Vzpomigsk a old iciho elena

Pted necelSm rokem dostal redaktor rzacnY ptispevek od jednoho ze zakladajicich Clem SPJST. Je tomu prave mesic, kdy pisatel onohO elanku bratr Jan Husak, usnul nav2dy. V upominku na zesnuleho bratra je zde znovu otigten jeho 2ivotopis. Redaktor.

Jsme easto vybizeni, abychorn my, kteti jsme jeate na 2ivu a pattime mezi ty zakladajici eleny, napsali nejakY 2ivotopis. Pokusim se o to a chci trochu popsati, jak jsme zakladali to nagi SPJST. Bylo hodne nagincti, kteki jsme byli v iadu decho-Moravan na Effinger. Zaealy bYti vysolte rnesieni poplatky a iirody byly male nasledkein pilousu, tak nekteti zaoali shanet eleny do noveho spolku SPJ ST. Nejvice pracovali Kubena, Gallia, Haidngek a jini, na ktere se vice nepamatuji.

Kdy2 se Kubena o2enil, tak se pfistehoval na Fayetteville a zavedl si tam obchod, ale piitom pracoval pro zalo2eni SPJST. Toho easu byl jsem elenem tadu C.S.P.S. na Ellinger, kde jsme mivali schtze v sobotu veeer, ponevad2 bylo nekolik bratrit, kteti meli obchody. Tenkrate se jezdilo z farem do obchodu v nedeli. Zvedeli jsme, 2e na Fayetteville budou zakladat prvni fad toho noveho spoiku. Tak nekolik nas bratril od eSPS ph Ellinger jsme se usnesli, to pojedeme v nedeli do Fayetteville a pomideme jim ten prvni fad zalo2it. To mel Kubena uz nekolik elentl ziskanSrch.

Tak se stalo, 2e jsme ten prvni tad zalo2iii. Kdo vgechno se pkihlasili, to si u2 dnes nepamatuji, ale vsak kdesi z toho budou jeste zaznamy. Jen to vim, 2e jureno prvniho fadu v to SPJST navrhnul bratr Jan Chupik, otec nynej giho tajemnika J. F. Chupicka, a 2e my jsme ten jeho navrh jednomyslne prijali. Pojmenovali jsme ten prvni kad Pokrok Texasu.

Nekde jsem Ceti, ze Gallia byl toho prvniho tadu piedsedou, ale ja, jsem Galliu ve Fayetteville nikdy nevidel. On asi byl pfedsedou Hlavniho ildu, al se cela SPJST sorganisovala. Na Fayetteville byl ptedsedou Kubena, po nem Knesek, a take Slavik byl nekolik rokil tajemnikem. Na ty druhe uredniky si ji2 nevzpomenu, ale stejne je to poznatene v knihach, ktere jsme tenkrate vedli. Take moje man2elka piistoupila k tadu ye Fayetteville, kde jsme byli eleny, az jsme se pfestehovali do Ross, kde jsme pomohli zalo2iti fad DubovY Haj eislo 126, u ktereho j-me dosud eleny.

A trochu take napigi ze sveho 2ivota. Do Ameriky jsem pfijel roku 1883 s otcern, nevlastni matkou a dvema nevlastnimi bratry. Narodil jsem se v Jablunce na. Moray& Tenkrat jegte vlaky pies Jablunku na Vsetin nejezdily, take jsme jsou Jan, Frank, Frantitka Mrkog Joe a Albina jsou v Houstone, Albinu ma Tony Koval. Anna je az ye Virginii, to se provdala za Jana Lattovicu. Tak deti vyrostou, a potom jsou po celem svete. Ka2dk jde za sv3"rm tivobytim, vtichni mail za.lotene sve domacnosti, ale vaichni se o nas staraji s upi'imnou laskou.

?A: museli delat dalekou cestu, nez jsme se dostali na stanici, kde jsine sedali na vlak. Bylo nine tenkrat 17 rokti. Z naseho kraje toho tasu kaZdY jet na Ellinger k rodine starch Hruglal. My vlastne pfijeli k Tornagi Novosadovi, kterY byl u Hrug gkova byla Novosadova nejstargi sestra. Oni pfijeli do Ameriky jegte peed obeanskou valkou. Cestu tnne vyplatil otec, ale musel jsem to odslouZit. Sloutil jsem u Avakra Tomo.ge Novosada,. Otec mtj jmenoval se Josef Husak. Matka moje, ktera se za svobodna jmenovala Frantigka Kadlec, pochazela z Valdorfu, nekde od eesko-nemeckYch hranic. Nevim, jakou nahodou se ona se syYmi rodiei dostala do Jablunky na Valagsko.

