Issue 17 by The Boro Park View

FYI:

CREDIT CARDS

FREE ISSUE 17 JANUARY 8, 2020

THE GOLDEN PROMISE

‫פרשת ויחי‬ ‫י”א טבת תש”פ‬

Hashem sent me the money in a most unexpected way

HOW DO YOU DOLE OUT YOUR DOLLARS? A fix for each type of money mismanagement

THE ISSUE WITH INTEREST How to avoid running into problems with ribbis

New Series!

CRAWL OUT FROM UNDER CRUSHING DEBT Follow real-life people as they regain their financial footing

ATT BORO PARK: Our aﬃliate hospital is only a 20 minute walk from Boro Park.

PRESENTING WOMEN WITH

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‫בס"ד‬

‫רעזערווירט דעם דאטום!‬

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‫‪January 8, 2020 / THE BORO PARK VIEW / 5‬‬ ‫‪www.thebpview.com / 718.408.8770‬‬

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‫בס״ד‬

‫‪ark‬‬

‫‪tin Fa‬‬ ‫‪g t mo 33r‬‬ ‫‪his u d s‬‬ ‫‪up s P erie‬‬ ‫‪co ar s‬‬ ‫‪mi en of‬‬ ‫‪ng tin th‬‬ ‫‪Mo g e‬‬ ‫‪nd Cla‬‬ ‫‪ay ss‬‬ ‫‪in es‬‬ ‫‪Bo‬‬ ‫‪ro‬‬ ‫‪P‬‬

‫‪St‬‬ ‫‪ar‬‬

‫היי‬ ‫קומ בט זיך אן‬

‫מאנענטדאיגען‬ ‫ג‬

‫די הערליכע סעריע‬ ‫פאר טאטע און מאמע‬

‫חינוך‬ ‫שיעורים‬ ‫דורכ׳ן בארימטן מחנך‬

‫הרב אלעזר יונה‬ ‫זילבערמאן שליט״א‬

‫‪3‬‬ ‫‪ 3‬עריע‬ ‫ס‬

‫סטע‬

‫ ‬ ‫ ‬ ‫ ‬ ‫ ‬ ‫ ‬ ‫ ‬ ‫ ‬

‫אכט רייכע יסודות'דיגע שיעורים‬ ‫‪ 22‬געשמאקע שעה תענוג רוחני‬ ‫געאייגענט פאר טאטע און מאמע‬ ‫נוגע פאר קינדער פון יעדן עלטער‬ ‫איבער ‪ 1000‬אויג פארכאפענדע סליידס‬ ‫שאלות ותשובות ביי יעדע שיעור‬ ‫קונטרסים צו קענען איבערשמועסן‬

‫די רייכע סעריע‬ ‫הייבט זיך אן אי״ה דעם‬

‫קומענדיגן מאנטאג‬ ‫שמות אין בארא פארק‬

‫רעזעווירט א פלאץ‬

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‫די שיעורים וואס האבן שוין אויפגעלאכטן טויזענטער טאטעס און מאמעס מיט זייערע טייערע קינדער‬

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New led patented fixtures

10,000 lumens

LB Lighting By Fran F Spring Valley: 845.425.9070 | 28 South Central Ave Brooklyn: 718.484.7680 | 4318 - 13th Ave

‫מיר‬ ‫דארפן‬ ‫הילף‬ ‫פון‬

‫שומרים‬

‫קלעך • קאר און‬ ‫ע‬ ‫ארדעכטיגטע פארשוינען און פ קס • גראפיטי •‬ ‫אויטא׳ס און ביי‬ ‫זוכן קעמארע רעקארדירונג • פהילף • גע׳גנב׳טע‬ ‫אזע פארשוינען‬ ‫מל‬ ‫אכ‬ ‫ער • פארלוירענע תפילין • נ האלד‪-‬אפס • פאליס רעפארט רויך זיידענע באהאנדלונג • היי שע אינצידענטן‬ ‫• אנטיסעמיטי‬ ‫עשפארטע קינד‬ ‫ב‬ ‫ון‬ ‫• רויבערייען א‬ ‫ס‬ ‫א‬ ‫וו‬ ‫טואציעס‬ ‫פעקלעך גזילות‬ ‫איבערפעלער • אויסג מץ • זוכעריי נאך פארלוירענע נג און טרעפיק קאנטראל • סי ענע דרייווערס •‬ ‫אמלו‬ ‫תח‬ ‫עריי • אנגעטרונק‬ ‫היים גניבות • שריפ ב געהילפן אינצידענטן • פארז ארבעטער קריג‬ ‫גאסן ביינאכט •‬ ‫טו‬ ‫פאלשע געלט • ש פאטראלירן די‬ ‫עם שווינדלער •‬ ‫• סק‬

‫שומרים‬ ‫אונזער הילף‬

‫‪.‬‬

‫אצינד דארף‬

‫צו קענען דעקן די‬ ‫שווערע בודוזשעט‬ ‫אונז צו קענען העלפן‬

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‫ים‬ ‫שומר‬

‫ר ג‪.‬‬ ‫מסבו‬

‫אמ‬ ‫ווילי‬

‫פ‬ ‫אר ווי‬

‫לי‬

‫געפיל‬

‫א‬

‫ט״ו‪-‬ט״ז טבת‬

‫ס‬ ‫פא‬ ‫בורג‬

‫ים‬ ‫שומר‬

‫פאר‬ ‫שומרים‬

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117” WIDE x 87.75” TALL x 12” DEEP

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2 PC UNIT WITH CROWN

78” WIDE x 87.75” TALL x 12” DEEP

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2,150*

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SINGLE UNIT WITH CROWN

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‫גייט אין די פיסטריט פון אונזערע צדיקים‬ ‫"מיין פאטער‪ ,‬רבי חיים‬ ‫בריסקער זצ"‪ ,ú‬פ‪ ú‬עגט‬ ‫אונז מחנך זיין דורך‬ ‫ליינען סיפורי צדיקים"‬

‫הגרי"ז מבריסק זצ"‪ú‬‬

N O

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G I F T C A R D S AV I N G S C A N B E U S E D F O R S A M E - D AY C L O T H I N G P U R C H A S E S

Boro Park: 13th Ave Cor 49th St. 718.866.4901 WIlliamsburg: 113 Spencer St. 718.514.7993 Monroe: 252 Acres Rd. 845.205.9990 Questions/Comments via Whatsapp: 347.380.4047

NOT TO BE COMBINED WITH ANY OTHER OFFER.

T E R

GIFT CARDS OVER $300

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THE GIFT CARD SALE

MAKE THE MOST OF YOUR TORAH & TEFILLAH Chazal say there is no comparison between Torah study and prayers uttered by a mouth tainted with forbidden speech, to those coming from a mouth free of sin. (See Shemiras Halashon Sha’ar Hazechirah 7)

BREAKTHROUGH IN SHEMIRAS HALASHON ! The Most User-Friendly Practical Hilchos Lashon Hara Sefer Available! Based on the Chafetz Chaim & Contemporary Poskim

Now includes Daily Learning Schedule and extensive Q&A Review section!

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PRICE BREAK! Revised & Expanded 2nd Edition

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Winter 2020 Presenting

BOOK WEEK

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January 8, 2020 / THE BORO PARK VIEW / 31 www.thebpview.com / 718.408.8770

Contents

// Inside

FYI:

CREDIT CARDS

FREE ISSUE 17 JANUARY 8, 2020

THE GOLDEN PROMISE

‫פרשת ויחי‬ ‫י”א טבת תש”פ‬

Hashem sent me the money in a most unexpected way

HOW DO YOU DOLE OUT YOUR DOLLARS? A fix for each type of money mismanagement

THE ISSUE WITH INTEREST How to avoid running into problems with ribbis

New Series!

CRAWL OUT FROM UNDER CRUSHING DEBT Follow real-life people as they regain their financial footing

Publisher:

YOEL ITZKOWITZ Editor in Chief:

D. GORALNIK Content Editor:

R. REESE

Associate Editor:

E.M. NEIMAN Food Editor:

M.P. WERCBERGER Creative Director:

AJ WACHSMAN Project Coordinator:

R. ITZKOWITZ

THE BORO PARK VIEW 1274 49th Street, Suite 421 Brooklyn, NY 11219

TELEPHONE 718.408.8770

FAX: 718.408.8771

E-MAIL: ads@thebpview.com

WEBSITE: www.thebpview.com

MISSION STATEMENT: The Boro Park View is a weekly publication designed for every segment and age group of our diverse community. Under rabbinical guidance, we bring Boro Park’s top talent together to provide high-quality, informative and current reading material, keeping you up to date on sales, events, news and issues of concern and import happening right now in the Boro Park community. DISCLAIMER: We do not endorse any ad found in this publication. We are not responsible for typographical or grammatical errors. Copyright: All content found in The Boro Park View is copyright and may not be reproduced, published, distributed or duplicated for public or private use without written permission from The Boro Park View.

32 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

34 // Inbox 40 // Parsha 44 //

Week in Review

49 //

The Cuckoo Clock

54 //

Political Pulse

59 // Food 68 //

Matters of Interest

78 //

Money Habits

88 //

Right on the Money

92 //

Climbing the Money Mountain

98 // FYI 101 //

Yiddish Story

104 //

Fun Pages

110 //

Coloring Page

112 // Comics 118 // Classifieds 126 // Pictures

INBOX ‫זמנים לפרשת‬

‫ויחי‬

‫רבינו תם‬

‫מוצאי שבת‬

‫הדלקת הנרות‬

6:01

4:32 Everest Equity Company , Inc. THE

Residential and Commercial Mortgages Two Executive Boulevard, Suite 201 Suffern, New York 10901 845.357.6900 Email: info@everestequity.com | Web: www.everestequity.com The Everest Equity Company, Inc. Is a Registered Mortgage Broker New York State Department of Financial Services. Registered Mortgage Broker NJ, CT, FL Banking Departments. Loans arranged through third party providers. NMLS ID 12484

TEITELBAUM INSURANCE BROKER AGE INC.

L I F E • H E A LT H P R O P E R T Y • C A S U A LT Y MAIL@TEITELBAUMINSUR ANCE.COM P 718 - 4 3 8 -218 0 F 718 - 4 3 8 -2 2 6 4

SAFETY IS IN QUESTION (Re: Down a Snowy Slope, Issue 16) Last year when my daughter came home from school with a permission slip to sign for snow tubing, I looked closely at the fine text. The parent’s signature signed away their rights to sue if anything (accidents or even deaths) were to occur. I researched it further and discovered that snow tubing is considered one of the top ten most-dangerous sports. The state of Pennsylvania will not even allow a person to sue if he is injured while snow tubing, because the person understands that they are involving themselves in a dangerous activity. I believe that parents have the right to decide whether or not they want their child to participate in such an activity, and also to take their children to the attractions of their choice. However, I am asking of schools to please not take their students on trips that involve a parent signing such a form. It isn’t fair to a child who will not be able to participate in a school trip because her parents do not feel comfortable allowing her to go. There are enough places to visit that don’t involve a known danger. My own feeling is that if there is such a waiver, enough people have gotten seriously hurt (and then went ahead and sued) to warrant the place having people sign the form. Sincerely, L.B.H.

A SHABBOS HUMIDITY SOLUTION (Re: The Winter Hunt for Health, Issue 16) Thank you for the article on humidifiers. What a breath of fresh air! It was really comprehensive, yet simplified for the consumer. According to my knowledge, a cheap cool-air humidifier may be refilled on Shabbos. One should ask a rav. This is so because the water does not get cooked up, nor does the machine stop when the tank is

The Boro Park View welcomes your comments, feedback and letters. Please email comments@thebpview.com.

BORO PARK 4714 13th Avenue Brooklyn, NY 11219 718-435-8697 Tree House

5210 16th Avenue Brooklyn, NY 11204 718-438-7258 WILLIAMSBURG 232 Lee Avenue Brooklyn, NY 11206 718-643-3400

34 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

THURSDAY BROOKLYN, NY

34°/31° FRI

SHABBOS

SUN

MON

TUE

WED

51°/48°

60°/51°

60°/34°

44°/41°

51°/40°

47°/41°

empty. It continues spinning, and the spinning motion simply churns up a mist that is emitted from the machine (like a trigger spray). The one I have has an extralarge opening in the front of the cover through which water can be poured in. Therefore, it can be filled without touching or moving the machine on Shabbos. R.K.

NATURAL HUMIDIFIERS (Re: The Winter Hunt for Health, Issue 16) Thank you for a delightful magazine. In your recent issue, you provided very helpful information in regard to properly maintaining levels of humidity in one’s home. There is another excellent and natural way to obtain that: with indoor plants! There are a variety of houseplants that offer a healthy source of humidity, and also deliver healthy air quality. Some great plants for the purpose are the spider plant, Boston fern and peace lily, and there are many others. Get yourself some nice plants, reap the benefits of better indoor air, and bask in their verdant beauty. Brieger Family RUCHY REESE RESPONDS: Thank you so much to both letter-writers for taking the time to write in. In regard to refilling humidifiers on Shabbos, many of them, even the more-expensive models, can be refilled without moving the machinery or changing its function. Of course, one must consult their rav for guidance. In regard to the plants that humidify and purify, yes! Hashem’s creations are amazing! However, when the steam is working full force, I don’t believe that plants can provide enough humidity, unless you have very many of them. According to a Dr. Bill Wolverton, NASA scientist and the man who extensively studied plants’ abilities to clean the air, the areca palm is one of the highest-rated plants for humidifying the air. One large areca palm transpires about 1 gallon of water per 24 hours. The large-space humidifier I have releases 4 to 5 gallons per day when the steam is working hard. You’d need a few palms to adequately humidify a large

36 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

space. Plants are great, but they may have their limitations when up against heating.

RE: DON’T TEST MY PATIENCE (Inbox, Issue 15) Thank you very much for providing a column where readers have the opportunity to communicate and to share ideas on how to make our community a better place for everyone! I’m responding to the man who wrote about driving to work every morning in the back of a bus (and in front of a bus, too...) and trying to be patient at every stop. We have to stay focused and remember that the reason we go out to work is to be able to support our family and have the money to pay for our children to learn Torah. Chazal tell us: “Ein ha’olam miskayem ela bishvil hevel pihem shel tinokos shel beis rabon.” The entire world is able to exist only because of the children who learn the Torah. Every child who goes onto the bus is sustaining the entire world, including you and your job! The drivers of those buses also have a big part in keeping the world in existence, and they deserve their full tip, no matter if they wait an extra half a minute for your child or not. So please make sure to leave your house/shul early enough so you can be patient while waiting in the back of a bus, because by doing that, you’re also having a part in the mitzvah of limud Torah! Thank you! Staying Focused

KYIV CORRECTION (Re: Flames in the Frozen Tundra, Issue 15) Our family enjoys reading The Boro Park View every week. It is a fresh voice and provides a great “view” of our community. However, we’d like to point out an error. The title of the article “Flames in the Frozen Tundra” was completely inaccurate in describing the Ukraine. “Tundra” usually refers to an area of (1) “permanently frozen soil,” or (2) “no month with an average temperature in excess of 50°F.” Kyiv, with over 180 frost-free days per year, does not satisfy the first definition. Also, it has five months (May through September) with average temperatures over 50 degrees Fahrenheit, thus not satisfying the second definition. In fact , Bangor, ME, has lower average temperatures than Kyiv, and Boston averages just 4 degrees higher than Kyiv. Odessa had winter temperatures similar to NYC! My wife was born in Kyiv and lived there for twenty years. She can vouch for this information firsthand. Besides this error, the article was well researched and appeared accurate. Mordechai Drucker

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(Re: Mitgemacht: Chesed, Issue 14) I’m writing this letter in response to your Yiddish article. I feel the writer missed the point a bit, and I wanted to share my story in hopes that it can help her, as well as others, who face similar predicaments. The writer’s daughter is in so much pain. She wants her mommy — the mother who is so busy helping everyone. It is that lack of connection that’s causing her extreme reaction and troubling behavior. I was there once. I was the type of person who loved to help other people. I also always had different business ideas I wanted to pursue. Now I know that they were all forms of escape. Yes, the work at home — raising a family and running a household — is a lot more taxing and a lot less gratifying. At home I didn’t receive the praise I got from others, and taking care of others and doing YOUR IDEAS IN MY HOME chesed for everyone else gave me the satisfaction I craved. I love the recipes and party Emotional kids take a lack of ideas that you feature. They are so connection much harder. My down-to-earth and really fantasdaughter was a very sensitive tic. I used quite a few of them over child. She became very aggressive, Chanukah; it made the planning and her behavior was impossible. and prep so much easier. Thank I was at a loss when it came to you so much! dealing with her. She’d fight me at Rubin Family, Boro Park every opportunity, even physically. She drained me of all physical and emotional energy. I was struggling SAFETY FIRST with her behavior at home, and I would like to remind our the school staff, too, urged me to residents of our minimum seek help for her. responsibility to do our part in Wanting to treat the root of her ensuring our safety amid the hate: behavior and not just a symptom, to lock our doors all the time, be it I delved into what may have been at home, while in a parked car, or bothering her. when working in a shop. It would I signed up for Rebbetitzin Tube a good idea for all stores to be kachinsky’s course, and it changed equipped with buzzers and lock my life. She made me understand their doors, and buzz in customthat every person needs connecers for an extra measure of safety. tion to their foundation. And if Locked doors can give us more they don’t get the right connection time to escape potential harm — or from their mother, they don’t have help us avoid it altogether by prea proper foundation, and it maniventing us from being easy targets. fests itself in BONUS many different ways. SESSION INCLUDED May Hashem guard us, and In my daughter, it was the controlmay we remember our v’nishmarten Raizy Rochlitz 718.925.1845 me’od obligations. ling behavior and tantrums. I realized that all my daughter C.W.

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wanted was a connection with me. I started realizing that my kids are my priority, my gifts from the Eibishter. My job is to build them and to make their foundation strong. That is what I’m here for, and chesed begins at home. I worked hard at viewing my daughter in a positive light, and I changed my whole approach of connecting with and understanding her. The writer admits that she isn’t so focused on her children, that she has no patience for them. Her kids are reacting to this lack of connection. Therapy didn’t help, she writes. There’s only one thing her daughter needs. She needs her mother, and her energy, and her positivity, and her presence. I can be contacted through The Boro Park View. Name Withheld

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PA RS H A S VAY E C H I Mr. Rosenâ&#x20AC;&#x2122;s business empire was quite impressive. His products were a staple on all the kosher grocery store shelves, and they could be found in just about every Yiddishe household. As charitable as he was successful, Mr. Rosen was very close with his rebbe and was a pillar of his chassidus, as well as a baal tzedakah with a big heart and an

Whoever heâ&#x20AC;&#x2122;d designate would be, in a sense, like a king, making decisions that would affect so many people, including the livelihood of the entire extended family. He would also be something similar to the â&#x20AC;&#x153;Kohen'' of the family in the sense that so much ruchniyus would ride on his decisions; both the tzedakah-giving and supporting the talmidei chachamim would be dependent on him. Whoever would run the business would have to be a strong leader, but also kind and compassionate. Mr. Rosenâ&#x20AC;&#x2122;s successor would need to be someone who could be relied upon to make sound decisions after careful deliberation, taking many factors into account before coming to a wise conclusion. Until recently, Mr. Rosen had been planning to name his eldest son as his successor, as was expected. However, that changed one evening after Mr. Rosen saw his son explode in anger â&#x20AC;&#x201D; and not for the first time. Upon further reflection, Mr. Rosen realized that his son truly had an anger problem. Mr. Rosen was forced to admit that his eldest son was also very impulsive, frequently making rash decisions without considering the consequences. Mr. Rosen recalled a teaching of the Sifri: â&#x20AC;&#x153;Bah lichlal kaâ&#x20AC;&#x2122;as bah lichlal taâ&#x20AC;&#x2122;us â&#x20AC;&#x201D; One who gets angry will make mistakes [wrong decisions].â&#x20AC;? Wrong decisions could have devastating consequences on the business and, consequently, on the whole family, not to mention the community to which he contributed so greatly. It was with a heavy heart that Mr. Rosen made the difficult decision to bypass his eldest son and name a different son as his successor. In this weekâ&#x20AC;&#x2122;s parsha, as Yaakov Avinuâ&#x20AC;&#x2122;s petirah looms near, he gathers his sons to speak with them. When Yaakov addresses Reuven, he tells him, â&#x20AC;&#x153;Unstable as water, you shall not have superiorityâ&#x20AC;Śâ&#x20AC;? (Bereishis 49:4). Rashi explains that Reuven had originally been fit to become king and Kohen in the family, but because of his anger and instability, Reuven was no longer fit

Reuven lost three gifts as a result of his anger and impulsivity: the bechorah, the kehunah and malchus. open hand. The entire Rosen family was supported in some way by Mr. Rosenâ&#x20AC;&#x2122;s business. Most were employees in the business, but many were kollel yungerleit, supported in their learning. As Mr. Rosen grew older, he began to reflect more and more on who would take him over as head of the business.

Bring in your Shabbos with

MEANING.

Â Â? Â Â? Â? Â? Â? Â? Â?Â?Â? Â Â Â?Â&#x20AC; Â? Â? Â&#x201A; Â?Â&#x192; Â&#x201E; Â? Â&#x2026; Â? Â&#x2020; Â? Â? Â&#x2021;

40 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

to receive these blessings. The Shem MiShmuel explains that Reuven lost three gifts as a result of his anger and impulsivity: the bechorah, the kehunah and malchus. Reuven’s gifts were given instead to his brothers: Yosef Hatzaddik received the bechorah, Levi received the kehunah, and Yehudah received malchus. Rabbi Mani bar Patish said, “Whoever becomes angry, even if greatness has been decreed for him min haShamayim, he is brought down. We learn this from Eliav, who became angry with Dovid” (Pesachim 66b). After Eliav became angry with Dovid, the kingship was taken from Eliav and given to Dovid instead. Just think, a person could have been endowed from Shamayim with the greatest gifts imaginable — and then lose those very gifts simply because they did not control their anger. The en-

tire course of Jewish history could have been completely different if not for Reuven’s anger and impulsivity: All the kings of Klal Yisroel and all the Kohanim of Klal Yisroel would have descended from Reuven, not Yehudah or Levi. And later, the kingship would have rested with Eliav, and not with Dovid, if not for anger. We cannot know whether we have lost any gifts through anger, just as we cannot know what gifts have been decreed for us. But we all know that anger is destructive, and we know that relationships we cherish are damaged through anger. It may be difficult to hold back in a moment of anger, but we can focus on all the good we have in our life and all the good we hope to accomplish in this world — none of it benefits from our anger. On the contrary, we may stand to lose it all.

