Huami Magazine Dallas-Fort Worth September 2019 by Terry Watson

DALLAS/FORT WORTH

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Sept./Oct. 2019 Volume 1 Issue 1 FREE

Brian B lackmore BK Credit Consultants Dallas - September/October 2019

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Understaning Yourself Is Very Important A Letter From The Editor

There Are No If, Ands, Or Buts About It!

More than anything, a person is happiest when they can be themselves, without reservations, judgements, or ridicule. Being who we really are allows us to make the right connections A Letter the Editor in life, and from add value and benefit from these connections. If the skilled position of a football player is that of a defensive Whatwill if tomorrow Allbiggest of yourimpact plans, hopes back, they more thandidn’t likely arrive? have the on and dreams wouldn’t have a street to park on. if in their team from playing in that position. If they areWhat placed everything that youasdecided to putor offoffensive until tomorrow never another position such quarterback lineman, their happened? There would be no reason to save for a rainy performance and overall impact will not be as favorable. If an day, and you could someone theocean, trouble ofchances making elephant is dropped inspare the middle of the the promises. What if your last opportunity seemingly of it surviving are much less of it simply dwelling in its expired natural today? What would you do? habit.

I’ve situations, been told that do too much. In both eachI often are setseem up tolike failI because their Honestly, I feel like I am not doing enough and I’m a firm strengths aren’t used appropriately, and their disposition might believer in knowing that God wouldn’t put anything on me invoke discomfort, resulting in a poor performance. Even more, that I couldn’t handle. I sometimes wonder how life would when we don’t understand who we are, and what our role and be if I chose to sit idle and accept what it presented to me. I purpose in life is, it can be very difficult to do our best. have found that to be very boring. In my opinion, opportunity is a blessing that isn’t afforded to everyone. A challenge Being the best, “you” is very important. However, to be our to me is an adventure. What is the worst that can happen? best, we must be ourselves first. We must learn who we are If I do nothing, I fail, and if I try I don’t, but instead learn and understand our value. We must also recognize our flaws something new about myself. Relinquish your pride and in and look over them carefully. You may be surprised to learn return acquire life. that your flaws are actually your greatest asset. When we can be ourselves, our contributions to this world are greater The best advice ever given to me happened when someone and more meaningful. We should never exist only to please told me to make my tomorrow happen today. In doing so someone else, especially if that means depriving ourselves from I have pressed my way through doors with a key that only the things that make us who we really are. hope provided. I have also learned the difference between what God blesses me with and what life can burden me with In order to be the best versions as well. I compare it to knowing when to be confident and of ourselves, we must first when to be quiet, because understand who we are. That someone may get it confused starts with loving ourselves first. with being arrogant. God has given everyone the best examplesMake of love, by loving yousimply tomorrow all of ushappen unconditionally. we love today, butIfmost and follow God, that same importantly make it love count. must dwell within our hearts. Life is but a whisper andLove doesn’twe force you toourselves adjust and must put in a conform, it simply asks that you position to hear what it is open your heart telling us. and share it as well.

Terry L.L.Watson Terry Watson 4

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Editor/Founder

Dallas - September/October 2019

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On The Cover

Photo by Shaw Photography Group

CONTENTS

DALLAS-FORT WORTH

Farrell’s Daughter

Trish Bernard

On The Cover

BK Credit Consultants, LLC Brian Blackmore

Huntsville

Soul on Wheels La’Chasity Lyle

Who Want’s To Buy A Home

April Alford

Charlotte

Memphis

Atlanta

Same Hustle, Same Grind Paranda Davis Financially Crowned Queen Lynn Whitney Ezer Counseling, LLC Jill D. Mays

Raleigh/Durham

Invisilace Hair Spa Gail Bernardo

SEPT./OCT 2019

Pie Face Soul Cafe

Latorra Garland

Black Business USA Expo

Eric Kelly

Also Featured William Bethea

JOWB Realtors, LLC Helping You Purchase Real Estate Greensboro, NC

Jasmine Lowe

She is the owner of Be Bare Inc. in Newport News, Va.

39 Cutest Baby Photo

Nova Victoria EdwardsBezuglov. She is a beauty!

Dallas - September/October 2019

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Dallas - September/October 2019

By Terry L. Watson Ph by BK Credit Solutions Brian Blackmore of Dallas, TX is serial entrepreneur who is on a mission to bridge the financial gap in the today’s society. Furthermore, he is looking to educate others on the importance of having good credit and leveraging it to generate generational wealth. The tool that Brian uses to make this possible is BK Credit Consultants LLC, a national credit restoration company that works with clients and creditors to improve credit profiles by challenging questionable, inaccurate, outdated, misleading, or unverifiable data on consumer credit reports. Brian shares, “We understand the unforeseen can happen, and we also believe everyone deserves a second chance. We work with our clients, the credit bureaus and creditors to attain the highest best credit possible. We also ensure that our clients are equipped with the knowledge of how to keep it that way.” Brian has over 10 years of combined underwriting, forensic accounting, business analysis, acquisition, divesture-planning, and risk-management experience. He started BK Credit Consultants in May 2016. “It was actually started by accident. I posted my credit score on Facebook, which was 820 at the time, and asked “Who wants great credit like this? My post went viral and my inbox was blowing up. I was giving away free advice and soon realized that I could turn this into a business. The rest is now history because BK Credit Consultants have grown faster than I could have ever imagined,” he says. Over the years BK Credit Consultants has delivered unlimited disputes to the credit reporting agencies and creditors. They’ve helped many individuals correct their credit files and increasing their FICO scores as well. They utilize a state of the art program that is broken down into three phases to assist their clients in getting to the 700 Club. The first phase is disputing. The next one is rebuilding credit, and the final phase is sustaining credit.

“We understand the unforeseen can happen, and we also believe everyone deserves a second chance. We work with our clients, the credit bureaus and creditors to attain the highest best credit possible. We also ensure that our clients are equipped with the knowledge of how to keep it that way.”

Continued on the next page

The first is phase is disputing. The next one is rebuilding credit, and the final phase is sustaining credit. BK Credit Consultants typical clients are people who are having credit issues and trouble getting the things they need to live their everyday life. “I enjoy assisting people with getting approved for homes, cars, credit cards, and lines of credit. By doing so I am able to restore their confidence and help them get their life back,” he says. “The average credit score for our clients who are starting the program is around 560.” Brian is motivated to providing personalized services to each and every client. He takes the time to become well acquainted with his clients and their particular financial challenges, and develop and execute an individual recovery strategy. “Helping clients to feel empowered and restore their financial confidence and autonomy has been another invaluable yield of my consulting services and exceptional customer service,” he says. Like most businesses, BK Credit Consultants has faced it share of challenges. The most common challenge for Brian he shares has been people being unrealistic. “Most people have spent 10 or more years destroying their credit and thinking I can rectify their situation in 30 days. Credit restoration is a process and takes time to get back on track. Social media has fooled people into thinking that it can be done overnight and legally, that is not possible,” he says. Brian has dedicated his life and career honor his late mother. “All of my companies are named after my mom, Brenda Kaye. Everything I do is for her and making her proud is my only goal,” he says. He also offers some advice to others who may follow in his footsteps. “Be diligent and patient and please don’t chase the money. Perfect your craft and the money will find you. Also, educate people leaving them more informed than they were before meeting you,” he says.

