Your FREE Lifestyle Magazine September / October 2018 Issue
Greyton Artist Dee De Kock
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CONTENTS COMMUNITY & ART
P3 P4 P6
EDITOR
Peter van Schaik
Hélène Truter - What goes down... must come up... Uit die pen and Annette. Let's beGIN!.
A concert is not a live rendition of our album. It's a theatrica! event.
SPLASH Office Tel: 074 717 2582
- Freddie Mercury
BODY
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Hi Splash Readers
P8
Dawie Snyman - New Zealand's domination in world rugby.
P12 P14
Pam Snyman - Affect of the financial intelligence centre act on buyers and sellers of property. QUEEN.
Farrokh Bulsara, known professionally as Freddie Mercury, was a British singer, songwriter and record producer, best known as the lead vocalist of the rock band Queen. He was known for his flamboyant stage persona and four-octave vocal range. The rock band formed in London in 1970. Their classic line-up was Freddie Mercury, Brian May, Roger Taylor, and John Deacon.
HOME
Cover Art: Dee De Kock
Bohemian Rhapsody is a foot-stomping celebration of Queen, their music and their extraordinary lead singer Freddie Mercury. Freddie defied stereotypes and shattered convention to become one of the most beloved entertainers on the planet. The film traces the meteoric rise of the band through their iconic songs and revolutionary sound. They reach unparalleled success, but in an unexpected turn Freddie, surrounded by darker influences, shuns Queen in pursuit of his solo career. Having suffered greatly without the collaboration of Queen, Freddie manages to reunite with his bandmates just in time for Live Aid. While bravely facing a recent AIDS diagnosis, Freddie leads the band in one of the greatest performances in the history of rock music. Queen cements a legacy that continues to inspire outsiders, dreamers and music lovers to this day
e-BOOK GUIDE Some articles and all ads in this publication is interactvie. Click on articles to view videos or click on ads to go to the advertisers website or to send them an email directly from this e-Book.
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O VERSTRAND F ENCING PROTECTION, SAFETY, PEACE OF MIND
C:084 921 7777 W:028 313 1999 info@ overstrandfencing .co.za
Saving for Retirement It’s never too early to start saving for retirement. Your savings will grow over time to secure a solid nest egg so that you can enjoy a comfortable retirement. By investing a lump sum or some of your salary each month, you can grow your money over time so that you can retire comfortably. No matter how much you need to or can afford to save, the most important thing is to stay committed to saving. If you are retrenched or move jobs, you can maintain your retirement plan by moving it into a preservation fund. Resist the temptation to cash in your savings, as it will be very hard to make up for the value you’ll lose. If you are retiring soon, or are already retired, you need to draw a monthly income from your savings to maintain your lifestyle. You also need to manage your retirement savings to ensure it lasts throughout retirement.
If you are interested in discussing your retirement, contact me.
Antonie Prinsloo
Senior Financial Planner 028 312 4338 | 082 494 6393
antonie.prinsloo@sanlam4u.co.za
Sanlam is a Licensed Financial Services Provider.
SPLASH 3
WHAT GOES DOWN ... MUST COME UP ... (No it’s NOT that kind of article)
T
hings going up and down, apparently, is a universal fact. Like the sun and the moon. Soos ’n kurkprop onder die water. Like our whales. Like that unwanted family member who pops up for Christmas Lunch every year. Oh… and that other thing… The world economy. Including ours. Don’t roll your eyes at me. Look at history and you can predict the future. We had a crash in 2008. And eventually every thing improved… So now ten years later we’ve had another crash… and again we will recover. What goes down, must come up… Therefore: I’m not going anywhere. I like it here. And it can only get better from here on out. Dit gaan nie net vrot hier by ons nie. Doen jouself ’n guns en kyk bietjie die nuus op die Internasionale TV kanale. Dis chaos in ander lande. Every day could be the start of the Third World War. Luckily Mr. Trump doesn’t have much interest in annihilating the bunch of losers at the bottom of the African continent. Finally, after much needed rain, we seem to be heading into the summer season. And as usual our whales are oblivious to the turmoil on land. They are mainly interested in coming up for air… And that’s what we should be concentrating on… Survival. One breath at a time. Come up for air. Even better, come up for the Hermanus Champagne air… And while you’re up for air, why don’t you check out the view, the whales, the sea… All of this is still free, people. I’m at an interesting place in my life. I’ve gone through some torrid times. I had a choice: Either get seriously depressed and simply not get up in the mornings… Or decide to view this as a second chance. I’ve opted for the latter. And since I’ve changed my mind about my circumstances, life has decided to give me a break. Things are looking up. Jaaaaay! At the moment I’m in Johannesburg. I was in Pretoria last week… What is the point of this, you wonder? Hang on I’m getting there. I booked myself a really cheap place in Pretoria (because I had to pay for it – ha ha). The place in Johannesburg is more upmarket because the production company that flew me up is paying for the accommodation. Okay, long story short… The days I spent in Pretoria were dismal. Because the place was UGLY! I was so depressed! Just reminded me how one is influenced by your surroundings. The Parkhurst house is beautiful. A little slice of Amulet. I liked the place so much I booked an extra day which I paid for. Gladly. Which brings me to the next point. We are going through really difficult times at the moment. Bad news everywhere… I have therefore decided to throw a BIG FAT PARTY. The AmuLet-there-be-Cake Party. I’ve always been a huge MarieAntoinette Fan. So Her Royal Highness Marie-Amulet is throwing a huge FANCY DRESS PARTY in Stellenbosch. We are going to drink and eat and laugh and shop as if there is no recession. YOU ARE ALL INVITED. However, if you arrive without Fancy Dress, your head will be chopped off. Refer to the invite. Hope to see you there!