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‫הויפט סיום לאקאציע‬

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‫א קייט פון דרשו חגיגות בכל קצוי תבל‬ ‫רבבות אלפי ישראל‪ ,‬מיליאנען בלעטער גמרא‪ ,‬הונדערטער טויזנטער‬ ‫בחינות און ענדלאזע שעות עמילות התורה פון די געהויבענע‬ ‫דרשו אידן‪ ,‬גיסן זיך צוזאם ביי די אלוועלטליכע דרשו חגיגות‪:‬‬ ‫ארץ‬ ‫ישראל‬ ‫ירושלים‬ ‫ל‘ כסלו‪ ,‬תש”פ‬

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Hadran Alach Talmud Bavli - An Epic Simchas HaTorah as One Daf Yomi Cycle Ends and Another Begins It was a monumental celebration of Torah as over 100,000 people celebrated the 13th Global Siyum HaShas of Daf Yomi at twin events in New Jersey’s MetLife Stadium and Brooklyn’s Barclays Center on January 1. Organizers at Agudath Israel of America found themselves scrambling to accommodate the high demand for tickets for The Siyum at MetLife Stadium, adding Barclays Center as a second venue at the end of November. All of MetLife Stadium’s approximately 92,000 seats sold out in advance of the Siyum HaShas, with another 14,000 tickets sold at Barclays Center, filling the arena to near capacity. The brisk winds and the occasional snowflake that made MetLife Stadium feel far colder than the relatively mild winter temperature of 40 degrees were no match for the warmth of ahavas haTorah, and at both venues, participants were enthralled by the four-hour-long program that included the Novominsker Rebbe, shlit”a, the Vyelipoler Rebbe, shlit”a, the Kossover Rebbe, shlit”a, the Viznitzer Rebbe from Monsey, shlit”a, Antwerp’s Chief Rav Aharon Schiff, shlit”a, Rav Aryeh Malkiel Kotler, shlit”a, Rav Yissocher Frand, shlit”a, Rav Uren Reich, shlit”a, Rav Elya Ber Wachtfogel, shlit”a, Rav Yeruchim Olshin, shlit”a, and Rav Elya Brudny, shlit”a. Numerous

44 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

revered gedolim and rabbanim graced the daises at both events, where tributes to elderly Holocaust survivors and the over 30,000 children who collectively completed all of Shisha Sidrei Mishna highlighted limud Torah as the foundation of Klal Yisroel throughout the ages and the road map to our future. Equally inspiring were videos that showed Daf Yomi shiurim all across the globe and told how the flame of Torah burned brightly even during the Holocaust, with the siyum on Shas at MetLife Stadium made from a War World II-era Gemara that was used in the DP camps. At both venues, the spontaneous singing and dancing that erupted following the siyum on Shas were the highlight of the day, the air electric as hearts overflowing with simcha celebrated the end of a 2,711-page-long journey just moments before the cycle was started anew with the opening words of Masechta Brachos. The epic display of achdus was another facet of the Siyum HaShas that touched many in attendance, with participants representing every segment of the Jewish community bringing to life Rabbi Meir Shapiro’s dream of using Daf Yomi as a vehicle to unite Klal Yisroel. Heartwarming stories emerged in the days following the siyum, with MetLife Stadium guest services representative Rosemary Yacono describing the joy and sense of community that she was in evidence, noting it was among the most emotional events she has ever seen in her 18 years at the stadium. Local EMS crews who were working at MetLife Stadium said that they were stunned by the number of siyum participants who stopped to thank them as they walked by, saying they had “never experienced anything like it before.” Yeshiva World News reported that a state trooper who had been working at MetLife Stadium during the siyum pulled over a Jewish driver on the Garden State Parkway the very next day for a traffic violation, asking the man if had “learned his page yet today.” When the driver replied that he had not, the trooper agreed to let him off with a warning if he agreed to do Daf Yomi that day. Bringing the words of the Hadran to life on the

first day of the new Daf Yomi cycle on Sunday, 5,000 people signed up to learn the first page of Masechta Brachos in memory of ArtScroll founder Rabbi Meir Zlotowitz, a”h, whose translations opened up the world of Shas to the masses. It was a standing room—only audience at Lakewood’s Lake Terrace as 300 people turned out for a live Daf Yomi shiur given l’ilui nishmas Rabbi Zlotowitz, with another 2,500 joining in remotely, making it the largest Daf Yomi shiur in history.

Cuomo Announces $45M in Security Funding for Shuls and Yeshivos as Thousands March Against Hate in Brooklyn Addressing a crowd of 10,000 who marched across the Brooklyn Bridge on Sunday to denounce anti-Semitism, Governor Andrew Cuomo announced that an additional $45 million would be devoted to provide additional protections at religious and cultural institutions in New York State. The funding is being made available through the state’s Securing Communities Against Hate Crimes Grant Program and would be earmarked for shuls, schools, community centers, non-profit day care centers and day camps. Referencing both the Chanukah attack in Monsey and numerous anti-Semitic incidents in Brooklyn, Cuomo vowed to stamp out hate crimes, something he described as “the cancer of hate and intolerance.” Cuomo led the marchers through Manhattan and across the Brooklyn Bridge, carrying a banner bearing the words “No Hate, No Fear.” "I'm heartened to see this amazing show of support and solidarity. Literally over 10,000 people have shown up to show support and love for the Jewish community, and that's New York at her best," said Cuomo. But Assemblyman Simcha Eichenstein accused the governor of seizing the moment for political gain, saying that the $45 million in funding had already been approved a year ago in the state budget and calling for new funding to be dedicated to protecting schools and shuls.

Local Man Recognized with Dual Awards for Quick Thinking in Chanukah Terror Spree The Monsey area man who put himself in harm’s way during the Chanukah attack in Rabbi Rottenberg’s home, while also helping police nab the perpetrator a short time later, has been recognized for his bravery by elected officials.

Yosef Gluck was presented with the 2019 Ramapo Freedom Award last week by Town Supervisor Michael Specht. Accepting the award at Ramapo Town Hall in a room packed with elected officials and local leaders, 32-year-old Gluck publicly thanked Hashem for the miracles that took place during the attack, noting that had Grafton Thomas come just a few minutes earlier when the house was fuller, or slightly later when there would have been women and children in attendance, the situation could have been far worse. Gluck rescued a child from Rabbi Rottenberg’s home and threw a marble-topped table at Thomas, ending the attack and prompting Thomas to flee the scene. Gluck recorded Thomas’s license plate as he sped away and gave it to authorities who were able to pinpoint his car using plate readers at the George Washington Bridge. Standing with his wife and five children, Gluck was recognized yet again for his heroism by State Senator David Carlucci who presented him with the New York State Senate Liberty Medal on Sunday. The medal is the highest civilian honor awarded by the State Senate. Gluck downplayed his actions saying, “G-d placed me in this place at this moment to do what I had to do, so I don’t even think I had a choice.” But Carlucci discounted Gluck’s humility, noting that the casualties would have been far worse had he not intervened. “We can rest a little bit easier because of the heroic work that Yosef did,” said Carlucci.

Addressing Wave of Hate Crimes, de Blasio Meets With Community Leaders Just hours after Assemblyman Simcha Eichenstein introduced legislation that would allow stiffer consequence for those who perpetuate hate crimes, Mayor Bill de Blasio paid a personal visit to Boro Park to discuss the recent rise in anti-Semitic attacks in the city. Boro Park 24 reported that the mayor met with community leaders last Thursday at the Hatzolah garage on 14th Avenue and 38th Street. According to one participant, the conversation included an open discussion with de Blasio addressing recent attacks in Boro Park, Williamsburg and Crown Heights, and methods for increasing police presence in those areas. Speaking with reporters after the meeting, the mayor said that he understood the concerns about the increasing frequency and violence of the attacks in the area. “I think the community is very appreciative of the efforts of the NYPD, but they want to see more and we talked about what that will be and what needs to be,” said de Blasio. “I think there’s real recognition that we’ve got to get to the root causes. We talked about the work of the Office to Prevent Hate Crimes, we talked about what we’re going to do in the schools.”

January 8, 2020 / THE BORO PARK VIEW / 45 www.thebpview.com / 718.408.8770

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Dropper can be unscrewed and washed. Recap: The mechutanim decide to hold Tzippy and Peretz’s wedding in a school gym, for lack of

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“In the gym of Bais Yaakov Zichron Elchanan...?” Avigail Auerbach raised her eyes from the invitation she was holding. “What’s the story with Tzippy?” She went back to reading, and then: “What?!” Her little shriek did the trick, and her mother came rushing into the room. “What happened?” she asked her daughter, who was also a kallah, in alarm. “Look!” Avigail said. “It’s Tzippy’s chasunah invitation... She’s getting married next week!” “So, what are you so shocked about?” “She told me that the wedding will be in the middle of Shevat! Why did they suddenly move the date to six weeks earlier?” “Oh, you’re talking about Tzippy Potolsky?” “Yes. And not only that. Look where the wedding will be held!” Avigail handed her mother the cream-colored invitation. “Strange...” Mrs. Auerbach murmured. “I hope everyone’s okay there. What was so urgent all of a sudden? And to make a wedding in such a place? What is going on?” She and her daughter exchanged anxious glances. “She was supposed to get married six weeks after that. You remember we met her

doing errands?” “Yes, sure.” Avigail sat down near her desk, playing with the cap-less pen that she found there. “But they both looked perfectly fine. What was strange was the standard of things they were buying, remember?” “Yes, but I think this conversation is getting a bit gossipy.” Her mother handed her back the invitation. “I will tell this to Tatty, though. He needs to know any unusual information regarding people who take loans from the gemach. It’s other people’s money, you know.” “I would call her.” “Who, Tzippy?” “Yes.” Without noticing, she circled the words “Bais Yaakov” with a thick red line. “That’s probably not such a good idea.” Her mother smiled thinly. “I imagine that the Potolsky family knows that their invitation is making waves… I don’t think it’s so nice to run and call her.” “I think I would have called in any case, even if there wouldn’t be anything strange about the invitation. You know, just to compliment her on how pretty it came out and all that.” “Is it especially pretty?” Her mother ex-

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amined the invitation. “Looks quite standard to me. It’s got this fresh, clean look, but it’s not something I would run to call and compliment her about.” “But that’s what’s usually done. Why not give a kallah a good feeling?” “That’s true, and it’s normally a nice gesture,” her mother agreed. “But here I’m afraid that no one will view your phone call as an effort to make the kallah feel good, but rather as a way to satiate your curiosity,

much money the visitor would be asking for, and how urgent the loan was. Even more valuable — he could sense whether the loan was a safe one or not. Not that he relied on his intuition completely; many good, experienced people had fallen victim to defaults on loans, and to this day he was dealing with unpaid loans. Still, he had developed a pretty sharp gut feeling. And it was almost always right. But now he didn’t feel anything. It was as though he was meeting

“Tatty needs to know any unusual information regarding people who take loans from the gemach. It’s other people’s money, you know.” don’t you think?” Avigail chuckled, and didn’t answer. “Let’s wait for Tatty to finish his meetings for today, and I’ll show him the invitation,” Mrs. Auerbach decided. “You know, Avigail, very soon you’re going to make so many circles around those words that we won’t be able to see them, and we’ll both think that what it said was just our imagination!” “When does Tatty finish meeting with people?” “Officially at 10:30. But practically speaking, the meetings can stretch till after 12. I hope he doesn’t have a very long line tonight; he was exhausted yesterday.” Thankfully, the line wasn’t especially long that night, and by 10:15 Reb Menachem Auerbach was just about ready to close up shop. But then there was a knock at the door, and the screen mounted on the wall indicated that it was Eliyahu Potolsky. “Hello, Rabbi Potolsky.” The gemach director bid farewell to the borrower he was finishing up with and raised his eyes to the new arrival. Years of being involved in this field had sharpened his sensitivities, and he could sniff out — usually with 90 percent accuracy — how

Reb Eliyahu at Shacharis in shul. No, that wasn’t a good analogy, because when someone owed money and he was hard-pressed to pay, it was evident not only within the walls of this room. So it was as if... as if Eliyahu was a resident of the neighborhood who had never borrowed a thing from him. That was his feeling now when looking at Potolsky. “I came for two things,” Potolsky said as he sat down. “Actually, three.” And before Reb Menachem could leaf through his blue notebook, Potolsky pulled out a bundle of bills in a rubber band from his suit pocket. “Here is 40,000 shekels. That’s the loan I took a month and a half ago,” he said. Reb Menachem stared at him. “Wow,” he noted quietly. “The loan is for 10 months, and you’re returning it in less than two...” He took the wad of bills and began counting under his breath, fingering the notes one after the other. “It’s all here,” he said as he opened the notebook and crossed out the loan details. He hadn’t yet had a chance to find the actual promissory note in the binder when Potolsky said, “Now I want to ask for a loan of 20,000 shekels.” “You’re a very organized person, Reb Eliyahu,” Rabbi Auerbach said,

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“but you could have returned just half of the 40,000. We spoke about repayment in installments in any case.” “I prefer not to mix up the different accounts. This new loan is for the mortgage of my older daughter. We haven’t finished paying for her apartment yet.” “And the 40,000?” “That was for my second daughter.” The gemach director was quiet as he turned the plastic sheet protectors in his binder. The descriptions his wife and daughter had shared about their recent encounter with Potolsky’s daughter rose in his mind, and warning bells went off. What was going on there with the second daughter? “Besides that, I wanted to consult with you about who in the neighborhood could be a recipient of ma’aser money.” “How much?” “About 18,000 shekels.” Reb Menachem’s fingers were finally holding the right promissory note, but now he was at a loss for words. “Rabbi Potolsky, could you please explain to me what exactly is going on?” “We got a special grant,” Eliyahu chose his words carefully, “to marry off this daughter. Therefore, I can return everything that I borrowed for her wedding, because I am managing, baruch Hashem, without loans. For the older one, though, I have to continue paying the mortgage as usual...” “And what about the 18,000 that you want to give?” “So I’m not sure how much it’ll be in the end; it depends how much of the total we end up using. For now I brought 10,000. I asked a rav, and he said I don’t have to give ma’aser on the money that we were given specifically for the apartment, but that it is the right thing to give ma’aser from the grant for all of the other expenses. And I had to ask permission from those giving us the money.” “Nu, so take the ma’aser and use it for your older daughter’s mortgage.” The gemach director smiled.

“What could be simpler than that?” “I should give ma’aser to myself?” “Oh, this mortgage is what you committed to pay?” “Part of it.” “Well, then, I guess in that case, it really isn’t right.” He stroked his beard. “What is this grant, may I ask? Do you think we can speak to this donor who gives apartments and money to the needy like that, and try to get him to help out some other young couples?” “Well, it’s not exactly like that.” Eliyahu was a bit uneasy. “It’s something very specific… There’s someone who wanted to donate money in memory of his parents, to a couple whose names are the same as his parents’... rather unusual names.” “What are they?” Reb Menachem was very curious. “Peretz and Tziporah Genendel.” “What siyata d’Shmaya! And those are the names he was looking for? How did he find you?” “Today the whole world is a global village, they say, right? And it did take him time. From what I understand, he’s been working on finding a couple with these names for a few years already.” “Very nice, very nice. It’s always heartwarming to hear such stories of hashgacha pratis. Anyway, if you’re looking for someone to give the ma’aser money to, I think that Ganz could really use it. I don’t want to go into details, but I’m sure you’ve heard what they’re going through...” “Yes, yes.” “And I have two other names, some other people in the neighborhood,” Auerbach said tentatively. “You know what, don’t even tell me who they are. I’ll leave the 10,000 shekels here, and you distribute it, okay? And, please, don’t mention where the money came from...” “Oh, sure, no problem at all. Thank you very, very much. And I’m transferring the guarantors from the 40,000 shekels that you just gave me to the 20,000 that you’re taking now, right?” To be continued...

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Biden Holds Steady, Warren Drops, and Bloomberg Surges in Recent Polling THE PULSE: A national poll of self-identified Democrats

and liberal independents conducted over the weekend by Hill-HarrisX showed Joe Biden retaining his national lead at 21%. Bernie Sanders polled at 16%, Warren and Bloomberg tied at 11%, and Pete Buttigieg polled at 6%. THE IMPACT: Biden continues to show his resilience

54 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

and staying power. Despite his many mishaps, he still commands a sizable lead and strong support from the Democratic base. Bloombergâ&#x20AC;&#x2122;s poll numbers are a surprise, as he has yet to appear in a Democratic debate and is not campaigning in early primary states. It seems that his colossal ad buy is having its desired effect. Warren appears to be locked in a downward spiral as her support for Medicare for All has backfired. Bernie Sanders is drawing progressive support away from Warren, and it now appears that progressive voters are choosing to coalesce around his candidacy. However, it should be noted that these are national poll numbers. Sanders leads in the polls in both New Hampshire and Iowa, and a breakout by Buttigieg in Iowa is possible. Current polling cannot take into account the potential bounce of support and surge of momentum from early state wins.

Castro Withdraws His Candidacy THE PULSE: Former San Antonio Mayor Julian Castro withdrew his nomination for the Democratic presidential nomination. Castro was once considered a rising star in the Democratic Party. His relatively young age and Latino heritage were considered an asset. Castro was the youngest member of the Obama cabinet, where he served as Secretary of Housing and Urban Development. His brother Joaquin is a Democratic congressman representing Texas’s 20th District. Castro favored the decriminalization of illegal border crossings and released detailed policy positions on how to aid people with disabilities. THE IMPACT: Castro failed to gain much traction or

support among Democratic primary voters. His withdrawal will winnow down the field but will only have a minimal impact on those candidates still left in the race. Senator Warren said that she expects Castro “to be a leader in our party and our country for many years to come.”

Trump Orders Killing of Qasem Soleimani, Democratic Contenders Criticize Decision THE PULSE: On Thursday, January 2, President Trump ordered the killing of General Qasem Soleimani. Soleimani was the head of the elite Quds Force of the Iranian Revolutionary Guard. He was arguably the second most important person in the Iranian government. A U.S. Military Reaper drone took out Soleimani while he was at Baghdad airport. The attack killed seven people, including Abu Mahdi al-Muhandis, the deputy commander of Iran-backed militias operating in Iraq. The killing came on the heels of an attack on the American Embassy by Iranian-backed Iraqi militias. President Trump and Secretary Pompeo claimed that the strike against Soleimani was defensive and meant to stop Soleimani and Iran from carrying out future attacks against America and its allies. Republicans were generally supportive of the president and praised his actions. However, Kentucky Senator Rand Paul was critical of the fact that the president did not seek authorization from Congress before the strike.

DEMOCRATIC RESPONSE: Leading Democratic

presidential contenders roundly condemned the strike. Former Vice President Joe Biden responded to the news of Soleimani’s death by saying that Trump had “just tossed a stick of dynamite into a tinderbox.” Bernie Sanders said, “Trump’s dangerous escalation brings us closer to another disastrous war in the Middle East that could cost countless lives and trillions of more dollars.” Senator Elizabeth Warren called the move “reckless” and said that it “increases the likelihood of more deaths and new Middle East conflict.” South Bend Mayor Pete Buttigieg said that Soleimani was undoubtedly a threat to safety and security, but that we must “take a strategic, deliberate approach that includes consultation with Congress, our allies, and stakeholders in the Middle East.” Andrew Yang went on record to say that “War with Iran is the last thing we need and is not the will of the American people. We should be acting to de-escalate tensions and protect our people in the region.” Corey Booker was emphatic when he stated that “We have a president who has no strategic plan when it comes to Iran and has only made that region less stable and less safe.” Amy Klobuchar called on the administration “to fully consult with Congress” and questioned the timing of the strike. THE IMPACT: Iran threatened retaliation against U.S. interests, and President Trump threatened counter reprisals. The coalition fighting ISIS announced that it was suspending operations to instead focus on securing U.S. bases in Iraq and the Middle East. The Iraqi Parliament voted to expel U.S. troops from the country, and Iran announced that it would no longer abide by the limitations that it committed to in the Iran nuclear deal. It is an open question as to what happens next. The elimination of Soleimani is a blow to Iranian influence in the region, as he was the mastermind behind Iran’s regional strategy. Theoretically, this should provide a window of opportunity for America and its allies to exert their influence in areas that are currently in flux. However, the death of Soleimani will likely hinder the fight against ISIS, as America will now lose the cooperation of Shias who are opposed to the Sunni group. Furthermore, should the Iraqi government place limits on U.S. activities in the country, or in the unlikely event that it carries out on expelling U.S. troops, it will further hinder U.S. influence in the region. Perhaps the biggest issue would be if Iran rushes to attain a nuclear weapon. The U.S. is currently isolated in its approach to Iran and its nuclear program, and it may find itself in a precarious situation with no good options available to pursue.

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The Chanukah licht have long died down, but their inner light continues to shine bright inside. After a season of so many oily latkes and doughnuts that will keep us greased and fueled until next Chanukah, it's time to lighten up! These cookie jar fillers will satisfy your sweet tooth â&#x20AC;&#x201D; and your resolve for healthier eating.

Cinnamon Crisps

THE BORO PARK VIEW / 59

Basic Dough Use this dough to create any of the cookies featured below.

INGREDIENTS 2 eggs 1⅓ cups sugar 1 cup oil ½ cup water 1 T. vanilla extract 3½ cups white whole-wheat flour (see note) 1 cup all-purpose flour ⅓ cup potato starch or cornstarch 1 T. baking powder Pinch salt

DIRECTIONS 1. Beat eggs with sugar and oil. Add water and vanilla. Mix. 2. Sift in remaining dry ingredients and combine. Dough will be somewhat sticky. Allowing dough to rest a bit will make it easier to work with. Note: Change proportions/ types of flour according to your liking. The starch gives the cookie a creamier texture, but you can substitute it with ⅔ cup flour if you prefer.

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Cheesecake Squares

62 / THE BORO PARK VIEW

Cheesecake isn’t exactly your everyday coffee treat, but these soft, creamy squares satisfy that craving without any guilt trips.

INGREDIENTS Half of the dough recipe; makes two 9x13 pans

CHEESE TOPPING 1 lb. cottage cheese (whipped tastes best, but any type will work) OR farmer cheese

Cinnamon Crisps

2 oz. whipped cream cheese

These cookies are a blank canvas ready to be topped with your imagination. Anything goes!

