Real Estate Weekly | May 29, 2015 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

BUILDERS CONFIDENT IN HOUSING RECOVERY P. 4

MEET THE MORTGAGE TEAM P. 8

Q & A: ASK OUR BROKER P. 9

OPEN HOUSE May 30th, 2015 Noon to 3PM FEATURE HOME: 3801 Laurel Court, Mount Vernon Ron Wortham, Brown McMillen R.E.

RealEstate weekly

SEE PAGE 3 FOR MORE

$379,000 (360) 661-1500

A supplement to the Skagit Valley Herald and the Anacortes American

CLASSIFIEDS P. 1011

MAY 29 - JUNE 4, 2015

Re-Weekly content sponsored by: Heritage Bank

TABLE OF CONTENTS Builders Confident in Housing Recovery P. 4 Meet the Mortgage Team

P. 8

Q & A: Ask Our Broker

P. 9

Classifieds

P. 10-11

PAGE

RE-Weekly.com SKAGIT PUBLISHING

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings! 320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153 W NE

OPEN HOUSE SAT MAY 30TH 1-3PM 18019 Mariposa Lane, Mount Vernon $550,000 Dir: S on Hwy 9, Left on Walker Valley Rd, Left on Mariposa Ln. Custom Big Lake View home. Rambler w/daylight basement. Built in 2003, on 0.42 acre. 4 BR, 3 BA, 4322 SF. Finished, heated 3 car garage w/ shop. Many great amenities must see! MLS #664286 Call Charlie, 708-1415 or Jeannie, 708-9645

Burlington $224,900 Terrific low bank riverfront home. Peaceful & private location. Fantastic great room w/lg. deck overlooking Samish River. Updated roof, windows, new carpet & paint. Tons of storage & room for nice RV under carport. Park-like yard has lots of privacy from street. MLS #705750 Call Elizabeth, 708-8800

Wilma Louia Designated Broker/Owner 661-1631

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Marblemount $149,900 First time ever on the market. Unique riverfront property. Located on the Cascade River in Marblemount. Main home is 1 BR, 1 BA. 3 structures on property. Approx. 5 acres with gorgeous Mtn. views & medium bank river frontage. MLS #739810 Call Debbie, 708-8780

Mount Vernon $249,900 2352 sq. ft. home. Newly remodeled. 3 BR, 2 BA. Large 1200 sq. ft. shop. Over 1 acre. Newly landscaped. No Flood Insurance. Very clean and move-in ready! MLS #786323 Call Mike, 540-1341

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Ivana Wood 770-3550

G TIN LIS

W NE

G TIN LIS

Mount Vernon $184,950 Charming 3 BR, 1 BA Craftsman style home. Lg. bdrms w/Cedar lined closets feat. built-ins. Light & bright kitchen w/original hardwood cabinets. Wood fireplace insert easily heats entire home. Fully fenced garden & private patio. 1 car garage w/shop/work area. Come see today! MLS #772427 Call Ron, 333-1045

Oak Harbor $195,000 Well cared-for Rambler. On private 0.39 acre lot. 3 BR, 1 ¾ Baths, shy 1200 sq ft. Beautiful Hardwood Floors. Built in 1993, S.S. Appliances. 2 car attached gar. + RV Parking. MLS #793125 Call Charlie, 708-1415 or Jeannie, 708-9645

Sedro-Woolley $209,950 Rambler on private 1.13 acre lot. Neighborhood of elegant homes. 3 BR, 1 ¾ Baths, 1312 sq ft. “ParkLike” Setting. 2 car attached garage, RV Parking. Home needs work- Priced to Sell. MLS #793175 Call Charlie, 708-1415 or Jeannie, 708-9645

Burlington $325,000 3 BR, 2 BA home. Master w/full bath upstairs. Family room upstairs. Main floor living room w/adjoining dining room. Attached 2 car garage. Separate shop, 1250 SF. MLS #628015 Call Wilma, 661-1631

Mount Vernon $425,000 Meticulous attention to detail. Custom built home. Gorgeous entry w/high ceilings. Open floor plan. 6 BR, 4 BA, 4650 SF. Immaculate kitchen w/granite counters & heated tile floors. Master ste w/walk-in closet & jetted tub. Covered deck, plus plenty of parking. MLS #651845 Call Ivana, 770-3550

Burlington $799,000 3 story 4500+ SF home w/4BR, 3.5BA. 1.3 acres w/ unobstructed views. Imported tile flooring, kitchen w/granite. Bonus rm. w/wet bar, office & storage rm. Att. 2300 SF garage w/2-14ft. doors. Detached carport & storage bldg. 2 trex decks & lg. patio. MLS #686783 Call Wilma, 661-1631

Mike Welling 540-1341

Debbie Benjamin 708-8780

Corinne Cartwright 202-2397

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Maggie deSouza 610-8413

Ayla Contois 610-1652

Kenny Sides 982-3400

Jennifer Baker 220-1526

Shelley Sides 755-555

Steph Vervaart 755-555

Traci Erickson Property Manager 755-5555

May 29, 2015

FEATURE HOME FROM COVER: 3801 LAUREL COURT, MOUNT VERNON

$379,000

Brown McMillen Real Estate 235 W. Rio Vista Ave. Burlington, WA 360.757.6013 www.BrownMcMillen.com

Ron Wortham 360.661.1500

Well-built custom rambler in quiet Eaglemont cul-de-sac with many features! 3 Bedroom, 2 full bathrooms, 2-car garage and a very private well-landscaped fully fenced backyard sanctuary. Parklike setting w/running stream and fish pond, lots of room to enjoy those Northwest Summer Days! Timeless ceramic tile floors, open kitchen design with granite and tons of custom cabinets to enjoy. Large Living Room with vaulted ceilings and lots of light. Very large Ensuite with its own access to the hot tub! $379,000

