Wausau Helping Hands Resource Guide by Senior Review Newspapers

Helping Hands

A Resource Guide for the Mature Market in the Greater Wausau Area

2016

Do you want to move? Maybe downsize? Or maybe a loved one needs to know where they can get in-home care or where they can go for a social meal? Youâ&#x20AC;&#x2122;ve come to the right place. Helping Hands is here for you. Helping Hands Resource Guide | 1

Aspirus At Home Compassionate support for loved ones.

Medical Equipment • Respiratory Care - Nebulizers, CPAP/BiPAP, Oxygen • Mobility - Crutches, Walker, Wheelchairs, Scooters, Repairs • Beds, Bathroom Aids, Wound Supplies Help at Home • Transportation/Errands • Laundry/Light housekeeping • Bathing/Personal care • Break for caregiver/Respite Care Medical Care at Home • Nursing • Therapies • Medication Assistance Palliative Care • Help to live more comfortably with chronic illness by helping you manage disease symptoms Hospice Care • Support for you and your family to live each day to the fullest in the last months of life Lifeline Medical Alert • 24-hour service that summons assistance

CCHSADS-019b

For more information call 715.847.2600 aspirus.org

2 ‌| Helping Hands Resource Guide

Contents

5 6 12 15 19 26 34

Why People Do Not Have Estate Plans Your Hearing Loss Can Be Helped Stay Independent Healthy Living for Your Brain and Body Addressing Muscle Imbalances to Improve Performance Moving Made Easy Annuity Fun Facts, Keeping Your Money Safe

Directories 10 13 16 22 23 24

Housing, Home Care, Hospice Care Adult Family Homes Food Pantry, Grocery Delivery, Meal Sites Nursing Homes Meals on Wheels, Adult Day Care Funeral Homes, Monuments

Charts 13 21 22 23 35

Independent Living Assisted Living Nursing Homes and Rehab Hospice Care Home Care

Get to know 14 33

Wausau Manor/Applegate Terrace Wisconsin Veterans Home at King

Questions: seniorreviewnewspapers@gmail.com 715-831-0325 AKRE Enterprises dba Senior Review Newspapers assumes no responsibility for the advertising content of this publication nor for any mistakes or omissions there in. No endorsements of any products or services is made and none should be inferred. The terms and conditions under which the advertisement will be honored are the sole responsibility of the advertisers and not AKRE Enterprises dba Senior Review. A telephone call to the advertising property or area business may eliminate confusion to any exceptions in the advertisement. The Helping Hands Resource Guide is owned by AKRE Enterprises dba Senior Reveiw Newspapers. Copyright ÂŠ 2016. All content in this guide was up to date at the time of the printing. If there are errors in the listings or charts, please feel free to contact us to HelpingatHands Resource Guide | 3 make corrections. For more information, or to advertise in the next resource guide call Senior Review Newspapers 715-831-0325.

WHERE DOES YOUR

Neighborly, Affordable Apartment Homes

MONEY

• Spacious apartment homes • Heated underground parking • Heat, water & municipal services included • Fitness center, hair salon, business center • Pet friendly-restrictions may apply • Smoke-free building & grounds • Elevator

Go when you Die? DO YOU HAVE A WILL? YOU CHOOSE! Your property will be divided according to your written will

YES

Luxurious, Maintenance-Free Independent Living Community

DO YOU HAVE A LIVING SPOUSE? YES

DO YOU HAVE ANY LIVING DESCENDANTS? NO

715-241-7601

ARE THEY ALL ON THE SIDE OF

DO YOU HAVE ANY LIVING DESCENDANTS?

YOUR LIVING SPOUSE?

YES

ALL PROPERTY will go to your LIVING SPOUSE

YES

YOUR PROPERTY will be divided equally amongst your living descendants

1/2 separate property will go to your SPOUSE 1/2 separate ▪ 1/2 community to your DESCENDANTS

ANY LIVING PARENTS? ANY LIVING SIBLINGS? (OR DESCENDANTS OF SIBLINGS)

YES

YOUR SIBLINGS will receive equal shares on a per capita* basis *per capita definition: Taken by total head count or total number of individuals Example: If you have two children and five grandchildren who survive you, then each will receive a 1/7 share

YES

ANY LIVING GRANDPARENTS? (OR DESCENDANTS OF)

YES

ARE BOTH OF YOUR PARENTS STILL ALIVE? YES

ALL PROPERTY will go to your LIVING PARENT 1/2 OF INHERITENCE will go to each paternal and maternal side of grandparents

EACH PARENT will receive one half of inheritence

THE GOVERNMENT GETS YOUR PROPERTY

4 ‌| Helping Hands Resource Guide

• Newly built energy-efficient apartment homes • Water & municipal services included • Heated underground parking • Smoke-free building & grounds • Locally owned • Elevator

715-355-2818

Make Our Home Your Home

• Spacious apartment homes • Heated underground parking • Smoke-free building & grounds • Pet friendly-restrictions may apply • Features designed for the hearing impaired • Heat, water & municipal services included • Fitness center, hair salon, business center • Elevator

715-459-1729

Why People Do Not Have Estate Plans

By Attorney Alan L. Hougum

recent survey reveals something that we already know—most Americans do not have estate plans. However, the survey also reveals the reason why people do not get estate plans is because they feel they lack the financial know-how to even get started. A recent survey by Everplans concluded that only 34 percent of Americans have created a will. This is not a surprising result, as numerous previous surveys have reached the same conclusion. The usual reason given for why so many people have not created estate plans is that death is a taboo

subject in American culture. People do not want to think about their own deaths and what will happen to their families and property afterward. However, only 18 percent of the respondents to the survey gave that as a reason that they did not have an estate plan. Instead 95 percent of those without wills cited a lack of information about creating estate plans and services to create them as part of the reason they have not acted. Fox Business reported on this survey in an article titled “The Sad

State of Estate Planning: Why Only 34% Have a Will in Place.” It is unclear why people think they do not have the information needed to create an estate plan. People are not required to make their own estate plans or draft their own wills. In fact, it is extremely inadvisable to do so. Instead, people should seek out experts who have the information and can do all the required drafting. And those experts are not hard to find. They exist in all but the smallest; rural communities. They are estate planning attorneys. If you think that you do not have the information that you need to draft your will, contact an estate planning attorney who will be happy to help you. Reference: Fox Business (September 28, 2015) “The Sad State of Estate Planning: Why Only 34% Have a Will in Place.”

TLC

Home Care

Compassionate, affordable, home and respite care for all ages!

Assisting individuAls to Remain in theiR own homes

• Truly affordable in-home care

• Companionship

• Meal planning & preparation

• Ambulation

• Light housekeeping & planning

• Service available 24/7, 365 days per year

• Personal care (bathing & dressing) • Respite care to relieve primary caregiver • Shopping & errands • Medication Reminders

Attorney Alan L. Hougum

• Insured & bonded • Locally owned & operated with over 20 years experience in geriatric rehabilitation

For FREE consultation call 715.355.5673

Estate Planning, Trusts, Wills, Probate, Long Term Care Planning and Asset Protection (715) 843-5001

www.tlchomecarewi.com

www.hougumlaw.com Helping Hands Resource Guide | 5

Your Hearing Loss Can Be Helped! By Jim Ogurek, National Board Certified Hearing Instrument Specialist, Owner Beltone Hearing Solutions serving all of Central Wisconsin

■ How many people suffer from hearing loss?

Here are some general guidelines regarding the incidence of hearing loss: • 3 in 10 people over age 60 have hearing loss • 1 in 6 baby boomers (ages 41-59), or 14.6 percent, have a hearing problem • 1 in 14 Generation Xers (ages 29-40), or 7.4 percent, already have hearing loss • At least 1.4 million children (18 or younger) have hearing problems • It is estimated that 3 in 1,000 infants are born with serious to profound hearing loss.

■ How do you know if you have a hearing loss?

Socially: • Require frequent repetition. • Have difficulty following conversations involving more than two people. • Think that other people sound muffled or like they’re mumbling. • Have difficulty hearing in noisy situations, like conferences, restaurants, malls, or crowded meeting rooms. • Have trouble hearing children and women. • Have your TV or radio turned up to a high volume. • Answer or respond inappropriately in conversations. • Have ringing in your ears. 6 ‌| Helping Hands Resource Guide

• Read lips or more intently watch people’s faces when they speak with you. Emotionally: • Feel stressed out from straining to hear what others are saying. • Feel annoyed at other people because you can’t hear or understand them. • Feel embarrassed to meet new people or from misunderstanding what others are saying. • Feel nervous about trying to hear and understand. • Withdraw from social situations that you once enjoyed because of difficulty hearing. Medically: • Have a family history of hearing loss. • Take medications that can harm the hearing system (ototoxic drugs). • Have diabetes, heart, circulation or thyroid problems. • Have been exposed to very loud sounds over a long period or single exposure to explosive noise.

