STAROOTJOURNAL.CO.ZA
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EDITION 54, 29 June - 6 July 2016
“As we concludeb the month of June we reflecting on the struggle for liberation for black young people in our communities” - Staroot Journal Crew
EnterpriseDevelopment Programmes For Black Entrepreneurs. - Staroot Journal
INSIDE
JOBS! PAGE 2 - 5
COVER STORY ON PAGE 2 Internships, Learnerships and Bursaries
PAGE 6 - 11 VIEW NEW FEATURES INSIDE LIFESTYLE AND FINANCES
PAGE 16 - 17
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Staroot Journal National
JUNE 2016
STAROOT VACANCIES Editor’s pick of the week: As small businesses in South Africa are recognised as a driving force for economic growth and creation of jobs, enterprise development programmes offered by government and corporates offer black entrepreneurs the opportunity to find support and training to further develop their small businesses.
Enterprise development programmes ought to be aimed at transferring skills and wealth as well as leading to the sustainable growth of small businesses. 80% of South Africa’s start-ups fail in the first three years and this is largely attributed to a lack of support. However, the survival rate of a start-up is increased by the incubation process, which assists small businesses in becoming financially
Ekurhuleni Metropolitan Reference Number:DEMS2022N Position:Driver/Messenger Department: Disaster and Emergency Management Division:Support Services Salary:R84 372 - R106 968 per annum (plus benefits) Minimum Requirements: •Secondary Education (Grade 10) •Valid Driver’s License •Applicable Experience
Businesses serve a critical role in driving more inclusive and sustainable development. Large companies can create positive impact by improving and growing development. Corporates can achieve this by including small business into their value chains and local communities. Helping small businesses to achieve sustainability and growth is vital for both the development of industries and corporations. Small businesses are critical for job creation, improving living standards, raising productivity and achieving inclusive economic growth and social cohesion. In the coming years there will be a great demand for jobs and the private sector will be the core to the solution of this challenge. Many of the new jobs will come out of the small, medium and micro-enterprises, which is why enterprise development programmes are emerging around the world. The enterprise development programme is just one of the elements of BB-BEE and is considered an effective way to combat poverty across the globe. Its objective is to teach potential entrepreneurs how to create a sustainable business that will grow and increase job creation, which in turn contributes to economic growth.
viable. Youth enterprise development programmes:
Core Responsibilities: •Provide messaging services to the department •Collect and deliver mail throughout Ekurhuleni •Provide clerical duties in the archives services and relieve absent employee
The programme consists of 20 four hour sessions which runs for three to four months. The students are expected to Applications or CVs and copies of qualifications, idenstart running a real business, with the in- tity document and driver’s license (if applicable), to be tention that the businesses are sustained submitted to the following Human Resource Office: after the programme is completed. This programme is targeted at young adults between the ages of 18 and 25, who are not in school and are currently unemployed. Participants are chosen based on:
Kempton Park Civic Centre, Corner Pretoria Road and CR Swart Drive, drop-in box, Main Entrance Postal Address: PO Box 13, Kempton Park,1620 Enquiries: 011 999 3611/
• Commitment to the programme • Inclination to participate in entre- No faxed and e-mailed applications will be accepted. preneurial activity Please quote reference number on application. • Ability to demonstrate problem solvApplications will not be considered if the necessary ing skills copies of the required qualifications are not attached to • Commitment to their personal • development the application / CV. Candidates may be requested to Visit the following website on more submit proof of the NQF level applicable to the qualifiinformation. Email: info@jasa.co.za, info@wedisa.co.za,
Vuyelwa.Ndlovu@standardbank.co.za, JGoldberg@edgegrowth.com, info@royalfields.co.za. http://www.entrepreneurmag.co.za/advice/startinga-business/how-to-guides-starting-a-business/enterprise-development-programmes-for-black-entrepreneurs/
cations they have obtained. Should candidates not be informed of the outcome of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The Ekurhuleni Metropolitan Municipality subscribes to the principles of the Employment Equity Act. Closing date:2016/07/06 Please Note: Staroot Media (Pty) Ltd, is not responsible for the origin, content, quality or truthfulness of any advertisement published. All advertisements are published as subjects to the company ’s standard terms and conditions of trading.