Nepamatuji se, kterY rok to bylo, ale Tomag Novosad koupil si farmu pki Fayetteville a ja jsem tenkrat slouZil u neho. Nedaleko bYvala rodina Trampotova, kteii tate pochazell z Jablunky. Pani Trampotova byla z rodiny PalackYch, kteti pochazeli z Hodsiavic na Moray& Jeji strYtek byl Frantigek PalackY, ten co napsal "Dejiny narodu eeskeho." Meli dceru Annu, ktera byla o osm rokil rnlad gi nez ja, s kterou jsem se v roku 1892 o2enil. Asi patnact rokii byli jsme na rente ph Fayetteville, at v roku 1907 jsme se nastehovali na West, kde jsme zase byli etyti roky na rente u Ignace Hutyry. Pak jsme si koupili farmieku tfi mile zapadne od West. V roku 1943 jsme prodali farmu synovi, ponevad2 jsme u2 nemohli pracovat a stale 2ijeme v Malem domku ph synovi na farm&

Musim se jeate trochu zminit o sve mantelce. Take se narodila V Jablunce. Rodina Trampotova jela do Ameriky o dva roky drive net my, Husakovi. Pfijel tenkrate do Jablunky Jan Havlik z Ameriky. Trampotovi mu byli strSreek a tetieka. Kdyt Jan Havlik pfijel do Jablunky, musel se trochu skrSrvat, aby ho nezavreli, ze pfemlouva, lidi, by jeli do Ameriky. Trampotovi museli napfed ku svemu strYekovi do Frenatatu, a odtud po vote do Studenky, kde sedali na vlak. Bylo to tenkrat hodne take vypravit se do Ameriky. Ale pfhela cela, Trampotova rodina, s nimi jeate Josef Mikolal, stafenky HruAkave S'vakr. Tak vAichni k HruSkovS7m o dva, roky pied nami.

Poeatky naSe zde v Americe byly jake. Kukutice, kdy se sela, to se muselo zrno pohazova.t rukama, baylna rovne2 tak. Na °rani byl jen pluh, na obdelavani jen motyky. Dnes je jina, prate na farma.ch, same stroje, same vymo2enosti. Dnes Zeny mak) jdou do pole. Tenkrat musel kaldY, kdo byl zdravSr.

Tak jestli, bratie redaktore, z toho nem vyberete, tak to sestavte, aby se etendti neco o tech zakladajicich elenech dozvedeli. Jsme na svete u2 jenom jako na besede. Mne minulo 20. biezna 87 rokii a man2elce na 3. Unora 79. To u2 je dosti vysokY vek, ale jegte sami sebe obsloutime, a jsme spokojeni. Nebylo za tech 61 rokil, co jsme spolu, jen same slasti, ale bylo take dosti strasti. Ale to u'2 je osud aloveka. Matka, mi zemfela, kdy mi bylo tfi roky, ale dostal jsem vernou dru2ku 21vota, s ni2 ziii pies 61 roku.

Doufam, ze jsem napsal kousek 2ivota jednoho z tech, kdo zalo2ili SPJST. Jan Husak, Clen fadu DubovY Haj eislo 126.

Co si neustale ptedstavujeme, o eem nejvice premYglime, vetka,va, se do tkane nageho 2ivota, stava se soutasti naaeho vlastniho ja a zvetguje silu nageho dugevniho magnetu, aby ptitahoval k sobe, echo si pfejeme. -- 0. S. Marden.

Dobro, jet od nekoho jsme pfijali, Lida, bychom trpelive meli zietel na zlo, ktere nam pUsobi.

Vychovali jsme lest dobrYch deti, je- Dopougti se den zemiel po na,rozeni, a zde ph West li kdo, 2e sarn velkeho blaznovstvi, mini jest vrcholem moudrosti.

OFFICIAL ORGAN OF SLAVONIC BENEVOLENT ORDER OF THE STATE OF 'TEXAS

etc., intended for publication, must be in the hands of the Editor a week before the date of issue. Address all editorial matters to: Editor, 6402 Prague, Houston?, Tex.

Postmaster: Please Send Form 3579 With Undeliverable Copies to SUPREME LOJOGE SPJST, TEMPLE, TEXAS

Musings Of The Editor

THIS WEEK, I SHOULD LIKE TO discuss the new benefits given in the J.-T class. This information is valuable for anyone who is interested in the terms insurance for a child. The old schedule with scaled or graduated benefits was replaced with a very favorable new schedule. This new schedule affects every one of the 800 odd certificates already in force. It will not be necessary to have the J-T certificates changed, but the SPJST members should know that there are increased benefits in effect.

