French swung sledgehammers half as often as Americans do, their centuries-old homes would look, well, not centuries old.

Your yard has an architecture, too, made up of the existing trees and native plants that are meant to grow there.

The French don’t plant palm trees in front of their Provence houses. They plant lavender.

Do what your home needs, and stop there. Because you won’t get back much of your investment if you over-improve for the neighborhood.

When you landscape, honor your surroundings and pick plants that go with your climate, making your yard easier to care for, more affordable, and looking like it belongs there.

And don’t cut down trees in your yard. Unless they’re an

Use that extra time to do something else the French have mastered: enjoying their homes.

15

16

ANDY WALKER awalker@ homefinder.org 812-325-1290

BRYAN PAINE bryanp@ homefinder.org 812-322-2223

TRACEE LUTES tracee@ traceelutes.com 812-322-2650

CHRIS SMITH chris.smith@ homefinder.org 812-219-3030

BOBBI BOWDEN bobbi.bowden@ homefinder.org 812-322-2269

A.J. BOWLEN aj.bowlen@ homefinder.org 812-345-3712

SAMANTHA BRUMMETT samantha@ homefinder.org 812-322-4830

EVAN BUCKMASTER evan.buckmaster@ homefinder.org 812-322-0885

JUDY BUCKMASTER jbuckma@ homefinder.org 812-606-1331

BEN BURNS ben.burns@ homefinder.org 812-639-3522

LYNNE CHANG lchang@ homefinder.org 812-320-0659

ALICE CHASTAIN chastain@ homefinder.org 812-322-6256

DAVID CHASTAIN david.chastain@ homefinder.org 812-322-4957

MATTHEW COLE matthewcole@ remax.net 812-606-8558

LORRAINE FOWLER lorraine.fowler@ homefinder.org 812-320-5553

SUSIE HENDRICKS shendric@ homefinder.org 812-360-4436

MIKE HENSINGER mhensing@ homefinder.org 812-606-6811

JANET JIN janet.jin@ homefinder.org 812-325-9093

JOYA KELLY joya.kelly@ homefinder.org 812-369-1111

AMY KOPP amy.kopp@ homefinder.org 812-272-3000

GIGI LARMOUR-GOLDIN

gigi@ homefinder.org 812-327-5608

JOSH LEWIS josh.lewis@ homefinder.org 812-369-1415

ANDREA LUTZ andrea@ andrealutzhomes.com 812-322-2580

KATE MILLER kate.miller@ homefinder.org 812-606-2006

RUTH MORTON ruth.morton@ homefinder.org 812-327-5648

MELISSA MURPHY melissa.murphy@ homefinder.org 812-327-6162

HENRY NETHERY henry.nethery@ homefinder.org 812-320-0148

SCOTT NEWLAND scott.newland@ homefinder.org 812-345-3317

GARY PAINE gpaine@ homefinder.org 812-322-1038

MICHELLE PAPP michelle.papp@ homefinder.org 812-322-1505

ANDY PETERSON andy.peterson@ homefinder.org 812-327-4091

JILLIAN PRALL Jilian.prall@ homefinder.org 812-361-7219

KIMBERLY PRICE kimberly.price@ homefinder.org 812-929-0111

BOBBI ROBERTSON bobbi.robertson@ homefinder.org 812-320-6674

BRIAN SAMPLE brian.sample@ homefinder.org 812-327-8273

THERESA SICINSKI theresa.sicinski@ homefinder.org 812-671-0060

JIM STAFFORD jim@ realtystafford.com 812-325-4453

ZACH TOBIAS zach.tobias@ homefinder.org 812-947-1718

DEB TOMARO deb.tomaro@ homefinder.org 812-345-4404

BRANDON TRUELOCK truelock@ homefinder.org 812-327-6600

Put Our Experience To Work For You

www.theacclaimedteam.com

812.332.3001

3695 S. Sare Road, Bloomington

RITA WILDS rita.wilds@ homefinder.org 812-219-7647

MARY WILLMAN mwillman@ homefinder.org 812-325-5567

17

BLOOMINGTON’S #1 AGENT SINCE 2003

CHILDS, JCMS, BHSS!

JUST LISTED!

MOTIVATED SELLER!

6.63 ACRES PLUS POND!

9020 MALLORY ROAD $275,000 Incredible Find! Tranquil Setting With Magnificent Vistas and Stocked Pond on 6.63 Ac. BeautifuL Log Home w/Exposed Rafters, FP Main Level Master and 4+1 Car Garage.

MLS#201819990

SOLD! 2344E. LINDEN HILL DR.

1698 W. DOVE DRIVE

4201 W. COFFEY LANE

$550,000 Ranch Over Finished Walkout Basement in TheStands. Park-Like Lot Overlooking Jackson Creek. Close to Parks, Jackson Creek Trail and the YMCA. 5 Bedroomss, 3 ½ Baths MLS#201827125

$515,000 Custom Designed, Custom Built Ranch Over Finished Walk-Out Lower Level with 4 Bedrooms, 3.5 Baths and a 3 Car Garage. Backs Up to Clear Creek Trail.

MLS#201817610

$279,900 Immaculate Light Filled 4 Bedroom, Office, 3 Bath Home in Java Heights!

Gleaming Hardwood Floors, Main Level Master Suite, Fireplace, Fenced Backyard.

MLS#201813706

JUST LISTED!

CHARMING RENTAL!

JUST LISTED!

SOLD! SOLD! 114 S. ROOSEVELT $225,000 Completely Remodeled 3 Bedroom, 2 Bath w/NEW...Roof, HVAC, Hrdwod & Ceramic Floors, Appliances, Granite, Bathroom Tile Showers and So Much More!

MLS#201804928

1201 S. GRANT STREET $199,900 This Charming Bryan Park 2 Bedroom Bungalow is Rented Through July of 2019 at $1285. Per Month.

Remodeled Kitchen & Baths, Corner Lot, Basement.

MLS#201815591

19

812-327-5608

3409 S OAKLAWN $134,900 LOCATION, LOCATION, LOCATION! This Two Master Bedroom, Two and a Half Bath Townhouse is Ready for You to Move Right In and Enjoy! Close to IU, Bus Stop, Shopping Parks and Trails.

MLS#201830367

Save Water and Money with a Rain Barrel Using rain barrels to harvest rainwater from your roof is a simple, low-expense solution for conserving water and saving on your water bill.

Why pay to pour thousands of gallons of municipally treated tap water on your lawn and garden every summer if you can irrigate for free?

That’s the thinking behind rain barrels, which allow for garden water conservation, protect the environment, and help you save money.

Considering that an inch of rain dumps 500 gallons on the roof of a typical 2,000-square-foot house, it’s possible in most parts of the country to collect more than enough runoff for basic landscape irrigation needs. A rain barrel will save about 1,300 gallons of water during the peak summer months, according to the U.S. Environmental Protection Agency.

In a national survey by DC Urban Gardeners, a rain barrel lowered water bills by about $35 a month in the summer. For as little as $100 for the barrel and downspout fittings, a rain-harvesting system can pay for itself in just a couple of seasons.