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Staroot Journal National
JUNE 2016
STAROOT VACANCIES EKURHULENI METROPOLITAN
EKURHULENI METROPOLITAN
EKURHULENI METROPOLITAN
Reference Number:DEMS2027N
Reference Number:FIN338S Reference Number:HRES0160S Position:Receptionist Position:Senior Human Resource Officer Position:Chief Clerk (Handyman) Department: Fleet Management Department: Human Resource Department: Disaster and Emergency ManDivision:Workshop and Vehicle Maintenance Division:Workforce Capacity Management agement Salary:R92 772 - R120 432 per annum (plus ben- Salary:R263 341 - R341 796 per annum Division:Support Services efits) (plus benefits) Salary:R132 372 - R171 852 per annum (plus
benefits)
Minimum Requirements: •Grade 12 •Relevant experience
Minimum Requirements: •Grade 10/NQF 2 or Basic Qualification in Carpentry/Electrical/Plumbing(N1) •Valid Code 08 Drivers License Core Responsibilities: •Applicable Experience in Building Mainte- •Answer telephones and communicates with the nance Environment user departments (co-ordinator)
•Completion of job card with requested repairs Core Responsibilities: •Communicate with user departments regarding •Perform maintenance and cleaning funcvehicle collection tions •Perform any reasonable task requested within •Adhere to government and risk managethe scope or level of the position ment in terms of policies and procedures •Record information from job card into fleet man•Maintain sound financial mind and customagement system er services functions •Filing of job cards into cabinets •Maintain positive people management
Applications or CVs and copies of qualifica- Applications or CVs and copies of qualifications, tions, identity document and driver’s license identity document and driver’s license (if applica(if applicable), to be submitted to the follow- ble), to be submitted to the following Human Reing Human Resource Office: source Office: Kempton Park Civic Centre, Corner August Simmer Building, Ground Floor, 88 PresiPretoria Road and CR Swart Drive, drop-in dent Street, Germiston box, Main Entrance PO Box 145, Germiston, 1400 Postal Address: PO Box 13, Kempton Enquiries: 011 999 1602/1603/1815 Park,1620 Enquiries: 011 999 3611/3619/3608/3612/36 No faxed and e-mailed applications will be accept15/3616/1742 No faxed and e-mailed applications will be ed. Please quote reference number on application. accepted. Please quote reference number on Applications will not be considered if the necesapplication. sary copies of the required qualifications are not Applications will not be considered if the attached to the application / CV. Candidates may necessary copies of the required qualifica- be requested to submit proof of the NQF level aptions are not attached to the application / CV. plicable to the qualifications they have obtained. Candidates may be requested to submit proof Should candidates not be informed of the outof the NQF level applicable to the qualificacome of the application within six weeks of the tions they have obtained. Should candidates not be informed of the closing date, it should be regarded as having been outcome of the application within six weeks unsuccessful. The Ekurhuleni Metropolitan Municof the closing date, it should be regarded as ipality subscribes to the principles of the Employhaving been unsuccessful. The Ekurhuleni ment Equity Act. Metropolitan Municipality subscribes to the principles of the Employment Equity Act. Closing date: 2016/07/06
Minimum Requirements: •National Diploma in Human Resources Management or equivalent NQF level 5 qualification •Relevant experience Core Responsibilities: •Supervise the recruitment, selection and placement for the region •Conduct recruitment, selection and placement of personnel •Responsible to provide assistance to Departments during the recruitment and selection process Applications or CVs and copies of qualifications, identity document and driver’s license (if applicable), to be submitted to the following Human Resource Office: August Simmer Building, Ground Floor, 88 President Street, Germiston PO Box 145, Germiston, 1400 Enquiries: 011 999 1602/1603/1815 No faxed and e-mailed applications will be accepted. Please quote reference number on application. Applications will not be considered if the necessary copies of the required qualifications are not attached to the application / CV. Candidates may be requested to submit proof of the NQF level applicable to the qualifications they have obtained. Should candidates not be informed of the outcome of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The Ekurhuleni Metropolitan Municipality subscribes to the principles of the Employment Equity Act.
