RE-Weekly 04/07/17

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE

This Issue This Issue

Q & A: Ask Our Broker P. 8

The YOUNG AMERICAN DREAM – IS OWNING A HOME JUST A MYTH? P. 9

FEATURE HOME: 415 SHANTEL ST, MOUNT VERNON

SEE PAGE 5 3 FOR MORE

Classifieds

$319,900

P. 10 -11

Skagit Tradition Real Estate

360-202-3086

RealEstate weekly

APRIL 7-13, SEPTEMbER 9-15, 2016 FEb. 5- FEb. 11,2017 2016

A supplement to the Skagit Valley Herald and the Anacortes American 1594966

Re-Weekly content sponsored by: Northwest Fine Furnishings

INSIDE

TABLE OF CONTENTS

PAGE

9

Q & A: Ask our Broker.............................. P. 8 The young American Dream – is owning a home just a myth?............... P. 9 Classifieds.........................................P. 10-11

RE-Weekly.com

Bedroom sets, rocking chairs, nesting tables, swivel bar chairs, tiffany lamps, custom sofas, wooden toys and much more!!!

1594150

SKAGIT PUBLISHING

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

BURLINGTON

2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596

OPEN HOUSE SAT. APR. 8TH 1-3PM

OPEN HOUSE SAT. APR. 8TH 12PM-3PM 21369 Egret Place, Mount Vernon $595,000 Dir: From I-5 take Conway/Lake McMurrary exit #221, go E. on Hwy 534 for 2 miles, turn L. into Cedar Ridge Estates, follow Estate Dr. up hill, turn R. onto Egret Pl., home is on Right.

Custom Conway Home on 1.19 acres. Desirable Cedar Ridge Estates. 3 BR + Den/Studio, 2.5 BA, 2,772 SF. Master on main floor, heat pump. Awesome views of Lake 16. Private backyard w/waterfall + woods. MLS #1100021 Call Charlie, 708-1415 or Jeannie, 708-9645

Mount Vernon

$234,950

Beautiful well maintained condo. Wonderful kitchen w/eating bar opening to dining area/LR combo w/cozy gas fireplace. Lots of windows, light & bright home. Master w/huge walk in closet & ¾ BA w/large walk in shower.

2nd BR w/balcony for BBQ’s & relaxing. Oversized 2 car garage and room for company parking too. No age or animal restrictions. MLS #1084847

CallElizabeth, Ivana, 770-3550 Call 708-8800

Wilma Louia Designated Broker/Owner 661-1631

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Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

w NE

G TIN LIs

Concrete $79,000 Affordable 3 BR home in Cape Horn Community. Bring your fix up skills. Knotty pine laminate flooring. Private lot with mature evergreens in front yard. Roomy .3 acre lot. NOT in flood plain.

Community Park w/river/beach/boat launch access. MLS #1092819

Mount Vernon $152,000 Unobstructed South-Southwest views of Olympic Mtns, Skagit Bay & farmlands. East side borders Little Mtn. Park.

Property ready for building permit. All utilities paid for & installed to building site. Approved 3 BR septic. MLS #743621

Clear Lake $224,500 Nice home on quiet street. 3 BR, 2 BA, 1,848 SF. Large ¼ acre lot.

Living room with separate family room. New hardwood/laminate flooring throughout. Master w/walk-in closet & master bath.

24x24 shop/garage. Covered 12x24 covered carport. MLS #1100805

Call Debbie, 708-8780

Call Wilma, 661-1631

Call Jim, 708-1681

LookIng for fuLL SErVICE ProPErty ManagEMEnt?

G TIN LIs

Mount Vernon $259,000 Rambler in The Meadows. 3 BR, 2 BA, 1,243 SF, 2 car. gar. Open floor plan, eating bar, appl. incl. Vaulted ceiling, newer ext. paint. Deck & fully fenced yard. Common area w/lg. field & RV lot. MLS #1100221 Call Charlie, 708-1415 or Jeannie, 708-9645

Kirk Campbell 770-7470

www.SkagitValleyRealEstate.com

ND LA NT A C VA

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17084 Sockeye Drive, Mount Vernon $429,900 Dir: From Highway 9, North into Nookachamps Hills, East on Sockeye.

Amazing home just under 1/3 acre. 4 BR, 3 BA, 2,600 SF. Kitchen with granite counters & custom cabinets. Main floor master suite w/huge walk-in closet & bathroom. Grounds & garden must be seen to appreciate. Storage throughout. Terrific location. MLS #1052463 CallElizabeth, Elizabeth, 708-8800 708-8800 Call

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publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Ron Van Pelt 333-1045

Call today and let our experienced staff go to work for you!

