◘ Making Smart Medicare Choices for 2015
By Rhonda Mossner
By Dr. Louis Voigt Smith
◘ The Tale of Tommy Tomato
By Ron Pollack
◘ Moving Health Care from a Commodity to a Value-Based Industry
In this Issue...
Oc tob e r 2014
Free
Senior Review
A Senior Magazine for Living a Healthier, Smarter and More Active Life in Wausau
WE ASKED DR. BOB
• Radiation. Men undergoing multiple radiation treatments for tuberculosis of the lung are at risk for breast cancer. • Life style. Men who are obese or overweight are at risk. Drinking more than one alcoholic drink per day also may raise the risk. You can lower your risk with increased physical activity which lowers hormone levels and boosts the immune system.
Dr. Robert J. Fabiny, retired physician
Breast Cancer And Men My mother and I have breast cancer. I have asked my sisters to check their breasts and have yearly mammograms. What else should we do? Alert your brothers that men can get breast cancer, the same types as women get. About 1% of all breast cancers occur in men. However, your family history of cancer may make it more likely that a male in your family may develop breast cancer. In 2010 there will be an estimated 1,970 new cases of breast cancer detected in men in the U.S. It is estimated that 390 men will die of breast cancer this year. Breasts are largely fat tissue consisting of many lobes and ducts. Imagine twelve clusters of grapes (12 lobes) in each breast with the main grape stems (12 ducts) emptying into the nipple. There are approximately 12 tiny openings in each nipple. About 75% of all breast cancers begin in the ducts. In men 25% of the cancers in the lobes. Cancer may begin as a single abnormal cell. As this cell divides it usually forms a lump. If no one notices the lump, some cells will break off the lump and move to other parts of the
What can a man do?
body. This happens because there are vessels in the fatty tissue of the breast that carry away the cancer, first usually to a node in the armpit.
Risk factors for men’s breast cancer:
• Family History. About 20% of male breast cancer occurs in men who have a family history of breast cancer. • Age. The average age of males with breast cancer is 65. • High levels of female hormones (estrogen). This occurs in men who have three male sex chromosomes. Normal males have two male sex chromosomes. Certain liver diseases (like cirrhosis of the liver) can change hormone levels and raise estrogen levels in these men.
Begin by examining the breasts with some regularity. Occasionally, men have no symptoms. Look for redness and scaling about the nipple. Check for lumps in the breast and in the armpits. Check for any leakage from the nipples. If there is anything suspicious about the breast, make an appointment with your doctor as soon as you can. If you have questions, you can visit the American Cancer Society go to their website www.Cancer. org This column is part of the awareness campaign of the Northwest Health Literacy Task Force. Health literacy is understanding information about your health so you know how to take care of yourself and make good health decisions. This article is a collaborative effort of the following task force members: Dr. Bob Fabiny, physician; Dr. Helen Dale, writer; Carol Gabler, literacy consultant; Pam Hundt, Sacred Heart Quality Compliance Coordinator; and Carol Figi, Luther Midelfort nurse educator. Senior Review | 1
Balanced Living Maximize the Benefits of Green Tea Adding a spritz of lemon to green tea might give you a bigger health boost. Researchers say the citrus juice creates an acidic environment that can help free up more antioxidant compounds for the body to absorb after digestion.
The AARP Driver Safety Program
is the nation’s first and largest driver improvement course designed for drivers age 50 and older. Available in a classroom setting and online, the course is open to AARP members and nonmembers of all ages, and there are no tests. The course covers topics such as: • Defensive driving techniques, new traffic laws, and rules of the road. • How to adjust to age-related changes in vision, hearing and reaction time. • How to deal with aggressive drivers. • How medications may affect driving. • How to safely use anti-lock brakes, air bags, and safety belts.
Tips and ideas for a healthy and balanced life • How to minimize distractions, including cell phone use, while driving. Best of all, the AARP Driver Safety Program classroom course is only $12 for AARP members and $14 for nonmembers. You may also be eligible to receive an insurance discount, so consult your agent for details. Volunteer with the AARP Driver Safety Program Looking for a way to give back to your community? Become a volunteer with the AARP Driver Safety Program! With your help, we can make the AARP Driver Safety Program available to everyone who wants to refresh their driving skills and to stay safe on today’s roads. As a volunteer, you have the opportunity to give back to your community and keep the roads safe for all. For information on volunteer opportunities, please call toll-free at 1-866-664-5370 or visit www.aarp.org/ driversafetyvolunteers.
Prevent Breast Cancer Christine Horner, MD, author and crusader for women’s breast health says good nutrition supplements along with the right lifestyle choices can reduce the risk of cancer by 75%. In Waking the Warrior Goddess, Horner makes these recommendations.
Consume…
▪ Fresh and organic fruits and vegetables. Concentrate on anticancer cruciferous veggies like broccoli, cauliflower and cabbage as well as high antioxidant berries. ▪ Green tea as a drink or supplement to lower the risk of breast cancer. ▪ Vitamins and minerals, such as B12, folate, vitamins D and E, and selenium, to crush cancer growth. 200mcg of selenium a day lowers your risk by 50%. ▪ Iodine-rich seaweed, which may be more effective at killing breast
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Senior Review | 2
cancer than many chemotherapeutic psychological wellbeing but drugs. also has benefits in helping cells boost their immunity Limit… ▪ Inactivity and fatty red meats. Fat against cancer. If you can’t find a yoga class tailored cells produce estrogen, especially after menopause. That’s why obesity to people with cancer, a is thought to be the cause of 20 to 30 restorative gentle yoga class can offer the same emotional, spiritual percent of postmenopausal breast and physical benefits. cancer. Just 30 minutes of aerobic activity can help fight that battle. Herbs ▪ Birth control pills or hormone Mary Tagliaferri was 29 when replacement therapy, as they may she found a lump in her left breast contribute to breast cancer. Although the tumor was small ▪ Melatonin depletion, as it may and hadn’t spread, doctors were increase risk of cancer. Staying up confronted with how to treat it. past 10pm, alcohol consumption Lumpectomy or full mastectomy? and electrical appliances cause Should she do chemotherapy, melatonin levels to drop. which could send her into early menopause? Yoga and Cancer Knowing she wanted to have Washing State University, Spokane researchers found that Iyengar yoga, kids someday, Mary chose the lumpectomy and radiation treatment. an active practice that focuses on She also sought the advice of body alignment, not only promotes
Distrbution: The Senior Review distributes throughout the Greater Wausau area every month. Advertising: 715-831-0325 Disclaimer: The Senior Review Publications assumes no responsibility for the advertising content of the Senior Review nor for any mistakes or omissions there in. No endorsements of any products or services is made and noneshould be inferred. The terms and conditions under which the advertisement will be
a traditional Chinese medicine practitioner. Mary mixed a list of 20 Chinese herbs into a brew and drank three cups a day along with acupuncture treatments. Eleven years later, Mary is 41 and has two children. Mary, now an MD, a wellknown author and the cofounder of Bionovo, a company that uses botanical products to develop drugs for women’s health and cancer, explains that they don’t have cancer in traditional Chinese medicine. They talk about eight principles—yin and yang; hot and cold; excess and deficiency; interior and exterior. We have to translate the poetry of the ancient medicine in order to use it to our best advantage.
