RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES
INSIDE
This Issue This Issue
IT’S THE MOST WONDERFUL TIME OF THE YEAR P. 4
Q & A: Ask Our Broker P. 8
OPEN HOUSE, SATURDAY, JULY 15, 1-4PM FEATURE HOME: 423 CAIN LAKE RD, SEDRO WOOLLEY
SEE PAGE 3 FOR MORE
Skagit Tradition Realty Danya Wolf Carla Fischer
$255,000 360-708-8294 360-982-0100
RealEstate weekly
MANY PLAN TO BUY IN 5 YEARS P. 9
Classifieds P. 10 -11
JULY 2017 SEPTEMbER 2016 FEb. 5-14-20, FEb.9-15, 11, 2016
A supplement to the Skagit Valley Herald and the Anacortes American 1633744
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Re-Weekly content sponsored by: Northwest Fine Furnishings
TABLE OF CONTENTS It’s the most wonderful time of the year....................................... P. 4 Q & A: Ask our Broker.............................. P. 8 Many plan to buy in 5 years.................... P. 9
INSIDE
Classifieds.........................................P. 10-11
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Bedroom sets, rocking chairs, nesting tables, swivel bar chairs, tiffany lamps, custom sofas, raven, crow, and Buddha garden art and local map coasters!!
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MOUNT VERNON
320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494
2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596 W NE
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www.SkagitValleyRealEstate.com
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OPEN HOUSE SAT. JULY 15TH 1-3PM $459,900
Dir: From Highway 9, north into Nookachamps Hills, east on Sockeye. Amazing home just under 1/3 acre. 4 BR, 3 BA, 2,600 SF. Kitchen with granite counters & custom cabinets. Main floor master suite w/huge walk-in closet & bathroom. Grounds & garden must be seen to appreciate. Storage throughout. Terrific location. MLS #1154007
Call Elizabeth, 708-8800
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Call CallElizabeth, Wilma, 661-1631 708-8800
Wilma Louia Designated Broker/Owner 661-1631
Charlie & Jeannie Boon 708-9645
Jim Stransky 708-1681
BoW $875,000 English County home on 10 acres. 60’ x 40’ shop. Over 3,000 SF, 4 BR, 3.25 BA. Large gourmet kitchen. Radiant floor heat. Covered deck, large orchard, greenhouse & raised garden space. Stunning views of farmland & San Juan Islands. MLS #1139012 Call Mike, 540-1341
Kirk Campbell 770-7470
Mount VErnon $285,000 Well-built home in great MV neighborhood. Nice corner lot with large private patio in back. 3 BR, 2.5 BA. Good size kitchen with lots of storage & pull out drawers. Dining area adjoins family room with gas fireplace. Move in ready. MLS #1158092 Call Ivana, 770-3550
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BurLIngton $649,000 Home on Burlington Hill. 3 BR, 2.5 BA, 4,440 SF. Family room with wet bar. Views from nearly every room! 2 decks. 2 car attached garage. MLS #1156143
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Mount VErnon $232,900 Majestic view recreational lot.1Over one acre.SF. Beautifulmountain Maddox Creek Condo. 2 BR, ¾ BA, 1,167 Close to hiking and outdoor Graniteproximity tile, all appl. Included. Gas F.P.adventures. in Liv. Rm. Boat launch to Skagit River nearby. Amazing views of Mount Custom-built buffet in Din. Rm. Attached garage, trails Baker andMLS Mt. #1151688 Sauk. MLS #1094649 near-by. Call Charlie, 708-1415 or Jeannie, 708-9645
Ron Van Pelt 333-1045
Elizabeth Detillion 708-8800
BurLIngton $365,000 Tri-level home in Skagit Golf & Country Club. 3 BR, 2.5 BA, 1,700 SF. Fireplace in family room. Bay window in living room. Newer carpets throughout home. Mature landscaping. 2 car attached garage. MLS #1157150 Call Wilma, 661-1631
LookIng for fuLL sErVICE ProPErty ManagEMEnt?