Closing date:2016/07/06
Closing date:2016/07/06
ArcelorMittal: Bursary / Scholarship Programme 2016 / 2017 Closing Date: 30 June 2016 Interested In a global engineering career with the largest steel manufacturer in the world? ArcelorMittal South Africa, Vanderbilpark Works would like to announce the following bursary opportunities: Training as artisans is provided In the, following fields: Welder Boilermaker, Fitter and Turner, Fitter, Millwright, Electrician, Instrumentation, Refractory Mason. Applicants must have been previously employed contributing to the Unemployment Benefit Fund (UIF). Proof of previous employment to be attached Required qualifications are: A full Grade 11 qualification with English, Mathematics (not Maths Literacy). Physical/Engineering Science, relevant trade theory and an additional relevant technical subject – all passed or A full N2 – N6 certificate (Mathematics. Engineering Science, relevant trade theory and an additional relevant technical subject) (Evidence of English on at least Grade 11) — all passed or A full NVC Level 3 or a Technical Learnership NQF Level 3 with related technical subjects Previous recognised formal trade related institution training will be an advantage. A contractual training agreement will apply. The bursary includes specified training cost. PPE,, payment of institutional training, personal insurance as well as a bursary allowance. Permanent employment on completion of trade test is not guaranteed How to Apply Applicants must forward a completed CV including a copy of ID and proof of all qualifications to email adminhubvdb@arcelormittal.com Please quote reference VDB-UIFAPPR- 1 and indicate the trade you are applying for in the subject field Please note Preference will be given to previously disadvantaged groups The successful candidates will be subject to a medical examination
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Staroot Journal Includes the following inside : Jobs, BursaRY, Learnerships, Internships Notice, Articles, Profiles, and many more
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Staroot Journal National
JUNE 2016
STAROOT VACANCIES Department of Health
Department of Health
HUMAN RESOURCE CLERK Reference Number: REFS-001315 Number of Posts: 1 Centre: Odi District Hospital Directorate: Hrm Salary: R142 461 per annum (plus benefits)
CLEANER Reference Number: REFS-001306 Number of Posts: 1 Centre: Sizwe TD Hospital Directorate: Support Service Salary: R 84 096 – 99 060 per annum (Plus benefits)
Department of Health PN-B1 PROFESSIONAL NURSE GRADE 1 (SPECIALITY) Reference Number: REFS-001347 Number of Posts: 1 Centre:Rahima Moosa Mother and Child Hospital Directorate:Nursing: Theatre Supply Sterilisation Unit Salary: R 294 861.00 Per annum (Plus benefits)
Requirements: Requirements: A minimum of 3 years National Diploma /De Minimum ABET level 3 / grade 10. Good gree in Human Resource Management with 1 Requirements: physical conditions. Prepare and be able to work year experience. Sounds Knowledge of HR Acts, shift, weekends and public holidays. Rotate to other Basic qualification accredited with the Prescripts –Interpretation and implementation SANC in terms of Government Notice sections. Cleaning experience will be an advantage. thereof .Good knowledge of PERSAL System and 425 or equivalent qualification that alComputer literacy. Excellent communications Duties: Cleaning duties in all sections of institution lows registration with SANC as a Proand writing skills Good interpersonal relations. i.e. mop, sweeping, scrubbing and polishing of floors. fessional Nurse plus post basic Diploma Clean walls, windows, toilets, replace soap and toilet in
Theatre Technique. Minimum of 4 papers, empty waste bins. Proper use and manage- years appropriate / recognized expeDuties: rience in nursing after registration as Conduct Recruitment and Selection process in ment of cleaning equipment, waste and chemicals. professional Nurse with SANC in Genline with relevant Acts and Policies. Leave Man- Any other general duties may be required by the su- eral Nursing. Theatre experience and agement, Capturing of PMDS documents on PERpervisor. sterilisation skills will be an advantage. SAL as required by the DPSA.Processing and subGood communication and supervision skills. mission of all HR mandates to GDF as