honored are the sole responsibility of all the advertisers and not Senior Review Publications. A telephone call to the advertising merchant may eliminate confusion to any exceptions in the advertisements. Senior Review is owned by AKRE Enterprises, © Copyright 2014. For more information call Senior Reivew at 715-831-0325 or email us at seniorreviewnewspapers@gmail.com
What’s Happening Calendar SPARK! Bring a friend or loved one with memory loss for a social outing in soothing surroundings. Third Sunday each month 1-2:30 pm Call 715.845.7010 to register. Leigh Yawkee Woodson Art Museum, 715.845.7010 Grief Group at Helke Funeral Home 302 Spruce St, Wausau, on the 2nd and 4th Tuesdays of each month from 1-2 pm. Free Monthly Grief Programs Available Through Aspirus Comfort Care and Hospice Services • Good Grief – Living with Loss: Monthly grief support group for adults who have experienced the death of a loved one. Second Monday of each month; 4-5 p.m. First Universalist Unitarian Church, 504 Grant St., Wausau; The Grief Center, 715.847.2703. • Suicide Grief Support Group: A place to go when your life has been changed by the suicide of a loved one. Second Tuesday of each month; 6:30-8:30 p.m. St. Marks Lutheran Church, 600 Stevens Drive, Wausau Sara or Heather at 715.539.9818. • The Compassionate Friends: A self-help support group for parents, grandparents and adult siblings. Third Wednesday of each month; 7-9 p.m. Medallion Room, Aspirus Wausau Hospital. Beth Anne at 715.921.2425
Ministry Saint Clare’s Hospital Grief Support Groups are monthly adult gatherings for individuals and families who have experienced the death of a loved one. . The group meets on the second Thursday of each month, 1:30-3:00pm at Ministry Saint Clare’s Hospital (Chapel area), 3400 Ministry Parkway in Weston Free Blood Pressure Screenings from United Way RSVP of Marathon County Held monthly at each site at the following times: 1st Sunday: Good Shepherd Lutheran Church, 930 Edgewood Rd., Wausau; 9:15-10:15am 1st Tuesday: Mount. of the Lord Lutheran Church, 5506 Bittersweet Rd., Wausau, 10:00 -11:00am 1st Thursday: Riverview Towers, 500 Grand Ave., Wausau; 8:309:30am Sturgeon Bluffs, 1320 Grand Ave., Wausau; 10:00-11:00am 2nd Sunday: St. John Catholic Church, 103 N. Fourth Ave., Edgar; 9:15-10:45am 2nd Tuesday: The Neighbors’ Place, 745 Scott St., Wausau; 10:00-11:00am 3rd Sunday: Saint Mary’s Church, 712 Market St., Marathon; 9:0010:00am 3rd Monday: Island Place Apartments, 400 River Dr., Wausau; 9:00-10:00am City Walk Apartments, 120 Grand Ave., Wausau; 10:15-11:15am 3rd Wednesday: Randlin Homes, 529 McClellan St, Wausau; 6:007:00pm
United Way RSVP 55+ VolunteerFEST WAUSAU, WI – United Way RSVP of Marathon County will be holding its 3rd annual 55+ VolunteerFEST, a festival for those 55 and older to celebrate the contribution of volunteer service provided by older adults in our community. This free event will be held on Wednesday, October 15, from 4 -6:00 pm at the Howard Johnson Inn in Wausau. Everyone 55+ is invited to enjoy live music by JG Lightborne, local beer and wine tasting, appetizers, and a chance to win one of the many door prizes. Meet, socialize and network with other community minded people like yourself. Learn more about volunteering and United Way RSVP volunteer program through information tables staffed by over 20 nonprofit organizations and a short program at 5:15 pm. Register by Oct. 10th for this free event at http://rsvpvolunteerfest.eventbrite.com/or call 715-298-5721.
4th Wednesday: Kannenberg Plaza, 1240 Merrill Ave, Wausau; 9:00-10:00am The Salvation Army, 202 Callon St., Wausau; 10:30-11:30am Services are provided by United Way RSVP volunteer nurses. 715848-2927 for more information. Downtown Memory Café is a new gathering place for people with early stages of dementia and their care partners. Come for refreshments, conversation, music, activities, programs—and most of all a place to be who you are. Hosted by First United Methodist Church, 3rd Thursday every month, 10:30 am – Noon, 903 Third Street, Wausau. For more information or to register, call the church at 715-842-2201, Charles Schoenfeld at 715-842-9809 or email: memorycafe@fumcwausau. org. Free! Aspirus Health Resources for Older Adults To register for the following free or low-cost programs, please call the Aspirus Information Center at 715.847.2380 or 800.847.4707 from 8 a.m. to 5:30 p.m., Monday through Friday. Knitting at the Library Knitters of all ages and skill levels are invited to Knit Night on the first Thursday of the month at 6:30 p.m. at the Marathon County Public Library Wausau Headquarters, 300 N. First St., Wausau. The library will provide pattern books and some knitting supplies, but participants are encouraged to bring their own supplies.
Medicare Basics Cost: Free!! Oct 15th 1:00-3:30 pm Nov 12th 9:00-11:30 am Nov 12th 6:00-8:30 pm Dec 10th 1:00-3:30 pm Jan 7th 2015, 9:00-11:30 am Register early. Space is limited. Call the Aging & Disability Resource Center at (715)261-6070 Healthy Living with Diabetes Cost: Suggested Contribution, $10 Thursdays Oct 16th – Nov 20th 1:00 pm – 3:30 pm Pre-registration is required. Call the Aging & Disability Resource Center at (715)261-6070 Arthritis Foundation Exercise Program Wausau ADRC-CW Wellness Room, 1000 Lakeview Drive Cost: FREE! Tuesdays & Thursdays 9:00 am – 9:45 am Session 1: Sept 2nd – Oct 23rd Session 2:Nov 4th – Dec 18th Register early. Space is limited. Call the ADRC-CW at 715-2616070 Stepping On: Building Confidence and Reducing Falls Rothschild- Covenant Community Presbyterian Church Cost: Suggested Contribution, $10 Tuesdays, Sept 23rd – Nov 4th 9:30 am – 11:30 am Pre-registration is required. Call the Aging & Disability Resource Center at (715)261-6070
Feed Your Mind: Nutrition’s Role in Brain Health WAUSAU, WI – United Way RSVP of Marathon County invites you to learn about Nutrition’s Role in Brain Health at a program presented on Monday, October 20 from 10:00 -11:30 am at the United Way office located at 705 S. 24th Ave, Suite 400B in Wausau. The program will include a presentation on adding smart foods to your daily diet. Find out what the smart foods are and learn simple recipes, tips and suggestions to feed your mind. The program is presented by Pam VanKampen, a registered dietician and consultant with the Greater Wisconsin Agency on Aging Resources. To register for this free event, call United Way RSVP at 715-298-5721 or email tomernik@unitedwayrsvp.org. Senior Review | 3
Nature Lover
Winter is Coming…
woodpeckers, nuthatches, and chickadees, and is available in many forms. True suet — fat from around a cow’s kidneys, is amazing for birds, but small blocks of manufactured suet are certainly convenient. If you’ve planted some native shrubs for cover, and provide some water in a heated bird bath (or dog dish) in addition to the above, you’ll likely find your yard visited by dozens of species that brighten up the coldest days, and remind us at the same time how resilient these wonderful animals really are.