HOW MUCH RAIN CAN YOU COLLECT? The first step is to figure out the potential runoff amount from your roof. Multiply your area’s average annual rainfall in inches by the square footage of your roof. If you don’t know exact roof area, it’s fine to use the dimensions of your house’s footprint. Then multiply that number by 0.623—the amount of water in gallons needed to fill one square foot of space to a depth of one inch. The result is the number of gallons you can harvest. (Keep in mind, though, that most rain barrel systems are set up to collect only a portion of that, depending on irrigation needs.)

If your main goal is to water flower beds or run soaker hoses during dry spells, one or two 55-gallon barrels will suffice. If you want to turn off the garden tap all together, you’ll need multiple barrels or a cistern, a large tank that stores from 300 to 3,000 gallons. But cisterns cost considerably more (up to $2,500) and are more complicated to install and use, which makes them best suited for larger-scale rain harvesting systems that include such indoor uses as flushing toilets.

THE COST TO SET UP A RAIN BARREL SYSTEM Commercial barrels cost between $50 and $200, though you can also make one yourself from castoff food-grade containers. One couple linked together five 55-gallon syrup drums they bought for $10 apiece from the local Coca-Cola bottling plant. Their blog is an amusing and instructive rain-harvesting primer.

A typical system consisting of one or two barrels and off-the-shelf parts such as spigots, downspout extensions, mesh screens, and soaker hoses costs between $35 and $600. Cobbling it all together might take a weekend or two, but it’s not rocket science. The Maryland Environmental Design Program offers easy step-by-step instructions for building your own barrel with about $15 worth of supplies.

Unfortunately, most rain barrels are not very handsome, and it’s not always easy to camouflage them. Some people like the folksy wooden water barrel look, but generally speaking, the more water you’re trying to capture, the bulkier the containers—and the harder they are to make inconspicuous or tuck behind bushes, especially since they need to be located near a downspout on your house.

SAFETY REQUIREMENTS AND CAVEATS Rain barrels work via gravity, so the barrel must be level, stable, and elevated to allow water to move out of the tank. You’ll want two spigots, one at the bottom to connect a hose and the other about two-thirds of the way down to fit a watering can or bucket underneath. If you want to move water to a higher level, you’ll have to add a small pump ($50 to $150, depending on type).

You’ll also need to take a few other precautions for safety: Covers and screens: A secure cover keeps children, pets, and wildlife out. Fine mesh screens prevent mosquitoes from breeding (a mosquito dunk, which kills mosquito larvae but is non-toxic to plants or other animals, is also not a bad idea) and block leaves and twigs from clogging the works.

Organic growth: Water that sits for days or weeks, especially in hot weather, can start to grow algae. Try adding a capful or two of bleach to the tank and letting it stand for a few days before using. If that doesn’t work, you may have to drain and scrub the inside periodically.

Overflow: A 55-gallon barrel (or even two) will quickly fill up, especially during intense downpours. An overflow system that diverts water to a storm drain or into a moisture-tolerant part of the garden is essential.

Restricted uses: Although good for plants and perfectly fine for washing cars or garden tools, water that comes off the roof is far from pure.

It may be contaminated with dust, insects, bird droppings, pine needles, pollen, and other pollutants. Be sure to clearly label all rainwatersupplied fixtures as “Non-potable—Do Not Drink.” Nor is it safe to mix fertilizer or garden chemicals in the barrel, even for garden use.

BENEFITS THAT GO BEYOND SAVING MONEY Collecting rainwater has numerous benefits apart from low-cost irrigation. Free of chlorine and sodium, naturally soft rainwater is superior for plants. Capturing roof runoff also lowers the risk of flooding and reduces the burden on storm sewers and local watersheds.

That’s one reason why a number of local and state governments are offering tax breaks or rebates for rainwater harvesting systems. A few, such as Washington, D.C., San Antonio, Texas, and San Jose, California, will even conduct a rainwater audit of your property, make recommendations, and implement rain barrels or other storm-water runoff strategies at a subsidized rate.

LAURA FISHER KAISER is a contributing editor to “Interior Design,” a former editor of “This Old House,” and has written for such titles as HGTV.com and “The Washington Post.” She and her husband have renovated their Folk Victorian in Washington, D.C. — and lived to tell about it.

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

20

21

HOME finder.org Feature

Personalize your kitchen with design ideas like painting your floor instead of using tile.

BY ANNE ARNTSON A new year, a new opportunity to make your kitchen swoon-worthy. Whether your most-used room is in need of a total refresh or a few simple tweaks, make this year, the year that you fall in love with your kitchen all over again.

you can see exactly what you have (and how much of it) without having to tear apart your kitchen to find your red lentils. #3 USE THE INSIDE OF A CABINET DOOR FOR STORAGE

Let these nine stylish (and doable!) ideas serve as your inspiration for a kitchen that’s more “you” this year. #1 GO RETRO Image: Modish & Main

Put the tools you use most right where you need them — no more rifling through a cluttered drawer to find the right measuring cup. A handy painted chalkboard chart, like this one, can make double-checking your measurements a breeze. #4 WALLPAPER THE INSIDE OF YOUR CABINETS

Image: Anna M Campbell

Yesteryear’s color palette has made a comeback.

Whether it’s avocado green or mustard yellow that speaks to you the most, give your backsplash or cabinet doors a vintage feel with a kitchen color palette that takes inspiration from your chic grandma’s house.

Yesteryear’s color palette has made a comeback.

Whether it’s avocado green or mustard yellow that speaks to you the most, give your backsplash or cabinet doors a vintage feel with a kitchen color palette that takes inspiration from your chic grandma’s house. #2 OPT FOR SLIDE-OUT SHELVES

Image: The Cross Decor, Design | Janis Nicolay, Photography

You love your dishes. Why not give them a backdrop? A budget-friendly idea for updating blah, boring kitchen cabinets: Add decorative glass to cabinet inserts, then line the interior with whimsical wallpaper. #5 ADD COLORFUL KNOBS

Image: Vivian Johnson

Make it easy on yourself already. With pull-out shelves,

Image: Studio Morton LTD

22

HOME finder.org Feature It’s all in the details. An inexpensive way to transform the overall look of your kitchen in under 15 minutes: Swap out cabinet knobs and drawer pulls for something with a little more spunk. These teal ones tie the kitchen’s color palette together.

If spice racks have failed you, and organizing your kitchen cabinets feels next to impossible, move your spices to a drawer so that they’re easy to locate. No more fumbling around in a dark cabinet for the spice you need.

#6 SWITCH TO SLEEK, LONG-HANDLED CABINET HARDWARE

#9 GIVE FLOORS A POP OF COLOR

Image: Janet Gridley, interior design

Image: Louise Johnson Interiors

Bye, builder-grade hardware. Put your kitchen cabinets’ best face forward with contemporary kitchen hardware that look and feel fancy. They’re easy to clean and easy to grab — especially when your hands are full and in the throes of cooking up a feast.

Say “goodbye” to boring, worn-out kitchen floors once and for all. Show your surfaces some love with a paint project, like the one below, that is easy on the budget and the eyes.

#7 MAXIMIZE YOUR STORAGE SPACE

Or swap out your dingy floor tiles for something a lot more durable and cool. Dress up an all-white contemporary kitchen with glazed ceramic tile floors that’ll stand the test of time.