Sedro-Woolley $759,900 Unique custom built, multi-level home with radiant heat on 1 acre. 4 BR, 3 ¾ BA, 5,000 SF. 2 dining rms, formal living rm, parlor, library. Kitchen has high end appliances & pellet stove. Gas free standing fireplace in master feat. full bath. Home office & possible guest bedroom over garage. MLS #1075960

Elizabeth Detillion 708-8800

360-755-5555

Call Wilma, 661-1631

Ivana Wood 770-3550

Mike Welling 540-1341

RE-Weekly.com

Debbie Benjamin 708-8780

Corinne Cartwright 202-2397

Laura Kaestner 441-5099

Jennifer Ohlsen 540-0717

Joe Eckerson 333-1640

Traci Erickson Property Manager 755-5555

1594955

w NE

all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy.

Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

MOUNT VERNON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

Territory NW T

To advertise in RE-Weekly or other Skagit Publishing publications, Call: 360.416.2180 or Email: ads@skagitads.com ©2016 by Skagit Publishing LLC | All rights reserved.

April 7, 2017

2804 OAKES AVENUE - ANACORTES, WA -

CONTINUE THE LEGACY

Enchanting, private, in-town estate of Dorothy and Burl Ives is now available. Once in a lifetime opportunity: make this one of a kind property your serene Waterfront retreat or possibly a charming Bed and Breakfast! The Ives Family Estate of 1.7+ acres has spectacular views of Mt. Baker, Guemes Channel, Rosario Strait and surrounding San Juan Islands. You are within a few steps of the beach on your own, medium-bank, waterfront! Gated circular drive, beautiful entry, terraced, mature landscaping, greenhouse and gazebo. Perfectly suited for Northwest coastal entertaining... Enjoy life in this spacious open design home! Inviting main level living, with water and island views. Open living, dining, kitchen with built in fireplace. Three deluxe master suites with views. Two levels, with decks and walkout basement. Cozy library, built-ins, gas fireplaces throughout, office, and several more bedrooms, bathrooms, flex rooms.

Large garage, tile roof, ample parking. Conveniently located near downtown Anacortes, ferry terminal to San Juan Islands and Victoria. 20 minutes to La Conner or I-5. 90 minutes from Seattle or Vancouver BC. Welcome, your waterfront lifestyle awaits!

April 7, 2017

RE-Weekly.com

$2,100,000 MLS: 1098688 • 7 Bedrooms • 7.75 Bathrooms • 7,994 SF • 1.774ac / 77,262 SF • 180° Views • Library, Flex, and Guest Rooms • Large 2 Car Garage 1601449

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Now could be the time to

sell a new home and earn a slice of the real estate pie.

R

ecord-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people.

“When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors.

Let us help you meet your marketing goals by advertising in Real Estate Weekly. weekly

RealEstate

1603609

Call 360.416.2180 today!

In print and online

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GOOD NEIGHBORS MAKE GREAT LENDERS

LAND TITLE AND ESCROW W

Umpqua’s loan officers are local experts equipped with an array of options for your purchase, refinance or new construction. Plus, we’ll stick with you every step of the way—because that’s what good neighbors do.

ltco.com Local Professionals Serving our Community

Contact your friendly Skagit Valley area loan officer today!

• 3010 Commercial Ave Anacortes 1-800-870-8571 • 360-299-0565

Trusted Service for over 76 years

Susie DeVries

Travis Brewer

Piero Rodriguez

Home Lending Sales Manager NMLS 487442 CALL 360-230-2246 UmpquaBank.com/SDeVries

Home Loan Officer NMLS 55324 CALL 360-230-2248 UmpquaBank.com/TBrewer

Home Loan Officer NMLS 1172408 CALL 360-230-2241 UmpquaBnak.com/PRodriguez

Loan products subject to credit approval.

Member FDIC Equal Housing Lender

1535460

• 111 E. George Hopper Rd Burlington Title: 360-707-2158 Escrow: 360-707-2312 1-800-869-7121

NMLS #401867

HLD16Q4.1125

1550039

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RE-Weekly.com

April 7, 2017

Feature Home From cover:

Sandi riley 770-8670

NORTH HOMES REALTY INC. 12978 N. OVENELL LANE, BuRLINGTON ST JU

$314,900

824 uPLAND DRIVE, MT. VERNON

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TED LIS

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Sandi Riley 770-8670 41971 CAPE HORN DRIVE, CONCRETE

$332,900

$264,500

P HO R/S GA LG.

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OPEN HOuSE SAT. 4/8 1-4PM SANDI R. 770-8670

OPEN HOuSE SuN. 4/9 1-4PM SANDI R. 770-8670

SANDI R. 770-8670

* 4 BEDROOMS, 2 BATHS, SOLID CEDAR 2-LEVEL COUNTRY CLUB HOME *2 BRICK FIREPLACES W/WOOD INSERTS, 1,963 S.F., FAMILY RM.,VALLEY VIEWS! *HUGE VIEW 2-LEVEL DECK, EXTRA GUEST/R.V. PARKING, BAYVIEW SCHOOL DISTRICT

* GORGEOUS FENCED YARD W 2 SHOPS + GREENHOUSE & GAZEBO W/HOT TUB *3 BEDROOMS, 2 BATHS, FORMAL LIVING/DINING RM. & BRICK FIREPLACE + 2 BONUS RMS *ATTRACTIVE FAMILY RM. W/BRICK FIREPLACE-INSERT, NEW KITCHEN, GAS HEAT

