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COVER: The home shown on the cover is not for sale.

Due care and diligence is used in checking this index for accuracy. However, this index is an editorial service of Homefinder.org, therefore we cannot assume any responsibility for errors or omissions. The information contained in this publication is deemed accurate but not warranted.

WAll residential real estate advertised herein is subject to the Federal Fair Housing Act. The Fair Housing Act makes it illegal to advertise "any preferenc, limitation, discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination."

We will not knowingly accept any advertising for residential real estate that appears to or violates federal and/or state law.

REAL ESTATE 19, 28 14-15 17 32 30 35-42 7-10 17 34 31

Camelot Realty Group Carpenter, REALTORS® Choice Realty & Management Dan Rarey Real Estate Dzierba Real Estate Services F. C. Tucker/Bloomington, REALTORS® RE/MAX Acclaimed Properties RE/MAX Connection RE/MAX Realty Professionals Sterling Real Estate

ARTICLES 12-13 18 27

Your Dream Home Just Got Better. 10 Home-Altering Trends Who’s Got Your Back When When Your Credit Report is Wrong When You ProbablyWon’t Avoid Sellers Remorse (ButhThat’s OK)

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29 9 43 44 14 14 19 2

Bedford Federal Savings Bank Farmers and Mechanics Gallery Mortgage Group German American Bancorp IU Credit Union John Bethell Title Company, Inc. MutualBank Ruoff Home Mortgage

INFORMATION INDEX 22-23 4 5 6

Homefinder.org Feature: Organize Your Home in Less Than an Hour a Day Locations where Homefinder.org Magazines are available Community Resources and Attractions Market Update for June

SERVICE DIRECTORY PAGE 24

Gallery Mortgage Group German American Bank IU Credit Union John Bethell Title Company, Inc. MutualBank Ruoff Home Mortgage

HOME finder.org M A G A Z I N E

Get yours at any of the following locations: DOWNTOWN 5th/3rd Bank Bloomington Board of REALTORS® Office Bloomington Car Wash Fountain Square Mall German American Graham Plaza Greater Bloomington Chamber of Commerce Hilton Garden Inn Hyatt Place IU Visitor’s Center John Bethell Title Co. Kroger Grocery MainSource Bank Monroe County Public Library Old National Bank Poplars Center Sahara Mart The Peoples State Bank NORTH Aver’s Pizza BloomBank CVS Pharmacy IU Credit Union Jackson County Bank Retail Lending Center Monroe County Visitor's Center The Peoples State Bank

SOUTH Aver’s Pizza Golden China Restaurant Iron Pit Gym IU Credit Union Kroger Grocery Lisa Allen State Farm Insurance Mortgage Masters Old National Bank Owen County State Bank Southwest Funding The Peoples State Bank Winslow Laundry YMCA Southeast

EAST 5th/3rd Bank Aver’s Pizza German American IU Credit Union Kroger Grocery Lakeside IGA Old National Bank Regions Bank Ruoff Mortgage Solutions Sahara Mart Short Stop ELLETTSVILLE Ellettsville Chamber of Commerce IGA IU Credit Union Marathon Gas Station Old National Bank Owen County Chamber of Commerce Owen County State Bank The Peoples State Bank

WEST 5th/3rd Bank BloomBank CVS Pharmacy Farmers & Mechanics Federal Savings & Loan Great West Casualty Co. Highland Village Laundry Homewood Suites Ivy Tech State College Kroger Grocery Old National Bank Regions Bank The Peoples State Bank YMCA Northwest

SPENCER Babb's Super Valu Hilltop Restaurant Our Community Bank Owen County State Bank Spencer Visitor’s Center

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REAL ESTATE COMPANIES Area Realty Key Associates Berkshire Hathaway Home Services Bruce Storm Real Estate Camelot Reatly Group Carpenter,REALTORS® Choice Realty & Management Dan Rarey Real Estate Dzierba Real Estate Eagle Pointe Realty Evergreen Real Estate and Auctions eXp Realty, LLC FC Tucker/Bloomington Figg Real Estate Hometown, REALTORS® Jeanne Walters Real Estate Mackie Properties Millican Reaalty Morrow, REALTORS® Parker Real Estate Management, Inc. Prodigy Real Estate RE/MAX Acclaimed Properties RE/MAX Connection RE/MAX Realty Professionals RE/MAX Select Associates Sterling Real Estate United Country Coffey Realty &Auction Weichert REALTORS® The Owens Group West & Co. Real Estate

HOMEfinder.org Magazine MONROE COUNTY Business/Economic Development Bloomington Economic Development Corporation 1720 N. Kinser Pike, Suite 001 Bloomington, Indiana 47404 www.comparebloomington.us/ Phone: 812-335-7346 South Central Indiana Bloomington Small Business Development Ctr Gayle & Bill Cook Center for Entrepreneurship Ivy Tech Community College 2088 S. Liberty Drive, Suite 114 www.isbdc.org Phone: 812-345-9395 Email: southcentral@isbdc.org Greater Bloomington Chamber of Commerce 400 W. 7th Street, Suite 102 http://www.chamberbloomington.org/ Phone: 812- 336-6381 Education Indiana University http://www.iub.edu/ 107 S. Indiana Ave. Phone: 812-855-4848 Ivy Tech Community College 200 Daniels Way http://www.ivytech.edu/bloomington/ Phone 812- 332-1559 Monroe County Community School Corporation 315 E. North Drive http://www.mccsc.net/ Phone: 812- 330-7700 Richland-Bean Blossom Community School Corporation 600 S. Edgewood Drive, Ellettsville http://www.rbbcsc.k12.in.us/ Phone: 812 876-7100 Bloomington Private Schools http://www.schoolsk12.com/Indiana/ Bloomington Health Care Indiana University Health & Physician Referral Service 601 W. 2nd Street http://www.iuhealthbloomington.org/ Phone: 812-353-5252 Monroe Hospital 4011 S. Monroe Medical Park Blvd http://www.monroehospital.com/ Phone: 812-825-1111 Indiana Dental Referral Service http://www.indental.org/ 401 W. Michigan St., Suite 1000, Indianapolis Phone: 800-562-646 Local Government City of Bloomington, IN 401 N. Morton Street http://bloomington.in.gov/ Phone: 812- 349-3400 Monroe County, IN 501 N. Morton Street http://www.co.monroe.in.us Phone: 812-349-2585

Community Resources & Attractions Media Herald Times Newspaper 1900 S. Walnut Street http://www.heraldtimesonline.com/ 812-332-4401

Indiana Association of REALTORS® http://www.indianarealtors.com/

Indiana Daily Student http://www.idsnews.com/ Phone: 812-855-0763

Home Ownership, Maintenance, Improvement http://www.houselogic.com/

WBWB FM www.wbwb.com/ Phone: 812-336-8000

Things to Do IU Athletics shttp://iuhoosiers.cstv.com/

WFHB Community Radio www.wfhb.org/ Phone: 812-323-1200

IU Auditorium www.iuauditorium.com/

WFIU Public Radio www.indianapublicmedia.org/radio/ Phone: 812- 855-1357 WGCL AM http://www.wgclradio.com/ Phone: 812-332-3366 WTIU Public Television http://indianapublicmedia.org/tv/ Phone: 855-5900 WTTS FM www.wttsfm.com/ Phone: 812-332-3366 Visitor Information Downtown Bloomington, Inc. 302 S. College Avenue http://www.downtownbloomington.com/ Phone: 812-336-3681 IU Visitor Information Center Carmichael Center, Suite 104 530 E. Kirkwood Avenue http://www.indiana.edu/ Phone: (812) 856-4648 Bloomington Visitors Center 2855 N. Walnut Street http://www.visitbloomington.com/ Phone: 812-334-8900 Bloomington Monroe County Convention Center 302 S. College Avenue http://www.bloomingtonconvention.com/ Phone: 812-336-3681

OWEN COUNTY Owen County Indiana 119 S. Main Street, Spencer http://www.owencountyindiana.org/ Phone: 812-829-3245 Owen County, Indiana http://www.owencounty.org/ Spencer-Owen Community Schools 205 E. Hillside Avenue, Spencer http://sites.socs.k12.in.us/socs/ Phone: 812-829-2233 Owen County Historical & Genealogical Society P.O. Box 569, Spencer www.owen.in.us/owenhist/owen.htm Phone: 812-829-4466 Other Links of Interest National Association of REALTORS® http://www.realtor.org/

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Indiana Is Home http://www.indianaishome.com/

Buskirk-Chumley Theatre http://www.buskirkchumley.org/ AMC Showplace Bloomington 11 1351 S. College Mall Road http://www.amctheatres.com/Bloomington 11 Movie Times: 1-888-AMC 4FUN AMC Showplace Bloomington 12 http://www.amctheatres.com/Bloomington 12 Movie Times: 1-888-AMC 4FUN 2929 W. Third Street Monroe County History Center 202 E. 6th St, Bloomington IN 47408 (812) 332-2517 Museum Hours: Tues-Sat 10-4 Wonderlab Museum of Science, Health and Technology 308 W. 4th Street 812-337-1337 Visit Bloomington Indiana Phone: 812-334-8900 Toll Free: 800-800-0037 http://www.visitbloomington.com/things -to-do GREENE COUNTY Business/Economic Development Linton-Stockton Chamber of Commerce www.lintonchamber.org Bloomfield Chamber of Commerce http://www.bloomfieldcoc.com/ Greene County Economic Development http://insidegreenecounty.com/ Health Care Greene County General Hospital http://greenecountyhospital.com/ home-health/ Local Government Greene County Government http://www.co.greene.in.us/ Media Greene County Daily World http://www.gcdailyworld.com/ Visitor Information Greene County Visitor Center http://www.visitgc.com/