OPEN HOUSE May 30th, 2015 from Noon to 3PM

360.757.6013 800.869.7084

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

SALE PENDING RARE LISTING..3 Br., 3 Ba, 2 car garage off Waugh Rd. Lg quiet backyard, views of sunsets & so much more. $307,500. #789799 BURLINGTON PROFESSIONAL BLDG..1579 sf bldg in great Burlington location. Currently a dental office, great layout for variety of businesses. Adjoining lot also available. $299,900. #733399 SEED PROCESSING FACILITY..located on a level site near La Conner. Operating plant with 15,780 SF,buildings & equipment. $1,200,000. #757180 COMMERCIAL LAND..3 vacant com’l lots, direct visibility from College Way, own your own bldg., lots fully serviced & have wet land studies on file. Seller will carry contract or lease to purchase. $10.00 per sq.ft. #656495 $534,000. BUILDING FOR LEASE..prime location west side of College Way, between Papa Murphy & Skagit State Bank. Lessor will do 3-5 yr lease w/option to renew. $1500. Per mo. #659449

Jodi Dynes Terri Heyntsen Holly Hilts

May 29, 2015

333-7783 391-0938 661-5538

SALE PENDING CLOSE TO EVERYTHING..one level, cul-de-sac location w/3 Br., 1.75 Ba., gas heat wood burning frpl & easy care laminate floors. 2 upgraded Baths, jacuzzi tub, newer fenced backyard. $239,500. #784879 FOR THE HARD WORKING HANDYMAN!..This fixer could be a duplex, neighborhood business or restored home. Close to I-5 & shopping. $110,000. #785895 BUILD YOUR DREAM HOME..excellent 1/3 acre w/views of Big Lake & surrounding mtns is ready to go. All utilities in road incl. Nat’l gas. Close to golf course, $75,000 #598013 RARE BURLINGTON CAPE COD HOME..also a guest cottage,country feeling, 3 Br, 2.5 Ba. Incredible landscaping & much more. $412,500. #644502 SPECTACULAR VIEW.. In fill lot top of Alabama w/one of the most fantastic views of City, Bay & San Juans. $199,000. #657386

Tim Reichert Jeff Ingman Shelah Inman

391-5587 202-2859 661-0145

MOVE FAST ON THIS..sharp one-level, all gas appl., newer roof & exterior paint. Open floor plan,3 Br., w/hardwood, nice kitchen, lg fenced backyard,great deck & patio. $198,000. #791228 BUY TODAY - MOVE IN TOMORROW..Bow mini farm w/ 1792 sf home. 4 Br., 1.75 Ba. .6 acres & home includes barn, pasture & shop. $319,000. #788310 MV HILL,OVER 1/2 ACRE..and Duplex, room for another is over 5 ac, is located close to hospital up Mt Vernon hill, Medical type businesses surround the property. $349,500. #760295 PERFECT 10 ACRES..secluded, one mile from Freeway in Bow Hill area with year round stream & public water. $157,000 #731241 LARGE MOUNT VERNON LOT!..edge of town living off Francis Rd., .32 ac lot has Sound and Island views to enjoy with your new home. $78,000. #709836

Tod LeHecka Fritz Inman Jan Scally

333-1032 661-0147 421-5160

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MONEY MAKER..37.4 acres near Alger w/3 Br. home & outbuildings. Potential to Short Plat into 4 to 7 lots. $399,500. #790170 BAYVIEW RIDGE..unique private neighborhood w/established homes. Gorgeous 5 ac parcel, views in every direction. Quiet cul-de-sac. Close to schools & easy access to I-5. $279,000. #465808 SHORT DISTANCE..to downtown Fairhaven, salt water bay view!. Top B-Ham South hill area,beach access. 3 or 4 Br./office 3000+sf on quiet dead end street. $625,000. #789690 ATTENTION BUILDERS..two acres zoned R-2 ready to be developed. Potential for 8 or 9 lot subdivision with utilities in the street. Convenient to schools & town. $585,000. #772211 SAMISH ISLAND..no ferry, one level w/over 2700 sf. Private setting,lots of skylights, living rm w/fireplace, family rm w/gas stove. 3 Br, 1 3/4 Ba & dble garage. $329,950. #773960

Ron Wortham 661-1500 Mary Jo Reitsma 770-6013 Dave Parsons 391-4008

Galen Kindred Travis Lohman

770-7083 661-4533

BUILDERS CONFIDENT IN HOUSING RECOVERY

ew-home starts expected to increase throughout 2015 and 2016 Increasing employment, attractive mortgage rates, a growing economy and pent-up demand will attribute to the housing recovery that will continue throughout 2015, according to economists who participated in National Association of Home Builders 2015 Spring Construction Forecast Webinar. David Crowe, NAHB Chief Economist, expects 2015 should be

a good year for housing and 2016 could be even better, due to job growth, a gradual increase in household formations and plenty of pent-up demand. Crowe estimates 7.4 million lost of home sales occurred due to the slow recovery and uncertainty in the job and housing markets during the past seven years. â&#x20AC;&#x153;We expect at least some of these to return in the form of new home sales as job and economic growth continue to firm.â&#x20AC;? Crowe said in a statement. Millennials should

be the key for housing recovery. The share of first-time homebuyers significantly dropped during the housing downturn. (According to the National Association of Realtors, 33-percent of buyers in 2014 were first-time buyers, well below the historical average of 40 percent). First-time buyers are expected to boost the housing market, as the unemployment differential between young people and others is shrinking. Single-family housing production is expected to post a 9-percent gain in

2015 to 704,000 units and jump an additional 39-percent to 977,000 units in 2016. The NAHB Remodeling Market Index, which averages ratings of current remodeling activity with indicators of future activity, stands at 57 in the first quarter of 2015, which means more remodelers report market activity is higher than report it is lower. NAHB is forecasting that residential remodeling activity will be increasing gradually until 2016, at about 2.3-percent each year.

MILLENNIALS SHOULD BE THE KEY FOR HOUSING RECOVERY. 4

RE-Weekly.com

May 29, 2015

SMARTER. BOLDER. FASTER.

North Homes Realty Inc.