Image: Alec Hemer, photo / Tim Cuppett, designer

Cabinets running out of room? Look up. Not only does open shelving up high let you show of your shiny, new pro mixer, it lets you take advantage of every square inch of storage space your kitchen has to offer. And a rolling library ladder makes it easy to access all your beloved cookware. #8 PUT SPICES IN A DRAWER

Image: Laura Lakin Design, designer / Juliet Murphy Photography, photographer

ANNE ARNTSON is a Virginia-based writer who’s looking for a historic property to call her first home – the creakier the wood floors, the better.

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

Image: Western Custom Cabinetry, designer /Mark Tepe, photographer

23

Service Directory

HOMEfinder.org Magazine

2626 S. Walnut Street Bloomington, IN 47401

o ff i c e : 8 1 2 . 3 3 9 . 8 4 3 4 fax: 812.333.5063 w w w. j o h n b t i t l e . c o m

Attention BBOR Affiliate Members!

Service Directory Advertisements are for Affiliate Members ONLY!

if

you are already advertising in Homefinder.org, you may qualify for reduced rates in the directory.

Call 812-325-1271 or email pubs@homefinder.org for more information.

24

Improve Credit Score with These Home Finance Tips

How you manage your home ownership finances affects your credit score— and your ability to refinance later.

Your credit score affects how much you’ll pay for a mortgage or refinance—or even if you can get one at all.

Master the six ways to manage home-related spending to keep your credit score braggingly high.

1. POSTPONE THAT REFINANCE UNTIL YOUR CREDIT IS SQUEAKY CLEAN. Even a small blemish on a credit report can cost you at closing. Money expert Denise Winston found that out firsthand: Her husband hadn’t paid a $40 pager charge. The unpaid bill was turned over to a collection agency and ended up damaging his credit score.

Because of that one small unpaid bill, the interest rate on the couple’s mortgage was 0.25% higher than if he’d had a clean score. Put another way, that’s $13,000 over the life of the loan.

The lesson? Even small items can damage your financial position. Get your credit report beforehand to see if there’s anything damaging. If so, consider postponing a refinance or HELOC (home equity line of credit) until small but potentially costly dings fade over time.

2. PAY YOUR MORTGAGE—NOW. Not all late payments are created equal: Almost nothing hits your credit score harder than a late mortgage payment. Payment history generally accounts for 35% of your credit score, which is bad enough, but credit score agencies consider late home payments graver than late credit card or car loan payments.

In fact, credit score agency VantageScore will knock off more than 100 points beyond what it would do for delinquent auto loans or credit cards.

But if you think you can improve your credit score with early payments, think again. Geoff Williams, co-author of Living Well with Bad Credit, says it may make a slightly positive impression on today’s risk-averse lender, but it won’t make a big difference in getting future credit.

3. COOL IT ON SECOND MORTGAGES AND HELOCS. Drawing down a second mortgage or HELOC can have a negative impact on your credit score because 30% of your credit score is based on how much you owe to creditors. However, if you pay the loan on time, it will have less of an impact, says Winston.

Also, you can mitigate the credit score damage of a HELOC by staying within 30% of the limit.

4. PROTECT YOUR MORTGAGE TO PROTECT YOUR INSURANCE RATE. Late payments on your mortgage may also affect your home owners and automobile insurance rates, potentially costing you hundreds of dollars a year, says Williams. Insurers may assume that if you’re strapped for cash and pay your bills late, you’re more likely to file a claim because you need the money.

5. PAY YOUR UTILITY BILLS AND PROPERTY TAXES ON TIME. If you’re late on your utility bills and your account is assigned to a collection agency, that agency may report it, causing a drop in your credit score, says Winston. The good news is that utility companies often don’t bother to report late bills to credit bureaus until your delinquency becomes serious.

Interestingly, late payment of property taxes won’t affect your credit score unless you find yourself with a lien on your property. Since liens are public records, they may appear on your credit report and might cause a drop in your credit score.

6. REFINANCING? BEWARE OF TAKING OUT EQUITY, TOO. Refinancing your home generally won’t have an impact on your credit score as long as you continue to pay your loan on time, says Williams. However, if you extract equity in the deal, you could marginally affect your credit score because the amount you owe will increase.

GWEN MORAN has written about finance and real estate for over a decade. Her work has been in Entrepreneur, Newsweek, and The Residential Specialist. A Jersey Shore resident, she’s weathered hurricanes, Nor’easters, and one earthquake.

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

25

Serving Buyers and Sellers in Bloomington, Ellettsville and the Surrounding Areas since 1970

Dan Rarey Real Estate EXPERIENCE Y KNOWLEDGE Y

RESULTS

4450 W. Lynwest Drive

9172 W. Mallory Road

Absolutely immaculate and totally updated home in Lynwood Estates just minutes west of Bloomington on the east side of Ellettsville. 4 bedrooms, 3 updated full baths, 2 fireplaces, 3 car garage. Recent full kitchen remodel including high quality cabinets, solid surface counter tops, stainless steel appliances. Huge great & dining rooms. Unique split entry with beautiful staircase. Lower level family room walks out to privacy fenced in­ground pool area that is beautifully landscaped and has several seating / lounging areas. Pool is 40'x20', 8 feet deep in diving end & 3 feet in shallow end. Over 3/4 acre beautifully landscaped lot. Windows, doors, siding have all been replaced. Roof is 2 years old.

Walking distance to restaurants and shopping. This home has room for everyone and is ready to move into.

Log Cabin on 15 Acres. This 1 1/2 story cabin is full of rustic charm.

Vaulted great room features massive field stone fireplace. Equipped kitchen, dining and living areas all blend together so no one feels left out. There is also a full bath on the main level. Master loft bedroom overlooks great room and has its own bath. Lower level bedroom/study area walks out to covered patio. Full bath, walk­in clos­ et & laundry facilities are also on this level, as well as a 2nd massive fireplace. Large covered porch wraps around all four sides of the cabin for comfortable porch sitting facing any direction. Mostly wooded setting with great views and small pond. Super private, but just 20 minutes from downtown Bloomington.

$279,900 #201831768

$248,000 #201832950

3078 N. Andy Way

3888 W. State Road 46

Huge rooms throughout including very open living room/dining area/fully equipped country kitchen with tons of cabinets & planning desk. The liv­ ing area has a fireplace and the dining area leads out to a deck that overlooks the fenced back yard. Laundry room features a washer & dryer that are included.

Oversized 2 car garage & lots of parking. This home is ready to move into and is conveniently situated just off State Road 46 West. Nearly 2,500 s.f and priced to sell! $224,900 201823019

17 1/2 acres with lots of road frontage on SR 46 W. Situated just East of Ellettsville on the busy commercial corridor between Bloomington and Ellettsville. Zoned C­ 3 commercial and has all utilities available. Property also has a street stub into a residential neighborhood making it a naturalfor mixed use development. Great visibility on State Highway 46 with high traffic count of over 29,000 vehicles per day. $750,000 201800674

We want to be your REALTOR®!