required. Notes: Perform all Salary and Personnel related matters. Applications must be submitted on Z83 form with Duties: Effective and efficient management of HR admin- CV, certified copies of ID and qualifications to be atProvision of optimal,holistic specialised istrative aspects. Appointments, transfers termi- tached. Applications can be posted to: HR Manager, nursing care with set standards and nation, salary administration and management Sizwe TD Hospital, Private Bag X2, Sandringham, within a professional/ legal framework. of Condition of service. Assist with PILIR man2131 or hand deliver to Sizwe TD Hospital, Cnr Club Effective utilisation of Human and Maagement and reporting thereof. Management of terial resources. Participation in trainand Modderfontein Road, Sandringham, 2131or apovertime. ing and research. Provision of support ply online at www.gautengonline.gov.za to Nursing services. Maintain profesNotes: Applications can be delivered to: Odi DisEnquiries: sional growth,ethical standards and trict Hospital, Klipgat road, Mabopane, HR Secself-development. Ms. B. D Leso, Tel.No: (011) 531 4460 tion orposted to: Odi District Hospital Private Bag x509, Mabopane.0190. or apply online at:www. Notes: Closing Date: gautengonline.gov.za Applications to be forwarded to the 2016/07/15 12:00:00 AM Enquiries: Mr. LR Sekwele, Tel No :( 012) 725 2460 Rahima Moosa Mother and Child HosClosing Date: 2016/07/15 12:00:00 AM
pital, Cnr Fuel and Oudtshoorn Street, Coronationville, 2092 or Private Bag X20, Newclare, 2112 or Human Resource Office, Administration Building, 1st Floor or apply online at www.gautengonline.gov.za Enquiries: Matron. MR Nzhadzhaba, Tel No: (011) 470-9033 Closing Date: 2016/07/13 12:00:00 AM
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Staroot Journal National
JUNE 2016
STAROOT VACANCIES Department of Health ORAL HYGIENIST GRADE 1 Reference Number: REFS-001312 Number of Posts: 1 Centre: Ekurhuleni Health District Directorate: Oral Health Salary: R262 020 per annum (plus benefits)
Department of Health
Department of Health
PRINCIPAL PORTER ADMIN CLERK (2 POSTS) Reference Number: REFS-001326 Reference Number: REFS-001325 Number of Posts: 1 Number of Posts: 2 Centre: Tembisa Provincial Tertiary Centre: Tembisa Provincial Tertiary Hospital Directorate: Porters Hospital Salary: R119 154. per annum (plus benefits) Directorate: Patient Administration Salary: R142 461 per annum (plus Requirements: benefits)
Requirements: Grade 12 qualification or equivalent. 3 years Grade 12 qualification Degree or Diploma in Oral experience in hospital Porters services. Ability Requirements: Hygiene BOH Or DipOH Registration with Health Grade 12 Certificate or equivalent to work under pressure and night shift. Good Professional Council of South Africa (HPCSA) as NQF qualifications level 5. Computer Communication and writing skills. Problem an Oral Hygienist and a proof of current regis- literacy will be an advantage. Excel- solving, ability to work under pressure. Knowltration with the HPCSA. A valid Drivers license. lence customer care skills and good edge of 4 official languages. Computer skills will be advantages. The incumbent should have completed one year communications skills (verbal and community service. written)
Duties: Supervise and control senior and junior PorDuties: Duties: The incumbent will actively participate in all Render effective and efficient Ad- ters. Monitor attendance register on a Daily community based/programmes held in every ministration function in patient af- basis. Handle all enquires and allocate duties to Porters daily. Leave/claim forms mansub district within Ekurhuleni. The incumbent fairs. Collect accurate patient data agement. Taking care of broken equipment will render clinical services within their scope of and classification. Compile patients statistics. Ability to work under pres- (stretchers and wheelchairs). Making sure practicein the clinics, dental mobile, institutions, that VA2 forms are completed for repairs and sure and shifts. hospitals and perform the required administracondemning those which cannot be repaired. tive duties. Ensure implementation of the Oral Assist with Porters contract and quarterly perNotes: Health Strategy. Provide training to other health Application to be addressed to: The formance review.