sEdro-WooLLEy $895,900 Prime location. High density of traffic. 3 buildings all heated & insulated. Just more than half an acre. Call for appointment. Must see to appreciate! MLS #1089598 Call Wilma, 661-1631 or Jim, 708-1681
Ivana Wood 770-3550
BurLIngton $328,900 Desirable location near school, shopping, parks & bus line. 4 BR, 3 BA home with bright natural light. Fully fenced backyard. 2 car attached garage under home. Detached 2 car garage/shop wired for 220 amp with separate electrical and driveway. MLS #1142511 Call Wilma, 661-1631
Mike Welling 540-1341
Debbie Benjamin 708-8780
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360-755-5555 Corinne Cartwright 202-2397
Laura Kaestner 441-5099
Jennifer Ohlsen 540-0717
Joe Eckerson 333-1640
Tony Zimmermann 420-0501
Traci Erickson Property Manager 755-5555
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17084 soCkEyE drIVE, Mount VErnon
July 14, 2017
Feature Home From cover:
423 CAIN LAKE RD, SEDRO WOOLLY
$255,000
S Skagit tradition reality 3780 e. college Way m mount vernon, Wa 360-424-0300 www.skagittraditionrealty.com w
CARLA FISChER 360-982-0010
DANYA WOLF 360-708-8294
3 Bed/2.5 bath home in beautiful Glenhaven community with views of Lookout Mtn. Very large Master with bath and his/her closets. All bedrms are good size. Kitchen offers convenience and SS appliances. Home has new paint, laminate and vinyl. Fully fenced backyard with patio. Home is close to community store and Glenhaven community amenities: pool, clubhouse, tennis courts, private beach and trout stocked lake; near several area lakes. Easy commute, 1/2 way between Mount Vernon and Bellingham. mLS #1159011 $255,000
oPeN HouSe, SaturDaY, JuLY 15, 1-4Pm
Brown McMillen Real Estate
360.757.6013 800.869.7084
w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington
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SALE BURLINgTON RAMBLER…3 bedrooms with gas furnace and fireplace in living room. Great central location and fully fenced backyard. $219,950 #1158325
UNIQUE PROPERTY…1,800 feet of riverfront, this home is 3 bedrooms and 1 bath, partially fenced, & has a large shop/barn in good condition. One of a kind! $225,000 #1157789
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gREAT STARTER…Nicely remodeled 2 bdrm, 1 bath home with gas frpl, new laminate flooring throughout, new kitchen cabinets, detached single garage, great backyard, and convenient to schools, town, and so much more! $185,000 #1115251 Kristen Tuttle Yvonne Brown Galen Kindred Holly Hilts
July 14, 2017
OPEN HOUSE SAT. JULY 15TH 10AM-1PM
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MV RAMBLER…This well maintained 3 bdrm home has so much to offer from a gas frpl in living room, family room, large deck, fully fenced beautiful backyard, & nice detached building. Close to all city amenities. $325,000 #1158864
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17123 CHILBERg AVENUE LA CONNER HOSTED BY: DALE OWENBY TURN OF THE CENTURY CLASSIC…Restored 4BD home on shy 4 acres. HUGE restored barn. Over 3,800 SF of original charm, wrap around porch, 2 stairways. & so much more! MUST SEE! $899,000 #1083997
708-8392 840-4375 770-7083 661-5538
Jeff Ingman Shelah Inman Jodi Dynes Fritz Inman
202-2859 661-0145 333-7783 661-0147
CAMANO ISLAND HOME…Large 4 BR, 3 BA home. Sitting at 3,400 SF this home is on a corner lot with partial view of the sound. Many extras! $415,000 #1074057 Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman
RE-Weekly.com
391-5587 661-1500 770-6013 661-4533
SPECTACULAR VIEW…This 3 BD home is just over 2,800 SF with amazing views of the islands. Craftsman style finishes throughout with nice sized living room & kitchen. 4 car garage attached, $559,950 #1134527 Tod LeHecka Jan Scally Dale Owenby
333-1032 421-5160 913-8662
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It’s the Most Wonderful Time of the Year
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Late summer can yield more inventory and bargains — here’s why.