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ANDY WALKER awalker@ homefinder.org 812-325-1290

BRYAN PAINE bryanp@ homefinder.org 812-322-2223

TRACEE LUTES tracee@ traceelutes.com 812-322-2650

CHRIS SMITH chris.smith@ homefinder.org 812-219-3030

BOBBI BOWDEN bobbi.bowden@ homefinder.org 812-322-2269

A.J. BOWLEN aj.bowlen@ homefinder.org 812-345-3712

SAMANTHA BRUMMETT samantha@ homefinder.org 812-322-4830

EVAN BUCKMASTER evan.buckmaster@ homefinder.org 812-322-0885

JUDY BUCKMASTER jbuckma@ homefinder.org 812-606-1331

BEN BURNS ben.burns@ homefinder.org 812-639-3522

LYNNE CHANG lchang@ homefinder.org 812-320-0659

ALICE CHASTAIN chastain@ homefinder.org 812-322-6256

DAVID CHASTAIN david.chastain@ homefinder.org 812-322-4957

MATTHEW COLE matthewcole@ remax.net 812-606-8558

LORRAINE FOWLER lorraine.fowler@ homefinder.org 812-320-5553

SUSIE HENDRICKS shendric@ homefinder.org 812-360-4436

MIKE HENSINGER mhensing@ homefinder.org 812-606-6811

JANET JIN janet.jin@ homefinder.org 812-325-9093

JOYA KELLY joya.kelly@ homefinder.org 812-369-1111

AMY KOPP amy.kopp@ homefinder.org 812-272-3000

GIGI LARMOUR-GOLDIN

gigi@ homefinder.org 812-327-5608

JOSH LEWIS josh.lewis@ homefinder.org 812-369-1415

ANDREA LUTZ andrea@ andrealutzhomes.com 812-322-2580

KATE MILLER kate.miller@ homefinder.org 812-606-2006

RUTH MORTON ruth.morton@ homefinder.org 812-327-5648

MELISSA MURPHY melissa.murphy@ homefinder.org 812-327-6162

HENRY NETHERY henry.nethery@ homefinder.org 812-320-0148

SCOTT NEWLAND scott.newland@ homefinder.org 812-345-3317

GARY PAINE gpaine@ homefinder.org 812-322-1038

MICHELLE PAPP michelle.papp@ homefinder.org 812-322-1505

ANDY PETERSON andy.peterson@ homefinder.org 812-327-4091

JILLIAN PRALL Jilian.prall@ homefinder.org 812-361-7219

KIMBERLY PRICE kimberly.price@ homefinder.org 812-929-0111

BOBBI ROBERTSON bobbi.robertson@ homefinder.org 812-320-6674

BRIAN SAMPLE brian.sample@ homefinder.org 812-327-8273

THERESA SICINSKI theresa.sicinski@ homefinder.org 812-671-0060

JIM STAFFORD jim@ realtystafford.com 812-325-4453

ZACH TOBIAS zach.tobias@ homefinder.org 812-947-1718

DEB TOMARO deb.tomaro@ homefinder.org 812-345-4404

BRANDON TRUELOCK truelock@ homefinder.org 812-327-6600

Put Our Experience To Work For You

www.theacclaimedteam.com

812.332.3001

3695 S. Sare Road, Bloomington

RITA WILDS rita.wilds@ homefinder.org 812-219-7647

MARY WILLMAN mwillman@ homefinder.org 812-325-5567

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BLOOMINGTON’S #1 AGENT SINCE 2003

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RECENTLY REDUCED $5K! PRICE REDUCED!

388 N HANNA COURT —A quiet cul-de-sac location is the perfect setting for this stunning 3 bedroom, 2 bath ranch home. The spacious living room features chair rail and crown molding plus multiple windows bring light in from the sunroom. An updated eat-in kitchen gleaming with quartz countertops and beautifully coordinated backsplash enhanced with accent lighting above & below the cabinets. Kitchen appliances were new in 2017! French doors draw you out to the incredible sunroom added by the seller, you’ll want to spend every possible minute out here! With its cathedral ceiling and walls of windows this 12’ x 30’ space exudes personality! Desirable split floorplan means the serene master suite is separate from the two kids/guest bedrooms. $234,500.

201828943

1008 W OAK STREET —An unexpected gem! 3 bedroom, 2 1/2 bath, 1.5 story hidden treasure! Master on the main floor! Upstairs you’ll find 2 nice size carpeted bedrooms: room for kids, guests, an office. The walkout lower level offers a large carpeted family room and a 9’ x 22’ craft area, playroom, game room, whatever fits your needs. Seller spent $44,000 last year to create an awesome oasis complete with a gurgling waterfall and a fire pit for summer evenings----think s’mores! $274,900. 201817217

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PRICE REDUCED!

2725 S SILVER CREEK DRIVE — Entering through the spacious foyer gives a hint of the expansive areas in this lovely 2 bedroom, 2 bath, condo with study located in desirable Silver Creek Village. The split floorplan provides a guest bedroom & bath off the foyer. Next is a roomy study with a wall of floor to ceiling bookshelves. Sliding doors in the living room provide access to the patio and private backyard, where wild life has been known to visit! Don’t miss your chance to own this great Hyde Park condo located near shopping, IU, great schools, and easy access to I 69/37! Call today for your personal tour! $299,500. 201821164

4510 N SHADOW WOOD DRIVE —Highly desirable Woodgate home!!! Neutral colors enhance this 3 bedroom, 2 1/2 bath, study/den home on a large lot. New Appliances stay with the house!!! New LG washer & dryer stay! Brand new HVAC system just installed!!! Easy access to 69/37 for Indy commuters, Highway 46 makes it easy for Terre Haute commuting. OR if you prefer to stay local this home is just minutes from the IU football stadium! Don’t miss the opportunity to own this lovely, well-maintained home!

Call today for your personal tour. $224,777. 201826515

OWN 3 Con BUILD do INGS !

GREAT INVESTMENT! Winslow Ridge!

TWO 4 Plexes & ONE 6 Plex!

RECENTLY REDUCED!

LORRAINE FOWLER Broker Associate

(812) 320.5553 T HE

ADVAN TA G E T E A M at

Don’t settle for just a townhome here and there because this is an EXCELLENT OPPORTUNITY TO OWN 3 ENTIRE BUILDINGS OF TOWNHOMES!!! Seller is selling two fourplexes and one sixplex in the desirable SE Bloomington location of Winslow Ridge!!! Each building boasts a natural setting with large mature trees, designated parking, multiple city bus lines making it effortless to get to downtown and to campus! These 14 condos each feature 2 bedrooms, 1 ½ baths and an unfinished basement perfect for storage and a variety of other uses! Call today for more information! These buildings won’t last long!!! See MLS# 201831979, 201831981, 201831983 & 201831987.

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CHILDS, JCMS, BHSS!

JUST LISTED!

PRICED TO SELL!

6.63 ACRES PLUS POND!

4201 W. COFFEY LANE $279,900 Immaculate Light Filled 4 Bedroom, Office, 3 Bath Home in Java Heights! Gleaming Hardwood Floors, Main Level Master Suite, Fireplace, Fenced Backyard.

MLS#201813706

9020 MALLORY ROAD $275,000 Incredible Find! Tranquil Setting W/Magnificent Vistas and Stocked Pond on 6.63 Ac. BeautifuL Log Home w/Exposed Rafters, FP Main Level Master and 4+1 Car Garage.

MLS#201819990

SOLD! 2344E. LINDEN HILL DR. $550,000 Ranch Over Finished Walkout Basement in TheStands. Park-Like Lot Overlooking Jackson Creek.

Close to Parks, Jackson Creek Trail and the YMCA. 5 BR, 3 ½ BA MLS#201827125

1698 W. DOVE DRIVE $515,000 Custom Designed, Custom Built Ranch Over Finished Walk-Out Lower Level with 4 Bedrooms, 3.5 Baths and a 3 Car Garage. Backs Up to Clear Creek Trail.

MLS#201817610

JUST LISTED!

CHARMING RENTAL!

OAKLAWN TOWNHOUSE!

SOLD! SOLD! 114 S. ROOSEVELT

$225,000 Completely Remodeled 3 Bedroom, 2 Bath w/NEW...Roof, HVAC, Hrdwod & Ceramic Floors, Appliances, Granite, Bathroom Tile Showers and So Much More!

MLS#201804928

1201 S. GRANT STREET $199,900 This Charming Bryan Park 2 Bedroom Bungalow is Rented Through July of 2019 at $1285.

Per Month. Remodeled Kitchen & Baths, Corner Lot, Basement.

MLS#201815591

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812-327-5608

3409 S OAKLAWN $134,900 LOCATION, LOCATION, LOCATION! This Two Master Bedroom, Two and a Half Bath Townhouse is Ready for You to Move Right In and Enjoy! Close to IU, Bus Stop, Shopping Parks and Trails.

