New Hampshire Mutual - Q2 Lending User Guide

Page 87

NH Mutual Bancorp

Q2 Lending User Guide

Back-office users can automatically calculate global cash flow, global debt service and global debt service coverage.

Back-office users can then use the resulting ratios and indicators, along with data captured from the borrower (and from third-parties) to automatically evaluate the loan (using scorecards which we previously covered in this demonstration) to determine the application/deal’s credit rating.

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