½ cup Greek yogurt or sour cream

INGREDIENTS

¾ cup milk

A third of the dough recipe; makes one large cookie sheet

1 tsp. vanilla extract

TOPPING OPTIONS

⅔ cup sugar

Cinnamon/sugar

2 eggs 1 T. cornstarch (or 2 T. flour)

Cocoa/sugar Vanilla sugar

DIRECTIONS

Chopped nuts

1. Preheat oven to 350°. 2. Line two 9x13 pans with parchment paper. Divide dough in half and press into pan, extending dough up all sides a bit. Bake for 8 minutes. 3. Measure filling ingredients into a bowl and blend with a hand blender until smooth, or beat very well with a fork. 4. Pour filling over hot dough and bake for 20 to 25 minutes, until the filling is just set. 5. Allow to cool before cutting into squares.

DIRECTIONS 1. Preheat oven to 350°. 2. Cut a piece of baking paper to fit the cookie sheet. Flatten dough onto paper using a rubber or silicone spatula (dough won’t stick to spatula). 3. Sprinkle with your choice of topping. 4. Bake for 20 minutes. Cut into squares while hot, or allow to cool and break into large uneven pieces. Note: For a change of flavor, bake cookies plain. Melt some chocolate — or chocolate and peanut butter — in a bag placed into a cup of hot water. Pinch a hole in one corner of the bag, and drizzle chocolate over cookies.

January 8, 2020 / THE BORO PARK VIEW / 63 www.thebpview.com / 718.408.8770

Apple Pie Sandwiches

64 / THE BORO PARK VIEW

The apple layer keeps these bars so soft, they melt in your mouth. Enjoy them warm and fresh, but make sure to freeze a few, because some might actually prefer them straight from the freezer.

INGREDIENTS Two-thirds of the dough recipe; makes one large cookie sheet

FILLING 2 cups unsweetened applesauce ¼ cup sugar 3 T. flour 1 tsp. cinnamon

DIRECTIONS

FINE BABY LAYETTE

1. Preheat oven to 350°. 2. Cut a piece of baking paper twice the size of your cookie sheet. Flatten dough onto paper using a rubber or silicone spatula (dough won’t stick to spatula). Slide onto cookie sheet, letting half of dough extend off sheet.

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3. Combine filling ingredients and pour over the half of the dough on the cookie sheet. 4. Holding two corners of paper, lift unfilled dough and cover the applesauce layer. Carefully peel paper off top dough and trim excess paper. 5. Bake for 35 minutes. Cut into squares.

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May I add late charges to a bill to make sure that my customers pay on time?

January 8, 2020 / THE BORO PARK VIEW / 69 www.thebpview.com / 718.408.8770

As we will soon see, if someone does not think about the ramifications of the laws of ribbis, they could easily violate the Torah in each of the above cases. What is even more important is that the prohibition of ribbis can be avoided in most instances, usually simply by being aware that there is a ribbis issue and creating a heter iska instead, a concept that I will explain. This demonstrates the importance of keeping the prohibition of ribbis in mind and realizing that one needs to ask a shailah regarding what to do when a question of this nature presents itself. First we need to understand why each of the above cases violates ribbis, and then how to avoid violating this serious prohibition.

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Can a notary public who is notarizing a loan violate a Torah prohibition of charging interest? Let us begin by quoting the Mishnah (Bava Metzia 75b): The following people will violate a lo saaseh [if they participate in a ribbis loan]: the lender, the borrower, the cosigner and the witnesses. The Sages rule: Also the scribe who drafted the loan document. Clearly, we see from this mishnah that anyone involved in creating an interest-bearing loan between two Yidden violates a Torah prohibition. To explain the Torah source for this mitzvah, we need to realize the difference between singular and plural, which in modern English has been lost, unlike most languages on the globe. The Torah teaches, “When you (singular) lend money to a member of My people, to the poor person among you, you (singular) shall not act with him as a creditor usually does; you (plural) may not place interest upon him” (Shemos 22:24). The pasuk is written in singular form, lashon yachid, except for the command, “You may not

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place interest upon him.” Midrashic and halachic sources derive from here that anyone who was involved in creating the interest-bearing loan violates the prohibition of “placing interest,” lo sesimun (Shemos Rabbah; Levush, Yoreh Deah 160:2). Thus, a guarantor of such a loan, the notary public, and possibly even the attorney who drafts a document that includes provisions for ribbis all violate the laws of ribbis (Bris Yehudah 1:6). Is there any way to avoid this violation? The obvious way is not to notarize such a document. There is another solution: to redraft the loan document so that it is a heter iska. A heter iska is a halachically approved way of restructuring a loan or debt so that it is an investment rather than a loan. One is permitted to create a heter iska even when we are only trying to find a kosher way of creating a transac-

tion that is very similar to an interestbearing loan (Terumas Hadeshen #302). However, it must meet the requirements of a heter iska. If it does not, it will still be prohibited. AT THIS POINT LET US ADDRESS OUR SECOND QUESTION:

If I go shopping with friends and lend them my credit card, could the chesed I am performing become an aveirah? In true Jewish fashion, I’ll answer this question with another question:

When the purchaser uses the credit card, to whom is the credit card issuer (usually a bank) lending the money? The answer is that they lend the money to the person who is responsible to pay the credit card bill, not to the person who made the purchase. But who will be paying the credit card bill afterward? If indeed the person in whose name the card is issued pays the bill, then only one loan takes place. However, if the purchaser intends to pay the bill, then two loans have taken place: one from the bank to the owner of the card, and a second from the owner of the card to the purchaser. Now what happens if the credit card loan incurs interest charges and the purchaser chooses to pay them? Even if the purchaser pays the bank directly, he is paying interest that the owner of the card (who is the one who borrowed from the bank) is obli-

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How will taking off an Ayin Horah help me?

magine there is a pipeline extending from the heavens into your window. At the upper edge of the pipeline are sacks of diamonds and jewels waiting to be dropped into your home. Unfortunately, the pipeline is clogged. The bounty cannot reach you.

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gated to pay. In other words, the purchaser is paying interest on a debt that the cardholder would otherwise have to pay! This violates ribbis. There are at least three ways to avoid this problem: The easiest is if either the purchaser or the cardholder pay off the debt before it incurs any interest fees. In this instance, there is no interest payment and therefore no violation of ribbis. The second way is by having the cardholder pay the accumulated interest. In this instance, the purchaser who borrowed the card is paying only what he borrowed, and thus there is no violation of ribbis. Of course, the cardholder probably did not have this in mind when he “lent” the purchaser his credit card! A third way would be to create a heter iska for this transaction. A heter iska appropriate for this type of situation is located in Rabbi Yisroel Reisman’s excellent work, The Laws of Ribbis, on pages 126 and 127.

ordinarily do for him. For example, it is prohibited for the borrower to bring a small gift to the lender as a token of thanks for the loan (Mishnah Bava Metzia 75b). The lender may not ask the borrower to do him a favor that he would not have asked him if he had not lent him money (Tosafos Bava Metzia 64b, s.v. Avol). Similarly, it is prohibited for the borrower to thank the lender for the loan (Graz, Hilchos Ribbis #9). It would seem to this author that it is prohibited to give the lender a kibbud because of the loan.

AT THIS POINT, LET US DISCUSS THE THIRD OPENING QUESTION:

Halacha prohibits charging for the use of one’s money even when a loan did not actually take place. Thus, a merchant may not add interest charges to a bill (sent to a Yid) because it is past due. It is permitted, however, to charge for the actual expenses that were accrued since the merchant had to send an additional bill as well as any other collection costs he incurred. There are authorities who permit a one-time late fee, but this is a complicated topic that needs to be discussed with an individual’s rav. If a merchant wants to add interest charges to his bills, he can have a heter iska drafted specifically to cover this situation. In this instance, he would keep a copy of the heter iska document, and include on his statement or contract that all transactions are according to heter iska. He should consult with a rav to know exactly how to word this declaration and how to make this heter iska in an acceptable way. The Chofetz Chaim notes that if someone can lend money without compensation, he should certainly do so and not utilize a heter iska, because this is the mitzvah of performing chesed (Ahavas Chesed 2:15).

If I give someone a kibbud because he lent me money, does this violate the prohibition of ribbis? In general, the laws of ribbis prohibit the borrower from giving the lender anything that he would not

LET US NOW DISCUSS THE L AST OF OUR OPENING QUESTIONS:

May I add late charges to a bill to make sure that my customers pay on time?

LET ME CLOSE with a thought from Rav Hirsch

concerning the reason the Torah prohibits interest. The Torah’s prohibition is to demonstrate that the financial bounty we receive from Hashem is for donating tzedakah and providing loans. The Torah’s goal in banning the use of capital for interest-paying loans is to direct excess funds to chesed and tzedakah. Rabbi Levi Cohen is a highly respected rosh kollel, rav and dayan who has much experience in the halachic ramifications of commercial law. Individuals who would like to discuss issues with him may contact him through the offices of The Boro Park View.

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When More Doesn’t Make It Merrier Many times people find themselves in a situation where they wish they had more money. They think, “I need more money,” “I should make more money,” or, “Money would fix this.” But more money isn’t always the answer. If someone is unable to manage what they have, more money often means only more of a mess. When it comes to managing money, we can divide people into two categories. The first type make money very easily — they’re money magnets — but it’s almost like there’s a hole in their pocket. They find it very hard to hold on to their money and put some into savings. Even after earning a lot, they might still find it hard to cover the month. We call this leaking money. It makes no difference if they earn very little and spend a little more than that, or if they earn a lot and spend a little more than that. We’ve seen people who make over $20,000 a month finish every month in a deficit. That’s an example of leaking money — there’s no money map, budget or financial foundation, only more money creating a bigger mess. Then there are people who don’t make money very easily — but they find it easier to save. Perhaps it’s because they work harder for their money, or maybe it’s because they have different priorities, but they don’t spend a lot; they budget carefully. Oftentimes, though, they can’t either cover the month, because they don’t know how to attract money. What causes us to fall into either category? All of us have habits and emotional blockages that may hinder our ability to receive and manage money. Here are some blockages and how to fix them.

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LIMITING BELIEFS The Problem Limiting beliefs about money can affect both our earning potential and our ability to keep what we earned. If someone has negative views about money, it will not come to them easily, nor will they be able to manage it effectively. These beliefs are cultivated as a person grows up. It can stem from hearing parents voicing these sentiments, what is taught in school, or even conclusions a child drew on their own from negative experiences along the way. Some limiting beliefs are: • The belief that money is wrong, bad or not ruchnius’dig (pas ba’melach sochel…) • The belief that money is scarce (money doesn’t grow on trees!) and that there is never enough • The belief that having money in this world will compromise one’s portion in the World to Come

The Fix Money is not inherently good or evil. It’s simply a tool. Some people use it for good; others fail to do so. Hopefully, you can be one of the people who are responsible around money. We believe that the money we make isn’t ours. Rather, it was entrusted to us by Hashem to manage. Therefore, it is our responsibility to manage it wisely and well, to give maaser, to provide for our family’s needs, and to share what we can. (The money rule should be: Use some, give some, save some and live some.) The thoughts we think, and our beliefs, manifest themselves in our lives. You don’t have to hold onto beliefs that no longer serve you. Remember that Hashem created an abundant universe and gives us “kol tzorki.” Hashem will always give you what you need if you believe He will. Here are some answers to the examples given above: • We know that riches are a blessing because the Torah tells us so. Hashem loves us and He wants us to have the best of everything. • Hashem is infinite and omnipotent, and He can do anything. He most definitely can give us, as well as everyone around us, more than we need to cover our needs. No, money doesn’t grow on trees, but that doesn’t mean there isn’t enough! • Everything in the world can be used for good. Your money can also be used as an investment to do even more good in the world to multiply your merits as opposed to depleting them!

If you’re operating from a limiting hashkafik perspective (that money is wrong), ask your rav or rosh yeshivah to help you find some of the places in the Torah where money is mentioned as a blessing, or in relation to a mitzvah or positive commandment. And count to see how many times it comes up! Adopt a pasuk like that as your new money mindset.

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AVO I DA N C E The Problem It’s easier to bumble along than to take control and do something about straightening out one’s finances. Avoidance is exactly what it sounds like. For some people, it might mean not checking their bank accounts, not creating or sticking to a budget, or not knowing exactly how much they make or how much they owe. It never ceases to amaze us that so many people have no idea what their credit card balances look like; their closest guess is sometimes off by tens of thousands of dollars. We’ve also seen a couple of clients who didn’t know what their total assets were — and when we asked for the breakdown, they realized they had almost double than what they thought, which is a huge difference when you’re talking about hundreds of thousands of dollars! Sometimes people avoid taking control of their finances with the excuse of “leaving room for Hashem to make miracles.” But we have to believe that Hashem is great and that if He wants to send us bounty, He can do so whether or not we check our bank account balance daily.

The Fix • Start by creating an inventory of what you have (assets) versus what you owe (debts). • Know your income, track your expenses and budget accordingly. (You can download a helpful spreadsheet with common expense categories from our website www.rushmore.financial.) • Check your bank balance at least once a week to keep track of available funds.

RESENTMENT The Problem Many people feel resentful about parting with their money when they pay their bills or buy something they need. They might be thinking, “I wish I wouldn’t have to do this.” Some people also feel resentful when their richer neighbors or friends throw a lavish simcha or party. They might think, “Let them plan a more modest event and give the rest to tzedakah…” (As if their friends would give it to them!) These feelings of entitlement and unwillingness to part with money paints the entire financial picture in a negative light. In addition, those having trouble parting with money many times also find it

harder to earn money because there’s an imbalance with the natural flow of money coming in and going out.

The Fix Practice this: When paying bills or buying something for yourself, try an attitude of gratitude. Say, “Thank you, Hashem, for giving me the means with which to pay for electricity and have the blessing of light!” Or, “Thank you, Hashem, for giving me the ability to pay for this new coat that will keep me warm throughout the winter!” Doing this helps replace resentment around parting from your money with gratitude for your ability to do so, and this attitude makes life much more pleasant.

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TIGHTFISTEDNESS The Problem People who are tightfisted are prone to hoarding money for a rainy day. They are almost too cautious around money, often scared to spend, and will never spend on anything they can do on their own, even if it’ll save them time and hassle. They find it hard to give tzedakah, because they operate out of a “lack” mentality and a “there’s never enough” belief system. Tightfisted people value security above convenience or pleasure. They penny-pinch so as not to run out of funds. They will seldom “spend money to make money,” because they believe it’s not worth the risk; to them it’s just easier to save what they have than to make more.

The Fix Having some savings and an emergency fund is great. But what’s money if you don’t enjoy it? Money is meant to be used, spent and to change hands. Start by telling yourself, “Hashem always gives me what I need. I always have what I need at exactly the right time.” If you find yourself nervous about parting with your money, thinking, “Maybe it’s not important enough... Maybe I’ll need the funds for something else,” realize that we live in an infinite reality; there is always more where that came from. Regarding giving tzedakah, the Torah gives us great advice: It’s better to give $1 to a hundred people than $100 to one person. That’s because the more we give, the more we train our souls to be generous — and the more we internalize the message that there’s always more where the money came from. Here’s a mantra that can help you if you’re tightfisted and generally anxious about not having enough: “I live in an infinite universe. Hashem gives me everything I need.”

G U I LT A N D S H A M E The Problem If you have guilt or shame around money, it may manifest itself in your feeling undeserving or unworthy. Or, you may feel guilty for being better off financially than friends and family. People who are this way aren’t necessarily tightfisted in all areas; they may have no issue with spending money on their family, friends and even strangers, but they find it hard to spend it on themselves. Do you find yourself picking up something you really wanted, and then putting it back on the shelf — and doing this often? The rationalization is either that you “don’t really need it” (don’t confuse this with overspending on things you really don’t need — here we’re referring to shopping with money that is budgeted in exclusively for you, but you have a problem using

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it as such) or that you’d rather save up for something bigger for yourself — like a sheitel or vacation — but somehow the money always ends up being used for other people before you get there. Feeling guilt and shame keeps you from receiving money (refer to “Not Receiving” section), and it also keeps you from using money for necessities for yourself.

geously flamboyant that will create waves. But using your money in a tznius’dig fashion (after giving and sharing) is what money is meant for. It will make you a happier, healthier person, and the bonus will be that you’ll get better at making money, too! Practice telling yourself, “I am worthy and deserving of using the money that Hashem has given me.”

The Fix

Note (and important disclaimer!):

When you focus on using some money for yourself, within your budget and within your means, you are affirming to yourself that you matter. You are worthy and deserving. Yes, of course you should help family and friends who are struggling. And no, if you live in a kollel community, you shouldn’t be driving or doing something outra-

Most people suffer from the opposite problem — overspending (see next topic). Even if you’ve been feeling deprived, spending more than you have at any given time is a bad idea. This section is not addressed to people who don’t have enough cash — it’s for those who don’t allow themselves to spend on themselves what they can afford.

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The Problem

You’ll know you’re out of control in this area if you find yourself making impulsive purchases or maxing out your credit cards often. Retail therapy has become a “thing.” Some of us shop for fun, others to calm our nerves. In extreme cases, some may have bags of unused purchases lying around in their closets, yet still shop for more.

Giving tzedakah is a huge part of our lives, and perhaps even a main purpose of our money. But you know it’s become an issue when your mortgage and tuition are late, yet you keep giving large donations and signing up for automatic payments to every organization that sends a mailing to you.

The Fix

The Fix Commit to buying only what you really need or want, as opposed to everything you see. Keep a “to buy” list as well as a “needs” list. Before you buy something, ask yourself, “In what way will this improve or add value to my life? Budgeting is super important here. Know how much money you have to spend on different categories, and don’t spend more than you make!

The Torah, in its wisdom, tells us to set aside maaser, and teaches us the concept of sharing 10% of our income — or, for those who are in a position to give more, 20% — with those who are needier than us. Before you donate more than that, make sure that all of your bills are covered, that you don’t owe anyone money, and that your own family is provided for.

NO BOUNDARIES The Problem If you have a problem setting boundaries in general, it’ll become an issue around money, too. Do you find yourself always being the one to pay when you go out with friends? Perhaps you offered once or twice, and then everyone came to expect it of you... Are you the one always driving your friends around, and then they all let you pay for the gas and tolls without chipping in?

The Fix Setting boundaries protects yourself as well as your wallet and makes gifting your friends fun again — because you do it when you want to, not because you feel pressured to. Clear guidelines for yourself as well as clear communication with your friends and family are key to fixing this issue. Decide what you want to give and when, and then communicate it clearly. For example: “I’m happy to drive everyone to the event if we split the gas and tolls.” Or, “I’ll pay for everyone’s drinks, but let’s each pick up our tab for the food.”

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NOT RECEIVING The Problem People who have trouble receiving money literally push money away — both metaphysically (money will not come to them as easily because they are mentally or emotionally not ready for it) and physically. Were you ever tipped or gifted (money or something else!), and instead of accepting graciously, said, “No need! Please, no, you don’t have to!” Do you find people having to literally push money into your pockets after you babysat or picked something up from the grocery for them… because you wouldn’t take it otherwise? Do you throw gifts or compliments back into people’s faces? If you own a business, do you undervalue your worth by charging less than market value, even when you’re a competent professional? Or do you find yourself offering discounts before your clients even ask? Do you find it hard to state your service fee without flinching? If you are doing any of these, you are blocking the flow of money coming to you, simply by not opening yourself up to receiving it.

This can be because of underlying issues with your own self-worth (I don’t deserve it! Who am I to charge? Who will pay little old me?), because of guilt or shame around money (based on limiting beliefs), or, as strange as it sounds, fear of success.

The Fix Work on acknowledging your own inherent worth. If you woke up this morning, that’s Hashem’s vote of confidence in you — it means He decided that you have something to give this world. Practice accepting gifts, compliments and money graciously. Simply say thank you or, “Wow, that’s an honor.” Let yourself feel the warmth of their gesture or of your own accomplishment flowing through you. Keep a wish list or a spending list and plan on what you’ll do if you get some unexpected money. Knowing what you want to do with that money will eventually remove the fear of success, which is most usually a fear of the unknown, fear of losing what you made, or a fear of change.

THE BOT TOM LINE These thinking patterns and habits keep many of us from managing our money properly and in a way that works well for us. Once we do the inner work to resolve them, making — and keeping — money should become easier. The trick is to always remember to create and stick to a budget. This is your financial foundation; it is the money map that tell your dollars where to go before you wonder where they went. Keep your mind open to resolving whatever mental and emotional blockages come up again. And daven, daven, daven — that really is the bottom line!

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‫בס״ד‬

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Efraim’s Story:

ou know the kind of people whom stories happen to? That’s not me. I’m your regular hardworking guy, the kind who just does his thing without making too much trouble or noise. It’s not that I don’t enjoy good times or interesting experiences — I do. But between the myriad responsibilities of daily life, there really isn’t much room for fanfare. It began innocently enough. A dear friend of mine, whom I’ll call Naftali, celebrated the engagement of his oldest daughter. Although I’m younger than Naftali and my oldest is only twelve

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years old, Naftali and I go back years, so his simcha was mine. Maybe it’s because I know Naftali well, or maybe it’s because I’m a more intuitive kind of guy, but from the start I realized something wasn’t right. Instead of an elated father-in-law-to-be, Naftali appeared more and more washed out as the engagement period proceeded. With time, I completely stopped asking him about the wedding preparations, since every time I did, a flash of pain or a grimace would cross over his face. Then, just as suddenly as the look would appear, it would be gone, and Naftali would be back to his usual jovial self. Finally, the night of the chasunah arrived. There was traffic on the way home from work, and by the time my wife finished getting the kids into bed, it had gotten rather late. We arrived at the wedding in the knick of time, just as the music for the chuppah began to play. I sat back and felt my eyes tear as I watched Naftali lead his young son-inlaw down the aisle. I davened that their mazel should be as beautiful as this special night, and in the back of my mind, I hoped that the worry I had seen on Naftali was nothing more than regular pre-wedding nerves. Soon the chuppah was over, and the chassan and kallah were serenaded off, surrounded by a joyous entourage of family and friends. I pushed my way through the crowds to reach Naftali, but much as I tried, I couldn’t. Determined, I made my way over to where the family would typically be taking pictures at this time, but the room was empty. Confused, I headed to the dinner hall; perhaps Naftali was there. But still, no Naftali. I felt my concern grow. I sat down at the nearest table, and waited. The dinner hall was slowly filling with guests, all of them ambling around, waiting to begin the meal. But the tables were bare of food, without a waiter in sight. I waited five minutes. And then another. And then it hit me. Like a man possessed, I raced to the kitchen and demanded to see the caterer. One look at his face explained it all.