By Jim Knickelbine, Executive Director, Woodland Dunes Nature Center and Preserve
A
lthough birds of all sorts have been migrating since July or August, the onset of autumn was still startling. The first large cold front on September 10 was a somber reminder of things to come. Just a reminder, though, as many beautiful fall days lie ahead before winter settles in. Late nesters, like American goldfinches and cedar waxwings are now feeding young outside the nest, along with the latest brood of house finches at our feeders. The young are becoming more competent at feeding themselves now, and are gradually begging from their parents less than they did a few weeks ago, instead clustering around the feeders alongside their parents. When winter arrives, animals have basically three choices: migrate to a more suitable place, hide from the season and sleep through it, or remain active and use what foods are available while limiting energy loss. Not many birds are able to go dormant (although a few do and more do it to a lesser degree, like chickadees which reduce body temperature overnight in a deep sleep). The migrants take a big risk, and more birds die during migration than during the times they spend on nesting or wintering habitat. In addition to normal hazards, we’ve altered the landscape to a large extent and made the process more difficult. Some birds, like dark-eyed juncos and American tree sparrows, pine siskins and redpolls consider Wisconsin their winter resort area, and migrate to our sunny state. They and dozens of other species do well on the food that is naturally available, from seeds to insect eggs and tiny spiders hidden in tree bark. Just knowing the birds are out Senior Review | 4
there somewhere foraging is not enough, though. Seeing wild birds just outside our windows reinforces what I think is our innate connection with the world in which we belong. So we tempt them nearer to us with a selection of tasty, and ideally, healthy foods. Some work better than others, and we all have opinions as to what is best. For me, black oil sunflower seed is the backbone of the bird feeding strategy. As I am providing the seed, I feel somehow justified in making the birds work a little for their meal by feeding seed with the hulls on. By spring, of course, there is an accumulation of hulls beneath the feeders which needs to be dispersed with a rake not only for appearance but to remove some temptation from birds feeding among them on the moist ground in late winter, making them more susceptible to disease. During the coldest of winter, I’ll scatter some seed on the ground, however, so that birds can feed in a zone with less wind. In order to exert some control over the volume of seed used, coated mesh feeders seem to work well — the birds are forced to extract seeds one at a time. Safflower seed is supposedly bitter but is still eaten by songbirds. I have no idea if it discourages squirrels or “unwanted” birds. Finches flock to nyger seed, and I try to keep one or two
feeders filled with that. I can’t imagine how they determine that a sausage-shaped mesh bag contains food, but even if I haven’t placed one out for a while they find and feed from them in short time. Some winter finches like redpolls and crossbills don’t visit every year, but they too seem to prefer the tiny seeds when they are in the neighborhood. Suet is outstanding for
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Jim enjoys birding and spending time outdoors with his family. He is a licensed bird bander and certified birder, has received the Rahr Diamond Award for conservation in Manitowoc County, is president of the board of Conservation Education, Inc., Education chairperson for the Wisconsin Society for Ornithology, a member of the steering committee for the Lakeshore Invasive Species Management Area, and of the Governance committee for the Denmark Community School. He and his family are also musicians at their church in Cooperstown, WI.
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Life Enjoyed
The Tale of Tommy Tomato My Blood Type Is Coffee By Rhonda Mossner
P
lease don’t tell my husband but I’ve been having a saucy affair… Tommy and I met a few months ago in a humid nursery in Janesville on a bright summer day. It began as most steamy trysts often do…without either of us really looking for anything permanent. I was simply browsing the aisles and admiring all the beautiful possibilities for my balcony garden when I spotted him sitting there across the aisle. Tommy was everything I was looking for in a new companion. He was healthy, clean and shiny. I could tell he didn’t fall off the vine yesterday either. He was his own plant. He was going places. I have to admit that I did notice he was leaning in just a little too close to his leafy neighbor for my liking, but I knew I could change him and his wandering ways if given the chance. I decided I needed a closer look. Yes, for Tommy and me it was love at first sight. I couldn’t get enough of his furry little arms, strong rooting and the way he looked up towards the sky with confidence. I checked him out a little closer and after careful observation of his nametag I discovered he was a Red Grape Tomato! I immediately untangled him from his little friend and stole him away into my cart. This was no seedy affair! We were meant to be together! I paid a pretty penny for my Tommy, but what is money when it comes to true love with a tomato? We knew then that there was nothing that could match or catch-up with what we had going…
Tommy didn’t even mind the ride home in the backseat of my car wedged between two big grocery bags. He just smiled and took it all in. To me, his compliance was very important. I didn’t tell him but this was a test of his temperament. Nobody wants a testy tomato on their hands for the long hot summer ahead. We did have a few adjustments trying to figure out just what corner he wanted on the balcony when we got home. Since we face the north, it was challenging to be sure he received his required hours of sunlight each day. He was a little fussy, but I took that in stride. Yes, Tommy and I have enjoyed many happy mornings sipping coffee together. I have determined that he is the quiet type because he doesn’t usually say very much. Sometimes I notice he bobs his head around in agreement when there is a slight breeze, but other than that he pretty much just listens to whatever I have to say. We have a good daily routine. I do my work inside the house in the air conditioning and he soaks up the hot sun outside and grows and grows and grows. As a matter of fact, he’s very industrious! He
grew close to three feet in only six weeks! He’s also a great provider. Since we’re in the process of delivering close to twenty-five Little Tommies in the next few weeks I can tell he has great plans for their development and maturity. I know, I just couldn’t be more proud! What a great example he is to his children. I am a bit red in the face to admit that we have had our difficulties. For instance, Tommy took a few tumbles during the overnight storms and several mornings I looked out and found him face down with broken arms and legs, but after a little recovery he came out ok. I did discover that my Tommy is the jealous type. He was not at all happy when my husband and I took a long weekend vacation to Door County and left him sitting there all alone. He was beyond depressed when we returned and I thought he had decided to take his own life in desperation! But, after a few talks and a little tender loving care he was back on
the mend in no time and thriving once again. I promised never to leave him high and dry and he was satisfied. I know that soon our time together will come to an end. Tommy Tomato will eventually have to go where all tomatoes must go…into the nearest compost pile. That will indeed be a sad day. I will probably delegate that duty to my husband. I just can’t bear to imagine looking out onto the patio and not seeing Tommy there… smiling…waiting for water…but such is the life of all great love stories. Our affair must come to an end...but there is always hope of another tomato…and maybe some salsa next year! Rhonda Mossner, The Quilter Cook In addition to her blog, TheDanglingThread.blogspot.com, Rhonda Mossner is a professional speaker, quilter and chef. She is known as The Quilter Cook and travels throughout the area sharing her quilts, stories and recipes. You may contact her at TheQuilterCook@gmail.com.