BK Credit Consultants, LLC 610 UPTOWN BLVD. STE. 2000, CEDAR HILL, TX 75104 (469) 865-4506 www.bkcreditconsultants.com 8

When asked if he could change anything about is journey, Brian says he would change the way the world looks at entrepreneurship. “We are taught to get good grades, graduate high school, go to college, and get a good job. Once we work for 40 years, we can retire and then start living our lives. I want to give kids more resources and let them know that you don’t have to be a college graduate to be successful. We must teach them that trade schools are just as valuable. You don’t have to work for someone else. You can be your own boss. Entrepreneurship should be presented to our kids as a viable option,” Brian says. Moving forward, Brian shares his plan is to keep expanding the BK Brand. “I want to travel and do credit seminars and share my information because it needs to be seen and heard by the masses. I want people to understand how much power a great credit score will give you and how many doors will open for you. I want to also present this information to high school students. I am a advocate for teaching financial literacy before we allow students to graduate high school and enter the real world and not possess the proper tools to succeed. It is very necessary and I have made this my mission to ensure that nobody is left behind,” he says. h

Chef L atorra Pie Face Soul Cafe

By Terry L. Watson Photos by Taylor Media and G Garland Latorra Garland is a Culinary Artist and Head Chef at PieFace Soul Café and Catering in Dallas, TX. Born in Greenwood, MS but raised in Memphis, TN, her culinary specialties include Soul food and southern desserts. Chef Latorra, of which she prefers to be acknowledged by, officially launched her catering business in August 2016. “I decided to go in business because I found joy and happiness in cooking delicious foods for others. I wanted to build a stable career in culinary that would allow me to be more flexible and involved in the daily activities that involved my children,” she says Fortunately, her found was delicously enough to generate a clientelle to support her dreams. PieFace Soul Cafe and Catering prides itself in being capable to answer the call for any event. Some of the services they offer are designed for Birthdays, Holidays, Dinner Parties, Corporate Lunches, Cooking Classes, Private Dinners, Weddings, amd more. Cooking didn’t just happen over night for Chef Latorra. Growing up, and being the oldest of seven children, she had to learn to prepare full meals for the entire family. “My father taught me how to cook at the age of 13 and I learned to bake from my mother and grandmothers. Watching them prepare food for a large family taught me so much about the culinary field. My grandmother cooked three meals every day and witnessing how family dinners brought my family together is a feeling that still sits with me today.” As a result of being in her mother and grandmothers’ southern kitchens, I mastered the art of southern desserts. I still use and treasure their recipes,” she says. She has even included some of their recipes in her self published southern desserts cookbook “Mamas Banana Pudding”. The biggesgt perk from owning her business Chef Latorra says is the fact that she can provide services that makes people happy. “I love to see my clients happy when they eat my food. I love trying new recipes and adding my own spin on them to create a different and delicious taste. For the most part, I love all things food related.” As a business owner, she also admits there are some challenges that come along with it. “One challenge that I face is building clientele in a new city. That alone has been a huge challenge. I have to get people to trust me and also trust that I can provide outstanding catering services for their event,” she shares.

“My father taught me how to cook at the age of 13 and I learned to bake from my mother and grandmothers. Watching them prepare food for a large family taught me so much about the culinary field.”

Continued on the next page

For those who may be considering starting a business similar to what Chef Latorra has done, she offers a bit of advice. “Stay consistent and focused. Do what makes you happy and never give up on your dreams and goals no mater what distractions are thrown your way. Also, build a brand for your business and brand yourself from beginning to the end. Remember to always put your best work forward, regardless of the situation. Most importantly, you must continue to find ways to perfect your craft and never stop learning,” she said. Looking forward to the future, she plans to make a lasting mark on the culinary world. “I am working passionately on my “PieFace Soul Cafe Pop-Up Dinner Club. This club will host a monthly brunch or dinner party and serve delicious Southern Food to the DallasFt.Worth Area. It will allow patrons to experience my food before my restaurant opens in Summer 2020. I also plan to write several more cookbooks in relation to soul food and southern desserts,” she says. h

www.piefacesoulcafe.com “Mamas Banana Pudding” can be ordered at www.Amazon.com Facebook:@Piefacesoulcafe Instagram:@piefacesoulcafe 12

Trish Bernard Farrellâ&#x20AC;&#x2122;s Daughter Business Consulting & Graphic Design

By Terry L. Watson Photos by Ro Simmons Trish Bernard is the owner of Farrell’s Daughter Business Consulting & Graphic Design, in Dallas, TX. She describes herself as an innovative and energetic “girl boss” with a love for helping business owners and professionals streamline their processes. Her business was created to save busy professionals from work overload, by helping them to stay organized and provide them with cost-effective solutions. Originally from New Orleans, she currently resides in Dallas. Both of her parents were workaholics and it is understandable that she picked up their work ethics. As a sociology major and graduate from Texas Southern University, Trish truly loves people and she shares that she has a heart for servitude. “I have spent most of my life helping take the stress off of others and giving back to my community,” she says. Her business is rooted in the same qualities that make Trish who she is. Hard work. “After my dad passed in 2015, I decided to start my own business, which is also named after him. My father had a major impact on my life by teaching me the importance of servitude. Farrell’s Daughter offers virtual and local business services such as business consulting, project management, graphic design, and Wix and Squarespace web design for small business owners. “I believe no one can do it alone and I practice what I preach. I have an awesome virtual assistant who helps make sure I stay on track and my support team of sub-contractors and interns help to spare me the need of hiring a full staff,” she says. Farrell’s typical clients are female entrepreneurs. Trish says she finds this group often time takes on way too much. “I love solving problems and showing my clients that the impossible can be done with a bit of effort and trust. For the most part, I love under promising, and over delivering and give my clients more than they paid for. My specialty is reducing stress for my clients by taking tasks off of their plate. I consider myself a “Task Master.” One of the biggest hurdles for Trish in business is establishing trust with her clients. “They have a hard time letting go of control when it comes to their business, and I can relate to this because I also outsource when needed. However breaking down the trust barrier is tough for me but once it’s down, everything is smooth sailing from there,” she says. Continued on the next page

Trish admits her journey to become an entrepreneur has been largely impacted by my father. “He was literally the nicest and hardest working person I’ve ever known, and I wanted to carry on that spirit after he passed. Equally important is the support of friends and family, including my sister Farrah whom is a secret investor in my business. Without her support I would have failed long ago,” says Trish. For others who are thinking about jumping into the world of entrepreneurship, Trish offers a bit of helpful advise. “First, please get some help and support, and don’t try to do it alone. If you can get a mentor or an accountability partner, do it as soon as possible. A remember that is value in your network. I have friends that have never bought a service, but constantly send me referrals,” she shares.

