Real Estate Weekly | September 11, 2015

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

MARKET MISPERCEPTIONS

P. 4

Q & A: ASK OUR BROKER P. 8

GETTING A MORTGAGE IN TODAY’S MARKET OPEN HOUSE: Sat. Sept. 12 & Sun. Sept. 13, 1-3pm • Go Hawks!

FEATURE HOME: 520 COLUMBINE COURT, MOUNT VERNON John & Elva Hunter/Skagit Tradition Realty

RealEstate weekly

SEE PAGE 3 FOR MORE

$369,000 (360) 202-3086

A supplement to the Skagit Valley Herald and the Anacortes American

P. 9

CLASSIFIEDS P. 1011

SEPTEMBER 11 - 17, 2015

Re-Weekly content sponsored by: Northwest Fine Furnishings

NEW (TO YOU) HOUSE?

Don’t drag the old stuff to the new place!

Market Misperceptions

P. 4

Q & A: Ask Our Broker

P. 8

Classifieds

P. 10-11

RE-Weekly.com SKAGIT PUBLISHING

(Ask about our New Homeowners’ Package) Mon - Sat 9:30-5:30, Sun 11:00-4:00 (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon

9

Getting a Mortgage in Today’s Market P. 9

We have sofas, floor lamps, dining tables, benches, desks, coffee tables, mirrors, rugs, table lamps, end tables, bedroom sets, kitchen chairs, bar chairs…

EVERYTHING to make your new house a HOME.

PAGE

TABLE OF CONTENTS

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For further information call HUD Toll Free at 1-800-669-9777.

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Territory NW

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153 D AN TL N CA VA

D CE DU RE

OPEN HOUSE: SUN, SEPT. 13TH, 1-3PM 3455 Woodcrest Lane, Bow $459,000 Dir: I-5, Bow Hill Exit E, N on 99, E on Parson Crk, N on Skaarup, E on Echo Hill, N to home. Amazing custom home on 5.45 acres. Panoramic views of sound & Olympics.

3 BR, 2.5 BA. Custom gourmet kitchen. Beautiful detail & elegant finishes throughout. 2-story shop w/600+ SF living quarters upstairs. MLS #810735 & MLS #830121 Call Elizabeth, 708-8800

D CE DU RE

W NE

Lopez Island $385,000 Shy 20 acres on Lopez Island. Short ride from the ferry.

Build your homestead. Island living with a tranquil setting. Short distance from town. MLS #804819 Call Charlie, 708-1415 or Jeannie, 708-9645

Wilma Louia Designated Broker/Owner 661-1631

2

Sedro-Woolley $29,500 Quiet location at north end of the View Valley Manufactured Home Park. 2 BR, 2 BA. Full master bath off master bedroom. Living room w/vaulted ceilings.

Dining room. Kitchen w/sky lights and all appliances stay including washer & dryer. MLS #827854 Call Jim, 708-1681

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

W NE

Mount Vernon $152,000 Unobstructed South-Southwest views of Olympic Mtns, Skagit Bay & farmlands. East side borders Little Mtn. Park. Property ready for building permit. All utilities paid for & installed to building site. Approved 3 BR septic. MLS #743621 Call Wilma, 661-1631

G TIN LIS

Mount Vernon $189,999 Rambler in The Meadows. 1055 SF, 3 BR, 1.75 BA. Open floor plan. Bath off master bedroom. 2 car attached garage. On a cul-de-sac; easy I-5 access.

MLS #820756 Call Charlie, 708-1415 or Jeannie, 708-9645

Mount Vernon $219,500 Welcome home! Many original features like hardwood floors, arched doors, etc. Lots of build-ins to add to the character of this home. 2 BR, 1.5 BA, possibility for a 3 BR. Gas heat supplemented w/wood fp. New roof in 2014. Workshop & lots of storage & shelving in basement.

Private backyard. MLS #775438 Call Ivana, 770-3550

E AG RE AC

Bow $394,000 Beautiful Samish Island Home on large lot. Spectacular views. Master on main floor. Updated interior. Large sun room. Hardwood floors. Deck w/hot tub.

MLS #845668 Call Mike, 540-1341

Kirk Campbell 770-7470

S ET RP CA

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Mount Vernon $439,000 Beautiful customized home on large .6 acre lot. 3 BR, 2.75 BA. Fully wrapped windows, rock fireplace, granite counters, tile & hardwood floors. Stainless appliances, custom wooden blinds & large utility room.

Fully fenced back yard w/large deck & private setting.

3 car garage & large garden shed. MLS #838836 Call Mike, 540-1341

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

RE-Weekly.com

Arlington $485,000 Desirable Victoria Heights community. 4.88 acres, 3 BR, 2.5 BA. Formal living rm, dining rm, family rm, den & separate laundry rm. Large deck w/hot tub overlooking creek. 3 stall barn w/extra storage stall & hayloft.

3 car garage w/addt’l. covered prkg. Minutes from I-5, hiking, biking & horseback riding trails. MLS #827643 Call Maggie, 610-8413

Corinne Cartwright 202-2397

Maggie deSouza 610-8413

Ayla Contois 610-1652

Bow $494,900 Completely remodeled 2370 SF Craftsman style home on 4.67 acres. 3 BR, 3 BA, high efficiency heating & air conditioning. Ceramic tile & hardwood floors throughout. Family rm w/wet bar opening off to the patio/backyard. Mature landscaping. Shop/garage w/3 horse stalls & loafing shed. MLS #836956 Call Wilma, 661-1631

Jennifer Baker 220-1526

Steph Vervaart 755-5555

Traci Erickson Property Manager 755-5555

September 11, 2015

FEATURE HOME FROM COVER: 520 COLUMBINE COURT, MOUNT VERNON Skagit Tradition Realty 3780 E. College Way Mount Vernon, WA 98273 360.424.0300 www.SkagitTraditionRealty.com

$369,000

John Hunter 360.202.3086

Well appointed Craftsman home w/cedar siding. Home is located on quiet cul-de-sac in Mount Vernon Hilltop. Beautiful remodeled kitchen with granite, stainless appliances, eating bar & family room w/built in TV console/book shelves. Sliding door to beautiful large deck for enjoying the privacy of a well appointed landscaped yard.

Upstairs 3 bdrm & 2 bth. Home w/beautiful hrdwood flrs. 2 car garage & shop/shed.

MLS#836660

Open House: Sat. Sept. 12 & Sun. Sept. 13, 1-3pm • Go Hawks!