■ Hearing aids work!

Research by the National Council on the Aging on more than 2,000 people with hearing loss as well as their significant others demonstrated that hearing aids clearly are associated with impressive improvements in the social, emotional, psychological, and physical wellbeing of people with hearing loss in all hearing loss categories from mild to severe. Specifically, hearing aid usage is positively related to the following quality of life issues. Hearing loss treatment was shown to improve: • Earning power • Communication in relationships • Intimacy and warmth in family relationships • Ease in communication • Emotional stability • Sense of control over life events • Perception of mental functioning • Physical health

■ What to do?

Have a complete hearing evaluation by a licensed provider, Beltone offers these free at several locations throughout Central and Northern Wisconsin and even makes house calls. Simply call 1-800-236-4060 for an appointment.

Decisions made now

Preplanning your funeral with Peterson/Kraemer Funeral Home

...to help ease the burden later Pre-arranging and pre--nancing a funeral is a simple & secure way to provide for the approaching tomorrow. At Peterson/Kraemer Funeral Home, we are ready to help you pre-plan so all costs and arrangements will be taken care of. Call us today for your family.

715-845-6900

Athens, Edgar, Marathon Wausau East, Wausau West

SPARK!

CULTURAL PROGRAMMING for PEOPLE WITH MEMORY LOSS

Free Monthly Social & Art-Making Event

Bring a friend or family member Second Thursday 10:30 am - Noon

Call (715) 842-3993 today for an appointment to discuss your final wishes and experience the freedom of knowing that itâ&#x20AC;&#x2122;s all taken care of.

Call 715.845.7010 to register Franklin & 12th St. Wausau, WI 54403 715.845.7010 / www.lywam.org Follow Us

Always FREE Admission

Weekly blog Woodson Wanderings

Helping Hands Resource Guide | 7

Turn Memories into Memorials

LIFESIZING™ ► No cost, no obligation estimate ► Assistance with sorting items

• Donation to charitable groups • Disposal • Move to new home

► Assistance with packing boxes

• Pack all items (dishes, knick-knacks, books, bedding, and clothing) • Pack only the breakables (dishes and knickknacks)

► Moving

• Move all items • Move furniture, but not boxes • Move only furniture

Since 1914

► Storage

• New facility secured and climate controlled • No long term contracts

Many new styles and colors on display. We are proud of our quality, workmanship and prices.

► Unpacking service

• Place items in cupboards and closets • Hang pictures

Memorials of Distinction 800-481-9933 715-849-9933

8325 Highland Drive · Wausau, WI 54401

715-842-3545 Celebrating 100 years of service

101 S. 3rd Avenue, Wausau

Hearing loss? We Are Your Premier Hearing Aid Partner At Beltone, our goal is simple: to bring you hearing so natural, listening is a pleasure again—wherever you go. We engineer comfort and ease into every style of hearing aid we make.

James Ogurek National Board Certified Hearing Aid Specialist State License #298

Hearing Solutions, Inc.

330 Grand Avenue • Wausau, WI 54403 ♦ 715-842-9882 or 1-800-236-4060 8 ‌| Helping Hands Resource Guide

‘‘

When I go home I know he is in good hands

‘‘

which means the world to me…

Whether you or your loved one are planning a post-hospital stay and in need of short-term rehabilitation, or considering long-term care, our talented team is determined to deliver the best in skilled nursing care designed for you and your family. Our 17-acre campus is nestled on the beautiful shoreline of Lake Wausau and offers awardwinning programs designed to provide the most extensive continuum of care in Wausau. Call us today for a visit or go online and see what people say about us in their own words!

www.norcen.org/InTheirOwnWords

• Short-Term Rehabilitation • Advanced Respiratory & Ventilator Care • Long-Term Care • Dementia Care

Providing the Most Extensive Continuum of Care in Wausau

www.norcen.org

715.848.4300 | 1.800.236.0501 2400 Marshall Street, Wausau

Helping Hands Resource Guide | 9

Directory CBRF

Community Based Residential Facilitiesâ&#x20AC;&#x201D; Advanced Age Only

Applegate Reflections 715-849-1514 Artisan Wausau 715-849-2740 artisanseniorliving.com Azura Memory Care 715-355-0812 azuramemory.com Bellewood Avenue Community Residence 715-355-9099 Cady Home West I 715-675-5487 Cady Home West II 715-675-5726 Care Partners - Weston 715-355-0322 / 715-298-1688 Cedar Creek Manor I & II 715-355-8246 / 715-241-8807 Cedar Ridge Elder Services 715-359-1700 715-359-4838 715-355-6170 715-693-7024 Copperleaf Assisted Living 715-298-0218 copperleafcare.com 10 â&#x20AC;&#x152;| Helping Hands Resource Guide

Living Options

Copperleaf Assisted Living of Marathon 715-443-2727 copperleafcare.com

Sunshine Home of Wausau 7715-848-8868 sunshinehomeofwausau. com

Copperleaf Memory Care 715-355-0586 Sylvan Crossings on Evergreen Evergreen Park 715-675-3827 715-903-0177 sylvancrossings.com Mountain Terrace Senior Living 715-843-5230 NCHCF Hillcrest Avenue 715-845-3733 Oak Heights 715-903-0177

Tender Reflections 715-551-4042 www.tenderreflectionsal. com Wellington Place of Rib Mountain 715-842-5000

Willow Haven CBRF LLC Our House Assisted Care 715-693-8233 715-675-4444 hourhousesl.com Our House Memory Care 715-675-4440 ourhousesl.com Stone Crest Residence 715-849-9563 Stoney River Assisted Living 715-298-3833 stoneyriverweston.com Sullivans 716 715-849-8408 Sullivans 727 715-849-8364

Primrose Retirement 715-842-1818 primroseretirement.com Renaissance Weston 715-355-5858 www.rennesgroup.com Riverview Terrace 715-261-6687 riverviewterrace.com Terrace Count Assisted Living 715-843-5230

Home Care

** Non-Medical Services A1 Tender Care at Home 715-359-8160 715-432-0911

RCAC

Aldin Adult Home Care 715-573-1978

Acorn Hill Senior Living Community 715-693-8844

Aspirus At Home 715-847-2600 aspirus.org/ourservices Medicare/Medicaid Certified

Residential Care Apartment Complexes

Applegate Terrace 715-849-1514 Gardens Apartments 715-845-1214 www.homme.org Mountain Terrace Senior Living RCAC 715-848-6257

Aurora Community Health 715-692-2170 auroraservices.com Caresource, LLC 715-574-8000 caresourcellc.net Elders Sanctuary, LLC 715-302-0773

Faith in Action of Marathon County, Inc. 715-848-8783 faithinactionmc.org Home Instead Senior Care** 715-843-7100 homeinstead.com/293

Visiting Angels** 715-693-3777 visitingangels.com

Hospice

AseraCare Hospice 877-234-8571 aseracare.com

Inspired Home Care, LLC Aspirus Comfort Care 715-848-0480 & Hospice Services myinspiredhomecare.com 715-847-2424 aspirus.org/ourServices Interim HealthCare 715-842-7707 Hospice House-Aspirus interimhealthcare.com/ 530 N. 32nd Ave. wausauwi Wausau, WI 54401 Lee Quality Homecare 715-298-9441 leequalityhomecare.com Ministry Home Care 715-843-9000 ministryhomecare.org Nicolet Supportive Home Care** 715-843-9396 nicoletstaffing.com Pastika Independent Living Services, LLC 715- 297-3999 TLC HomeCare for Seniors** 715-355-5673 tlchomecarewi.com Universal Home Care 715-298-9307

Independent Subsidized Senior Housing 55 and Older Housing Birchwood Highlands 715-359-7000 HighlandsCommunities. com Casa Therese Schofield Apartments 715-359-2421 Cedar Creek Senior Housing I & II 715-241-7601

715-847-2725 aspirus.org/ourservices

City Walk Apartments 715-848-9088

Interim Hospice & Palliative Care 715-842-7707 interimhealthcare.com

Forest Park Village 715-845-1214 homme.org

Ministry Home Care Hospice Services 715-843-9006 ministryhomecare.org

Hospice Residential Facilities Hospice House - Aspirus 715-847-2424 aspirus.org/ourservices

Cedarwood Apartments 877-784-1643 Harry & Velma Hamilton Villa 715-357-3334 800-685-9353 Kannenberg Plaza 715-675-7952 Maplewood Apartments 877-784-1643 Pinewood Apartments 877-784-1643

Riverview Tower Island Place Apartments Elderly Apartments 715-845-4144 715-848-1369 Kannenberg Plaza 715-675-7952 The Pines at Mount View 715-355-2818 Village Cooperative of Wausau 715-675-9019

Rothschild Apartments 877-784-1643 Schofield Apartments 877-784-1643 Sturgeon Bluff Apartments 715-848-7200

Helping Hands Resource Guide | 11

Stay Independent — Are You at Risk? Falls are the main reason why older people lose their independence. Check Your Risk for Falling Please circle “Yes” or “No” for each statement below. Yes (2)

Why it matters

No (0) I have fallen in the past year.