VISIT OUR WEBSITE @ www.DanRareyRealEstate.com HOMES FOR SALE 517 North Walnut • Bloomington, IN 47404 • 812-334-1252

FOR COMPLETE INFORMATION ON THESE AND ALL AREA

26

S T E R L I N G

R E A L

E S T A T E

1026 E. 1ST STREET

1 0 0 0 S . P L E A S A N T R I D G E R OA D

Renovated Elm Heights $599,000 MLS#201808299

Hoosier Acres Tri-Level! $434,900 MLS#201825744

2656 E. WINDERMERE WOODS DRIVE

8 7 5 4 N . O L D S TA T E R OA D 3 7

Eastside Condo! $375,000 MLS#201827033

70 Acres $369,900 MLS#201805245

1032 S. FIELDCREST COURT

2 6 4 4 E . TA M A R R O N D R I V E

New Listing! $349,900 MLS#201830384

New Listing! $330,000 MLS#201827982

5 1 3 W. 7 T H S T R E E T

9 0 5 E . H U N T E R AV E N U E

Downtown Renovated Bungalow $299,900 MLS#201814499

New Price! Close to Campus! $269,900 MLS#201825983

120 E. DIXIE STREET

3390 HILLSIDE COURT

New Price! Great Investment Property! $265,000 MLS#201812767

9

New Price! $179,900 MLS#201802687

Information is deemed reliable, but not guaranteed.

27

NEW

D L O S

$159,900 201829974 “Mid-Century Modern” 1717 E. State Road 54, Linton • Over 2,000 Sq. Ft, • Unfinished Full Basement

• Fenced Yard • Open Floor Plan • New Appliances

$139,900 201820539 “Hillside Charmer” 928 N Jackson St, Bloomington • Super Location • New Roofs, windows, HVAC, water heater

• Some Hardwoods • Room for 2nd Bath • Fenced Yard

$134,900 201825245 “Greenway Gables”

9114 S Greenridge Lane • Move In Ready • Beautiful Interior

• 2 BR, 2 Baths • Fireplace

G

IN D N E

P

$214,900 201808517 “Sunny Heights” 5972 Ajuga Ct., Ellettsville • Contemporary home • Fireplace • 13 acres

• Sauna • Open floor plan

$58,000 201820799 “Hilltop Hideaway” 853 Mclary Rd., Nashville • 1 acre • Minutes into Nashville

• Antique Logs • Ready to be Transformed

$124,900 201815699 “Country Escape” 12991 E Shady Meadows Ln • Massive Stone FP • 1.4 acres

• Open Floor Plan • Nearby Shopping

$21,900 201828421 “Sunny Place” 616E Lincoln, Jasonville • 2 Lots • 3 Bedrooms

• 2.5 Baths • Renovation Ready

201814601

“Shore’s Edge Hut” 7155 N US 231, Spencer • 4 acres • Partial ownership of small lake

“City Charmer” 2002 Caldwell Place, Columbus • Corner lot • Hardwood floors

$39,900

• Partially fin. bsmt.

• Excellent location

201816066

“Pinecone Acres” Shady Meadows Ln., Solsberry • 8.5 acres • Building site cleared • No restrictions

• Mix of woods and open land

REDUCED

REDUCED

$34,250

$99,900 201823897

• Great location • Cash only offers

$24,900 201754207 “Hillside Home” 1810 J St., Bedford • Renovation ready • Full basement • 2 car garage

28

• Large side yard

$10,500 201824156 “Small Town Project”

195 Slinkard, Lyons • Corner Lot • Attached Garage

• Ready for Renovation

Connection

Equal Housing Opportunity

®

812-824-2070

9394 S. Strain Ridge Rd. Bloomingon, IN 47401

Todd Loucks Broker/Owner tloucks@homefinder.org CELL: 812-322-7304

To view all of our listings visit our website- www.connection-realestate.com • Featured Listings: 2304 E. Rechter Road

9828 S. Harbour Pointe Drive, #11 !

ING

G!

T

W NE

LIS

TIN

W

NE

MLS# 201828613

LIS

MLS# 201827830

$324,900

$419,900

• 4 Bedrooms, 2.5 Baths, 2,540 Sq. Ft. • Hardwood Floors In Dining and Living Rooms • Gourmet Kitchen/Jenn-Air Gas Range • Backyard Has Mature Trees/Expansive Deck • Spacious 3-Car Garage

• 4 Bedrooms, 3 Baths, 2,560 Sq. Ft. • New Flooring in Living Room and Hallway • New High Efficiency HVAC Systems • Overlooks a Peaceful Bay on Lake Monroe • Includes 2 Detached 1-Car Garages

You’ll find many types of homes in the HOMEfinder.org MAGAZINE

29

30

Should You File a Home Insurance Claim?

The answer to that question will go a long way toward determining whether your homeowners insurance will ultimately cost you more or even get canceled.

It’s that age-old conundrum: You pay for homeowners insurance to protect yourself from financial ruin, yet filing a claim when disaster does strike puts you at risk of seeing your annual premiums increase by hundreds of dollars. Worse, either a major claim or too many claims in a given period, no matter how legitimate, could lead to losing your house’s coverage altogether.

While it can be a fine calculation to make, every time there’s damage to your property or an accident on it, you need to consider carefully whether it makes financial sense to file a claim or absorb the losses yourself. The fates of your homeowners insurance and your bank account hang in the balance. Here’s how to do the fuzzy math.

BE MINDFUL OF DEDUCTIBLES, LIABILITY Most homeowners insurance policies state that any time you suffer damage to your property—whether it’s covered under the policy or not—you’re supposed to make a claim in a timely manner, says former insurance claims adjuster Jonathan G. Stein, who’s now a consumer attorney in Elk Grove, Calif. What’s timely? Typically within two weeks, possibly as long as 30 days, says Stein, except for theft claims, which insurers expect you to report within days.

That certainly works in the insurer’s favor, but not necessarily in yours. Read your policy carefully, then get repair estimates to determine if the cost to fix the problem exceeds your deductible, the amount you pay out of pocket.

Though there are a few exceptions (more on those below), always making a claim for damage that exceeds your deductible is a good rule to follow, says Jerry Oshinsky, a partner at Jenner & Block in Los Angeles who has represented homeowners in litigation against insurers. In recent years the average claim has totaled $7,368; the average annual premium for homeowners insurance, $804.

In addition, you should always make a claim—no matter your deductible or the size of the claim—when someone is injured on your property. Personal injury claims are the most likely to explode into large-dollar claims, says Steve Rivers, an independent broker and vice president of Hometown Insurance Agency in Smithtown, N.Y. Rivers once received a call from a homeowner who’d hired a contractor to install siding on her house. One of the contractor’s workers fell off a ladder and died. Rivers advised the homeowner to file a claim so she was protected if the worker’s family sued, even though she’d done nothing wrong.

Some Claims Are Worth Skipping Think twice about filing certain claims, even if repair costs exceed deductible levels. Stein, the California attorney, thinks homeowners shouldn’t report water damage under $10,000 because some insurers will give notice that they’ll be canceling your policy at the time of renewal due to concerns about mold. Rivers, however, says that’s not always the case. Two of his policyholders who had no previous claims filed because of water damage, and both were covered with no subsequent increases in premiums.