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Senior Review | 5
Good Earth
“It’s Not Work, It’s Fun” By Master Gardener Bernie De Lonay, With Beauty Aid tips from Bobbie Bud’s For Life, Barbara Fraser-Hererra
G
erbera Daisies, what a beautiful flower. These are the flowers that have thick fuzzy leaves and stems. The flowers are big and beautiful as well, in many different, brilliant colors. They are very easy to grow. What? Really? Gerbera Daisies need their summers outside and the winters inside. By inside, I mean in a room that is a little bit cooler than the rest of the house, not too much tho’. If you try growing such a beautiful plant like this, the perfect room temperature would be no lower than 65 degrees at night and 72 degrees during the day. Plenty of sunshine is ok to. Some plants, not all, like people, love the sun. They, the plants, like people, can take in some miniscule amounts of Vitamin D. People need more Vitamin D than plants do. However, there are plants that really need more Vitamin D than others. Have you ever heard of Sun Flowers, Marigolds or Sun-Sation Azaleas? These are just a few flowers that need Vitamin D. Getting back to our Gerbera Daises, they don’t require full sun, but they do need more than just partial sun. They originated from the banks of the Amazon in South America in the cooler, somewhat shadier areas of
this famous and deadly river. All of this is leading up to one point. If you grow Gerbera Daisies in your home make sure you give them a room that gets sun in the afternoon and temperatures that don’t get too hot nor cold. Tricks o’ me trade’s, me lads and lassies. Tricks o’ me trades. Most of the sprays I use I mix together myself. Therefore, when I bring a plant in from being outside all summer long I assure myself of not bringing in diseases and critters. That’s why I wrote my pamphlet many years ago. I called it the Critter Gitter. The Critter Gitter is a pamphlet that I put out many years ago containing mixes you can make with simple household products. I tell you how to make these mixes safely and responsibly. To find out about the Critter Gitter: call the Fraser Family Foundation at 71-551-5194, leave message, or write: F F F PO Box 5161, Wausau, WI 54402.WI. LIKE us on Face Book. Are you getting ready for the
Winter? It is time to place things like Poinsettias, if you have them, into cooler areas of your home. Cooler, darker rooms and temperatures will help to brighten up the holidays and drab dull winter days. Poinsettias don’t like artificial light at all. If you have your ‘Points’ in a dark room try not to turn the light on until after Halloween, as they will not
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turn the bright colors we are all accustomed to for the holidays. Want to try a different houseplant? Try a Tropical Hibiscus. Just treat them like they are Gerbera Daises. They won’t mind and neither will you. If you are going to try planting a “LIVE” Christmas Tree in the middle of winter, dig your hole now, fill it with hay or straw and then cover it over with a plywood sheet that is big enough to cover over the entire hole. Mark the spot of the hole with a tall pole just in case there is a lot of snow. Make the marker colorful so that it can easily be seen. Did you know that you could ask me any gardening question that you want? Just call when I am on WNRB radio, FM 93.3 on Friday mornings from 8:30-10:00 AM. The Friday’s radio program number to call is 715-842-8900. Call 715-551-514 on Thursday mornings from 9–10 AM to ask your gardening question live. Listen in on Thursday Mornings from 9-10 AM on WPAC Internet
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Good Earth “It’s Not Work, It’s Fun” and Bobbie Bud*s for Life and all other productions are under the umbrella of the Fraser Family Foundation. Watch and listen to our new INTERNET RADIO BROADCAST on Thursdays from 9-10:00 AM on WPAC at: waac.pegcentral.com. Tune in and listen to all the FREE Gardening and Natural Health, Beauty Aid Holistic advice we can graciously give to you. This broadcast will be tape delayed by only a few minutes so you will be able to call in your gardening, health and beauty aid questions as always. The number to call to ask your questions is: 715-5515194. Broadcasting by going to waac. pegcentral.com. You can also e-mail me your gardening questions to me at any time by going to: mgbdelonay@yahoo.
com. Be sure and watch the Television version of “IT’S NOT WORK, IT’S FUN” by going to waac.pegcentral.com on Saturday Mornings at 9:30 AM. Bobbie Bud*s for Life is on following “IT’S NOT WORK, IT’S FUN.” To get these fine TV shows in your area you must be a cable subscriber. We are now on the Wisconsin Public Access Television Network. This network includes 360 television stations that go all across our great state of Wisconsin. Here is a partial list of the stations we are currently on. • Rhinelander Public Access • Gresham Public Access • West Bend Public Access This is only a small list. We will have full information on all of the stations we are now on as the months go by. For those of you who live in the Eau Claire area, we will be on shortly at the Eau Claire Area Public Access TV station. This list will be completed fully as winter flies by.
And now… BOBBIE Bud*s for LIFE
Now that Fall is coming, try eating some seasoned pumpkin seeds either purchased from the store or possibly made from scratch. When you are munching on your pumpkin seeds don’t forget how effective the pumpkin mask can be when applied to your skin as a softener. You can use canned as well as fresh to make an exfoliating mask. Just make a
mash from the pumpkin flesh for your mask. Leave applied mask on your skin for 5-10 minutes, then wash off. The sponsors for the Fraser Family Foundation are: Vicor Security Audio and Visual, Wausau Spring and Alignment, Associated Banks of Marathon County, County Market Grocery Stores, Wausau Area Metro Ride, WAAC Television, WNRB Radio, this publication, Senior Review, Paul E, David, Attorney at Law and Mount View Mobil, Rib Mountain, Mc Donalds Corporation, WI, Culvers Corporation, WI, St. Pauls United Church of Christ, Wausau, WI. Wausau Area Metro Ride. Mount View Mobil is where our canister is located. This is the canister that all you kind-hearted folks put your change into so that we can continue to purchase gas cards to give to our veterans. Until Next Time, Master Gardener Bernie De Lonay, Bobbie Bud’s for Life.
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Healthy Living
The Right Fit — After Breast Cancer Surgery 25, gives you a good baseline of information for the rest of your life. I have seen the "average age" of breast cancer occurrence clients get younger and younger over the 22 years of fitting women with prosthesis and bras. It's not just grandma or over 40 anymore. Since no one can predict with perfect accuracy who will get "breast cancer", it makes sense that a young lady start early in life to be in charge of her health. This also includes a lifestyle of healthy good habits, good choices and a positive attitude.
