RE-Weekly 04/14/17 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE

ThisIssue Issue This

Tally CAUTIONARY The TALE OFReal THE CosTs of TOXIC HOME ReloCaTing P. 4 P. 4

The aRT Q & of A: youR AskDeal Our P. 8-9 Broker P. 8

Q & a: ask ouR BRokeR TIPS TO

FEATURE HOME:

SEE PAGE 5 FOR MORE

$749,995 360.770.9638

P. 10-11

Classifieds P. 10 -11 1594016

2319 hiCkoRy DR, anaCoRTes Colleen Craig Windermere Re anacortes Properties

P. 9 FINANCE PREFAB ClassifieDs P. 9

a supplement to the skagit Valley herald and the anacortes american

APRILxxxxx, 14-20, 2017 xxxxx2016 1594016

Re-Weekly content sponsored by: Northwest Fine Furnishings

TABLE OF CONTENTS Cautionary tale of the toxic home.......... P. 4 Q & A: Ask our Broker.............................. P. 8

INSIDE

Tips to finance prefab............................. P. 9

PAGE

Classifieds.........................................P. 10-11

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All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

BURLINGTON

Territory NW T

Call Elizabeth, 708-8800 Call Wilma, 661-1631

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

MOUNT VERNON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596 w NE

Sedro-Woolley $54,900 Skagit River in Janicki Cove. Private gated community. Power, water and septic on property. 169 SF shed. Fruit trees. Private boat launch for residents. Recreational-temporary. MLS #1039184

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

Mount Vernon $234,950 Beautiful well maintained condo. Wonderful kitchen w/eating bar opening to dining area/LR combo w/cozy gas fireplace. Lots of windows, light & bright home. Master w/huge walk in closet & ¾ BA w/large walk in shower. 2nd BR w/balcony for BBQ’s & relaxing. Oversized 2 car garage and room for company parking too. No age or animal restrictions. MLS #1084847 Call Ivana, 770-3550

www.SkagitValleyRealEstate.com

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Burlington $334,950 Spacious Craftsman. Room for everyone and everything! 5 BR, 2.5 BA, 2,794 SF. Open floor plan. Country kitchen & large eating area. Private master suite w/office area & gas fireplace. 1.17 acres. Outbuildings. MLS #1104025 Call Ron, 333-1045

Bow

Beautiful 2 story home in desirable area. 3 BR, 2 ¼ BA. Lg. living room & fireplace. Kitchen w/eating space. 2 bonus/rec/family rooms. Attached 2 car garage & attached 2 vehicle/RV/boat carport. New roof, gutters & paint. Fully fenced yard on corner lot. MLS #1013958

$364,500

Mount Vernon $429,900 Amazing home just under 1/3 acre. 4 BR, 3 BA, 2,600 SF. Kitchen with granite counters & custom cabinets. Main floor master suite w/huge walk-in closet & bathroom. Grounds & garden must be seen to appreciate. Storage throughout. Terrific location. MLS #1052463

Call Jim, 708-1681

Call Elizabeth, 708-8800

LooKIng foR fuLL SERVICE PRoPERty ManagEMEnt?

Call 708-8800 CallElizabeth, Elizabeth, 708-8800

Wilma Louia Designated Broker/Owner 661-1631

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Mount Vernon $699,000 3,634 SF, 3 BR, 3 ½ bath view home on 1 acre. Living, dining, nook, family, den & Rec. rooms. 3 minutes from 1-5, S. Mount Vernon. Fabulous kitchen, gas range, granite, eating bar. 2 decks, patio, hot tub, RV parking, garden space. All natural gas, well insulated, tons of extra storage. 3 car finished garage. Olympic mountain view & amazing sunsets. MLS #1014213 Call Kirk, 770-7470

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Call today and let our experienced staff go to work for you!

Sedro-Woolley $759,900 Unique custom built, multi-level home with radiant heat on 1 acre. 4 BR, 3 3/4 BA, 5,000 SF. 2 dining rms, formal living rm, parlor, library. Kitchen has high end appliances & pellet stove. Gas free standing fireplace in master feat. full bath. Home office & possible guest bedroom over garage. MLS #1075960

Elizabeth Detillion 708-8800

360-755-5555

Call Wilma, 661-1631

Ivana Wood 770-3550

Mike Welling 540-1341

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Debbie Benjamin 708-8780

Corinne Cartwright 202-2397

Laura Kaestner 441-5099

Jennifer Ohlsen 540-0717

Joe Eckerson 333-1640

Traci Erickson Property Manager 755-5555

1594956

Sedro-Woolley $449,900 Fantastic custom home w/amazing mountain views. Master suite has private entrance to wrap around porch. Master bath has double jetted tub. New carpet and tankless hot water heat. Huge over-sized garage w/extra tall doors. Room for shop. 28 x 32 two story shop. MLS #1091800

April 14, 2017

NOW COULD BE THE TIME TO SELL A NEW HOME AND EARN A SLICE OF THE REAL ESTATE PIE IN PRINT AND ONLINE Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in print and online with RE-Weekly.com.