Hélène Truter
Tel 028 313 0359, 4 Broad Str Hermanus
Haar Ydele Hoogheid MARIE-AMULET van Paleis de Vetkoek … Nooi u en ’n paar uitgesoekte gaste na die
Isabella Niehaus Laaaaang tafel.
s Gin en Sjokolade Paring s 3 Gang maal s Wyn (Geen water, ons spaar vir die maer jare) s Koek vir die Plebs DRAG (VERPLIGTEND!!): OORDADIG/ ENIGE FANCY DRESS/ ANTI-RESESSIE/KRONE EN HOOFTOOISELS.
Datum:
11 OKTOBER 2018
Tyd:
12H00 tot jy omval….
Venue:
WINELANDS LIVING, STELLENBOSCH
Fooi: R950 per kop ... (dis hoe ons rol) Ingang na Pop-up mark, (50 uitstallers), Vermaak en uitbundige gelag ingesluit. Ha ha haaaa… ha
Beperkte hoeveelheid sitplekke. Vooruit bespreking en deposito noodsaaklik. EKSLUSIEWE AMULET en MITAT SKEPPINGS BESKIKBAAR. Verewig jou gesig en/of lyf op ’n Mitat ontwerpers-tafeldoek, voorskoot, gordyn, runner, kussing, servet, panty…. Die keuses is legio… EET, DRINK EN SHOP SOOS ’n QUEEN.
Besprekings: Helene Truter @ amuletlifestyle@gmail.com
Annette
Uit die pen van
Water, natuur se luukse … Winter was goed vir ons sover. Die damme raak voller en sommiges loop selfs oor, paaie is nat en sneeu val mildelik. Ten spyte daarvan word ons steeds gemaan om water spaarsamig te gebruik en nie al ons moeite van die afgelope jaar in die drein af te spoel nie. Dit het my herinner aan ʼn skrywe wat ek vroeër in die jaar gemaak het en dit voel van pas om nou te deel. Om my eie woorde weer te lees bring net weereens die realiteit tuis, ons is ver van OK af wat water betref. Niks laat jou water waardeer soos die krisis wat die Kaap die afgelope tyd ervaar het nie. So hier is my 5c se input oor die Kaap se waterkrisis! Realiteit skop in wanneer mens in ʼn koffie winkel vir ʼn glas water vra en jou kelner, baie beleefd, antwoord
dat: “Jammer, ons kan nie gee nie, ons kan net verkoop. Still of sparkling, Mevrou?” Tien uit tien vir Torrador in Cape Gate winkelsentrum. Ek het trots gevoel. Om nie eens aan ʼn basiese behoefte soos ʼn glas kraanwater met suurlemoen en ys te kan voldoen nie, is hopelik vir die watermorsjorse daar buite ʼn wake up call! Ek was verbaas toe iemand so paar dae gelede in ʼn gesprek vra - “Is dit dan nou regtig so erg?” Ons het gesels oor die tekort aan 5L water en waterkanne in die winkels. Regtig? Waar was jy die afgelope tyd? Ek het byna gestik in my koffie. Sulke totale ignorance maak my verby woedend. Dit maak my kwaad dat my huisgesin emmers water
opgaar en dit onooglik rondstaan, dat ek nie elke aand mag stort nie en nie eens ʼn glas water uit die kraan mag kry in ʼn koffie winkel nie; terwyl Sannie en Jannie bubble bath koop en elke week karre was. Ek dink twee keer voordat ek die toilet spoel en maak die kraan toe wanneer ek tande borsel. 'n Ander persoon weer, nogal ʼn slim mens, met ʼn graad en high-paying loopbaan, reken dat daar is eintlik genoeg water. “Hulle” (wie húlle ook al mag wees), maak ons net bang. Watter tipe mentaliteit is dit? Maar helaas, ek sal voortgaan om alles te doen wat ek moontlik kan om water te bespaar en die wat ek het, te hergebruik. Want ek, wat Annette is, gee om: vir myself, my
medemens, diere, die natuur en die krisis wat ons nie meer in die gesig staar nie, maar waarin ons nou right smack bang in die middel is. Al beteken dit emmers water rond dra tot my arms wil afbreek, stortwater opvang in ʼn kom en meer as een bondel wasgoed was in dieselfde water. Al hou ek niks hiervan nie is dit plain en simple die regte ding om te doen. Dink net as elkeen van ons daardie never mind houding gehad het? Dan was dag zero nie in die naby toekoms nie – ons sou alreeds in rye moes staan vir water en vuis slaan vir die laaste bottel op die rak. Waterlose groete! Annette
SPLASH 5
Let’s beGin! ‘dʒɪn’ The days of a straight forward G&T is long gone! Today we have a choice of some 60 South African Gins of Origin. Each one delicately distilled to showcase the art of gin to it's best. In the 13th century a Dutch scientist originally formulated juniper berry oil as a medicine and it was added to distilled spirit along with botanicals to make it more palatable. It was prescribed as a remedy for kidney ailments, lumbago, stomach ailments and gout. Popular botanical flavouring agents may include any of the following: citrus elements, anise, angelica root and seed, orris root, liquorice root, cinnamon, almond, savoury, dragon eye, saffron, baobab, frankincense, coriander, grains of paradise, nutmeg, cassia bark and/or other spices. In South Africa our Gin of Origin may include any of some 30 local wild herbs and plants, giving our local craft gins its own distinctive character. A variety of classic London Dry gins are produced. Others are fynbos infused, some with delicate floral undertones, wild cucumber, local buchu, wild dagga, evil’s claw and many more old-world veld herbs adds unique flavours to differentiate South African gins from the rest of the world. Gin