“I love solving problems and showing my clients that the impossible can be done with a bit of effort and trust.” Though her journey has been a little challenging at times, Trish says she has enjoyed the ride. “I have learned so much along the way and some of my negative experiences have actually made me money. For example, teaching entrepreneurs how to avoid my mistakes has been a key to my business and gives me more joy than the pain previously had caused,” she says. While the future seems to be very bright for Farrell’s Daughter Business Consulting & Graphic Design, Trish remains constant on her grind to make the business greater. “I plan to start a coaching service for entrepreneurs only. I want to teach them how to navigate their business, and the importance of taking time for their own sanity. I want to be an entrepreneurs personal cheerleader,” she says. Stay tuned! h

Farrell’s Daughter www.farrellsdaughter.com 214-228-2636

Gail

Invisilace Hair Wigs

By Yasmine Regester Photos by Pharenheit Photography Alopecia specialist and lace wig technician, Gail Bernardo is transforming women’s lives, one hair installation at a time. Gail is the owner of Invisilace Hair Spa, a hair salon that specializes in non-surgical full hair replacement services in Raleigh, North Carolina. She addresses various types of hair loss conditions. All the hair used for the wigs is human hair. On the services consultation form, people can list any allergies they may have in order to reduce the chances of any skin irritation people may have to the hair or the wig caps. Clients can get a free consultation at Invisilace where a trained lace technician will measure your head and discuss your hair options with you. Although the wigs are made offsite by a third party company, Gail recommends clients return to her shop every 3-6 weeks where she and the other lace technicians can help maintain the wigs. “This is about providing a service that makes people feel more confident,” she says. The wigs are a complete hair replacement installation and can be worn for (6-8) months at time with the proper maintenance. “People are excited when they find me. It is a medical necessity for a lot of women. It’s not just about wearing a wig.” She shares she began wearing wigs after she was diagnosed with Multiple Myeloma, a cancer of the plasma cells in the bone marrow. It caused a lack of energy and hair loss, something she had treated others for years but hadn’t experienced herself. She received her natural hair license in 2012. Gail says her personal struggle with hair loss has helped her understand how to be an advocate for her clients. She notes that more insurance companies are starting to pay for things like wigs because a hair loss condition is medical health condition. The national Alopecia organization is working on a bill that would allow Medicaid to pay for this prosthetic for them.

“People are excited when they find me. It is a medical necessity for a lot of women. It’s not just about wearing a wig.”

Continued on the next page

“It’s no different from someone losing an arm or a leg. You’ve lost your hair and it isn’t coming back. It’s has become a part of your image,” says Gail. At Invisilace Spa, you can opt to have a wig that can be removed daily or something that can be worn at all times. Gail says that people can work out in the wigs, swim and style it like their own. “This is something very light on your head. It feels natural like your own hair.” Gail estimates that she serves about 175-200 clients, with about 50 of them who come on a regular basis. Some people order a wig only once or twice a year she shares, and she even has clients that come from as far as California to purchase one of her customized Invisilace Wigs. She names her family, clients, and friends as her biggest supporters, especially when she was going through a stem-cell transplant. Gail shares that hair loss is a sensitive thing. People may feel some sense of shame, and don’t want to share their hair loss story. “People are very hesitant and quite reluctant let others know that they have a hair condition. No one wants to wear a wig that looks like a wig, but instead they prefer to wear a wig that looks natural and very close to what natural hair looks like.”

20 20

Aside of a medical need, Gail says that cosmetologists are noticing that more women are choosing to wear wigs over getting their own hair done as much as they used to. She believes this is happening mainly due to the damage that can occur with the frequency of chemicals and other agents coming in contact with hair. Another reason she believes is the comfort and ease of wearing a wig versus when someone has to style their own hair. Other services offered by Invisilace Hair Spa are private and on-location consultations and treatments. While she doesn’t typically schedule home visits, Gail says she is willing to accommodate her clients, particularly those who may be ill and unable to visit her salon. Since relocating her salon to 804 Salem Woods Drive, Gail is now working on holding training classes and teaching other lace technicians on how to properly install the wigs. Throughout her career, she has mentored others in the field and continues to attend numerous workshops, classes and events to stay current on the latest technology in the lace wig industry. She also remains to be a diverse businesswoman and serves as a licensed hair distributor for barbershops and salons in the Raleigh area. While the future continues to look very bright for Gail and Invisilace Hair Spa, she remains grounded and humbled by what God has continued to allow for her to do. “The most rewarding part for me is making my clients happy. Seeing a client’s reaction after the first time I service them is amazing. To know that I’ve made a change in someone’s life and made them feel complete is a very satisfying feeling to me. Every day, I know I’ve done something to make someone else feel great about their self,” says Gail. Contact Gail Bernardo and Invisilace Hair Spa to learn more about their products and services. Appointments are available and each service is provided in a private and professional setting. h

Invisilace Hair Spa 804 Salem Woods Drive Ste. 101 Raleigh, NC 27265 833-lace-wig (522-3944) 919-521-5864 www.invisilacewigs.com Google: Invisilace Hair Spa 21

