RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES
INSIDE
This Issue
What to Tally know before The Real e-signing CosTs of P. 4 ReloCaTing P. 4 Q & A: Ask Our Broker The aRT P.of 8 youR Deal
P. 8-9
own a Qvacation & a: ask Home? ouR BRokeR Here’s how P. 9 to rent it out successfully ClassifieDs FEATURE HOME:
$535,000 (360) 202-2155
P. 9 P. 10-11
Classifieds P. 10 -11 1508927
2308 24Th sTReeT, anaCoRTes Colleen sargent, Windermere Re anacortes Properties
SEE PAGE 5 FOR MORE
a supplement to the skagit Valley herald and the anacortes american
xxxxx- xxxxx, SEPTEMBER 2 – 8, 2016 2016
Re-Weekly content sponsored by: Northwest Fine Furnishings
TABLE OF CONTENTS What to know before E-signing.............. P. 4 Q & A: Ask our Broker.............................. P. 8
RE-Weekly.com SKAGIT PUBLISHING
Call Corinne, 202-2397
Mount Vernon $152,000 Unobstructed South-Southwest views of Olympic Mtns, Skagit Bay & farmlands. East side borders Little Mtn. Park. Property ready for building permit. All utilities paid for & installed to building site. Approved 3 BR septic. MLS #743621
G TIN LIs
w NE
Call Ron, 333-1045
Wilma Louia Designated Broker/Owner 661-1631
Charlie & Jeannie Boon 708-9645
Jim Stransky 708-1681
G TIN LIs
Bow $229,500 Affordable Samish Is. Home. 2 BR, 1 Bath, Shy 1000 S.F. “Studio Room” addition w/own entry. On over ¼ acre lot-fully fenced. Cedar Siding, metal roof. Covered carport & nice outbuilding. MLS #1013121
www.SkagitValleyRealEstate.com
G TIN LIs
Burlington
$245,000
Well maintained rambler. Open floor plan. Kitchen has dining area w/ adjoining living room feat. Cathedral ceilings & bay window. 3 good size bedrooms, 1 ¾ baths. Fenced backyard w/deck. Lots of cabinets and shelving in the garage. RV Parking. MLS #1022196
Call Ivana, 770-3550
Call Charlie, 708-1415 or Jeannie, 708-9645 D CE DU RE
Bellingham $309,000 Amazing NW Contemporary log home. Maple Shaker style cabinets, maple flooring, slate entry. Tile flooring in kitchen & baths. Oversized master suite with vaulted ceilings. Radiant heat. Gas stove. MLS #1016392
Call Elizabeth, 708-8800
Kirk Campbell 770-7470
publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.
MOUNT VERNON
2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596 w NE
Call Wilma, 661-1631
Bow $269,900 Lovely sunny private setting. Open floor plan 3 BR, 2 BA, 1388 SF. Shop with ¼ bath, fridge and sink. Covered patio. Large deck. Maturely landscaped. MLS #1022491
2
all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our
ND LA NT A C VA
G TIN LIs
Concrete $105,000 Great single wide home. 2 BR, 1 BA. Large fenced in lot. Large storage building. MLS #1019580
w NE
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BURLINGTON
w NE
INSIDE 9
Classifieds.........................................P. 10-11
320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494
Territory NW T
PAGE
Ron Van Pelt 333-1045
Elizabeth Detillion 708-8800
$249,000
Undivided ownership in 232 feet of no bank waterfront w/ dock & boat launch. Views of Samish Bay, Mt. Baker & Chuckanut Mountain. 3 car garage w/power, water, septic, cable & phone. Possible building site within existing foot print. Owner financing available. MLS #961057
Call Wilma, 661-1631
Are you looking for a Property Manager?
Mount Vernon
$379,500
Well maintained custom built home on just over ¼ acre in desirable Conway area. Home has 2,257 SF of living area. 3 large BR, 2.5 BA, and den/office. Master bedroom is on main level. Free standing wood stove. 32’ x 34’ fully insulated shop/garage. MLS #972381
Call Jim, 708-1681
Ivana Wood 770-3550
Bow
Mike Welling 540-1341
Call today at 360-755-5555!
La Conner $449,950 One of a kind property near La Conner Marina on half an acre. Outstanding location. Extra outside studio building & beautiful gardens. Huge private yard & terrific circle drive. Original molding. Lots of storage. 10’ ceilings. MLS #980149
Call Elizabeth, 708-8800
Debbie Benjamin 708-8780
RE-Weekly.com
Corinne Cartwright 202-2397
Maggie deSouza 610-8413
Jennifer Baker 220-1526
Willa Gilquist 253-318-6131
Luara Kaestner 441-5099
Traci Erickson Property Manager 755-5555
1508857
Mon-Sat 9:30 - 5:30 pm • Sun 11 - 4 pm (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon
1510206
• Cheval Mirrors with jewelry storage • Shaker bedroom furniture in Oak or Maple • Platform beds • Shaker bookcases (LOTS of sizes) in Oak or Maple • Oak coat trees • New furnishings and accessories arrive every few days!
Own a vacation home? Here’s how to rent it out successfully................ P. 9
September 2, 2016
Feature Home From cover:
Sandi riley 770-8670
2610 E. SECTION ST. “LITTLE MOUNTAIN ESTATES” M.V.
IT
#9
0
IT
OPEN HOUSE SUN. 1:00-4:00 SANDI R. 770-8670
*NEW LISTING, W/GREENBELT BEHIND, 55+ LIVING AT IT’S BEST! *2 BEDROOMS, HUGE BONUS ROOM, SUNNY KITCHEN W/ADJOINING FAMILY RM. *BACK OF PARK PRIVACY, LG. COV. DECK, EFFICIENT GAS STOVE, NEWER A/C & MORE 1278 FIDALGO PLACE, SEDRO WOOLLEY W NE
$222,950
G! TIN LIS
$47,500
UN
55+
1707 N. 33RD PLACE, MT. VERNON
$239,900
#7
R.