can be drunk neat on ice or it can be the bases of 100’s of cocktails, as the botanicals (herbs, spices etc.) come to life in cocktails and add complexity to the drink. Therefore, so many classic cocktails call for gin. The most popular G&T however is still the favourite! Use a low sugar tonic and experience a new world of sensational flavours. Garnish your gin with a couple of coffee beans or a sprig of fennel, a couple of pepper corns, sliced strawberries or blue berries, and the flavours will enhance your favourite tipple. Six years ago, a small discovery was made at Wine Village. Five drops of water! Add five drops of water before ice or tonic and you will experience a whole lot more! Or visit Wine Village for a free tasting of some of South Africa’s best craft gins. SPLASH 6
Style is a way of saying who you are without speaking. Her inspiration comes from keeping her eye’s open, as she believes that inspiration is everywhere. Dee has the ability for turning the ordinary into extraordinary, through her creative eye and her extensive design and architectural knowledge.
For Interior Design, Space Planning
Contact Dee: +27 82 785 3774, dee@deedekock.com, www.deedekock.com
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FUNKY VIBES Music specialists
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SPLASH 7
NEW ZEALAND’S
Domination in World Rugby As mentioned last month we are going to discuss the difference between New Zealand’s rugby and that of the rest of the world. What are they doing that is different? In the modern world with TV and match analyses techniques why can the rest of the world not catch up with them? Six valuable lessons to be learnt from them, follow here: 1
Rugby is a game of attack against defense. It is a game and it must be played. Both attack and defense can be played defensively or offensively. New Zealand is currently playing most of their game with an offensive attitude. The result of that is that they more often than not have front-foot ball.
2
The next question is: why do they do this? Rugby is played with one ball and the competition revolves around the ball and the opportunity to play (attack) with the ball in order to score points. In the competition of attack (the team with the ball) and defense there is also contact from the defending team trying to prevent the attacking team from scoring points. All these contact points are an opportunity for the teams to control the game through an offensive attitude as mentioned above. Most of the contact points will be in general unstructured play.
Unstructured play means that the individual players do not really have a specific specialised position as in structured play which is formatted in scrums, lineouts, kickoffs (from the middle of the field) and kick-ins (from the 22 meter line) on the field. Structured play requires specific positions with a specific skill set per position. We will only deal with unstructured play for now. So, what is the difference between NZ and the rest of the world in unstructured play? They all play the contact with explosive power… by increasing their power as well as their speed just before contact. This enables them to control the contact point offensively and through this they establish front-foot ball enabling them to circulate the ball to another place or position on the field in order to redirect attacking play. It also provides additional time for the support players to support on either side of the ball carrier to get in position to receive the ball for continuity in the game. Support play is a trademark of NZ rugby. You will always see players on the left and on the right side of the ball carriers. If the ball is passed, the next 4 players work very hard to move into supportive positions in order to fulfil the support function. They are just always there! 3
They play by means of their implementation of running skills in the contact situation. Attacking players use their sidesteps and goosesteps to get away from the defending player enabling an off-theshoulder contact position in the tackle and therefore onto the arm. The opportunities to play effective rugby with continuity from this position on is very good. Support runners on both sides makes this a
SPLASH 8
very dangerous situation for the opposition. Something which we see very often in their games. The minute they create the momentum they immediately increase the intensity and urgency to exploit the situation optimally. 4
The next thing that they do differently is the utilization of their communication skills in each situation. This is also a time saver which makes cohesive uninterrupted play so much easier for the players. If and when I know that you are there by means of constant and specifically relevant communication, I can direct the play in your favour. The result is there for us to see and enjoy.
