active living
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SATURDAY, APRIL 14 10 am - 4 pm
NORTHERN QUEST RESORT & CASINO Healthy, Active Living | Travel & Leisure Retirement Planning for everyone age 55+ and their loved ones Info and tickets at
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
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EVENT AGENDA
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active living
expo
10:30 - 11:00 YOGA BENEFITS Linda Stejskal, Certified Yoga Teacher
11:30 - 12:00 HEART HEALTH AND LIVING WELL Dr. Ian Riddock, Cardiology, MultiCare Rockwood Clinic
12:30 - 1:00 MEDICARE 101 Sharon Lewis, President, Lifeline Insurance, LLC
1:30 - 2:00 TRAVEL TIPS & TRICKS Cheryl-Anne Millsap, Travel Correspondent, The Spokesman-Review
2:30 - 3:00 ELDER LAW Lynn St. Louis, Attorney and Founding Partner, Elder Law Group, PLLC
3:30 - 4:00 HOW TO WRITE YOUR STORY Rob Curley, Editor, The Spokesman-Review Visit booths with local experts eager to advise you about how to live your best life.
Free photos compliments of:
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
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NORTHERN QUEST RESORT & CASINO 100 NORTH HAYFORD ROAD | AIRWAY HEIGHTS
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FROM DOWNTOWN SPOKANE/NORTH IDAHO
FROM WEST PLAINS/SEATTLE
Follow Interstate 90 west toward Seattle. Take exit 277 towards Fairchild AFB/Davenport/ Spokane Airport. Merge onto U.S. Highway 2 and continue for approximately 3 miles. Turn right onto Hayford Road for 1 mile. Northern Quest Resort & Casino will be on your left.
Follow Interstate 90 east. Take exit 277B towards Spokane Airport/Fairchild AFB. Merge onto Highway 2 and continue for approximately 3 miles. Turn right onto Hayford Road for 1 mile. Northern Quest Resort & Casino will be on your left.
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
W
elcome to the Active Living Expo!
AT THE EVENT
ENTER TO WIN 60 MINUTE THERAPEUTIC MASSAGE or FACIAL Valued at $90 each
compliments of
This event created by The Spokesman-Review Marketing Division is designed especially for Inland Northwest residents eager to get the most out of life. We’ve rounded up local experts eager to advise you about how to live your best life. The best way to have a healthy, happy and adventurefilled life is to keep your brain engaged and your body in motion. We’ve made sure to keep this focus when choosing our exhibitors. We designed this event especially for anyone 55 and older. Some of us look forward to more opportunities to travel and volunteer; others are interested in building career skills and growing retirement accounts! It’s never too late to think about preparing financially for the future and what life lessons to share.
STAY & PLAY PACKAGE Valued at $400
compliments of
This show is all about fun, which is why we have free wine tastings, a yoga session and a photo booth. Plus, a chance to win a Stay and Play package at Northern Quest Casino valued at $400 and a massage or facial from Massage Envy valued at $90 each. And you can feel good while having fun: $2 of every ticket benefits Spokane Meals on Wheels! Cheers to Active Living!
Amy Tolzmann Events Manager, The Spokesman-Review
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
Speaker bios LYNN ST. LOUIS is an experienced lawyer and skilled Elder Law attorney with over 32 years of experience. She is the founding attorney of Elder Law Group PLLC, previously known as Lynn St. Louis Law Office PLLC. Lynn’s practice areas include Elder Law, Asset Protection Estate Planning™, Medicaid Asset Preservation Strategies® and probates and estate administration. With a focus on preservation of assets and eligibility for government benefits, Elder Law Group PLLC provides legal services to assist clients and their loved ones find, keep, and pay for quality long-term care. Lynn obtained her law degree from the University of Washington in 1985 and has been in private practice in Washington since then. She is also a member of the Idaho State Bar Association, the Spokane County Bar, the Spokane Estate Planning Council, the National Academy of Elder Law Attorneys (NAELA), the Washington Academy of Elder Law Attorneys (WAELA), and is a past President and Member of the Year of WAELA. Lynn has been awarded the AV Preeminent ranking, one of only 5 percent of women lawyers to be selected for the Martindale-Hubbell Bar Register of Preeminent Lawyers, which indicates achievement of the highest possible rating in both legal ability and ethical standards. She also has received a rating of 10.0 from Avvo in Elder Law, the highest rating possible.
