Real Estate Weekly | November 13, 2015 by Skagit Publishing

Re-Weekly content sponsored by: Northwest Fine Furnishings

TABLE OF CONTENTS Taxes

P. 4

Q & A: Ask Our Broker

P. 8

Beyond the Purchase

P. 9

Classifieds

PAGE

P. 10-11

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All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

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publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

November 13, 2015

NOW COULD BE THE TIME TO SELL A NEW HOME AND EARN A SLICE OF THE REAL ESTATE PIE Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in print and online with RE-Weekly.com.

IN PRINT AND ONLINE

CALL OR EMAIL TODAY! 360.416.2180 ads@skagitads.com

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November 13, 2015

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Taxes: New Rules for Mortgage Interest Deduction IRS requiring more info from lenders to confirm the mortgage interest owners can deduct

he Internal Revenue Service has a keen interest in your mortgage interest. One of the big perks of homeownership is the deductibility of mortgage interest, allowing owners to whittle down the amount of their gross income subject to tax. That’s the broad-brush rule, but like just about all tax matters, there are exceptions. For those lucky owners of more than one vacation home, for instance, interest is deductible on the mortgage of only one home beside a primary residence. Moreover, whenever interest either on one mortgage or two totals more than $1.1 million, the overage is not deductible, explains Melissa Labant, a tax specialist with the American Institute of Certified Public Accountants. Another wrinkle that impacts people in all income brackets, is that any “points” paid up front when buying a home are completely deductible the year of the purchase. But if you’re refinancing and pay points, the sum “must be

amortized over the life [of the new, refinanced] mortgage,” says Labant. (A point is 1 percent of the total mortgage amount borrowed, and paying points up front lowers the rate on a mortgage.) Confusing, yes. But if it’s any consolation, the IRS needs more help to keep track of who’s taking the right deduction. That’s why starting in 2017, for the 2016 tax year, lenders will have to send the IRS more info than the currently required for the total annual mortgage interest each loan holder pays. Lenders will be required to include the loan’s origination date – that will help identify refinances from purchase loans, says Labant. And, they must identify the amount of outstanding principal at the beginning of the year, in addition to the address of the property. Getting the mortgage interest deduction right is important, especially because the IRS, once it finds an error – improperly deducting points paid on a refinance, for example – will recover any tax amount due. Although new rules kick in for the 2016 tax year, mistakes made in the past, once discovered, will trigger a bill.

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November 13, 2015

STAT THE RENTAL YOUTH

50 Percentage of millennials that rent their property.

Source: Pew Research Center and the U.S. Census

November 13, 2015

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www.WindermereSkagit.com RESIDENTIAL 2610 E. SECTION ST #82, MV

VACANT LAND $47,500

A Marlette home with great potential in the very popular Little Mountain Estates. Light, bright & airy this home boasts spacious rooms with a wonderful floor plan. Very nice family/den off the living room. The den could be a 3rd bedroom. Very nice back patio with mature landscaping. Call Sarah Minton, 770-3076 #819879

2610 E. SECTION ST #87, MV

$78,500

Well maintained home in Little Mountain Estates. This 3 bed, 2 bath home features an open floor plan to allow for natural light as well as a breakfast nook. The back yard is full of beautifully manicured vegetation that backs up to the community park. Call Jake Koetje, 466-8045 #828661

49 WILLOW LANE, MV

$285,000

$139,000

Rustic 2 bedroom country cottage on 2 acres, fenced pasture, 24x36 outbuilding/garage & enclosed shop, dead end rd. Enjoy hiking, fishing, trail riding,& bird watching. Call Warren Bingham, 770-2421 #859858

4457 JACOB PLACE, MV

$209,900

Very cute & neat as a pin 3 bedroom, 2 bath rambler on cul-de-sac in convenient Mount Vernon location. Many quality upgrades, house & property are in tip-top condition! New paint inside & out, garage built-ins, stylish tile backsplash, beautiful solid-wood flooring, trex decking, graveled off-street parking & accent lighting throughout. This house is in like-new condition. Call Jim Glackin, 428-2828 #864973

210 GARDEN OF EDEN RD, SW

$219,000

3 bedroom, 1.75 bath home, close to town, hospital & schools. This home has an additional parcel that is a buildable lot per the city. The back yard is huge & could be subdivided for additional building site. Home has open floor plan. Kitchen with eating bar & dining room. Parking for your toys or RV. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 #834053