*OVERSIZE FINISHED SHOP/GARAGE W/”EXTRA HALF BATH” *OPEN PLAN 3 BEDROOM, 2 BATHS W/T.V. ROOM-DEN *PARK LIKE LANDSCAPING W/TALL EVERGREENS FOR PRIVACY

2610 E. SECTION ST. “LITTLE MTN. ESTATES” M.V.

2725 E. FIR STREET “PARK VILLAGE” M.V.

41975 CAPE HORN DRIVE, CONCRETE

$76,500

$59,500

23 #1 IT UN

+ 55

#1 IT UN

SANDI R. 770-8670

55 +

NG LDI BUI

SANDI R. 770-8670

SANDI R. 770-8670 *PARK LIKE BUILDING SITE W/ELECTRIC IN THE STREET *COMMUNITY WATER INSTALLED AS WELL AS SEPTIC *80 X 200 , W/NEXT DOOR 41971 CAPE HORN DR. AVAIL. ALSO

300 GIBSON STREET, SEDRO WOOLLEY

1415 S. 3RD. STREET, MOuNT VERNON

1707 N. 33RD. PLACE, MOuNT VERNON

SALE

$278,900

ING

C

$222,000

ING

PEND

PEND

SANDI R. 770-8670

SANDI R. 770-8670

SANDI R. 770-8670

*NICE 3 BEDROOM, 2 BATH DOUBLE WIDE W/GAS HEAT & GAS RANGE *LG. R.V. SIZED SHOP/GARAGE + R.V. HOOKUP & DUMP *WALK TO DOWNTOWN SHOPPING/SERVICES, BIG CORNER LOT

*LOVELY TRADITIONAL CRAFTSMAN W/5 BEDROOMS & 2+ BATHS *UPDATED KITCHEN & FLOOR COVERINGS, NEWER ROOF & PAINT *GAS HEAT, STORAGE/SHOP SPACE IN FULL BASEMENT

*CLOSE TO SKAGIT VALLEY COLLEGE & ALL SERVICES, NICE CORNER LOT *3 BEDROOMS, 2 BATHS, GAS HEAT, CENTRAL “VAC” *HIGH OVERHEAD CARPORT FOR R.V. PARKING, 2 STORAGE BUILDINGS

SANdy EVERETT 360-202-3706

A MUST SEE! Dramatic entry with wood columns into dining room & upgraded wood trim throughout. Large kitchen & bonus room with gas fireplace.

Big utility rm with freezer space.

Master has jetted tub, shower, double sinks & walk in closet.

Extra full bath & bedrooms down the hall. Exterior features include covered front porch, deck, James Hardie siding (cement), with shingle & stone accents. Fully landscaped & fenced backyard. CC & Rs.

$48,900

*NEWER ROOF, FLOOR-COVERINGS, + NEWER GAS STOVE & RANGE *SPACIOUS (TOTAL OF NEARLY 1,700 S.F.) 2 BEDROOM, 2 BATH *FAMILY RM. +BONUS RM., LOVELY NEW CEDAR DECK OVERLOOKING VIEWS OF POND!

T NGEN I T N O

S Skagit tradition reality 3780 e. college Way m mount vernon, Wa 360-424-0300 www.skagittraditionrealty.com w

LOT

*NEW LISTING, PRICED WELL FOR QUICK SALE IN GATED PARK *3 BEDROOMS, 2 BATHS, 1,764 S.F. W/FAMILY RM., GAS HEAT *HUGE DOUBLE GARAGE + SHOP, 55+ LIVING AT IT’S BEST! $208,900

415 SHANTEL ST, MOUNT VERNON

mLS #1097573 $319,900 1594967

1602219

Brown McMillen Real Estate

360.757.6013 800.869.7084 W

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w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

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TIMBERLAND… 22 acres of wooded property located near Big Lake. Fronts on public road and is an excellent buy at $99,500 #1097433

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QUALITY RAMBLER… 3 BD, 1.75 BA on 4.8 acres with beautiful mountain view. Home features nice kitchen with eating area, outside covered patio area, & a 1,536 SF shop. $650,000 #1096923

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MT. VERNON CONDO… Very private 2 BD, 1.75 BA, 1,456 SF Condo on MV Hill. Ground floor, 2 car garage with living space on 2nd floor. Vaulted Ceiling & open floor plan. $230,000 #1084578

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NEAR COUNTRY CLUB... Uniquely styled home with central stone fireplace, vaulted ceilings, & gorgeous valley views.

3 BD, 2.5 BA, & just over 2,600 SF. $385,000 #1079926 Kristen Tuttle Yvonne Brown Galen Kindred Holly Hilts

April 7, 2017

CAMANO ISLAND HOME… Large 4 BR, 3 BA home.