Jill D. Mays Ezer Counseling, LLC

By Terry L. Watson - Photos by Jill D. Mays Jill D. Mays is a Licensed Professional Counselor with over 25 years of experience in the behavioral health field. She has been recognized by Atlanta Magazine along with former Atlanta Mayor, Shirley Franklin, news anchor Monica Kaufman Pearson, and a list of other notable women who are making a mark in the world. Jill’s passion for helping others has led her to dedicate most of her career to developing and leading successful clinical and service provision programs, especially for women and children, in Atlanta, and throughout the United States. Springing out of her own lived experience and that of close family members and friends, Jill is committed to serving as a strong advocate for the unique behavioral health needs of women, and people of color. Currently, Jill manages a small, but successful private practice, Ezer Counseling, LLC, in Stone Mountain, GA, Ezer Counseling specializes in addressing women’s issues, including infertility, mood disorders, substance use, grief, life stage transitions, and marital/pre-marital/ relationship counseling. “While I serve a highly diverse clientele, my typical clients are African American women and married couples. Ezer Counseling is fully committed to the principles of cultural competency and cultural humility. My couch is a welcoming spot for anyone who seeks services, regardless of race, ethnicity, religion, creed, gender, gender expression, age, disability, marital status, sexual orientation, or occupational status,” she states. By definition, the word Ezer means to help or support. It can also refer to a helper or one who assists and serves another with what is needed. Ezer is also a Hebrew word that is found in the Holy Bible, in the book of Genesis (2:18 -20), and used in the Old Testament in the context of vitally important and powerful acts of rescue and support. The tagline for Ezer Counseling, “Right Beside You with Help, Hope, and Healing” Jill says is rooted in this perspective. “I intentionally offer primarily evening and weekend appointments because many people can’t afford to miss work or school to come to counseling,” Jill says. “Most providers don’t see clients after 5:00 pm. With our schedule, we can add some flexibility in availability. Our outof-pocket fees are set lower than a lot of other therapists in the metro Atlanta area to assist those who don’t have health insurance, coupled with the challenge of paying traditional self-pay rates.” Furthermore, Jill acknowledges the stigma that exists with people of color not getting help with addressing mental health and substance use disorders. In her role, she wanted to take away at least a few barriers to help people engage more. “My job is to provide a caring, safe environment for clients to begin healing, and to give them the tools and techniques to understand their own thoughts and emotions, and where these are coming from. By doing so, they will be able to come to their own conclusions about what to do with their life, and ultimately achieve a more balanced and fulfilling lifestyle. My special blend of cognitive behavioral therapy and strengths-based eclectic techniques help guide and inspire clients to achieve more of their personal and professional goals,” she says.

Continued on the next page

Jill is currently the Director of the Office of Federal Grant Programs and Cultural & Linguistic Competency at the Georgia Department of Behavioral Health and Developmental Disabilities (DBHDD). There she oversees the development and implementation of DBHDD’s cultural and linguistic competency framework. She was instrumental in launching the state’s highly successful Forensic Peer Mentor Program, which allows men and women who have experienced a mental illness and been involved with the criminal justice system, to go back into the prisons and provide encouragement and transition assistance to other returning citizens. Jill has also served as Director of Women & Children’s Services for Atlanta Mission for nearly 15 years, and as Regional Outreach & Resource Development Coordinator for the Disaster Distress Helpline. In that role, she helped to establish the US Substance Abuse and Mental Health services Administration’s (SAMHSA) first-ever 24/7 crisis hotline and texting service for anyone in the US experiencing emotional distress related to a natural or man-made disaster. Jill is a highly sought-after consultant and trainer in the areas of general and women’s behavioral health services, jail diversion, trauma, homeless services, disaster mental health, behavioral health/trauma awareness and stigma reduction for law enforcement, as well as marriage enrichment, and a variety of Christian topics. Jill also has extensive federal level training experience, including diversity workshops for the Federal Aviation Administration (FAA) and crisis counseling programs for FEMA and SAMHSA. When asked what she loves most about her profession, Jill shares that it’s the look on a client’s face after the “aha” moment arrives, and they finally figure out an answer to a question they’ve been struggling with for years. “I love it when a couple who has been estranged for months finally remembers what they loved about each other and are able to forgive, heal, and reconcile,” she says. “I also love teaching, training, and mentoring. One of my bucket-list experiences is to be a college professor. I have a strong desire to educate, persuade, and lead others for their benefit.”

“I love it when a couple who has been estranged for months finally remembers what they loved about each other and are able to forgive, heal, and reconcile.” Ezer Counseling, LLC 5300 Memorial Drive - Ste. 115 Stone Mountain, GA 30083 770-540-7681 24

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Jill’s life has been greatly impacted by her parents, Reverend Charles and the late First Lady Ruth Duncan. Her father is a Baptist Pastor, and while growing up Jill watched her parents model the importance of following God’s calling to serve, teach, and love those in need. “At 87, my Daddy is still one of the hardest working and committed people I know. I learned a valuable work ethic from him,” she says. She also credits her family for being the foundation for her career. “Ezer Counseling wouldn’t exist without my husband and my children. My husband and I got married five months before I graduated with my master’s in counseling from Georgia State, and he’s been there for this whole journey. I always want them to know how much I appreciate their love and support. I’m grateful for the privilege of being called ‘Mom’.” Whatever the future has in store for Jill and Ezer counseling, one thing is for sure is that her love for others and her desire to help will not change. Coming in October, she will be starting GōWLUp! (pronounced “Goal Up”), which stands for “Godly Wives Looking Up”, a Coaching & Connecting Meetup. Scheduled to meet on the first Friday of the month, the group will explore various topics such as hot and healthy relationships, conflict resolution, communication, respect, intimacy, skill-building, cooking demonstrations, massage techniques, parenting tips, home décor and more. She is also narrowing down topics and genre for a book(s) she plans to author. h

Dallas - September/October 2019

Nova Victoria Edwards-Bezuglov MAGAZINE

Cutest Baby

The daughter of Destyneeâ&#x20AC;&#x2122; Edwards and Evgeniy Bezuglov Photo by Katrina Wize Photography

To submit photographs to be placed in the Huami Magazine Cutest Baby feature, please send a detailed email to huami.cutestbaby@gmail.com

William Bethea JOWB Realty, LLC

Just Only Willing Believers Connecting For Successful Real Estate Solutions By Terry L. Watson Photos by Mykel Media Company, LLC

Greensboro native William Bethea has a natural winning mentality. He is a competitor and has faced and conquered challenges on various fronts and stages. With each test, his goal is always to show up, give his best effort, and finish. “I love to be the resolution and not the problem,” he says. William grew up on the northeast side of Greensboro, in Claremont Homes. He was a standout basketball player on all levels as child, including at Page High School. In 1993, he graduated from Page and matriculated to Truitt McConnell University and continued his basketball career. He later enjoyed a two year career in basketball playing overseas in Spain. After his basketball career concluded, he began working in the banking industry and developed an interest in real estate. Today, William is the founder and owner of JOWB Realty. Having an obvious connection to his faith in God, the company’s is derived from the book of JOB in the holy bible and stands for (Just Only Willing Believers). “We consider ourselves real estate problem solvers. We buy and sell distressed properties that have been obtained through wholesale, probate, or foreclosure. We buy “as is” properties as well,” he shares. JOWB was formed in November 2018. After working in the banking industry for over 18 years, along with his interest in real estate, William set his sights on assisting and helping individuals who resided in low and income based neighborhoods. “I have seen a need for rebuilding communities in these areas. We have had several natural disasters that have hit close to home and right near my former neighborhood. With me partnering with Dabco Holdings, an investment group out of Houston, TX , it gives my business the opportunity to rebuild the properties and restore the property values,” he says. Williams says he is driven by a determination to leave a legacy and provide for his kids. He also credits his mother for having the biggest impact on his life and business. “When I was eight years old, my father was incarcerated. Due to those circumstances, my mother was left to raise three children alone. We moved from middle class to low income housing. We were poor and while living in poverty stricken neighborhoods, I knew first hand what it felt like to lack. That experience brought on the desire to assist families in distress properties and help them to resolve their financial burden.” For most new business owners, there are several challenges that some will face. For William and JOWB, the biggest challenge is the emotional impact in dealing with families in financial stress. “It makes me relive some of my past. I remember being that young, eight year old boy living in a similar situation. Now, it is a blessing for me to be able to get my hands dirty and assist with rebuilding communities in Greensboro and surrounding areas, one property at a time,” he shares. Moving forward, Williams says his plans are to reach as many distressed homeowners in Guilford County and surrounding areas as possible. “I want to give them the opportunities that are available to them. I want to be the bridge to help them get to their own story of Job,” he says. h