4612 NOOKSACK LOOP, MV

$239,950

Skagit Highlands - move-in ready, super clean, gas heat, tankless w/h, large fenced backyard w/ raised garden bed, all appliances included, 1680 SF, 3 bedroom, 2 baths, 2 car garage. More photos & information at SkagitValleyHomes.com. Bill & Jannette Krieger, 421-4446 / Shawn & Tiffany Danley, 488-3858 #839944

$369,000

Come see this NW contemporary modified A-frame - a custom home perfectly suited to its site! Peaceful Skyridge community offers easy I-5 & Mount Vernon access, privacy & large treed lots – 3 beds, 2.25 baths, 2187 SF. Call Jim Glackin, 428-2828 #840992

15408 STATE ROUTE 9, MV

1312 N 43RD PL, MV

$295,000

1910 farmhouse plus a 1980 Mfg home on 2 adjoining lots totaling 7.93 acres. Beautiful mountain & valley views, fruit trees, & rolling pasture space. Individual Septic systems for both properties; shared well between the 2. Lots of possibilities. 2254 SF, 4 beds, 2.25 baths. SkagitValleyHomes.com. Bill & Jannette Krieger 360-421-4446/ Shawn & Tiffany Danley 360298-4857 #855253

We list more homes than anyone else in Skagit County. 10813 POTTS RD, SW

17325 OLYMPIC PL, MV

Multi-tenant income producing property on Willow Lane in Mount Vernon. Live in one unit and create a stream of income with the other two units. Or enjoy the income of all the units. Call April Axthelm, 6614947 #784134

300 N. OAK ST, BURL

$299,900

Turn of the century home offering beautiful millwork & character. Free standing gas stove, formal dining & living rooms. Lg. master suite. Wrap around deck, outbuilding & garage. Exterior access for large attached office w/ kitchen & bath. Great location. Call Linda Eastman, 202-4075 #865119

3524 SENECA DR, MV

$314,900

Quality home with pride of ownership! 4 bedroom, 2.75 bath and 2368 SF home in a peaceful neighborhood. Greenbelt facing with trail access! Call Travis Miller, 420-7291 #859496

507 N. 1ST ST, MV

$324,000

Remodeled triplex located close to downtown, shopping & medical district, easy freeway access. Each unit is 2 beds, 1 bath. Open floor plans, light & bright, kitchen w/ breakfast bar & eating area. Lower level has an add’l 500+SF of space. 4 private storage spaces. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 #827196

13862 S. FREDONIA RD, MV

$349,000

Classic Farmhouse on 1.49 level acres. 2400 SF w/cozy gathering room off the kitchen, formal dining, & spacious formal living room. Large pantry/laundry. Upstairs the master bedroom has fireplace, private .75 bath. 3 additional bdrms & full bath up. Property has mature landscape, greenhouse, detached carport w/RV parking & shop rm, orchard, plus shop-ready slab. Call Megan O’Bryan, 708-5817 #862176

$444,900

This home has 4 bedrooms, 4 baths, & 3600+ SF. Large rec room with a kitchenette. 2 fireplaces. Artistic drywall gives this home tons of character. Quiet location at the end of the cul-de-sac & close to everything. Granite counter tops, gourmet kitchen stove, walk in pantry. Call Becky Elde, 770-9427 #805059

18869 QUAIL DR, MV

$459,000

Desirable Cascade Ridge tri-level home on 2+ acres. Refinished hardwood floors, granite countertops, walls of windows, lots of outdoor entertaining space, 2412 SF, 4 bedroom + bonus, 3 bath, 3 car garage. More photos & information at SkagitValleyHomes. com. Call Bill & Jannette Krieger, 421-4446 #808902

17995 W BIG LAKE BLVD, MV

$459,900

NO BANK WATERFRONT, 140 feet of Big Lake frontage offering spectacular lake, mountain & golf course views. Approx. 512 SF dock, lg. detached 3/4 bath house, RV parking. Over 1400 SF of living space, 3 bedrooms, & beautiful cabinets with a Murphy bed can be used as an office or guest bedroom. Open floor plan. Call Linda Eastman, 202-4075 #834932

5459 PARKRIDGE PLACE, SW

$525,000

Charming 2 story home in beautiful Park Ridge. Sitting on a shy 5 acres & surrounded by fruit trees. This house features a full mother-in-law in the downstairs floor & 7 bays in the garage/shop. The home has new exterior & interior paint. Paved driveway, a huge deck with a hot tub. Call Nathan Loeb, 333-7197 #863717

