Real Estate Weekly | January 08, 2016

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

HOW CREDIT CAN GET DAMAGED DURING A MOVE P. 4

Q & A: ASK OUR BROKER P. 8

THE MAKEUP OF BUYERS AND SELLERS P. 9

CLASSIFIEDS P. 1011

FEATURE HOME: 4605 BEAVER POND DRIVE, EAGLEMONT Elva Hunter, Skagit Tradition Realty

RealEstate weekly

SEE PAGE 3 FOR MORE

$649,000 (360) 202-3086

A supplement to the Skagit Valley Herald and the Anacortes American

JANUARY 814, 2016

Re-Weekly content sponsored by: Northwest Fine Furnishings

Didn't get what you wanted from Santa?

Let us fix what Santa Missed…

• Rocking Chairs • File Cabinets • Desks • Benches • Floor Lamps • Bar Chairs • Coaster Sets

• Storage Beds • Throw Pillows • Baskets • Folding Screens • Rugs • Kitchen Tables • Book Cases

9

How Credit Can Get Damaged During a Move

P. 4

Q & A: Ask Our Broker

P. 8

The Makeup of Buyers and Sellers P. 9 Classifieds

P. 10-11

RE-Weekly.com SKAGIT PUBLISHING

Mon - Sat 9:30-5:30, Sun 11:00-4:00 • (360) 424-8455 www.nwff.com • 919 Riverside Drive, Mount Vernon

PAGE

TABLE OF CONTENTS

To advertise in RE-Weekly or other Skagit Publishing publications, Call: 360.416.2180 or Email: ads@skagitads.com ©2016 by Skagit Publishing LLC | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy.

Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication.

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Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

D CE DU E R

W NE

Concrete $85,900 3 BR, 2 BA home with many new updates. New kitchen counter tops & beautiful glass cabinets. Jetted tub & duel sinks. Located on a dead end street. Large .22-acre lot. Excellent view. MLS #859452 Call Mike, 540-1341

S RM TE R NE OW

G TIN LIS

Mount Vernon $219,500 Fabulous one owner condo built in 2001. One story – no steps!! Open floor plan w/large kitchen. 2 BR, 1.75 BA, gas heat. Deck w/Northerly views. Attached 2 car finished garage. MLS #880293 Call Ivana, 770-3550

D CE DU E R

Sedro-Woolley $244,950/$225,000 Owner Terms. Two 10+ acre parcels. One parcel with shop. Both parcels ready to build. Breathtaking views.

MLS #603028 & MLS #603044 Call Elizabeth, 708-8800

Mount Vernon $255,000 2 BR, 1.75 BA rambler. Located in quiet location. Easy commute; minutes from I-5. Outside cellar to store canned goods w/smoker. Maddox Creek runs through the property. Garage w/attached room could be 3rd BR or office. Apple trees & garden spots. MLS #859850 Call Wilma, 661-1631

ND LA NT A C VA

ND LA NT A C VA

Lopez Island $385,000 Shy 20 acres on Lopez Island. Short ride from the ferry.

Build your homestead. Island living with a tranquil setting. Short distance from town. MLS #804819 Call Charlie, 708-1415 or Jeannie, 708-9645

Wilma Louia Designated Broker/Owner 661-1631

2

W NE

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Mount Vernon $425,000 Need space? Custom built home has over 3000 SF & sits on shy 1 acre. 3+ BR, 3.5 BA. Great location.

Bamboo & tile flooring. Full studio w/separate entrance.

Gorgeous master suite on main level. Dbl sided gas fireplace. A must see! MLS #870661 Call Debbie, 708-8780

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Bow $569,000 Desirable Ranch Style home on 16+ acres. Home features 3 BR, 1.75 BA. Lg. living room, family room & den. Heated with oil & pellet stove. Property includes 3 carports, 1152 SF manufactured home, 2 wells, 2 septic systems, 3 shops, large barn, & pond with fish. Very unique property! MLS #861989 Call Wilma, 661-1631

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

RE-Weekly.com

Maggie deSouza 610-8413

Sedro-Woolley $286,500 Best lot in neighborhood! Private location w/gorgeous mountain views. Excellent floor plan. Family room off kitchen, gas fp., formal living rm & dining rm. Master bedroom feat. lg. 5 piece master bath w/jetted tub & walk-in closet. 3 addl nice sized BRs. Separate laundry rm & attached 2 car garage. Private covered patio w/ spacious back & side yards. MLS #881000 Call Ron, 333-1045

Are you in need of a Property Manager?

Bellingham $1,999,000 Three rare parcels of vacant land. Located beside Bellingham International Airport and close to Bellingham Bay. 25.12 acres altogether. Industrial zoning. Shaped almost as a square. MLS #876124 Call Willa, 253-318-6131

Corinne Cartwright 202-2397

G TIN LIS

Ayla Contois 610-1652

Jennifer Baker 220-1526

CALL US TODAY at 360-755-5555!

Willa Gilquist 253-318-6131

Steph Vervaart 755-5555

Traci Erickson Property Manager 755-5555

January 8, 2016

FEATURE HOME FROM COVER:

home lending, locally grown

4605 BEAVER POND, EAGLEMONT

good neighbors

Skagit Tradition Realty 3780 E. College Way Mount Vernon, WA 98273 360.424.0300 www.SkagitTraditionRealty.com

make great lenders Umpqua’s home lenders are local experts equipped with an array of options for your purchase, refinance or new construction. Plus, we’ll stick with you every step of the way—because that’s what good neighbors do.