LINDA STEJSKAL has practiced and taught yoga in the Spokane area for over 20 years. She has been trained in several styles and is a Registered Yoga Teacher with Yoga Alliance. She believes that yoga is a life-enhancing art that can be practiced by everyone. Yoga is a practice designed to enhance the quality and flavor of life’s experience. With focus on flexibility, strength and balance, the person practicing yoga develops agility, and the ability to stay active. With focus on the power of the breath, one accesses the body-mind connection and learns inner skills needed to continue to live life fully. Please join us for a brief introduction to this ancient and still relevant practice.
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
CHERYL-ANNE MILLSAP is a longtime travel, gardening and lifestyle writer and correspondent for The Spokesman-Review, where her popular ‘Home Planet’ column appeared for several years. She has written for a variety of sections within The Spokesman-Review, everything from travel stories for Platinum to auto reviews from a female perspective for the weekly Auto section to sustainable living tips for an environment section. She’s also the author of “Home Planet: A Life in Four Seasons,” a collection of heartwarming stories about family, hobbies, passion and making the most out of life. In addition to her writing, Cheryl-Anne’s audio essays can be heard each week on Spokane Public Radio. She’s an accomplished traveler, and in the last few years has spent time in Germany and France along with interesting cities throughout the U.S. plus a variety of Atlantic and Pacific cruises. Even though she enjoys traveling, she also enjoys living in Spokane and spending time with her husband, children and grandchildren.
SHARON LEWIS, president/CEO of Lifeline Insurance, is an experienced Medicare insurance broker. For the last six years, she has been offering insurance through United Healthcare, where she received producer awards in 2015 and 2016. She also provides products for Humana, Asuris Northwest, Premera Blue Cross, Kaiser Permanente, and Cigna. She recently began offering insurance through Allwell from Coordinated Care and was a top producer. Sharon regularly helps clients find a Medicare insurance plan that fits their needs. This is accomplished by providing an individual “Medicare 101” overview for those turning 65; those eligible for Medicaid or recently lost it; or those wanting to make sure their insurance still works for them. She has saved clients hundreds of dollars annually by comparing plans, especially in areas of prescription drug coverage. Lifeline Insurance helps clients apply for Medicaid, the Medicare Savings Program, or Extra Help with Prescription Drugs, a federal program. She recently re-certified her Washington agent license, and is also licensed in Montana, Idaho, Arizona and Oregon.
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
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IAN RIDDOCK, MD, FACC joined MultiCare Rockwood in 2017 and can be found at the MultiCare Rockwood Heart and Vascular Center in downtown Spokane. Dr. Riddock earned his Doctor of Medicine at the Uniformed Services University of the Health Sciences in Bethesda, MD. He then completed an internal medicine internship and residency at David Grant Medical Center, Fort Travis Air Force Base in California and additional training through a Cardiology Fellowship at Wilford Hall Medical Center, Lackland Air Force Base in Texas. Following his medical training he served as a physician with the U.S. Air Force during Operation Enduring Freedom. Dr. Riddock was born and raised in Washington. He attended the University of Washington and earned a degree in microbiology. Prior to coming to Spokane, he was a lipidologist and ASH specialist in clinical hypertension at the Bend Memorial Clinic in Oregon. He holds certifications in nuclear cardiology from the Certification Board of Nuclear Cardiology; internal medicine/cardiology from the National Board of Physicians and Surgeons; and cardiovascular computed tomography from the Board of Vascular Computed Tomography.