People who have fallen once are likely to fall again.

Yes (2) No (0) I use or have been advised to use a cane or walker to get around safely.

People who have been advised to use a cane or walker may already be more likely to fall.

Yes (1) No (0) Sometimes I feel unsteady when I am walking.

Unsteadiness or needing support while walking are signs of poor balance.

Yes (1) No (0) I steady myself by holding onto furniture when walking at home.

This is also a sign of poor balance.

Yes (1) No (0) I am worried about falling.

People who are worried about falling are more likely to fall.

Yes (1) No (0) I need to push with my hands to stand up from a chair.

This is a sign of weak leg muscles, a major reason for falling.

Yes (1) No (0) I have some trouble stepping up onto a curb.

This is also a sign of weak leg muscles.

Yes (1) No (0) I often have to rush to the toilet.

Rushing to the bathroom, especially at night, increases your chance of falling.

Yes (1) No (0) I have lost some feeling in my feet.

Numbness in your feet can cause stumbles and lead to falls.

Yes (1) No (0) I take medicine that sometimes makes me Side effects from medicines can sometimes feel light-headed or more tired than usual. increase your chance of falling. Yes (1) No (0) I take medicine to help me sleep or improve my mood.

These medicines can sometimes increase your chance of falling.

Yes (1) No (0) I often feel sad or depressed.

Symptoms of depression, such as not feeling well or feeling slowed down, are linked to falls.

Total______

Add up the number of points for each “yes” answer. If you scored 4 points or more, you may be at risk for falling. Discuss this brochure with your doctor.

*This checklist was developed by the Greater Los Angeles VA Geriatric Research Education Clinical Center and affiliates and is a validated fall risk self-assessment tool (Rubenstein et al. J Safety Res; 2011:42(6)493-499). Adapted with permission of the authors.

Four Things You Can Do To Prevent Falls:

1. Begin an exercise program to improve your leg strength & balance 2. Ask your doctor or pharmacist to review your medicines 12 ‌| Helping Hands Resource Guide

3. Get annual eye check-ups & update your eyeglasses 4. Make your home safer by: a. Removing clutter &

tripping hazards b. Putting railings on all stairs & adding grab bars in the bathroom c. Having good lighting, especially on

stairs For more information on fall prevention, please visit: www.cdc.gov/injury; www. stopfalls.org

The Pines 715-355-2818

Parkin g

Religio us Servic es

L au n d

Yes

Voucher Public

Yes

Public

Yes

Public

Yes

Advanced Age, Dementia/ Alzheimerâ&#x20AC;&#x2122;s Care only

Everest Housing, LLC Weston, 715-298-2924

Blaser Adult Family Home Wausau, 715-842-4663

Everest Housing, LLC Weston, 715-298-1045

Circle of Love Haven 1-4 Weston, 715-297-5953 www.circleofloveafh.com

Goldenrod Adult Family Home Wausau, WI 54401 715-355-5595 High Medical Needs

C OPPER L EAF G R O U P

A Better Place A Better Life Assisted Living and Memory Care Convenient Locations in Schofield and Marathon

C OPPER L EAF

Please call Eve at (715) 498-9514 to learn more about our extraordinary care M A N A G E M E N and T to G schedule R O U Pa tour today!

New Beginnings Adult Family Home 702 Plumer Street Wausau, 715-848-1938 REM Northwestern Schofield,715-298-3508 Sekara LLC 1 Wausau, 715-355-3751

/Gara

Elevat or al l Fl o t o ors

Yes

Adult Family Home

M A N A G E M E N T

Enterr ainme

Yes

nt Storag e

i es

Faci l i t Dining

Public

o we d

Yes

zed

B eau t y / Barber Shop

Marathon Housing Association-WI Mgmt Co 817-784-1643

Pets A ll

City Walk Apartments 715-848-9088

Public or Transp Private ortatio n

Cedar Creek Senior Housing I & II 715-241-7601

Subsid i

Independent Living

Yes

Sekara LLC 2 Wausau,715-551-0269 St. Rita LLC 575 Mosinee, 715-693-6768 St. Rita LLC 577 Mosinee, 715-693-6768 This Home Rothschild, 715-359-1031

Independent, Assisted Living, and Memory Care Please visit our website at http://thehomeplaceof.com to see our locations. Please call 715-429-1007 for more information or to tour one of our facilites. Helping Hands Resource Guide | 13

Get to know

Wausau Manor/Applegate Terrace Assisted Living Come visit a campus that has a full continuum of services all under one roof! Wausau Manor is a leading provider of short-term rehabilitation, post-acute services, and long-term care. Providing high quality care and services is a responsibility we take very seriously and we are pleased to share that we have achieved a Five-Star quality rating from the U.S. Centers for Medicare and Medicaid Services(CMS). Nursing Centers achieving a FiveStar quality rating are considered to have above average quality and have obtained the highest designation under the system. Take a walk through our connected hallway, and visit Applegate Terrace, an assisted living facility that offers a number of services including activities of daily living and everyday meal choices. Applegate Terrace consists of 53 apartments for both independent and assisted living. Within Applegate Terrace, there is also an eight bed unit, designed for those with memory

impairments. Our campus provides inpatient and outpatient rehabilitation services. Wausau Manor and Applegate Terrace are located just two blocks from Aspirus Wausau Hospital. Our campus is also centrally located around many medical clinics. Wausau Manor and Applegate Terrace provide a full continuum of services, offering care focused around each individual in today’s ever-changing health care environment. Wausau Manor 715-842-0575 Applegate Terrace 715-849-1514

Applegate Terrace Assisted Living and Wausau Manor

“The staff at Wausau Manor always gave excellent care, 24 hours a day, and was great with our family. The staff at Applegate Terrace administer good care and pay special attention to our needs. We feel safe here. Both facilities meet all of our expectations. We enjoy activities offered at the facilities such as bingo, trivia, and entertainment. Truly, everything you need is under one roof. We definitely would recommend this place to our friends and family!” — Jack (Wausau Manor Rehab Graduate) & Betty Marciniak, Residents at Applegate Terrace

Please call us to schedule a personal consultation and tour of our center today!

3001 Westhill Drive • Wausau, WI 54401 715.849.1514 • www.applegateterraceassistedliving.com

14 ‌| Helping Hands Resource Guide

3107 Westhill Drive • Wausau, WI 54401 715.842.0575 • www.wausaumanorcare.com

Healthy Living for Your Brain and Body: Tips from the Latest Research

t any age, there are lifestyle habits we can adopt to help maintain or even potentially improve our health. These habits may also help to keep our brains healthy as we age and possibly delay the onset of cognitive decline. With this in mind, the Alzheimer’s Association offers 10 Ways to Love Your Brain, tips that may reduce the risk of cognitive decline. 1. Break a sweat. Engage in regular cardiovascular exercise that elevates your heart rate and increases blood flow to the brain and body. Several studies have found an association between physical activity and reduced risk of cognitive decline. 2. Hit the books. Formal education in any stage of life will help reduce your risk of cognitive decline and dementia. For example, take a class at a local college, community center or online. 3. Butt out. Evidence shows that smoking increases risk of cognitive decline. Quitting smoking can reduce that risk to levels comparable to those who have not smoked. 4. Follow your heart. Evidence shows that risk factors for cardiovascular disease and stroke – obesity, high blood pressure and diabetes – negatively impact your cognitive health. Take care of your heart, and your brain just might follow. 5. Heads up! Brain injury can raise your risk of cognitive decline and dementia. Wear a seat belt, use a helmet when playing contact sports or riding a bike, and take steps to prevent falls. 6. Fuel up right. Eat a healthy and balanced diet that is lower in fat and higher in vegetables and fruit to help reduce the risk of cognitive decline. Although research on diet and cognitive function is limited, certain diets, including Mediterranean and Mediterranean-DASH (Dietary Approaches to Stop Hypertension), may contribute to risk reduction. 7. Catch some zzz’s. Not getting enough sleep due to conditions like insomnia or sleep apnea may result in problems with memory and thinking. 8. Take care of your mental health. Some studies

link a history of depression with increased risk of cognitive decline, so seek medical treatment if you have symptoms of depression, anxiety or other mental health concerns. Also, try to manage stress. 9. Buddy up. Staying socially engaged may support brain health. Pursue social activities that are meaningful to you. Find ways to be part of your local community – if you love animals, consider volunteering at a local shelter. If you enjoy singing, join a local choir or help at an afterschool program. Or, just share activities with friends and family. 10. Stump yourself. Challenge and activate your mind. Build a piece of furniture. Complete a jigsaw puzzle. Do something artistic. Play games, such as bridge, that make you think strategically. Challenging your mind may have short and long-term benefits for your brain. In addition to reducing your risk of cognitive decline, these tips may also reduce your risk of dementia. Evidence for reducing risk of dementia is currently strongest in relation to formal education and the avoidance of head injury; other tips show indication of possibly reducing risk. Alzheimer’s disease, the most common form of dementia, is one of the nation’s largest public health crises. Alzheimer’s is an irreversible neurological disease that impairs cognition, orientation and functional capacity, and it is the only cause of death among the top 10 life-threatening conditions in the United States that cannot be prevented, cured or even slowed. Helping Hands Resource Guide | 15

Directory

Dining

Food Pantry

meal. Reservations are required by noon 1 day in advance, and are made by calling the site at which a person wishes to eat, or by calling the ADRC. Wausau: Riverview Towers, 715-842-7266, Monday - Friday at 11:30 a.m.