For more information, please contact William Bethea directly.

JOWB Realty, LLC

336-542-8997

webethea@aol.com

April Alford Do You Want To Buy or Sell

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By Yasmine Regester Photos by Pharenheit Photography April Alford is a passionate and driven leader who teaches, informs and empowers others to build generational wealth through home ownership. Every day, her goal is to help people take control of their destiny by setting them on a path towards financial security. April serves her community as a Mortgage Loan Officer with Movement Mortgage in Raleigh, NC. There her focus is to assist consumers with obtaining a mortgage loan to purchase a home. She also educates consumers about the importance of budgeting and establishing credit worthiness. “My services offer programs with 100% financing, and down payment assistance or low down payment programs. I also regularly host Home Buyer seminars to help people prepare to purchase a home. Additionally, I use the power of social media to give advice and weekly tips,” she shares. April started her finance career in 2000 as a teller for a large retail bank. In 2004, she moved to the United Kingdom and worked for a Consumer Finance company that provided personal loans to consumers. Upon her return to the United States in 2008, she resumed her career at the same retail bank, working her way up through the ranks in various positions until becoming a Mortgage Loan Officer in 2012. She hasn’t looked back since. The driving force behind April is her love for empowering families with the ability to build generational wealth through home ownership. She says, “It excites me to help someone achieve the dream of purchasing a home. It also brings me great joy to show someone, who thought they couldn’t purchase a home, how it can in fact be done. Seeing the smile on a client’s face when they receive the keys to their new home is a gratifying feeling that never gets old. It’s during these moments that reminds me of how I am walking in my purpose,” she says. April effortlessly credits the one person whom has had the greatest impact on her life. “For years, my mother worked for a large retail bank. When I was a child, I practically grew up in a bank, spending several days there after school. I watched my mom meet with her clients, while providing superior customer service. At the time, I never truly understood what her job was, but I knew I wanted to do something similar,” she said.

“Seeing the smile on a client’s face when they receive the keys to their new home is a gratifying feeling that never gets old. It’s during these moments that reminds me of how I am walking in my purpose.”

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In addition to her mom, April acknowledges several others who have influenced her life life over the years. “My former manager, Sekhar Pinapaka noticed my potential and allowed me to shadow him. He saw that I wanted more out of my career and encouraged me to go into mortgage lending. I wouldn’t be where I am today in the mortgage industry without his influence. My three children, Kristina, Jerron Jr., and Jaedo are truly the motivation for everything I do. I want to leave a legacy for them and I hope they will in some fashion, empower their own generation with the knowledge I provide them with,” she says. The future looks bright for April. There she plans to continue to share her knowledge with others and educate as many consumers as possible about the home buying process. In 2020, she plans to launch a Wealth Building Series that will not only focus on home ownership, but also other areas such as the importance of life insurance, wills, budgeting, credit, and real estate investments. “This information is beneficial to everyone, but I definitely plan to target our minority communities. I want to be a vessel that helps bridge the gap in minority home ownership,” she shares. h

LFORD

TEA M April Alford NMLS 886941 Sr. Loan Officer Movement Mortgage 4700 Falls of Neuse Rd - Ste 225 South Tower Raleigh, NC 27609 - 919-268-1878 April.alford@movement.com www.AprilAlford.com

NMLS# 886941. NC-I-170727 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by NC # L-142670. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707.

Jasmine Lowe Be Bare Inc. 32

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By Terry L. Watson Photos by Be Bare Inc. Jasmine Lowe is a licensed cosmetologist and the owner of Be Bare Inc. Be Bare offers a personalized setting that creates a relaxing and comfortable atmosphere for its clients. They offer a wide range of waxing services including Brazilian, Bikini, and Eyebrow Styling. Jasmine shares that Be Bare is dedicated to not just removing hair, but also taking care of the skin during and after the process. “We use a steaming process that allows the hair to be removed smoother and is less painful to the client,” she says. “We also provide services to clients through an appointment- only system. This allows us to follow a customer-friendly model of a no rush, no wait based service, giving customized blocks of time which are allocated to each client according to their specific needs.” Be Bare Inc. was launched in 2017 as a result of Jasmine spending previous years gaining industy experience working as a waxing specialist for a major waxing salon. That opportunity inspired her to venture out and start her own business. “After seeing how customers were looked at as numbers instead of humans, I was determined to create a business dedicated to making the client feel happy with the services, and cherished as well,” she says. Be Bare’s typical clients are women who are seeking a longer lasting way to remove hair instead of shaving. Jasmine shares the experiences her business offers are what make it worth while. “I love to engage with my clients and ensure they are happy. Waxing can put someone in a vulnerable state, so I work hard to make sure my clients feel comfortable. I love to educate them on the way to take care of their skin before and after a wax,” she says. Being a entrepreneur has challenged Jasmine in several areas. “I’ve never been a marketer or networker because of a lack of confidence and knowledge. However, I quickly realized that it would be impossible for me to advance as a business owner if I didn’t master these things and break down my own barriers. So I found mentors, books, and videos to help me grow my skill set and professionalism. I also focused on educating myself on various topics such as communication, networking, and business methods to build up my confidence,” she says. Moving forward, Jasmine hopes to expand her business and share Be Bare Inc. with more people. “I would like to touch millions of lives and provide employment opportunities. I would also like to instill the value of appreciation. There is a lack of education on genuine customer service and I want all of my employees to see the power it has,” Jasmine shares. “Customer service is golden and education is key. When you are good to people, they are in return good to you.” Her advice for others who may follow in her footsteps is to always have an eagerness to learn. “You stop growing when you stop learning,” she says. To learn more about Be Bare Inc., stop their location or visit them online. h