6
SANDI R. 770-8670
SANDI R. 770-8670
*COZY 3 BEDROOM, 2 BATH IN “TOP 5” 55+ PARKS IN STATE! *KITCHEN/DINING/FAMILY ROOM COMBO *OVER-SIZED SHOP, WOODWORKERS “DREAM”
*NICE CORNER LOT, FENCED IN AREA FOR PETS, 2 SHOPS *3 BEDROOMS, 2 BATHS, NO CARPETING, NEWER LAMINATE & VINYL *GAS HEAT, CENTRAL VAC SYSTEM, NEWER APPLIANCES INCLUDED
14601 AVON ALLEN RD. MT. VERNON OM ST CU
$449,000
! ILT BU
23942 NOOKACHAMP HILLS DRIVE, “BIG LAKE” M.V. W NE
SHARON S. 661-6164
SHARON S. 661-6164
SHARON S. 661-6164
*BEAUTIFUL COUNTRY HOME ON NEARLY 1.5 ACRES, BRING YOUR HORSE & CHICKENS! *GRANITE KITCHEN, STAINLESS APPLIANCES, TOTAL OF 4 BEDROOMS, 2 BATHS *LG. MASTER SUITE W/VIEWS FROM THE BALCONY TOWARDS THE MTNS. & VALLEY
*GORGEOUS MTN. VIEW HOME W/SPACIOUS OPEN PLAN, 2,588 SQ. FT.! *3 BEDROOMS, 2.5 BA. GRANITE/CHERRY KITCHEN W/ADJOINING FAMILY RM, GAS FPL. *HUGE MASTER SUITE W/JETTED TUB, BIG 3 CAR GARAGE + EXTRA PARKING
45885 DIVISION STREET, CONCRETE
2410 FRANCIS RD. MT. VERNON
$149,500
W NE
SHARON S. 661-6164
*QUIET STREET, TOTALLY “REMODELED” STARTER HOME! *NEW WINDOWS, PLUMBING FIXTURES, ELECTRICAL & NEW FLOOR COVERINGS *2 BEDROOMS, 1.5 BATHS, LG. FENCED YARD, “BETTER THAN NEW”!!
$399,950
! ICE PR
AP AR TM
OP P SHSHO
SANDI R. 770-8670
EN
T
SANDI R. 770-8670
*UPGRADED DESIGNER DECOR THROUGHOUT, NEW PAINT, *CITY APPROVED 1 BEDROOM APARTMENT, CLOSE TO COLLEGE, NEW BAMBOO FLOORING RENTED NOW @ $600.00 PER MO. *3 LG. BEDROOMS, 2.5 BA., OPEN PLAN W/LG. FAMILY RM., 2 GAS FPL. *LG. HEATED SHOP W/”HALF” BATH, R.V. HOOK UP *”SHY” 3/4 ACRE COMPLETELY FENCED SETTING, GUEST PARKING PLUS++!! *GREAT PACKAGE W/LG. RAMBLER/SHOP/APPROVED APARTMENT, NEW PRICE!
360.757.6013 800.869.7084
Brown McMillen Real Estate
w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington
CHARMING CRAFTSMAN.. Gardner’s delight. Updated 3 Br.,, newer bathroom, vinyl windows, repainted inside & out. Newer deck, pantry, unique gazebo & much more. $244,900. #1014319
GREAT LOCATION!.. Remodeled, stylish 3 br home. FIRST TIME OFFERED… 2.9 acres just outside of city Beautiful oak floors, vinyl windows, tile bath, cove ceilings, limits. 3 bed, 4 bath over 3,200 sq. ft. This custom home bonus rm, basement w/shop space & next to park. is what you have been dreaming of. $549,000. #1013117 $210,000. #941536
NEARLY NEW HOME.. Great location on this 3 Br., 2.5 Ba. home. Beautiful wood floors, granite, stainless & very nice bonus room. Just $359,000. #937831 CUSTOM HOME ON 5 WOODED ACRES.. 3000 sf. Marblemont home w/lg pond. Lg Fir beams, maple floors & custom kitchen. 4 BR. many south facing windows. Various outbuildings. NEW LISTING..$295,000. #1017713 MONEY MAKER.. Automated car wash located near Western WA University. Priced for sale at 8.5% CAP on actual 2015 Net Income. Great investment at $1,466,000. #817963 BUILD YOUR DREAM.. Vacant lot directly across street from Sahalee Golf & Country Club. Last lot not built out in Plateau Point Plat at corner of 217th Pl. NE. $199,000. #951191
NEW PRICE... EXCEPTIONAL QUALITY HOME 4 Bd, 4.5 Ba home. Excellent condition, extensive quality landscaping, great location! $484,500. #924967
Jodi Dynes Galen Kindred Jeff Ingman Kristen Tuttle
September 2, 2016
333-7383 770-7083 202-2859 708-8392
Colleen Sargent 360.202.2155
Wonderful 2-story home near anacortes Forest land trails & 2 blocks off D ave for great access to town. Vaulted ceilings & 9’+ walls give an open airy feel throughout the home. an inviting central courtyard really brings the outside in. open design kitchen w/granite countertop & tile floors; casual dining nook & family room w/FP compliment the formal living & Dining rooms. great design features a guest Br & full bath on main level. Master suite & 2 additional bedrooms are upstairs. Make it yours. offered at $535,000 MLS# 972629
$449,000
! ICE PR
*MOVE IN READY, NEWER 3 BEDROOM, 2 BATH CUTIE *VAULTED CEILINGS, GAS FIREPLACE, CENTRAL VAC SYSTEM *ALL APPLIANCES INCLUDED, FENCED YD., DOUBLE GARAGE
+! E+ LU VA
W Windermere real estate/anacortes 3018 commercial ave. anacortes, Wa a 360.293.8008 www.anacortesrealestate.com w
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KIN
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$535,000
1508928
$59,500 UN
55+
2308 24th Street, AnAcorteS
COMMERCIAL SITE.. In excellent Mount Vernon location, paved street w/all utilities available and drainage installed. $437,000. #676549 BUILD YOUR DREAM HOME.. Excellent 1/3 acre w/views of Big Lake & surrounding mtns., ready to build on. Close to golf course, just $75,000. #598013 BIG LAKE AREA.. Level full acre bldg. site currently in pasture. PUD water & electric available, fronts on paved street. $150,000. #927385
Tim Reichert Mary Jo Reitsma Terri Heyntsen Jan Scally
391-5587 770-6013 391-0938 421-5160
LAKE CAVANAUGH- No bank waterfront, gorgeous views from charming home, beautiful wood floors, wood vaulted ceilings. Spacious kitchen, lg deck, outdoor frpl & your own dock. $725,000. #810568