5
The New Zealanders also implement their kicking skills where necessary in order to create doubt in the offensive defense of the opposition. From the opposition’s perspective, this then results in defensive defense. These two principles are worlds apart. The one puts you on the front-foot and the other on the back-foot.
6
Handling skills in distribution of the ball and timeous communication to the player in a better position than the one carrying the ball can only have positive results for the attacking team. This is evident in New Zealand’s attacking play at every level of the game.
Dawie Snyman
In conclusion…to wrap up: It is not what you do when you play the game it is how you play the game in each situation. All of these six aspects together make a huge difference in unstructured general play and all of them bring about the acquisition of extra time for the attacking team’s players to react and support. As a player, if I know that these are the principles that we are playing to, I know what to expect and it becomes so much easier to support effectively. The Springboks have learned some lessons from the All Blacks by studying their games on video and the last test attested to this fact. Some of the above was implemented by the Springboks with very effective results
What a wonderful game to enjoy!
LONDON TRAINED BEAUTY THERAPIST FACIALS Sh'Zen stockist. WAXING GEL NAILS ACRYLIC NAILS SHELLAC NAILS NELE NATURALE BIOSCULPTURE SILK & FIBRE NATURAL EYELASH EXTENSIONS THERAPEUTIC MASSAGES REFLEXOLOGY
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Rock, Country and Pop artist Book me for your next corporate function, birthday, pub or private.
Mussel Centre, Mussel Street, opposite Fire & Traffic Department
Tel: 028 313 2074 Cell: 084 358 9827
Brand New Life fitness & Hammerstrength Resistance & Cardio equipment Free-weight Training Personal Training & Weight Loss Stretch & Ab’s Circuit Indoor Cycling Studio Pilates • Yoga • Aerobics 50’s plus Exercise classes • Circuit
Mat Browne & Robbie Fleck (DHL Stormers coach) during Stormers training camp at Proactive Fitness.
Wilson & Schneider Biokinetics SAJKA Karate TaiBo & Zumba classes Spacious Change Rooms New Tancan: Quick & Effective! infra red & hot rock sauna Juice / Coffee Bar Power Plate
1000 Square meter Gym packed with a variety of sophisticated exercise equipment • Over 40 Weekly Studio Classes • New Cascade Electromagnetic Spin bikes • 8 Studio Based Group Pilates Classes every week • Qualified & Professional Fitness team waiting to assist you
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028 313 2074
Ample safe parking • No Contracts • Competitive monthly rates • Friendly Atmosphere • Owner Operated by Michele & Mathew Browne
Spring into action this Summer!
...WATCH THIS SPACE... WE ARE DOUBLING THE SIZE OF PROACTIVE FITNESS IN AUGUST! Receive R50 off MORE SPACE, MORE EQUIPMENT, MORE EXCITING NEW STUDIO CLASSES!any Kalahari Facial MORE UNMATCHED EXCELLENT SERVICE FROM OUR DEDICATED FITNESS TEAM! Treatment or 45 min CALL MATHEW FOR DETAILS 028 3132074 Back Massage. Our boutique studio is located at Wilson Schneider Biokinetics Practice at Arundel Medical Rooms on corner of Arundel & Church Streets in Westcliff, across the road from Hermanus Medi Clinic. Michelle Wilson is a registered Biokineticist (HPCSA & BASA) and internationally qualified STOTT Pilates Instructor with a special interest in injury rehabilitation. The studio offers private (1), duet (2) and small group (3/4) classes in both matwork and reformer using light equipment such as balls, bands, circles, rotational discs etc. A systematic movement based approach to neuromuscular re-education is employed to facilitate cognitive involvement in rehabilitation through cuing and tactile facilitation using the latest rehabilitation techniques to balance and strengthen muscles around joints in order to restore and maintain healthy movement patterns. Areas of rehabilitation: ❁ Postural and biomechanical weakness. ❁ Pre and Post Operative Rehabilitation. ❁ Chronic pain: back, neck, shoulders, hips and knees.
Schedule your appointment with Tanya 0765451800
❁ Pregnancy: pre and post natal. ❁ Sports Conditioning and Injury Prevention. ❁ Golf Conditioning.
Contact Michelle on 072 695 1040 for more information / schedule an appointment.