AMERICAN DREAM REAL ESTATE SERVICES, INC.

360.424.2100 • www.century21northhomes.com $239,000

MLS# 766621

• 3 bdrms, 2.5 bths • Den or office • All appliances & fpl • Close to park

$80,000

$163,000 $239,000

MLS#740919

MLS#721970

• 12 private acres • 2 bdrm, 2 bath • Large shop w/power • Equip. port

MLS#787106

$69,500

• 3 levels of living • Private 2 acres • Close to I-5 • Priced to sell

A Must-See on the 6th Tee!! #715759 • $380,000

• ½ acre • Corner lot • Camano Island • Priced to sell

MLS#782594

Open House 5/31 1-4pm

Quiet 2 Acres in the Lake Cavanaugh Area #792826 • $169,993

• Outside lot • Top 55+ park • Spacious kitchen • All appliances incl.

$329,000

Terrific opportunity to live on a quiet 2 acres in the Lake Cavanaugh area just outside of Mount Vernon with easy access to HWY 9. This 3 bedroom 2 bath 1440 sqft 1992 home features forced air heat, fire place 2 car garage and individual well and septic. This property is priced to sell! Don’t miss out!

MLS#753308

• 1 story • 4.5 acres • 3 car garage • 3 bdrm + office

$118,250

MLS#785757 $249,000

• Bright and clean • Fully fenced yard • Detached shop • Large deck

MLS# 688726

• 4.56 acres • Fantastic views • Lg kitchen w/island • Rec room

$227,900

SOLD

• Pride of ownership • Hot tub, * Detached shop • Close to I-5

$895,000

MLS#769739

• 85 +/- ft waterfront • Dock • 2836 sf, 4 bdrm • 1464 sf shop Amy Wickenhagen 630-9479 Anita Kohl 961-7795 Arlene Vonachen 853-6429 Connie Moulaison 770-1341 Courtney Aldrich-Moore 425-640-5709 Dawn Hardman 540-0058 Duane Gish 770-9299

2200 sqft Skaqit Golf & Country Club home on the 6th tee box. Wonderfully maintained newer 3 bed 2.5 bath home on a beautifully landscaped large corner lot. Home features light open flowing floor plan, tile roof, 3 car garage, gas heat & AC, security system, perimeter lighting and much more. Truly one of the finer homes in the neighborhood don’t miss out. This is a must see!!

$149,950

$449,000

Little Mountain Retreat #751937 • $264,500 Fannie Mae Homepath Fabulous retreat in Little Mountain area! 10 acres w/ a great house on the property. Over 1800 sq. ft., 3 bedrooms, 2 1/2 bathrooms, with open kitchen family room w/ pellet stove. Master suite has private bath & closet. The upstairs offers 2 spacious rooms, with a 2nd bathroom. All set on a very private wooded 10 acres near town. Nice outbuilding too.

NOW HIRING!

MLS#581609

• 5+ acres • Privacy • Well & Pump in • View Potential

George Herner 840-3743 Jackie Lindeman 770-9080 Karl Morse 395-5405 Kenda Furman 391-0030 Larry Lundeen 982-0447 Margie Ernst 708-3198

MLS#643410

• 30+ Plus • House on lot • Private • Multi purpose use

Maria Mendoza 610-3309 Marlene Deasy 661-6720 Mel Strickland 206-948-4392 Mike Newman 708-1419 Rick Kiesser 770-1195 Richard Sundance 420-4046

TWO AGENTS ~ WILL TRAIN ~ CALL TODAY!

Sandi Hocking 708-1523 Sandi Riley 770-8670 Sharon Stokes 661-6164 Shelley Camacho 708-4377 Tamara Cooper 630-9127 Traci Cypher 708-9481

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

Like American Dream Real Estate Mount Vernon

www.adrhomes.net

13 billion

STAT INTERNATIONAL INVESTORS ON THE RISE

Capital from international buyers invested in commercial real estate in North America in the latter half of 2014. Source: National Association of Realtors

May 29, 2015

RE-Weekly.com

www.WindermereSkagit.com RESIDENTIAL 1228 S. 6TH ST, MV

$99,000

INVESTORS!!! Take a look at this! Great bones just waiting for your personal touch. 1800+ SF 3+ bedrooms, 2 baths on a shy 1/4 acre lot. All the heavy lifting and gutting is done. It’s mostly blank canvas, come make this home shine! Call Jamie Yantis, 540-5264 #755955

NEW

5 QUINAULT WAY, LACONNER

$215,000

OPEN HOUSE SATURDAY MAY 30TH, 12-2 Mount Vernon Hill home, 3 bdrms, remodeled kitchen & bath. Large open living & dining room, several built ins, high ceilings, wide trim, country style front porch & covered utility/mud room. Close to High School, YMCA, medical district & I-5. Fenced back yard, custom made chicken coup & large garage. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 #764196

1308 S. 12TH ST, MV

$215,000

Adorable 1930s home in a desirable Mount Vernon hill neighborhood. Lots of natural light, including a huge solarium. Garden space in private, fenced back yard. Walking distance to downtown, schools, & hospital. 1 story, Move-in ready. Call Tahlia Honea, 333-5815 #763382

12839 EAGLE DR, BURLINGTON

$317,000

Country Club 4 bedroom move-in ready home, with large composite deck. Brand new carpet throughout the upstairs. Fresh interior paint. This meticulously clean home features spacious living areas, including a light-filled living & dining room with views of the golf course, new wide-plank flooring, fireplace insert. Attached garage. Call Megan O’Bryan, 708-5817 #772515

300 N. OAK ST, BURL

$359,500

Turn of the century home offering beautiful mill-work & character. Free standing gas stove, formal dining & living rooms. Lg. master suite. Wrap around deck, outbuilding & garage. Exterior access for large attached office w/ kitchen & bath. Great location for possible commercial Business or Residential usage. Plenty of parking. Situated on 3 1/2 city lots Call Linda Eastman, 202-4075 #713580