Travis Brewer

Bob Hoerner

Mortgage Loan Officer NMLS # 487442

Mortgage Loan Officer NMLS # 55324

Mortgage Loan Officer NMLS # 978954

360-230-2246

360-230-2248

360-230-2244

umpquabank.com

Member FDIC

Equal Housing Lender

ElvaHunter 360-202-3086

With attention to detail, wonderful home w/spectacular views of Eaglemont Golf Course!

French Doors w/ slate entry, hardwood & carpet, living w/gas fireplace, formal dining. Fabulous gourmet kitchen solid granite island, beautiful cabinets, opens to Lg. great room w/fireplace & ceiling. French doors open to Large Deck that spans the entire house, overlooking the gold course. Eaglemont community w/spectacular clubhouse & restaurant. MLS#815455

Contact your friendly, local Skagit Valley Area Home Lender today.

Susie DeVries

$649,000

NMLS # 401867

Loan products subject to credit approval. Other terms, conditions, restrictions & fees may apply. Full documentation, title & property insurance required. Flood insurance required if property is located in a Special Flood Hazard Area.

360.757.6013 800.869.7084

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

CHECK OUT… this one acre lot in town, close to schools & shopping. Existing home is a tear down. $150,000. #876307

BEAUTIFUL NEW HOME… just completed! 2,325sf Rambler w/hardwood floors, granite counter tops on almost an acre! $389,500. #862075

DUPLEX INVESTMENT… 2 units for your retirement account in Burlington. 3 Br and one smaller efficiency unit. Always rented. $207,000 #733489

VINTAGE & BEAUTIFUL… updated 1930’s home on Mt. Vernon Hill w/in-ground pool, basement, bonus room w/ vintage bar. Amazing kitchen, $319,000. #821988

LEVEL 4 ACRE PARCEL… zoned Multi-family within the City of Mt. Vernon. Potential for various housing development, close to college, schools & medical. NEW PRICE!!$130,000. #693883 17 ACRES… just 6 miles from Mt. Vernon w/public water & wonderful valley & mtn views.$239,500.

APPROVED BUILDING PERMIT… already on this nice secluded one acre bldg. Lot near Big Lake. $124,500. #722459 OUTSTANDING VALLEY VIEWS!… + amazing views in this custom home sitting atop Brl Hill w/over 4,000. SF & so many custom features. $559,900. #807007 WOODED LAND… 24.75 acres located near Alger.

Would make a nice homesite & is subdividable. $175,000. #861413

OUTSTANDING BLDG LOT… across the street from Regence Blue Shield. Great site for clinic or any professional use. Lot is 164X210, sewer, water is in.$415,000. #791084 ATTENTION BUILDERS… two acres zoned R-2 ready to be developed. Potential for 8 or 9 lot subdivision with utilities in the street. Convenient to town. $585,000. #772211 BUILT AS A B&B… 4.87 acres fully fenced, beautifully maintained, ready for animals, 36X32 barn & outbuildings. Home or Lodge has 5 Br, mstr on main. $435,000. #735543 JUST LISTED BRL RAMBLER… one level home close to services, 5 min. to I-5. Lg lot, garden space & shop area. F/place w/wood stove insert in bonus rm. $194,500. #861823

ATTENTION BUILDERS… We have 31 lots available with all utilities stubbed to each lot. Beautiful setting near Big Lake, priced from $84,000-$145,000. #746424 thru # 746695 MONEY MAKER… automated car wash located near Western WA University. Priced for sale at 8.2% CAP on 2014 Net Income. Safe investment at $1,560,000. #817963 READY TO BUILD?… Very nice .41 ac level bldg lot in city limits, utilities in street w/only a lot line adjustment, could be turned into 2 lots. $69,900. #576834 GORGEOUS VIEW OF CLEAR LAKE… beautiful home,shop w/studio on 2.5 acres. Spacious great rm w/ vaulted ceiling, nat’l light, cherry hardwoods, kitchen w/ granite. $549.000. #792485

SAMISH ISLAND LOT… Enjoy peek-a-boo Island views from this lot, which also includes easement to the beach below. .24 ac. Parcel. $75,000. #777533 55+ PARK...neat as a pin, 1109 SF 2 Br., 2 Ba. home.

Large kitchen & separate dining room. Laundry room, corner lot & patio. Central air & 2-car attached garage. $90,000. #880695 PRIVATE PARK SETTING...nicely updated mfg home on 6.76 acres. 1 3/4 baths, newer kitchen, all appliances, dining area w/skylights & slider to covered deck. Detached garage & shop. $245,000. #880879

Jodi Dynes Terri Heyntsen Holly Hilts

January 8, 2016

333-7783 391-0938 661-5538

Galen Kindred Jeff Ingman Shelah Inman

770-7083 202-2859 661-0145

Tim Reichert Fritz Inman David Parsons

391-5587 661-0147 391-4008

RE-Weekly.com

Ron Wortham 661-1500 Mary Jo Reitsma 770-6013 Kristen Tuttle 708-8392

Travis Lohman Tod LeHecka Jan Scally

661-4533 333-1032 421-5160

3

Credit

HOW CREDIT CAN GET DAMAGED DURING A MOVE

A new address means some bills could get lost in the before they actually plan to apply for a mortgage. Everyone is mix. Here’s how to make sure your credit doesn’t get entitled to one free credit report from each of the three major credit bureaus once a year. Visit www.annualcreditreport.com to dinged in the transition

request a report.

“You want to give yourself enough time to correct any errors ood credit makes buying and moving to a new home possible. or find out about negatives [items on the report] that aren’t But if movers aren’t careful about leaving things behind, they mistakes but could take time [to pay off],” Levin says. risk losing their good credit record.