360.757.6013 800.869.7084

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

FALL FOR THESE: NICELY SECLUDED..4 Br., 2 Ba., Rambler surrounded by ESTATE SALE..this wooded 37.4 acre property near Alger beautiful evergreen trees on an 1.67 acre lot near Sedro- is zoned RRV, so has potential tp short plat into 4 to 7 lots.

Woolley. $309,500. #824068 Has a 3 BR home. $399,500. #790170 MV HILL,OVER 1/2 ACRE..and Duplex, room for another RAMBLER WITH FAMILY ROOM..conveniently located in is over 5 ac,. is located close to hospital up Mt Vernon hill, Sedro-Woolley. 3 Br., 2 full baths, 2 car garage & large Medical type businesses surround the property. $349,500. fenced lot. $239,900. #831626 #760295 CONVENIENTLY LOCATED.. NEWER 1130 sf 2 Br., 1.75 BUSINESS ZONED..2.26 acres on paved street w/all Ba., Rambler. Nice living rm w/gas f/place, attached ga- utilities available in Sedro-Wooley. Priced for quick sale.! rage, well. Landscaped & patio for BBQ’S $225,000. $89,500. #843217 #831438 BAYVIEW RIDGE..unique private neighborhood w/estab-

ROOM TO GROW..Spacious 3 Br.,, 2.5 Ba. 2 story home w/over 2100sf to enjoy! Many upgrades, second floor has huge loft area for many uses. Irrigation system. $244,000. #830457 OUTSTANDING BLDG LOT..across the street from Regence Blue Shield. Great site for clinic or any professional use. Lot is 164X210, sewer, water is in.$415,000. #791084 PERFECT FOR HORSES..12 acres fenced for horses & also 3 Trout Ponds. Gorgeous views of Mt Baker from the 4 Br. Home. $375,000.#801346

SAMISH ISLAND LOT.. Enjoy peek-a-boo Island views lished homes. Gorgeous 5 ac parcel, views in every direc- BURLINGTON BLDG LOT..Level lot in convenient Burfrom this lot, which also includes easement to the beach tion. Quiet cul-de-sac. Close to schools & easy access to lington location. Nice neighborhood close to all services. below. .24 ac. Parcel. $75,000. #777533 I-5. $279,000. #465808 $59,500. #788431

Jodi Dynes Terri Heyntsen Holly Hilts

September 11, 2015

333-7783 391-0938 661-5538

Tim Reichert Jeff Ingman Shelah Inman

391-5587 202-2859 661-0145

Tod LeHecka Fritz Inman Jan Scally

333-1032 661-0147 421-5160

RE-Weekly.com

CEDARS CONDO..move in ready, 2 Br., 928 sf, 1 level condo. All appl. stay. New carpet & RV Parking, 55+community. $146,950. #842252 WONDERFUL HOME..Lovely Rambler w/a daylight basement is in a private spot in the Country Club. 3 Br.,3 Ba., office,wrap around deck, lush gardens & in pristine condition. Just Listed. $350,000. #814059 BURLINGTON DUPLEX..3 Br, 2 Ba main house and small efficiency apartment for the right investor, always rented. $207,000 #733489 CLASSIC 1920’S HOME..has been fully restored. 4 Br., 2 Ba., on corner lot. Close to all amenities in Burlington. $269,500.

GREAT BLDG SITE..17 acres in very private setting near Mount Vernon. Already has issued bldg permit. $239,500. #594939

Ron Wortham 661-1500 Mary Jo Reitsma 770-6013 Dave Parsons 391-4008

Galen Kindred Travis Lohman Kristen Tuttle

770-7083 661-4533 708-8392

3

MARKET MISPERCEPTIONS Many consumers have strong desires to buy a home, but a new survey shows they don’t fully understand the money matters that go into a purchase

M

ost Americans want to own a home, but many have misconceptions about what it takes to purchase a property, according to a recent Wells Fargo survey.

The company’s second annual “How America Views Homeownership” survey, which polled more than 2,000 Americans, found that consumers overestimate both the amount of credit needed to obtain financing and how much they need to put down on the loan.

Two-third of respondents believe they need “very good” credit to buy a home, with 45 percent thinking a

4

“good credit score” is more than 780; according to many credit agencies, a score of 780 is considered “excellent” credit and more than 660 is considered good. More so, more than one-third of respondents think that a 20-percent down payment is required to obtain financing.

While a 20-percent down payment can eliminate the need for private mortgage insurance, financing programs with lower down payments are available.

“Creditworthiness isn’t determined based on a single factor, so potential homebuyers should find out what options may be available before excluding themselves based on credit score alone,” Franklin Codel, head of mortgage production for Wells Fargo, said in a statement.

While there was confusion regarding mortgages and financing, many consumers understand

other aspects of the buying a home.

Nearly all (90 percent) of respondents were aware of the other costs associated with buying a home, such as attorney and inspection fees and insurance costs. Less than 40 percent believe the idiom “As long as you can afford the monthly payments, you can get a mortgage”; the bulk of respondents understand the need to have sufficient funds for living expenses and savings. The majority (80 percent) also are aware the buyers can receive down payment assistance from parents of other relatives.

“For the millions of consumers who express a desire to own a home, it’s essential that lending and housing professionals provide clear, simple information to build consumer confidence about buying a home.”

Less than 40 percent believe the idiom “As long as you can afford the monthly payments, you can get a mortgage.”

RE-Weekly.com

September 11, 2015

STAT

North RealtyRealty Inc. Inc. North Homes NorthHomes Homes Realty Inc.

OPEN HOUSERILEY WEEKEND SANDI OPEN HOUSE SAT 770-8670 &WEEKEND SUN, 1-4 PM

SAT & SUN, 1-4 PM

Larry L. 982-0447

DRIVERS’ PARADISE

22628 MOSIER ROAD, SEDRO-WOOLLEY

Sandi Riley Sandi Riley 770-8670 770-8670

Sandi Riley 770-8670

$443,500

• PARK-LIKE 4.45 ACRE SETTING W/WILDLIFE POND, GREENHOUSE & NATURAL LANDSCAPING W/STREAM • ”SHY” 3,000 SQ. FT. CUSTOM BUILT HOME W/LARGE 3-CAR GARAGE, HUGE “WOODS” VIEW DECK

Idaho The northwestern state was voted the best state for drivers, due in part to its low gas and insurance expenses, below-average thefts and short commute times

Larry L. 982-0447

• 3 BDRM, 3.5 BATHS, DEN + LG. FAMILY ROOM, GAS HEAT + AC, GORGEOUS GRANITE KITCHEN W/ISLAND • QUIET DEAD END ROAD, CLOSE TO TOWN (JUST 3 MILES NORTH!) LOADED W/PRIVACY & PRISTINE “FOREST” 849 BURLINGAME RD, M.V.