GOOD PLACE TO BUILD.. Or place a MFG home. 20 acres w/water share included. Located just 4 miles from Sedro Woolley. $89,500. #891041 FARMHOUSE ON 6+ ACRES… Don’t miss this one, 2,620 sf home 4 Bdrms in a beautiful country setting. Lg barn & much more. $450,000. #1009749 ATTENTION BUILDERS..We have 23 lots available with all utilities stubbed to each lot. Beautiful setting near Big Lake, priced from $84,000-$145,000. #746424 thru #746695 GREAT STARTER… Or rental, lot could support a Duplex. 1,056 SQ. FT. 3 bedroom $155,000. #956501 SAMISH ISLAND… No Bank Waterfront! Gorgeous CHUCKANUT HOME.. On 4+ acres… 1 bedroom, location w/older fixer beach cabin built in 30’s. Includes 2 bathroom rambler with cedar trees in a much desired area! tidelands, enjoy crabbing & boating, $479,000. #945556
$409,900. #946376
Yvonne Brown Holly Hilts Shelah Inman Fritz Inman
RE-Weekly.com
840-4375 661-5538 661-0145 661-0147
Ron Wortham Travis Lohman Tod LeHecka David Parsons
661-1500 661-4533 333-1032 391-4008
1510292
2725 E. FIR STREET, “PARK VILLAGE” MT. VERNON
Sandi Riley 770-8670
1511441
NORTH HOMES REALTY INC.
3
What to Know Before E-Signing
B
efore staking a “For Sale” sign, most owners spend considerable mental energy wondering how quickly their home will sell and at what price. Then, on a crucial step, sellers might feel too rushed to read, much less think. Today it’s common for listing contracts to be emailed, and electronically signed. “I make sure they know what the basic terms are, like the commission charge and length of the listing agreement,” says Mary Liebrock, agent with the Northbrook,
Illinois office of Berkshire Hathaway KoenigRubloff. The paper traditionally involved in a home sale – the listing agreement, purchase offer, mortgage contracts and more – can now be zapped electronically, with buyer or seller just clicking, dragging and e-signing. A 2016 National Association of Realtors survey found 86 percent of agents use e-documents. In online shopping, consumers have become accustomed to quickly clicking and consenting. But documents in home sales involve
terms with significant implications. For instance, a contract may stipulate the buyer or seller to purchase insurance from a particular title company, notes Ralph Schumann, president of the Illinois Real Estate Lawyers Association. All buyers and sellers should employ an attorney to review and negotiate the contracts, Schumann says. And, don’t just skim and click. Schumann outlines some features sellers or buyers might find in a careful read: • A listing agreement may
stipulate that the sellers contract with the realty firm automatically renew, unless the seller cancels by a certain date. • A disclosure outlining fees and rate are required to be sent within three days of when a borrower makes a formal loan application – study the disclosure to compare with final costs. • A purchase offer should contain contingencies, like what will happen if it’s discovered that a property is in a flood plain or how real estate taxes will be pro-rated between buyer and seller.
Anacortes Craftsman
Three bedrooms—2.5 baths—master on main—quality built on small lot for easy maintenance. Fully landscaped w/beautiful plantings. House features oversized windows and skylights for bright interiors. Open views of Cap Sante, harbor and refinery lights at night. Walk to downtown, near to senior center & pool. Move in ready!
2316 J. Avenue $519,000.00 OPEN HOUSE—Sat 1-3pm.
MLS 1016146
Clear Lake Homestead
Small Clear Lake home on 2 1/2 acres w/barn, shop and big, big Clear Lake views! Fenced and cross-fenced for your animals. House has many improvements and is solid and ready for your upgrades. Close in with PUD water and cable for internet. Shop has separate power meter for your craft or business. Won’t last.
24306 Old Day Creek Road
MLS 1012326 $239,900.00
Windermere Real Estate/Skagit Valley 4
360-428-2828
1511644
Jim Glackin RE-Weekly.com
September 2, 2016
american dream real estate services, inc.
RE-Weekly.com
Great Value in Historic La Conner Fantastic Fannie Mae Home #980387 • $129,000 #961073 • $164,900
Located within a short walking distance of historic & recreational district of La Conner. Roof needs some repair and some parts of the interior from water damage. Some selected interior remodeling or a comprehensive remodel would be beneficial when lease is terminated. Listing price reflects current condition.
VISIT RE-WEEKLY.COM TO EASILY SEARCH FOR LOCAL REAL ESTATE LISTINGS!
2 bedroom 1 bath rambler built in 2006. Great kitchen w/maple cabinets & all appliances included,livingareaw/sliderdoortosouthfacingdeck. 2 Nice sized bedrooms w/shared full bath. Cottage style living at it’s best and no yard work! Detached garage.
High Visibility Retail Space #1009604 • $2,600
Air Conditioned Office Space #887349 • $3,400
3,400 sq.ft of Prime Retail Space on College Way located in a busy multi tenant complex. Walking distance to the college, terrific signage. Space has 2,600 sq.ft Office/Retail w/high ceilings & large counter/service area ready to configure to fit plus a 900 sq.ft 2nd floor office/conference/banquet/storage room & private bath. Ample parking.