Once you know your new address and moving date, call the In a 2015 survey, credit.com found that 26 percent of customer service lines of all the places that you’re expecting bills Americans didn’t think it was necessary to check their credit from, like utilities, credit card companies and doctors to update records because they always paid their bills on time. your information, advises Levin.

However, you can only pay the bills you know about.

Forwarding mail to the new address is another necessary When they pulled their credit reports, 19 percent of step. But even then, some bills can get lost, since forwarding consumers found a late payment or a collection that they were only last a certain amount of time, says Levin. Medical bills are unaware they owed, the survey found. especially prone to getting lost, since an issuer may wait for the Bills that don’t follow a mover to a new address are a key reason amount paid by an insurer before billing the consumer. late payment or collection notices end up on a credit report, says Check credit reports again after a move, to ensure that no Adam Levin, credit.com’s co-founder. surprise items spoil your report, Levin advises.

Anyone thinking of buying a home should check reports well

G

4

RE-Weekly.com

January 8, 2016

SMARTER. BOLDER. FASTER.

STAT

North Homes Realty Inc. 360.424.2100 • www.century21northhomes.com OPEN HOUSES: 723 Shelter Bay, La Conner

DEBT DRIVING UP

$175,000 •2 bdrms, 1 bth

For details & directions,

visit openhouse.com

$650B The level of consumer credit card debt in Q3 2015, the highest level since Q4 2009 ($667 billion). FYI: Credit card delinquency on outstanding balance 60 or more days past due have decreased 71 percent during the same period Source: Experian Market Intelligence Brief

January 8, 2016

$189,500

MLS#827314

$219,000

MLS#838530

$92,000

MLS#838541

• Great starter • 3 bedrooms • Great sized lot • Partially wooded

SAT 12-2 & SUN 1-3

$44,500 MLS# 873920 • Updated beauty • Covered deck • 55+ living • 2 bdrms $249,900 MLS#872619 • Large corner lot • Oversized garage • Vaulted ceilings • Cul-de-sac

SOLD

$469,500 $234,900 MLS# 878710 • Over looks 16th tee• Wet bar • 4.85 fenced acres • Open plan • Heated floors• Custom built • Shy 1800 sf home • Country living $184,000 MLS# 847866 • Split level • Huge backyard • Needs TLC • Remodeled kitchen $149,000 • 3 bdrms • 2 bths • 1500 sq ft • Shop

MLS#880416

$265,900 MLS# 867049 $895,000 MLS#769739 • 2 master bdrms • 2 full kitchens • 85 +/- ft waterfront • Dock • Shelter Bay amm. • Beautiful views • 2836 sf, 4 bdrm • 1464 sf shop Amy Harrison 360-913-5162 Amy Wickenhagen 630-9479 Anita Kohl 961-7795 Arlene Vonachen 853-6429 Connie Moulaison 770-1341 Dawn Hardman 540-0058 Duane Gish 770-9299

RE-Weekly.com

George Herner 840-3743 Jackie Lindeman 770-9080 Jimmy O’Connor 853-6098 Kenda Furman 391-0030 Kimberly Gregory 360-941-0058 Margie Ernst 708-3198 Maria Mendoza 610-3309

• 3 bedrooms • Skagit River frontage • No Flood ins. • 1500+ sq ft • 1 level acre • RV hookup • Well & septic • Great rural setting

Real Estate Classes Starting soon Enroll today!

360-542-2121

Marlene Deasy 661-6720 Mel Strickland 206-948-4392 Mike Newman 708-1419 Nicol Macri 206-962-9475 Rich Jones, Mgr 425-791-2879 Richard Sundance 420-4046

Sandi Hocking 708-1523 Sandi Riley 770-8670 Scott Heiner 540-7537 Sharon Stokes 661-6164 Shelley Camacho 708-4377 Traci Cypher 708-9481

5

www.WindermereSkagit.com RESIDENTIAL 2610 E. SECTION ST #82, MV

VACANT LAND $47,500

A Marlette home with great potential in the very popular Little Mountain Estates. Light, bright & airy this home boasts spacious rooms with a wonderful floor plan. Very nice family/den off the living room.

The den could be a 3rd bedroom. Very nice back patio with mature landscaping. Call Sarah Minton, 770-3076 #819879

7757 DILLARD AVE, CONCRETE

$94,500

Investment opportunity! Great rental with good renters. 3 beds, 1 bath, 1300+ SF. Quiet location at the end of the street. Large fenced yard, 2 car covered parking. Great family room with wood stove that has a beautiful surround. Call Geri Cole, 391-1614 #834565

717 W. LINCOLN ST, MV

$119,900

Investment opportunity! Updated electrical, plumbing, & windows. 3 bedrooms, 1 bath, 886 SF. Call Geri Cole, 391-1614 #834521

4612 NOOKSACK LOOP, MV

$239,950

$125,000

Cute craftsman house in the heart of Concrete. Open floor plan, covered front porch, original hardwood floors in living room plus fir in the bedrooms.

Bathroom has been updated with tiled tub surround.

Newer vinyl windows. Shop space in the basement & garden space in the back. Call Becky Elde, 770-9427 #787263

17360 BENNETT RD, MV

$189,950

N. LAVENTURE RD, MV

17325 OLYMPIC PL, MV

Zoned for Commercial uses, would also make a good sight for an RV Park, laundromat, farmers market, car lot, or other retail. Easy access & visibility from Highway 20. Lyman will work with potential business development plans you have.