ROB CURLEY, The Spokesman-Review Editor, has worked at some of the biggest and smallest newspapers in the nation. From The Washington Post and Orange County Register to the Lawrence Journal-World and Topeka Capital-Journal, it’s been his love of local journalism that drives him. After building some of the most award-winning news sites on the Internet, he has been featured on the cover of national magazines and even an Apple commercial. Creativity Magazine named him one of the 50 Most Creative People in the World, and he’s one of the only newspaper editors in the world to give “Tech Talks” to Google’s programmers on the web giant’s main campus in Silicon Valley. At the center of all of it is his love for community stories and he brings that passion to Spokane and The Spokesman-Review.
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
There is likely nothing so important to
living your best life as staying active
By TERRY BAIN Correspondent
Regular physical activity boosts your metabolism, bolsters your immune system, manages pain, and maintains your independence. Staying active isn’t just for the body either. It can benefit the mind, mood, and memory. Exercise, activity, and healthy habits may not be a literal fountain of youth, but they can hold fast many symptoms of aging. As we age, our metabolism naturally slows, and maintaining healthy weight can be challenging. But the mechanics of exercise erects walls against metabolic erosion by building muscle mass and
burning calories, as well as improving body chemistry. Whether your goal is to maintain a healthy weight, stay well enough to play with grandchildren, or improve overall happiness, a key ingredient to achieving that goal is staying active all the time. Furthermore, exercise improves strength, flexibility and posture, and these help shore up balance, coordination, and reduce the risk of falls. It also makes many daily activities easier, even turning to look behind you when backing out the car, moving the dining room table so you can vacuum around the legs, or making your way around on foot while on vacation. Strength training makes it easier to
open a jar or climb the stairs, but has added benefits of alleviating symptoms of chronic conditions like arthritis. There are many local activities that can lead to better health, some of which can be accomplished throughout the day. But there are many more activities to explore, most of which can be as much fun as they are healthy. Consider sports like golf, tennis or lawn bowling. Find a water aerobics class, which is not just fun, but reduces stress on joints. Or roll into a yoga, Tai Chi or Qi Gong class. No matter your age or current health, an active lifestyle helps you stay happy and healthy longer, with more vigor.
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
Help for an older adult is just a phone call away. We’re Spokane’s Aging and Disabilities Helpline. Providing FREE referrals to all kinds of services from housing to meals, legal support to transportation.
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ACTIVE LIVING EXPO is a supplement of The Spokesman Review • Friday, April 13, 2018
A PERFECT TIME
TO TRAVEL
Make 2018 The Year You See The World.
Contact your destination specialist today!! 509-327-9585 | 27 E Augusta Ave, Spokane, WA 99207 | www.spokanewa.vacation.travelleaders.com Spokane’s largest locally owned travel agency.
Would you like to go on a trip but don't want to plan it? We may have what you need, give us a call @509-299-5594 or visit us @ AOCHARTERS.COM/TOURS
ACTIVE LIVING EXPO is a supplement of The Spokesman Review • Friday, April 13, 2018
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By CHERYL-ANNE MILLSAP Correspondent
The alarm went off at 3 a.m. and I heard my husband get up. We had to be at the airport in an hour. For a moment I deeply regretted buying the tickets that were costing me a night’s sleep. I didn’t want to get out of bed, drive to the airport and stand in line. I didn’t even want to go to the place that had tempted me into buying tickets in the ďŹ rst place. I just wanted to pull the blanket over my head and burrow in. But a couple of hours later, after we’d run the security gauntlet and I was seated with a cup of juice, my mind was already on our destination. My fatigue lifted with the sunrise and I was ready to y away on an adventure. That’s how it is for those of us who love to travel. The lure of seeing, learning, and experiencing something new brings a kind of amnesia. We forget about the discomfort and irritations and think only of the fun. It’s like deciding to have another child: the possibilities outweigh the pain. The freedom to travel has been a gift that arrived with age. When we were young, with boundless energy, we wanted to travel more but, like most young couples, we were tethered to home by demands of our family, young children and our work. Now, in this stage of our lives, when our nest is empty and there are more vacation days on the calendar, we are free to go when we please. There are new challenges, of course. My arthritic knees go wherever I go, reminding me that time has passed. But, I’m still as curious as I ever was and I’ve learned that no matter how old I get, I can always see the world with new eyes. And that’s something worth celebrating, even at 3 a.m. with a long ight ahead.