onventional real estate wisdom holds that the prime period in which to peruse for and purchase a home is the spring. But fresh research suggests that there’s an even sweeter spot on the calendar: the month of August. A new analysis by Zillow indicates there are more homes for sale near the end of summer than at any other point in the year, providing a wider selection of inventory and a better opportunity to score a bargain. Consider that, in August 2016, there were more for-sale listings in most major markets than any other month last year (8,000 more in August versus April 2016 in Los Angeles alone, for example). Moreover, the eighth month of the year has more price cuts: more than 15 percent of all listings last August had reduced prices compared to only 12.6 percent in March. “Traditionally, early to mid-spring is thought of as the prime home shopping season, so it was somewhat counterintuitive to see that late summer actually 4
offers a lot of inventory to choose from and sometimes better prices,” says Dr. Svenja Gudell, chief economist for Seattle-headquartered Zillow. In the spring, she adds, shoppers rush to the market and can get caught up in bidding wars. “But by the time fall nears, sellers are feeling the pressure and are more likely to consider a price cut in order to sell their homes,” Gudell says. “And many buyers also want to be done with the home buying process by late summer so they can settle their kids in for the new school year.” Elizabeth Convery, founder of Very Real Estate in Philadelphia, concurs, noting that many sellers hold back new listings until the start of the fall season, which generally kicks off right after Labor Day. “This gap season in late summer is ripe for finding a deal for buyers who aren’t willing to rest. The inventory available in August generally includes homes that were put on the market in the spring and didn’t sell because they
were either overpriced or the pending deal fell out of contract,” Convery says. “Sellers of these homes are eager to move them before the new inventory hits the market in the fall.” Beth Gittleman, associate broker with New York City-based Bohemia Realty Group, says there’s an additional reason why August bodes well for would-be buyers. “At the end of summer, people are getting in last summer vacations and, if the heat is hearty, they’re feeling less motivated to get out in the field and look at properties when staying at home in air conditioning seems more appealing,” Gittleman says. To capitalize on this limited calendar of opportunity, experts recommend acting fast. “Buyers should have their financial set, get pre-approved for a loan and be prepared to make an offer quickly,” Gudell says. Enlisting the aid of a pro also is crucial. “It’s important to engage a real
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estate agent from day one,” Convery says. “Someone who not only knows the market well but also can advise you on the specifics of your purchase needs.” Keep in mind, however, that even though supply may creep up and prices creep down in August, you may not land the home of your dreams with perfect timing. “Inventory remains limited compared with previous years, so there will still be competition from other potential buyers,” Gudell notes. In other words, exercise patience and smart judgment. If you can’t find the right deal before autumn arrives, don’t beat yourself up about it. “Be prepared, plan ahead, and assemble the best team you can to support the purchasing process. If you have flexibility, stay on plan and wait for something better to come along later,” Gittleman says. “If you don’t have the time or flexibility, then buy a property that doesn’t make you house poor.”
July 14, 2017
Karen Ashley Burlington Escrow Manager/LPO
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Local Professionals Serving our Community
• 111 E. George Hopper Rd Burlington Title: 360-707-2158 Escrow: 360-707-2312 1-844-878-1519 • 3010 Commercial Ave Anacortes 1-800-870-8571 • 360-299-0565
Trusted Service for over 76 years 1620513
NORTH PUGET SOUND ASSOCIATION of REALTORS® 525 East College Way, Suite J
Mount Vernon, WA 98273
Tel. (360) 416-4902
www.npsar.com
You know that one home you dream about? This is it.
REALTOR® Charity Golf Tournament Thursday August 24, 2017 Register today for the REALTOR® Charity Golf Tournament benefitting Skagit Habitat for Humanity and Friendship House. Gold Sponsor for this year’s event is HomeStreet Bank, Silver Sponsor: BYK Construction, and the Bronze Sponsor: Thrivent Financial. Landed Gentry Realty is hosting the morning brunch, and Foothills Toyota Scion is the Hole-In-One sponsor.
The tournament is open to the public and all skill levels!
ANACORTES NEW HOME COMMUNITY – NOW OPEN! Limited to just 30 sites, 48º North homes are designed to be as unique as the views of Puget Sound you'll enjoy every single day.
Registration is $125 per person and includes golf cart (guaranteed if registered by August 18th), a steak buffet following the tournament, prizes at every hole, and more! Sign up a foursome, or a single! To Register, or for more information, contact the North Puget Sound Association of REALTORS® at 360-416-4902
July 14, 2017
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Mission Statement: The Nor th Puget Sound Association of Realtor s advocates for Realtor s and their clients, and promotes the protection of property rights.
• New homes from 2,100 to 3,600 sqft • Stunning water, mountain and ferry views • Single level daylight ramblers and 2 story homes • Starting in the mid $600’s • Pre-release underway now!
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Contact Rita: (360) 488-3727 or Rita@LandedGentry.com Sales office is open Wed-Sun, 12-5. Directions: Follow I-5 N to WA-20 W/Avon Cutoff in Burlington. Take exit 230 from I-5. Continue on WA-20 W. Take WA-20 Spur W to Oakes Ave in Anacortes. *photo is not of actual view.