workers and the community. Perform any other Human Resources, Tembisa Provindelegated duties. Notes: cial Tertiary Hospital, Private x7 OlifNotes: Applications to be sent to Ekurhuleni antsFontein, 1665 or Hand delivered Application to be addressed to: The Human Health District, Hand Post and other means of / submitted at corner Flint Mazibuko Resources, Tembisa Provincial Tertiary Hospiposting, delivery to 40 Catlin Street Germiston and Rev. R.J.T Namene Drive Olif- tal, Private x7 OlifantsFontein, 1665 or Hand 1400 or Private Bag X1005 Germiston 1400. At- antsfontein 1665 or apply online at: delivered / submitted at corner Flint Mazibuko and Rev. R.J.T Namene Drive Olifantsfontein www.gautengonline.gov.za tention: Human Resource Manager.or apply onEnquiries: Ms M.G. Pholushe Tel No.: 1665 or apply online at: www.gautengonline. line at: www.gautengonline.gov.za gov.za (011) 923 2115 Enquiries: Dr F. Moola , Tel No: (011) 876 Enquiries:Ms. M.G. Pholushe Tel. No.(011) 1775 Closing Date: 2016/07/15 12:00:00 AM
Closing Date: 2016/07/15 12:00:00 AM
923-2115
Closing Date: 2016/07/15 12:00:00 AM
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Staroot Journal National
JUNE 2016
STAROOT JOURNAL INTERNSHIPS/LEARNERSHIPS BDO Bursary 2017 BDO awards bursaries to students deserving of and studying towards a Chartered Accountancy qualification. Preference is given to well-rounded individuals who perform equally well in all areas of their lives. Bursaries are financial assistance given to students for further study for either degree, post graduate studies or both. Bursaries are awarded on a financial needs basis and are linked to satisfactory academic achievements with a solid academic track record at school and/or university. Students who are awarded a bursary are required to serve a training contract with the specific office who awarded the bursary on completion of their studies. Bursaries have conditions attached to them and once students have completed their studies, students will have to work for a period of three years. BDOS’s amount of money can be for that of a full bursary or that of a half bursary. Our bursaries do not cover all study expenses and only covers registration fees, tuition fees and books for each year of study. Students have to therefore be prepared to meet some of the costs. Applications are collected and processed throughout the course of the year, due to the number of applicants, applicants may only receive feedback towards the end of the year. Bursary applicants should meet the following criteria: NOT be signed with any other professional services firm to complete a training contract; NOT be in possession of a bursary / scholarship / financial assistance award which has employment obligations or post training contract employment obligations; Be planning to study towards a Chartered Accountancy qualification (learners/scholars); Commitment to study towards a Chartered Accountancy qualification with majors in accounting and auditing; Be studying at a university which offers South African Institute of Chartered Accountants’ (SAICA) accredited programmes through to Honours / CTA level. Competency Requirements To be considered for a Bursary, you will need to meet the following selection criteria: (Candidates who meet these criteria will be shortlised for interviews and psychometric assessments before a decision is made) Matriculants: Minimum “B” in Maths higher grade and minimum “B” in English higher grade either 1st or 2nd language; and an overall average of 70% or higher in the final grade 12 or equivalent results. University students: 70% or more in Accounts I 70% or more in Accounts II 65% or more in Accounts III *If you wish to be considered for this position please include: a 2 page CV; Academic transcripts (from Matric to your most current results); and copy of your ID document in your application Closing Date: 31 October 2016 HOW TO APPLY
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Staroot Journal National
JUNE 2016
STAROOT JOURNAL INTERNSHIPS/LEARNERSHIPS GIBB 2017 External Student Bursary
Have you got what it takes to join a revolutionary engineering intelligence provider? GIBB’s bursary programme aims at attracting exceptional young talent to the firm. If you have what it takes to become part of this exciting team, the GIBB bursary programme is ready to change your life. Bursaries awarded are for full-time university students, studying engineering. Job Functions Civil Engineering,Electrical Engineering,Engineering,Mechanical Engineering Industries Building & Construction,Engineering Specification What is offered? A GIBB bursary covers: Cost of tuition at any university in South Africa Books and stationery Travel costs where applicable Accommodation where applicable Vacation employment
Contract Obligation: Employment at any GIBB office in South Africa Vacation work at any GIBB office in South Africa
Application Requirements: Students must be South African citizens with a valid ID Book / Card. Students must be studying towards an Engineering Degree, Honours or Masters, with specialisation in the following disciplines: Civil, Electrical, Rail and Roads. Students must have successfully completed their 1st year of study. For students in University 2nd, 3rd year, Honours or Masters, studying in one of the fields mentioned above need to maintain a 60% average to apply. You must attach certified copies of the below documents in order to be considered: ID, CV, Matric Certificate, Full tertiary academic record Closing Date: 31 August 2016 How To Apply
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Staroot Journal National
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Staroot Journal National
JUNE 2016
STAROOT JOURNAL KASIE BIZ PROFILE National Youth Development Agency (NYDA) Funding The National Youth Development Agency is offering youth businesses the opportunity to apply for and receive grant funding. This funding will help to grow youth business and increase job creation within South Africa.