MLS#201830367

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Your Dream Home Just Got Better! 10 HomeAltering Trends When shopping for your dream home, don’t forget to tap your imagination!

When you buy a home, whether big or small, you want to put your design stamp on it and make it into something swoonworthy. Everyone wants to live in a comfortable place, and even a first home can be a dream home if you love it.

There are so many things to consider when buying a home: school district, home value, location, distance to work and family.

Sometimes the design aspect falls to the wayside.

A REALTOR® can definitely help. They know all the ins and outs of home value and can help you find a diamond in the rough.

But where do you even begin to put your stamp on a home? Just like a new pair of shoes can make an outfit, there are small ways to turn a house into a spectacular home. As you walk through your next potential home or your current one, think about these design ideas and hot decor trends so you can transform it into something that truly is dreamy. #1 PATTERNED TILE Patterned tile is hot, hot, hot right now. We love the fact that monochromatic tile is just as popular as colorful mosaics. Think about ways to put it on the floor or on the wall. The options are endless. Think of using it to make little splashes – even on a small bathroom floor or to accent an area of your backsplash. #2 SHIPLAP Wood walls, planked walls, shiplap … doesn’t matter what you call it … it’s a definite do. You want to look for spaces that can handle additional texture or subtle design, like the kitchen or the living room. Since this is a super versatile trend, it definitely has staying power. Paint it white for a more subdued look, or leave the wood look for loads of pop. #3 GRAY PAINT Warm, gray color schemes are the new neutral. Grays are way better than the beiges of yesteryear. Rather than blueish grays, which feel sterile, try warm grays or even griege to make your home feel fresh without making things feel too stark.

Gray color schemes can be accented with gold or oil-rubbed bronze finishes. #4 BRICK ACCENT WALLS If shiplap isn’t your thing, consider introducing brick into your space. There are lots of ways to get a brick look without hiring a mason.

There are brick-patterned panels available at most home improvement stores that you can attach to the wall, like plywood.

Or you can do brick veneers or even brick wallpaper (as shown above).

My favorite brick accents are whitewashed brick and the German smear look, which involves smearing mortar on brick to give the brick a distressed feel. #5 WALLPAPER Wallpaper is a surefire way to spruce up any space. It had a bad rep, but now it’s way easier to shop for, hang, and remove than the wallpaper of the ‘80s.

Buy removable wallpaper (or paint) to change a room instantly. It’s also great for rooms that are transitional. For instance, your bright, vibrant playroom might later turn into a neutral homework room. #6 TUFTED VELVET Nothing feels more luxurious than tufted velvet. It immediately makes any space more chic, inviting, and rich. Use it on a variety of surfaces – headboards, couches, chairs, or even accent pillows – if you want to “try it on” before splurging on a bigger piece. I especially like it on headboards and the backs of barstools because the vertical orientation makes the fabric easier to keep clean. #7 WATERFALL COUNTERS A big trend in kitchens right now is waterfall countertops. With this high-end detail, the countertop is extended vertically down to the floor, creating a waterfall effect.

It requires extra countertop material – and costs more than a top-only countertop – but creates a very chic and tailored look that’s great in bathrooms, kitchens, and even laundry rooms. The best materials for this feature are stone, butcher block, or concrete. #8 LIGHT ASH FLOORS Ten years ago, floors were solidly in the dark, rich brown camp, but that’s changing. More homes are seeing lighter floors with less yellow or orange undertones and they look SO GOOD.

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The best part is you can achieve this look on your existing hardwoods with the right stain and proper refinishing techniques.

If your dream house has hardwoods that don’t match your dreams of ashy floors, contact a floor refinishing company to see what they can do. #9 LIVE-EDGE TABLES What is a live-edge table? It’s a table with its original edge details; it hasn’t been squared off, so it has wavy edges and cracks and provides a unique look.

Some wood artisans can recreate a live-edge look even if it isn’t legit. But picking out your wood slab before having your table crafted can ensure that your carpenter is making a true live-edge table for you. This small detail works really well with industrial decor as well as rustic styles. #10 BLACK TRIMWORK White and wood trim aren’t going anywhere, but black trim on windows, doors, and ceilings is making a big splash in the design world. It’s a very high-contrast look that gives a strong presence to woodwork, which normally plays second fiddle.

If you have a space that needs a little boost and you aren’t afraid of contrast, this might be the inexpensive upgrade for you.

I think it looks amazing with lots of windows and doors and makes spaces really pop.

In the end, it’s important to feel at home in your space. I know it’s taken us a long time, but we’re finally getting a hold of our home and making it ours. So we know it’s possible!

This article was contributed by Katie and Jeremy Bower, home and lifestyle bloggers for “Bower Power.” They spend every waking minute loving to create, improving homes, and teaching their four little boys (all ages six and under!) how to laugh, love, and learn.

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

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Cathy Arnett Managing Broker 812-322-1409 carnett@ callcarpenter.com

Paula Denbo

Sara Feuerbach

812-327-5467 pdenbo@ callcarpenter.com

Steve Hogan

Rachel Kearney

812-360-3743 steve.hogan@ callcarpenter.com

812-360-8590 rkearney@ callcarpenter.com

812-325-6748 sfeuerbach@ callcarpenter.com

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Cassandra Forrester 317-626-9481 cforrester@ callcarpenter.com

Connie Poliskie

Jim Spoolstra

812-219-2265 cpoliskie@ callcarpenter.com

812-325-7744 jspoolstra@ callcarpenter.com

2687 E Sailor Lane Lot 3 C MLS#201817943

8400 S Fairfax Road

$99,900. Beautiful 5 acre lot located in Pedigo Bay.

MLS#201654731

$1,599,000. Luxury Horse Property ! Custom built 4BR 6BA Home. Barn includes 5 stalls and riding arena. Private guest quarters!

NEW PRICE

5021 E Lentz Road MLS#201824082

$285,000. Two Story HM on 2.98 peaceful wooded acres. LR, DR, large KT, BFST NK, Apls, 2 1/2 BA, FR, covered porch, decks, paved drive.

8996 Ella Street, Nashville

5033 N Richland Creek Road, Solsberry MLS# 201825806 $309,000. 6 Acrcs mostly woods custom built home features hickory cabinets hardwood floors updates 4BR 3.5BA fishing hunting to enjoy.

MLS#201722876

$309,000. 2BR 1BA Home. Currently used as residence of business owner in the front on 17th St (Wig Wam), would make a great rental property.

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812.331.7353 1715 S. Walnut Street Bloomington, IN 47401

www.CallChoiceRealty.com

Rhiannon Howard Rhiannon@ CallChoiceRealty.com

Anna Killion

Andi Patterson

AKillion@ homefinder.org

Andi.Patterson@ homefinder.org

Lori Todd

Broker/Owner Thinking of Buying or Selling a Home?

Lori@ Choice Realty has experienced Realtors ready to work for you!

Driven. Trusted. Caring. It’s never too early to plan and CallChoiceRealty.com prepare. Please call on a Realtor of Choice today!

Connection

Equal Housing Opportunity

®

812-824-2070

9394 S. Strain Ridge Rd. Bloomingon, IN 47401

Todd Loucks Broker/Owner tloucks@homefinder.org CELL: 812-322-7304

To view all of our listings visit our website- www.connection-realestate.com • Featured Listings: 9110 Front Nine Dr. G!

DIN

N PE

2304 E. Rechter Road D!!

CEED C U U DD RREE

MLS#201830206 $236,900 • 3 Bedrooms, 2 Baths, 2,053 Sq. Ft. • Expanded Floor Plan, Vaulted Ceilings • Finished Sunroom, Custom Pergola • Huge Master Suite, Garden Tub

9125 S. Pointe Ridge Lane, #30 W!

NE

MLS# 201827830 $409,900 • 4 Bedrooms, 2.5 Baths, 2,540 Sq. Ft. • Hardwood Floors In Dining and Living Rooms • Gourmet Kitchen/ Jenn-Air Gas Range • Backyard Has Mature Trees/Expansive Deck • Spacious 3-Car Garage

9828 S. Harbour Pointe Drive, #11

MLS# 201833654 $74,900

MLS# 201828613 $324,900 •4 Bedrooms, 3 Baths, 2,560 Sq. Ft. • New Flooring in Living Room and Hallway • New High Efficiency HVAC Systems • Overlooks a Peaceful Bay on Lake Monroe • Includes 2 Detached 1Car Garages

• 2 bedrooms, 2 baths, 843 Sq. Ft. • Deck Overlooks 18th Hole of Golf Course • Open Floor Plan, Spacious Bedrooms • Lots of Natural Light, Large Sun Deck

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Who’s Got Your Back When Your Credit Report is Wrong?

With some credit report errors not getting fixed by either the credit reporting bureau or credit card companies, at least you have the Consumer Financial Protection Bureau in your corner.

When you find an error in your credit report and send the credit bureau proof that your creditor was wrong when it said you paid late, didn’t pay at all, or, worse yet, are deceased, you expect the bureau and your creditor to do the right thing.

Like acknowledge the error and correct your credit report to show you paid on time, paid off your debts, or are still alive.