LET US GET A COMPLETE PICTURE of the former and the present setup. Back in 1928, the SPJST convention held in Temple established the Juvenile Department. Slowly and gradually, the ofricers of the Supreme Lodge realized that it would take some individual to carry out the instructions of the Temple convention. They advertised to employ some capable insurance man to work out the details. We had three applicants: the late August Morris, J. M. Skrabanek and J. F. Chupick. Brother Chupick had the best plan and received the assignment. The original plan was to insure the children of the members for $500. The rate was 20 cents a month for those between the ages of 2 and 10, and 30 cents for those from 10 to 15. We did not offer insurance for children under two.

THE DEATH BENEFITS WERE scaled, starting with $34 at the age of two, and reaching the full protection of $500 at the age of 13. If a child died at the age of 8, the death benefit was $200. This original plan was in force for 12 years. Then the maximum amount of protection was raised to $1,000, and the monthly fates were also doubled, that is 40 cents up to the age of 10, and 60 cents up to the age of 15. But the same gradual scale was retained, with the full protection at the age of 13. The scale is still in our rate books. Now, a new scale of benefits is in force.

JUVENILE CERTIFICATES ARE ISsued at age of one day and up to 9 years 6 moths for a monthly premium of 40 cents; and for the higher ages be- tween 9 years 6 months and 15 years for a monthly premium of 60 cents. Hereafter, the full amount of death benefits shall be payable on present juvenile certificates, J-T class, at age of 9 years and 6 months. The new benefits, also graduated but much more favorable, go up $100 every year. The lowest death benefit is for a child who dies under the age of 6 months, and is only $50. If a child dies between the age of 6 months and 1 year 6 months, the death benefit is $100; 2 years, $200; 3 years, $300; 4 years, $400; etc. *

WHEN DISCUSSING THE J-T CERTIficate, many of our field workers admit that they do not like the term insurance (J-T) certificate, and that they did not sell a single J-T protection. That is not the right attitude. There are many families who cannot afford the more expensive type of protectien, and they should obtain some insurance at the lowast cost. We should be offering it even though it is a term insurance. Not everybody can afford to wear a $25 Stetson hat, but everybody tries to buy the head cover to suit his pocketbook. The J-T certificate is a temporary protection. Probably that is the reason we have only 816 J-T certificates. But it is a good protection for the amount, of premiums it takes to carry it. * 0

ONE OF THE ORGANIZERS REported two, cases where he sold the J-T certificates in addition to the higher type of insurance. The writer of these lines had done the same. Father of a boy wanted to have $2,000 protection. He did not feel that he could carry the more expensive insurance, but he wished to have something better than a term insurance. He followed the suggestion to have $1,000 of the higher type and $1,000 of the term insurance. His boy is now fully protected for $2,000. By the time the boy gets to be 15 or 16, the father thinks that the financial conditions of the family will improve so that the boy may take out more insurance of the permanent type.

OUR ACTUARY STRESSED THE point that we should pay more attention to the J-T class as a matter of long- range campaign work. Only four out of 100 children who have the J-T certificate fail to apply for the permanent type of insurance before or when they reach the age required to convert the temporary protection into a permanent one. It the opinion of our actuary, we should have not 816 J-T certificates but twice or three times that number. It means ar:L'omatically 'more young members in the future.

AS MUCH AS THE NEW SCALED benefits may be far better than what we used to have, it is not a complete satisfaction to the writer who have been pleading for higher benefits in the J-T class. It is my honest belief that the scaled benefits in the J-T class should be intirely eliminated, and that full amount of death benefits should be payable on the juvenile certificates J-T, except in the first six months when the certificate is issued at age under six months. With' the exception of the first six months of an infant, when the death rate among the infants is much higher, the death benefits should be paid in full regardless of the age of the member at death. It is my honest opinion that our actuary would give his approval to eliminate the scaling of the death benefits. The J-T class is being handled separately, and the solvency is so high that. the supreme officers are almost embarrassed to mention it. If it can be done, why do we have to wait again twelve and fourteen years to make additional improvements? Are we so set in our thinking that it takes another generation to remove the cobwebs?

THERE IS ANOTHER BENEFIT IMprovement which the writer would like to see in the SPJST. We have a remission of premiums to those who have beea members 35 years or more and have attained the age of 70. That provision is, actuarially taken, against the principles of life insurance. We do have surplus, and we should have surplus. But the surplus belongs to all the members, in proportion to the length of their membership in the SPJST, not according to their actual age. Other fraternal societis have it worked out more satisfactorily where everybody gets his share, of the undivided surplus, but not in cash arid not in remissions.