“No payment, no food,” he boomed, hands up in the air. I tried reasoning with him, but it was to no avail. The more I pleaded, the more agitated he got. “I’ve seen this before!” he shouted. “It’s the same story every night. They say they’ll pay at the event. Well, I’m no fool. Until the check is in my hand, not one crumb leaves this kitchen.” With that, he slapped his hands onto the metal counter and looked up stonily, daring me to disagree. My head was pounding as a million thoughts raced through my mind. I looked at the serving trays, loaded with food, with nowhere to go. I thought of the guests, the mechutanim, and the creases on Naftali’s face that seemed to deepen every time we met. Whatever trouble he was in, Naftali didn’t deserve this humiliation. I knew what I had to do, and so I did. Hands trembling, I reached into my pocket, but in my heart, I was calm. The total came out to $10,000. Credit card in hand, the caterer gave his orders and the food went out. From that point on, things moved quickly. Moments later, the meal began, the guests none the wiser. Naftali resurfaced just before the musicians were to begin the first dance. I approached him, not meeting his eyes so he should not even suspect what had happened, and he enveloped me in a warm hug as I wished him mazel tov. Arm in arm with my friend, my feet took off as our little circle began to spin. The spirited dancing increased in pace, while inside, I felt a growing nausea that I knew had little to do with any physical movement; $10,000 was no laughing matter. Determined, I pushed the thoughts of my bank account — and my frequent overdraft, and my son’s upcoming bar mitzvah — far from my mind. I felt numb, but my head was clear. I had done what was needed, and my money had landed only where it had been destined to be. Where the funds would come from, only Hashem knew. For now, it was time to focus on the dance.

Whatever trouble he was in, Naftali didn’t deserve this humiliation.

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Meir’s Story:

have nothing against chazzanus, but three hours into davening with Musaf nowhere on the foreseeable agenda was enough to drive a guy like me over the edge. I was sitting near the front of the shul with Yaakov, my old friend from my yeshivah days. We had both made it to LA for Shabbos in honor of a friend of ours who was celebrating his son’s bar mitzvah. And what a bar mitzvah it was! We had been wined and dined fully in style since our arrival in LA on Thursday night, and there we were Shabbos morning, with no sign of the luxury letting up. Davening had been one long procession of assorted singers, family members of the bar mitzvah boy, and, of course, the boy himself. At that point, I was plainly famished. I must have kvetched just a bit too loudly, since Yaakov took one hard look at me and laughed. “You think this is bad? They haven’t even started the speeches yet! We have at least a few hours before Musaf!” I snorted. “Come on, not hours!” I protested. “Well, no,” said Yaakov, “but trust me, my friend, you’ve got a long way to go.” Exaggeration aside, I knew Yaakov had a point. I had seen enough to realize that the seudah was a fairly far-off dream. “You know what, Yaakov,” I said, leaning over so he could clearly hear, “I’d pay the chazzan ten thousand dollars if he’d start Musaf right now.” “Right now?” said Yaakov with a wink. I opened my mouth to respond, but instead I was cut off... “Yisgadal, v’yiskadash!” the baal tefillah intoned. My jaw dropped as the sounds of Musaf began to waft through the room, and then ground to a halt as the baal tefillah was shushed and a speaker approached the podium. It was only later, at the grandiose post-davening kiddush, that we were able to put the pieces together. Mr. Markowitz, a member of the shul,

had a visiting brother-in-law who for some reason wasn’t aware of the bar mitzvah proceedings. The rav had asked him to take to the amud for Musaf, and oblivious to the scheduled events, he began to daven just as the speeches were set to begin. He was stopped in time, however, and Musaf took place as late as predicted. After Shabbos, Yaakov and I met up again at the grand melaveh malkah affair. “Hey, so did you give the guy the cash?” Yaakov asked, slapping me on the back. We both broke out laughing, and then Yaakov sombered. “You really might owe him the money,” he said. “You promised, and I heard it, and he started davening just when you said he should. Better go track him down before he leaves LA,” Yaakov said. I made a face. Could it really be? I had clearly offered the money in jest. And yet… A few hours later, I was at the Markowitz’s door. I asked for Mr. Markowitz’s brother in-law — the baal tefillah — and he appeared, somewhat bewildered. “Well, I don’t know how to say this,” I stammered, suddenly shy, “but this is yours.” I held out the check and placed it in his hand. The baal tefillah looked at me strangely, then peered at the check and gasped. “How did you know?” he whispered, clearly shaken. It took him some time to calm down, but when he did, he shared with me his story. “You see, my name is Efraim...”

“I’d pay the chazzan ten thousand dollars if he’d start Musaf right now.”

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Story credit: Gilyonos Shabbos Kodesh.

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Week 1

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Life at a Glance MENACHEM, age 24: works in sales LEAH, age 23: runs her own business sewing custom gowns and dresses ARON, age 3.5 MIRIAM, 18 months Both kids are in daycare. In the past year, Leah has had to cut down on work because Miriam has been sick a lot. Menachem’s job isn’t bringing in enough to cover, and their debts are catching up with them. Real numbers and real facts. Identifying details have been changed to protect privacy.

Leah: It is a cold and rainy day in October when it all finally caves in. Our financial life is a house of cards built on no foundation, and whatever’s left of the flimsy, haphazardly built structure is now tumbling down all around us into the dirty puddles. Rent is late — by a full month. All these months we had bumbled along somehow, charging our own credit cards to get cash to pay the landlord, and just trying to get by. But last month we were two weeks behind, and now we are four. Menachem comes in looking small. He had run into our landlord outside. “He said he needs his money now. They can’t wait another day. They hinted that maybe we should move.” Menachem looks shaken. He tries to hide his hurt with anger, but it’s a thin and flimsy mask for his fear. He wonders out loud why they can’t be more understanding, but deep down we both know that they’re right. We all know we have no plan. The kids are cranky; maybe they’re picking up on the tension. Or they just might be hungry. The fridge is empty, and I’m making eggs for supper again. I hate going to the grocery because I never have enough money, and I always have to put stuff back, blushing because I’m holding up a line of impatient people. I stand there, wracking my brains to see what I can do without — bread or cheese? — and stare at the screen until the number goes down to what I have. I can’t do this anymore. Menachem does the grocery shopping now. He’s at the stage where he takes ten

Coaches’ Take Chaim: Unfortunately, this is not just your story, Menachem and Leah. You are not alone in this. A staggering number of people struggle to make ends meet and can’t cover their daily expenses.

Eli: Credit cards might give you momentary reprieve when you’re checking out of the grocery and you’re broke. But it’ll only come back to bite you as you’ll be paying for your past instead of your future — and with added interest to boot!

credit cards with him and asks the cashier to try this one first, see if it works. I try not to go along, but if I ever

do, I avoid the registers when he’s checking out. It’s just

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too embarrassing. We’re maxed out, and Menachem wants to take a cash advance on my credit card, since they won’t let him do it on his anymore. I disagree

because the interest on the cash advance is through the roof, and we can only take

one out on my card. Besides, it’ll only help push us through one week, in any case, leaving us in an even deeper hole. And what’ll happen next week? I say, whatever we’ll end up doing, let’s figure it out now. It’s time to bite the bullet and try to make some sense out of all this. Menachem is mad and I feel sick. I’m not sure I’m doing the right thing. Do I even have the right to speak up? Now, not only is there no money, but our relationship is starting to suffer, too.

Eli: Setting boundaries is important in every relationship. If you’re not comfortable with something — emotionally, physically, spiritually — it is up to you to protect yourself and say, “I can’t do that.” For many people, this is very hard to do in general, especially if it will inconvenience others. It can be scary, but nobody else can do it for you, so you’ve got to step up to the plate or you’ll get stepped on. Here, Menachem has maxed out all the cards in his name and wants to take a cash advance on Leah’s. Leah understands this will not be a long-term fix, and she is uncomfortable allowing the situation to spiral even more out of control. Good for her for setting a boundary and insisting that things need to change.

Chaim: Rough finances cause headache and heartache and are the numberone cause of shalom bayis issues.

Menachem: Debt is so tight and so very heavy. The ol haparnassah seems to weigh a little more each day. The load isn’t physical, yet it seems like it is. I can feel it knotting up my back. My shoulders are sagging, and they feel permanently hunched under the crushing weight.

Breathing has become a struggle through the tightness in my chest. Money seems to fly out before it even comes in. My wife doesn’t know this, but we’re 90 days late on our car payment of $199. Of $199! It’s not as if we leased an Audi or anything. We took the cheapest car on the market! And even that I can’t swing. Every day I go to my office and do what I feel is pretend work. I’m unmotivated. Unclear. Unconfident. I work the phones and dial a hundred prospects, hoping someone will buy. I hope nobody notices the fear and shakiness that sits in a lump in my throat, like I’m choking on a golf ball. I work as a salesman on commission only. It’s hard for me to throw myself into my job when I’m so weighed down by debt, but that only causes the paychecks to keep shrinking. It’s a vicious cycle. Every day I come back home, exhausted after a long day of worrying. I hate to see my wife so pinched and tired. All I want to do is provide for my family. I want to support them like they deserve. Is that too much to want?! I can’t face myself in the mirror; I feel like a failure. Am I going to spend my whole life chasing money like a cat chasing its tail? Is that the way it’s supposed to be? Somehow, I didn’t think being a husband and father would be this way. To be continued...

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Chaim: Menachem, your story describes the sheer hopelessness and despair everyone feels in the absence of a working financial plan. It is very true and real. Debt is a crushing weight.

Eli: It feels horrible to go to work to pay for food you already ate up and items you already used, and maybe even already disposed of. People feel motivated to work when their money pays for their future hopes and dreams, not their past.

Meet the Coaches Chaim Tauber and Eli Shimon are the founding partners of Rushmore Solutions.

Chaim Tauber

Eli Shimon

Having grown up in a home where there was no financial structure and never enough money, Chaim promised himself that his financial life would be different. And it was! He learned that he has a natural knack for balancing the books and building a sound financial foundation to support his family. Family and friends picked up on this and asked for his help in organizing their financial lives, and when he found himself working with friends of friends, he took his formal training to become a certified financial coach.

Eli learned financial responsibility the hard way, after he found himself owing over $30,000 in credit card debt. He turned to books and coaching on financial advice, made a plan, stuck to it, and paid it all off in 16 months. Having personally experienced the pain, terror and despair of crushing debt, Eli is super passionate about educating the community. He certified as a financial coach and is committed to helping his clients get to a place of financial and personal freedom.

DEBT IS CRUSHING, AND GOING THROUGH IT CAN BE A LONELY JOURNEY. IF YOU NEED HELP, WE’ VE GOT YOUR BACK. YOU CAN REACH US AT 845.204.8647. Rushmore Solutions of fers f inancial education and guidance to people in all f inancial brackets. We’ll teach you how to map out your f inancial goals, get out of debt, create a budget, manage money ef fec tively, and plan ahead for simchos and retirement. Connec t with us at w w w.rushmore.f inancial.

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ELEVATING THE TORAH Experience the Dirshu World Siyum, participate in the celebrations and be inspired by the addresses from our Gedolei Yisrael.

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‫ תש”פ‬,‫י”ד שבט‬

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D E TA I L S FORTHCOMING: Participation of Gedolei Yisrael • Program/Security Details • Busing/Travel Information

ADDITIONAL SIYUMIM ARE BEING HELD WORLDWIDE: Eretz Yisrael—Binyanei Haumah, Yad Eliyahu Stadium; England—Event City, Heythrop Park Hotel; France—Dome de Paris; South Africa—The Deck, Radisson Blu le Vendome; Belarus—Pinsk, Minsk, Radin

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Did You Know? In 2013, there were over 1.63 billion credit cards in circulation throughout the world, which, laid end to end, would circle the globe three and a half times! The average American household receives six credit card offers every month. Lowering your credit card interest rate can usually be as simple as picking up a phone. Telling your provider that you may go elsewhere unless they cut a deal often does the trick. The Black Centurion card by Amex has a $2,500 annual fee and minimum spending requirement of $250,000 per year. No, that’s not cardholder’s required income; it’s the spending total.

1946: John Biggins, a Brooklyn banker, launches the first Charg-It Card. Purchases made using a Charg-It card are forwarded to Biggin’s bank, the Flatbush National Bank of Brooklyn, by the store owner; the bank, serving as the middleman, reimburses the store and later collects payment from the customers. This “closed-loop” system remains the model of credit card processing today.

1950: The Diners Club Card, inspired by a customer named Frank McNamara when he forgot his wallet at a business dinner, is issued.

The American Express card is born.

McNamara comes up with the idea of issuing “credit” cards to customers at the eatery, to be used as a record of payment, sort of like gift cards used today. The cards allow customers at the restaurant to make purchases without cash. Balances are paid to the owner by McNamara, the card issuer, at a later time. McNamara, in turn, collects payment from the cardholder.

AmEx was founded in 1850 as a competitor to the USPS, introducing money orders in 1882 and traveler’s checks in 1891. They did consider presenting a travel charge card in 1946, but the Diners Club beat them to it.

Considered the first credit card with widespread use, the Diners Club Card is mainly used for travel and entertainment. Although the card bill has to be paid in full at the end of the month, purchases are made on credit. By 1951, Diners Club has 20,000 cardholders!

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1958:

By: Libby Kasten

Credit Card Machines Imprinter Manufactured shortly after AmEx introduced the plastic credit card, this machine enabled an imprint of the card to be produced on carbon paper slips to be used by the bank, merchant and customer as proof of the transaction. Today, there are some stores who still utilize imprinters to save card details in the event of power or connection outages.

Electronic Terminal The magnetic stripe, which contains information such as the cardholder’s name and authorization codes, was added to payment cards in 1970. In 1973, the first electronic terminal system was created to read these stripes in order to process

secure transactions, control customer balances, and approve or decline transactions at the point of payment. At the conclusion of every transaction, a signed receipt remained a requirement.

Wireless Terminal As early as 1997, portable machines, with the ability to accept payments on the go, were soon available for use wherever there was a compatible connection, as opposed to the stationary machines that function only while connected to a phone or Internet line.

Chip Cards Chip cards, also called EMV and Smart Cards, were invented by French Roland Moreno. With

the chip’s significantly greater security and the ability to store a lot more information than the magnetic stripe system, it became a required feature in the U.S. in 2015.

Contactless Payment NFC (near field communication) allows for information within a radius of 10 centimeters to be transmitted to a device. Using this technology, credit card data can now be sent to the payment terminal by simply tapping the machine with the credit card. Visa and MasterCard require all credit card terminals to accept contactless payments from early 2020, and all new models already support NFC functionality, so go ahead and tap to pay!

1959:

1966:

1967:

AmEx produces the first plastic card, replacing the cardboard and celluloid used until this point. They expand to issue cards across other countries, and by 1964, American Express cards are being used by 85,000 merchants in the U.S. and beyond.

Bank of America issues the nation’s first licenced general-purpose credit card. A decade later, in 1976, their card brand is renamed Visa, in light of its growing international existence. Bank of America was originally founded in California, and that is what inspired the Visa logo, which represents the blue of the sky and the gold of the hills in California.

At the same time, a group of California banks form the ITC (Interbank Card Association) and issue MasterCard, the second major bank card in America.

At this point, major banks launch their own consumer cards. This time they are true credit cards; bills do not have to be settled every month. Like credit cards today, nominal fees are incurred for cardholders with a monthly balance carried forward.

Visa and MasterCard are direct competitors, both of which are run by organizations whose board members mainly consist of high-level executives from their member (issuing) banks.

1985: Discover Cards are introduced by Sears. It later merges with Morgan Stanley.

January 8, 2020 / THE BORO PARK VIEW / 99 www.thebpview.com / 718.408.8770

‫האט זיך ר' יוסף שוואכערהייט פרובירט ארויסצודרייען‪ .‬איר‬ ‫ווידערשטאנד האט אבער נישט לאנג אנגעהאלטן‪ ,‬און ביז‬ ‫געציילטע מינוטן האט זי איבערדערציילט פאר בריינדל די‬ ‫נעכטיגע מעשה‪.‬‬ ‫פון דארט איז עס שוין געגאנגען צום שכן ר' זונדל‪ ,‬פון ר' זונדל‬ ‫צו זיין געשוויסטער‪-‬קינד יענקל‪ ,‬פון יענקל צו דעם דירעקטאר אין‬ ‫ביקור‪-‬חולים‪ ,‬ר' שלמה בער‪ ,‬פון דארט צו זיין געהילף ר' שמעון‪ ,‬פון‬ ‫ר' שמעון צו ר' מרדכי'ס תלמיד'ס טאטע ר' חיים לייב‪ ,‬און ווייטער‬ ‫און ווייטער‪ ...‬ווער האט נישט געקענט ר' מרדכי‪ ,‬דער געלונגענער‬ ‫מגיד שיעור‪ ,‬און גיטל‪ ,‬וואס איז אקטיוו אין ביקור חולים? ווער‬ ‫האט נישט געוואוסט אז די שפירא'ס זענען א מוסטער פון א‬ ‫פאמיליע?‬ ‫אלע האבן זיי אמת'דיג באנעבעכ'ט‪ ,‬מיטשפירנדיג די צער פון‬ ‫די עלטערן‪ .‬באזארגטע בליקן האבן באגלייט גיטל'ען אין גראסערי‪,‬‬ ‫און דער מנהל האט זיך פלוצלינג געמוזט ספראווען מיט עלטערן‬ ‫וואס האבן געוואלט ארויסנעמען זייערע קינדער פון ר' מרדכי'ס‬ ‫קלאס‪.‬‬ ‫"ער איז דאך א 'טאפ' מגיד שיעור‪ ",‬האט דער מנהל נישט‬ ‫געקענט פארשטיין‪ ,‬און אויסגעדרוקט זיין פארוואונדערונג‬ ‫פאר איין טאטע וואס האט אים אנגערופן‪" .‬פארוואס ווילט איר‬ ‫ארויסנעמען משה'ן פון ר' מרדכי'ס כתה?"‬ ‫"איך שפיר אז ער איז פשוט נישט געמאכט פאר אים‪ ",‬האט זיך‬ ‫דער טאטע פרובירט צו פארענטפערן‪.‬‬ ‫"זאגט מיר דעם אמת‪ ",‬האט דער מנהל געבעטן‪ ,‬וועלנדיג לעזן‬ ‫די מיסטעריע‪" .‬וואס איז פלוצלינג דער אומצופרידנהייט צווישן‬ ‫אפאר עלטערן?"‬ ‫"ס'איז זיין זון נחמן‪ .‬אויב ער קען נישט מחנך זיין זיינע אייגענע‪,‬‬ ‫פארוואס זאל איך אים געטרויען מיינע?"‬ ‫דער מנהל איז געבליבן שאקירט‪ .‬נחמן איז דאך אזא תכשיט‪,‬‬ ‫אזא 'טאפ' בחור! וואס גייט דא פאר?‬ ‫אבער דאס וואס דער מנהל האט נישט געוואוסט‪ ,‬האט שוין‬ ‫א האלבער שטעטל געוואוסט‪ .‬בלויז די שפיראס זענען געבליבן‬ ‫אומבאוואוסט צו די אלע לשון הרע'ס וואס דרייען זיך ארום זיי‪.‬‬

‫געעלטערט אין פריידן‬ ‫ווען די שדכנים האבן אויפגעהערט קלינגען‪ ,‬האבן שוין ר'‬ ‫מרדכי און גיטל אנגעפאנגען צו שפירן אז עפעס איז נישט בסדר‪.‬‬ ‫די שידוכים וואס מען האט יא אנגעטראגן זענען אלע שטעקן‬ ‫געבליבן‪ .‬נחמן האט זיך בכלל נישט צוטון געמאכט‪ ,‬נאר ווייטער‬ ‫געהארעוועט אין לערנען‪ .‬דער מצב איז אבער געווארן ממש‬ ‫אויפפאלנד‪.‬‬ ‫עטליכע שדכנים וואס זענען באקאנט געווען מיט נחמן'ס‬ ‫"שווערע אויפפירונג פראבלעמען" האבן זיך דערבארעמט און‬ ‫פרובירט אנטראגן דאס און יענץ‪ .‬ר' מרדכי איז ממש צובראכן‬ ‫געווארן הערנדיג וואס מען טראגט אים אן‪ .‬מ'רעדט דאך דא פון א‬ ‫געראטענעם בחור‪ ,‬איבער וועמען מ'וואלט זיך געדארפט שלאגן!‬ ‫וואס גייט דא פאר?‬ ‫דינה לאה‪ ,‬די געטרייע אויבערשטע שכנה‪ ,‬האט כסדר מחזק‬ ‫געווען גיטל'ען אז "דער באשעפער וועט העלפן‪ ,‬דו וועסט נאך זען‬ ‫אסאך נחת‪ ".‬גיטל האט פרובירט אנצושטעלן א שמייכל‪ ,‬אבער‬

‫עס איז איר נישט גרינג אנגעקומען‪ .‬איר הארץ האט שרעקליך‬ ‫געקלעמט אויף נחמן'ס צושטאנד‪.‬‬ ‫צוויי יאר זענען פארבייגעלאפן – צוויי פיינפולע יאר‪ ,‬פול מיט‬ ‫אנטוישונגען און אויסגערינענע האפענונגען‪ .‬דאס גופא האט נאך‬ ‫מער געשאדט פאר'ן נאמען פון די שפיראס‪ .‬וואס הייסט? ביי זיי‬ ‫איז נעבעך דא א "פלעט טייער"‪ ,‬אן ערנסטע רויטע ליכט‪.‬‬