Through the National Youth Development Agency (NYDA) Grant Programme, young entrepreneurs have the opportunity to start and grow sustainable businesses. In 2013, the NYDA changed its youth enterprise funding model from a fixed interest loan structure to a micro-finances grant provision system. This means that you will not have to pay back the funding the agency provides you with. NYDA partnered with Industrial Development Corporation (IDC) and the Small Enterprise Finance Agency to assist youth-owned businesses with funding and support over a period of five years. This R25 million grant programme offers both financial and non-financial support to qualifying young entrepreneurs between the ages of 18 and 35. Only around 500 small to medium enterprises can expect to benefit from the financial portion of the NYDA Grant Programme per year. These businesses will consist of individual ventures and cooperatives. Additionally, many more can benefit from non-financial business support services including branding, marketing and website development. Here you’ll find information on how to get funding from NYDA. However, do you have what it takes to run your own small to medium size enterprise? If you’re an individual or a group of young people who want to start or grow an existing business, then NYDA Grant Programme is the right funding for you. The grant provides both financial and non-financial support to youth entrepreneurs. Grants start from R1 000 to a maximum of R100 000 and support includes mentorship programmes, a voucher programme, market linkages, entrepreneurship development programme, youth co-operative development programme, and other business support services required. For young entrepreneurs seeking grants, grants are available for (and not limited to) motor mechanics and panel beaters, electricians, plumbers, domestic appliance repairs and services, hair dressers, cleaning companies, beauticians, small-scale recycling businesses, car washes and street vendors to name just a few. The grant structure is in the following three levels, each focusing on a different type of youth enterprise, such as: Individual grants issues to formal and informal businesses that are in the start-up development phase of their business.
Who Qualifies For NYDA Funding?
The following are the grant programmes qualifying criteria: • You need to be at least 18 years old and no older than 35 years old. • You’ll need the grant for business start-up or growth. • You will need to have the necessary skills, experience or with the potential skills needed for your enterprise. • You have to be a South African citizen and a resident within the borders of the country. • You have to run the day-to-day operations and be management of the business. • The grant that you require can’t be less than R1 000 and more than R100 000. Here are the following thresholds that your business will need to fit into in order to qualify for the grant: Threshold 1 Survivalist Business R1 000 – R10 000 Threshold 2 Start-up R10 001 – R50 000 Threshold 3 Growth R50 001 – R100 000 http://www.entrepreneurmag.co.za/advice/funding/government-funding-funding/nyda-funding/
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The DaveytonTV Fundrasing Event TO ADVERTISE HERE “CALL” Sbekezelo 081 4967 506 JOIN OUR NEW WHATAPP GROUP AND GET THE LATEST OPPORTUNITIES FIRST. How to be added: 1. Like our Facebook page. 2. Comment with mobile Number. 3. We will add you on our group We bringing Opportunities on your fingertips
Anglo American: Engineering Bursary / Scholarship Programme 2017 Closing Date: 30 June 2016 Anglo Americans coal business in South Africa is offering University of Science bursaries in the following fields: Electrical Engineering Mechanical Engineering Mining Engineering Rock Engineering Requirements: Grade 12 with Pure Mathematics and Physical ScienceLevel 5 (Symbol C) Applicant must be a South African citizen How To Apply Apply Online for the Anglo American Bursary / Scholarship Programme Appointments will be made in line with Employment Equity targets. If you have not been contacted by the 7th of August 2016, please consider your application unsuccessful.
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STAROOT JOURNAL FULL PAGE VACANCIES MARKETING AND COMMUNICATIONS OFFICER – AFRICA MARKETS Grade C3 An exciting opportunity exists to join our Africa business unit as Marketing and Communications Officer based at Head Office, Sandton, reporting to the Africa Regional Director and working closely with the Africa Marketing and Communications Manager. If you are passionate about marketing South Africa, the African continent, travel and tourism and possess all the required qualifications and skills, we invite you to apply. Key Tasks: Lead the planning and implementation of marketing projects. Implement and manage project progress and optimise accordingly. Constantly monitor and report progress of the project to all stakeholders. Compile post campaign analysis and share key learnings and best practise. Liaise with the Trade Relations on approved communications strategy, tactics and measurement. Edit content for collateral, presentations, websites and other communications/social media platforms. Handled media enquiries according to guidelines by Marketing and Communications Manager. Organise and coordinate media familiarisation trips. Attend trade shows to manage all media engagements for the appointed SAT spokesperson and compare competitor messaging, communications platforms. MINIMUM REQUIREMENTS Qualifications & Experience: A marketing, communication or journalism degree or 3 year diploma. Minimum of 2 years key tasks related experience. Competency in MS Office XP Suite and working knowledge of Abode design products and other related IT systems. Proficiency in either French, Portuguese or Swahili will be an advantage. Qualities: Ability to manage projects across business units and sites Good interpersonal relations and a team player Open, honest, patient and cooperative Shows initiative in prioritizing work Creative and Innovative Please send your detailed CV to Human Resources: Ishara- ishara@southafrica.net Closing date: 01 July 2016. No late applications will be accepted.