And yet, the Consumer Financial Protection Bureau (CFPB) recently had to tell the credit bureaus (and the companies that report your payment record to the bureaus) to pay attention to your complaints and take more care investigating your disputes.

It’s like the Department of Transportation having to order school bus drivers to use the brakes to stop their buses.

HOW ERRORS GET PERPETUATED Keeping track of your payment history is the credit bureau’s job. Nevertheless, a 2012 Federal Trade Commission report found 20% of consumers had errors in their credit report. And about 5% of consumers had errors in their credit report that could affect the likelihood of receiving credit or the terms of credit received.

To do their job right, the credit bureaus have to get accurate information each month from the companies that report data to them — parties like credit card issuers, mortgage lenders, auto loan companies, and student loan lenders.

When you tell a credit reporting bureau there’s an error in your report, the bureau contacts the company that furnished the information about you. You’d think the bureau would pass along whatever documents and proof you have to show you paid on time.

Not so much. In the past, they’ve simply boiled down your issue into a data code and sent that, not your proof (a letter explaining the issue, supporting documents) to the data furnisher. Evidence is important in establishing that the data furnisher made an error.

That’s why the CFPB stepped in and told the credit bureaus they need to pass along the evidence that supports your dispute.

Regardless of whether they see your proof, credit furnishers sometimes respond to an error report by simply deleting the disputed account, the CFPB said.

That’s not good for you because the furnisher isn’t: • Correcting your information, or • Telling the other two credit reporting companies (there are three big ones) that it made a mistake in the information it provided about you.

Here’s an example of how this might work: Suppose you have an auto loan that you paid on time every month for 60 months. But the auto loan company says once you paid 90 days late. You dispute, and the auto lender removes your account from the data it reports to the credit bureaus.

Now, you don’t have the late payment report on your record, but you also don’t have the 60 months of on-time payments either. A mortgage lender pulling your credit report, for instance, won’t see that positive payment history, so your credit rating might decline just when you’re trying to get a home loan or refi.

CATCH CREDIT REPORT ERRORS EARLY In a related move, the CFPB also suggested credit card companies follow the example set by Discover, Barclaycard, and First Bankcard and start showing consumers the credit scores they use to set the rates their customers pay.

Discover shows credit scores on customers’ monthly statements. Barclaycard and First Bankcard give customers free access to their scores via a website.

The CFPB is asking for credit score disclosure because it wants you to pay closer attention to your credit standing.

“Consumers often learn the importance of their credit standing when it is too late — after a credit application is denied or identity theft has occurred,” CFPB Director Richard Cordray said in a letter to credit card companies. “Sometimes they fail to see the importance of their credit standing even if it has affected them in material ways, such as being rejected for a job or charged a higher price for a loan.”

HOW DO I GET ERRORS FIXED? It’s up to you to guard your credit. The first step is checking to see what’s in your credit report. You can get one free credit report from each of the three bureaus once a year. Then, if you find mistakes, get to work trying to correct them.

If the credit bureau doesn’t fix the error, complain to the CFPB. You can: • File your complaint online • Call the toll-free phone number at 855/411-CFPB (2372) or TTY/TDD phone number at 855/729-CFPB (2372) • Fax the CFPB at 855/237-2392 • Mail a letter to: Consumer Financial Protection Bureau, P.O. Box 4503, Iowa City, Iowa 52244 The CFPB will give you a confirmation number immediately, email updates along the way, and you’ll be able to check the progress of your case online.

If you need to fix an error, you’ve got a lot of company. Between Oct. 22, 2012, and Feb. 1, 2014, roughly 31,000 consumers complained to the CFPB about credit report problems, the agency says. About three-quarters of those complaints came from consumers who had trouble fixing a credit report mistake.

DONA DEZUBE has been writing about real estate for more than two decades. She lives in a suburban Baltimore Midcentury modest home on a 3-acre lot shared with possums, raccoons, foxes, a herd of deer, and her blue-tick hound. Follow Dona on Google+.

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

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HOME finder.org Feature

The tip about coffee mugs? We’ve all been there.

BY JAMIE WIEBE Did you ever notice that your self-improvement pacts with yourself are action oriented? Walk 10,000 steps a day. Fix that leaky faucet. Register for VolunteerMatch.

But “get organized”? It’s a goal so broad that just trying to figure out what action to take makes you wonder what you were thinking in the first place. It’s like you need an organizing plan for your organizing.

Ta da! Here it is. Follow these steps, spending less than an hour day (sometimes just a few moments), to a better organized home: 1. DO THAT PROJECT “What about your space is making you feel uncomfortable or overwhelmed?” asks Amy Trager, a professional organizer in Chicago. Is it the paperwork disaster in your office? The pile of clothes teetering on your dresser? Or that mess that surrounds your doorway? Start with what’s annoying you, she says.

One hour on that task will get your organizing engine revving.

2. CREATE A "GO AWAY" BOX Put anything you’re planning to donate in it (or give to a friend, or take to recycle). And keep it by the door so you can easily grab it when you’re leaving.

3. DEAL WITH THE DECORATIONS Hallelujah — the holidays are over! When you’re putting away your décor, donate anything you didn’t bring out last season, and separate decorations by holiday. No need to dig through your St. Patty’s clovers when you’re searching for a menorah.

4. CREATE A SYSTEM FOR YOUR ENTRYWAY Set up a “command center” so your front door doesn’t become a lawless accessories arena, especially during winter months. Add hooks for coats, bins for shoes, and a mail sorter if you need it. (Remember to keep a place for your “go away” box).

5. WRANGLE YOUR PET SUPPLIES

cuisine, or by brand — whatever makes them easier to find when you’re in the middle of your noodle stir fry.

7. PARE DOWN YOUR UTENSILS You’ve accumulated several dozen kitchen utensils in your culinary career: can openers, microplanes, four (what?!) wine openers. Pare down the collection and use drawer dividers to keep the remainders in order.

8. RECONFIGURE YOUR POTS AND PANS Stop digging around in your shelves for the oversized, cast-iron skillet. Donate the pots and pans you hardly use, and install cupboard organizers to help manage the rest.

9. THROW AWAY EXPIRED FOODS You never use Worcestershire sauce — except that one time. Go through your refrigerator and pantry and ditch or donate anything past its prime.

10. STACK YOUR PANTRY STAPLES Make better use of your pantry by sorting through your staple dry goods — think flour, sugar, pasta, oatmeal, dry beans — and putting them in airtight, stackable containers. You’ll free up a ton of space, too.

11. DOWNSIZE YOUR KITCHEN GADGETS You had noble intentions when you purchased that spiralizer. (Zucchini noodles every night, right?) Give those space hogs to someone else with lofty dreams.

12. SAY NO TO COFFEE MUG OVER-SATURATION Every time you lose a sock, a new coffee mug appears.

Keep one or two mugs for every coffee or tea drinker, and donate the rest.

13. SORT YOUR FOOD STORAGE CONTAINERS No singles allowed. Toss any tops or bottoms that have no mates.

14. REASSESS YOUR DISPLAY SHELVES

Minimize the time spent scrambling when your pup is desperate for a walk or eager for a meal. Hang hooks and cubbies near the door and keep leashes, kibble, bowls, and toys in one convenient spot.

Shelves crammed with knickknacks, books you’ll never read, and stuff you somehow accumulated are just a waste of space. Donate books to the library, discard the junk, and arrange what’s left in a way that pleases you.

6. ORGANIZE YOUR SPICES

15. DEAL WITH YOUR CABLES

Arrange your herbs and spices alphabetically, by

With a Roku, PlayStation, DVD player, and a cable

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HOME finder.org Feature 24. TACKLE UNDER-THE-SINK STORAGE

box, it’s no surprise your entertainment center is a mess. Create ID tags for each plug from bread tags or cable ties, and bundle the clutter together with velcro strips.

Clean everything out. You’ll be amazed at what you find (like those Magic Erasers you could never find). Then put back everything you’re keeping in bins you can easily pull out so nothing gets lost again.

16. PUT CLOTHES ON NEW HANGERS

25. HANG A SHELF

Switch your clothes over to the slimmer, grabbier hangers. They use less space and keep your clothes from sliding down to your closet floor. As you do this, discard the clothes you never wear.

Wall storage is so often overlooked. Find a spot in your home where a shelf would solve a problem, and hang it. Maybe it’s for some toiletries in the bathroom, or laundry supplies, or for your kid’s stuffed toys.

17. CORRAL YOUR ACCESSORIES

26. REDUCE YOUR TOWELS AND LINENS

Belts, scarves, purses, hats — all the accessories that don’t have a drawer or spot in the closet can end up everywhere. Buy an accessories hanger or install a simple series of hooks to give your wardrobe’s smallest members a home.

There are the towels you use — and the stack of towels you never use. Donate them to the animal shelter. Those torn pillowcases? Convert to rags or toss.

Same for napkins, dishtowels, pot holders, etc.

18. PURGE UNDER THE BED

27. HANG A SHOE ORGANIZER

Under-bed storage is ideal for out-of-season clothing.

But when out-of-season becomes out-of-sight and out-of-mind, clear out those clothes you’ll never wear again from this precious storage space.

Hanging shoe organizers can solve a ton of storage problems beyond the obvious. They can store scarves, mittens, cleaning supplies, craft supplies. You can even cut them to custom-fit inside a cabinet door.

