Sunday real estate 120615

SECTION F SUNDAY, DECEMBER 6, 2015

Classifieds

HOMES JOBS LEGALS MISCELLANEOUS PUZZLES AUTOS & MORE spokesmanclassifieds.com

www.spokesmanhomes.com E N R IC H E D LIV IN G . LA S T I N G VA L U E .

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New homes in Spokane, Spokane Valley, Liberty Lake, Post Falls & Coeur d’Alene.

1020 harmony rd the rose terrace

g re e n st o n e h o mes.c o m

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$274,900 great views | 3 car garage 2 bedroom | 2 bathroom

Rancher Home with Full Unfinished Basement Ra Cathedral Ceilings Granite Counters & Stainless Steel Appliances* Walk-In Closets Ideal Valley Location, Just Off the Barker Exit Id with Easy Access to I-90 for more info visit

vikinghomes.com

contact: Dawn McKenna (509) 951-5011 dawnm@windermere.com *Refrigerator not included. Restrictions apply. See sales rep for more details.

Prices subject to change without notice.

3DJH ) â—? Sunday â—? December 6, 2015

Ask our Broker

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassiďŹ eds.com

Mortgages

The Spokesman-Review

Spokane Spokesman-Review

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Peter G. Miller CTW Features

WILL RATE HIKES TANK THE MARKET? QUESTION: The Federal Reserve is expected to hike interest rates in December. If that happens will it sink the real estate market?

ANSWER: Several times during the past year many predicted that the Federal Reserve would raise rates and nothing happened.

As this is written before the December Fed meeting, there is no way to tell what will happen or not happen.

However, let’s imagine that the Fed does raise rates. The usual suggestion is that rates will increase by .25 percent. How will this impact the real estate marketplace?

First, it should be said that the Fed does not directly impact mortgage rates. The Fed has the ability to raise and lower certain costs for banks and those expenses get passed through to borrowers in the form of higher or lower rates for bank loans.

Second, the expectation is that if the Fed raises interest rates for banks that mortgage rates will surely follow. However – and this is a crucially important point – that may not be the case because mortgage lenders do not necessarily get money from the banking system. For instance, there’s an estimated $3.6 trillion that now earns negative interest in Europe and Asia. If bank rates rise mortgage lenders might want to get capital from other sources – sources that might be elated with returns that are lower than today’s rates.

It might seem strange to suggest that mortgage rates could stay level and perhaps even decline if the Federal Reserve raises rates. However, the end of the Fed’s quantitative easing program also was supposed to raise mortgage rates, and when the Fed ďŹ nally ended its massive security purchases in October 2014 mortgage rates nudged up for a few weeks and then quickly fell back. According to Freddie Mac, mortgage rates at the end of October 2015 stood at 3.76 percent for ďŹ xed-rate 30-year ďŹ nancing versus 3.98 percent at the end of October 2014.

But what if the Fed does raise interest rates by .25 percent in December and mortgage rates increase by a similar amount?

If someone wants a $150,000 ďŹ xed-rate mortgage and the interest rate goes from 3.75 percent to 4 percent, it means that the monthly payment will increase from $694.67 to $716.12, a difference of $21.45 a month.

In the context of a $150,000 mortgage $21.45 is not a lot of money, however it is enough to sink marginal loan applications, and inherently higher rates are simply not good for real estate.

Also, once the Fed ďŹ nally does begin to raise bank rates it’s likely that there will be a series of increases, thus a single .25-percent increase is not all we’re likely to see.

As always with the Fed it makes sense to see what it actually does – if it does anything – and then wait a few weeks to see how the market is really reacting.

Alex Burnham CTW Features

NEW CHANGES COMING TO FHA POLICIES Condo policies to become more lenient, increasing potential buying option for more borrowers The Federal Housing Administration last month announced that it would make changes to its condominium policies, easing the way for many potential buyers to get into a new home.

The changes, long advocated by the National Association of Realtors, include changes to the FHA’s lengthy, complex recertiďŹ cation process; burdensome owner-occupancy requirements; and limits on the types of property insurance that are considered acceptable coverage under FHA’s rules.

Among NAR’s recommended changes: • Eliminate the owneroccupancy ratio. Currently, a building requires a 50-percent owner-occupancy for a buyer to qualify for FHA ďŹ nancing, leaving many potential homebuyers to look at look at properties in locations or communities that don’t meet their needs. • Increase the concentration of building units insured by the FHA to 100 percent. Currently, only 50 percent of a building can be occupied by FHA-insured loans, which often is the only ďŹ nancing available to likely condo purchasers like ďŹ rst-time homebuyers. Removing the limit could make available more potential units to credit-worthy borrowers. • Ease the certiďŹ cation requirements. The Department of Housing and Urban Development certiďŹ cation language often requires attorney advice, and many condo boards ďŹ nd the process much too complicated. • Increase exibility on pastdue homeowner’s association fees. Currently, no more than 15 percent of units can be more than 60 days past due on HOA fees. The NAR wants to increase this time period to 90 days.