Circles of Joy

2918 Wildwood Lane, Wausau, WI 54401, (715) 848-4177

Community Center of Hope Food Pantry

Mosinee, WI (715) 693-7145 www.cchope.net Open Mondays 9 a.m. - noon, Tuesdays and Fridays; Noon - 2 p.m.

(715) 845-4272 www.sawausau.org

Covenant Food Pantry

Wesley Church Food Pantry

Schofield, WI (715) 359-6467 www.covenantcommunitypc.org Distributes 2nd and 4th Wednesday of month, 3 - 5 p.m.

First Presbyterian Church Food Pantry

Wausau, WI (715) 842-2116 www.firstpreswausau.org Tuesday of each month between 1:00 and 2:00 p.m. a free soup kitchen is offered prior to the food distribution beginning at 12 noon.

Neighbors’ Place Food Pantry

745 Scott Street, Wausau, WI (715) 845-1966 www.neighborsplace.org Distributes food and pet food (when available). Mon., Tues., Thurs., Fri.: 10 a.m. to 2 p.m. Wed. 2 p.m. to 5 p.m. after residents have been served for the first time, they are welcome to return every 3 weeks for as long as needed.

Salvation Army – Wausau 202 Callon Street Wausau, WI 54401

16 ‌| Helping Hands Resource Guide

1101 Elm Street, Wausau, WI 54401 (715) 842-3768 Food pantry open by appointment only; please call church office and speak with a staff member, or leave a message on the food pantry voicemail.

Grocery Delivery Kohlman’s Inc. – Telephone Delivery Service 735 S. 3rd Ave., Wausau, WI (715) 845-4991

Lee’s Piggly Wiggly Delivery Service

530 W. Hwy. 153, Mosinee, WI (715) 693-6700 Delivery on Tuesday and Thursday.

Meal Sites

ADRC-CW Senior Dining Program

1000 Lakeview Dr., Wausau, WI (715) 261-6070 or (888) 486-9545 www.adrc-cw.com The suggested contribution is $3.50 per

Circle Of Love Lenten Soup Kitchen

621 N. 2nd Street, Wausau, WI (715) 845-6715 Volunteers provide noon meals of soup and bread during Lent. Money donated at that time helps fund monthly soup meals for Parish shut-ins and for the Salvation Army throughout the year. Eligibilities: Lenten Soup Kitchen is open to all downtown visitors, workers and to the public.

Community Christmas Dinner

St Paul’s United Church of Christ, 426 Washington St, Wausau 715-551-4166 Provides a Noon Meal on Christmas Day for anyoe who alone that day. Take out available but no delivery. No reservations needed. Volunteers needed to help on Christmas Eve and Christmas Day. Please call to volunteer.

First Presbyterian Church Food Pantry

406 Grant Street, Wausau, WI (715) 842-2116 www.firstpreswausau.org Food is distributed on the first and third Tuesday of each month between 1:00 and 2:00 p.m. A free soup kitchen is offered prior to the food distribution beginning at 12 noon.

Friends Thanksgiving Dinner

First Presbyterian Church, 406 Grant Street, (715) 302-2832 Accepting calls beginning November 7th - 22nd, 3-6 p.m. Meals are delivered to those who are unable to attend. Dinner at the Church at 1 p.m. on Thanksgiving Day; deliveries made between 11 a.m.-1 p.m. Those who are alone at Thanksgiving, or unable to buy and prepare food themselves are welcome.

Jubilee House

225 S. 28th Avenue, Wausau, WI (715) 842-3148 Jubilee House serves a free community meal every Thursday evening 4:30 - 6:00 p.m. with the exception of Legal Holidays and

when the Wausau District closes schools due to inclement weather. The cafeteria is handicapped accessible. Meal is open to all. No calling ahead necessary.

Meals And More

501 Stewart Avenue, Wausau, WI (715) 842-0769 www.trinityonstewart.org Served the 4th Wednesday of the month 4:30 - 6:00 p.m. in the school cafeteria.

everyone who comes on the last Sat. of each month.

St. Pauls Neighborhood Meal

426 Washington St., Wausau, WI (715) 842-3733 Evening meal and fellowship open to all. Served only on Tuesday evenings 4:30 - 6:00 p.m.

Sunday Community Supper

Saturday Downtown Lunches 330 McClellan Street, Wausau, WI (715) 845-6947 www.sjwausau.com A full noon-time meal is served to

406 Grant Street, Wausau, WI (715) 842-2116 www.firstpreswausau.org Volunteers from area churches serve a weekly Sunday evening meal for community members from all walks of life.

STRESS 19 HOURS

The typical caregiver provides

THE OF FAMILY CAREGIVING

43.5 M

caregivers in the U.S. provide unpaid help to support an adult family member

1/3

of family caregivers are also raising children

Caregivers are substantially more likely to experience an array of

NEGATIVE

emotional health outcomes

Caregivers are not only more likely to report stress,

but also report it at a

HIGHER LEVEL

than is reported by the general public

of care a week

3/4

work outside the home 40% WORK FULL TIME

55%

of caregivers feel overwhelmed by the amount of care their loved one requires Caregivers who donâ&#x20AC;&#x2122;t have family members to help them

30%

The majority say that caregiving

IMPACTS their performance at work Caregivers who provide support to their spouse and report caregiving strain are

63%

more likely to die within 4 years than similiar noncaregivers

70%

coordinate the responsibilites of caregiving with other family members Helping Hands Resource Guide | 17

$775

Free Central Air/Heat New Flooring & Appliances

$875 LIMITED TIME OFFER

$250

SECURITY DEPOSIT

www.ahmcproperties.com 18 â&#x20AC;&#x152;| Helping Hands Resource Guide

Chiropractic Cares

Addressing Muscle Imbalances to Improve Performance By Dr. L. Voigt Smith, PT, DPT, OCS, CredMDT

esse Owens once said, “We all have dreams. But in order to make dreams come into reality, it takes an awful lot of determination, selfdiscipline, and effort.” As the winner of four gold medals in the 1936 Berlin Olympics, he proved himself to be the fastest man alive. This was in spite of the open hatred expressed from Hitler and his evolving governmental socialist regime with all its tyranny and arrogance. It also was a huge victory for America. Jesse later shared, “The battles that count aren’t the ones for gold medals. The struggles within yourself...the inevitable battles inside all of us... that’s where it’s at.” In this light, consider what’s holding you back from being the best you can be. How can you perform better in your journey in the human race? As a young athlete, I learned the importance of active preparation. I came to appreciate how specific warm up exercises and stretching prior to a competition significantly improved my racing performance while reducing my risk of injury. As a doctor of physical therapy, I since have gained a much deeper appreciation of how important appropriate exercise is to enhance and optimize my functioning in life, as well the lives of individuals I have the privilege to treat. Exercise can be thought of as a drug; if we use the right medication (exercise), under the appropriate conditions, it can be of tremendous value in enhancing health and wellness. Among many benefits, our moveable joints adore adaptive movements as this helps to keep joints