Source: Bankrate.com

$324,000

3900 DOGWOOD PLACE, “EAGLEMONT” M.V.

$345,000

4926 NEW WOODS PLACE, “EAGLEMONT” M.V. $379,900

G

SOLD

PENDIN

SANDI RILEY 770-8670

SANDI RILEY 770-8670

G

PENDIN SANDI RILEY 770-8670

SANDI RILEY 770-8670

North Homes Realty Inc. 22628 MOSIER ROAD, SEDRO-WOOLLEY PR

C I VA

$443,500 AC

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RE

14809 DUNBAR LANE, M.V.

$399,500 BIG

AG

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OPEN HOUSE SAT. & SUN. 1-4 LARRY L. 982-0447 /SANDI RILEY 770-8670

Sandi Riley 770-8670

SH

OP

22430 CRIDDLE LANE, “BIG LAKE AREA” M.V. $286,500 PR

I VA

AC

CY

RE

AG

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LARRY L. 982-0447

SANDI RILEY 770-8670

• JUST 3 MILES FROM TOWN, PARK LIKE & SECLUDED 4.5 ACRE “WILDLIFE” SETTING! • ”SHY” 3,000 SQ. FT. RAMBLER W/LG. DAYLIGHT BASEMENT, 3 BD., 3.5 BA. TOTAL • OPEN PLAN, MASTER ON MAIN FLOOR, DEN+REC ROOM+HOBBY RM., A/C + 3 CAR GARAGE

• GREAT SHOP + 1+ BD. “MOTHER IN LAW” APARTMENT + LG. GARAGE W/MACHINE STORAGE • CUSTOM RAMBLER W/ “SHY” 2,000 SQ. FT, 2 BIG BEDROOMS, 2 BATHS, GAS STOVE, GAS FPL. • SPACIOUS “COUNTRY KITCHEN”, FAMILY RM., HUGE LIVING/DINING RM., ALL ON 2.62 ACRES!

• PRIVATE, WOODED 4.78 ACRE SETTING, CLOSE IN W/ SECLUSION, “BIG LAKE” SCHOOL AREA! • LARGE 3500+ SQ. FT. HOME W/3+ BEDROOMS, 3 BATHS, + FAMILY RM. W/WOOD STOVE • NEWER ADDITION W/HUGE BONUS RM., FAMILY RM., REC. ROOM & LOADED W/POSSIBILITIES!

1116 SHULER AVE., BURLINGTON

2610 E. SECTION ST. “LITTLE MTN. ESTATES” M.V. $54,500

2725 E. FIR STREET, “PARK VILLAGE” M.V.

NE

W

PR

ICE

$205,000

!

SANDI RILEY 770-8670

• GREAT CUL DE SAC LOCATION NEAR “UMBARGER SCHOOL” & TWO CITY PARKS • 3 BEDROOMS, 1 BATH, “PUGET POWER” ENERGY PACKAGE, COZY WOOD STOVE • FENCED BACK YD. W/ TALL EVERGREENS FOR PRIVACY!

# MLS

739

UN

IT

+ 55

492

SANDI RILEY 770-8670

#2

7

55

9

SANDI RILEY 770-8670

• DESIRABLE “BACK OF PARK” LOCATION, GORGEOUS PRIVATE YD., SUNNY PATIO • FRESH PAINT, BRIGHT & LIGHT LIVING/ DINING RM., “GAS RANGE” KITCHEN • 2 BD., 2 BATH, OVERSIZE GARAGE (ROOM FOR 2 CARS), 55+ LIVING AT ITS BEST!

• EXTRA SPACIOUS 1785 SQ. FT. 55+ HOME W/LOVELY NEW VINYL WINDOWS • 3 BEDROOMS, 2 BATHS, LARGE LIVING/ DINING RM. BIG KITCHEN W/ISLAND! • NEWER GAS FURNACE & H/W TANK, GREAT COVERED DECK & LG. SHOP.

1030 EAST FAIRHAVEN AVENUE, BURLINGTON $450,000

• 6 LOTS ZONED RESIDENTIAL & COMMERCIAL • CITY OF BURLINGTON PLANNING COMMISSION APPROVED! • NEAR PARK,SERVICES & SCHOOLS

$49,500 #3

+

CITY APP ROV ED

• SITE PLANS FOR 6 TOWNHOMES • DESIGN BY ‘CARLETTI ARCHITECTS P.S.’ • GREAT LOCATION, CALL TODAY!

Call Courtney Aldrich Moore 425-640-5709 September 11, 2015

RE-Weekly.com

5

www.WindermereSkagit.com RESIDENTIAL 2610 E. SECTION ST #82, MV

$54,500

NEW

A Marlette home with great potential in the very popular Little Mountain Estates. Light, bright & airy this home boasts spacious rooms with a wonderful floor plan. Very nice family/den off the living room. The den could be a 3rd bedroom. Very nice back patio with mature landscaping. Call Sarah Minton, 770-3076 #819879

41621 NORTH SHORE DR, CONCRETE

NEW

$79,000

12464 12464 PARKSIDE MV PHOTO PARKSIDELN, LANE, MV $534,900 $549,900 OPEN HOUSE SAT., OPEN HOUSE Saturday, Sept.SEPT. 12th 1-312TH, 1-3PM

Beautiful riverfront property with 150’ of waterfront.

Older single wide with large deck is perfect for your weekend get-a-way. Enjoy fishing from your own property & in the evening enjoy the fire pit while watching the river roll by. Call Becky Elde, 770-9427 #831307

213 REED ST, SW

$185,000

Adorable remodeled 1920s home mixes old charm with modern upgrades. 2 beds, 1 bath. Original maple floor, Curved archways, new drywall & paint, double pane storm windows, new kitchen appliances. Garage/shop in the back! Plus, carport for RV & boat. Huge fenced backyard with meticulous garden, hot tub & plenty of room to play. Call Tahlia Honea, 333-5815 #829163

2603 W. 3RD STREET, ANA 4612 NOOKSACK LOOP, MV

$242,500

Skagit Highlands - move-in ready, super clean, gas heat, tankless w/h, large fenced backyard w/ raised garden bed, & all appliances included, 1680 SF, 3 bedroom, 2 baths, 2 car garage. More photos & information at SkagitValleyHomes.com. Bill & Jannette Krieger, 4214446 / Shawn & Tiffany Danley, 488-3858 #839944

LISTING TIP #3: Establish your goals. It makes the process easier.