We list more homes than anyone else in Skagit County. 7694 STATE ROUTE 9, SW

$225,000

814 DANA DR, SW

427 BARRY LP, MV

NEW

30171 S. SKAGIT HWY, SW

$429,900

Custom sprawling Ranch home offering 2624 SF of open living. 3 beds, 2.5 baths plus office & huge bonus room. Barn w/loft +3 stalls on over 11.5 acres. Call Elizabeth Miller, 420-3607 #766614

16840 STATE ROUTE 536, MV

$444,900

This well-designed 2913 SF home has a deluxe kitchen, dining room, vaulted ceiling living room & a great master suite. 3 beds, den/office, plus 2 bonus rooms! Enjoy the sunrise & sunset views from your covered front porch & partially covered back deck. Great equestrian & gardening opportunities! More info. At SkagitValleyHomes.com Call Bill or Jannette Krieger, 421-4446 #776500

17995 W BIG LAKE BLVD, MV 418 S. 38TH PL, MV

$385,900

Hilltop 4,052 sq. ft. home, 5 bdrm, 2.5 bath, gourmet kitchen w/granite, butler’s pantry w/sink & wine cooler, oversized Master Suite w/his & her walk thru closets. Huge upper bonus room. Covered patio has gas frpl, wired for TV. Fruit trees, fenced. Call Warren Bingham, 770-2421 #787150

$459,900

Wonderful Big Lake low-bank waterfront home with expansive lake views! Dock, landscaped yard, boat launch ramp, outbuilding, large 784 SF garage w/.5 bath for extra storage & workspace. Beautiful interior spaces, instant hot water, new roof & much more! Quiet private location on the lake. Call Jim Glackin, 428-2828 #775532

$259,500

1 level rambler home nestled at the end of a small established development surrounded by comparable homes. Approx. 1350 SF, family, dining & living rooms. Newer gas range & beautiful rock backdrop with a gas fireplace. Attached 2 car garage, fenced back yard & great deck. Plenty of room for a garden & RV. Call Linda Eastman, 202-4075 #784068

3471 RENEE DR, SW

18429 W BIG LAKE BLVD, MV

Nice mini farm just outside Sedro-Woolley. Barn, shop, chicken coop, & fenced pasture for your animals. Home has 3 bedrooms & 1 full bath. Hot tub stays. Additional rec room downstairs with access from outside. Home has good siding & a newer roof but needs updating inside. Call Becky Elde, 770-9427 #766088

$374,900

Well maintained 4 bdrm home in a beautiful neighborhood! Large living room, formal dining room, kitchen is open to family room w/views to backyard, patio, & beautiful waterfall. Upstairs has 3 large bdrms plus master suite. Beautiful landscaping & a private backyard. Call Jim Glackin, 428-2828 #786547

360-661-4947 360-421-4111 360-770-9427 360-421-4446 360-941-9443 360-708-5030

David Mani Deborah McNeal Dick Nord Donna Rowell Elizabeth Miller George Bellos

425-319-7091 360-707-8073 360-661-6529 360-708-7984 360-420-3607 360-708-9762

Harry Ota Jake Koetje Jamie Yantis Jannette Krieger Jim Glackin Jim Koetje

360-708-3500 360-466-8045 360-540-5264 360-708-0233 360-428-2828 360-202-2500

13580 CLAYTON LN, ANA

RE-Weekly.com

360-708-1010 360-840-9455 360-421-1189 360-421-3082 360-202-4075 360-488-3458

$659,900

Beautiful handcrafted log home overlooking Lake Campbell. This 3047 SF home has just been completely renovated with new cabinetry, countertops, fixtures, floor coverings, paint & much more. Fir logs, pine floor & a river rock fireplace. A great detached studio too! All nestled on a 3.96 acre lot with a great lake view. More info at SkagitValleyHomes.com Call Bill or Jannette Krieger, 421-4446 #778190

5798 CEDAR DR, BOW

$710,000

Beautiful 4,000+ SF home sits at the end of a private road on well-manicured grounds. This home has an open floor plan, with a tremendous kitchen built to entertain. Full finished day light basement & is equipped with large decks & patios perfect for entertaining. Come enjoy this peaceful & private home. Call Jake Koetje, 466-8045 #778282

18907 W BIG LAKE BLVD, MV

$897,000

Big Lake Custom home w/100 ft of waterfront features 4 bdrms including Mstr Suite, 3.5 bath, rec rm, & bonus rm plus a 4-car garage. Gourmet kitchen w/an impressive marble island is perfect fit for the serious cook or causal entertaining. The main floor offers an easy flow w/eating area, family, dining & living room, 3 sets of French doors leading to the expansive deck w/uninterrupted lake views. Call Sherry Johansen, 708-3636 #771852

$469,900

NO BANK WATERFRONT, 140 feet of Big Lake frontage offering spectacular lake, mountain & golf course views. Approx. 512 SF dock, lg. detached 3/4 bath house, RV parking. Over 1400 SF of living space, 3 bedrooms, & beautiful cabinets with a Murphy bed can be used as an office or guest bedroom. Open floor plan. Call Linda Eastman, 202-4075 #776203

Josh Scott Karen Beckner Karine Anderson Lee Ann Dean Linda Eastman Margy Furst

$560,000

Expansive view of Lake Whatcom on 5 acres with a bright spectacular home. All the amenities & high end appliances you would expect. Recently updated including a new hot tub. Sunny downstairs is great for entertaining or guest quarters. 4 bay 60 x 40 shop has upstairs 1,200 SF Apt that is framed, wired & plumbed. Call Deborah McNeal, 707-8073 #777036

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 April Axthelm Balisa Koetje Becky Elde Bill Krieger Cindy Sullivan Dave Patterson

$495,000

Boat owners delight. Home is right on the Swinomish Channel at the La Conner Marina. Modest house, but a good base for remodel. Would make a great rental for out of towners visiting La Conner, or for your weekend getaway. Call Dick Nord, 661-6529 #783311