lubricated, keeps cartilage healthy, and keeps the nervous system optimally responsive. However, under the wrong conditions, exercise can do more harm than good. Faulty muscle imbalances are impairments that often become drivers for pain as well as dysfunctional and inefficient movements. Abnormal muscle and connective tissue lengths can lead to restrictive mechanical joint and neurological conditions. I’ve seen many elderly people and cars functioning well. However, poorly maintained people and vehicles both eventually break down. How well do you care for your vehicle as well as your body? In the early nineties, I was reminded how important balance and alignment is after driving my Corsica on Highway 1 in California. I finally discovered my tires had been unbalanced to the point the insides of the front wheels had unevenly worn away. On a positive note, the tires had not blown; it still was expensive to get new ones as they no longer were safe for driving. Similar to my car situation, muscle imbalances in our back, shoulders, forearms, hands, hips, knees (and other regions) can create maladaptive problems with movement and function, in some cases even causing falls. Such imbalances can eventually lead to reduced joint mobility, poor posture, and debilitating weakness; this can evolve into cycles of instability and restrictive pain and fear of movement. For those needing assistance, a doctor of physical therapy is uniquely qualified to evaluate and treat movement disorders. Through professional care, one can function better with an effective program to restore strength and stability often reducing or eliminating the need for medication or surgery. Many also are discovering the value and tremendous cost savings with direct access and cash-

based physical therapy. Depending on individual circumstances, a PT may use (among other clinical tools) therapeutic exercise, neurological re-education, manual therapy and functional equipment to meet goals. One very unique and effective innovation is the Backsmith Selective Stabilization Exercise Support. This clinical tool can help relax and calm down the nervous system, improving posture and strength, and enhancing movement and exercise potential. In summary, we are designed to move and how well we move can impact our wellness and vitality. Our nervous system needs appropriate adaptive movement to stay healthy and function well. Help is available for those in need. A doctor of physical therapy can greatly improve one’s quality of life and get them back in the race. It’s a move in the right direction! Dr. Smith is the owner of Backsmith Advanced Physical Therapy LLC in Weston & can be contacted by email (backsmith2009@ hotmail.com) or through the website at backsmithadvancedphysicaltherapy.com

“Where Quality Physical Therapy Movement Produces the Best Medicine.” Dr. Louis Voigt Smith PT, DPT, OCS, CredMDT

Physical Therapy Services Including: ▪ Land-based ▪ Aquatic ▪ Industrial ▪ Manual ▪ Home Health

H BA C KS M IT

Advanced Physical Therapy LLC

3409 Schofield Ave., Suite E, Weston, WI 54476 Location also in Tomahawk

715-298-5888

backsmithadvancedphysicaltherapy.com

Helping Hands Resource Guide | 19

Transforming

CULTURE of Care

Azura Memory Care

 Exceptional caregivers, specially trained in dementia, communication, proper approach, behavioral expression management and active engagements  Short-term/Respite and Long-term care available  Medication and incontinence management  Home cooked meals, housekeeping and linen service  Personalized activities to enhance quality of life and promote personalized moments of joy!

3704 Hummingbird Wausau 3712 Damon Street,Road, Eau Claire www.azuramemory.com

Citation free for over a decade! Call 715-491-0882 715-832-6696 for a tour! The Choice is Yours You have the power to choose a Hospice provider that works with your physician to provide your family Hospice services the way it was intended to be. Together we can make a difference for people with a terminal diagnosis. AseraCare Hospice North Central WI

“We have more control over how we come into this world than how we go out.” — M. Jenson, MD

4107 Barbican Ave., Ste. 220, Weston, WI 54476 715-355-4797/877-234-8571

THE CHOICE IS YOURS

Be selective when choosing your Hospice partner. Call to request an interview checklist.

Equal opportunity provider of healthcare services. AHS-07018-11 CI of NCWI (877) 234-8571 (715) 842-2805

www.AseraCare.com 20 ‌| Helping Hands Resource Guide

Equal opportunity provider of healthcare services. AHS-06833-11-EI

Rehab Service s

Meals

Yes

Applegate Terrace 715-849-1514

RCAC $2,800 -3,800

Yes

Azura Memory Care 715-491-0882 Care Partners***

CBRF Call for Rates

Yes

Assist With

Yes

Weston 715-298-1688/ 715-355-0322

Cedar Creek Manor I & II 715-355-8246/715-241-8807 Copperleaf Assisted Living of Schofield 715-298-0218 Copperleaf Memory Care of Schofield 715-355-0586 Copperleaf Assisted Living of Marathon 715-443-2727 Garden Apartments 715-845-1214

Goldenrod High Medical Needs 715-355-5595 Homme Adult Day Care 715-845-1214

CBRF

Call

CBRF $2,900 -4,500

Yes Yes No Yes Yes

Yes

CBRF $3,850 CCCW -5,850

Yes

CBRF $3,850 CCCW -5,850

Yes

CBRF $3,850 CCCW -5,850

Yes

RCAC $3,050 Yes & Up

CCCW

$7,500 & Up

ADC

$45-70 Contracts N/A N/A Yes Day a day

CBRF $2,800 & Up

Riverview Terrace Assisted Living 715-261-6687

RCAC

$7201,081 + Rent

No HUD

CBRF $4,370 Contracts

Yes

Social Early No Yes Yes Yes Yes Yes Outings Stage

AFH

Lincoln House 715-581-0240

Stone Crest Residence 715-849-5462

Yes

24/7 O nSite Ca re

Diabet

es Mgm t.

Call Sy stem

Yes

Care Respite

Schedu led Transp ortatio n Alzheim erâ&#x20AC;&#x2122;s Care

Private

Units

Subsidiz ed

CBRF $4,900

Type (A FH, RCAC, CBRF) Monthly Cost Range

Applegate Reflections 715-849-1514

Assisted Living

Yes Yes

Yes

Yes Grocery Bus

Yes

N/A

Yes

Lunch

Yes

No Yes No No Lunch No

Social Yes Yes Yes Yes Yes Yes Yes Outings *** More Care Partner/Country Terrace Central & Northern WI Locations Country Terrace - Abbotsford 715-223-2182, Minocqua 715-356-1171, Rhinelander 715-365-3324, Stratford 715-687-4786, Tomahawk 715-224-3701 Care Partners - Antigo 715-627-4698, Medford 715-748-2114, Stevens Point 715-341-1556/715-345-9904 Helping Hands Resource Guide | 21

100 Yes

Yes

Mount View Care CenterNorth Central Health Care 715-848-4300 Rennes Health & and Rahab 715-393-0400 Wausau Manor 715-842-0575 Wisconsin Veterans Home at King 715-256-5027

Care

Some

Yes

$270 -$287

Yes

Some

Yes

240 Yes Yes

Call for more info

Yes

84 Yes

Depends

Yes

Yes Yes

$263 -$330

721

Yes Yes

Call

Yes

Nursing Homes Benedictine Living Community of Wausau 1821 N. 4th Ave., Wausau, WI 54401 715-675-9451 blcwausau.org Homme Home 604 South Webb Street Wittenberg, WI 54499 715-253-2125 Kennedy Park Med & Rehab 6001 Alderson St., Schofield, WI 54476 715-359-4257 kennedyparkrehab.com 22 â&#x20AC;&#x152;| Helping Hands Resource Guide

Memo ry

Yes

Ho s p i c e Contra ct

Care Respit e

Therap y Servic es

Kennedy Park Nursing and Rahab 715-359-4257

Depends Yes

IV The rapy

Yes

Daily C os Range t

d Medica i

Medica re

82 Yes

Respir at Care ory

Benedictine Living Community of Wausau 715-675-9451

Total B e

Rehab and Nursing Homes

Mount View Care Center 2400 Marshall St., Wausau, WI 54403 715-848-4300 www.norcen.org Rennes Health & Rehab - Weston 4605 Valdres Spring Ct., Weston, WI 54476 715-393-0400 rennesgroup.com Stoney River Rehab. 7805 Birch Street, Weston, WI 54476 715-298-3833 stoneyriverweston.com

Wausau Manor 3107 Westhill Drive, Wausau, WI 54401 715-842-0575 wausaumanorcare.com

ment

In Hom e Care

Yes

AseraCare Hospice of North Central Wisconsin 715-355-4797

Yes

Interim Hospice 715-842-7707

Yes

Pain Manag e

Bereav ement Care

Yes

Care Respit e

Yes

Coordi na of Car tion e

Yes

s Family Meetin g

l Care Spiritu a

Private Ins Accepe urance ted

Medica id Accep t ed

Yes

Private Pay Accep t ed

Medica re Accept ed

Aspirus Comfort Care & Hospice Services** 715-847-2424

Hospice

**Additional services include Massage Therapy, Music Therapy and Hospice House.

Meals and Nutrition

Adult Day Care

ADRC-CW Meals On Wheels 1000 Lakeview Dr., Wausau, WI (715) 261-6070 or (888) 486-9545 www.adrc-cw.com Delivers meals to persons who are: 1) Age 60 or older 2) Confined to their home because of illness or disability 3) Are unable to prepare their own meals Staff complete an in-home assessment. Hot meals are generally delivered M-F. Some rural areas may have frozen meals delivered once weekly.