19. DECLUTTER YOUR DESK

28. ORGANIZE YOUR JUNK DRAWER FOR GOOD

When your workspace is swimming with collectibles, staplers, Post-its, and more, paring down can keep you focused when it’s time to hunker down.

There’s no shame in a junk drawer — but why not organize it? Dump the whole thing on one surface and sort everything into piles. Use drawer dividers to keep each pile in its own space.

20. SHRED OLD PAPERWORK

29. STORE YOUR TOOLS THE RIGHT WAY

Not every form, statement, and tax record needs to stay in your filing cabinet forever. Check out “How Long to Keep Your Tax Records” to make sure you’re not wasting space. Shred the rest to ward off identity thieves.

Finding the right Phillips-head screwdriver to put together that cute IKEA bookshelf shouldn’t be so hard.

Track down your hammers and screwdrivers, and arrange them in one easy-to-access spot, such as a pegboard.

21. TIDY YOUR FILES

30. PLAN FOR THE FUTURE

Now that you’ve shredded the paperwork you don’t need, tidy up your files by organizing them and labeling them clearly. Colorful folders can help organize by theme (home stuff, tax stuff, work stuff, etc.).

22. GET RID OF MYSTERY ELECTRONICS

See how much you’ve accomplished! Take a look around your newly organized home, making note of any spaces you missed. Then dream a bit about your next home project. Maybe paint that dining room, finally?

Admit it. You’ve got a drawer where black mystery cords, chargers, and oddball electronic bits go to die.

Free that drawer up for better uses, or at least get rid of the ones you know for sure are “dead.”

JAMIE WIEBE is a writer and editor with a focus on home improvement and design. Previously, she worked as a web editor for “House Beautiful,” “ELLE Decor,” and “Veranda.”

23. PARE DOWN YOUR PERSONAL CARE STUFF

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

Your intentions were honorable when you bought that curl-enhancing shampoo — but it expired two years ago, and you haven’t used it since. Throw away any expired potions, salves, hair products, and medicines.

23

Service Directory

HOMEfinder.org Magazine

2626 S. Walnut Street Bloomington, IN 47401

o ff i c e : 8 1 2 . 3 3 9 . 8 4 3 4 fax: 812.333.5063 w w w. j o h n b t i t l e . c o m

Attention BBOR Affiliate Members!

Service Directory Advertisements are for Affiliate Members ONLY!

if

you are already advertising in Homefinder.org, you may qualify for reduced rates in the directory.

Call 812-325-1271 or email pubs@homefinder.org for more information.

24

For Rent or Lease Directory Camelot Realty Group

921 S. EASTSIDE DRIVE ● 3BR + den/2Bth, Fence Yard ● 1500 mo., pet friendly, Avail Sept ● Call 812-825-4234 ● website: camelotrealtygroup.net ● MLS 201828087

IF YOU ARE A MEMBER OF THE BLOOMINGTON BOARD OF REALTORS AND MANAGE RENTAL PROPERTY, YOU CAN NOW GET ADS LIKE THESE FOR YOUR MLS RENTAL LISTINGS PLEASE CONTACT KIT HOLLAND AT 812-325-1271 OR dmh2672@gmail.com or pubs@homefinder.org FOR PRICES AND INFORMATION

Just kick back and relax with the HOMEFINDER.ORG MAGAZINE

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Why You Probably Won’t Avoid Seller’s Remorse (But That’s Ok!) Thinking of selling your home and worried you’ll regret it? Here’s how to cope.

Selling your house can be scary: It’s been your home, where you’ve lived and made memories. Chances are good it’s your most important asset and your biggest investment so far. Wrestling with the emotional heft of putting your home on the market is a difficult byproduct of real estate — but once a closing date has been set, the hard work is done. Right?

Actually, it’s not uncommon for sellers to feel pangs of regret when a buyer gets serious. If you’re feeling remorse for your soon-to-be-former home, don’t panic: You’re far from alone.

“When you’re selling a house, you’re not selling an object,” says Bill Primavera, a REALTOR® in Westchester County, N.Y., and “The Home Guru” blogger. “A house provides shelter and is probably the biggest thing we ever acquire, so it has a bigger impact on our life.”

THE ORIGINS OF SELLER'S REMORSE Moving is one of life’s biggest stressors. According to Daryl Cioffi, a Rhode Island counselor and co-owner of Polaris Counseling & Consulting, it’s one of the biggest instigators for depression.

“There’s a lot of latent stuff that happens when change occurs,” Cioffi says. Are you feeling insecure? Are you wondering if you made the right decision? Those feelings are normal reactions to change — but when they get tangled up with the sale of your biggest investment, they can be downright terrifying.

Here are some things you can do to help you manage the emotional roller coaster that comes with selling your home: DO THE EMOTIONAL WORK BEFOREHAND Doing the emotional work before it’s time to sell is the best way to avoid regret.

“Look at the flaws of what makes it not the perfect home for you,” Cioffi says. Is it just too small for your family? Does your Great Dane need a bigger backyard? Ask yourself, “How can I close this chapter?”

That doesn’t mean you have to develop negative feelings toward your current home. You’re just trying to remind yourself of why you decided to move on.

“Begin the detachment process by saying: ‘This works for me now, but it won’t work for me forever,’” Cioffi says.

Once you’ve processed your reasons for selling the home, give yourself space to grieve the house you’ve loved and the memories you’ve made inside its walls. It’s OK to be sad you’ll never step inside your child’s first bedroom again; conversely, that’s not a reason to stay in a home forever. You can even have fun with your grief. Why not acknowledge your feelings by throwing a goodbye party for your house?

FOCUS ON THE FUTURE Working through your feelings early will make the selling process smoother, but even if you spent time grieving before putting your home on the market, it’s still normal to feel some pangs of sadness during closing. While it’s easy to tell yourself you’re overreacting, getting past remorse isn’t a simple process.

How can you do it? Say goodbye to your old home and prepare yourself for what’s next. If you’re still feeling remorse after the sale has gone through, don’t overthink it: Even if you did make the wrong decision — and chances are good you didn’t — it doesn’t matter. The deed is, quite literally, done.

The next step is distraction. If you’ve already moved into your new home, throw yourself into fixing it up. Redo the shelving in the kitchen.

Start a garden. Primavera recommends taking your mind off of homes completely by picking up a new hobby or exploring your new neighborhood to find fun activities, like yoga or pottery classes.

“Keep your mind focused on what’s ahead,” says Cioffi. “The fact is, it’s done. Now what? Look forward and focus on how you can make this new place something to be excited about.”

If you’re still having problems adjusting to your new life, your old home might just be a stand-in for bigger problems: Perhaps a depression worsened by moving, or it has triggered anxiety about your life in general. A long-term struggle to resolve your grief indicates you should speak with a professional counselor about your situation.

Cioffi says a good therapist will help you answer the questions, “What’s going on that you can’t let go?” and “What’s keeping you from moving forward?”

No matter how deep your seller’s remorse may be, uncovering the reasons behind it and focusing on the future are the best ways to let go of the stress of leaving a former home behind. Give yourself time to get used to the change and focus on creating new memories. After all, the happy life you had in the home you sold was the reason you loved it so much. Someday, with a new set of memories made, you’ll love your new home just as deeply.

JAMIE WIEBE is a writer and editor with a focus on home improvement and design. Previously, she worked as a web editor for “House Beautiful,” “ELLE Decor,” and “Veranda.”

Read more: http://www.houselogic.com/Follow us: @HouseLogic on Twitter | HouseLogic on Facebook Brought to you by the National Association of REALTOR’S®

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imag•i•na•tion

: forming a mental image of something not previously known or experienced

Explore your imagination with

HOMEfinder.org MAGAZINE 28

29

G DIN

NEW

PEN

$159,900 201829974 “Mid-Century Modern” 1717 E. State Road 54, Linton • Over 2,000 Sq. Ft, • Unfinished Full Basement

• Fenced Yard • Open Floor Plan • New Appliances

$89,900

201835021

“Deer Trails” 8966 S Ketcham Rd., Bloomington •5 Acres • Abundant Wildlife • 3 BR & 2 BTH

• Fireplace & open floor plan

• Contemporary home • Fireplace • 13 acres

• Sauna • Open floor plan

• Move In Ready • Beautiful Interior

• 2 BR, 2 Baths • Fireplace

G

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“Sunny Heights” 5972 Ajuga Ct., Ellettsville

“Greenway Gables”

9114 S Greenridge Lane

IN D N E

OLD

$214,900 201808517

$134,900 201825245

P $124,900 201815699 “Country Escape” 12991 E Shady Meadows Ln • Massive Stone FP • 1.4 acres

• Open Floor Plan • Nearby Shopping

$99,900 201823897 “City Charmer” 2002 Caldwell Place, Columbus • Corner lot • Hardwood floors

• Partially fin. bsmt.