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Eric Kelly

BLACK BUSINESS USA

Understanding a great need for technology in the homes, we provide computers to those homes where youth lack the technology to elevate their skills while providing a valuable learning tool. We also provide scholarships to those who are not ability to meet the financial obligation that is required for education. As we continue to excel in our businesses, we realize that it is our duty to give back to students who deserve to follow their dreams of getting a great education. We are asking you to join our efforts and select a booth at this yearâ&#x20AC;&#x2122;s expo. The Black Business Expo is a 25-year organization dedicated to raising scholarship funds for underprivileged high school students planning to attend college and for students who plan to start their own business as entrepreneurs in the state of North Carolina. Our current mission is to donate ten laptop computers and ten scholarships up to $5,000.00 in the following areas: technology, hospitality, advertising, financial services, mass communications, journalism, health, marketing, art, science, business administration and entrepreneurship. With your participation, we will reach our goal of changing the lives of students during this financial aid and scholarship crisis.

By Dawn Cauthen Thornton Photos by Pharenheit Photography Black Business Expo USA Inc. organization serves a statewide movement of people using business as a force for change. The Black Business Expo USA Inc. is celebrating its eleven-year anniversary, held November 30, 2019 from 10:00am to 5:00pm at the Marriott downtown Durham City Center, 201 Foster Street. The event is free to attend and features industry experts, business-critical workshops to drive immediate action & business growth. With speednetworking sessions that create new opportunities, the Black Business Expo USA Inc. is the place to get inspired, ignite your entrepreneurial spirit and continue your ongoing path to success. As our youth, today, still stand in need of our support, the 2019 Black Business Expo organization continues to provide scholarships and computers for our youth. After conducting extensive research and discovering that single parent homes and unemployment is on the rise, our participation has relieved much pressure because of our giving. The financial crisis is real, and our brilliant and dedicated students feel it the most. We are a team of individuals who are committed to helping our society and community as we make a difference in areas that has the greatest need. Our community is our focus and that is the reason that we feel that the Black Business Expo will be a force in healing and helping our community.

Another one of our goals is to highlight the economic growth of North Carolina businesses while generating exceptional value for our corporations, sponsors and partners. The Black Business Expo events selects corporations and speakers with strict principles of change and creates events far above the market and regularly visits North Carolina companies and corporations to build relationships. Black business Expo USA Inc. is one of the largest business showcases in the history of black America in North Carolina. More leads, more customers, more branding, more sales and more exposure! We believe that by recruiting 350 companies and corporations across North Carolina to the Black Business Expo USA Inc. event will fund 10 scholarships and 10 laptops for students. How we do it is simple; the Black Business Expo will host eight events designed to showcase businesses and corporations and to raise scholarships for students. Our objective is to utilize companies and corporationsâ&#x20AC;&#x2122; mission of community engagement, diversity and inclusion, economic development, and business to corporation partnerships. As we continue to thrust into a new season of North Carolinaâ&#x20AC;&#x2122;s Black Business Expo, we would like you to become a valued partner with us. As you, know companies throughout North Carolina come together showcasing their models educating the community about our services and outreach. Event Schedule: November 4-8, 2019 Black Business Week. During this week, the Black Business Expo USA Inc. selects from a pool of 500 students who send in essays on the website. The Black Business Expo USA Inc. scholarship essay pitch event will be held at Merchants & Farmers Bank corporate center. Each day of Black Business Week, the scholarship team will judge 20 students daily and at the end of the week, 10 students will be chosen from the 100 who competed

to receive scholarships. During Black Business Week, area corporations will host five networking lunches at five different corporations. The corporations will present their objective of how to do business with their department, diversity and inclusion, marketing, employment, economic development, community engagement or their products and services. November 16 - The Black Wall Street Gala is where the expo will honor three corporations who exemplify the core standards; community engagement diversity and inclusion, economic development and business to corporation partnership in the black community in North Carolina. The Black Wall Street Gala will highlight 10 students who will receive their Black Business Expo trophy for winning the scholarship essay contest. November 29 - Black business expo will host and invitation only VIP masquerade networking ball for companies and corporations who are participating in the expo. This evening will be a networking opportunity for businesses to meet and greet to develop partnership before they attend the expo. There will be light jazz, and hors d’oeuvres. November 30 - One of the largest business showcases in the history of black America in North Carolina will be hosted in Durham, NC at the Marriot Hotel and City Center 201 Foster Street where over 300 businesses and major corporations will be exhibiting and over 2,000 attendees are expected. What is different about our Black Business Expo? The Black Business Expo Corporation realize that most businesses and owners don’t have large budgets for marketing, advertising, public relations, and merchandising. Many businesses do not have a way to showcase or sell products and services to a mass audience. What the Black Business Expo USA Inc. does for companies is collect data from registrants and attendees from each of the eight events and shares this information with the companies, corporations and business owners that exhibit at the expo, so they can do business all year long. Our Black Business Expo team registers attendees of each event using our app. About 200 people a day during the Black Business Week, about 600 people at the Black Wall Street Gala, more than 600 people at the VIP Masquerade Networking Ball and some 2000 people attending the black expo event. Equaling about more than 4,000 registrants. Our attendee profile includes business owners, CEOs, corporation, small businesses, government agencies, entrepreneurs, and individuals looking to start and buy new companies. Why do owners want to participate? With so many problems in our society, the Black Business Expo focuses on three problems that affect our community. Our objective is to Connect, Communicate and Build the Community of North Carolina Businesses. The three crisis are the financial aid and scholarship crisis, the business financial crisis and the corporate engagement crisis in underserved communities. The financial aid and scholarship crisis: More than 905,000 low-income students who applied for and were found eligible for state financial aid for college nearly a million students never get it. States run out of money and aspiring low-income college students feel the pain. The crisis has been stoked by years of budget cuts combined with an increased number of applicants, due to a growing awareness that good jobs require more than a high school diploma. The business financial crisis: This occurs when a business loses value in its assets and the company can’t afford to pay for advertising, marketing, public relations and merchandising for

their company success. Typically, this is a significant drop in demand for knowledge about a product or service. In these cases, the company must move funds around to cover immediate short-term costs. More companies don’t have a competitive budget to get the brand out about their amazing companies. Then, they will need to reanalyze their revenue sources to look for new ways to generate long-term income as well as increase their margins. The corporate crisis: are situations where corporations have significantly ignored both the business and the underserved community. Rather than creating mutually beneficial relationships, these corporations used their brand advertising as a means of benefiting the company mission and engage in a social relationship with business and communities before they can invest in other communities. While the businesses and community support or buys their products or services there is no community embracement. Changing company social responsibility is one of the ways to address the corporate crises because these problems are typically caused by a lack of diversity and inclusion, community engagement, economic development and the neglect of customer needs. Embracing a social empowerment culture that is dedicated to both corporation and community success can reduce the chances of encountering a corporate crisis. THE EXPO SOLUTION: The first step to managing these crises is to work with corporations, business and core community agencies to resolve the issue immediately. The primary concern should be to prevent the crisis from affecting students and businesses of the underserved community. The next step is to work with our business and our corporate resources to determine how to change the system and set up safeguards to secure funding for scholarships. We intend to fund student scholarships through nine events in November focused on diversity and inclusion, community engagement and economic development. Responsive Crisis Management: When a crisis hits our community, it is important to have a plan of action ready that matches the