‫קוגל צום קידוש‬ ‫ביי די שפירא'ס איז געבוירן געווארן א קינד אינמיטן זוממער‪,‬‬ ‫ווען די גרעסערע מיידלעך זענען געווען אין קעמפ‪ .‬גיטל האט‬ ‫געוואלט צוטיילן די קינדער‪ ,‬אבער טאקע דערפאר וואס רוב פון‬ ‫אירע געשוויסטער זענען געווען אין קאנטרי איז עס נישט גוט‬ ‫אויסגעקומען‪ .‬ענדליך איז באשלאסן געווארן אז די עלטסטע‬ ‫טאכטער ברכי וועט אהיימקומען פון קעמפ נאך שבת‪.‬‬ ‫דאנערשטאג מיטאג איז נחמן אהיימגעקומען פון ישיבה ביי‬ ‫פויזע‪ .‬ער האט געוואוסט אז זיין מאמע קומט מארגן אהיים פון‬ ‫שפיטאל‪ ,‬און בשעת זיינע שוועסטערס זענען אין קעמפ האט מען‬ ‫געקענט ניצן יעדע איבריגע פאר הענט‪.‬‬ ‫נחמן האט זיך ארויפגעשארצט די ארבל‪ ,‬אריבערגעווארפן‬ ‫דעם טלית קטן אויף ארונטער‪ ,‬און זיך אנגעטון א פארטוך‪ .‬ער‬ ‫האט אריינגעלייגט א דרשה‪-‬טעיפ אין א קליינע טעיפ רעקארדער‬ ‫און אנגעטון די העד‪-‬פאונס‪ ,‬צו קענען הערן עפעס תוכן'דיג בשעת‬ ‫ער ארבעט‪ .‬דאן האט ער גענומען שיילן קארטאפל פאר א קוגל‪.‬‬ ‫ווען נחמן האט זיך געכאפט אז ער האט נישט קיין אנונג‬ ‫וויפיל זאלץ מ'דארף אריינלייגן‪ ,‬האט ער אנגערופן זיין מאמע אין‬ ‫שפיטאל‪ ,‬און נאכ'ן זיך אינטערעסירן וואס זי און די בעיבי מאכן‪,‬‬ ‫איז ער גלייך צוגעטרעטן צום ענין‪.‬‬ ‫"איך גלייב נישט נחמן‪ ",‬האט זיין מאמע אויסגערופן‪" .‬דו‬ ‫מאכסט די קוגל? בריינדל פיש האט דאך פארשפראכן באלד‬ ‫אריבערצוברענגען א קוגל פאר'ן קידוש‪ .‬כ'האב נארוואס‬ ‫אראפגעלייגט מיט איר דעם טעלעפאן‪ ,‬נאכ'ן איר געבן דעם נומער‬ ‫פונ'ם שבת שלאס‪ .‬ביזט זיך סתם מטריח!"‬ ‫"אוי‪ ,‬א שאד‪ .‬נו‪ ,‬וועט זיין צוויי קוגלען! טאמער וועט מען פיש'ס‬ ‫נישט קענען אין מויל ארייננעמען‪ ,‬וועט מען זיך פעסמאקעווען‬ ‫מיט מיינע‪ ",‬האט ער זיך געוויצלט‪ ,‬וויסנדיג אז זיין מאמע איז בכלל‬ ‫נישט איבערצייגט אז מ'וועט זיינע קענען אין מויל ארייננעמען‪...‬‬ ‫גיטל האט זיך צולאכט‪" .‬נו שוין‪ ,‬וויפיל קארטאפל האסטו‬ ‫אפגעשיילט?"‬ ‫"דרייסיג‪".‬‬ ‫"דרייסיג? דרייסיג?" האט זיך גיטל נישט געקענט איינהאלטן‬ ‫פון לאכן‪" .‬זאלסטו זיין געבענטשט! ס'וועט זיין גענוג ביז ראש‬ ‫השנה‪ .‬ווי לאנג האט דיר עס גענומען?"‬ ‫"כ'האב געשיילט ביז כ'האב געדארפט איבערדרייען די טעיפ‪.‬‬ ‫אוי‪ ,‬כ'הער אז איינער איז ביים טיר‪".‬‬ ‫נחמן האט געלאזט דעם טעלעפאן ווארטן‪ ,‬און איז געגאנגען‬ ‫צום טיר‪ .‬די שכנה בריינדל איז געשטאנען אינעווייניג מיט א טאץ‬ ‫קוגל‪ ,‬אויסזעענדיג רויט און ווייס‪.‬‬ ‫'אוי‪ ,‬זי האט נישט ערווארט מיר דא צו טרעפן‪ ',‬האט זיך נחמן‬ ‫געכאפט‪ .‬ער האט זיך שטארק באדאנקט פאר'ן קוגל‪ ,‬און איר‬ ‫געוויזן וואו עס אראפצולייגן‪.‬‬

‫‪100 / THE BORO PARK VIEW / January 8, 2020‬‬ ‫‪www.thebpview.com / 718.408.8770‬‬

‫שארפע‬ ‫פיילן‬ ‫מרדכי ס‪.‬‬ ‫אין קורצן פון פריער‪:‬‬ ‫דינה לאה הערט זיך אונטער א געשפרעך‬ ‫פון איר שכנ'ס טיר‪ ,‬הערנדיג ווי אזוי דער שכנ'ס‬ ‫בחור נחמן‪ ,‬רעדט מיט א שארפקייט‪ .‬לויט ווי‬ ‫אזוי זי האט געהערט דעם געשפרעך‪ ,‬איז איר‬ ‫אויסגעקומען אז נחמן חוצפה'עט זיך אויף‬ ‫א געפערליכן פארנעם קעגן זיינע עלטערן‪,‬‬ ‫וועלכע דארפן זיך נעבעך ספראווען מיט זייער‬ ‫חוצפה'דיגער בחור‪ ,‬בשעת אויף דער גאס‬ ‫מאכט ער א רושם אלס פיינער ערליכער ירא‪-‬‬ ‫שמים‪.‬‬ ‫דינה לאה קומט אהיים אויס מענטש‪ ,‬און‬ ‫דערציילט פאר איר מאן וואס זי האט נאר וואס‬ ‫געהערט‪.‬‬

‫פון מעכל צו רעכל‬

‫פערזענליכע‬ ‫געשיכטעס און‬ ‫מיטמאכענישן‬ ‫פון ליינער‬ ‫‪THE BORO PARK VIEW / 101‬‬

‫אויפצומארגנס האט דינה לאה דערציילט‬ ‫די נעכטיגע מעשה פאר איר שכינה‪ ,‬וואס האט‬ ‫עס דערציילט פאר איר מאן ר' יוסף‪ .‬ווען ר'‬ ‫משה ברוך האט דערציילט פאר ר' יוסף‪ ,‬אז ר'‬ ‫מרדכי וועט זיין איר זוהן'ס מגיד שיעור דעם‬ ‫קומענדיגן זמן‪ ,‬האט זיך ר' יוסף נישט געקענט‬ ‫צוריקהאלטן פון געבן א קרעכץ‪" ,‬נעבעך‪"...‬‬ ‫"וואס נעבעך?" איז ר' משה ברוך‬ ‫אויפגעשפרינגען‪" .‬וואס גייט פאר?"‬ ‫"איך וויל נישט רעדן‪ ...‬ס'איז לשון הרע‪"...‬‬

‫בריינדל איז ארויס פון הויז שוין אינגאנצן איבערצייגט אין‬ ‫די שפירא'ס בראך‪ .‬נעבעך‪ ,‬צו קאכן פארשטייט ער נאך אפשר‪.‬‬ ‫זיין אויסזען‪ ,‬מיט'ן פארטוך און די ארויפגעשארצטע ארבל‪ ,‬און‬ ‫בפרט מיט די העדפאונס וואס זענען געהאנגען פון האלז‪ ,‬האבן‬ ‫אים געמאכט אויסזען ווי א‪ ...‬נאכדערצו זיינע גרויסהאלטערישע‬ ‫ווערטער‪" :‬טאמער וועט מען פיש'ס נישט קענען אין מויל‬ ‫ארייננעמען וועט מען זיך פעסמאקעווען מיט מיינע‪ "...‬וואס זי‬ ‫האט נאך באוויזן צו הערן בשעת'ן אריינטרעטן אין שטוב מיט'ן‬ ‫קוגל‪ .‬אוי‪ ,‬רבונו של עולם! ס'פאסירט אין די שענסטע שטובער!‬ ‫אפגעהיטן זאל מען ווערן!‬ ‫ווען זי קרעכצט אפ שטילערהייט‪ ,‬וואלט נישט געווען‬ ‫געפערליך‪ .‬אבער זי האט עס איבערדערציילט פאר דינה לאה‬ ‫און פאר חי' שרי‪ ,‬און ביים קידוש האט נחמן באקומען אפאר‬ ‫קאמפלימענטן פון די שכנים אויף זיין פיינע קוגל‪ ...‬נחמן איז‬ ‫געווארן רויט און גרין‪ ,‬נישט וויסנדיג וויאזוי צו רעאגירן‪ .‬די‬ ‫איבריגע געסט ביים קידוש האבן נאכגעקוקט דעם פארעלטערטן‬ ‫בחור מיט רחמנות'דיג בליקן‪ ,‬שישקענדיג איינער צום צווייטן וועגן‬ ‫דעם "שרעקליכן מצב" ביי שפירא‪.‬‬

‫דער סוד ווערט אנטפלעקט‬ ‫עטליכע וואכן שפעטער‪ ,‬ווען מ'האט אויפגענומען לערערינס‬ ‫אין ברכי'ס שולע‪ ,‬איז ברכי נישט אנגענומען געווארן אלס לערערין‪,‬‬ ‫טראץ אירע געוואלדיגע כשרונות‪ ,‬גאלדענע מידות און גוטע קאפ‪.‬‬ ‫מ'מוז דאך נעמען די שטוב אין באטראכט‪...‬‬ ‫דערווייל האט זיך דער מנהל געמוזט ספראווען מיט'ן נייעם‬ ‫זמן‪ ,‬און מיט אסאך עלטערן וואס האבן נישט געוואלט אז זייערע‬ ‫קינדער זאלן לערנען ביי ר' מרדכי שפירא‪ .‬דער דרוק איז געווען‬ ‫צופיל‪ ,‬און מיט א שווער הארץ האט דער מנהל אפגעזאגט ר'‬ ‫מרדכי'ן‪.‬‬ ‫ווי א דונער אינמיטן העלן טאג האט דאס באטראפן די‬ ‫שפירא'ס‪ .‬דאס איז געווען א ריכטיגע שבר על שבר‪ ,‬און זיי האבן‬ ‫באמת נישט געוויסט פארוואס עס קומט זיי אזעלכע פעטש‪ .‬דא‬ ‫פון די שדכנים‪ ,‬און דא פונ'ם מנהלת‪ ,‬און יעצט פונ'ם מנהל?‬ ‫צובראכן און פארצווייפלט האט זיך ר' מרדכי געדרייט אין בית‬ ‫מדרש‪ ,‬נישט וויסנדיג וויאזוי ער וועט מפרנס זיין זיין משפחה‪ .‬דאן‬ ‫האט ער באשלאסן צו קאנפראנטירן דעם מנהל‪.‬‬ ‫דער מנהל איז געווען אמת'דיג אומבאקוועם‪ ,‬און זיך פרובירט‬ ‫ארויסצודרייען פון ר' מרדכי'ס צודרינגליכע פראגן‪.‬‬ ‫"איר מוזט מיר זאגן!" האט זיך ר' מרדכי געבעטן מיט טרערן אין‬ ‫די אויגן‪" .‬וואס איז די סיבה פארוואס מ'דערווייטערט זיך פון אונז?‬ ‫ווער האט אונז בארעדט?"‬ ‫זעענדיג אז ר' מרדכי ווייסט אמת'דיג נישט‪ ,‬האט דער מנהל‬ ‫דערציילט וואס די עלטערן ווייסן אויף נחמן‪ .‬ר' מרדכי האט זיך‬ ‫צוגעהערט צושוידערט‪.‬‬ ‫"ס'איז שקר! ס'איז כולו שקר!" האט ר' מרדכי פארווייטאגט‬ ‫אויסגעשריגן‪" .‬נחמן א מחוצף? וועלכער בייזוויליגער מענטש‬ ‫האט דאס אויסגעטראכט?"‬ ‫יעצט איז שוין אלעס אריינגעפאלן אין פלאץ‪ ,‬די אפגעזאגטע‬ ‫שידוכים‪ ,‬די דערווייטערונג פון מענטשן‪ ...‬אפילו די באמערקונגען‬ ‫וועגן נחמן'ס קוגל ביים קידוש האט שוין געשטימט‪ .‬אבער אוי‬

‫געוואלד! וואס טוט מען דא?‬ ‫דער מנהל האט געקוקט אויף ר' מרדכי'ן מיט אמת'ע מיטלייד‪.‬‬ ‫"זיי מיר מוחל‪ ,‬מרדכי‪ ",‬האט ער געבעטן‪" .‬איך האב עס נישט‬ ‫געגלייבט‪ .‬איך קען דאך דיין זון בעסער ווי יעדן‪ .‬אבער וואס זאל‬ ‫איך טון? איך מוז דאך נאכקומען די פארלאנגען פון די עלטערן‪"...‬‬ ‫"אויף אייך האב איך נישט קיין שווער הארץ‪ .‬איך פארשטיי‬ ‫פארוואס איר האט אזוי געהאנדלט‪ .‬אבער וויאזוי נעם איך אראפ‬ ‫דעם פלעק פון אונזער משפחה? פון וואו דערגיי איך דעם שורש‬ ‫פון די קלאנגען?"‬ ‫א פיינליכע שטילקייט איז געהאנגען איבער'ן צימער‪ .‬ענדליך‬ ‫האט זיך ר' מרדכי געזעגנט און איז ארויס פון אפיס און פון ישיבה‪.‬‬ ‫ער האט זיך אהיימגעשלעפט מיט שווערע טריט‪ ,‬און דערציילט‬ ‫פאר זיין פרוי גיטל וועגן די קלאנגען וואס דרייען זיך ארום זיי‪.‬‬ ‫נאך עטליכע טעג פון הארצווייטאג‪ ,‬האבן ר' מרדכי און גיטל‬ ‫באשלאסן זיך אוועקצוציען פון שטאט – און פון לאנד‪ .‬זיי האבן‬ ‫פארקויפט דאס הויז‪ ,‬איבערגעלאזט די משפחה און באקאנטע‪ ,‬און‬ ‫אויפגעמישט א ניי בלעטל אין אן אנדערע מדינה‪.‬‬

‫דער גליקליכע ענדע‬ ‫ביז דריי חדשים איז נחמן געווען א חתן מיט א פיין מיידל פון‬ ‫א גוטע שטוב‪ ,‬און די שפירא'ס זענען געווען העכסט גליקליך‪ .‬יא‪,‬‬ ‫דער רבונו של עולם האט זיינע וועגן צאמצוברענגען א זיווג‪ ,‬און די‬ ‫פרייד און נחת צו וואס זיי האבן זוכה געווען האט געמאכט אביסל‬ ‫פארגעסן דעם ביטערן טעם וואס איז זיי געבליבן אין מויל‪.‬‬ ‫אבער אין הימל האט מען נישט פארגעסן‪ ...‬צוויי יאר שפעטער‬ ‫האט דינה לאה א פארוויינטע אנגערופן די שפירא'ס און געבעטן‬ ‫מחילה‪ .‬זי האט באקומען א שווערע‪ ,‬גאר א שווערע מעסעדזש פון‬ ‫אויבן‪ ,‬און די שולד געפילן וואס האבן איר גענאגט זייט די שפיראס‬ ‫האבן זיך אוועקגעצויגן האבן איר געברענגט צו אן ערנסטע חשבון‬ ‫הנפש‪.‬‬ ‫די שפיציגע פיילן‪ ,‬וואס האבן אנגעמאכט אן א שיעור צער‬ ‫פאר די אויף וועמען עס איז געווען געצילט‪ ,‬האבן זיך צום סוף‬ ‫אומגעקערט צו דער וואס האט זיי ארויסגעשאסן‪...‬‬ ‫נחמן האט שוין דאן געהאט א קינד‪ ,‬און האט איר געקענט מיט'ן‬ ‫גאנצן הארץ מוחל זיין‪ .‬ער האט אפילו אינוועסטירט אסאך צייט‬ ‫איר צו העלפן מיט איר שווערן פראבלעם‪ ,‬כדי גענצליך אפצומעקן‬ ‫יעדן ברעקל פון תרעומות פון הארצן‪ .‬נאך פיל חדשים פון תפילות‬ ‫און תחנונים‪ ,‬זענען די שפיציגע פיילן ענדליך אומשעדליך געווארן‪.‬‬

‫צום שלוס‪:‬‬ ‫וואס מיר דארפן זיך לערנען פון די מעשה‪ ,‬אז צומאל זעט מען‬ ‫דעם אפענעם יד השם‪ ,‬ווען עס קומט צו מצער זיין חברים‪ .‬מען‬ ‫דארף שטענדיג דן זיין יענעם לכף זכות‪ ,‬און גוט מברר זיין איידער‬ ‫מען זאגט ארויס א נעגאטיווע ווארט פון מויל‪ .‬יענעמ'ס צער קען‬ ‫מען קיינמאל נישט אפשאצן‪ ,‬און דער אויבערשטער נעמט זיך אן‬ ‫פאר די געליטענע‪.‬‬ ‫זאל דאס דינען אלס מוסר השכל‪ ,‬ווי אזוי צו זיין געווארנט אין‬ ‫כבוד הבריות‪ ,‬און אין דעם זכות זאלן מיר שוין אויסגעלייזט ווערן‬ ‫פון גלות במהרה בימינו‪.‬‬

‫‪102 / THE BORO PARK VIEW / January 8, 2020‬‬ ‫‪www.thebpview.com / 718.408.8770‬‬

Sponsored by:

7 5 9

1 5 3 2 9 7 2 5 5 8 9 3 2 4 1 4 8 5 1

Email: comments@thebpview.com Fax: 718.408.8771 NAME: ____________________________________________________ PHONE: ___________________________ PICTURE LOCATION: _________________________________________________________________________

PLEASE NOTE: Submissions for Can You Find Me? will be entered into a raffle for a $10 gift card at Judaica Corner.

January 8, 2020 / THE BORO PARK VIEW / 105 www.thebpview.com / 718.408.8770

To have your childâ&#x20AC;&#x2122;s creation featured, send a picture to comments@ thebpview.com or 1274 49th Street, Suite 421, Brooklyn, NY 11219.

Esti and Shia Schondorf

Shimon, Menachem, Avrumy Lemmer, 11, 9, 7

Motty and Leahla Fasten, 3, 5

Duvid and Sruly Goldfinger

Hersh Moshe Eckstein

106 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

See what Brooklyn kids can do!

Shloimy and Chavi Piller

Shloimy and Toby Wettenstein, 8, 9

Avrumy and Burech Moscowicz

Aron Eckstein

Zevi Schachter, 8

Duvid and Meilach Guttman

Yiddy and Dovy Frankel, 10, 8

Nesanel and Gitty Weiss, 5, 4

Shimmy Balsam

Raizy and Shmily Brach

Shmuel Dovid Hecht, 4

Esty Kish and Henny Gross

Dovid Stauber, 4

Yossi, Noach and Duvid Spira

Binyomin Frankel, 5

Avrum Shimon Labin, 3

Elimelech Stiel, 10

Motty Gluck

Shloimy and Leahla Tobal

January 8, 2020 / THE BORO PARK VIEW / 107 www.thebpview.com / 718.408.8770

Weinberger Family

Wohlberg Family

Sholi Solomon, 5

Chani Sternberg, 4

Suri Stern, 4

Moishy Roth, 5

Sury and Hershy Teitelbaum

S. K., 5

Leiby and Mendy Silberstein

Sofer Family

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Simcha B. Rosenbaum, 6

Yehuda and Yechiel Berkowitz, 5, 3

Leiby and Duvi Nussbaum

Weiss Family

Shainy Jaroslawicz, 7

Usher Lemel, Volvi and Yossi Lieberman

Simcha Grunfeld, 9

Ruchy Mutzen

Frumy Rottenstein

Shaya, Chaya Rivky, and Chava Zelda Klein

Class 16 of Bais Yaakov Boro Park

Shulem Lezer, Moshe, Shmuel Duvid, Yanky and Burech M. Ginsberg

Reizy Welz, 7

Ari Hochman, 5

Meilach Guttman, 5

Sholi Solomon, 5

Mendy Nussbaum, 5

January 8, 2020 / THE BORO PARK VIEW / 109 www.thebpview.com / 718.408.8770

CONGRATULATIONS TO THE FIVE WINNERS OF THE $5 GIFT CARDS AT TOYS4U! A $5 credit was issued at Toys4U on the account of the phone number listed on your submission.

Beily Weiss, 8

Usher Brown, 11

Yitzchak Dovid Goldberg, 8

Eli Berkowitz, 8

Ruchy Wettenstein, 9

Thank you to the hundreds of readers who sent in beautifully colored pages! Keep coloring! 110 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

By: Faigy Jacobowitz Send your colored page to The Boro Park View for a chance to have your artwork featured in our pages and win $5 at Toys4U! Five lucky winners will be announced each week! To enter the raffle, email your colored page with your full name to comments@thebpview.com or mail it to 1274 49th Street, Suite 421, Brooklyn, NY 11219. Name:_________________________________________________________________ Phone:_____________________________________ Age:____________________ School:________________________________________________________________ Submissions will be included in the drawing only if all information is filled in.