Sitting at 3,400 SF this home is on a corner lot with partial view of the sound. Many extras! $439,000 #1074057

708-8392 840-4375 770-7083 661-5538

Jeff Ingman Shelah Inman Jodi Dynes Fritz Inman

202-2859 661-0145 333-7783 661-0147

1.43 ACRE SITE... Located one block off College Way in prime Commercial location. Property is ready for development with paved street frontage, sidewalks, curbs, and gutters. $437,000 #676549 Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman

RE-Weekly.com

391-5587 661-1500 770-6013 661-4533

BAYVIEW RIDGE... Valley view, 4 BD, 1.75 BA with lovely kitchen, vaulted ceilings, spacious dining rm, and play or hobby area on lower floor. Huge deck for entertaining, in established neighborhood. $329,950 #1084490 Tod LeHecka Jan Scally Dale Owenby

333-1032 421-5160 913-8662

1596674

EW

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www.WindermereSkagit.com RESIDENTIAL 1318 Talcott St, SW $204,900 Beautiful level 0.87 ac lot located in the city limits with R-5 zoning. The property offers an existing 2 bedroom home currently used as rental with the same tenants for 10 years. Potential development property.

Call Linda Eastman, 202-4075 MLS# 1085778 1401 Wildflower Way, SW $244,900 Adorable home offering high ceilings, skylights, open kitchen with an Eating bar & dining area, Great Room with a gas fireplace & decorative shelving. Large Master Suite with captivating mountain views plus a sitting room. Covered deck off the back & a covered front porch.

Detached single car garage assigned to this lot.

Call Linda Eastman, 202-4075 MLS# 1089654 Ne

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2406 Peabody St, Bellingham $350,000 Remarkable craftsman completely remodeled. Over 1,500 SF includes finished attic space w/half bath. Open floor plan downstairs; kitchen opens up to large dining w/ornate woodwork ceiling & living room w/fireplace & all original woodwork. Remodeled bath separates 2 large bedrooms w/hand refinished original hardwood.

New carpet, paint, blinds, lighting, & more. Natural light abounds in each room with tons of new windows & skylights. Lots of parking & updated garage w/220 electrical.

Call Cory Kiehn, 441-1760 MLS# 1096925 Ne

4482 Scotts Alley, MV $244,999 Beautiful rambler in friendly Cedar Heights neighborhood.

3 bed, 2 bath home, with open floor plan, kitchen with eating space, bath off master, forced air heat, and vaulted ceilings. Nice open living room. Parking area on side of home with a common area behind.

Call Brett Johnson, 661-3825 MLS# 1099470 w Ne

2105 Fowler Place, MV $287,000 Great Neighborhood with a master & 2 bedrooms upstairs, gorgeous view from living room & many options on how to live in this home. Downstairs has a separate entrance, bedroom with adjoining bath, small kitchen & living room perfect for in-law suite or extended living. 1/2 of the garage was converted to make a large master bedroom downstairs but that wall can be removed if you prefer to use it as a garage again.

Call Deborah McNeal, 707-8073 MLS# 1097775

5324 Cedar Ridge Place, SW $475,000 Custom home with amazing views. 3 beds + office, 2.75 baths, 2,636 SF. Loft area upstairs makes a perfect guest room, play area, and/or crafts room. Over-sized deck and water feature to sit & relax. Raised beds for gardening, plus peach, apple, pear, cherry & plum trees and various berry bushes plus a garden shed on 5+ acres with trail to Samish River.

Call Becky Elde, 770-9427 MLS# 1073148

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1942 Fraser Ave, MV $375,000 Spectacular Madison plan in the premier 55+ community of Big Fir! 1 level home offers a spacious open design w/warm craftsman detailing & No Steps! Entertainment style kitchen w/wood cabinets providing loads of storage, walk-in pantry, glistening granite & oversized island; open to dining & living w/cozy gas fireplace. Luxurious Master w/dual closets & 4pc tiled bath. Covered back patio & great yard.

Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 MLS# 1098278 419 Umatilla Dr, La Conner $449,000 Perched high on the hill, this charming Cape Cod features panoramic views of the Skagit Valley & Shelter Bay. Featuring a master on main, 2 additional large bedrooms & a cook’s kitchen, attention to detail is apparent throughout.

Additional features include wheelchair accessible full bath, library study with built-ins, an upstairs view office space & craft area. Moving outside there is a large deck, fully landscaped yard & a 2 car garage.

Call Nathan Loeb, 333-7197 MLS #1092498

20978 Hermway Heights Dr, MV $488,988 Beautiful & Quiet 3 bed 2.5 bath home. Home has expansive ceilings with newly upgraded kitchen, open floor plan, open loft master suit with jetted tub in the 5 pc bath. Large walk in closet with a view of the Olympic Mountain range. Down stairs is a finished suite or a family room with its own utilities. 5 stall shop.

Call Jake Koetje, 466-8045 MLS# 1094870 18354 Best Rd, MV $525,000 Beautiful Victorian sitting on 3.1 acres of land flourished with apple trees, gardening space, a greenhouse and 2 out buildings to store tools and toys. All perched on Pleasant Ridge overlooking Skagit Valley Farm Land. The interior has old beautiful wood work throughout the home.