309,000

Excellent Shelter Bay 1-level home! This great floor plan has lots of natural light, accenting the Brazilian cherry floors. Spacious living room with built-in window bench & freestanding stove. The sunny kitchen is complemented by the built-in breakfast nook. A private back yard & deck. Brand new roof & heat-pump/ AC. More info & photos at www.SkagitValleyHomes. com Call Bill or Jannette Krieger, 421-4446 #788312

322 N 6TH STREET, MV

925 PEARLE JENSEN WAY, LA CONNER

NEW

Megan O’Bryan Nathan Loeb Rita Ingram Robin Lee Luif Sarah Minton Shawn Danley

360-708-5817 360-333-7197 360-708-8338 360-420-2026 360-770-3076 360-488-3858

Sherry Johansen Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-708-3636 360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

May 29, 2015

www.AnacortesRealEstate.com RESIDENTIAL

LAND

NEW

7483 HOLIDAY BLVD, GUEMES ISL. $619,000 Beautiful Southwestern views of the Guemes Channel and Fidalgo island from this high bank waterfront home. Quality contemporary, 2536 SF, 4 BD, 2.5 BA home. Large living room with Italian style fireplace, vaulted ceilings, a wall of windows and hardwood floors. Dining room with access to a deck for entertaining. Upper level master suite with great views. Lower level has family room and 3 bedrooms. Detached two car garage. Beach rights at 3 coves with a boat ramp at one cove. Margi Houghton 360.202.0041 MLS# 785648 NEW

1011 20TH ST, ANA $499,000 Beautiful, turn-key, 5-plex in great condition. Two large units on the main level with high ceilings and lots of new windows to let the light in. Three units on the upper level. New cabinets, counter tops and floor coverings in all units. New roof in 2013. New plumbing and wiring. Nice decks and balconies that have been all resurfaced. Wonderful location near shops. Rarely any vacancies. Margi Houghton 360.202.0041 MLS# 789565 NEW

6126 PARKSIDE DR, ANA $385,000 Quality construction and comfort throughout. Home entices you to explore the outdoors. Privacy in your backyard with access to Washington Park. The wildlife become your new friend. Home has 4 bedrooms, 2 1/2 baths with main level living. Vaulted ceilings, patio off of the dining area and the amenities of the Skyline community. Beaches are close and so is the city park. Builder has ordered cabinets but there is still time to choose your colors and floors. Come take a look. Gina Davis 360.708.7794 MLS# 789513

ndermere Mortgage Services at (425) 268-7995

729 TILLAMUK DR, LC $319,000 Lovely Shelter Bay rambler with views of sparkling Skagit Bay including Seal Rock, Whidbey Island and the Olympic Mountain range. 3 bedrooms, 2 baths, open floor plan, dining living and kitchen with eating space that open to the private and relaxing deck. Formal dining; master en-suite and additional bedroom. Office/3rd bedroom with glass french doors. Beautiful landscaping, serene setting. All Shelter Bay amenities included. Colleen Craig 360.770.9638 MLS# 791617

NEW

1211 12TH ST, ANA $205,000 Located close to shopping and Anacortes business community, this home offers 816 ft of living space and a 310 SF office, PLUS a small outbuilding used for storage. The larger of the two outbuildings is currently in use as a professional office space accessed off the alley. Charming small home, but perfect for the work and live-in quarters of a business entrepreneur. *business is not for sale. Cheryl Frazier 360.202.4789 MLS# 791821

179 MAKAH, CENTER ISL $49,500 Great starter property for those hoping to escape to the islands on a full or part-time basis. Current owners have constructed a 10x10 shed, brought in pwr, water, composting toilet so it’s all ready for your cabin building plans. Island has two community docks, a private airstrip, full-time caretaker, clubhouse w/restrooms, shower and laundry and 3 wtrfrnt picnic areas. An easy water taxi ride from Anacortes, Center Island is a great place for your second home. DSL available. Seller Financing. Sarah Jones 360.375.6142 MLS# 791462

www.AnacortesRealEstate.com NEW PRICE

NEW

1819 10th Street, ANA $499,000 Beautifully remodeled 1930’s Old Town Gem. You won’t experience what this home can offer you with a drive by. 4 bdrms, 3 bths, main level lvng at its finest. State of the art kit w/ black granite, walk in pntry, quiet close cpbrds & lg stainless sink. Mstr en suite w/ dual head, tile shower, soaking tub & dbl vnty. Fam rm wired for surround snd. Home has a wood burning fp & mini splits for the convenience of energy efficient utility bills. Low mnt yd partially fenced w/ southern exposure. Gina Davis 360.708.7794 MLS# 720879

203 MANSFIELD CT, ANA $60,000 Spectacular views abound from this 8,590 Sqft building site, this lot is perched just above the treasured Tommy Thompson with access to the waterfront trail just across the street. Enjoy ease of access to all that downtown Anacortes has to offer. All utilities in street. Colleen Craig 360.770.9638 MLS# 790207

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267

May 29, 2015

Cheryl Frazier Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy

360-202-4789 360-770-9638 360-202-2155 360-610-0120 360-391-2422

Gina Davis Jack Dixon Jackie Stone Jessica Notaro Joan Handelmann

360-708-7794 360-941-5000 360-661-2247 360-202-1441 360-202-4800

John Prosser Judy Moore Kathy Rogers Kristi Gabrielse Leigh Zwicker

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360-202-3891 360-770-3515 360-941-4400 360-420-3119 360-333-9975

Linda Macy Margi Houghton Nate Scott Paul Necco Paul Weisz

360-708-8284 360-202-0041 360-708-2354 360-770-5989 360-391-7281

Rebecca Chamberlain 360-421-5021 Rick Bennett 360-202-2630 Rob Skelton 360-488-3776 Sarah Jones 360-333-2783 Tom Parr 360.941-7242

MEET THE MORTGAGE TEAM For better peace of mind, get to know each professional involved in your mortgage loan

Do you know your mortgage team’s starting lineup?