Aurora Day Services 1023 Jacoby St., Schofield WI 54476 (715) 359-2879 www.auroraservices.com

Wausau Area Mobile Meals 609 Scott Street, Wausau, WI (715) 848-5848 Like us on Facebook Delivers meals to any age person that is disabled, convalescing, chronically ill, or unable to prepare a healthy nutritional meal. Meals are delivered 5 days a week by volunteers. Special diets are available for those with restricted diets.

Caring Hearts Activity Center 2609 E. Wausau Ave., Wausau, WI 54403 715-298-0058 Caringhearts40@yahoo.com Community Supported Living- Supported Home Care 740 N 3rd St., Wausau, WI 54403 (715) 842-8700 www.oppincwi.org Homme Adult Day Center 2901 N.7th St., Wausau, WI 54403 715-845-1214 ext 310 www.homme.org/adultservices.shtml North Central Health Care â&#x20AC;&#x201C; Adult Day Services 1100 Lakeview Dr., Wausau, WI 54403 (715) 848-4317 www.norcen.org Helping Hands Resource Guide | 23

Funeral Homes Beste Funeral Home 611 3rd St., Mosinee, WI 54455 (715) 693-2450

Brainard Funeral Home 522 Adams St., Wausau, WI 54403 (715) 845-5525 5712 Memorial Ct., Weston, WI 54476 (715) 845-5525 www.brainardfuneral.com Helke Funeral Home-Cremation 302 Spruce St., Wausau, WI 54401 (715) 842-3993 www.helke.com John J. Buettgen Funeral Home 948 Grand Ave., Schofield, WI 54476 (715) 359-2828 www.jjbfh.com Peterson/Kraemer Funeral Homes & Crematory (715) 845-6900 1302 6th St., Wausau, WI 54403 3400 Stewart Ave., Wausau, WI 54401 300 Walnut St., Marathon, WI 54448 312 Caroline St., Athens, WI 54411 327 N. 3rd Ave., Edgar, WI 54426 www.petersonkraemer.com

Monuments Norde Memorials Inc. 101 S. 3rd Ave., Wausau, WI 54401 (715) 842-3545 www.nordememorials.com

Wausau Monument Inc. 1602 Grand Ave., Wausau, WI 54403 (715) 842-4696 www. wausaumonument.com

It is a final gift to them.

Pre-planning is a “gift” to loved ones. It enables them to focus on honoring a loved one’s life rather than worrying about difficult decisions at a distressing time. Call us today for more information about pre-planning your final wishes. Jamie Sarver

Certified Pre-planning Specialist 715.845.5525 jamie@brainardfuneral.com

www.brainardfuneral.com Wausau Chapel, 522 Adams Street, Wausau, Wisconsin 54403 Everest Chapel, 5712 Memorial Court, Weston, Wisconsin 54476

There’s No Place Like Home Staying in your home isn’t as easy as clicking your heels and wishing you were back home. We Provide: • Daily Living Needs • Housekeeping • Laundry • Meal Preparation • Supportive & Personal Care • Medication Reminders • Transport

• Errands, Shopping • Blood Pressure Checks • Transitional Care-Hospital or Rehab to Home • Companionship • Day or Night Care • Getting Up & Bedtime Routines • And Much, Much More!

Care designed to meet your needs.

So Stay Home With Us!

A 1 Home Health Care (715) 359-8l60 • (7l5) 432-09ll

24 ‌| Helping Hands Resource Guide

What Is Your Net Worth? Let us roughly calculate your net worth so that your consideration for a move is based upon actual financial numbers. This information should be taken with you when you see your banker, accountant, financial planner and attorney. If you have any questions please seek appropriate advice from a professional. + Add the fair market value of the assets. + Add the liabilities. - Subtract the liability total from asset total. = That is your net worth. Assets: • Money • Cash value of life insurance • Cash value of your U.S. Savings Bonds, profit sharing, employee savings, retirement program • Current market value of stocks and mutual funds • Current market value of other securities • Price of home, cottage, land • Price you could get for cars, trailers, snowmobiles, etc. • Market value of your household goods and furnishings • Market value of personal assets • Price for selling out your investment in any unincorporated business, etc. • Amount of money responsible people owe you • Conservative estimate of any other assets Liabilities: • Amount owed on mortgage, care, boats, etc. • Charge card debts, installment debts, personal debts • Amount owed for taxes not yet withheld • Sums you’ve committed for college or education • Any other liabilities

Every Client’s Insurance Needs are Different. Every Insurance Company is Different. We Will Match the Perfect Company to Your Unique Needs. Every Client’s Insurance Needs are Different. Every Insurance Company is Different.

We are your WAUSAU area

We Will Match the Perfect Company professional agents. to Your Unique Needs. We are your WAUSAU area professional agent.

Total Assets - Total Liabilities = Net Worth For a more detailed net worth consult a professional financial planner or an accountant. This information is offered as a ready reference for how much of a home you are able to afford.

Helping Hands Resource Guide | 25

Moving Made Easy By Laurie Heuser, Diversified

re you considering a move to a new home? Do you know you will be moving in the next few weeks or months? Moving is considered to be one of the top three most stressful life experiences, but with some preparation and planning, your moving experience can be smooth and relatively stress free. Start your planning process as soon as possible, two months in advance is not too early. One of the first things to consider is how much you have budgeted for your move. Do you plan to use a professional mover or rent a truck and do the move yourself with the help of family and friends? Remember to factor in all the costs of a do-it-yourself move. Beyond truck rental and fuel, do you have people who are willing and able to lift and carry heavy furniture and boxes? What will you do if someone gets hurt or something is damaged? If you have decided to call in the professionals, I would like to give some suggestions that will help you reduce your stress and get the most for your money. My first suggestion is purge before you pay. Before you set up that appointment for a walk through with a mover, do your own walk through. This is important whether you are using a professional mover or doing a “do-it-yourself” move. If you have not used an item, not looked at the item, nor have you thought about the item in the past year, it may be time to consider donating it or throwing it out. This process will accomplish two things. By maximizing the space in your current home, you will give a better first impression to potential home buyers. Secondly, it will reduce the quantity of items being moved and also reduce your labor or your moving cost. Now it’s time to make that call to a mover. Choose carefully. You will want to call a minimum of two moving companies. Check your local yellow pages, ask friends for recommendations and call your local chamber of commerce. Make sure the movers you work with carry workman’s compensation and liability insurance. You do not want to be liable if someone gets hurt. Most companies provide a no cost, no obligation estimate. Unless your move is very small, just a few pieces of furniture, it is a good idea to have the mover do a walk through or survey of your home. This gives the mover the information to provide a more accurate estimate. It is important to get your estimate in writing. If you do not understand the pricing, ask questions. Local moves are usually charged by the hour. Travel time from and back to the shop is included in billable hours. Interstate moves are usually charged by the weight and mileage. Expect additional charges for long carries, stair carries, and elevators. Packing of the boxes is a separate charge. This is the area where most people can save substantial money. While it is wonderful 26 ‌| Helping Hands Resource Guide

to have someone come in and do all the packing, it is also very expensive. If you have the mover do the packing you will be charged for each box and the labor to pack the box. The mover may have a flat rate for packing, but understand you are still paying for materials and labor. If that packing looks too overwhelming consider having the mover pack the dishes and knickknacks. Those types of items are harder to pack and more susceptible to damage. Also if the mover has packed these items there is no questions of liability if there is damage. Remember time is money, especially if your move is being charged by the hour. So be sure to label any of the boxes you have packed. Use a black marker and briefly describe contents and the room where you would like the box placed at the new home. Plan on being present during the loading and delivery of your goods. The driver should do a short walk through of the house before they start loading. That is the time to give any special instructions and ask questions. Plan ahead and know where you want the furniture placed in your new home. Even good movers can have accidents. If something is damaged, how will you be compensated? There are usually three options. The minimum coverage is 30 cents or 60 cents per pound per article. For instance, a chair weighing 10 pounds would pay out $6.00. The second option is depreciated value. This means you will receive the value of your item less the depreciation factor. The third option is replacement coverage. If something is broken beyond repair, you will be paid the cost to replace the item at today’s price. There is usually an additional charge for the depreciated coverage and the full replacement coverage. If your mover does not offer references, ask for them. Take the time to call one or two of the people on the list. You have your estimates. You have checked the references. You have verified the movers are properly insured. It is time to make your decision. Happy moving and best wishes in your new home!

Change your address... not your lifestyle At Primrose Retirement Community, we’ll take care of the responsibilities so you have more time to enjoy the lifestyle of your choosing. In addition to the maintenance free environment, Primrose lifestyles includes: • Fitness Center • Chapel • Library • Computer Lounge • Pub • Billiard Room • Movie Theater • Beauty Salon/Barber • Ice Cream Parlor

• Daily Activities • Social Events • Exercise Classes • Scheduled Transportation • Delicious, Home Cooked Meals • 24 Hour Nursing Staff, if needed • Emergency Response System • And Many More!