*excluding Pensioner Monday rates* *available to Gym & non-gym members* SPLASH 9
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’n Keur leefstyl-landgoed op ’n Keur leefstyl-landgoed op Onrusrivier vir vyftigplussers ’n Keur leefstyl-landgoed op Onrusrivier vir vyftigplussers Onrusrivier vir vyftigplussers
Al ooit gedroom van ’n rustige bestaan op ’n poskaartmooi en vreedsame kusdorpie? Al ooit gedroom van ’n rustige bestaan op ’n Al ooit gedroom ’n rustige bestaan op ’n poskaartmooi envan vreedsame kusdorpie? Onrusrivier, met sy heerlike klimaat, pragtige poskaartmooi en vreedsame kusdorpie? natuurskoon, strandmeer, lieflike see-uitsigte en Onrusrivier, met sy heerlike klimaat, pragtige wandelpaaie – om nie eers van die omgewing se natuurskoon,met strandmeer, see-uitsigte Onrusrivier, sy heerlikelieflike klimaat, pragtige en uitstaande wynlandgoedere en gholfbane te praat wandelpaaie –strandmeer, om nie eers lieflike van die see-uitsigte omgewing seen natuurskoon, nie – is vinnig besig om ’n gesogte bestemming uitstaande wynlandgoedere en die gholfbane te praat wandelpaaie – om nie eers van omgewing se virnie vyftigplussers te word. Hier vind jy Negester – is vinnig besig om ’n gesogte bestemming uitstaande wynlandgoedere en gholfbane te praat Onrusrivier, net om die draai van Hermanus – vir –vyftigplussers te om word. Hier vind jy Negester nie is vinnig besig ’n gesogte bestemming geleë op die soom van diedraai Groenberge die – Onrusrivier, net om die van Hermanus vir vyftigplussers te word. Hier vind jyinNegester spreekwoordelike hartjie van Onrusrivier! geleë op die soom van Groenberge in die – Onrusrivier, net om diedie draai van Hermanus spreekwoordelike hartjie Onrusrivier! geleë op die soom van die van Groenberge in die Die grootte van hierdie leefstyl-landgoed se spreekwoordelike hartjie van Onrusrivier! 125 tussen 114 ense205 m² Dieeietitel-woonhuise grootte van hierdiewissel leefstyl-landgoed en pryse begin byhierdie R2 860wissel 000.tussen Die 50114 wooneenhede 125 eietitel-woonhuise en Die grootte van leefstyl-landgoed se205 m² in125 die sorgsentrum se grootte wissel tussen enm² en pryse begin by R2 860 000.tussen Die 50114 wooneenhede eietitel-woonhuise wissel en27 205 70 basiese sorg-, hulpsorgen50 verswaktesorginm² dieensorgsentrum grootte tussen 27 en en pryse begin by R2se860 000.wissel Die wooneenhede pakkette beskikbaar. 70die m²sorgsentrum enisbasiese sorg-, hulpsorgen tussen verswaktesorgin se grootte wissel 27 en pakkette is beskikbaar. 70 m² en basiese sorg-, hulpsorg- en verswaktesorgDis hier waar jou huisie-by-die-see-drome ’n pragtige pakkette is beskikbaar. werklikheid kanjou word. Dis hier waar huisie-by-die-see-drome ’n pragtige werklikheid Dis hier waarkan jou word. huisie-by-die-see-drome ’n pragtige werklikheid kan word.
ONRUSRIVIER-OMGEWING BIED: ONRUSRIVIER-OMGEWING BIED: • Eersteklas mediese fasiliteite. ONRUSRIVIER-OMGEWING BIED: Eersteklas mediese fasiliteite. •• Uitmuntende gholfbane.
• Eersteklas mediese fasiliteite. Uitmuntendevan gholfbane. •• Restaurante gehalte. • Uitmuntende gholfbane. Restaurante van gehalte. •• Wandelen drafpaaie en bergfietsroetes. • Restaurante van gehalte. Wandelen drafpaaie en bergfietsroetes. •• Volop hengelgeleenthede. • Wandel- en drafpaaie en bergfietsroetes. Volop hengelgeleenthede. •• Asemrowende uitsigte oor die see en van die berge. • Volop hengelgeleenthede. Asemrowende uitsigte oor die see en van die berge. •• Beroemde nabygeleë wynlandgoedere. • Asemrowende uitsigte oor die see en van die berge. Beroemde nabygeleë wynlandgoedere. •• Verskeie supermarkte. • Beroemde nabygeleë wynlandgoedere. • Verskeie supermarkte.
“Ek het ’n huisie by die see [...] • Verskeie supermarkte. ek hoor ruk by diedie winde aan my ruite; “Ek het ’nhoe huisie see [...] hierbinne isruk dit veilig, warm dig. ek hoor die winde ruite; “Ek het ’nhoe huisie by die see aan [...]enmy hierbinne is ruk ditweer veilig, en dig.oseaan ek hoor die winde aan my ruite; – Kom nag,hoe kom enwarm wind, kom hierbinne iswaarop ditweer veilig, enstaan.” dig. dit is nag, ’n rots mywarm huisiekom Kom kom en wind, oseaan –
dit is nag, ’n rots waarop mywind, huisiekom staan.” Kom kom weer en oseaan – dit is ’n rots waarop my huisie staan.”