January 8, 2020 / THE BORO PARK VIEW / 111 www.thebpview.com / 718.408.8770

‫ערס‪ֵ .‬לייּב ַּבאגֶ עגֶ ענְ ט‬ ‫אר ֶד ְ‬ ‫עק ְ‬ ‫אכן ִדי ֶר ָ‬ ‫אליֶ ע ַמ ְ‬ ‫עצן ַק ְ‬ ‫ארזֶ ְ‬ ‫אלט צּו ָפ ְ‬ ‫אצ ְ‬ ‫וערט ַּב ָ‬ ‫אסי וֶ ְ‬ ‫עטער ִאין ִדי ֶא ְמ ְּב ִ‬ ‫ַאר ֶּב ֶ‬ ‫יער‪ֶ :‬דער ְ‬ ‫קּור ְצן פּון ְפ ִר ֶ‬ ‫ִאין ְ‬ ‫עסט‪.‬‬ ‫אר ֶמ ְ‬ ‫יׁשער ִאינְ גְ ל פּון ְפ ַראנְ ְק ַרייְך וָ ואס גֵ ייט אֹויְך ְׁש ִּפ ְילן ַּביים ַפ ְ‬ ‫זִ יְך ִמיט ַא ִא ִיד ֶ‬

‫עדן צּו ִדיר וֶ וען ֵקיינֶ ער‬ ‫ָאה‪ֵ ,‬לייּב! ֶענְ ְד ִליְך ֶקען ִאיְך ֶר ְ‬ ‫אקע ַא ִאיד?‬ ‫יׁשט‪ .‬זָ אג‪ ,‬דּו ִּביזְ ט ַט ֶ‬ ‫ערט נִ ְ‬ ‫ֶה ְ‬

‫אטע וֶ ועט‬ ‫יׁשע ִאינְ גְ ל! ַמיין ַט ֶ‬ ‫עפן נָ אְך ַא ִא ִיד ֶ‬ ‫ַאזֹוי גּוט צּו ְט ֶר ְ‬ ‫ארגְ ן?‬ ‫קּומט ָמ ְ‬ ‫ְ‬ ‫אטע‬ ‫עדן צּו ִדיר‪ .‬אֹויְך ַדיין ַט ֶ‬ ‫ייען צּו ֶר ְ‬ ‫זִ יְך ְפ ֵר ֶ‬

‫יָ א‪.‬‬ ‫אֹויס ַלאנְ ד‪ְׁ ...‬ש ְׁש ְׁש‪ִ ...‬איְך גְ ֵלייּב‬ ‫ְ‬ ‫ַאר ֶּבעט ִאין‬ ‫אטע ְ‬ ‫נֵ יין‪ַ ,‬מיין ַט ֶ‬ ‫עדן צּו ִדיר‪.‬‬ ‫עהער וֶ ועט ִמיר ָלאזְ ן ֶר ְ‬ ‫אֹויפזֶ ֶ‬ ‫ְ‬ ‫יׁשט ַאז ַמיין‬ ‫נִ ְ‬

‫ארוָ ואס‬ ‫ַאליינְ ס‪ַ ...‬אחחח‪ַ ,‬פ ְ‬ ‫עצט ֵ‬ ‫אטי? יָ א‪ִ ,‬איְך ִּבין יֶ ְ‬ ‫ַט ִ‬ ‫ִּבין ִאיְך ָדא? ַא גַ אנְ ְצן ַצייט ֵלייּב‪ֵ ,‬לייּב‪ֵ ,‬לייּב‪.‬‬

‫עדט‬ ‫אדעק ֶר ְ‬ ‫וְ ַול ֶ‬ ‫אטע!‬ ‫צּו זַ יין ַט ֶ‬

‫ערט ַאז‬ ‫עה ְ‬ ‫אסט גֶ ֶ‬ ‫ֵלייּב‪ָ ,‬ה ְ‬ ‫ארגְ ן גֵ ייט ֶמען אֹויף ַאן‬ ‫ָמ ְ‬ ‫ערג? ֶעס‬ ‫אֹויס ְפלּוג צּו ִדי ֶּב ְ‬ ‫ְ‬ ‫ערצּו‪.‬‬ ‫ייטן ֶד ְ‬ ‫ִאיז גּוט זִ יְך צּו גְ ֵר ְ‬

‫אסט‬ ‫טּוּפן פּון ִדי וֶ ועג‪ַ ,‬אזֹוי וִ וי דּו ָה ְ‬ ‫צּוׁש ְ‬ ‫ועק ְ‬ ‫רּוּביר ִאים ַאוֶ ְ‬ ‫ִאיְך ְּפ ִ‬ ‫אֹויס ְפלּוג‪.‬‬ ‫ְ‬ ‫אּבן ַאן‬ ‫ייען ָה ְ‬ ‫ארגְ ן‪ִ ,‬מיר גֵ ֶ‬ ‫אפֹוילן‪ֶ ...‬א ְפ ֶׁשר ָמ ְ‬ ‫ְ‬ ‫ִמיר ַּב‬

‫אטעוֶ ועט!‬ ‫ַר ֶ‬ ‫וָ ואס טּוה ִאיְך?‬

‫קאפיטל‬

‫ל"ד‬ ‫‪112 / THE BORO PARK VIEW / January 8, 2020‬‬ ‫‪www.thebpview.com / 718.408.8770‬‬

WORD LADDER Look at the word at the bottom of the ladder and then try to figure out what the next word can be. In each rung of the ladder, only change one letter of the previous word. Keep in mind that although one letter is different in each word, the positions of the letters do not change. Hint: If you get stuck, remember that the game, like a ladder, can be completed in either direction.

MONEY Bees’ produce

Weekend Special Friday - Sunday Morning

Refines

$69.99

Edible ice cream cups

Removes center of apples

Maize, long yellow ears

Midweek Special

Not Yom Tov season and between sep. Till may 15 Many a.m.s

$39.99

Kvetchy groans

Daily • Weekly • Weekends • Monthly • Overnight

LOA NS

BORO PARK

Answer to last week’s Weekly Wordy:

(Bet. 36th and Chester)

Astronaut, Bravado, Liftoff, Avocados, Navigation, Kangaroo, Elbow. Riddle answer: A blanket of snow!

3475 Ft. Hamilton

PARK SLOPE COBBLE HILL

562 Baltic Street

(Bet. 3rd and 4th Ave)

718-436-2929 718-783-0800 January 8, 2020 / THE BORO PARK VIEW / 113 www.thebpview.com / 718.408.8770

‫אכט‪:‬‬ ‫ַּביינַ ְ‬

‫אטע‪ ...‬נָ אר ִאיְך‬ ‫ייער ַט ֶ‬ ‫עדער ִמיט זֵ ֶ‬ ‫יֶ ֶ‬ ‫אטע וָ ואס‬ ‫ַאליינְ ס‪ .‬וואּו ִאיז ַמיין ַט ֶ‬ ‫ִּבין ֵ‬ ‫אדעק? ַמיין‬ ‫זָ אל ִמיר ִׁש ְיצן פּון וְ ַול ֶ‬ ‫ייּבן‪...‬‬ ‫יׁשט גְ ֵל ְ‬ ‫עער וֶ ועט ִמיר נִ ְ‬ ‫אֹויפזֶ ֶ‬ ‫ְ‬

‫עפינֶ ען‪.‬‬ ‫יׁשער ַח ֶבר וָ ואס ִאיְך ָהאּב ָדא גֶ ִ‬ ‫ָדאס ִאיז ֵלייּב‪ַ ,‬מיין ִא ִיד ֶ‬

‫גּוטן‪.‬‬ ‫ַא ְ‬

‫גּוטער ְׁש ִּפ ֶילער‪ ,‬אּון ַאז ַדיין‬ ‫ִאיְך ֶהער ַאז דּו ִּביזְ ט גָ אר ַא ֶ‬ ‫רּודער! ִאיְך‬ ‫ָאּבער דּו ִּביזְ ט אּונְ זֶ ער ְּב ֶ‬ ‫יׁשט ָדא‪ֶ ,‬‬ ‫אטע ִאיז נִ ְ‬ ‫ַט ֶ‬ ‫ארגְ ן ַפאר ִדיר‪ִ ,‬די גַ אנְ ֶצע ַצייט וָ ואס דּו ִּביזְ ט ָדא‪.‬‬ ‫וֶ ועל זִ יְך זָ ְ‬

‫ארף ִה ְילף‪.‬‬ ‫ֶּב ֱא ֶמת? ִאיְך ַד ְ‬

‫עמען ִאין ִמיר‬ ‫רּוס ַלאנְ ד וִ ויל נְ ָק ָמה נֶ ֶ‬ ‫ערע ִאינְ גְ ל פּון ְ‬ ‫ַאן ַאנְ ֶד ֶ‬ ‫אֹויס ְפלּוג‪...‬‬ ‫ְ‬ ‫ארגְ ן‪ִּ ,‬ב ְׁש ַעת'ן‬ ‫ָמ ְ‬

‫ארט זַ יין‪.‬‬ ‫יׁשט‪ִ ,‬איְך וֶ ועל אֹויְך ָד ְ‬ ‫ארג נִ ְ‬ ‫זָ ְ‬

‫אדע‪:‬‬ ‫אס ֶ‬ ‫ַאמ ָּב ַ‬ ‫ִאין ִדי ְ‬

‫אטן‪ֶ .‬דער‬ ‫אר ְ‬ ‫ַאּפ ַ‬ ‫ער ֶהער ַ‬ ‫ַאלע אּונְ ֶט ְ‬ ‫אל ְטן ֶ‬ ‫עה ְ‬ ‫וערט גֶ ַ‬ ‫ָדא וֶ ְ‬ ‫קּומען‪ .‬וִ ויַאזֹוי ֶקען‬ ‫ֶ‬ ‫יסט וֶ ועט ִמ ְס ָּת ֶמא ָדא‬ ‫אר ְ‬ ‫ער ִ‬ ‫עריֶ עזֶ ער ֶט ָ‬ ‫יס ֶט ִ‬ ‫ִמ ְ‬ ‫קּוקן?‬ ‫אכ ְ‬ ‫ִאיְך ִאים נָ ְ‬

‫קּוקן פּון‬ ‫ְ‬ ‫על ְפן‪ִ .‬איְך וֶ ועל‬ ‫עדאנְ ק! ֶלענִ ין וֶ ועט ִמיר ֶה ְ‬ ‫ָדאס ִאיז ַא גֶ ַ‬ ‫קּוקן‬ ‫ְ‬ ‫ימער אּון‬ ‫ערע ִצ ֶ‬ ‫זַ יינֶ ע אֹויגְ ן‪ִ ...‬איְך וֶ ועל ְׁש ֵטיין ִאין ִדי ַאנְ ֶד ֶ‬ ‫דּורְך ִדי אֹויגְ ן פּון ֶלענִ ין‪...‬‬ ‫עצט‪ְ ,‬‬ ‫עכער וָ ואס ִאיְך ַמאְך יֶ ְ‬ ‫דּורְך ִדי ֶל ֶ‬ ‫ְ‬

‫קאפיטל‬

‫ל"ה‬ ‫‪114 / THE BORO PARK VIEW / January 8, 2020‬‬ ‫‪www.thebpview.com / 718.408.8770‬‬

January 8, 2020 / THE BORO PARK VIEW / 115 www.thebpview.com / 718.408.8770

Classifieds FOR SALE APPLIANCES FOR SALE Selling due to moving White GE oven and convection oven. Fridge and freezer. Great price. Call or text 7188124822 NEOCATE INFANT FORMULA $35 a can. 347-742-6072 CHOSSON/KALLAH GUIDE Guidance for wedding preparations- ruchniyus & gashmius. Free for Chassanim/kallos / mechutanim. Avail. at major seforim stores, and more places. 732-364-7191/0649 YOYA / BABY PRIDE Strollers for Sale. ASTM standards, company backed warranty, available in several colors. Free delivery. Please call 845-263-2737 or 845587-7941 NEW BALANCE SNEAKER style 990 woman’s black suede size 7 1/2 BRAND NEW IN BOX best offer. Call 347581-8056 COAT ARCADE CREDIT $250 coat arcade credit for $200. Call/text: 347-382-0461 TZIVIE ROOZ WIGS CREDIT Selling a $500 credit by Tzivie Rooz wigs for $450. Call/text: 347-382-0461 AMERICAN GIRL DOLLS 2- brand new ones w book 718-930-1648 SCOOTER Razor Power Core E100 Electric scooter Brand new 718-930-1648 STROLLERS FOR SALE! Brand New Doona’s For Less! Doona’s Colors Nitro/Black, Burgundy/Cherry and Navy/ Marine $380. For More Info Pls Call/Text 347-527-9874

FOR SALE chandelier from Rainbow lighting, light fixtures, Italian dining room set. Pls txt 347-576-3109 STROLLER MITTENS Brand new warm stroller mittens to sell for $15. (Williamsburg) 917-725-1581 DOONA CARRIAGE excellent condition. one year old. no car seat base. $250. call 3477439356

MATTRESS SET sleep better with mattresses w boxsprings great deal. 3476237844 BUGGY BOARD for Uppababy cruz carraige brand new condition 347 835 7535

NEW SYNTHETIC SHEITEL Brand new, high quality synthetic sheitel. $35. Please call 718 692-4187

BUGGY BOARD Englache Buggyboard with full seat and strap in perfect condition to sell for $70. 347385-8376

BUGGABOO BEE5 Great deal! Brand new in box Bugaboo bee5 Classic navy for Great price - 718-858-5481

MOUNTAIN BUGGY NANO hardly used . Color of hood blue is a bit faded . Great price : text pls 3476630401

ST. JOHN JACKET Beautiful, classic St. John knit jacket, black with white detail, size 10, excellent condition. $100. Please call 718 692-4187

LED BULBS 4 ft LED bulbs almost brand new for sale $2 each. size t8 color 5000k. Call or text 845290-7195

MICHELE WATCH Brand new Cobalt Blue Michele Watch to sell for $175. Please call 718-930-0601 CANON G7X Mark ll, brand new for $645. 2 yr warranty & tax included. 917.789.3380 LADIES HATS a few beautiful ladies hats, new condition, well priced. Call/txt 347-263-4207 COAT FOR SALE Black ladies wool coat from S&W size 6-8. Selling for $350. 347-271-2760 PRAMIE BUNTING white brand new $50. reg $145. 718-851-0946 MATERNA FORMULA 3 cans stage 3 materna $70 347-775-6418

118 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

KALOO PERFUME baby girl perfume 1.7 fl oz. new in whoopi wrapping $22 347-775-6418

STAMPS FOR SALE Usps forever stamps for sale. 46¢ per stamp! (minimum 100 stamps) Call/ Text:(347)988-5357 BUGABOO ANT brand new condition with rain cover 3475541167 MAXI COSI Infant carseat with base black excellent condition barely used. Call/text 3479614580 BUGABOO CAMELEON 3 Including bassinet, black bugaboo liner, buggy board, 3 hoods, new rain cover.good condition. $500 call/text 3476756769 CANON CAMERAS second hand, in excellent condition @affordable prices!! Most models in stock! No warranty! Bed-Penn area. 917.789.3380

CARSEAT ADAPTERS Bugaboo fox/buffalo adapters for maxi-cosi carseat in box used once. Call/text 3479614580 BOOKBINDING TAPE/ STRING Shure tape 1” $9 1 1/2” $14 2” $18 3” $27 wax string $15 Call/ Text 718-200-5713 FISHER PRICE JUMPEROO in brand-new condition for half price. Call: 347-988-9543 SNOWSUIT NEW Premie white snowsuit. size 9m,$85 call/text 9175962626 ANTIQUE 4 SALE Beautiful Antique set for sale, includes: powder desk, chair & mirror. text for pictures 347-831-2789 BOYS SHABBOS SHOES Brand new Luccini boys step in shabbos shoe size 26 for $50. please call/text 347-8312789 UPPABABY BASSINET STAND (gr8 for sm bdrm) brand new cond. orig $150 selling for $120. call 718 851 0368 VALET STAND btfl bronz/wood valet stand. brand new cond. orig $300+ selling for $200. call 718 851 0368 BABY BUNTING pramie white baby bunting brand new $60. reg $145. 845-587-2449 SILVER CROSS STROLLER Brand new in box silver cross jet. Call 347 533 1520 ST. JOHN JACKET Beautiful, classic St. John knit jacket, black with white detail, size 10, excellent condition. $100. Please call 718 692-4187

GERBER FORMULA Gerber Good Start Soy Infant Formula $14 can. call/text -347-452-5796 DVD WRITER brand new 718 435 1720 SET MACHZORIM New leather bound medium size Nusach Ashkenaz, very reasonable. 646 417 3864 FUR COAT Reversible FUR/Rain coat, Brown Size 10-12 Orig. $800 Now only for $275 Call 347 418 6978 ROWENTA STEAM IRON DG8520 Brand new in box. 249.00. 917-474-1805 FITNESS SUBSCRIPTION to sell a yeled vyalda one year fitness subscription for a great price, expires to register on 3/30/20. 347-4600874 COUCH FOR SALE Brand new condition 3 seater genuine leather reclining sofa. Call/txt 929-248-0161 TODDLER BED White toddler bed with mattress in good condition (almost new) for great offer. 718 435-3797 FURNITURE FOR SALE Counsel Master Bedroom set from Loeffler Furniture, Barely used/Brand new for Great Price! Please Call 347460-0895 L.M. NIGHTSTAND New White nightstand on gold legs $250 9174742428 FURNITURE FOR SALE Master bedroom night table and armoire for sale. Good condition 347-236-5496 GREY COUCH in great condition (year old) $105. Please call 646-721-4816

SEFORIM SHANK Gorgeous seforim shank perfect condition for sale 3 sections. Like brand new 347236-5496 MASTER BEDROOM SET set in excellent condition includes 44” headboards, armoire, dresser and nightstand. 347-243-2623 CHESTS & DRESSERS Brand new chests and dressers MADISON BY ART FOR KIDS for Sale limited time deal while supplies last! call/ text 718-851-3128

REAL ESTATE FURNISHED APT 12/56 beautiful brand new basement private entrance heigh ceilings ideal for chossen kallah. 646-3874868 APT FOR RENT 10th Ave & 45th St. 1 BR, Full Kitch, Dinette. Freshly painted, 1 flight up. Heimishe Bldg. Day 718-686-0909/ 347524-7686Eve FURNISHED APT 13th & 54th St. New 1 BR, 1 flight up, Full Kitch/Bath, W/D, Linen & Amenities. Shabbos, Short term. 347413-3424

FURNISHED APT One bedroom furnished apartment near transportation and shopping on 10th Ave. Suitable for Chosson Kallah or singles. 347-232-2653 or 718-702-5663 FOR RENT FLATBUSH BP Ave J E. 4- 2 lge BR apt renovated bath & kitch LR/ DR beaut views 718 316 7506 APT FOR RENT 11/49 3 bedroom apt. Excellent condition. $2500. call/text 917-836-9631 FURNISHED APT 15-high 50’s brand new, deluxe 1 bedroom basement. Private entrance, high ceilings, windows in every room, central air condition and heating. Ideal for Chosson and Kallah. Call: 718.972.0554 FURNISHED APT Basement to share with mature BY female. BP 17/60. Separate bedroom and bathroom. W/D Private entrance. $550. (646)671-3615 APT FOR RENT New construction Small kitchen nice size dinette (separate) beautiful master bedroom large closets Windows and porch for only 1175$. 917-654-1977

FURNISHED APT 15/42 beautiful high ceiling 1 bdr bsmt. large kitchen w/ couch, w/d, a/c,, long/short term. linen & amenities avail. 347-668-3445

SUMMER HOMES New Summer home Development. Brand new summer homes for sale. Chassidish heimesh crowd. Call 347-786-1117 for more details.

FURNISHED APT 57/16 nice 2 bdrm furnished basement, freshly painted, full kit/bath pvt ent w/d G/E included call 718-259-9244

MONSEY CONDOS Brand new beautiful 3-5 bedroom condos starting at 409k. Call 347-263-1995

VACATION RENTAL Miami Beach, Carriage Club North. Btfl 2 BR, 2 Bths, ground floor, Call & leave message: 347.499.0031

WEST PALM BEACH 2-bdrm Condo for SALE in Dover Bldg. Close to Bhm”d call Broker @ 917-676-5752 or Owner @ 718-851-0445

FURNISHED APT Beautiful furnished apartment for rent. Windows on all sides. Washer dryer included. Chosson/Kallah preferred. Please call 917-4942529 E-mail: kavanashalev@ yahoo.com STATEN ISLAND Great Buy & loc. Heimish neig Brand New Cons. starter home, 347-556-9350 LOT FOR LEASE New Williamsburg VACANT LAND FOR LEASE paved +power + big roll down gate 3750SF. -7500SF. $1 a sf. 718 593-7171 WILLIAMSBURG OFFICE brand new office space, Approximately 400 sq. Ft. Walk-in, Marcy/ Rutledge. Call broker: 19046065809 NEW WILLIAMSBURG SHOWROOM/OFFICE marble floor beautiful moldings . READY TO MOVE IN 15004300 sf. ground floor PARK AVE. 718-593-7171 OFFICE FOR RENT 10th Ave & 45th St. Near hospital. Modern 2 rms, 500 sf, private entrance. $1150. Day 718-686-0909/ 347-5247686 Eve OFFICE FOR RENT 1500 SF basement on 50th St by 11th ave build to suite first year free if you fix it up please call/text 7182133683 STOREFRONT FOR RENT 10 & 51 Around 200-500 sf $1100-$2200. 15 & 44 Around 500 sf $2800 text 718-6005933 OFFICE FOR RENT Brand new construction 500 sqft 2 rooms kitchen area bathroom large Windows porch in a residential building 2nd floor for only 1000. Please call 347-5633550

January 8, 2020 / THE BORO PARK VIEW / 119 www.thebpview.com / 718.408.8770

Classifieds QT BEBE Strechies- Hats -Pacifier Clips -Baby Shoes -Carriage Gloves-Baby Blankets -Small Baby Bags -Baby Bands -Hair Accessories -Teething Toys -Bandana bibs...718.851.5156 OFFICE FOR RENT 2 extra rooms for office rent. Good condition, newly renovated, reasonable price. Also driveway for rent, top location. 718-438-3048/ 347228-6839 OFFICE FOR RENT Clean office for rent. Please call 917-494-2529. STORE FOR RENT Prime Boro Park Store for rent 16/50s 800sf + 1600sf basement. Available immediately Meyers int Real Estate inc 7184354378 OFFICE FOR RENT Boro Park 16th/48th St. 1 rm. office in class A Bldg. Available immediately Meyers 718-435-4378 WILLIAMSBURG SHORT TERM 4 Bedroom.10 Beds.2 Bathrooms.Ground Floor. for Day,Week,Month,Shaboos Call/Text 9173382275 Email: shmielfriedman1@gmail. com SHORT TERM RENTAL BP Beautifully renovated short term rental on 12 and 43. Linen, towels, percolator, and hot plate etc included. Call845-327-6116 VACATION RENTAL South Fallsburg Rentals Avail Shabbos year round two private houses total 12 rooms fully furnished massive deck and yard fallsburgrent@ gmail.com FOR RENT/ BP 40th & 16th Ave. Floor Available. Good for School or offices. 917-662-4000

SHABBOS RENTAL 2 bedroom apt available to rent for a shabbos or short term 3 flights up. Bedford/ Taylor Please call 347-6287732 FOR RENT/ BP 52nd & 16th Ave. Space Available. Good for Shaitel Macher/ Hair Dresser. 917691-6000