877.769.8070 LandedGentry.com
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www.WindermereSkagit.com RESIDENTIAL 1013 Carpenter St, MV $159,400 Investor Alert! One bedroom, one bath MV hill cottage with strong rental history. great location, close to the hospital and downtown **Cash or rehab loan only.** Call Megan O’Bryan, 708-5817 or Spencer Roozen, 708-0634 MLS#1146655 210 W. Woodworth St, SW $160,000 Great location in the heart of Sedro-Woolley’s central business district. Property is zoned commercial but being used as a residence with no permits. Buyer to verify any intended use with the city. Call Nikki Ganske, 941-8999 MLS#1077932
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202 Dallas Street, MV $278,000 Great investment opportunity. Beautifully maintained spacious 3 bed, 2.5 bath Cedar Heights home near trails, parks & lakes with easy access to I-5 & shopping. Pre-listing inspection conducted, updates & maintenance completed. Priced to sell. Don’t miss this great floor plan in desirable neighborhood! Call Karen Peirolo, 360-348-0480 MLS#1148922
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1020 E. Hazel Ave, Burl $224,900 Adorable move in ready remodeled cottage in Burlington. This 2 bed 1 bath home lives large, yet maintains a cozy comfortable feel. It features brand new carpet, new interior paint, updated kitchen, large walk in pantry, dual pane windows, newer roof, attached 1 car garage, landscape just refreshed, spacious fenced back yard & all appliances included in sale. Very convenient location with quick access to I-5 & downtown. No flood insurance required. For more info visit SkagitValleyHomes.com. Shawn & Tiffany Danley 360-298-4857 MLS#1156180
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16708 Britt Rd, MV $995,850 Boxwood Farm is that rare combination of stately home & small acreage farm. Privately situated on fertile Skagit farmland, w/ options for agricultural &/or equestrian pursuits. Horse-ready w/ paddock, fencing, loafing shed, great barn. 240 SF greenhouse. The lovely, fully-updated Williamsburg Colonial is warm, welcoming & centers on a gourmet kitchen & sunny great room. A gracious home, designed for both comfortable daily living & expansive entertaining options. Megan O’Bryan, 708-5817 or Spencer Roozen, 708-0634 MLS#924351
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23117 E. Jones Rd, SW $239,900 Peaceful & serene setting just minutes from downtown SedroWoolley. This home has tons of natural light, open concept floor plan, 1568 SF, is set up with 3 bedrooms, but has 2 bedroom septic, 2 full baths, central A/C, on a third of an acre. Shop/ garage w/ RV parking, outbuildings w/ lots of storage, park like setting with fruit trees & a custom fire pit. Call Nikki Ganske, 941-8999 MLS#1158450 17560 Bennett Rd, MV $254,900 One level home offering over 1,500 SF 1.75 baths, natural gas f/a heating & free standing f/p, beautiful large lot with RV parking, attached 2 car garage, covered patio. Updated vinyl windows, roof approx 3 yrs. old. Great country location! Call Linda Eastman, 202-4075 MLS#1130193
1513 Bonnie Place, MV $304,900 3 bedroom, 2 bath rambler in well-established Mount Vernon neighborhood. Quiet cul-de-sac location, covered porch, deck, yard with beautiful plantings, garden space with shed, kitchen with large pantry, open floor plan with cathedral ceilings. This is move-in ready! Call Jim Glackin, 428-2828 MLS#1158898 1600 Alpine Crest Lp #B, MV $410,000 Spectacular townhome in the coveted Eaglemont Golf Community. Expansive, bright, entertainment style w/soaring ceilings, lustrous hardwood & white millwork. Main w/FP crowned w/white mantel & slider leading out to full length BBQ deck. Grand kitchen w/granite, stainless & furniture style cabinets offer tons of storage. Spacious Main Floor Master w/4pc travertine bath. Upper level w/bonus, 2bds & bath & Huge fully finished bsmt w/massive storage, superb guest bed, gorgeous bath & great patio area! Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 MLS#1149160 16441 Tree Frog Lane, Bow $495,000 Live in this 1 bedroom newer guest house while building your “Dream Home”. An amazing 1+ acre Bow Hill property with views to Samish Bay, Islands, spectacular sunsets & beyond. Enjoy gourmet dining in nearby restaurants, hiking, biking, seafood farms, State parks & exploring the town of Edison. Well & 4 bedroom septic installed. Professionally landscaped. Use seller’s building plans or bring your own. A convenient location for commuting north or south. Call Warren Bingham, 770-2421 MLS#1153779 11724 Hummingbird Lane, ANA $815,000 Beautiful private setting with views of the San Juan Passage. Large 4 bedroom, Log home custom built with attention to every detail. Solid wood doors throughout, sunroof fiberglass windows, central vacuum, tons of storage, walk-in closets and pantry. 2 spring fed ponds with a pathway throughout the woods. 10x19 Shop area in garage with separate garage door. Call Becky Elde, 770-9427 MLS#1142660