Primrose Villas, Independent & Assisted Living

For more information on Primrose Retirement Communities, or to set up a personal tour, call (715) 203-4637. Come see why we say, ®

2100 Townline Road • Wausau, WI (715) 203-4637 PrimroseRetirement.com

EQUAL HOUSING

OPPORTUNITY

Hospice Demystified Hong Long Do Most Patients Receive Care?

Where Do Most Hospice Patients Receive Care?

Patient’s Place of Residence Private Residence Nursing Home Residential Facility 35.8% (<7 days)

Hospice Inpatient Facility

27.0%

(8-29 days)

Acute Care Hospital

17.2%

(30-89 days)

8.7%

66.4% 41.6% 18.3% 6.6% 26.1% 7.4%

Who Pays for Care?

(90-179 days)

11.4%

(180+ days)

Patient Age < 24 years

0.4%

65-74 years

16.3%

25-34 years

0.4%

75-84 years

27.6%

35-64 years

16.0% 85+ years

39.3%

84% Medicare Hospice Benefit

7.7%

1.3%

1.1%

0.7%

Managed Care or Private Insurance

Uncompensated or Charity Care

Self Pay

Other Payment Sources

Source: National Hospice and Palliative Care Organization

Helping Hands Resource Guide | 27

Living with Alzheimer’s Disease

Alzheimer’s disease, which attacks the brain and is the most common form of dementia, is the sixth-leading cause of death in the country. The disease is the only cause of death among the top 10 in the United states that cannot be prevented, cured or slowed.

5.4 million

Americans have Alzheimer’s Two-thirds of those with the desease -

14.9 million

Americans are caring for people with dementia

$183 billion

cost of caring for those with Alzheimer’s (2011)

- are women.

daily life, especially forgetting recently learned information

2. Challenges in planning or solving problems

3. Difficulty completing

4. Confusion with time or place

Alzheimer’s and the Brain

5. Trouble understanding

Changes in Selected Causes of Death (2000-2008)

Two abnormal structures called plaques and tangles are prime suspects in damaging and killing nerve cells in the brain causing symptoms of Alzheimer’s disease. Most experts believe they somehow play a critical role in blocking communication among nerve cells and disrupting processes that cells need to survive.

Tangles are twisted fibers of another protein called tau that build up inside cells.

1. Memory loss that disrupts

familiar tasks at home, at work or at leisure

3.4 million

Plaques are deposits of a protein fragment called beta-amyloid that build up in the spaces between nerve cells.

10 Warning Signs of Alzheimer’s

visual images and spatial relationships

Causes of death

+66%

Alzheimer’s disease Stroke

Plaques and tangles tend to spread through the brain cortex as Alzheimer’s progresses.

losing the ability to retrace steps

Heart disease -13% -29%

8. Decreased or poor

-8%

Breast cancer

HIV

in speaking or writing

7. Misplacing things and

-20%

Prostate cancer

6. New problems with words

judgment. Changes in judgment or decision-making

-3%

9. Withdrawal from work or Source: Alzheimer’s Association 2011 Alzheimer’s Disease Facts and Figures.

social activities

10. Changes in mood and

personality

Source: Alzheimer’s Association

Beste Funeral Home ● Pre Planning ● Cremation Services ● Monument Sales

3 Generations

693-2450

611 3rd St. • Mosinee

Curtis Beste, Owner/Funeral Director

Serving the Community Since 1934 www.bestefh.com 28 ‌| Helping Hands Resource Guide

Keeping you at home … where you want to be. Keeping you at home with home health, hospice, infusion therapy, respiratory therapy and quality home medical equipment.

Home Health . . . . . . . . . . . . . . 800 .397 .0270 Hospice . . . . . . . . . . . . . . . . . . . 800 .398 .1297 IV Therapy . . . . . . . . . . . . . . . . 800 .648 .8055 Home Medical Equipment . . . . 866 .357 .6502 and Respiratory Therapy

ministryhomecare.org • ministryhomecareplus.org

Funeral Planning Guide Planning a funeral can be a difficult, stressful time. Here are statistics and tips to consider when planning a loved one’s funeral.

90.28 73.83

59.4

17.13

26.17

1990

2000

2010

164% between funeral homes 5 miles apart.

Rising Funeral Costs, 1965-2009

When calling a funeral home

ask them for a list of prices. They are required to provide one by law, but many do not.

$6,195

$6,560

$2,737 $1,285 1975

1985

1995

2006

2009

The Funeral Rule ▪ Buy only the funeral arrangements you want. ▪ Get a written, itemized price list when you visit a funeral home. ▪ Receive a written statement when you decide what you want,

Burial Costs $2,205 $963 $1,018 $637 $2,295 $1,195

Cremation Costs

non-declinable service fee embalming & preparation facilities & staff for funeral & viewing transportation to cemetery

$2,205 service fee cremation & $252 preparation

metal casket

$250

non-declinable

facilities & staff for

$1,018 funeral & viewing urn

vault

$3,725

Other Costs Plot: Only necessary for a burial, although if you choose to scatter your loved one’s ashes in a scattering garden or store them in a colombarium, there may be a similiar cost involved.

$4,626

1965

Cost Analysis

$8,565

Funeral Costs

$790

Shop Around Prices can vary

Bahá’í

40.6

9.72 1980

4 8 8 4 4 8

Buddhism Cremation Burial

82.87

1970

4 4 4 8 4 4

Christianity

Hinduism

95.41

1960

Cremation

Islam

Burial vs. Cremation Rates, 96.44 1960-2010

4.59

Burial

Judaism

Burial vs. Cremation

3.56

Cremation, Burial and Faith Permitted in...

and before you pay. ▪ Get an explanation in the written statement from the funeral home that describes any legal cemetery or crematory requirement.

Grave Marker: A headstone or other memorial plaque, an option for both burials and cremations. Grave Opening/Closing: Both digging the grave and interment. Only necessary for burials. Memorial Program: A printed program memorializing the deceased. Clergy/Celebrant: The person in charge of performing the service.

$1500 $6000 $1200 $2000 $300 $1000 $125 $150 $250

Helping Hands Resource Guide | 29

It’s More Than A Home, It’s Family

Partners in Caring for You Assisted Living Care Partners

Medford, 715-748-2114

Stratford, 715-687-4786

Abbotsford, 715-223-2182

Minocqua, 715-356-1171

Stevens Point, 715-341-1556

Antigo, 715-627-4698

Rhinelander, 715-365-3324

Weston, 715-298-1688/ 715-355-0322

Main Office

Call us today at 920-232-1672 ♦

Email us at info@cpalct.com

carepartners-countryterrace.com 30 ‌| Helping Hands Resource Guide

Types of Residential Care for Seniors Residence Type

Independent Living

Assisted Living Communities

Skilled Nursing (Nursing Homes)

Continuing Care Retirement Communities

Description

Single family homes or townhomes for selfsufficient seniors that offer the security and social activities of a community living environment.

Communities, typically of 2-3 story apartments, that provide 24 hr. assistance with activities of daily living such as eating, bathing, and using the bathroom, but not 24 hr. medical services.

Communities, typically apartments, that provide 24 hr. assistance with activities of daily living and medical care by nurses and therapists.

Campus-like communities that provide a continuum of care, from private residences to assisted living and skilled nursing care; designed for individuals with declining conditions and those that want to remain in a single location

• Laundry/linen service • Meals • Transportation • Social activities

• Laundry/linen service • Meals • Transportation • Social activities • Bathing/dressing • Toileting • Housekeeping • Medication assistance • Security and emergency calls

• Laundry/linen service • Meals • Transportation • Social activities • Bathing/dressing • Toileting • Housekeeping • Medication assistance • Security and emergency calls • 24 hr. nursing care • Condition specific care • Hospice/end of life services • Doctors on call

Services

Note - there are more expensive communities that have all the luxuries of country clubs.

Regulation

Not Regulated

State Regulations

State & Federal Reg.

Some State Regulations

Also Known As

• Retirement Communities • Retirement Homes • Senior Apartments • Senior Housing

• Assisted Living Facilities • Personal Care Homes • Eldercare Facilities • Domiciliary Care • Board and Care • Residential Care facilities • Community-Based Retirement Facilities • Adult Living Facilities • Adult Foster Care • Sheltered Housing • Community Residences • Group Homes • Adult Family Homes

• Skilled Nursing Facilities • SNF • Nursing Home Care and Rehabilitation • Convalescent Hospital • Rest Home

• CCRCS • Continuing Care • Retirement Facilities • Life Care Facilities • Life Care Communities

Approximate Costs

Market rate to rent or buy a home plus community fees from $200 - $2,000 / month

$1,800 to $4,000 / month

$4,000 to $12,000 / month

Varies with breadth of services required.

