URBAN CALL — HEALTHY LIVING EVERY DAY!
Still need affordable health insurance? ACT NOW!
requirements will also get help paying for their insurance. In addition to the special enrollment period that President Biden is providing, there are several other circumstances, such as losing Medicaid or job based insurance, that allow people to get Obama care insurance any time during the year. Any licensed, certified health insurance agent, such as the ones pictured on page 3,
Inside...
Mentoring Champions & Diabetes Awareness
Beyonce
3
innetwork at 100%, with no cost to you. • Policies may only be rescinded for fraud or intentional misrepresentation on the part of the applicant. Americans are required to buy health insurance. For those who can’t afford it on their own, subsidies are available to people who meet eligibility criteria. • Premium subsidies will be provided to lower the amount of premium the individual or family must pay for their coverage on a month-tomonth basis In order to obtain health insurance subsidies an individual must be a citizen or national of the United States, or a lawfully present immigrant who files a tax return. If they are eligible for Medicaid or Medicare they generally will not need other insurance coverage.
2
Income key to insurance costs
Oprah Winfrey
Goler CDC
Magic Johnson
Michael Suggs, President
2
can help you understand all of the SEP details and enroll in a plan The Affordable Care Act provides many benefits: Dependents may stay on their parents plan until age 26, • Individuals will no longer be subject to exclusions for preexisting condition and cannot be denied coverage. Preventive care and medical screenings are covered
3 Dr. Laura Gerald, President
Because the coronavirus pandemic has affected so many lives, it is important that everyone have health insurance. If you are still uninsured, you may be able to get affordable health insurance right now through the Affordable Care Act (Obama care). Although the time to enroll in health insurance is usually November 1 through December 15 each year, President Biden is providing an opportunity for people to get Obama care between February 15, 2021 and May 15, 2021. This is called a special enrollment period or SEP. Most people who live in the United States can enroll in Obamacare and get coverage from national insurance companies, like Blue Cross and Blue Shield. People with low and moderate incomes and who meet other eligibility
KBR Trust
Sandra Miller Jones
SMSi Healthy Living Solutions, Inc. Founder & CEO
Lafayette Jones
Publisher, Urban Call; SMSi-Urban Call Marketing, Inc. President & CEO
We’ve taken our shots. Here’s why: 1. Available COVID-19 vaccines are safe and effective. In clinical research among 75,000 vaccinated people, no one died and few were hospitalized. 2. Without the vaccination, two in the U.S. are dying every 30 seconds; African-Americans are dying at nearly three times the rate of whites. 3. Although we must still wear masks, wash hands and social distance for a while, taking the shot provides significant extra protection for our family and loved ones.
To get help obtaining Affordable Care Act insurance: Call the Goler Contact Center at (336) 355-5726, Email: aca@golercdc.com To obtain additional free copies of Urban Call for distribution to members of your organization: Call: 336-759-7477 Email: SMSipartners@smsi-net.com For a digital copy of Urban Call, visit http://Issuu.com/SmsiUrbanCallMarketing.com
URBAN CALL — HEALTHY LIVING EVERY DAY!
PAGE 2
Income figure key to lower insurance cost HOUSEHOLD SIZE
100%
133%
138%
200%
400%
1 2 3 4 5 6 7 8
$12,880 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
$17,130 $23,169 $29,207 $35,245 $41,283 $47,321 $53,360 $59,398
$17,774 $24,040 $30,305 $36,570 $42,835 $49,100 $55,366 $61,631
$25,760 $34,840 $43,920 $53,000 $62,080 $71,160 $80,240 $89,320
$51,520 $69,680 $87,840 $106,000 $124,160 $142,320 $160,480 $178,640
For families/households with more than 8 persons, add $4,320 for each additional person. Note: Eligibility for premium tax credits in coverage year 2021 is based on poverty guidelines for 2020.