Call Jake Koetje, 466-8045 MLS# 1093025 9674 Samish Island Rd $667,500 Incredible property! 157 ft of medium bank waterfront.

Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing.

Call Sarah Minton, 770-3076 MLS# 804056 6268 State Route 20, ANA $750,000 Peaceful 17.5 acres in highly desirable location w/ opportunities for beautiful mountain & water views. Large 2,400 SF shop w/230 volt electrical service & 1,440 SF covered storage area perfect for RV & more. Concrete driveway winds thru the beautifully timbered property.

Well installed on property. Campbell Lake views.

Call April Axthelm, 661-4947 MLS# 1066676 16708 Britt Rd, MV $1,100,000 Boxwood Farm is that rare combination of stately home & small acreage farm. Privately situated on fertile Skagit farmland, w/options for agricultural &/or equestrian pursuits. Horse-ready w/paddock, fencing, loafing shed, great barn. 240 SF greenhouse. The lovely, fully-updated Williamsburg Colonial is warm, welcoming & centers on a gourmet kitchen & sunny great room. A gracious home, designed for both comfortable daily living & expansive entertaining options.

Call Megan O’Bryan, 708-5817 MLS# 924351

Skagit Valley • 1030 E College Way • Mount Vernon • (360) 424-4901 April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Brett Johnson Cory Keihn Dave Patterson

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360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-661-3825 360-441-1760 360-708-5030

David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller

425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607

George Bellos Geri Cole Harry Ota Hollie Del Vecchio Jake Koetje Jamie Yantis Jim Glackin

360-708-9762 360-391-1614 360-708-3500 360-525-5538 360-466-8045 360-540-5264 360-428-2828

Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman Megan O’Bryan

RE-Weekly.com

360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075 360-708-5817

Navigating the rental market c Windermere Property Manag We offer full-service property commitment to quality and ac Or, do you need a tenant but don’t want full-time management? Ask us about our lease only services as well!

Anacortes (360)588-6016 | Mount Vernon (3

North Cascades • 520 Cook Road Nathan Loeb Nicole Ganske Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Shelly Hanson Spencer Roozen

360-333-7197 360-941-8999 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-420-2565 360-708-0634

Tahlia Honea Tasha Zahlis Terri Heyntsen Tessa Jarvis Tiffany Danley Travis Miller Warren Bingham

360-333-5815 360-391-5075 360-391-0938 360-503-1939 360-298-4857 360-420-7291 360-770-2421

April 7, 2017

www.AnacortesRealEstate.com RESIDENTIAL Ne

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2016 H Ave, Anacortes $598,000 Privacy & seclusion in town! Custom home, quiet off street location. Main level living, loaded w/ high end features. Vaulted ceilings, 8’ doors, granite, stainless steel, large pantry. Spacious master suite w/ oversized walk in. Panoramic views of Baker & new Seahawks Stadium. Large lower level perfect for additional living unit. Separate furnace, breaker panel, laundry, plumbed for 2nd kitchen. Fenced yard, RV parking w/ hook up & generator plug in.

Loads of storage. Minutes to downtown.

Debbie Macy 360.391.2422 MLS# 1099156 Ne

www.RentalsWPM.com

360)428-3012 | Sedro-Woolley (360)503-1939

d • Sedro-Woolley • (360) 856-4901 Bill Robillard Bob Hyde Carla Keel Caroline Baumann Catherine Mers Christine Cleland-McGrath Cheryl Frazier Colleen Craig

April 7, 2017

360-770-4707 360-661-0756 360-770-0743 360-202-7327 360-982-6831 360-708-0267 360-202-4789 360-770-9638

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254 Chinook Wy, Center Island $205,000 Move-in ready! Very unique custom home with easy-care laminate flooring throughout, open floor plan, large “Great Room”, free-standing propane stove, loft master and main floor bedroom. Many contemporary design features like metal ceilings and wall treatments, exposed beams and industrial light fixtures.... just waiting for your personal touches. Located in a very quiet area of the island on a park-like lot with big fir and maple trees.

Great community with private dock, airstrip and clubhouse.

Sarah Jones 360.333.2783 MLS# 1096483 Ne

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NHN Wall Street, Anacortes $89,000 Beautiful wooded bluff setting with views of Fidalgo Bay and Mount Baker. Soil tests and 3 bedroom septic design complete.

Water and gas available at street along with electricity. Bring your architect and make your dreams a reality. Affordable acreage lot in a wonderful gated community.

Paul Weisz 360.391.7281 MLS# 1096766 Ne

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2108 Creekside Cir, Anacortes $328,000 Beautiful creekside home in the desirable Creekside Planned Unit Development in Anacortes. One level living with skylights, vaulted ceilings, gas fireplace in living room and large master suite with master bathroom and walk-in closet. Enjoy entertaining on a large deck. Double-car garage with storage space. RV and boat storage. Close to Senior Center and Anacortes Swimming Pool. Dues pay for exterior maintenance of all buildings and beautiful park-like grounds. Gated entrance on one side.