For nonwater damage, Stein recommends not reporting claims under $3,000. His reasoning? Say you have a $500 deductible and you submit a $2,500 claim. If your premiums increase $500 a year for three years, you’re paying the insurer an additional $1,500 to recover only $500. Your claim will also be recorded in the CLUE database—CLUE is short for Comprehensive Loss Underwriting Exchange—which virtually all insurers use. Even if you switch to a new carrier, you can’t escape your old claims, which remain in CLUE for seven years.

Filing multiple claims, say two or three over a span of two to three years, puts you at risk for nonrenewal, says Rivers. It’ll also make it harder to get affordable coverage in the future. Each insurer has its own standards for determining when to drop a homeowner. Rivers says some might allow one weather-related claim and one nonweather-related claim before cutting ties. Others may boot you after a single major claim.

What if you don’t have the cash to pay for damage without filing a claim? Stein says with a short-term loan from your bank or credit union, you’ll probably end up paying less in interest than you’d pay in additional annual premiums.

DEALING WITH DENIAL Insurers sometimes decline to cover claims. In most states, they’re required to send you a copy of your policy and identify the language they’re relying on in the denial. Read that carefully because your insurer may be misreading or improperly stretching the policy language.

Stein handled a case in which the insurer denied coverage for a dog bite, even though such an occurrence was specifically covered.

The adjuster didn’t bother to read the endorsements. He’s also seen insurers deny coverage for water damage from the failure of water pipes on the basis of exclusions for property wear and tear. While the cost to replace worn pipes isn’t covered under most policies, the damage they cause when they burst is included.

If you believe your insurer is being stingy, argue your case with the adjuster and then the agent, advises Rivers, the insurance broker in New York. A complaint to your state’s department of insurance may also help. You may eventually need to consult an attorney if the extent of your losses warrants a legal fight.

G. M. FILISKO is an attorney and award-winning writer. A frequent contributor to publications including Bankrate, REALTOR Magazine, and the American Bar Association Journal, she specializes in real estate, personal finance, and legal topics.

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

31

32

Realty Professionals 812-323-1231 800-276-2400 • Fax 812-323-0033 SERVING THE BLOOMINGTON AREA FOR OVER 25 YEARS COMBINING OVER 450 YEARS OF REAL ESTATE EXPERTISE!

Brandy Holdeman-Felton

812-323-0974

Susie Williams 812-327-2121

Karen Pitkin 812-322-9200

Kelly Tabereaux 812-327-0446

Kim Scifres 847-366-0216

Jim Regester 812-323-1231

Krissy Tallent 812-322-0618

Sue Elkins 812-272-2599

Zak Szymanski 812-219-0845

Kathy Stallsmith 812-334-3563

Ron Plecher 812-320-2142

Beth Robinson 812-327-1385

Susan Graves 812-334-3563

Mary Edwards 812-369-6808

Bill Holdeman 812-323-0974

Barbara Howell 812-327-2314

Tya Hanna 812-327-5530

Caprice Huntzinger

812-327-0874

Marla Harris 812-327-9574

Tish Gonzalez 812-345-1328

Mitzy Lewis 812-322-0794

Deb Olinger 812-630-8986

Becky Wann 812-320-5204

Linda Joachim-Gluff

Jeff Warden 812-340-4604

Flavia Burrell 812-323-1231

812-322-0600

www.realty-professionals.com

Join us on Facebook Scan Our QR Code 33

34

487 S. Clarizz Blvd. (812) 336-7300

Julie Davis Adams 812-330-7551

Heather Bland 812-330-7511

Greg Botelho 812-330-7504

Theresa Bradley 812-345-3936

Alex Carter 812-360-8901

Chris Cockerham 812-330-7568

Lara Cutshall 812-219-7564

Stuart Curry 812-330-7510

Justin Ellis 812-330-7549

Alex Everett 812-320-0273

Jeff Franklin 812-360-5333

Cheryl Frye 812-360-7017

Mary Jane Hall 812-330-7520

John Hillenberg 812-361-7478

Kerry Feigenbaum 812-325-3227

Holly Kim 812-330-7559

Lynette Marshall 812-330-7531

Julie McLenachen 812-955-0852

Josh Mitchell 812-345-2348

Jamie Morris 812-322-6742

Charlie Osborne 812-330-7538

Cindy Oswalt 812-330-7539

Zach Owens 812-929-1950

Clara Perry 812-330-7544

Doris Purtlebaugh 812-330-7545

Amanda Richardson 812-345-3042

Gene Schnyder 812-330-7547

Steve Smith 812-360-7463

Aaron Steele 812-325-8207

Ashton Thompson 812-345-5318

Brian Thompson 812-330-7552

Jeremy Tredway 812-699-6187

Maggie Upsall 812-330-7555

Shawna Warner 812-327-2227

John West 812-330-7500

Jennifer Woods 812-330-7556

Robin Halpin Young 812-330-7562

Rod Young 812-330-7557

Penny Trilling 812-320-8814

Celebrating Over 25 Years of Real Estate Services

F.C Tucker/Bloomington Realtors®

VISIT US ON THE WEB! www.tuckerbloomington.com OPEN HOUSES • SEARCH THE MLS • MARKET UPDATES

mobile friendly quick search: fctre.mobi 35

F.C Tucker/Bloomington

Celebrating Over 25 Years of Real Estate Services

Realtors®

NEW PRICE

NEW

NEW

NEW

NEW

2790 E. Bernice Dr $159,900 A. Everett #201829866

2309 S. Madison St. $169,900 R. Young #201831301

5470 W. Ocean Dr $180,000 J. Mitchell #201830929

3951 S. Bushmill Dr $195,000 M. Upsall #201830089

4334 N. Centennial Dr. $199,000 J. Franklin #201830467

NEW

NEW

NEW

NEW

NEW

868 W. Popcorn Rd $259,900 C. Frye #201831168

3970 N Feerwood Dr $289,500 J. Franklin #201830447

4738 Ida Lawn Dr $505,000 L. Marshall #201829132

7201 E. Merritt Dr. $570,000 J. Davis #201829591

1126 E 1st Street $689,500 J. Franklin #201829302

5200 N. Union Valley Rd $145,000 J. Franklin #201746616

5693 W. Tensleep Rd $184,900 A. Steele #201816754

4394 N. Ridgeley Dr $249,900 A. Thompson #201804310

1526 E. Clairmont Place $262,500 G. Botelho #201823665

2218 E. Cape Cod Dr. $269,900 B. Thompson #201824056

9790 W. Gardner Rd $324,500 B. Thompson #201828851

310 S. Union St $350,000 J. Franklin #201813611

5852 W. Majestic Woods Dr $355,900 A. Richardson #201812924

2790 E. Creeks Edge Dr. $350,000 B. Thompson #201828331

5126 E. Earl Young Road $399,500 J. Franklin #201802573

7797 N. Tunnel Rd $425,000 A. Richardson #201808262

9314 Gray Ave. $479,900 J. Franklin #201806601

4406 W. Tanglewood Dr $549,900 MJ Hall#201823245

5569 N. Maple Grove Rd $599,900 A. Steele #201815055

8335 S. Strain Ridge Rd $624,999 H. Bland #201813610

5480 E. James Rd $625,000 J. Franklin #201733100

NEW Nashville

2620 Clay Lick Rd $2,650,000 A. Steele #201829637

CONDO

4560 E. Inverness Woods Rd $265,000 B. Thompson #201830392 NEW PRICE

8569 S. Strain Ridge Rd $949,000 A. Steele #201811911

2153 E. Gramercy Park Dr $1,299,000 J. Franklin #201755813

7740 N. Lakeview Dr $2,100,000 J. Franklin #201823236

7781 S Zikes Rd 4642 S. Cordova Pl $699,900 $650,000 B. Thompson #201830087 B. Thompson #201810065 LOTS Cedar Springs

LOTS Benchmark Estates

$79,900-$114,900 A Richardson #201802415-201802465

$83,200-93,600 B Thompson 201815221-201815240

VISIT OUR NEW WEBSITE! www.tuckerbloomington.com OPEN HOUSES • SEARCH THE MLS • MARKET UPDATES