CALL OR EMAIL TODAY! 360.416.2180 • ads@skagitads.com

RE-Weekly.com Brown McMillen Real Estate

360.757.6013 800.869.7084

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

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Everything is blooming ONe OWNeR HOMe… Lovely corner lot with 4 bedrooms & 2.5 baths. Near hospital & park. Remodeled kitchen will impress! Lower floor family room with lots of built in storage. $344,599. #1091986

LA CONNeR… Very nice, like new affordable home walking distance to downtown La Conner. Just over 1,300 SF of living space. 3 BD, 2 BA, and a completely updated interior. Clubhouse, sidewalks with common ground, & so much more! $175,000. #1092548 On

OFFiCe BUiLdiNg… 3,575 SF one story building w/lots of parking. Large reception area could be shared if 2 or 3 different professionals wanted to share space. Great rental/investment property. $799,500. #1061873

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And the market is Booming. What a perfect time to List or Buy with us You won't have to worry about the fuss

Kristen Tuttle Yvonne Brown Galen Kindred Holly Hilts

April 14, 2017

Sky Ridge… Custom built 3 BD, 3.5 BA home in Mount Vernon. Open kitchen with breakfast nook, & tile flooring. Spacious lower level with lots of storage, Large upper deck with gorgeous views. Don’t miss out! $525,000. #1024839

708-8392 840-4375 770-7083 661-5538

Jeff Ingman Shelah Inman Jodi Dynes Fritz Inman

202-2859 661-0145 333-7783 661-0147

FiSHeRMAN’S PARAdiSe... Waterfront acreage, excellent Salmon fishing, close to Anacortes & short ride on 2 private ferries. Low bank (20 to 30ft.) South facing w/sun exposure. $299,000. #1046623 Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman

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391-5587 661-1500 770-6013 661-4533

Let us take care of you That's all you have to do! Tod LeHecka Jan Scally Dale Owenby

333-1032 421-5160 913-8662

1596676

BeAUTiFUL MOUNTAiN VieW… Quality rambler on 4.8 acres with stunning views of mountains & surrounding pastures. 3 BD, 1.75 BA, & just over 2,300 SF. Nice outside covered patio area, beautiful landscaping, gazebo, & a 1,536 SF shop with studio apartment. $650,000. #1096923

y r a n o i t Cau e h t f o e Tal e m o H c Toxi

How to avoid buying a home with hidden hazards

rospective buyer beware: that home for sale you’re eyeing could be a ticking time bomb – perhaps a termite headquarters, lead-based paint mecca, former meth lab site, or environmentally polluted property. And you won’t know for sure unless you do your homework, say the experts. Alarmingly, a new ATTOM Data Solutions report reveals that 17.3 million single-family homes and condos worth a collective $4.9 trillion in estimated market value are located in zip codes with high or very high risk for at least one of four environmental hazards: poor air quality, industrial pollution, Superfunds (categorized by the EPA as being contaminated with hazardous waste), or brownfields (a property that may contain a hazardous substance, contaminant, or pollutant). These homes represent 25 percent of the 68.1 million total residences evaluated in the report. The study indicated that, in general, properties within higher environmental hazard risk areas suffered from lower home price appreciation, decreased home values, and increased rates of underwater mortgages. “These findings suggest that, in addition to being better for your 4

family’s health and safety, buying a home in an area with low risk for environmental hazards can be a smart investment decision,” says Daren Blomquist, senior vice president for ATTOM Data Solutions in Irvine, Calif. “The major takeaway here is that it’s important to go into a home purchase with eyes wide open about all the benefits and risks that come with that purchase, including environmental hazard risk, which can potentially negatively impact not only your health but also your wealth.” Blomquist warns that, while some environmental hazards are required to be disclosed before you purchase a home, they often won’t be disclosed until the closing process, “which could be at the last minute when you’re buried in a mountain of paperwork you’re signing at the closing table. That means it’s in your best interest to perform what we call a ‘pre-diligence’ of homes you are considering to buy early on in the buying process – well before you reach the closing table.” The first step is to hire an independent property inspector whom you select carefully instead of blindly trusting in a home inspection done by your mortgage company.