Information courtesy of The American Helping Elder Care Research Organization Hands Resource Guide | 31

Carefree, affordable senior housing at Forest Park Village in Wausau.

Living the good life during retirement is within reach and more convenient than ever at Homme Home’s Forest Park Village. Choices abound with unique, one or two bedroom apartments. Then choose from a la carte services such as on-site dining and housekeeping. Or bundle them with our new Independent Plus option. We also offer a variety of activities.

Forest Park Village

One of the area’s only certified Resident Care Apartment Complexes (RCAC), offers more comprehensive physical care for residents who are emotionally and mentally capable, but need more assistance 24 hours a day.

The Gardens

Stone Crest Residence One of Central Wisconsin’s very few Community-Based Residential

Facilities (CBRF), now focuses exclusively on memory care services for those with mid-level or advanced Alzheimer’s and/or dementia. Homme Homes’ Adult Day Center, located at Forest Park Village, provides social, recreational and therapy programs in a secure and supportive environment for individuals with Alzheimer’s disease, dementia or other age-related conditions. Open Monday - Friday, 8 a.m. to 4:30 p.m. Half or full-day rates available. Lunch and snacks included.

Adult Day Center

Contact Amy Forst, Director of Operations, 715.845.1214 ext. 311.

Openings available. Call for a free, no-obligation tour of our affordable apartments. Forest Park Village, Wausau 715.845.1214 Homme Home of Wittenberg 715.253.2125 Take our online tour at www.homme.org

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Get to know

Wisconsin Veterans Home at King A gem like no other, the Wisconsin Veterans Home at King is a long-term and rehabilitative care facility serving veterans and their eligible dependents. We offer excellent medical and nursing care to enhance quality of life. Our highly trained and dedicated staff strives to meet the unique needs of veterans by providing compassionate care built on the foundation of integrity, honor and respect. We also welcome qualified non-Wisconsin residents. Did you know the federal VA may pay

for your nursing home care if you meet ANY of the following three criteria? 1. You are in need of nursing home care for a service-connected disability (any percentage rating) based on VA approval. 2. You are rated at least 70 percent disabled due to service-connected disability or disabilities. 3. You have a rating of total disability based on individual unemployability (TDIU). N2665 County Road QQ, King, WI 54946-0600 715-256-5027 • 888-458-5586 • www.WisVets. com

• Bathing Assistance • Dressing Assistance • Assistance with Walking • Medication Reminders • Errands • Shopping

• Light Housekeeping • Meal Preparation • Friendly Companionship • Flexible Hourly Care • Respite Care for Families • Live-In Care

Lexie Schremp • 425 Orbiting Drive, Suite A - Mosinee 715-693-3777 • Fax 715-693-3771 Surrounding Areas: 877-955-8777 lschremp@visitingangels.com Helping Hands Resource Guide | 33

Annuity Fun Facts, Keeping Your Money Safe ► What is an annuity?

To put it simply, an annuity is a contract between an individual (called the annuity owner) and an insurance company for an interest-bearing policy with guaranteed income options. These income options are payments made from the principal and interest applied within the annuity and can be guaranteed for the lifetime of the individual or for a specified period of time. The annuity can be further categorized into two types — the single premium immediate annuity or SPIA, and the deferred annuity.

► What is a deferred annuity?

A “deferred” annuity is one that defers or postpones the payment or income options until a future point in time after purchase, as opposed to an immediate annuity, which starts the payments right away or at least within one year of purchase. “Deferred” can also mean “taxdeferred,” which means postponing your taxes on interest earnings until a future point in time. This is possible under Internal Revenue Code (I.R.C.) Section 72(e), which states that interest earned in an insurance contract (an annuity is an insurance contract) is not taxable to the owner until it is withdrawn. As long as the funds remain with the insurance company, the interest can accumulate completely tax deferred.

► What is a single premium immediate annuity, or SPIA? A SPIA, commonly referred to as an immediate annuity, makes it possible for an individual to turn a lump sum of cash into a guaranteed income stream. Unlike the deferred annuity, which is allowed to accumulate interest over time, an immediate annuity skips the accumulation phase and begins to issue income payments soon after it is purchased — usually after thirty days.

► Annuity fun facts

Annuities were invented by Babylonian landowners in approximately 1700 B.C. They used the income from a certain piece of farmland to provide lifetime rewards for soldiers and loyal assistants. Today annuities no longer involve ancient landowners and their farmland, 34 ‌| Helping Hands Resource Guide

but the basic concept is the same. Did you know; Babe Ruth didn’t lose his money during the Great Depression because his money was invested safely in annuities?

► Is an annuity safe?

Yes — with annuities, your principal is 100 percent safe and you are guaranteed to earn at least a minimum interest rate. This guaranteed safety is possible because each insurance company issuing annuities is supervised and regulated by each state’s insurance department; plus, they are backed by a Legal Reserve System and a guaranty fund. Not one person in the history of this nation has lost a single dollar in a fixed annuity account. Annuities keep your money safe, while growing. These are some basic facts about annuities. For more indepth information and to find out if an annuity is right for you, contact me, Joseph Kobart at American Senior Benefits, at 715-212-5361, or email to jkobart@yahoo.com. We are your Safe Money people.

American Senior Benefits Joseph Kobart Agent/Advisor

LIFE, HEALTH, RETIREMENT MEDICARE SUPPLEMENTS

Cell 715-212-5361

2620 Stewart Ave., Ste 14, Wausau, WI 54401 FREE CONSULTATION ◆ email: jkobart@yahoo.com

Private Du ty

Durable Me d. Supplies

No Age Lim it

Occupation al Therapy

Physical Th erapy

No No

Aldin Adult Home Care 715-573-1978

Yes

No No

No Yes

Aspirus At Home 715-847-2600

Yes Yes Yes

Yes Yes

Yes

Yes Yes

Yes

Yes Yes

Yes

Yes Yes Yes Yes Yes Yes Yes No Yes Yes

Yes

No Yes

Yes

Yes No

TLC Home Care, LLC 877-955-8777

Yes

No Yes

Visiting Angels 877-955-8777

Yes

No Yes

Interim Home Health 715-842-7707

State Licen

VA Paymen

Respiratory Therapy

Injection C are

Speech Th erapy

Wound V.A .C.

Yes No

ation

Home Mod ification

Yes

Blood Draw s

Wound Care

Yes Call Yes

Home IV C are

Long Term Care Ins.

Yes

sed

Private Pay

Yes

Medicaid A ccepted

Accepted

Medicare A ccepted

A1 Tender Care 715-432-0911

Home Care

It’s Your Call!

Enjoy phone conversations confident you’ll catch every word! The CapTel® Captioned Telephone shows you captions of everything the caller says. • Built-in answering machine • Extra large display screen with variable font sizes & colors • Includes free captioning service (no monthly fees or contracts required)

CapTel® 840i

Don’t miss another word!

www.CapTel.com 1-800-233-9130

CapTel Captioned Telephone service is designed exclusively for individuals with hearing loss. It’s funding is regulated by the FCC.

Helping Hands Resource Guide | 35

When it Matters Most, Count on Us Interim Home HealthCare, Hospice and Palliative Care • Companions and Homemakers - Supportive Care • Nurses and Aides - Skilled Care • Physical, Occupational & Speech Therapy • Palliative and • Hospice Care • Free Initial Assessments for Supportive Care Services • Facility Staffing & Human Resource Management • Classes for Caregivers Certification in CBRF’s • All Staff Bonded, Insured & Screened • Medicare • Medicaid • Insurance & Private & Private Pay Accepted

Remember... if home care is recommended the care provider is your choice!

Supportive Care Services

for help with the activities of daily living Services start with a careful review of your needs. A plan of care is developed and you decide from a few hours of help to full-time care in the home. Interim is designed to provide the extra supportive services needed to keep you safe at home. • Bathing • Meal Preparation • Laundry

Lifeline®

Peace of mind around the clock... Wrist button or pendant

• Light Housework • Shopping • Errands • Companionship • Respite Care

Hospice Services Helping make the best of every day when facing a life limiting illness. Interim’s experienced team of specialists are devoted to compassionate, professional end-of-life care.

Palliative Care Services Positive Survey Results from Home Health Compare www.medicare.gov/HomeHealthCompare

Home Health Compare has information about the quality of care provided by “Medicare-certified” home health agencies throughout the nation.

Area Home Health Provider

05189190

Area Home Health Provider

Palliative care is focused on relief of pain and other symptoms of serious illnesses. You can receive palliative care when you are having treatments that are meant to cure your illness.

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