Investment Opportunity
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High Street Boutique Finance High Street Boutique Finance (HSBF) is a privately funded lender specialising in Property Development throughout the UK. During the last 10 years the UK’s large corporate banks have had a continued lack of appetite for funding development projects which creates a fantastic opportunity for us to maintain growth in this market place. In 2014 HSBF approved loans in excess of £10 million and we expect to exceed that level year on year. All of our clients are carefully selected and many have vast experience in UK property development with backgrounds ranging across a number of areas including architecture, quantity surveying, building contractors and valuation surveying. Whilst having this experience, a number of the clients do not have the cash resources to fund the development of a project. HSBF will consider entering into a Joint Venture with a client for a project that requires funding of up to 100% in order to support the acquisition and build costs. Due to the structure of these projects we created our own development company called All Saints Living which forms the 50% shareholding partner in all of these Joint Venture projects. HSBF conduct thorough due diligence on each potential project consisting of independent professional reports from a Quantity Surveyor in order to verify that the build costs are adequate, a valuation report to ensure current and end values are realistic and a number of identity/credit checks. This provides a level of comfort and confidence to lend at these levels and All Saints Living now has almost 200 units under construction with all of these projects funded by HSBF. You can find more information on these projects within this brochure.
Bardywell Heights
Ashcroft Mews S E A H A M
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H A R R O G A T E
W H I T E H A V E N
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New Investment Opportunity In order to support our aggressive level of growth, HSBF are seeking further private investment and the following terms are available to potential investors: •
Interest from 18% per annum, an equivalent rate of 1.5% per month, or a lower percentage and increased uplift at the end of the project.
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Investment opportunity can be structured to suit the individual circumstances of the investor, including interest and profit split.
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First legal charge over the title to the land/property throughout the course of the project therefore providing the safest form of security.
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On disposal of the asset, the funds would be transferred directly to you or lawyers acting on your behalf.
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A debenture/charge over the company borrowing the funds.
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Minimum investment is £100,000.
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Maximum investment is £10,000,000 as a guide, however this would depend on the size of the project.
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Terms from 12 to 36 months.
A complete package of documents containing valuation and quantity surveyor reports will be provided for your review, should you so wish, prior to making an investment. The following pages contain information on current projects, please ask for more information on potential or upcoming projects.
4/5
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Larbert House & Country Estate •
Sensitive conversion of a Grade II Listed Mansion, stables, outbuildings and walled garden.
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56 aspirational, individual homes within a vast country estate.
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Private loch.
• Close to amenities of Larbert Village and Stenhousemuir. Well connected to Falkirk, Glasgow and Edinburgh. •
Developed in conjunction with Strathyre Properties.
Conversion of a Grade II Listed Mansion, barns, outbuildings and walled garden to provide aspirational homes with country estate living. The Larbert House Estate development is set in the woodland grounds of Larbert House, Stirlingshire. This landmark development is an £18m restoration and sensitive conversion of the derelict Larbert House and stable block into luxury apartments. It will also include four new build sections comprising of a mews block to mirror the existing stable; eight luxurious detached homes nestled within the walled garden; eight detached properties to the west of the walled garden; a group of three large distinctive detached properties settled within mature trees on the east site. Over 50%* of the development is currently under reservation and the development is receiving positive press coverage on a weekly basis with high interest from the local area. Our first purchasers are due to move into their property in the converted stable block in March 2015, with the entire estate due to be completed in Summer 2016. More information on this exciting development, including availability, can be found at www.larberthouseestate.com.
*Details correct as at 1st March 2015.
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Stamford Lea, Rennington •
Creation of a small hamlet in a rural setting, close to historic Alnwick, Northumberland.
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Distinctive, characterful properties.
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Conversion of 18th Century blacksmith’s cottage and former coaching inn.
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Highly versatile living accommodation with stunning views of surrounding countryside.
Stamford Lea consists of the conversion of a former 18th Century Public House & outbuildings into 5 houses, to create 5 Executive Homes, including Black Rock Forge House. Great care has been taken to maintain the character of older buildings as they have been thoughtfully converted to modern living spaces providing versatile family homes. Each property has an individual style to distinguish it, whether in terms of landscaped grounds, a particular view or internal arrangement, with open plan dining kitchens, and well appointed bathrooms and en-suite facilities. The project aims to create a small hamlet of distinctive homes just outside the pretty rural village of Rennington, which is an ideal base for access to town centre amenities in Alnwick or exploring the stunning North Northumberland countryside. The development will be completed in Spring 2015, with one property already sold and a number of interested buyers in the pipeline for the remaining 4 homes.