Call Becky Elde, 770-9427 #750633

$268,500

Updated 1 story home on the tranquil Samish River. 3 beds, 2.25 baths. This lovely home boasts large living & family room, brand new kitchen with new cabinets, countertops & appliances, new flooring throughout, new interior & exterior paint, new roof & a huge level lot. 2 car garage. Call Sarah Minton, 770-3076 #862640

617 FERRY ST, SW

$272,500

Circa 1913 Colonial on Historic Ferry Street! Stately corner lot, beautiful front porch, 9’ ceilings, lots of character, period light fixtures, newer roof, windows, refinished hardwoods, newer paint, furnace, & more! 1809 sf, 4 beds, 2.5 baths. More photos & info at SkagitValleyHomes.com. Shawn & Tiffany Danley 298-4857/Bill & Jannette Krieger, 421-4446 #871576

1303 MADDOX CREEK RD, MV

15408 STATE ROUTE 9, MV

$275,000

Fantastic split level home, 4 beds, den, large kitchen with eating bar & dining off kitchen, upgraded Italian tile flooring, fully remodeled bathrooms with jetted tub, fenced back yard, oversized garage, tons of storage. Located in an older, established neighborhood. Call for your showing today! Call Tasha Zahlis, 391-5075 or Karine Anderson, 421-1189 #878588

$295,000

1910 farmhouse plus a 1980 Mfg home on 2 adjoining lots totaling 7.93 acres. Beautiful mountain & valley views, fruit trees, & rolling pasture space.

Individual Septic systems for both properties; shared well between the 2. Lots of possibilities. 2254 SF, 4 beds, 2.25 baths. SkagitValleyHomes.com. Bill & Jannette Krieger 360-421-4446/ Shawn & Tiffany Danley 360-298-4857 #855253

13862 S. FREDONIA RD, MV

$329,000

$369,000

Come see this NW contemporary modified Aframe - a custom home perfectly suited to its site!

Peaceful Skyridge community offers easy I-5 & Mount Vernon access, privacy & large treed lots – 3 beds, 2.25 baths, 2187 SF. Call Jim Glackin, 428-2828 #840992

5459 PARKRIDGE PLACE, SW

$499,900

Charming 2 story home in beautiful Park Ridge.

Sitting on a shy 5 acres & surrounded by fruit trees. This house features a full mother-in-law in the downstairs floor & 7 bays in the garage/shop.

The home has new exterior & interior paint. Paved driveway, a huge deck with a hot tub. Call Nathan Loeb, 333-7197 #870767

23793 KAMLOOP CT, MV

$510,000

Spacious 4 bedroom home with high ceilings, double sided fireplace, 2 master suites & 3.5 baths.

The kitchen boasts granite & an open inviting atmosphere. Enjoy a beautiful valley view & a 3 car garage. This home is located in the much sought after Nookachamps Community in Big Lake. Call April Axthelm, 661-4947 #807961

9674 SAMISH ISLAND RD

Over 1/2 acre cleared lot ready for your new home. PUD water & electricity in street, soil logs for septic & lot certification completed. Private location close to Hwy. 20, Anacortes & Oak Harbor.

Bring your building plans. Manufactured homes ok. Additional lots available. Call Jim Glackin, 4282828 #842443

6

360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-708-5030 425-319-7091

Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller George Bellos Geri Cole

360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607 360-708-9762 360-391-1614

Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264 Jannette Krieger 360-708-0233 Jim Glackin 360-428-2828 Jim Koetje 360-202-2500

PREVEDAL RD, LYMAN

RE-Weekly.com

360-708-1010 360-840-9455 360-421-1189 360-202-4075 360-488-3458 360-708-5817 360-333-7197

$139,000

830 BURLINGTON HEIGHTS DR, BURL $139,500 Stunning views of the valley, mountains & Skagit River. Gorgeous corner building lot with all amenities available and access from two streets. Call Linda Eastman, 202-4075 #852187

14485 CHANNEL DR, MV

$229,000

Beautiful Channel, mountain, & farmland views from this level, cleared 1 acre lot in desirable La Conner School District. Enjoy peaceful waterfront living on the Channel. Power, water, gas in street.

Corners clearly marked with railroad ties. Unobstructed Channel views to the west, farmland & Mount Baker to the east. Call Megan O’Bryan, 708-5817 #791785

$699,990

Incredible property! 157 ft of medium bank waterfront. Almost an acre & it includes a darling duplex.

Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing. Call Robin Luif, 420-2026 #804056

Josh Scott Karen Beckner Karine Anderson Linda Eastman Margy Furst Megan O’Bryan Nathan Loeb

$130,000

Great location for your professional office. Just north of the busy intersection of Division & Laventure. The Benson Medical Group & Northwest Physical Therapy are the neighbors to the south, a church to the west & residential to the north. The lot is flat & ready for your office building. Call Jim or Balisa Koetke, 202-2500 #873752

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939

April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Dave Patterson David Mani

$62,900

Classic Farmhouse on 1.49 level acres. 2400 SF w/ cozy gathering room off the kitchen, formal dining, & spacious formal living room. Large pantry/laundry. Upstairs the master bedroom has fireplace, private .75 bath. 3 additional bdrms & full bath up.

Property has mature landscape, greenhouse, detached carport w/RV parking & shop rm, orchard, plus shop-ready slab. Call Megan O’Bryan, 708-5817 #862176

2324 MONICA DR, MV

Move in ready! Great ground floor unit. No steps.

2 beds plus a den/office, 2 baths, & a 2 car attached garage. Lots of windows, sunset views, large open chef’s kitchen, all appliances stay, walk in closet, laundry just off the kitchen, gas heat & HW. Walk off the deck into your back yard. The grounds & exterior all maintained by the association. Call Dick Nord, 661-6529 #874161

HOXIE LANE, ANA

7158 STEELHEAD LANE, BURL

Cute, clean & charming, this 2 bedroom cottage is conveniently located to just about everything.