18907 W BIG LAKE BLVD, MV

$897,000

Big Lake Custom home w/100 ft of waterfront features 4 bdrms including master suite, 3.5 bath, rec rm, & bonus rm plus a 4-car garage. Gourmet kitchen w/an impressive marble island w/eating area, family, dining & living room, 3 sets of French doors leading to the expansive deck w/uninterrupted lake views. Call Sherry Johansen, 708-3636 #771852

10219 HALLORAN RD, BOW

23317 PRINGLE ST, CLEAR LAKE

15939 STATE ROUTE 9, MV

360-661-4947 360-421-4111 360-770-9427 360-421-4446 360-941-9443 360-708-5030

David Mani Deborah McNeal Dick Nord Donna Rowell Elizabeth Miller George Bellos

425-319-7091 360-707-8073 360-661-6529 360-708-7984 360-420-3607 360-708-9762

Geri Cole Harry Ota Jake Koetje Jamie Yantis Jannette Krieger Jim Glackin

360-391-1614 360-708-3500 360-466-8045 360-540-5264 360-708-0233 360-428-2828

14485 CHANNEL DR, MV

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360-202-2500 360-708-1010 360-840-9455 360-421-1189 360-421-3082 360-202-4075

$229,000

Beautiful Channel, mountain, & farmland views from this level, cleared 1 acre lot in desirable La Conner School District. Enjoy peaceful waterfront living on the Channel. Power, water, gas in street. Corners clearly marked with railroad ties. Unobstructed Channel views to the west, farmland & Mount Baker to the east. Call Megan O’Bryan, 708-5817 #791785

DOWNEY ROAD, LA CONNER

$325,000

Rare 19.66 acres north of La Conner with lot certification. Enjoy the views of Mt. Baker & the Cascades from your new home & lease the balance out to a local farmer. This is a rare opportunity to own less than 40 acres in the ag zone with a building right. Call Jim or Balisa Koetje, 421-4111 #733701

5293 ISLAND VIEW WAY, BOW

$475,000

View Samish Bay, Padilla Bay, islands, brilliant sunsets & picturesque farmlands from this 5 acre building lot. Quick access to I-5 & Chuckanut Drive for any easy commute north or south. Located in a neighborhood of newer homes. Includes a drilled well. Last available 5 acre lot. Call Warren Bingham, 770-2421 #812976

$960,000

Secluded 3.74 acres & 200 ft of waterfront including tidelands. Gorgeous view of Samish Bay & Mt. Baker. 4 bedroom, 4766 SF house is full of island charm. With a 2 bedroom, 2 bath guest house, garage with workshop & a barn. Wooded area with over 65 rhododendrons. Call George Bellos, 708-9762 #827126

Jim Koetje Josh Scott Karen Beckner Karine Anderson Lee Ann Dean Linda Eastman

$108,000

Nice view property. Great location the property has a well with the Department of Ecology tag on it. It was put in, in 2002, but the county will not issue a permit for construction due to building moratorium. Nice recreational property. Call April Axthelm, 661-4947 #784662

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 April Axthelm Balisa Koetje Becky Elde Bill Krieger Cindy Sullivan Dave Patterson

$68,500

Over 1 acre building lot with PUD water, power in the street, critical area survey completed & recorded lot certification. The property is partially cleared & nestled back off the road for country living. Development is designed for 4 homes. Most of the preliminary work is completed, needs septic design & installation. Call Linda Eastman, 202-4075 #838443

Margy Furst Megan O’Bryan Nathan Loeb Rita Ingram Robin Lee Luif Sarah Minton

360-488-3458 360-708-5817 360-333-7197 360-708-8338 360-420-2026 360-770-3076

Shawn Danley Sherry Johansen Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-488-3858 360-708-3636 360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

November 13, 2015

Bi Bu Ca Ca Ch

www.AnacortesRealEstate.com RESIDENTIAL NEW!

2102 PENNSYLVANIA CT, ANACORTES

NEW PRICE!