Margi Houghton 360.202.0041 MLS# 1095864 Ne

1396 Chinook Place, Center Island $159,000 Looking for a fun getaway cabin? Located on a beautiful treed lot with a peek of a water view, cozy wood stove, open floor plan, metal roof, deck w/ hot tub and tons of possibilities. Sale includes a 2nd buildable lot and a 240 SF outbuilding that can be used as a shop, bunkhouse, art studio or....?

Property is located near the private airstrip at the south west end of the island. Caretaker, two docks, common waterfront and a short water taxi ride from Anacortes. Sale includes TPN 152950066000 Sarah Jones 360.333.2783 MLS# 1088078

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8 Decatur Highlands, Decatur Island $139,000 Absolutely beautiful view parcel on the top of the island, with a level building site, rolling moss-covered rocks and massive fir trees. This property would make a lovely site for a 2nd home or full-time residence and has water and power at lot line and has been recently surveyed. This southwest facing hillside is very special and the views of the islands, Olympic Mtns and inland waterways are captivating.

Includes access to deep-water dock, private airstrip and 10 ac waterfront park. Seller Fin Sarah Jones 360.333.2783 MLS# 1092585

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917 E Ave, Anacortes $525,000 This charming 5 BD, 1-3/4 BA, 1,928 SF home is located in the desirable “Old Town” Anacortes. This historic neighborhood is close to restaurants, shops, parks, library and marinas. Enjoy water views from the mahogany deck or choose the patio for outdoor entertaining. Living room w/gas fireplace. Kitchen w/maple cabinets and bar. Upstairs landing, 3 BD, 3/4 BA, 2nd deck. Master BD has lovely views of the Guemes Channel & islands. 2 BD, 1 BA on the main level. Utility room, garage & boat shed.

Margi Houghton 360.202.0041 MLS# 1095913

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386 Snoqualmie Pl, La Conner $209,000 Why wait? Live your dreams in the wonderful community of Shelter Bay in LaConner. This darling one level home on a sunny lot features a large living room/dining area with oak floors and a cozy propane fireplace to take the chill off.

There is a large master bedroom with attached 3/4 bath and a large second bedroom. Disabled access/lift in garage to kitchen. Installed security system. Low maintenance yard.

Enjoy Community clubhouse, golf, tennis, swimming pool, park, beach & marina. A must see!

Rebecca Chamberlain 360.421.5021 MLS# 1089341

Anacortes • 3018 Commercial Ave • Anacortes • (360) 293-8008 Cynthia Aanestad Debbie Macy Donna Cunningham Gina Davis Jack Dixon Jackie Stone Jeannine Reinig Jessica Notaro

360-610-0120 360-391-2422 770-335-7513 360-708-7794 360-941-5000 360-661-2247 360-724-8555 360-202-1441

John Prosser Kathy Rogers Kristi Gabrielse Kim Wilson Leigh Zwicker Linda Macy Margi Houghton

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360-202-3891 360-941-4400 360-420-3119 360-333-2490 360-333-9975 360-708-8284 360-202-0041

Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett Rob Skelton Sarah Jones Tracy Peterson-Foy

360-708-2354 360-391-7281 360-421-5021 360-202-2630 360-488-3776 360-333-2783 360-708-1833

1594000

can be overwhelming. Let gement alleviate your worry. y management with a strong ccuracy.

LAND

7

Does Debt Type Matter Question:

My wife has been successfully treated for breast cancer but the financial side effects have included a substantial amount of debt, several maxed-out credit cards and a lower credit score. Will mortgage lenders give us a break because our debts are from medical issues and not irresponsible spending?

Answer:

Many households have substantial medical debt.

According to the 2016 Kaiser Family Foundation/ New York Times Medical Bills Survey “about a quarter (26 percent) of U.S. adults ages 18-64 say they or someone in their household had problems paying or an inability to pay medical bills in the past 12 months.”

Even with insurance it’s possible to have substantial levels of medical debt, debt that will raise several issues for mortgage lenders.

First, because there is more debt relative to

the amount of credit you have available – those maxed-out credit cards – you will have lower credit scores. However, the bigger question is whether you have been able to handle the additional debt.

For instance, if you have a long-term history of good credit and now have late payments or missed payments that would greatly concern lenders.

Second, credit scores increasingly reflect the reality that medical billing may not reflect goodfaith efforts to deal with such costs. A patient may think a bill will be covered by an insurance company and then later discover the charge was never paid.

Fair Isaac, a credit score pioneer, says its latest formula “differentiates unpaid medical accounts in collections from unpaid non-medical accounts in collections. FICO’s research found that unpaid medical accounts were less indicative of credit risk than unpaid non-medical accounts. In fact, building the most predictive credit score requires treating medical collections this way.”

Third, to the extent you paid off hospital bills with credit cards, you no longer have “medical” costs. Steve Weber, FICO’s treasurer and vice president for investor relations, explains “credit bureaus track types of debt (mortgage, credit card, medical, etc.), but they don’t have access to what the underlying credit card charges were for. From a

Q& A

ASK OUR BROKER

By Peter G. Miller

privacy standpoint, I don’t think anybody would be comfortable with credit decisions being made based on what types of purchases you make on credit cards, so I don’t see that changing.”