By Georgia Carlson CRFM, Value Center Pharmacy
B
eing told that you have breast cancer has to be on the "shortlist" of topics one never wants to hear. Yet, the recovery rate for women is amazingly high, thanks to advances in health care and early diagnosis. And the support system available to women dealing with breast cancer is simply tremendous. There are countless groups that offer ladies the opportunity to talk, and share their experiences, plus peers, girl friends and coworkers, as everyone knows someone whose life has been touched dramatically by breast cancer. And if you are at all comfortable on a computer, Google the phrase "breast cancer" (do it in parenthesis) and in .43 seconds you will get at least 51,300,000 websites to navigate for information, questions, facts, support, blogs and product ads. Having been involved with thousands of women dealing with breast cancer, if I were to make suggestions regarding your recovery, I would ask you to consider the following: 1. GO TO A FITTER FOR YOUR POST SURGERY GARMENTS. As you heal, you will want to wear a Cami or tank top that has been specially designed for post surgery. It is a bit of a trick to select a garment to fit while you are healing, as you don't want to apply any undue pressure on the area. Many very savvy women make these purchases on-line in the privacy of their homes. (Google "breast cancer Cami" and get at least 90 websites, Google "breast cancer tank" and get 3,250.) BUT when they don't fit well, they spend a good deal on shipping, trying to get the correct fit. SAVE YOURSELF a lot of hassle, go to a fitter to find out what size you are. Order your product from a person who is knowledgeable about the business of breast cancer survivor fashion. That way if the product doesn't fit, you don't have to deal with the returns. (How many pairs of blue jeans have you tried on to get the one that fit?) One of my favorites product lines is www.StillYourFashions.com. Take a look at the feminine tanks and Camis. They fit very nicely and are easy to care for and may qualify for some insurance payments. 2. SELECTING BREAST FORMS. This is big business with incredible amounts of product and information to digest. Getting correct breast forms should be made with a trained fitter. Of course, you can go online and become familiar with all that is available. (Google "breast forms" to get about 641,000 websites) But understand Senior Review | 8
that a trained fitter will facilitate the steps involved post-surgically easier than you will. They will fit you, refit you, work with the insurance company, monitor your recovery, replace anything that falls apart, deal with the manufacturer and keep you positive as you go through what could be easily classified as "horrible-time-in-your-life." You need to know: • Insurance companies will pay for 1 breast form a year. You do have to file the correct forms. • It is mandated by federal law. • Breast forms are guaranteed for 2 years. If they need to be replaced, they need to be returned. • A doctor's order is needed if there is a change in your health or weight to warrant a new breast form. 3. JOIN A SUPPORT GROUP. Every one needs a shoulder to lean on, a hand to hold, and someone that understands what you are going through at this point in your recovery. For those that have survived, there is nothing like a peer support group to "lighten the way" so join one. 4. BE PRO-ACTIVE WITH YOUR HEALTH. If you were to share an hour with a support group, you would hear countless stories of ladies who found the "bump" that took them to see a doctor. Some of these "bumps" occurred within as little as three months after the suggested annual mammogram and or physical. You need to be your own best advocate for your health. Start by self exam and a healthy lifestyle. Getting a mammogram at an early age, say
5. PUT YOURSELF IN CHARGE OF YOUR HEALTH. It is so important, it is worth saying twice. Take care of your body. Ask questions and expect good answers. Ask for options. If you aren't comfortable with what you are hearing or you don't understand, keep asking. Talk about reconstructive surgery. What does it include? Does insurance cover all of it, any of it, some of it? After breast cancer surgery, ask if it was necessary to take a lymph node as part of the surgery, you need to understand what affect that may have on your recovery and what you need to know. Your good health is too important to dismiss for lack of understanding the answer or perhaps the question. Dealing with breast cancer is complicated, so don't think you are "stupid" if you don't understand what is being said. Ask again! And then think about what you heard and ask more questions.
Assisted Living for the One You Love • HUD-Subsidized Rent • 1-Bedroom Private Apartments • Walk-In Showers • Storage Units • Midday Meal Provided • Utilities Included • Overnight Security
• Convenience Store • Beauty/Barber Shop • Lifeline Service Provided • Guest Room Available • Many Planned Social Activities
540 E.Thomas Street, Wausau, WI 54403 715.261.6687 www.riverviewterracewi.com
Healthy Living
Love Your Lymph — Improve Your Immune System By Joyce Sobotta
O
ne very important way to improve your immune system is to learn how to love your lymph and keep it free and flowing. A blocked lymphatic system, often overlooked by the medical community, may be the cause of aches and pain, GI issues, swelling, cellulite, weight gain, arthritis, fibromyalgia, depression, skin breakouts and lymphedema. The lymphatic system is a complex network of fluid filled nodes, vessels, ducts and glands… including the spleen, thymus and tonsils. They carry the cellular waste, toxins from our environment, to the bloodstream. Because lymph fluid moves slowly without its own pump, inactivity can seriously restrict its flow. Muscle contraction as in the diaphragm with deep breathing, and manual manipulation as in a gentle massage is the primary means for our lymph to circulate and drain from the body. Seven years ago I didn’t know about the lymph. Today, I continue to learn as I work with holistic doctors and professionals all over the country and share what they have found in research studies. Here are 4 proactive steps we can take to aid our immune system:
2. Limit daily exposure to environmental toxins. Several studies indicate “95 % of all cancer is due to diet and accumulation of toxins.” Learn about harmful ingredients in personal care and household cleaning products, and read labels before purchasing. Zenoestrogens are foreign estrogens, synthetic chemicals that mimic natural estrogens and can be linked to many health problems. We come in contact with hormone disrupting chemicals through pasteurized dairy, soy products, food additives, plastics, Teflon, and phthalates in personal care products. Cell phones improperly carried cause EMF overdose, and has been labeled, the deadliest toxin on the planet.
3. Nurture and Protect Clinical studies show that essential oils with high amounts of D-limonene stop and regress 1. Eat well! We can reduce our abnormal cells. A blend of quality body’s toxic burden by avoiding essential oils works synergistically processed food, preservatives, to help balance emotions and raise and eliminate simple sugars vibrations. At the same time it and carbohydrates. Investigate will address physical conditions any food sensitivities that may such as inflammation, pain, affect digestion and be a cause fibrocystic lumps and PMS breast of stressors in your body. Learn symptoms. what foods will support your Fibrocystic breast tissue is not cellular function, digestion, and a disease.Statistics say that 90% elimination. Drink plenty of of breast lumps are benign. Giving purified/filtered water to help carry our breasts a loving lymphatic oxygen and nutrients throughout massage every day not only moves the body and eliminate toxins and the lymph, but it is healing in wastes. every way. It assists the lymph in
transporting toxins, inflammation, virus, bacteria and other impurities to the lymph nodes and thoracic for processing. Use a light touch, moving the skin instead of massaging the muscles. This is a beautiful fun way to “get to know our girls and take care of them” 4. Learn techniques that calm anxiety and heal. A depressing, fear based thought pattern can remain with a family history of cancer. These thoughts lower our immunity, increase the likelihood of inflammation,
or cell abnormalities throughout our body, and may even block treatment. The heart, lungs, breasts, throat and shoulder areas are in the fourth emotional center. The health of this area of the body is affected by our ability to express our emotions fully and bring balance to giving and receiving. We can learn to give ourselves permission to forgive all the things we think we did wrong. Be honest about our feelings and speak out what we feel. Apply techniques such as meditation, and EFT to bring confidence and a balanced state of love, gratitude and appreciation. Joyce Sobotta has a bachelors of Science Degree in Education and certifications in Holistic Aromatherapy and Reflexology. She is the founder/ owner of Healthy Girls Breast Oil, a home based, international business. She is available for consultations and presentations on therapeutic essential oils and natural self breast care. She can be reached at 715-878-4474 or visit www.aromatherapynaturesway.com
We have fun for everyone at Clay Corner Studio. Adult art classes are on Thursday Evenings at 6:30 and Friday Mornings at 9:30 • No deposit, but sign up is required. • Prices vary with the projects. • Pottery, Canvas, Clay and Glass • Wheel Classes on Sunday afternoons. Hours: Monday-Saturday 10am-8pm and Sundays 12-5pm. No appointment needed.