HELP WANTED SEEKING SECRETARY Heimishe office centrally located in Boro Park seeking full time female secretary. Email resume to officejob74@ gmail.com or fax 877-5223484 SECRETARY WANTED Heimishe BP Office looking for F/T secretary, computer & phone skills. Will train. Email resume: office1544@ gmail.com or fax: 718-7098842 HELP WANTED Heimishe E-commerce Company seeking a resp girl for F/T online sales, detail oriented, great potential 718-851-3510 ext. 114 hr@ photo4less.com SEEKING SECRETARY Heimishe office centrally located in Boro Park seeking full time female secretary. Email resume to officejob74@ gmail.com or fax 877-5223484 JOB OPPORTUNITY Online business looking for a P/t secretary. 9-12:30. Computer knowledge a must. Must be dedicated, quick learner. email Resume: onlinejobbp@gmail.com

BABYSITTING BABYSITTING Exp. Baby sitter available to babysit from 9:30 - 3:00 age

120 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

9 mos. +. And over night. Pls Call 718 438 2920 HEIMISHE BABYSITTER Nice Warm Loving Babysitter available at 45st btw 9&10Ave. Drop in, daily, and overnight welcome! Please Call Mrs Roth @ 9178818810 HEIMISHE BABYSITTER Experienced devoted babysitter available to babysit your baby/toddler at night at my home centraly located near many halls. 718-4384745 EXPERIENCED BABYSITTER Babysitter avail. Responsible, reliable. Avail nights, overnight, weekends. Refs. avail upon request. More info pls caltxt (347) 816-6406. BABYSITTER Experience hiemish babysitter available for all ur simcha needs over nights and weekends also available. 7186330739 HEIMISHE BABYSITTER Nice Warm Loving Babysitter available on 45st btw 9&10Ave. Drop in, daily, and overnight welcome! Mrs Roth @9178818810

SERVICES CHILDBIRTH CLASSES Hemishe weekly/monthly classes available. Providing info, exercise, halacha and emotional support. Call/text Lamaze with Henny 347-8712955 CHILDBIRTH CEUS Doula? Nurse? Midwife? Childbirth educator? Sign up to be notified of classes at 4childbirthbp@gmail.com or 347-871-2955 COLLEGE MATH TUTOR Experienced college math tutor available. Call: 718 435 0656

CONSTIPATED? Start eliminating 1-2 times a day and feel like a different person! Treat constipation naturally with amazing results! 929-234-9358 BABY WITH REFLUX? Your baby will stop crying uncontrollably and turn into a calm and happy baby!! Avoid Zantac and treat reflux naturally. 929-234-9358 FLU FENDER Fabulous gem for support and protection before, during and after influenza attacks and other viruses. $38+. Jolly Jooly. 718.963.0122 YIDDISH COURSE You can now learn the Yiddish Language from the comfort of your home. Sign up now for our tele-course. 718-435-4616 MATH TUTOR All math regents levels. CLEP. SAT, GRE. Expd. Good rapport with students. Call/ text Chani Reichman 917 538-4357 ALGEBRA TUTOR Experienced CC Algebra I tutor can help you ace through the course with ease! Mrs. E. Sigal 633 - 3450 TUTORS AVAILABLE Seminary girls available to help your child with school work. call 845-587-1468 KRIAH TUTOR Experienced Tutor available to teach your child with multi sensory techniques. Please call Mindy E. At 718-435-2248 COLLEGE MATH TUTOR Experienced college math tutor available. Call and lv message 347-574-4676 PAINT CLASSES Sundays girls 4-5 grade. 1:05-2:05. Mrs. Rivky Lieser 347-452-6342

PIANO LESSONS Become a professional pianist! Piano and keyboard lessons, by note or ear. Central location in Boro Park. Call 347-986-7064 WORKSHOP Workshops forming on parenting the anxious child. For more info: 7189139642

PROFESSIONAL POEMS Poems and lyrics with the touch of the pro! Call for any occasion: 929 359 3211 PIANO LESSONS Fill your son’s private time with talent! Heimishe teacher giving piano lessons. For more info text 347-836-9007 or email YiddishNotes@ icloud.com

TUTOR Experienced teacher available to tutor your child after school. Lots of experience in Math/ Accounting. Call/txt 917-6354614

BREAST PUMPS Free hand and electric pumps through insurance, ships free. One call does it all 718-831-7634 or text/email compactpumps@gmail.com.

NATURAL MAKEUP The makeup you’ve been waiting for! Natural, nontoxic, and great for sensitive skin. Call: 917-7893042

PROMO SPOT For the most unique gifts, promotional items, plaques and stamp pens call 718732-0546 or email sales@ promospot.nyc

ONE MAN BAND Making a simcha? Looking for a musician? For all your simchas, Bar Mitzvah, Vort, Sheva beroches, Call Mordechai Friedman @9293638130

PERSONALIZED CANDLES We have all colors and shaped candles with option of imprinting your personal message or logo call 845263-0171

VIOLIN LESSONS Private violin lessons for girls, all ages. 929 289 1222 MUSIC LESSONS Piano Lessons for girls by experienced teacher. central location. Call Miriam: 718 675 6429 SONG LYRICS Professional song lyrics for school performances, wedding songs, etc, ENGLISH AND YIDDISH. Poems, web copy, and other writing services. breindythebest@gmail.com Text 929-214-8827 PAINT PARTIES Painting parties for Birthday party, Family and Friend gathering, Staff appreciation, etc. Call 646-874-4294

REFLEXOLOGIST For women & children 347786-0810 CPA SERVICES Are you drowning in personal or business tax filings? WE CAN HELP YOU! For individualized service email: myaroslawitzcpa@ gmail.com PROFESSIONAL ALBUMS Professional albums for any occasion. Great Prices! Quick Turnaround! To order please call 1.929.441.2322 or email us at startheredesign@gmail. com ELECTRICIAN all small electrical jobs. Changing Light switches, outlets, fixtures, etc. Also small Handyman jobs, Guaranteed lowest rates. 347.275.5408

EAR PIERCING Top quality earrings for all ages. Centrally located off 13th Ave. House calls available. G. Halpert Call/ Text 718-607-9812 STAFF CONNECT Are you looking for a job? Staff Connect will match you up at no fee! e-mail resume: resumes@staffconnectny. com /text: 347-693-3009 JUMPING BALLOON Big moonwalk to rent! Great for parties, shabbatons, or Melava Malkas! Call 914-4873373 SHOPPING LIST Itemitzed kallah shopping list to make the shopping easier and calmer minimal fee call 1347-534-6184 GARTLECH we fix knitted & crochet Gartlech & make beautiful professional fringes. We also teach how to knit & crochet. 917-414-3281 SERENITY SOLUTIONS Professional organizing coach to help you become organized & stay organized! Call chana malky @ 718-8095963. References available COACH4CLARITY Limited offer! Free coaching sessions for young ladies. Seeking clarity? Feeling stuck? Get to know your real self. Email coach4clarity1@ gmail.com WRITER’S BLOCK? Let go, leave it to the pro! For all writing inquiries, please ForWordIt to ForWordIt9@ gmail.com TEETHING BABY Superb gems that relieve teething pain, drooling. Less crying, chirpier mood. Smooth skin. Enhanced digestion. Better sleep. Jolly Jooly. 718.963.0122

GIFT WRAPPING Get your gifts wrapped beautifully at great prices! Call 718 853 5207 PREVENT REGRET While Zaidy and/or Bubby can still impart their life story, let me interview, record and preserve their legacy. SBirnhack 347-782-8100 AVOCADO OIL Chosen foods avocado oil 67.6 oz bottle for only 20.95 please call 347 754 4669 CHANDELIER BULBS Top quality Led chandelier bulbs for only $3.00 a bulb please call 347- 754 - 4669 CANON CAMERAS second hand, in excellent condition @affordable prices!! Most models in stock! No warranty! Bed-Penn area. 917.789.3380 SD CARDS Lowest prices in town! 16gb-$7. 32gb-$9. 64gb-$17. Micro sd128-$30. Canon Lens 18x55-$69. Call: 929.420.0298 or 718.722.7664 STROLLERS FOR SALE! Brand New Baby Strollers For Less! Doona, Bugaboo and Yoyo. Pls call: 347-527-9874 DECORATED COOKIES Beautifully decorated cookies available for every occasion. Great Pricing. For more information or to see pictures please email cookies2the9s@ gmail.com COMPATIBLE TONERS achieve same quality as brand for fraction of price guaranteed, available for all makes & models 718-6140163, hisales11@gmail.com BRIDAL LACE TABLECLOTHS machine washable quality guaranteed.custom size. $1.65 per inch. 845-587-2449

January 8, 2020 / THE BORO PARK VIEW / 121 www.thebpview.com / 718.408.8770

Classifieds OUTDOOR FREEZER COVERS Protect your freezer with a custom made heavy duty freezer cover (price is $120 - $150) call: 201-817-9920 email: freezercovers@gmail. com

SARNO METHOD If you were healed through the sarno method I would like to hear your story. Please call 3473514299

DRIVER AVAILABLE Driver with many years exp. available to do long distance trips with brand new minivan. Reasonable rates. 917.405.8469

PIDYON HABEN Coin Gemach. Call Yakov Friedman. 646-419-0782

HAIR FOR YOUR SIMCHA Hair done professionally for your simcha, girls and teenagers Hendy 929 337 0714 HAIR STYLING/ CUTTING Proffessional Hair Styling/ Cutting Well Priced! Great Job! Book now 6463957080 WASH & SETS Get your shaitel washed and set by Hindy! located in boro park. call 845-274-5708

ODDS & ENDS RARE OPPORTUNITY For just $200 you can sponsor benchers for a local hall in the memory of a loved one. 646-874-4342 ODYSSEY LEASE Looking to give over lease of 2019 Honda Odyssey. 26 months left, 10k miles per year, used 7k miles. Call/ text347-560-1070 DIRSHU SIYUM Looking to buy off two women’s tickets to the Dirshu Siyum in the Prudential Center. Call/text 347 831 7496 ATTENTION WORKERS Join thousands by getting the daily email - halochos applying to workplaces. Text to 7323914497 your email address, +language Yiddish/ English

GEMACHIM

LIGHTING GEMACH Lighting bars to enhance your event!929-276-2404 KOSHER WAZE DEVICES available for short term. Minimum charge. 929-3247021. DOONA GEMACH For a short short period of time(or medical need). 260-DOONAZ3 (260-3666293) SIMCHA GEMACH White cubbies for miniatures,white ceramic square and round cake stands and more.‫לע”נ ברוך בן‬ -536-1742 917 ‫משה דוד‬. TWIN CARRIAGE GEMACH To lend yours or to rent a twin carriage for the week, season or year, please call (718) 5223891. Mint condition only. CLOTHING & SHOE GEMACH Donate free. Clothes, shoes, linens. grt cond only! more info pls call\ txt (347)8166406. SIMCHA GEMACH Bechers, Challah cover, Benchers and challah knife for your simcha. pls leave message 1718 854 1760 BOYS SUIT GEMACH Gemach Yismach Yisroel Boys Simcha Wear sizes 9m-7 1943 50th Street 347.462.4596 Sundays 2:30-5 ‫לע’’נ ישראל‬ ‫בן אליעזר‬

122 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

KALLAH CAPE GEMACH Brand new luxurious white fur capes for Chuppah. 718 633 - 8261

FOR SALE Beautiful black/gold sis of bride gown. Size 6-8. Call/ text 347-623-0709

PACK N PLAY gemach (BP) Please call in the evening 718-851-1017

FOR SALE Elegant peach wedding two piece gown size 14 for sis of the bride (opt belt included) Text 347-625-7253

CHUPPAH CARDS NEW! Beautiful colored cards with Tehillim, techinos & special tefillah to daven for chosson/kallah. To lend. Many locations! Lv msg/text: 347-885-5114 CHUPPAH CARDS NEW! Beautiful colored cards with Tehillim, techinos & special tefillah to daven for chosson/kallah. To lend. Many locations! Lv msg/text: 347-885-5114 REFLECTOR BELTS be seen! be safe ! wear a reflector belt . Call belt gemach 718-853-4966

DRESSES\GOWNS

FOR SALE Gorgeous custom pink sis of the bride gown for sale size 4. Call/txt 3473741936 KLEINFELD GOWN Magnificent Kleinfeld’s Gown to rent/sell approx size 2. Long/Short veil included! Great Price! Call/Text 917858-3665, 347-232-2751 or 718-782-1847. FOR SALE Magnificent Estelle ivory and black dress size 8 tall for own vort 347-534-6220 FOR SALE gorgeous kleinfeld gown size 4-6 tall torso 3474466114

RENT/SALE 3 beautiful blue gowns for teens. Brand new,worn once. 718-338-3945

FOR SALE magnificent pinky taupe/ black sis of bride gown size 2-6 ladies 3474466114

BRIDAL GOWN Magnificent Kleinfeld Bridal Gown to sell!! Size 4.Text your email to 3479091358 for pictures! Includes shoes, long+short veil, dek-tich.

FOR SALE unique blue & white dress sz2 for tenaim/sis of bride, blk & peach cocktail length dress sz 2. Call/txt 347-263-4207

MATERNITY GOWN FOR SALE Beautiful black overlay maternity gown for 325. Call/ text 3476453533 FOR SALE Tnoim dress size 16 blk beaded worn once call and lv mess 347-574-4676 GOWN Gorgeous married sister of bride black and gold gown. Sz 8. 7184361296

FOR SALE Exquisite black and gold gown size 14 this season worn once. Please call 17184360757 FOR SALE Beautiful black and silver/ gray gown for married sister of the bride. Sz 8. Call/txt 3474467132 MATERNITY DRESS beautiful black maternity Sister of bride dress for Rent/ sale.Very slenderizing. Size 10. Call/text 917 676 1335

The Boro Park View RENT/SALE Magnificent married sister of bride dress for sale. black with some color. approx size 8-10. Call/text 917 676 1335

KLEINFELD GOWN w accessories, 2-veils dektich hoop and shoes. All for $1200!!! size 4, upto 5.4” text/ call 347-909-1358

FOR RENT Stunning custom made black/gold gown for sis of bride. Ladies Size 8-10, can be worn short/long. Text/Call: 347.585.9447

FOR SALE Stunning 2 piece black and silver grey gown for married sis of bride size 12-14. Great price 347-645-6857

FOR SALE Magnificent Custom dress for sale, ivory color with delicate black applique, size 6. call 929 271 0553

FOR SALE Stunning Off White Gown With Beading Worn Once. Women’s Size 4. Price: $650 Email to miryum1836@ gmail.com For a Picture

SISTER OF BRIDE Magnificent navy blue embroidered dress for sale. Size 6-8. Great price. 347385-8376

FOR SALE Beautiful designer gown. Navy floral organza gown with dramatic sleeves. Size 4. Call or text 347-232-1680

RENT/SALE gowns, 3 stunning gowns, pink/mauve size 0, 2-4, 4-6 teen/sis of bride. please call 718-851-8520/ 347-731-6290

FOR SALE stunning black sequence n taffeta Tery John cocktail dress for sister of the bride. Size 6-8. Call/text 718 483 1492

FOR SALE stunning Kallah kleinfeld gown size 0 petite great price call/text 13477682233 MATERNITY GOWN Black and white maternity gown for rent great price . Text pls 3476630401 PRE MATERNITY GOWN Beautiful pink pre-maternity gown size small call 929-2872057

FOR SALE Beautiful two-piece gown for sale. Black top and white skirt with black floral beading. Size 4. Call or text 347-2321680. FOR SALE Black beaded Exquisite dress size 16 worn once. Call evenings 718 435-0656

FOR SALE Beautiful cream and peach gown for sale. Size 6 great price! call 718-854-8519

FOR SALE Gown, peach color with green flowers and peplum bottom for sister of the bride. Size 0-2. Call/ Text 929-4347152

FOR SALE stunning one of a kind sister size 8-10 gown black/gold 347-668-5190

FOR SALE Gorgeous black and white gown size 0-2, 5 ft. Call/Text :347-775-6418

KLEINFELD GOWN Beautiful kleinfeld gown size 0-2 call 718 853 5815 Bridalsize

FOR SALE Beautiful ivory gown size 2-4 for sale Amazing price! Call/ text 347-831-5418

CLASSIFIEDS Classified ads are free for our readers, as long as the following criteria are met: Email or text your ad to classifieds@thebpview.com. Place your ad in the body of the email — not as an attachment. Include a two-word title for your ad. There is a maximum of 20 words for the body of an ad. Your ad should be written in a block text. Please don’t click “ENTER” between sentences. Ads should not be written in all caps. Check for proper spelling and grammar before submitting. Faxed ads will not be placed. Only two classifieds per person per week! A classified ad that doesn’t meet the above conditions will be automatically rejected. The Boro Park View reserves the right to edit and abbreviate classified ads. * * * * * Confirmation of classified ads is not a service offered at this time. * * * * * Free classified ad deadline is Monday at 12:00 pm. No exceptions. * * * * * Are you interested in an ad package with more features? Contact us to learn about your options!

Email classifieds to: classifieds@thebpview.com

January 8, 2020 / THE BORO PARK VIEW / 123 www.thebpview.com / 718.408.8770

Classifieds FOR SALE Black and white designer gown size 4-6/ pre maternity. Call/text:347-622-3508 RENT/SALE Magnificent black and gold sister of the bride gown for sale/ rent size 2-4 call 917652-1414 RENT/SALE Beautiful Victorian style black and white sister of the bride gown size 4-6 for rent / sale 718-438-1320 FOR RENT Exquisite black & white maternity gown, size S. 718438-4734 RENT/SALE Magnificent young ladies gown for sale or rent. Size 0-2 . Call / text 347-786-2464 RIVKY FORSTER GOWN Pink teen gown size 2-4 for sale. Call 718-782-4708 FOR RENT Magnificent off white Tnoyim Dress or Sis of Bride size 6-8 please call or text 718-8093846 FOR RENT Beautiful black and white ankle length blouse and skirt for sis of bride size 4-6 great price. please text or call 718809-3846 FOR SALE Stunning D. Deutch black & white dress Size 8-10 for sister of the bride/own tnoyim for sale. 929-287-2135 FOR SALE 2 magnificent black party dresses for young adult. One with gold accents & one with mauve coloring. Sizes 2-4/46. (347)675-6022 RENT/SALE magnificent blue gown for sis of bride 917-410-5705

RENT/SALE 3 stunning gowns, pink/ mauve. size 0, 2-4, 4-6 teen/ sis of bride. please call 718851-8520/ 347-731-6290

GOWN Gorgeous black and silver/ gold married sis of the bride gown sz 8. For details pls call 718-436-1296

GOWN RENTAL Small sizes Wedding kids gowns available for rent $20 a night for more information call 3479326524

FOR SALE Custom made by Nairi gorgeous Ivory teen/ladies gowns for sister of bride approx. 2-4. call 347-742-0787 (no text)

RENT/SALE stunning white lace and dotted tulle midi dress size 0-2 3472620880

FOR SALE 8 children’s gowns stunning light blue and gold sizes 3-16 call/text 1347 768 2233

GOWNS Young ladies/teen sizes 0 & 12 Mint green/gold $250 each 917-972-0000

FOR SALE Two Stunning Black And White Kids Gowns for $200 each. Sizes 6 And 10. Email to miryum1836@gmail.com for a Picture

RENT/SALE Purple - eggplant gown, size 2-4, sister of the bride. Worn once. Call/text 917-499-3056 FOR SALE Gorgeous pink Foster teenage gown. Sz 2-4. Please call 347 262 5464.