2018 SEASON RIDE DATES SUMMER DATES OUR Excursion Train Ride in beautiful Washington State. The Newport/Priest River Rotary Club is the sponsor/operator. SPORT (Scenic Pend Oreille River Train) runs north from Newport to the little whistle-stop at Dalkena. Rides sold out last year so get your tickets early!!
June 2 & 3 July 14 & 15 August 4 & 5
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
Libraries lead charge in helping communities connect
SPOKANE PUBLIC LIBRARY Browse events to find interesting programs:
www.spokanelibrary.org SPOKANE COUNTY LIBRARY DISTRICT Classes and events:
www.scld.org (click calendars and events from the home page)
By SARAH BAIN Correspondent
Keeping our minds as healthy as our bodies is important not only to make sure that we feel good, but also to keep us connected to the community and enriching our interior lives, especially if we find ourselves with time on our hands. Spokane Public Library and Spokane County Library District offer a number of programs and services for seniors that truly enhance lives. Along with free educational opportunities for all ages, they also help those on fixed incomes live within their means while expanding intellectual endeavors. Not only do both library systems provide outreach services for seniors, there are also many intergenerational programs available.
One of the best ways to discover new opportunities is to visit each library website. The Spokane Public Library website allows individuals to browse events to find interesting programs: www.spokanelibrary.org. The Spokane County Library District classes and events are at www. scld.org. Click calendars and events from the home page or stop by any local branch for an events guide.
books. Proceeds purchase more programming and materials.
Volunteer opportunities also exist for adults who want to continue making a difference. Both library systems have Friends of the Library organizations that are always seeking volunteers. Interacting with patrons while selling books at the Friends of the Library bookstores is a great way to get out into the community and be surrounded by
If you are curious about reading books on an e-reader, you can bring your device into any branch to receive help navigating the apps that allow you to read digitally.
Each library also hosts daytime book clubs, movie nights and a variety of lectures and programs targeted to adults. Indian Trail Library has a yarn circle in June for example, while the county library has composting and gardening classes in May.
If you haven’t stopped by a library branch in a while, you may find yourself pleasantly surprised at all the things they have to offer.
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
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Brain-healthy habits to embrace MetroCreative
ognitive decline is a condition that is often associated with aging, but even middleaged people can experience memory loss or cognition issues. The Alzheimer’s Association says that more than five million Americans are living with Alzheimer’s disease and other dementias. By 2050, that number could rise to as high as 16 million people. More than 747,000 Canadians are living with Alzheimer’s or another dementia, says the Canadian Alzheimer’s Association. Although there is no definitive way to prevent dementia, living a long, vibrant life may be possible by encouraging some healthy habits for the brain. It is never too late or too early to begin health and lifestyle changes.
C
EXERCISE Becoming more active can improve brain volume, reduce risk for dementia and improve thinking and memory skills. The journal Neurology found that older people who vigorously exercise performed better on cognitive tests than others of the same age, placing them at the equivalent of 10 years younger. Increased blood flow that occurs with physical activity may help generate new neurons in the hippocampus, an area of the brain involved with learning and memory. The Harvard Medical School says aerobic exercise may help improve brain tissue by improving blood flow and reducing the chances of injury to the brain from cholesterol buildup in blood vessels.
QUIT SMOKING The Alzheimer’s Association indicates that evidence shows smoking increases the risk of cognitive decline. Smoking can impair blood flow to the brain and cause small strokes that may damage blood vessels.
EAT HEALTHY FOODS Foods that are good for the heart and blood vessels also are good for the brain. These include fresh fruits and vegetables, whole grains, fishbased proteins, unsaturated fats, and foods containing omega-3 fatty acids. Neurologists state that, while research on diet and cognitive function is limited, diets, such as Mediterranean and Mediterranean-DASH (Dietary Approaches to Stop Hypertension), may contribute to a lower risk of cognitive issues.