For Lease - 6,600 sq.ft free standing Prime Light Industrial building. Property is just of I-5 at Anderson Rd.Approximately 2,200 sq.ft feet of air conditioned finished office, storage & bath. Wired for phone system and Internet service, Fiber optic & T-1 available also. Ware house features 8 roll up doors (4 drive through) and 1 dock high door as well as office space and rest room. Ample parking and great location!
Fannie Mae Homepath #1007933 • $247,500
Wonderful property located in Sedro-Woolley. This 4 bedroom 2.5 bath 1,500 sq.ft home was built in 2003. Home features Gas heat & Hot Water, full bath off master, fenced back yard all in a terrific neighborhood just minutes to I-5.
Quiet Neighborhood
#945491 • $239,000
Don’t miss this great location in quiet neighborhood, cute of all cute houses. New roof & landscape. Bright and Open floor plan. Large fenced grassy backyard with fruit tree. Very clean and easy maintained home.
EASY TO USE TOOLS & THE MOST UP-TO-DATE INFORMATION FOR FINDING LOCAL REAL ESTATE
September 2, 2016
1508815
“Fulfilling Northwest Family Dreams” Anacortes Office
1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net
RE-Weekly.com
Mount Vernon Office
2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com
Like American Dream Real Estate Mount Vernon
www.adrhomes.net
5
www.WindermereSkagit.com RESIDENTIAL 478 Fir Lane, SW $209,000 Nicely updated! 2 bedroom, with a 3rd room used as a den/office. Home on 1.5 lots. Master bath has new custom tile floors & back splash with garden tub & shower. Beautiful kitchen has new granite tile counter tops with a nice sized bar/eating space. New laminate flooring in dining/kitchen, & laundry. 2 large decks, slate entry, new roof & windows. Call Geri Cole, 391-1614 MLS# 1010270 3312 Arbor St, MV $215,000 Rosewood home is located close to schools, shopping & more! Fully fenced back yard has gate leading to common area with swing set & basketball court. Great 3 bed, 2 bath, 1524 SF home with vaulted ceilings, master with 5 piece bath, ceiling fans, large 2 car garage and easy care vinyl siding. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 MLS# 980112 716 Jameson St, SW $219,000 Great location! Large lot with space for parking an RV or boat. 3 bed, 2 bath home. 2086 SF rambler with high ceilings, formal living room, bonus/family room. Large master bedroom with walk-in closet, full bathroom & door that leads to fully fenced backyard. 1 car detached garage & additional outbuilding for storage. Large deck & big back yard. Call Shelby Hagman, 982-0163 MLS# 970654 45152 Main St, Concrete $285,000 This Craftsman style home has a beautiful wrap around covered porch, 4 bedrooms, 2.75 baths, large, finished daylight basement & tons of storage! This immaculately maintained 2254 SF home has many interior updates to the kitchen, bathrooms, flooring, electrical, & newer furnace & heat pump. Detached 30X56 3 bay shop. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 MLS# 1004931 NE
W
12770 Country Club Place, Burl $324,000 Nice 3 bedroom Colonial style home in Skagit Golf & Country Club. Remodeled master bedroom, walk in closet & master bath with jetted tub. French doors to dining area open to spacious deck with beautiful views towards the valley. Partially fenced, large yard with fruit trees. 2 car garage, new roof, brick front located on quiet cul-de-sac. Call Shelly Hanson, 420-2565 MLS#1013128 NE
W
!
W NE
!
12230 Bayhill Dr, Burl
$389,000
Immaculate & well-maintained 1-level Bayhill home. Beautiful custom quartz counters in kitchen & bathrooms. Bright, spacious kitchen w/ brand-new Graphite appliances, breakfast bar; open to the dining room & great room. Vaulted
3713 Portage Lane, ANA $324,900 Immaculate move in ready home in highly desirable Anacortes location. 3 bed, 2 bath condo has recently been updated including Kempas exotic hardwood floors, new paint, & slab granite counter tops. The floor plan lives large yet is a manageable size. The great room features vaulted ceiling, a gas fireplace, eat in kitchen area, & a sliding glass door to private patio area. SkagitValleyHomes.com. Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 MLS# 1021858 NE
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ceiling, tons of natural light. Master suite has walk-in closet, private bath w/dual vanity. 2 car attached garage. Mature, low maintenance landscape, plus raised garden beds in the fullyfenced back yard. Big composite deck. Call Megan O’Bryan, 708-5817 or Spencer Roozen, 708-0634
MLS# 1019875
!
OPEN HOUSE Saturday, Sept. 3rd, 1-3
!