Speaking at the Realtors Conference and Expo on Nov. 12, Ed Golding, the FHA’s principal deputy assistant secretary, said changes related to insurance and recertiďŹ cation would take place immediately as part of a Mortgagee Letter that was released the following day.

Policy changes related to owner occupancy, commercial space percentage, FHA concentration and spot approvals would be addressed in a future formal rulemaking, he added. “Condos are often the most affordable option for homebuyers, especially ďŹ rsttime buyers, and making sure FHA ďŹ nancing is an option is important to supporting homeownership,â€? Chris Polychron, NAR president, said in a statement.

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Legend: The rate and annual percentage rate (APR) are effective as of 12/2/15. Š 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged thro ugh third parties). “Call for Rates� means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. TO APPEAR IN THIS TABLE, CALL 800-509-4636. TO REPORT ANY INACCURACIES, CALL 888-509-4636. s HTTP SPOKESMANREVIEW INTEREST COM

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, NORTHEAST 103 HOMES

FOR SALE, SPOKANE VALLEY 115 HOMES

2 Story Craftsman w/City Views!

3Bd/2Ba, Kit W/Butler Pantry, MB w/2 Walk-in Closets+ Balcony! 5 pc. Bath W/jetted tub! New ooring, Formal Dining, City Views, GFA, + So much more! $159,900. Sandi Blake 509-993-7894, KESTELL CO.

OPEN 1 - 4 Great ‘70s Rancher on large lot, 5 bed, 2 bath. RV parking and 2 car attached garage. New interior and exterior paint along with new ooring as well. Come see!

Laura 954-5647 Exit RE Professionals

Open House 12-3 Recently Updated! 5 BD, 4 BA 14204 E 30th $349,000 Call Jim 879-7075 ReMAX OPEN HOUSE 1-4 FIVE MILE HEIGHTS North on 5 Mile Rd. to Alberta TR on Kammi. City water & sewer.

Large lots, Mead Schools. We can help you build your dream home starting at $290,000.

NEW HOMES 2119 W. Caden Ave $409,900 2008 W. Cascade Way $359,900 7707 N. Rye $326,900 Alan Plese, 953-7330 OPEN HOUSE 12-3 PARK PLACE 5208 W. OXFORD Brand new near Riverside State Park, 4 nd, 3 bth, mn  util, gas frplc, ďŹ n rec rm, 3 car gar, granite, hrdwds, much more. $334,950 Don Willard, 844-5081.

ROCKY RIDGE Fantastic Five Mile Prairie location w/panoramic views of the city.

Close to shopping. Neighborhood sports court, lndscpd front yards, 3 car garages, Mead schools. N on File Mile Road, L on Lincoln Rd, L on Lapis Ln. 7806 N. Lapis Ln almost ďŹ nished.

Great room rancher w/ďŹ nished bonus room above gar. 3 bdrm+den. 3 bth, 10’ ceilings, lrg island kit w/granite. Mud set tile walkin shower in master, front yard landscaping included. Cov’d rear deck. Excellent ďŹ nish quality. $349,900. Phil Konynenbelt, 991-7445.

W. 7003 JIMMY LANE New Marlette mfg home. 2 beds/2 bth+ den/bdrm, dbl gar, A/C, updated Whirlpool Kitchen app, landscaping, sprinks, gutters, large patio, community center, gated entry, $174,900. Sue Jessup, 499-7656.

8328 N. PINE MEADOWS New Price! 3bdrm, 2 bth,w/2544 sf, all appliances stay, fresh paint, gas frplc, furnace, central A/C, close to shopping, golf and the Spokane River. $175,500.

Call Steve Anderson 868-4539.

10 ACRE VIEW LOT NORTH SPOKANE This is the perfect lot to build your dream home!! Incredible views!

Multiple places to build. Well installed. Power, phone and gas at property line. Mead school district.

Private gated entry. 84XX W. Mary Lee Ln. $89,900. Kim McCracken, 435-3124.

NW AREA 10 acre parcel, beautiful, level, views, power, well air tested at 30 gpm approx, phone. 7 mile area. $65,000. Call Kelly Stewart, 993-4425.

WHITWORTH AREA 1,353 sq ft rancher with 500 sq ft lower level. 3BR, 2BA, gas heat & HW, mn flr laundry, updated kitchen, oversized single garage, deck. Large lot is 175 ft deep.

Less than 1/2 mile to Whitworth! $134,900. 9722 N. Stevens. Call Vic Plese 217-7889.

GARLAND AREA Just blocks from the Garland shopping district, this home is full of charm! 1,126 sq ft mn flr + part bsmt, 3BR, gas heat, great kitchen with breakfast nook.

Fenced backyard, enclosed back porch would make great mn flr laundry. 1,441 total sq ft. 3608 N. Normandie. $99,900! Vic Plese 217-7889.

PLESE REALTY, LLC 489-2323 www.plese.com

*** OPEN HOUSE SUNDAY 12-3 *** 5506 N Napa - $103,000 Totally updated, oversized gar, fncd yd Dorie Berger, Keller Williams 954-6817

FOR SALE, MEAD 105 HOMES Stunning 60’s Rancher!