“Buyers should always make sure to have a careful home inspection performed by someone they trust to reveal the good, bad and ugly about a home,” Blomquist says. Cheryl Reed, director of external communication for Angie’s List in Indianapolis, recommends testing the home for radon, lead, mold, asbestos and meth production. “It’s really important to test for meth these days, because you don’t know if a previous owner produced math on the premises but was never caught,” says Reed, who says meth test kits cost around $50. “If you find evidence of any contaminant, don’t hire the inspector to correct it –enlist a qualified, reputable mediator.” John Risvold, attorney with The Collins Law Firm P.C. In Naperville, Ill., recommends learning all you can about your property’s water source. “Ensure that the water is safe to drink and free of chemicals. Be aware that toxins from Superfund and brownfield areas can also seep into soil and groundwater and infiltrate your home through a process called vapor intrusion, resulting in serious health hazards,” says Risvold. Scott Reidenbach, attorney/

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founding principal of Wayne, Pa.-based Reidenbach & Associates LLC, says prospective buyers can negotiate for additional time to perform due diligence either before going under contract or during. “During this time, look for nearby manufacturing or chemical operations that could be polluting the air or ground water or that would create quite a mess if they were to catch fire or have an accident. Water runoff and storm water issues are huge concerns, too, as is noise pollution,” says Reidenbach. “Walk the community yourself and talk to neighbors who have lived in the area for years.” Additionally, you should visit the local municipal records building or village hall to request public records for the home and nearby area. You can also find valuable information online about the home you are considering buying; visit the EPA’s MyEnvironment site (www3.epa.gov/enviro/myenviro), the EPA’s Brownfields site (epa. gov/brownfields), and ATTOM’s HomeDisclosure.com, which provides environmental hazard information for many for-sale properties.

April 14, 2017

Feature Home From cover:

New, furnished, model home.

2319 HICKORY DR, ANACORTES

$749,995

Windermere indermere real estate/anac estate/anacortes Properties 3018 commercial ave. anacortes, Wa 360.293.8008 www.anacortesrealestate.com

• Starting in the low $300’s • Single level detached homes • Maintained yards • 3 beds / 2 bath designs • Granite slab countertops • Several different ﬂoor plans • Many energy efficient features

Poised against the lush forestland, this lovely Parkside home has designer touches throughout and a flawless floor plan. Formal dining and living rooms are countered by warm and inviting casual spaces. Oversize kitchen w/huge island overlooks private backyard, perfect for entertaining or peaceful nature watching. Elegant master suite and an additional 3 bedrooms, 2.75 baths. 3 car garage/shop space. King sized lot is perched higher up for stunning territorial views and privacy. $749,995 / MLS# 1076993

Contact Rita: (360) 488-3727 or Rita@LandedGentry.com or Jayci: (360) 941-8130 or Jayci@LandedGentry.com Sales office is open Wed-Sun, 12:00-5:00. Directions: I-5 to Mount Vernon; Exit 225, East on Anderson Road to 4 way stop. Proceed straight on LaVenture to E Division St; Right on E Division St to South 48th St

877.769.8070 LandedGentry.com 1594017

american dream real estate services, inc.

LAND TITLE AND ESCROW W

Filtered Views!

ltco.com Local Professionals Serving our Community

Shelley Miner Anacortes Escrow Manager/LPO

Trusted Service for over 76 years

Fannie Mae Homepath

#1101330 • $299,000

#1071869 • $359,900

Rare piece of property on Marine Dr. with filtered views! 3BR/3BA home is situated in a park like setting with beautiful waterfall pond. Granite counter tops, alarm system, mini work out gym. Huge basement with bathroom use for a family game room or possible 4th bedroom. Walk to Alexander Beach. Moor-age access! Creek running next to property. Fully landscape yard with fire pit and plenty of room to play and RV Parking/Boats. 2 decks to soak up the sun and enjoy the beautiful Northwest Sunsets.

This is a great opportunity to own a double where-house unit right on the edge of town in highly desirable light industrial/commercial park. This double unit has two roll up doors and two gas heaters. wired for 220, with a 20 x 20 loft area. Own your business and have it pay for your real estate or partition off and rent one side and use other side.

Rambler in Skyline. This 4 bedroom 3 bath 1,900 sqft house has been fully remodeled and is ready for new owners! NEW: Roof, Gutters, Exterior Paint, Interior Paint, Flooring, Stainless Appliances, Granite counters Fixtures, Water Heater, Furnace & Ductwork, and much more! All set on a large level quiet fenced lot in Skyline, walk to marina and all the amenities of Skyline HOA. Don’t miss this one!!!

Great Opportunity

• 111 E. George Hopper Rd Burlington Title: 360-707-2158 Escrow: 360-707-2312 1-800-869-7121 • 3010 Commercial Ave Anacortes 1-800-870-8571 • 360-299-0565

#1056535 • $850,000

#1020711 • $3,277,000

Campbell Lake

Prime Retail Space #1009604 • $1,900

Great opportunity to own small motel in middle of town. 13 rooms with 4 bedroom managers house and underground laundry with work shop and storage, new roof. All rooms have been upgraded. Tank less hot water, new security camera system.