• Excellent location

REDUCED

$53,000 201820799 “Hilltop Hideaway” 853 Mclary Rd., Nashville • 1 acre • Minutes into Nashville

• Antique Logs • Ready to be Transformed

$21,900 201828421 “Sunny Place” 616E Lincoln, Jasonville • 2 Lots • 3 Bedrooms

• 2.5 Baths • Renovation Ready

$39,900

201816066

“Pinecone Acres” Shady Meadows Ln., Solsberry • 8.5 acres • Building site cleared • No restrictions

• Mix of woods and open land

G N I D

PEN $34,250

201814601

“Shore’s Edge Hut” 7155 N US 231, Spencer • 4 acres • Partial ownership of small lake

• Great location • Cash only offers

$24,900 201754207 “Hillside Home” 1810 J St., Bedford • Renovation ready • Full basement • 2 car garage

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• Large side yard

$10,500 201824156 “Small Town Project”

195 Slinkard, Lyons • Corner Lot • Attached Garage

• Ready for Renovation

S T E R L I N G

R E A L

E S T A T E

1026 E. 1ST STREET

1 0 0 0 S . P L E A S A N T R I D G E R OA D

Renovated Elm Heights $599,000 MLS#201808299

New Price! $429,900 MLS#201825744

2656 E. WINDERMERE WOODS DRIVE

8 7 5 4 N . O L D S TA T E R OA D 3 7

Eastside Condo! $375,000 MLS#201827033

70 Acres $369,900 MLS#201805245

1032 S. FIELDCREST COURT

2 6 4 4 E . TA M A R R O N D R I V E

New Listing! $349,900 MLS#201830384

New Listing! $330,000 MLS#201827982

5 1 3 W. 7 T H S T R E E T

9 0 5 E . H U N T E R AV E N U E

Downtown Renovated Bungalow $299,900 MLS#201814499

Close to Campus! $269,900 MLS#201825983

120 E. DIXIE STREET

3390 HILLSIDE COURT

Great Investment Property! $265,000 MLS#201812767

9

Sale Pending! $169,900 MLS#201802687

Information is deemed reliable, but not guaranteed.

Serving Buyers and Sellers in Bloomington, Ellettsville and the Surrounding Areas since 1970

Dan Rarey Real Estate EXPERIENCE Y KNOWLEDGE Y

RESULTS

521 W. Gourley Pike

9172 W. Mallory Road

Great rental property or owner occupied with income! Zoned General Commercial so could be business. 3 bedroom, 2 bath ranch over full finished walkout basement. Main level has living room with vaulted ceiling, equipped kitchen/dining, 2 bedroom and bath. Lower level has large familyroom, bedroom, bath, utility room and garage. Large patio over garage. Super location just minutes from the northside of IU campus and convenient to shopping and Downtown. Nice 14x56 mobile home on separate lot behind the house.

Log Cabin on 15 Acres. This 1 1/2 story cabin is full of rustic charm.

Vaulted great room features massive field stone fireplace. Equipped kitchen, dining and living areas all blend together so no one feels left out. There is also a full bath on the main level. Master loft bedroom overlooks great room and has its own bath. Lower level bedroom/study area walks out to covered patio. Full bath, walk­in clos­ et & laundry facilities are also on this level, as well as a 2nd massive fireplace. Large covered porch wraps around all four sides of the cabin for comfortable porch sitting facing any direction. Mostly wooded setting with great views and small pond. Super private, but just 20 minutes from downtown Bloomington.

$249,900 #201833724

$248,000 #201832950

3078 N. Andy Way

3888 W. State Road 46

Huge rooms throughout including very open living room/dining area/fully equipped country kitchen with tons of cabinets & planning desk. The liv­ ing area has a fireplace and the dining area leads out to a deck that overlooks the fenced back yard. Laundry room features a washer & dryer that are included.

Oversized 2 car garage & lots of parking. This home is ready to move into and is conveniently situated just off State Road 46 West. Nearly 2,500 s.f and priced to sell! $224,900 201823019

17 1/2 acres with lots of road frontage on SR 46 W. Situated just East of Ellettsville on the busy commercial corridor between Bloomington and Ellettsville. Zoned C­ 3 commercial and has all utilities available. Property also has a street stub into a residential neighborhood making it a naturalfor mixed use development. Great visibility on State Highway 46 with high traffic count of over 29,000 vehicles per day. $750,000 201800674

We want to be your REALTOR®!

VISIT OUR WEBSITE @ www.DanRareyRealEstate.com HOMES FOR SALE 517 North Walnut • Bloomington, IN 47404 • 812-334-1252

FOR COMPLETE INFORMATION ON THESE AND ALL AREA

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Realty Professionals 812-323-1231 800-276-2400 • Fax 812-323-0033 SERVING THE BLOOMINGTON AREA FOR OVER 25 YEARS COMBINING OVER 450 YEARS OF REAL ESTATE EXPERTISE!

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Celebrating Over 25 Years of Real Estate Services

F.C Tucker/Bloomington Realtors®

VISIT US ON THE WEB! www.tuckerbloomington.com OPEN HOUSES • SEARCH THE MLS • MARKET UPDATES

mobile friendly quick search: fctre.mobi 35

F.C Tucker/Bloomington

Celebrating Over 25 Years of Real Estate Services

Realtors®

NEW

NEW PRICE

NEW CONDO

NEW

9291 & 92911/2 S. Harrodsburg Rd $124,000 R. Halpin Young #201833049

3281 S. Knightridge Rd $199,900 C. Perry #201832629

2611 E. Windermere Woods Dr $249,900 C. Perry #201832556

1575 E. Linda Lane $675,000 S. Smith #201831778

820 W. Kirkwood Ave $98,500 A. Richardson #201821348

2914 N. Norway Dr $147,000 C. Frye #201827490

3322 W. Woodhaven Dr. $149,900 J. Davis #201824188

2790 E. Bernice Dr. $154,900 A. Everett #201829866

5470 W. Ocean Dr. $180,000 J. Mitchell #201830929

3591 S. Bushmill Dr $195,000 M. Upsall #201830089

868 W. Popcorn Rd $249,900 C. Frye #201831168

1644 Jackson Branch Ridge Rd $279,000 J. Franklin #201717406

3970 N. Feerwood Dr. $289,500 J. Franklin #201830477

8050 N. Lakewood Dr $299,900 A. Richardson #201820984

3425 E. Adair Ln $299,900 M. Upsall #201820802

CONDO

500 N. Walnut St #201 $345,000 J. Franklin #201815937

Springville

1625 S. Renwick Blvd. $379,900 J. Franklin #201825869

4706 E. Cardiff Ct $389,000 J. Franklin #201755811

5126 E. Earl Young Rd $399,500 J. Franklin #201802573

71 Camelot $424,900 B. Thompson #201811626

Nashville

3114 E, Wyndam Ct $434,888 A. Steele #201813574

1021 E. Wylie St $459,000 J. Franklin #201805423

3661 Marlett Rd $469,000 J. Franklin #201816019

7801 Tunnel Rd $475,000 A. Richardson #201806190

4738 Ida Lawn Dr $499,000 L. Marshall #201829132

2757 E. Old Meyers Rd $525,000 J. Franklin #201824415

807 E. 1st Street $529,900 J. Morris #201810173

7201 E. Merritt Dr $570, 000 J. Davis #201829591

5569 N. Maple Grove Rd $569,000 A. Steele #201815055

5785 E. Nehrt Rd. $599,900 J. Franklin #201811242

3568 E.Bryn Mawr $894,900 C. Perry #201806094

705 Deer Trace $899,000 J. Franklin #201824672

8569 S. Strain Ridge Rd. $949,000 A. Steele #201811911

Nashville

1126 E. 1st Street $665,000 J. Franklin #201829302

935 State Road 135S $799,900 A. Richardson #201832530

VISIT OUR NEW WEBSITE! www.tuckerbloomington.com OPEN HOUSES • SEARCH THE MLS • MARKET UPDATES

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NEW PRICE

LAKE LEMON 7740 N. LAKEVIEW DRIVE

$2,100,000

Enjoy all forms of recreation at Lake Lemon in this custom built home on three full lots on the water. The 1.72 acre lake site contains an over 8000 square foot home, a tennis court, in-ground swimming pool, basketball court, main and upper decks, hot tub, four foot and six foot docks for three with boat lift, pergola, and all with magnificent views of tranquil Lake Lemon. 201823236

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NEW PRICE

PEDIGO BAY

PEDIGO BAY

2603 E. PEDIGO BAY DRIVE $1,499,000

2621 E. PEDIGO BAY DRIVE $1,350,000

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

This beautiful Country French, stone home on two lots is located on a high vista overlooking the southwestern shore of Monroe Reservoir. It contains 6,852 SF finished space, and was built in 2013 in the gated community of Pedigo Bay. The home sits on 2.8 acres and offers spectacular year round views of the lake. Boat slip included with purchase of home. 201807624

NEW PRICE

Welcome to the gated community of Pedigo Bay located on the shores of Lake Monroe, one hour south of Indianapolis.

This beautiful lakefront home was professionally designed to emphasize the outdoors, fitness, relaxation, and convenience. Grill out and dine on the deck overlooking the lake or soak in the hot tub under the stars while enjoying the crackle of the fire pit. 201717840

NEW PRICE

NEW PRICE

SOLD GRAMERCY PARK 2153 E. GRAMERCY PARK DR.

ESTATE LIVING

$1,299,000

This Gramercy Park home on Bloomington's north side is near Indiana University and Griffy Lake Nature Preserve.

Enjoy a tranquil setting in a home with superb finishes and design on over one acre estate site. This Irongate constructed home exhibits a wonderful blend of curated top level materials, refined spaces and exciting unexpected details.