Gorgeous, fully fenced & landscaped yard includes a small koi pond, large greenhouse/shed, chicken coop, raised garden beds, & fabulous mature plants.

Inside, original oak floors & coved ceilings. Lots of built-in storage. Nice office. Call Megan O’Bryan, 708-5817 #853770

$219,500

$299,900

Turn of the century home offering beautiful millwork & character. Free standing gas stove, formal dining & living rooms. Lg. master suite. Wrap around deck, outbuilding & garage. Exterior access for large attached office w/ kitchen & bath. Great location. Call Linda Eastman, 202-4075 #865119

We know what it takes to sell your home.

45697 MAIN ST, CONCRETE

300 N. OAK ST, BURL

Skagit Highlands - move-in ready, super clean, gas heat, tankless w/h, large fenced backyard w/ raised garden bed, & all appliances included, 1680 SF, 3 bedroom, 2 baths, 2 car garage. More photos & information at SkagitValleyHomes.com. Bill & Jannette Krieger, 421-4446 / Shawn & Tiffany Danley, 488-3858 #839944

Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Sherry Johansen Spencer Roozen

360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-708-3636 360-708-0634

Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

January 8, 2016

www.AnacortesRealEstate.com RESIDENTIAL NEW!

1505 9TH ST, ANACORTES

$259,000

Location, Location! Cute Old Town fixer with lots of possibilities. Close to downtown amenities. 2 bedrooms on main level. Finished space upstairs is perfect for family room and possible extra bedroom.

Good yard - lots of space for gardening and outdoor activities. Alley access. Basement with indoor and outdoor access for extra storage/shop space. Bring your skills and restore this home to its original character. Come take a look!

Cynthia Aanestad 360.610.0120 MLS# 880914

2032 I AVENUE, ANACORTES

$319,000

An outstanding condominium centrally located in Anacortes w/ views of Fidalgo Bay & Mt Baker. Near Fidalgo Pool & Community Center w/easy access for walking or bus access. This second story condo has dual stairwells for access plus its own private garage & small deck. Interior has quality finishes w/radiant hot water heat, granite countertops, laminate flooring & open design. Beautiful crown molding & gas fireplace create a warm ambiance you are sure to enjoy.

Colleen Sargent 360.202.2155 MLS# 747538

430 CAYUSE PL, LA CONNER

$299,500

Updated home w/2BR, an office & 3 bathrooms on a quiet street in the heart of Shelter Bay is handicap accessible. Mature Landscaping & a spacious deck set the stage to enjoy views of the marina & mountains.

Open floor plan w/updated kitchen, new carpet, laminate floors plus vaulted ceiling & clerestory windows to bring in the light. Key living on the main level w/ lower level office or guest space plus spacious family room. Storage space is incredible. Oversized 2-car garage w/shop. Move in ready.

Colleen Sargent 360.202.2155 MLS# 822950

BEACHWOOD LN, ANACORTES$494,900 - $589,900

1705-1709 32ND ST, ANACORTES

Beachwood Lane is a new neighborhood of 9 coastal homes w/water & territorial views. The community will include a mixture of single level & 2 level designs w/upscale finishes. Homes will range in size from 1982 to 2936 SF, 3-4 bedrooms & 2-3 baths. Granite slab countertops, tile showers, white millwork, fully wrapped windows, fully fenced, landscaped & irrigated yards are included in each home. Pick your finishes & have the home built just for you. Pre-sale opportunities are available now!

Rick Bennett 360.202.2630

One of three new homes being built in the Stone Ridge Neighborhood. These Strandberg built homes enjoy upscale finishes and open floor plans, located on large flat lots near to downtown Anacortes. Home features; gorgeous kitchen, master en-suite with walk in closet and full bath, two additional bedrooms and full bath, two car garage and professional landscaping. Only moments from parks, schools, shopping and dining.

Colleen Craig 360.770.9638 MLS# 825772, 825784, 825796

4902 DOON WY, ANACORTES

64180 E CASCADE DR, MARBLEMOUNT

7682 HIDEAWAY LN, GUEMES ISL

$384,000

$198,000

Wonderful, cozy & ready to use cabin with 128 feet of waterfront. Great for the weekend getaway or retreats. Cabin has cedar finishes throughout, vaulted ceilings, loft w/ storage space. Lrg windows allow the sunshine in & the use of a large deck. Lot next door is incl & is parked out & has a fire pit. Berry bushes, garden sp & fruit trees. RV hookup & shop. This is a great place to relax. P63664 & P63665. Powered by gas generator. Home is being sold furnished. Some items don’t convey.

Gina Davis 360.708.7794 MLS# 745803

12366 WINDWARD WY, ANACORTES

431 OAK HILL LN, BURLINGTON

January 8, 2016

Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon

$169,000

Better than renting! Great for first time buyer or investor! Cute as can be single level town home in a very private setting. Nestled at the end of the culde-sac this 3 bedroom 2 bath home has a very nice floor plan. Large living room with open concept to the dining and kitchen area. The private fenced back yard with a nice size covered deck area is perfect for gatherings.

Rebecca Chamberlain 360.421.5021 MLS# 845602

19817 APOSTOLIC WY, BURLINGTON

$325,000

19817 (P62339) is approx. 58,000 SF & has 2004 mobile home on it. 19815 (P62336) is approx. 16,600 SF & includes an approx. 1860 SF building used as a church & older mobile which could be used as a classroom.

County issued two lot certs. Each parcel is avail. for $175,000 or both for $325,000. End of property is supposed to revert to City of Burlington. Buyer should consult w/city for present & future uses.