Experience the NW lifestyle in luxury on Campbell Lake in the San Juan Islands. Situated at the heart of Fidalgo Island, this property offers features that surpass expectations with outstanding quality. The 9 ac. estate provides waterfront lake access, helicopter pad, sports facility, fishing pond, vault, and enough space for a car collector. Additional 2 bed 2 bath luxury home on property for guests or staff. Enjoy sweeping hilltop views by the fire in the most beautiful part of the Northwest.

3,400 Sqft of Prime Retail Space on College Way located in a busy multi tenant complex right on the corner of College Way & Parker Way. High visibility. Walking distance to the College, Terrific signage. This space is composed of 2,600 sqft of ground floor Office/Retail open retail space with high ceilings large counter/service area that offers a multitude of uses and and ready to configure to fit as well as a 900 sqft 2nd floor office/conference/banquet/storage room & private bath.Ample parking.

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

1602999

April 14, 2017

Great Opportunity

#1095166 • $475,000

1594176

Karen Ashley Skagit Escrow Manager/LPO

COLLEEN CRAIG 360.770.9638

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Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

Like American Dream Real Estate Mount Vernon

www.adrhomes.net

www.WindermereSkagit.com RESIDENTIAL 210 W. Woodworth St, SW $160,000 Great location in the heart of Sedro-Woolley’s central business district. Property is zoned commercial but being used as a residence with no permits. Buyer to verify any intended use with the city. Call Nikki Ganske, 941-8999 MLS# 1077932 Ne

2819 Firwood Lane #120, MV $183,500 Immaculate Northridge condo, nicely updated 2 bed, 1.5 bath home boasts tile counters & freshly painted cabinets in the kitchen, spacious living room & dining room, a handy slider out to a private patio. 2 spacious bedrooms, one with a private deck. Bathrooms also boast nice updates & a huge utility room. Very handy carport. Condo dues covers basic cable, water, sewer, garbage & all outside building maintenance, indoor pool, sports court, clubhouse, RV parking. Call Sarah Minton, 770-3076 MLS# 1102036 Ne

49 Willow Lane, MV $298,500 Hard to find triplex in good rental location. Walking distance to restaurants, groceries, etc. Additional income is from coin operated laundry located on site. Parking for several cars located at street frontage. MLS# 1005746 Call Dave Patterson, 708-5030

1226 Fidalgo Place, SW $212,000 Cute & tidy 3 bed, 2 bath one level home with a fenced yard & attached garage. Brand new flooring in the kitchen & master bath. Nice floor plan with open kitchen/ living area, access to fenced yard & patio area. Master with attached bathroom. This great starter home has vinyl siding, tiled entry, & is located in a quiet neighborhood with private park area. Close to all Amenities! Call Megan O’Bryan, 708-5817 or Spencer Roozen, 708-0634 MLS# 1101480

17653 Greenacres Rd, MV $325,000 Light, bright & airy this beautiful one story house boasts a great floor plan! Spacious kitchen boasts custom cabinets, kitchen nook surrounded with windows, great room has French doors leading out to a spacious deck & beautiful back yard. 3 beds, 2 full baths, plus a handy office/den. Master suite features a private bath & great access to the deck. Beautifully landscaped & a great location on a non-through street. Call Sarah Minton, 770-3076 MLS# 1102040 1600 Alpine Crest Loop, MV $339,000 Beautifully finished Eaglemont cond. End unit features territorial & golf course views & large private deck. Beautiful stainless appliances, hardwood flooring, large master suite on main level. This view condo has 1,890 SF on main & upper levels - large unfinished lower level waiting for a custom build out - all electrical & plumbing in place for large rec room & 2 additional beds. Call Jim Glackin, 428-2828 MLS# 1039782 19589 Kelleher Rd, Burl $490,500 Real country living close to everything! Lovingly restored 4 bed, 1.75 bath, 1,900 SF farmhouse on 35+ acres. Large barn, extra outbuildings, pasture, hayfield, fruit trees in a tranquil setting with gorgeous territorial views. Home features upstairs master with sitting room, hardwood floors, solid wood doors, & wood wrapped windows. Unfinished 1,100+ SF basement with canning room & exterior access could be used for shop space, hobbies, etc. Call Jamie Yantis, 540-5264 MLS# 1086445 25473 Morford Ct, SW $649,888 Stunning custom home features 4 beds, 3.5 baths, 4,473 SF on 1 acre surrounded by 14 acres of rural reserve. Main level living w/open floor plan, charming kitchen w/pantry, great room, formal dining, & spacious master suite w/double sided fireplace & 5 pc spa bath. Vaulted ceilings, white oak floors, granite, stainless appliances & maple cabinets. Theater room, bonus room, gym, & wet bar. Wrap around. 3 car garage/RV prk. Call Nicole Ganske, 941-8999 MLS# 1063718