421 KLINGER ST, SW

NEW

$219,700

Don’t miss this great 3 bed, 2.5 bath home in this desirable neighborhood. A fully fenced, large yard with deck has privacy & lots of outside space & access to the community park. The kitchen is open to the dining & living room with an additional sitting room downstairs.

Come see this move-in ready home. Call David Mani, 425-319-7091 #814544

210 GARDEN OF EDEN RD, SW

813 N 30TH ST, MV

$238,500

3 bed, 2 bath home boasts a huge fenced yard, large master suite, spacious living room with fireplace, dining room, family room, & newer cabinets in kitchen.

Large fenced yard with huge deck, shed, & RV parking.

Call Sarah Minton, 770-3076 #804617

Move-in ready rambler w/ Guemes Channel & Mt. Baker views. Vaulted clgs, dual master suites, wood burning fireplace, 2 great decks, raised garden bed, potting shed, 1616 sf, 4 bedroom, 3 baths, 2+ car garage. More photos & information at SkagitValleyHomes.com. Bill & Jannette Krieger, 421-4446 / Shawn & Tiffany Danley, 488-3858 #840794

1312 N 43RD PL, MV

$444,900

Need more space? This home has 4 bedrooms, 4 baths, & 3600+ SF. Large rec room with a kitchenette.

2 fireplaces. Artistic drywall gives this home tons of character. Quiet location at the end of the cul-de-sac & close to everything. Granite counter tops, gourmet kitchen stove, walk in pantry. Extra space in the garage for a shop or boat/cycle storage. Call Becky Elde, 7709427 #805059

Bay View home with spectacular water & Olympic Mtn. views. 2390 SF, 3 beds, 2.5 baths, family & living rooms, heat pump A/C, wood & propane fireplaces, central vacuum system, 2 large decks. Detached 3 bay garage/ shop, 2 bay car carport, Greenhouse, beautifully landscaped. Call Linda Eastman, 202-4075 #835483

18693 W. BIG LAKE BLVD, MV

3615 CAROL PLACE, MV $459,000 OPEN HOUSE SAT., SEPT. 12TH, 11-1PM 200 S. 25TH ST, MV

$249,500

Nicely remodeled well maintained home with granite counter tops & new cabinets. Wood fireplace plus wood stove insert downstairs. 4th bedroom downstairs off rec room. Nice 24X22 shop with 220 power, RV parking. Close to Haggen. Fully fenced yard with garden space-fruit trees. New garden shed for all your gardening needs. Call Becky Elde, 770-9427 #840994

49447 SKAGIT RIDGE RD, CONCRETE

$284,900

Charming river front cabin with guest cottage. 2 beds, 1.5 baths, over 1300 SF of cozy awaits. Gorgeous views of Sauk Mtn. Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 #766400

Beautiful, spacious home on 1.15 level acres. 2600+ SF, 3 bdrms, 2.75 baths, plus a large den/office on the main floor. Gracious floor plan includes formal & informal living areas, fabulous updated kitchen w/granite, & stainless appliances. Master suite includes brand newly remodeled bathroom. Call Megan O’Bryan, 708-5817 #842114

18869 QUAIL DR, MV

9674 SAMISH ISLAND RD

6

360-661-4947 360-421-4111 360-770-9427 360-421-4446 360-941-9443 360-708-5030

David Mani Deborah McNeal Dick Nord Donna Rowell Elizabeth Miller George Bellos

$725,000

Incredible property! 157 ft of medium bank waterfront.

Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing. Call Robin Luif, 420-2026 #804056

425-319-7091 360-707-8073 360-661-6529 360-708-7984 360-420-3607 360-708-9762

Geri Cole Harry Ota Jake Koetje Jamie Yantis Jannette Krieger Jim Glackin

360-391-1614 360-708-3500 360-466-8045 360-540-5264 360-708-0233 360-428-2828

$479,000

Desirable Cascade Ridge tri-level home on 2+ acres.

Refinished hardwood floors, granite countertops, walls of windows, lots of outdoor entertaining space, 2412 SF, 4 bedroom + bonus, 3 bath, 3 car garage. More photos & information at SkagitValleyHomes.com. Call Bill & Jannette Krieger, 421-4446 #808902

Jim Koetje Josh Scott Karen Beckner Karine Anderson Lee Ann Dean Linda Eastman

RE-Weekly.com

360-202-2500 360-708-1010 360-840-9455 360-421-1189 360-421-3082 360-202-4075

$790,000

Rare Opportunity! Samish Island true waterfront home-no road between you & the beach. Eichler-style Mid-Century Modern design home with great views, family room, dining room, covered patio, double garage, & a sunny deck. Easy staircase to beach & a full concrete bulkhead with a small studio. A wonderful island getaway. Call Jim Scott, 708-1000 #775005

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 April Axthelm Balisa Koetje Becky Elde Bill Krieger Cindy Sullivan Dave Patterson

$679,950

Beautiful Big Lake waterfront - 2 homes under 1 roof.

Main level is 1800 SF, 3 beds, 2 baths, & gorgeous views.

Huge 1100 SF deck. Custom mill-work, theater seating in media room, attached 2-car garage. Lower level is a completely separate home, 2 beds, 2 baths & utility, loft, & 440 SF deck, kitchen w/granite counters, garage/ shop. 110ft of waterfront w/dock. Call Megan O’Bryan, 708-5817 #834883

9934 SAMISH ISLAND RD, BOW

$229,900

3 bedroom, 1.75 bath home, close to town, hospital & schools. This home has an additional parcel that is a buildable lot per the city. The back yard is huge & could be subdivided for additional building site. Home has open floor plan. Kitchen with eating bar & dining room.

Parking for your toys or RV. Call Karine Anderson, 4211189 or Tasha Zahlis, 391-5075 #834053

$339,900

Margy Furst Megan O’Bryan Nathan Loeb Rita Ingram Robin Lee Luif Sarah Minton

360-488-3458 360-708-5817 360-333-7197 360-708-8338 360-420-2026 360-770-3076

Shawn Danley Sherry Johansen Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-488-3858 360-708-3636 360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

September 11, 2015

www.AnacortesRealEstate.com RESIDENTIAL

176 WISHKAH, CENTER ISL

NEW

2399 SKYLINE WY#203W, ANA

$529,000

Top floor condo with great views of Burrows Bay & Olympic Mountains; no bank waterfront. 2200 SF; 3 bedrooms, 2 baths with private elevator. New refrigerator, furnace & tankless hot water heater.