45809 Concrete Sauk Valley Rd, Concrete $70,000 1.82-acre level building lot located on the South side of the Skagit River with views of Salk mountain & the surrounding foothills. The lot is partially cleared on the road side and has PUD water available in the street. The lot directly to the North is available as well, potentially as a package deal. Call Nathan Loeb, 333-7197 MLS#1157323 Lot 11 Methow Ct, MV $129,950 Only 3 lots left! Gorgeous Creekside Meadows; a 14-lot community just outside of Mount Vernon city limits. Lots are approximately 1 acre each with divided interest in the 68-acre open space parcel that would be perfect for equestrian uses. PUD water, power & natural gas stubbed to each lot. This is a great rural location but close to all amenities & only 4 miles to I-5. Higher end homes built in the community. Site built construction only, 1800 sf min. Bring your builder & build your dream home! SkagitValleyHomes.com Call Shawn or Tiffany Danley, 488-3858 MLS#1156874 Davis Lane, Lyman $209,000 Idyllic & serene setting on this gorgeous 7.64-acre property. Bring the animals & build your dream home. This level lot has plenty of room to build a shop, barn or additional outbuildings. Enjoy the mountain views beyond. Property has numerous mature fruit trees, an existing shed, & large pasture space. Utilities are in the street. City of Lyman water, & PSE. SkagitValleyHomes.com. Call Shawn or Tiffany Danley, 488-3858 MLS#1095879 Quiet Cove Road, Ana $1,800,000 Development property in the growing Anacortes/Oak Harbor area. This 51 plus acre property has great potential for a residential development. Access from Hwy. 20, Quiet Cove Road & Yokeko Drive; utilities readily available & property features southern exposure with good potential for water views. Zoned Rural Intermediate – 2.5-acre lot size. Call Jim Glackin, 428-2828 or John Prosser, 202-3891 MLS#1156024
Navigating the rental market c Windermere Property Manage We offer full-service property commitment to quality and ac Or, do you need a tenant but don’t want full-time management? Ask us about our lease only services as well!
Anacortes (360)588-6016 | Mount Vernon (36
Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939
April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Brett Johnson Cory Keihn
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360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-661-3825 360-441-1760
Dave Patterson David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell
360-708-5030 425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984
Elizabeth Miller 360-420-3607 George Bellos 360-708-9762 Geri Cole 360-391-1614 Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264
Jim Glackin Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman
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360-428-2828 360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075
Megan O’Bryan Nathan Loeb Nikki Ganske Rita Ingram Sarah Minton Shawn Danley Shelby Hagman
360-708-5817 360-333-7197 360-941-8999 360-708-8338 360-770-3076 360-488-3858 360-982-0163
Shelly Hanson Spencer Roozen Tahlia Honea Tasha Zahlis Tasha Zahlis Terri Heyntsen Travis Miller Warren Bingham
360-420-2565 360-708-0634 360-333-5815 360-391-5075 360-391-5075 360-391-0938 360-420-7291 360-770-2421
July 14, 2017
www.AnacortesRealEstate.com RESIDENTIAL NE
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3913 W. 12th Street, Anacortes $625,000 Rock Ridge View Home. Westerly views from this 2,608 sq. ft. 3 bedroom 3 bath home built in 2004. Level entrance from Michigan Avenue allows easy entrance to main level and back yard privacy. Bedroom on main level could be master but is currently being used as family room. Seller requires possession until 9/30/2017. Well maintained home in very desirable area of Anacortes. Unfinished daylight basement with outside access offers good amount of storage. Level entrance from Michigan Avenue. John Prosser 360.202.3891 MLS# 1156851
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60)428-3012 | Sedro-Woolley (360)503-1939
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1600 Sarah Street, Mt Vernon $345,000 Super location with easy freeway access on this great 3 bedroom 2 1/2 bath home located in the desirable neighborhood of Blackburn Ridge. Close to schools, shopping and parks this home has a wonderful layout and some beautiful upgrades that include granite countertops, new hickory hardwood floors and exterior paint. This home sits on a large corner lot with easy landscaping. The 3 car garage has room for all your toys and hobbies and extra parking on the side for your RV. Rebecca Chamberlain 360.421.5021 MLS# 1155150
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1504 39th Street, Anacortes $300,000 Wonderful in town location for this 3 bed 1.5 bath rambler in Anacortes. Home has been well cared for with newer roof, appliances, kitchen cabinetry and carpet. Bonus room has gas fireplace and exits out to the tranquil back yard featuring deck, fruit trees, and a shop with power. Great location, convenient to schools, and a wide variety of activities. Paul Weisz 360.391.7281 MLS# 1158150 2011 Skyline Wy #TD042, Anacortes $219,000 Skyline Marina secure moorage for 70 foot open condo slip 60 foot long with a 10 foot overhang x 28’ wide. easy access to this slip. Bow in Starboard side tie. Wide open approach for easy maneuvering. Secured gate access, electricity (30 amps) & water available at dock. Laundry, showers, boat lift, repair facility, store & gas dock in marina. Kathy Rogers 360.941.4400 MLS#904269