Organizations partner to assist uninsured
The SMSi Companies Corporate Offices 51 E. Fourth St., Suite 1702 Winston Salem, N.C. 27101-4257 Office: (336) 759-7477 Fax: (336) 941-3547
SMSi & Urban Call Community Outreach Office Goler CDC Center 899 North Liberty Street Winston Salem, NC 27101 Office: (336) 759-7477
Issuu.com/Smsiurbancallmarketing.com SegmentedMarketing.org n
SMSi-Urban Call Marketing, Inc. President and CEO; Urban Call Publisher: Lafayette Jones Executive Editor: Alan Cronk Production Manager: Jodi S. Sarver Digital Services Director: Jimmy Davies, Every.Black
Video Production Manager: Chris Downey Photographer/Videographer: Donevan Cherry, CherVeli Media Financial Services: Roslyn Hickman Warehouse, Collation & Shipping Manager: Vincent Harris
SMSi Healthy Living Solutions Inc. SMSi Founding Chair and CEO: Sandra Miller Jones National Project Manager: Constance Baker Harris National Logistics Manager: Camille Allen Director, Financial Services: Roslyn Hickman
Agent Ambassadors: Charlie Bethea, Alvin Borders, Yvette Canty, Constance Baker Harris, Talaya Loyd, Sharon Lyles, Natalie Nicholson, Debra Shore, John Wall
SMSi Community of Networks
The Goler CDC, a WinstonSalem, N.C., based community development corporation, has received a grant from the Kate B. Reynolds Charitable Trust to help low income Forsyth County North Carolina residents obtain comprehensive health insurance Goler CDC through the Affordable Care Act President Michael (ACA), also called Obama Care. Suggs “To accomplish this goal, the Goler CDC has joined forces with the SMSi Companies (Healthy Living Solutions Inc. and Urban Call Marketing, Inc.) and Legal Aid of North Carolina. Both organizations have a proven track
Glossary of terms Health Care Reform has its own language. Here are common terms: Copayment: A fixed dollar amount you may pay for a covered service at the time you receive it. Copayments can vary depending on the service. Deductible: The amount you owe for certain covered services during a benefit period before your health insurance begins to pay. Enrollment Period: Generally
record of assisting individuals and families to obtain ACA insurance, especially African-Americans and Hispanics,” said Goler CDC President Michael Suggs. The ACA outreach campaign will include special newspaper supplements and radio advertising, distribution of ACA education materials (including a custom Urban Call publication), social media, participation in community events and one-on-one enrollment assistance. Garrett Bolden, Goler CDC CFO, said, “All help provided through this initiative will be free. To get help obtaining Affordable Care Act insurance, call the Goler Contact Center at (336) 355-5726 or e-mail aca@golercdc.com.”
the only time to enroll in a health insurance plan or switch to a new plan. A few exceptions apply
health plan. Pregnancy and genetic information are not considered pre-existing conditions.
Health Insurance Marketplace: An online insurance marketplace where individuals can compare, shop for and buy qualified health insurance plans. Also known as an “Exchange.”
Premium: The amount paid to keep an insurance policy active. Premiums are separate from other health insurance out-of-pocket costs, like copayments, deductibles and coinsurance.
Pre-Existing Condition: A condition, disease, illness or injury for which medical advice, diagnosis, care or treatment was received or recommended within a specified time period prior to enrolling in
Subsidy: A tax credit or a cost-sharing reduction to assist individuals purchasing insurance. They are based on income levels, household size, and access to other affordable coverage.
%
0 0 0 00 60 20 80 40
to obtain ns and hael Suggs. special ng, cluding dia, on-one
All help To get ce, call 6 or e-mail
URBAN CALL — HEALTHY LIVING EVERY DAY!
PAGE 3
Kate B. Reynolds Charitable Trust leader committed to community welfare Kate Bitting Reynolds established the Kate B. Reynolds Charitable Trust in 1947 to improve the quality of life and health of residence with low incomes throughout North Carolina. As the current president of the Trust, Dr. Gerald leads strategic direction and is responsible for overall management of the Trust. She represents the trust and takes a leadership role in philanthropy at the state and national level. “My proudest accomplishments are those of the Trust, including, after 70 years, setting a new strategic direction to achieve Mrs. Reynolds’ vision. I am excited that everything we do—our grantmaking, our messaging, and even our website—remain consistent with Mrs. Reynolds’ values, to inform our success today.” said Dr. Gerald. “I work every day to ensure the Trust’s investments achieve Mrs. Reynolds vision of improving the health and quality of life of North Carolinians.”
Mentoring champions Athlete and Entrepreneur Magic Johnson raises funds for a single-disease communitybased organizations dealing with HIV/AIDS education and prevention programs. Media Star & Owner Oprah Winfrey uses her personal money to fund education, learning and leadership development projects for youth globally. Entertainers Beyoncé and JAY-Z are giving $1.1 million to Boys & Girls Clubs of America for college to change teenagers’ lives.