6/7
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Bardywell Heights W H I T E H A V E N
Bardywell Heights, Whitehaven •
Development of 15 one and two bedroom luxury apartments.
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Situated on the picturesque Whitehaven Harbour.
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Contemporary and unique building design with natural cedar wood external cladding.
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Less than an hour from Cumbria’s Lake District National Park.
A development of 15 new luxury apartments within the harbour setting at Whitehaven. Bardywell Heights is a brand new 5-storey building in an enviable location on the harbour side of Whitehaven, with the apartments offering fabulous views of the historic Whitehaven Marina. The apartments have been carefully designed to complement the local environment, offering a combination of wood, brick and render. Built to the highest specification, all floors can be reached by a lift and parking is included for each apartment. We have recently launched sales for this development and already taken 3 off plan reservations, with a large amount of expressed interest. We are completing a tie-up with Whitehaven Marina to provide yacht berths for purchasers of the Penthouse Apartments and privileges for all buyers who wish to hire yachts. Whitehaven is less than an hour away from the beauty of Cumbria’s Lake District National Park, and the town is already seeing the benefit of the multi million pound investment into nearby Sellafield. This prestigious development is due for completion in Summer 2015.
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Frenchgate House, Richmond •
Conversion of 1820s listed building.
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4 luxury apartments within a grand exterior.
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Elevated position overlooking Yorkshire countryside
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Minutes’ walk from historic Richmond market place.
Sensitive conversion of an 1820s Listed Building in historic Richmond. Located close to the market place of Richmond, this project comprises the conversion of an 1820s Listed Building to provide 4 stunning luxury apartments. Minutes’ walk from the beautiful market place this former Georgian townhouse is set in an elevated position giving sweeping views over the town and surrounding countryside. Presently a redundant building, planning and listed building consent has been granted for 4 large apartments within the grand exterior. A mature cedar tree is the main feature of a beautiful walled garden. We will be launching sales early March 2015, and already have a number of parties who have registered their interest in these luxury homes.
8/9
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H A R R O G A T E
St George’s Road, Harrogate •
Semi-detached Victorian property ripe for renovation and refurbishment.
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Situated in a desirable tree lined avenue in Harrogate.
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Property will be developed to provide 5 luxury apartments.
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Project will be launched by April 2015.
A renovated Georgian building housing 5 luxury apartments near the centre of the bustling spa town of Harrogate. Designed and refurbished to a luxury specification, all apartments include a beautiful selection of kitchen and bathroom finished using the highest quality fixtures and fittings. Harrogate offers excellent schooling opportunities, good rail and road links and providers numerous shopping and dining options, including the highly acclaimed Betty’s Tea Rooms. Sales will be launched in April 2015, and we expect this development to sell quickly due to the current buoyant property market in the area. The development will be completed by Summer 2015.
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Ashcroft Mews S E A H A M
Ashcroft Mews, Seaham •
8 spacious family homes.
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3 bedroom detached and semi-detached properties.
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Pleasant garden and 2 allocated parking spaces.
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Close to Seaham Town Centre and award winning seafront.
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Sales will be launched by April 2015.
Ashcroft Mews comprises a combination of 6 semi-detached and 2 detached three bedroom properties, minutes from the beauty of Durham’s coastline. Each of the homes will have a private garden and 2 allocated parking spaces for each property. The finished scheme will provide a private and enclosed residential setting, and will provide an ideal family home in an area which has been identified as having a shortage of such housing. Well situated for local schools, bus and rail services, Seaham town centre and the beautiful seafront. Seaham has fine beaches and transport links to the eastern coast. Nearby Seaham Hall is an iconic luxury hotel and spa. We will be launching off plan sales in Spring 2015 and expect the full development to be completed in Autumn 2015.
10/11
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2nd Floor Cuthbert House All Saints Business Centre Newcastle upon Tyne Tyne and Wear NE1 2ET Tel: 0191 211 4120 Fax: 0191 232 2763 Email: info@hsbf.co.uk www.hsbf.co.uk www.thehighstreetgroup.com www.allsaintsliving.com High Street Boutique Finance is a trading name of High Street Commercial Finance. High Street Commercial Finance is part of The High Street Group of Companies.
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