FOR SALE Magnificent children’s gowns. Velvet top w tulle bottom. Sizes 3-9. Call 3477653245

RENT/SALE Elegant B&W short dress for sis. of bride, women size 2, worn once. 718-436-0967

MAGNIFICENT GOWN Gold lace with some beading size 14-16 very slenderizing height 5,5 - 5 10. worn twice text/call 6464173864

FOR SALE Sis of bride gowns size 0 and 2 burgundy and black velvet also grey maroon. worn once. pic avail 347-731-7741

FOR RENT Teen wedding gowns, black/ white, coordinating size small & medium please call 347-675-4212

FOR SALE Children’s gowns , black lace & velvet. sizes 8,10,16. 718871-1688

FOR SALE Beautiful Rumpler women’s black and off white vintage style gown size 0 to sell for great price! Call/ txt 3476223665

FOR SALE Gorgeous custom pink sis of the bride gown for sale size 4. Call/txt 3473741936

CHILDRENS GOWN Adorable little girls white & black gown for sale. Size 8 . 718-782-4708

FOR SALE Beautiful Harfenes childrens gown, black, gold, and white. Approximately size 7 Call: 845-356-9824 Text only: 347668-1083

HARFENES GOWNS Adorable Harfenes pale pink & white childrens gowns for sale. Size 5 and 8-10. 718-7824708

FOR SALE Magnificent cornflower blue Sophisticated gown for mother/sister of bride 718501-4102 FOR SALE Teen stunning custom made pink gown sz 0-2 and woman’s stunning pink gown with black beading sz 12. 718213-2995 KLEINFELD GOWN Magnificent Kleinfeld’s Gown to rent/sell approx size 2. Long/Short veil included! Great Price! Call/Text 917858-3665, 347-232-2751 or 718-782-1847

124 / THE BORO PARK VIEW / January 8, 2020 www.thebpview.com / 718.408.8770

FOR SALE Beautiful black 2 piece wedding dress size 8, current season, worn once. Call 718851-1624

FOR SALE beautiful childrens pink tulle gowns sizes 4-6 & 12-14 by CR Kohl 3474466114

FOR SALE Adorable White children’s gown size 5-6 Call/text:347622-3508

FOR SALE 2 Pink and white girls gowns size 5/6 & 6/7 call 9174742428

FOR SALE Childrens gown black white and gold approx size4 for sale please call 17184360757

FOR SALE 3 adorable children’s ivory/ pink gowns, sizes 4, 8 and 10 for sale at $100 each, or $75 for 2 or more. Please call 347742-0787 (no text)

KIDS GOWN Size 8-10. Designer style/fit. Black with white beading. 7184356181

RENT/SALE Stunning blue girls gowns for sis of bride. Sizes 16, 10, 6, 4. Call/text 347.524.7007

FOR SALE 3 Nelly Stella kids rose-gold tulle puffy dresses for sale sizes 18m-2t, 8-10 and 12-14. 3472620880 KIDS GOWNS New magnificent white w/ mauve trim childrens gowns for rent, sizes 2 thru 12. 718887-1055 FOR SALE 3 ADORABLE childrens white gowns with fur for sale. Sizes 4,6 &8. Call/text 347 489 2339 FOR RENT Children gowns, white with gold speckles, size 4-5 & size 12 please call 347-675-4212

Pearl earring with white gold around it. Lost before Sukkos time. 347-581-8056 bag of blk Hogel shoes in Beis Ruchel by OberlanderWeissman tnoyim pls call 1-347-622-0936 pink watch in area of 54 And 14 if found please call 347786-1117 Ebel stainless steel watch on Dec. 3 3478167065 blue Sansa player including a micro sd card, A while ago. Call/Text 347-768-4507

FOUND beige baby hat with 2 pompoms on 11th and 51st call 7185417669 gold bracelet on 19 & 53st on Chanukah. 718-812-8839

LOST diamond bracelet. 718-4362473

piece of an earring w/ diamond and rubies) on 46

st bet 16 and 17 ave. 718 972 0517.. Pls lve msg.

plaid wmsbg. Pupa uniform jumper size 8. 718-237-9596

Coin pendant at Siyum Hashas, Barclays Center 718435-3953

Size 10 girls black and white gown with velvet trim. Worn once, in perfect condition call 718-972-0579

woman’s black cape with fur collar in Bobov 45 after yom tov. 343-232-2653 diamond necklace on 14th Ave on Friday nite, Parshas Vayigash. (646) 319-8383 Memory card, on bus home from Siyum Hashas,Met Life 718-431-1670

FREE GIVEAWAYS Great fish tank equipment. Including Special hose to change water for large aquariums. Call 347-6834294

24 setting Fleishig dishes set in used condition. Pls call 7184833370. barely used size 16 black bochur’s winter coat. Not wool. 718-781-3410 a whirlpool wash/dryer, a 4 and 2 draw file cabinet, A glass dinette table 60x36, office desk .718 436-0858 in very good condition Dinette table with 4 chairs Seforim shrank 84 inches wide. Call 917 829 0671

Used standard sized crib without mattress 718-9150589

?‫פאלט אייך ביי א שידוך‬ ‫געבט עס איבער פאר ערפארענע שדכנים אין באקומט‬

‫ שדכנות געלט‬10%

617.lezaveg 5 3 9. 2 8 3 4

617.539.2323 INFO@LEZAVEG.COM

January 8, 2020 / THE BORO PARK VIEW / 125 www.thebpview.com / 718.408.8770

‫‪PHOTO CREDIT: JDN‬‬

‫אסיפת כח הרבים בביהמ"ד בעלזא ‪ 43‬בבארא פארק‬

‫האדמו"ר מקאסוב וויזניץ בביקור אצל האדמו"ר מסקולען‬

‫‪126 / THE BORO PARK VIEW‬‬

‫האדמו"ר מנדבורנה בביקור בבארא פארק‬

‫סיום מסכת ברכות והתחלת מסכת מגילה במסגרת לבאי באורייתא דסקאליע‬

‫‪THE BORO PARK VIEW / 127‬‬

‫מעמד יציקות הבורות פאר די נייע מקוה טהרה בפיקוח הרה''ג ר' יצחק טריגער ורבני העיר געבויט מיט די הילף‬ ‫פון מקוה יו‪ .‬עס‪ .‬עי‪ .‬אין מיל בעסין‪ ,‬ניו יארק‬

‫האדמו"ר מצעהלים בביקור בממלכת מוסדות שומרי החומות שע"י צדקת רבי מאיר בעל הנס בירושלים עיה"ק‬

‫‪PHOTO CREDIT: JDN‬‬

‫שמחת החתונה לנכדת האדמו"ר מגארליץ‬

‫סיום הש"ס בוויזניץ‬

‫‪130 / THE BORO PARK VIEW‬‬

‫‪PHOTO CREDIT: JDN‬‬

‫סיום הש"ס בביהמ"ד סקווירא בסטעטן איילענד‬

‫סיום הש״ס בביהמ”ד ברעזנא‬

‫סיום הש"ס בביהמ”ד בעלזא בירושלים‬

‫סיום הש"ס במעלבארן‪ ,‬אוסטראליע‬

‫‪THE BORO PARK VIEW / 131‬‬

‫יא! יעדעס קינד קען‬ ‫זיך אויסלערנען‬ ‫ליינען‪ ,‬און יעדער‬ ‫האט די פאטענשל‬ ‫אויסצואוואקסן א‬ ‫בעל קורא מומחה‪,‬‬

‫זיכער! בכלל נישט קיין שאלה‪ ,‬רעדט נאר צו‬ ‫עלטערן פון פשטא‪ ,‬וועלן זיי אייך איבערגעבן‬ ‫די מורא'דיגע געשמאק וואס די קינדער האבן‬ ‫געהאט‪ ,‬ווי זיי האבן שוין געווארט אגאנצע‬ ‫וואך אויף דעם‪ .‬עס איז באמת א געוואלדיגע‬ ‫געלעגנהייט צו קענען ארויסגעבן די כשרונות‬ ‫אויף אן ערליכע וועג‪.‬‬ ‫זענען‬ ‫שיעורים‬ ‫"פשטא"‬ ‫אלע‬ ‫אוועקגעשטעלט אויף אן אופן אז אלעס זאל‬ ‫זיין מיט א פרישקייט‪ ,‬ווי די קינדער לעבן דאס‬ ‫ממש מיט‪ ,‬באגלייט מיט רייכע ביכלעך‪ ,‬בחינות‬ ‫און תעודות‪.‬‬ ‫עלטערן און מלמדים האבן מעיד געווען אז‬ ‫קינדער זענען געווארן נתהפך לאיש אחר‪ ,‬נאכן‬ ‫אריבערגיין די פשטא שיעורים‪ ,‬ווי זיי האבן‬ ‫קונה געווען א זאך וואס וועט זיי באגלייטן‬ ‫אגאנצע לעבן‪.‬‬

‫קענט איר איבערגעבן‬ ‫איינע פון די יסודות וואס‬ ‫מ'לערנט אויס אין‬ ‫"פשטא?"‬ ‫איינע פון די שטארקע זאכן וואס מיר לערנען‬ ‫אויס‪ ,‬איז וויאזוי די טראפן טייטשן די פסוקים‪,‬‬ ‫און ווען מ'ליינט טוט מען ממש איבערטייטשן‬ ‫די כוונה פון די פסוקים‪ ,‬דאס העלפט זייער‬ ‫שטארק אויף צוויי זאכן‪ ,‬סיי דאס איז א‬ ‫געוואלדיגע מהלך וויאזוי צו קענען איינ'חזר'ן‬ ‫די טראפן פון פאראויס‪ .‬אזוי אויך העלפט דאס‬ ‫פשוט מ'זאל זיך אויסלערנען צו קענען גוט‬ ‫טייטשן א פסוק חומש‪.‬‬

‫קען זיך יעדעס קינד‬ ‫לערנען ליינען? און וואס‬ ‫טוט זיך אויב א קינד איז‬ ‫נישט צופרידן?‬ ‫יא! יעדעס קינד קען זיך אויסלערנען ליינען‪,‬‬ ‫און יעדער האט די פאטענשל אויסצואוואקסן‬ ‫א בעל קורא מומחה‪ ,‬און ווי געזאגט אויבן געבן‬ ‫מיר די פילע ‪ 100%‬גאראנטירט אז די קינדער‬ ‫וועלן זיך אויסלערנען ליינען‪ ,‬וויבאלד אונזער‬ ‫סיסטעם איז אויסגעשטעלט אז אויב מ'האלט‬ ‫מיט איז מען דאס קונה‪.‬‬ ‫אדרבה‪ ,‬אויב א קינד איז נישט צופרידן פון די‬ ‫ערשטע שיעור‪ ,‬אפערן מיר א הונדערט‬ ‫פראצענט ‪ ,Money Back Guarantee‬ווי איר‬ ‫קענט צוריקבאקומען דאס גאנצע געלט‪.‬‬

‫האט איר עפעס‬ ‫אינטערעסאנטע‬ ‫עפיזאדן וואס איר‬ ‫קענט איבערגעבן‬ ‫איבער "פשטא"‬ ‫תלמידים?‬ ‫זיכער‪ ,‬עס איז דא אסאך מעשיות וואס איך‬ ‫קען פארציילן‪ ,‬אבער איך וועל דא פארציילן‬ ‫צוויי מעשיות וואס האט אויף מיר געמאכט‬ ‫א מורא'דיגע רושם‪.‬‬ ‫די ערשטע מעשה איז געווען א טאטע פון‬ ‫א בחור‪ ,‬וואס האט מיר גערופן זאגן אז זיין‬ ‫בחור איז געווען גאנץ שוואך‪ ,‬און נישט‬ ‫געהאט אזויפיל חשק צו לערנען‪ .‬נאכדעם‬ ‫וואס ער האט גענומען די "פשטא קורס"‪,‬‬ ‫און זיך געלערנט צו זיין א בעל קורא‪ ,‬און‬ ‫האט אנגעהויבן צו ליינען קביעות'דיג אין‬ ‫ביהמ"ד‪ ,‬דאס האט אים אריינגעגעבן אזא‬ ‫סיפוק אז עס האט אים אריינגעברענגט א‬ ‫שטארקע התלהבות זיך אריינצולייגן אין‬ ‫לערנען‪ ,‬ווי ער שטייגט ב"ה מיט א‬ ‫געוואלדיגע הצלחה‪.‬‬ ‫די צווייטע מעשה איז געווען אז איין שבת‬ ‫ווען איך בין אהיימגעגאנגען פון שוהל‪ ,‬בין‬ ‫איך אדורכגעגאנגען א בית המדרש‪ ,‬פון וואו‬ ‫עס זענען ארויסגעקומען דער רב אינאיינעם‬ ‫מיט א טאטע‪ ,‬און א בחור וואס איז א‬ ‫פשטא תלמיד‪ ,‬עס איז געווען א בחינה פון‬ ‫"שלשה כתובים הבאים כאחד"‪ ,‬ווי אלע‬ ‫האבן אינאיינעם פארציילט אז דער בחור‬ ‫האט די שבת געליינט אין זייער בית‬ ‫המדרש‪ ,‬און עס איז געווען ב"ה געווען מיט‬ ‫א געוואלדיגע הצלחה‪ ,‬דער חשוב'ער רב‬ ‫האט אויך צוגעלייגט אז ער איז נתפעל‬ ‫געווארן פון די געוואלדיגע ידיעות אין הלכה‬ ‫ווי דער בחור האט געליינט‪ ,‬וואס מען‬ ‫טרעפט נישט אפילו ביי אסאך לאנג‪-‬יעריגע‬ ‫בעלי קורא‪.‬‬

‫צום שלוס האט איר‬ ‫עפעס א ווארט צו זאגן‬ ‫פארן ציבור איבער‬ ‫"פשטא"?‬ ‫"פשטא" איז א רעוואלוציע ביים היימישן‬ ‫ציבור‪ ,‬און עס ברענגט די גאנצע "עולם‬ ‫הקריאה" אויף א "העכערע שטאפל"‪ .‬פילע‬ ‫טאטעס דרוקן זיך אויס הלואי וואלט דאס‬ ‫געווען ווען מיר זענען געווען יונג‪ ,‬ווער‬ ‫ווייסט וויפיל גוטע בעלי קורא זענען‬ ‫פארוואסערט געווארן וואס די וועלט וואלט‬ ‫געקענט הנאה האבן‪.‬‬

‫"פשטא" איז די גרעסטע‬ ‫מתנה וואס א טאטע קען‬ ‫געבן פאר זיין קינד‪ ,‬א קנין‬ ‫עצום וואס וועט אים‬ ‫באגלייטן לאורך ימים ושנים‪.‬‬

‫זונטאג שמות‬

‫אין בארא פארק‬

‫מאנטאג שמות‬

‫אין וויליאמסבורג‬

‫צוליב דעם וואס מ'גיבט‬ ‫זיך אפ מיט יעדעס קינד‬ ‫באזונדער נעמען מיר אן‬ ‫נאר א באשטימטע צאל‬ ‫אויף א מאל‪,‬‬

‫פאר מער דעטאלן רופט שוין‬

‫‪718.234.3330‬‬

‫‪132 / THE BORO PARK VIEW‬‬

‫וואס איז דאס‬

‫די פשטא‬ ‫קורסעס?‬ ‫א גוטן ר' שלום אלי'‪ ,‬עס‬ ‫הערשט א שטארקע‬ ‫אינטערעסע ביים ציבור צו‬ ‫הערן מער איינצלהייטן‬ ‫איבער "פשטא"‪ ,‬אויב איר‬ ‫וואלט דאס געקענט‬ ‫אביסל איבערגעבן?‬

‫וואס איז די‬ ‫ספעציעלע‬ ‫פשטא מהלך?‬ ‫וויאזוי זענען די‬ ‫לעבנס געטוישט‬ ‫געווארן פון די‬ ‫פשטא קורסעס?‬ ‫דאס און נאך אסאך‬ ‫וויכטיגע שאלות‬

‫ליינט אין די‬ ‫אינפארמאטיווע‬ ‫אינטערוויו מיטן‬ ‫מנהל ומייסד הרב‬ ‫שלום אלי'‬ ‫פעלבערבוים‬ ‫שליט"א‪.‬‬

‫יא! זיכער‪ ,‬אדרבה עס איז מיר א שטארקע כבוד‬ ‫מסביר צו זיין וואס איז דאס "פשטא"‪ ,‬און וואס‬ ‫"פשטא" איז דא פארן ציבור‪.‬‬ ‫"פשטא" איז נתייסד געווארן מיט איין מטרה‪,‬‬ ‫אהערצושטעלן פילע "בעלי קורא מובהקים"‪,‬‬ ‫וואס זאלן קענען ליינען מיט א געשמאק און‬ ‫פראפעסיאנאלקייט‪.‬‬ ‫עס דרייען זיך ארום אזויפיל קינדער מיט כוחות‬ ‫עצומות און שטארקע כשרונות‪" ,‬פשטא" איז דא‬ ‫ארויסצוברענגען זייערע כשרונות‪ ,‬און זיי געבן די‬ ‫מתנה וואס וועט זיי באגלייטן אגאנצע לעבן‪ .‬אין‬ ‫די פארגאנגענע "פשטא קורסעס" האט מען געזען‬ ‫אן אויסטערלישע הצלחה‪ ,‬ווי עלטערע קינדער‬ ‫און יונגע בחורים האבן ב"ה גאר שטארק קונה‬ ‫געווען די מהלך און זענען געווארן הערליכע בעלי‬ ‫קורא‪.‬‬

‫פארציילט אביסל איבער‬ ‫ווער איז דאס "ר' שלום‬ ‫אלי' פעלבערבוים"‪ ,‬און‬ ‫וואס זענען אייערע‬ ‫אקטיוויטעטן אין די פעלד‬ ‫פון לימוד קריאת התורה?‬ ‫ב"ה אז איך האב די זכי' צו דינען אלץ מלמד שוין‬ ‫פאר יארן לאנג‪ ,‬ווי איך האב בסייעתא דשמיא‬ ‫געהאט גאר נאנטע באציאונגען מיט קינדער‪ ,‬און‬

‫א שטארקע השפעה איבערצוגעבן זאכן אויף א‬ ‫ספעציעלע געשמאקע אופן אז די קינדער זאלן‬ ‫דאס גאר שטארק קונה זיין‪ .‬אצינד אפילו ווען מיטן‬ ‫הילף פונעם באשעפער דין איך אלץ מנהל רוחני‪,‬‬ ‫פראביר איך נאכאלץ צו האבן א נאנטע קשר מיט‬ ‫די קינדער צו ריכטיג משפיע זיין אויף זיי‪.‬‬ ‫אזוי אויך האב איך ב"ה די זכי' צו זיין א בעל קורא‬ ‫מומחה שוין יארן לאנג‪ ,‬ווי במשך די יארן האב איך‬ ‫אריינגעלייגט אסאך כוחות אין די נושא פון קריאת‬ ‫התורה‪ ,‬סיי מיטן גאר שטארק דורכטון די הלכות‬ ‫ביי סיי וועלכע קאמפליצירטע שאלות עס מאכט‬ ‫זיך‪ ,‬אזוי אויך איז מיר אויסגעקומען זיך שטארק‬ ‫אריינצולייגן אין די כללים און די טראפן‪ ,‬ביז איך‬ ‫בין אנגעקומען אויסצוארבעטן א קלארע און‬ ‫גרינגע מהלך אויסצולערנען ליינען‪ ,‬וואס ווערט‬ ‫באוואונדערט ביי פילע מומחים און רבנים‪.‬‬ ‫במשך די יארן איז מיר אויסגעקומען משלב צו זיין‬ ‫מיין כח השפעה מיט די כח פון קריאת התורה‪ ,‬ווי‬ ‫איך האב איבערגעגעבן שיעורים אין עטליכע‬ ‫תלמידי תורה‪ ,‬אויסצולערנען פאר קינדער ליינען‪.‬‬ ‫אזוי אויך איז מיר אויסגעקומען צו זאגן פילע‬ ‫שיעורים אין די נושא פאר אברכים און בעה"ב‪ ,‬ווי‬ ‫כולם כאחד האבן געשלינגען מיט דארשט יעדעס‬ ‫ווארט‪ ,‬עד כדי כך אז עס איז צוגעקומען צו מיר א‬ ‫בעל קורא מומחה‪ ,‬וואס איז געזעצן ביי די שיעור‪,‬‬ ‫און געזאגט אז ער ליינט שוין יארן לאנג‪ ,‬און ער‬ ‫האט אצינד געהערט חידושים וואס האט אים‬ ‫געגעבן א ליכטיגקייט אין די נושא וואס וועט אים‬ ‫שטארק ארויסהעלפן‪.‬‬ ‫צוביסלעך איז געקומען בקשות פון עלטערן אז‬ ‫מ'זאל אוועקשטעלן פריוואטע קלאסן ווי מ'זאל‬ ‫אויסלערנען תלמידים ליינען‪ ,‬און אזוי איז נתייסד‬ ‫געווארן די בארימטע "פשטא קורסעס"‪.‬‬

‫וויאזוי גייען צו די פשטא‬ ‫קלאסן?‬ ‫עס איז אריינגעלייגט געווארן אויסטערלישע‬ ‫כוחות אין "פשטא"‪ ,‬אז עס זאל ווערן‬ ‫איבערגעגעבן אויף א מהלך אז יעדעס קינד זאל‬ ‫זיך טאקע אויסלערנען ליינען‪ .‬מ'האט‬ ‫אוועקגעשטעלט א ספעציעלע סיסטעם פון לימוד‬ ‫וחזרה‪ ,‬ווי עס ווערט באמת גוט אריינגעקריצט אין‬ ‫די מוחות פון די קינדער‪ .‬עס ווערט געגעבן פאר די‬ ‫קינדער ספעציעלע "ווארק שיט'ס" וואס די‬ ‫קינדער ארבעטן דערמיט‪ ,‬און חזר'ן דאס גוט‪,‬‬ ‫אינדרויסן פון די קלאס‪.‬‬ ‫די שיעורים ווערן איבערגעגעבן מיט א ספעציעלע‬ ‫ווארעמקייט‪ ,‬ווי מען גיבט זיך אפ מיט יעדן קינד‬ ‫באזונדער‪ .‬טאקע דערפאר נעמען מיר נאר אן‬ ‫קלענערע קלאסן‪ ,‬וכל הקודם זכה‪.‬‬ ‫בסייעתא דשמיא טוען מיר פארזיכערן הונדערט‬ ‫פראצעט אז די קינדער וועלן קונה זיין די שיעורים‪.‬‬ ‫אין יעדן פאל‪ ,‬אפילו אויב עס מאכט זיך אז דאס‬ ‫קינד טוט דאס נישט גלייך אויפכאפן‪ ,‬וועלן מיר‬ ‫צולייגן זייטיגע צייט און זיכער מאכן אז ער‬ ‫דערגרייכט און ער איז קונה די לימודים‬ ‫ריכטיגערהייט‪.‬‬

‫האבן די קינדער הנאה צו‬ ‫קומען צו די "פשטא‬ ‫קלאסן?"‬

‫‪PHOTO CREDIT: JDN‬‬

‫סיום הש"ס בקהילת בעלזא בבארא פארק‬

‫סיום הש"ס בקהילת באיאן בבארא פארק‬

‫‪134 / THE BORO PARK VIEW‬‬

‫סיום הש"ס בביהמ"ד סקווירא ‪ 12‬בבארא פארק‬

‫סיום הש"ס בקהילת וויזניץ בבארא פארק‬

‫‪THE BORO PARK VIEW / 135‬‬

‫‪PHOTO CREDIT: JDN‬‬

‫סיום הש"ס בוויזניץ‬

‫סיום הש"ס במאנטריאל‬

‫‪136 / THE BORO PARK VIEW‬‬

‫צענטראלע סיום הש"ס אין ירושלים‬

‫‪THE BORO PARK VIEW / 137‬‬

‫אידן פייערן דעם צענטראלן‬ ‫עטלייף סטעדיום‬

‫‪138 / THE BORO PARK VIEW‬‬

‫קרוב צו הונדערט טויזענט א‬ ‫סיום הש"ס אין מע‬

‫‪THE BORO PARK VIEW / 139‬‬

‫‪PHOTO CREDIT: JDN‬‬

‫צענטראלען סיום הש"ס אין מעטלייף סטעדיום‬

‫‪140 / THE BORO PARK VIEW‬‬

‫צענטראלען סיום הש"ס אין מעטלייף סטעדיום‬

‫‪THE BORO PARK VIEW / 141‬‬

‫‪PHOTO CREDIT: JDN‬‬

‫סיום הש"ס דורך 'דרשו' אין ירושלים‬

‫קינדער קוקן אויף זייערע בילדער פון די בארא פארק וויו חנוכה ‪Scavenger Hunt‬‬

‫‪142 / THE BORO PARK VIEW‬‬

‫‪PHOTO CREDIT: JDN‬‬

‫געוועהן ביים סיום הש"ס אין בארקלעיס צענטער‬

‫‪144 / THE BORO PARK VIEW‬‬

‫קרוב צו צוואנציג טויזענט אידן האבן זיך משתתף‬

‫‪THE BORO PARK VIEW / 145‬‬

Now open late on Wednesdays

EXTENDED HOURS EVERY WED. EVENING UNTIL 9:00 PM BORO PARK 3919 13TH AVE. | WILLIAMSBURG 500 FLUSHING AVE

LATE RSAL HOU SPECI

URIM BOCH

PM TIL 10

WINTER - MEGA

AYUN

ESD WEDN