7051 Holiday Blvd, Anacortes $125,000 This vacation get-away has it all. Compact kitchen, sitting area, 3/4 bathroom and upper level bedroom. Two RV hook ups. A three bedroom septic has been installed if you would like to expand on the cabin. Small room with washer hook up. Covered porch. Level parking for boat, RV and cars. Beach rights at three coves which includes a boat launch. Margi Houghton 360.202.0041 MLS# 1156992
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1819 8th Street, Anacortes $1,450,000 An historical Anacortes masterpiece. Dating back to the 1890’s this magnificent home was designed by prominent architect J.C. Jepson & sits atop 4 city lots in Anacortes’ Old Town district. Positioned to enjoy magnificent views of the Guemes Channel & Mt. Baker. Beautifully preserved & well maintained w/traditional Victorian woodworking throughout, an asymmetrical floor plan complete w/turret & lush landscaped grounds. Carefully updated for modern comforts wile maintaining integrity of design. Kathy Rogers 360.941.4400 MLS# 1153806
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3914 W. 5th Street, Anacortes $624,000 Perfectly located West side home offers a well thought-out floor plan & king sized living spaces. Huge master suite w/elegant bath & 3 additional bdrms. Kitchen w/peninsula & nook has an additional built-in work space. Informal family rm. w/gas fireplace & formal living & dining rooms. A full-size front porch, patio, spacious deck & private backyard welcome socializing & mellow moments. Views of the channel’s boating activity; 3 car over-sized garage + shop & attic storage w/drive thru 3rd bay. Colleen Craig 360.770.9638 MLS# 1146557
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3506 Fidalgo Bay Road, Anacortes $230,000 Great Opportunity on this 17,424 square foot parcel zoned R-3, City of Anacortes. Possible options to remodel existing house, create 2 duplex lots or 2 single family sites. Views from this parcel northeast toward Fidalgo Bay and Mount Baker. Currently on a septic system but sewer has been stubbed out to the property and hookup will be required with any improvements to the property. House in rough shape but could be rehabilitated. John Prosser 360.202.3891 MLS# 1158401
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9975 WaWalton Place, La Conner $309,500 If you enjoy sunsets and beach combing this “Cottage by the Bay” is the perfect place for you. With all the comforts you need, this completely remodeled 2 bedroom home has beautiful finishes and special care into every detail. The open concept living, dining and kitchen look out the large windows to the beautiful views. Custom built in shelving surround the cozy wood fireplace and the well designed kitchen is complete with all new SS appliances and quartz counters. Rebecca Chamberlain 360.421.5021 MLS# 1124942 176 Wishkah, Center Island $235,000 Absolutely charming home with Brazilian cherry floors and large “Great Room”. Grab your book and cozy up on the window seat overlooking neighboring farm and water views beyond. Fun 6-bed bunk room is ready for guests and the large deck is perfect for enjoying the beautiful park-like setting. Fishermen will love outside “cleaning station” and 12x25 shed/ carport for storing tools, wood and golf cart. W/D hookup and new septic. Community amenities incl: dock, airstrip, clubhouse and caretaker. DSL. Sarah Jones 360.333.2783 MLS# 1114017 2319 Hickory Drive, Anacortes $724,900 Poised against the lush forestland, this lovely Parkside home has designer touches throughout and a flawless floor plan. Formal dining and living rooms are countered by warm and inviting casual spaces. Oversize kitchen w/huge island overlooks private backyard, perfect for entertaining or peaceful nature watching. Elegant master suite and an additional 3 bedrooms, 2.75 baths. 3 car garage/shop space. King sized lot is perched higher up for stunning territorial views and privacy. Colleen Craig 360.770.9638 MLS# 1076993
Lot 13 Rock Ridge Parkway, Anacortes $299,000 Welcome to The Summit at Rock Ridge on coveted Fidalgo Island. Like an island above the island, Rock Ridge offers unsurpassed views of the legendary San Juans in a community of premier Strandberg homes. Capture the beauty of painters light on the water and relax in the refreshing ocean breezes. Minutes from town and the pristine, lush forestlands. These building lots are one-of-a kind, perched at the highest build-able point in Anacortes. Colleen Craig 360.770.9638 MLS# 1129851 NHN Island View Drive, Anacortes $275,000 This 5 acre high bank waterfront lot has spectacular views of Huckleberry, Saddlebag Island, Padilla Bay and the Cascade Mountains. Park-like setting with conifers, ferns and rocky outcrops. Lot certification has been done. There is a good well and power at the lot. Approximately 335 ft of waterfront. Bring your plans and build your island get-away. Guemes Island is only an eight minute ferry ride from Anacortes. Margi Houghton 360.202.0041 MLS# 819622 Lot 80 Holiday Blvd, Anacortes $148,000 This one of a kind, large waterfront lot has spectacular views to the southwest of Guemes Channel and islands. Watch the ships go by and the eagles perch in the conifers. This lot has a water share with the Holiday Hideaway Water Company and a soil analysis on file. It is only an eight minute ferry ride from Anacortes and a 90 minute drive from Seattle. Beach rights at three coves. Moorage is also a possibility. Margi Houghton 360.202.0041 MLS# 621877
Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291
Bill Robillard Bob Hyde Buzz Ely Caroline Baumann Catherine Mers ChristineCleland-McGrath
360-770-4707 360-661-0756 360-202-4626 360-202-7327 360-982-6831 360-708-0267
July 14, 2017
Cheryl Frazier Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Donna Cunningham
360-202-4789 360-770-9638 360-202-2155 360-610-0120 360-391-2422 770-335-7513
Gina Davis Jack Dixon Jackie Stone Jeannine Reinig Jessica Notaro John Prosser
360-708-7794 360-941-5000 360-661-2247 360-724-8555 360-202-1441 360-202-3891
Kathy Rogers Kristi Gabrielse Leigh Zwicker Linda Macy
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360-941-4400 360-420-3119 360-333-9975 360-708-8284
Margi Houghton Nate Scott Paul Weisz Rebecca Chamberlain
360-202-0041 360-708-2354 360-391-7281 360-421-5021
Rick Bennett Rob Skelton Sarah Jones
360-202-2630 360-488-3776 360-333-2783 1632800
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10-Year Loans Question:
We expect to retire in about decade and want our home paid off by then. Lenders make loans for 30 years and 15 years, do they also make them for 10 years?
Answer:
While it’s not especially common, lenders certainly can originate 10-year mortgages and will be happy to do so. The reason lenders are delighted to offer 10-year financing is that such mortgages represent little risk because the loan balance is rapidly reduced and there’s no chance the borrower can hang on to the loan for 30 years – good news for lenders that do not want their funds tied up at one fixed rate for a long time when better rates are available. There are a number of attractions with 10-year mortgages.
First, interest rates fall as loan terms get shorter because with shorter loans there is less rate risk for lenders. Second, monthly payments rise as terms get shorter because there is less time to repay the debt. Third, there is a substantial rate discount between 30-year financing and rates for 10-year loans. Let’s look at a comparison. Imagine that you can get a $200,000, 30-year, fixed-rate financing at 4 percent, 20-year loans at 3.75 percent, 15-year mortgages at 3.35 percent, and 10-year loans at 3.25 percent. The monthly payments for principal and interest look like this: * 30 years: $954.83 * 20 years: $1,185.78 * 15 years: $1,415.08 * 10 years: $1,954.38 If you choose the 10–year mortgage, the minimum monthly payment will be $1,954.38. Under the terms of any mortgage financing you are not be allowed to pay anything less. This might be a problem if in the future you have income loss because of reduced hours, a job ends or a
Q& A
ASK OUR BROKER By Peter G. Miller
business closes. To have both a lower required payment and a shorter term you might do better with a 15year loan and then prepay $539.30 each month ($1,954.38 less $1,415.08 = $539.30). If something goes wrong you are only obligated to pay the smaller $1,415.08 monthly payment. Notice that rates for 10-year and 15-year mortgages are close in this example so there’s little disadvantage if you elect the shorter loan term. If you do elect to go with a 15-year mortgage, be sure to check the lender’s Loan Estimate (LE) sheet to assure there’s no possibility of a penalty if you prepay the loan in whole or in part. Look at the middle of the form’s first page to see if the financing has any prepayment penalty. As always, shop around before selecting a lender.
NOW COULD BE THE TIME TO SELL A NEW HOME AND EARN A SLICE OF THE REAL ESTATE PIE IN PRINT AND ONLINE “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in print and online with RE-Weekly.com.
CALL OR EMAIL TODAY! 360.416.2180 • ads@skagitads.com
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F Over half of Americans say they are likely to buy a home in the next five years
July 14, 2017
Many Plan to Buy in 5 Years
ifty-four percent of Americans are planning to buy a home in the next five years, a figure that’s up 12 percent from last year. Those surveyed also are willing to pay an average of $277,000 for a home and plan to contribute an average 32 percent down payment. These numbers appear courtesy of the 2017 BMO Harris Bank Homebuyers Report. Among other findings, the report revealed that 80 percent of first-time homebuyers are planning to get preapproved before making an offer. Ten percent of would-be buyers already are preapproved. Four out of five homebuyers plan to set a budget before looking for a home. Also, a majority of those surveyed (65 percent) plan to consult a real estate agent. Online real estate websites are consulted by 61 percent of respondents, while 38 percent seek recommendations from friends and family.