Rick Bennett 202.2630 | Buzz Ely 202.4626 MLS# 842703

2032 I AVE, ANA

$319,000

An outstanding condominium centrally located in Anacortes w/views of Fidalgo Bay & Mt Baker. This second story condo has dual stairwells for access plus its own private garage & small deck. Interior has quality finishes w/radiant hot water heat, granite countertops, laminate flooring & open design. Beautiful crown molding & gas fireplace create a warm ambiance you are sure to enjoy.

Colleen Sargent 360.202.2155 MLS# 747538

246 MAKAH, CENTER ISL

$184,000

Like-new w/lg great room, oak floors, granite counters, wood stove & warm wood interior. The cathedral ceiling & wall of windows makes it feel much larger than it is; the expansive redwood deck is wonderful for enjoying this pretty wooded setting. Separate 192 sf bunkhouse. Amenities incl: 2 docks, airstrip, clubhouse, caretaker & wtft picnic areas. DSL available.

Sarah Jones 360.333.2783 MLS# 796493

1618 K AVE, ANA

$234,900

NEW VACANT LAND

Affordable multi-family in great location. Purchase separately or together w/th neighboring unit, MLS #804248.

Easy walking distance to schools, shops & pool. Fabulous views of Mt. Baker, Fidalgo Bay & the Cascades.

Each unit is 616 sq ft with 1 bed, 1 bth, kitchen & 200 sf basements. Tenants have been long term & would like to stay. Current leases are month to month.

Paul Weisz 360.391.7281 MLS# 804237

7682 HIDEAWAY LN, GUEMES ISL

Affordable multi-family in great location. Purchase separately or together w/th neighboring unit, MLS #804237.

Easy walking distance to schools, shops & pool. Fabulous views of Mt. Baker, Fidalgo Bay & the Cascades.

Each unit is 616 sq ft with 1 bed, 1 bth, kitchen & 200 sf basements. Tenants have been long term & would like to stay. Current leases are month to month.

Paul Weisz 360.391.7281 MLS# 804248

$399,000

This custom home has great design to create privacy zones for bedrooms away from common living areas.

Great room design w/vaulted ceiling hardwood floors, fireplace & built-in cabinets accent the french doors leading to an expansive deck. The spacious lot offers a balance of wooded privacy & view. Attached 2-car garage & privacy fencing on this low maintenance yard.

Easy to access community beaches.

Colleen Sargent 360.202.2155 MLS# 802664

4605 BRYCE DR, ANA

1506 17TH ST, ANA

$249,000

4902 DOON WY, ANA

5207 STERLING DR, ANA $349,000 OPEN HOUSE SAT., SEPT. 12TH, 12-3PM $474,000

$150,000

Nice level lot with views of Fidalgo Bay and Mt. Baker from a second floor window. Bring your ideas and plans. Property is close to town, schools and easy access to the hwy.

Gina Davis 360.708.7794 MLS# 844904

NEW

NEW PRICE!

Contemporary finishes countered w/warm living spaces; great room kitchen w/stainless & slab granite, living w/traditional fireplace & dining w/butler’s bar all positioned for view. French doors open up to the master suite w/views, plantation style shutters & a gorgeous bath. Add’l over-sized room plus a 3rd bedroom/den; ample storage.

Colleen Craig 360.770.9638 MLS# 806328

3319 H AVE, ANA

Looking for a Rental? www.rentalswpm.com

$376,000

This 4 bd 2.5 bth home features spacious living & multilevel decks. Partial view improves seasonally as the leaves begin to fall. Main level master suite has a large walk-in closet. Amenities include sprinkler system, RV parking, tank-less hot water, internal vac & covered outdoor area. Lower level has 2 bds, 3/4 bth & bonus room. Skyline amenities included. Boat slip available separately.

Paul Weisz 360.391.7281 MLS# 804175

4911 PORTALIS WY, ANA

ndermere Mortgage Services at (425) 268-7995

$229,000

Absolutely charming home w/Brazilian Cherry floors, window seat w/expansive views over neighboring farm to the water beyond, cozy wood stove & great 6-bed bunk room for guests. The lrg deck is perfect for enjoying the park-like setting. Fishermen will love the outside cleaning station & the 12x25 shed/carport is great for tools, wood & cart. Community amenities incl: dock, airstrip, clubhouse and caretaker. DSL available.

Sarah Jones 360.333.2783 MLS# 796575

Wonderful rambler in Skyline w/partial view of Burrows Bay, RV parking & walk-in crawlspace for storage or shop. 2 yr old hardiplank siding & exterior paint; interior has recent painting as well. Great Design w/open styled living/dining area w/cathedral ceiling leading to spacious deck. Yard is fully landscaped w/perennial & ornamental plants offering a wonderful ambiance to the home. This is ready for you to move in. Come see it now.

Colleen Sargent 360.202.2155 MLS# 843051

$829,000

This impeccably maintained home offers main-levelliving which includes spacious formal living & dining rooms, a beautiful kitchen that opens to a breakfast area & family room, a remodeled master suite, upper & lower covered patios & an additional lower family room w/wet bar & fireplace.

Rob Skelton 360.488.3776 MLS# 805131

1506 LOWMAN CIR, ANA

$459,000

Water view new construction, 2334 sf, 3 Bds 2.5 Ba. featuring master on main level living w/dedicated office/ study. Spacious interiors w/9ft ceilings & gas fireplace.

High end finishes, hardwood, tile, designer light fixtures. Gourmet kitchen; under cabinet lighting, granite slab counters, large pantry. Master suite w/large walk in closet; luxurious bath; granite counters & soaking tub.

Lower level with 2 bedrooms, full bath.