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Staroot Journal National
JUNE 2016
STAROOT JOURNAL INTERNSHIPS/LEARNERSHIPS Liberty Bursary Tertiary Programme LIBERTY Bursaries are granted for full-time study of Actuarial Science at various tertiary institutions. Applicants must show the ability to innovate and share our passion for people; thus maintaining our competitive advantage. Successful applicants are expected to do a minimum amount of vacation work during the June and December holidays at Liberty Life’s Head Office in Braamfontein, Johannesburg. Bursaries are reviewed after each examination based on the student’s academic performance and are renewed annually. All bursaries are granted on merit, but preference is given to black (African, Coloured and Indian) applicants. Requirements: Excellent overall results including a distinction for higher grade mathematics. A minimum of two distinctions (including mathematics) if higher grade physical science is one of the incumbent’s subjects. A minimum of four distinctions (including mathematics) if physical science is not one of the incumbent’s subjects. At tertiary level, students must maintain continuous excellence in academic performance in all subjects. Good leadership qualities and participation in extramural activities such as sports, debating societies, chess clubs and various Olympiads, etc are an added advantage. Costs Covered: Tuition fees are paid for each academic year of study and reviewed annually based on academic performance. Residence fees/subsistence allowance is paid for shared accommodation at a university residence. A monthly subsistence allowance is paid if the student chooses not to live at the university residence. A book allowance is paid annually for the purchase of textbooks. First year students qualify for a calculator allowance. Applications are open to all students regardless of the year of study. Once approved, the bursar will enter into an agreement with Liberty Life that will be renewed annually. Closing Date: 31 August 2016 HOW TO APPLY
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Staroot Journal National
JUNE 2016
STAROOT JOURNAL INTERNSHIPS/LEARNERSHIPS SA Reserve Bank Bursaries for 1st Year students The South African Reserve Bank (the Bank), as part of addressing the severe shortage of skills in South Africa, provides bursaries to students in relevant fields of study who are from disadvantaged backgrounds. The purpose of the bursary scheme is to assist financially needy students who obtain good results in Matric/Grade 12 and who want to study in fields relevant to the Bank. The bursary is intended for undergraduate studies at a South African university on a full-time basis. Studies for which bursaries will be granted The studies that students intend to pursue shall have a bearing on, and be applicable to, the functions and activities of the Bank. (For more information on the Bank, visit the Bank’s website: www.reservebank.co.za). This includes, for example, Economics, Information Technology, Finance, Law and Accounting, and excludes, for example, Medicine, Dentistry and Social Work. A bursary will be granted from the first academic year and reviewed annually Bursary holders need not reapply for the bursary each year. Criteria for awarding bursaries Over and above the criteria set out in paragraphs 1 to 3 above, the following will be used as guidelines in the awarding of bursaries: • Bursaries will be awarded to students who obtain 60 per cent in the June Matric/Grade 12 examinations. Final awarding of a Bank bursary is subject to a student’s final Matric/Grade 12 results and enrolment acceptance at a South African university. • Bursaries will be awarded to South African citizens only. • The total number of students and related bursary costs will be reviewed annually. • An annual one-off payment for books, accommodation (university accommodation only) and tuition fees will be made to a student. Post-bursary obligations The Bank will have first right of refusal with regard to funded students, that is, bursary holders will be obliged to work for the Bank for a period equal to their bursary period, unless the Bank chooses not to employ them. Students who choose not to work for the Bank despite the Bank offering them a position after completing their studies will be required to pay the full cost of the bursary back to the Bank. The Bank will provide students who are Bank bursary holders vacation work opportunities that are funded by the Bank. How to apply
The closing date for submission of applications shall be 30 September of each year. Examination results, university enrolment form (student number) and any other supporting documents must be submitted with the application form. Completed application forms must be emailed to: applications@careerwise.co.za Or posted to: Mr John Legoete P.O. Box 30632 BRAAMFONTEIN 2017 Submission of examination results by bursary holders Bursary holders will be required to submit their examination results before 31 December of each year, regardless of whether or not they will be awarded a bursary for the following year. Bursary agreement Potential bursary students will be required to avail themselves to be interviewed and to be tested. Successful applicants(s) for the bursary will be expected to sign an agreement with the Bank. Closing Date: 30 September 2016 DOWNLOAD APPLICATION FORM ONLINE or like our facebook page Staroot Journal for links
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Staroot Journal National
JUNE 2016
STAROOT LIFESTYLE LIFESTYLE
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Staroot Journal National
JUNE 2016
STAROOT FINANCES *the science of money management*
FINANCES How to get a home loan: tips for freelancers and the self-employed.