4Bd/2Ba, Dream Kit w/ all SS appl,Granite, FD + B’fast Bar, Sunken LR w/ Inviting FP , Gleaming Hd’wood Floors,Warm Radiant Floor Heat,O’versized Gar. + So much more! $259,900. Sandi Blake 509-993-7894, KESTELL CO.

FOR SALE, SOUTH HILL 107 HOMES OPEN 10A.M.-1P.M 2703 E. 40TH. Nicely updated 4 Bdrm/2 Ba 4-Level with new carpet, fresh paint, 2 car att gar and sep.

24’x26’ shop with full power on almost 1/2 acre lot! Close to everything and priced to sell at only $234,900! Call Andy Kerr at 499-1625, KESTELL CO.

FOR SALE, SOUTH SPOKANE COUNTY 110 HOMES

Painted Hills Private Home on One Acre 5815 S. Cree Dr Spokane, WA 99206 • 2,500 SF Home • 45,942 SF Lot • 3 Bed / 3 Bath For Sale $230,000 Gene Arger 509-844-8814

FOR SALE, WEST 111 HOMES NEW PRICE!! SO. ASSEMBLY RD!!

10 MIN TO TOWN!! THIS 4 BED, 3 BATH RANCHER W/ NEW CUSTOM KITCHEN!! & NEW Custom Bath & Main oor Laundry Rm. ALSO Newer Heat pump(CAC) ON 1 ACRE W/ 30’x60’ High Fenced Garden.

NOW ONLY $269,900! Call Dave Holmes @ 979-2002 Kestell Co. tour at www.tourfactory.com/1436051 CLEAR LK - 13905 S. Finney St, huge 4 bd, 3 bth on secondary lot, beautiful view, 2 car gar., $324,900.

Deb 270-1179 CHENEY REALTY, INC. 235-6191

FOR SALE, SPOKANE VALLEY 115 HOMES OPEN 1-4PM 5305 N. Del Rey Dr. Majestic 4BR/3BA Da-lite Rancher w/amazing views of Liberty Lk & Valley. Blt for the Fall Festival of Homes loaded w/top of the line upgrades thru-out. Over 2700 SF ďŹ n. Huge ďŹ n. 3-car garage w/separate shop area. Fine attention to detail thru-out. Don’t miss this one! $389,900, Carrie Meyer 868-1077, KESTELL CO. 10719 E Main Ave Open House 1:00PM-4:00PM 4+ Bd/2 Ba, $215,000 Cozy Valley Rancher w/ 24 x 24 Shop Jessica GrifďŹ ths Granly (509) 879-2425 John L Scott

FOR SALE, AREA WIDE 095 HOMES

136 MANUFACTURED HOMES FSBO COMPLETE REMODEL INSIDE & OUT! 1989 Berkshire 3 bdrm, 2 ba, 1568 sq ft. Must see to appreciate!

Cascade 55+ Park, 2311 W. 16th, Lot #202. $47,900. To see call: Larry 455-7797 or Dave 499-6601.

IMMEDIATE TOP CA$H PAID For Used Manufactured Homes.

Call Steve @ HOME BOYS 481-9830 OR 263-1688

138 DUPLEXES FOR SALE 1 OWNER DUPLEX Built in 70’s, Lg 3BD/2BA, Fpl, Lg rec rm, tree’d lot, exlnt Valley Location, Great Cond, Motivated Seller! $209,500. Don 509-939-4563

156 ACREAGE HARRISON RD-250 acres, $250,000.

Bev 990-1809 CHENEY-6300 Blk Anderson Rd, 9.72 acres, $60,000. Michael 294-5126 CHENEY-W.Taylor Rd, 4.2 acres, $49,500. Brad 599-1917 ROCK LK RD-Three 10 acre parcels, $22,000 ea. Bev 990-1809 CHENEY REALTY, INC. 235-6191

158 HOMES & ACREAGE REARDAN-52964 E. Bisson Rd, remodeled 5 bd farm house, alder wood cabinets, large gar., huge barns, 10acres, $284,500 Bev 990-1809 14615 S. BEN APPLE RD-Quality triple wide, 2700 sq.ft, large kitchen, custom rs, large shop, carport, 10+ treed acres, $230,000. Brad 599-1917 10717 W. MELVILLE-Near golf course, remodeled 3 bd, 1½ story, granite counters, tile & wood laminate rs, gar., 1+ treed acres, $204,900.

Benji 990-9221 14902 S. HUNTER RD-Sold “as is�, MH of no value, well but no pump, treed 10.08 acres, $55,000. Bev 990-1809 CHENEY REALTY, INC. 235-6191 3 BED,2 BATH 1900 SQ. FT.TRIPLE WIDE! Good Cents Home w/ 20’ x 30’ Shop sits serenely on over 6 + acres North of Green Bluff Farms area.

It is a super Good Cents home that is efďŹ ciently heated w/ Wood stove as well as Electric Heat if needed. Open oor plan W/ Large Kitchen/Dining area w/ lots of Natural Light.