431 OAK HILL LN, BURLINGTON 2001 DOWN JONES WY, ANACORTES

$349,000

Meticulously cared for home w/newer roof, some windows & paint. 3 bedrooms, 1-1/2 bath, large family & dining room areas plus an extended living & eating area w/gas fireplace. Large fenced yard & covered deck w/raised gardens & shed. A shop or turn back into a single car garage plus RV/boat parking. Home sits at the end of a street & is close to town, schools & easy Whidbey or HWY 20 access. Great home and value. Gina Davis 360.708.7794 MLS# 867579 NEW!

4223 MITCHELL DR, ANACORTES

$278,000

Duplex with ideal location on the hill (no flood insurance) near hospital, parks, with easy I-5 access. Spacious 2BR, 1BA, 1026 sq ft each unit with individual one-car garage. Many upgrades including roof ‘08, hardi plank siding ‘00. Excellent rental history. Great investment property or live in one side and rent the other. Cynthia Aanestad 360.610.0120 MLS# 867954

7805 EVERGREEN LN, GUEMES ISL

$725,000

2751 SF w/high quality finishes & features including: a vaulted ceiling w/a wall of windows, hardwood floors, old growth fir trim & beams. Radiant floor heat on the lower level, low maintenance decks on all levels, tankless water heater. Gourmet kitchen w/ Jenn Air appliances, large island & walk-in-pantry. Upper level master suite w/balcony. Lower level family rm, bonus rm, 1 BD, 3/4 BA. Easy access to community beach. Margi Houghton 360.202.0041 MLS# 805580

430 CAYUSE PL, LA CONNER

$329,000

Well maintained 3 BR 1-3/4 BA home nestled in the trees at the end of the cul-de-sac in the gated community of Snowline. This home has a flowing floor plan w/3 floors perfect for large gatherings. Main floor features open kitchen, living & dining room w/free standing stove to keep cozy on those winter nights! Snowline amenities include club house, swimming pool, tennis courts, hot tub, sports arena, play area & full time security/manager. Rebecca Chamberlain 360.421.5021 MLS# 842281

19817 APOSTOLIC WY, BURLINGTON

November 13, 2015

Cheryl Frazier Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy

360-202-4789 360-770-9638 360-202-2155 360-610-0120 360-391-2422

Gina Davis Jack Dixon Jackie Stone Jessica Notaro Joan Handelmann

360-708-7794 360-941-5000 360-661-2247 360-202-1441 360-202-4800

$325,000

19817 (P62339) is approx. 58,000 SF & has 2004 mobile home on it. 19815 (P62336) is approx. 16,600 SF & includes an approx. 1860 SF building used as a church & older mobile which could be used as a classroom. County issued two lot certs. End of property is supposed to revert to City of Burlington. Buyer should consult w/city for present & future uses. Judy Moore 360.770.3515

MLS# 821126

Looking for a Rental? www.rentalswpm.com LAND

NEW!

14343 JURA WY, ANACORTES

$495,000

This unique home on over 2 acres offers you privacy plus views of Mt Baker & Similk Bay. This remodeled home has a 50yrs stone coated metal roof, wrap around composite deck w/ glass railings & views from almost every room. Deluxe kitchen w/granite countertops & center island. Key living on the main level w/spacious master suite. Natural gas radiant heat for the home. Lower level has 2nd master suite, huge family rm w/wet bar plus a rec room area too. Large lot w/room to build a garage and more. Colleen Sargent 360.202.2155 MLS# 868392

LEEWARD LANDING, ANACORTES $479,000 - $509,000 Part of the unrivaled collection of 10 custom-contemporary water’s edge lots to be built on by Strandberg Construction. Perched above the Guemes Channel Trail with access just a moment away, enjoy panoramic views of the dynamic boating activity & the surrounding San Juan Islands. Lush landscaping, a fenced buffer & a private gated entry create this delightful neighborhood. Colleen Craig 360.770.9638

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291

ill Robillard 360-770-4707 uzz Ely 360-202-4626 aroline Baumann 360-202-7327 atherine Mers 360-982-6831 hristine Cleland-McGrath 360-708-0267

$299,500

Updated home w/2BR, an office & 3 bathrooms on a quiet street in the heart of Shelter Bay is handicap accessible. Mature Landscaping & a spacious deck set the stage to enjoy views of the marina & mountains. Open floor plan w/updated kitchen, new carpet, laminate floors plus vaulted ceiling & clerestory windows to bring in the light. Key living on the main level w/lower level office or guest space plus spacious family room. Storage space is incredible. Oversized 2-car garage w/shop. Move in ready. Colleen Sargent 360.202.2155 MLS# 822950