• Business • Banks
• Education • Money tips • Invest • Budgets • Real Estate • Career • Innovation • Economy
Applying for a home loan is stressful for most people, but this simple financial process can become disproportionately complex for entrepreneurs or freelancers ‒ people who have uncertain or unpredictable income flows. The rigorous affordability assessments required by the National Credit Act don’t quite take into account the circumstances of those not earning a regular monthly salary. However, not all hope is lost. Careen McKinon, provincial sales manager at bond originator ooba, says the home loan application process requires a little bit more effort when you are self-employed or a freelancer, as the banks look at you as a higher risk. “The lack of a guaranteed income from a single source can make banks anxious about financing a home for you,” she says. According to ooba, 10% of home loan applications received in the third quarter of last year were from self-employed applicants, compared to 11% in the second quarter of last year and 9% in the third quarter of 2014. This is about half of the 20% level experienced in 2007, indicating that self-employed applicants are generally less confident about their ability to qualify for home finance. Freelancer Sue Charlton says she was able to qualify for a home loan. “If you ignore the pointy-down faces of estate agents and bank personnel and get your financials from a tax person/accountant, supply your banking details, assets and liabilities and statements, it’s not too bad. My experience is that I have not had too bumpy a ride despite the pessimism of some,” she says.
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The first step is to ensure that all your paperwork is in order. If you are self-employed, McKinon suggests that you submit the following when applying for a home loan:
• Loans
Comparative financials covering a trading or working period from the last two years. • A letter from your auditor confirming your personal income. • If your financials are more than six months old, you will need up-to-date signed management accounts. • A cash flow forecast for the next 12 months. • A personal statement of assets and liabilities. • Personal and business bank statements (six to 12 months, depending on the banks’ requirements). • Latest IT34, which serves as confirmation from SARS that your tax affairs are in order. • Company, CC or trust statutory documents. • ID documents for all the directors, members or trustees.
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Although this list seems rather daunting, it is all the more reason to use an expert to guide you through the process, as this will get you one step closer to acquiring a home loan. “It is imperative to have your tax affairs and finances in order and up to date. In addition, it will help to separate your personal and business expenses,” says McKinon. If you know you want to buy a property at some stage, one of the best moves you can make as a freelancer is to start saving towards a deposit. Barker says the home loan application process instantly becomes smoother once the bank sees that you have saved up a deposit, reducing the risk that the bank is taking on. Ideally, you would have a bigger deposit than a typical home loan application. Instead of a 10% deposit, work towards a 20% deposit so that the bank only takes on 80% of the loan-to-value risk. “A large deposit undoubtedly weighs the odds in your favour,” Barker says. “Only as a last resort and even then, we are moving away from the surety model,” Barker says. Typically, a family member or spouse would offer suretyship and the banks tend to prefer a joint ownership structure rather than surety. When someone stands surety for you on a loan, it means that they are undertaking to repay the loan if you default or are unable to meet the loan repayments. Previously, this was the equivalent of standing guarantor on your loan. However, under the National Credit Act, standing surety for someone on a loan has taken on greater significance and can now affect your own affordability assessment. “Ultimately, a freelancer wants to be in the position where they have multiple contracts with different clients, where they have built up track records and can assure the bank of future income streams,” he concludes.
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