201755813

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1658 N. RUSSELL ROAD

BLOOMINGTON $1,080,000

This stunning home on 2.85 acre estate site has a gorgeous limestone design and is located near Indiana University, College Mall and the site of the new IU Health Bloomington Hospital. This home has been updated with backyard entertaining area, new built ins, coffered ceilings, exercise room, media space, and bedroom suites on each of the three levels. 201804257

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NEW PRICE

705 S. DEER TRACE

$899,000

25+ acre complex recently featured in Home & Living Magazine, includes stunning architect designed custom built 3 level one owner home, 1.75+/- acre stocked spring fed lake, lake cabin ("Dam House") and 2 story pole building. Main floor double door entry welcomes you into 2 story foyer leading to a large open concept great room/dining area with hardwood floors. 201824672

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NEW PRICE

SOLD STIER PARK

BRYN MAWR 3610 E. BRYN MAWR DRIVE

$758,500

This beautiful custom built one and a half story home in Bryn Mawr has an estate sized one acre lot on Bloomington's south side. This Wampler crafted home features an entertaining French country kitchen with granite, five burner professional range, hardwoods on the main, a formal dining room, built in bookcases in the two story great room with gallery overlook. 201809713

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2001 E. HILLSIDE DRIVE #7

$699,500

This tastefully updated home has the best traditional and modern touches on a superb wooded lot. The sparkling interior spaces include a two story great room, spacious kitchen with island, enormous dining room, hardwoods, main level bedroom suite with attached fireplaced study, family room with fireplace, music room, three car garage, and an elevator. 201736793

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37

FALL CREEK ESTATES LAND 1575 E. LINDA LANE

$675,000

This spectacular custom home on 3.35 estate lot has a perfect plan for large scale entertaining.The grand entry with open stairway has connected access to the gathering kitchen and dining room, home theater viewing room, and an extended vaulted great room with beamed ceiling, fireplace (one of three), ambient lighting, wet bar and B-tech audio-video system, hardwoods, and French doors to patio/loggia. 201831778

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NEW PRICE

NEW PRICE

SOLD ELM HEIGHTS 1126 E. 1ST STREET

RENWICK $665,000

TThis expertly updated home in Elm Heights offers sophisticated living space and an unbeatable location near campus, Bryan Park and cultural opportunities.

High caliber finishes in the completely new kitchen, professional appliances and granite mix nicely with the L shaped entertaining area with access to the library/office. 201829302

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2113 E. MELVILLE CIRCLE

KINGSTON ESTATES $650,000

Greenspace views surround this custom home in Renwick on the conservancy. This lovely vaulted one and a half story with finished lower level has master and secondary bedrooms on the main, an open entertaining kitchen connected to the great room with fireplace, screened patio and dining room plus a dedicated main level laundry. 201801076

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NEW PRICE

5480 E. JAMES ROAD

$625,000

This stunning cedar mid-century contemporary is positioned perfectly on a five acre wooded site on Bloomington's east side. This custom home has a split bedroom configuration with a master suite wing, a beautiful living room and dining room combination, a large gathering kitchen with walk-in pantry and a sun room with views of the mature trees and waterfall. 201733100

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NEW PRICE

SOLD HARBOR HILL 3522 E. HARBOR DRIVE

THE COLONY $599,900

Panoramic views of Lake Monroe surround you in this lovely custom home in Harbor Hill. The main level master suite has a connected den/study/reading room with superb lake view, access to fenced yard/dog area, spa luxury bath with double vanity and Aquatic tub with jets. The home was designed with angles to provide optimum views. 201753188

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5785 E. NEHRT ROAD

BRISTOL MANOR $599,900

This beautiful Craftsman Style home on five acres in The Colony has the most impressive entertaining kitchen for miles. This custom home built by David Lantz received an addition to the kitchen and beamed great room and basement in 2013 and created a vaulted entertaining space with second masonry fireplace and wooded views. 201811242

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2555 E. NOTTINGHAM COURT

$595,000

Live in the large spaces of this Bristol Manor ranch over walkout basement on over one acre. The beautiful custom kitchen with island is open to the entertaining great room with built ins and fireplace. The master on the main has access to a screened deck and has a wonderful spa bath. The main level secondary bedrooms have a Jack and Jill bath. 201823209

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NEW PRICE

PE

G N I ND

KENSINGTON PARK, BROOKSTON 3400 E. BROOKSTONE COURT

$553,500

This sparkling two story over finished walk out level is positioned on a cul-de-sac on .40 acre lot. This Hyde Park area home has a long list of updates that include a new roof, new furnace, new stainless kitchen appliances, new hardwood flooring upper level, completely new spa master bath and ceramic shower and updated kitchen with mill work trim. 201825837

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PE

G N I ND

HERITAGE WOODS 4965 E. HERITAGE WOODS RD $549,000

Nestled at the back of Heritage Woods and across from the Sycamore Land Trust preserve is the setting for this English Arts and Crafts inspired Voysey style home designed by architect Malcolm Woollen. This east side home near IU is positioned on an estate sized 1.8 acre site with garden design collaboration with Rudy Pozzatti and was expanded for grand entertaining.

201801797

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38

SOLD SPICEWOOD 2625 E. SPICEWOOD CT.

$549,000

This striking rustic contemporary home is surrounded by mature trees and framed by walls of glass. Breathtaking vistas enhance this entertaining home with gorgeous updates that include a new white gourmet kitchen, hardwood flooring, a fireplaced family room, a main level master suite with study and luxury spa bath, a dressing room with master washer and dryer in the walk-in.

201753117

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NEW PRICE

SOLD BLOOMINGTON 2757 E. OLD MEYERS R0AD

KENSINGTON PARK $525,000

Surround yourself in wooded beauty on a long private drive in this impeccable mid-century ranch home on Bloomington's north side. Conveniently located near Indiana University and Griffy Lake, this home has a retreat feel with a secondary chalet at the base of the property.

This spectacular home is pristine and has a special wooded setting near recreation and campus. 201824415

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3108 E. KENSINGTON PARK DR. $499,900

This meticulously maintained Kensington Park two story over finished walk-out lower level and three car garage is perfect for entertaining. This lovely home has a beautiful picket fenced garden, pergola, patio and deck system with views of the mature trees and landscaping. The open foyer has a grand stair and an open dining and living room formal spaces. 201724378

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LAKE LEMON

$471,000

Experience panoramic views with approximately 189 feet of shoreline in this Lake Lemon ranch. This low profile mid century ranch has walls of glass that showcase the sunsets and boating from two outer decks and a huge great room/kitchen combo. Live on the water and entertain on a large scale on the peninsula by the Lake Lemon Marina docks. 201806601

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NEW PRICE

KENSINGTON GARDENS 3115 S. MULBERRY LANE

$495,000

Great updates enhance this adorable two story home over finished walkout in Kensington Gardens. The refreshed kitchen with island has subway tile, white cabinetry, new stainless appliances, hardwoods and stone counters. New flooring, new surfaces and a completely remodeled master bath with ceramic shower, new modern vanity, and new tile make this area sparkle. 201810921

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NEW PRICE

NEW PRICE

9314 GRAY AVENUE

SOLD

BROWN COUNTY

3661 MARLETT ROAD

$469,000

Enjoy ten acres of pure Brown County beauty in this modern rustic home surrounded by mature trees and hilltops. This gorgeous two story over finished lower level is perfect for multi-generational living or guests with bedroom spaces on all levels. The main level has a dramatic two story great room with masonry fireplace, poplar floors and open kitchen. 201816019

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NEW PRICE

ELM HEIGHTS

1021 E. WYLIE STREET

$459,000

This thoroughly updated Elm Heights brick Georgian is tastefully designed and honors the style of the 1940's and lives well with today's modern amenities. This classic center entry has a formal dining room, completely remodeled kitchen with maple counter tops, pine floor and professional appliances and a great room with Danish fireplace. 201805423

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NEW PRICE

SOLD BLOOMINGTON

ELM HEIGHTS 711 S. FESS AVENUE

$409,000

Enjoy the Elm Heights location near the Indiana University campus in this 1930's Four Square with new kitchen, quartz counters, herringbone marble, new cabinetry, breakfast room, an added family room with fireplace, spacious dining room, formal living room with fireplace, a limestone two car garage access from alley and a quaint front porch with attractive view.