CONSUME CAFFEINE Caffeine may help boost memory performance and brain health. A Journal of Nutrition study found people ages 70 and older who consumed more caffeine scored better on tests of mental function than those who consumed less caffeine. Caffeine may help improve attention span, cognitive function and feelings of well-being. Information from Psychology Today also indicates caffeine may help in the storage of dopamine, which can reduce feelings of depression and anxiety. In addition, compounds in cocoa and coffee beans may improve vascular health and help repair cellular damage due to high antioxidant levels.
WORK THE BRAIN Engaging in mentally stimulating activities can create new brain connections and more backup circuits, states Dr. Joel Salinas, a neurologist at Harvard-affiliated Massachusetts General Hospital. Working the brain through puzzles, reading and participating in social situations can stimulate the release of brainderived neurotrophic factor (BDNF), a molecule essential for repairing brain cells and creating connections between them. A good way to combine these lifestyle factors is to take an exercise class with
friends, mixing the social, stimulation and exercise recommendations together. Cognitive decline can come with aging, but through healthy habits, people can reduce their risk of memory loss and dementia.
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
How to MetroCreative
L n as you age
Men and women may begin to feel less exible as they get older. According to the University of Maryland Medical Center, that loss of exibility is because muscles lose both strength and elasticity as the body ages. A lack of exibility can make men and women more vulnerable to certain types of injuries, including muscle strains and tears. While people might not be able to maintain the exibility they enjoyed in their twenties, there are ways for them to combat age-related loss of exibility.
Stretch frequently. Stretching is a great way to combat age-related loss of exibility. Stretch major muscle groups, such as hamstrings and shoulder muscles, several times per week. When practicing static stretching, the goal is to gradually elongate the muscle being stretched before holding the elongated position, and ultimately allowing the muscle to return to resting position. As exibility improves, elongated stretches can be held for 30 seconds. Avoid stretching muscles that are sore or injured, and discontinue a stretch if you feel pain or discomfort.
Celebrate Life Life is about living the way you want to live and making your own choices. Prestige creates the perfect balance between activity, engagement and relaxation to allow residents to live well and enjoy life.
Include yoga in your exercise regimen. Practitioners of yoga typically love how this unique discipline that exercises the body while relaxing the mind improves their exibility. Many yoga poses are designed to improve the strength and exibility of muscles, and some physicians may even recommend yoga to aging patients. Yoga DVDs or streaming sessions can be great, but beginners may want to visit yoga studios or sign up for classes at their gyms so instructors can personally ensure they are doing each pose correctly. As their exibility improves, men and women can try more difďŹ cult poses and classes if they so desire.
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Get in the pool. Swimming is another activity that can help aging men and women improve their exibility. Strength-training exercises are an important component of a well-balanced exercise regime. Swimming works the entire body, which helps all muscle groups stay loose and exible. One or two swimming sessions per week can contribute to great gains in overall exibility, especially for men and women who remember to stretch when they get out of the pool. Flexibility may decrease as men and women age, but there are various ways to combat the natural loss of exibility.
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
Support for
caregivers is helpful $ ģ L ú L s !SK FOR MORE HELP Don’t hesitate to ask for help. If other family members or siblings are unable to pitch in, look into the possibility of hired aides. These professionals can be excellent and trained sources of support who assist with activities of daily living, remind patients to take their medications and assist in coordinating medical checkups.
s #ONSIDER WATCHDOG TECHNOLOGY Smart homes have
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t some point in a son or daughter’s life, the role of caregiver may shift. Where parents once took care of their children, aging parents very frequently rely on their children to care for them.