Fourth, loan programs typically have debt-toincome (DTI) limits; that is, only so much of your monthly income can be used to pay recurring costs such as housing expenses, auto loans, student debt and credit card costs. It’s possible that your credit standing is perfectly fine while at the same time your DTI is too high.

The solution to the DTI problem – not a quick or easy solution, unfortunately – is to pay down debts as soon as possible.

For details and specifics speak with local mortgage loan officers. Ask about the financing for which you now qualify, which debts you should repay first, and the types of loans which might be available to you as debt levels are reduced.

New, furnished, model home.

• Starting in the low $300’s • Single level detached homes • Maintained yards • 3 beds / 2 bath designs • Granite slab countertops • Several different floor plans • Many energy efficient features

Contact Rita: (360) 488-3727 or Rita@LandedGentry.com or Jayci: (360) 941-8130 or Jayci@LandedGentry.com Sales office is open Wed-Sun, 12:00-5:00.

Directions: I-5 to Mount Vernon; Exit 225, East on Anderson Road to 4 way stop.

Proceed straight on LaVenture to E Division St; Right on E Division St to South 48th St

877.769.8070 LandedGentry.com

8

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April 7, 2017

The Young American Dream According to a pair of new studies, Millennials’ disinterest in owning a home is a myth

D

on’t believe the hype: contrary to popular belief, the vast majority of Generation Y, better known as Millennials, want to own a home – and most actually do, new data suggests.

That’s good news for boomerang parents whose twentysomething-aged offspring moved back home in recent years due to the economic downturn.

There is a common misconception that Millennials aren’t motivated to purchase real estate nowadays.

But the findings of a new study by survey firm Qualtrics indicate that 53 percent of Millennials currently are homeowners and 88 percent in this demographic who don’t yet own desire to do so.

“Those are higher numbers than I thought,” says Jason Polancich, cofounder of HomePocket, a Miramar Beach, Fla.-based online real estate listing service.

Polancich found the data surprising, “But it shows that homeownership remains an important part of the American DNA. And with trillions of dollars changing hands to the Millennials in the next decade or April 7, 2017

two from inherited wealth alone, I think homeownership will be even higher in this group than for earlier generations.”

The Qualtrics findings echo those reported by ValueInsured, whose recent homebuyer survey reveals 83 percent of today’s Millennials believe owning a home is an important part of their personal American dream.

“The misconception that Millennials somehow don’t want to own a home lies in the fact that they want to own a home differently than their predecessors,” says Joe Melendez, founder/CEO of Dallas-headquartered ValueInsured. “Understand that Millennials grew up in a technology age that drives new consumerism in trial size, short vignettes, and forms of sharing. For them, mobility is the new normal – they change jobs now on average every 2.8 years, according to the latest U.S. Census employment data.”

Additionally, consider that a Millennial who graduates today carries, on average, more than $37,000 in college debt, Melendez says. That kind

of financial pressure contributes to the need to delay homeownership.

“Partly because of this high personal debt and an increase in moving and traveling, Millennials are also getting married and having children later.

Obviously, these have traditionally been the major life-stage precursors to home buying,” Melendez says.

Jeff Benach, principal of Chicagobased Lexington Homes, which sells a good portion of its new construction units to Gen Y, says it’s no secret why Millennials shied away from the real estate market over the past several years.

“Most of them came of age just prior to and during the recent recession. Many young Millennials flocked to purchase homes during the go-go years of 2003 through 2006, but once the economy started imploding in 2007, housing values plummeted for several years. This scared them away from the risk of homeownership,” Benach says. “But as we get further away from that and continue to see a steady increase in overall housing values being more the norm, they’ll

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start to feel more comfortable that the reward outweighs the risk.”

Millennials who want to increase their chance of purchasing a home need to get their financial houses in order first.

“Pay off your debts, maximize your FICO credit score to qualify for the most favorable loans, and don’t be shy about asking to borrow from your parents for a down payment,” Melendez recommends.

In addition, establish a realistic monthly budget.

“Consider what you can afford for a monthly mortgage, down payment and home repairs and upgrades,” says Melinda Wilke, wealth management advisor for Northwestern Mutual in Hales Corners, Wis. “Your total monthly housing expenses should not exceed 28 percent of your pretax income or 36 percent when combined with all other monthly debt like student loans, car payments and credit cards.

Work with a real estate agent and financial representative to understand what you’ll need to cover, when and for how much.”

9

2928 151sT PLaCe sW #T102, LynnWood

$219,000

2125 gUnn rd, MoUnT vernon

Quite & Private. Commuter’s Paradise! Enchanting archways, high ceilings and a warm fireplace make this lovely 2 bedroom/1 bath ground level unit pleasing and inviting. Enjoy

sunsets and a large yard from your private back patio. This quiet handicap accessible complex is conveniently located near Boeing, shopping, freeways, transit centers and schools. The 6’x12’ storage unit,

Open HOuse • sat. april 8 • 2 to 5PM Open HOuse • sun. april 9 • 1 to 4PM 1416 aLPine vieW PLaCe, eagLeMoUnT

playground/basketball,

cabana and exercise room will enhance your living enjoyment.