2316 J Ave, ANA
$519,000
Modern Craftsman on small in-city lot with big harbor, Cap Sante & Mount Baker views! Close
412 Haines St, SW $320,000 Cute craftsman home in the heart of Sedro-Woolley on a good sized lot. Apartment in the back has 2 beds, 1 bath & is being used an Air B&B rental. Additional office area off garage. Home has an open floor plan. Newly remodeled kitchen with fir cupboards & new utility room off kitchen. Apartment is heated with electric & home with gas furnace. Plum, apple, & cherry trees. Call Becky Elde, 770-9427 MLS# 1021818
1308 Eagle Ridge Drive, MV $349,900 Eaglemont golf community 1 level Villa backed to serene greenbelt. Open light filled design, providing wood wrapped windows, gas fireplace w/mantel, granite surround & towering ceilings. Fantastic kitchen offers stainless, gas cooktop, granite tile, breakfast bar & loads of storage. Spacious Master features dual vanity & deep jetted tub. Entertainment patio & the perfect yard. Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 MLS# 1021679
to downtown, schools & Anacortes pool & rec
6818 Gibralter Pl, ANA $529,900 Beautiful home w/a 24x36 2-story shop! The tranquil grounds include 3 recirculating ponds, bird aviaries, a lg. aggregate patio, gazebo, terraced rock walls & stone pathways throughout. Formal living/dining, spacious master, den/office & a family room round out this nice floor plan. Located on a .40 ac lot on a deadend in the desired Gibralter area. More info at SkagitValleyHomes.com Bill/Jannette Krieger 421-4446 Shawn & Tiffany Danley 360-298-4857 MLS# 1010306 9674 Samish Island Rd $699,990 Incredible property! 157 ft of medium bank waterfront. Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing. Gina Davis 360.708.7794 MLS# 804056 18192 Peregrine Lane, MV $748,959 Stunning views from every room of this architecturally-designed Cascade Ridge home. Main level living including master suite w/his & hers walk-in closets, built-in office area. Kitchen made for entertaining, w/direct access to the covered deck, & majestic views over the Valley, out to Skagit Bay, Fir, Camano, & Whidbey Islands, & the Olympics. The daylight basement is a mother-in-law unit or self-contained guest apartment w/its own kitchen & private patio. Call Megan O’Bryan, 708-5817 MLS# 931537 13278 Bay View Lane, Bayview $1,150,000 Bay View home situated on 2.5 acres. 3800+ SF of luxurious living space. 2 master suites. Designer kitchen with stainless appliances, double ovens, granite counters, & spacious island. Media, bonus room with .5 bath. Outdoor living area. 44X32 attached RV garage. Call Linda Eastman, 202-4075 MLS# 1008047
center this 2100 SF. home features master on main, kitchen w/eating area & formal dining room, laundry on each level, 2.5 baths, maple
Looking for hom
flooring, granite-tile counters, over-sized
For a free
windows & skylights, build-ins, walk-in closets & WA-CL 713524, OR-ML 5271
a gas fireplace. Call Jim Glackin, 428-2828
MLS# 1016146
Amie Mani | NMLS ID # 404665 | branch manager/M
Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939
April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Cory Keihn Dave Patterson
6
360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-441-1760 360-708-5030
David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller
425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607
George Bellos 360-708-9762 Geri Cole 360-391-1614 Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264 Jannette Krieger 360-708-0233
Jim Glackin Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman
RE-Weekly.com
360-428-2828 360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075
Megan O’Bryan Nathan Loeb Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Sherry Johansen
Amie Download my smartph
360-708-5817 360-333-7197 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-708-3636
Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham
360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421
September 2, 2016
www.AnacortesRealEstate.com RESIDENTIAL 3320 Oakes Ave, Anacortes $1,299,000 This fantastic remodeled waterfront home overlooking the Guemes Channel has 180 degree view of islands & Mt. Baker. Home is equipped with high end appliances, has a concrete deck & abundance of parking including room for an RV or large boat. Breathtaking views & spacious lot gives waterfront living a new meaning. Bill Robillard 360.770.4707 MLS# 882708 3802 V Ave, Anacortes $1,100,000 Views of Fidalgo Bay and Mt. Baker, great living spaces, multiple garages, shop, decks, courtyard and right in town. This beautiful home has everything you would ever need. 3 bedrooms, 3 1/2 baths, large living spaces, 2 offices, large walk in pantry with extra storage, beautiful kitchen and bar area, theatre room, 2 fireplaces and a spot for your boat or RV to park. Home is 4540 sq ft and an additional 1487 sq ft of shop/ garage space below. Beautiful home, great location and ready for you. Gina Davis 360.708.7794 MLS# 906093 5340 Beechnut Tree Ln, Guemes Island $898,000 Rare 1.61 acre, no bank walk out waterfront lot with 107 ft of sandy beach. Totally remodeled in 2005, charming 2432 SF beach home. Kitchen has granite counters. Elegant living room has fireplace & a wall of windows. French doors give access to a den. Lower level has family room, guest bonus room, 1BA. Enjoy entertaining on the deck. Large detached 4 car garage/ shop w/1BD, 1BA apt. Past rent $795/mo. 2nd detached 2 car garage w/storage. SF from county records, buyer to verify. Margi Houghton 360.202.0041 MLS# 911415 12920 Sunset Ln, Anacortes $850,000 Perched above Burrows Bay with soaring views of sunsets and eagles. This newer home features high end interior finishes with spaces oriented to bring the outdoors inside. Main level living boasts a chef’s kitchen, a stone wood burning fireplace and generous master suite, walk-in closet and laundry. The upper level: the office, guest room and full bath. There is storage galore in the lower level rooms. Right off your master suite, enjoy time in the hot tub with the greatest view on the Island!! Kristi Gabrielse 360.420.3119 MLS# 946349
me financing? I’m here to help! pre-approval, please contact:
e Mani • 360.428.4626 hone app at: amie.mortgagemapp.com
Mortgage Consultant | WMS Series LLC/Skagit Valley