mobile friendly quick search: fctre.mobi 36

NEW PRICE

LAKE LEMON 7740 N. LAKEVIEW DRIVE

$2,100,000

Enjoy all forms of recreation at Lake Lemon in this custom built home on three full lots on the water. The 1.72 acre lake site contains an over 8000 square foot home, a tennis court, in-ground swimming pool, basketball court, main and upper decks, hot tub, four foot and six foot docks for three with boat lift, pergola, and all with magnificent views of tranquil Lake Lemon. 201823236

CALL JEFF • 812.360.5333

PEDIGO BAY

PEDIGO BAY

2603 E. PEDIGO BAY DRIVE $1,499,000

2621 E. PEDIGO BAY DRIVE $1,350,000

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

This beautiful Country French, stone home on two lots is located on a high vista overlooking the southwestern shore of Monroe Reservoir. It contains 6,852 SF finished space, and was built in 2013 in the gated community of Pedigo Bay. The home sits on 2.8 acres and offers spectacular year round views of the lake. Boat slip included with purchase of home. 201807624

NEW PRICE

Welcome to the gated community of Pedigo Bay located on the shores of Lake Monroe, one hour south of Indianapolis.

This beautiful lakefront home was professionally designed to emphasize the outdoors, fitness, relaxation, and convenience. Grill out and dine on the deck overlooking the lake or soak in the hot tub under the stars while enjoying the crackle of the fire pit. 201717840

NEW PRICE

NEW PRICE

SOLD GRAMERCY PARK 2153 E. GRAMERCY PARK DR.

ESTATE LIVING

$1,299,000

This Gramercy Park home on Bloomington's north side is near Indiana University and Griffy Lake Nature Preserve.

Enjoy a tranquil setting in a home with superb finishes and design on over one acre estate site. This Irongate constructed home exhibits a wonderful blend of curated top level materials, refined spaces and exciting unexpected details.

201755813

CALL JEFF • 812.360.5333

1658 N. RUSSELL ROAD

BLOOMINGTON $1,080,000

This stunning home on 2.85 acre estate site has a gorgeous limestone design and is located near Indiana University, College Mall and the site of the new IU Health Bloomington Hospital. This home has been updated with backyard entertaining area, new built ins, coffered ceilings, exercise room, media space, and bedroom suites on each of the three levels. 201804257

CALL JEFF • 812.360.5333

NEW PRICE

705 S. DEER TRACE

$899,000

25+ acre complex recently featured in Home & Living Magazine, includes stunning architect designed custom built 3 level one owner home, 1.75+/- acre stocked spring fed lake, lake cabin ("Dam House") and 2 story pole building. Main floor double door entry welcomes you into 2 story foyer leading to a large open concept great room/dining area with hardwood floors. 201824672

CALL JEFF • 812.360.5333

NEW LISTING

SOLD STIER PARK

BRYN MAWR 3610 E. BRYN MAWR DRIVE

$758,500

This beautiful custom built one and a half story home in Bryn Mawr has an estate sized one acre lot on Bloomington's south side. This Wampler crafted home features an entertaining French country kitchen with granite, five burner professional range, hardwoods on the main, a formal dining room, built in bookcases in the two story great room with gallery overlook. 201809713

CALL JEFF • 812.360.5333

2001 E. HILLSIDE DRIVE #7

$699,500

This tastefully updated home has the best traditional and modern touches on a superb wooded lot. The sparkling interior spaces include a two story great room, spacious kitchen with island, enormous dining room, hardwoods, main level bedroom suite with attached fireplaced study, family room with fireplace, music room, three car garage, and an elevator. 201736793

CALL JEFF • 812.360.5333

37

ELM HEIGHTS 1126 E. 1ST STREET

$689,500

TThis expertly updated home in Elm Heights offers sophisticated living space and an unbeatable location near campus, Bryan Park and cultural opportunities.

High caliber finishes in the completely new kitchen, professional appliances and granite mix nicely with the L shaped entertaining area with access to the library/office. 201829302

CALL JEFF • 812.360.5333

NEW PRICE

NEW LISTING

SOLD FALL CREEK ESTATES LAND 1575 E. LINDA LANE

$675,000

This spectacular custom home on 3.35 estate lot has a perfect plan for large scale entertaining.The grand entry with open stairway has connected access to the gathering kitchen and dining room, home theater viewing room, and an extended vaulted great room with beamed ceiling, fireplace (one of three), ambient lighting, wet bar and B-tech audio-video system, hardwoods, and French doors to patio/loggia. 201831778

CALL JEFF • 812.360.5333

RENWICK 2113 E. MELVILLE CIRCLE

KINGSTON ESTATES $650,000

Greenspace views surround this custom home in Renwick on the conservancy. This lovely vaulted one and a half story with finished lower level has master and secondary bedrooms on the main, an open entertaining kitchen connected to the great room with fireplace, screened patio and dining room plus a dedicated main level laundry. 201801076

CALL JEFF • 812.360.5333

NEW PRICE

5480 E. JAMES ROAD

$625,000

This stunning cedar mid-century contemporary is positioned perfectly on a five acre wooded site on Bloomington's east side. This custom home has a split bedroom configuration with a master suite wing, a beautiful living room and dining room combination, a large gathering kitchen with walk-in pantry and a sun room with views of the mature trees and waterfall. 201733100

CALL JEFF • 812.360.5333

NEW PRICE

SOLD HARBOR HILL 3522 E. HARBOR DRIVE

THE COLONY $599,900

Panoramic views of Lake Monroe surround you in this lovely custom home in Harbor Hill. The main level master suite has a connected den/study/reading room with superb lake view, access to fenced yard/dog area, spa luxury bath with double vanity and Aquatic tub with jets. The home was designed with angles to provide optimum views. 201753188

CALL JEFF • 812.360.5333

5785 E. NEHRT ROAD

BRISTOL MANOR $599,900

This beautiful Craftsman Style home on five acres in The Colony has the most impressive entertaining kitchen for miles. This custom home built by David Lantz received an addition to the kitchen and beamed great room and basement in 2013 and created a vaulted entertaining space with second masonry fireplace and wooded views. 201811242