ONLY $239,900 Call Dave Holmes 979-2002 Kestell Co.

PROPERTY, WASHINGTON 168 LAKE Spokane River-Coyote Rock Waterfront lots, gated community, water ski & more. Starting from $159,900 www.coyoterockwaterfront.com Deep Lake 2 & 3 bdrms cabins, 250’ community beach, boat dock, furnished, easy seller ďŹ nancing. Starting from $99,500 www.deeplakewaterfront.com Call Bill Fanning 509.999.5444 fanning@21waterfront.com Century 21 Beutler-Waterfront 21Waterfront.com

/ BUILDING SPACE SALE / LEASE / RENT 194 OFFICE PRIME RETAIL AND OFFICE SPACE NORTHSIDE LOCATIONS Starting at $8/sf, 125- 2,000 sf Call for lease details 468-2661 tgproperties.com GARAGES FOR RENT 10 x 20 - 12 x 30 Starting at $75/ mo.

468-2661 tgproperties.com

FOR SALE, AREA WIDE 095 HOMES

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The Spokesman-Review

December 6, 2015 ● Sunday ● Page F3

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com / BUILDING SPACE SALE / LEASE / RENT 194 OFFICE

North South West Plains

467-7400 535-7400 235-7400

NORTH OPEN HOUSES

See all our NEWEST listings, all Spokane homes for sale and map Open Houses on our web site!

$459,900 10229 N Navaho #201514072

$105,000 903 E Longfellow Ave #201527681

1:30-4 2015 Home Show Ranch Plan. 4bdrm/3bath 3-car gr/ view lot. CAC/hardwood flr/great rm. Debbie 939-4678

$214,900 9715 N Fotheringham #201527501

$379,900 4325 S Bernson Ln #201427418

1:30-4 2-Story Home w/many updates! 3bed/Main Flr Laundry/Fenced Yard. Garage/Shop Shawna 509-216-0289 1-4 Indian Trail Rancher Over 3000SqFt 3bedrooms/Master Suite and Laundry on main floor. David 990-8552

SOUTH OPEN HOUSES $339,000 801 S Lincoln #201520743

12-3 Original Woodwork/Leaded Glass/Period Ltng w/New Kit-Roof-Ext Paint & Heating System Gary 607-8640

VALLEY OPEN HOUSES

SOUTH OPEN NEW CONSTRUCTION 1-4 New 2Story in Trickle Creek 4BD 3BA 4Cr Grg Granite,Wood Flrs,Fully lndscpd, View! Garry 993-9998

$447,900 2120 E Touchmark Lane #201520340 1-3 Wraparound porch,open flr plan w/cathedral ceilings,gas frplce,office, landscaped. Linda 701-6143

$599,900 4320 S Bernson Ln #201517661

1-4 4BD 3BA Den 4Cr Gar. Beautiful landscaped yard w/fire pit. This is the 2015 Homeshow! Garry 993-9998

VALLEY OPEN NEW CONSTRUCTION

$190,000 6816 E 6th #201527153

1-3 2200 Finished SF 4BR/2BA Oak Kitchen Lg DR. Gas FP Fresh Paint 90+ FAG/CAC 24x36 Shop. Call 999-9870

NORTH OPEN NEW CONSTRUCTION $199,900 830 E Silver Pine #201512365

1:30-4 3bd/2bt/3-car gr. New const ranch plan w/CAC, Fireplace, full landscaping. 100% fin. jim 939-7535

$214,576 28xx W Heath #201512534

$209,900 10111 E Walton #201427682

11-3 Clarks Place-New Homes $200K+, Pre-Sale & Homes started. Come see us! Questions call Johnny 279-4885

$268,950 16216 E 10th #201525813

1-4 Shelly Lake, Lindsey Const. 3bd/2ba/3Car. 1800 SF, Stainless appls back patio & more Kathy 710-3171

$325,000 16419 E 10th #201520425

1-4 Lindsey Construction 1593sf home w/3bd 2ba, frplc s/s 12-4 Stop by the model home at 2812 W. Parkway for more mstr w/garden tub & 3 car gar Kathy 710-3171 details and plans call Colt 710-7810

$249,500 9223 N Rosebury #201517495

12-4 The Hawthorne in our maintenance free area! All landscaping complete. Ready now! Heidi 998-7287

$259,900 9206 N Rosebury #201516893

12-4 The Aspen’s spacious main flr has granite kitchen lg island-perfect for entertaining. Heidi 998-7287

$277,500 10309 N Alberta #201524632

12-4 Brand new Jesses Bluff 1786sf rancher w/beautiful lg open rms 3car gar granite counters Ron 991-2942

$299,900 9202 Rosebury #201516894

Open 12-4 The Winslow by Greenstone. Granite kitchen, gorgeous master retreat. Loft. Heidi Bollum 998-7287

$299,900 920 E Colbert #201526654

12-4 The Bristol at Bidwell Park. Granite Counters, Stainless appl. 3-car garage. Chelsey 509-429-9562

$339,900 5402 N Radium #201518700

- UNFURNISHED, NORTHEAST 223 APARTMENTS

201 W. FRANCIS Suite H - Beautifully remodeled $1,000/mo + Cams.

503 W. FRANCIS 1460 sqft - 5 private offices, 2 bths, nice reception area. $1,600/mo 515 W. FRANCIS 3 suites 1000-1675 sq ft $850/mo to $1,300/mo Beautiful brick building lots of parking.