1012 N. 8th St, MV $685,000 4 unit townhouse apartment building on the hill adjacent to Madison School. The units are 2 bedroom, 1.5 bathrooms, with washer/dryer hookups plus a 1 car garage. The units are in good condition. Call Jim Koetje, 202-2500 MLS# 1101163

VACANT LAND 5255 Wickersham Rd, SW $150,000 9.85 Acres. A peaceful place to build your home. A large portion is level, 3 sides are fenced, septic in, well in, electricity at the street. A gate & evergreen bordered driveway. The Samish River runs through the east side. Build on the west side, where it is high & dry. This property has fruit trees, dogwood, willow, evergreen, large maple too. Call Bette Thompson, 840-5109 MLS# 1035643 14397 Channel Drive, La Conner $175,000 Beautiful mountain, farmland, and partial Channel views from this level, cleared, FEE SIMPLE 1 acre lot in quiet residential area of higher-end homes. Power, water, & gas available in street. La Conner School District. Access via shared driveway between parcels P119642 & P119639. Not leased land. Call Spencer Roozen, 708-0634 or Megan O’Bryan, 708-5817 MLS# 1076852 Davis Lane, Lyman $229,000 Idyllic & serene setting on this gorgeous 7.64 acre property. Bring the animals & build your dream home. This level lot has plenty of room to build a shop, barn or additional outbuildings. Enjoy the mountain views beyond. Property has numerous mature fruit trees, an existing shed, & large pasture space. Utilities are in the street. City of Lyman water, & PSE. SkagitValleyHomes.com. Call, Shawn or Tiffany Danley, 488-3858 MLS# 1095879 Farm to Market Rd, Bow $399,000 Bayview area 10 acre parcel of level pasture land with many allowable uses. A pleasant rural setting & out of flood plain. Minutes to I-5, schools, walking/biking trails, & Padilla/Bayview State Park. This property has 2 development rights as per Skagit County Planning Department buyer to verify. Call Warren Bingham, 770-2421 MLS# 1077908

Skagit Valley • 1030 E College Way • Mount Vernon • (360) 424-4901 April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Brett Johnson Cory Keihn Dave Patterson

360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-661-3825 360-441-1760 360-708-5030

David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller

425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607

George Bellos Geri Cole Harry Ota Hollie Del Vecchio Jake Koetje Jamie Yantis Jim Glackin

360-708-9762 360-391-1614 360-708-3500 360-525-5538 360-466-8045 360-540-5264 360-428-2828

Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman Megan O’Bryan

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360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075 360-708-5817

Anacortes (360)293-8008 | Mount Vernon (3

North Cascades • 520 Cook Road Nathan Loeb Nicole Ganske Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Shelly Hanson Spencer Roozen

360-333-7197 360-941-8999 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-420-2565 360-708-0634

Tahlia Honea Tasha Zahlis Terri Heyntsen Tessa Jarvis Tiffany Danley Travis Miller Warren Bingham

360-333-5815 360-391-5075 360-391-0938 360-503-1939 360-298-4857 360-420-7291 360-770-2421

April 14, 2017

www.AnacortesRealEstate.com RESIDENTIAL Ne

620 37th St, Anacortes $340,000 Spacious home with active views of island life, maritime and Fidalgo Bay from the comfort of your living room. Main level features ease of entertaining with open kitchen to dining on into living space. Lower level has cozy bonus room with fireplace and a multitude of rooms to give you options for office/hobby areas. Oversized carport and 1 car garage or use it for a shop. Great location to town, Hwy 20 access and outdoor activities. Gina Davis 360.708.7794 MLS# 1100992 Ne

4004 Commercial Ave, Anacortes $375,000 This two story home is located on a huge level corner lot approximately 12,000 sf. It offers three bedrooms and two full baths, large kitchen with nearly new stainless appliances and loads of cabinetry. There is a three bay garage with two 10 ft doors and one with a 14 ft door that can accommodate small RV’s or boats or?? Jack Dixon 360.941.5000 MLS# 1100856 Ne

d • Sedro-Woolley • (360) 856-4901 Bill Robillard Bob Hyde Carla Keel Caroline Baumann Catherine Mers Christine Cleland-McGrath Cheryl Frazier Colleen Craig

April 14, 2017

360-770-4707 360-661-0756 360-770-0743 360-202-7327 360-982-6831 360-708-0267 360-202-4789 360-770-9638