Vir meer inligting, skakel 086 144 4495. E-pos ons by info@negester.co.za of besoek www.negester.co.za Vir meer inligting, skakel 086 144 4495. E-pos ons by info@negester.co.za of besoek www.negester.co.za Bepalings en voorwaardes Vir meer inligting, skakelgeld 086(2018). 144 4495.
Bepalings en voorwaardes geld (2018). E-pos ons by info@negester.co.za of besoek www.negester.co.za
Bepalings en voorwaardes geld (2018).
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Your new best vacation companion This new and very innovative Bluetooth speaker with built in Selfie stick comes with the following functions: ◗ Bluetooth speaker that connects to any mobile device - 3 watt speaker up to 76 dB ◗ Selfie stick hat can handle all sizes of mobile phones ◗ Very bright flashlight ◗ Power bank - 2000 mAh for recharging mobile devices ◗ Cell Phone stand - for whatching mobile videos
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3 Y e a r s o f C u s t om e r S a t i s f a c t i o n - O u r t o p p r i o r i t y
How does the new amendment to the Financial Intelligence Centre Act No 38 of 2001 (FICA) affect buyers and sellers of property? Pam Snyman
To comply with FICA, and its latest amendment, estate agents are obliged to create a Risk Management Compliance Plan (RMCP) in order to identify and assess the risk in the event that our clients may be seeking to launder money or to finance terrorism. We are obliged to be constantly aware of both of these illegal practices and to report any instances of this and any other suspicious activity. We are obliged to monitor, mitigate and manage the risk of our services being utilized for these illegal practices.
Please feel free to contact Pam Snyman at 082 800 867 or any of our local agents in the event that any Splash reader may have questions with regard to this new legislation and its introduction on 2 October 2018.
This RMCP must ensure that the following risks (there may be more that become apparent) are assessed by the estate agent: • A purchaser or tenant may be using funds from an illicit source to purchase or rent property, thereby laundering the money. • A tenant may be using a rented property for a business that launders money or finances terrorism. • The owner of a property may be using income generated from the sale or rental of the property to finance terrorism. • The owner of a property or a purchaser or tenant may be concealing their identity to avoid detection while they launder money or finance terrorism. Proper FICA compliance procedures and our client due diligence procedures must be applied and completed in respect of all clients before any contract is concluded or any money is paid or received by a client, or by a representative of the client. They must also be implemented and applied in respect of clients that we are currently concluding single transactions with and in respect of clients that we have an existing business relationship with. This all has to happen as from 2 October 2018. Our company as well as all other estate agencies are prohibited by section 20A of FICA from establishing a business relationship, or concluding a single transaction, with an anonymous client or client with an apparent false or fictitious name. Any estate agent who breaches this rule will be guilty of an offence and subject to disciplinary action, both in terms of our internal disciplinary rules and in terms of the Financial Intelligence Centre Act. We are obliged to continue to monitor existing clients and to take note when the client behaves in a manner inconsistent with our previous knowledge of the client. Such behaviour may well require us to report the client. Circumstances in which this may be relevant are the following: • If a landlord instructs us to pay rentals into the account of an unknown 3rd party without a proper explanation. • If a tenant continues to rent either residential or commercial premises when we are aware that their legitimate source of income has ceased to exist. • Any other unexplained change of behaviour that raises suspicion. To establish and verify the identity of all of our clients and our prospective clients, we are obliged to utilise questionnaires that we draw up and present to our clients, being purchasers, buyers, tenants and landlords. When dealing with legal persons, trusts and partnerships, we are obliged to implement additional due diligence measures and procedures. It is thus imperative that clients of estate agents are aware of these processes and understand that we are legally obliged to request that our clients fill out questionnaires that require to be signed as authentic by the client. SPLASH 12
When we engage with the prospective client to enter into a single transaction or to establish a business relationship, we must, before any transaction is finalised and before any money changes hands: • Establish and verify the identity of the client, or if the client is acting on behalf of another person, we must establish and verify the identity of that other person as well as verify the client’s authority to act on behalf of that other person. If another person is acting on behalf of the client, we must establish and verify the identity of that other person and verify that other person’s authority to act on behalf of the client. • We must establish whether the transaction that will be performed in terms of the business relationship is consistent with our knowledge of that client. • We must establish the source of funds that the prospective client intends to use in concluding the transaction. If our client is a legal person, a trust or a partnership, there are further obligations that we need to adhere to and verify. There are also certain ‘high-risk’ clients that are identified in the Act that we are obliged to report to the Financial Intelligence Centre We also have a duty to report suspicious transactions if we know or just suspect any of the following: • One of the parties to the transaction will be using or receiving the proceeds of unlawful activities; or • a property which is connected to an offence relating to money laundering or the financing of terrorist and related activities will be changing hands; or
• if the transaction has no apparent business or lawful purpose; or the transaction is designed for the purposes of avoiding giving rise to a reporting duty under FICA; or • the conduct of the parties may be related to the evasion or attempted evasion of a duty to pay any tax or duty or levy due to SARS or relates to money laundering or the financing of terrorist or related activities. Failure to comply with this RMCP and/or the Financial Intelligence Centre Act is an offence punishable by an internal sanction of the estate agency company and by harsh fines and prison sentences in terms of the Act. These fines can amount to R50 million, and prison sentences for up to 5 years can be imposed. The Amendment FIC Act incorporates a risk-based approach to compliance elements such as customer due diligence and requires accountable institutions like estate agencies to understand their exposure to money laundering and terrorist financing risks. We therefore not only protect and maintain the integrity of our business but also contribute to the integrity of the South African financial system. Non-compliance is not an option. I would like to take this opportunity to thank Izak Venter of Miltons Matsemela Inc. Attorneys for assisting our company in the drafting of our RMCP and ensuring that all our agents are fully trained in terms of this new legislation. We view it as extremely important to recognise the part that we can play in assisting our country to comply with international laws to combat terrorism and money laundering in particular.