Rick Bennett 202.2630 | Buzz Ely 202.4626 MLS# 690547

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267

September 11, 2015

Cheryl Frazier Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy

360-202-4789 360-770-9638 360-202-2155 360-610-0120 360-391-2422

Gina Davis Jack Dixon Jackie Stone Jessica Notaro Joan Handelmann

360-708-7794 360-941-5000 360-661-2247 360-202-1441 360-202-4800

John Prosser Judy Moore Kathy Rogers Kristi Gabrielse Leigh Zwicker

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360-202-3891 360-770-3515 360-941-4400 360-420-3119 360-333-9975

Linda Macy Margi Houghton Nate Scott Paul Necco Paul Weisz

360-708-8284 360-202-0041 360-708-2354 360-770-5989 360-391-7281

Rebecca Chamberlain 360-421-5021 Rick Bennett 360-202-2630 Rob Skelton 360-488-3776 Sarah Jones 360-333-2783 Tom Parr 360-941-7242

7

Q&A

NOW COULD BE THE TIME TO SELL A NEW HOME AND EARN A SLICE OF THE REAL ESTATE PIE

ASK OUR BROKER

By Peter G. Miller

INTRIGUED BY INVESTMENT PROPERTY Question: I’m a real estate investor and was recently approached by another investor regarding a property. He purchased the property off-market for $20,000, put in just another $20k in rehab costs and is in need of cash. The after-repair value is $100,000. It’s only been three weeks and he’s almost complete with rehab and looking to walk away for $40k, but it has to be this week. If I quickly resell this property I’m worried that I will run up against the 90-day FHA mortgage rule and that a potential buyer will have trouble getting a loan.

Answer: Apparently this property was purchased a few weeks ago for $20,000, and an additional $20,000 in repairs have been made. The result is an estimated $100,000 market value after repairs. You note that the rehabber needs cash and will sell for the cost of acquisition and repairs alone. If the market value is valid the investor is giving up an estimated $60,000 in profits.

As with any property, there are a number of basic questions you want to ask: What’s the value of like properties in the neighborhood? Do nearby homes quickly sell or easily rent? What repairs were made and what was their actual cost? Can you get an independent home inspection before being committed to a purchase? What kind of deed will you get? Is the property free and clear of all

8

liens? Can you get title insurance? Before going further please speak with local real estate brokers for additional market information and an attorney regarding closing and title questions.

As to financing, as of June 15 the Federal Housing Administration is no longer insuring loans for properties that have been sold during the past 90 days, an effort to stop illegal flipping. Also, if the property is resold within 91 to 180 days, borrowers will need to provide two appraisals if “the resale price is 100 percent or more over the price paid by the seller to acquire the property.”

Many lenders and investors have similar requirements.

As an investor you may not need financing if you acquire the property for cash, but if you sell your buyer will likely require a mortgage. At that point lenders will look at the sale history of the property and an assortment of special rules and standards may apply. This does not mean financing is unavailable, just that it may be more difficult for your buyer to obtain and perhaps more expensive, potentially barriers to a sale.

The Department of Housing and Urban Development is trying to halt illegal flipping with broad rules, however the anti-flipping guidelines also impact entirely legitimate investors and rehabbers. After the mortgage meltdown, between 2010 and 2015, HUD waived the 90-day rule in an effort to increase market activity, a change widely supported by the real estate industry and a change that seemed to work out rather well.

Unfortunately, the 90-day standard is now back with FHA loans, something investors who expect to quickly resell will have to consider when they review marketplace options.

IN PRINT AND ONLINE Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in print and online with RE-Weekly.com.

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CALL OR EMAIL TODAY! 360.416.2180 • ads@skagitads.com

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Getting a Mortgage In Today’s Market Lending standards are making it easier to get a loan.

Here’s how to prep for today’s buying environment

T

he time finally may be right to buy. All those would-be buyers who’ve been sidelined because they’re unable to secure a mortgage may find there’s now a path to homeownership.

“As we have wound our way from the financial crisis, hurdles and obstacles to accessing credit are starting to diminish,” says Keith Gumbinger of mortgage site HSH. However, lending regulators are still hyperaware of the widespread pain inflicted by the foreclosure crisis, and don’t want to see any borrower without a strong September 11, 2015

financial and credit profile win mortgage approval. At the same time, consumer advocates, lenders and government regulators have debated how strict mortgage rules should be while still ensuring that qualified buyers have the opportunity to buy.

In early 2015, home prices are down about 7 percent from where they stood at the bubble level in 2005, and with relatively low mortgage rates, affordability is still favorable, says Andres Carbacho-Burgos, senior economist at Moody’s Analytics.

Here, experts shed light on today’s mortgage rules, and why now the path to ownership is clear for more buyers.

START WITH THE DOWN PAYMENT Most experts agree that saving for a down payment is the biggest

struggles for consumers hoping to buy. “Most of the efforts by [the government entities that back mortgages] have been targeted at buyers with low accumulated assets for a down payment and who have at least moderately good credit,” notes Erin Lantz, vice president of mortgages at Zillow.

One government loan, the Federal Housing Administration mortgage, allows just a 3.5 percent down payment, and has been especially popular in the past few years because it was often the only option that borrowers with limited down payments could qualify for.

In late 2014 Fannie Mae and Freddie Mac, two other government agencies that back mortgages, announced new loan programs with just a 3-percent down payment.

Each of these programs

has special rules, like requiring at least one borrower be a first-time borrower. Applicants to either program must have a minimum credit score of 620, provide thorough documentation of employment, income and assets, and purchase private mortgage insurance.

KEEP CREDIT IN MIND The FICO credit scoring model, which takes data on whether consumers pay their credit card, medical, phone and other bills from the three major credit bureaus, and then assigns a number from 300 to 850, is used by most mortgage lenders.

The higher the number, the better the score. In the immediate wake of the financial crisis scores well into in the 700s were required for borrowers making less than a 20 percent down payment, says Don Frommeyer,

RE-Weekly.com

past president of the National Association of Mortgage Brokers, but there has been easing since then. (See the 620 requirements on the new 3-percent Fannie and Freddie loans.)

ENSURE AFFORDABILITY The Dodd-Frank Wall Street Reform and Consumer Protection Act mandates that lenders look at how affordable a mortgage will be to a borrower, taking into consideration all the other recurring debts, like his credit card and auto loan payments. Those monthly recurring obligations, combined with the monthly amount that a borrower would pay on the new mortgage – including a monthly allotment for property taxes and homeowner’s insurance – shouldn’t take up more than 43 percent of the borrower’s gross (pre-

tax) monthly income.

Usually, homebuyers make an initial visit to a lender to get “pre-qualified,” where the lender looks at the financial profile of the potential borrower, including the tally of recurring debt to income and estimate how big a mortgage the borrower should be eligible to obtain.

But when a buyer selects a home and makes a formal application, the debt-to-income ratio is again measured, and lenders also will check to see that no new debt, such as an auto loan, has been added when the borrower is ready to close on the loan, notes Frommeyer.