274 Cowlitz Pl, La Conner $242,000 Darling single level home situated for privacy. Thoughtfully designed rambler boasts an open concept living, kitchen and dining that invites intimacy and conversation. Large living room features a gas fireplace to cozy up next to on cool Pacific Northwest nights. Master bedroom suite and two additional bedrooms. Ample deck and plenty of yard space for recreation and relaxation. Shelter Bay Community amenities include: Community parks, beach, swimming, golf marina and moorage possibilities. Rebecca Chamberlain 360.421.5021 MLS# 1097804

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2401 Skyline Way #202E $498,000 Spectacular panoramic views of Burrows Bay, Olympic Mountains, & the islands from this quality, low bank, waterfront condominium. Open floor plan concept: living room with gas fireplace & access to a deck for entertaining & dining room with built-in buffet. Wonderful Southern exposure & skylights. Master suite with master bath and lots of closet space. Second bedroom, bathroom. Secure parking garage & security system. Skyline Marina & Washington Park nearby. Great walking trails. Great storage. Margi Houghton 360.202.0041 MLS# 1100768 Ne

4122 Clyde Wy, Anacortes $375,000 Move in ready tri-level on large skyline lot just across from the community forest land trails! Quiet neighborhood with all of the skyline amenities. Bright, open floor plan, with cozy wood burning fireplace. Plus fully fenced back yard, large front yard just waiting for your landscaping ideas, plus a work bench in the garage. What more could you ask for? Kristi Gagrielse 360.420.3119 MLS# 1100324

346 Thatcher Pass Rd, Decatur Island $235,000 Absolutely charming two bedroom house with lovely “Great Room”, fully-equipped kitchen with eating space and door out to a spacious covered deck. Totally remodeled in 2011, home has open floor plan, bath with tiled shower and generous bedrooms. A separate utility room offers stacked washer/dryer, wine cooler, water softener, refrigerator and abundant storage. Yard is almost fully fenced and has established garden, carport and easy access to groomed trails through the woods. High-speed internet. Sarah Jones 360.333.2783 MLS# 1102277

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7630 Cypress Wy, Anacortes $1,139,000 Elegant, Northwest cedar & stone custom designed, waterfront home situated on 1.68 acres on Guemes Island. Enjoy expansive views of the Guemes Channel & islands from almost every room. Great room concept, vaulted ceiling, hardwood floors, custom windows, stone gas fireplace. Chef’s kitchen with Wolf & Sub Zero appliances. Office. Master suite. Back deck with covered BBQ island & dining area. Stone patio w/fire pit. Multi-level, 2016 SF guest home. Private buoy located in Cook’s Cove. Margi Houghton 360.202.0041 MLS# 1101045

1815 Creekside Pl, Anacortes $340,000 Well designed, 2 bedroom/1.75 bath home in much sought after Creekside neighborhood on Fidalgo Island. Spend your time enjoying life, not doing yard work in this community designed for lock-and-go living. Thoughtful floor plan flows from kitchen to dining and open living spaces, gas fireplace and views of glorious Mt. Baker and the bay. Master en suite and additional guest bath and bedroom. Private deck; 2 car garage, RV parking with hookups. Colleen Craig 360.770.9638 MLS# 1099441

Anacortes • 3018 Commercial Ave • Anacortes • (360) 293-8008 Cynthia Aanestad Debbie Macy Donna Cunningham Gina Davis Jack Dixon Jackie Stone Jeannine Reinig Jessica Notaro

360-610-0120 360-391-2422 770-335-7513 360-708-7794 360-941-5000 360-661-2247 360-724-8555 360-202-1441

John Prosser Kathy Rogers Kristi Gabrielse Kim Wilson Leigh Zwicker Linda Macy Margi Houghton

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360-202-3891 360-941-4400 360-420-3119 360-333-2490 360-333-9975 360-708-8284 360-202-0041

Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett Rob Skelton Sarah Jones Tracy Peterson-Foy

360-708-2354 360-391-7281 360-421-5021 360-202-2630 360-488-3776 360-333-2783 360-708-1833

1594006

360)424-4901 | Sedro-Woolley (360)856-4901

2204 Dover Dr, Anacortes $979,000 Beautiful, newer, one-level, waterfront home w/30ft shared dock. Enjoy western views from this 2068 SF home w/open floor plan. Chef’s kitchen w/large island, walk-in pantry, Quartz counters, SS appliances & gas stove. Living room with free standing gas stove and access to a covered patio w/gas outlet. Features include: radiant floor heat, tankless hot water, wide plank oak floors, high ceilings. Master suite and master bath with walk-in shower and towel rack warmer. Three car garage. Margi Houghton 360.202.0041 MLS# 1099590 Ne

Tripped Up Question:

We went on a trip and to assure our mortgage was paid, we sent the lender two checks, one for the current month and one for the next month when we would be out of town. When we returned they claimed we only made one payment and that we missed the second payment, owed them a late fee and on top of everything reported the “missing payment” to the credit bureaus. What went wrong and what can we do about it?