Call ROD V. PLESE, 489-2323 VIC PLESE, 217-7889 PLESE REALTY,LLC,201W.FRANCIS AVE

*1310 W 6th* Recently remodeled 3 Br DW, A/C, Balcony, Off street parking, Locked entry. $865 *$200 Off 1st Months Rent*

5We have Studios, 1 Bd, 1 Bath 52 Bd, 1 Bath; 2 Bdrm, 2 Bath 53 Bdrm, 2 Bath & Townhouses FREE Internet Room Call us at 489-4332 or stop by 4707 E. Upriver Dr.

*6707 N. Standard*

PROPERTY FOR SALE 196 COMMERCIAL DAVENPORT-206 Morgan St, great Hwy 2 frontage, 40x60 metal shop, 3 bays, office w/bth, 30x40 two-bay bldg, large parking area, great opp! $275,000 Benji 990-9221 ROSALIA-37624 S. Old Hwy 195, 2.45 acres, huge shop, apt above, barns, $179,900. Bev 990-1809 HARRINGTON-3 & 4 Third St-Office spaces with nice storefronts, great investments at $44,000 each!

Benji 990-9221 CHENEY REALTY, INC. 235-6191

12-3 The Fircrest offers 2888 SqFt finished daylight/walkout rancher 4BD/3BA Great Views Scott 939-4268

2br, DW, Central air/ gas heat, On-site lndy, Patio, Carport $575 Gates Realty, Inc. 838-5823

To place YOUR ad call 456-7355 - UNFURNISHED, NORTHWEST 224 APARTMENTS MOVE-IN SPECIAL OAC. 3 & 4 bdrm’s. Laundry facilities, A/C, Carport. Call 924-4554 1Bd 1Ba Wandermere area. No w/d. $575/mo. No smk. (509)466-6110

$369,900 5409 N Radium #201521778

- UNFURNISHED, SOUTH HILL 227 APARTMENTS

*1125 W. 11th* 1Br, On-site lndy, Locked entry $450

*1117 W. 5th* Studio, On-site lndy, Locked entry, View $435

*1013 W. 8th* 1Br, A/C, On-site lndy, Locked entry $495 Gates Realty, Inc 838-5823

- UNFURNISHED, SPOKANE VALLEY 232 APARTMENTS MINUTES FROM THE FREEWAY, 2bd/1ba $650 - $750. Appls included, fpl, W/D, cov’d prkng, storage, patio/balcony. 921-2165

239 APARTMENTS - FURNISHED AREA WIDE Pet Friendly, free utilities & cable TV, we rent to everyone. $139 wk & up.

4824 E Sprague Call 509-535-5810.

12-3 The Huntington @Valley Springs 3BD/2BA/3CR Gar, den, covered patio, fully landscaped! Scott 939-4268

$389,900 5510 N Radium #201523471

12-3 Newcastle Rancher Plan Fully Finished Daylight/ Walkout 4BR/3BA backs up to green belt Scott 939-4268

$399,900 8506 E Hazelwood Ln #201513991

206 ROOMMATES WANTED

$389,900 11210 E Flagstone Ln #201515896

Dependable RM to share 2400sf Country Home on 3 acres, Spo.Valley. $440, flat. All amenities. 927-7898

12-3 Peaceful living in Hazelwood Park Daylight/Walkout 4BR/3BA Paras Quality Rancher! Fred 879-0506 12-3 New Rancher by Paras Homes. Main Floor living plus large bonus rm. Quality Finishes & Full Landscape

207 ROOMS FOR RENT $100 Specl/Corbin Park 1 rm, big closet, balcony. $420. Free utils/cable, Pets? Sec bldg, coin op W/D 993-7009

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

Bedroom in quiet NE home, share kitchen & bath, W/D, cable, sm fridge.

Female pref. $260. 509-489-1783 Furn Studio $375, prvt Kit, share Ba, Quiet Clean.1017 W Fairview327-7206

208 DUPLEXES FOR RENT NORTHEAST NICE 2Br 1Ba DW, Lndry rm,off st prkg W/S/G pd. No smkg. $610. 995-1363

NORTHWEST 3418 W. Francis, 3Br/2Ba, R/R, D/W. No/pets $975 w/s/g Pd. 981-4043

SOUTHSIDE

*2704 E. 37th* 3br, 2ba, Fam. Rm., W/D incld, Deck, 1 Car Gar. $900

*625 W. 15th* 2br, W/D hk-ups, gas heat, carport $650 Gates Realty, Inc. 838-5823

SPOKANE VALLEY E. 8819 Mansfield, 2bd/1ba, carport, AC, w/s/lawn care incl, No smo/pets. $825 + $825 dep. (509)879-5071

- UNFURNISHED, BROWNES ADDITION 221 APARTMENTS

*2204 W. Pacific Ave* Studio On-site lndy, $425 Gates Realty, Inc. 838-5823

- UNFURNISHED, AREA WIDE 220 APARTMENTS

- UNFURNISHED, AREA WIDE 220 APARTMENTS

- UNFURNISHED, AREA WIDE 220 APARTMENTS

Your Connection to Luxury Apartment Living.