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Phone: 028 313 1839 | Mobile: 082 952 6900 | Fax: 086 547 9780 | Showroom Unit 9 Whale Park, 2 Argon Road, Hermanus Business Park E-mail: theinstaller@telkomsa.net | www.theinstaller.co.za
HERMANUS MOWER CENTRE R1495 R1995 R1795
R2195
Available in petrol and electric
15B Mimosa street, Hermanus 7200 | Tel (028) 313 0512
20 Mimosa Street Hermanus POLE DEPOT Saint Street POLEAll DEPOT Bredasdorp 20 20Mmosa Mmosastreet, street,Hermanus Hermanus All Street, AllSaint Saint Street, Bredasdorp @ PoleBredasdorp Depot POLES & &&LATHS LATHS •••POLES (CCA) POLES LATHS(CCA) (CCA) BRAAIHOUT •••WENDAY WENDY HOUSES HOUSES WENDAY HOUSES GARDEN GOODIES •••GARDEN GOODIES GARDEN GOODIES STABLE BEDDING •••STABLE BEDDING STABLE BEDDING WENDY HOUSES •••BRAAIHOUT BRAAIHOUT Cell: Cell:082 082895 8955949 5949 082 082893 8937965 7965 E-mail: E-mail:timberlog@telkomsa.net timberlog@telkomsa.net Tel/Fax: Tel/Fax:028 028384 3841587 1587
RUDI’S RUDI’STIMBER TIMBERCONSTRUCTION CONSTRUCTION
•• TIMBERFRAME TIMBERFRAMEBUILDINGS BUILDINGS •• NUTEC NUTECHOUSES HOUSES ● DECKS •• FENCING ● DECKS FENCING(Laths/Timber) ● •• CARPORTS CARPORTS ● VERANDAS VERANDAS ● DECKS •• GARDEN TACHED STRUCTURES GARDENROOFS STRUCTURES CONTACT: CONTACT: RudiCONTACT: le Grange Rudi leleGrange Rudi Grange Cell: 079 734 6998 Cell: 079 timberlog@telkomsa.net Cell: 079734 7346998 6998 timberlog@telkomsa.net www.xplorio.com/gansbaai/rtc timberlog@telkomsa.net
SPLASH 13
Wicus van Wyk Queen is ‘n Britse rock groep wat in London gestig is in 1970. Brian May en Roger Taylor was oorspronklik lede van die groep Smile en Farrohk ‘Freddie’ Bulsara was ‘n aanhanger. Toe Bulsara by hulle aansluit, stel hy die naam ‘Queen’ voor en neem die naam Freddie Mercury aan. John Deacon het kort daarna by hulle aangesluit. Die groep se tweede album, Queen II, word in 1974 uitgegee en dit is hierdie een wat die wêreld laat regop sit. Sedertdien word verskeie albums uitgegee en hulle musiek word in verskeie rolprente gebruik. Hulle toer ook wêreldwyd en vertonings is maande vooruit vol bespreek. Met die verkoop van omtrent tussen 150 en 300 miljoen albums is hulle een van die bes verkoopte musiek groepe. In 1990 ontvang Queen die “Outstanding Contribution to British Music Award”. In 2001 word hulle ingehuldig in die “Rock & Hall of Fame”. Al vier van die lede het verskeie treffers vir die groep geskryf en gekomponeer en hulle is ingehuldig in die “Songwriters Hall of Fame” in 2003. BRIAN MAY Brian Harold May, CBE (born 19 July 1947) is an English musician, singer, songwriter, astrophysicist, and photographer. He was the lead guitarist for the rock band Queen, and used a home-built electric guitar called the Red Special. In 2018, he received the Grammy Lifetime Achievement Award which recognises "the most distinctive recordings in music history". His compositions for the band include "We Will Rock You", "Tie Your Mother Down", "I Want It All", "Fat Bottomed Girls", "Flash", "Hammer to Fall", "Save Me", "Who Wants to Live Forever", and "The Show Must Go On". FREDDY MECURY Die flambojante Freddy Mercury (gebore 5 Sept 1946) is in Stone Town, Zanzibar as Farrohk Bulsara gebore. Sy Indiër-ouers verhuis terug na Indië toe hy nog ‘n kleuter was en later weer terug na Zanzibar. Terwyl hy in Indië is woon hy Britse skole by en leer daar die Westerse musiek ken waarvoor hy ‘n groot liefde ontwikkel. Daar begin hy homself ook Fred noem. Toe Freddy 17 jaar oud was verhuis die gesin na Engeland. Daar tree hy saam met verskeie bands op en doen ook voorvertonings vir Cliff Richard en Little Richard. Hy komponeer "Bohemian Rhapsody", "Killer Queen", "Somebody to Love", "Don't Stop Me Now", "Crazy Little Thing Called Love", en "We Are the Champions". ROGER