Answer:

Each month you send in a payment coupon, which shows such basic information as the loan number, the current payment due, the total payment due and how much will be owed with a late payment if you do not pay by a certain date. In addition there will typically be several other

lines for such things as additional principal, late charges, other charges and additional escrow. Unfortunately the betting here is that one of several things happened: First, the lender somehow did not cash the second check. Speak with your bank to make sure both checks were cashed. If that’s the case, get copies of the front and back of both checks so you can show them to the lender. Second, if both checks were cashed then you have to wonder what the lender did with the money. It has to show up somewhere. If the payment form was not properly filled out or there were no instructions, it’s probable that the lender regarded the second check as an additional principal or escrow payment. It will appear that you made the first monthly payment as well as a significant addition for principal or escrow. Lenders handle millions and millions of mortgage transactions every month and it follows that in some cases mistakes are made. The best approach in the situation is to call the loan servicer, and ask if someone can help you. Explain – nicely – that a mistake has been made and ask how it can be corrected.

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Q& A

ASK OUR BROKER By Peter G. Miller

If the credit is in the wrong place they may be able to simply correct the error, take off the late fee, and remove the credit ding. If their records incorrectly show that they did not cash the second check and your bank has evidence that it was in fact cashed you can present them with the check copies that you have. In the future, call the lender and explain that you would like to make two payments, one for the current month and one for following month because you will be traveling. However, if the lender cannot accept the payment in advance, write out the check, make sure it indicates that it’s for payment for the second month, stick it in an envelope with the right payment coupon, and ask a responsible friend or family member to mail it for you on a given date.

April 14, 2017

Tips to Finance Prefab Interested in building a prefabricated home? Here’s what to know about financing the project April 14, 2017

uilding a prefabricated home requires a separate land purchase, which can often be found through the help of a real estate agent. Many prefab builders have agents that are familiar with the process, to which they can refer buyers. Some builders also have pre-existing relationships with lenders that are familiar with how these homes are built and their unique process. “You need a lender that’s comfortable and able to run the right comps for the projects,” says Brian Stevens, former principal of ClearSpace Modular Homes in Austin, Texas. This can be the most difficult aspect of financing your prefab home, since lenders rely on or comparable sales, or “comps,” to accurately determine a home’s value. If you live in a market where there are not many prefab. homes, it may be trickier to find a comparable sale. Some homes are financed the same as traditional site-built homes because their projects use a permanent foundation and all the walls and

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panels are erected on site. Because the prefab. construction process varies from builder to builder, so does its financing. “There is no traditional lending mechanism for true prefab. homes,” Stevens says. Much of the financing process depends on the company’s relationship and history with the banks it does business with, he says. Jason Blenker, president of Blenker Building Systems in Amherst, Wis., says financial institutions have not treated his company’s projects any differently than site-built homes. In some cases, the stability of his prefab company and its product have actually bettered relationships with lenders and eased the financing process. But, as more companies develop solid working relationships with banks, Stevens foresees the establishment of partnerships with financial institutions, which will simplify the financing process for buyers.

17714 KINGFISHER COVE LANE, BIG LAKE NEW

2125 GUNN RD, MOUNT VERNON

OPEN HOUSE • Sat. April 15 • 1-4PM 1416 ALPINE VIEW PLACE, EAGLEMOUNT

Yolanda Sakuma

360-421-0435

$479,000

Exquisite Condo with spectacular views of Eaglemont Golf Course & the Mountains. 3 bedrooms plus den/library, 3 1/2 baths designed for casual/elegant living. Great room with hardwood floors, custom blinds, unique stone fireplace. French doors leading to a large deck with electric sunshade to enjoy the views! Enjoy cooking in your gourmet kitchen while looking across the golf course, granite counters, large island/eating bar, stainless steel appliances, gas stove and wine refrigerator! Large main floor master suite & master bath with separate shower & Jacuzzi tub, wonderful walk-in closet with built ins. Elva Hunter John Hunter MLS #1087943 360-202-3086 360-202-3854

$239,000

LOT 18 TRILLIUM LANE, CONCRETE

Danya Wolf Carla Fischer

360-708-8294 360-982-0010

1 MOUNTAIN VIEW RD, MOUNT VERNON

$39,900

24306 WICKER RD, SEDRO WOOLLEy

$185,000

$160,000

Charming home with potential, needs TLC, bring your imagination! 2 bedrooms, 1 bath. Nice level lot with fruit trees and space for a garden; partially fenced yard. Ample off street parking. Convenient location. Good starter home or investment. MLS #1097784

Located just outside the MountVernon City limits, this wooded 1 acre plus lot could be a building site for a stick built, modular, or manufactured home, with plenty of room. Tract has been surveyed (LeGro and Associates) and wetlands have been delineated (Oscar Graham and Pat Bunting). 1.27 acres Priced at less than one half of property Danya Wolf tax assessment of $89,600.00 PUD water 360-708-8294 must be run in from the west; or rain water catchment system needed.