• Unique designer apts • A/C, Washers, Dryers • 1 & 2 Bds, 1 & 2 Ba • Vaulted Ceilings, Skylights • Carports/Garages • Pools/BBQ’s • Starting at $535, No Pets.

Apts include accessibility features required by FHAA. Clubhouse Includes: • Racquetball Cts • Weight Rm • Beauty Salon • Gift Store

MODELS OPEN DAILY AIRWAY HEIGHTS CEDAR SUMMIT ESTATES V, VI,& VII New Duplexes 824 S. Delfino Ln. (12th & Hayford) – 838-1145 CEDAR SUMMIT ESTATES I & II 10620 W 12th Ave. – 456-5561 CEDAR SUMMIT ESTATES III & IV 10620 W 12th Ave. – 456-4660 NORTHWEST CEDAR FOREST ESTATES 4403 W. Winston Ct. – 327-7174 NORTHEAST CEDAR MEADOWS 8909 N. Colton – 467-4495 CEDAR CREEK VILLAGE I 8424 N. Nevada – 468-2076 CEDAR CREEK VILLAGE II 8424 N Nevada – 468-2230 CEDAR SPRINGS ESTATES 1015 E. Cozza Dr. – 467-0835 Clubhouse Available to Cedar Creek & Springs Residents

NORTHEAST CEDAR SPRINGS ESTATES II 1110 E. Cozza Drive – 466-0307 CEDAR SPRINGS ESTATES III 1011 E. Sharpsburg – 465-2219 CEDAR SPRINGS ESTATES IV 7808 N. Morton – 464-4333 VALLEY CEDAR CHATEAU ESTATES 13310 E. Mission – 922-2347 CEDAR CHATEAU ESTATES “B”

13320 E. Mission – 928-6210 SOUTH HILL CEDAR CANYON VILLAS 5710 S. Hailee Lane – 448-5503 CEDAR PARK 3003 S. Perry – 838-8714 COEUR D’ALENE CEDAR WOOD ESTATES 3015 N. 4th St. – 208-664-2277

VISIT OUR WEB SITE AT

www.cedarpropertymgmt.com 509-489-4287 FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

December 06, 2015

FOR SALE, AREA WIDE 095 HOMES

AFeatured New Home for the TODAY Holidays!!

OPEN 2-4PM

11121 E. 48th Ave. • New Price $255,900

Beautiful and immaculate home nestled in picturesque and serene Ponderosa. Updated kitchen with stainless steel appliances, 2 appliance garages and skylights. The two family rooms offer ample space with built-in cabinets and wood fireplaces. Private backyard with lighted basketball court.

Constantia C. Red • 509-230-0676 • R.H. Cooke & Associates

$326,900

Area: NW Year Built: 2015 Square Footage: 2,583 Lot Size: 0.28 acre Bedrooms: 5 Baths: 2.5 Address: 7707 N Rye St. MLS#: 201524365 Broker: Alan Plese 509-953-7330 Plese Realty LLC 509-489-2323

3DJH ) ● Sunday ● December 6, 2015

239 APARTMENTS - FURNISHED

Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com

FOR RENT UNFURNISHED 240 HOUSES

AREA WIDE

FREE CLASSIFIED ADS — ONLINE

FOR RENT UNFURNISHED 240 HOUSES

AREA WIDE

1 bd unit, furnished, Util, Cable & phone included. Pet friendly $25 dep, $169.95/wk and up - $625 mo & up 509-838-4411

The Spokesman-Review

LIBERTY LAKE

free & easy

ALL RENTALS

HOT DEALS! Add the power of 700,000

BRAND NEW ONE-LEVEL HOUSE 4 RENT 3 BR/2 BA. Quiet, CV schools, easy freeway access. $1,450/mo 4754255 Steveandjuliecraig@gmail.com OPEN HOUSE SAT 12/5 10am-4pm

$750 - $2,500 Ask about our Free Rent Special!!

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3 Bd, 1 Ba, bsmt. 418 S. Altamont $745/mo. 509-951-8124. No Pets.

OPEN SAT. 10-4 OPEN M-F 9-5:30

3Bd 2Ba Rancher, Gar, View! $1250 1st/last &dep.Refs/Cr.Chk. 868-9179

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Nice 2BD Mobile, 1 car gar, fencd yd, no smo/pets, credit chk $500 mo + $500 dep, 4 Lakes. 509-979-6951

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FOR RENT UNFURNISHED 240 HOUSES

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HOMES FOR RENT 247 MOBILE

Whatever your needs Buying or Selling We can help!