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Angel Green

Eric Kelly, III

President

CEO Black Business Expo USA

situation at hand. The Black Business Expo events execute that plan and handle roadblocks that may serve as cultural and social barriers. This includes communicating with corporations, informing business and organizations, and creating adaptive solutions that empower our students to reach their goals. Responsive crisis management is used for scenarios like financial and business crisis where it is imperative that not only our business community, but corporations also provide a timely response through direct engagement and involvement. Proactive Crisis Management: Proactive crisis management anticipates a potential crisis and works to prevent it or prepare for it. For example, providing ten scholarships and up to five thousand dollars to students while showcasing business and corporations across North Carolina is our plan. The BBE utilizes business and corporate missions of diversity and inclusion, community engagement and economic development to solve parts of the problem. The BBE can’t end the crisis by itself but it is another method to end the student scholarship and business crises in our community. While not all crises can be prevented or planned for, actively monitoring known threats can help our students and businesses to reduce the impact of this crisis. Recovery Crisis Management: The Black Business model is simple, we believe by showcasing three hundred companies and major corporations at the Black Business Expo and utilizing nine events in November will help counteract the scholarship and business crisis causing long-term, negative effects across North Carolina. In these cases, your company may not be able to lessen the impact, but you can begin to save what’s left of the situation. Recovery crisis management participation by corporations, businesses and organizations may not stop the crises, but it will help our community to reverse the educational crisis of student not having tools to succeed. We ask business and corporation to connect with us to counteract what has caused these unexpected crises. Why should your company or corporation become a sponsor? Help us and become a community hero! As a sponsor you will be acknowledged as a leader that is involved in the development of the whole community by investing in African American businesses and

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Citah Kromah National Sales Director

education. The African American community makes up 22% of North Carolina’s population, which is approximately 2.35 million people. The Black Business Expo has partnered with locally and nationally media. The Expo has distribution networks of 100 counties, thus bringing our participation and audiences to over 3 million. Now, imagine how excited and cooperative other corporate sponsors, local community leaders, and minority brands will be to have your support. Through the Expo Event Sponsorship, you can leverage the power of collective credibility. Be a part of one the largest African American business showcases in North Carolina, here are 10 reasons to sponsor this incredible event. These are 10 solutions you can help with as company. 1. Help End the Scholarships Crisis for Students, 2. Closes the Racial Wealth Gap, 3. Strengthens Local Economies, 4. Fosters Job Creation, 5. Promotes Economic Development, 6. Holds Other Companies Accountable, 8. Encourages Diversity and Inclusion, 7. Create Visibility and Representation in the Economy, 9. Advances Community Engagement, 10. Be Recognized As a Community Hero. Join the Movement to end the scholarship crisis and connect black business to corporations across the state for economic success, social change and entrepreneurial growth and to inspire others to use business as a force for good. The Black Business Expo is all about marketing to outstanding businesses and corporations across the one hundred counties in North Carolina. By being an exhibitor, you will have your company showcased and more importantly, you will receive all attendees’ information. Because we want you to have access to all the attendees’ information, each exhibitor will receive information from all the events hosted by Black Business Expo so they can do business all year long. For more information on how you can help raise scholarship funds for students email us info@blackbusinessexpo1.com. There are business booth and sponsorships still available! You may sign up today on our website www.blackbusinessexpousa. com or call the Expo Hotline at 919-308-9090 for more details. h

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Laâ&#x20AC;&#x2122;Chasity Lyle Soul On Wheels

By Terry L. Watson Photos by Soul on Wheels It all begins with faith, attitude and determination. If you are looking for some good soul food, then look no further. La’Chasity Lyle has some things that will surely set your tastebuds into a flavorful frenzy. The Huntsville, AL native and resident is the owner and face of Soul on Wheels, a Southern Food and BBQ establishment. Their typical clients are anyone looking to indulge in great food, whether it be Vegan, Soul Food, BBQ or Seafood. Soul on Wheels offers a variety of food selections. First is their Soul Food lunch delivery service. This service allows their customers to order their meals in advance and enjoy the leisure of having them delivered to them, without the hassle of standing in lines at a restaurant. Another service they offer is a mobile food trailer, of which they are able to set up any where, and at anytime. This particular feature La’Chasity says is great for fundraising events. The next service that Soul on Wheels offers is their catering service, Southern Chic Custom Catering. “We offer catering on all levels, including individual meal planning, corporate events, private luncheons, weddings, church events, family reunions, school functions, birthday parties, and more,” she says. Besides being a successful business woman, La’Chasity Lyle is a mother, a wife, and innovator. She is also a lover of life, a faith walker, and someone with a free spirit. Along with her husband, Robert who is also a business owner and professional barber, they have successful built their businesses and families on a foundation of love, dedication, and with sound integrity. “I’ve always had a love for cooking. I have a rather large family, and cooking came natural to me. My grandmother inspired me to cook and to be a virtuous woman to my family. My mother and step father inspired me to never give up on the things that I believe in, or my dreams. And so, in 2010, I left Corporate America to pursue my dream of cooking full-time and that’s how Soul on Wheels began,” she shares. While cooking may have come natural to La’Chasity, there is a certain kind of love one must possess to run a business such as the one she does. “I love giving back to my community, and I am able to do this by feeding our homeless citizens. I also love the relationships that I’m able to create with my customers. Being my own boss provides me security and flexibility, and because I know this is mine and everything I work for will go to my family,” she shares. Though Soul on Wheels has enjoyed a bunch of success, it has also faced it share of problems. “I feel that God puts obstacles in front of us to help us prepare for where we’re going or who we’re destined to be. I feel everything that I’ve gone through in life has prepared me for this moment. I once had a restaurant right next to my husband’s Barber Shop. In 2016, I tore my Achilles tendon in half and the restaurant closed. I was forced to figure out how to keep my catering company afloat and my household without being mobile,” she shares. She did and Soul on Wheels continued on. Moving forward, La’Chasity plans are to expand and introduce her brand to a variety of markets. She also offers a bit of advice to those who may follow in her footsteps. “You must walk by faith and by not fear. You must also make a plan and stick to it. Finally, you must be faithful to your vision and pray,” she says. h Dallas - September/October 2019