Adult caregivers typically want to do right by their aging loved ones but sometimes ďŹ nd that the demands of medical and emotional support can dominate their lives — so much so that their own children and other household responsibilities are neglected. The Mayo Clinic says it is natural to feel sad, alone, frustrated, and even angry when serving as a caregiver to an elderly parent. However, it’s also important to recognize the signs that the burden has become too much and to look for ways to lighten the workload. Anyone can get caregiver stress, but the National Alliance for Caregiving says women are more susceptible than men. Those who are responsible for helping someone with Alzheimer’s disease, dementia or a debilitating illness are also at a high risk of developing their own medical issues. These responsibilities can affect the quality of caregivers’ sleep and impede their ability to relax and unwind.
enabled remote control of many household systems, making it possible to monitor thermostat temperature, water leaks or oods, appliance and light usage, and much more. Video and sound surveillance can offer peace of mind to those who cannot be with their loved ones constantly. Another option is a product called Care Coach. This is a digital tool that provides medicine reminders, health coaching, automated alerts, and an interactive avatar that can offer psychological and comforting support.
s %XPLORE RESPITE CARE Many rehabilitation and nursing facilities offer short-term respite care for loved ones so that caregivers can take the time to go on vacation or enjoy a day or two without having to check in on an elderly parent. Facilities generally have 24-hour staff to monitor residents, provide meals and provide entertainment. The change of pace can also be stimulating to the senior, and respite care can be a gradual introduction to long-term care. s %MBRACE COMMUNITY RESOURCES. Seniors may be eligible for low- or no-cost services like visiting nurses, meal delivery and adult day programs. This network of support can further alleviate caregiver stress.
s Talk it out. Work with a licensed therapist to ďŹ nd other coping strategies for dealing with the mounting pressure of being a caregiver. Talk therapy and relaxation techniques can help curb stress. Being a caregiver is a rewarding but demanding responsibility. Utilizing all possible resources can make the job easier.
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
Saturday, May 12 10 a.m. - 4 p.m. Spokane Convention Center The Spokesman-Review is celebrating 135 years in the community with the return of Dorothy Dean and the 2018 Home Cooking Show. Dorothy is back to highlight new and exciting brands while reintroducing classic recipes and sharing modern twists and techniques for today’s families.
Attendees will enjoy: • Cooking Demonstrations • Product and Food Sampling • Wine Tasting • Dorothy Dean Recipes • Special Guests • Giveaways and More! For more information, call 509-459-5276 or events@spokesman.com or visit spokane7tickets.com Presenting Sponsor:
A portion of ticket sales will benefit Second Harvest
Brought to you by:
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
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FEEDS BODIES, SUSTAINS COMMUNITIES By TERRY BAIN Correspondent
Since 1967, Meals on Wheels Spokane has delivered hot, nutritious meals to elderly, disabled, homebound seniors throughout the city,
Meals on Wheels Spokane delivers meals to seniors regardless of income, race, religion, gender, age, national origin or political affiliation.
According to its mission statement, Meals on Wheels Spokane exists to sustain the independence of those they serve by providing services and activities regarding nutrition, advocacy, education and recreation through the Meals on Wheels Spokane program and the Mid-City Concerns Senior Center.
Menus are prepared with the supervision of a registered dietitian, and each meal provides one-third of recommended dietary guidelines for Americans, following federal meal requirements. Each meal is packed into insulated bags and coolers to ensure proper temperature for delivery, and includes meat, vegetables, fruit, potato or pasta, bread, dessert, and 2 percent milk or juice.
Meals on Wheels serves over 330 meals daily—more than 110,000 annually—and engages more than 400 volunteers to provide the proper nutrition to disabled or home-bound seniors who can’t meet those needs on their own. Last year, Meals on Wheels served 123,000 meals to over 750 seniors, and plans to feed an additional 10,000 in 2018. Meals on Wheels allows people to stay in their homes, reducing the need to relocate to residential care facilities or retirement communities. Having Meals on Wheels available allows many to leave the care of a hospital, nursing care, or rehab center earlier than they otherwise would, by offering continued care and convalescence at home rather than a medical setting.
Meals on Wheels Spokane sponsors other programs, including: s "IRTHDAY "AGS A SURPRISE GIFT and card on someone’s birthday. s $OG AND CAT FOOD WHICH CAN minimize seniors sharing meals with pets.