Dr. Gerald is a former North Carolina State Health Director and Director of the Division of Public Health. A graduate of Harvard and Radcliffe Colleges and Johns Hopkins School of Medicine, Dr. Gerald recently received the David T. Tayloe Sr. Award for Outstanding Community Service from the North Carolina Pediatrics Society. The Kate B. Reynolds (KBR) charitable Trust has more than $560 million in assets. In 2019, KBR awarded more than $23 million in grants to improve the health and quality of life of residents in Forsyth County and around the state of North Carolina. The Trust focuses on outcomes, rather than issues to achieve long-term, sustainable change. It supports promising programs, systems change work, and innovative ideas that help residents and communities thrive, increase equitable access to health care, and achieve equitable health outcomes.
AHA, BCBSNC award $100,000 in mini-grants The American Heart Association and Blue Cross and Blue Shield of North Carolina (Blue Cross NC) announced 27 community health minigrant awardees, totaling more than $100,000. These community organizations and companies will be working to improve heart health among North Carolina’s most at-risk population.
Dr. Laura Gerald is the president of the Kate B. Reynolds Charitable Trust.
NC Legal Aid provides free help for families, individuals Legal Aid of North Carolina is a state wide, nonprofit law firm that provides free legal services in civil matters to low-income people in order to ensure equal access to justice and to remove legal barriers to economic opportunity. Among other services, the organization helps individuals (especially rural residents, AfricanAmericans and Hispanics) obtain health insurance through the Affordable Care Act (ACA), also called Obama Care. Legal Aid also provides many other free services, such as helping to secure protective orders for victims of domestic violence, helping to stop illegal convictions and fighting aggressive and illegal debt collection tactics. To reach the Forsyth County office, dial 1-800-660-6663.
The Goler Contact Center was developed to increase communication with constituents and community partners relative to resources that are available to address their particular situation. This phone and email service became increasingly important through the COVID-19 pandemic as face to face contact has been minimized due to concerns about the spread of the virus. Call: 336-355-5726 Email: aca@golercdc.com
The Every.Black Entrepreneur Podcast Network The Every.Black Entrepreneur Podcast Network is a small business owners coalition using decades of experience to educate and create wealth through entrepreneurship, technology and strategic global networking. The network regularly airs 19 shows monthly reaching thousands listeners in 30 countries. One of the weekly podcasts, The Healthy Entrepreneur radio show, which addresses the health concerns of entrepreneurs, interviewed founder Sandra Miller Jones of Healthy Living Solutions, Inc., a 40-year-old Marketing Company, on the Affordable Care Act (ObamaCare) benefits. Access the podcast at www.Entrepreneurship.Black.
Jimmy Davies Founder, Every. Black
Tiffany Parker, Host, The Healthy Entrepreneur
Charlotte-Mecklenburg: • Camino Community Center: Camino Vida Teaching Kitchen • Hope Street Food Pantry • McLeod Addictive Disease Center, Inc. • Presbyterian Hospital Foundation (Novant Health Presbyterian Medical Center Foundation) Triangle: Raleigh-Durham: • Alliance Medical Ministry (Raleigh) • Bike Durham • Cary Downtown Farmers Market • Feed My Sheep of Durham • Lincoln Community Health Center (Durham) • YMCA of the Triangle Triad: Winston-Salem, Greensboro, High Point • Greensboro Farmers Market • Guilford Community Care Network • Guilford County Department of Health & Human Services – Public • Heated Seminars, LLC Health Education Consultants • H.O.P.E. of Winston-Salem • Magnolia House Foundation, Inc. • N.C. A&T University / CAES Student and Community Farm • Neighborhood Markets, Inc. • New Jerusalem Missionary Baptist Church • Sigma Nu Fraternity Incorporated • The Twenty Inc.
Join the rapidly growing IT industry. TECHNICAL TRAINING | EMPLOYABILITY COACHING | STUDENT SUPPORT
NOW
ENROLLING
CompTIA IT Fundamentals+ Certification Course Become qualified for entry level IT positions:
TECHNICAL SUPPORT
DATA ENTRY
SYSTEMS ADMINISTRATION
To be considered for the TechCareers program, applicants must be at least 18 years of age and have a minimum high school diploma or GED. Applicants should reside in Forsyth or surrounding counties and be unemployed or underemployed. Financial aid and scholarships are available for students who are considered financially disadvantaged. Prior experience in Information Technology is not required, but applicants should have a strong interest in IT and must be willing to work diligently towards industry-recognized certifications.
Visit techcareers2020.com and submit our interest form for more information. pwilliford@golercdc.com | 336.761.0595 x 105
A Program of Goler Community Development Corporation