LAND 7327 Holiday Blvd, Guemes Island $798,000 Breathtaking views from this amazing waterfront home, 3.5 acres with a path to a tranquil sandy cove with 100’ waterfront. Spectacular views of others Islands, Mt Baker & Cascades. Resort like setting includes two main floor master suites, enticing sauna, 3 car oversized garage with workshop, lighted sports court, outdoor fire pit with a view, fruit trees, propane stove in kitchen & propane piped to deck. New furnace & heat pump. Mooring Buoy in Long Bay cove is an option for buyer to install. Margi Houghton 202.0041 Kathy Rogers 941.4400 MLS# 953328 14203 Cove Ct, Anacortes $789,999 Beautiful 2 story Seaview home on over half an acre w/partial views of the water. 3 bedroom, 2-1/2 bath. Formal entry to living room, adjacent to library/office; dining room, lovely stairway to 2nd level. Kitchen with island & granite counters, open to family room with fireplace, access to patio. Sunny eating area off kitchen has door to backyard. Master suite w/sitting room & fireplace; great bath. 3-car garage; expansive lawn & foliage. Bill Robillard 360.770.4707 MLS# 956209 127 Lummi Cir, La Conner $569,000 Wonderful low bank waterfront home in Shelter Bay includes your own private dock. Light filled home with beautiful brick flooring & Russian Fp. Views to bay, allowing you to enjoy the boat traffic & peaceful setting for entertaining or just relaxing. Enjoy all that historic La Conner has to offer just minutes away. All the amenities of Shelter Bay included: Golf Course, 2 Pools, Community Center, Tennis Courts, Private Beach & Marina. It’s all here in this well cared for home of your dreams! Rebecca Chamberlain 360.421.5021 MLS# 961801 2102 Pennsylvania Ct, Anacortes $529,000 New, quality, main level living construction by Don King. Beautiful upgraded finishes throughout. Vaulted ceilings for an open & dramatic feel. Chefs kitchen featuring granite, maple cabinets, stainless appliances & under cabinet lighting. Main level includes master, den/bedroom, another bedroom. Spectacular Lower level has 2 BR’s, full Bath, lrg Game room/Media Room & lots of storage. Craftsman style exterior with front porch, rear deck, fully fenced & landscaped. 2 Car garage w/windows. Leigh Zwicker 360.333.9975 MLS# 913930
357 Davis Bay Rd, Decatur Island $399,900 Perfect investment for VRBO or your own beach “getaway”. This classic bungalow has 339 sf updated living space on upper level w/insulated windows, vaulted ceiling and lots of open sleeping space; and the rest of the house is right out of a 1920’s time capsule with a sunny country kitchen, main floor bedroom, dining area, living room and unfinished basement. The homesite is incredible with stairs to a lovely sandy beach, where the water taxi can drop you off right in front. Incl mooring buoy. Sarah Jones 360.333.2783 MLS# 920895 306 E Morris St, La Conner $339,000 Great business opportunity with great exposure on Morris Street in Downtown La Conner. In back of the business is a studio apartment. Behind the commercial building is a 4 bedroom Victorian home with plenty of charm, currently used as a rental. Bring your imagination and build the business of your dreams! Rebecca Chamberlain 360.421.5021 MLS# 944556 NE
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1308 41st St, Anacortes $275,000 One floor living and level lot in established neighborhood, plus fenced backyard and patio. Storage building provides extra space for yard tools. Fruit trees and mother nature make this yard an oasis. Inside there are three bedrooms with a fourth room with closet. Laundry room is located off kitchen. Living room has big picture window for lots of light and charm. Tool room to tinker and create round out this property. Donna Cunningham 770.335.7513 Kristi Gabrielse 360.420.3119 MLS# 1019508
8 Decatur Highlands, Decatur Island $154,500 Absolutely beautiful view parcel on the top of the island, with a level building site, rolling moss-covered rocks and massive fir trees. This property would make a lovely site for a 2nd home or full-time residence and has water and power at lot line and has been recently surveyed. This southwest facing hillside is very special and the views of the islands, Olympic Mtns and inland waterways are captivating. Includes access to deep-water dock, private airstrip and 10 ac waterfront park. Seller Fin Sarah Jones 360.333.2783 MLS# 907590 Lot 2 Cypress Wy, Guemes Island $125,000 This beautiful high bank, waterfront lot has wonderful Southwestern views of the Guemes Channel and islands. Beach rights at 3 coves. Cook’s cove has a boat ramp and nice beach and is a 1/4 mile walk from this lot. Lot certification has been done with the county. Power is at the road. Margi Houghton 360.202.0041 MLS# 905543 1 A Island Crest Ln, Guemes Island $95,000 Enjoy the view of spectacular southwestern sunsets over the Olympic Mountains and San Juan Islands from this idyllic mountaintop. A rocky knoll is naturally cleared for a home with power and cable at the road. Neighboring properties have proven wells and septic. These 2+ acres range from eye-level views of eagles through wildflower meadows all buffered by a lovely, private forest. The site has excellent solar and wind energy potential. Owner contract available with the right terms. Margi Houghton 360.202.0041 MLS# 919330 4 Centerview Dr, Decatur Island $47,900 Very pretty Decatur Shores lot is ready to build. Possibility of a lovely water view from 2nd story in this park-like setting. Underground utilities are in the road including lines to community drainfield, for possible hookup. Located in a quiet picturesque area at the south end of the island, property has easy access to private airstrip, dock and 10 acre waterfront park. Bring your own boat or plane or use the convenient water taxi from Anacortes. Daily mail & DSL available. Sarah Jones 360.333.2783 MLS# 916108
Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291
Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 ChristineCleland-McGrath360-708-0267 Cheryl Frazier 360-202-4789
September 2, 2016
Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon
360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794 360-941-5000
Jackie Stone Jessica Notaro Joan Handelmann John Prosser Judy Moore Kathy Rogers
360-661-2247 360-202-1441 360-202-4800 360-202-3891 360-770-3515 360-941-4400
Kristi Gabrielse Leigh Zwicker Linda Macy Lindi Kudlacek Margi Houghton
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360-420-3119 360-333-9975 360-708-8284 713-822-9203 360-202-0041
Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett
360-708-2354 360-391-7281 360-421-5021 360-202-2630
Rob Skelton Sarah Jones Vicki Cooley
360-488-3776 360-333-2783 206-949-1010 1508916
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Score Big Question:
My husband and I both have solid credit scores above 800. Our mortgage lender is very happy about this, but how do we actually benefit? How much can we save?
Answer:
Let’s start with a mortgage application. Different loan programs have different requirements. These requirements can include such things as a maximum loan size and a minimum down payment. Another requirement can be that the borrower must have a certain credit score. For instance, in theory you can get an FHA loan with a 500 credit score, however anything below 580 requires at least 10 percent down instead of the usual 3.5 percent up front. In reality, the odds of getting an FHA loan with such a low credit score are dismal: the FHA’s 2015 annual report to Congress showed that less than .3 percent of all FHA loans had credit scores below 580 and fewer than 6 percent were less than 620.