Indeed, lending rules are still strict enough that borrowers must be careful to keep up prudent financial practices every step of the way.

9

CLASSIFIEDS 1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com Larger 3 Bdrm, 2 Ba, 2,000 sq. ft., square ½ acre, fruit trees, avail. Oct. 1st. Refs., background & credit check, off So. Skagit in Capehorn. $975/mo. Incl. W/G. 360-7085258

1 bdrm, M.V. W/S/G pd.

Storage room. Laundry onsite. No smoking/pets. $800.

360-708-1721

212243A01 Warehouse – office, 1066 sq. ft. of office, 4,060 sq. ft. of warehouse, 600 sq. ft. of mezanine, 12x14 drive in door & loading dock, gas heat & AC. Burlington. Call Allen Brown, 360-770-9877.

10 - September 11, 2015 10

CUSTOM HOME ON 5 ACRES

1625 Lindsay Loop Mount Vernon

OPEN HOUSE Fri. Sept. 11th 2pm - 5pm Sat. Sept. 12th 11am - 2pm

Lake Front 2.5 Acres

6 miles south of Anacortes; abuts Deception Pass State Park. Water, electric, cable, telephone, 3 Bdrm drain field and driveway already available to this county approved building site commanding a sweeping view of small island lake surrounded by mature evergreens. $229,000 Owner contract negotiable.

CALL: 360 293-8636 EMAIL: fidalgoland@gmail.com

$599,950 2386 sf, 3bd/2.5ba, many extra's, including, propane powered generator w/1000 gal. Tank. Live off the Grid for up to 3 mos. RV hookups w/elect. & sewer for 2 units, out buildings, kennel!! Hurry.

Walt Flynn Realty One Group Preview 425-210-6673

Beautiful view. $394,000 Custom built home for sale.

4 Bdrm 3.5 bath, plus den.

In Maddox Creek. (360) 421-1816 16437 Fairway Drive Burlington $499,500

1419 E. Gateway Heights Loop Sedro Woolley $245,900 NEW HOMES - 1,679 SF two-story craftsman 3 BR 2 1/2 BA. Granite slab kitchen w/pantry. Master suite with walk in closet.

Fully landscaped lot HIE forced air hear and water.

USDA, FHA, VA. Other models also available.

ERIK PEDERSEN 360-391-1935 erikpedersengroup@gmail.com

BUILDINGS, INC. TRUSTED LOCAL Construction Roofing Gutters www.spane.com

800-310-2136

Lic#SPANEBI141JD

Open House Sat. Sept 12th, Noon–3pm Overlooking 14th green, great views of the course!

This is one of the largest and nicest homes in Skagit Golf & Country Club. 3,591 sq.ft. of quality living with 3+ bdrm. and 2.5 baths. 2Car Garage, Cart Garage.

Lrg decks for entertaining.

Located in dream setting!

Multiple Listing #828216 Jeff Ingman Brown McMillen Real Estate (360) 202-2859

KELLER WILLIAMS WESTERN REALTY

OPEN HOUSE SAT., SEPT. 12th, 11-1

3615 Carol Place, MV $459,000 Classic beauty on 1.15 level acres. 2600+ SF, 3 beds, 2.75 baths, plus a large office on the main floor.

Gracious floor plan includes formal & informal living areas, updated kitchen w/ granite, stainless appliances, tile back splash.

Master suite w/remodeled high-end spa bath w/double vanity, walk-in-shower.

Perfect entertaining yard level, landscaped, & private – with large patio & garden shed. MLS #842114 Call Megan O'Bryan 360-708-5817 WRE/Skagit Valley

WHY ADVERTISE IN THE SKAGIT VALLEY HERALD? EVERY DOLLAR COUNTS. CHOOSE A PROVEN SOURCE FOR

RETURN ON INVESTMENT. You should be advertising in these tough economic times.

To advertise in the most powerful local media available, call us at 360.424.3251

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REAL ESTATE WEEKLY RE-Weekly.com September 11, 2015

CLASSIFIEDS OPEN HOUSE Sat., Sept. 12th, 1-3

12464 Parkside Lane Mount Vernon, $534,900 Bay View home situated on 2+ acres with spectacular Bay & Olympic Mountain views.

2390+ SF, 3 beds, 2.5 baths, lg family & living rooms, heat pump A/C, wood & propane fireplaces, central vacuum system, 2 large decks for entertaining. Detached 3 bay garage/shop wired for 220, 2 bay carport, Greenhouse, beautifully landscaped. potential to subdivide, 1 acre zoning. MLS #835483 Call Linda Eastman 360-202-4075 WRE/Skagit Valley

Open House Sept. 10, 12, 13, 19 & 20 12 Noon – 5:00 PM $549,000

2102 10th St “Old Town” Anacortes at its best. Privacy, view and large corner lot. Established yard. 3 bdrm + bonus room. 2 ¾ baths.

Large gourmet kitchen.

Basement/workshop/ Large attic/storage. 2 car garage & carport. Well maintained home! (360)2 93-5409

CUTE 2 BEDROOM HOME

4001 ROBIN COURT 2909sq.ft., open floor plan with AC; 4 Bedrooms, 2.5 baths, office, family room, and extra large storage; kitchen has central island, walk-in pantry & two ovens; natural landscaping on corner lot with fenced spa area; 2-car garage; and RV parking. $438K Sunday 8/30 Open House or Appointment (360) 899-5654 (see zillow.com)

Cute 2 bedroom in SedroWoolley. Within walking distance to schools and town. Very large fenced in backyard. It's a must see. $185,000 OBO. Please call for an appt. (360) 899-5774.

196 N Township Street Sedro Woolley $189,000

Great New Townhomes 1,385 sq. ft. two-story 3 Bdrm, 3 1/2 Ba, great room with corner gas fireplace, island kitchen with stainless steel appliances. Master w/walk in double granite vanity. Quiet neighborhood.

USDA, FHA, VA. ERIK PEDERSEN 360-391-1935 erikpedersengroup@gmail.com

KELLER WILLIAMS WESTERN REALTY

REAL ESTATE WEEKLY RE-Weekly.com September 11, 2015

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September 11, 2015 11 - 11

2680 118TH AVE SE #103, BELLEVUE

$229,000 3729 SWAN CT, MOUNT VERNON

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ICE

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HAP P Y FALL! Happy House Hunting!