Welcome to your new home!

$239,000

LoT 18 TriLLiUM Lane, ConCreTe

Yolanda Sakuma Carla Fischer

Danya Wolf

360-421-0435 360-982-0010

$479,000

Exquisite Condo with spectacular views of Eaglemont Golf Course & the Mountains. 3 bedrooms plus den/ library, 3 1/2 baths designed for casual/elegant living. Great room with hardwood floors, custom blinds, unique stone fireplace. French doors leading to a large deck with electric sunshade to enjoy the views! Enjoy cooking in your gourmet kitchen while looking across the golf course, granite counters, large island/eating bar, stainless steel appliances, gas stove and wine refrigerator! Large main floor master suite & master bath with separate shower & Jacuzzi tub, wonderful walk-in closet with built ins. Elva Hunter John Hunter MLS #1087943 360-202-3086 360-202-3854

13813 sTaTe roUTe 9, MoUnT vernon (5 aCres)

$199,900

This 3 BR, 3/4 BA home on .225 acre features park like setting with four apple trees (10 varieties), a cherry tree (4 kinds), 3 plus trees, 4 kinds of grapes, kiwi and herb garden spade. Wonderful garden views! Exterior is “wainscotting style”, painted above the clear cedar siding below.

Mostly oak flooring. Ceiling fan in living room and master bedroom. A lot of parking space! Easy access to I-5.

Zoned R-1.

63 WiLLoW Lane, MoUnT vernon NEW

$250,000

360-708-8294

24306 WiCKer rd, sedro WooLLey

PR

Permit-able for in home business. Roomy, 1,700 sq. ft. 3 bedroom, 1 ¾ bath 1 ½ story home on spacious 1/3 acre lot in convenient location. Updated interior, country kitchen, charm of yesteryear. Easy access to everything! Shopping, schools, bus line and medical. Zoned for possible in-home business. Danya Wolf Plenty of parking, including for RV. Nicely 360-708-8294 fenced back yard with fruit tree and other trees.

MLS #1008048

$39,000 604 s norris sT., BUrLingTon

$185,000

$160,000

Charming home with potential, needs TLC, bring your imagination! 2 bedrooms, 1 bath. Nice level lot with fruit trees and space for a garden; partially fenced yard. Ample off street parking. Convenient location. Good starter home or investment.

MLS #1097784

ICE

Carla Fischer

360-982-0010

17714 KingFisher Cove Lane, Big LaKe

$898,900

Waterfront home with 75 ft of lake frontage

NEW Beautiful view property, ready

Lovely future building site requisite

Nice 3 bedroom, 2 bath home in

for you to build your dream

on using water catchment system

convenient Burlington location! Pretty

to obtain building permit. Power

kitchen with nicer appliances, pantry

home. PUD water, power and 3 bedroom septic surrounded by

a

continue

circular

driveway

on

to

or

another

to the property. Nicely treed level Carla Fischer Celia Miller 360-982-0010 360-391-6065 tract of land with open area ready

wonderful building site - cleared, level, and with spectacular mountain view! New gravel road is partially paved. Good access from Highway 9 for easy driving into property. I-5 minutes away. Watch for signage.

23786 KaMLooP CT., MoUnT vernon

Large

lot

in

Community.

Nookachamp Beautiful

Danya Wolf

360-708-8294 for building in the future. Paved street. Walking distance to

Rasar State Park! MLS #1080761

and a lot of cabinets. Pellet stove in spacious living room. Double pane

Kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; surround sound;

Danya Wolf

360-708-8294

windows; small deck; fenced yard and storage building. New roof

Danya Wolf Carla Fischer

in 2013 with transferable warranty. Offers: Seller intends to review

360-708-8294 360-982-0010

offers upon receipt. MLS #1095840

$150,000

Danya Wolf Suzanne Jenkins Brett Tacker Sandy Everett JoAnn Boudreau Celia Miller Donna Kurras Elva Hunter John Hunter Russ Lanker Shirley Bertholf Carla Fischer Yolanda Sakuma Patricia Box

setting overlooks a private lake for

All utilities are stubbed to the lot.

w/ sweeping staircase up to luxurious master suite.

Fantastic views from choice of 3 decks!. MLS # 1007986

Hills

you to enjoy. Less than 10 minute

with private dock! Custom Spanish Style home

built in vac; rec room and bonus/storage room.

country

drive to the city of Mount Vernon.

E

C PRI

Yolanda Sakuma

360-421-0435

MLS #1059504

360.708.8294 360.941.2983 360.840.7931 360.202.3706 360.391.0746 360.391.6065 360.770.7596 360.202.3086 360.202.3854 360.708.1117 360.840.1863 360.982.0010 360.421.0435 360.941.9186

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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April 7, 2017