Less than 20 percent of all FHA borrowers had credit scores higher than 720, most likely because borrowers with higher scores have more choices and can finance with different loan options. Not only do high credit scores remove a major application barrier, they’re also worth money in your pocket. Big money. MyFico.com has a loan savings calculator that illustrates the benefit you can get from a solid credit score. The calculator shows various credit bands and how they translate into mortgage rates. For instance, in the MyFico model, if you have a credit score below 620 you might pay 4.88 percent while someone with a score above 60 will pay 3.291 percent. For someone borrowing $150,000 the monthly payment will be $794 with a low score versus $656 in the highest band. That’s a difference of $138 a month, $1,656 a year and $8,280 over five years. However, even if a borrower has the ability to pay the higher monthly cost, they may have a tough time qualifying. The reason is that most loans today limit debt payments to not more than 43 percent of the borrower’s gross monthly income. An extra $138 a month combined with student loans, auto financing and credit card bills can put marginal borrowers over the limit, meaning less financing for them and maybe not enough to buy the house they want. If you have a low credit score it will take some
Q& A
ASK OUR BROKER By Peter G. Miller
time to push it higher, however here are three steps that can significantly increase your credit standing. First, bills are not a luxury. They have to be paid so it makes sense to pay them in full and on time. Second, create a budget and track where your money goes. Where are the three places you can instantly cut costs? Use the money you save to pay down debts. Third, stop opening new credit accounts. Unfortunately, it’s easy to open a new line of credit without being aware that doing so pushes down credit scores. For instance, why pay full price for that new chair? The store will offer a 15 percent discount if you put the bill on their credit card. That new credit card is simply a new line of credit, which will make it harder to raise your credit score. In this way, the lure of a minor discount can raise your costs for many purchases and maybe doom a mortgage application. The better alternative: Buy only when you have the cash to make a purchase.
NORTH PUGET SOUND ASSOCIATION of REALTORS® 525 East College Way, Ste J
Mount Vernon, WA 98273
Tel. (360) 416-4902
www.npsar.realtor
You Bought a House! Now What? Change the Locks: You really don’t know who else has keys to your home, so change the locks. Check for Plumbing Leaks: Your home inspector should do this for you before closing, but it never hurts to double-check. Here’s a neat trick: Check your water meter at the beginning and end of a two-hour window in which no water is being used in your house. If the reading is different, you have a leak. Introduce Yourself to Your Circuit Breaker Box: It’s a good idea to figure out which fuses control what parts of your house and label them accordingly. Locate your Main Water Valve: You’ll want to know how to turn off your main water valve if you have a plumbing emergency. Just locate the valve - it could be inside or outside your house - and turn the knob until it’s off. Test it by turning on any faucet in the house; no water should come out. Source: https://www.houselogic.com/buy/moving-in Mission Statement: The Nor th Puget Sound Association of Realtor s advocates for Realtor s and their clients, provides services to help members prosper, and promotes the protection of property rights. 1493332
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September 2, 2016
Profiting Off Other People’s Sabbaticals
Own a vacation home? Here’s how to rent it out successfully
I
t’s been said that the key to happiness is to live each day like you’re on vacation. Many accomplish this goal by owning a vacation home or second residence, which not only can serve as an ideal getaway spot for personal relaxation and recreation, but also as a serious income generator that can make every day feel like a holiday. Surprisingly, vacation home owners don’t pursue the latter option as often as you’d think. According to a National Association of Realtors survey released earlier this year, only 24 percent of vacation home buyers rented or tried to rent out their properties in 2015 and plan to rent their residences in 2016, and merely 7 percent purchased the vacation home for the purpose of generating income via renting out the property. That adds up to a lot of missed opportunities for cash, say the experts. “It’s not uncommon for vacation rental properties to generate $40,000 a year or more,” says John Banczak, co-founder/executive chairman of TurnSeptember 2, 2016
Key Vacation Rentals in Austin, Texas. Consider this: the average price charged for a vacation rental through vacation rental listing service HomeAway is $1,540 weekly or $220 nightly – about the same rate as a quality hotel – and it’s easy to see why many choose to rent out their vacation properties. “The financial benefits can be tangible,” says Adam Annen, PR manager for Austin, Texas-based HomeAway. “Our owners rent their homes an average of 18 weeks a year, grossing around $28,000 in rental revenue annually. Fifty-four percent of them are able to cover 75 percent or more of their mortgage through renting.” Beckie Weinheimer purchased a South Beach condo 10 years ago as a second home to vacation at and rent out and hasn’t looked back. “It’s a great way to pay off a mortgage, and we can book a stay whenever we want,” says Weinheimer. Lauren Fritsch, meanwhile, rents out a cottage in Clinton Corners, New York via Airbnb and VRBO – two of the most
popular online vacation rental listing sites – for up to $300 a night with a three-night minimum booking. “Taxes are quite high in this part of the state, so short-term rentals cover some of the mortgage, taxes and upkeep, but not likely all,” says Fritsch, who pays at least $1,000 monthly in various fees for the property, not including the mortgage. The biggest downside to renting, of course, is the expense, time and effort involved. “You have to market your property, communicate with potential guests, handle the reservation, and manage services like housekeeping and repairs,” Banczak says. Do-it-yourselfers can accomplish these tasks or hire a property management company to shoulder the burden. “There are certainly some risks to be considered anytime you have a fixed payment in the form of the mortgage versus a variable income stream in the form of rental transactions,” Brian Egan, CEO of Evolve Vacation Rental Network, says.