TAYLOR Roger Meddows Taylor (born 26 July 1949) is a multi-instrumentalist, best known as the drummer for Queen. In 2005 he was voted by radio listeners as the eighth-greatest drummer in classic rock music history in a poll conducted by Planet Rock. As a songwriter, Taylor contributed songs to Queen's albums, composing at least one track on every album, and often singing lead vocals on his own compositions. He wrote or co-wrote the number 1s hits "These Are the Days of Our Lives", "Innuendo" and "Under Pressure" and contributed the hits "Radio Ga Ga", "A Kind of Magic", "Heaven for Everyone", "Breakthru", and "The Invisible Man”. Taylor married a South African Sarina Potgieter. JOHN DEACON John Richard Deacon (gebore 19 Augustus 1951) is ‘n afgetrede Britse musikant bekend vir sy leidende rol as bas kitaarspeler van die groep Queen. Hy het verskeie van die groep se treffers gekomponeer soos Top 10 treffers "You're My Best Friend", "Another One Bites the Dust", "Back Chat", en "I Want to Break Free". Hy was ook betrokke by die groep se finansiële bestuur. John was die enigste lid wat nooit op ‘n liedjie gesing het nie.
Bohemian Rhapsody is a 2018 British-American biographical film about the British rock band Queen. The film focuses on lead singer Freddie Mercury's life leading up to Queen's Live Aid performance at Wembley Stadium in 1985. The film is directed by Bryan Singer, written by Anthony McCarten and stars Rami Malek as Mercury. Producers are Brian May, Roger Taylor, Bryan Singer, Graham King, Robert DeNiro and Jim Beach. The film is scheduled for release in the United Kingdom on 24 October 2018 and in the United States on 2 November 2018. “Bohemian Rhapsody is a foot-stomping celebration of Queen, their music and their extraordinary lead singer Freddie Mercury. Freddie defied stereotypes and shattered convention to become one of the most beloved entertainers on the planet. The film traces the meteoric rise of the band through their iconic songs and revolutionary sound. They reach unparalleled success, but in an unexpected turn Freddie, surrounded by darker influences, shuns Queen in pursuit of his solo career. Having suffered greatly without the collaboration of Queen, Freddie manages to reunite with his bandmates just in time for Live Aid. While bravely facing a recent AIDS diagnosis, Freddie leads the band in one of the greatest performances in the history of rock music. Queen cements a legacy that continues to inspire outsiders, dreamers and music lovers to this day.”
HERMANUS BEACH CLUB R2 000 000
R17 000 000
VOËLKLIP
Ref No HMS 09/01
LOCATION & VALUE IN A HOLIDAY COMPLEX
Immaculate and luxurious villa. 2 streets up from the ocean front and popular beaches. Superb finishes and fittings throughout. Web Ref 0953448 5 4 2
Townhouse situated in the row behind the sea front houses. Enjoy the superb complex leisure facilities. 24 hour access control. Web Ref 0933129 3 2 1
CINDY ROWE 079 453 1696
ALTA BESTER 076 837 7571
THE AVENUES, SANDBAAI
FYNBOS PARK, WESTCLIFF
www.coastlineflooring.co.za eurika@coastlineflooring.co.za
R750 000
R2 695 000 Wall to Wall Carpeting • Solid Bamboo Flooring • Vinyl Flooring Laminated Flooring • Underfloor Heating • Natural Flooring • Blinds
Ref No HMS 09/03
Ref No HMS 09/04
BRAND NEW TOWNHOUSE
NOT MUCH FOR YOU TO DO
Feature fireplace with vaulted ceilings. Modern kitchen with top of the range finishes. Decked patio with mountain views. Web Ref 0954925 3 2 2
Retirement village opportunity. Recently redecorated 1 bed apartment (with en-suite bathroom) plus enclosed balcony. Carport. Web Ref 0948059 1 1 1
STEPHEN PENNY 083 229 9291
SURITA GELDENHUYS 082 920 7794
www.rawson.co.za/hermanus
. SPLASH 15
Ref No HMS 09/02
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