Downtown Wausau • 715-848-2607 Downtown Stevens Point • 715-544-6068 05085189
Senior Review | 9
Healthy Living
A Fight for Health, Hope & Strength
A
s a woman, I can speak from experience about the huge amount of emotions that come with having breasts. At 10 you wonder if you’ll ever get them and when you do what they will be like; at 19 you realized that they turn heads and make your feel fetching; at 26 while nursing your baby boy they are a source of comfort and food; and by 40 you begin to have a little fear that they will turn against you. And that fear is very real for 1 in 8 women who will be diagnosed with breast cancer during their lifetime. This year more than 240,000 women will be diagnosed and more than 40,000 will succumb to breast cancer, according to the National Cancer Institute. But there is good news—breast
cancer rates are on the decline and are at their lowest level since 1987. This drop in cancer rates coincides with two trends—decreased use of hormone therapy and declining numbers of women getting yearly mammograms. In 2002, millions of women decided that the hormone replacement therapy to help them get through the biggest change in life was worse than the inevitable hot flashes. The Women’s Health Initiative reported those women who were on HRT for an extended period of time had a higher risk of not only breast cancer but also stroke and heart attacks. So more and more women said no to therapy and yes to accepting the natural change as it would happen. The decline in yearly mammograms simply means the disease is still out there but fewer women are being checked and diagnosed than previous years. But why would smart, informed women who know that breast cancer kills decide such a thing? Schedules, loss of, or increased cost of, insurance that covers detection and prevention, fear, and perhaps the negative aspects of mammograms may all play a part in deciding whether to get screened.
statement? Work, kids, community and household duties can make it easy to bump health screenings to the bottom of the to-do list. Though you might eat well, exercise, and lead a balanced life, those efforts don’t cover the screenings you need to truly assess your health. Thinking of health screenings as another important work meeting that you just can’t miss can help. Our need for screenings grows as we age, so establishing new patterns that include check-ups becomes increasingly important.
What if…
Dr. Tracy Gaudet, MD, says that fear often gets the best of women when it comes to preventing breast cancer. Gaudet says that women who fear a disease, or even the risk, are often likely to dodge a screening. No one wants to have a check up and hear the words, “Don’t worry; it’s very treatable.” And while those are words you don’t want to hear, “I’m sorry there’s nothing we can do” would be much worse. If you’re scared, a friend or family member might accompany you to your mammogram to offer support.
The radiation bothers
me…
One of the loudest voices offering the “other side” of mammogram issues is the Breast Cancer Awareness and Advocacy Group, or BAC. BAC is one of the major supporters of breast cancer prevention through screenings and their director Barbara Brenner, two time survivor of breast cancer, says that mammography has harmful outcomes for younger women—the earlier you begin getting screened, the more radiation exposure you will experience. Every false positive reading often leads to a diagnostic mammography and even more radiation exposure, which can actually cause breast cancer. According to the Department of Energy, a woman’s radiation dose from a single mammogram is 2.5 mSv. By comparison the dose of radiation from a chest x-ray is only 0.1 mSv. Younger women have a higher incidence of false negative results because they have denser breast tissue, making readings more difficult to interpret. Some experts suggest combining breast thermography and mammograms for the most accurate results.
I’m so busy…
Who doesn’t relate to this
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Senior Review | 10
Healthy Living
D
October is National Physical Therapy Month!
uring the month of October, we recognize all physical therapists for their hard work and commitment to helping others. National Physical Therapy Month (NPTM) is a commemoration held by the American Physical Therapy Association (APTA) and is designed to recognize the impact that physical therapists and physical therapist assistants make in restoring and improving motion in people’s lives. An injured athlete, a senior with arthritis, a person who has experienced a stroke, and a child with a disability are a diverse group of people, yet, each can benefit in some way from physical therapy. Movement, especially which is pain-free, is crucial to a good quality of daily life. For people with health problems resulting from injury or disease, physical therapists assist in the recovery process and are able to
help maintain, restore, and expand their motion. Physical therapy team members are key players in helping people live better through their hard work and tremendous dedication. They work collaboratively with patients to come up with a treatment plan that fits their individual goals, challenges, and needs. Whether their goal is to walk independently or break a high-jump record, physical therapists take pride in providing quality care and rehabilitation to their patients and outpatients. As highly-educated, licensed healthcare professionals, physical therapists help teach the importance of fitness as well as strategies to prevent future injuries. They examine each individual and develop a personalized plan, using treatment techniques to promote the ability to move, reduce pain,
Applegate Terrace Assisted Living Wausau Manor
...helping people live better
“While I was at home, I fell and fractured my hip. I was at the hospital for five days and then went to Wausau Manor.The staff there provide good care. The therapy department worked with me to regain my strength so I could walk again. After I completed rehab, I chose to move to ApplegateTerrace. I really lucked out choosing a nice facility and great apartment. I have everything I need atApplegate and the staff take good care of me.The food here has good variety and I never leave hungry. Both Wausau Manor and ApplegateTerrace have provided me with wonderful care. I plan to live here the rest of my life.” – Ken Dern, Tenant Please call us to schedule a personal consultation and tour today!
3107 Westhill Drive Wausau, WI 54401 715.842.0575 www.wausaumanorcare.com
3001 Westhill Drive Wausau, WI 54401 715.849.1514 www.applegateterraceassistedliving.com
restore functionality and prevent disability — truly providing patient-centered care. Wausau Manor is happy to recognize all physical and occupational therapy along with speech-language pathology professionals and the services they provide in the Wausau
community. Physical therapy can not only help expedite the recovery process, but can help improve the overall well-being of an individual. Dawn Steves, Facility Rehab Coordinator at Wausau Manor. For more information regarding therapy programs at Wausau Manor, please call 715-8420575.
The Choice is Yours The AseraCare Hospice team’s goal is to help you and your family make the most of your time together. We pride ourselves in focusing on the entire family, not just the individual. We focus on dignity and quality of life with unparalleled support, truly individualized care plans and dedicated clinical teams.
This is our life’s work. This is our promise. For more information on our services, please call ...
AseraCare Hospice North Central WI 4107 Barbican Ave., Ste. 220, Weston, WI 54476 Phone 715-355-4797 or 877-234-8571
THE CHOICE IS YOURS of NCWI (877) 234-8571 (715)Senior 842-2805 Review | 11 www.AseraCare.com
Equal opportunity provider of healthcare services. AHS-06833-11-EI
Healthy Living
Moving Health Care from a Commodity to a Value-Based Industry By Dr. Louis Voigt Smith
H
ealth care has become extremely politicized and will undoubtedly continue to be a source of ongoing debate. Many are alarmed by how costly it has become. To optimally deal with this complex issue, consider the words of Albert Einstein: “We cannot solve our problems with the same thinking we used when we created them.” He’s known for brilliant words and equations. In this spirit, I would recommend we stop thinking of skilled health care as a commodity and focus on it as a value-based system. So what is the difference? Dr. Jeff Hathaway, DPT explains a commodity is a product (i.e. a pencil) which has little if any qualitative difference across suppliers of the service. For example, the pencil you buy at the Dollar Store is the same as the one at Office Max; the value is static and the price is determined by market demand. In terms of some health care, one could argue that the flu shot you get at Walmart is just as good as the one you get at the hospital and is cheaper; that does make sense! In this scenario, looking at the flu shot as a commodity (same thing across the board) is fiscally sensible. Everyone loves a bargain! Unfortunately, many politicians have come to view reimbursement of all health care this way. Skilled health care is not a “thing” which is the same everywhere you go. How many people want an average physician to do their heart surgery? It’s a good time to challenge how we view this component of the industry. Quality of care must be considered to determine the true value of services rendered; an equation for this is: “value= quality/ cost.” The discrepancy in value is more evident when considering upstream and downstream total costs. For example, a physician seeing someone for back pain typically prescribes medication, radiographs and/or MRIs, and later refers them for physical therapy; the typical cost of all this could quickly reach $5,000-10,000. Ironically, expensive diagnostics usually reveal little or no correlation to clinical presentation (Jensen, M.C, et al., New England Medical Journal 1994) and radiation is not good for you. If the patient has a 10,000 deductable that would be complete out of pocket expense! Ultimately, the huge financial burden often adds more stress to the patient who may or may not get better. In contrast, consider if the same patient went to a physical therapist for early intervention and was seen at a cash-based clinic requiring only four treatment sessions (with a bundled evaluation/ treatment cost of $100/hour). Under most circumstances, the treatment is highly effective, the conditions are within the scope of PT practice, and the individual is pleased with the cost savings Senior Review | 12
and outcomes. The total cost for this path would be $400 and the compared cost savings would be $4600 or more! Because the cash-based provider is not preoccupied with jumping through endless insurance hoops, the individual receives more oneon-one time and attention, more care options, and more education and empowerment to self treat; the best care emphasizes helping others to help themselves! Great research (by Fritz J Spine 2013) backs up just how much consumers can save with early physical therapy care.