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Same Hustle, Same Grind 40

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By Dawn Cauthen Thornton Photos by Todd Youngblood Paranda Davis, dubbed The Credit Beast, is back to share her love of community and prosperity. Since she was introduced to the Huami Magazine community, she has made moves that benefits thousands of people, including other business owners. Initially Paranda set out to simply create and grow her business while helping her clients attain what seemed to be impossible. Low credit scores, insurmountable debt, and other factors plagued them. But Paranda put her knowledge and experience to good use and started changing one situation at a time. The entrepreneur continues to grow her business and perfect her craft, aiding others in the process. Since her initial debut, she has added 10 new members to her staff and increased her profits, attaining her goal of a seven-figure income, as the owner of Davis Future Planning, LLC. Her clientele has grown exponentially due to incorporating a new business system to better serve them. On August 9th, the woman from humble beginnings released a book entitled, “Cornbread – The Girl Who Asked A lot of Questions.” The book teaches financial literacy to children and stresses the importance of saving and spending money. She plans on expanding the idea into a book series and releasing a new one every year, ultimately helping the next generation establish healthy financial habits. But she hasn’t stopped there. This year, Paranda partnered with another business owner to bring this vision to life. They both thought it would be an amazing idea to invite like-minded entrepreneurs to a forum and support each person’s ventures and ideas. The ‘Live In Color Expo’ was that vision. “Our vision was to bring unity to the Queen City. Businesses coming together networking and empowering each other. Because we also need to be inspired. People don’t know what business owners go through. We have our ups and downs and get stressed out too,” she says. Paranda and her partner thought of the idea and were determined to see it come to life. With no PR team and no paid promoting, the two self-planned for four months. “We put it on social media and the people just started going crazy,” boasts Paranda. Business owners from all over the country descended upon Charlotte on August 10th, to attend the one-day sold out event held at Westin Hotel and Conference Center. From barbershops to clothing boutiques, a variety of businesses showcased their expertise. To the ladies’ surprise, the line wrapped around the building with over 1,000 attendees waiting to experience a day of uplifting. The space was so packed with patrons, the fire marshall was called to investigate and the event was allowed to continue after ensuring everyone was safe.

“Our vision was to bring unity to the Queen City. Businesses coming together networking and empowering each other. Because we also need to be inspired.” Continued on the next page

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Local personality Fly Ty served as host and the afternoon began with a powerful prayer and motivating word from celebrity hairstylist, Derickus Crawford. It continued with a panel discussion from makeup guru and founder of The Crayon Case, Raynell ‘Supa’ Steward, entrepreneur Jesseca DuPart, founder and CEO of Kaleidoscope Hair Products (and other businesses), Steve Madden model Princess Bella, and Paranda herself. Love and Hip Hop star, Rasheeda served as closing speaker. The topic of discussion was ‘How to be Unique’. Branding yourself and setting yourself apart from everyone else is key to surviving in the business world. Finding a successful and supportive mentor can also be helpful. Later, Paranda graced the stage and shared her views on beauty, wealth, women’s empowerment, unity, and how to make seven figures. “I also spoke about the importance of supporting the next person, keeping money in your own community, and investing in one another. I was very shocked at our turn out because we typically don’t support each other. But it showed me that with hard work and dedication, it’s possible.” A turning point for Paranda , during the event, was the realization that her newly released book had sold out within hours. That is proof that there is an interest in financial freedom within our community, but there must be someone to lead the way. To show their appreciation to patrons, the hostesses presented popular giveaways, monetary gifts, and an attendee was gifted a one-month car payment. The event was so well-received that visitors are still buzzing about it weeks later. The next event will be even bigger. “The most important thing to me was that people left inspired. That’s was the best part of it all,” says Paranda. While anything is possible to happen for Paranda in the future, being the sound businesswoman that she is, plans have already been made by her. Soon, she hopes to open a financial literacy university and offer online classes starting in 2020. She also plans to stay well connected to her immediate community and branch outside its walls. “It is my goal to share my brand and life experiences with everyone who seeks them,” she says. h

For more information, please contact Paranda Davis Davis Future Planning, LLC Personal & Business Credit Including Debt Management Services 1-800-239-1493 www.davisfutureplanning.com

Facebook @ Author Paranda Davis

Instagram @thecreditbeast

Connect with The Cornbread Kids Book Series www.CornbreadKidsBooks.com Facebook: @cornbreadkidsbooks

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Instagram: @cornbreadkids

Awards

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Information and Photos Provided by Lynn Whitney Williams Financially Crowned Queen, a new nonprofit organization that has launched a variety of free programs that cater to the youth and young adults of all backgrounds in low income neighborhoods to educate them through financial services such as credit and money management, banking, entrepreneurship, real estate investment, and home ownership. Through interactive activities and hands on classes, Financially Crowned Queen aims to provide financial, intellectual, and educational growth to each individual that is interested in bettering themselves.

Financially Crowned Queen programs include “Queening My Finances,” a free credit and money management webinar that is hosted every third Thursday of the month on Facebook, Instagram, and YouTube. This webinar teaches individuals how to understand credit, how to read their credit report, complete dispute letters, and more. The newest program, C.H.A.N.C.E, an acronym for credit, home ownership, accountability, neighborhoods, choice, and entrepreneurship, will launch in the spring of 2020 to educate and provide a co-working space for entrepreneurs. h

Founder and CEO, Lynn Whitney Williams, known well for her 10 years of experience in the banking industry in which she was able to manage accounts for prominent community figures such as Grammy Award winners, NBA players, community leaders, and many more founded this nonprofit organization in September of 2017 to ensure that our community had a free resource of financial education. Her journey has allowed her to speak with over 25,000 students and adults about financial literacy and assist over 300 individuals in starting their business or nonprofit organizations in the past two years. Lynn has had the opportunity to see hands on what the need of the individuals in our community is… and that is hope and money. Williams states “You aren’t living on purpose until God places you in uncomfortable situations to make you remember his purpose.” Her passion for self-development, education, and the power to change to create a better mindset financially for others, is what made her step out on faith and quit her job as a branch manager to become a full time entrepreneur in September of 2018. As a result, she was able to do more in the community and create her own financial literacy and entrepreneurship curriculum that is currently being taught in local middle and high schools in the Mid-South to also provide certifications to students who pass and complete the program.

For more information about Financially Crowned Queen or the programs that are offered, please visit: www.financiallycrownedqueen.org

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