how each person contributes to the process, says Casey Fleming, a mortgage adviser in San Diego. “The borrower will ure, there’s no have contact with many of spotlight-shining them, and it could be useintroduction to the ful in their communication players involved in your with the team member to mortgage like there is at know exactly what they a ball game, but considerare looking for,” Fleming ing how crucial each role says. is in ensuring that borWhile many profesrowers secure the lending sionals can be a part of they need to realize their the loan process, here homeownership dreams, are some of the prime perhaps a fanfare-laden players: introduction is long overdue. The Loan Officer “The mortgage lendThe loan officer advising world has changed es the client in a profesconsiderably over the last sional manner, evaluates several years. Today, it potential lenders and/ takes a team of lending or loan programs, helps professionals to get your the client choose the loan approved and to best loan for their needs, closing,” says Brook Ben- assembles the file and ton, a mortgage banker in gives it to the processor. Atlanta. The officer serves as the As a borrower, it’s intermediary between helpful to understand the borrower and the

lender and is tasked with arranging for a loan that works in the best interest of both the lender and the borrower. Because you’ll likely work closest with the loan officer, it’s especially important for this professional “to set good expectations about the process, the time it takes and provide an understanding of who they rely on to get your loan to closing,” Benton says. “In knowing the process, it will help you appreciate the multiple layers involved and the effort that it takes to make a loan from start to finish.”

may hear from the loan coordinator if this person requests any additional information needed by the lender and other parties involved in the transaction, and when it’s time to update the borrower as to the loan application status. Additionally, this professional distributes verification requests and coordinates the closing schedule.

The Loan Processor The loan processor gathers documentation and assembles a file that must comply with a lender’s specific underwriting guidelines. This The Loan Coordinator expert needs to “pre-unThe loan coordinaderwrite” the file, anticitor works closely with pate what the underwriter the loan officer and loan will need and send out origination sources to all necessary disclosures collect and prepare all to comply with applicable documentation necessary laws. He or she needs to fulfill underwriting reto input important loan quirements. The borrower data into the system for

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processing, make sure all loan documentation is accurate, complete and verified. While the borrower generally will work with the loan officer or loan coordinator, they also may interact with the processor says Amy Tierce, regional vice president of Wintrust Mortgage in Needham, Massachusetts. “[The processor] acts as the go-between for all the data and the underwriter – a person who usually does not have any contact with the consumer,” she says. The Closing Coordinator The closing coordinator checks that all the paperwork is in place and that local, state and federal requirements are satisfied so that the loan transaction can close. This person gathers,

manages and files the important legal documents involving the loan, escrow and title, ensures that the title search was properly completed and confirms that all necessary insurance coverage is in effect. The borrower will communicate with the closing coordinator prior to and during closing, particularly to confirm closing dates and details and if either party have questions about the closing. As important as these pros are to the loan process, Tierce says it’s important to realize that the players and their roles may vary from lender to lender. “I recommend asking your loan officer, ‘Who is on my team, who will I be hearing from, why and when?’” she suggests. May 29, 2015

NOW COULD BE THE TIME TO SELL A NEW HOME AND EARN A SLICE OF THE REAL ESTATE PIE

Q&A

ASK OUR BROKER By Peter G. Miller

WHY ARE FHA LOANS SO POPULAR? Question: I read that by getting a conventional mortgage I can save $12,000 when compared to Federal Housing Administration financing. If this is true, why are FHA loans so popular?

Answer: IN PRINT AND ONLINE Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in print and online with RE-Weekly.com.

CALL OR EMAIL TODAY! 360.416.2180 • ads@skagitads.com

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A WalletHub study from December 2014 reported “many consumers with down payments below 20 percent can save $2,251 to $12,026 in just five years by choosing private mortgage insurance. The higher your credit score and the more money you are able to put down, the more a potential savings from PMI.” This study confirmed what many people had felt in recent years: The FHA – stuck with massive losses from loans originated between 2000 and 2008 – had to raise mortgageinsurance premiums to bulk-up its reserves. However, since the FHA now produces large annual profits, it has been argued that the time has come for premiums to be reduced. The study showed that the largest savings were available for those who put down 5 percent or 10 percent. The catch is that the FHA requires only a 3.5 percent-down percent,

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and many borrowers do not have the financial capacity for larger down payments, thus “savings” with more down are simply not available to them. Also, the best rates for private mortgage insurance are available only to those with the highest credit scores. Since not every borrower has a high credit score not every borrower can get the best rates for private mortgage insurance. About the time the study was released several things happened that changed the conversation. 1. A news release regarding the study went out Dec. 2, 2014. 2. On Dec. 8, Freddie Mac and Fannie Mae announced they would begin accepting loans with as little as 3 percent down instead of 5 percent down. 3. On Jan. 8, 2015, the Department of Housing and Urban Development announced that FHA annual mortgage-insurance premiums would be reduced by 0.5 percent for most loans. According to HUD, “this action is projected to save more than 2 million FHA homeowners an average of $900 annually and spur 250,000 new homebuyers to purchase their first home over the next three years.” The bottom line: The FHA rates that existed in early December generally have been lowered. If you want to purchase with little down or refinance with little equity, have mortgage lenders show you the monthly costs for comparable loans and then you will be able to see which options work best for you.

CLASSIFIEDS OPEN HOUSE Sat., May 30, 12-3 26456 Hoehn Rd. Sedro Woolley, WA

1 Bdrm apt. in Sedro-Woolley, W/S/G paid, avail. June 1st, $575. 360-428-5087

FOR SALE BY OWNER 1053 Shorecrest Place Camano Island List Price $785,000

OPEN HOUSE 23090 Buchanan St. Sedro-Woolley $589,000

BUILDINGS, INC. 1 - 4 Bdrm Rentals. Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com Anacortes 3 bdrm, 2 ba, dbl garage, new appliances, gas furnace. Lease $1500. + $1500 dep. 360-679-3355 LaConner Shelter Bay 3 bdrm, 2 ba, large garage, $1195/mo. Avail. now. Drive by 646 Muckleshoot Circle. Call for appt., 425-773-0573

Warehouse – office, 1066 sq. ft. of office, 4,060 sq. ft. of warehouse, 600 sq. ft. of mezanine, 12x14 drive in door & loading dock, gas heat & AC. Burlington. Call Allen Brown, 360-770-9877.