$39,000 604 S NORRIS ST., BURLINGTON

$199,900 This 3 BR, 3/4 BA home on .225 acre features park like setting with four apple trees (10 varieties), a cherry tree (4 kinds), 3 plus trees, 4 kinds of grapes, kiwi and herb garden spade. Wonderful garden views! Exterior is “wainscotting style”, painted above the clear cedar siding below. Mostly oak flooring. Ceiling fan in living room and master bedroom. A lot of parking space! Easy access to I-5. Zoned R-1. Danya Wolf 360-708-8294 MLS #1098214

Waterfront home with 75 ft of lake frontage with private dock! Custom Spanish Style home w/ sweeping staircase up to luxurious master suite. Kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; surround sound; built in vac; rec room and bonus/storage room. Fantastic views from choice of 3 decks! MLS #1007986

E RIC

13813 STATE ROUTE 9, MOUNT VERNON (5 ACRES)

$898,900

Carla Fischer

360-982-0010

2928 151ST PLACE SW #T102, LyNNWOOD

$219,000

Quite & Private. Commuter’s Paradise! Enchanting archways, high ceilings and a warm fireplace make

Beautiful view property, ready for you to build your dream home. PUD water, power and 3 bedroom septic surrounded by a circular driveway or continue on to another wonderful building site Carla Fischer Celia Miller - cleared, level, and with 360-982-0010 360-391-6065 spectacular mountain view! New gravel road is partially paved. Good access from Highway 9 for easy driving into property. I-5 minutes away. Watch for signage. ML S #1014931

23786 KAMLOOP CT., MOUNT VERNON

Lovely future building site requisite on using water catchment system to obtain building permit. Power to the property. Nicely treed level tract of land

Danya Wolf

with open area ready for building in the 360-708-8294 future. Paved street. Walking distance to Rasar State Park! MLS #1080761

$150,000 1238 TOLEDO ST, BELLINGHAM

$355,000 2009 WOODRIDGE AVE, MOUNT VERNON $335,000

PENDING Large lot in Nookachamp Hills Community. Beautiful country setting overlooks a private lake for you to enjoy. Less than 10 minute drive to the city of Mount Vernon. All utilities are stubbed to the lot. Yolanda Sakuma MLS #1059504 360-421-0435

Nice 3 bedroom, 2 bath home in convenient Burlington location! Pretty kitchen with nicer appliances, pantry and a lot of cabinets. Pellet stove in spacious living room. Double Danya Wolf pane windows; small deck; 360-708-8294 fenced yard and storage building. New roof in 2013 with transferable warranty. Offers: Seller intends to review offers upon receipt. MLS #1095840

Partial bay and city view. 4 bedrooms, 2 full bathrooms. Master bath has walk-in handicap tub and extra vanity, tile floor at bath and kitchen, stainless appliances, dishwasher, range, refrigerator, washer and dryer stay with house. Joan Boudreau Gas fireplace, Oak floors, 2 large decks, 360-391-0746 storage building at back of house. Located near schools, event locations and shopping. MLS #1040211

PENDING Custom, 3 bed/1.75 bath beautifully appointed 1,600+ sq. ft. home featuring, ceramic tile backsplash in kitchen, tile floors in entry and bath; vaulted ceilings, skylights, hardwoods and walk-in closet. Danya Wolf Fully fenced yard offers covered deck, 360-708-8294 garden space and fruit trees. Garage with 200 amp service, extra storage and work bench. MLS #1073807

N E P

this lovely 2 bedroom/1 bath ground level unit pleasing and inviting. Enjoy sunsets and a large yard from your private back patio.This quiet handicap accessible complex is conveniently located near Boeing, shopping, freeways, transit centers and schools. The 6’x12’ storage unit, playground/basketball, cabana and exercise room will enhance your living enjoyment. Welcome

your new home! MLS #1099760

Yolanda Sakuma Carla Fischer

360-421-0435 360-982-0010

415 SHANTEL ST, MOUNT VERNON

$319,000 A MUST SEE! Dramatic entry with wood columns into dining room & upgraded wood trim throughout. Large kitchen & bonus room w/gas fireplace. Big utility rm with freezer space. Master has jetted tub, shower, double sinks & walk-in closet. Extra full bathroom & bedrooms down the hall. Exterior features include covered front porch, deck, James Hardie siding (cement) with shingles & stone accents. Fully landscaped & fenced backyard. CC & Rs. Sandi Everett MLS #1097573 360-202-3706

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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April 14, 2017