Judy Moore 360.770.3515 MLS# 821126

$326,500

Charming 3 bed 2 bath Triple Wide Manufactured home on 2+ acres. Fenced area for dogs, some landscaping and a large Shop/garage. Plenty of room for all your toys! Walk in Pantry, Walk in closet and so much more!Large deck off front, smaller deck off back - Move in Ready - This one is a must see!

Tracy Peterson-Foy 360.708.1833 MLS# 831324

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267 Cheryl Frazier 360-202-4789

$799,000

This contemporary NW waterfront home, custom built on bedrock, offers panoramic western views of the Olympics, San Juans & spectacular sunsets from soaring windows & two expansive decks. Cedar-sided, vaulted/beamed ceilings, hardwood floors, solid wood doors & window frames provide rustic charm.

Open concept main level has beautiful master suite, den, guest Bdrm, dining, kitchen & loft office. Large lower level for hobbies/guests. Quality throughout.

Del Mar amenities!

Colleen Sargent 202.2155 | Debbie Macy 391.2422 MLS# 842798

Remarkable Guemes Island Home nestled into the trees w/partial view of Guemes Channel. This custom home has great design to create privacy zones for bedrooms away from common living areas. Great room design with vaulted ceiling hardwood floors, fireplace & built in cabinets accent the French doors leading to an expansive deck. The spacious lot offers a balance of wooded privacy and view. Attached 2-car garage & privacy fencing on this low maintenance yard. Easy to access community beaches.

Colleen Sargent 360.202.2155 MLS# 802664

3653 BOTTINEAU PL, OAK HARBOR

ndermere Mortgage Services at (425) 268-7995

$765,000

An amazing opportunity to own one of Skyline’s finest estates. Lush, mature landscaping surround the expansive property awarding you unparalleled privacy and beauty. This impeccably maintained home offers main-level-living which includes spacious formal living and dining rooms, a beautiful kitchen that opens to a breakfast area and family room, a remodeled master suite, upper and lower covered patios and an additional lower family room with wet bar and fireplace.

Rob Skelton 360.488.3776 MLS# 805131

$434,000

360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794 360-941-5000

Jackie Stone 360-661-2247 Jessica Notaro 360-202-1441 Joan Handelmann 360-202-4800 John Prosser 360-202-3891 Judy Moore 360-770-3515 Kathy Rogers 360-941-4400

Kristi Gabrielse Leigh Zwicker Linda Macy Lindi Kudlacek Margi Houghton

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360-420-3119 360-333-9975 360-708-8284 713-822-9203 360-202-0041

Nate Scott Paul Necco Paul Weisz Rebecca Chamberlain Rick Bennett

360-708-2354 360-770-5989 360-391-7281 360-421-5021 360-202-2630

Rob Skelton Sarah Jones Vicki Cooley

360-488-3776 360-333-2783 206-949-1010

7

Am I Hurting My Ability to Borrow?

still need to be repaid. A lot of student loans – loans worth about $200 billion – are delinquent.

Mortgage lenders will find these loans and most cases they will stop a loan application unless resolved.

Many borrowers want to finance with Federal Housing Administration-insured loans, however What will happen with mortgage rates now that new rules from the Department of Housing the Federal Reserve has raised interest rates for and Urban Development make that virtually banks? impossible for those with unpaid student loans.

Since September, HUD has said that if a student loan payment is “is zero or is not available” then the lender must “utilize 2 percent of the Student loans are a big lender concern and outstanding balance to establish the monthly with good reason. First, a lot of student debt is payment.” outstanding. Second, a lot of student debt is not At the end of 2014 the average student loan being repaid. Third, some mortgage rules require balance was $24,803; 2 percent of that amount lenders to harshly treat unpaid student debt. is $496, which will be added to an FHA loan According to the Federal Reserve Bank of New applicant’s monthly debts if a student loan is York student debt has reached almost $1.2 trillion, delinquent, deferred or in a grace period. For more than four times the $260 billion in student many borrowers the addition of so much monthly loans outstanding in 2004. The size of this debt is debt will push up their debt-to-income ratio troubling in the sense that job opportunities for to a point where they can no longer qualify for college graduates do not seem especially better financing. than a decade ago – and yet there is far more If your student debt is both federally insured student debt. and delinquent then it will show up on HUD’s In many cases a college education is not Credit Alert Verification Reporting System, a generating expected income, but college bills database checked by lenders. If a loan is flagged

Question: Answer:

Q& A

ASK OUR BROKER

By Peter G. Miller

by CAIVRS the mortgage application will go nowhere until the matter is straightened out.

The whole idea of student loans was to finance an education that would allow borrowers to enter the work force with better qualifications that would in turn allow them to earn more money.

The higher debt represented by student loans was supposed to be offset and more by the higher income such individuals could expect.

Unfortunately, since the mortgage meltdown last decade many college graduates have been unable to get the jobs – and the income – they once thought a college degree would bring. The result is a massive amount of student debt that for many borrowers will block any attempt to get a mortgage.

If you have a student debt and are not making monthly payments, then before applying for a home mortgage contact your student lender to get on the good side of the lending system.

AMERICAN DREAM REAL ESTATE SERVICES, INC. #575126 • $160,000

Cozy little triplex

20 acre cross-fenced #817663 • $349,900

Cozy little triplex in great location. Perfect piece of investment property. All three units have leases in place and brings in $1650 a month in rents. It needs a little freshening up but is still a sound investment.