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Additionally, the homeowners insurance coverage required for a vacation rental home can be up to 20 percent more costly than traditional coverage, owners may be required to pay the municipality, county and/or state special registration/licensing fees and taxes earned from rental income, and a vacation home that’s part of a homeowner’s association (HOA) may be subject to special rules and restrictions. “If you’re going to manage it on your own, the best way to market your property is to list it on as many of the large vacation rental websites as you can to reach most of the potential guests,” Banczak says. “Then, you want to rank as high as possible in their search results to reach more customers.” This is best accomplished, he says, by creating a professional listing that includes an accurate, well-written description and professional photos, keeping your rates competitive and your availability calendars updated, getting back to rental prospects quickly via quality email and phone call responses, and providing renters with a high-quality experience that will generate positive guest reviews. You can also generate rentals via healthy word of mouth. “Allow your family and friends to spend some time at the home at a discount, and utilize their network of extended friends and relatives to create a sizeable network of return renters,” Annen says. 9
3610 Mohawk, Mount Vernon
New Price $340,000 Amazing views from this stunning 4 bed/ 2 Bath home on a quiet cul-de-sac location offering an oversize yard with fruit and nut trees and lots of room to play! This home offers a beautiful kitchen with oak cabinets, SS appliances, gas range, built in microwave and walk in pantry, open concept floor plan; Master has soaking tub; separate shower; a walk in closet and own access to the expansive Deck. MLS #928931 Danya Wolf 360-708-8294
17714 Kingfisher Cove Lane, Big Lake
$950,000 Waterfront home with 75 ft. of Big Lake frontage with private dock! Custom built Spanish style home with gorgeous entry and sweeping staircase up to luxurious master suite offering incredible walk-in closet and private deck. Home features kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; built in vac; rec room and a bonus/storage room on lower level. Fantastic views to be enjoyed from choice of 3 decks! Near Golf course. Danya Wolf Carla Fischer MLS #1007986 360-708-8294 360-982-0010
18238 Capet Zalsiluce Rd, la Conner
$320,000 Spectacular views! This unique home offers; 2 beds/1.75 baths; skylights; vaulted ceilings; incredible mural in living room by local artist; Beautiful jetted tub in Master; kitchen has gas SS range; tankless hot water; deck; cozy yard with firepit and stairs to the beach and a picnic area. MLS #937270 Celia Miller
360-391-6065
310 N Reed St, Sedro-Woolley
$169,000 1030 Tinas Coma Drive, Burl Hill
$100,000 20820 W Jordan Rd, Burlington
1804 Bakerview Court, Eaglemont
$165,000 Mount Baker view from one of the premier large lots (10,972 Sq. Ft) in beautiful Eaglemont! Builder/ Owner will build for you or bring your own builder! All utilities are in and ready for you to build. Complete set of plans for a beautiful home on this lot is negotiable. Builder completed 1806 and 1808 Bakerview Ct. John Hunter MLS #848246 360-202-3854
13813 State Rout 9, Mount Vernon Come see the view! Saturday, September 3, 11-1pm
$239,000 Beautiful view property, ready for you to build your dream home. PUD water, power and 3 bedroom septic surrounded by a circular driveway or continue on to another wonderful building site - cleared, level, and with spectacular mountain view! New gravel road is partially paved. Good access from Highway 9 for easy driving into property. I-5 minutes away. Watch for signage. MLS #1014931
Carla Fischer Celia Miller
360-982-0010 360-391-6065
1009 Chippewa St, Mount Vernon
$365,000 2122 Francis Rd, Mount Vernon e Pric New
Beautiful 2250 sq. ft., 4 bed/3 bath home in desirable location on the hill in Mount Vernon. Home offers spacious open main floor living with Danya Wolf French doors to large covered deck. Upstairs bath features jetted tub. 360-708-8294 2 Master Suites! Stunning kitchen with SS appliances and granite countertops! 2 Master Suites! Fenced 3/10 acre lot. Features 2 car garage and paved gated RV/Boat parking. MLS #940146
$189,500 1802 Bakerview Ct, Mount Vernon
$268,000
Horse haven! Air conditioning! Fenced; small barn, 3 bedroom home Danya Wolf Carla Fischer with ductless heater; 360-708-8294 360-982-0010 Remodeled bath w/ granite and tile. Decking to patio; double carport w/ 6 feet by 18 feet storage building. Asian pear, pear, and cherry trees! View of eagle’s nest; and sometimes of eagles. Shaded area for relaxing with an afternoon iced tea. 1.2 acres less road. MLS #1015160
$122,000 7157 Old Hwy 99 N, Burlington e Pric New
$240,000
EaglEmont Great building site and investment over 1 acre possibly 3+ duplex building lots R7 zoning. Close to town Elva Hunter and schools. Paved street. 360-202-3086 MLS #950851
Awe inspiring views are yours to behold when you build your DREAM Home at top of Burlington Hill! Live the “high life” while Danya Wolf still enjoying city amenities and 360-708-8294 convenience! Within excellent Burlington School district; close to shopping and I-5 for easy commuting. All utilities available at street: power, water, sewer and natural gas. Complete plans for this beautiful home are negotiable. MLS #909681
Move-in ready, three bedroom/ 1.75 bath one level home located in desirable Burlington school Danya Wolf district. Designer paint choices, 360-708-8294 massive master bedroom, easy to use kitchen handy to laundry room. Spacious partially fenced yard with garden space, firepit and large outbuilding. Enjoy easy access to Highway 20, nearby walking trail, shopping and schools. MLS #952310
Attractive, large lot in beautiful Eaglemont Golf Course community, close Elva Hunter to brand new 20,000+ SF 360-202-3086 clubhouse, dining and full fitness facilities. Complete plans for a beautiful home on this lot are negotiable. MLS # 475295
Beautifully cared for double-wide manufactured home with 1344 sq. ft. offering 3 beds/1.75 baths on fully fenced, unique horseshoe shape, Carla Fischer 1 acre w/ awesome garden space and fruit trees. Kitchen with 360-982-0010 new, custom cabinets; cheery paint choices; Lg master w/walk-in closet and amazing shower; front deck; Lg back deck; propane furnace; woodstove; oversize 2-car garage/ shop. MLS #1004137
3780 E. College Way, Mount Vernon
360.424.0300
www.skagittraditionrealty.com 12
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