EXCELLENT BUILDING SITES WATERFRONT

Buildable waterfront and waterfront access lots in partially wooded rural setting on the Skagit River. ½ acre to 1 acre. With power, phone, TV and PUD water at each lot. Above the flood plain. No mobile homes. Terms available. A good selection for sale by private party. Prices vary depending on lot. Call George at 360-391-1470.

10 - May 29, 2015

Lake Front 2.5 Acres

A pristine 3.5 acre lake that is located only six miles south of Anacortes and abuts Deception Pass State Park. This certified building lot with large evergreens, water, electricity, cable, telephone, drain field and driveway already available to the home site commands a sweeping view of small island lake. $229,000 obo. Contract is negotiable. Call: 360-293-8636 or Email: fidalgoland@gmail.com PERFECT 20 ACRES READY TO BUILD ON

19837 Aloha Lane Located half way between Burlington and Bellingham. Gently sloping property with about 10 ac of pasture & balance is lightly wooded. Adjoins hundreds of acres of state forest land up the hill to the east and panoramic views to the west. Ideal setting to build your dream home. Has a paved driveway access, underground power, approved well. Bldg permit has already been paid! 3 mi east of freeway at Alger. $229,500. (MLS #741820) Jeff Ingman Brown McMillen Real Estate (360)202-2859

TRUSTED LOCAL Construction Roofing Gutters www.spane.com

800-310-2136

Lic#SPANEBI141JD

322 N 6th St., Mt Vernon $215,000

OPEN HOUSE Saturday, May 30th, 12-2 Beautiful Mount Vernon Hill home, 3 bdrms, remodeled kitchen & bath. Lrg open living & dining room, several built-ins, high ceilings, wide trim, country style front porch & covered utility/mud room. Close to high school, YMCA, medical district & I-5. Fenced back yard, custom made chicken coup ready for your birds, large garage that can fit 2 cars tandem & lots of storage. MLS #764196 Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 WRE/Skagit Valley

Historic 1910 Skiyou School House. Turn of the century home; original bell tower, fir floors, cloak rms, vintage Monarch cook stove & enchanting character. 3300 sf, great rm w/ lrg windows & 20 ft ceilings. Spacious updated gourmet kitchen, 3 bdrm, 2 ba & office. Outbldgs, 650 sf of add'l living space above garage, fully fenced ac. w/views. Shown by appt. MLS#787305. $385,000. For more info contact: Julie Cooper 360-391-0992 juliecooper@cbbain.com

In the Classifieds!

Unobstructed 180° view of Saratoga Passage, sunsets, Mt. Baker and Olympic Mountains. Private community boat ramp. This daylight rambler has a gourmet kitchen w/large island work space, walk-in pantry. Main floor: gas fireplace, master suite, den, utility room, central vacuum system, electric furnace w/heat pump. Lower level: free standing gas stove in family room, 2nd bdrm, full bath w/sauna, a full size kitchen complete w/applcs.

Astounding view home providing valley, mountain, lake & territorial scapes. Open concept & a vaulted masterpiece as you enter past the formal dining, a gourmet kitchen. Master suite & den/office on the main, oversized family rm, add'l bdrms & full bath on lower, all w/superb finishes. Saturday, 1-4pm Hosted By Laura Kaestner 360-441-5099 www.SoriaRealEstate.com

For appt call (360)387-9669

PRICE REDUCED

HOUSE FOR SALE BY OWNER: Lovely 3+ bedroom home on large lot. Features 3 garages, gas fireplace, sunny deck, lots more. 415 Whatcom Street in LaConner. $319,000.00. For more info or viewing call: (360) 770-4794 or email: skagitvuetwo@aol.com.

14518 T-Loop Rd., Bow, Washington $389,500. Situated within a beautiful, peaceful setting on 1 1/2 ac with spectacular views of Mt. Baker, Cascade Range as well as views of San Juan Islands to the west, this 4 bdrm home will captivate all. Carefully updated over the years with newer windows and siding, kitchen cabinets, granite counters, greenhouse, fruit trees. MLS# 777677. Barry Alsos, Broker 360-961-9053 The Muljat Group

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May 29, 2015

Anyway You Like it

WE DELIVER Print + Online + eEdition If you need assistance accessing the online or eEdition, call 1.800.683.3300

Online + eEdition (digital replica of newspaper) access is available at NO EXTRA COST to Skagit Valley Herald Subscribers. REAL 29, ESTATE WEEKLY RE-Weekly.com May 2015

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May 29, 2015 11 - 11

27393 MINKLER RD, SEDRO-WOOLLEY

$254,500

23515 LAKE CAVANAUGH RD, MOUNT VERNON $295,000

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XXX SHANNON LAKE RD, CONCRETE

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1830 STATE ROUTE 9, SEDRO-WOOLLEY

$59,000

R AC

$99,500

R AC

BUILD YOUR DREAM!

Home on 1.29 acres with 2 board fenced horse pastures, 2 large bedrooms, 2 full bathrooms, Plus bonus room upstairs, wood stove, gas stove and newer gas furnace, New Dishwasher, New exterior and interior paint, 2 car carport, garden area and shelter for horses. House was extensively updated in 2001. MLS# 793142 3729 SWAN CT, MOUNT VERNON

$395,000 2410 CRUSE RD, SEDRO-WOOLLEY

Incredibly private yet just ten (10) minutes from town, this 20 acre building site is ready for your house plans! The road is in together with the drilled well and the septic system plus Danya Wolf a foot print for the former log home. 360-708-8294 Fenced area with horse paddock and water for your large pet of choice! 28 x 54 shop with super high ceilings plus a carport for five (5) separate JoAnn Boudreau recreational vehicles or utilitarian equipment. Windmill included! MLS#780865 360-391-0746 $370,000

36493 CAPE HORN RD, S-W

Country atmosphere just minutes to town. Custom home with four nice-sized bedrooms- all separate Danya Wolf from one another, gas fireplace 360-708-8294 in living room, den, master bath w/walk-in tiled shower, separate garden tub, double sinks and privacy commode. Gas furnace and water heater. Generous 3 car garage, spacious 12.5’ x 30’ deck. Private deck off master. MLS# 773463

$168,000

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Heaven on Earth!