Wonderful 20 acre cross-fenced equestrian property in great location w/easy Hwy 20 access 2 min from town & 10 min from I-5! One level, 3 BR/1.75 BA home w/great floor plan. Living room w/vaulted ceilings. Kitchen w/newer range & dishwasher, eating bar, open to dinette. Family room w/newer laminate floor. $10K in new fencing. 3 horse shelters, new 24’ x 16’ shop/hay barn in 2013. RV parking.

Open space ag land offers lower tax rate. Established garden, buy now and enjoy the harvest!

Great Buy!! Charming One level home! Large Kitchen, original hardwood floors throughout. Two nice sized bedrooms, remodeled bathroom. Double pane windows and forced air heat. Newer roof and siding & exterior paint. Set on a nice flat lot with fruit trees, private back yard Detached carport offers tons of storage. Best buy in this price range!!

Great investment property #861758• $234,000

Outstanding Investment #843469 • $350,000

Great investment property, nice triplex in Mount Vernon.

New roof and flooring through out each unit. Each unit is 800 sq ft and have one bedroom, one bathroom. Each have separate entrances with ample parking. Each unit rents for $650 per month.

Outstanding Investment in Mt Vernon! 6 Units-1-2 Bedroom-5-1 Bedrooms. Always rented. 2 units are new additions in the last 48 months. All units have been updated in the last several years. Possible room for a garage addition 1 cap! Do not wait on this excellent turn key money maker?

1 Acre Right Off College Way #843469 • $$189,900

Fannie Mae Homepath house in Mount Vernon located on a private lane on over 1 acre right off College way. This 3 bedroom 2 bath 1671 sqft home features NEW: Roof, Siding, Interior Paint, Carpet, Appliances, Plumbing and much more! This hard to find property is a great value and ready for new owners. Don’t miss out on this great property.

Charming One level home #862621 • $142,500

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Like American Dream Real Estate Mount Vernon

8

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

www.adrhomes.net

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January 8, 2016

The Makeup of Buyers and Sellers In its annual report, the National Association of Realtors looks back on who bought, who sold and what changed in real estate in 2015

H

omebuyers may change, but why? The buy remains the same.

Demographic shifts continue in the real estate market, with the share of first-time buyers dropping and repeat buyers rising last year, according to the National Association of Realtors’ 2015 Profile of Home Buyers and Sellers report. But the American dream is alive and well, as the desire to own one’s own home remains the primary reason for buying, noted by 30 percent of buyers.

The annual report questions recent homebuyers and sellers into order to gain insight into the consumer experience of this transaction and overall home buying and selling trends.

Rising home prices, which increased to a median $220,000 this year, have made a significant impact on buyer demographics. A majority of homebuyers were married couples (67 percent) with double the buying power and, thus, better able to meet rising home prices. The number of first-time homebuyers, who tend to be single with lower income jobs, dropped to its second lowest shared in history of the survey at 32 percent of the market.

For 42 percent of buyers, the first step in the home search process was an Internet search of properties on the market. Only 14 percent began their search by going to a real estate agent.

Both online websites and professional agents were reported as very useful sources of information while looking for a home at 82 percent and 78 percent, respectively.

Buyers typically spent about 10 weeks looking for the right home and looked at a median of 10 homes. The average house purchased was built in 1991 and 1,900 square feet with three bedrooms and two bathrooms. Detached single-family homes were the most popular model type at 83 percent of recently purchased homes, followed by townhouses/row houses at 7 percent.

January 8, 2016

According to surveyed buyers, the most difficult part of the homebuying process was saving for a down payment. Buyers most commonly cited student loans (51 percent), credit card debt (47 percent) and car loans (35 percent) as challenges to saving for a home down payment.

Overall, most buyers (59 percent) reported being satisfied with their homebuying experience, up from 56 percent last year. On the other side of the transaction, 61 percent of sellers reported being happy with the process of selling their home.

The home being too small for the seller’s lifestyle was the most common reason reported for putting their home on the market (16 percent). Other reasons cited included job relocation (14 percent) and a desire to live closer to family and friends (13 percent).

Sellers also have felt the affects of rising home prices. The average tenure in a home was nine years, compared to the historical average of six or seven years. Tenure previously peaked at 10 years.

Both buyers and sellers relied on professionals to aid in their real estate experiences and transactions in historically high numbers. Eighty-seven percent of recent buyers utilized a real estate agent or broker, while 89 percent of sellers worked with an agent. A large majority buyers (88 percent) and sellers (84 percent) also reported that they would use their agent again or recommend their agent to someone else.

The prevalent usage of real estate professionals is reflected in the number of For-Sale-By-Owner sales. Just 8 percent of recent home sales were FSBO, the lowest reported share since the survey began in 1981.

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CLASSIFIEDS Alpine Ridge Retirement Apartments in MV is accepting applications for 2 Bdrm apts. Income limits apply.

424-9622 for more info.

1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com 1BDRM/1BATH MOUNT VERNON $885-Utilities included. (425)327-7348 3 BDRM IN BURLINGTON 3 Bedroom house for rent in Burlington for $1,500/ month plus utilities.

Call 360-770-1139 3BDRM/2BATH BURLINGTON $1395 (425)327-7348

BUILDINGS, INC. TRUSTED LOCAL Construction Roofing Gutters www.spane.com

800-310-2136

Lic#SPANEBI141JD

10- January 8, 2016 10

To Be A PerfecT PArenT. There are thousands of kids in foster care who will take you just the way you are.

888. 200. 4005

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AdoptUSKids.org

January 8, 2016 REAL ESTATE WEEKLY RE-Weekly.com

REAL ESTATE RE-Weekly.com January 8, WEEKLY 2016

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January 8, 2016 11 - 11

5071 AERIE LANE, SEDRO-WOOLLEY

$185,000

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Call to see your home listed here!