$689,000

Custom craftsman on quiet RockRidge cul de sac. Open floor plan w/gas fireplace, inviting kitchen w/ maple cabinets, Corian counters, island, 2 sinks & custom tile. Skylights! Oak window trim, solid oak floors, fir interior doors, French doors to several decks. Master suite w/jetted tub, steam shower & heated marble floor. Guest wing can be closed for privacy. Oversize garage. Flower & vegetable gardens. Lot below has height limit. Debbie Macy 360.391.2422 MLS# 813812

7129 COUGAR GAP, GLACIER

ndermere Mortgage Services at (425) 268-7995

$450,000

Views of Fidalgo Bay & Mt. Baker from this private home on a large lot. Located at streets end, this main level living home is light & bright w/vaulted ceilings & skylights. Open floor plan w/kitchen open to dining area & living room. Master suite w/door to deck, private bath w/walk in shower & Premier Care step in tub. Lower level has separate zoned thermostat, a huge bonus room & two spacious bedrooms. Large deck, oversized 3 car garage. Debbie Macy 360.391.2422 MLS# 763360

3817 WEST 11TH ST, ANACORTES 906 S. 22ND CT, MOUNT VERNON

$169,000

Better than renting! Great for first time buyer or investor! Cute as can be single level town home in a very private setting. Nestled at the end of the culde-sac this 3 bedroom 2 bath home has a very nice floor plan. Large living room with open concept to the dining and kitchen area. The private fenced back yard with a nice size covered deck area is perfect for gatherings. Rebecca Chamberlain 360.421.5021 MLS# 845602

$519,000

Quality new construction home w/main level living. Upgraded finishes throughout; vaulted ceilings. Chefs kitchen featuring granite, maple cabinets, SS appliances & under cabinet lighting. Main level includes master, den/bedroom, another bedroom. Lower level has 2 add’l bedrooms, full bath, lrg game room/home theater & lots of storage. Craftsman style exterior w/front porch, rear deck, fully fenced & landscaped. 2 car garage. Leigh Zwicker 360.333.9975 MLS# 814656

John Prosser Judy Moore Kathy Rogers Kristi Gabrielse Leigh Zwicker

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360-202-3891 360-770-3515 360-941-4400 360-420-3119 360-333-9975

Linda Macy Lindi Kudlacek Margi Houghton Nate Scott Paul Necco

360-708-8284 713-822-9203 360-202-0041 360-708-2354 360-770-5989

Paul Weisz 360-391-7281 Rebecca Chamberlain 360-421-5021 Rick Bennett 360-202-2630 Rob Skelton 360-488-3776 Sarah Jones 360-333-2783 Tom Parr 360-941-7242 Vicki Cooley 206-949-1010

SHOULD WE TAKE ON A NEW MORTGAGE?

less. One reason our mortgage rates are so low is that investors worldwide are bringing cash to the US where prospects for at least preserving capital are far better. There’s no doubt that the U.S. real estate market We have a home that is mortgage-free but are has firmed in recent years. Home values have thinking of a new loan. Mortgage rates today are generally risen, foreclosures have fallen and interest low, and there is little room for them to go anywhere rates remain remarkably low. But, as they say on but up, so if we borrow now we will have cash when Wall Street, past performance does not guarantee rates are higher and thus an ability to buy more real future results. Moreover, success is not universal; estate when rates rise. What do you think? risk always remains in the marketplace. The National Association of Realtors reported that existing home values rose in 163 of 176 metro areas in the second quarter – a terrific result but one that also means values fell in 13 areas. More importantly, metro-wide reports may not It’s certainly true that mortgage rates are low. capture more localized trends. For instance, a new In late-September, 30-year prime mortgages were study by Weiss Residential Research, which looks at priced at 3.86 percent according to Freddie Mac, individual home values, shows that 23.4 percent of not terribly far from the 3.31 percent seen in 2012. all residential properties actually lost value during Logically it would seem that rates cannot go much the past year. lower but such an assumption could be wrong. Meanwhile, regardless of which way home For instance, many investors in Europe and Asia values move, your bet costs cash in the form of are now facing “negative interest” rates. This means mortgage interest. You will likely be able to get a if an investor deposits $100,000 they will get back

Question:

Answer:

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Q&A

ASK OUR BROKER By Peter G. Miller

tax deduction, but still there’s a real out-of-pocket expense. What happens if your income declines? Or your investment does not work out? If you have a mortgage-free home you might think of your “return” as equal to the interest you do not pay, a “savings” and unlike “income” money that is not taxable. Or, you might think of in terms of cash flow, not having to make monthly payments for principal and interest. In many households such lower monthly costs have great value. There is no certainty with any investment option and some of those with mortgage-free homes will be elated to keep them that way while other owners will see homes as an asset which can be used to fund additional investment opportunities. Whatever choice you make, be sure to look carefully at local real estate trends, the more local the better.