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SUNDAYS - BY APPOINTMENT

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

FOR SALE, AREA WIDE 095 HOMES

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Sunday, December 6, 2015

spokesmanopenhouses.com Mobile version available using our fully optimized mobile site.

Snap the QR Code with your Smartphone using a QR Code or Barcode reader.

All Open Houses Mapped & Searchable at spokesmanopenhouses.com and on your mobile Open

Property Type

Address

BR BTH

Price

Company

Agent

Phone

Website

MLS#

NORTHEAST 12-4 1:30-4 1:30-4 1-4 1-4

NEW HOMES NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY

920 E Colbert Rd 830 E Silver Pine Rd 903 E Longfellow Ave 528 E Courtland Ave 6314 E 11th Ave

4 3 3 3 5

3 2 1 1 3

$299,900 $199,900 $105,000 $144,900 $189,000

Coldwell Banker Tomlinson Chelsey Graves (509)429-9562 Coldwell Banker Tomlinson Jim Luster (509)939-7535 Coldwell Banker Tomlinson Shawna Roche (509)216-0289 RE/MAX of Spokane Jim McConnachie (509)879-7075 Windermere Real Estate Yogi Naresh (509)919-0338

tourfactory.com/1205187 201526654 ort.com/show/?m=xp2nmb1wfyi 201512365 N/A 201527681 N/A 201524622 yourwindermere.com 201525359

NORTHWEST 11-4 1-4 1:30-4 12-4 12-4 12-4 12-4 12-2 1-4 1-4 1-4 12-3 12-3 12-2 1:30-3:30 11-2 1-4

NEW HOMES SINGLE FAMILY NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY

28xx W Heath Ave 9715 N Fotheringham St 10229 N Navaho Dr 9223 Rosebury 9202 Rosebury 9206 N Rosebury 10309 N Alberta Cir 7904 N Lindeke Ct 7707 N Rye St 2008 W Cascade Way 2119 W Caden Ave 5112 W Oxford 5208 W Oxford 8114 N Kyle Ct 5526 N Forest Blvd 13517 N Mayfair 1917 W Forest Hills Ln

3 4 4 3 4 3 3 3 4 3 4 5 4 4 4 3 2

2 3 3 2 3 3 2 4 2.5 2 2.5 3 3 3 2 3 2

$214,576 $214,900 $459,900 $249,500 $299,900 $259,900 $277,500 $285,000 $326,900 359,900 $409,900 $379,500 $334,950 $307,500 $199,900 $299,950 $379,000

Coldwell Banker Tomlinson Colt Utley Coldwell Banker Tomlinson David Jones Coldwell Banker Tomlinson Debbie Luster Coldwell Banker Tomlinson Heidi Bollum Coldwell Banker Tomlinson Heidi Bollum Coldwell Banker Tomlinson Heidi Bollum Coldwell Banker Tomlinson Ron Hansen Keller Williams Realty Spokane Alex Ganea Plese Realty, LLC Alan Plese Plese Realty, LLC Alan Plese Plese Realty, LLC Alan Plese Plese Realty, LLC Don Willard Plese Realty, LLC Don Willard Windermere Real Estate Alice Galeotti Windermere Real Estate Bruce Baldwin Windermere Real Estate Darren Lawson Windermere Real Estate Dyer Davis

(509)710-7810 (509)990-8552 (509)939-4678 (509)998-7287 (509)998-7287 (509)998-7287 (509)991-2942 (509)280-8445 (509)953-7330 (509)217-7889 (509)217-7889 (509)844-5081 (509)844-5081 (509)979-0323 (509)496-0338 (509)362-4126 (509)389-5488

www.tourfactory.com/1304244 201512534 www.tourfactory.com/1464681 201527501 ort.com/show/?m=xp2nmb1wfyi 201514072 N/A 201517495 greenstone.com 201516894 www.tourfactory.com/1344459 201516893 tourfactory.com/1321421 201524632 findspokane.com 201527196 plese.com 201524365 plese.com 201525262 plese.com 201525261 plese.com N/A plese.com 201519927 yourwindermere.com 201526072 windermerespokane.com N/A windermere.com 201526751 yourwindermere.com 201518062

509-993-9998 (509)993-0753 (509)993-9998 (509)607-8640 (509)701-6143 (509)499-1625 (509)808-0876 (509)443-2222 (509)443-2222 (509)443-2222 (509)443-2222 (509)443-2222 (509)939-3816

www.tourfactory.com/1369336 N/A cbtomlinson.com www.tourfactory.com/1380889 cbtomlinson.com kestell.com ashlie.withwre.com jimlister.com jimlister.com jimlister.com jimlister.com jimlister.com pamnovell.withwre.com

201517661 201527392 201427418 201520743 201520340 201524964 201525749 201526518 N/A 201515560 201513249 201526348 201527676