18580 BLACKBERRY LANE, MOUNT VERNON

$1,500/MO

AL NT

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1-CAR GARAGE

Immaculate 3 bed/2 full baths, 1830 sq ft home with beautiful kitchen and attention to detail. Large deck off back w/territorial view. All rooms and entrance are on 1 level, with lg utility room and all appliances. Forced air heating, septic and window coverings. 1 year lease and NO Pets. Background/Credit check $52 for each adult 18 years and above. First, last and deposit.

3 bedroom, 2 bath home on large lot; large kitchen with lots of cabinets; newer flooring and fresh interior paint;2 car insulated garage and 960 sq. ft. attached Suzanne Jenkins 360-941-2983 shop with office space. Lots and lots of storage. Move in ready. MLS#879433

714 E MAGNOLIA, BURLINGTON

$1,000/MO

1804 BAKERVIEW CT. #LOT 170, MOUNT VERNON $165,000

13062 GLENWOOD DRIVE, CLEARLAKE

Sandy Everett 360-202-3706

$269,000

AL NT

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Mount Baker view from one of the premier large lots (10972 Sq. Ft) in beautiful Eaglemont! Builder/Owner will build Cute freshly painted 2 bed/1 bath home with fireplace in Burlington. Close to for you or bring your own builder! walking trail; minutes to parks and library; Burlington-Edison school district.

All utilities are in and ready for Fenced yard with heated storage shed. Kitchen appliances included; washer/ you to build. Complete set of plans dryer hook-up. Pets negotiable with non-refundable fee. Rent $1000 per for a beautiful home on this lot is Danya Wolf month/ deposit $1000. Available to view after January 25th. Application fee negotiable. Builder completed 1806 Elva Hunter 360-708-8294 $53 per person each person 18+. and 1808 Bakerview Ct. MLS#848246 360-202-3086 $599,000 15XXX MEADOWLARK LANE, MOUNT VERNON $ 95,000 1802 BAKERVIEW CT, MOUNT VERNON $129,000 1804 BAKERVIEW CT, MOUNT VERNON

Lovely Country home, 1.62 Fence acres, Barn, 3bd home w/ attached 1 car garage and territorial view. New carpet, vinyl, windows and slider door, Terrific soap stone wood stove plus gas fireplace, updated stainless appliances. Approx. 1400 sf not far between Mount Vernon and Sedro-Woolley. MLS# 865834 XXX SHANNON LAKE RD, CONCRETE

$99,500 19248 HWY 9, BIG LAKE

JoAnn Boudreau 360-391-0746

$58,900

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20

R AC

Heaven on Earth!

EAGLEMONT

EAGLEMONT PRE-SALE

Attractive, large lot in beautiful Eaglemont Golf Course community, close to brand new 20,000+ SF Elva Hunter clubhouse, dining and full fitness 360-202-3086 facilities. Complete plans for a beautiful home on this lot are negotiable. MLS# 475295 3004 BARRELL SPRINGS RD, BOW

Mount Baker view from one of the premier lots in beautiful Eaglemont! Elva Hunter Pre-Sale and Custom design your 360-202-3086 dream home with Irving Construction fine craftsmanship...wonderful open floor plan. Builder custom built 1806 and 1808 Bakerview Ct. # 794097

$167,000 20274 STACKPOLE RD, MOUNT VERNON

Beautiful 15.5 acres in Bow! 3 possible bldg sites, 2 w/road access. Property has been replanted & offers seclusion w/ southwesterly exposure. Well is in, just needs power & pump. Perfect property to build your custom home or put a Donna Kurras manufactured home on. MLS# 794546 360-770-7596

$225,000

Home is a fixer upper. Barn is on State Historical Registry. Fantastic view and great building site on this 4.92 acre tract. Fenced. Property sets nicely on the east side of and above E. Stackpole Rd. Occupants of Danya Wolf fixer upper house are uncooperative. 360-708-8294 They also state water (dug well) is not potable.

House has 2 bedrooms;1 bath; 1056 square ft, built in 1910; effective year built is 1983; electric baseboard heat. MLS#867198

All city amenities available at street; including PUD water, electricity, natural gas, cable TV, city sewer and city garbage pick-up. Lovely Danya Wolf evergreens and deciduous trees. Over 360-708-8294 1/5 of an acre! Includes two tax parcels! MLS#863875

Let us hand you the keys to your new home!

Beautiful, peaceful setting. Imagine waking up each morning to spectacular views of Sauk Mountain, the Cascades, Skagit River & the valley below...! Enjoy privacy in a Shirley Bertholf park-like atmosphere w/panoramic 360-840-1863 views. Close to town. Nice hiking through forest w/cedar groves. What more could you ask for? MLS#175569

Lake view lot in Big Lake! Tract A (P17995) a gently sloped partially wooded lot on South end of Big Lake.

Enjoy the sunsets on this 1/3 acre lot!

MLS#853972

3709 BEAL ST, BELLINGHAM 98225

Danya Wolf 360-708-8294

$1,000,000

COMMERCIAL/LIGHT INDUSTRIAL

2.55 acres of light industrial land located 1 block South of Meridian Street. Great I-5 visibility! The parcel is currently comprised of 6 sfr, of which 4 are actively rented, generating a total monthly rental of approximately $4000.00 per month. (3713, 3711, 3709, 3705 Beal Street and 906 & 910 Baker Street) All tenants are on month to month or short term leases. This is a great opportunity to continue your revenue stream while finishing your final planning for the parcel. MLS#818713

Sandy Everett 360-202-3706

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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January 8, 2016