November 13, 2015

BEYOND THE PURCHASE

The homebuying process doesn’t end at closing. Follow these steps to ensure you’re prepared for life as a homeowner

eady to sit back and relax after closing the deal on your new home? Don’t get too comfortable. There are plenty of important projects, both big and small, that new homeowners need to accomplish before getting settled into their new place.

fixing any outstanding problems with the structure of the house.

Money Management

Another essential tip for new homeowners is to create a budget that takes into account the expenses that Inspection & Repair come with the new home. If it is an existing home in question, “You may have an idea of how much the most important step the homeowners [your new home] will cost, but the reality is that it often costs more,” Cohn says. need to take is a thorough home inspection, says Stephen Melman, Homeowners should start their budget by calculating their mortgage payment based director of economic services at the National Association of Homebuilders in a on the monthly principal, interest, taxes Washington, D.C. and homeowners’ insurance, or “PITI,” according to Carol Chua, a Coldwell Banker An inspection is typically conducted agent in Pasadena, California. before the contract for the home is Chua reminds condominium and fully processed, but Melman suggests townhome owners to budget for that homebuyers take advantage of homeowner association fees, which cover inspectors as a resource, and ask them to expand their inspection and make maintenance of common community recommendations and suggestions for areas. Don’t forget to check if local tax improving the home. This is a great opportunity for rates have changed recently, says Carole Weinberg, a CPA and partner at NCA homeowners to learn about “energyFinancial Planners in Cleveland. “You related issues, landscaping issues like ground sloping, etc. Inspectors can tell you have to factor in real estate taxes, and how to preserve the house and keep it in not necessarily what the current owner is good running order,” Melman says. paying. Yours could be different.” The budget also should include Cynthia Cohn, a Realtor in Pasadena, California, says larger repairs and utilities, Weinberg says, which can be upgrades include appliance and electrical higher than expected in large homes that upgrades, a new hot water heater or are available at low prices lately. Upkeep

November 13, 2015

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is another major expense. “If you’re buying an older home, you might need to factor in … getting a new roof in the next three years. Or what’s the condition of the water and sewer line?” Weinberg says.

Decorating & Remodeling

Besides repairs, structural changes and system updates, aesthetic changes are important for homeowners to truly feel at home. Chua notes that if the home is a turnkey property, that is, a home that is ready to move into right away, the only changes needed are usually cosmetic. A new coat of paint and new flooring are common updates that new homeowners take on right away, she says. Drapes, blinds and wallpaper updates also are popular. Chua offers a few alternatives to expensive remodeling projects if you’re looking for a fresh look in your new home: “If you don’t like the way your kitchen cabinets look, it’s much cheaper to paint them rather than replacing them outright. This is a quick trick that really gives your kitchen a facelift.” A bare-bones bathroom update would include new flooring, faucets and light fixtures. “It will make a big difference for not a lot of money,” Chua recommends. 9

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CL A ASSIFIED SSIFIEDS S 1 - 4 Bdrm Rentals. Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com

2 bed 1 他 bath well maintained 4 plex in SedroWoolley, 2 car garage, washer/dryer, gas fireplace, $975 mo., $950 deposit, no pets no smoking. Piazza Realty Property Management (360) 424-7368.

2 BDRM IN PARK VILLAGE $33,900

Jayflight Bungalow park model, 8x40 (12x40) extended, new in 2012. Used 8 months, new awning, microwave, sleeps 8, has air conditioning, 3 slideouts, fireplace, large TV, $28,000. Call 360-419-0970.

Freshly painted, light and airy, new window coverings, this unit is move in ready. Large Master bedroom with Master bath and walk-in closet. 2 full baths. Park village is well maintained Mobile Home park near all amenities. MLS # 861799 Bill Rimmer Preview Properties Skagit (360) 708-3117

MV. Nice 2 Bdrm, 1他 Ba. Garage. Gas heat. W/S/G pd. No pets/smoke $950 mo. $900 dep. Background chk, 610-9860 Lv msg.