CALL JEFF • 812.360.5333

2555 E. NOTTINGHAM COURT

$595,000

Live in the large spaces of this Bristol Manor ranch over walkout basement on over one acre. The beautiful custom kitchen with island is open to the entertaining great room with built ins and fireplace. The master on the main has access to a screened deck and has a wonderful spa bath. The main level secondary bedrooms have a Jack and Jill bath. 201823209

CALL JEFF • 812.360.5333

NEW PRICE

PE

G N I ND

KENSINGTON PARK, BROOKSTON 3400 E. BROOKSTONE COURT

$553,500

This sparkling two story over finished walk out level is positioned on a cul-de-sac on .40 acre lot. This Hyde Park area home has a long list of updates that include a new roof, new furnace, new stainless kitchen appliances, new hardwood flooring upper level, completely new spa master bath and ceramic shower and updated kitchen with mill work trim. 201825837

CALL JEFF • 812.360.5333

PE

G N I ND

HERITAGE WOODS 4965 E. HERITAGE WOODS RD $549,000

Nestled at the back of Heritage Woods and across from the Sycamore Land Trust preserve is the setting for this English Arts and Crafts inspired Voysey style home designed by architect Malcolm Woollen. This east side home near IU is positioned on an estate sized 1.8 acre site with garden design collaboration with Rudy Pozzatti and was expanded for grand entertaining.

201801797

CALL JEFF • 812.360.5333

38

SOLD SPICEWOOD 2625 E. SPICEWOOD CT.

$549,000

This striking rustic contemporary home is surrounded by mature trees and framed by walls of glass. Breathtaking vistas enhance this entertaining home with gorgeous updates that include a new white gourmet kitchen, hardwood flooring, a fireplaced family room, a main level master suite with study and luxury spa bath, a dressing room with master washer and dryer in the walk-in.

201753117

CALL JEFF • 812.360.5333

NEW PRICE

P BLOOMINGTON 2757 E. OLD MEYERS RD.

AGRICULTURE LAND $525,000

Surround yourself in wooded beauty on a long private drive in this impeccable mid-century ranch home on Bloomington's north side. Conveniently located near Indiana University and Griffy Lake, this home has a retreat feel with a secondary chalet at the base of the property.

This spectacular home is pristine and has a special wooded setting near recreation and campus. 201824415

CALL JEFF • 812.360.5333

N. BRUMMETTS CREEK RD

$525,000

This gorgeous farm east of Bloomington has 51.45 acres with two approved building sites, 10-15 acres of pine trees planted in the 1930's, has B&B water and electric available at the site, approximately 38 of the acres are classified forest and it borders the Morgan Monroe State Forest. This charming farm includes a circa 1930 barn, silo gain bin, and a 1998 red pole barn. 201734663

CALL JEFF • 812.360.5333

IN D N E

G

KENSINGTON PARK 3108 E. KENSINGTON PARK DR. $499,900

This meticulously maintained Kensington Park two story over finished walk-out lower level and three car garage is perfect for entertaining. This lovely home has a beautiful picket fenced garden, pergola, patio and deck system with views of the mature trees and landscaping. The open foyer has a grand stair and an open dining and living room formal spaces. 201724378

CALL JEFF • 812.360.5333

SOLD KENSINGTON GARDENS 3115 S. MULBERRY LANE

$495,000

LAKE LEMON

9314 GRAY AVENUE

$479,900

Great updates enhance this adorable two story home over finished walkout in Kensington Gardens. The refreshed kitchen with island has subway tile, white cabinetry, new stainless appliances, hardwoods and stone counters. New flooring, new surfaces and a completely remodeled master bath with ceramic shower, new modern vanity, and new tile make this area sparkle. 201810921

Experience panoramic views with approximately 189 feet of shoreline in this Lake Lemon ranch. This low profile mid century ranch has walls of glass that showcase the sunsets and boating from two outer decks and a huge great room/kitchen combo. Live on the water and entertain on a large scale on the peninsula by the Lake Lemon Marina docks. 201806601

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

NEW PRICE

NEW PRICE

DI N E P ELM HEIGHTS

1021 E. WYLIE STREET

This thoroughly updated Elm Heights brick Georgian is tastefully designed and honors the style of the 1940's and lives well with today's modern amenities. This classic center entry has a formal dining room, completely remodeled kitchen with maple counter tops, pine floor and professional appliances and a great room with Danish fireplace. 201805423

CALL JEFF • 812.360.5333

711 S. FESS AVENUE

CALL JEFF • 812.360.5333

NEW PRICE

BLOOMINGTON $409,000

Enjoy the Elm Heights location near the Indiana University campus in this 1930's Four Square with new kitchen, quartz counters, herringbone marble, new cabinetry, breakfast room, an added family room with fireplace, spacious dining room, formal living room with fireplace, a limestone two car garage access from alley and a quaint front porch with attractive view.

201818715

CALL JEFF • 812.360.5333

39

$469,000

Enjoy ten acres of pure Brown County beauty in this modern rustic home surrounded by mature trees and hilltops. This gorgeous two story over finished lower level is perfect for multi-generational living or guests with bedroom spaces on all levels. The main level has a dramatic two story great room with masonry fireplace, poplar floors and open kitchen. 201816019

NG

ELM HEIGHTS $459,000

BROWN COUNTY

3661 MARLETT ROAD

5126 E. EARL YOUNG ROAD

$399,500

This beautiful brick home surrounded by mature trees on 2.38 acre site was originally built by a stone mason as his personal home, so it is a gorgeous quality structure with fantastic detail. This heirloom quality home has beautiful hardwood flooring, custom crafted Ferree cabinetry, solid six panel wooden doors, two custom masonry fireplaces and Pella windows. 201802573

CALL JEFF • 812.360.5333

NEW PRICE

P RENWICK

GENTRY EAST 4706 E. CARDIFF COURT

$389,000

1625 S. RENWICK BLVD

$389,000

Lots of extra upgrades and special features in this Gentry East ranch with walk-in conditioned and heated crawl space with workshop. This vaulted ranch with split bedroom format has great appeal. Enjoy the views on the wooded conservancy from this premium site in the neighborhood. 201755811

This attractive Smithwood home in Renwick has a charming vintage style with modern living ease. Enjoy the open kitchen entertaining area with a dual sided fireplace, kitchen with island and granite, stainless appliances, front study, hardwoods, large upper level bedrooms with walk in storage, spacious master bath, master covered porch, and upper laundry. 201825869

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

NEW PRICE

NEW PRICE

IN D N E

G

DEER PARK ESTATES 1155 S. WEATHERSTONE LN

$359,000

Enjoy the Bryan Park lifestyle in this lovely Deer Park home on a half acre site. The vaulted great room has an open entertaining space combining with the lovely kitchen, beautiful custom cherry cabinets and gas range, French door refrigerator and stainless appliances. All new paint inside. This beautiful home is ideally located and has a spectacular design and livability. 201803836

CALL JEFF • 812.360.5333

NEW PRICE

SOLD SOUTH OF CAMPUS

310 S. UNION STREET

$350,000

This Faculty Heights home just a block from campus is a charming cottage style home with an extra city lot with access from Clifton. This 1940 home with hardwoods throughout has a dining room with built ins, a white kitchen, master bedroom on the main, big upper dormer bedrooms, a remodeled bath, big basement with new windows, and two full baths. 201813611