Beautiful, peaceful setting. Imagine waking up each morning to spectacular views of Sauk Mountain, the Cascades, Skagit River & the valley below...! Enjoy privacy in a Shirley Bertholf park-like atmosphere w/panoramic 360-840-1863 views. Close to town. Nice hiking through forest w/cedar groves. What more could you ask for? MLS#175569

1610 FOREST DR., MOUNT VERNON

Remodeled. Open floor plan, newer windows, newer roof, new furnace, lots of room. Great for livestock and berry growing; cross fenced pasture; approx. 15 acres in hay; 2 Suzanne Jenkins barns, lower barn has tack room. 360-941-2983 20x50 Green house w/power and water. 6 apple trees, 3 plum, 2 Asian pear, 1 peach tree, raspberries and blueberries. MLS#710460

14678 STATE ROUTE 9, MOUNT VERNON

$278,000

$335,000

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1.31 Acre lot ready to build on! Water and septic ALREADY IN. Possible view of Samish River and Mountains. Enjoy wildlife and eagles as your Suzanne Jenkins neighbors! MLS# 772475 360-941-2983

LIS

Spacious, one-level home with 3 OPEN HOUSE SAT. MAY 30, 11-3PM & SUN. MAY 31, 1-4PM Bedrooms, 1.75 Ba in Sedro-Woolley Sandy Everett You are in for a treat! Enter by way of a gated, tiled courtyard, through double doors into 360-202-3706 School District has propane heat, well & septic. The double car, attached garage and tiled entry-way, separated from LR by large brick fireplace. French doors from DR, LR, and large backyard deck completes this country home. Master BR open onto covered, lighted patio, graced with a 4-tier European-style fountain. It has an acre(+-) of level yard for plenty of garden Darling sewing/craft room looks back at the house from across the short walkway. Another space and play area. A little TLC will make it shine! gate leads to spacious 1/4 acre of yard beyond. Small Utility-Bldg/Shop, Covered RV Parking Shirley Bertholf 360-840-1863 MLS# 764249 with Full Hook-ups, Air-conditioning. MLS# 793035 2680 118TH AVE SE #103, BELLEVUE $239,000 4725 MONTE VISTA PLACE, MOUNT VERNON $362,000 17226 SR 536, MOUNT VERNON $277,000

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OPEN HOUSE SAT. MAY 30, 10-1PM

Newer, well maintained modular home on acreage. Large Master bedroom with walk-in closet and en suite with soaker tub. Has two additional rooms that could be used as bedrooms, office or other work areas. Home has a walk through laundry room with utility sink. Roughly three acres of land cleared and most of the rest could be. Close to all amenities. MLS# 684195 1804 BAKERVIEW CT, MOUNT VERNON W

Celia Miller 360-391-6065 Buyer’s Agent

$599,000 XXX STATE ROUTE 9, BIG LAKE

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Mount Baker view from one of the premier lots in beautiful Eaglemont! Pre-Sale and Custom design your dream home with Irving Construction fine craftsmanship...wonderful open floor plan w/large master suite on main level & walk-in closet & office/den. Sliding Elva Hunter door to covered porch enjoying the 360-202-3086 beautiful views and outdoor entertaining. # 794097

$95,000

1521 N WAUGH RD, MOUNT VERNON

V KE

$378,000

I AM I-F

IEW

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Danya Wolf 360-708-8294

Great location w/easy access to I-405, downtown, parks and trails. Good sized Master w/ full bath and 2 closets. 2nd bedroom has French doors that open to private Carla Fischer balcony. Wood burning fireplace in 360-982-0010 living room. Individual garage and two additional parking spots w/permits. Clubhouse w/sauna and workout room. Pets allowed with restrictions. SS subject to lien holder approval. MLS # 763294

PUD Water IS Available! Spectacular lake view and stunning sunsets seen from this lot, located on the east (sunny) side of the lake! Property is in an area of beautiful homes and is located directly north of Big Lake Bar & Grill parking lot. Buyer to verify square footage and utility availability. MLS# Sandy Everett 360-202-3706 670146

BUSINESS OPPORTUNITY Great opportunity to set up your chiropractic business! This converted home has roughly half of its space Love to entertain? The open, devoted to the practice and the other Russ Lanker spacious floor plan of this half as living space. The chiropractic 360-708-1117 beautiful home offers incredible opportunities, which can extend, Shirley Bertholf practice area includes a waiting area, office manager in nice weather, out onto the two- 360-840-1863 space, treatment room, massage room, and patient restroom. The living space includes two bedrooms, a tiered deck, separate patios and beautifully landscaped yard. It’s obvious this quality living room, kitchen, bath and laundry room. Roof and home and property have been well cared for. MLS# siding new in 1999. The site offers outstanding exposure and the building is zoned rural business. MLS#780847 706814

FREE First Time Homebuyer Class June 6, 2015 • 9:00am-3:00pm Lunch Provided 1415 Freeway Drive, Mount Vernon (PUD Building)

BUILD TO SUIT Multifamily Build-to-Suit; up to 13 units possible; we build or you Danya Wolf build; conditional use potential for professional/medical offices; All 360-708-8294 utilities, includes storm retention pond MLS# 751314

Educated Buyers are STRONG Buyers! NO CHILDCARE PROVIDED Please make other arrangements for your children.

Shirley Bertholf 360-840-1863

Michelle Ross NMLS ID# 1071533

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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