HIP & KNEE PAIN? Relief Starts Here. MultiCare can help you get back in the action with the latest in joint replacement surgery options. Join us May 10 from 6 -7 pm for a FREE Orthopedic Seminar at MultiCare Valley Hospital RSVP to 509.473.5755.
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s &RIEND TO &RIEND WHICH RECRUITS and trains community volunteers to visit isolated seniors who may enjoy the emotional benefits of human contact. Information about donations or volunteer opportunities can be found at www.mowspokane.org.
$2
of every ticket benefits Spokane MEALS ON WHEELS
Call for your appt: 509-588-7340 • www.nwc4rm.com Dr. Jamie Lewis, MD • Dr. Ghassan Nemri, MD 2607 S. Southeast Blvd, Bldg A100 Spokane, WA
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
RETIREMENT PLANNING requires sensible strategies By TERRY BAIN Correspondent
Saving options and retirement planning have grown more and more complex. Employers have been shifting toward plans that require individuals to make long-term investment decisions on complex investment options. But as we grow older, retirement decisions that we may have neglected in youth become critical. Estimates suggest that at least 20 percent of married people and more than one half of single people 66-69 years old are not financially prepared for retirement. No matter what your age or lifestyle, financial planning could help lead you to a better retirement lifestyle. Here is a short list of four things you can do now to help ensure you are prepared to continue leading the life you want:
1. Set realistic goals. How much savings is enough? What are your expenses and potential medical bills? What can you realistically expect from your pension plan or Social Security?
2. Use catch-up contributions. If you’re over 50 and still working, you can put extra money into tax-sheltered retirement savings, such as 401(k)s and IRAs. 3. Make an exit plan. Do you need or want to delay your retirement? As we become a healthier society overall, many people are shifting into parttime employment rather than full retirement, or simply working longer than originally planned. This strategy affects more than just increased potential
earnings, but also potential Social Security benefits.
4. Pay down the debt. Debt is a drain on your overall income. If you aren’t paying down your debt while also putting money into a retirement plan, then you are effectively burning your saving candle at both ends.
509-458-2509 www.altcew.org There is Help For You! Medicare and other benefits assistance. Caregiver Training and help finding caregivers.
Questions about services for seniors or adults with disabilities? WWW.SPOKANEGREENLEAF.COM | 9107 N COUNTRY HOMES BLVD., SPOKANE, WA 99218 (509) 919-3467 | OPEN DAILY SUN-THU 9A-10P & FRI- SAT 9A-11P Marijuana products may be purchased or possessed only by persons 21 years of age or older. This product has intoxicating effects and may be habit forming. Marijuana can impair concentration, coordination, and judgment. Do not operate a vehicle or machinery under the influence of this drug. There may be health risks associated with consumption of this product. For use only by adults twenty-one and older. Keep out of the reach of children.
In Spokane County, Call (509) 960-7281 In Whitman County, Call (800) 873-5889 In Ferry, Stevens & Pend Oreille Call, (800) 873-5889 Aging & Long Term Care - ADVOCACY. ACTION. ANSWERS.
ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
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DID YOU KNOW? How much exercise is too much? One rule of thumb is 1 minute of vigorous activity, like a workout, is similar to 2 minutes of moderate activity, like walking.
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We educate, inform and advise.
Medicare Supps Life Insurance Long-Term Care Annuities Retirement Planning
Integrated Financial Services, Inc. (509) 467-5117 | brooke@myifsteam.com
Southside Community Center
3151 E. 27th Ave., Spokane WA
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ACTIVE LIVING EXPO is a supplement of The Spokesman−Review • Friday, April 13, 2018
For generations, hospitality has been at the heart of the Kalispel Tribe. And now it’s at the heart of Kalispel Golf and Country Club – a beautiful 18-hole escape on the banks of the Little Spokane River. You’ll be challenged and rewarded with a one-of-a-kind golf experience, while our courteous staff of PGA pros stands ready to help you with everything from club fittings to professional lessons. Welcome to the club.
Learn more at kalispelgolf.com
509.466.9813 | Spokane, WA