CALL JEFF • 812.360.5333

NEW PRICE

WINDEMERE EAST $338,900

This highly desirable Windemere East location is ideally located near Indiana University, College Mall and the walking path to Rogers Binford. This lovely two story over finished lower level has beautiful traditional spaces and includes a great room with fireplace that opens to the sun room and kitchen, a dining room and main level primary master suite. 201740826

CALL JEFF • 812.360.5333

$345,000

This beautiful downtown Bloomington condo in Lockerbie has a fantastic floor plan for entertaining and a wonderful split bedroom configuration. Light streams in from three directions in this fantastic home with warm hardwoods, open kitchen with granite counters, double ovens, gas cook top, stainless appliances, eating bar, and cream custom cabinetry. 201815937

CALL JEFF • 812.360.5333

NEW LISTING

DI N E P

SOLD 2404 E. RECHTER ROAD

LOCKERBIE COURT 500 N. WALNUT ST. UNIT 201

SPICEWOOD 2545 E. ROUND HILL LANE

$345,000

Modern, hip and wonderful living spaces make this Spicewood home a perfect option on Bloomington's south side. This home with gallery feel and architectural sensibility was professionally designed as an architect's personal home. Fantastic updates and upgrades have enhanced the original design and protected the caliber of the space. 201755815

CALL JEFF • 812.360.5333

NEW PRICE

NG WALNUT CREEK

GENTRY HONOURS 4000 E. BENNINGTON BLVD.

$329,000

1021 E. AZALEA LANE

$319,000

This fantastic Gentry Honours home is pristine with an entertaining kitchen, vaulted great room with fireplace, dining room, split bedroom format, master suite with attached study and a great location near Indiana University, College Mall and conveniences.

201829334

This lovely home south of the Indiana University campus is surrounded by mature trees and positioned on a corner lot in Walnut Creek. This custom home has hardwoods, volume ceilings, a dedicated kitchen with Viking range, formal dining room, fireplace with masonry surround, master suite with jetted tub, upper laundry, and lower level great room with walk-out. 201726317

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

40

NEW LISTING

NEW PRICE

NORTHWOOD ESTATES

ELM HEIGHTS 325 E. UNIVERSITY STREET

$290,000

This fantastic and hard to find Elm Heights duplex is in pristine condition and has beautiful original trim, pocket doors, volume ceilings, hardwood flooring, corner location at Grant and University, two blocks to IU campus, and near the Fourth Street restaurant scene. This duplex is separately metered and has a new HAND permit issued this year. 201743396

CALL JEFF • 812.360.5333

3970 N. FEERWOOD COURT

$289,500

This fantastic two story in Northwood Estates has traditional charm and loads of recent updates that include a new roof and chimney 2018, recent windows, new blinds, a big kitchen with island and breakfast area, formal dining room, great room, finished bonus room over garage, lower level for recreation and a location near Indiana University, shopping, and Cascades Golf Course. 201830447

CALL JEFF • 812.360.5333

P HIGHLAND PARK ESTATES $199,000

This beautiful 4 bedroom, 2.5 bathroom home in Highland Park Estates sits on nearly a half an acre site. The interior is nice and shiny with lots of natural light. Nice laminate hardwood floors and carpeting throughout and an attached 2 car garage with separate garage doors. The lower level includes a nice fourth bedroom and a living space with a wood burning fireplace.

201830467

CALL JEFF • 812.360.5333

IN D N E

CALL JEFF • 812.360.5333

NEW LISTING

Great piece of property to build your dream home. Also suited for Agricultural Land. Convenient to HWY 46.

201754275

CALL JEFF • 812.360.5333

5200 N. UNION VALLEY ROAD

$145,000

This charming bungalow on over 2 acres has been updated with recent kitchen remodel, windows, HVAC, flooring, updated baths, and fresh finishes throughout. Great walk out lower level with additional storage and a nice detached garage. Conveniently located on Bloomington's west side near shopping, conveniences, and access to Hwy 46/69.

201746616

CALL JEFF • 812.360.5333

NEW PRICE

G N I ND

SOUTH OF CAMPUS S$99,000

CALL JEFF • 812.360.5333

UNION VALLEY $172,000

This east side Stella Ridge townhouse has a desirable floor plan with open entertaining spaces, a lower-level garage and storage area, two master suites, and recent updates that include laminated flooring and kitchen updates. This townhome is conveniently located townhome is near Indiana University access, College Mall and the bus line. 201824125

PE COUNTY LINE

$279,000

Relax in this home on a beautiful and tranquil three acre park-like setting with mature trees and valley views. This lovely and well maintained home has perfect positioning on a ridge for prime vistas. A recent screened patio area for large scale group events or tranquil downtime with a book. A wrap around porch gives a panoramic experience. 201717406

G

STELLA RIDGE 3806 E. COBBLECREEK DR

NEW PRICE

0 W. STATE ROAD 46

BROWN COUNTY 1644 JACKSON BRANCH RIDGE RD

NEW PRICE

NEW LISTING

4334 N. CENTENNIAL DRIVE

NEW PRICE

S. CLIFTON AVENUE

PATHWAYS RETREATS / UNIONVILLE $99,000

Great lot available close to campus located on Clifton Avenue just south of campus. 201830203

CALL JEFF • 812.360.5333

41

5743 N. PATHWAYS DRIVE

$79,000

This appealing 5.49 acre building site is located on Bloomington’s north east side and features a fantastic location near Lake Lemon in the desirable Pathways neighborhood. 201715128

CALL JEFF • 812.360.5333

LAND AND LOTS

Independently Owned & Operated

F.C. Tucker/Bloomington REALTORSÂŽ

LOTS Solsberry

LAND Morgantown

South Court $12,500 Each B. Thompson #201808412, 201808416

10.39Ac Carmel Ridge Rd $55,000 A. Steele #201829078

LOT

LOT

Spring Branch Rd $57,900 C Perry #201713761

7450 Canyon Ct $85,000 R. Halpin Young #201815564

LAND Solsberry

LAND 29 +/- Acres

Phone: 812-320-2828 CPerry@tuckerbloomington.com 3568 E. Bryn Mawr $894,900 STUNNING custom-built 2story over a finished walkout lower level on an acre lot in desirable Bryn Mawr subdivision! This MODERN, OPEN & LIGHT FILLED 5BR+Workout Room, 3.5BA home with 5,030 sqft of total living space designed by architect Ernesto Castaneda was built by Rubicon Custom Homes in 2016! Highquality features include gorgeous engineered hardwood flooring on main & upper levels, ceramic tile in laundry/mud room & bathrooms, 9 foot ceilings on main & upper levels.

MLS #201806094

861 S. Romans Way $359,900 !

T CA

LO

77 Acres Pate Lane $229,000 A. Steele #201820935

7444 E. State Rd 46 $230,000 K. Feigenbaum #201739348

Where you will find your dream kitchen and the house to go with it.

42

ION

Beautiful Bright and Open two-story home in desirable Gentry Honours!

Some features of this lovely oneowner 4 bedroom + large Den/study, 2.5 baths, 2,455 sqft home include a Master suite on the main level, Great eastside location!

MLS #201824626