Open House Nov. 14, 11am to 1pm

5556 TimberRidge Drive Dir: E on College Way, Right on Skagit Highlands Prkwy, Left on Crested Butte, Left to Timberridge Dr. 2520sf, 4BD/2.5BA Granite Counters Walk-in Pantry & Closet Oversized Master Bdrm Fully Fenced $295,000 MLS#868910 Danielle Russell

13 + ACRE LOT $279,900

360 202 9818 John L Scott Skagit

BUILDINGS, INC. TRUSTED LOCAL Construction Roofing Gutters www.spane.com

OPEN HOUSE Nov. 14 & 15 1pm - 4pm OPEN HOUSE Sat. 11/14, Noon-3pm

800-310-2136

only

Please ONLY YOU CAN PREVENT WILDFIRES. smokeybear.com

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DOCUMENT PRINTED AT: 100% ECD ART DIRECTOR

BACINO/REINHARD STOA

10 13, 2015 10- November COPYWRITER ALLISON

12214 State Route 9 Clear Lake, $239,500

Large 3bdrm. 2ba. home on Cul-de-sac in the desirable Skyline area. New never used appliances. Also new granite, floors, and lighting. MLS# 857390 Call or Text (360) 201-8886 for showing.

Great home, move-in ready, 3 bed/2 bath Rambler, 1700 sq ft with beautiful mature landscape and large backyard, Custom Rock Fireplace in living Rm, Bonus Room could be 4th Bedroom, Updated Windows New paint & carpet, Additional acreage available, Great location for Home based business, lots of parking, MLS #844118 Call Travis Lohman (360) 661-4533 Brown McMillen

Open House Wednesday November 11th, 3:30-5:30 Hosted by Spencer Roozen

TAKES A SPARK.

CLIENT APPROVAL: IMAGE NOTES

10306 Collins Road Sedro Woolley, $409,500 Lovely new home with 2,325 sq. ft. of living area all on one level. Attached 2-Car Garage and 700 sq. ft. of roofed over decks for year round enjoyment. Also has full storage space under home with 7' high ceilings. You will love the hardwood floors and open floor plan with vaulted ceilings. LINKS Erik Pedersen AClogo_blk.eps Call Jeff Ingman 360-391-1935 USForestry_BWlogo.eps 360-202-2859 erikpedersengroup@gmail.comNASF_logo.eps P4597_SMOKEY_BW.eps INSERTION NOTES underline.ai Brown McMillen Keller Williams None Real Estate Western Date: None Realty

NEW HOMES - 1,370 1,870 SF two-story and rambler homes craftsman style homes. Granite slab kitchen w/pantry. Master suite with walk in closet. Engineered flooring, HIE forced air hear and water, fully landscaped lot. USDA, FHA, VA. $229,900 - $257,900 T: 2 in

Bill Rimmer Preview Properties Skagit (360) 708-3117

HOME FOR SALE ANACORTES

S: 1.8125 in

S: 1.75 in

1 acre designated as building site just off Gunderson Rd between Big Rock & Clear Lake. Build the home of your dreams, fenced property, bring your horses. Close in yet still in the country. Also available 2, 1 Acre building lots next door. MLS # 859201

Lic#SPANEBI141JD T: 2.0625 in

OPEN HOUSE Sat. Nov. 14th 1- 4 pm

1312 N. 43rd Place, Mount Vernon, $444,900 This home has a lot of square footage & a nice layout with 4 beds, 4 baths plus a large rec room with a kitchenette. 2 fireplaces. Quiet location at the end of the cul-de-sac. Granite counter tops, gourmet kitchen stove, walk in pantry. Extra space in the garage for a shop or boat/cycle storage. MLS #805059 Call Spencer Roozen, 360-708-0634 WRE/Skagit Valley

Joseph Mason Keller Williams (360) 201-8886 Text or Call 2211 Rimland Dr. Bellingham 98226

CUTE 2 BEDROOM HOME

Must see cute 2 bedroom house in Sedro Woolley. Original hardwood floors through out. Within walking distnace to town and schools. Fenced in backyard. Appliances come with house. $185,000 OBO. Please call for an appt. (360) 899-5774.

Material Close: None

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REAL ESTATE WEEKLY RE-Weekly.com November 13, 2015

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