“Where Quality Physical Therapy Movement Produces the Best Medicine.” Dr. Louis Voigt Smith DPT, OCS, CredMDT
Obviously, not all health care is the same and to achieve good value one must consider upstream and downstream costs, as well as the quality of care. Cash-based (bundled) care can be a tremendous bargain option which is completely consumerdriven. I believe our ill health care system needs a heavy dose of this equation! Dr. Louis Voigt Smith, DPT, OCS, CredMDT Backsmith Advanced Physical Therapy LLC in Weston Please forward any feedback to backsmith2009@ hotmail.com
Happy Halloween from all of us at Orthopaedic Associates of Wausau.
Physical Therapy Services Including: ▪ Land-based ▪ Aquatic ▪ Home Health ▪ Industrial ▪ Manual
H BA T I C KS M
PT
Advanced Physical Therapy LLC
3409 Schofield Ave., Suite E, Weston, WI 54476
715-298-5888
backsmithadvancedphysicaltherapy.com
715-847-2382 or toll free 877-260-6755 3200 Westhill Drive, Suite 201 • Wausau, WI 54401 Wayne A. Brearley, MD • Daniel M. Seybold, MD • James P. Sutherland, MD George R. Tanner, MD • Faruk S. Abuzzahab, MD Jeremy W. Russel, D.O. • Scott R. Murch, MD
Healthy Living
Positive Living is More than Just a Way of Life…It’s a Choice! By Eve Montgomery, Director of Community Relations for Azura Memory Care
H
ave you ever walked down the street and seen someone whose smile just radiated off of their face? Whose entire disposition, no matter how sick or tough their life might be, is always able to see the best that life has to offer? At times those positive people amaze and tire us. We think, “Why can’t we be more like them?” “How do they always see the silver lining?” The truth of the matter is that no matter how positive someone’s outlook might be they still have their ups and downs. It is how they choose to meet those trials and tribulations that make all the difference. As we get older it is easy to focus on the things that we can no longer do such as driving our car or eating that second or even first piece of chocolate cake. In fact, it is easy to get stuck in the “poor me” rut of life, especially as our Wisconsin winter drags on. However, it is important to remember that as easy as it is to focus on the negative, it is just as easy to focus on the positive. You simply must make the choice to do so. Recently, I was reminded of this when I ran into an older woman at the L.E. Phillips Senior Center. She walked with a cane, but seemed to
We can choose to be negative and talk only about those things that hinder us or we can choose to focus on those things that we can celebrate in our lives. be in good spirits considering the blustery, cold weather. I politely asked her how her day was going and she turned and looked me straight in the eye and said, “Honey, I’m 91 years old and alive…that’s all that matters. The day is GREAT!” I stood their astounded! For this woman simply living another day was great!! It didn’t matter that she walked with a cane, that she had outlived many of her friends or that it was below freezing temperatures outside. She chose to celebrate the day because she had yet another day to experience. This choice is what we all need to focus on
Harmony of WAUSAU •Terrace Court: 3402 Terrace Court •Terrace Commons: 3312 Terrace Court
(715) 848-6257
no matter what our age. We have the ability to choose what attitude we will have about our lives. We can choose to be negative and talk only about those things that hinder us or we can choose to focus on those things that we can celebrate in our lives such as our ability to continue walking even if it means using a cane or the ability to breathe fresh freezing air without the aid of oxygen or our ability to remember those friends we have lost while creating new friendships and memories. Even when we do not consciously choose to act or feel a certain way our psyche is making that choice for us. Therefore, as soon as our eyes open in the morning it is important that we consciously choose to be in charge of our lives and in whether or not we will have a “great day.” It is said that by giving a smile odds are you will get one in return. The same can be said about positivity. By choosing to be positive you not only enhance your life, but the lives of those around you. Just think how wonderful your life could be simply by choosing to have a “GREAT DAY!” Eve Montgomery is the Director of Community Relations for Azura Memory Care, which offers a unique model of memory care services and programs for those suffering from dementia and Alzheimer’s. Azura believes in the importance of transforming the culture of care through transformational programming and educational outreach. If you would like to learn more about these FREE educational programs for caregivers, professionals and the community, please contact Eve at 715-491-0882 or via e-mail at eve.montgomery@azuramemory.com.
At Harmony Living Centers, we strive to provide each of our residents a caring, nurturing environment with dignified and respectful services at a special place that they are proud to call “home”. We understand there is no greater comfort in life than being around people who care. Our team of hardworking, dedicated and caring employees make each Harmony assisted living community a wonderful place to live. The pride each home takes in delivering quality care is embraced by compassionate customer service and hospitality. We welcome you to TOUR TODAY and learn about the individualized services we are able to provide.
Welcome Home…Welcome to Harmony! Harmony of STEVENS POINT
1800 Bluebell Lane •Commons: 1801 Lilac Lane
(715) 344-7902
All-new artworks on view through November 16
Franklin & 12th St. Wausau, WI 54403 715.845.7010 / www.lywam.org Follow Us Weekly blog Woodson Wanderings
Tuesday - Friday Thursdays during Birds in Art Saturday - Sunday Closed Monday and holidays
9 am - 4 pm 9 am - 7:30 pm Noon - 5 pm
Always FREE Admission Anne Senechal Faust, A Gathering of Owls, detail, 2014
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Harmony of WISCONSIN RAPIDS •Rapids I: 2230 14th Street, South •Rapids II: 2230 James Court
(715) 340-4356 Visit us at: www.harmonyresidence.net
Senior Review | 13
Aging News
Making Smart Medicare Choices for 2015 By Ron Pollack
A
s we head into autumn, people with Medicare once again need to consider their options for next year. Even if you like the coverage you have now, you should spend at least a few minutes making sure it will still meet your needs next year. Here are some key questions that people with Medicare should ask. When is the enrollment period? Medicare’s open enrollment period runs, as usual, from October 15 to December 7. During this time, you can make changes in your Part D prescription drug plan or Medicare Advantage plan, or, if you don’t have one, you can select one for the first time. How is this different from the open enrollment period for the health insurance marketplaces? If you have Medicare, the health insurance marketplace is not for you. Medicare coverage and its open enrollment period are completely different from those of the health insurance marketplaces (which are also known as exchanges). The health insurance marketplace offers coverage and financial assistance for people who do not qualify for Medicare–usually, people under age 65 who do not have permanent disabilities. The marketplace open enrollment period starts and ends later than Medicare’s. But if you have friends or loved ones who need coverage and do not qualify for Medicare, encourage them to check out www. healthcare.gov. What are my options? During Medicare open enrollment, if you have a Part D prescription drug plan or Medicare Advantage plan, you can change it. You can also join a Part D or Medicare Advantage plan for the first time. If you currently have original Medicare and a supplemental plan (either a private Medigap plan or a Senior Review | 14
plan with a former employer), be very careful before dropping your supplemental plan. You may not be able to get that plan back later.