4605 BEAVER POND DRIVE EAGLEMONT

$649,000 25315 LAKE CAVANAUGH RD, MOUNT VERNON $295,000

With attention to detail, wonderful home w/spectacular views of Eaglemont Golf Course! French Doors w/slate entry, hardwood & carpet, living w/gas fireplace, Elva Hunter formal dining. Fabulous gourmet kitchen 360-202-3086 solid granite island, beautiful cabinets, opens to Lg great room w/fireplace & box beam ceiling. French doors open to Large Deck that spans the entire house, overlooking the golf course. Eaglemont Community w/spectacular clubhouse & restaurant. MLS#815455

Incredibly private yet just ten (10) minutes from town, this 20 acre building site is ready for your house plans! The road is in together with the drilled well and the septic Danya Wolf system plus a foot print for the 360-708-8294 former log home. Fenced area with horse paddock and water for your large pet of choice! 28 x 54 shop with super high ceilings plus a carport for five (5) separate recreational vehicles or utilitarian equipment. Windmill included! MLS#780865

39966 CAPE HORN RD, BIRDSVIEW

$225,000 Wonderful Birdsview location! Out of the flood plain and only a few minutes to Rasar State Park and public boat launch.

The level shy 1 acre lot offers plenty of sunshine and is totally useable. Updated in the last 2 years: carpet in the downstairs, paint inside and out, hot water tank and pressure tank. Plenty of room to sprawl out with 2696 sq ft, 4 bedrooms and 2 bath. Open kitchen concept. All appliances Donna Kurras included. MLS#844780 360-770-7596

1711 E COLLEGE WY, MOUNT VERNON

$750 1521 N WAUGH RD, MOUNT VERNON

$378,000

$379,900 24361 RICHARDS RD. #A & #B, SEDRO-WOOLLEY $229,900

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INCOME OPPORTUNITY

Great location w/easy access to I-405, Carla Fischer downtown, parks and trails. Good sized 360-982-0010 Master w/ full bath and 2 closets. 2nd bedroom has French doors that open to private balcony.

Wood burning fireplace in living room. Individual garage and two additional parking spots w/permits. Clubhouse w/ sauna and workout room. Pets allowed with restrictions. SS subject to lien holder approval. MLS # 763294

Country atmosphere just minutes to town. Custom home with four nice- Danya Wolf sized bedrooms- all separate from one 360-708-8294 another, gas fireplace in living room, den, master bath w/ walk-in tiled shower, separate garden tub, double sinks and privacy commode. Gas furnace and water heater. Generous 3 car garage, spacious 12.5’ x 30’ deck. Private deck off master. MLS# 773463

1804 BAKERVIEW CT, MOUNT VERNON

4020 PUEBLO HEIGHTS, MOUNT VERNON

$599,000

Investment opportunity! Duplex in good condition; each unit offers 2 beds/ 1 bath; dining area ; living room ; some upgrades; all appliances will stay, Each with private fenced back yard; each unit has one car garage plus extra parking and space for RV. Live in one, rent the other! A must see! Danya Wolf MLS#814838 360-708-8294

$299,700

EAGLEMONT

Mount Baker view from one of the premier lots in beautiful Eaglemont!

Elva Hunter Pre-Sale and Custom design your 360-202-3086 dream home with Irving Construction fine craftsmanship...wonderful open floor plan Builder custom built 1806 and 1808 Bakerview Ct. # 794097 3004 BARRELL SPRINGS RD, BOW

Spacious home with mountain, valley and spectacular sunset views. Fully finished lower level could be MIL apartment. Private park-like setting with professional landscaping on 1/3 acre. Master Bedroom on main floor. Large deck off dining room.

Suzanne Jenkins Open floor plan. 2 car garage with work benches. MLS#843357 360-941-2983

$167,000 17226 SR 536, MOUNT VERNON

$277,000

19551 BURKLAND RD, MOUNT VERNON $1,500/MONTH AL NT

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BUSINESS OPPORTUNITY

This spacious rambler can easily be returned to full Single Family Residential use; converted home has Beautiful 15.5 acres in sought after roughly half devoted to the business Russ Lanker Bow! There are 3 possible building and half as living space. The living 360-708-1117 sites, 2 have road access into them. space includes two bedrooms, a living room, kitchen, The property has been replanted & and laundry room. The business portion includes a offers seclusion and also southwesterly sun exposure. Seller has put in a well, Donna Kurras reception area, office manager space, two additional just needs power & pump. This is the 360-770-7596 multi-purpose rooms and a restroom. Roof and siding perfect property to build your custom home or put a new in 1999. The site offers outstanding exposure and the building is zoned rural business. MLS#780847 manufactured home on. MLS# 794546 1802 BAKERVIEW CT, MOUNT VERNON

$129,000 XXX SHANNON LAKE RD, CONCRETE

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Newly remodeled w/new bathrms, kitchen, electrical, furnace, windows, floors, septic. Home is in a beautiful farm/country setting & owner is just finishing remodel.

Room for a big garden & plenty of shaded parking. Private, expansive, back porch is shaded & perfect to enjoy the quiet surroundings. Each occupant 18 years & older must sign application selection standards & fill out Orca app.

Non-refundable $49 fee, or $53 if online. MLS# 841234

$99,500

Coming Soon!

Your Home Here!

ES

LT MU

Sandy Everett 360-202-3706

R AC

COMMERCIAL LEASE

Building offers waiting room and reception area, 2 offices and separate 1/2 bath. College Way signage & convenient parking. Handicapped accessible.

Ramp.

Former Danya Wolf chiropractor’s office; former school 360-708-8294 Multifamily; up to 13 units possible; classroom; and former massage therapy. Unit A. Unit B conditional use potential for is Allstate Insurance. MLS#806696 professional/medical offices; All utilities, includes storm retention pond MLS# 751314

Heaven on Earth!

EAGLEMONT

Danya Wolf 360-708-8294

Attractive, large lot in beautiful Elva Hunter Eaglemont Golf Course community, 360-202-3086 close to brand new 20,000+ SF clubhouse with fabulous views, dining and full fitness facilities. Complete plans for a beautiful home on this lot are negotiable. MLS# 475295

Beautiful, peaceful setting. Imagine waking up each morning to spectacular views of Sauk Mountain, the Cascades, Skagit River & the valley below...! Enjoy privacy in a Shirley Bertholf park-like atmosphere w/panoramic 360-840-1863 views. Close to town. Nice hiking through forest w/cedar groves. What more could you ask for? MLS#175569

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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September 11, 2015