By Realty Susan Evans (509)710-8846 Coldwell Banker Tomlinson Ben Kruse (509)999-9870 Coldwell Banker Tomlinson Fred Jakubek (509)879-0506 Coldwell Banker Tomlinson Jim Bjorklund (509)939-4607 Coldwell Banker Tomlinson Johnny Jaynes (509)279-4885 Coldwell Banker Tomlinson Kathy Moore (509)710-3171 (509)710-3171 Coldwell Banker Tomlinson Kathy Moore Coldwell Banker Tomlinson Scott Wright (509)939-4268 Coldwell Banker Tomlinson Scott Wright (509)939-4268 Coldwell Banker Tomlinson Scott Wright (509)939-4268 Exit Real Estate Professionals Laura Branning (509)954-5647 Exit Real Estate Professionals Laura Branning (509)954-5647 John L. Scott Real Estate Jessica Granly (509)879-2425 Kestell Co. Carrie Meyer (509)868-1077 R.H. Cooke & Assoc.

Constantia Red (509)230-0676 RE/MAX of Spokane Brad Boswell (509)710-2024 RE/MAX of Spokane Jim McConnachie (509)879-7075 Windermere Real Estate Donna Mergen (509)710-5452 Windermere Real Estate Jim Bowden (509)995-9938 Windermere Real Estate Kim Hynes (509)280-2130 Windermere Real Estate Pam Matthews (509)822-1897 Windermere Real Estate Scott Sloane (509)385-8487 Windermere Real Estate Taylor Nienaber (509)828-8656

N/A www.tourfactory.com/1458699 cbtomlinson.com cbtomlinson.com tourfactory.com/1268409 N/A N/A tourfactory.com/1396575 cbtomlinson.com cbtomlinson.com laurabranning@gmail.com lauraebranning@gmail.com jessicag@johnlscott.com kestell.com www.rhcooke.com ElkRidgeHeights.com jimmcconnachie.remax.com windermere.com jimbowden.net windermere.com N/A windermere.com taylormaydrealestate.com

201526868 201527153 201513991 201515896 201427682 201525813 201520425 201521778 201523471 201519700 201520254 201520254 201527662 201524091 201517839 N/A 201518906 201527283 201525918 201512077 201527418 201524995 201527110

SOUTHSIDE 1-3 11-1 1-4 12-3 1-3 10-1 1-3 11-5 11-5 11-5 11-5 12-5 1-3

New Construction SINGLE FAMILY NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES SINGLE FAMILY

4320 S Bernson Ln 2112 E Girard Place 4325 S Bernson Ln 801 S Lincoln 2120 E Touchmark Ln 2703 E 40th 4308 E 41st Ave 5431 S Osprey Heights 6912 S Park Ridge Blvd 5429 S Ravencrest St 1125 W Quail Crest 6112 S Summerwood 3128 E 30th

5 3 4 5 2 4 3 2 4 3 3 4 4

3 2 3 4 2 2 2 2 2 3 2 3 2

$599,900 $189,000 $379,900 $339,000 $447,900 $234,900 $239,900 $364,950 $315,000 $249,639 $369,950 $479,900 $179,000

Coldwell Banker Tomlinson Garry Cozza Century 21 Beutler & Assoc. Jay Janssen Coldwell Banker Tomlinson Garry Cozza Coldwell Banker Tomlinson Gary Buswell Coldwell Banker Tomlinson Linda Roach Kestell Co. Andy Kerr Windermere Real Estate Ashlie Hatchitt Windermere Real Estate Jim Lister Windermere Real Estate Jim Lister Windermere Real Estate Jim Lister Windermere Real Estate Jim Lister Windermere Real Estate Jim Lister Windermere Real Estate Ross Hawkinson

VALLEY\LIBERTY LAKE 1-4 1-3 12-3 12-3 11-3 1-4 1-4 12-3 12-3 12-3 1-4 1-4 1-4 1-4 2-4 12-5 12-3 11-2 1-3 11-4 12-3 12-3 12-3

SINGLE FAMILY SINGLE FAMILY NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES SINGLE FAMILY NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY

12006 E Fourth Ave 6816 E 6th 8506 E Hazelwood Ln 11210 E Flagstone Ln 10111 E Walton Ct 16216 E 10th 16419 E 10th 5409 N Radium Ln 5410 N Radium Ln 5402 N Radium Ln 11918 E 31st Ave 11918 E 31st Ave 10719 E Main Ave 5305 N Del Rey Dr 11121 E 48th Ave 4223 S Big Horn Ln 14204 E 30th 20301 E 6th 4839 S Progress Ct 4823 N Emerald Ln 9515 E Shannon 3103 S Sommer Ln 175 N Legend Tree Dr

3 4 4 N/A 3 3 3 3 4 4 5 5 4 4 4 4 5 3 4 3 4 5 5

1.5 2 3 N/A 2 2 2 2 3 3 2 2 2 3 3 3 4 3 3 2 1.5 3 6

$149,900 $190,000 $599,900 201515896 $209,900 $268,950 $325,000 $369,900 $389,900 $339,900 $175,000 $174,900 $215,000 $389,900 $255,900 $429,850 $349,000 $359,950 $489,900 $291,979 $200,000 $259,900 $735,000