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According to the findings, 70 percent of recent homebuyers spent six months or less looking for their home before purchasing. In addition, 10 percent bought a home because a specific property caught their attention, and not because they were actively searching. “Future buyers are encouraged about their prospects for a home purchase in the near future, and they’re keeping a healthy budget top of mind,” says Steven Zandpour, senior vice-president and head of retail banking for Chicago Metro North, BMO Harris Bank. Mobile app usage is growing, especially among Millennials. The report found that 37 percent of Millennials plan to use a mobile device in their home search. Millennials also are more likely than older age groups to get recommendations from friends and family (45 percent) when conducting a home search.
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15068 nookaChamps rd.
$625,000
1 mountain view rd, mount vernon
$45,000
17714 kingfisher Cove Lane, Big Lake
$898,900
Located just outside the MountVernon City limits, this wooded 1 acre plus lot could be a building site for a stick built, modular, or manufactured home, with plenty of room. Tract has been surveyed (LeGro and Associates) and wetlands have been delineated (Oscar Graham and Pat Bunting). 1.27 acres Priced at less than one half of property Danya Wolf tax assessment of $89,600.00 PUD water 360-708-8294 must be run in from the west; or rain water catchment system needed.
This house is awesome! One of a kind home in our community with extensive custom features. This truly unique home reflects the pride and workmanship of a true craftsman. Features include: 14’ vaulted ceilings in living room, 10’ceilings throughout, hardwood floors, granite counters, maple cabinets, stainless appliances, custom millwork, custom blinds within view windows on south side of home, fabulous p.a. system, fully landscaped, 20+ fruit trees, blueberries, grapes, roses, duck pond, fencing, shop. Danya Wolf MLS# 1140955 360-708-8294
Lot 18 triLLium Lane, ConCrete
xxx daisy Lane, Lake sixteen, mount vernon
15282 dewey Crest Lane
$750,000
One of a kind lakefront property in the Pacific Northwest with approximately 1,500 feet of water frontage on a pristine trout fishing lake. Private wooded setting located on a dead end road. 2 miles to I-5. One hour to either Seattle, WA or Vancouver, BC. Permit for 10 bedroom water catchment system on file with county. PUD possible in the future as more development occurs. MLS #1105664
Danya Wolf
Carla Fischer
360-708-8294 360-982-0010
Yolanda Sakuma
360-421-0435
$39,000
Lovely future building site requisite on using water catchment system to obtain building permit. Power to the property. Nicely treed level tract of land with open area ready for building in the future. Paved street. Walking distance Danya Wolf 360-708-8294 to Rasar State Park! MLS #1080761
$115,000
Buildable lot with power and water. Location counts! Close to schools, golf, lakes, Dewey Beach. Midway to Oak Harbor and Anacortes for shopping, arts & entertainment, Carla Fischer medical, and ferries. MLS #1124973 360-982-0010
Waterfront home with 75 ft. of lake frontage with private dock! Custom Spanish Style home w/sweeping staircase up to luxurious master suite. Kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; surround sound; builtin vac; rec room and bonus/storage room. Fantastic views from choice Yolanda Sakuma Carla Fischer 360-421-0435 360-982-0010 of 3 decks! MLS #1007986
23786 kamLoop Ct., mount vernon
$150,000
Large lot in Nookachamp Hills Community. Beautiful country setting overlooks a private lake for you to enjoy. Less than 10 minute drive to the city of Mount Vernon. All utilities are stubbed to the lot. MLS #1059504
Yolanda Sakuma
360-421-0435
Danya Wolf (owner) ....360.708.8294 Elva Hunter .................. 360.202.3086 Suzanne Jenkins ........360.941.2983 John Hunter ................. 360.202.3854 Brett Tacker ...............360.840.7931 Russ Lanker................. 360.708.1117 Sandy Everett .............360.202.3706 Shirley Bertholf ............ 360.840.1863 JoAnn Boudreau.........360.391.0746 Carla Fischer................ 360.982.0010 Celia Miller ..................360.391.6065 Yolanda Sakuma.......... 360.421.0435 Donna Kurras..............360.770.7596 Annette Johansen ....... 360.419.6711 Patricia Box (office mgr)................ 360.941.9186
3780 E. College Way, Mount Vernon
360.424.0300
www.skagittraditionrealty.com 1633740
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