You should never believe any high-pressure sales pitch for a Medicare plan. Private plans do sometimes decide to drop out of Medicare or change their coverage significantly. If this happens to your plan, take your time to learn about your options and make an informed choice. You will never be left without coverage—you will always have the option of taking original Medicare.
How can I get more information? You can get a lot of information about your options on the Medicare website, www.medicare.gov, or by calling 1-800-MEDICARE. But the best way to get personalized help is to get individual counseling from your local State Health Insurance Assistance Program (SHIP). Every state has a program, and they offer free, unbiased advice. You can call 1-800-MEDICARE and ask for a referral, or go to www.Medicare. gov and click on “Find someone to talk to.” You can also visit https:// shipnpr.shiptalk.org/shipprofile. aspx to find your local SHIP. SHIP offices get very busy during open enrollment, so try to call early to make an appointment.
What if I need financial help? How should I prepare for open If you have limited income and enrollment? resources, additional financial help If you have a Part D or Medicare is available. For more information, Advantage plan, find out how your go to the Social Security website plan will be changing for 2015. Your www.ssa.gov/prescriptionhelp , or current plan should mail you an call 1-800-MEDICARE and ask for Annual Notice of Change (ANOC) a referral to your local SHIP. http://www.medicareinteractive. org/page2.php?topic=counselor& page=glossary#ANOC and/or an Evidence of Coverage (EOC) notice in September. These notices will highlight any changes in the plan’s costs, benefits, and rules for the Azura Memory Care is a trusted provider of innovative memory care services for those in need of short-term upcoming Use these Azura year. Memory Careresources is a trusted Azura provider of innovative Careassistance. From homelike respite orMemory long-term care to find out whether your plan for will those inis memory care services need of short-term settings to transformational MOSAIC by Azura a trusted provider of programming, our communities provide a safe and nurturing cover the same services, drugs, respite or long-term care assistance. From homelike innovative care place for thosememory with memory care needs. doctors, hospitals, and pharmacies. settings to transformational MOSAIC by Azura services and programs for Our pledge is to provide your loved one with respect and Areprogramming, premiums changing? What our communities provide a safe and nurturing individuals with dementia unparalleled support for their physical, mental and spiritual about copayments? needs,Alzheimer’s while creatingdisease. magical moments of joy with them place for those with memory care needs. and throughout the day! Once you know what your current From homelike settings to planOur willpledge cover next you your lovedtransformational is toyear, provide one respect and Callwith us today to learn more or visit our (608) 295-2764 MOSAIC website at w w w .azu ra me mory.com Beloit I Clinton I Janesville I Monroe canunparalleled start making support comparisons. To for their physical, mental and spiritual by Azura andprogramming, witness our exceptional care! www.azuramemory.com compare current plan tomagical other moments needs,your while creating of joy with them our communities provide plans, visit www.medicare.gov/findthroughout the day! a safe and nurturing place a-plan. for those with memory care
today todolearn more or visit our If I likeCall my us current plan, I needs. website at w w w .azu ra me mory.com need to do anything? Our pledge is to provide Even if you likewitness your current Partexceptional and our your lovedcare! one with respect D or Medicare Advantage plan, it and unparalleled support could still be changing next year. for their physical, mental You should always check to see and spiritual needs, while what your plan will be covering next creating magical moments year and make sure it still fits your of joy with them throughout needs. the day! What if someone tells me I must buy a particular plan?
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Aging News
10 Reasons Why It’s Wise to Talk About Death/Life comes a time when we all must say goodbye. Talking about it ahead of time allows us to close our lives with dignity.
By Mary Machmueller Gunther, Preplanning Specialist/Helke Funeral Home
Are you a person who is afraid to think, much less, talk about death? Do you feel if you did talk about it might make it happen sooner or it might make you feel uncomfortable and uneasy? Maybe you just don’t see the reason or need to discuss it. Did you know that whenever we talk about death we really are talking about life? Life and death are really two sides of the same coin. So I want to offer 10 reasons why it’s wise and comforting to talk about death/life:
1.
“No one I know gets out of this life alive!” We are planners as we prepare for the many events in life: births, weddings, graduations, retirement, and funerals. Can you imagine not preparing or planning for major events? Of course not.
2.
Sharing life experiences with one another builds a bond and unites two or more people in a very special way. We all want to honor those we love and it is through our conversation about death that brings death out of the shadows as we receive support and love from others in the journey of life.
3.
We are mortal beings; we live, we die. If we ignore the fact that we will die, we give death more power than it deserves. But if we discuss death and preplanning for it in the open, it takes its rightful place as a natural part of the life cycle.
4.
Once we accept the reality that our days are numbered,
10.
we can choose to live the length and breadth of our lives. Our lives have a beginning, middle, and an end. When we face the fact of death while we are healthy, we can better prepare for death so that we don’t waste the chance to live our precious lives now.
5.
Our lives are a gift. Thinking about death serves as a reminder of life and fills us with gratitude and awareness to focus on what really matters. Time is fleeting and as we age we become more cognizant of just how fast our days are moving.
by them.
8.
If we ignore or fear death we impact the elderly who already perhaps feel separated from society. Life is not just about youthful vigor as society may portray. The truth is all the chapters of our lives are important, meaningful, and valuable.
9.
Death is not our opponent. There is no value in being a death avoidant culture. There
“The days of our lives, for all of us, are numbered...we know that. And yes, there are certainly times when we aren’t able to muster as much strength and patience as we would like. It’s called being human. But I have found that in the simple act of living with hope, and in the daily effort to have a positive impact in the world, the days I do have are made all the more meaningful and precious. And for that I am grateful.” ― Elizabeth Edwards Let’s talk about life/death. Give Mary Machmueller Gunther a call at Helke Funeral Home, 715-842-3993 or email Mary at helke@helke.com. Join us for a no cost preplanning seminar on Oct 7th 10-12:30 or 5:00-7:30 pm at Howard Johnson Convention Center, Wausau, (with refreshments). Call or email Mary for more information or to RSVP to reserve your seat.
6.
When I am touched by the death of others, it reminds me to love others completely while I still have a chance to do so. Create memories now.
7.
As parents and grandparents, we need to educate children (age appropriately of course) about life and death. How we handle our own attitudes about life and death issues will be watched and modeled
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Senior Apartments For Rent
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The Marathon Housing Association is accepting applications for efficiency, 1- & 2-bedroom apartments Eligible applicants are 62+ years or disabled.
Rent is based on 30% of your adjusted gross monthly income!
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WMC is an equal opportunity provider and employer.