201818715

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5126 E. EARL YOUNG ROAD

$399,500

This beautiful brick home surrounded by mature trees on 2.38 acre site was originally built by a stone mason as his personal home, so it is a gorgeous quality structure with fantastic detail. This heirloom quality home has beautiful hardwood flooring, custom crafted Ferree cabinetry, solid six panel wooden doors, two custom masonry fireplaces and Pella windows. 201802573

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39

GENTRY EAST 4706 E. CARDIFF COURT

$389,000

Lots of extra upgrades and special features in this Gentry East ranch with walk-in conditioned and heated crawl space with workshop. This vaulted ranch with split bedroom format has great appeal. Enjoy the views on the wooded conservancy from this premium site in the neighborhood. 201755811

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NEW PRICE

NEW PRICE

NEW PRICE

SOLD RENWICK 1625 S. RENWICK BOULEVARD

$379,900

This attractive Smithwood home in Renwick has a charming vintage style with modern living ease. Enjoy the open kitchen entertaining area with a dual sided fireplace, kitchen with island and granite, stainless appliances, front study, hardwoods, large upper level bedrooms with walk in storage, spacious master bath, master covered porch, and upper laundry. 201825869

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NEW PRICE

DEER PARK ESTATES 1155 S. WEATHERSTONE LN

$359,000

LOCKERBIE COURT $345,000

This beautiful downtown Bloomington condo in Lockerbie has a fantastic floor plan for entertaining and a wonderful split bedroom configuration. Light streams in from three directions in this fantastic home with warm hardwoods, open kitchen with granite counters, double ovens, gas cook top, stainless appliances, eating bar, and cream custom cabinetry. 201815937

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This Faculty Heights home just a block from campus is a charming cottage style home with an extra city lot with access from Clifton. This 1940 home with hardwoods throughout has a dining room with built ins, a white kitchen, master bedroom on the main, big upper dormer bedrooms, a remodeled bath, big basement with new windows, and two full baths. 201813611

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

NEW PRICE

SPICEWOOD 2545 E. ROUND HILL LANE

NEW PRICE

SOLD WINDEMERE EAST

$345,000

Modern, hip and wonderful living spaces make this Spicewood home a perfect option on Bloomington's south side. This home with gallery feel and architectural sensibility was professionally designed as an architect's personal home. Fantastic updates and upgrades have enhanced the original design and protected the caliber of the space. 201755815

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NEW PRICE

DI N E P

$350,000

Enjoy the Bryan Park lifestyle in this lovely Deer Park home on a half acre site. The vaulted great room has an open entertaining space combining with the lovely kitchen, beautiful custom cherry cabinets and gas range, French door refrigerator and stainless appliances. All new paint inside. This beautiful home is ideally located and has a spectacular design and livability. 201803836

SOLD 500 N. WALNUT ST. UNIT 201

SOUTH OF CAMPUS

310 S. UNION STREET

2404 E. RECHTER ROAD

$338,900

This highly desirable Windemere East location is ideally located near Indiana University, College Mall and the walking path to Rogers Binford. This lovely two story over finished lower level has beautiful traditional spaces and includes a great room with fireplace that opens to the sun room and kitchen, a dining room and main level primary master suite. 201740826

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NEW PRICE

NG

4000 E. BENNINGTON BLVD.

ELM HEIGHTS

WALNUT CREEK

UGENTRY HONOURS $329,000

1021 E. AZALEA LANE

$319,000

325 E. UNIVERSITY STREET

$290,000

This fantastic Gentry Honours home is pristine with an entertaining kitchen, vaulted great room with fireplace, dining room, split bedroom format, master suite with attached study and a great location near Indiana University, College Mall and conveniences.

201829334

This lovely home south of the Indiana University campus is surrounded by mature trees and positioned on a corner lot in Walnut Creek. This custom home has hardwoods, volume ceilings, a dedicated kitchen with Viking range, formal dining room, fireplace with masonry surround, master suite with jetted tub, upper laundry, and lower level great room with walk-out. 201726317

This fantastic and hard to find Elm Heights duplex is in pristine condition and has beautiful original trim, pocket doors, volume ceilings, hardwood flooring, corner location at Grant and University, two blocks to IU campus, and near the Fourth Street restaurant scene. This duplex is separately metered and has a new HAND permit issued this year. 201743396

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

40

NEW LISTING

NEW PRICE

NORTHWOOD ESTATES 3970 N. FEERWOOD COURT

$289,500

This fantastic two story in Northwood Estates has traditional charm and loads of recent updates that include a new roof and chimney 2018, recent windows, new blinds, a big kitchen with island and breakfast area, formal dining room, great room, finished bonus room over garage, lower level for recreation and a location near Indiana University, shopping, and Cascades Golf Course. 201830447

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BROWN COUNTY

NEW LISTING

AUTUMN GROVE

1644 JACKSON BRANCH RIDGE RD

$279,000

Relax in this home on a beautiful and tranquil three acre park-like setting with mature trees and valley views. This lovely and well maintained home has perfect positioning on a ridge for prime vistas. A recent screened patio area for large scale group events or tranquil downtime with a book. A wrap around porch gives a panoramic experience. 201717406

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3894 W. MILL RUN

$249,500

This carefully maintained two story home on Bloomington's West side has a long list of recent updates to this desirable 4 bedroom home with 3 full bathrooms. The large eat-in entertaining kitchen has recent ceramic tile, stainless appliances and a planning desk. Recent updates include new roof, guttering, 2 year old gas furnace, ac unit, water heater and engineered wood flooring. 201832079

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NEW PRICE

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SOLD

HIGHLAND PARK ESTATES 4334 N. CENTENNIAL DRIVE

$199,000

This beautiful 4 bedroom, 2.5 bathroom home in Highland Park Estates sits on nearly a half an acre site. The interior is nice and shiny with lots of natural light. Nice laminate hardwood floors and carpeting throughout and an attached 2 car garage with separate garage doors. The lower level includes a nice fourth bedroom and a living space with a wood burning fireplace.

201830467

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STELLA RIDGE 3806 E. COBBLECREEK DR

UNION VALLEY $172,000

This east side Stella Ridge townhouse has a desirable floor plan with open entertaining spaces, a lower-level garage and storage area, two master suites, and recent updates that include laminated flooring and kitchen updates. This townhome is conveniently located townhome is near Indiana University access, College Mall and the bus line. 201824125

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PE COUNTY LINE Great piece of property to build your dream home. Also suited for Agricultural Land. Convenient to HWY 46.

201754275

CALL JEFF • 812.360.5333

CALL JEFF • 812.360.5333

G N I ND

SOUTH OF CAMPUS S$99,000

$145,000

This charming bungalow on over 2 acres has been updated with recent kitchen remodel, windows, HVAC, flooring, updated baths, and fresh finishes throughout. Great walk out lower level with additional storage and a nice detached garage. Conveniently located on Bloomington's west side near shopping, conveniences, and access to Hwy 46/69.

201746616

NEW PRICE

NEW PRICE

0 W. STATE ROAD 46

5200 N. UNION VALLEY ROAD

S. CLIFTON AVENUE

PATHWAYS RETREATS / UNIONVILLE $99,000

Great lot available close to campus located on Clifton Avenue just south of campus. 201830203

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41

5743 N. PATHWAYS DRIVE

$79,000

This appealing 5.49 acre building site is located on Bloomington’s north east side and features a fantastic location near Lake Lemon in the desirable Pathways neighborhood. 201715128

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F.C Tucker/Bloomington RealtorsÂŽ

Celebrating Over 25 Years of Real Estate Services

Bargersville

Lake Monroe

4033 N. Banta Road $1,100,000 B. Thompson #201752260

5099 E Paynetown Rd $1,190,000 A. Steele #201749170

2621 E. Pedigo Bay $1,350,000 J. Franklin #201717840

2603 E. Pedigo Bay $1,499,000 J. Franklin #201807624

2620 Clay Lick Rd $2,650,000 A. Steele #201829637

Nashville

LOT

LOT Windemere East

LAND 45 +/- Acres

LAND 29 +/- Acres

Lot 18 Ella St $22,000 M J Hall #201729713

Louden Rd $24,900 B. Thompson #201804461

38 S. Winfield Rd $175,000 C. Perry #201826967

ST Road 45 East $225,000 J. Tredway #201827066

7444 E SR 46 $230,000 K. Feigenbaum #201739348

Phone: 812-320-2828 3291 S. Knightridge Rd $209,900

CPerry@tuckerbloomington.com 3568 E. Bryn Mawr Dr. $894,900

CHARM & PRIVACY FOUND IN THIS 1.5 Story with full walk-out basement on .893Acre lots Southeast of Bloomington!

Features 3BR, 2BA, 2,567sqft., extra-large 2-car garage , OPEN FLOOR PLAN, 23x8 deck with Pergola. Fully equipped kitchen includes appliances! MLS 201832629

STUNNING custom-built 2-story over a finished walkout lower level on an acre lot in desirable Bryn Mawr subdivision! This MODERN, OPEN & LIGHT FILLED 5BR+Workout Room, 3.5BA home with 5,030 sqft of total living space designed by architect Ernesto Castaneda was built by Rubicon Custom Homes in 2016!

MLS#201806094

Location LOT Inverness Woods LOT Windermere 2611 E. Windermere Woods Drive Spring Branch Road $59,900 38 S. Winfield Road $165,000 $249,900 RARE FIND! Build your dream home on this lovely 1.33 acre wooded lot in beautiful Inverness Woods!

Conveniently located close to College Mall, IU Campus and easy access to Lake Monroe!

Existing septic permit on file. This lot is suitable for a walkout basement.

MLS # 201833754

Immaculate: one level condo in desirable Windermere Woods!

This 3 bedroom + Study, Sun-Room, 2 full bath, 2-car attached garage home has 1,800sqft of living space, a large Living Room with vaulted ceiling and a gas-log fireplace with marble hearth.

Charming kitchen all appliances included.

MLS #201832556

42

Fantastic opportunity to build your dream home on this 0.39 acre lot in desirable South Winfield Rd! Great Southeast location close to IU Campus, College Mall, Schools, Restaurants, Shops & City Parks!

MLS #201826967